Oasis Legal Finance Holding Company, LLC CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
07/27/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Other personal consumer report
  • Improper use of your report
  • Reporting company used your report improperly
  • IL
  • 60540
Web
On XX/XX/XXXX, I became aware of several issues due to a mortgage company performing a soft pull on my credit without express consent or authorization from me. In fact, I never contacted or spoke with XXXX XXXX. They mailed me a copy of my credit report, and it stated that I have a Code XXXX : Too many consumer finance company accounts. For some reason, my XXXX account was " unfrozen '', which I had placed a request at least 1.5 years ago for an XXXX account freeze. On XX/XX/XXXX at XXXX, I called XXXX and spoke with agent XXXX . He stated that the " too many consumer finance company accounts '' were because Oasis Financial did 2 " hard pulls '' on my credit : XX/XX/XXXX, and XX/XX/XXXX. l have a worker 's comp case that has been active for over 2 years now. I was assured by XXXX at Oasis that Oasis " never pulls credit '', because they have a lien against the case. I was told this several times by XXXX, but Oasis went and did a " hard pull '' on my credit without my express authorization! I was told by XXXX at XXXX to : 1.File a complaint with the FTC 2 . File a police report, which I will do tomorrow. XXXX also placed a Fraud Alert on my account, which will be relayed to the 2 other credit bureaus. The Fraud Alert Number is : XXXX. I need to 2 " hard pulls '' against my credit! taken off, because I was assured several times by XXXX and other associates that Oasis does not check credit, which is untrue
04/03/2023 Yes
  • Money transfer, virtual currency, or money service
  • Domestic (US) money transfer
  • Wrong amount charged or received
  • MI
  • 48141
Web Older American
Around XX/XX/2019, I requested A loan from oasis financial service. I was involved in a XXXX XXXX XXXX XXXX accident. On XXXX, my husband was a XXXX patient and we needed funding for expenses. I got their info from my attorneys office. So I applied for and received {$500.00}. Thru the years a did request additional funding but was denied. I was told my condition was not approved because I didnt require surgery, therefore the results from my claim would not be very profitable. I still applied a year or two later, but the answer was the same. Once they did say I was approved, but never released any funds, claim the loan officer change their mind. Now weve reached a settlement, and I found out that oasis says I owe {$15000.00}. My attorney claimed the wanted even more. I let them know I never received that much, Oasis has grossly overcharged me excessively and I have only one copy of the agreement sent thru DocuSign.I dont know how they were able to duplicate and sign more loans without my knowledge. They sent agreements to the attorneys indicating that I obtained several loans with Exorbitant fees with this false signature, I would have. A copy of the of the agreement each time I signed, I was I entitled to have a copy of each loan at the time of signing. Not send to the attorney at settlement. I do believe that have committed fraud.
10/09/2020 Yes
  • Payday loan, title loan, or personal loan
  • Pawn loan
  • Charged fees or interest you didn't expect
  • IL
  • 622XX
Web
On XXXX XXXX I applied for a settlement loan from Oasis Financial. It was all handled online and over the phone. They asked did I want to make payments or wait until my settlement came in to pay off the loan and I opted to wait until settlement. I did sign a contract saying I would pay back 36 % apr on {$5000.00} which at the end of period would be {$7100.00} at loan maturity. Never was I told that I would be charged 6 % interest monthly on this loan I did see a 3 % monthly accrual charge on deferred payments on principle which I was lead to believe would be $ XXXX on the {$5000.00} I borrowed and today a woman tells me its 6 % which is $ XXXX. I offered to pay the 3 % of {$150.00} a month to keep that charge from adding up until the end of my settlement agreement, but I was told I had to pay over {$2000.00} today then make monthly payments of close to {$300.00}. Which I explained Im being put on XXXX and can not afford that. I have no problem paying the original {$5000.00} plus the 36 % apr which over two years totals {$2000.00}. But I feel like they mislead and misrepresented their terms. Please let me know what I can do? I have emails and contract documents from online handling of my account
10/17/2023 Yes
  • Payday loan, title loan, personal loan, or advance loan
  • Other advances of future income
  • Issues with repayment
  • CA
  • 95112
Web
I took out a settlement advance. After receiving payout I inquired to my attorney through phone and email about who was to pay it back but didn't get a reply. I checked the oasis financial website but it did not state if myself or the attorney was to pay back the loan. My attorney was aware of the lending and spoke with the settlement funding company and had to review documents from them. Because of the facts I stated being that I could not get a hold of the attorney, Oasis Financial did not tell me how to pay back the loan, and my attorney was in communication with the settlement lending company, I believe it was fair to assume.my attorney was handling it, in addition to the facts that it was not made apparent to me how to pay back the loan. Oasis financial has an FAQ on their website, but it simply states that the loan will be paid back from the settlement but does not state how to actually pay it back. So this information is vital to post online and make clear to me and It was obfuscated and now they ask for over {$2000.00} extra because it's " late ''
10/25/2023 No
  • Payday loan, title loan, personal loan, or advance loan
  • Other advances of future income
  • Unexpected fees
  • NC
  • 27858
Web
I was involved in an accident in XXXX and been out of work and was receiving temporary XXXX for a short time then bills were piling up in XXXX and I didn't have any money coming in so I looked online for a lending company and I came across Oasis which Had an advertisement online saying they won't get paid unless you get paid and if you don't you don't have to pay the money back and the fee was 1.4 %. So from XXXX until approximately XXXX I only borrowed XXXX from Oasis and they charged me a little over XXXX they receive more then I got from my settlement in XXXX and I feel like they over charged me and with unexpected fees and false advertisement
11/29/2021 Yes
  • Checking or savings account
  • Checking account
  • Problem with a lender or other company charging your account
  • Transaction was not authorized
  • GA
  • 310XX
Web
Pa paperwork with wrong address and and unauthorized amount for {$2200.00} I made XXXX transactions for {$1.00}, XXXX the XXXX XXXX I did not authorize for {$2200.00}. XXXX XXXX from Oasis Financial sent me contracts with wrong address dates and amounts that I did not receive I only borrowed {$3.00}, XXXX XXXX XXXX and XXXX XXXX took XXXX for XXXX I paid off my loans in XXXX months but no one can or had explained how XXXX go up to XXXX in less than a year of the XXXX XXXX XXXX and XXXX XXXX XXXX out of XXXX XXXX XXXX XXXX... Oasis Financial
07/28/2020 Yes
  • Money transfer, virtual currency, or money service
  • Debt settlement
  • Confusing or misleading advertising or marketing
  • LA
  • 701XX
Web
I was told that an underwriter was deciding my case and I waited 7 days to hear an answer and on the last day I got two different answers one was they were still deciding and a minute later I was told Oasis do not deal with product liability cases in Louisiana but their advertisement says something different and I'm waiting for my lawyers to answer on what Oasis told them
08/25/2015 No
  • Consumer Loan
  • Installment loan
  • Taking out the loan or lease
  • IL
  • 61832
Web
I was receiving XXXX. My XXXX stopped temporarily due to issues with the company handling the XXXX. My attorney referred me to Oasis lending during these periods. I borrowed XXXX in the end I was required to pay XXXX
01/17/2024 Yes
  • Payday loan, title loan, personal loan, or advance loan
  • Other advances of future income
  • Problems receiving the advance
  • NM
  • 87107
Web
11/21/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • MA
  • 02301
Web
09/10/2023 Yes
  • Payday loan, title loan, personal loan, or advance loan
  • Other advances of future income
  • Problems receiving the advance
  • CA
  • 93535
Web
08/23/2023 Yes
  • Payday loan, title loan, or personal loan
  • Personal line of credit
  • Problem with additional add-on products or services
  • WA
  • 98030
Web
01/29/2022 Yes
  • Payday loan, title loan, or personal loan
  • Payday loan
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • GA
  • 30350
Web
12/30/2019 Yes
  • Payday loan, title loan, or personal loan
  • Installment loan
  • Charged fees or interest you didn't expect
  • NJ
  • 07104
Referral
12/30/2019 Yes
  • Payday loan, title loan, or personal loan
  • Payday loan
  • Charged fees or interest you didn't expect
  • NJ
  • 07104
Referral
12/30/2019 Yes
  • Payday loan, title loan, or personal loan
  • Payday loan
  • Charged fees or interest you didn't expect
  • NJ
  • 07104
Referral
02/05/2019 No
  • Payday loan, title loan, or personal loan
  • Installment loan
  • Problem when making payments
  • TX
  • 78723
Web
01/11/2019 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit repair services
  • Confusing or misleading advertising or marketing
  • LA
  • 70072
Web Servicemember
09/06/2018 No
  • Payday loan, title loan, or personal loan
  • Payday loan
  • Can't contact lender or servicer
  • CA
  • 92882
Phone
01/16/2018 No
  • Payday loan, title loan, or personal loan
  • Installment loan
  • Getting the loan
  • OH
  • 45206
Phone
01/29/2016 No
  • Consumer Loan
  • Installment loan
  • Managing the loan or lease
  • MO
  • 63010
Web