Nationwide Recovery Systems, Ltd CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
06/14/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33060
Web
RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT METRO 2 data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX , XXXX , and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with The Better Business Bureau, Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to c onsumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( XXXX ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reason able reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. Finally, you are reporting the INQUIRIES that are the result of the same type of fraudulent activities. It must be noted that I did not apply for credit accounts with the below-listed companies and creditors, some of these are the result of attempts to open accounts, but the companies did not approve the accounts. Therefore, these inquiries must be deleted from within my credit file. You can not delete the fraudulently opened accounts without also deleting the fraudulent inquiries. It should be noted that an inquiry that was not made by me is not a factual record, just as a fraudulently opened account is not a factual record and not referred to the creditor to be disputed directly with them. The credit reporting agencies have attempted to address an inquiry as a factual record of file access, but if it was done through fraudulent means, it is not a factual record. As a consumer, I should not be required to dispute each fraudulent inquiry directly with each company. These inquiries are the result of fraudulent activity and therefore, inaccurate in which the credit reporting agencies or the creditors can not verify, meaning that these inquiries are unverifiable information and must be deleted from my credit files. 1. NATIONWIDE RECOVERY SYS bal. {$280.00} 2. NATIONWIDE RECOVERY SYS bal. {$1300.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers CC : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX, Iowa XXXX CC : XXXX- TXXXX XXXX XXXX XXXX XXXX XXXX . XXXX XXXX XXXX XXXX, FL XXXX CC : XXXX- XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX , FL XXXX CC : XXXX- XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX, FL XXXX CC : Attorney General Office XXXX XXXX XXXX XXXX XXXX. XXXX, FL XXXX
04/26/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33311
Web
RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT METRO 2 data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX , XXXX , and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with The XXXX XXXX XXXX, Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of XXXX ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. Finally, you are reporting the INQUIRIES that are the result of the same type of fraudulent activities. It must be noted that I did not apply for credit accounts with the below-listed companies and creditors, some of these are the result of attempts to open accounts, but the companies did not approve the accounts. Therefore, these inquiries must be deleted from within my credit file. You can not delete the fraudulently opened accounts without also deleting the fraudulent inquiries. It should be noted that an inquiry that was not made by me is not a factual record, just as a fraudulently opened account is not a factual record and not referred to the creditor to be disputed directly with them. The credit reporting agencies have attempted to address an inquiry as a factual record of file access, but if it was done through fraudulent means, it is not a factual record. As a consumer, I should not be required to dispute each fraudulent inquiry directly with each company. These inquiries are the result of fraudulent activity and therefore, inaccurate in which the credit reporting agencies or the creditors can not verify, meaning that these inquiries are unverifiable information and must be deleted from my credit files. 1. NATIONWIDE RECOVERY SYS bal. {$910.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Sectio n 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporti ng of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers CC : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX XXXX XXXX CC : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX . XXXX XXXX XXXX XXXXXXXX XXXX XXXX1 CC : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CC : XXXX- XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXXXXXX XXXX XXXX CC : Attorney General Office XXXX XXXX XXXX XXXX XXXX. XXXXXXXX XXXX XXXX
03/24/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • OH
  • 44124
Web
RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT METRO 2 data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX , XXXX , and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with XXXX XXXX XXXX XXXX, Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. Finally, you are reporting the INQUIRIES that are the result of the same type of fraudulent activities. It must be noted that I did not apply for credit accounts with the below-listed companies and creditors, some of these are the result of attempts to open accounts, but the companies did not approve the accounts. Therefore, these inquiries must be deleted from within my credit file. You can not delete the fraudulently opened accounts without also deleting the fraudulent inquiries. It should be noted that an inquiry that was not made by me is not a factual record, just as a fraudulently opened account is not a factual record and not referred to the creditor to be disputed directly with them. The credit reporting agencies have attempted to address an inquiry as a factual record of file access, but if it was done through fraudulent means, it is not a factual record. As a consumer, I should not be required to dispute each fraudulent inquiry directly with each company. These inquiries are the result of fraudulent activity and therefore, inaccurate in which the credit reporting agencies or the creditors can not verify, meaning that these inquiries are unverifiable information and must be deleted from my credit files. 1. NWIDE RECVRY bal. {$1400.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers
01/15/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33304
Web
RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( XXXX ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT XXXX XXXX data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX XXXX XXXX XXXX and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with XXXX XXXX XXXX XXXX, Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C . 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( XXXX ), before the end of the XXXX period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. XXXX .NATIONWIDE RECOVERY XXXX XXXX {$600.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers CC : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX, Iowa XXXX
01/03/2022 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • TX
  • 75043
Web
RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT XXXX XXXX data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX XXXX XXXX XXXX and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with XXXX XXXX XXXX XXXX, Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C . 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. 1. NATIONWIDE RECOVERY SYS bal. {$67.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers CC : Consumer Financial Protection Bureau po box 4503 Iowa City, Iowa 52244
08/25/2021 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • UT
  • 84737
Web Servicemember
I began getting repeated calls from an NRS labeled phone number ( later to be found as Nationwide Recovery System ). I do not answer calls I don't know, especially after getting my new number about 2 years ago I constantly get calls for a XXXX ( I do not know who she is ), and that's why I originally thought I was getting these calls. I eventually answered at some point in attempts to get them to quit calling and realized they were actually calling for me, but I disconnected the call because I didn't want to continue to verify more personal information past my name until I could verify they were legitimate ( I'm going through my credit paying off anything in collections so I was starting there to verify them, as I'm aware of the types of scams there are when too much information is given ). The issue I'm having with this company is the repeated calls, multiple times a day. When they call, usually in the morning while I'm at work so I reject them or miss them completely, and sometimes within the SAME minute they are calling me back, and I reject/miss. Then later in the day I get the same thing. Their pattern is back to back phone calls when rejected, sometimes 4 or more times a day. I do recall once or twice maybe I have answered and told them to stop calling me repeatedly that I am working - especially while I'm at work and I disconnect with them because I am so beyond irritated with the calls happening. I looked yesterday to see what I needed to file a complaint with CFPB, so I called NRS and gathered the information as I didn't know what it was really in matter of. The guy that answered seemed to be polite and of course doing his diligence to resolve the matter by settling for a {$300.00} something manner, which I expected him to do. I declined and gathered the information needed for CFPB, and wanted to know why they were calling me so often. He has said as of yesterday ( XX/XX/XXXX ) they haven't contacted me since XX/XX/XXXX. I told him that was a lie because I had just received calls THAT DAY and told him I get them, usually in pairs back to back, and he seemed to dismiss that fact and attempt to collect again. When I tried again, he stated they aren't supposed to call more than once a day, and I proceeded to tell him again that there was clearly an issue when I have phone call logs saying they are doing otherwise. ON THEIR RECORDED LINE HE STATED ONLY ALLOWED TO CALL ME ONCE A DAY. I declined and told him I had to discuss it over with others ( which I didn't name at this time ) and would call back to resolve. He pushed to have a set date when I would call and I kept saying I didn't know until I spoke with others, so I came back telling him since he wanted to push - I wouldn't be calling back until the complaint was resolved with the CFPB ( and attorney general office ), and he got frustrated at that point trying to talk over me and I was pretty irate at this time as his only concern was clearly to collect. I was going to just thank him for his time and hang up but he insisted on getting me to a supervisor - which I said was unnecessary but he cold transferred me to in the middle of talking to him - which working for a mortgage company we value NOT cold transferring in any situation - which NRS clearly doesn't value nor listen to anything unless you agree to pay. So I wait a short minute for the supervisor and he gets on the line advising he was told I was having an issue with the calls, I said yes and now I have an issue with how rude the prior agent was when I advised him I wouldn't be settling anything with them until the CFPB complaint was filed as he dismissed me and sent me to the sup. The sup stated this was their policy to transfer when there was a disagreement - I told him policy shouldn't include being absolutely rude when I was very clear when I would resolve the manner - not at this time. The supervisor RUDELY and snarky stated it wasn't illegal to call to " remind me to pay my debts '', and I said it most definitely is when even his own agent said they can only call ONCE a day and their records are trying to say they haven't contacted me since XX/XX/XXXX when I had logs to say otherwise. The sup seemed uninterested at all in me expressing my concern of being harassed with phone calls, and the last comment he made before I hung up on him was extremely rude saying " If you had just settled the account with the last rep we could have avoided this whole thing ( i.e. me being upset over them being UNLAWFUL ''. I am livid - and even more XXXX after being very open with them about when I'd be taking care of my collections ( as I have been working for the past 2 months to clean my credit and pay/settle my debts ), and I feel their tactics to bully me into paying only got worse when I stated the unlawful things they were doing with the phone calls and now unresolved matters - considering I work in mortgage, with CFPB actually, and am aware what my rights are!!! Their approach at this time seems to be a " pay now and calls will stop '' type of attitude and I am absolutely appalled with this whole situation I can't even describe.
09/11/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • OK
  • 73112
Web Older American
On XX/XX/XXXX I was admitted to XXXX XXXX hospital in XXXX via the Emergency Department with XXXX and XXXX XXXX. I was XXXX XX/XX/XXXX. XXXX XXXX XXXX XXXX of XXXX paid the hospital, all of their Hospitalists, physicians, labs and clinics for verified charges. In XXXX, XXXX XXXX erroneously sent me a letter that was meant for XXXX XXXX stating they had overpaid the hospital. Thinking it was a charge TO me I queried my credit scores and found 3 COLLECTIONS charges of {$740.00} each! XXXX assured me they would take care of both sets of charges/payments. But it might take 90 days. Needless to say, that didnt happen. I dont know how the overpayment error was resolved but the collection accounts were still on my credit report. So, I disputed the charges online with XXXX and XXXX. I never heard back from any of the players. In XXXX, XXXX I checked my credit reports again. And all 3 charges were still on both of them. I contacted the collection agency ( cant remember name right now ) and they said they would research it. By the end of XXXX nothing had changed except that now there were 2 ( {$72.00} and {$130.00} ) additional charges that were also in error from the same hospital stay. The collection agency sent me a statement indicating the names of the doctors who had submitted the charges. Then Covid happened. By XXXX, XXXX I had found all of my treatment records, correspondence with XXXX and the collection agencies. I then proceeded to spend every week day, all day, for 2 weeks on the phone trying to find out who was billing me and why. It nearly sent me back to the hospital with the tremendous stress it created. No offices were open because of Covid restrictions.I took screenshots of my phone call log and any email correspondence. I was misdirected several times but did learn the {$740.00} charges were from XXXX XXXX XXXX who saw me. I called people in Arizona and Washington state. I called a dozen different offices in XXXX. Finally, XXXX XXXX at XXXX XXXX advised he would contact XXXX XXXX company and all charges would be removed from my records. The collection agency said they would remove them once they received the information from XXXX XXXX. I checked my credit reports a couple of months later only to discover ALL 5 charges had been sold to another collection agency! I was able to get the 3 charges of {$740.00} each removed via online disputes, but the {$72.00} and {$130.00} charges were still on the report with XXXX. I called them and explained my position and history on these charges in early XXXX. They needed written proof. I was in the middle of moving so clearly that didnt happen. Recently I decided to pay the XXXX bills even though I dont owe them. Nice racket they have going. I just looked at my credit reports for the account information only to discover I have 2 new charges for {$740.00} each from XXXX XXXX XXXX entered on XX/XX/XXXX. I just cant. For 3 years my credit scores have been trashed by this. I have not been able to get a mortgage or purchase a new car. So, Ive been putting cash in a car to keep it going. I am paying ridiculous interest rates on credit cards I opened in an effort to IMPROVE my credit scores. When my balances on those go up, so do my credit scores. When I make payments on them the scores go down. I am now XXXX years old, tired, not well and broke. I am able to work only part time. I have simplified my life tremendously since the XXXX crisis. I did not get 2 college degrees and work the past 42 years to be treated like this. I feel like a tiny squeaky cog in a gigantic perpetual motion machine. The amount of time, energy and money I have wasted on this is frankly inexcusable. I often wish I had just XXXX in that hospital in XXXX, XXXX. I have new more XXXX XXXX XXXX now and medical testing appointments scheduled this month. I may just cancel them and take my chances. Our medical system, health insurance system and financial reporting system are set up to ensure one or the other will kill me before any XXXX. I imagine you will need lots of documents and records to do anything about this. I cant imagine how many people have similar situations and never get them resolved because they dont have the time, access or resources to pursue fairness. I still have not unpacked/sorted everything but let me know exactly what you need and Ill do my best as long as I can. Thank you for your time and your efforts. Lets make some changes while were at it.
11/03/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • LA
  • 70056
Web Servicemember
XX/XX/2020 XXXX XXXX XXXX XXXX XXXX XXXX XXXX, LA XXXX NATIONWIDE RECOVERY SYSTEM / XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX XXXX : Collection account : XXXX ( {$1900.00} ) To Whom It May Concern : This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a verification or copy of any judgment if applicable : Identify the original creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus { XXXX, XXXX or XXXX } this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that couldA be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate. If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion { to any/all of the 3 major credit reporting bureaus : XXXX, XXXX and XXXX } request shall be sent to me immediately. I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS. It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose. Remove this account from my credit report, do not call me on the phone, only contact me by mail or via CFPB portal. Best Regards, XXXX XXXX
08/17/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • OR
  • 97431
Web
In the spring of XXXX, I went to the office of XXXX XXXX, XXXX on XXXX XXXX XXXX XXXX in XXXX, OR ( aka XXXX XXXX XXXX ) to return a XXXXXXXX XXXX. I asked if I had any unpaid amount owed and was told " no. '' After that, I received a few automated messages from XXXX, XXXX reminding me to refill my XXXX supplies. I returned a few of the calls reminding them that I no longer had an account with them, in which each time the receptionist would look up my account to take me off their automated call list. Not once, in the multiple times I called back, was I informed of any amount owed. I did not receive a letter, email, phone call or any other communication from XXXX, XXXX about any amount owed. In XX/XX/XXXX, while I was visiting my family for the holidays, I received an automated phone call from collections agency NATIONWIDE RECOVERY SYS stating that they were attempting to collect a debt. I returned the call and left a voicemail requesting more information. The phone call was not returned. When I returned home, I had a letter waiting for me that informed me that XXXX XXXX XXXX had submitted an amount owed to NATIONWIDE RECOVERY SYS. I called XXXX XXXX XXXX to try to resolve the issue and left a detailed explanation with the receptionist who told me I would get a call back from the branch manager. I never received a call back. I called XXXX XXXX XXXX back three more times requesting to talk to the manager and each time was sent to his voicemail where I explained the issue at hand ( that the branch had never contacted me about an amount owed and it was inappropriate to submit an amount owed to a collections agency without attempting to contact me. ) The branch manager never called back. I did, however, in the spring of XXXX receive a bill from XXXX XXXX XXXX confirming that they did have my phone number, email address and home address. Each time I received a letter and/or automated phone call from NATIONWIDE RECOVERY SYS, I promptly called them and was sent to voicemail where I left a total of at least three voicemails requesting to dispute the charge, assistance with what to do next to resolve the issue, as well as personal details that I was planning to apply for a home loan soon and was concerned the derogatory mark on my otherwise clear and in good standing credit history would affect my ability to get a loan. I never received a call back from NATIONWIDE RECOVERY SYS regarding my requested dispute or assistance with the issue. Instead, I continued to get flagged on my credit report that the amount owed was past due, further lowering my credit score and negatively impacting my credit history. I applied for the home loan and was denied due to the derogatory mark and amount past due. On XX/XX/XXXX, I filed a formal dispute with XXXX and XXXX. On XX/XX/XXXX, my XXXX dispute results came back as " VERIFIED AS ACCURATE. '' I called XXXX to explain the issue I have had with both XXXX XXXX XXXX and XXXX XXXX XXXX, and was told to either refile the dispute with supporting documents ( which of course I don't have because the issue is that this amount owed was never made known to me ) or file a complaint with CFPB. I requested to speak to a manager and was denied. On XX/XX/XXXX, I submitted a complaint with CFPB ( # XXXX. ) On XX/XX/XXXX, NATIONWIDE RECOVERY SYS excepted their error, submitted the account for credit deletion and ceased collection as requested in the complaint. On XX/XX/XXXX, XXXX NATIONWIDE RECOVERY SYS resubmitted the derogatory account with an increased amount due. NATIONWIDE RECOVERY SYS continues to act unprofessionally and disorganized. I am now filing a complaint in an attempt to resolve this issue AGAIN.
06/01/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Problem with personal statement of dispute
  • OR
  • 97431
Web
In the spring of XXXX, I went to the office of XXXX XXXX, XXXX on XXXX XXXX XXXX XXXX in XXXX, OR ( aka XXXX XXXX XXXX ) to return a BiPAP machine. I asked if I had any unpaid amount owed and was told " no. '' After that, I received a few automated messages from XXXX, XXXX reminding me to refill my BiPAP supplies. I returned a few of the calls reminding them that I no longer had an account with them, in which each time the receptionist would look up my account to take me off their automated call list. Not once, in the multiple times I called back, was I informed of any amount owed. I did not receive a letter, email, phone call or any other communication from XXXX, XXXX about any amount owed. In XX/XX/XXXX, while I was visiting my family for the holidays, I received an automated phone call from collections agency NATIONWIDE RECOVERY SYS stating that they were attempting to collect a debt. I returned the call and left a voicemail requesting more information. The phone call was not returned. When I returned home, I had a letter waiting for me that informed me that XXXX XXXX XXXX had submitted an amount owed to NATIONWIDE RECOVERY SYS. I called XXXX XXXX XXXX to try to resolve the issue and left a detailed explanation with the receptionist who told me I would get a call back from the branch manager. I never received a call back. I called XXXX XXXX XXXX back three more times requesting to talk to the manager and each time was sent to his voicemail where I explained the issue at hand ( that the branch had never contacted me about an amount owed and it was inappropriate to submit an amount owed to a collections agency without attempting to contact me. ) The branch manager never called back. I did, however, in the spring of XXXX receive a bill from XXXX XXXX XXXX confirming that they did have my phone number, email address and home address. Each time I received a letter and/or automated phone call from NATIONWIDE RECOVERY SYS, I promptly called them and was sent to voicemail where I left a total of at least three voicemails requesting to dispute the charge, assistance with what to do next to resolve the issue, as well as personal details that I was planning to apply for a home loan soon and was concerned the derogatory mark on my otherwise clear and in good standing credit history would affect my ability to get a loan. I never received a call back from NATIONWIDE RECOVERY SYS regarding my requested dispute or assistance with the issue. Instead, I continued to get flagged on my credit report that the amount owed was past due, further lowering my credit score and negatively impacting my credit history. I applied for the home loan and was denied due to the derogatory mark and amount past due. On XX/XX/XXXX, I filed a formal dispute with XXXX and XXXX. On XX/XX/XXXX, my XXXX dispute results came back as " VERIFIED AS ACCURATE. '' I called XXXX to explain the issue I have had with both XXXX XXXX XXXX and NATIONWIDE RECOVERY SYS, and was told to either refile the dispute with supporting documents ( which of course I don't have because the issue is that this amount owed was never made known to me ) or file a complaint with CFPB. I requested to speak to a manager and was denied. I am now filing a complaint in an attempt to resolve this issue. I have done my due justice to try to resolve this issue with XXXX XXXX XXXX, NATIONWIDE RECOVERY SYS and XXXX, and have been denied the ability to find a resolution.
04/30/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • FL
  • 34984
Web Servicemember
For months this company has been reporting inaccurate, unverifiable erroneous things on my credit report and ruining my credit score and I am sick of it. This company has ruined my credit score so bad I got denied a loan for my house!! Now I can not provide for my family because of these derogatory marks. These medical bills and other derogatory collection accounts listed on my credit report, are incorrect and NOT mine. Simply verifying that someone used my name, social security number and/or address is insufficient to confirm that I am the person in question and owe this debt. The court has ruled that in Hinkle v. Midland Credit Management , Inc., that during a dispute and subsequent investigation with the original creditor, collector or a credit bureau, that the original creditor or collector, must provide account-level documentation that would hold up when presented to a jury. That means an original contract or similar proof. To this end, I am demanding an itemized bill to include but not limited to : The diagnosis and procedure performed that I am being billed for, Dates of said procedure, Cost of any medication you may have provided, Cost of any medical devices you may have provided, Office Visits, Consultations, Hospital Visits, Misc. As I am not the person who owes this bill, I am aware that providing the information requested may lead to third party disclosure : a HIPAA violation. That would be your problem and not mines, as a consumer. And per the FCRA and FCPA, I am not required to complete a police report since the burden to prove the debt is on you. In addition, a provision of the FACTA regulations is the Notice of Negative Information provision, covered in section 623 ( A ) ( 7 ). I have never received notification that this had been or was going to be listed with a credit reporting agency. FACTA ( Fair and Accurate Credit Transactions Act ) requires creditors, including doctors and hospitals, to give the consumer a warning notice, so the matter can be addressed before a negative item such as this is reported in error. I am also requesting a copy of your in-house procedures that enable you to avoid the problems that lead to improper identification of consumers and the subsequent misreporting to the credit bureaus. In lieu of supplying the information Im demanding, you can simply stop all collection activity, including but not limited to removing this item from all credit bureaus to which it has been reported. If this is not done within 30 days of receipt of this letter, I will proceed to exercise all my legal rights, including litigation, to protect my good name. A response with a bill is NOT evidence of proof that the debt is mine. Anyone can open an account under my name for which a bill is produced, but that doesn't mean it was actually me or that the debt is actually mine. I need real evidence. This evidence consists of a contract from the original creditor or some agreement bearing MY written signature agreeing to pay the debt. In the absence of this evidence I ask you to please remove this account from my credit report. A DELETION OF THIS ACCOUNT FROM MY CREDIT REPORT IS A FAIR RESOLUTION.
11/18/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 78045
Web
Three years ago on XX/XX/XXXX my son was taken to XXXX XXXX XXXX XXXX ( cuaf # XXXX ) due to an injury incurred in a Baseball game. Once in the emergency room, the insurance information was collected, copay was paid, we were instructed that the league insurance was going to cover any outstanding balances as he was covered by the team league insurance. Come to find out on XX/XX/XXXX, this balance was never covered and on my credit report. I had not received any statement or notice on this debt before this reporting on my credit. This recently showed up in XXXX on my credit report. On XX/XX/XXXX, I called to make sure to settle the debt and get it taken off my report, and I would find a way to fix with league from three years ago. I recorded the conversation ( and my financial advisor XXXX XXXX with XXXX XXXX where he stated, " It will be taken off the credit report once the debt has been settled and paid in full. '' He also stated that a letter would be mailed to me stating that the debt was paid in full and the credit companies were notified to remove this debt from my credit report. He made it clear that he could not email me such notification or letter on behalf of the agency. I was told this could take 2-6 weeks before I would see it removed. I had been checking on my credit reports and no change had been made. I called approximately on XX/XX/XXXX ( XXXX weeks XXXX, XX/XX/XXXX ( 4 weeks ) and XX/XX/XXXX ( 7 weeks ) as there was no follow thru. Each call was redundant information and never received the letter where it was even paid in full. In speaking to XXXX on XX/XX/XXXX, I come to find out that no such letter had been sent at all and for 20 minutes they had me on hold with various excuses until finally they were able to email me a letter ( when initially they said they could not generate an email ). I had to constantly be calling back as they said it would take 10 minutes, then an hour, then 30 minutes each time I called until I finally received the email stating only that the account had been paid in full and nothing with regard to removing it from my credit report which was agreed on from the start. He also stated in this call that he was going to contact the credit agencies and it would take 10 days for it to be removed. Again, this was supposed to have been done from the beginning on XX/XX/XXXX. Here we are XX/XX/XXXX and still the debt is on my credit report 8 weeks later. We spoke to XXXX XXXX again today ( XX/XX/XXXX ), he asked again for another week to take care of the issue ( every call I have had with this agency it was always another week, another week, more run around ), I asked to speak to his supervisor and he stated, " His boss does not take calls and does not have an email we could reach out to. '' He also stated that I had three years to take care of this debt, which is not true. I was unaware this even existed.
04/03/2017 No
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • NC
  • 27265
Web
XXXX has some companies like XXXX on contract to serve their beneficiaries with their medical supplies. Based on my inquiries, I was assured by XXXX that I would not be charged out of pocket for the supplies or their services. Every time a shipment was mailed out to me I received a called most of the time from a gentleman name XXXX. Every time I say to him if I have to pay a copay do not send the supplies. For almost a period of XXXX year I was never notified of any unpaid amount, nor was I sent any bills along with the supplies. Out of nowhere, I received a bill from XXXX stating an unpaid amount for the supplies. Upon inquiry, I was not given a straight answer which led to my complaint with XXXX in XX/XX/XXXX. By XX/XX/XXXX, XXXX stopped responding to XXXX. In XX/XX/XXXX, XXXX closed the case. There was no communication from XXXX. Then suddenly in XX/XX/XXXX, I received a call from a collection agency attempting to collect on behalf of XXXX XXXX XXXX. Upon explaining the whole situation to XXXX from the collection agency, I was advised to contact XXXX. Upon several attempts to make contact, once delivering my information and the issue, XXXX hung up on me, this happened back in XX/XX/XXXX. I left several messages and finally, an agent XXXX XXXX XXXX, called me back on XX/XX/XXXX. She was extremely apologetic, and assured me that someone would contact me very soon to resolve this issue, but they had been very busy, which was why they had n't been able to call me back. It 's already been XXXX months and I have n't heard anything from XXXX or the collection agency ( XXXX ). Back in XX/XX/XXXX while speaking to XXXX I mentioned I will be contacting XXXX to make them aware of the issue with XXXX ; she laughed saying XXXX is not going to do anything. In XX/XX/XXXX I say to XXXX I was going to contact XXXX and make a formal complaint about XXXX, once again she said XXXX can not do anything about it. She was right ; XXXX does not even have a section where one can file a complaint against companies like XXXX I am tired of the harassment XXXX has put me through for 4 years. They lie over and over because they know nothing is going to happen. As per our talk ; I understand when you say is a matter of time ; and in the meantime what should I do? Keep my hands cross and let XXXX do to me and so many others as they please? XXXX has to be held accountable for their wrongdoings. I can assure you if we use media to find out how many more people have been treated the same way as I have, you 'll be surprised. XXXX has a count of just a few of them and even like that there are already too many. I will not tolerate XXXXs harassment any longer, it has to stop now because I do not owe them anything.
02/19/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 94607
Web
On XX/XX/XXXX I was travelling to work on my motorcycle and had just past the toll plaza at the XXXX XXXX in the carpool lane when a car that was in the metering lane traffic went over the plastic barriers into my lane and hit me. I was ejected from my motorcycle and XXXX XXXX XXXX including both XXXX XXXX XXXX XXXX XXXX XXXX, at this point XXXX was requested by XXXX. I was picked up by XXXX XXXX and taken to XXXX XXXX. I have and had at that time full coverage by XXXX XXXX that included ambulance rides in medically necessary situations such as this. In the coming months my insurance paid for all of my medical bills ( the driver who hit me and was at fault had no insurance coverage on his vehicle ). Needless to say there were a ton of statements that were mailed to me showing what had been paid for by XXXX. At no time did I know of a bill from XXXX XXXX, I wasn't even aware of the ambulance companies name that picked me up as I was in awful shape after being hit. In my mind, all of my bills had been settled and I had to deal with my XXXX XXXX and the costs associated with that. Fast forward to XXXX where I notice that my credit score drops to XXXX ( I maintain a consistent XXXX or above on my FICO score ). When I look into why this drop happened, I see that I have been reported for a derogatory account reported by Nationwide Recovery Services for the amount of {$2400.00}. This is apparently the amount due for the ambulance ride that day that I never received a bill for. The ambulance company XXXX XXXX apparently sold this debt to XXXX in XX/XX/XXXX and now in XXXX XXXX has reported this to my credit meanwhile, to this day, I never received a bill from either of these parties. I called my insurance company XXXX to inquire if they had received a bill which they had not. Further, my insurance will only pay/reimburse a claim within 365 days of the date of service. I find it completely unacceptable that not only did I suffer life altering injuries from an accident that was not my fault, caused by an uninsured motorist, but also that now my credit has been affected by a company with a horrible reputation for its billing practices XXXX XXXX XXXX XXXX and then Nationwide Recovery Services. When I called XXXX they stated that the address they had listed for me reported to them from XXXX XXXX was incorrect and that is why I supposedly never received a bill from either of them. I think this is a ridiculous reason as my personal information is easily searchable, especially by debt collectors. This whole ordeal has been completely infuriating and it's incredible that I have to suffer more from this accident that happened in XXXX.
06/14/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MO
  • 63115
Web
XXXX has taken immediate negative action against me because I filed a borrowers defense loan forgiveness request : 1. Before I filed a borrowers defense loan forgiveness request ( case # XXXX ), I had a forbearance in effect with a payment start date of XXXXper letter dated XXXX. 2. On XXXX, I filed a borrower 's defense loan forgiveness with Federal Student Aid : an office of the U.S. Department of Education 3. On XXXX, I received two letters from XXXX dated the very same date of XXXX a. The first letter says, The U.S. Dept of Ed has notified us to process an administrative forbearance on your loans. b. The second letter said that there has been an adjustment of my forbearance and says, your forbearance period started XXXX and ends on XXXX. 4. Again, before I filed a borrowers defense loan forgiveness request, I had a forbearance in effect with a payment start date of XXXXper letter dated XXXX. 5. In sum and substance, after I filed a borrowers defense loan forgiveness request, XXXX changed my loan repayment date to 4 months earlier than when it was scheduled to move from forbearance to repayment. To be clear, I had an existing forbearance before I filed for Borrowers Defense and that forbearance was scheduled to end with a XXXX repayment start date. 6. In addition, late fees have also been applied to my account. 7. Note that this is not the first time that US DEPT OF ED followed my loan forgiveness request with prompt negative actions. The first time I filed a loan forgiveness directly with XXXX, two XXXX Police Department Squad cars came to my apartment to remove me based on a call that XXXX placed to the police department ; at least six police officers came into my apartment geared up to forcefully remove me all because I made a loan forgiveness request based on XXXX and provided XXXX with medical record ( To this day, I am traumatized by this event because a man in my area had a similar issue someone sent the police to his house to bring him to the XXXX ward and the police ended up XXXX the man ). When I contacted US DEPT OF ED about this matter, a representative by the name of XXXX XXXX who represented that he was with investigations threatened me with arrest and he called me a XXXX XXXX. XXXX XXXX also stated that he was with investigations, and if I did not pay my loans, the police would return to arrest me. I have kept this experience privately and have been suffering inside because of it, but I hope that you can help me. 8. For various legitimate reasons, I have requested documents from US DEPT OF ED so that I can verify and calculate the purported student loans but US DEPT OF ED has not provided the requested
12/17/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 75010
Web
Nationwide Recovery placed a collection on my consumer credit report without following the proper procedures and they are in VIOLATION of the following federal laws : 15 USC 1692G-I never received an initial communication from this debt collection company about the alleged debt or the ORIGINAL CREDITOR. I searched for the original creditor it shows XXXX Texas XXXX is permanently closed. Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing ( XXXX ) the amount of the debt ; ( XXXX ) the name of the creditor to whom the debt is owed ; ( XXXX ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; ( XXXX ) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector ; and ( XXXX ) a statement that, upon the consumers written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. Also, this company is NOT the original creditor for the alleged debt how can this debt be validated I have never had a contract or a wet signature with Nationwide Recovery. According to 15 USC 1692J-Nationwide recovery is in violation of this law as well as the alleged debt that is currently reporting on my consumer credit report hasn't been validated by myself as the original creditor or the closed hospital the is reporting. ( a ) It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating. This is also a HIPPA violation for reporting an alleged debt without my consent or providing me the signed HIPPA notice
10/08/2021 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • GA
  • 30349
Web Servicemember
NATIONWIDE RECOVERY SYSTEMS HAS FRAUDULENTLY AND ILLEGALLY PLACED AN ODIOUS DEBT ON MY CREDIT REPORTS. THEY NEVER SENT ME A LETTER AS REQUIRED BY LAW INDICATING THAT I WAS LEGALLY OBLIGATED TO PAY THEM ANY DEBT! IF THEY HAD SENT SUCH A LETTER AS REQUIRED BY LAW I WOULD HAVE PROMPTLY RESPONDED THUSLY ; To : NATIONWIDE RECOVERY SYSTEMS XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX Attention, you have illegally placed fraudulent information on my Credit Reports! You never contacted via mail or phone to attempt to determine if in fact this debt you have now fraudulently placed on my credit reports is mine! Im demanding that you immediately remove this fraudulent collection from my credit reports! Concerning the Alleged Creditor : XXXX XXXX XXXX XXXX Alledged Creditor Account # XXXX -- -- -, Im acting in accordance with the Fair Debt Collection Practices Act ( 15 USC 1692g, Section 809b ) notifying you that your claim is Disputed and Validation is required! I am not requesting verification, rather I am requesting complete legal validation as per the referenced title and section of the law. Please provide me with the complete evidence you have stating that I am legally obligated to pay you. I request the following : Justification for the claimed amount, including invoices or receipts. Explanation of how you calculated the amount in question. Copies of any documents bearing my signature stating that I agreed to pay the claimed amount. The identity of the alleged original creditor. Proof that the alleged original creditor assigned the debt in question to you. Proof that the Statue of Limitations has not expired on this account. Proof that you are licensed to collect debt in the state of Georgia. Your licensed numbers and Registered Agent or Agent of Service. I will require 30 days to investigate any proof sent with this claim. During this time collection activity must cease and desist. If any action is taken during this validation period that negatively impacts my Credit Report, including any potentially inaccurate information, I will instruct my legal consul to take relevant action against the guilty parties. You must immediately remove the collections you fraudulently placed on my credit reports until the such a time as the debt is proven valid. If I personally dont receive any response from you for VALIDATION of this account within 30 days, all references and claims to this account must be deleted from your files. Regards,
05/08/2017 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33413
Web
XXXX ACCOUNT NUMBERs : XXXX AND XXXX XXXX / XXXX / XXXX XXXX XXXX XXXX XXXX , XXXX , GA XXXX PHONE : XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious XXXX XXXX AND XXXX AND ANY OTHER ACCOUNT ASSOCIATED WITH THIS I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX , XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX , in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX , XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX , XXXX XXXX XXXX , FL XXXX
10/08/2019 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33042
Web
ATTENTION DISPUTE DEPARTMENT XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX, FL XXXX NWIDE RECVRY XXXX NWIDE RECVRY XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious NWIDE RECVRY XXXX NWIDE RECVRY XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX, FL XXXX
11/08/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Notification didn't disclose it was an attempt to collect a debt
  • LA
  • 70056
Web
I learned today through a massive drop of 100 points in my credit score that I was being put under collections. This debt was reported on XX/XX/XXXX by Nationwide Recovery Systems for the amount of {$1400.00}. I immediately XXXX the name of the company and contacted them, since I never received a written notification from them before. The first agent ( XXXX ) I spoke with was very rude and said they had attempted to contact me the first time XX/XX/XXXX. To what I replied, it was unfair because they had reported me before attempting to collect. He then switched to a very rude tone of voice saying the collections agency could report me at any point since this debt is three years old. He argued with me using a very sarcastic, condescending tone of voice, and when I asked for his supervisor he put me on hold for a long time, until I got tired of waiting and hung up the phone. I called in again and a second agent ( XXXX XXXX said the amount had been placed under dispute and when I asked again about why I was being reported as a debtor without a written attempt to collect, he also turned to being rude arguing that he had 8 years of experience working on collections and he knew very well how things worked. The services received by this collections agency were very poor and the agents were very condescending and rude. Also, how come this is lowering my score for 100 points all at once? About this debt, it was a medical service received for my daughter on XX/XX/XXXX at XXXX XXXX XXXX XXXX, XXXX. The insurance company was not billed on time by the doctor 's office, when all my information was provided to them. The hospital and other doctors billed respectively for the same service date and I was never notified there was a pending charge over this. I learned about it later, when it was reported to a collections agency and when that agency notified me via mail ( XXXX ), I reached out to them and the insurance company ( XXXX XXXX ) and they sorted this matter out. They said it was on the doctor 's office side for not billing on time. The collections agency closed the case and the doctor 's office agreed it was a liability on their side. Now, the same account was given to the Nationwide Recovery Systems collections agency, from whom no written notification was received and they reported me as a debtor affecting my credit score greatly.
03/04/2019 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33461
Web
XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/ ADDRESS XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX NWIDE RECVRY XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious NWIDE RECVRY XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOBXX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX
04/10/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 33025
Web Servicemember
On XX/XX/2021 I pulled my credit report on XXXX and noticed two accounts from NWIDE RECOVRY ( original creditor : XXXX XXXX XXXX XXXX ) what it states on my report ) twice on my credit file. Never heard of them have no knowledge of them or this debt nor did I receive any prior mail or Correspondence from them before seeing these two accounts on my credit file ( XXXX only ). So XXXX XXXX I wrote a letter to dispute these accounts with them and mailed them out XXXX XXXX and NATIONWIDE RECOVERY SYSTEM received my correspondence ( which was HIPPA LETTER & a request for validation ) XXXX XXXX they replied back with a janky letter they quickly wrote up and mailed to me which I received XXXX XXXX saying ( CURENT CREDITOR : XXXX XXXX XXXX ) and stating ORIGINAL CREDITOR : XXXX XXXX XXXX XXXX ) and a file number saying this is what I requested and had another page attached which was also another letter they drafted up on their personal computer with a date, XXXX XXXX ( I dont know if this a doctor name ) XXXX XXXX VISIT W/O collection agency and two of the same amount XXXX and two XXXX addresses as their way of Validating what they have placed on my credit report. They have not properly and accurately respond to my request nor did they properly provide me VALIDATION. So XXXX XXXX I responded to their lack of validation letter with a response of requesting they remove and delete the false reporting off my credit profile Immediately before I take legal action, which they received my correspondence XXXX XXXX which I have proof of ALL THESE DATES AND PAPERS and they decided to report on my XXXX PROFILE today XXXX XXXX these same two accounts and with a STAUTS that reads included in XXXX Through Bankruptcy chapter XXXX false. At this point they are becoming desperate and they are falsely reporting whatever and tarnishing my image and my name. This is barbaric and not right at all. These credit bureaus are allowing anyone to report whatever they feel like. And they too should be help responsible. No one ( credit bureaus ) is Verifying The accuracy of information being placed on peoples credit files. I have images and dates for my truthful claims.
06/17/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Was not notified of investigation status or results
  • FL
  • 33511
Web
This is a formal complaint that the company NATIONWIDE RECOVERY SYSTEMS and XXXX are reporting misleading, fraudulent, and unverifiable information on my credit report. The account that is being reported is from XXXX XXXX XXXXXXXX XXXX XXXXXXXX with a balance of {$1400.00}. The account number is XXXX. First, I did not receive any documentation from any one of these companies to validate that I am responsible for this debt or that they intend on seeking collection. I just woke up one day and this account popped up on my credit. Secondly, I have disputed this debt in the past because the account is fraudulent. The result of me disputing this account in the past, was that the account was deleted because someone used my information in the emergency room. I am a victim of identity theft and I have made multiple police reports, FTC reports, and disputes. I have also locked my credit report with all three bureaus. I called the debt collection company about this debt to tell them that this account is fraudulent. The manager " XXXX '' was very rude to me and told me there was nothing he can do. Why is there an old account from XXXX being rereported that was already removed due to fraud? I am requesting that all of the companies I am making my dispute against delete this account from my credit report, delete my information from there systems and do not sell my information to any other debt collector. By law they are required to show me proof with original documents with the agreement showing the amount that I owe and proof that I owe them. They continue to ignore me, and I feel I am being taken advantage of. This account is hurting my ability to obtain credit and is tremendously affecting my credit score. I have not saw any proof that this account belongs to me. If this account is not deleted, I do intend on taking legal action. This is causing my family serious financial stress. This is unfair. I am also requesting all the information these companies have regarding this account. I have attached a police report that I filed when I first became aware that my information was compromised.
07/18/2018 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • PA
  • 18240
Web Servicemember
This is a follow up on a complaint I lodged against Nationwide Recovery Systems for violating the federal law and violating me. Review complaint I previously lodged and the complaint number is XXXX XXXX. How on earth can you have closed this case with everything still pending, they told you they were going to furnish me with a validation of debt which they never did. By law they have to furnish this information to me in 5 days of my request. My request for this information to Nationwide Recovery Systems was over a month and a half ago. They lied to you they lied to the credit bureaus when they re aged my debt. And not a single thing was done by them to remedy the situation. Why is it they are allowed to break Federal Law and not suffer severe fines and audits. This whole complaint process with you was worthless because not a single thing came out of it. How are you protecting me when you simply close the case the moment I took your advice and provided feedback. The feedback I gave you told you they did not comply with their promises, but yet you closed my case. I demand you re open this case and I demand The Federal Trade Commission severely fines them and audits them. I am at the point that I want to file a class action lawsuit against Nationwide Recovery Systems, because if they illegally re aged my debt than who only knows how many others they did this to. First of all they replied to you they were assigned the case in XX/XX/2018. They were not assigned the case they bought this made up debt from another debt collector for approximately XXXX dollars. And they told you they have to contact the creditor with the validation of debt so they can send it to me. That is another lie, when you buy old debt the debt validation comes with the purchase. The initial debt collector would have already furnished them the debt validation from the initial creditor the moment they purchased the bad debt. So by closing this case you are telling me yourself and the Federal Trade Commission it is ok for them to break Federal Law without serious repercussions. RE_OPEN THIS CASE
08/20/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • VA
  • 24091
Web Older American
I received several calls in the last few days from XXXX ( XXXX, TX ) which came up as " Possible Scam ''. After seeing the same number repeatedly I answered it today. It was National Recovery Systems and they wanted to speak to XXXX XXXX XXXX ( but they had my phone number instead of his! ). I explained that he wasn't available and asked if I could take a message. They asked who I am and I said his spouse. He then asked me to confirm my husband 's birthdate which he gave to me. Since he already had it, I confirmed the date. He then said since I confirmed it he could now talk to me. ( He did not ask for my husband 's permission! ) He said this is a dept collection service and he referenced a debt of {$210.00} to XXXX ( medical providers ) from 2015. I said I had no idea why he was calling since I had already been through 2 credit collection agencies ( the most recent was XXXX XXXX ) regarding that {$210.00} and that neither could provide any documentation that showed I owed that debt. It had already been sent to the credit report agencies as a bad debt. I made that request for information by letter and stated that if they were unable to provide such documentation, they should remove it from our credit reports. I eventually received a letter that said they could not verify it and would remove it. ( The credit reporting agency finally, after reviewing my documentation, removed it -- XXXX did nothing. ) He put me to his manager who " could give me more information about the debt '' which had only come to them yesterday -- really?! ). When I started telling the manager that this matter was resolved months ago and furthermore, I didn't believe a debt that old could be pursued, he hung up on me. I have never before been told we owed any debt to XXXX and we have been using those facilities for many years! We pay our bills and always on time!
07/17/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Notification didn't disclose it was an attempt to collect a debt
  • CO
  • 80228
Web
XX/XX/XXXX - XXXX XXXX XXXX fraudulently reports a collection account in the amount of {$340.00} to the credit bureaus on my credit report ; disputed. XX/XX/XXXX XXXX XXXX XXXX is disputed a second time ; 2nd request for the demanded removal of the false report from my credit report. XX/XX/XXXX another collection similar to the last two, of {$340.00}, was placed on my credit report by a new company, NATIONWIDE RECOVERY SYSTEMS ; dispute filed; same complaint in the reporting practices ; lacking foundation and proper warning notifications to alert the party of such an existence to this debt, such potential resolutions, or such desire to dispute prior to reporting. No attempts to reach or inform the party prior to reporting to the credit bureau had been attempted, by neither company ; this is in direct violation of THE FAIR CREDIT REPORTING ACT, in conjunction with THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT ; whereas both debt collection companies involved are in violation and are hereby being reported for operating fraudulent business, and lacking proper adherence to all federal or state laws in which they are required to operate under. The next subsequent motion is to issue a demand for discovery to audit both companies, which will uncover truths to these acquisitions ; which will lead to the suspension of the company to operate any further business. Prior to requesting an audit of the two debt collection companies involved in the infraction of conducting business fraud ; we will seek an order to resolve this matter, outlined below : Both companies ; XXXX XXXX XXXX and NATIONWIDE RECOVERY SYSTEMS, are practicing unjustly under false and unethical pretenses ; providing immediately that this illegal and inaccurate collections report be promptly removed from my credit report to avoid imminent escalation.
09/22/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33445
Web
I unknowingly, and mistakenly got charged {$780.00} from the XXXX XXXX XXXX XXXX XXXX XXXX in XXXX of XXXX.I found out when a woman from XXXX XXXX XXXX called & told me.I told her I was in that XXXX & gave XXXX to a XXXX I regrettably gave up for XXXX.The bill was for the babies care, I was already discharged, so the adoptive parents were responsible for the bill, and if they couldnt get in contact with them, the baby had XXXX when she was born because I qualified for it due to XXXX.I gave her 2 different parties responsible for that bill, and I wasnt 1 of them. I thought it was over, I provided her with enough information to take me out of the process.She ended up calling harassing me every single day, then I started getting calls from a man.He threatened me & said The XXXX XXXX County Sheriffs were on their way to my house to arrest me for some kind of legal judgment signed by a judge, Something to that effect, if not exact words. When that didnt pan out, a week later I got another call from him, yelling, and swearing at me.Here I am,5yrs later, still dealing with them.The same exact {$780.00} bill was put on my credit report, with the same exact account number blatantly listed right on it 7 different times.Ive been fighting this for 2yrs. since the day I noticed it, and was just defeated by them again! I disputed it on XXXX and their fix was to take 3 duplicates off & make 1 a lower amount of {$400.00}, and left 3 there.I just read the paragraph below this.You can publish this, but I dont know if anybody can learn anything from this, except to keep monitoring your credit report because God only knows how long these 7 charges that arent even mine were there.I just started learning about how to start fixing it. People are very nasty, and they will try and get away with whatever you allow.
12/14/2020 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • MO
  • 64114
Web
Hello to whom this may concern, I want to file the following complaint : I started receiving calls from an unknown number that said it was spam in XXXX, my phone auto-rejects spam calls, however this number persisted to call me. I finally answer the call when I notice it's the same exact number that has called various times, upon answering the phone the person tells me they are from " Nationwide Recovery Systems '', I informed them, that I didn't want any calls from them, and that I was sending them a cease and desist letter asking for proof of this debt. I informed the rep that I only wanted correspondence via mail. They continued to try to talk to me, and disregarded my request, so I hung up. I received calls XXXX XXXX, XXXX, XXXX, XXXX, XXXX, XXXX. Then XX/XX/XXXX, XXXX, XXXX, XXXX, XXXX, and the XXXX of 2020. I didn't receive a collection letter from this company until XX/XX/XXXX. I verbally told them XX/XX/XXXX that I would mail the letter mentioned above. I sent the letter XXXX certified, on XX/XX/XXXX I I reminded them a letter was headed there way when they had called and not to call me. they continued to call me the XXXX, XXXX, XXXX, and XXXX anyway ignoring my request. So I told the rep on the XXXX that I previously had said not to call and had sent a letter. He started arguing with me telling me they had never called. I told him I was going to record the call, because at this point they were harassing me, and violating my rights with this aggressive illegal practice. I had to hang up on him, because he was so rude. I asked if the calls were recorded, and he never answered me. The certified letter was received on the XXXX. I am including screenshots of my call log from this agency and the receipt for the certified letter, I sent to request that they communicate via mail.
07/29/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Problem with personal statement of dispute
  • TX
  • 75042
Web
Last year in XXXX this same Creditor filed on my credit report it is a medical collections that came from a Collector 's office. So i disputed it with XXXX and XXXX and they took it off my Credit Report. Now it's showing the same Collector reporting but for a different amount. Last year, XXXX and XXXX deleted it of my credit report and now this time i disputed them, because i have no knowledge of who these people are and i requested a breakdown of any fees with my wet signature i did not receive anything, it only took a couple of days for the Bureau to say it was my account. I also wrote the Collector of any unlawful fees and who they are. I still haven't received anything. The name of the Entity is Nationwide Recovery Systems. I do not recall giving anyone permission to any provider or so called XXXX XXXX XXXXXXXX to release any of my medical information about me. This is a HIPPAA law. After this was added to my credit report it dropped my score, from which i have been working so hard towards. Also today XX/XX/XXXX another unknown source is claiming i owe them {$390.00} and XXXX allowed it on my credit report, i had to dispute, after it was already put on my credit report. This is causing me a financial hardship everytime, i have to go to the post office to send a certified letter dispute that's almost {$5.00} each time for each Credit Bureau and collector. Also, i am taking care of my adult son who has XXXX and with this frustration on top of it, makes it very stressful for me. I can't afford to be giving my hard earned monies to just anyone who asks for it and puts it on my credit report. This makes life very difficult. It makes it very hard to gain access to anything from applying for a home or to gain access to credit.This is not right for us consumers.
03/30/2017 No
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • TX
  • 77049
Web Servicemember
I received a notice regarding my trans union credit report on Friday XX/XX/2017. I checked and saw it was a collection from Nationwide Recovery Systems. I called immediately and at first the representative could not find me using my name OR social security number. She eventually found me and said I owed {$780.00}, I let her know I have not received any kind of documentation regarding this debt. I proceeded to give her my credit card info, I asked her to not process my card until I do some research on this debt because my husband advised that I should get documentation on what it is exactly that I owe because I do not recall this bill. Their only advice to me was call the hospital. I called the hospital and they advised that they do not even use this particular debt collecting service, I also called Neonatal consultants which is the name it is under and that phone number is disconnected. I called back to try to get more info but was unsuccessful, they did in fact run my credit card through after the representative said she would NOT run my card and to call back before XXXX that day if I wanted my payment to be processed that day. My credit card company called them on 3 way to dispute this charge and we spoke to a supervisor who told me that if I take back my payment he would NEVER remove the collection from my credit even if I called back to pay it. He also stated it would take 48 hours for the payment to be reversed. Today is the XX/XX/XXXX which is way over 48 hours and my money has not been returned to me and I still have yet to be given any kinds of documentation regarding this debt. I called today to find out what is going on and was put on hold.
05/03/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TN
  • 38004
Web
I was contacted multiple ( 3 or more times per day ) for at least 30 days by Nation Wide Recovery Services. They were very unprofessional and I thought it was a scam. The representatives spoke broken english, barely intelligible, had a poor phone connection so I could not understand them, called from multiple different zip codes, and asked me for my personal information without explaining the purpose of the call. I have never received anything in writing from this company, they refused to email or mail me any information as to what the debt was from, and only responded by asking me more personal information. The debt was charged to me by mistake, but I was ignoring these harassing calls because they came off so professional, I thought it was scammers. The agent threatened to have his supervisor call me on two occasions. I still do not have any detailed information telling me what this debt was for. The debt is due to a visit to XXXX XXXX XXXX in XXXX of XXXX. I checked in but left before I was seen by the Dr . Apparently XXXX uses XXXX XXXX to bill for the ER. When I called XXXX they gave me the number for XXXX XXXX ( XXXX ). I called XXXX and the billing department stated that sometimes that happens and she would submit my file for review to verify that no charges should have been incurred, and I should call back in a week. I lost the number and called XXXX, they would not give me any contact info because XXXX changes phone numbers so much that XXXX requested they not give out any contact info to patients. I have tried reaching out online to XXXX to get someone to contact me and get this resolved but have not had a response.
03/13/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 33065
Web
On XX/XX/XXXX, I was contacted by Nationwide Recovery regarding an amount owed of XXXX from a hospital visit on XX/XX/XXXX. During the phone call, I did not remember a hospital visit of XX/XX/XXXX. I advised the representative ( who was extremely rude ) that I would contact my XXXX XXXX XXXX ( XXXX XXXX ) which he became very upset and did not want me to contact them. I contacted my Insurance Company to verify. I was told by my Insurance company that they did not pay the co-pay of XXXX and that it was my responsibility. I have GAP coverage that pays copays so I contacted the original creditor for XXXX XXXX XXXX ( XXXX Hospital ) and paid the amount online on XX/XX/XXXX. They sent me a receipt and my insurance company sent me a claim summary. I was told by XXXX at hospital billing that this account will now be closed and that the collection agency will be informed in 24 hours. I then submitted the claim to my GAP insurance XXXX so that i can receive reimbursement. I received a call on XX/XX/XXXX from Nationwide Recovery. It was the same manager who I spoke to on XX/XX/XXXX. I let him know that this account was paid directly to the original creditor. He became very upset that I did not pay through them. I explained that i had to pay it through the original creditor in order to be reimbursed. He reported the account to the credit agency out of anger the next day even though when he asked me for the receipt number, I provided it to him. This is very unethical. Even though the account was paid the representative still reported the account. They also received notification the account was paid from hospital billing on XX/XX/XXXX.
07/21/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • PA
  • 16849
Web Servicemember
I currently have illegitimate collections debt on my credit report and would like to fix it. The first is from XX/XX/XXXX for {$1100.00}. My ex-wife hurt herself in the gym, and the insurance company requested a statement that she was not a victim of domestic abuse. She provided the statement, but the hospital did not return it to the insurance company. When they tried ( years later ) the insurance denied the payment because of the age of it, and it was sent to collections. The second is from XX/XX/XXXX for {$780.00} for my son. However, because of my sons XXXX he has been covered by both my insurance, and state insurance his entire life. There is no legitimate reason he should have an outstanding medical bill. When I called XXXX XXXX ( the originator of both debts ) a few weeks ago, they had no information about them and told me to call the physicians group. When I called them, they had no record and said they do not even use the debt collectors listed on my credit report. When I called XXXX XXXX back, they still had no record and promised to figure it out and call me back the following Monday. The following Friday I called them since I had not heard anything, and was hung up on multiple times. In addition, each debt is showing on my report twice each for a total of four accounts in collections. A few weeks ago I disputed all four debts, and all four just came back as valid. The accounts did not appear on my report until XXXX XXXX, after the statue of limitations was already past, and now it is being double reported with absolutely no help from either debt collector, or XXXX XXXX.
12/26/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 33401
Web
NATIONWIDE RECOVERY SV will not respond to my mail but somehow continues to verify 11 Collection accounts with XXXX and XXXX. I have never received any letter directly to my address about this debt in which I would then have 30 days to dispute the debt directly with NATIONWIDE RECOVERY SV. I have disputed directly with them and XXXX and XXXX. XXXX and XXXX continues to verify the debt but they wont even explain to me how or why it is verified. all collection information is listed below NATIONWIDE RECOVERY SV Original creditor : XXXX XXXX XXXX XXXX {$1100.00} Balance updated XX/XX/2020 NATIONWIDE RECOVERY SV Original creditor : XXXX XXXX XXXX XXXX {$290.00} Balance updated XX/XX/2020 NATIONWIDE RECOVERY SV Original creditor : XXXX XXXX XXXX XXXX {$380.00} Balance updated XX/XX/2020 NATIONWIDE RECOVERY SV Original creditor : XXXX XXXX XXXX XXXX {$380.00} Balance updated XX/XX/2020 NATIONWIDE RECOVERY SV Original creditor : XXXX XXXX XXXX XXXX {$380.00} Balance updated XX/XX/2020 NATIONWIDE RECOVERY SV Original creditor : XXXX XXXX XXXX XXXX {$380.00} Balance updated XX/XX/2020 NATIONWIDE RECOVERY SV Original creditor : XXXX XXXX XXXX XXXX {$380.00} Balance updated XX/XX/2020 NATIONWIDE RECOVERY SV Original creditor : XXXX XXXX XXXX XXXX {$380.00} Balance updated XX/XX/2020 NATIONWIDE RECOVERY SV Original creditor : XXXX XXXX XXXX XXXX {$380.00} Balance updated XX/XX/2020 NATIONWIDE RECOVERY SV Original creditor : XXXX XXXX XXXX XXXX {$780.00} Balance updated XX/XX/2020 NATIONWIDE RECOVERY SV Original creditor : XXXX XXXX XXXX XXXX {$380.00} Balance updated XX/XX/2020 2020
10/21/2020 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • SC
  • 29910
Web
I asked many times for an itemized list of the things I was being charged for and they would not comply! Then the guy kept insisting I just go ahead and pay half without seeing a bill. When I told him I wasnt paying for anything without being showed exactly what I was being charge for he got rude and told me that I they would just keep harassing me and that my credit would be ruined until the bill was paid. I told the fellow he cant expect someone to fork over hundreds of dollars without being shown what exactly they are being charged for. Then the guy hung up on me when I asked to speak to some one higher up .... When I called back the number was disconnected and no longer in service. I call the number on the bill they sent me and its to a whole different collection company. The lady there tells me its not just one hospital bill I owe, it is quite a few. I owe thousands of dollars in hospital debt. I told her the bills arent mine and that she must have the wrong person and she got rude and told me it was my credit it would effect not hers. So I hung up on her and called the hospital where the bills were supposedly at and billing told me I have no accounts in collection there at all ... the one I did have in collection was paid in full last year by my insurance ... I then called the hospital where the original debt was from, the one I asked for the itemized list for and the hospital tells me that the account is paid in full. Now Im very worried because these people have my social security card and threatened to ruin my credit!
01/05/2018 No
  • Debt collection
  • I do not know
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • OH
  • 43154
Web
I received a phone call on my cellular phone on XX/XX/2018 at XXXX XXXX. The caller ID said United States. The number that came up on my caller ID was ( XXXX ) XXXX. Immediately the man whom had a foreign accent started asking me if I was ( MY NAME ). I told him that I was and he began asking me about my social security number.He already knew the last 4 digits of my social security number and read them to me. I then told him that I was not answering any questions because I did not know whom I was speaking with. He answered the " IRS '' He asked me for my current address. He then read my address to me. Again I told him that I was not giving any personal information because I did not know whom I was speaking with. He also has my name and phone number. I was getting very concerned with him having my information and I pushed him again asking who he was. This time he said he was with " NRS '' a debt recovery service. I had a XXXX injury and went through the XXXX XXXX XXXX XXXX XXXX and am now on XXXX. I told the man that it was a violation of my rights for him to pretend to be from the IRS. I told him that his phone ID even came up under United States. I told him that I would report him to the government. I asked him to mail me any requests and not to call me again. He clearly lead me to believe that he was from the IRS. I believe it was intentional because later when he said NRS, I could clearly hear the difference. He is attempting to collect debt information and allowing people to think it is the IRS.
08/04/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77064
Web
I contacted debt collector Nationwide Recovery Systems, to see what this account was. I never went to the facility that is listed as the original creditor. Everything that was talked about didn't make sense. This " debt '' was bought for a second time. Yet NO correspondence was ever received, NO EOB '' s, no statements, NO BILL EVER. Not from the original creditor listed as XXXX XXXX XXXX or the collection agency XXXX XXXX. It is now magically appearing 4 years later on my credit report. And the bill amount happens to be just over the {$500.00} at {$660.00}. Now that laws have changed for medical collection under {$500.00} not to be placed on your credit report. Convenient for them the location of the facility is permanently closed and I am unable to obtain the said bill that is owed for the supposed original creditor. When asking to validate the debt, an excuse was given at every turn. They said XXXX XXXX has the information of the " debt '' but can not disclose a contact for them when I asked about it. I never received anything from XXXX XXXX XXXX or XXXX XXXX. it will take 30-35 days to receive the bill, because they only communicate through a portal and do not have contact with the agency any other way... That being said this is not HIPAA compliant as I NEVER signed a authorization to release my records to anyone. Also under Texas law you have 11 months to send a patient a bill. This is way past the time filling to send a bill. There was never any correspondence the facility.
04/05/2017 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • TN
  • 37862
Web
I received a bill from Nationwide Recovery Systems out of XXXX, TX around XX/XX/XXXX, Stating I owed XXXX XXXX money in the amount of XXXX the woman I spoke to at Nationwide Recovery was more than nice, the trouble I am having is from XXXX . after speaking to nationwide recovery I was given the account number accociated with my name, My name is nowhere in their system, is what I was told multiple times everytime I asked for a supervisor they were " out to lunch ''. After calling lincare 3 times I finally got to talk to a supervisor who informed me the account number that was sent to the debt collector was from the year XX/XX/XXXX, I was XXXX years old year in the year XX/XX/XXXX. I 'm trying to purchase a home and do not need this on my credit score. Ive explained this to lincare multiple times but they are n't getting anything done. Its been almost 4 weeks that I have been stressed out about this and I need it resolved asap, I have stayed in touch with nationwide recovery and they have been great. I need to have this resolved, this is a 17 year old account. I was informed yesterday after attempting to contact the supervisor for lincare 6 times since last Friday that someone was looking into the archives to find the file, if it is in the archives how could it be sent to a debt collector on XX/XX/XXXX? I would appreciate it if you could help me resolve this matter quickly, I did n't want to leave a bad review but this is my credit their affecting not theirs. thanks for the help!
04/07/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • AZ
  • 85224
Web
I received medical care on XX/XX/20 and was billed accordingly. I was paying the bill every single month without ever missing a payment, yet the bill was sent to collections. Upon learning of the bill going to collections, I contacted The XXXX XXXX XXXX directly and on XX/XX/20 I spoke with a XXXX XXXX XXXX who assured me this was all a mistake and it would be removed from collections. Several weeks went by and I paid the entire bill in full and yet the collections statement remained. On XX/XX/20 I contacted XXXX XXXX XXXX XXXX XXXX again and spoke with XXXX XXXX who assured me it should be gone from my credit report within the next few days. I then contacted the Nationwide Recovery Systems ( the collections agency ) and they told me that it was still showing up even though I had paid it in full, but to allow them a few weeks to process everything. Fast forward to present day and I have contacted the Nationwide Recovery Systems , LTD every single day via telephone in order to resolve this matter. I have consistently been hung up on, disconnected and placed on hour long holds without any resolution. At this point this is fraud. The bill has been paid in full for almost an entire year. The debt was NEVER in default to begin with and was fraudulently sent to collections in the first place. I currently owe nothing and am unable to speak directly with anyone from the Nationwide Recovery Systems Ltd. This is fraud and is effecting my credit. It needs to be amended now.
09/23/2017 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 33150
Web
I just want to inform you for the final time in a professional manner. Look, I 've been getting harassed, disrespected, and receiving threatening phone calls that I will be getting sued by your company acting as a lawyer. I do n't take threats lightly and I have contacted the Police to file a report on behalf of this matter, contacted the state attorney general, FTC, BBB to file complaints, I have contacted my lawyer to insist on pursuing legal actions against you. You have not only cause me to fear for my life, you 've caused major damage which I am now XXXX, and I 've been treated unfairly. I am unaware of the accounts. I request each of you collection Agencies and creditor reporting agencies show me proof of verification that you supposedly have in your file. There is no actual copy of the supposed debt that you 're saying I owe, i am unaware of these accounts. By law if you 're unable to provide legitimate validation of this debt with the actual contract, you must remove it immediately. You 've violated my rights by harassing me at work, on the phone, you also threatened me to pay a debt that I am unaware of, you have illegitimate debt that you are trying to collect on an innocent civilian. FCRA requires an established process to be outlined and all credit reporting companies are to verify every account it reports on before reporting on it. It violates a major section of the Fair Credit Reporting Act. 609. 1. XXXX XXXX XXXX 2. XXXX 3. Nation Wide Recovery
07/26/2022 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 30213
Web
My name is XXXX XXXX, a federally protected consumer, and I am making this complaint against NATIONWIDE RECOVERY SYSTEM for committing identity theft.On XX/XX/2022 I received an alert from XXXX XXXX asking did I open an account? The message from XXXX XXXXa stated It looks like an account with NATIONWIDE RECOVERY XXXX was added to your XXXX credit report. I have never given NATIONWIDE RECOVERY SYSTEM ANY permission to use any of my identifying information to commit fraud. I have never received any correspondence from NATIONWIDE RECOVERY SYSTEM about an alleged debt they claim I owe. I am legally refusing to pay this debt pursuant to 1692c ( c ). I am demanding a cease and desist of all illegal activity, any communication and collection activity, of this and any alleged debts until NATIONWIDE RECOVERY SYSTEM can provide me with sufficient documentary evidence, such as a trilateral contract, that I have any legal obligation to pay them. If this documentary evidence can not be produced and NATIONWIDE RECOVERY SYSTEM continues its collection efforts, I will file for litigation for actual damages caused and NATIONWIDE RECOVERY SYSTEM will be held criminally liable for aggravated identity theft pursuant 18 USC 1028A, extortion, theft by deception and securities fraud. Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant UCC 1-202f. Your prompt attention and response are both requested and required. Account # XXXX
10/11/2019 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • IN
  • 46239
Web
I have tried to tell Nationwide Recovery Systems ( NRS ) to quit calling here for quite some time now. They keep calling for a " XXXX XXXX '' and I have advised them that this is a business number and there's not a XXXX that works here, nor has there ever been. I have told them repeatedly to remove this number and they just keep calling ... On XX/XX/XXXX they called here, again, looking for XXXX and they were told again to quit calling here. I sent them a message on their contact form of their website ( https : //www.nationwiderecoverysystems.com/? page_id=15 ) that any future phone calls will result in CFPB, FTC and Attorney General complaints . Since then, they have called three more times : The " warning '' phone call : XXXX, FL : XXXX @ XXXX XXXX, XX/XX/XXXX Caller ID : " NRS '' XXXX @ XXXX XXXX, XX/XX/XXXX Caller ID : " NRS '' XXXX @ XXXX XXXX, XX/XX/XXXX XXXX, IL : XXXX @ XXXX XXXX, XX/XX/XXXX They called again today ( XX/XX/XXXX ). I told the gentleman on the phone that I was going to move forward with filing the complaints after they were warned to stop. Their harassing and predatory practices NEED TO STOP. We have had this number for two years and have verified XXXX listings and XXXX pages. There's no reason they haven't done their due diligence in ensuring they have good phone numbers via their skiptracers and there's definitely no reason they didn't remove this phone number once they were told to.
07/16/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33150
Web
On XX/XX/2020 I sent a certified letter to Nationwide Recovery Sys ( see attached ). I advised them that this debt is not mine and to please remove it from my credit report. Prior to this I requested validity and nothing was presented. After receiving my letter Nationwide recovery once again reported to the credit bureau this debt on XX/XX/2020. On XX/XX/2020 at XXXX XXXX I called Nationwide Recovery to speak to someone regarding the letter I sent via certified mail. My call was passed around to 3 different people. The 2nd person stated that I had five accounts under my name, I said how can I have five and you are reporting only one. The 3rd person stated that he was a manager. Neither of the three individuals cited the mini miranda to me. I asked his name and he mumbled his last name so I could not understand. He then stated all calls are recorded. So I said great can I record the call as well. He then proceeded to say " I can not continue this call if you will be recording '' So I mentioned to him " since you are recording the call so can I and I don't see the difference ''. He then stated that it was for my safety, I responded saying thank you this is for your safety and mines as well. This gentlemen did not want to take my call thereafter. I advised that I sent a certified letter and wanted to speak to someone about the collection. He proceeded with he can not continue the call we then hung up.
09/16/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • OH
  • 43220
Web
To Whom It May Concern, The reason for my dispute is NATIONWIDE RECOVERY SYSTEMS # XXXX was required to notify me no later than 30 days after furnishing the negative information to credit bureau reports, in writing ... under such section 623, subsection ( 7 ) ( A ). However, in my records, I am unable to locate documentation that they complied with this requirement, which is a violation of the FCRA & FDCPA. Also, NATIONWIDE RECOVERY SYSTEMS failed to give me my " Mini-Miranda '' five days prior to placing this derogatory item on all of my credit reports, per Section 807 ( 11 ) & FDCPA 809, Under 809. Validations of date and Mini-Mirandi under Section807 ( 1 ) NATIONWIDE RECOVERY SYSTEMS failed to send me my initial communication before placing this alleged item on my credit reports further violating the FCRA, with {$1000.00} per violation NATIONWIDE RECOVERY SYSTEMS is held liable as well for defamation and in the state of OHIO indebtedness with those of other creditors against an individual debtor or codebtors. FDCPA I fail to see where NATIONWIDE RECOVERY SYSTEMS is in compliance with OHIO LAW. I also have report this account to the FTC, and XXXX Police Dept.I need this collection account to be removed from my credit report. NATIONWIDE RECOVERY SYSTEMS has not even tried to contact me regarding this Fraudulent collection account. Please have them remove this collection account immediately.
06/08/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30349
Web
I recently pulled my XXXX consumer report because I found my dream car to replace my original car that was recently totaled by the insurance company. I was doing my due diligence before going to seek financing and found that Nationwide Recovery Systems ( NRS ) was furnishing a negative tradeline on my consumer report. Please see the attachment for proof of the furnishing of the negative tradeline. Upon information and belief, NRS is a debt collector as defined by the Fair Debt Collection Practice Act ( FDCPA ). NRS has violated the FDCPA by engaging in unfair and deceptive practices as they attempt to collect an alleged medical debt from me. NRS has damaged my reputation by furnishing a negative tradeline on my consumer report. I have never given NRS direct consent to communicate with me as I have never done business with them nor have I ever contracted with them. Therefore I deny being legally obligated to pay any and all alleged debt to NRS. I have never received any communication about this alleged medical debt until NRS took it upon themselves to willfully report an invalid alleged medical debt to my consumer report in an effort to coerce payment from me. NRSs willful and intentional actions have defamed my character by portraying me to not be credit worthy and put me at risk to be denied credit and/or be subjected to predatory lending due to the lowering of my credit score.
02/04/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 76247
Web
On XX/XX/XXXX, I received a letter from Nationwide Recovery Systems ( date on letter is XX/XX/XXXX ), that said I owed an amount of XXXX for a medical bill from XXXX XXXX XXXX from XX/XX/XXXX. This is the first time I have received the bill. When I called Nationwide, the agent did not have any information about the debt. When I asked for a phone number for the hospital, they said they could not provide that information and the debt had been sold to them. The letter said that I had 30 days to dispute the debt or they would consider the debt valid. However, when I asked them to mark the debt in dispute, they told me it was placed on my credit report in XXXX. No phone calls or previous documentation had been received. When I checked my credit report my score had dropped XXXX points. This has caused me great distress, especially since I take pride in my score and always pay my bills on time. My score was over 800 and now has dropped to the 750s. Also, I tried to find the phone number for the hospital online and it looks like they are no longer in business. How am I supposed to resolve this? Also, it looks like they are showing the collection on my credit report with a date of XX/XX/XXXX. How can they provide this date on something that is 4 years old? This is unfair and deceptive business practices and I plead with you to help me resolve this issue.
06/29/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 78109
Web Servicemember
On XX/XX/22 I received an alert on my credit monitoring that there was a collection added to my account. I called the next day XX/XX/22 XXXX to inquire what this was about. I was told this was a medical debt that I still owed for which was {$83.00}. I told the person I spoke with that they could not report this to the bureaus without trying to collect from me first. I was told they did not have to let me know anything. I asked if I paid the {$83.00} would they delete from the bureaus and was told yes they would delete from the bureaus within 2 weeks and I would receive an email showing I paid and was going to be deleted. I still have not received anything from them. To add insult to injury they have also reported it as a paid collection to another bureau AFTER I paid. I informed them that this was illegal as I have NEVER gotten any notice about this collection. I also reminded them that as of XXXX XXXX the bureaus were going to delete all paid medical collections. So not only did they violate the law but also lied to me. It says on CFPB web site specifically the following : DEBT COLLECTORS ARE NOT PERMITTED TO REPORT A MEDICAL BILL TO THE CREDIT REPORTING COMPANIES WITHOUT TRYING TO COLLECT THE DEBT FROM YOU FIRST. Please help me on this CFPB. I would like to see them answer to someone of authority for illegal activity
06/17/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 75236
Web Servicemember
To Whom it May Concern : After viewing a copy of my credit report, I noticed a collection account placed on my credit report from you this in 2019 account # XXXX. I am requesting that you allow me to validate the alleged debt. I am unaware of any outstanding medical bills that I possess, and I am seeking the name and hospital/medical provider to which I owe the debt and a detailed breakdown of the fees that I owe. If any fees are owed and documentation is provided that info should have also been forwarded to Medicare and Medicaid. Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patient 's authorization. Therefore, my request is twofold -- validation of debt and HIPAA authorization. Please provide breakdown of fees including any collection costs and medical charges. Provide a copy of my signature with the provider of service to release my medical information to you. Cease any credit bureau reporting until the debt has been validated by me.
06/06/2018 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • FL
  • 34731
Web Servicemember
Nationwide Recovery Systems On a recent review of my credit report I noticed 1 collection amount in the amount of {$650.00} for a medical collection from Nationwide Recovery Systems. On XX/XX/XXXX i sent a debt validation and hipaa authorization validation to the address listed on my credit reprt ( view attached image for address ) On XX/XX/XXXX the letter was refused. Upon calling the number listed on my credit report on JXX/XX/XXXX the representative informed me I have multiple accounts with them and that he would not send any validation, he also stated I had the wrong address though the one I have is listed on the collection. He would not give me the correct address and refused to update the account with the credit bureaus with the correct address. On the attachment below you can see only 1 account listed on my credit report so I do not believe the validity of any of these accounts he speaks of. He also refused to tell me all the accounts in a manner I could understand, he was speaking way too fast. He told me that they would be reporting all accounts to credit bureaus. I informed him that doing so without letting me validate or accepting my decision request could be a violation of the FDCPA, and the fair credit reporting act. He stated he didn't care, one way or another they'd get their money.
04/03/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • GA
  • 31904
Web Servicemember
I recently received notification that a collection was added to my report in the amount of {$1400.00} by Nationwide Recovery Systems. I received no notification of this prior to it being placed for collections. I later discovered that it was from an ER visit I made to XXXX XXXX XXXX for XXXX XXXX sometime in the beginning of XX/XX/2019. I am XXXX and am insured by Medicare and at that time XXXX as a Medicare XXXX program that covered Emergency Room visits. XXXX XXXX was given this information at the time of my visit. I contacted this hospital recently and they have no record of any bills being owed to them. I then contacted Nationwide Recovery and they informed me that whether I had insurance at the time or not, was irrelevant and it was too late to furnish this information, they wanted payment in full and would continue to report this alleged debt as a collection to all the credit bureaus. They have ruined my credit and credit scores and I have even enlisted the help of XXXX in verifying that I was covered and to be billed like this is in fact a violation of the FCRA. Unless this debt is removed from my credit reports immediately, I intend on filing a lawsuit against both the hospital and this collection agency. I also requested verification of this debt and have not gotten any response.
08/18/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 32953
Web Servicemember
This debt that NATIONWIDE RECOVERY SYSTEMS Ltd is trying to collect a debt from us that purchased this debt from another company ( 3-4 X 's ) .... XXXX XXXX, XXXX XXXX, XXXX & now we have Nationwide trying to collect it. We paid this debt in full ; the amount of {$1000.00} Date of service, XX/XX/XXXX, Original service provider, XXXX XXXX XXXX and have proof of that on both credit card statements, XXXX XXXX XXXX XXXX XXXX and canceled checks. We sent this information to XXXX and they removed it, called Nationwide today XXXX and they stated that they never received any information from any of the previous collectors??. On XX/XX/XXXX we faxed to XXXX recover system fax number XXXX. It came off of XXXX and XXXX for one year, then re-appeared?? Are XXXX & XXXX clueless, We also asked for the original invoice, date of service, line by line services and provider from all collectors and guess what, NEVER received it.. XXXX XXXX XXXX in XXXX is the original provider ... Florida and have yet to see it. We will file suit in Florida Court System and let a Judge decide!!! Looks like fraud, Need to call XXXX XXXX and see how many other debt collectors are out their are trying to scam unsuspecting individuals in the US. Welcome to ask to get more info XXXX Would like to get the feds involved in this.
09/15/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • AZ
  • 85710
Web Servicemember
In XXXX I went to the emergency room because my XXXX XXXX XXXX XXXX and I couldnt walk and was in terrible pain. I went to a hospital which was in network with my insurance. I paid my co-pay which was {$100.00} and then was treated and sent home. Several months later I received a bill for my visit for {$850.00}. I contacted the hospital and told them I already paid my co-pay for tue in network hospital. They said well the doctor who saw you was not in your network. I disputed this with XXXX XXXX because when you go Into the emergency room you are not at your best or thinking clearly. They had given me XXXX XXXX XXXX and I was out of it. I didnt know I should have ask that question if my doctor was also in network. They finally removed this bill from my account. A few months later I received a call from a collection agency. I disputed this and finally it was removed. Now 3 years later this new collection agency appeared on my credit report and now this looks like a brand new collection as of XX/XX/XXXX. I have disputed this with XXXX and it came back as verified. I believe that this is fraudulent and need to have this removed from my report. I have worked very hard on my credit for the last two years and now this dropped my score 11 points and causes me to not get my home equity loan.
05/14/2022 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • AZ
  • 85022
Web Older American, Servicemember
See my complaint to CFPB number XXXX I am a retired veteran and have three types of medical coverage. ( Nationwide Recovery Systems stated to me they were just given this account on XX/XX/2022 and is currently a debt they can legally collect on and I would suffer credit damage on a debt that is collectable. The claim that I owe XXXX XXXX XXXX XXXX medical bills which is not true! That collection agency has called me on repeated numbers, my work line, cell phone line and home number up to and including 7 times per day. I have repeatedly told them the hospital and XXXX XXXX XXXX XXXX are out of business and to send me an itemized billing for the dates of service and they can not provide such a bill/invoice. I have sent them a Cease and desist notice and they have not honored this request and continue to harrass me on a daily basis. Look up your claim number that this dispute was resolved and cleared off the books as a debt that I do not owe. I am 100 % covered through medicare, XXXX XXXX XXXX ( XXXX XXXX not an advantage health care ) and also a medically XXXX XXXX XXXXn the VA system. I have NEVER had a medical bill unpaid. Please once again assist me in stopping these unwarranted harassing phone calls. They can NOT produce an invoice and detailed billing per my phone call with them.
06/12/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 76103
Web
Nationwide recovery systems placed a debt on my credit with XXXX XXXX that I am completely unaware of. I have never even heard from them nor have I received a letter. I have no idea what this is from, I have never done business with them. I do not owe this debt. Anytime a debt collector is going to report you, they have to notify you first via mail or call. I never received anything nor heard anything from them. Also, even if I did, I am to receive a 30 day notice to contact them and validate the debt. Since I was not aware of it, I was never given that opportunity. Also, I do not see anything on my insurance showing any EOBs from this company, therefore I have no reason to believe this debt is mine at all. IF they did have my information they would've known to bill my insurance for it. I want this item removed from my credit report immediately. ALSO, I am a victim of identity theft. I have had someone taking over my accounts and changing my address. they have used my name, my license, my address, phone number, email, XXXX and all my medical information. I deserve the right to validate any debt to ensure that it is mine. Failure to communicate me prior to reporting this is direct violation of the Texas Finance code 202 ( b ). REMOVE AND CEASE ALL COLLECTION EFFORTS PERMANENTLY.
12/21/2018 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 34983
Web
Upon careful review of my credit files I found Company " National Recovery Systems '' attempting to collect a debt for " Medical - XXXX XXXX XXXX XXXX XXXX '' in which this is listed on my XXXX, XXXX and XXXX credit report under collection. Please remove this item as this is not reporting accurately and has caused multiple credit denials and delays with credit. Upon careful review I noticed I did not have a debt with this company ( No Contract ). It appears you are a collection company, please provide my signature of ownership of this debt that is currently listed with a balance of XXXX with a closed status. Please remove this as this is reporting false. Furthermore I have never received a notice to validate this said debt. Please explain why this company is reporting this account as collection. Please attach copies of complete payment history, the requirement of which has been established Agreement that bears the signature of the alleged debtor Letter of sale or assignment from the original creditor to your company. ( Agreement with your client that grants you the authority to collect on this alleged debt. ) In addition if this debt has been paid please remove this item as this is not a collection account and has been reporting under my name.
02/11/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 34953
Web
I went to emergency in XX/XX/XXXX XXXX, a couple week later I received a bill from doctor and other from the hospital, I make a deal with the hospital so my balance was paid in full, but the doctor bill was so high for only 30 minutes, I disputed the bill without any satisfactory results, a couple months later I received a letter from XXXX XXXX XXXX XXXX with a payment deal Creditor XXXX XXXX XXXX Creditor account XXXX Balance {$910.00} Settlement {$630.00} I sent then a letter back asking for a verification letter about this debt and there was not response from then, after 15 days waiting for their response I assumed that they had the wrong information and as I asked in my letter to them clear all information and delete any negative information in my credit report if they they couldn't not verify the debt,, but certainly they dint and sold the debt to a new debt collector and this other sold to other and the new report n my credit apparently appears as new in XX/XX/2021,,.. I was not aware of this information until now that I tried open a new account and I received a letter from XXXX Bank with a possible information why they denied my application, then I checked my credit report and I see all this mess..
08/06/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 77079
Web
On XX/XX/XXXX, I received a notification from my XXXX credit monitoring service, that NATIONWIDE RECOVERY SYS reported a new collection account to my credit report ; Date Opened XX/XX/XXXX, XXXX for the amount of {$120.00} ( Original Creditor : XXXX XXXX XXXX ) I have not been provided validation or notification of this debt. I have no knowledge of this account. I have never done Buissness with XXXX XXXX XXXXXXXX, which when I XXXX turned out to be closed since XX/XX/XXXX, also this specific hospital is owned by XXXX XXXX Which had multiple charges of fraud toward investors and patients ; I have never done business with nor received any communication or written notices from Nationwide Recovery Systems. This is a violation of my rights under Section 809 ( a ) for failure to provide written notice within 5 days to a consumer regarding collection of an alleged debt. I respectfully request the closure and prompt removal of this account from any and all consumer credit reporting agencies. XXXX has removed the account but XXXX refused to do the same. I have contacted the Nationwide recovery system by phone and email and requested a verification of the debt but they have failed to provide it to me.
04/02/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • VA
  • 20176
Web
On XX/XX/2022, I received a notice from my credit monitoring agency that there was a bill in collections from the business XXXX XXXX located at XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX, XXXX XXXXXXXX. I immediately got concerned since I have never made a late payment and pay all my bills on time ( this was the only negative on my credit report ). However, when I looked online directly at the XXXX website, it said that I owed a balance of {XXXX}. I immediately paid that balance in full ( transaction number XXXX ; account number XXXX ) and called XXXX XXXX to let them know that I never got a notice of a balance due or even a letter saying they would put my account into collections. I left a voicemail as instructed with my account number and telephone number. I did not get a phone call back or any resolution. This is absolutely ridiculous that this company without put my account into collections as I have not even heard a single thing from them until my credit monitoring agency notified me. Furthermore, I have even received notifications from XXXX XXXX about my XXXX machine having a recall issued on it. The company obviously has my correct email address. No notice was given.
05/04/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 34613
Web Older American, Servicemember
I was advised by XXXX XXXX agent calling about a debt to not worry due to inability to pay. No arrangement was ever discussed. She advised that any future attempts at collection should be ignored and she would resolve the debt. She did state if I received another contact to disregard. This is All on the tape. I now received a collection notice from Nationwide Recovery Systems LTD. XXXX XXXX the business office declined my explanation and proceeded to debate and argue that with me. I notified her to cease and desist which which she angrily did not acknowledge but proceeded to hand up - check the call XXXX : XXXX XX/XX/2021. I then called XXXX XXXX XXXX XXXX XXXX who proceeded with the same response. I asked her to pull the tape but she procrastinated. They even had the wrong phone number an impossibility to have called me in XX/XX/2021 because my number was changed prior to that and they were using an older wrong number.I asked her to pull the tape and listen! My wife provided her my correct number I was too upset to even discuss. .I was advised to DISREGARD ANY ATTEMPTS TO COLLECT via any form and she was taking care of the outstanding balance. I thanked her.
06/11/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • VA
  • 24153
Web
This debt is almost XXXX years old. I was never sent a billing statement or contacted in any way in regards to this debt. The only way I found out about it is when it hit my credit report yesterday XX/XX/2020 from Nationwide Recovery Services. The original consumer ; XXXX XXXX XXXX XXXX XXXX, has multiple dates of service that were billed to my insurance correctly yet they have XXXX that was billed to the WRONG insurance that I was never aware of. They sold the debt over a year ago to XXXX XXXX : Account # XXXX who then sold it to Nationwide Recovery and something I never knew about till today when I called around asking. And now the collection agency has damaged my credit report for something that was not my fault. This debt should have been fully covered with my insurance but because I did not know about it I could not get it resolved earlier and now the collection agency is telling me they cant do anything about it and want me to pay them. The original consumer already sold the debt and will not help me resolve the issue their employees made. I do not know what else to do. I lost XXXX points off my score over something that should have never happened.
04/05/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • GA
  • 30062
Web Older American
In XXXX 2021, I had two XXXX XXXX performed by XXXX XXXX XXXX XXXXn XXXX XXXX Pursuant to that, XXXX XXXX XXXX in XXXX GA acquired XXXX and now they are XXXX XXXX XXXX and in the summer of 2021, sent me a bill for approximately {$440.00} for these tests. I called their billing department and told them that my XXXX approved these tests and that they should be pursuing payment through them. My XXXX is on file. The lady I spoke with acknowledged that insurance should pay for this and told me she would handle it and that she would call me if there was a problem. That was the last I heard from them until this week when I received a notice from the credit bureau that National Recovery Systems had filed for collection resulting in a XXXX point drop in my credit rating. I never heard back from XXXX ( XXXX ) nor have I ever heard from National Recovery Systems. This morning I spoke with XXXX and was told their claims department sent this to collection but I could not contact them. The rep did say she would send them an email but I have little confidence since they never informed me there was an issue and sent the debt to a debt collector who never contacted me.
01/27/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • IL
  • 60051
Web
I've recently noticed an alleged debt that fell into a derogatory collection account by a company under the name Nationwide Recovery on my credit report. I was not notified where the original debt came from, I've received no information on how to dispute such alleged debt/account nor was I the consumer, notified they reported an alleged debt/account to my credit report ( without my authorization ). I never received a method of validation letter. So how do I even know if the alleged INACCURATE debt even belongs to me or is truly my debt? I sent a debt validation request letter to Nationwide Recovery via mail on XX/XX/2022. Tracking shows that the letter was received by Nationwide Recovery on XX/XX/2022. It has been more than XXXX days and I have not received any type of debt validation letter in return. XXXX XXXX XXXX have removed this alleged debt from my Credit Report in good faith ; however it is still being reported to XXXX. I simply ask that this item be deleted from XXXX. This item is hurting my attempts to rent/buy a home and making it impossible for me to recover financial stability due to ongoing medical issues.
08/24/2018 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33147
Web
To Whom It May Concern : Please be advised I have requested validation ( not verification ) of an item reported to you. I have received either no response, or a response that does not indicate or prove the validity of the account, including proof : 1. I had the reported service 2. List of services charged for 3. The cost of each service reported Furthermore, neither You Or The Collection Company provided me a HIPAA release that releases my medical information to them, therefore by providing such information they are in VIOLATION of my HIPAA rights. This is my second and final notice of your violation before I will proceed with legal action as prescribed by law against your organization and the creditor listed above unless this item is deleted from my credit report within the required time allowed by law. Should this item not be deleted within the required time allowed by law I will seek every legal remedy available to me and file suit against the credit bureau responsible for reporting this violation. I urge you to take this extremely seriously as I have documented my case without error. I plead for a quick response.
02/05/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77088
Web
I have attempted to reach Nationwide Recovery Systems on numerous occasions regarding two debts that I allegedly owe ( {$1900.00} and {$68.00} ). I never had an account with the original creditor and have also received no response from them when asked to show documentation or a signed contract. I know that I have no signed contract with Nationwide Recovery Systems nor did I authorize them to open an account in my name. It is illegal to add unverified and/or inaccurate information to a persons credit profile. With that said I am demanding that Nationwide Recovery Systems provide original signed contracts that prove they are attempting to collect a debt from the correct person, proof that they are a licensed debt collector in the state in which they are attempting to collect from along with their license number AND proof that they have the legal authority to represent the original creditor in legal matters. If these things can not be provided I will be handing this over to my XXXX and seeking any and all remuneration under the law as this entry on my credit report is unlawful and has damaged my credit rating.
02/23/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 75146
Web
Nationwide Recovery is attempting to collect {$1200.00} from me regarding a workers compensation claim that occurred in 2012. They have reported this debt to all three credit bureaus and this is not correct. I incurred the medical expenses as a result of a work injury, the hospital refused my insurance information due to the nature of my accident. My employer at the time XXXX XXXX XXXX XXXX XXXX of XXXX, TX has since gone out of business without handling the medical bills in relation to my work injury while working with them. I have not received any notification of this bill prior to receiving a threatening phone call from Nationwide Recovery demanding payment. These expenses were incurred nearly 8 years ago and no attempts have been made this entire time to collect from me so I thought it was resolved by my employer as it should be. I dont have any documentation regarding this claim as I have never received any documentation from this company and I dont have hospital bills or records from 8 years ago. I am not liable for this debt, my old employer is responsible.
12/11/2021 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • NC
  • 27526
Web Servicemember
I contacted the company the debt was sold to and they dont even have the same account number as the bill I have showing what I actually owe, which is less. We received services for my daughter XXXX who was XXXX XXXX at the emergency room for XXXX XXXX, with XXXX insurance. The insurance paid the hospital but the attending physician was contracted and has an agreement with XXXX for specific amounts to be paid by them. XXXX was only responsible for {$70.00} of the {$500.00} to the physician which was never paid. Therefore a bill was sold to collections in my name because I am her mother and legal guardian, for the {$500.00} and not the actual {$70.00} per the insurance contract between the physician and XXXX. When I spoke to the company the debt is sold to they were of no help and insisted that I owe {$500.00}. When I told them I have the bill in my hand showing what I actually owe per my insurance and contract the physician has with XXXX, they didnt want to listen. I tried to dispute it with XXXX and submitted the bill I have and it didnt do anything.
12/12/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • OH
  • 45209
Web
On XX/XX/2021, a balance of {$1100.00} appeared on my credit score after being acquired by Nationwide Recovery Systems in XXXX, TX. This balance is for treatment I received from XXXX XXXX XXXX XXXX years ago after an injury while on the job as a XXXX XXXX for the XXXX XXXX XXXX Kentucky at XXXX XXXX XXXX XXXX in XXXX, KY. My complaint is twofold. Firstly, I have attempted to contact XXXX XXXX XXXX at the email address XXXX, which is listed on the " Contact Us '' page of their website, for a debt verification letter. I sent this address a message asking for the debt verification letter on three separate occasions, once on XX/XX/2021, again on XX/XX/2021, and a final time on XX/XX/2021, and each time these messages were met without response. Failure to send me this letter would be in violation of the Fair Debt Collection Practices Act. Secondly, in the event that this debt is valid, it should still fall under Workers ' Compensation as I was working for the XXXX XXXX of Kentucky during my time of injury, and thus, not be my responsibility.
09/07/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TN
  • 38017
Web
XXXX XXXX of XXXX, TN has been trying to collect a debt from me owed to them by my worker 's compensation claim insurance for an ambulance service that was on XX/XX/2019. I have been contacted by XXXX XXXX and various collection agencies to try and collect this debt from me. Over the last few years, I've provided written letters, workers compensation medical claims info and verbal phone calls to inform these companies that the debt is owed by worker 's compensation claim and NOT by me as an individual. I have also asked them to cease and desist in contacting me, however, they continue to bounce this debt request around to different companies to get around having to abide by the cease and desist request. At this point, I need them to contact the worker 's compensation provider directly ( XXXX ) to file claim and remove me from all communications harassing me and continuing to bounce this around to other companies, requiring me to provide documentation each time that has been provided already. Please help make it stop.
07/08/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 30014
Web
I have called the company nationwide recovery system sever times. telling them this is not me. they asked me to show proof then they would take off credit report which I sent in my identity fraud papers on XX/XX/2022. They claim never received the mail. so, I fax in the papers to them I received the paper from the fax machine stated that nationwide recovery system received it. then a guy by the name of XXXX [ over my claim ] would pick up the phone and hang it up after three times I spoke with somebody in customer services and then he proceeds to get on the phone saying I don't know if we have it or not after he gave me the fax number to send the information. I then asked could I speak with a manager he then says I am a manager. I knew he was lying about been a manager so I say I am recording you lying saying you are a manager he started getting very anger saying you can't record me, but I can record you! I proceed in asked him server times are you a manager he would no longer answer any of my questions.
11/03/2017 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 34119
Web
Nationwide Recovery Systems ( NRS ) ( XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX Phone XXXX This company is fraudulently trying to collect debt that his been paid. I 've sent them a copy of the receipt which reads the original account number issued by the medical provider. However, NRS claims this is not the account because it does n't match the account number issued by their agency. The amount they are fraudulently trying to collect is {$930.00} which is the exact amount on the receipt I sent. The medical provider is the same, the amount is the same, and the date of service is the same. Yet, they claim it is a different account with the same exact amount on the same exact date with the same provider. I 've checked with the provider and the account paid is the only account they have. There is no second account on the same date for the same exact amount. I need for the harassment to stop. I paid my debt and do n't want to be extorted into paying it again. I appreciate you looking into this matter.
03/18/2018 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • LA
  • 70503
Web
After reviewing my credit report I have noticed that XXXX XXXX XXXX has placed two accounts on my credit file that I have no knowledge of : XXXX XXXX XXXX XX/XX/XXXX {$1200.00} and XXXX XXXX XXXX XX/XX/XXXX {$1200.00}. By law this company is obligated to inform me of this debt by writing. I have never been contacted by this company. I have no knowledge of these accounts and have not signed a contract with either three companys. I am requesting that this company remove these accounts immediately and prove to me by writing with my original signature that these accounts belong to me. I have not signed a release form for my medical records to be released. If this company is in possession of my medical records or violate HIPAA. I will file suit against the company and its clients. I have been advised my attorney to take immediate action if these accounts are not removed from my report. Because I am a victim of identity theft I am requesting that this issue to taken care of immediately. Thanks, XXXX XXXX
01/29/2021 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • NC
  • 28174
Web Servicemember
The following remarks are copied from credit report about this account. The agent that was assigned to my account at NRS had said that this account will be removed from my credit report when I paid the agreed upon amount to NRS, but they failed to remove the account. They only updated the remarks to Paid less than full amount owed. The agent had coerced me into paying more than the agreed upon amount in order to have the account fully removed from my credit report and so I did pay the extra amount to have it removed as opposed to only showing it as paid in full and remain on my credit report. NATIONWIDE RECOVERY SYS Last reported XX/XX/XXXX {$0.00} Reported balance Original balance {$590.00} You owe 0 % of the original balance OVERVIEW Opened XX/XX/XXXX ( 1 mos ) Account status Closed Type -- Responsibility Individual Remarks Settled - less than full balance Original creditor name XXXX XXXX XXXX XXXX CONTACT INFO NATIONWIDE RECOVERY SYS XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX USA ( XXXX ) XXXX
01/24/2022 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • TX
  • 76179
Web
received a statement on XX/XX/XXXX for {$160.00} and XX/XX/XXXX {$5900.00} for services received on XX/XX/XXXX. XX/XX/XXXX spoke to XXXX XXXX at XXXX Ref # XXXX, amount due is {$38.00}, she requested a corrected statement from XXXX XXXX XXXX XX/XX/XXXX received letter from XXXX XXXX for final notice for payment XX/XX/XXXX check # XXXX cleared bank for amount due {$160.00} XX/XX/XXXX Final notice received from XXXX XXXX XX/XX/XXXX spoke to XXXX Ref # XXXX sent letter stating amount has been paid by XXXX, requested itemized statement XXXX XXXX from XXXX XXXXXXXX XXXXXXXX XXXX faxed to XXXX at XXXX XXXX XXXXXXXX on XX/XX/XXXX SEE XXXX page XXXX of XXXX XX/XX/XXXX XXXX sent a letter to XXXX XXXX stating per the contract in network doctors and facilities can not bill for services per their contract XX/XX/XXXX XXXX spoke to XXXX at XXXX XXXX stated XXXX at XXXX sent an explanation of benefits to management at XXXX XXXX XXXX was told not to pay at this time because amount due was to be zeroed out
07/05/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • AR
  • 72351
Web
On XX/XX/2020 a debt collection of XXXX $ was reported on my credit report. I had never heard of the company and did not know of the debt. I was NEVER notified that someone was attempting to collect a debt. I was NEVER told that I even had a debt. I was NEVER notified and thus never given the chance to pay the debt before it went to collection. Therefore, when the collection showed up on my credit report I contacted the company with various questions. I explained that I did not have any knowledge of the debt and would like something verifying the debt was actually mine. I was told I would get something in the mail and I never received anything. I have no explanation of this debt and no proof it is actually something I am responsible for. The company lied about sending me information. I then tried to dispute the impact on my credit report and contacted the company. Again the company never sent me verification or anything I was promised in the mail, although they were given the correct address.
10/23/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MO
  • 63121
Web
I'm currently having an issue with a collection company. They're reporting erroneous information to my credit report that needs to be removed promptly. Its violates 4 counts of the FCRA ( Federal Credit Report Act ) as well as HIPAA ( Health Insurance Portability Accountability ACT 1996 ) Under Section 602 - Reporting Inaccurately. Section 603 ( A ) ( B ) ( C ) - Sharing Medical Information Section 604 ( 2 ) - Creditor is prohibited from using medical information for eligibility for credit or continued credit. Section 605 ( 6 ) ( A ) - Provide sufficient information of such service provided Name, Address or Phone. HIPAA ACT 1996- A health care provider or health plan may share relevant information if : given permission to share the information. They must have a HIPAA " Released Form '' signed by me. Which they don't have NOT a " Privacy Notice Form ''. Sharing my information with a company is in fact fraudulent. Also not having the correct address or phone number which is inaccurate.
08/13/2022 No
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TX
  • 77042
Web
Dear CFPB I was in the process of repairing my credit. I updated my address on my report, and I got this letter from XXXX XXXX XXXX on behalf of XXXX XXXX. It says I owed {$790.00}. I have no problem paying anything I genuinely owe. But on the letter, there was no original creditor. So I disputed the collection notice on XX/XX/XXXX, by mail. XXXX XXXX failed to respond. They just told me it was a " medical bill '' when I called and asked. So fast-forward to XX/XX/XXXX, I get a call while I'm at work from a collection company named " XXXX XXXX XXXX on behalf of their client XXXX XXXX `` saying I owe {$790.00} from XX/XX/XXXX again, no notice in the mail. They told me to protect my credit and how I would make the payment. I asked who the original creditor I was told it was from urgent care, no name, then they left me on hold and never returned to the phone. I called back they hung up in my face. I was able to talk to a lady when I called back a 3rd time to get a collections account #.
03/05/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • AZ
  • 85206
Web
On XX/XX/2013 I went into XXXX XXXX XXXX hospital after receiving a XXXX XXXX XXXX XXXX. I went in and received approx XXXX XXXX. I went to the counter to finish everything up and was asked for insurance. I had no insurance at the time and said I was paying out of pocket. The lady asked if I was a XXXX and I said yes. She said XXXX get a discount and I said ok cool. The total was {$420.00} and I paid it with my XXXX XXXX. I have the XXXX transaction to prove that is what I was charged. Months later I received a collection totalling {$1200.00} from a collection agency. The hospital never sent me notifications. Why would a hospital do this? Is this common practice or a mistake? The point is that I paid for services on the date of the transaction yet received a collection for services never performed. This has been a nightmare and is not fair. Now Nation Wide Recovery Systems is after me for XXXX dollars and nobody seems to listen. Hopefully you guys can help.
04/06/2018 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MA
  • 02114
Web
My name is XXXX XXXX. I visited Mt XXXX XXXX center on XX/XX/2015 to get stiches on my forehead in the ER. I was under the impression, that my insurance had covered my bill, and I didn't receive any intimation of a bill from anyone, until a couple of weeks ago, when I saw a mail from a debt collection agency, Nationwide recovery systems from XXXX Texas asking me to pay them for services provided in the ER. There notice and representatives stated that this debt was owed on behalf of XXXX XXXX XXXX of XXXX XXXX, but I never received any information from them asking for bill payment. When I called XXXX XXXX XXXX, they didn't show any record of me in their system. They have refused to provide me with itemized list of the costs totaling XXXX dollars, despite me asking them for a verification letter. I feel it is extremely unfair to have had the sent the bill into collections without giving me any notice of the bill and have a collection reported on my credit.
10/16/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • GA
  • 30092
Web Servicemember
On XX/XX/2021, I discovered that Nationwide Recovery placed a debt in collection on my report after failing to notify or verify the debt. I did not know I owed this debt. I feel like they should have given me a chance to satisfy the debt prior to placing it as a collection on my credit report. Some weeks ago, some unknown person contacted me that I owed money. They did not include the nature of the debt, the name of the person the debt was owed from. I requested verification of the debt. I never received that verification. I am not sure whether that entity is the same as the entity that placed this collection but if it, I should have received verification of the debt to give me an opportunity prior to placing the collection on my credit reporr. This creditor failed to notify me that there was a balanced owed prior to placing this account for collection. I want verification that this account is valid with the date of service, what service was provided
05/11/2021 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • IL
  • 60543
Web
On XXXX XXXX, I had disputed this debt with XXXX it was a debt that was never verified. XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX had also attempted to collect this debt. XXXX had deleted both of these off of my credit report, see attached copies. Nationwide Recovery Systems, never sent me a written notice of the debt. The only way that I was able to find out is, I have XXXX XXXX and they showed the debt, on my credit report. I am sending this complaint because they never verified the debt. Please find copies attached, I would like to know how a collection agency without verification can show an account unpaid and in collection. XXXX XXXX XXXX XXXX, was the 2nd collection agency the first was XXXX XXXX XXXX XXXX. And both of the collection agencies had different amounts. Nationwide Recovery Systems is the 3rd collection agency that has attempted to collect the debt, and they to had a different amount. This is associated with CFPB ID # XXXX
05/15/2018 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • AZ
  • 85251
Web
On XX/XX/18 I found out I owe Nationwide Recovery Systems {$900.00}. I called them XXXX, the number reported on my credit report, I spoke to an agent to settle the debt. I settled for {$540.00} and asked for a letter sent saying the debt was settled. The agent stated yes but only sent me a receipt. I called back spoke to the agent again and he said he cant send me the letter until 30 days. I said I wish to speak to a supervisor but he placed me hold brought on a supervisor who sounded a lot like the original rep. The supervisor said I have to wait the 30 days but if I want it now I have pay the full amount. I explain that was never explained to me, I explain I need that letter but he said pay the full amount and if I keep up this attitude then they wont settle my debt. I stated im going to report them to the CFPB and they said maybe they can do it in 10 days but to call them at XXXX and ask for XXXX XXXX. also he refuse to escalate my issue
02/22/2021 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • IA
  • 51503
Web
A man calling from this number told me that the call would be recorded, stated the company name and attempted to get me to verify my information regarding a business matter. I asked him several times that Ive never heard of the company ( Nationwide Recover Services ) and to state the nature of the business before I verified any information. He refused several times and has called me 3 times within 7 business days. I asked what the company was, and he kept saying it was a business company. I outright asked if it was a debt collection agency and he refused to tell me. I called the number back to see what the company was, and he answered and didnt specify, once again, despite the fact that I called. I looked it up and of course it is a debt collection agency. They are required by law to report if they are attempting to collect a debt before they ask a person to verify information. They are harassing me and not being transparent.
08/29/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 30906
Web
1.NATIONWIDE RECOVERY XXXX XXXX XXXX # XXXX XXXX GA XXXX HAS BEEN SENDING ME COLLECTION NOTICES INTHE AMOUNT OF {$330.00}. THE COLLECTION HAS BEEN REPORTED AS PAST DUE BALANCE. I DO NOT KNOW THIS COMPANY. I NEVER DONE ANY BUSINESS WITH THIS COMPANY.. THIS COMPANY DOES NOT HAVE A CONTRACT WITH MY SIGNITURE 2.1.NATIONWIDE RECOVERY XXXX XXXX XXXX # XXXX XXXX GA XXXX HAS BEEN SENDING ME COLLECTION NOTICES INTHE AMOUNT OF {$810.00}. THE COLLECTION HAS BEEN REPORTED AS PAST DUE BALANCE. I DO NOT KNOW THIS COMPANY. I NEVER DONE ANY BUSINESS WITH THIS COMPANY.. THIS COMPANY DOES NOT HAVE A CONTRACT WITH MY SIGNITURE 3. 1.NATIONWIDE RECOVERY XXXX XXXX XXXX # XXXX XXXX GA XXXX HAS BEEN SENDING ME COLLECTION NOTICES INTHE AMOUNT OF {$290.00}. THE COLLECTION HAS BEEN REPORTED AS PAST DUE BALANCE. I DO NOT KNOW THIS COMPANY. I NEVER DONE ANY BUSINESS WITH THIS C0MPANY.. THIS COMPANY DOES NOT HAVE A CONTRACT WITH MY SIGNITURE
07/06/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 33160
Web
XXXX or XXXX I went to check at the small first aid clinic ( at XXXX ) XXXX XXXX XXXX because I fell dizzy, they ask me for my id and insurance I provided both and fill the form they check me for 5 minutes and did not find anything and did not even tell me what to drink or to do just that if that happen again go to the hospital, 3 months later i received a call about that debt and i response i have my insurance how can you ask me to pay that instead of charge the insurance, they ask me to provide again the information of the insurance and did., 4 or 5 months later again i received another call, and i explain the same, since that day they continue trying to collect that 5 minutes of attendance that should be paid for that insurance company that I decided to cancel too. they are selling this debt in 5 years like 5 or 6 times to different companies and damage my credit too. XXXX XXXX XXXX XXXX Original creditor
10/04/2018 No
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • FL
  • 33334
Web
i spoke to an agent from nationwide recovery systems because they bought a debt i had expunged.i requested the initial delinquent notice from the initial debtor and they tried to get payment info from me in order to send the info, im assuming they have re-aged my debt and will hit my credit score, im pissed.when i called again later on in the evening to get info about the debtor ( nationwide recovery systems ) i was talked to very rude and when they finally agreed to send me the initial delinquent letter they said when they receive it, it will be forwarded from their company.when i requested that i wanted the notice sent directly to me from the initial debtor i was denied.i also told him i wish to record the conversation he wanted to hang up.however i recorded it. XXXX XXXX XXXX nationwide recovery systems XXXX plz see that they get fined as i will be taking legal action as well ... .ty sincerely, XXXX XXXX
04/11/2019 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 78260
Web
Nationwide Recovery Systems is reporting on my credit bureau a balance due for their client XXXX XXXX XXXX XXXX of {$430.00} for a service rendered date of XXXX. I had insurance during that ER visit, confirmed with the insurance company that the hospital filed a claim. It appears that this collection agency 's client did not submit a claim. My insurance representative spoke with the collection agency and asked for them to provide proof of claim filing and they would be able to rebill. The collection agency was not cooperative as they stated their client did not have insurance info provided to them by the hospital. The collection agency needs to contact their client to provide proof of claim and remove this debt from my credit files until their client processes their claim properly. I will fully insured and am not in a position to pay out of pocket an additional {$430.00} due to a providers billing error.
09/28/2020 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • SC
  • 29860
Web
Received calls for past three weeks starting XX/XX/XXXX from Nationwide Recover systems. First contact I verified information and asked to send me letter so I can validate debt. They continued to call but never received letter they said would send out. Today XX/XX/XXXX received 2 calls. First collector to call was ok but explained that I never received verification of debt from the company. I explained that will not pay until the company has sent me the documentation, as I clearly and repeated DO NOT CALL ME until they can verify was sent. I ask him to put me on companies internal do not call list. The collector then acknowledge a politely ended call. About 39 minutes later get 2nd call from same company same number to collect on debt. After 5 minutes of speaking collector terminated call. At this point it is harassment and they refuse to send information requested and are in violation of the DNC.
08/09/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Unable to get your credit report or credit score
  • Other problem getting your report or credit score
  • LA
  • 70460
Web
Earlier this year, 2021, I was bombarded with anonymous phone calls to my home with demands for payment for an overdue bill from a company identifying itself as Nationwide Recovery Systems. I repeatedly requested that they send me paperwork to validate these claims. But, I received nothing in print to verify this company 's claim. I can prove that I have received nothing from this company as my room mate has USPS photo monitoring of our address. If they refuse to validate this claim, how am I to know if they have a valid claim. Just recently, when I attempted dispute this claim via XXXX XXXX, XXXX dropped my credit rating from XXXX to XXXX! How can they do this if the Nationwide Recovery Systems, Ltd.refuses to validate their claim? Through XXXX XXXX I keep a phone log, but Nationwide Recovery Systems , Ltd. doe not identify their calls. How am I to know that their calls are not from scammers.
09/04/2019 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • AL
  • 35224
Web
I have had multiple odd run-ins dealing with a certain hospital in that I may or may not receive a statement and won't have a clue if it's filed with insurance, etc. until I receive a debt collection notice from this collection agency. I notified them that I needed validation of this and received a hospital bill. I have never done business with this company and I have not signed away my rights for them to have any access whatsoever to my medical records. I can not get information from the provider and I can not get information from this collector. At the moment, they have a {$470.00} and a {$51.00} item on my credit report yet I do not have information giving me the information I have asked for. Furthermore, I dislike the fact that I am not made aware of what is owed by the provider and then I see the information provided to the credit bureaus. Again, I have not done any business with NRS.
04/26/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95602
Web Older American
On XX/XX/2017 I was transported via ambulance ( XXXX XXXX, Incident # XXXX ) from XXXX XXXX in XXXX where I was working and had an accident, to XXXX Hospital in XXXX, Ca. This is a workman 's comp issue and I have been receiving bills ever since even though I have forwarded the bill to my attorney 's, XXXX XXXX directly and XXXX XXXX Insurance. I have not been turned in to collection and it has affected my credit score. This is not my bill. My attorney 's say they are forwarding it to the XXXX Administrator but it is not getting paid. XXXX XXXX XXXX, XXXX is now trying to collect this debt which should not be my responsibility. I do not consent to this debt as my responsibility or that it has been turned into a debt collector. My credit has decreased 13 points in the last few weeks and I do not consent to this occurring. My employer / XXXX XXXX XXXX XXXX ; my attorney 's / XXXX XXXX
05/19/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • PA
  • 16678
Web
On XX/XX/22 I called Nationwide Recovery Systems to attempt to dispute a debt not owed. The employee told me there was absolutely no option for me to dispute the debt for {$1900.00}. I logged onto the collection agency 's website using my personal social security number and the debt was listed under a paid account and showing a balance of {$0.00}. I have photo evidence of this. The company failed to ever take this off my credit report. I spoke with the XXXX XXXX XXXX who " promised '' this would be resolved and that they would not try to attempt to change the paid account. I logged onto my account this morning and they completely went against their statements and change the PAID account to an CURRENT account as if it was never paid! I immediately then took photos of this change to prove that they illegally changed a paid account to current. This has placed a huge burden on my life.
04/28/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • TX
  • 75701
Web
I spoke with a Representative, calling me from this number. ( XXXX ) XXXX He called me regarding an account with Nationwide Recovery Systems regarding a hospital bill for {$2000.00}. I advised the Rep that I previously paid {$700.00} toward this account & the balance was incorrect. I also advised that I was highly affected by Covid and currently XXXX. The Rep verified the posted payment I previously made on the account & stated he could settle the account for {$700.00}. I told the Rep I was willing to pay that amount after I find a place to live in a couple weeks & would contact him back when Im ready. He called me everyday harassing me & I previously advised him that I was XXXX. I received my credit report showing this account was reported & with the incorrect balance. XXXX XXXX XXXX are heartless & have no regard for consumers who have been highly impacted by Covid.
09/10/2021 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • VA
  • 23059
Web
I received a call from Nationwide Recovery Systems stating I owe a debt of {$320.00} to XXXX XXXX XXXX XXXX. I contact XXXX XXXX and was informed that I owe them no debt, the rep further informed me that they do not use Nationwide Recovery Systems and they do not sell their collections. They use a Third party company, XXXX XXXX XXXX in XXXX, VA. When I spoke with the rep from Nationwide Recovery Systems, I disputed this debt, I requested that they send me a itemize bill with details and dates of service, signed Hippa form and a copy of my ID. I have never received these documents and Nationwide has not verified this debt. I received several alerts that this debt was reported to all three credit reports. Nationwide did not verify the debt, but law if I request verification and dispute the debt, Nationwide must provide. At this time I have received no such documentation.
10/01/2020 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • MA
  • 02210
Web
I rent office space in XXXX, MA from XXXX, and have used XXXX for approx 5 years. I recently received fraud-filled notices that I owed {$5300.00}. ( Email subject line, " Case File : XXXX XXXX XXXX XXXX. [ redacted ] Balance : {$5300.00} '' ) These emails surfaced twice when I owed no more than a single month 's rent -- approx {$500.00}. The emails are sent to me from a debt collection agency in XXXX, and the content of the emails is threatening and filled with fraudulent claims. Specifically, the collection agency states if I overnight a check for {$900.00} my debt will be forgiven, but I don't owe anything like {$900.00}, so demanding payment in this amount to alleviate the debt amounts to extortion. Furthermore no one has reached out to me to discuss this matter, as claimed in the email sent. I have called and emailed XXXX on numerous occasions and received NO RESPONSE.
11/02/2018 No
  • Debt collection
  • Other debt
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • FL
  • 32068
Web
XXXX XXXX Email : XXXX XXXX : XXXX Ext XXXX Fax : XXXX Nationwide Recovery Systems XXXX XXXX XXXX . XXXX XXXX XXXX XXXX, TX XXXX My first call with this company, the initial gentleman was beyond sarcastic and laughed at what I said numerous times, even saying I have plenty of money to pay this bill. A couple of weeks ago, the phone is answered in XXXX and the caller said " for XXXX 's sake, it's Florida, speak in XXXX. '' Today, asking for their payment and explaining the situation, the caller said she was filing a harassment claim against me and notifying her supervisor. She called me, I didn't call her and she was in no way threatened as I know better as an attorney to do such a thing. She hung up on me. Their practices of harassment, sarcasm, and prejudice, and now threatening to file a harassment complaint against me is in no doubt a violation of the FCRA.
11/13/2019 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • LA
  • 70503
Web
date opened : XX/XX/2019 amount : {$1300.00} violations : 1 ) fair Debt collection Practices Act : Section 802 ( a ) 15 U.S.C. 1692. Using Abusive debt collection practices. called to collect a debt by refusing to tell me what the call was about until i told them my social security number. 2 ) 15 U.S.C. 1692g Section 809 ( a ) ( 1 ) ( 2 ) ( 3 ) ( 4 ) ( 5 ). this company never provided me with any validation of debt. 3 ) 15 U.S.C. 1692g section 809 ( c ) this company had attributed my name and my social with fraudulent debts 4 ) section 812 ( a ) ( b ) debt bought and moved from creditor to creditors without my knowledge and my written signature. 5 ) fair credit reporting act Section 609 ( a ) ( 1 ) and section 611 ( a ) ( 1 ) ( A ) the law requires a physical verification of the original signed consumer-contract on all acounts posted on my credit report.
11/13/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • LA
  • 70503
Web
ate opened : XX/XX/2019 amount : {$710.00} violations : 1 ) fair Debt collection Practices Act : Section 802 ( a ) 15 U.S.C. 1692. Using Abusive debt collection practices. called to collect a debt by refusing to tell me what the call was about until i told them my social security number. 2 ) 15 U.S.C. 1692g Section 809 ( a ) ( 1 ) ( 2 ) ( 3 ) ( 4 ) ( 5 ). this company never provided me with any validation of debt. 3 ) 15 U.S.C. 1692g section 809 ( c ) this company had attributed my name and my social with fraudulent debts 4 ) section 812 ( a ) ( b ) debt bought and moved from creditor to creditors without my knowledge and my written signature. 5 ) fair credit reporting act Section 609 ( a ) ( 1 ) and section 611 ( a ) ( 1 ) ( A ) the law requires a physical verification of the original signed consumer-contract on all acounts posted on my credit report.
07/29/2016 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • TX
  • 75067
Web
I was in a XXXX in XXXX of 2012. During my whole ordeal I was told multiple time by Hospital financial counselors not to mention the fact that I had active medical Insurance. Since it was a car accident the insurance companies for the parties involved would cover the cost. In the mean time I was out of work for two months so I hired a lawyer, I received multiple bills at self-pay rates from the hospitals, doctors, ambulance company and once it was all said and done the parties involved ended up not having any type of insurance. At that point my Medical insurance ended up paying a lump sum to all the companies involved and I never received any further noticed of late payments, attempts to collect, or notices of accounts being turned to collections from XXXX XXXX. Now I have a very expensive collection on my credit report due to their lack of communication.
06/28/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 91362
Web
I have two charges from " Nationwide Recovery Sy '' XXXX on my credit report from Experian. ( {$69.00} XX/XX/2021, & {$89.00} XX/XX/2021 ). I call to determine what the charges are for and they tell me they are related to something medical in Florida, but can not tell me more. They also have the name XXXX XXXX but my social security number. That is not my name, nor have I had any XXXX XXXX in Florida. Someone has tried to steal my identity. Nationwide Recovery admitted this was wrong and claimed they would contact the credit bureau to have it removed. But they did not do this. I called them 3 times since then and the call is getting dropped. I feel as if this company " Nationwide Recovery Sy '' clearly is following bad practices and when they see they need to make a correction to fix bad claims they just act by intentionally dropping the call.
08/21/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • 07601
Web
On XX/XX/22 I sent a notice to Nationwide Recovery Systems , LTD stating a I did not recognize debt I allegedly owe on a medical bill. I still don't know why I owe it as no information was provided to me. I requested validation and verification through certified mail within 5 days business days stating I WOULD pay the debt if it was mine, but I needed verification. They did not send it and reported me to the Bureaus without warning. My score went down XXXX points because of that. I will take legal action in addition to this action if this is not fixed urgently. I have copies of everything and will be able to prove when I received notice of their letter at my new address they dismissed my letter which someone signed for. I know my letter was valid because I used the template provided by consumer affairs and modified it to meet my needs.
05/03/2022 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • FL
  • 34952
Web
I know my debt was valid. It went to Nationwide Recovery Systems. I called them in attempt to pay my debt to get the collection off of my credit report. The representative told me if I paid today ( XX/XX/XXXX ), he could reduce my bill. I asked for a settlement letter. The man accepted my request and emailed a settlement letter indicating the reduced collection. I agreed, and paid the bill. I noticed today, that on the day after, XX/XX/XXXX, an additional {$400.00} was withdrawn from my account from the same company. I immediately emailed them saying I wanted my money back in a refund otherwise I would be taking further action. They would not respond to my email other than emailing back saying they wanted to call me. I refused, said email correspondence would be sufficient, and said I wanted proof of what they say to me via email.
12/17/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NC
  • 27863
Web
Fair credit reporting act violated. I was not notified of a collection account placed in my credit report. I was notified on XX/XX/XXXX-2020 that a collection account was reported to the credit bureaus. Upon investigation, I was not notified of this by the collection agency prior to it being reported on my credit report. I legally have to be notified in order to dispute/resolve and have the debt validated. I was not given that option. I have disputed the debt with credit reporting agency 's but the debt remains as a negative item with high impact on my credit file while the dispute is being processed. I am also mailing a certified dispute letter, kindly asking them to remove the account from credit reporting until validation. Fair credit reporting laws have been violated by the collection agency. The amount of the debt is {$790.00}
12/29/2022 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • GA
  • 30041
Web
Nationwide Recovery Systems is reporting {$1000.00} in collections on a medical debt that is falsely representing the actual amount. During Covid, I was severely ill and was transported to a nearby emergency room via ambulance and then the health insurance company paid the obligatory amount to the ambulance service providers. However, the ambulance services company billed 3x the amount customarily paid for these services. I am a student and Nationwide Recovery Systems, as a collection agency, has negatively affected my credit score and never provided me with the validation or appropriate documentation substantiating the debt. Due to this false representation of my credit history, it is severely impacting my ability to obtain credit. I would like Nationwide Recovery Systems to delete all credit reporting delinquencies on my behalf.
12/12/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77545
Web
I declare under penalty of perjury ( under the laws of the United States if executed outside of the United States ) that the foregoing is true and correct to the best of my knowledge Further I certify that I am permitted by federal and state law to file this dispute. I also understand that knowing and willful misstatements or omission of material facts constitutes a federal criminal violation punishable under 18 U.S. Code 1001 additionally these misstatements are punishable as perjury under 18 U.S. Code 1621. This collection found within my credit report are not related to any transaction that I made I Am alleging that a person or company without my authorization used my personal identifying information to apple for goods, services or money. and was successfully in creating some accounts. All being investigated by the FTC.
09/03/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • NC
  • 27317
Web
Nationwide recovery is stating on my credit report with XXXX that I have an account opened with them on XX/XX/2021. It is a hospital bill. I have not been to ANY hospital for any reason in the last 2 and a half years, I have tried disputing with XXXX for the SOLE purpose of getting this illegal re-aging fixed to the correct date of delenquency and they refuse to correct it. From my understanding reporting newer dates than are accurate are illegal and allows them to latch onto my credit report for longer which is the tactic they are using. I would like and investigation into both Nationwide recovery for re-aging practices and XXXX for not correcting them. There is absolutely no way they can provide documents with my signature or e signature dated with the dates that they give, unless they are also committing forgery.
03/17/2020 Yes
  • Debt collection
  • Medical debt
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • WA
  • 98908
Web
This is about a continued claim I already filed, about not even owing the money and going direct to the source. I have asked the credit collection agency to stop calling regarding this ( they were very upset about me going to original party about this ), they still have not sent any materials so I can even see information or contact information for original party! They keep calling even though every time they call they are told not to call me! He yells at me that he has every right, that I owe this money to them now, I always hang up. Here are dates and times all Pacific same day as reported originally just later : XX/XX/2020 @ XXXX XXXX XX/XX/2020 @ XXXX XX/XX/2020 @ XXXX XX/XX/2020 @ XXXX XX/XX/2020 @ XXXX ; XXXX XX/XX/2020 @ XXXX XX/XX/2020 @ XXXX XXXX caller is using two different phone numbers XXXX and XXXX
09/22/2021 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • MS
  • 38654
Web
My husbands credit report added a hit from Nationwide Recovery Systems on XXXX XXXX, 2021. The original creditor was from XXXX XXXX XXXX XXXX XXXX. They are a billing agency for physicians through XXXX. We previously settled a debt with them in XXXX so I contacted them. They stated nothing more was owed and had to idea where Nationwide was getting the dates of XXXX and XXXX and subsequent balances of XXXX and XXXX. They stated multiple times we owed nothing and nothing has been given by them to collections. They also told me how to get online and print out a itemized billing which I did stating he owed {$0.00}. This company has massive reviews on XXXX, XXXX and other sites of scams and taking people 's money and not removing credit dings, etc. These people need to answer to all the anguish they are causing people.
04/09/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 96148
Web Servicemember
To Whom It May Concern : XXXX XXXX XXXX was called to bring my daughter XXXX XXXX to the hospital for a XXXX XXXX on XX/XX/XXXX. XXXX XXXX : 1. Invoiced me directly {$2500.00} in addition to the insurance in XXXX, which had PAID XXXX XXXX per XXXX below dates and payment IDs. 2. Recklessly and criminally, passed {$510.00} to collections to Nationwide Recovery Systems who consequently have been reporting this erroneous bill on my credit negatively since XXXX! XXXX paid XXXX XXXX the ENTIRE invoice of {$2500.00}. XXXX CONFIRMED ELECTRONIC PAYMENT PER BELOW : XX/XX/XXXX - {$460.00} payment ID XXXX XX/XX/XXXX - {$2100.00} payment ID XXXX They illegally passed a paid debt to collections and now this continues to be on my report damaging my credit when i am trying to refinance due to financial problems with COVID
09/02/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 77024
Web
I have been disputing this account with the credit bureaus for sometime now. Each time they would say that NATIONWIDE RECOVERY would verify the debt. So I took it upon myself to ask NATIONWIDE RECOVERY for validation of the debt. Are they legally able to collect on the debt? How did they calculate the amount they claim I owe? How do they know I am the owner of the debt? Im curious because I have never done business with them or the original creditor. Well, it has been more than 30 days and I still have not received anything proving the debt is mine. They received my letter on XX/XX/2021. Here is the tracking XXXX XXXX XXXX XXXX XXXX. I was under the impression that if they didn't respond it would automatically deleted from my credit reports. Silence is being in agreeance. I am sure there is a law that proves it.
09/02/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 77024
Web
I have been disputing this account with the credit bureaus for sometime now. Each time they would say that NATIONWIDE RECOVERY would verify the debt. So I took it upon myself to ask NATIONWIDE RECOVERY for validation of the debt. Are they legally able to collect on the debt? How did they calculate the amount they claim I owe? How do they know I am the owner of the debt? Im curious because I have never done business with them or the original creditor. Well, it has been more than 30 days and I still have not received anything proving the debt is mine. They received my letter on XX/XX/2021. Here is the tracking XXXX XXXX XXXX XXXX XXXX. I was under the impression that if they didn't respond it would automatically deleted from my credit reports. Silence is being in agreeance. I am sure there is a law that proves it.
08/01/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • MO
  • 64138
Web
Nationwide Recovery System is inaccurately Reporting medical bill information on my credit reports my medical information has illigally been shared with this third party debt collectors I never gave any consent for my health information to be shared with a third party debt collection agency and when received care all my documents I signed stated that my information in no way will be share with a third party this is a Violation of the Fair Credit Reporting Act and also a Violation of HIPPA. the medical bill that is being reported on XXXX reports was paid my medicare insurance and also I had no agreement no signed contract or nor I received any service from a Nationwide Recovery System this company is operating illegally and this account is involved in litigation for negligence and a lawsuit for punitive damages.
12/28/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • OH
  • 45458
Web
In XXXX XXXX, I started receiving calls from a guy that claims his name is XXXX XXXX and is calling from a collection agency named Nationwide Recovery Systems. He claims that I owe {$44.00} to a company name XXXX Limited, but he has no further information about location or phone number for his client.The product is a supplement called XXXX XXXX and its regular price is {$130.00} He offered to settle for {$25.00} which I denied. I told him to stop calling, I never order that product and I was not going to pay anything. they called me several times, they claim the debt is for a trail sample ordered on XXXX XXXX, XXXX The guy had a strong accent either XXXX XXXX ( XXXX, XXXX or even XXXX XXXX, but I ca n't say for sure where from ), I did tell him that his accent did not much his name, but I could be wrong.
01/14/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 75043
Web
I recieved outstanding medical debt of {$54.00} reporting on my credit report. I never received a bill or any type of correspondence in regard to this debt. This is not my debt. I called the original creditor XXXX XXXX XXXX which is to verify the debt, and there was nothing owed in my name. It is on my credit report that Nationwide Recovery SYS has taken over this debt. I contacted Nationwide Recovery SYS to ask for debt verification and this company could not assist Please remove this negative inaccurate information from my credit report. This a violation of my rights and hurting my credit report. I am prepared to file a formal complaint with XXXX, XXXX XXXX. This company does not have any documentation or signed physical documents giving my consent to release any information.
06/26/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TN
  • 38133
Web
On XXXX, 2022 NATIONWIDE RECOVERY SYSTEMS opened a collection. I noticed this while checking my credit due to a recent identity fraud incident. Account number : XXXX Amount : {$1100.00} I mailed a certified letter in XX/XX/2022, requesting seeking validation of debt to the company, I also requested that there be a response within 30 days. I never received a letter about the debt prior and still haven't heard from the company. They are violating my rights of the FCRA as a consumer. I have never signed any written document agreeing to owe this debt to the collector. I do not know who they are and they have not written consent from my end. They have not verified that I owe this debt to the alleged company. Please have these removed from all credit bureaus. XXXX XXXX
11/02/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30180
Web
A collection account opened on XX/XX/2020 with nationwide recovery systems for XXXX XXXX XXXX XXXX for the amount of {$260.00} was reported to my credit report for collection. I reached out to the 3 reporting bureaus asking to validate the debt. It came back as a valid verified debt with XXXX. The amount requested for the XXXX XXXX group does not belong to me. I do not have access to the full account number for the collection being placed in my name. I would like significant proof the services I'm being charged for belong to me. A type of date of the office visit, account number, verification of insurance information submitted. I have not received any statement from my health insurance provider. Please respond back with documents requested to my address you have on file.
07/21/2020 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • GA
  • 31029
Web
XX/XX/2020 I was called by a person who said there name was XXXX.who worked for Nationwide Recovery Systems They asked if if my name and SSN matched what they had on their records. They read the last 4 of my SSN to me prior to even confirming I was who they were looking for. This is PII and should not be given out to frivilantly. I have recently changed my number, and I am concerned that they may have called others and given out PII. Once I asked how many others they had released my PII to they hung up. I called back to talk to a supervisor, and they said that was not PII and something they do regularly. the last 4 of someones SSN is very sensitive and used in all kinds to places as a security code. I want a list of who else they called and gave my information to.
06/07/2021 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • VA
  • 23669
Web
Nationwide recovery has contacted multiple times today even though I asked them not to I did verify myself and they gave me the whole spill and I ask the representative to provide me with an address or email so I can send a cease and desist their respond was it public info and when I asked for a manager I was transferred to a voicemail before that the lady kept saying its an old debt and how I do I want to take care of it even after she provided me with the info and I told her I dont have any recollection of the debt and ask why didnt the hospital send me a bill if that was the she didnt respond. The last person just called me and said I wasn't cleared on the previous call which wasnt even 20 mins ago I again verify myself and ask to cease and desist to my number.
09/23/2020 Yes
  • Debt collection
  • Medical debt
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • KS
  • 67226
Web
XX/XX/XXXX a debts collector call asking for money asking for me to verify personal information he wants me to pay everything very pushing after a while I say yes I was gon na pay I just left the phone a hangout up and XX/XX/XXXX after my treatment in clinic a phone call came I say he there to talk to XXXX, he say is me, like he knew me, call me by my name I was confused he start asking about by social security again by social are this 4 your your social are this 4 your social, he say, he is the debit collector pushing I confused say yea and he hand up after I try to reach back the number just say nationwide recovery online people say is a debt agency that after you pay for collection it takes extra money for your credit I want to report it before it happens to me
06/24/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • LA
  • 70039
Web
I looked at my XXXX credit report and it went down 56 points. I immediately look to see what it was and call the collection agency number to find out who it was from. Than I called the billing department at the hospital they didn't have any records of me at all. So they told me to call the collection agency and get a account number. I called them and they gave me a number and they said that the bill came from a doctor not the hospital and they gave me the doctor 's name. So I called the billing department back and gave them the information and they said that the doctor 's don't have separate billing and the account number wasn't even close to the ones they use. And the guys I talk to at the agency told two different stories. I need this off my credit report.
09/17/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 30318
Web
I believe that I am a victim of identity theft. Due to the CoronaVirus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple Equifax Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I did. I did not receive an actual proof, physical firsthand documentation of the payment history and proof of last payment and these violations persist on my credit report. I just had to escalate to CFPB.
03/24/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • VA
  • 23224
Web
I contact Nationwide Recovery System for an account transferred from XXXX XXXX XXXX XXXX for a date of service of XX/XX/2018 for XXXX XXXX XXXX XXXX XXXX XXXX provider. The debt collector by the name of XXXX in XXXX stated they do not have proof debt but I can request it from XXXX XXXX. I contacted XXXX XXXX XXXX XXXX and was advised that they do not have a debt for me with this date of services or the account number XXXX XXXX. I contacted the debt collection agency Nationwide Recovery System and advised XXXX of the same information in which he became irate and belligerent. I was transferred to his supervisor who would not identify himself and was offended ( his words ) that I requested to speak with someone in a U.S. location. He disconnected the line.
04/13/2018 No
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 76022
Web
I have been paying online to XXXX XXXX XXXX XXXX for 2 years. My balance was {$890.00} it is now {$210.00}. My payment history shows I have established ongoing payments for over 2 years. I was turned over to collections. It was reported XX/XX/2018 It has negatively impacted my credit and it is very alarming to us who are struggling to make ends meet and want to pay our debt. Why would a company do this? They call constantly call me and I tell them I am paying and have been paying every month. I got to where I just hung up on them when they called. I can't pay anymore than what I am doing. Why can't they just leave me alone. The money they waste calling me is not smart. They can see if they do nothing they are going to get the balance paid in full.
09/13/2021 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • FL
  • 33710
Web Older American, Servicemember
I receive these phone calls for an account of XXXX. Have received for several years using my cell phone number, which I have owned for 20 years. I have asked repeatedly for them to delete and to notify the debtor that the number does not belong to this party. I am told that the number has been deleted but constantly get phone calls. I took the action to the Attorney General 's office in MO from an agency in MO. The agency admitted that they had contacted me several times. The calls have stop there. However, I keep getting these calls from a particular company out of TX and have for years. I have been assured many times that the number has been deleted. Today, I received another. It is time for this harassment to stop and never call again.
12/13/2019 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • DE
  • 19904
Web
I received a debt collection notice dated XX/XX/2019, in response to the letter I sent a letter within 30 days ( Mailed XX/XX/2019 ) ( proof of mailing ) informing the collector to cease further collection until the debt has been validated. I have asked them to send me a breakdown of how the charges were calculated and how they came up with the bill amount. They are to stop collection on the debt, including any reporting to the bureau 's. They have reported to at least one bureau which is continuing their collection efforts, which is against the law according to section 805c and 809b of the " fair debt collection practices act '' Please have the collection account removed until the debt has been validated through the proper legal means.
11/13/2015 No
  • Debt collection
  • Medical
  • Communication tactics
  • Frequent or repeated calls
  • OK
  • 74012
Web
This started XXXX for {$900.00} and is the leftover portion of an emergency medical bill with XXXX XXXX XXXX, XXXX, OK. I immediately started paying $ XXXX/month and increased it to {$54.00} recently to comply with minimum payment requirements. I have NEVER missed a monthly payment and the debt is down to {$480.00} now. No reason for it to ever be turned over to Nationwide Recovery but it was anyway. After I had made payment arrangements they called again to say that I needed to make FUTURE payment arrangements ( auto debit etc. ) or they would continue to call me. Since when is future payments promises a part of it that was not mentioned in the payment arrangements at all. Again, I have paid every month, not one has been missed.
06/26/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • VA
  • 24112
Web
I checked my credit score using the XXXX XXXX XXXX and saw that my XXXX score recently dropped due to the collection agency noted on credit karma as NATIONWIDE RECOVERY SYS opening an account on my credit report. This company has never reached out to me by mail, email, phone, or any other ways of communication to notify me of this supposed debt with them. If I had not checked my XXXX XXXX XXXX score today, I would have never known this account was ever opened because this collection agency failed to properly notify me of it. Since they have never notified me about this debt in the first place, I never had a chance to dispute it at all before they decided to report it on my credit report, negatively effecting my credit score.
02/28/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30542
Web Servicemember
Notified by XXXX that a derogatory mark had been added by Nationwide Recovery system for the amount of {$1100.00}. Nationwide stated the original creditor was XXXX XXXX XXXX XXXX. I contacted XXXX XXXX XXXX and they have no record or me ever in their system or for their affiliated services. I then contacted XXXX XXXX XXXX in XXXX GA, the only hospital I have ever been to and they have no record of me owing anything to them or their radiology or physicians department. I then called Nationwide to tell them of my findings and they stated the only resolution was for me to file a police report that they would not do anything to further help get this off my credit. I was never contacted by nationwide by phone or by mail.
12/10/2021 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • VA
  • 23111
Web
I had an on-duty injury as a firefighter for the City of XXXX Fire And Emergency Services on XX/XX/17. The city did not pay the bill or did not pay in a timely fashion. I have had a debt collector come after me and erroneously report to the credit bureaus that I did not pay the bill, a bill that I was not responsible for paying. It is my understanding that what those debt collectors are doing is illegal under Virginia Law. The debt collector is XXXX XXXX XXXX XXXX. The contact on the credit bureau is I was transferred to an offshore ( XXXX ) when I called the creditors number. I was told that the the client was XXXX XXXX XXXX and nationwide recovery system. XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX ( XXXX ) XXXX
05/17/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 75061
Web
A debt collection company called Nationwide Recovery Systems is attempting to collect a debt that I do not owe. The date it was opened is XX/XX/XXXX. It is a medical bill for {$1500.00}. I have been XXXX in the XXXX XXXX system since XX/XX/XXXX and was released in XX/XX/XXXX. I have called the company about this Issue and they put me on hold for long periods, they had an address on file that Ive never lived in, I have asked them to provide proof of what I supposedly owe, they want my bank account information and every time I ask to speak to a supervisor I get disconnected. I have also disputed this through XXXX and they report my debt as accurate. I do not owe this medical debt I have been in XXXX since XXXX.
12/18/2017 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 75243
Web
Nationwide recovery systems has called me several times concerning a debt for a XXXX XXXX ( XXXX, I do n't know the name of the person ). I have asked them several times to remove my phone number from their systems because she does not own the phone number that they have been calling and has not had it for several years. These calls come several times and each time I have demanded that they remove the number from their system, they have yet to do so. Most recent contact was XX/XX/XXXX at XXXX XXXX Central Time. I have never owed them any money and I am tired of receiving their calls for someone whose debt is owed to them. I am filing this complaint to see what can be done to get them to stop calling my number.
01/26/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • DE
  • 19901
Web
XXXX allowed an inaccurate account to be furnished on my credit report. XXXX did not investigate this account prior to it being placed on the account. XXXX has proof that the account should no longer be on account. This made the consumer 's credit score go down significantly, with no valid proof. Also, it appears that Nationwide Recovery Systems , Ltd shared or furnished my personal information to another creditor without my CONSENT, which was with the National Recovery Agency. Nationwide Recovery Systems provided notice that this account was closed and that it would no longer be reflected on any credit report. This made my credit score decrease significantly and has had an adverse impact on my credit.
10/14/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • TX
  • 76063
Web
XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) has failed to validate that this account is reporting maximum possible accuracy per the FCRA. I have initiated several attempts through the credit bureaus and collection agencies to have this account validated and has not received a response and I have reason to believe that reasonable procedures were not conducted on these accounts due to the current violations I have found as if relates to my credit profile and unverified accounts. This company has violated FCRA 623 ( a ) b ) by failing to mark this disputed account as disputed This company has continuously failed to validate this collection account further violating FDCPA XXXX per the FTC opinion.
08/21/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • VA
  • 23059
Web
I have had 4 different collections agencies try to collect on a debt that is not mine and they have reported this debt to my credit reports and each time I have filed a complaint with the Consumer Financial Protection Bureau each time and the agencies removed the collections from my report and then its sold to another. Now Nationwide Recovery Systems as added this debt from XXXX for {$1000.00} to my XXXX credit report, I have never received any bill or statement from Nationwide Recovery Systems or XXXX. I have spoken with XXXX XXXX and they do not sell their accounts, they further stated that they only your Focus XXXX XXXX to collect on all of their past due accounts. This is not my debt!
11/12/2018 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30238
Web
I have an outstanding medical debt of {$560.00} reporting on my credit report. I never received a bill or any type of correspondence in regard to this debt. The details state that it was opened on XX/XX/2018. This is not my debt. I called the original creditor which is XXXX XXXX XXXX XXXX on XX/XX/2018 to verify the debt, and there was nothing owed in my name. It is on my credit report that Nationwide Recovery SYS has taken over this debt. I contacted Nationwide Recovery SYS on XX/XX/2018 to ask for debt verification and this company would NOT verify it via phone or US Mail. There was no proof provided to verify that I owe this debt, and I would like it removed from all three credit bureaus.
03/17/2019 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • MO
  • 65462
Web Servicemember
I have a letter from the hospital that says that all of my medical bills from XXXX are covered by financial assistance that I am not liable for the bills. So I have tried to call the company and try to explain this to them and try to get a fax number for them so that I can send a copy of the letter. The man Ive had to deal with was so rude and started yelling and being extremely ignorant to me and talking to me like I was XXXX. Refused to give me a fax number. When I asked to speak with his supervisor he said there was no one else to talk to and I said transfer me to someone else. He said that there was no one above him and he would not transfer me. He would only refer to himself as XXXX.
08/24/2021 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • GA
  • 30041
Web
Today has called me 4 times alone. Called the number back and the person who answered immediately aggressively asked me to validate my last 4 of social, birthdate and other identity fraud worthy content which he rattled off to me. Asked who he was and he said Nationwide. Informed him I do not have this insurance l, assuming that was who it was. Only after this was told the company name but all the representative seemed to want to do was validate my personal info above. I had previously blocked the number on my cell phone but the number keeps coming through, so due to all this asked them to not call again and send something in writing.. Got yet another call from same number an hour later.
05/14/2019 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 77386
Web
I have disputed medical debts on my credit report and have each time I am being told they are valid. I do not recognize the original company nor the collection agency. I have two derogatory marks on my credit due to the same company trying to collect twice for different amounts. I receive phone calls constantly, at times I have been threatened to have legal actions, garnishments, etc. The calls do not stop, even though I have continuously disputed this through XXXX XXXX and through the credit bureaus. I want it removed and have not been successful in getting both removed. I have not been provided with information that proves I owe this debt, I do not show ever having used this creditor.
08/03/2021 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • AZ
  • 85225
Web
This company os deceitful they call from all different & continues to call me as early as XXXX I call back they dont identify the company today I spoke with a manager about the practices and to tell them wrong number and to stop calling that only made them call even more. I called back and answer and just hold the phone these are all rude foreigners and they are deceitful I am currently seeking to file a lawsuit against them for this harassment. I have been forced to pay money to have my number changed today. They think this is a game but its concerning. I thought the CFPB had laws in place to for this type of treatment. Sad thing is these foreigners lie about their names please help.
05/22/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Old information reappears or never goes away
  • SC
  • 29464
Web
This account attached has been removed many times, over the course of many years and keeps getting reposted by 2 fraudulent collection agencies, NATIONWIDE RECOVERY SYSTEMS and XXXX XXXX XXXX. This company has been reposting a false account for many years. I file a dispute and it is removed and then they repost it again. Sometimes the very next day. They're are 2 different companies that do this it seems. They take turns harassing me and hurting my credit report, especially since the covid pandemic started. they have been non stop posting to my XXXX account and probably many others because they know people are desperate to get EIDL loans and SBA is checking that reporting company.
12/11/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 77545
Web
I have been living in XXXX for 4 years now and on XX/XX/2020 a collection was placed on my credit reports for a debt the debt collection that was opened XX/XX/2020. I have NO KNOWLEDGE of this debt nor was I given the due process/right to dispute this debt I know NOTHING about. Like I said I have been in XXXX for 4 years and this is a debt from XXXX. I have no information on what information that clearly MATCH mines, make this my bill, or when this bill/medical visit was made because the information clearly states 2020 and I have NOT had any doctor visits in XXXX. I have absolutely NOTHING. They failed to send anything to me so I could have disputed this debt in a timely matter.
09/07/2019 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 33825
Web Servicemember
I tried to verify any debt I may have had with XXXX XXXX XXXX by calling the company, which is listed as original debtor. XXXX XXXX XXXX told me on the phone that they have never had a debt listed in my name. I tried calling NATIONWIDE RECOVERY SYS. They could not provide me with an original signed document I have with the original debtor. I dont know why its listed on my credit report severally damaging my credit score. I am a XXXX Veteran who suffers from XXXX and living on a fixed income. I'm deeply concerned that this erroneous debt listed in collections on my credit is hindering my future financial or even employment opportunities. I've never owed either company money.
08/10/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • LA
  • 70127
Web
No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
02/11/2020 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • MI
  • 48910
Web
Nationwide recovery systems at XXXX XXXX XXXX XXXX XXXX, Tx has put a duplicate collection on my credit report 3 times. The date " opened '' has changed each time but the original creditor and amount owed remain the same. Each month if the amount is not paid then each duplicate debt shows up as a late payment. That means this debt is showing up late in triplicate every month. I have paid the debt with the original creditor but the three marks remain. This seems to be highly fradulent! The original creditor is XXXX XXXX XXXX My credit report lists that nationwide opened this account on : XX/XX/19, XX/XX/19 and XX/XX/19. In the amount of {$140.00}
05/11/2017 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • PA
  • 19380
Web
Nationwide Recovery Systems calls daily with harrassing calls. The caller will not provide any information about the reason for the call unless I provide them " required '' semstive personal identifying information. The callers state different versions of what is " required '' and are aggressive and rude. I state that I do not provide identifying information to strangers calling my home and ask them to stop calling my home. The calls continue- sometimes twice daily - and today I was told that the calls will not stop until give them the " required '' personal identity information. I do not have any past due obligations of any kind.
03/25/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TN
  • 37206
Web
These accounts have been transferred or sold. According to my findings, I am no longer responsible for this alleged debt, there is also no written communication, contract, or signature. A bill without a signature does not imply that the debt is legitimate, and anyone may submit a bill and claim ownership. They have violated my consumer rights, and I am seeking legal action to have them removed. I don't owe this debt so this is clearly a violation of the FCRA section 602 ( a ) & FDCPA section 809 if you can not validate the debt, you must request all credit reporting agencies delete the inaccurate information from my credit report IMMEDIATELY!
01/01/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 76207
Web
On XX/XX/2020, I sent a certified letter with return receipt verification to Nationwide Recovery Systems, XXXX, TX, requesting verification of this debt, including original debtor and account information. According to USPS tracking, the letter was delivered on XX/XX/2020. I received back the confirmation receipt unsigned but postmarked XX/XX/2020. According to my XXXX and XXXX credit reports, this collection for {$1700.00} was opened in XX/XX/2020, originally from XXXX XXXX XXXX of XXXX. I have not received any communication, written or otherwise, from Nationwide Recovery Systems, ever, including in response to my request on XX/XX/2020.
07/15/2020 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • FL
  • 32609
Web Servicemember
Today XX/XX/2020 at XXXX EST a collection agency named Nationwide Recovery systems called me to collect on medical debt. When I requested written verification via US PS, I was told that if they had to mail out a letter to me that I would owe the entire debt. I told him if I did not have verification there was no way to know if the account was even mine. On top of that they stated the tea collection was from five years ago. This is past the four year mark for Florida and they are not supposed to be contacting me about this debt per the Florida State statutes and 95.11. I have attached proof of the phone call from today in the uploads.
01/10/2018 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94611
Web
I am repeatedly being called by Nationwide Recovery. The preliminary call is a robo-call asking to return a call to XXXX. I have received these calls 1-2 times per week for several months. On 3 occasions I have called back to speak to a representative. In each case I have been informed that they have no debt associated with me. On one occasion I asked to speak to the supervisor. I was transferred to a voicemail and left a message explaining my situation and my concern that I was being harassed. I left contact information to get back to me to discuss my concerns. I was never contacted by the supervisor, however, the robo calls continue.
04/26/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32937
Web Older American
I received a past due notice for a medical bill that is not mine. It is either the result of identity theft, or outright fraud. I have spoken with the collection agency, Nationwide Recovery Systems, to no effect. I have also notified my health insurance company ( XXXX ) that they paid a claim for a hospital visit that did not happen. I have also notified XXXX XXXX XXXX company because my credit score went down when the collection agency reported me as past due. I also reached out to the state consumer protection agencies in Texas and Florida. Texas refused to take any action, and I never heard back from Florida. XXXX XXXX XXXX XXXX
09/17/2019 Yes
  • Debt collection
  • Mortgage debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • GA
  • 30083
Web Servicemember
I was fasely changed by an apartment complex XXXX XXXX XXXX I persued them in District court they they took me to Magistrate Court Where we sttled by agreeing to drop both cases without either Party owing the other and I agreed to relocate with I did by date agreed to The company which owned the complex then closed The Complex was then sold to another company This new company has contacted The XXXX XXXX XXXX XXXX with my information and they are harassing for a debt not owed and also damaging my lifestyle and credit through each of the credit bureaus XXXX XXXX and XXXX Can you help me XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Ga XXXX
01/03/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • OH
  • 43207
Web
This complaint is regarding account information below that has not been investigated and no information given. Its been over 2 months with no information given to me regarding these accounts. I have no knowledge of these companies and they shouldnt be reporting as I never gave permission for the reporting per Section 1681a -I sent correspondence to the Credit Bureaus regarding this. I was never notified in writing per 15 U.S.C 1692ag prior to accounts being on my credit report, within 5 days. Moreover, these accounts violate debt collections, and abusive and unfair practices per section 1692f ( 1 ) adding additional amounts.
01/12/2019 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • LA
  • 70592
Web Servicemember
Nationwide Recovery Systems Has been reporting to the XXXX, that I owe a debt. I have disputed this account several times. Yet this company insists that this account belongs to me. This is inaccurate and has not been proven. 1.I NEVER received a letter of Debt. 2. I am unaware of this debt. 3. On XX/XX/2018, a certified letter was mailed to this company to verify this debt. I asked for reason for debt, signed contract, and calculations of amount owed. It has been 30 days, and I have not received a response. This letter was mailed to address reported on my credit file. This is wrongful reporting and against the law.
10/30/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33441
Web
This company XXXX XXXX XXXX XXXX XXXX keep sending me bills and trying to collect a debt that is not mine, I already dispute this with the credit report companies and I already made a complaint in consumer finance and results were positive to me and negative information was removed from my credit reports but I just find out that they send this account to collections again, Im about to take this to the legal side because I just have a XXXX XXXX and my doctor told me was because the stress and the only stress I have is because XXXX XXXX XXXX XXXX XXXX ... XXXXthis is the last effort I making to fix this situation thank you
11/09/2017 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77346
Web
The aforementioned credit collection agency representing XXXX XXXX has violated the FCRA by not providing documents to me in regards to this debt. I am unaware of this creditor and have not received anything that pertains to this debt. This account is unverified and immediately needs to be deleted from my all credit files : XXXX, XXXX and XXXX. The business is required to disclose to me all of the documents that they have recorded and retained in their files that pertains to this " debt ''. If XXXX XXXX XXXX, XXXX does not have any documentation, they need to retract this from my credit file immediately.
08/04/2018 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • GA
  • 30276
Web Older American
Nationwide recovery system XXXX XXXX XXXX XXXX XXXX XXXX Texas XXXX phone number XXXX Put a negative charge on my credit report report rthey said I owed XXXX XXXX XXXX XXXX the sum of {$1300.00} They have an open date of XX/XX/2018.They failed to notify me that they were doing this and didnt give me a chance to dispute this. This same charge was put on my credit report 3 years ago I disputed the charges and was found to be in my favor and was removed from all 3 credit bureaus. It appears that nation Wide Recovery System has purchased this from some other company and put it back on my credit report
12/20/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TN
  • 37604
Web
I sent a notarized letter to Nationwide Recovery Systems on XX/XX/2022. It was a letter requesting validation of the debt. I called XX/XX/2022 to verify the letter was received, they said it was and insisted that they would send a validation of the debts ( XXXX accounts XXXX and XXXX ). As of XX/XX/2022, there have been no validation of debt correspondence for either accounts. They knew they had 30 days to respond per the letter. They took the accounts off my credit report but I am filing a complaint due to no response from the agency and no call back or email that the debts have been cancelled.
02/05/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NJ
  • 07304
Web
I am lodging a formal complaint against nationwide recovery this debt collector has violated the fdcpa/fcra. This debt collector is reporting a {$240.00} medical debt that isnt mine. on my credit reports I never recieved a dunning notice in the mail which gives me 30 days to dispute. This account just came on my reports out of nowhere. I have lived at the same home for years. Not 1 letter or call from them. I am requesting nationwide to delete this account from my credit reports immediately. XXXX, and attorney general complaints will be filed next if account isnt deleted. Thanks for your time!
11/03/2021 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • GA
  • 30318
Web
Nationwide Recovery Service is in violating HIPPA right by reporting a debt by XXXX XXXX XXXX by XXXX. I went to the doctor for a very personal matter and I do not appreciate ever person/company that looks at my credit report to know about my visit to the urgent care facility. It is very humiliating and embarrassing. I am prepared to take legal action against Nationwide Recovery Service and XXXX XXXX XXXX for causing me emotional distress and violating my rights. At this point it's not the measly {$170.00} it's about the fact that they are displaying my personal health for the world to see.
08/03/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • AZ
  • 85706
Web
Nationwide Recovery System has sent a bill to collection as of XX/XX/2021 that has an outstanding balance of {$600.00} that's affecting my credit score and report. This bill has been taken care by my health insurance. I tried getting in contact to resolve this issue by phone and the debt collector does not have any contact information. Under Section 623 of the FCRA the debt collector should have all they're information for me to dispute of come to some agreement. I would like for this debt collection to be remove permanent from my report and send me an updated report to me personally.
06/25/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 75187
Web Servicemember
On XXXX XXXX, I contacted Nationwide Recovery System and XXXX XXXX XXXX regarding a bill for XXXX. I informed both companies, I never received any written correspondence about this debt, nor a phone call. The companies admitted they did not have my correct phone number or mailing address. They have since submitted this debt to XXXX and XXXX. As of XX/XX/24, the debt was removed from XXXX, but they added it to my XXXX credit file, which has caused an adverse drop to my credit score. I am closing on my house, and can not afford to have this mistake they made affect me from closing.
07/01/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Old information reappears or never goes away
  • TN
  • 38116
Web
XXXX XXXX XXXX keeps adding accounts that have been disputed and removed with all credit bureaus. Account amounts are not true nor accurate I was never contacted by originally debtor due to address change. I called and spoke with a rep who Did not properly ask security question to verify the call. The rep stated several accounts that had been removed by all three bureaus. I requested that the company send me these accounts that were showing active that werent disputed and removed. I made this call in XXXX and have not received this request sent validation. Amounts XXXX, XXXX,
10/15/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Notification didn't disclose it was an attempt to collect a debt
  • IN
  • 47842
Web
Nationwide Recovery Systems have absolutely destroyed my credit. For the past 10 years, this company has continuously reported an account for {$790.00} on my credit file. Every time the account falls off of my credit report Nationwide Recovery Systems as reopened it as a new account. This is in violation of the FTC. XXXX XXXX XXXX XXXX with XXXX XXXX XXXX has also done the same exact thing for the past 10 years. I have personally disputed these accounts with the Credit Bureaus but I have seem to be not successful with them. This is my last step before I hire an attorney.
01/17/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • IL
  • 60543
Web Older American
Nationwide Recovery is attempting for the second time to collect this debt, see attached previous claim with you, number XXXX. As with the first they never sent me a notification through the US Mail, a direct violation of federal law. Please find attached the most recent attempt to collect this debt. Also, please find again, where previous collection agencies attempted to collect this debt. Nationwide is the 5th different agency to attempt to collect this debt, which was never verified. As with their first attempt ( third over all ) please delete this from my credit file.
03/15/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 75243
Web
On XX/XX/XXXX, I checked my credit report on XX/XX/XXXX and saw an unfamiliar report on my account. The original creditor is XXXX XXXX XXXX XXXX for the amount of {$1200.00} opened on XX/XX/2021. Ive never heard of this place nor visited. I called the company and couldnt get any information. I have done more research on my own and noticed this is happening to many others. This company is terrible and reporting fraudulent activities hoping we would pay without investigating. I want this report removed from my account before it damages my credit more than it already is.
07/12/2021 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • FL
  • 33647
Web
Called on XX/XX/21 and told me they have papers to serve me at my work or my home, gave me a case number and told me to call them back and place a " stop order. '' When I called they asked for my social security number to verify my identity which I refused to give, they then told me that they sent my case to litigation but could not provide what court it was in. Told me the case number was just an account number with them. I questioned how they could possibly serve me papers without a court case number. They hung up on me after I refused to give them any information.
12/29/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 77573
Web
On XX/XX/XXXX I discovered there had been fraudulent charges using my prior employers medical insurance that was still open in my name. On XX/XX/XXXX I filed a police report. Each of the entities involved has been contacted and provided with a police report and I have gone through the process of disputing each item on my credit reports. Even now, XX/XX/XXXX, I am getting items showing up on my XXXX credit report from NATIONWIDE RECOVERY SYSTEMS with a XX/XX/XXXX charge originating from XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
03/24/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 33619
Web
I never received any opportunity to dispute debt from Nationwide Recovery. It appeared on my credit report with an open date of XXXX. I have not received services. I have had prior companys send me information about this debt. However, when disputed they never provide verification. It seems that they are all passing this debt around to various companies. I have requested an itemized bill and validation of debt owned. Documentation of date and services provided. They are creating amounts how can an hospital bill be {$120.00}? I have yet to receive any documentation.
02/17/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • MI
  • 48180
Web Older American
I have recieved over 40 calls to pay a debtthat I do not owe to a XXXX company. The collection agency is Nationwide Collections. The debt is {$46.00} and they said they would settle for {$26.00}. I do not owe anyone any money. My credit score is in the XXXX and I pay all of my bills. I am tired of gettng these calls, day after day. The phone number is XXXX. XXXX, I think, is a company that sells face cream online. That order was cancelled because I sent the product back to them. So why should I pay them for nothing. I never ever heard from XXXX for a debt owed.
04/29/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 31210
Web
i just knew this account on this month when i tried to applied a credicard but it was declined so i check my credit report.the credit report show the collection account was created on XX/XX/2020, but i didnt live in NC, im impossible been to the NC hospital.and i didnt received any statement bills, i dont know why this account created under my name.my brother lives in north carolina, his name is XXXX XXXX XXXX, its similar with my name XXXX XXXX XXXX, i dont have his SSN, i worked for him in north carolina couple years ago.please double check the information,
12/17/2018 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • AZ
  • 85032
Web
I recieved a notice on my credit report in XXXX That i owe an amount I never recieved a noticed and first of all I havent been to a doctor in years, years and we all know when we do go to a doctor they have us sign a document that says our information cant and will not be sent to a third party. But you lied they say I owe XXXX this need to be removed off my report ASAP because its not right why have a law if we not going to abide by it? Its a crime and I know if I submit a crime Ill be in jail right? Ok then I dont even have an account number with them
07/19/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • NC
  • 28012
Web
XXXX XXXX XXXX they trying to collect 2 old account? Each one for XXXX $ For total XXXX I always explain thats was identity thief Im tired to explain my self to this company they take off account or get another Company and bring it back to me credit. Im not going to pay this I never get any service with them or any other company they need to leave my credit and me alone is upset me all the time they doing the same I dont receive any service from XXXX XXXX or XXXX XXXX back in the day! Please take it down of my credit always I send police report
03/01/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • MO
  • 63134
Web
XXXX XXXX of illinios continues to sell debt not owed. Which is illegal and having been doing so for years bringing my credit down. In documentation i have provided a statement of payment in full due to all my medical debt due in the time of XXXX processed by XXXX XXXX XXXX XXXX. This issue continues from XXXX XXXX to Nationwide Recovery systems, I have contacted All 3 credit Bureaus about this matter thru multiple letters an disputes. I am prepared to seek max penalty for these fraudulent charges holding me back in life if not properly handed
01/11/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Credit monitoring or identity theft protection services
  • Billing dispute for services
  • FL
  • 34953
Web
Im a consumer a natural living man. All debts are obligations of United States. I did not give any consent. I did not get the full disclosure to opt out. I do not consent to the share in of my non public information. This is a transaction and experience that took place between XXXX Recovery/ XXXX and XXXX and its no ones business. Why is it on my report there using the credit report to extort me, defame my character and tarnish my credit worthiness. There furnishing deceptive forms. XXXX RecoveryXXXX has XXXX a XXXX. Its discrimination
08/08/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 33613
Web
I disputed this debt to the credit bureaus back in XX/XX/2022 stating it is reporting inaccurate information. This account was removed from my credit report in XX/XX/2022 due to being inaccurately reported, but this month it was re-imported back which dropped my credit over 58 pts down. I am trying to get a clean healthy credit report but these creditors reporting wrong information is hurting me. I would like this account to be removed from my credit report. The account is called : XXXX XXXX Account Number is XXXX Amount : {$1400.00}
03/28/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • IN
  • 46804
Web
XXXX was given my medical insurance information on three occasions over the past 3 years. They refused to contact my insurance company and stated that I still owed them money that would have been covered by insurance. I am frustrated because as soon as I thought this was settled I got another letter from them and then another. I gave them the correct information on more than one occasion and they have no right to collect a debt that I do not owe. Furthermore, Nationwide Recovery systems has no right to file this with my credit bureau
08/09/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TN
  • 37075
Web
NATIONWIDERECOVERYSYSXXXXXXXXXXXXXXXXXXXX,TXXXXX(XXXX)XXXXIhavespokenwiththiscompanyonnumerousoccasionsaboutdebitthat,isnotowedorhasnovalidationeverysooften,theywill"refile''olddebtasnewdebt,(thisusuallyhappenseverysixmonthsorso.Ihavesentnumerouslettersaskingforvalidationofsaiddebtwithnoresponse,ihavealsodisputedthedebt,atwhichtimetheyrenewthedebtwithanewamount.TheoriginaldebtorisXXXXXXXXXXXXtheycurrentlyshow5debtsthati"owe'',andwhenIlookedthiscompanyupitstatesthatitisahospitalinanothercountythatIhaven'tbeentooinover7-10years.
08/10/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • SC
  • 29745
Web
Nationwide Recovery Systems are attempting to collect on an alleged / un-validated debt for {$640.00} ... .while they have reported this information to the credit bureaus, without EVER mailing me a notice. I was never given the opportunity to dispute the debt at all. I also believe that, this debt may have reached the statute of limitation for collection and this agency has re-aged this account over and over in an attempt to collect on it. I am not aware of any medical bills that is in my name in the amount of {$640.00}
05/31/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • AZ
  • 85251
Web
I have received a letter claiming to be a debt verification letter from Nationwide recovery systems , Ltd on behalf of XXXX XXXX XXXX XXXX, XXXX. The letter is just a bill and doesn't prove anything. I need them to validate the debt according to the Federal Fair Debt Collection Practices Act ( FDCPA ). On top of that, this is the 2nd time XXXX XXXX XXXX XXXX has tried to come after me on this allege debt as per compliant ID XXXX. This is harassment and violates the Federal Fair Debt Collection Practices Act ( FDCPA ).
02/12/2019 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • 07105
Web
I am on my XXXX and trying to establish credit so I can eventually get a home for my family. Unfortunately I just started to learn about collections and negative remarks effect. I have two medical bills from XXXX XXXX that went into collection via a company of XXXX XXXX XXXX. I have not received much information from it and now I see a balance of {$1000.00} and {$65.00}. I am currently facing some financial hardships and this negative remark is adding a toll. I really need some reconsideration to get ahead some how.
03/17/2020 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 77433
Web
I keep getting repeated phone calls every day from a company called Nationwide Recovery. The phone number I get the calls from is XXXX, a XXXX number but everyone that calls has a XXXX accent. They claim I have a hospital bill from 2016 but I never received anything in the mail regarding anything from 2016. No bills, collection notices, nothing. Today they called me 4 times within a 3 hour window. Yesterday, I talked to them and asked them to stop calling, but that went nowhere. When I hang up, they call back.
03/02/2020 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • FL
  • 34698
Web
Robo calls at all times of the day and night, Keep asking them to mail support evidence that I owe them anything and they keep opening collections on ghost balances I do not them anything and want them to stop harassment and using my social security number as their dumping grounds. They failed to mail me any supporting evidence and when I tell them to stop they call even more, sometimes it is a person that has a heavy XXXX accent and can not understand them. I am sure I am not the only one with this problem.
08/14/2015 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Right to dispute notice not received
  • FL
  • 33607
Web
Nationwide Recovery Systems is in violation of the Fair Credit Reporting Act. A XXXX XXXX investigation from XXXX 2015 found the accounts ( # XXXX and # XXXX ) were unverifiable/inaccurate and was deleted from my XXXX XXXX credit report. Nationwide Recovery Systems did not report the deletion of the XXXX accounts to XXXX, the other consumer reporting agency that it reported the accounts to. Proof of the XXXX XXXX investigation results are attached. This complaint will be used as evidence in legal proceedings.
03/19/2018 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 75287
Web
I noticed on my credit report that I had a collection added from the company NATIONWIDE RECOVERY SYS. I have never heard of this company nor has this company reached out to me or sent me any type of notification as to who they are or whom they represent. From further research I also noticed that the original company came from XXXX XXXX which made me even more confused considering I send them money every month and have yet to receive any type of updated bill or receipts in regards to the alleged amount owed.
03/24/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TN
  • 38114
Web
I noticed a new account on my credit report on XX/XX/2022 by XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX, TX XXXX. They have not communicated with me at all about the biller of the account. I strive to pay bills on time and I'm concerned about this charge that caused over a XXXX pt drop on my score. I do not have any bills or any documents in regards to the account or what's owed. I resolved a similar issue like this approximately 1-2 years ago and my account was cleared. Thanks for your assistance.
07/16/2022 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TX
  • 75068
Web
Nationwide Recovery Systems has continued to report an alleged collection account to the credit reporting agencies ( XXXX, XXXX, XXXX ) in the amount of {$280.00} without a DOFD ( Date of First Delinquency ). I disputed the validity of the debt and the lack of a DOFD several times ( XX/XX/22 XX/XX/22 ), but Nationwide Recovery Systems continues to claim the validity of the debt without providing the DOFD. This gives the erroneous impression that I have recently and knowingly defaulted on a debt.
07/08/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • IL
  • 61265
Web
NATIONWIDE RECOVERY SYSTEMS on behalf of original creditor XXXX XXXX XXXX opened a debt collection account on XX/XX/2022 for the amount of {$780.00}. I disputed this in XX/XX/2022 through XXXX and the results were " Account information disputed by consumer ( Meets requirement of the Fair Credit Reporting Act ). '' However the company has already been paid through Florida medicaid as I have always had medicaid. Since they have already been paid by insurance this should not be on my credit report.
10/26/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • AZ
  • 85255
Web
On XX/XX/2021 I sent this company notice requesting verification of a debt that appeared on my consumer report indicating that I owed them money. It has been more than 5 days and this company has never provided me with any information as it pertains to this alleged debt. Seeking assistance in having this account removed from my consumer profile has it is harming my ability to secure credit products with a fraudulent account reporting. This company is violating a wide variety of federal laws.
11/17/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • LA
  • 70116
Web
Despite the multiple previous written requests, the unverified items listed below still remains on my credit report in violation of Federal Law. They failed to comply with FCRA 611 ( a ) ( 7 ) within the time set forth by law and continued reporting of unverified ( erroneous ) information which now, given all my attempts to address it directly with the creditor, as willful negligence and non-compliance with federal statute NATIONWIDE RECOVERY SY XXXX Date Opened XX/XX/2020 Balance {$1400.00}
08/26/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • FL
  • 33167
Web
I have a loan with XXXX/XXXX, NATIONWD REC ( Original Creditor : XXXX XXXX XXXX XXXX ), and XXXX XXXX XXXX ( Original Creditor : XXXX XXXX ). I have always made my payments on time. As you can see, I have always had a stellar payment record with this company. I tried contacting XXXX, XXXX, XXXX, XXXX/XXXX, NATIONWD REC ( Original Creditor : XXXX XXXX XXXX XXXX ), and XXXX XXXX XXXX ( Original Creditor : XXXX XXXX ) with no successful resolution. There was definitely an error on their part.
03/28/2019 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 77068
Web
Nationwide Recovery Sys Is in violation FDCA by reporting collection for a debt that I was never notified of prior to dispute. I was never provided any information Further it is reporting inaccurate information as I have NEVER been to a XXXX XXXX XXXX The account reports I owe {$790.00} Opened XX/XX/2019 Original Creditor KXXXX XXXX XXXX XXXX XXXX I contacted the facility where the creditor is listed and they were unable to locate me or my name. My rights were violated please resolve
03/03/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • FL
  • 34210
Web
They say they are from Nationwide Recovery Services. They are always of XXXX or XXXX descent, they say I have debt but I check my credit regularly and have XXXX accounts in debt and excellent credit so they can only be a fraudulent company/team. They are very rude when I insisted I have no debt, then he told me he was " coming for you sooooon, very very sooooon '' which I take as a threat and blocked the number. They have called XXXX in the last XXXX weeks. They are calling from XXXX
03/30/2022 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • FL
  • 33125
Web
I get frequent calls from Nationwide Recovery System. When i answered one of their calls they said that i needed to pay my hospital bill from a hospital located in XXXX. I used to live in XXXX and just recently moved to XXXX, so i dont recall any medical bill from a hospital in XXXX XXXX I havent even been there. Now on my credit wise account i see this derogatory account from this Nationwide Recovery System affecting my credit score. I dont know whats happening but this is a scam.
09/17/2019 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TX
  • 75216
Web
Nationwide Recovery Systems representing XXXX XXXX has repetitively sent correspondence demanding payment for an unknown debts. When I requested by law that they send me identifying documents to show that I owe this debt such am ID, Social Security Number, and/or contract bearing my signature, they have not done so. Their claim is Hearsay according to law. In the midst of this, they are ruining my quality of life because they have put this item on my credit : XX/XX/2018 amt {$78.00}
03/27/2017 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • PA
  • 19608
Web
This debt was entered on my credit report and it does n't disclose where it is from. It stated that it was last reported on XX/XX/XXXX, it did not show up until XX/XX/XXXX. It stated it was opened in XX/XX/XXXX and it has never shown up on my credit report until XX/XX/XXXX. Nothing was verified that I owed this debt. No mail has been sent to my residence and I do n't know where BOTH accounts are from that was opened in the same month with the same amount of time in delinquency.
11/06/2018 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • IL
  • 60515
Web
I was injured at my work place in XX/XX/2015 that required a visit to the emergency room. My employer paid most of the bill, but I have only recently been notified of an outstanding bill of {$430.00} that I was not made aware of until I noticed the derogatory claim on my credit score. The collection agency is XXXX XXXX XXXX. They claim to have notified me, but that has not been the case. I have not received any claims in the mail. I beleive this to be a predatory company.
04/17/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • VA
  • 23851
Web
This account is fraudulent activity I did not authorize anybody to sign me up for this account with this company if this doesnt get resolved ASAP I will use legal actions according to the federal law the debt that this company is trying to Collect for me was sold and not being authorized to do so I am obligated to use legal actions I want this account to be removed off my credit report as soon as possible if this doesnt get resolved legal actions will be pursued it
09/05/2019 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • WA
  • 98901
Web Servicemember
Three years ago I received services at XXXX Hospital. I was never sent any bills stating that I owe them money. On my credit report it showed that I had an account in collection from XXXX XXXX XXXX XXXX. Now it shows on my account as a new collection as of XX/XX/2019. It states that my old collection has been sold to Nationwide Recovery and it appears that they have re-aged my collection information. I have not received any information that this account was sold.
04/07/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • FL
  • 33161
Web
15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1692C Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt
05/04/2018 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NY
  • 11501
Web
Nationwide Recovery Systems did not properly disclose their identity. They did not properly disclose Consumer Rights, not properly disclosing to family members of their consumer rights, leaving a message on a shared voicemail for a family member. NRS did not provide my details in writing of the debt. NRS has not contacted or sent notice to my address. They did not disclose their identity properly as well. I have the voicemail NRS left for a family member.
10/01/2019 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • TX
  • 75201
Web Servicemember
On multiple occasions I have asked the debt collector to not call my phone. They have admitted to using an automatic dialer and this is the reason I continue to receive calls ( this is a violation of the TCPA as well ). I recorded them acknowledging that I have requested to not be contacted on my cell phone however they continue, when I ask to speak to a manager they are apologetic and promise it wont happen again however I still receive daily calls.
08/24/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • FL
  • 33351
Web
I am filing this complaint because these companies have ignored my request to provide me with the documents that their company has on file that was used to verify the accounts I disputed. Being that they have gone past the 30 day mark and can not verify these accounts under Section 611 ( 5 ) ( A ) of the FCRA - they are required to. Promptly delete all information which can not be verified. Please resolve this manner as soon as possible thank you
06/10/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TN
  • 37179
Web
I recently received a copy of my credit report and found an account that is not mine. The account is with collection agency Nationwide Recovery with a balance of {$1700.00} and an original creditor of XXXX XXXX XXXX XXXX. I have never done business with either of these companies and this account is not mine. My name is XXXX XXXX XXXX, and my father 's name is XXXX XXXX XXXX. I believe this may be his account and if not this account is fraudulent.
01/09/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • MD
  • 20706
Web
Nation Wide Recovery Sy, has reported damaging information about my credit to XXXX Credit Report Agency, for the second time, with the intention to damage my credit history, and my credit score. I've already disputed them twice. In conclusion, I've contacted and spoken to XXXX XXXX XXXX XXXX, XXXX, and to XXXX XXXX XXXX XXXXXXXX, Washington , D.C., and they both stated to me, that my medical insurance paid them in full, starting in 2018.
03/22/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Notification didn't disclose it was an attempt to collect a debt
  • DE
  • 19970
Web
I recently joined XXXX XXXX to check my credit, which then brought me to collections with XXXX and XXXX. I then went to XXXX to dispute three collections, all three of which are over a year old. I was never informed in writing previously that I owed any amount to Nationwide Inc for XXXX collections, so I was confused to see {$130.00}, {$100.00}, and {$80.00} collections I'd never seen. The disputes through XXXX were filed XX/XX/20.
11/19/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 32828
Web
This company place a collection on my account from 2015 I have not been notified, I have not been given the the right to dispute this bill, I woke up and my credit dropped over 40 points. I called the company they were very disappointed trying to strong arm me during a pandemic for a bill they couldn't verify. From 2015. I have two health insurance companies and im 100 % covered so if I was notified it could have been taking care of.
06/16/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 33311
Web
Nationwide Recovery System XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX Debt amount : {$1600.00} Debt Date : XX/XX/XXXX Hipaa regulations in the united states prevent my medical documentations from being reviewed or viewed by unwanted agencies or people. On XX/XX/XXXX I obtained my credit report and notice Nationwide Recovery System has reported or filed a debt on my credit file. Their is no valid information given only dollar amount.
11/23/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • GA
  • 30238
Web
I have accounts that are in my name that aren't mine. Below are the accounts that are reporting that don't belong to me on my credit reports XXXX, XXXX and XXXX. 1 ) NATIONWIDE RECOVERY SY {$990.00} 2 ) NATIONWIDE RECOVERY SY {$51.00} 3 ) XXXX XXXX XXXX {$2100.00} 4 ) XXXX XXXX XXXX {$460.00} 5 ) XXXX XXXX XXXX {$610.00} 6 ) XXXX XXXX XXXX {$310.00} 7 ) XXXX XXXX XXXX {$440.00} 8 ) XXXX {$8800.00} 9 ) XXXX XXXX XXXX {$110.00}
08/27/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • NC
  • 27105
Web Servicemember
In accordance with the fair credit Reporting act XXXX XXXX XXXX XXXX has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions, 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
07/05/2022 Yes
  • Debt collection
  • Medical debt
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • TX
  • 75701
Web
I can not pay this debt because I can not get a stable income since I got XXXX early XXXX this year. I have tried multiple times to get it waived and I don't have any insurance any more. I am broke and my employer may have just fired me right after I filed a report against a coworker. I need this debt waived because I can not pay it in a reasonable time. I do not want this debt anywhere near. I need this gone. Stop sending mail.
05/04/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • IL
  • 60548
Web
In accordance with the fair credit reporting act XXXX account # XXXX, has violated my rights. 15 USC 1681section 602 states I have the right to privacy. 15 USC 1681 section 604 A section 2 : it also States a consumer reporting agency can not furnish an account without my writing instructions. 15 USC 1666B : A creditor may not treat a payment on a Credit card account under an open end consumer credit plan as late for purpose.
11/13/2019 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NC
  • 28303
Web Servicemember
After receiving alert from credit monitoring I tried contacting Nationwide recovery SY. I was unsuccessful. I have never received any communication from this collection agency and don't know who they are or why they just started reporting this negative remark on my credit. I have no knowledge of this fraudulent debt they're claiming I owe. They are violating by reporting fraudulent debt and not sending any verification of it!
12/03/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Unable to get your credit report or credit score
  • Other problem getting your report or credit score
  • NY
  • 11226
Web
In accordance with the fair credit reporting act XXXX account # XXXX, has violated my rights 15 usc 1681 section 602 states I have the righ to privacy 15 usc 1681 section 604 A section 2 : it's also states a consumer reporting agency can not furnish a account without my written instruction. 15 usc 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose.
12/05/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • LA
  • 71405
Web
This collection agency is violating my rights under the No Surprise Act of XXXX. I have a medical bill that an out of network provider is charging without my prior authorization. I am requesting this item be removed from my credit report immediately as under the conditions of the FCRA I am allowed a fair and accurate credit report. Please see details below : Nationwide Recovery SY XXXX XXXX in the amount of {$270.00}
02/04/2019 No
  • Debt collection
  • I do not know
  • Communication tactics
  • Called before 8am or after 9pm
  • NV
  • 89122
Web
At XXXX XXXX!!!!!!!! Nationwide Recovery services called. When I complained that it was XXXX the lady tried to argue with me telling me it was XXXX. I explained I live in XXXX XXXX, that is a XXXX XXXX number she continued to argue. I asked for a supervisor. When I asked for the supervisor XXXX said they never even called me. He was rude argumentative and tried to even say they never had record of my phone number.
09/27/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MO
  • 64083
Web
in 2009 I was sent to XXXX XXXX XXXX to get a XXXX XXXX. I informed the hospital I had Missouri XXXX. Nothing was said about them Not taking MO XXXX. I was given a shot and sent home. Then I received the {$800.00}. bill from the doctor that ordered the shot. The {$800.00} has been on my Credit report for 10 years now. It was taken off about 6months ago but now its back under a different name ...
10/01/2019 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • CA
  • 92009
Web
XXXX XXXX I received 4 harassing threading phone calls in one day requesting personal information about myself, saying I have a debt with XXXX. I do not know who XXXX is? 2 of the people identified them self 's XXXX XXXX & XXXX XXXX Nationwide Recovery XXXX XXXX XXXX XXXX TX. XXXX If there is a debt or invoice please email or fax that information without threats. Email : XXXX XXXX : XXXX
05/17/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • AL
  • 35217
Web
I checked my credit report in preparation to buying a home and discovered accounts that I did not authorize. I have reported the accounts to all three credit reporting agencies and they have not corrected this information and identity theft packets. No action has been taken to remove these fraudulent accounts. Also, inconsistency on credit report, derogatory inquires, and reports errors.
09/23/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • AR
  • 72762
Web
I noticed that I have a collection on my credit report so I reached out by phone to the collections agency to get verification of the debt. They refused to send a letter out and continually asked me for PII that I refuse to provide since I am unsure if this debt is even mine and am concerned they are gathering information in order to try and tie a debt to me that I do not actually owe.
06/17/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 75166
Web
Nationwide Recovery Systems reported to XXXX that I never paid my debt. However, I have a statement showing that I paid {$560.00} on XX/XX/2022. Despite sending XXXX a copy of my bank statement, they refuse to remove this debt off my credit report. Additionally, Nationwide Recovery Services refuses to acknowledge my payment and still states that I have never paid my debt.
09/01/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NC
  • 28112
Web Servicemember
I have not received any communication from this collection agency to verify this debt belongs to me. The collection agency reported this on my XXXX credit report without me being notified of any debt. I have sent several written correspondence to this collection agency for prove of debt and they have failed to send any correspondence back proving this debt belongs to me.
07/20/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • GA
  • 31008
Web
I had a emergency room bill from XXXX XXXX XXXX in XXXX XXXX GA for a visit to the emergency room XXXX XXXX weekend 2014. The bill was paid in full in the fall of 2014. I have not received any notifications of any unpaid bills from the hospital.Now 6 years later I have {$350.00} bill that is with Nation Wide Recovery group. This is a scam. I want it investigated!!!
03/17/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NC
  • 27106
Web
Nationwide Recovery Systems initiated an attempt to collect on a debt in XX/XX/XXXX in the amount of {$500.00}. I have statements through XXXX ( page 2 of the attached PDF ) providing proof that I paid this debt in the exact amount that theyre requesting as of XX/XX/XXXX. Theyve been unable to prove that I have any other outstanding debt, as the original was paid.
12/05/2019 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 32303
Web
I checked my credit and saw a medical bill from Nationwide Recovery for XXXX XXXX XXXX at {$1600.00}. I did not receive any notification for any debt for medical services as an indigent individual. I was homeless with no physical address to receive any forwarded mail. I also let the hospital know I was an indigent vagrant and did not have any insurance or money.
12/22/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33809
Web
I receive a letter from Nationwide Recovery about a medical bill I do not recognize. XXXX they send a response to my letter in which now has a XXXX child name on it with a XXXX debt. Not sure when the debt was accumulated. Researched the statue of limitations is five years in Florida and asked them to send me authorization paper work from medical provider.
01/23/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • FL
  • 33775
Web
Nationwide Recovery Systems XXXX is calling me multiple times a day. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and will not tell me what it is about until I provide them my full name, SS #, date of birth, and address. I refuse to due this and they hang up. As I do not have anything in collections, this is harrassment.
09/21/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • IL
  • 61265
Web
This is not a duplicate complaint. It is a new complaint about the same company. Account was paid by XXXX. Company is saying that it meets all requirements of fair reporting act. I am not disputing that the account didn't exist just that I don't owe it. They removed it due to account being closed on my other credit reports so they know I don't owe them.
08/23/2021 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • MT
  • 59730
Web
First and foremost, the debt collector reached me using a spoofed or fake phone number. Secondly, this is a medical collection and they contacted me with details of my XXXX visit. Lastly, I have asked repeatedly for their full company name and mailing address and for verification in writing of the validity of the debt in which they fail to provide.
10/27/2022 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Called before 8am or after 9pm
  • IL
  • 60560
Web
I am my brothers POA whom the debt is possibly owed and they refuse to verify. They will not talk to me about it. I have told them several times, since they cant talk to me, to remove my contact info from their information. They keep saying they will, but don't. Today, XX/XX/2022 they called me at XXXX XXXX. I have record of it on my phone from XXXX.
09/09/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 30228
Web
XXXX XXXX XXXX Acct XXXX XXXX XXXX Georgia XXXX XXXX XX/XX/2022 Amount {$290.00} Amount {$500.00} The company refuse to except the fact that I spoke to the hospital and they do not have a bill for my name or social. They are very rude and they speck to you in a disrespectful manner. Not to mention XXXXXXXX XXXX XXXXXXXX has no contact information.
06/26/2022 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • MO
  • 63344
Web
I realized that my credit scores got dropped down and the amount charged was too much as at XXXX of XX/XX/2022 and they always call and Threatening me over debts I dont owe them and it has been a old report in my credit score which they filed such to every credit card companies and other collections companies which they charged about {$3800.00}
04/09/2021 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • FL
  • 33619
Web
Received alert on credit report regarding debt. Requested validation of debt. Documentation received indicating that patient responsibility is zero. However included a letter stating that although itemized balance might be XXXX your total balance has been forwarded to our office and is listed below. How can I owe XXXX but they say I owe more?
07/06/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TN
  • 38016
Web
I have reviewed my credit report and noticed incorrect information and inaccurate accounts. I have sent out numerous disputes to remove this inaccurate information and accounts on my credit report. Please remove this inaccurate information and accounts that can not be verified. Here are the following date disputes was sent, XX/XX/2022 XXXX
07/11/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • AL
  • 35217
Web
I have reported the following accounts on multiple occasions since XXXX 2020 using the identity theft methods made available to my by the local police and online resources. XX/XX/XXXX has done nothing to remove this account after countless contact with them regarding incorrect information. The following items are still reporting incorrectly.
10/12/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • GA
  • 30204
Web
XXXX XXXX paid off the medical debt. This account was removed from my credit report and now it appears back on there. I have received letters from lawyers regarding this account. I dont have a contract. And I have audio recordings documented of the conversations with the debt collocations agency. I dont have a contract as no contract exists.
04/08/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 76106
Web Older American
XX/XX/2021 XXXX emailed me concerning Id theft listing nationwide recovery / XXXX XXXX XXXX - This is Id theft or insurance fraud - filed a FTC affadavit reported to XXXX XXXX XXXX - texas XXXX XXXX XXXX XXXX - texas XXXX XXXX - Im seeking criminal charges against XXXX and XXXX XXXX - Against elderly handicapped Block Acct and delete
10/19/2020 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 75149
Web
I received a notification from XXXX on XX/XX/XXXX that an account has been flagged negatively on my credit report called Nationwide Recovery Sy. I have never heard of this company nor has this company sent me any information or reached out to me about this alleged debt but yet in still felt the need to report negatively on my credit.
10/14/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33004
Web
NATIONWIDE RECOVERY SY XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TXXXXX ( XXXX ) XXXX HAS BEEN SENDING ME COLLECTION NOTICIES IN THE AMOUNT OF {$1400.00} THE COLLECTION HAS BEEN REPORTED AS PAST DUE. I DO NOT KNOW THIS COMPANY. I HAVE NEVER DONE ANY BUSINESS WITH THIS COMPANY. THIS COMPNAY DOES NOT HAVE A CONTRACT WITH MY SIGNATURE.
06/09/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33755
Web
NATIONWIDE RECOVERY SY ) at ( XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ) has been sending me collection notices in the amount of ( {$340.00} ). The collection has been reported as passed due balance. I do not know this company. I have never done any business with this company. This company does not have a contact with my signature.
06/01/2022 Yes
  • Payday loan, title loan, or personal loan
  • Payday loan
  • Charged fees or interest you didn't expect
  • SC
  • 29033
Web
The name of the company is the XXXX XXXX clerk of court in South Carolina. Requiring too many purchases in bearer bonds, cause a scheme. A criminal or respondent feels obligated to pay every time due to legal consequences. Please be very careful to stay away from this company. Please investigate this behavior immediately.
07/25/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 77089
Web
NATIONWIDE IS REPORTING INACCURATE INFORMATION ONTO MY CREDIT FILE DUE TO IDENTITY THEFT. I HAVE NEVER HAD ANY DEALINGS WITH NATIONWIDE RECOVERY NOR THE COMPANY XXXX WHOM THEY REPRESENT. I HAVE NEVER HAD ANY TRANSACTION RELATING TO THESE FOLLOWING ACCOUNTS. NATIONWIDE IN THE AMOUNT OF {$1900.00} AND {$68.00} AND {$72.00}
08/29/2022 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • NY
  • 11980
Web
Nationwide recovery has called me multiple times trying to collect a debt. On XX/XX/2022 nationwide recovery sent me a letter in the mail attempting to collect a debt that is not mine. National wide recovery violated my consumer rights by making multiple phone calls to my telephone and sending me post cards in the mail.
04/05/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • KS
  • 66206
Web
The Company, XXXX XXXX never submitted this covered Claim to XXXX and to my XXXX XXXX XXXX XXXX XXXX XXXX Coverage. I have no idea for I talked it to the local office and received no local call about it. Not one call too from a XXXX XXXX XXXX XXXX too. I assumed that it was being covered by my Insurance Policies.
04/30/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NC
  • 28055
Web
This company fraudulently put a medical Debt on my credit report that is not owed. The physician they have I havent even been to. I disputed it with XXXX and asked for written validation of debt and none was provided and it is still on my credit report. I also have sent this company a certified letter to dispute debt.
05/29/2021 Yes
  • Debt collection
  • Medical debt
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • FL
  • 33759
Web
They have continued to violate my rights under the FDCPA. They call my girlfriends number asking for me at odd hours of the night. Continuous harassment. Rep called me names and put me down because I refuse to pay. Contacted both credit agencys XXXX and XXXX to remove these off my report and they refuse to do so.
06/01/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • SD
  • 57001
Web
This was put on my credit report and I have XXXX to pay for it. XXXX XXXX XXXX They just sent it and never said anything to me Nationwide Recovery XXXX XXXX XXXX XXXX XXXX TX XXXX I would like it removed off my credit report if u need the XXXX information I have it XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX SD XXXX
05/26/2020 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NV
  • 89052
Web
Nationwide Recovery placed debt on my credit report without giving me a chance to dispute the debt. They have also stated on my credit reports that I incurred this debt in XX/XX/2020 and this is tantamount to fraud. It seems as though they are attempting to re-age a debt. This item must be removed immediately!
04/13/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Right to dispute notice not received
  • CA
  • 94540
Web
I rented an office 3 years ago. My contract said I could work daily from virtual office launch area but the truth was they had no place for me to work from. The contract was cancel for wrong disclosure. The account was closed with the manger. Now I am getting the same bill via email from a collection agency.
11/02/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33463
Web
XX/XX/XXXX I settled a medical debt with XXXX XXXX for service that was rendered XX/XX/XXXX. Today, I spoke to XXXX XXXX from Nationwide Recovery who told me I owed another bill from the same creditor but with a different amount and account number. This is the first time I've heard about this new account.
09/28/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • UT
  • 84047
Web
while checking my credit report with my financial advisor we saw that nationwide says i owe for a medical bill that was paid i have included the proof of payment directly from the source that says they did not submit that I owe anything. Please remove this from all credit bureau immediately! Thank you
02/13/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NY
  • 10930
Web
I have been getting phone calls about a medical bill that is not mine they even told me over the phone ( XXXX ) that the name is not mine and i have noting to do with that name please make sure to take it off my credit report See old cfpb # XXXX With a different collection company with the same file
07/19/2022 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • TN
  • 37412
Web
For the last couple days I've received at least 8 calls starting as early as XXXX all the way until XXXX at night. I've tried to tell them numerous times to quit calling me and to send all documents through the mail to the address on file and they refuse saying they can't do that.
01/06/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30906
Web
NATIONWIDE RECOVERY SERVICE HAS BEEN SENDING ME COLLECTION NOTICES INTHE AMOUNT OF {$1000.00}. THE COLLECTION HAS BEEN REPORTED AS PAST DUE BALANCE. I DO NOT KNOW THIS COMPANY. I NEVER DONE ANY BUSINESS WITH THIS COMPANY.. THIS COMPANY DOES NOT HAVE A CONTRACT WITH MY SIGNITURE
07/30/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • NJ
  • 08701
Web
I am a victim of identity theft. The following accounts were opened without my knowledge, consent or authority. I have no idea how the theft took place, nor do I have knowledge of the suspects. I did not receive any money, goods, or services as a result of the identity theft.
09/22/2021 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 79938
Web
I am not liable for this debt with XXXX XXXX XXXXand I do not have a contract with NWIDE RECVRY plus they did not provide me with the original application like I asked. Account No : XXXX Amount Disputed : {$2300.00} I demand this account to be deleted on my credit report.
07/24/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • VI
  • 00802
Web
This bill came from XXXX XXXX XXXX. Nationwide Recovery Systems never sent nothing to my house.I would like for this debt off my credit report for failure to send notice. I don't know the account number and there age of this account. I would like a full debt validation.
04/02/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32176
Web
Last month I found a collection account in my credit report there was medical bill amount {$1000.00} charge date XX/XX/2017. Current Creditor XXXX XXXX XXXX XXXX Original Creditor ; XXXX XXXX XXXX Contract ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
06/01/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • IA
  • 50588
Web
Nationwide Recovery Systems started harassing me via phone XX/XX/XXXX for a medical debt from XXXX that was PAID IN FULL in XXXX. I have documentation from the bank supporting that I paid the original medical company, XXXX XXXX XXXX XXXX, in full in XX/XX/XXXX.
05/13/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Notification didn't disclose it was an attempt to collect a debt
  • AZ
  • 85251
Web
This was added to my credit report with out any mailing or notice. I demand that they show this debt is mine and that they are even allowed to collect in my state. Show me were I signed and if this is still within the statue of limitations for my state.
12/23/2020 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MD
  • 20715
Web
I never had a record with these authorities/leasers. I attempted to get in touch with them a few times and request verification of possession however they neglected to send me the important documentation to demonstrate that I actually own this record.
08/14/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Credit monitoring or identity theft protection services
  • Didn't receive services that were advertised
  • TX
  • 77038
Web
on XX/XX/2022 Nationwide recovery system reporting inaccurate information on my credit several times in the amount of XXXX to my knowledge i have not received service from this company and would hope they remove this information from my credit report
05/13/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NC
  • 27549
Web
I mailed a debt validation letter to Nationwide Recovery on XX/XX/2022. According to USPS tracking # XXXX XXXX XXXX XXXX XXXX XXXX the letter was delivered on XX/XX/2022. As of today I have not received any validation of this debt from this company.
06/21/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 75187
Web Servicemember
I never received any information from this company until they put the debt on my credit report. They did not have my correct address or phone number and they told me it was my fault. The amount of the debt is XXXX and I spoke to them on XX/XX/2022.
04/07/2020 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 94602
Web
I am reaching out to you for help with company Nationwide Recovery Systems. They have ignored me and committed multiple violations per Fair Credit Reporting Act. PLEASE SEND THE ATTACHED DOCUMENTS TO NATIONWIDE RECOVERY. Thank you.
03/18/2019 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 79935
Web
I do not recognize this account. They reported multiple accounts owed and I do not admit ownership. It showed from XX/XX/2019, but no one has attempted to contact me or notified me of my right to dispute. I do not recognize this debt.
01/11/2023 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • OH
  • 45224
Web
I am oblivious to this balance on my credit report, it must be another person 's information merged with mine. I wrote the collection department a formal letter on XX/XX/2022 in regard to this matter but have not received a response.
04/22/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 75039
Web
I notice that I have some errors in my credit reports and it keeps me annoyed, I want you to remove this fraudulent account asap. NWIDE RECVRY ( Original Creditor : XXXX XXXX XXXX ), balance is {$1500.00}, and account # XXXX
04/22/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 75039
Web
I notice that I have some errors in my credit reports and it keeps me annoyed, I want you to remove this fraudulent account asap. NWIDE RECVRY ( Original Creditor : XXXX XXXX XXXX ), balance is {$100.00}, and account # XXXX
11/08/2020 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Called before 8am or after 9pm
  • AZ
  • 85364
Web
I have relocated to the West Coast and the debt company had my current address as it was verified when I called them. However, they called repeatedly around XXXX and XXXX XXXX. This I am aware is a violation of FDCPA laws.
08/07/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30213
Web
On XX/XX/2020 i got an alert on my credit report that nationwide recovery system is trying to collect a debt that i have no knowledge of any agreement with them nor have i signed any contract with them nor there affiliates
06/29/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33403
Web
The company has called my business line twice a day for over 2 months. I have repeatedly informed them this is a business line and they have the wrong person and have requested that they put me on the do not call list.
04/14/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 34428
Web
I sent a debt validation letter via certified mail that they received on XX/XX/2022. This company has failed to validate my debt. please delete this from my credit file and cease all collection activities immediately.
09/12/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 34654
Web
Collection Agency Name : Nationwide recovery sys, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX balance : XXXX $ A letter was sent to the company to validate my account, on XXXX XX/XX/2022, And NO response my request.
01/14/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • SC
  • 29571
Web Servicemember
They reported a debt on my credit report to XXXX and possibly other credit bureaus. They never contacted me by mail or phone relating the debt. It was never validated, yet they reported it on my credit illegally.
07/24/2018 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 77034
Web
I have repeatedly asked in writing, for proof that I owe this debt to National Recovery Sys and each time I am not provided with proof in the form of a written agreement between National Recovery Sys and myself.
08/15/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TN
  • 38122
Web
Upon seeing my credit report, it pays my attention that the following accounts are inaccurate and fraudulent. I am a consumer by law. I am not happy about it what I saw. This hurt my credentials as a consumer.
12/24/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • GA
  • 30236
Web
A medical collection for a family member popped up on my credit report I never received and notice of collection in the mail. The information on my credit report has no account number phone number or address.
08/20/2019 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • LA
  • 70529
Web
I requested that this account be investigated so that I can understand where this alleged debt comes from. This creditor sent medical information that I do not recall and did not authorize them to receive.
08/23/2022 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • FL
  • 33781
Web
nation wide recovery sy has tremendously ruined my credit. i am NOT aware of any debts owed. nor did i give consent for them to report to my credit agency. this is unlawfull and needs to be terminated.
09/13/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • VA
  • 23851
Web
i have contacted this company numerous time and inform them that his debt is identity thief and i need the debt remove from my credit report asap this company has really been giving me a hard times
04/15/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MO
  • 63130
Web
SOMEONE USED MY PERSONAL INFORMATION TO OPEN THE FOLLOWING FRAUDULENT ACCOUNTS : NATIONWIDE RECOVERY SYSTEMS OPENED : XX/XX/XXXX AMT. XXXX NATIONWIDE RECOVERY SYSTEMS OPENED : XX/XX/XXXX AMT. XXXX
01/19/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30031
Web
upon checking my credit report i notice a credit agency trying to collect a debt i have no knowledge of i have never signed a contract with them verbally nor electronically ever in the past
08/23/2021 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • IL
  • 60448
Web
Last week, I notified Nationwide Recovery Systems to stop contacting me by phone. Today, XX/XX/2021, they called twice in the span of two hours trying to collect a non-existent debt.
08/22/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • SC
  • 29860
Web
The two derogatory accounts that show up on my credit report is actually one and it was paid in full to XXXX. There is not any money owed. Account was paid in full years ago.
10/16/2019 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • Frequent or repeated calls
  • AL
  • 36352
Web
they call me weekly. different numbers and i ve told them to stop calling, blocking them does not seem to phase them. they are not a us based company, i dont have any debt.
03/17/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 76119
Web
I have submitted debt validation request to this company and all they sent was another copy of their request for payment but no validation that this debt belongs to me.
12/24/2017 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 77064
Web
Didnt receive prior notice of my right to Dispute this debt that is not owed as required by the law at least five days prior to a debt being added to my credit report.
09/24/2018 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 76036
Web
XXXX XXXX XXXX showed up on my credit report with the acct number of XXXX in the amount of {$1500.00}. I have no knowledge of this account please have them remove it.
06/27/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • LA
  • 70520
Web
XXXX XXXX XXXX XXXX {$1700.00} is owed XX/XX/2022 Sent to collections due to non-payment Lender Information : XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX ( XXXX ) XXXX
01/03/2021 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TX
  • 75063
Web
They have the wrong person with similar name I told them that and they said they would remove the collection have not done so. This was done in XX/XX/2020 2020
01/13/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CO
  • 80219
Web
This company has the wrong person I would know if I went to the hospital, I have disputed and requested validation and nothing has been received. Please help
04/12/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • VA
  • 23666
Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
11/15/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • IL
  • 62034
Web
Reached out to company never resolved problems was disconnected and never reconnected with management like i asked. I had insurance that covered this visit.
12/29/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TN
  • 38141
Web
A fraudulent account is being reported from someone within XXXX XXXX XXXX through NATIONWIDE RECOVERY SYSTEMS. That has previously been deleted in my favor.
08/12/2019 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • GA
  • 30134
Web
Nationwide recovery systems are reporting on my credit report and I'm not familiar with this company or owe them any money or have a contract with them.
01/21/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TN
  • 38118
Web
I have never agreed paying this company I never applied credit with them this goes against the FDCPA I am requesting for validation under 15 USC 1692g.
08/05/2019 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92014
Web Servicemember
This company has committed actual and constructed fraud by charging me for services/office space that I never agreed to nor took possession.
12/20/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • TX
  • 78244
Web
I have filed a dispute in regards to incorrect information on my credit report. It has been over 30 days and I haven't received a response
06/12/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • SC
  • 29532
Web
I informed them that I was on XXXX and they took care of everything. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXX ( XXXX ) XXXX
10/29/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 31021
Web
My identity has been compromised by somebody I do not know. Please feel free to contact me if you have any questions or concerns.
05/30/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 33759
Web
Failed to verify debt. HIPPA rights have been violated I did not authorize or sign a hippa form to access my medical records.
01/14/2023 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Indicated you were committing crime by not paying debt
  • LA
  • 71073
Web
Please validate this debt, I have been trying to get in touch with you for over a year now but there seem to be no progress.
07/16/2022 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TX
  • 77038
Web
on XX/XX/XXXX I check my credit and saw that Nationwide recovery sy has flagged my account and threaten to damage my credit.
11/18/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 92825
Web
I noticed a debt from XXXX mobile company that is not from my doing. I wish to dispute this debt since it is not from me.
05/17/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NV
  • 89103
Web
i did not recieve medical attention in 2020 nor would my actual medical records reflect that
01/13/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NY
  • 11550
Web
I told them that debt doesnt belong to me at all I dont believe thats mines all
01/08/2019 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Notification didn't disclose it was an attempt to collect a debt
  • FL
  • 33076
Web
No knowledge of this debt company was not able to validate this debt being owed
12/01/2020 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TN
  • 37115
Web
XX/XX/2020 {$200.00} The company reported the issue to the credit bureaus
10/13/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • MO
  • 63137
Web
fraud I never was there, wallet was stolen
10/24/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • MI
  • 48503
Web
Reported a dispute in credit bureaus.
01/30/2019 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Called before 8am or after 9pm
  • WA
  • 98626
Web
They call prior to XXXX PST
03/22/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 32176
Web
03/21/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Old information reappears or never goes away
  • FL
  • 34748
Web
03/21/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MO
  • 63136
Web
03/15/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • VA
  • 22911
Web
03/15/2023 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90260
Web
03/11/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • GA
  • 30909
Web
03/07/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • TX
  • 78221
Web
03/05/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • MI
  • 48601
Web
03/02/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • VA
  • 23234
Web
02/26/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • MD
  • 21740
Web
02/23/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • MO
  • 63830
Web Older American
02/16/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • AL
  • 36613
Web
02/16/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 34952
Referral
02/15/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • TN
  • 38125
Web
02/08/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • GA
  • 30093
Web
02/02/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 78259
Web
02/02/2023 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened to arrest you or take you to jail if you do not pay
  • OH
  • 43054
Web
01/29/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • FL
  • 33849
Web
01/28/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32055
Web
01/24/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 76710
Web
01/24/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • FL
  • 33647
Web Servicemember
01/20/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • FL
  • 32821
Web
01/17/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33020
Web
01/16/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • FL
  • 32506
Web
01/10/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 76504
Web
01/06/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 75034
Web
01/05/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • AL
  • 35203
Web
12/31/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 92408
Web
12/31/2022 Yes
  • Debt collection
  • Private student loan debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • IL
  • 60473
Web
12/30/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • GA
  • 31008
Web
12/19/2022 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • NY
  • 11716
Web
12/18/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • AL
  • 35613
Web
12/14/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • TX
  • 77054
Web
12/08/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • AR
  • 71603
Web
12/04/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • OR
  • 97217
Web
12/03/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • OH
  • 43230
Web
11/15/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30519
Web
11/14/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • LA
  • 70605
Web Servicemember
11/04/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • NC
  • 28001
Web
10/26/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • TX
  • 77493
Web
10/26/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77706
Web
10/22/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • LA
  • 70582
Web
10/20/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • IL
  • 60443
Web
10/12/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • IN
  • 46360
Web
09/30/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • TX
  • 77033
Web
09/28/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • AR
  • 72301
Web
09/23/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • MN
  • 56531
Web Servicemember
09/19/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Was not notified of investigation status or results
  • TX
  • 77493
Web
09/08/2022 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • FL
  • 32456
Web
09/08/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77489
Web
09/05/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 77033
Web
09/04/2022 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • GA
  • 31156
Web
09/02/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • TX
  • 77568
Web
08/31/2022 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • NV
  • 89429
Web Older American
08/30/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • LA
  • 70058
Web
08/23/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • NY
  • 10460
Web
08/19/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 95212
Web
08/17/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TN
  • 38002
Web
08/12/2022 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • GA
  • 31204
Web
08/06/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • TX
  • 77014
Web
08/03/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • OH
  • 43223
Web
07/21/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • GA
  • 31907
Web
07/17/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • TX
  • 77545
Web
07/16/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 77090
Web
07/15/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 32901
Web
07/08/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • VA
  • 23234
Web
06/27/2022 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Called before 8am or after 9pm
  • AZ
  • 85086
Phone
06/22/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • WA
  • 98664
Web
06/21/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • SC
  • 29909
Phone
06/19/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 75243
Web
06/18/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • NC
  • 28209
Web
06/18/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • GA
  • 30168
Web
06/16/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • SC
  • 29209
Web
06/04/2022 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • FL
  • 33063
Web
05/17/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 32548
Web
05/12/2022 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • FL
  • 32065
Web
04/29/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77506
Web
04/26/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • OH
  • 44646
Web
04/25/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33313
Web
04/11/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MD
  • 20903
Web
04/08/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • GA
  • 31533
Web
04/01/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 78572
Web
03/17/2022 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • PA
  • 19320
Web
03/15/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • GA
  • 30126
Web
02/28/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CO
  • 80038
Web
02/27/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93105
Web
02/27/2022 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • OH
  • 45150
Web Older American
02/26/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • AL
  • 36877
Web
02/16/2022 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • FL
  • 33428
Web
02/15/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • VA
  • 23875
Web
02/14/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • LA
  • 70506
Web
02/09/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 75035
Phone
02/09/2022 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 75051
Web
02/02/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • OH
  • 44120
Web
01/31/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • GA
  • 31774
Phone Older American
01/10/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • FL
  • 33712
Web
12/28/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • MO
  • 63115
Web
12/23/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 76384
Phone
12/11/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 78065
Web
12/11/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 33351
Web Servicemember
12/08/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • LA
  • 70520
Web
12/02/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 77056
Web
11/29/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • WA
  • 98506
Web
11/24/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • AL
  • 36877
Web
11/16/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • VA
  • 23847
Web
10/28/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TN
  • 37040
Web
10/28/2021 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • VA
  • 23234
Web
10/11/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TN
  • 38109
Web
10/03/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30180
Web
09/30/2021 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 77073
Web
09/29/2021 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • OK
  • 73120
Web
09/28/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Was not notified of investigation status or results
  • TX
  • 77354
Web
09/28/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 76120
Web
09/15/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • LA
  • 70112
Web
09/12/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • IA
  • 50317
Web
09/03/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • IL
  • 60472
Web
08/25/2021 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • CA
  • 92563
Web
08/25/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • GA
  • 30122
Web
08/24/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NC
  • 28112
Web Servicemember
08/24/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 76133
Web
08/24/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30133
Web Older American
08/19/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90266
Web
08/18/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • FL
  • 33417
Web
08/18/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 32566
Web
08/17/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • LA
  • 70525
Web
08/17/2021 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • GA
  • 31206
Web
08/17/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • VA
  • 23325
Web
08/12/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • MO
  • 63115
Web
08/07/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 78526
Web
08/06/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
Phone
08/02/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • NC
  • 28216
Web
07/30/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • SC
  • 29016
Web
07/26/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • SC
  • 29420
Web
07/26/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • SC
  • 29483
Web
07/22/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 31021
Web
07/22/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 31027
Web
07/21/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • GA
  • 30084
Web
07/19/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 30474
Web
07/12/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • KS
  • 67209
Web
07/05/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30157
Web
07/03/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • TX
  • 78526
Web
06/28/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 94612
Web
06/25/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • MO
  • 65738
Web
06/22/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • AZ
  • 85648
Web
06/15/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NY
  • 12586
Referral
06/09/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • TX
  • 77067
Web
06/05/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • LA
  • 70501
Web
06/04/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • NC
  • 27330
Web
06/04/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 75140
Web
06/01/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95136
Web
05/25/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 31023
Web
05/17/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 33311
Web
05/13/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • AL
  • 35242
Web
05/07/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • 08107
Fax
04/30/2021 Yes
  • Debt collection
  • Medical debt