NCSPLUS INCORPORATED CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
07/09/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 10598	Web
XX/XX/XXXX : I took a XXXX XXXX class at XXXXXXXX XXXX XXXX XXXX XXXX XXXX. The school assured that if you dropped out of the class before the 1st exam, that you would not be liable for the {$1500.00} tuition. I dropped the class and didn't hear anything from XXXX XXXX XXXX I started receiving bills from XXXX , which quickly escalated to letters from NCS PLUS Incorporated, a debt collector hired by XXXX . I made several calls to the XXXX bursars office about the bill and they informed me " they have nothing to do with it '' and that I have to deal with the specific XXXX school at XXXX to dispute the amount. I made several calls/emails to XXXX 's school XXXX XXXX XXXX XXXX and never received a response. XXXX-present- Made several attempts to contact XXXX bursar 's office about the issue. I informed them that I am attempting to dispute this debt, but neither the bursar or the individual XXXX school knew how to deal with the situation and nobody responds to my calls or emails. The bursar transfers me to someone in the office that deals with " collections '' and that person never gets back to me. They keep referring me back to XXXXXXXX XXXX XXXXXXXX XXXX XXXX, which never calls me back. Furthurmore, the pandemic hits and for the past 4 months it's impossible to contact XXXX or their debt collector NCS PLUS incorporated. They don't answer the phone at all ( NCS # XXXX ). XXXX XXXX I get a letter from XXXX XXXX debt collector saying that they are going to report me to the credit agencies if I don't pay. I try to call them ( they provide no email ) several times to tell them I am disputing this debt with XXXX. Nobody ever answers their contact # ( try it right now for yourself ). I call XXXX and tell them I am still disputing, can someone help? I can't get in contact with anyone for the past few months. The bursar tells me " keep trying with the XXXX XXXX XXXX ''. XXXX XXXX My wife and I are in trouble because of the pandemic so we are trying to refi our house for a lower payment. We both have excellent credit. My mortgage lender informs me that I am unable to refi because my credit score went down significantly in the past month. I quickly run a report and see that on XX/XX/XXXX, XXXX reported me to the XXXX credit bureau which destroyed my credit and is horrible for us at this time. The gross mismanagement of XXXX and it's debt collector in this instance is unbelievable. After months of attempts by me to contact them and resolve, they still report me as " in collections '' to the credit agencies. I made every attempt to reconcile with them but because of their lack of knowledge of who is responsible to even dispute with, they let it fall through the cracks. Also, the pandemic has reduce their staff at the office and at the debt collector which rendered it impossible to speak to anyone for months. There is no answer at the debt collector number at all. I have since paid this debt ( even though I still dispute it ) just as an attempt to repair my reputation here. I have a 25 year perfect credit history for the most part.
05/08/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MA 02119	Web
Im confused and stressed and shocked when I reviewed my credit report this week and I found multiple inaccuracies on my credit report from the 3 major credit bureaus from a collection company that I never have dealt with before. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity. You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the XXXX XXXX XXXX and XXXX XXXX XXXX for code of ethics violations.
11/02/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MD 20877	Web
Sometime during the early to middle part of XX/XX/XXXX, I spoke with XXXX, a manager at the XXXX XXXX XXXX, XXXX ( XXXX ) in XXXX Maryland. I was requesting to speak with the XXXX XXXX XXXX, the owner of the practice who treated me during most of XX/XX/XXXX. I was going to request XXXX XXXX if he could wave the remaining balance because my XXXX had left me unable to pay. XXXX wouldnt let me speak with XXXX XXXX telling me that XXXX XXXX will say no, but she said I could pay any amount when I can. I guess because of my insistence, XXXX suddenly cut off our phone conversation saying .Ok XXXX , Im sending you to collections. Then after, I managed to sort out my personal budget and on XX/XX/XXXX, I made a payment of {$35.00} towards my balance. However, I was surprised to receive a new statement with a balance of {$180.00}. When I called XXXX, I was told that a {$50.00} collection fee was added to my balance. On or about middle of XX/XX/XXXX, I did get a letter dated XX/XX/XXXX from NCS Plus Incorporated ( NCS ) but with an amount due of {$220.00}. I dont understand where this amount was based on. Aware that I already made a payment of {$35.00} which was accepted by XXXX, I thought nothing more of the letter. Shortly thereafter, I also received a few voice mail messages from NCS but for the same reason, I also thought there was no need for me to call back. On or about the first week of XX/XX/XXXX, I received a 2nd letter dated XX/XX/XXXX from NCS with an amount due of {$220.00}. I had just made a payment of {$10.00} on XX/XX/XXXX to XXXX, so again I didnt think any more of the letter. I made my 3rd payment of {$10.00} to XXXX on XX/XX/XXXX and I made sure to tell XXXX of NCSs 2 collection letters and phone messages. She assured me she will let NCS know that Im making payments toward the balance. Today, XX/XX/XXXX, I received a 3rd letter dated XX/XX/XXXX with the same amount due of {$220.00}. NCS is in direct violation of the Fair Debt Collection Practices Act XXXX because they are misrepresenting the amount of the debt it is attempting to collect. The amount due of {$220.00} was wrong from the start and it is absolutely wrong today! It is irresponsible for NCS to continue sending me collection letters without knowing the actual state of my account.
04/25/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA XXXXX	Web
I have already received a similar notification from your company with the same amount with a different case number. The previous case number XXXX was closed after I submitted my first complaint on XX/XX/XXXX through CFPB to both NCSPLUS INCORPORATED and A XXXX XXXX. The new claim number is XXXX with the same amount. Please stop harassing me with these notifications. Here is what I already submitted : -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- sent on XX/XX/XXXX YOUR COMPLAINT I received the invoice for the amount of {$1700.00} dated XX/XX/XXXX after 2 years of no communication from A XXXX XXXX XXXX. We had an agreement that I will be paying a monthly fee of {$85.00} which they decided not to charge. They have my working credit card information on file that I provided and they previously charged on XX/XX/XXXX and they could have charged the monthly amount we agreed on. They have not contacted me for about 2 years and I received an invoice for {$1700.00} on XX/XX/XXXX threatening to send me to collections. I will like to receive a verification of the debt A XXXX XXXX XXXX is claiming that I owe so please send me a detailed account statement. Also, please send me an explanation on why my card wasnt charged {$85.00} monthly as originally agreed upon. The credit card that was last charged is a working credit card. If A XXXX XXXX XXXX lost my credit card information, I will like to know details on why and how my credit card information was lost. I sent an email to A XXXX XXXX XXXX requesting to get an account statement to verify the debt on XX/XX/XXXX with no response. I sent a certified mail requesting to get an account statement to verify the debt on XX/XX/XXXX and it was received on XX/XX/XXXX with a signature verification but I did not get a response. I filed a claim with CFPB on XX/XX/XXXX with no response. Then I received a letter from NCS incorporated on XX/XX/XXXX to collect a debt that I have been trying to verify. I need a clear explanation why A XXXX XXXX XXXX is ignoring my request to verify the debt, why they did not continue to charge the monthly {$85.00} we agreed upon, and what happened to the working credit card information that was last charged on XX/XX/XXXX.
10/04/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	DC 20007	Web
The city of XXXX XXXX bill me for water consumption for a period I did not use because I did not owed the property for the billing period. Then, report this account in collections affecting my credit report without notice to me. I did not receive notice or have a chance to dispute this balance. I sold the property in XX/XX/XXXX and the bill goes to XX/XX/XXXX. I learned about the debt in XX/XX/XXXX after my credit score when down and I contacted the city of XXXXXXXX XXXX to pay the balance and the XXXX XXXX XXXX. After multiple calls with on solutions I sent proof of the sale of the property, proof of {$250.00} in escrow to pay the bill with the title company and requested they update and remove the collection report. The city of XXXX XXXX stated they will not remove the information and insisted even if they update the balance of {$220.00} to {$86.00} they will not remove the collection report after payment. XXXXXXXX XXXX stated they will not let me dispute the charge or receive any proof until the City of XXXXXXXX XXXX notify them. As of today, XX/XX/XXXX I was not allowed to pay the {$86.00}. The only option is to pay the {$220.00} that I do not owe. Base on what XXXX XXXX city told me the current balance after adjustments will be {$86.00}, but their system or representatives will not take the payment for {$86.00}. Also, the title company still in possession of the escrow funds to pay the bill.
06/15/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	NJ 07522	Web
I went to XXXX XXXX COLLEGE in XX/XX/XXXX. I received FAFSA and they handed me a refund check. Sometime later, they stated they refunded me the incorrect amount. I asked them what was the amount due back to them ( I can't even remember now, but i know it was around $ XXXX-XXXX ) and I was unable to pay them back as I was a broke college student. Months later, I saw they sent to me collections for {$1200.00}. I was very upset, so I called them to let them know that the amount was incorrect and that was FALSE reporting. The woman on the phone said they will remove it once my debt was paid, I told them to correct the balance and they REFUSED. Fast forward to XX/XX/XXXX, The debt IS STILL THERE and it's still with an incorrect balance of {$1200.00}. I contacted XXXX College ( because XXXX XXXX college has since then DISAPPEARED and " merged '' with XXXX College ) and I received a letter stating that my debt was {$340.00} and they contacted the agency to correct the amount on my credit report ( letter is dated XX/XX/XXXX ) but it still reflects {$1200.00}. This has been on my credit report for 8/9 years. I thought these debts have to be removed after 7 years. This has truly affected my credit and if it were fixed YEARS ago it would have been paid, and I could have bought a house but because my credit STINKS because of them, I am not able to do the things ( such as buy house ) I need to do for my family.
07/14/2020	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07424	Web
As a young man with minor responsibilities I went into XXXX to better my future. Like any young adult I was not financially stable and needed assistance to do so with a student loan. Fortunately, as I became a XXXX I made the decision to get married to the love of my life and then came our beautiful XXXX children. My responsibilities increased as my family depended on me. I had to divide my time to attending XXXX, working a full time job and to spend time with my loved ones. Things were getting too stressful, so my time as a XXXX has stretched out into XXXX XXXX XXXX credits. Up until now, I still am a XXXX XXXX trying to tackle my tasks, one at a time. I was deceived by being told that I did not need to start paying off my student loans until after I graduated. I've contacted this company about my outstanding debt. I pleaded that they allow for a settlement or a payment plan in order to pay the large sum. It was denied. I am trying to purchase a home but unfortunately this is putting a strain on my credit report and is preventing me from doing so. This is effecting me from providing my family with a decent lifestyle. I wish there was a way we can come up with a resolution and dispute this enormous amount. The NTL Credit Systems has failed to provide me with a compromising settlement agreement.
08/06/2020	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was paid	NY 11372	Web
I owed XXXX around $ XXXX after graduating. After graduating, an agency called the " National Credit Systems '' hit my credit, claiming that I owed them $ XXXX. I never received any notice from NCS, but I did receive a call from XXXX XXXX XXXX, who I am currently paying my debt through. XXXX Bursars office has confirmed that XXXX is the correct agency. I tried calling NCS to ask why they were hitting my credit for a debt that is not owed to them, via a contract that does not exist between them and XXXX. The person on the line was incredibly rude, intentionally vague, and would not tell me why they claimed debt against my credit. I mentioned that XXXX confirmed XXXX was the correct agency and that NCS was not, and the representative hung up on me. I've submitted a claim via XXXX, but I'd like to report predatory practices here as well. There are many young recent grads who are in the dark about how debt is bought and sold. Based on a conversation with an NCS rep and due to the fact that I still have their company 's fake balance impacting my credit, I have reason to believe they are intentionally preying on recent grads.
07/27/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 33406	Web
XX/XX/2018, I underwent a XXXX XXXX XXXX, that is covered under emergency benefits with my insurance. When the surgeon from XXXX XXXX, XXXX. sent the claim to the insurance company, they denied it because the XXXX was out of network, even though I am covered in XXXX XXXX XXXX cases, regardless of the network the services is acquired. We appealed this with the insurance company and were denied multiple times. The surgeon from XXXX XXXX, XXXX. sent my name to collections for the remaining balance of $ XXXX when in fact, its the insurance company, XXXX XXXX, that is delinquent. Now NCSPlus Incorporated has put a huge $ XXXX debt on my name and has ruined my credit. Over a medical issue that was completely covered. My issue here is that NCSPlus Incorporated should be sending their collections notices to XXXX XXXX since its their debt to be paid, not mine. This huge mark on my credit hurts my life and livelihood. Im now stuck in a hole that I should never have been in to begin with because I was 100 % covered at the time of the XXXX XXXX XXXX performed in XX/XX/2018.
01/27/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 11722	Web
NCSPlus Incorporated - This collection agency is representing XXXX XXXX, who we do not have a written or signed agreement with to provide any form of service. We asked XXXX XXXX to provide us with documentation of a written commitment to their company for the money owed and received nothing. Now ... this collection agency continued reporting to credit bureau and are ruining my credit score, which we completely dispute as fraudulent charges. The company should make sure charges are valid with the companies they work for before they try to collect on them, 2 ridiculous charges are in my credit score ruining like collection : 1.XXXX XXXX XXXX Opened XX/XX/XXXX - {$13000.00} Original creditor : XXXX XXXX 2. XXXX XXXX XXXX Opened XX/XX/XXXX - {$13000.00} Original creditor : XXXX XXXX No one in my family performed a XXXX or something else to charge me the ridiculous amount of XXXX XXXX dollars, anyway I always have a medical insurance on XXXX by XXXX XXXX XXXX and I have proofs, this collector agency has a record of fraud charges with no valid proofs
01/11/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MO XXXXX	Web
XX/XX/XXXX, I went to XXXX in XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, NY XXXX ) for my chipped teeth. It was the only XXXX I was able to find open ( Sunday ) and I had XXXX done for which I paid for up front the same day for the amount of {$1000.00}. The dentist quoted me around {$3000.00} for me to come back and have the actual full procedures completed for my teeth and I decided not to because I was going to have it done in XXXX where I have insurance. Recently, after 2 years from my visit to XXXX, I receive a call from their office stating that I owe them the {$3000.00} for the procedure which I never received from them. I asked them to provide evidence/any documentation to prove this and they never did. They stopped calling. I recently found out that they placed me in collections XX/XX/XXXX, but contacted me in XX/XX/XXXX for the first time asking that I still owe them. From reading reviews, this seemed to have happened before to other patients as well. I do not know how this place is still in operation.
09/14/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33068	Web
To whom this may concern : On XX/XX/2020 upon checking my credit I discovered that there were items reporting negatively on my credit which has been extremely harmful to my credit score. This same day I contacted the company listed as the creditor on my report, and proceeded with the dispute process. They replied with a letter on XX/XX/2020 stating that they are the debt collectors and that the info the had was valid. I responded with another dispute letter on XX/XX/2020 asking them to verify and show me where I had a contractual agreement with them, they refused and decided to send me yet another letter as their so called verification, this letter was dated XX/XX/2020 The company refuses to comply with the laws of the FCRA so I am writing with hopes to get help and bring this situation to a resolve. upon doing further research I discovered that this company isn't even registered to collect debts in the state of Florida. All info to support my claim is attached to this complaint.
12/14/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 120XX	Web
I was contacted by NCSPlus stating I owed money to XXXX University ( XXXX ), I disputed the debt and requested transcripts particularly grades and assignments of classes that I allegedly took, attendance records, I also requested documents with my signature agreeing to pay for any classes. Thirty days went by without a response, around the two month mark they sent a letter stating they verified the debt, yet they provided absolutely none of the requested documentation. I never took any classes from XXXX, as a matter of fact I was attending another college at the very same time, taking the same courses, they were stating I was taking at XXXX. I have documentation from the other college, USPS receipt and copies of correspondence from NCSPlus
06/29/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL XXXXX	Web
I have an old account that just just popped up that was already settled with actual company, now it is on my credit report. What is concerning is what it shows. Creditor Information XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX ( XXXX ) XXXX That is the company that is on the credit. However when you research XXXX XXXX XXXX they are based out of XXXX, Ga. The phone number associated with that account is NCS plus. XXXX XXXX XXXX This is very concerning as i feel that my personal information is being shared among other people not authorized and now are requesting access to payment even though it might be FRAUD. This should be 100 percent accurate however it clearly is not.
12/27/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	PA 19150	Web
On XX/XX/XXXX I went to XXXX XXXX XXXX after calling in advance to find out what the cost would be to be seen by a doctor. I was given the cost and paid in XXXX installments. I have been receiving collection notifications in the mail for the visit on XX/XX/XXXX. I have called several time concerning this bill and after several unsuccessful attempts I was told by a manager that I was being billed for being treated by the doctor. I have been told that {$270.00} I paid was for the use of the facility and the collection notification I'm receiving is the cost for a XXXX treating me.
11/18/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	GA 30157	Web
I had a medical bill with XXXX in XXXX, IN. That medical bill was paid in full on XX/XX/2014. XXXX contracted XXXX separate credit agencies to place XXXX reports on my credit. XXXX report XXXX XXXX. XXXX XXXX shows the correct amount of {$80.00} as XXXX. The second report ( XXXX XXXX XXXX XXXX shows an incorrect amount of {$220.00} as Paid. The third report ( XXXX XXXX shows an incorrect amount of {$290.00} as Paid. Attempts to contact XXXX from billing at XXXX resulted in unreturned phone calls.
09/22/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 190XX	Web
The debt in question was paid some time ago. Yet, every month, or less frequently, National Credit Systems UPDATES the account as if new information/payment was processed, and reports new dates ( with the last reporting being XX/XX/2021 ), thus having a significantly negative impact on my credit profile and score ratings. Continually reporting that an account has been updated, when it has not, technically constitutes still attempting to collect on a paid debt.
04/24/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NY 10704	Web
I went to visit this doctor for the first time. I clearly made an appointment with his doctor with my dental insurance which they also made a copy of. If this was a paying visit why was I not charged before services? They clearly took my dental insurance as they made a copy of my insurance card. Not sure why I my credit is being damaged for a medical bill when I have insurance coverage. I have attempted to contact this carrier several times to no avail
02/19/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 191XX	Web
I have paid the debt through money order on the specified account to the address provided by the debt collection company XX/XX/XXXX. They continued to send collections. I emailed collections company notifing them of payment and also the orignial comoany which I owed the debt. I received another collections letter on XX/XX/XXXX The company is NCSPlus Incorporated
10/21/2023	Yes	Debt collection Rental debt	Attempts to collect debt not owed Debt is not yours	NY 11218	Web
Debt collection company is trying to collect a debt not owed because I already moved out and the landlord never returned security deposit of XXXX and I never owed any rent. Lease expired XX/XX/XXXX. NCSPlus are committing fraud along with XXXX XXXX XXXX XXXX XXXX They actually owe me money and never gave me my security deposit.
02/13/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA 30253	Web
I paid my HOA bill for this year and last year. My HOA turned it over to a collection company. I emailed the collection company a copy of my bank records. The collection company put it on my credit and it has damaged my credit. I paid {$500.00}, {$250.00} in XXXX and {$250.00} in XXXX. The bill was {$350.00}!
05/16/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 19013	Web
XXXX XXXX XXXX was paid by car insurance claim in which I was in a car accident in which is to be paid by the person at fault in the accident and I had uninsured insurance as well so I don't no why XXXX XXXXXXXX XXXX has not been paid considering all my other bills have been paid by the insurance company.
11/27/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32738	Web
Its a violation of the collection practices act for a debt collector to refuse to send a validation notice or fail to respond to my verification letter. I sent a certified verification letter to XXXX XXXX XXXX XXXX on XX/XX/18. I still haven't received a response.
04/23/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MA 02301	Web
I have contacted the creditor/company many times, but they have failed to provide me with necessary documents that will prove this account or debt belongs to me and it has resulted in loss of credit rating.
11/28/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 076XX	Web	Older American
The company states I owe {$760.00} for medical services. I not only have no recollection of receiving services from them, but I had XXXX at the time of said services.
06/30/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	SC 29501	Web	Servicemember
XX/XX/2017 for the amount of {$490.00} Collection placed on my credit profile with no knowledge of contract or ever doing business with this company.
09/22/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	SC 29223	Web	Servicemember
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
02/18/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	OH 457XX	Web
denied credit pulled report and found this collection, i had no prior knowledge and was not given a chance to dispute.
02/22/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NY 11691	Web
There is a collection reporting on my credit report as a derogatory account after I have paid this account.
11/10/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 32901	Web
I do not know what is this bill for?
06/18/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 91316	Web

02/12/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	GA 30349	Web	Servicemember

11/01/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	NY 11518	Referral

08/26/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NY 10009	Web

07/29/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NC 27406	Web

07/26/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 322XX	Web

07/18/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NY 10035	Web	Servicemember

05/21/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CT 06776	Web

04/13/2021	Yes	Debt collection I do not know	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	GA 30339	Web

01/31/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 90501	Web

01/09/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32225	Web

11/12/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07065	Fax

10/01/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	OK 74127	Web

06/30/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours		Phone

04/27/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 34223	Web

07/18/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 10022	Web

07/10/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 10473	Postal mail

06/14/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NJ 07748	Web

06/06/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 18052	Web

05/03/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 18052	Web

01/30/2019	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	GA 30040	Web

12/05/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75701	Web

10/22/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11566	Web

07/25/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CT 06460	Web

03/22/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07304	Postal mail

01/17/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33023	Web	Servicemember

12/15/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33405	Web

09/29/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NY 11972	Web

08/25/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 90740	Web	Servicemember

07/18/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11787	Postal mail

06/19/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA 30102	Web

05/22/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33458	Web

04/25/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NM 87506	Postal mail

04/02/2017	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NY 11422	Web

01/09/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	HI 96707	Web

12/06/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33463	Web

09/22/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	LA 70118	Referral

09/08/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MO 63102	Postal mail

09/01/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 11226	Web	Servicemember

07/29/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33813	Postal mail

05/19/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 10022	Referral

05/06/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MI 48813	Referral

04/11/2016	Yes	Debt collection Non-federal student loan	Cont'd attempts collect debt not owed Debt was paid	PA 19001	Phone

04/02/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NY 11720	Web

03/24/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33470	Referral

03/02/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	KS 67410	Referral

02/18/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	DE 19711	Referral

02/10/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid		Phone

11/09/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	OH 45786	Web

11/05/2015	No	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 75070	Web	Older American

11/03/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98201	Web

08/25/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	NJ 07403	Postal mail

07/16/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	GA 30126	Web

06/23/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	SC 29621	Web

05/19/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	MI 49701	Web

05/05/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 10075	Postal mail

04/07/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	FL 34639	Web

03/06/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	WI 54701	Web

03/04/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Contacted me instead of my attorney	FL 33134	Web

02/25/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	OH 44149	Web

01/30/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	FL 33144	Web	Servicemember

01/08/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 30144	Referral

12/04/2014	Yes	Debt collection Non-federal student loan	Cont'd attempts collect debt not owed Debt is not mine	CA 90292	Web

11/07/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TX 77433	Web

10/04/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NY 10469	Web

07/29/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AL 36602	Web

06/30/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	IL 60047	Web

12/19/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NY 13166	Web

08/29/2013	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	MD 21218	Web