Nationwide Credit & Collection, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
12/21/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 75080	Web
RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT XXXX XXXX data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX XXXX XXXX XXXX and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with XXXX XXXX XXXX XXXX Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C . 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. 1. NATIONWIDE CREDIT & CO bal. {$8700.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers CC : Consumer Financial Protection Bureau XXXX XXXX XXXXXXXX XXXX XXXXXXXX, Iowa XXXX
04/12/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IL 60615	Web
I went to XXXX hospital around XX/XX/XXXX. After receiving treatment and leaving the hospital. I provided the hospital with my medical insurance information. After about a full year later I received a letter attempting to collect a debt from said emergency room visit. Attached to the letter was a voucher where you input your insurance information and send it to the hospital for manual processing. I completed the form and submitted it to the hospital ( on TWO separate occasions via USPS business reply mail ) About 12 months ago was the last time I sent a written business reply including my health insurance policy for the billing dept to bill my health insurance so they have had AMPLE time to process the request. Their department is now criminally negligent. I called the XXXX XXXX XXXX ( in two separate quarters of XXXX, Q2 & Q3 ) and provided them VERBALLY in addition to, in writing, my insurance information, TWICE, over the phone with a customer service representative who stated that I was on a recorded line and she was representing the credit department at XXXX XXXX XXXX. I was verbally informed, TWICE, that the insurance company would be billed for the visit to the Emergency room. After contacting my insurance company to identify if there was a clerical error in paying out to the hospital I was informed that the hospital NEVER FILED AN INSURANCE CLAIM with my carrier XXXX insurance. Nor did I authorize a company name XXXX XXXX XXXX to operate on my physical person. I authorized XXXX XXXX to provide me with emergency care after an incident and they have clearly failed me as they must be failing other patients in a similar fashion. After they attempted last month to file this collection account I filed a separate CFPB complaint with the original creditor that they attempted to fool into pursuing this debt. The previous debt collector immediately dropped the case. I also filed complaints at the state level, and I filed consumer complaints on XXXX and social media. The hospital has not reached out to me with a comment or to resolve the issue. I retain audio recordings of my conversations with customer service reps where I provided them my insurance information for the final time.
05/26/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60510	Web
XX/XX/XXXX I had a medical procedure completed at XXXX XXXX in XXXX, IL ( part of XXXX and recently acquired by XXXX XXXX ). At the time I had the procedure done, I thought I had insurance. Since I had not received a bill from the hospital, I did not know there was anything still outstanding. In XX/XX/XXXX ( over 2 years later ), XXXX sent me a bill for the first time stating that XXXX XXXX XXXX XXXX ( XXXX ) had paid the bill, then took the money back on XX/XX/XXXX. I immediately called XXXX and filled a hardship application, which was approved for 100 % financial assistance on XX/XX/XXXX. I also filed a complaint with the Illinois Department of Insurance ( IDOI ) against XXXX. My claim against XXXX was reviewed, and they repaid the insurance portion on XX/XX/XXXX. I immediately contacted XXXX XXXX to inform them that my efforts had resulted in them recouping the {$4400.00} back from XXXX. XXXX XXXX acknowledged that they received the XXXX payment. On XX/XX/XXXX, XXXX XXXX issued me an invoice for the 20 % co-pay that XXXX did not cover {$240.00}, even though the entire amount of {$4700.00} had previously been written off. On XX/XX/XXXX, I received a collection notice from Nationwide Credit and Collections for the same {$240.00} - even though I have a written letter from XXXX XXXX stating that I owed nothing. The financial assistance letter states it is good for XXXX months, so clearly it is still in force. In addition, my account was sent to collections apparently the same day I was sent the invoice ; and I was never even given an opportunity to resolve the issue with XXXX XXXX before they sent my account to collections. Also on XX/XX/XXXX I attempted to contact a manager at XXXX XXXX / XXXX XXXX, because clearly there is a procedural problem with their billing department. When I called the billing number XXXX, I was told that I could not have that information. I have tried searching online for the information and there is no clear way to contact anyone at the executive level to bring this to their attention.
09/02/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	IL 60123	Web
Today, XX/XX/XXXX, I received an email from my bank that something had gone to collections. I am unaware of any bills I have not paid, so I filed a report about it. Then, this evening, I received this email from XXXX : Dear Valued Customer, At XXXX, security is a top priority. We are reaching out to inform you that XXXX recently discovered a cybersecurity incident that affected some of your information. In late XX/XX/XXXX, an unauthorized third party acquired information from some of XXXX 's U.S. systems. On or around XX/XX/XXXX, we determined through our ongoing investigation that personal information of certain customers was affected. We have taken actions to secure the affected systems, and have engaged a leading outside cybersecurity firm and are coordinating with law enforcement. We want to assure our customers that the issue did not impact Social Security numbers or credit and debit card numbers, but in some cases, may have affected information such as name, contact and demographic information, date of birth, and product registration information. The information affected for each relevant customer may vary. At XXXX, we value the trust our customers place in our products and services trust that we have built up over many years. By working with industry leading experts, we will further enhance the security of our systems and your personal information and work to maintain the trust you have put into the XXXX brand for more than 40 years. We regret any inconvenience this may cause you and appreciate your trust in us. We have set up an FAQ page on our website for additional questions and answers along with recommended actions. If you'd like to check your credit report, you are entitled under U.S. law to one free credit report annually from each of the three major nationwide credit reporting agencies. More information can be found below. If you have any questions regarding this issue, please visit our website at XXXX.
06/23/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60644	Web
On XXXX, XXXX, I received a credit alert that there had been medical collections placed on my credit report. I'm closing on a home XX/XX/XXXX and these medical collections has hauled my closing. On XX/XX/XXXX, I called Nationwide and spoke with XXXX I asked about the collections and explained I had not received notice in the mail. I explained that I need to have these removed because I was in the process of closing on a home. I asked about date of service she stated in XX/XX/XXXX. I did not argue about the bill because I needed these to be removed so that I could proceed with my closing. I asked XXXX if I paid would these collections be removed, she stated that they would be. I asked if she would be able to fax me proof of payment so that I could submit to the loan officer. She stated that should could only give me proof if I come into the office in XXXX XXXX, Illinois and made the payment. I then reached out to XXXX on XX/XX/XXXX and explained that I would be coming into the office to pay. Once I arrived I spoke with XXXX, the receptionist. I explained that I need to pay collections and I needed itemized bill from hospital showing what I owed. She stated that the lady that handled that account is out of town and would return next week, but XXXX would fax over the itemized bill and the collections would be removed the XX/XX/XXXX which is when Nationwide ran information to credit bureaus to be removed. On XX/XX/XXXX I received another alert that Nationwide had placed the same collections again on my credit reports after I had paid the accounts off. Now I can't move forward with closing, in fact the deal may fall through because of these four collections which two of the collections are duplicate? The way that Nationwide had damaged my credit is unfair and it could cost my dream of being a first-time home owner to be lost.
07/31/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60077	Web
I was contacted by Nationwide Credit in XX/XX/2019 by phone. Nationwide credit stated that I owed a debt and that a debt was owed on behalf of my ward. The debt amount was not recognized by me. I requested validation of the debt. I was informed that I needed to put this request in writting. I verbally told them that I would be doing that immediately, and asked them not to further contact me by phone. I immediately wrote to the company and put this request in writing no more than a week after receiving that call. I did not receive anything in the mail. After that initial call, I continued to receive calls and voice messages at least once a day over a two week period. I usually let these go to voice mail. On some occassions I answered and again stated that I was questioning the debt and had requested validation of the original debt, which I still had not received. The agents each time stated that they were making notes in the account and that the calls would stop while that information was being sent as I requested. The calls stopped for a little while, but then continued again. I also received mailed correspondence about the debt, but never received validation or information about the original debt. Meanwhile I was told that the debt was being reported on my credit. In XX/XX/2019, I again put it in writing and stated that this was now my second written request for validation of the debt. Again I received nothing. It is now XX/XX/XXXX and I am still receiving calls from this company. I have now written for the third time for validation of the debt, and have not received anything other then them sending out their own one page demand for payment with no validation of the debt.
08/26/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 60651	Web
MY PURPOSE OF THIS COMPLAINT ISN'T TO GET THIS ACCOUNT VALIDATED, THE PURPOSE OF THIS COMPLAINT IS TO ENSURE THIS ACCOUNT WILL BE PERMANENTLY REMOVED FROM MY CREDIT REPORT AND TO BE PAID FROM THIS COMPANY FOR THEM VIOLATING MY CONSUMER RIGHTS ( FCRA ). PLEASE UNDERSTAND THAT I AM NOT SAYING THIS ACCOUNT WAS OPENED WITHOUT MY PERMISSION, I AM CLEARLY STATING THAT YOUR COMPANY VIOLATED MY CONSUMER RIGHTS. ALSO, PLEASE DONT TRY TO SAY THE ( FCRA ) DOESNT APPLY TO YOU BECAUSE YOURE NOT A DEBT COLLECTOR, WHEN IN FACT THE TERM DEBT COLLECTOR MEANS ANY PERSON WHO USES ANY INSTRUMENTALITY OF INTERSTATE COMMERCE OR THE MAILS IN ANY BUSINESS THE PRINCIPAL PURPOSE OF WHICH IS THE COLLECTION OF ANY DEBTS, OR WHO REGULARLY COLLECTS OR ATTEMPTS TO COLLECT, DIRECTLY, OR INDIRECTLY, DEBTS OWED OR DUE OR ASSERTED TO BE OWED OR DUE ANOTHER. NOTWITHSTANDING THE EXCLUSION PROVIDED BY CLAUSE ( F ) OF THE LAST SENTENCE OF THIS PARAGRAPH, THE TERM INCLUDES ANY CREDITOR WHO, IN THE PROCESS OF COLLECTING HIS OWN DEBTS, USES ANY NAME OTHER THAN HIS OWN WHICH WOULD INDICATE THAT A THIRD PERSON IS COLLECTING OR ATTEMPTING TO COLLECT SUCH DEBTS. FOR THE PURPOSE OF SECTION 16g2f ( 6 ) OF THIS TITLE, SUCH TERM ALSO INCLUDES ANY PERSON WHO USES ANY INSTRUMENTALITY OF INTERSTATE COMMERCE OR THE MAILS IN ANY BUSINESS THE PRINCIPAL PURPOSE OF WHICH IS THE ENFORCEMENT OF SECURITY INTERESTS. SO, FROM THE DEFINITION ABOVE WE SEE THAT A DEBT COLLECTOR MEANS ANY PERSON WHO ATTEMPTS TO COLLECT A DEBT, WHICH WOULD ALSO BE YOU!!! Nationwide Credit & Collection Inc. violated 15 usc 1681a ( 2 ) ( B ), 15 U.S. Code 1681b ( a ) ( 2 ), 15 U.S. Code 1681 ( A ) ( 2 ), 15 usc 1692j ( a ), and 15 usc 6801 ( a ) ( 1 )
08/25/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	AL 35020	Web
XXXX has been harassing me by inaccurately trying to collect debt when I never signed up with them for any type of services. I called XXXX a while back to explain that they have the wrong person for the debt and i wish to not be contacted but XXXX continued to pursue me for debt that I don't know and has even turned it over to a third party Nationwide Credit , Inc in the amount of {$130.00}. XXXX and Nationwide Credit , Inc have violated the law by pursuing me when I never signed any documents or spoke to someone regarding the address I stay at. Furthermore I am not the lease holder nor do I hold a mortgage for the address they have on file so I don't know why they would be billing me especially since I never signed any documents nor did I have a written or verbal agreement. This is a violation of my rights from both of the companies for harrassing me and disrupting my right to privacy. This is a violation of my rights 15 US Code 1681 A4 There is a need to ensure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. 15 US Code 1 A ) the consumer authorizes the agency to provide such report to such person. 15 US code 1692d ( 2 ) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader.
09/14/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MO 63021	Web
XXXX XXXX XXXX XXXX ( visit on XX/XX/23 ) billed me for {$28.00} on XX/XX/23 which was paid on XX/XX/23. They then billed me on XX/XX/23 for {$77.00} but the total charges are {$430.00} and the total payments are {$430.00} which equals XXXX so how can I owe {$77.00}? You can not bill for an amount due when debits and credits net to XXXX. Called XXXX on XX/XX/23 they assured me my account was XXXX and sent me an email. I got another bill dated XX/XX/23 with the same amount due. I called on XX/XX/23 and asked for a supervisor and was told no they could help me and said the account would be reviewed by special claims. Then on XX/XX/23 I received a collection letter from NCC Nationwide. I contacted them and they noted the account regarding the dispute. I called XXXX again on XX/XX/23 and asked again for a supervisor and was told that they didn't have any. That has to be a lie. Call Centers have supervisors. I was told the account was fixed and pulled back from collection. I asked for a new bill showing the account had a XXXX due and was told I would get an email with the bill. I have not gotten an email and I also got a collection call. I consider what they are doing to be called surprise billing and I would think this is fraudulent. I want to know why this has not been caught in an audit. If this has happened to me it has to others.
06/04/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 752XX	Web
I have sent you guys a letter dated XX/XX/2022 & still have not got a response. XXXX Nation Wide used my identity and fraudulently opened this account and reported these derogatory accounts to all credit reporting agencies. They've violated my rights pursuant to FDCPA section 807 by false and misleading reporting. I've also been violated of my rights pursuant to 15 USC 1692D ( 4 ) just for parking the debt on my credit report trying to get me to pay it. I do not have any contract with my signature on it with this company. I've never done any business with XXXX nor have I ever given them any of my information, so this is also a violation of my rights pursuant to 15 USC 1681A ( Q ) ( 3 ). I also never gave this company consent to report this alleged owed debt to my credit report, so this is another violation of my rights as a consumer pursuant to 15 USC 1692c ( b ). This alleged owed debt is furnished on my consumer report in a positive amount. It is impossible to pay on a positive balance. This is false and misleading and a violation of 15 USC 1692e ( 2 ) ( A ). Because this debt does not belong to me, nor am I obligated to pay it pursuant to 18 USC 8, I demand that this company cease and desist all communication and fraudulent activity reporting ASAP. This complaint will be forwarded to the Attorney General, FTC, XXXX and CFPB.
02/04/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 46219	Web
Nationwide Credit called my cell phone on XXXX and asked for my mother, XXXX XXXX. I explained that she is XXXX XXXX XXXX, very ill and in hospice care and she does not live here, and her only income was social security that she does not even get anymore. I explained that I am her daughter, this is my personal cell phone number and please do not call me again. On XXXX XXXX called again, I explained again that I am not XXXX XXXX and that is my mom and she does not live here, very ill, etc. the representative was very rude and called me a XXXX as she disconnected the line. On XXXX Nationwide called again, I explained for the XXXX time that I am not XXXX XXXX, this is my personal cell phone. I also told them that is this is the XXXX time that you have called asking for XXXX XXXX and to not call me anymore. Approximately XXXX minutes later I called Nationwide Credit to make sure that they remove my number from there database. They said I am not in there system, I explained I know I am not in your system but my mother XXXX XXXX is and she is who keep calling my cell phone for. Nationwide said they can not remove me as I am not in there system. I am tired of Nationwide harassing me. It is difficult enough to face the upcoming passing of my beloved mother, I should not be subjected to XXXX from Nationwide Credit.
11/12/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IL 604XX	Web
Nationwide Credit & Collection , Inc . XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, IN, XXXX To : The Office of Registered Agent for Nationwide Credit & Collection , Inc . From : XXXX XXXX XXXX Regarding : Unauthorized Administration of the XXXX XXXX XXXX You will forthwith return and transmit your written evidences of your delegated authority to represent that you and XXXX XXXX XXXX is authorized to administrate ( acting trustee ) on the XXXX XXXX XXXX, together with a certified copies of signatures contract between you and XXXX XXXX XXXX, you and original creditor, bonds, original creditor Charge-off documents, sureties, indemnification, insurance and any Third Party Debt Collector Association Agreement passing XXXX XXXX XXXX private information to other members, possibly resulting in identity thief. Also, relating information to your personal and professional acts referenced above and your arrogated paperwork intrusion upon the XXXX XXXX XXXX. Courts require your contract for jurisdiction. Consumer disputes this debt and ALL claims in accordance of 16 CRF 433.2, Title 15 USC 1692, Regulations Z, Regulations M and ALL applicable UCC Articles. If you lack understanding of this paperwork, forward to your ATTORNEY. By : XXXX XXXX XXXX
07/10/2019	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	IL 601XX	Web
I keep getting auto dial phone calls that are designed to go straight to voicemail and can not be picked up from a company called Nationwide Credit. I have spoken to them repeatedly denying any debt as I have never received an invoice, they say I have a debt, but I have never received anything nor have i ever been to the place they say I owe. I have repeatedly stated that Until I see an Invoice I don't owe anything, They say that's not correct and THEY have determined I owe this debt, Now they continue to call after they have been told to stop and they are sending letters to my home address. When I try to contact directly to say they have to stop calling they reply they will keep chasing me for a debt I don't owe, they don't listen and cut me off mid sentence It is continued harassment and they should be held accountable. I have NEVER received any Invoice nor have I ever been to the place that Nationwide Credit say I owe, I DONT owe this debt that Nationwide Credit keeps Harassing me for. The last XXXX I spoke to was XXXX, After telling them to stop calling yet again I received two calls to my voicemail while I wrote this complaint. They need to be held accountable for this Harassment.
08/31/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 108XX	Web
I was seen At XXXX XXXX XXXX and gave all the proper insurance information, address, numbers, etc. The billing department wrote my address incorrectly and I never received a bill. I was put into collections and XXXX XXXX XXXX called to collect the debt. It was then I learned that : 1. I owed the debt 2. My address was written incorrectly and i had never received a bill from the doctor 's office, nor from XXXX XXXX XXXX I asked the girl on the phone to send me a copy of the bill, so I can pay it- which she did not do - she sent me a copy of whatever she was looking at with no address to pay the bill. She also changed my billing address to the correct address. At that time I took the paper she sent to the XXXX XXXX XXXX and paid the bill. I was told I would absolutely be taken out of collections by the office manager, as well as the billing manager, as well as Nationwide Credit. A week later, Nationwide is still trying to collect money for a debt that should have never been mine, and has since been paid. I have left another message for them and have not heard back from them yet. I do not want this to affect my credit score, which is in the top tier.
04/28/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29406	Web
I, XXXX XXXX, consumer, am submitting this communication to inform NATIONWIDE CAPITAL SERVICE XXXX. XXXX, 2022 {$1700.00} that by law, you do not have the right to report inaccurate information knowingly or not without my consent, pursuant to 15 USC 1681b ( a ) ( 2 ). After viewing my credit report, it shows derogatory accounts that I question. In accordance with my rights under the Fair Debt Collection Practices Act I am disputing this account and requesting for validation that you have proof of debt. In accordance to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify - through the physical verification of the original signed consumer contract any and all accounts you post on a credit report. I am requesting VALIDATION. Provide me with evidence that I am obligated to pay for the derogatory accounts listed above. If your company fails to comply or respond to this letter within the allotted time of 30 days from the date you receive this letter, this account must be deleted and removed immediately from my credit report.
06/11/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	HI 96789	Web
I was surprised to receive a medical bill from XXXX XXXX XXXX XXXX for {$170.00}. The bill says my son took a XXXX test on XX/XX/20 and over two-years later, I received this bill. My son was attending college in XXXX XXXX at the time and travel was restricted so I assume he may have taken a XXXX test nearby his college. The XXXX XXXX billing address is XXXX XXXX XXXX, XXXX XXXX, MO XXXX. We pay our bills every two weeks so my issues are : 1. I may have already paid this bill and I don't retain medical billing statements for two-years. 2. Considering it took XXXX XXXX XXXX over two-years to send me a bill, I do not trust its record keeping and this bill could have been sent to me in error. 3. I researched a California law that says a medical provider must send out bills within 12-months. XXXX XXXX XXXX transferred this bill to XXXX XXXX XXXX and threaten to ruin my son 's credit. So I will pay this bill under duress. But, if my reasoning is correct, I would want a full refund. Thank you very much.
10/13/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92543	Web	Servicemember
I was a co borrower with my ex wife on a XXXX XXXX account account once we broke up she up she took the furniture and said she will take responsibility of the account I wrote in called in called and did everything in my power to notify XXXX XXXX that I want it to be removed off the account once she stopped paying the account they refuse to remove me Now the account is in collections on my Credit report I called into XXXX XXXX to settle the debt because I am trying to purchase a home and they told me her account Was referred to a collection agency named nationwide collection agency inc I called them and they told they told me my name is not on the account and they can not speak to me about the account and I continue to get the run around from XXXX XXXX and nationwide inc And XXXX XXXX told me that I need to find where my ex wife is and contact her so we coukd settle the account which I wouldn't even know how to begin to do that since we have not spoken and over 3 years
07/08/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL XXXXX	Web	Servicemember
I sent a letter to Nationwide Credit & Collection , Inc., located in XXXX XXXX, IL dated XX/XX/2020. I requested for them to allow me to verify this account. I have not received anything from them. However, I received a phone call asking for this account. This person was not a very nice person. She wanted for me to verify my birthdate before she was able to speak to me. I told her I did not know why she was calling me. Instead she hung-up. You will find in the attached letter what it was sent to them. The letter was sent via certified mail with a returned receipt ( # XXXX XXXX XXXX XXXX XXXX ) and they didn't acknowledge that the phone call was illegal. I have requested for them to send me a breakdown of fees from the medical facility, and to provide me a copy of my HIPAA with my signature on it. In inclusion to cease any credit bureaus until this account is verified. They have violated the FDCPA and FCRA. They continue calling without any disregards of this letter.
09/08/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75219	Web
I have had these accounts on my credit that I have been trying to get off and they have not been getting taken off for some reason. I got in touch whit XXXX and was told that there was no longer even a balance to the fraud account that is reporting on my credit from them and they have failed to provide me with any documents of any signed documents showing my signature with the date because the date it says the account was opened in XX/XX/XXXX I was not yet living in XX/XX/XXXXand there are no XXXX in XXXX XX/XX/XXXXwhere I moved from. Also the other fraud accounts just started reporting and I do not know how a hospital collection would even end up on a credit report because my aunt is a nurse and informs me they ask people multiple times for them to verify themselves and I dont know how someone could of got my information to use it to go to the hospital. I have the letter attached that I sent to the bureaus about this and the date for when I sent it.
06/14/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	DE 19702	Web
Regarding NCC file XXXX, claiming I owe XXXX to XXXX XXXX XXXX. I have been in contact with XXXX XXXX regarding this bill and it has been paid through my XXXX XXXX ( see enclosed ). I contacted their customer service a couple of times about the communication/system issue between XXXX and XXXX XXXX and was told to keep waiting because XXXX sent a physical check. I called again today ( XX/XX/XXXX ) about the service date XX/XX/XXXX for XXXX XXXX ( spouse ) and the agent confirmed I had a XXXX balance even though they couldnt discuss any details because of HIPPA XXXXXXXX XXXX XXXX XXXX I now am demanding a physical receipt from XXXX XXXX showing this service has been pif aside from what XXXX is showing in my statements I also demand proof any information from Nationwide Credit reported to the 3 major credit bureaus has been removed.
08/17/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 75234	Web
I have received no information in writing from this business. I logged in to check my credit report on XXXX and noticed a derogatory remark from Nationwide Credit & Co. When I attempted to call the number listed at XXXX XXXX XXXX for Nationwide Credit & Co, it is disconnected. I asked XXXX to verify the debt and they updated the file as from XXXX XXXX, XXXX TX online but provided no other details. I believe this to be a debt I have been paying regularly since XX/XX/2020 without missing a monthly payment, but I never received a letter or bill from the hospital or from Nationwide, nor did I recieve a call. The credit report does not list any payments which I've made since XX/XX/2020 and I have had no attempts to collect from Nationwide or XXXX either. Nationwide Credit is at XXXX XXXX XXXX XXXX XXXX, XXXX XXXX IL XXXX per XXXX.
01/21/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 754XX	Web
NATIONWIDE CREDIT & CO has failed to validate that this account is reporting maximum possible accuracy per the FCRA. I have initiated several attempts through the credit bureaus and collection agencies to have this account validated and has not received a response and I have reason to believe that reasonable procedures were not conducted on these accounts due to the current violations I have found as if relates to my credit profile and unverified accounts on my report. This company has violated FCRA 623 ( a ) b ) by failing to mark this disputed account as disputed ( letters attached to show when I disputed account below ) 605 ( c ) running if the period has also been violated as the date of last activity on this account is reporting. When it should reflect the last date a payment was made.
08/10/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60626	Web
I started using XXXX to receive medical attention from XX/XX/2021 in XXXX XXXX hospital because I am XXXX. XXXX I was told is supposed to last for XXXX XXXX. I went for an appointment on the XXXX of XXXX unknown to me that the XXXX was no more valid but I was told there that it has expired, I decided to go back home without encoring any medical bill to myself because I don't have a regular job yet. They assured me they will attend to me that day without letting me know I will be expected to pay out of pocket the money that I don't have. Only to get this bill which I have been running around to sort out with them since then but it's been an additional way of increasing my XXXX XXXX since then because I am not getting any positive result on it all.
10/07/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75241	Web
Nationwide Credit & Collection is inaccurately reporting a debt on my XXXX Credit Bureau report, in the amount of {$790.00}. I called to inquire about this debt and was told they are collecting for a medical bill. I told Nationwide Credit and Collection Inc., I do not owe any XXXX debt to anyone. I requested Nationwide Credit and Collection to validate the debt belongs to me by providing me with a document bearing my signature according to the Fair Debt Collection Practice Act. And I was told they do not have anything bearing my signature. I have repeatedly asked for evidence to support their reporting on my credit report. Nationwide Credit & Collection have failed to provide me with a copy of viable evidence to support their false claims.
08/26/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IL 601XX	Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
01/24/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60559	Web
On XX/XX/2021 I received a letter a of debt validation in the mail for Nationwide credit & Collection INC. Upon further research, the debtor could not provide original contract or signatures. The letter which was sent in the mail to me shows a " Statement '' of an account. It does not show an original contract with my original signature. This debt does NOT belong to me. Debtor 's creditor did not verify this collection with original SIGNATURE. A bill without a signature does not validate the debt and anybody can send a bill and say its mines. According to the FCRA, Nationwide credit & Collection , INC, has violated my rights as a consumer and I am requesting legal action to remove this account immediately.
10/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN XXXXX	Web	Older American, Servicemember
the collection company As Nation Wide Recovery calls me on the phone with a new number after blocks. I am very tired of their tactics. they change the block number. I have insurance XXXX XXXX XXXX XXXX and the bills are covered through my decease husbands benefits as a his wife. I am a senior I don't have large money for what my insurance leaves over. the Collection agency has the same multiple bill on my credit report repeating the same amount as to destroy my credit. my complaint is harassments using my credit report repeating one bill 4 times or more on my credit report. They have 2 bills making it look like 8 bills owed.
05/14/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60538	Web
This complaint is regarding account information below that has not been investigated and no information given. Its been over 2 months with no information given to me regarding these accounts. I have no knowledge of these companies and they shouldnt be reporting as I never gave permission for the reporting per Section 1681a -I sent correspondence to the Credit Bureaus regarding this. I was never notified in writing per 15 U.S.C 1692ag prior to accounts being on my credit report, within 5 days. Moreover, these accounts violate debt collections, abusive and unfair practices per section 1692f ( 1 ) adding additional amounts.
10/21/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OK 73034	Web
I received a letter from Nationwide Credit and Collection regarding a debt owed to XXXX XXXX XXXX XXXX. I am employed by this company and did not receive notification of owed debt until I received the collection letter from Nationwide. A call to my employer, XXXX XXXX XXXX XXXX, and complaint regarding the debt collection tactics was made. My employer offered to waive the debt if my supervisor would send a letter to our billing department. Who has time for that? I paid the {$50.00} and asked that, in the future, they please invoice me prior to sending me to collections. Payment confirmation # is XXXX.
01/04/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60559	Web
On XX/XX/XXXX I received a threatening letter in the mail for Nationwide credit & Collection INC. Upon further research, the debtor could not provide original contract or signatures. This account has transferred/sold and I am no longer responsible for the account. Debtor 's creditor did not verify this collection with original SIGNATURE. A bill without a signature does not validate the debt and anybody can send a bill and say its mines. According to the FCRA, Nationwide credit & Collection , INC, has violated my rights as a consumer and I am requesting legal action to remove this account immediately.
02/14/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60164	Web
I have multiple collections from this company that are listed on credit report yet i didnt see any notice that it would be listed on my report. Looks to be all medical and I have no way to look at their website since I dont have any agent file number. And I never sent up any type of payment plans with this company but there are past due balances listed on my credit report. A collection cant be listed with past due balances if the account wasn't with the company in the first place. Per HIPAA laws my medical records shouldn't have been sent to a 3rd party collection.
08/17/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	IL XXXXX	Web
I have gotten several calls from visible and unknown numbers claiming to have an urgent and important message from Nationwide Credit and Collections. They demand I call XXXX. I receive multiple calls a month from this collector and do not have any outstanding debts that I can think of. I have attempted to call back and they will not move forward with removing my information unless I " confirm '' specific personal information I do not feel comfortable revealing. I have attempted to send an email requesting my phone number be removed but received no response.
10/19/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60124	Web
Hello, Nation Wide Credit Co has made a fraudulent credit reporting on my credit report thereby damaging my credit score and access to credit. The accounts that were reported under my name to the credit bureaus do not belong to me. I have NO KNOWLEDGE NOR I HAVE EVER RECEIVED ANY SERVICES mentioned on the debt. I have attached three pictures of the debt accounts. These accounts were reported to credit bureaus on XX/XX/XXXX but the company did put negative remarks on my report going as far back as XXXX thereby immensely damaging my credit rating and score.
09/17/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75219	Web
nationwide credit is very fraudulent they call my phone numerous amount of time, including the am and afternoon as soon as I say I do not owe the debt they report to XXXX. I had to dispute this issue multiple times. XXXX resolved this issue however they still allow them to report it numerous amount of time. The balance nation wide Credit company claim I owe is XXXX dollars. They are located at XXXX XXXX XXXX XXXX XXXX, XXXX XXXX IL, XXXX. They are so rude and well mess up your credit score from XXXX to XXXX with sending disinformation to XXXX.
11/29/2022	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 75219	Web
Nationwide XXXX and collection which is also nationwide XXXX XXXX They use 2 different accounts to put on your credit report and when you try to call them with the number they provide on the collection account on your credit report it says its not a working number. To top it off I have no recollection of this account because I went to one hospital and it wasnt the one they said I went to. And while I am trying to settle it with XXXX and nationwide the information that was given to me is not correct.
04/15/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 76227	Web
The amount is {$140.00} from XXXX XXXX and I disputed this debt because I have no recollection of ever owing this amount but finally I gave up and also lost the dispute and wanted to just pay the {$140.00} so it would no longer appear on my credit score but when I attempted to contact Nationwide it says the phone number has been disconnected so how am I supposed to resolve this issue its not that much money Im fine paying it and removing it from my credit report but now I am just stuck.
10/06/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 750XX	Web
I am the author of this complaint and I have attached an ID theft report, my driver 's license and my social security card to verify my identity. I applied for a loan and was denied. I noticed tNATIONWIDE CREDIT & CO ( Original Creditor : XXXX XXXXXXXX ) t reporting on my credit report without my consent or authorization. I contacted them to validate the debt and to show a contract between me and them but they have sent me frivolous responses and did not address my concern
08/31/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	AL 351XX	Web
Im the XXXX of XXXX, a settlement was reached with XXXX XXXX to settle a credit card debt for less than what was owed. All payments were made. In XXXX of this year, I discovered that they had turned the debt over to a collection agency claiming that they didnt receive one of the payments. I have sent proof that the payments were made, but they keep denying my disputes and wont remove this debt from my credit report. The name on my account is XXXX XXXX, my previous name.
04/03/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 93065	Web
Nationwide ( XXXX XXXX ) filed a collection in XX/XX/2023 for a debt that is not mine. I have never lived in XXXX, TX and have no children. I disputed this with XXXX and it was removed but returned 30 days later in XX/XX/2023. I tried calling the collection agency again but their phone number recording says it is no longer in service ( XXXX ). This is not my debt and I need help removing it and preventing this company from trying to add collections to my file.
09/02/2021	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	TX 75082	Web	Servicemember
Nationwide Credit & Co. located at XXXX XXXX XXXX XXXX XXXX XXXX XXXX IL, XXXX phone : XXXX is calling and sending letters about an outstanding debt of {$2100.00}. I have informed them that this is not my account and I do not owe this debt. They reported it as a collection to XXXX, I disputed it, and XXXX 's investigation did not remove the debt. I have never had an existing account with Nationwide Credit & Co. and this is not my account.
05/13/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60632	Web
XX/XX/XXXX Services at XXXX XXXX Hospital XX/XX/XXXX Bill received {$34.00} XX/XX/XXXX Bill paid via check # XXXX XX/XX/XXXX Check processed, verified via bank XX/XX/XXXX Bill again for same services {$34.00} XX/XX/XXXX Called XXXX , spoke to XXXX about bill already paid, said a search would be run XX/XX/XXXX Received notice of Collections for {$91.00} from XXXX XX/XX/XXXX Attempted to call Nationwide spoke to XXXX who could not help
10/19/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL XXXXX	Web	Servicemember
I received another letter from Nationwide Credit Collections , Inc. In regards to a debt owe to XXXX XXXX. I requested for them to let me verify this debt. However, as you can see on my previous complaint ID from XXXX submitted on XX/XX/2020 Consumer Financial Protection Bureau. I requested for them to send me all inquiries about this debt. I need for them to provide me with what I am asking. I don't recall owing anything to them.
02/21/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 75248	Web
NATIONWIDE CREDIT & CO has reported that I owe money for a medical debt. I was never informed I owed anyone ( medical practitioner or facility ) for this debt or given an opportunity to review what is being billed for or even the medical notes that can justify this billing. I have disputed this with the credit reporting agency, but they say it is valid. I can not get anyone to give me records of what or who this is for.
09/09/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AR 72761	Web
Its Nationwide Credit & Collection Inc. They call from XXXX and text from XXXX. I am receiving multiple calls and texts that ask for verification of identity before they share info. They call 3 to 5 times a week and now have started texting. I pay all my bills and have no idea of any debts owed. They act threatening and say since I wont share identity verification I can just wait for the mailing.
01/28/2022	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	TX 761XX	Web
I went to XXXX hospital for treatments and from then they started sending me very high bills instead of using the insurance provided to them. They never made me aware wether the insurance was active or not. They never provided me with any treatments as of today but they decided to send me to collections without notice. They are refusing to assist me and are ruining my credit. I really need help
11/02/2018	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	IL 60446	Web
I received a letter dated XX/XX/2018 from the collection agency. On XX/XX/2018 at XXXX they were already calling me trying to collect the debt. Pursuant to the Fair Debt Collection Practices Act I have 30 days to dispute the validity of the debt. I have just sent them a certified mail disputing the claim, but they have not received it yet. They have no right calling me before the 30 days is up.
11/30/2021	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	IL 60443	Web	Servicemember
Since XXXX 2021 I have been contacting this company via letter regarding my issue. HIPPA was broken when speaking with a representative! I did NOT sign HIPPA forms to authorize this company to access my medical records. Therefore HIPPA was violated and I am seeking legal action if the issue isnt resolved! The bills are in the amount of {$1900.00} & {$720.00}
02/19/2018	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	IL 60115	Web
For the past few months I have been getting phone calls stating " This is Nationwide Credit and Collections. '' I have excellent credit and have zero debt. When I google the number, sure enough I see reviews upon reviews that this is a scam! Please help me stop them before an innocent falls for it! The phone number that keeps calling me is XXXX.
01/11/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	SC 29223	Web
This is a debt collector I have no knowledge of who continuously contacts me and now they have signed me up for text alerts without my consent. This is a copy of the text sent just today, Welcome! You'll XXXX XXXX XXXX from Nationwide Credit & Collection Inc. XXXX & XXXX.? 's call XXXX XXXX XXXX XXXX XXXX XXXX To optout reply STOP
12/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 60622	Web
15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a without my written instructions. 15 USC 1666B : A creditor May not treat a payment on a credit card account under on open end consumer credit plan as late for purpose.
10/23/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	OR 97124	Web
I was contacted by Nationwide Credit Inc about an XXXX XXXX card and fees on it which was not opened by me or charged by me. I already called XXXX XXXX about this issue. I therefore asked already to please remove this from my credit file. Please review nd remove this false information as I did not open or operate this account.
09/15/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL XXXXX	Web
I received a notice of collection from Nationwide Credit and Collection , Inc for {$40.00} on behalf of XXXX XXXX XXXX XXXX. The debt has already been paid to XXXX XXXX XXXX XXXX via their online payment processing system. A formal dispute letter was mailed to Nationwide Credit and Collection , Inc on or around XX/XX/XXXX.
01/16/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX XXXXX	Web
I contacted UT XXXX about my bill back in late 2020, and I was told that my bill had been paid by insurance and that I didnt owe anything else. Now they are claiming I owe the {$72.00}. I dont believe I owe them this. They cant tell me what service they even gave me while I was there. I dont know what Im being charged for.
11/15/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 75216	Web
I had 5 items in medical collections. I called to settle a pay in full and was promised a letter would be sent to me advising the collections were taken care of 3-5 business days. I have yet to receive the letter and when I call, I am now been told that it can take 30+ days for them to issue the letter.
01/03/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75043	Web
On XX/XX/2021 I had a " severe '' XXXX XXXX, so we attempted to go to XXXX XXXX. We checked in at the front desk, and then basically sat there for more than 5 hours without receiving " any '' treatment for the problem. We finally ended up leaving the emergency room, and went to another hospital.
09/26/2018	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	IL 60659	Web
i have no health insurance i was sick i went to XXXX XXXX hopsital XXXX il in XXXX FOR 2 HOURS AFTER 2 HOURS I WAS RELASED FROM XXXX XXXX HOSPITAL XXXX ROOM, THEY SENT ME BILL FOR {$1500.00} I PAID {$500.00} NOW THEY ARE ASKING MORE SENT TO COLLECTION AGENCY TO DESTROY MY LIFE I NEED LEGAL ACTION
03/23/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	IL 60654	Web
NCC has been mailing and calling me for about 4 months now. I sent 3 cease and desist letters and they still keep calling and mailing me. I even told one of the collection agents that I sent 3 cease and desist letters. She said she would make a note of it, but the collection activity continues.
10/14/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 93117	Web
This company has sent several debt collection notices for laboratory bills that we did not receive a bill for. Ever time I have tried to pay online and their site has been down. The bills the send are dated about 2 weeks before they arrive. The whole things looks very fishy.
06/26/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75208	Web
I have no information on this account. Showed up on only my XXXX report dropping it XXXX points. It looks like it originated from the county hospital XXXX. I have never received services from this company. In fact I have not been to any hospital since 2000.
03/29/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75248	Web
I reached out to NATIONWIDE CREDIT & COXXXX to request a contract or a an agreement in regards to the debt that they're trying to collect.. because I have never had a contract nor an agreement with them. They have not contacted me back.
10/19/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60615	Web
Nationwide Credit & Collection is reporting a negative unverified account on my credit report. Nationwide Credit & Collection failed to respond to my debt validation letter sent on XX/XX/2020. ( please see attachment ).
01/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	CA 92103	Web
I do no not remember owning this particular account! Ive already asked the creditors to send me signed documents that signify ownership of this account but they still have not responded yet. I never had this account!
10/19/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 76262	Web
NATIONWIDE CREDIT & CO XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX ( XXXX ) XXXX Above company has reported a debt collection amount of {$840.00} to XXXX and other credit companies which has reduced my credit score.
02/01/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 46385	Web
Nationwide Credit & Collection , Inc . XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX This agency sent me notice of an amount owed to XXXX XXXX XXXX XXXX a place I have never been. XX/XX/2022 XXXX Balance due : XXXX
05/01/2021	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted your employer	IL 60644	Web
This company has repeatedly contacted my work phone regarding a debt collection that I have no proof belongs to me. They have left voicemails on this phone number, which my employer has access to.
01/01/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92103	Web
Ive already made previous requests to the creditors to send me documents that prove the ownership of this account but they still have not responded yet. I have no clue about whose account this is!
02/18/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75056	Web
NATIONWIDE CREDIT & CO reported a collection on date XX/XX/XXXX and the last reported was on XX/XX/XXXX for the amount of XXXX XXXX that i never owed to that company and is charging me for this.
11/04/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60516	Web
On XX/XX/18, I pulled a copy of my XXXX Credit report and noticed a debt collection company that I had submitted a dispute letter concerning a past due medical bill for XXXX XXXX.
11/07/2022	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	IL 60625	Web
This debt collector has culled multiple times making it unclear who the collector is or what the debt is for. They have now began sending text messages that I never opted in for
03/01/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92780	Web
Nationwide credit continues to call me, even though I do not have any debt with them. I have tried to have them remove my number from their database to no avail.
04/19/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 94577	Web
Constant phone calls from the debt collector. Nationwide credit Inc. I do not owe anyone debt, and do not know why Im getting phone calls from a debt collector.
12/14/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60432	Web	Servicemember
Per the state of IL a collection agency MUST be licensed in the state in order to collect! XXXX is not licensed and they refuse to remove this off of my credit!
07/01/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	MI 480XX	Web
I do not owe this debt, I also never received a letter informing me of this debt and the chance to dispute it prior to it be placed on my credit report.
09/28/2017	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	IN XXXXX	Web
COLLECTOR FAILED TO CEASE AND DESIST COLLECTION EFFORTS AND KEPT CALLING MY HUSBANK CELL PHONES 66 TIMES AND MINE XXXX TIMES.
11/21/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IL 60445	Web
COLLECTOR FAILED TO VALIDATE SAID. I DO NOT OWN SAID DEBT AND KEEP ATTEMPTING TO COLLECT IN VIOLATION FCRA, FDCPA AND TCPA.
09/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 604XX	Web
I reviewed a copy of my credit report and I noticed that there are some inadequate information on my credit report.
03/08/2023	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 90028	Web
Keeps contacting family. I do not have any debt. Will not stop calling me or my family.
12/24/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	TX 78414	Web	Servicemember
My info has been found on the XXXX XXXX, need more information
01/31/2024	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NY 11050	Web

01/24/2024	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 480XX	Web

12/07/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 76102	Web	Servicemember

11/01/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 60647	Web

10/21/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 11106	Web

10/02/2023	No	Debt collection I do not know	Electronic communications You told them to stop contacting you, but they keep trying	IL 60657	Web

09/01/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 60623	Web

08/20/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 47906	Web

08/05/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 61350	Web

06/05/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75210	Web

05/20/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	MO 64130	Web

05/08/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 75054	Web

05/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60647	Web

04/19/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	IL 60124	Web

04/07/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 76053	Web

03/30/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11206	Web

03/17/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60478	Web

02/25/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 10941	Web

01/26/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 75249	Web

01/11/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60305	Web

01/01/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 75249	Web

12/27/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 75126	Web

12/27/2022	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	CO 80015	Web

11/26/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CT 06801	Web

09/12/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 752XX	Web

09/08/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60612	Web

09/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IL 60123	Web

08/22/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60517	Web	Older American

06/21/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MD 21034	Web

06/04/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	TX 75070	Web

05/31/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60136	Referral

05/26/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	IL 60411	Web

05/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	CA 90806	Web

05/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	CA 93535	Web

05/14/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	VA 22079	Web

04/20/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60430	Web	Servicemember

03/19/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IN 47130	Web

03/08/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60540	Web

02/25/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75217	Web

02/17/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 75158	Web

01/30/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60172	Web

01/07/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NY 11365	Web

12/29/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75241	Web

12/13/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 75089	Web

12/08/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information is missing that should be on the report	TX 75098	Web

12/06/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75217	Web

12/04/2021	No	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	IL 60649	Web

09/20/2021	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	TX 75216	Web

09/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 75212	Web

09/08/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	OH 44512	Web

09/06/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60148	Web

08/31/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60644	Web

08/25/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75211	Web

08/24/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75126	Web

08/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IL 60653	Web

08/16/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	TX 76119	Web

07/29/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60411	Web

05/13/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60406	Web

05/13/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60406	Web

05/13/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60406	Web

05/13/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60406	Web

05/13/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60406	Web

05/13/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60406	Web

04/22/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	IL 60422	Web

04/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NC 28277	Web

03/29/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 10280	Referral

10/30/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75251	Fax

10/12/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60652	Web

09/28/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 22202	Web

09/21/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	IL 60559	Web

07/06/2020	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	IL 60564	Web

06/15/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60649	Web

05/02/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 76148	Web

04/20/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NY 11249	Web

03/14/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 94115	Web

03/13/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 94131	Web

02/05/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60446	Web

12/27/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you in a state where you do not live or did not sign for the debt	MO 63111	Web

07/10/2019	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	IL 608XX	Web	Older American

05/30/2019	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	NY 11752	Web

05/03/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60614	Postal mail

04/16/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	IL 60641	Web

12/29/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60620	Phone

12/19/2018	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	IL 60611	Web

11/26/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	MS 38652	Web	Servicemember

04/19/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60624	Web	Older American

08/29/2016	Yes	Debt collection Medical	Communication tactics Used obscene/profane/abusive language	IL 60452	Phone

05/17/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60462	Web	Older American

12/29/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60609	Web

01/06/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IL 60148	Web

09/30/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 91741	Web

09/23/2014	Yes	Debt collection Medical	Communication tactics Called after sent written cease of comm	IL 60462	Web	Older American, Servicemember

06/05/2014	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	IL 60187	Web

05/06/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	IL 60653	Web

03/26/2014	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	IL 60154	Web

03/26/2014	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	IL 60154	Web

01/23/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60175	Postal mail

01/18/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IL 60155	Web