| 10/30/2017 |
Yes |
- Debt collection
- Auto debt
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
Older American |
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Let me preference this complaint with that I was XXXX years old when these attorneys and this company began their assault on me for a debt. I am now XXXX years old and twice widowed. And no there was no life insurance or death benefits received from either.
In XXXX my ex-husband ( who died in XXXX of XXXX ) took out a car loan from XXXX XXXX XXXX.I realized after he bought the car home and had signed my name to documents that it was an extremely high interest rate and I could not afford the note.Within a month, after my ex husband had left me, my XXXX year old son, and my XXXX XXXX son, I returned the car to the dealership in mint condition within the first few weeks of purchase.
Without a vehicle since he had taken the only family vehicle which was in my name when he left in the dead of night, we moved in with my parents.
I had XXXX sons to raise. No support came as BOTH of their dads never had steady jobs so no child support could be awarded. I was their sole provider.
In XXXX my oldest son 's dad died. I was working 3 jobs to support my boys, teaching school, delivering pizza and part time as a receptionist and heard nothing further from the dealership. I believed the car had been sold years earlier since it was brand new when returned it in XXXX.
Ten years later in XXXX I received a notice of a judgment in the mail that was filed from NEWMAN , MATHIS , BRADY & SPEDALE but I was never given an opportunity to present myself against these attorneys and XXXX XXXX XXXX in court. I had no idea I owed anything to anyone.
I contacted the attorneys on the letter and explained that I had NEVER been given a notice to appear in court.They totally disregarded this and told me the FIRST judgment filing was filed in XXXX and they re-filed a SECOND time in XXXX. After adding thousands of dollars to a much smaller debt ( I never received any initial amount ) it became an astronomical sum. I tried when possible to pay {$50.00} a month on it but it was truly a struggle. Why they chose to not seek monies from my ex- husband who was also on the judgment since the beginning is a question I can not get answers to.
My ex-husband died in XXXX.
I assumed with his death in XXXX the release of the judgment would happen. I could not have been more mistaken. These attorneys Newman , Mathis , Brady & Spedale and XXXX XXXX XXXX chose to re- filed this judgment again for a THIRD time in XXXX against me and my deceased ex, which I did not even know was possible.It was then in the amount of over {$24000.00}.
Again I called them and explained he had died and why after 20 years were they still harasing me over this.The car was returned in mint condition with only a couple of hundred miles on it if that and I am sure sold for nearly the amount we paid. If anything was owed I was never given a receipt of the sale of the car to see exactly what it was sold for but I am sure due to the excellent condition of the returned vehicle the full value was gotten for it.
Today I got ( ATTACHED ) a notice of garnishment from these attorneys and the amount is over {$32000.00}. How can this happen?
I know thousands of people who give cars back AFTER SOME KEEPING THEM YEARS BEFORE GIVING THEM BACK and they never hear another word nor does it ruin their credit.
Why these attorneys are harassing me after 24 years is horrible.
I have finally gotten thru those horrible years and yet I still can not put this behind me.I HAD JUST mailed them another {$50.00} check on XXXX/XXXX/XXXX and I just do not understand why they keep re-filing this joint judgment 3 times and now trying to garnish 25 % of my TAKE HOME pay. Please help me in getting this debt removed from my name so they can not garnish 25 % of my TAKE HOME pay after 24 years.
This garnishment will put me back in the position I was in nearly 25 years ago and will cause me a grave hardship. Is n't ruining my credit for the last 24 years enough along with the stress this puts me under for a debt that was my ex- husband 's?
I want to file a formal complaint against these attorneys and XXXX XXXX XXXX for undue harassment and respectfully request this judgment be nullified and that I receive no further communication from either of these companies. The monies already paid over these 24 years they can keep.I just want to be free of these attorneys ' constant letters and phone calls. I am nearly at retirement age and this is causing medical issues for me. Please let me know what else I need to provide. The loan number is # XXXX. The filing number is # XXXX
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| 12/11/2019 |
Yes |
- Debt collection
- Payday loan debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I received a letter regarding a garnishment for XXXX XXXX XXXX (Newman, Mathis, Brady & Spedale) in the amount of $XXXX from my employer. This letter was also received on XX/XX/2019 and no form of prior validation was sent before this letting me know if I owed anything. Any past debts with XXXX XXXX XXXX has been settled. This was an illegal and unwarranted debt. This debt has been paid in full in the amount of $XXXX. This includes the original debt of $XXXX plus fees. I have sent correspondence to Newman, Mathis, Brady & Spedale requesting an immediate halt of the garnishment as this is not legal and I have contacted my lawyer. When I contacted the law firm Newman, Mathis, Brady & Spedale, they then mentioned it only $XXXX. So with no initial letter stating I owe anything and then changing the amount, I think this is unwarranted debt and I do not owe anything since the case was closed.
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| 09/08/2017 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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The creditor agreed to accept a lump sum of XXXX $ cash to cancel the debt and not go thru the attorneys and I paid it to his company and now he the creditor is still trying to collect the debt by having his attorney XXXX XXXX send me a petition for garnishment of wages. I have emails and proof of bank payments made up until I paid the XXXX $ cash.
My request is also for the company to please validate the debt ; by sending all original documents with signatures etc. to me asap
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| 12/17/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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As a Federally protected consumer this alleged debt collector has violated my right to privacy as well as multiple adverse actions as listed in the attached documents. I request that the CFPB hold them accountable for their actions.
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| 05/02/2015 |
Yes |
- Debt collection
- Federal student loan
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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I did n't take a loan for XXXX. From this college. I only took XXXX classes and those classes did n't cost XXXX.
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| 11/08/2023 |
Yes |
- Debt collection
- Auto debt
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- False statements or representation
- Told you not to respond to a lawsuit they filed against you
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Web |
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| 02/08/2023 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
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Web |
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| 09/23/2019 |
Yes |
- Debt collection
- Credit card debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Older American, Servicemember |
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