Nations Recovery Center CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
02/12/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	IL 60133	Web
On XXXX-18 @ XXXX XXXX I contacted Nation Recovery Center about a debt that showed up on my credit report that i wasn't completely sure of what it was. I was transferred to an agent XXXX XXXX who i inform i wasn't 100 percent sure of the debt and when he informed my of what the debt was I told him I thought it was cleared in a previous bankruptcy. XXXX XXXX inform my it wasn't. I proceeded to inform XXXX XXXX that I, m currently unemployed and would like to try and settle the debt, when XXXX XXXX proceeded to inform me that I'm lying and that I am current working. He then gave me the name of a former employer when i attempted to inform him that the information was incorrect but was told once again I'm being untruthful. I asked for a settlement amount on a {$1700.00} debt when i was put on hold and was offered a {$1300.00} settlement. When i tried to get a lower settlement amount and explain that I'm currently unemployed, XXXX XXXX proceeded to in form me that I'm lying. I was also told that " how can i afford to buy a {$30000.00} car last year with no job '' I explain that I brought it last year when i was employed. XXXX XXXX continued to claim I was lying and then inform me that I'm gone pay this debt one way or the other. He told me that they could garnish my paycheck, also that they can put a lien on my bank account at XXXX and at XXXX. Then XXXX XXXX told me that I'm going to have to pay them anyway because I'm trying to buy a house and the place where I'm trying to get the loan will make me pay which I never informed him of. I then told him I never said I was trying to get a house and he proceeded to tell me I was and name 5 other creditors that I paid off. At that point I asked to speak to a supervisor and then was told by XXXX XXXX that he is rejecting my settlement off and i have to pay in full then transferred me to a supervisor XXXX XXXX XXXX ( supervisor of civil judgement ). I explain to XXXX XXXX that I don't appreciate the threats and the interrogation tactics, XXXX XXXX seem to condone XXXX XXXX actions. I then asked that the call be reviewed by a supervisor and the appropriate actions be taken. I then inform XXXX XXXX that i want to settle the debt, When XXXX XXXX inform me that the settlement amount was off the table. I honestly feel violated and no company should have the ability to threaten you and call you a liar to make you pay a debt in which I reached out to settle.
01/11/2016	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	NC 275XX	Web	Servicemember
On XXXX/XXXX/XXXX my employer received a phone call from XXXX asking to speak with me. I was not working that day and when I did return to work they gave me the # and said the caller asked that I contact them right away. When I called I was told that they were attempting to collect a debt and that if I did not pay asap they would begin proceedings to have my wages garnished. They stated there was a judgement against me in the courts and that I would have to pay or make payment arrangements within 1-2 days. I told them I would need to call them back. They next called me directly on Friday, XXXX/XXXX/XXXX, and again asked me to make a payment. They offered a " settlement '' of a lower amount for which they claim I owed. I asked to have the offer sent to me in writing and provide 30 days, they told me I did not have 30 days but they did say they would email a copy of the judgement and put the offer in writing. I advised them my wife would call them back on Monday. They called me on Mon morning, XXXX/XXXX/XXXX to ask when I could make a payment. I told them my wife would call soon. My wife called XXXX XXXX Mon, XXXX/XXXX/XXXX to ask questions. They did not send me any details via email but they told her I did, they attempted to bully her into payments but she asked for the case #, etc. It turns out they were using a judgement in the name of XXXX XXXX XXXX XXXX and were attempting to collect more money than the judgement was for. They connected her and the courthouse which backfired on them as she learned she could make payments to the courthouse. She called my wife after the phone call and asked how she wanted to pay- my wife responded- to the courthouse. The woman told her she did not have time if we wanted to take the " offer '' my wife said put your offer in writing and provide 30 days and they refused. They still claim they emailed the details the previous Friday which was a lie. This companies name turned out to be Nations Recovery Center Inc in XXXX GA. The sad part of this scenario is that the original debt was related to a PREPAID credit card company- XXXX ( yes prepaid! ) that was paid down to a XXXX balance and was asked to close the account. They did not and continued to charge fees month after month until it reached an astounding amount ( over XXXX )!!
05/08/2015	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	NY 139XX	Web
Dear CFPB, this complaint is in response toXXXX and XXXX 's investigation and verification of an public record that appears only on XXXX XXXX 's XXXX and XXXX credit file that is being erroneously reported as verified by the furnisher, when the original creditor and the debt collector have removed their tradeline but still report this public judgment falsely as due and owing by I, XXXX XXXX XXXX without due process. Reference Case ( s ) # XXXX. XXXX XXXX has yet to respond to dispute in writing. Under 15 U.S. Code 1692g - Validation of debts ( b ) Disputed debts '' If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) of this section that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or a copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector. '' XXXX XXXX XXXX has not complied with this requirement. Debt collector : XXXX XXXXoriginal creditor : XXXX XXXX XXXX, XXXXPartial acct # XXXX ... ( This account is being reported by COB as a charge off and debt was sold to another lender. XXXX XXXX is reporting this as a open account, {$850.00} is due and owing, but as a public record jugdement, {$980.00} is owed. Spoke with several persons on XXXX/XXXX/15, from COB who referred me to speak to someone at XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, and Nations Recovery. I have sent the debt dispute letter to XXXX XXXX certified mail with green receipt. A individual named XXXX XXXX signed for it as an agent for RESURGENT on XXXX/XXXX/15, but as told by someone named XXXX at XXXX who is handling account for XXXX, contact NATIONS RECOVERY speak to a man named XXXX XXXX @ XXXX XXXX XXXX XXXX XXXX. So this is a total diversion to not meet my demand and continue collection on a unsecured credit card debt that is not mine.
09/29/2016	No	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	NY 120XX	Web
I, XXXX XXXX makes a claim against Nations Recovery Center, Inc. This collection agency has mailed to me a notice that I must pay a judgment balance of {$8600.00}. I want it on record that at n time was I ever served on a summary judgment notice in 2003, that I n ever resided at an address known as XXXX XXXX XXXX, XXXX XXXX, New York XXXX. I believe that the current owner of the debt as stated is XXXX XXXX XXXX. This debt buyer has been riddled with deceptive collection practices and sued by XXXX offices in several states as well as the Federal Trade Commission for Fair Debt Collection Practices Act ( FDCPA ) violations. I demand copies of all service affidavits on this summary judgment action from the current debt collector Nations Recovery Center , Inc., as well as from XXXX XXXX XXXX. It has been thirteen years since this judgment was entered, obviously by default as I was never personally served with the action, nor have I ever had knowledge of such an action against. There is no proof that original service was mailed or that a follow up letter was ever mailed as well. I never lived at XXXX XXXX XXXX, XXXX XXXX, NY XXXX. If records are ever checked with the local public utility company of the telephone company, they could discover that at no time have I ever lived at this address, received my mail at this address, or had public utilities in my name or a telephone service at this address. The current debt owner has shown no proof that I ever had any connection to this address, and any future claim of a mailed notice is hearsay without proper documentation that I had a connection to the property or a certified acceptance of the judgment entered against me. The entire summary judgment procured by the debt purchaser is a fabrication, period. The XXXX had recently obtained a civil judgment against another collection agency for similar FDCPA violations such as deceptive collection practices. This judgment is a violation of my rights under the Fair Debt Collection Practices Act and the judgment in dispute must be vacated immediately.
03/25/2015	Yes	Debt collection Credit card	Communication tactics Called after sent written cease of comm	GA 30096	Web	Servicemember
My XXXX XXXX XXXX daughter has a credit card debt that went to collections. This debt collection agency contacted her. She gave them permission to work with me on this. They called me and I told them to email me a proposal, and almost immediately after they emailed it they began calling me again. I emailed them to stop the phone calls to my daughter, me or any of her friends or relatives and that we could continue to work together in writing. I also asked that they validate the debt. They pressed to have payment of over {$1200.00} by the end of the month, which at the time was 12 days. I told them that was not possible and I needed a more reasonable payment plan. He sent me back something that had payments totaling over {$2500.00} at {$210.00} a month, with XXXX payments in XXXX. I countered that he had XXXX payments in XXXX, and I offered to pay XXXX even payments of {$320.00}. He said that he only got approval for the settlement if I paid it by the end of the month. I told him that may be but it was his issue that he went to his client with a proposal that I never agreed to. I said I suggest you take this to your client.. He said he would. This was yesterday, XXXX XXXX. I have not heard anything back from him. Today, XXXX XXXX, I get a phone call from XXXX XXXX with their company saying she wanted to get a final on this. I said you are not supposed to call me, and I am very busy. She proceeded to talk over me while I was asking her to validate the debt for me, she told me she would not call me again, and since she was talking over me, I could n't understand what all she was saying, but she said something about I 'll tell you what I 'm gon na do, and then I did n't hear anymore because I was asking her to validate the debt. I want them to validate this so that I can make a reasonable offer. I will pay what my daughter charged and a reasonable amount of interest. I need to see the statement so I can offer a fair settlement. They are unwilling to do this.
09/18/2017	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NJ 07090	Web
I filed this complaint as a victim of financial fraud. 1 ) In a class action case known as XXXX, XXXX. al. v. XXXX XXXX XXXX XXXX et al., XXXX XXXX. XXXX ( S.D. Fla. ), the plaintiffs alleged that XXXX engaged in breaches of contract, breaches of implied covenant, and violations of the unfair and deceptive acts and practices statutes of various states, among other matters, in connection with marketing and administering XXXX XXXX XXXX. The lawsuit was settled on XXXX XXXX, XXXX with the loss of XXXX XXXX XXXX XXXX XXXX. ( Attachment included ) 2 ) As one of the plaintiffs of this class action lawsuit, my XXXX account was cleared, I owed no money of this account. 3 ) During the course dispute with XXXX XXXX XXXX XXXX, unlawfully, XXXX called my neighbor asking me to pay them. ( voice recorded from my answering machine attached ) 4 ) XXXX XXXX XXXX XXXX, XXXX. unlawfully suing me for this Chase account for the debt that I never owed them and a judgment was placed on me on XXXX/XXXX/XXXX to be expired on XXXX/XXXX/XXXX ( attachment included ). XXXX and XXXX, XXXX Counsellors At law is the attorneys for NEW CENTURY XXXX XXXX, XXXX who sued me. ( Attachment included ) : XXXX AND XXXX, XXXX XXXX AT XXXX XXXX XXXX XXXX. XXXX, NJ XXXX Telephone : ( XXXX ) XXXX 4 ) Last week, Ive received a letter from the debtor who bought the fraud loan from XXXX XXXX XXXX XXXX, XXXX signed by XXXX XXXX XXXX from NATIONS RECOVERY CENTER, INC. demands me to pay the amount of {$4700.00} that Ive never owed them. XXXX XXXX included XXXX : XXXX XXXX Nations Recovery Center, Inc. XXXX XXXX XXXX XXXX. Telephone : XXXX File XXXX I need your help to resolve this fraud created by XXXX XXXX XXXX XXXX, XXXX, XXXX AND XXXX, and NATIONS RECOVERY CENTER, INC. This has been dragged on and aggravated me for 7 years, since XXXX. Thank you and I much appreciate your help. Sincerely your,
09/18/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not disclosed as an attempt to collect	NY 10471	Web
I never received a notification of their response to my first claim which made me incapable of responding. My new complaint contains additional illegal debt collection practices1. Nations Recovery Center Explanation of my original complaint was at least 75 % lies. 2. Reason of complaint closed stated " Consumer can not resolve account and made fales claims. '' Which is incorrect and it is the Agency made false claims3. They stated I confirmed the address on file was an old address of mine when I really said I never lived their4. They made the initial call and started stated personal information before I even confirmed it was my debt and they never verified if they had the correct person when they contacted me5. Release of personal debit collection information without verifying if I was the correct person is s violation of the law as well6. It was the company that called and never stated in the beginning this is an attempt to collect debit and the call may be recorded and monitored. The person stated this 10 minutes into the call. 7. I asked for verification of debt and he stated he would not send it. because it is too much work. Since my address on file was not mine, and I never heard of this account does n't mean it is my debt because of the same last XXXX digits of my SS number. 8. He lied about laws of NY State debt collection and stated to me they will go after me 10-20 years and not correct. NY has a 7 year limit and starts from the first delinquency. 9. Since he stated he gets money from people that are XXXX from their social security income 70 % of the time after they die is not a true statement or stastatistic10.After I explained to him all of these illegal debt collection laws he violated on this XXXX phone call, he hung up right away
03/20/2017	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened to sue on too old debt	MA 01923	Web
I called Nation Recovery Center, Inc. Located at XXXX XXXX XXXX XXXX. XXXX, GA XXXX on XX/XX/XXXX. They informed me of a debt I was alledgedly sued by from a previos law firm holding said account. I do not recall this account. The party I spoke to who 's name was not clearly given to me told me I 'd have this alledged debt, from XX/XX/XXXX attached to any and all account related to my social security number. I do not recall the debt, was told I had to do something today because " there 's nothing I can do to help you wheb it leaves this office. '' I told him I do n't recall the debt from XX/XX/XXXX and that I 'm XXXX and do not have the money, nor recall being notified of the lawsuit back in XX/XX/XXXX in an attempt to collect. I was not given the oppourtunity to contest the debt and once told I was XXXX and unable to pay, if In fact I owed such debt, I could not pay it. I was given vague information regarding the debt and told it was for a " XXXX card, '' and nothing more. I was not given the initial debt holder, date of judgement, not any of the pertinent information regarding anything of use to me to verify such debt is legitimate. For all I know, this could all be made up in an attempt to get me to pay them money I do n't believe I owe, but again, I was never given the oppourtunity to contest the debt before being told it would " be attached to any and all account related to my social security number. '' I do n't understand any of this and I find that this debt collection agency to be in breach of Fair Credit Reporting Act and they used threatening tactics to get me to pay a debt I alledgedly owe.
02/22/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA XXXXX	Web
I have been for several months, since XX/XX/2017 been attempting to resolve a debt. When I started receiving phone calls I finally called original company regarding the debt who instructed to me contact XXXX XXXX XXXX XXXX First they refused to send me another notice of Debt stating they are only required by law to send me one. I advised them they sent it to the wrong address and all correspondence goes to XXXX XXXX XXXX I got tired of dealing with their customer service snarkyness, after several attempts I was finally able to reach a manager. He then sent me out the notice to my POBOX however there is nothing on the Notice of Debt to explain how to make a payment. Once again about the XX/XX/XXXX time ( which I have cell phone bills to prove it ), I called them back and stated I needed a statement, something in writing to explain how to pay the debt. The rude customer service person stated her company is not required to send out a notification explaining how to pay the debt, they only had to inform me there was one. She invited me to pay over the phone - advised not an option, told me to pay online - I informed her I needed to mail it with a money order and she still refused to send a statement with an explanation how to pay. This company fails to understand people have rights and there is a formal process in to collecting a debt. They are the most unprofessional and rudest individuals I have ever met in my entire life. I can provide notice of debt and you can see there is no information how to pay the debt.
12/19/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	OH 45342	Web
XXXX I filed a XXXX complaint against Nations Recovery ( now twice ). First time they kept taking unauthorized payments out ( triple charging my account ) and kept getting notices that I did n't pay them. It was finally resolved that they would {$0.00} my debt due to the inconvenience they were causing. I get a collections notice in XXXX from a different agency saying I owe {$140.00} on one of the accounts I should n't have to owe and the original creditor ( in XXXX ) was demanding {$390.00} for the other account I did n't have to owe on. After the resolution on the XXXX complaint I NEVER heard back from this agency. I filed another complaint in XXXX and the XXXX agent I was working with never heard from them and were not responding to communication. Today I get a voicemail from one of their agents saying he needed my address to send a refund check. I call him and he 's going around in circles, not listening to me, unwilling to understand what I was telling him. Playing recordings that I could n't even understand because they were so garbled over the phone. He used a tactic that 's appalling to just harass me. At this point Nations Recovery has caused so many problems with my XXXX and have wasted my time over and over again. They have shown their lack of professionalism and their willingness to use deceitful tactics.
08/02/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	FL 32824	Web
I received a call and letter from Nations Recovery Center on XX/XX/XXXX to collect a debt from a judgement that was vacated in XXXX XXXX 2 years ago. Previous to this call I dealt with Nations Recovery two years ago where I provided them proof that this debt was no longer owed and judgement was vacated. I also send them a cease and desist letter in regards to this debt and to no longer contact me in XX/XX/XXXX. They recently called me on XX/XX/XXXX claiming that I still owed this debt so they ignored my cease and desist notice as well as trying to get me to pay them again for a judgement that was vacated two years ago from a debt acquired in XX/XX/XXXX. I since sent them another cease and desist and proof of vacate of judgement for this debt. I continued to receive harrassing phone calls and mail correspondence for a debt that does not exist. I have suffered emotional distress and physical discomfort from these interactions with Nations Recovery Center and would like to report their harassing behavior. I have attached the notice to vacate on the refered judgment. The first letter to cease and desist and a picture of the email that acknowledged their acceptance of the notice and my second notice to cease and desist.
08/10/2017	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	NY 145XX	Web
This is my story with 'Nations Recovery Center '. Originally called on XX/XX/XXXX to inquire about a debt for XXXX XXXX '' I told them they were calling the wrong person as I had had this number for over 10 years at that point and knew no one by that name or had even met a XXXX . I told them to not contact this number again and that it was a mobile number. 15 minutes later I receive another call from them in which the hung up as soon as I said hello. I called back the number and talked to an operator who at that point said they put me on a no call list. I received two more calls in XX/XX/XXXX and XX/XX/XXXX which I either missed or blocked. Fast forward to XX/XX/XXXX and I receive another call at XXXX XXXX. I again tell the woman that she has the completely wrong number and that I 've already asked to not be contacted again, before I could get her name she hung up on me. I called back and spoke with an operator that transferred me to a supervisor. I told him the situation and he was unapologetic and said he highlighted the note in there system in red now ( really? ). Although he was reluctant I also managed to get the name of the woman that called me on XX/XX/XXXX ( XXXX XXXX ).
07/20/2017	No	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	CT 06360	Web
I received a phone call that I was unable to answer on my cell phone no voicemail was left. Then I received a phone call on my work line and a message was left regarding a " personal business matter '' and left a reference number XXXX. I called XXXX XXXX back at XXXX ext XXXX. I called her and let her know on the recorded line that I was not giving her permission to contact me at work as I do not conduct personal business while at work which is why I could n't answer my personal phone when she tried to call. I also asked her to provide proof of the debt as I do n't believe I owe anything and if there is something it has to be over 6 years which in my state would be a time barred debt. I ca n't have this company calling me at work and I did n't feel comfortable providing my personal information ( address and social security number - even the last XXXX ) if I do not owe a debt. These people should not be able to contact people 's place of employment either. She told me a letter had already been sent and she would let her " client '' know that I said to mail me something. If she is attempting to collect the debt would n't the Client be Nations Recovery?
01/18/2016	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	CA 91411	Web
I was contacted by Nations Recovery Center in XXXX XXXX in regard to a debt that was charged off in XXXX. XXXX XXXX called saying that he was collecting this debt and that I need to pay the entire debt of {$7400.00}. I requested supporting documentation to prove his firms right to collect the debt. 2 weeks passed and after my receipt of supporting documents to prove he had any right to collect the debt, he again contacted me. We had come to a verbal agreement of {$3200.00} and he was to email me a settlement letter to sign with that amount. 2 weeks passed and instead of receiving the settlement letter from XXXX XXXX, I receive an emailed settlement letter from XXXX XXXX and a XXXX XXXX CC'ed. It 's for {$5200.00} I feel the false statements by all parties named has caused a real problem. I am not sure who to believe or whether this is a real company. They may have the same dotcom but all contacts have different phone numbers and none seem to know what either is doing.
10/28/2016	No	Debt collection Credit card	Communication tactics Used obscene/profane/abusive language	CT 06790	Web
You do n't really have a category for what my complaint is. I have a payment arrangement with a debt collector and have been paying what I said I could since XX/XX/2016. Since XX/XX/XXXX things in my home/personal life have changed and I have not been able to come up with the full amount and asked for a new arrangement until tax time when I hope to pay off the balance due. I want to continue paying something but they 're not willing to work with me. My account manager with an attitude let me do a lower payment in XX/XX/XXXX and XX/XX/XXXX but told me she wo n't do it again. I find her to have an attitude and I just do n't like her. The guy ( XXXX XXXX? ) who I had originally set up the arrangement with and that is his job from what I understand since his voice mail states that that 's what he does keeps transferring me to her even when I state that I want to talk to him. I 'm stuck and frustrated and not sure if you guys can help me but I thought I would give it a try.
05/09/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	WI 535XX	Web
We are repeatedly, wrongly targeted for collections calls for an individual named XXXX XXXX. Our family has had this number for at least 14 years. We do not know XXXX XXXX. Based on an internet search, a previous phone number of his was close to our number, but he never had our number. We received these calls even when it was publicly available that he was in jail or prison. This demonstrates what little effort the collection company puts into finding the debtor. The number gets recycled and for years we have dealt with multiple recorded phone calls. It appears that the recovery companies feel no obligation to verify the currency or accuracy of the phone numbers before plugging them into their auto-dialers. Because they are recorded calls, efforts to talk to real people to correct the problem are fruitless. Over the past decades, I can honestly say that we receive more calls on our landline for XXXX XXXX than any single member of our household.
10/06/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NY 11238	Web
On XX/XX/XXXX I received a call from a woman by the name of XXXX XXXX, a representative of XXXX XXXX XXXX, a Collection firm. I was informed that I owe a debt in the amount of {$7000.00} from XX/XX/XXXX or XX/XX/XXXX- or it went into collections in XX/XX/XXXX ( per the caller ). The caller stated that I was served in the state of Georgia and in New York. I have never been served and I have never resided in Georgia. I requested that the caller send via US mail any relevant information including all signed contracts. I was informed that i would need to go to the court to look up the file I informed her that due to my XXXX I could not go to the courts to research at this time.. I was then informed that the debt will not dissolve until XX/XX/XXXX and my assets will be subject to seizure along with other threats In addition, i was informed that there are ways that my bank account or personal information could be obtained.
05/17/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	GA 30345	Web
This compliant is being sent to Nations Recovery Center in response to a listing on my credit report.Be advised this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( 8 ). I never established a contract with this company, and a bill is not a contract for an alleged debt. At this time I will also inform you that if your offices have reported invalidated information to any of the XXXX major credit bureaus ( XXXX , XXXX or XXXX ) th is action might constitute fraud under both Federal and State Laws. Which are is Violation of the following : The Fair Credit Reporting Act The Fair Debt Collection Practices Act Defamation of Character Please be advised that if collection attempts continue after receipt of this compliant, I will immediately file a complaint with the Federal Trade Commission and the Georgia Attorney Generals office.
03/01/2017	Yes	Student loan Non-federal student loan	Dealing with my lender or servicer Received bad information about my loan	GA 31707	Web
I enrolled in XXXX for XXXX term in 2010. I was told by the financial aid counselor at the time that I could use federal student aid to cover the cost of class. After classes began there was a delay in processing my student aid and so my student account was placed in negative status. After continued contact between myself and my counselor I was able to correct the issue and the money was dispersed to the University. It was at this time I was told they would not be able to use federal funds, and that I would have to cover the costs out of pocket. This after the term was actually over and I received a final grade for the course. After informing them I would be unable to as I was unemployed at the time, which was the reason for using federal aid in the first place, I was told that if I did not the account would be placed in collections and reflected in my credit report. This has been the case ever since.
06/23/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not disclosed as an attempt to collect	NY 10471	Web
Nations Recovery violated several debt collector laws. XXXX. They never verified if they had the correct person when they contacted me and gave personal debit collection information without verifying if I was the correct person. XXXX. The person never stated in the beginning this is an attempt to collect debit and the call may be recorded and monitored. The person stated this 10 minutes into the call. XXXX. I asked for verification of debt and he stated he would not send it. XXXX. He lied about laws of NY State debt collection and stated to me they will go after MD for XXXX years and not the 7 year limit since date of first delinquency. He also stated he gets money from people that are XXXX from their social security income 70 % of the time after they die. After I explained to him all of these illegal debt collection laws he violated on this XXXX phone call, he hung up right away
01/25/2018	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive enough information to verify debt	NJ 076XX	Web
I was enrolled in XXXX XXXX XXXX XXXX XXXX in XXXX in XX/XX/XXXX. I took a XXXX program for a year. I am being sued by three different debt collection agencies for over XXXX, this school did n't cost XXXX. When I ask for the original document to prove the amount I owe they have't provided it and they also state the loan is from XX/XX/XXXX. I was n't enrolled in the school in XX/XX/XXXX.They are endlessly calling me to settle a debt that I do n't owe this amount. I received {$5000.00} from the state and took out a private loan from XXXX from XXXX XXXX XXXX XXXX. I have tried to contact school but they have closed. I also tried contacting XXXX XXXX XXXX XXXX and to no avail. I do n't know what to do. Company will not forward me any info on the original loan. I was never served with papers that I was being sued or notified of a court date the judgement was just entered.
02/06/2017	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	NY 12550	Web
XXXX, XXXX, XXXX contacted my place of employment on XXXX, they then called my cell phone, there were no calls to me prior to that date. When I spoke to representative, I advised him to not contact me at work nor to call my cell phone. The individual proceeded to threaten with garnishing my wages, etc. was extremely aggressive and rude to both myself and my co-worker. When I spoke with his XXXX, he was also advised on XX/XX/2017 not to contact my place of employment or my cell phone, they were provided with an email address to utilize as a point of contact. However, they 've failed to do so and called today at approximately XXXX. Seeing that both calls were recorded, and they were advised pair the Fair Debt Collections act that when asked to cease communication via telephone, they are to comply..of which they are not ...
12/15/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WI 539XX	Web	Servicemember
XXXX from Nations Recovery Center called me at work requesting i pay a XXXX debt. I said it 's not mine and I wanted her debt collator number. she refused to give it to me. She would not give me the address to send a letter that it was not mine. not to mention she was down right rude. I have written letters to multi companies including figerhut this is not my debt. after calling them back i was contected to a person who used a fake name and a would not give me a website of there company. they all so gave me an address that i think does not belong to them. I could not find the company in any address book. Lastly he bragged that it was XXXX dollar business but let would not give me any information on this XXXX dollar business.
04/15/2015	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	NY 121XX	Web
A man called me asking for information on how to contact a " XXXX XXXX ''. The man said my name was listed as a connection for XXXX XXXX. The man on the phone did not identify himself until I asked for his name. He said he was XXXX ( XXXX? ) XXXX with Nation 's Recovery. I asked if this was some kind of emergency that he needed to reach XXXX XXXX. He said, " No. '' He did not explain what the call was in reference to, but he left a phone number to call - XXXX XXXX XXXX XXXX, ext XXXX. My phone shows that XXXX XXXX call actually came from ( XXXX ) XXXX, Wednesday XXXX. XXXX, at XXXX. I believe this call breaks several laws concerning debt collection and I want to file a complaint.
06/21/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	MN 559XX	Web
We owed XXXX XXXX {$500.00} ; XXXX XXXX XXXX filed and obtained default judgment in XXXX XXXX Texas for {$5500.00} ; higher than the debt owed ; payments made were not included in XX/XX/XXXX. Now Nations Recovery Center in XXXX GA is threatening to garnish wages on XX/XX/XXXX for {$9400.00} and wants 25 % paid now which would be {$2300.00} or they will garnish my wages. This judgment is out of state and no longer on our credit report. We are not paying money again ; they would simply not count it and come after us for a higher amount ; numerous complaints on the web against Nations Recovery Center in XXXX GA. Complaints filed with FTC and XXXX Attorney General.
08/29/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	KY 424XX	Web
OnXX/XX/XXXX, I received a phone call from a man saying his name was XXXX XXXX from Nations Recovery Center. He said there was a judgment against me, and to contact him to set up payments. He tried to say that this was not the first time that he had contacted me, but i have received no letters, no voicemails, and there are no judgments against me showing on my credit report. As far as I know, there was no attempt ever made to contact me about money owed. He said that they were trying to resolve this as privately as possible, but if i didn'r respond, then it would complicate things. To me, this sounds like a threat to release my private information.
04/12/2016	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted me after I asked not to	PA 152XX	Web
A man by the name of XXXX XXXX, who said he is a professional debt collector from Nations Recovery Center, is repeatedly calling me on my work phone, and my cell phone number. He calls from various numbers and extensions. I find this man to be disturbingly harrassing. At first when he called, he did n't leave the nature/name of the debt in which he says that I owe. Now he 's saying its regarding a XXXX XXXX XXXX. I have asked this person time and again to not call my place of employment, but he still does it. Please do something to stop this harrassment, or I could get terminated from my job, which is causing me undue stress. Thank you.
05/21/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not disclosed as an attempt to collect	VA 22407	Web
I have been contacted by a collection agency that never leaves a reference number. I have always had to call them back. Most of the time I get the same collection 's rep, who always says she always leaves a reference number and if I ca n't give her a number, she ca n't assist me.. Once I got another rep. I gave my address. She said the issue had been solved. The agency continued to call. I do n't know who I could owe. I would hate the debt to grow because of non-payment. How can I get information on who I may owe without having information and without giving someone I do not know my personal information?
04/24/2019	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	PA 165XX	Web
XXXX XXXX at extension XXXX called my work the phone was answered by another associate who reported he was rude and asked why she was afraid to tell him her name. The associate repeatedly told him that he was not allowed to call my employer he pressed the issue until my manager got involved. I am not 100 percent sure if this is about a credit card I have been harassed for 15 years for a debt I don't know of. I have been in good standing with my bills for 15 years and I have had numerous calls from numerous sources none of which can tell me who the original owner of the debt is.
03/23/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	GA 30043	Web
Nations Recovery Center XXXX is trying to collect from me a judgement they say I owe from 2007 in the amount of {$1000.00}. I signed a consent judgement and paid directly to XXXX XXXX XXXX XXXX XXXX, XXXX in the amount of {$780.00}. I sent a letter to Nations Recovery stating this exact information and they in return send me a copy of the consent judgement. They have not sent any proof from XXXX XXXX XXXX. I feel they are pulling information from XXXX XXXX online court system and trying to fraudulently trying to collect money from me.
11/07/2016	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	AZ XXXXX	Web
Debts were incurred to XXXX around 15 years ago. The total claimed is around {$41000.00}. The debt has never been affirmed or refreshed. To the best of my knowledge, no judgment was ever obtained. Even to the extent that it had, then it would have expired long ago. However, the company ( national recovery center, inc. ) is now attempting to collect this debt. ( note, i submitted an earlier complaint against National Recovery. that name was incorrect, and this complaint corrects that mistake ).
08/31/2018	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	KY 424XX	Web
I was contacted by Nations Recovery, trying to collect on a debt that they said was taken out with XXXX. The loan would have to be at least 15 years old, since XXXX closed their office in the town i live in at least 15 years ago. This debt has not been on my credit report for at least 5 years, which is when i started using the XXXX XXXX app. I don't have any documentation showing when the loan was taken out, and feel like it is outside the statute of limitations for Kentucky.
07/17/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NJ 07302	Web
This company has contacted my employer regarding an unknown debt, claiming a collection on an unknown judgement. This appears to be fraud I have not received notice or been served to report to fight any civil claim. They repeatedly call my phone. Nations Recovery Center XXXX XXXX XXXX XXXX . The name the company mentions. Their actions are illegal. Last call was : XXXX - XXXX -17 @ XXXX est Thursday XXXX / XXXX /17 XXXX
08/19/2017	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	NJ 07036	Web
Debt company trying to collect the debt which has any right to do so. Same debt previously has been tried to be collected by multipple different companies, with each of them failing to validate the debt or prooving to be the rightfull executor of the debt. Letters of validation, as well of cessing any communication will be send to the collector. If company will still harass me in any way, I wo n't hessitate to take legal actions against them.
09/24/2015	Yes	Debt collection Auto	Communication tactics Frequent or repeated calls	CA XXXXX	Web
called my office phone left voice mail XXXX/XXXX/15. I asked them to send letter in the mail not call my office. They are trying to threaten they will take legal action on a debtthat the statute of limitations has expired 3 years ago. They said we do n't care about the law we will collect from youand sue you. I would like to let them know they can not sue mefor the debt bylaw or report it to XXXX, XXXX, XXXX. I know my rights.
02/13/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	GA 30327	Web
Called me on my cell phone at work. Told me that his client had identified a debt under my name and social and he was calling to collect. He asked me to give him my social security number to confirm. I refused to give him my social. He gave me XXXX digits and asked if it was the last XXXX digits of my social. I told him that it was not my debt and that he should not be calling me during working hours. He hung up on me.
12/14/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	PA 19145	Web	Older American
My wife and I have received phone calls from nations recovery center in. XXXX georgia # XXXX. A XXXX XXXX asks for someone with a somewhat similar name to my wife 's and also our address and the last XXXX of her social. Even though she has assured him she is not the person he is looking for the calls persist. I asked to speak to a supervised but have not wpreceived a return call to date.
05/04/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NY 11729	Web
XX/XX/2018 - I received a call at work asking for me under my name maiden name. Quickly I responded and said there is no one under that name. I check my credit report because I don't want any surprises, I noticed they were seeking my information. I find that this debt collection agency to be in breach of FDCPA, prohibits debt collection calls to your job.
05/23/2015	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	TX 78247	Web
They left a message on a voicemail that clearly states many people use it. They left my full name & said they were attempting to collect a debt. I have no idea how many people heard this message, but XXXX of my friends have now told me about it. This is a Google voice mailbox and they have saved the recording in case it is needed later.
11/06/2016	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	AZ 85286	Web
Debts were incurred to XXXX around 15 years ago. The total claimed is around {$41000.00}. The debt has never been affirmed or refreshed. To the best of my knowledge, no judgment was ever obtained. Even to the extent that it had, then it would have expired long ago. However, the company ( XXXX. ) is now attempting to collect this debt.
12/08/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	AZ 85750	Web
Nations Recovery Center did not notify the credit reporting agencies after I settled with them on XXXX XXXX, 2015. I am looking to refinance my car and because they did not report payment to the agencies, my credit has not improved. Today 's date is XXXX XXXX, 2015. I have repeatedly called them and they just leave my call on hold.
07/04/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MD XXXXX	Web
Received collection letter dated XX/XX/2017 from Nations Recovery Center Inc about a debt for XXXX for {$14000.00} last four digits on letter are XXXX. I do n't owe any money to XXXX I do n't know what this account is about it just popped up in my mailbox out of the blue. I did not apply to any accounts with XXXX.
10/13/2017	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	NJ 07304	Web
The company repeatedly refuses to send requested paperwork proving there is a debt. Gentleman keeps laughing and making veiled threats : '' " We already KNOW where you ARE!!! '' and " You 'd BETTER do a property search on your name and social security number! HAHAHAHA! '' and then hangs up.
06/13/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	OH 45230	Web
This company is trying to collect a debt from the wrong person and we have informed them of this. The company is Nation Recover Center. Their phone number is XXXX XXXX XXXX . They have been calling once or twice a day for approx 10 days. This number is now on our call block.a
08/12/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NY 117XX	Web
A company called nations recovery call me often every time I answer they hang up never telling me a thing, when I call them back to find out information they hang up on me. I want them to stop calling me. I have no idea what they want. the number they call from is XXXX
08/15/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	GA 30223	Web
Nations Recovery Center keeps calling my home from different phone numbers. I told them to stop calling. They have called from at least XXXX numbers : XXXX and XXXX. When I told them to stop calling they were rude and said they would increase the calls.
05/01/2017	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	LA 70471	Web
I have been receiving calls for several years from Nations Recovery Cente r , Inc. XXXX . XXXX XXXX , XXXX GA, XXXX , XXXX , about a debt that I do not owe. I have repeatedly asked them to remove my number from their list yet the still call.
07/02/2015	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	GA 305XX	Web
Nations Recovery has contacted my place of employment three times since I asked them not to do so in XX/XX/XXXX. I work at a call center and they have called our customer service line and asked another CSR to speak to me.
02/09/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	MI 48234	Web
in XX/XX/2019 the amount of XXXX in a cashier checks settlement was paid to Nations Recovery Center apparently im just finding out this company didnt even own this account
03/17/2017	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	NY 10314	Web
I received a letter from National Recovery Center , Inc stating that I own over {$28000.00}, It may be for a credit card. I do n't have credit cards for the last 15 years.
04/14/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	IN 46835	Web
XXXX KEEPS TRYING TO COLLECT APPLIED BANKS BUSINESS CARD AND IS REFUSING TO REMOVE ITS TRADELINE FROM MY EXPERIAN CREDIT REPORT IN VIOLATION OF FCRA, FDCPA AND TCPA.
04/20/2017	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	IL 60714	Web
Nations Recovery Center keeps calling my elderly parents and scaring them with debt that I might owe. they are not providing information but calling and hanging up
06/17/2015	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted me after I asked not to	PA 190XX	Web
On first contact, I informed representative I could not have these calls at work. He continues to call on a regular basis.
05/07/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	GA 30269	Web	Older American

06/19/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	WI 54956	Web

02/06/2018	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	FL 33710	Web

01/30/2018	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NJ 07102	Phone

01/18/2018	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NV 89123	Web

12/27/2017	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NY 14543	Web

12/16/2017	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	IL 60443	Web

12/06/2017	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted your employer	NY 13166	Referral

08/07/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NJ 08723	Phone

07/27/2017	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	KY 40356	Web	Older American

07/26/2017	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	TN 37211	Web

06/26/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	DC 20001	Web

06/20/2017	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 10459	Postal mail

05/16/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30331	Web

03/24/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33470	Postal mail

03/14/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MD 20886	Postal mail

02/06/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	NJ 07601	Referral

01/24/2017	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	RI 02906	Web

01/23/2017	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted me after I asked not to	FL 32827	Web

12/16/2016	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	NY 11375	Web

12/15/2016	Yes	Debt collection Credit card	Disclosure verification of debt Not disclosed as an attempt to collect	PA 19083	Web

10/21/2016	No	Debt collection I do not know	Communication tactics Frequent or repeated calls	SC 29419	Phone	Servicemember

10/06/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	MA 02151	Phone

09/20/2016	No	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	GA 30004	Web

07/26/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 14626	Referral

05/26/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	FL 33510	Referral

03/30/2016	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NH 03307	Web

03/07/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	GA 30009	Web

03/02/2016	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	NY 13209	Postal mail	Older American

02/10/2016	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 96080	Web

01/11/2016	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	DE 19709	Web

12/23/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	NY 14103	Web	Servicemember

11/03/2015	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened to sue on too old debt	NJ 07205	Web	Servicemember

10/23/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NC 27513	Web	Servicemember

10/14/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	AR 72204	Phone

09/04/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 10032	Referral

07/01/2015	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	PA 18630	Phone

05/14/2015	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	FL 34953	Web	Older American, Servicemember

05/05/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	IL 60193	Phone	Older American

05/01/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	PA 19027	Web

04/07/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	KY 41042	Web	Servicemember

03/16/2015	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	GA 30286	Web

03/13/2015	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened to sue on too old debt	CA 9454-	Web

03/12/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NC 28226	Phone	Older American

03/12/2015	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	PA 16117	Web

03/04/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	CA 92102	Phone	Older American

03/03/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 08722	Web

01/22/2015	Yes	Debt collection I do not know	Communication tactics Used obscene/profane/abusive language	MA 02330	Web

01/21/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Seized/Attempted to seize property	VA 20176	Web

01/21/2015	Yes	Credit card	Unsolicited issuance of credit card	NE 69361	Web	Servicemember

01/19/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CT 06280	Web

12/19/2014	Yes	Debt collection Credit card	Communication tactics Used obscene/profane/abusive language	CA 92653	Web

11/30/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	IL 60445	Web

08/12/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 94538	Web

07/22/2014	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	NY 11801	Web

07/21/2014	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	AZ 85365	Web	Older American

06/27/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	NC 28269	Web	Servicemember

06/21/2014	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	TN 37874	Web

06/07/2014	No	Debt collection Credit card	Communication tactics Threatened to take legal action	PA 15146	Web

06/06/2014	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 95762	Web

05/29/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 95010	Postal mail

05/19/2014	Yes	Debt collection I do not know	Communication tactics Used obscene/profane/abusive language	CO 80823	Phone

05/06/2014	Yes	Debt collection Credit card	Communication tactics Used obscene/profane/abusive language	IL 60429	Web	Servicemember

05/05/2014	No	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	AL 35126	Web

04/28/2014	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11040	Phone	Older American, Servicemember

04/17/2014	Yes	Debt collection I do not know	Communication tactics Used obscene/profane/abusive language	GA 30041	Web

04/01/2014	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	TX 76002	Web

03/27/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 10452	Referral

03/25/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 91607	Postal mail

03/20/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	TX 77396	Web

03/07/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 22043	Web

03/07/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	VA 20112	Phone

03/04/2014	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	AL 36117	Web

02/28/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	WV 25043	Postal mail	Older American

02/27/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted employer after asked not to	WA 98424	Web

02/05/2014	No	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	DE 19804	Web

01/26/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	IL 60621	Web

01/20/2014	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	NJ 08540	Web

01/04/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NV 89014	Web

01/03/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not disclosed as an attempt to collect	TX 75287	Web

12/26/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IL 60621	Referral

12/19/2013	No	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	KS 67206	Web	Older American

11/06/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	GA 30252	Web	Servicemember

09/15/2013	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	AZ 85022	Web

09/11/2013	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt was paid	IL 60402	Web

08/27/2013	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	KY 42167	Web

08/26/2013	No	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	CA 92543	Referral

08/07/2013	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt is not mine	ID 46619	Phone	Older American