| 07/25/2016 |
Yes |
- Debt collection
- Credit card
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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Cerastes LLC XXXX, embezzlement without due process of law defrauded our bank account at XXXX Bank. Cerastes , LLC conspiring with XXXX Bank, Justice of the Peace Court Precinct XXXX XXXX XXXX TX, Attorney XXXX XXXX XXXX and the law firm XXXX XXXX XXXX XXXX. XXXX, TX XXXX and XXXX collection agencies the law firm owns Cerastes LLC XXXX, XXXX XXXX, XXXX XXXX and XXXX XXXX by falsely claiming without documentation a Pledge Hold in the amount of {$4500.00}. Wirt of Garnishment Pledge Hold in the amount of {$2800.00}, failing to claim it as a Legal Hold.
Each of the three parties falsely claimed action was filed in different courts to cover-up their participation if someone investigated they would not find legal action.
No legal action filed no filing fee paid, no petition, no court order signed in a court with jurisdiction in XXXX XXXX TX. The law firm owned XXXX collection companies, they can switch successor in interest between the companies.
The role played by each party : I - Cerastes , LLC, XXXX Role in the Embezzlement In XXXX XXXX of its sister company 's XXXX XXXX claimed to file court action in XXXX XXXX XXXX XXXX Place XXXX in XXXX XXXX TX, Assigned case number XXXX. Did not name XXXX Bank as defendant.
Facts : 1. There is no Justice Court Precinct XXXX Place XXXX in XXXX XXXX TX 2. The law firm XXXX XXXX XXXX XXXX. never sent legal proof of service via certified mail return receipt. Confirmed by reviewing online tracking number.
In XXXX XXXX of the sister company 's XXXX XXXX identified as plaintiff claiming it filed action in Justice Court Precinct XXXX Place XXXX in XXXX XXXX TX, Using a different defendant name with a middle initial.
Facts : 1. There is no Justice Court Precinct XXXX Place XXXX in XXXX XXXX TX 2. The law firm XXXX XXXX XXXX XXXX. never sent legal proof of service via certified mail return receipt confirmed this by checking USPS tracking numbers online.
II - Justice of the Peace Court Precinct XXXX, XXXX XXXX Texas, Role in the Embezzlement The court clerk and XXXX XXXX XXXX Justice of the Peace, Precinct XXXX, XXXX XXXX, TX allowed the law firm of XXXX XXXX XXXX, XXXX. to defraud bank account with XXXX Bank by using its XXXX collection agency firms and false claims of court documents filed by XXXX XXXX XXXX, XXXX. attorney XXXX XXXX XXXX ( XXXX ) in a XXXX XXXX TX court that does not exist.
Facts : 1. Writ of Garnishment is fraudulent it states service is to be delivered to authorized agent XXXX XXXX XXXX in XXXX TX. ( National banks can not use agents for process service ) 2. XXXX Bank was never sued or served Writ of Garnishment in a legal court of jurisdiction in XXXX XXXX TX.
III - XXXX Bank Role in the Embezzlement XXXX Bank never served Writ of Judgment XXXX Bank records claim it is for Pledge Hold an agreement to pay as collateral like on a loan. XXXX Bank mailed a copy ( Not the original customer copy XXXX ) with the account number manually blacked out, claiming jurisdiction filed in the court XXXX XXXX Texas # XXXX ( No court exist with this name in XXXX XXXX, TX.
Facts 1. Branch XXXX Assistant Banking Center Manager claimed his bank has not received an original copy XXXX of the Notice of Garnishment.
2. Branch Manager stated he has never seen a hold on Checking/ATM cards, he stated it was done to get our attention.
3. Branch Manager could not answer why XXXX Bank placed a Pledge Hold ( Not a Legal Hold ) on our checking account in the amount of {$4500.00}.
4. Branch Manager could not explain why his system did not show the Notice of Garnishment in the amount of {$2800.00}.
5. Branch Manager could not explain why he could no issue a new Check/ATM card on our account.
Clear case of Embezzlement, with no legal action filed.
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| 07/28/2016 |
Yes |
- Debt collection
- Credit card
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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Cerastes LLC XXXX with no legal right to claim a debt, with no legal description of the person owing a debt, no information identifying date debt was created, no filing fee in a court of law, no legal petition or supporting affidavit filed in a court of law, no legal proof of service. Embezzlement using Zombie debt without due process of law defrauded our bank account at XXXX. Cerastes , LLC conspiring with XXXX, Justice of the Peace Court Precinct XXXX XXXX XXXX TX, Attorney XXXX XXXX XXXX and the law firm XXXX XXXX XXXX XXXX. XXXX, TX XXXX and XXXX collection agencies the law firm owns Cerastes LLC XXXX, XXXX XXXX, Dodeka LLC and Pharia LLC by falsely claiming without documentation a Pledge Hold in the amount of {$4500.00}. Fraudulent Wirt of Garnishment Pledge Hold in the amount of {$2800.00}, failing to claim it as a Legal Hold.
Each of the XXXX parties falsely claimed action was filed in different courts to cover-up their participation if someone investigated they would not find legal action.
I - Cerastes , LLC, XXXX Role in the Embezzlement In XXXX one of its sister company 's Pharia LLC claimed to file court action in Justice Court Precinct XXXX XXXX XXXX in XXXX XXXX TX,. Did not name XXXX as defendant.
Facts : 1. There is no Justice Court Precinct XXXX XXXX XXXX in XXXX XXXX TX.
2. No filing fee paid in a legal court in XXXX XXXX TX.
In XXXX one of the sister company 's Pharia LLC identified as plaintiff claiming it filed action in Justice Court Precinct XXXX XXXX XXXX in XXXX XXXX TX, Using a different defendant name with a middle initial.
Facts : 3. There is no Justice Court Precinct XXXX XXXX XXXX in XXXX XXXX TX 4. The law firm XXXX XXXX XXXX XXXX. never sent legal proof of service via certified mail return receipt confirmed this by checking USPS tracking numbers online.
II - Justice of the Peace Court Precinct XXXX, XXXX XXXX Texas, Role in the Embezzlement The court clerk and XXXX XXXX XXXX Justice of the Peace, Precinct XXXX, XXXX XXXX, TX allowed the law firm of XXXX XXXX XXXX, XXXX. to defraud bank account with XXXX by using its XXXX collection agency firms and false claims of court documents.
Facts : 3. Writ of Garnishment is fraudulent it states service is to be delivered to authorized agent XXXX in XXXX TX. ( National banks can not use agents for process service ) - No plaintiff listed on the garnishment. No legal I.D . for bank account for garnishment.
4. XXXX was never sued as defendant or served Writ of Garnishment in a legal court of jurisdiction in XXXX XXXX TX.
III - XXXX Role in the Embezzlement XXXX never served Writ of Judgment XXXX records claim it is for Pledge Hold an agreement to pay as collateral like on a loan. XXXX mailed a copy ( Not the original customer copy XXXX ) with the account number manually blacked out, claiming jurisdiction filed in the court XXXX XXXX Texas # XXXX. No court exist with this name in XXXX XXXX, TX.
Facts 3. XXXX XXXX Assistant Banking Center Manager claimed his bank has not received an original copy XXXX of the Notice of Garnishment.
4. Branch Manager stated he has never seen a hold on Checking/ATM cards, he stated it was done to get our attention.
5. Branch Manager could not answer why XXXX placed a Pledge Hold ( Not a Legal Hold ) on our checking account in the amount of {$4500.00}.
6. Branch Manager could not explain why his system did not show the Notice of Garnishment in the amount of {$2800.00}.
7. Branch Manager could not explain why he could no issue a new Check/ATM card on our account.
This is a clear case of embezzlement with no legal action filed and conspired with XXXX and Justice of The Peace Precinct XXXX, XXXX XXXX TX.
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| 09/07/2017 |
Yes |
- Debt collection
- Credit card debt
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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I would like to speak to someone as soon as possible please about filing a complaint and getting a fraudulent " legal order '' lifted off my bank account. The current representative for the debt collector has in NO way communicated with me that there was a supposed issue. She stated that the supposed judgement was made against me in XXXX 2007 and that their office purchased my debt. When I asked for documentation of the original debt and who the original creditor was -- she was unable to give me that info because she said " it has passed theu lots of hands but our company is representing it now ''. The attorneys office seems to be unclear on what the actual " amount '' is that they want me to pay. They told the bank one amount, told me a different amount, and when I offered to pay in full the total balance nearly doubled to just over {$15000.00}. The representative says the original debt is believed to be a XXXX Credit Card balance that originated almost 15 years ago -- plus " applicable fees over the years ''. My 3 accounts at XXXX XXXX XXXX have been all wiped clean of any funds because of this issue -- my family checking, my minor sons checking, and a small savings account. When I called the debt collector office they are very unhelpful and wo n't give me much information. When I questioned the important details of who original creditor was and could they prove that I had any knowledge of the supposed debt -- the representative told me they " are n't obligated to communicate that to me ''.
Now the attorneys office is telling me that they will give me a % 20 discount off my balance if they keep all the $ the bank is holding plus I set up monthly payments with them and they want me to use my home - that is mortgaged through XXXX XXXX XXXX - as collateral. Obviously that is in their best interest. I have spoken to my XXXX XXXX representative and would appreciate any input I can receive from your office on this collectors suspicious and what I believe to be fraudulent actions. I have all my accounts being held at this time and am having house, auto, and insurance payments returned because of this.
I believe they have absolutely acted against the Texas Debt Collection Act by failing to identify who held the supposed original debt, failing to contact me in any manner regarding this issue, give varying amounts to myself and my banking establishment, and MOST importantly holding accounts in this manner for repayment of a Consumer debt. In Texas I believe debt collectors Can Not garnish wages for this purpose yet all 3 of my accounts ( totaling {$1200.00} ) are being held hostage currently. As well as I myself have my United States Postal Paycheck being direct deposited tonight and my XXXX year old sons pay day is tomorrow.
Please advise at your earliest convenience about the Texas Deceptive Trade Practices -- which I believe definately covers what this collector is attempting to do. I most definately feel this is a violation of the Consumer Protection Act and would like to file a formal complaint.
This whole incident is all very suspicious. As a matter of fact when I input the supposed " attorneys '' office phone number into google it comes back as a known Scam # XXXX response and action is needed before XXXX XXXX is forced to actually release these funds to the criminals that are attempting this.
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| 06/17/2016 |
Yes |
- Debt collection
- I do not know
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- Taking/threatening an illegal action
- Seized/Attempted to seize property
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Web |
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A writ of garnishment on my bank account was issued by XXXX XXXX, Place XXXX on behalf of Cerastes, L.L.C. and XXXX & XXXX. I have filed a motion to vacate on grounds Plaintiff has no standing.
Need constructive assistance with this case. I do not believe I will receive substantive justice. Justice of the Peace seems to be serving as a debt collector XXXX out writs for the Plaintiff.
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| 06/17/2016 |
Yes |
- Debt collection
- I do not know
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- Taking/threatening an illegal action
- Seized/Attempted to seize property
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Web |
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A writ of garnishment on my bank account was issued by XXXX, Place XXXX on behalf of Cerastes, L.L.C. and XXXX & XXXX. I have filed a motion to vacate on grounds Plaintiff has no standing.
Need constructive assistance with this case. I do not believe I will receive substantive justice. Justice of the Peace seems to be serving as a debt collector XXXX out writs for the Plaintiff.
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| 07/30/2019 |
Yes |
- Debt collection
- Credit card debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Please see documentation.
One company became another company and is trying to garnish my wages for a debt that is almost 10 years old.
They have fraudulently jacked up the judgment amount and additional interest is usury.
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| 01/16/2016 |
Yes |
- Debt collection
- Credit card
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- False statements or representation
- Impersonated an attorney or official
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Web |
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The company Pharia LLC is hiring attorney to file law suit against me and having law enforcement officers to come to my house threat me to take everything I owe
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| 05/09/2022 |
No |
- Vehicle loan or lease
- Loan
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- Problems at the end of the loan or lease
- Unable to receive car title or other problem after the loan is paid off
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Phone |
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| 12/04/2019 |
Yes |
- Mortgage
- Conventional home mortgage
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- Trouble during payment process
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Web |
Older American |
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| 03/06/2018 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
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Postal mail |
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| 04/21/2017 |
Yes |
- Mortgage
- Home equity loan or line of credit
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- Loan modification,collection,foreclosure
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Web |
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| 11/03/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
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Referral |
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| 05/09/2015 |
Yes |
- Debt collection
- Credit card
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- Taking/threatening an illegal action
- Sued w/o proper notification of suit
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Web |
Servicemember |
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| 02/06/2015 |
Yes |
- Debt collection
- I do not know
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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| 04/20/2014 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Impersonated an attorney or official
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Web |
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| 03/13/2014 |
Yes |
- Debt collection
- Credit card
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- Taking/threatening an illegal action
- Attempted to/Collected exempt funds
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Web |
Older American |
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