National Management Recovery Corp. (NMRC) CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
08/24/2020	Yes	Debt collection Payday loan debt	Communication tactics Used obscene, profane, or other abusive language	TX XXXXX	Web
I would like XXXX XXXX XXXX to give me a chance...I did take a loan out with XXXX XXXX XXXX in the form of an online installment loan in the month of XX/XX/XXXX...On XX/XX/XXXX I made a payment of $XXXX...Then I got behind in loan payments...I received no written correspondence from XXXX XXXX XXXX then today XX/XX/XXXX I received the details I am sending you now two phone calls that upset me greatly....I am having financial difficulties and I have also been XXXX XXXX...My own mother XXXX XXXX XXXX XXXX and thank goodness is better and she is XXXX years old...I myself have been XXXX XXXX for a number of reasons...I am already a person with a XXXX XXXX and I do work part time to supplement my XXXX income...XXXX XXXX XXXX showed me no mercy no care no consideration and did not give me a chance...I received no written correspondence then today I received the nasty phone calls that I share in detail in this message...I ask that you read this message in it's entirety and I ask XXXX XXXX XXXX to cease and desist predatory collection practices that only add to my stress levels...I ask that XXXX XXXX XXXX apologize to me in writing for attempting to use fear mongering through so called locator services and bullying tactics used by both XXXX XXXX XXXX and a claims office that refuses to provide me their physical address for correspondence...My voice was systemically and categorically silenced by XXXX XXXX XXXX XXXX who refused me my basic right to get on a payment plan. The records show that as of today XX/XX/XXXX that XXXX XXXX XXXX refused to accept my bank card details with my offer of a very small payment of 3.00 dollars until next month to show that I am not a fraud...XXXX XXXX XXXX also refused those details as did the claims company...I am refusing to accept any papers from a claims company I know nothing about a claims company that refuses to provide me with due process such as their physical address for correspondence....The records show that this claims company refused me those details...I ask XXXX XXXX XXXX to cease and desist predatory collection practices by selling my loan off to bullies who use threatening speech and intimidation tactics to force money out of me that I do not have...The stoop so low as to falsely accuse me of breach of contract and fraud...The records show that XXXX XXXX XXXX has systemically and categorically refused to work with me time and time again...Kindly read the detailed report below that I also sent to the Attorney General's office here in Texas... On XX/XX/XXXX I took out an XXXX XXXX XXXX Online Installment Loan...In the amount of $XXXX...On XX/XX/XXXX I made a payment of $XXXX...I did get behind in payments...I received a phone call today from XXXX a woman stated she was a locator paid to serve me claim papers...She told me to call this number XXXX which I was told is a claims office I spoke to XXXX XXXX who refused to provide me an address for this Claims Office...I never received any written correspondence prior to these phone calls today... XXXX XXXX XXXX at Corporate told me they sold my loan to XXXX XXXX XXXX that my account is restricted and XXXX XXXX XXXX refused to accept my modest payment...Until I can get on a better payment plan...I was given the phone number for XXXX XXXX XXXX at XXXX who refused to accept my bank card details and small payment to show I am not a fraud...I was then told to contact this claims office where I spoke to a Dan Williams who refused to provide me their Claims Office address...That phone number where I spoke to XXXX XXXX is 1XXXX the claim number I was given is: XXXX-XXXX XXXX XXXX XXXX refused to look up my loan under the loan number I was instructed to provide them by XXXX XXXX XXXX which is: XXXX...I would like to report this as Fraud on the Part of XXXX XXXX XXXX for not following the proper procedures to act in a reasonable manner to afford me a chance to repay this loan on a payment plan...Bullying tactics were used and threatening speech was used by both XXXX XXXX XXXX and XXXX XXXX at the Claims Office which I have no idea if it even exists... More details Today Monday XX/XX/XXXX after XXXX XXXX in the afternoon...I contacted XXXX XXXX XXXX on their corporate phone number which is XXXX to inquire as to why the phone number that XXXX XXXX XXXX provides on my credit bureau report is not a working phone number...You see the loan I took out with XXXX XXXX XXXX is an existing loan that I do indeed owe to XXXX XXXX XXXX...I asked XXXX XXXX XXXX to kindly provide me with a copy of any and all correspondence they sent my way since I took out my loan with them...XXXX XXXX XXXX refused me this request and stated that "they do not take adversarial action against borrowers"...XXXX XXXX XXXX proceeded to transfer me to their Agency department where I spoke to a woman named XXXX who confirmed that XXXX XXXX XXXX has my current and up to date physical address but not my Post Office Box Mailing Address...I offered to update my current mailing address and XXXX XXXX XXXX refused to update my address...XXXX confirmed that XXXX XXXX XXXX sold my loan to XXXX XXXX XXXX...XXXX told me she is aware that XXXX XXXX XXXX is known for using tactics such as having a so called locator service person call the borrower acting like they are trying to find the borrower and then having the borrower call a so called claims office that in reality does not exist...XXXX confirmed this...I said XXXX since XXXX XXXX XXXX is aware of these underhanded intimidation tactics used by XXXX XXXX XXXX why in hell would you retain companies like these...XXXX stated she did not care...I just spoke to XXXX XXXX who is the manager for XXXX XXXX XXXX and who handles OCCC complaints like these...XXXX XXXX told me the original loan amount that I took out with XXXX XXXX XXXX on XX/XX/XXXX was for $XXXX that due to their very high fees the actual loan amount that I would have to repay was more than double $XXXX...I made a payment of $XXXX which means that I would owe XXXX XXXX XXXX a total of $XXXX in the original amount owed plus the high fees and interest rates...XXXX XXXX states that XXXX XXXX XXXX sold my loan to XXXX XXXX XXXX in an attempt to collect from me the borrower a total of $XXXX...XXXX XXXX stated that she XXXX XXXX XXXX is a law firm and that she will ask XXXX XXXX XXXX to cease and desist collection activities with me and to cease and desist using these intimidation tactics to get me to repay this exorbitant loan amount...XXXX XXXX told me that XXXX XXXX XXXX does not allow XXXX XXXX to pursue legal action against their borrowers...I told XXXX XXXX that is exactly what XXXX XXXX did to me was threaten me with legal action with a so called claim and claim number which I provided in my previous details...I asked XXXX XXXX would she be willing to put in writing what she told me she refused...I stated that I would like a written apology from XXXX XXXX XXXX for these underhanded profane tactics over a XXXX XXXX dollar loan with exorbitant greedy fees and interest rates attached a small loan that I already paid almost half of in the amount of $XXXX...I said this is vile and pure evil disgusting and an example of greed found here in America called American Greed...I said this matter should be investigated for all borrowers not just borrowers like myself who find themselves in need of a small loan only to face criminal intimidation tactics and psychological warfare found in the abuse of legal terms and legal language so as to instill fear in me...Also known as fear mongering...All those tactics do is serve to incite in borrowers like me angry responses...I would like to seek compensation from XXXX XXXX XXXX for time lost from my part time job...I was so upset by Friday's phone calls that I could not work on Friday after those calls were made and while I did work on Saturday...On Sunday I was so exhausted and traumatized by those phone calls that I had to rest all day Sunday...I would like to seek compensation for the psychological pain and suffering caused me from this grueling horrible experience...XXXX XXXX XXXX told me the only letter they sent me was back in XXXX stating they sold my loan to XXXX XXXX XXXX a letter I never got...I was sure to provide XXXX XXXX at XXXX XXXX XXXX my current mailing address and she confirmed for me that she does have my current physical address...This kind of abuse of borrowers has to be stopped this is disgusting...America's corporate greed is way out of control and the fallout is massive...People's lives are destroyed wholesale and if I were an elderly lady I could have dropped dead from a XXXX XXXX or if I was seriously depressed become XXXX as what was done in my case could have triggered a trauma based response in me so as to cause my XXXX XXXX to be compromised which could have set me up to become XXXX...I want all borrowers to be looked into who borrowed from XXXX XXXX XXXX who got behind like I did to see how they are doing and did any die from a XXXX XXXX or from XXXX...This is very serious...My XXXX XXXX has suffered as a direct result of what XXXX XXXX XXXX put borrowers like me through via vile collection law firms such as XXXX XXXX XXXX... Respectfully Submitted, By Ms. XXXX XXXX XXXX
05/18/2020	No	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	OH 43402	Web
On XX/XX/2020 at XXXX I received a call from the number XXXX and a male who identified himself as XXXX XXXX stated that he was from " location services '' and was looking to locate me. He knew my name and address. He gave me a phone number and case number for company named " XXXX XXXX '' He would not give me an address or any other identifying information. I was directed to call XXXX XXXX to " find out what's going on ''. He was cordial and straight forward during that phone call. I was unable to call the company at the time as I was working, and " XXXX '' called my phone 4 more times between XXXX and XXXX XXXX. I answered the final call, and he answered with " What's going on, What do you think you are doing? '' this is paraphrased as my memory is not perfect. I explained that I would not be making any transactions without written documentation, and would call the company when I was finished working. He was not polite during this phone call, and angrily stated that he had given me a chance, and would be on his way to " serve me documents ''. I told him " fine '', and he then stated " Good luck in court! '' and there was the sound of a phone slamming down. I did call the company identified as a XXXX XXXX but was a little flustered, and do not recall who I spoke to there. The number I called was XXXX and a female answered the phone. She knew my name and social security number. She stated that they had hired a location company to find me, and that my case was in " mediation ''. I informed her of the interaction with the man who was in contact with me. I informed her that there would be no exchange of money or transactions without written proof of this debt, and their right to collect on it. She stated the name of the original creditor, and stated that it had gone to a different collection agency, and then was sent to them for collection. She claimed that there were charges against me, and wanted to know if I would voluntarily " take care of this today. '' I again stated that I would not be making any agreements until I was sent written documentation of their ability to collect the debt. She again explained that I would get that with this " documentation that this man would be delivering '', but then it would be too late, and I would need to go to court. I again refused to give any financial information, and requested information to be sent out via mail. She then also said " Good luck in court. '' and there was another sound of slamming down the phone. This is the second time I have experienced this, although I fell for the first one, and paid them because I was uninformed. I have heard many stories like this since. I am still not convinced that someone will not show up at my house. I don't know whether or not the debt is valid because I was refused documentation. I do however, know how lawsuits for debt generally work, and they don't happen in the way that this went down.
08/26/2019	No	Payday loan, title loan, or personal loan Installment loan	Problem with the payoff process at the end of the loan	CA 95747	Web
I have been attempting to resolve the situation listed below since XX/XX/2019. I have worked with legal representation for National Management Recovery Corporation ( NMRC ) through a company called XXXX XXXX and was promised resolution but the issue is still open. History and details of issue : On XX/XX/2019 I was contacted by a local phone number that actually belongs to my city police department. The caller informed me that she works for the XXXX, California Police Department and she was trying to verify my location so that she can have me served with court documents. When I stated I did not know who would be suing me, she gave me the name of the law firm, XXXX XXXX XXXX at XXXX and said that I have an hour before my papers were served. When I called the number above, I was told that they were a law office and that I had a lawsuit against me for fraud and embezzlement and that I had one hour to pay the debt in full or they would contact my employer letting them know I had committed fraud. I agreed to pay the {$5700.00} on my credit card, which included a {$150.00} charge to rescind the court filing paperwork. After I paid charge I began to believe the claims were untrue so I returned the call I had received from the local police department which is when I discovered that my police department had not been involved at all and that it is possible for these scammers to tap into local authority 's phone banks to begin the scare tactics and send the consumer to the false legal firm. I then called back the company and was told they are actually a collection agency called " XXXX XXXX '' and that their parent company is " National Management Recovery Corporation. I spoke to a XXXX XXXX and a XXXX XXXX, both of which used vile and insulting language, and denied they committed fraud by impersonating a police officer and an attorney. All the while I told them I was trying to determine the legal nature of their collection practices. I have been since contacted by an XXXX XXXX, legal counsel that represents XXXX XXXX which represents NMRC. Mr. XXXX informed me that NMRC was utilizing illegal debt collection practices and that my account should not have been in a status to be collected. Mr. XXXX and I agreed I would dispute the fraudulently collected charge of {$5700.00} to ensure the charge was removed from my credit card. However, I have now been unable to contact representation at XXXX XXXX to successfully resolve the issue. This situation is nearly three months old and I will continue to escalate to all available agencies to put a stop to the illegal collection practices.
01/11/2018	No	Debt collection Payday loan debt	False statements or representation Impersonated attorney, law enforcement, or government official	CA 91402	Web
I received a call on XX/XX/2017 from XXXX XXXX County from XXXX stating there was some type of warrant against me and for me to call the number XXXX. I called the number and spoke to XXXX XXXX. She claim she was with the district attorneys and asked if I had received notification or served with some papers, I told her no and then asked what it was in regarding, and she said it was from XXXX XXXX XXXX and that I owed the amount about {$4000.00} when I only took a loan for {$2500.00}. XXXX XXXX asks why I have not made payment on the loan. I told her the amounts were too much for me to pay. She asked me to pay {$420.00} so, they would not proceed to take action against me, she had all of my information as my address and email address, and she repeated to me to verify including my social security number. I put {$420.00} in my XXXX XXXX Debit card, she was able to take the amount the next day, and then she said the remaining balance for the XX/XX/XXXX is {$3000.00} and some dollars. She then said she was going to send me an email ; XXXX XXXX never did. When I asked her about the receipt, she stated that they do not send out receipts and I can check on my bank electronic payments. I made a payment arrangement so, she can take {$500.00}, and she said she can take {$600.00} and some for the next three months and I hung up with her. This did not seem right. I realize afterwards, ( from the FTC board ), collection agencies are not to threaten consumers with lawsuits or imprisonment. The part that really made me think about what happened, when someone from XXXX XXXX County calling me that I have a warrant. I filed a complaint with XXXX regarding XXXX XXXX XXXX and XXXX denied my claim. I had talked to consumer affairs and told I would have to take them to small claims. I request from XXXX, the denial letter, and it looks, as though a third party Called XXXX XXXX was the one who collected the money from my debit XXXX. They tried to contact me because I refused to put more money on my debit card but manage to take {$370.00} from my debit card. The person who called ( XXXX XXXX or someone ) left a message it seems you are trying to deceive us by not making your payment. Which I am not sure if I had erased the message or what. Collection agencies should not threaten consumers and use County
04/04/2018	No	Debt collection Payday loan debt	False statements or representation Impersonated attorney, law enforcement, or government official	CA XXXXX	Web
Last year in XX/XX/2017, someone called me from the XXXX XXXX County Office ( XXXX ) and informed me that I have a warrant for my arrest. She told me to call ( XXXX ). I spoke to a woman who called herself Investigator XXXX from XXXX XXXX XXXX. She told me this was the District Attorneys Office in XXXX and it was regarding their client XXXX XXXX XXXX. In order for them to stop proceedings to have me served with court papers, I need to make payment arrangements with them that day. She had called on my cell phone while I was at work. Under duress, I gave XXXX XXXX my credit card information. I asked for a receipt, which I was told, that she was to email me. That never happened ; I looked at my XXXX statement and {$420.00} and the following month {$320.00} was withdrawal from XXXX XXXX ( aka NATIONAL MANAGEMENT RECOVERY CORP ). I have never heard of this company until they came on my statement. My oral conversation was with XXXX XXXX XXXX, and never XXXX XXXX. I had written a complaint before about this company. They replied and claimed my allegation was false. After reading some of the complaints from XXXX XXXX XXXX ( XXXX ) regarding National Management Recovery Corp, some of the complaints are similar to incident I had went through with them. I have never given my credit card information to XXXX XXXX, or National Management. I spoke to one person from XXXX XXXX XXXX named Investigator XXXX that has a XXXX prefix. Since XXXX XXXX office is in XXXX XXXX Florida, and XXXX XXXX XXXX number was based in XXXX, how did I call XXXX XXXX ( National Management Recovery Corp ) from a XXXX prefix when they are based in Florida? How did they get credit card information, and I have never spoken to anyone from their office? XXXX XXXX claims they never utilize tactics I had mentioned, yet they have falsified, misrepresented themselves ( XXXX XXXX XXXX ) threaten me with a warrant ( Investigator XXXX w/ XXXX XXXX XXXX ) unauthorized withdrawal from my debit card, and claim to be another company. I filed complaints with the XXXX in Florida ( Case # XXXX ) with the Attorney Generals office in Florida, and The Florida Office of Financial ( Case # XXXX ). I hope something can be done. They are scam artists and need to be stopped.
07/28/2021	Yes	Debt collection Payday loan debt	False statements or representation Impersonated attorney, law enforcement, or government official	TX 77057	Web	Servicemember
On XX/XX/XXXX National Management Recovery Corporation called my last employer, XXXX and told the XXXX I was going to be charged with electronic check fraud and they would be there to serve me immediately if I didnt pay in full. They left the number XXXX and case number XXXX. They represented themselves as a law office and provided a number as well as a case number. When I called the number they told me a debt had been turned over to them by XXXX and the state would be prosecuting me for fraud as well as their attorney would be suing me. They repeatedly told me I would be prosecuted and held accountable for the fraud I committed. When I asked for names and addresses they refused to provide me with additional information. I requested proof of the debt and the threats they were making or anything in writing to help eradicate the matter and was told there was nothing that could be done but pay in full. They made multiple threats to attach additional fees if I didnt pay in full immediately that same day XX/XX/XXXX. They have since then called multiple people telling them this. I havent committed any fraud I repeatedly asked for proof and to be sent of what they were saying and was told I couldnt be helped. Luckily, my last employer records all calls so I can get recordings of the call if need be. This company is violating FDCPA rules and regulations and multiple complaints have been filed against them with the XXXX. Businesses like this shouldnt be allowed to operate without penalty. I cant undue the lies they keep telling my ex coworkers and different family members they have called. I have told them repeatedly to stop calling. They refuse just as I refuse to pay a debt Im not responsible for. On XX/XX/XXXX I finally found out the name of the actual company who had been calling making the threats. XXXX sent an email stating my debt had been sold to National Management Recovery Corporation on XX/XX/XXXX. This company repeatedly denies that it is them making the threats by saying its another company but no other company would have the data to quote the loan amount that remained. Not to mention the threats began not even a week after the debt was sold. This is illegal and something has to be done.
03/04/2021	Yes	Debt collection Payday loan debt	False statements or representation Impersonated attorney, law enforcement, or government official	CA 95758	Web
I am working from home and received a call from my phone/extension number from my physical work station : XXXX on XX/XX/XXXX. I answered and was informed that there were officers at my office to serve me for an outstanding debt. Since the call came from my extension at work I believed they were standing at my desk, which can only be accessed by badge entry, however I was not notified by any one from work of this activity. I was embarrassed and mortified that there might be officers at my work serving me papers for a lawsuit. The person that called me from my work number gave me the phone number XXXX and case number XXXX to call. I called XXXX and gave the case ID # XXXX and was informed that I am in the process of being sued and that officers were sent to my work to serve me with a warrant for an outstanding debt from XXXX XXXX and was advised that I could stop the proceedings by paying the debt. I felt extremely embarrassed by the situation and I did not want to go through the humiliation of officers going to my work place again. I used our rent money to pay off the total of {$850.00} that was being collected from me for a payday loan I defaulted on in XXXX because my husband was unemployed. The cost included the loan balance, the cost of the officers sent to my office and the legal costs accrued. The original loan amount was for {$250.00} and the outstanding balance was {$290.00} I believed everything they told me and I do not believe their tactics to collect the debt were legal or ethical. They used intimidating and humiliating tactics that should not be used. It is bad enough that my credit score has suffered for unpaid debts, but NMRC Collections completely crossed the line. I never received any confirmation from my work that anyone was at my desk on XX/XX/XXXX and if no one was there, then someone cloned my work phone number to make me believe the situation they described to me in order to intimidate me into paying an outstanding debt! I did not receive notice from NMRC that they were collecting a debt from me in writing either.
05/27/2020	No	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	UT 84044	Web
In XX/XX/2019 I called XXXX XXXX XXXX and asked to set up payment arrangements. I had gotten behind and want to get this paid off. He told me that he could not do that I would have to contact a collection agency but did not give me information. He then charged my account {$140.00}. I have had a guy call different work locations I do not work at and keep asking employees information about me even though he was told by the store manager to not call again and that we do not answer questions about employees all verification have A strict policy. He called from XXXX he then proceeds to call another location and same thing is advised to stop calling that I am not in these store no information would be given per policy. I then call his number to figure out what this is and it sends me straight to voice mail and says hang up do not leave message this is an investigation department. I tried texting number to stop contacting my references and work and that I do not know what this is about but to stop contacting them. He has called my employer and family saying if I do not call back immediately and provide a claim number he is on his way to my employer to serve me documents. Today is the first day I was given a valid number and even the name of the company XXXX XXXX XXXX. It's never been provided and I thought he was a scammer because I can not call him back but he keeps calling my work and family. Today I called a number that was left and I asked the lady to stop having people call my work and family that I can set up payments and she informed me I can only stop the calls to my job at locations, that I'm not even working at and my family is by paying over XXXX in full and that I am committing fraud by defaulting contract even though I've made plenty of payments and also tried to set up arrangements was told I can not then charged anyway. She said that it was my intent not to pay off balance and that she will not stop the harrassment unless I pay in full.
09/18/2020	No	Debt collection Payday loan debt	False statements or representation Told you not to respond to a lawsuit they filed against you	TX 75149	Web
I recieved a voicemail on XX/XX/2020 at XXXX from a restricted phone number that stated " hello, XXXX. My name is XXXX XXXX maam contacting you once again now you case number being filed out of XXXX County ive reached out to you several times ( im assuming restricted ) maam over the last few days all correspondence has been ignored youve left me no choice but to forfeit your legal rights and proceed to have you located. We have now verified you commercial as well as several residential locations. Im just saying ms XXXX you still have the legal right to contact the office processing your case prior to the order of location being released. I will provide information to that office once again so there's no way for you to state you did not have prior knowledge to this matter. The number provided to that legal office is XXXX again maam you will need to provide case number XXXX. This is considered your final legal notification by phone and XXXX XXXX you will be located unless im instructed otherwise. '' I called that number at XXXX XX/XX/XXXX and was told that I could pay XXXX or pay ( if memory is correct ) almost XXXX dollars in fees and i had also informed her that no one has tried to contact me and if they had it had been restricted. I also told her to take it out at XXXX and they attempted to take it out at XXXX XX/XX/2020. I later recieved a phone call from a restricted number yet again at XXXX XX/XX/2020 about the attempt from the " search party '' saying that my file ended up back on her desk. So I then asked the name of the company and she said " XXXX '' i then later checked my account and the name said XXXX. I later went to the XXXX XXXX XXXX website to get information and it stated that my debit went to the XXXX XXXX National Management Recovery Corporation and i called them at XXXX. They processed to inform me that it was sent to another company called XXXX XXXX with whom I have left a voicemail.
05/27/2020	No	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	TX 76209	Web
XX/XX/2020 : I received a Voicemail from an unknown number ( she said he name was XXXX XXXX ) citing legal action being taken against me and I must contact the collection agency before the case is sent to court I was given case number XXXX and told to call XXXX XXXX XXXX to discuss my case. And that since they couldnt reach me they would be issuing a order to locate on me and calling my employer ( even tho I am unemployed ) I called the number and a woman who sounded a lot like the woman who left the voicemail stated that I had an open case but it was locked and needed the last four of my social to open it. When I refused to give her my social she read the last four of my social to me then stated that due to a small XXXX XXXX loan and listed numerous allegations i had a case started against me in XXXX county and a judge has already viewed and approved it to go to court. She then stated that there were two different restitutions one out of court and one in court. The one in court would cost me over XXXX dollars on top of court fees and the one outside of court would be {$530.00} and I could pay it now. And I needed to pay it before the case is filed in 24 hours. I felt sick and I hung up and called my county clerks office and spoke with the civil court clerk and she said there was no case and I was likely being scammed or threatened. I checked XXXX and it said my debt was sold to national management recovery services. I believe I was just being scared or intimidated into paying a large amount of debt and lied to about the whole thing. I then received a scared call from my grandmother saying a woman who knew her name and address called and stated I was going to be going to court and needed to call the same number. None of this Can be legal or ethical.
09/07/2022	No	Debt collection Payday loan debt	False statements or representation Impersonated attorney, law enforcement, or government official	TX 75243	Web
Today, I got a call, while at work, from the XXXX County District Clerk office and The phone number was XXXX, which I XXXX and confirmed the number is real. The " clerk '' advised me that they were trying to serve me with a paper, but I haven't been home to be serve. They also said I was being sued for Fraud and to called XXXX with this XXXX # XXXX for more information. When I called that number, A lady name XXXX said she was paralegal and they were a law firm, then asks for the case number. Once I gave it to them, She verified my first and last name, address, and my full social security number to me ( I did not offer that information ) and also that I haven't been serve yet. She said that XXXX XXXX XXXX is suing me for fraud because I didn't pay them and I had the intend not to. They kept asking when I will be home to serve me. I ask is there any way for me to not be serve and offer to pay it. They said they will ask and put me on hold for a while then said yes, if I paid {$1700.00}. I went ahead and paid it and they have a collection company ( National Management Recovery Corp. ) emailed me a receipt. They never told me the name of collection company. they claimed they will cancelled the lawsuit. After getting off work, I thought about it and realized it may have been a scam and I try to contract the County clerk office to verified the lawsuit but no one answered. I believe that it was a collection company misrepresenting themselves has a law firm. I called my bank and cancelled my debit just in case the try to charge me again and the bank said the transaction was a medical company, so they are looking into it. I attachment a screenshot and you can see where the XXXX XXXX clerk call me and the receipt I got from the collection agency.
06/07/2019	No	Debt collection Payday loan debt	False statements or representation Impersonated attorney, law enforcement, or government official	CA 95747	Web
On XX/XX/2019 I was contacted by a local phone number that actually belongs to my city police department. The caller informed me that she works for the XXXX Police Department and she was trying to verify my location so that she can have me served with court documents. When I stated I did not know who would be suing me, she gave me the name of the law firm, XXXX XXXX XXXX at XXXX and said that I have an hour before my papers were served. When I called the number above, I was told that they were a law office and that I had a lawsuit against me for fraud and embezzlement and that I had one hour to pay the debt in full or they would contact my employer letting them know I had committed fraud. I agreed to pay the {$5700.00} on my credit card, which included a {$150.00} charge to rescind the court paperwork. After I paid charge I began to believe the claims were untrue so I returned the call I had received from the local police department which is when I discovered that my police department had not been involved at all and that it is possible for these scammers to tap into local authority 's phone banks to begin the scare tactics and send the consumer to the false legal firm. I then called back the company and was told they are actually a collection agency called " XXXX XXXX '' and that their parent company is " National Management Recovery Corporation. I spoke to a XXXX XXXX and a XXXX XXXX, both of which used vile and insulting language, calling me a deadbeat and asking if this is how I raised my children to be a loser. All the while I told them I was trying to determine the legal nature of their collection practices. Now I am reaching out to all agencies to put a stop to the illegal collection practices.
11/05/2019	No	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92311	Web	Servicemember
On XXXX XX/XX/2019, at or about XXXX ( CA. Time ) I received a telephone call from a representative, stating he was an attorney from XXXX, XXXX and he was representing XXXX. As stated, by the representative from XXXX, XXXX this was an attempt to collect a on a debt for XXXX. I informed the individual, I was already in the process of repaying the loan as of XXXX XX/XX/2019. I also requested for the individual to send whatever information he had pertaining to the loan to my address on file with his company. The person that he will not send me any information through the mail to my address. I asked the person, if his telephone call was being recorded and he stated, yes it was. So, I repeated my request for the company to send the information pertaining to said loan to my address on file. The individual once again, stated he will not send anything by way of mail correspondence. He continue to go on stating, '' this is what happen when you do not take care of your business. We will be suing you for the loan debt, as well as any other additional costs. '' This company seems to work with or under different a name beside XXXX, XXXX, which is NMRC ( National Management Recovery Corp ). This company XXXX, XXXX as well XXXX personnel are crude, disrespectful, extremely rude. Their harassing calls to my number begins at XXXX ( CA. time ) and continues throughout the day. Now, they're threatening to sue me in court, and refuses to send me any form of written communications. I am attempting to repay my loan debt but this company refuses to listen, they just continues with their harassing bullying calls and threats.
04/04/2022	No	Debt collection Payday loan debt	False statements or representation Impersonated attorney, law enforcement, or government official	KS 67203	Web
I received a call on XX/XX/22 from a number that read " XXXX XXXX '' on the caller ID. The gentleman said he was from the county courthouse and I needed to come down to the courthouse to sign papers on a docket because a legal group was trying to sue me for fraud and an attempt to defraud a financial corporation. He then gave me a number to call for more detailed info and a case number. I then called the number he gave me and a CSR named " XXXX XXXX '' asked me for my case number immediately. She stated she was with NMRC. I also received correspondence from a " XXXX XXXX '' with national recovery.net. I gave it to her and she had my name, last 4 of ssn, and birth date all there. She then told me that it was XXXX XXXX XXXX who was threatening legal action because I still owed them on a pay day loan from last fall ( XX/XX/XXXX was the date she gave ). I did indeed take out a loan with this company around that time so I thought it was legit. XXXX then started saying things like, I defrauded the company and they are gon na suspend my drivers license and I needed to pay {XXXX} immediately so the case will be dropped and taken off of the docket. Thinking I did owe the money and didn't want to deal with the threat of losing my license I gave her my debit card number when she asked for it and scheduled the full amount to be taken out on Friday XX/XX/XXXX, XXXXShe sent me a form to digitally e sign through my email from XXXX, that was titled, DEBIT CARD OR CREDIT CARD AUTHORIZATION..it had my full debit card number on it, the amount owed, the date the funds would be taken out, and my digital signature..
04/11/2022	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	TX 77429	Web
National Management Recovery Corp. violated FDCPA by contacting my place of employment under pretenses as a court judicial system attempting to serve a subpoena for criminal activity. On XX/XX/2022, I received a call from my employer indicating National Management Recovery Corp. contacted them with a case number to appear in court about three cases being brought against me. I have never received any phone calls, letters, or emails from National Management Recovery Corp. ever acknowledging themselves as a debt collector and attempting to collect a debt. The first time speaking to anyone within this company was on XX/XX/2022, when I contacted them based on their fraudulent allegations. The representative described themselves as a pre-trial law office and gave my employer the same case number. The representative went on to say, I am being sued in court for a payday loan under the company of XXXX ; a payment is needed right away to rectify my account, as they are currently charged on XXXX counts of fraud. I asked for clarity if they were a law firm and the representative continued to state they were only a pre-trial company. I asked the representative for transparency to provide which judicial entity this case is filed? They responded with the listing of the county in which I reside. I asked for clarity if the case number they provided was a legal case number from a court order or subpoena. The representative stated that the case number was not from any judicial system but their filing metric. Please make individuals aware that these tactics are not only harassing but more so illegal under FDCPA.
06/12/2020	No	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	KS 67204	Web
A collection ageny continues to call my phone to reach my husband, XXXX XXXX. I have called them back several times and asked what company they are with and they told me that they are XXXX XXXX XXXX, a freelance company. I explained to them that my husband is in the hospital due to a XXXX XXXX and is unable to communicate at this time. They told me that the debt is owed to XXXX XXXX and in the amount of {$3000.00}. I let them know that I would have to verify the debt with my husband ( I currently communicate with him on a dry erase board, I explained this to them as well ). After I told them this, the lady I was speaking to named XXXX XXXX told me that was OK and she would make a note on the account and they would possibly have hardship options available. I received 2 more calls and voicemails the following day threatening legal action and that they had a locate placed on my husband. I called them back and explained to them that I just spoke to someone the previous day regarding the debt and wanted to find out about getting on a payment arrangement since I am the only one working at this time. I let them know that I could pay {$85.00} per month on the balance until paid in full.. The gentleman I was talking to put me on hold so he could reach out to his " finance manager '' and he came back to the line and said that will not be an acceptable amount and refused to set me up on a pay arrangement after I asked twice. I told him I was going to explore other options since they are refusing payment and I let him know I would be disconnecting the call.
07/16/2021	No	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	TN 37211	Web
On XX/XX/2021, I was contacted by someone who appeared to be posing as a county clerk official and stating that I was going to be sued. They would not disclose any information regarding the " summons '' after I asked questions pertaining to the validity of this debt, but they provided me with an " affidavit '' number and a number to call the law office that was handling the lawsuit. Upon calling the number I was given, I was greeted with threatening language by someone named XXXX after trying to figure out what was going on. My first ever interaction with this company today, the representative hung up on me so that I could not ask any more questions. When I called back, I tried to get more information from them but was met with more threatening language that resulted in me feeling coerced to give up credit card information without the alleged debt being verified. This company claimed that they were a law office filing a lawsuit on behalf of the alleged creditor and I was going to be served at home, employers would be notified, all of my wages/assets would be seized, and I haven't even been able to verify debt. The information the representative had predates the contract in question by 2 years and I was not provided with written correspondence regarding these claims. After today 's antics I am certain that FDCPA rights are being violated. I did not sign a contract with National Management Recovery Corporation and they should be investigated for their collection tactics.
05/04/2020	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	TX 75241	Web
I have encountered National Recovery on 3 occasions. On XXXX of XXXX, I received a call from a number that looked to be from XXXX County Courts. I was told by the court clerk that there has been suit filed against me and I needed to contact the the company for the court date. I called the number that she gave me and was told that I was contacted due to a pay day loan for XXXX XXXX XXXX. I was told that they were getting ready to take me to court and if I paid that day I would not have to court. I declined and told them they would need to take me to court. In XXXX of XXXX, while in the hospital. I received a call from National Recovery again stating that a law suit would be filed against me for check fraud on a pay day loan with XXXX XXXX XXXX. They again told me if I paid we would not have to go to court. I declined payment again and ended the call. Today XX/XX/XXXX I received a call stating that I had a delivery of court documents. The person told me that they had been an an old address of mine to serve me with documents and asked me if I would be home later this week. After ending the phone call I reeved a text message stating I could resolve pay day loan at their number. National Recovery seems to buy old debts, mostly pay day loans that are 7-10 years old and harass and threaten people with court if they don't settle the debt. I've have received these threatening calls 3 times and at this point I am fed up and would like them to leave me alone.
08/13/2019	Yes	Debt collection Payday loan debt	False statements or representation Impersonated attorney, law enforcement, or government official	CA 92264	Web
A couple of months ago late XX/XX/2019 while at work I recieved a very threatening phone call from someone named XXXX who said he was representing a law firm and if I didnt pay him a couple of thousand dollars today that he already had agents outside my home to get me. I was alarmed and tried to find out what was going on. He informed me i owed a debt to XXXX XXXX XXXX. I called XXXX XXXX XXXX immediately and was informed a debt collection agency had taken over. I called them imediatly and worked out a payment plan. Ive made two payments so far. Ive tried to contact them to tell them debit card I was using to pay was closed dou to fraud and have had no calls returned by them. Finally today XX/XX/2019 i recieve a threatening very aggressive call from XXXX again playing the same routine! After explaining that i tried calling them multiple times he informed me that I now owe even more debt then the payment plan I had agreeed to with another staff member. He was rude, threatening and aggressive and belittled me and eventually hung up. Im concerned our original deals terms will keep changing and they have not given me any paperwork. Im concerned before I pay anymore money that these people honor what we agreed upon. Also when I asked to speak to who I had made deal with I was told hes on vacation. Please help this XXXX guy has been scary to deal with
05/20/2022	No	Debt collection Payday loan debt	False statements or representation Impersonated attorney, law enforcement, or government official	AL 360XX	Web	Servicemember
On XX/XX/2022, I received a call from XXXX XXXX XXXX XXXX in Texas. A man called ( identity himself as a law XXXX ) and told me he was attempting to serve papers, but he could not locate me. I told him I had sold the home and moved out of state, so he gave me the phone number and the affidavit number to the company that had filed against me. I called them, and I was told they had filed a criminal intent to fraud against me, and if I did not pay over {$2000.00}, I would have to go turn myself in my local county sheriff 's office. I panicked because I really thought it was legitimate since XXXX XXXX shows up on my caller ID, and I researched the number and it was correct. She the told me I could pay {$900.00} and make payments on the rest. I borrowed the money from my parents, and gave them my debit card information for the payments. Isn't impersonating a law official a crime? I called XXXX XXXX XXXX XXXX today, and they informed me they NEVER had any papers to serve me ( criminal oe civil ). I also want them to refund the money back to my parent 's debit card. The original debtor was XXXX XXXX XXXX and the debt collector is National Management Recovery Corporation ( NMRC ). I have attached a file showing the call from XXXX XXXX and the call I made directly to their number 3 minutes later.
01/31/2022	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	TN 37912	Web
I received a call from not the local county clerks office telling me I needed to come down and sign papers that I was being charged with fraud with the outcome of having my license suspended. The number was spoofed because I called the number later and they said they had no record or would they call. They provided a case number and the number to call. Stating it was XXXX offices. I called the number which the lady answered " law offices '' and transferred me to their " legal department '' where the gentleman said I was being charged and the only way to prevent further action was to pay. After stating I am unable to pay anything but XXXX he then put me on hold and said " legal counsel '' offered three payment options, and that if I couldn't do anything of those I was basically out of luck. I was told they would seek legal judgment against, notify my employer I was being charged with fraud and they would also seek garnishment. I was pressured into making a hefty upfront payment out of fear, but now after further investigating I was duped into calling and making a payment that I do owe but the company misrepresented themselves and utilized a local number of my county clerks office to scare me into calling their fake law office. Now all the receipts reference NRMC and not a law office.
03/05/2020	No	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	ID 833XX	Web
XX/XX/2020 XXXX XXXX contacted my family through a voice mail stating that someone was going to locate me and present me with a claim and I had been notified. I never received any voicemail from anyone I called the phone my family member gave me and was directed to XXXX XXXX. They asked if a " locator '' had found me yet and I said no, she said that is good news I can still help. If they had found me they could not help me. They proceeded to tell me all this information they have about me and that I needed to make an immediate payment to stop the locator. I was terrified so I paid {$180.00}. and set up a payment arrangement without seeing any documents. The woman XXXX XXXX at XXXX XXXX told me I could only see documents IF the locator had given them to me. I received a payment arrangement letter from a company called XXXX XXXX at XXXX XXXX XXXX XXXX XXXX XXXX ... I XXXX this address and no such place existed at this location. I did call a XXXX XXXX that showed it was at the address and the man I spoke to said his XXXX XXXX is at that address and he remembers that company having a mailbox 2 to 3 yrs ago but has not seen anyone since. I intend to call and cancel this payment arrangement and ask for my money back Phone numbers I have for this company XXXX XXXX XXXX
03/17/2021	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92311	Web	Servicemember
On XX/XX/2021 at approximately XXXX XXXX from an unknown number National Management Recovery Corp contacted me about a debt to them. I was never contacted or made aware of this until this point. This was the only correspondence I received about them. I was told they were going to take this to court? But there is nothing sent to me about this. They have made threats to take to court and have put on public record for a debt I have no clue about and when asked they were very defensive about relaying any information. I was threatened that if I didnt pay the debt off they would process and take to court with supposive allegations that I was defrauding. I repeatedly asked for confirmation about this debt and and yet, still nothing that says what this is about and as I told them I never heard of XXXX and the lady kept repeating the same thing, that they would take me to court if I didnt pay that day. This company tried to use a scare tactic to get me and my mother to pay. I called the XXXX County court and was told no such lawsuit exists with them! They called me, threatened to sue, that my credit would be tarnished and that they would contact my employer. I have your voicemail recording and I also recorded the conversation we had.
03/08/2017	Yes	Debt collection Payday loan	False statements or representation Indicated committed crime not paying	TX 77840	Web
I kept my word and paid my account in full. I had to sell furniture out of my house, pawn my class ring, and borrow money from relatives over the months to pay this collections account. As it turns out, the representative who initially and constantly contacted me was making false threats. Regardless, I paid my debt. What I am most upset about, though, is the fact that I still have n't received my paid in full letter, and neither has XXXX XXXX XXXX. It suddenly seems as if the phones no longer work in the office which once incessantly called me. The day I paid the account in full, I was assured that I 'd get a letter stating such. The said letter has not been received. I called several times and left voicemails. This practice is shady and unprofessional, and I certainly hope it 's not indicative of how other clients are treated. What type of business is unwilling to state its name via phone? I called XXXX and was told that debt collectors on their behalf can not file legal action -- fraud charges ( but this is what " XXXX XXXX '' of XXXX XXXX told me in XX/XX/XXXX ). At this point, I almost feel as if I 've been defrauded.
05/14/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	OR 97124	Web
I have gotten several calls from particular number with automated voicemail. Call back and it has voice message of XXXX XXXX and someone else everytime. Couldn't find any info when looking up number. Just got call from a new number and voicemail was left from XXXX XXXX saying to call back. Looked this new number up and people said it was from law offices of XXXX XXXX or National Management Recovery Corp as both have same address. I check mail everyday and I have NOT received anything in mail from either place as far as I'm aware so have no idea what it's for. I'm pretty sure that is required for people collecting debt is to send written letters in mail stating what the debt is, how much etc. The number they call is my only number but I don't answer calls that I don't know or don't know what they are for and in this case after finding out who they are I'm not going to answer and talk to someone about supposedly a debt that I have no written proof they have and have no idea what it is for. Have called several different times now. Don't want them to start calling other people that I don't live with.
11/12/2021	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	AL 35405	Web
I owe XXXX {$3000.00}. I encountered financial roadblocks due to COVID 19 pandemic. On XX/XX/XXXX, my father was diagnosed with XXXX XXXX. He was out of work until XX/XX/XXXX. During this time, I helped to support my parents financially. I also got behind on payment during this time due to the support of my family. I had contact XXXX to inform them that I would set up a payment plan. On XX/XX/XXXX, I received a call from XXXX ( XXXX, EXT XXXX ) informed that they were going to pick me up, contact my place of employement, take me to court, etc. I informed XXXX that I would set up a payment plan due to not having the funds. When the payment tried to run, my bank declined the payment due to fraud alert. This was on XXXX XXXX, so the bank was closed. I informed them that I would contact my bank on XX/XX/XXXX to speak with them about the block. During the day on XX/XX/XXXX, I was very busy and was unable to take their call. I received another call stating my information was being pushed to XXXX XXXX XXXX.
09/08/2016	Yes	Debt collection I do not know	Communication tactics Called after sent written cease of comm	CA 95121	Web
This company National Management Recovery Corp, ( www.nationalrecovery.net ) has been calling my office leaving messages on the general voice mail for all employees to hear, stating I am being investigated for fraud and to call them back? I sent XXXX certified letters to this company because there is XXXX address listed. Stating to send me in writing the debt and amount owed? Still this has not been done, they just call my office which I stated in the letter Can not be called, as my job will be at risk for these false accusations. I need help from someone to fight this illegal company? The number that they called from now is a VOIP number : XXXX there website list a different number. I am in a credit consolidation program and all creditors are being paid and addressed. This company will not tell me what the debt is or call me on my personal phone, only my office phone? I have done everything legally possible to find out what the debt is and to stop them from calling my place of business.
06/09/2016	No	Debt collection Payday loan	Taking/threatening an illegal action Threatened to sue on too old debt	TX 776XX	Web
I retrained a payday loan from XXXX XXXX XXXX. I ended up losing my job and was unable to find work. I contacted XXXX XXXX XXXX and notified them of me not having a job. They told me they would notate the account and it will hold up for 30 days. After the 30 days I was still unable to find work. On XXXX/XXXX/16 I received a call from XXXX XXXX from XXXX XXXX XXXX or ( XXXX ) law firm on behalf of Receivable Management Services. XXXX XXXX was really rude he told me if I did not pay today that I will be served papers for Fraud & my debit will go on my credit. I contacted XXXX XXXX XXXX to ask them if I can get a payment plan and they directed me to Receivable Management Services and they so called transfered me to the legal department. I continued to ask XXXX XXXX if he was in the same office with RMS and he refused to answer the question. I then asked where he was located and he told me florida and hung up the phone.
08/18/2023	Yes	Debt collection Auto debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	CA 95630	Web
On XX/XX/XXXX, I received a phone call from the XXXX XXXX XXXX XXXX XXXX, I returned the phone call XX/XX/XXXX. After speaking with the lady on the phone XXXX, she explained that I owed {$2000.00} for my purchase of my XXXX XXXX XXXX. She said I defaulted on a check and If I don't pay it then she is putting in the " charge '' and she will be repossessing my car. The only lienholder on my contract, and on my registration is XXXX XXXX. I did not agree to pay any extra {$2000.00} to these people. On my legal 553 CA-ARB contract is shows I fulfilled my full down payment of {$4500.00}. I am being harassed and threatened by the company. Per any contractual law. I am only legally obligated to pay my lienholder which is XXXX XXXX and have made no further agreements to any other lender, or promised to pay any other amount of money to. I am including a copy of my contract.
02/09/2022	Yes	Debt collection Payday loan debt	False statements or representation Impersonated attorney, law enforcement, or government official	WI 535XX	Web
Phone calls have been made to me from the following phone numbers : XXXX ( XXXX XXXX XXXX XXXX ) XXXX ( XXXX XXXX XXXX XXXX XXXX ) and XXXX ( XXXX XXXX XXXX ). When I call these numbers back they have no record of me or of calling me. The women at XXXXXXXX XXXX I talked to said it was weird because her phone rang for a second with a restricted number and then stopped ringing. I believe this debt collection agency is spoofing govt phone numbers and pretending to be them to collect a debt that I don't believe I owe. I can't imagine this can be legal? The information I have gathered is XXXX debt sold to NMRC, they have called my father and stated they were the circuit court and papers would be delivered to my home between XXXX and XXXX that day which never happened. He was given a phone number of XXXX and ref # XXXX for me to contact them.
07/28/2021	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Contacted your employer	TX 78250	Web
I received a call from my employer stating someone has called and stated they would be filing fraud charges and suspend my license if I didnt make contact with them I was given the number XXXX I called that number and was speaking to a gal named XXXX at XXXX and she stated that they were a law office representing XXXX XXXX for an unpaid debt That I needed me to pay XXXX or face the consequences When I told her I couldnt and that I needed to make arrangements she then stated I needed to call the party who sent them the file That party is National Management Recovery at XXXX and that i needed to do today or they would be serving me Friday XX/XX/30 I have called them and they do not answer or return calls My issue is they called my job and told some random coworker my business and told them they would file charges and suspend my license
02/07/2022	Yes	Debt collection Payday loan debt	False statements or representation Impersonated attorney, law enforcement, or government official	TX 77584	Web
NMRC has used illegal and immoral practices to attempt to collect questionable debt from me. NMRC has called me multiple times, initially threatening legal action and misrepresenting themselves as a law firm handling my debt, also stating false lawsuits filed. There is no physical signature or agreement with the collection company. XXXX XXXX sold this over to them, agreement was not with said company, with no knowledge of the amounts given by this unknown company. Company has harassed family members, myself, and job. It is illegal for them to collect on an increased amount or any amount not owed to them with no physical orginial paperwork or signature. No wet signature was given to NMRC. I ask that they immediately cease all calls and harassment or legal action will be taken. This account should be deleted immediately.
02/07/2022	Yes	Debt collection Payday loan debt	False statements or representation Impersonated attorney, law enforcement, or government official	TX 77584	Web
NMRC has used illegal and immoral practices to attempt to collect questionable debt from me. NMRC has called me multiple times, initially threatening legal action and misrepresenting themselves as a law firm handling my debt, also stating false lawsuits filed. There is no physical signature or agreement with the collection company. XXXX XXXX sold this over to them, agreement was not with said company, with no knowledge of the amounts given by this unknown company. Company has harassed family members, myself, and job. It is illegal for them to collect on an increased amount or any amount not owed to them with no physical orginial paperwork or signature. No wet signature was given to NMRC. I ask that they immediately cease all calls and harassment or legal action will be taken. This account should be deleted immediately.
09/25/2019	No	Debt collection Payday loan debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	TX 798XX	Web
I was called XX/XX/2019 from an attorney that if I wanted him to represent me because I was being sued which I didnt know about and I had to appear in court XX/XX/2019 at XXXX XXXX. I told him I wasnt aware of the court provided me with the name and number of the company that was suing me. I called them and this lady XXXX was really rude yelling at me she wanted me to pay almost 900 upfront so they wouldnt take no legal actions I said I dont have the money right now so she put me on hold supposedly talked to her manager in less than a minute and told me if u could pay XXXX every two weeks for three months and my debt would end I asked her what was the total she didnt answer me asked her if I could have a paper of the amount no so what can I do now? I did get scared so I paid XXXX dollars today can you help me?
09/21/2020	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	TX 77583	Web
I received a phone call from my bank tell me there was a certified letter from an attorney 's office tell me they were putting a hold on my account. The hold was due to a payday loan company for a past due balance that I didn't pay. They gave me the attorney 's phone number telling me and extension telling me if I didn't arrange payment that they would put a lien on my bank account. The amount they told be to pay was {$1700.00}. I immediately transferred {$1700.00} to my checking account to cover the amount of this debt. When I called the bank to ask them about the hold my account they didn't show that I had a hold on my account. Now I am beginning to wonder if this was a bogus claim. I do show the letter from the company showing I paid the amount in full.
06/28/2018	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	LA 70003	Web
A company named NMRC has been calling my phone constantly over the past few weeks. The person named was supposedly XXXX XXXX. This person called my family as well as friends. I answered today and was told that XXXX is attempting to collect a debt on behalf of XXXX XXXX XXXX regarding a payday loan that took out some months ago. They had the last 4 digits of my social, the correct amount I owe XXXX XXXX XXXX, as well as my address. I gave partial of my card information for a scheduled payment to be taken out. Afterwards I called XXXX XXXX XXXX and a customer representative stated that XXXX does not do business with XXXX and they only collect payments at XXXX.
03/03/2023	No	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	TX 75126	Web
I paid {$1800.00} on XXXX because I was threatened and told if I didnt pay right then and there I would be sued and it would be considered fraud if I didnt pay. I set up an arrangement to pay the remaining balance I owed in interest of {$3200.00} for XX/XX/23 but I was unable to pay. I emailed them and let them know that I couldnt commit to the {$3200.00} payment and I need to split up the payments, I received no response to my email. On XX/XX/23 my mother and friends started getting harassing calls from this debt collector threatening that I need to pay and disclosing all of my personal information.
03/03/2023	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	TX 75126	Web
I paid {$1800.00} on XXXX because I was threatened and told if I didnt pay right then and there I would be sued and it would be considered fraud if I didnt pay. I set up an arrangement to pay the remaining balance I owed in interest of {$3200.00} for XX/XX/23 but I was unable to pay. I emailed them and let them know that I couldnt commit to the {$3200.00} payment and I need to split up the payments, I received no response to my email. On XX/XX/23 my mother and friends started getting harassing calls from this debt collector threatening that I need to pay and disclosing all of my personal information.
09/03/2018	No	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	OK 73132	Web
Last Thursday I got a call from my XXXX County clerks office say that they got a fraud complaint against me and Im being sued but If I call this number XXXX or XXXX I can maybe stop the process. The company I called is called National Management Recovery Corp. They told me I owe Plain Green LLC {$3600.00} and I was being sued and they are going to put me down as a fraud. I was scared so I ask them if I pay them {$100.00} to stop the process and if they would sent me a receipt and sent me by email that they own the debt. They havent sent me anything I almost feel like I got scammed.
07/07/2017	No	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	LA 70809	Web
This company which I hold no contract with nor have received services from, reported a collection against my SSN in the amount of {$420.00}. They are calling THREATENING to SUE, the calls started on Yesterday and I spoke to a XXXX XXXX who I stated that I was filing Bankruptcy again and will contact my lawyer, however, ALL my BUREAUS are LOCKED and have FRAUD alerts and FROZEN so they ILLEGALLY obtained my information. I Never received any formal communication from XXXX and only asked a question of who they were and why are they calling cause it is my consumer rights
01/15/2020	No	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	AL 35805	Web
They have contacted me repeatedly to the point of changing my phone number three times now, have harassed both of my parents, and my fianc which I have screenshots of as well. Left multiple messages after I have contacted them. They have told my father because they contacted him that is considering me notified, I have been threatened at points which is what caused me changing my number, and completely mistreated. The first picture uploaded is from my mothers camera roll, the second my fiancs, and the third my fathers.
04/06/2020	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	TN 37013	Web
Would constantly call me and distant relatives and would not tell me what the call was about XXXX lies when I asked. They said it was about income when it was not. Tried to give me financial advice and told me to file for unemployment since we are currently in a pandemic. I told them I would report them for harassment since I have already verified that I am who they are looking for and they said they will continue to call everyone I know until I verify my social security number.
05/03/2018	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive enough information to verify debt	CA 94619	Web
On XX/XX/2017 I received an email from XXXX XXXX stating that the loan I owe was sold to a third party called XXXX XXXX XXXX. I have been trying to get in contact with them since the day my loan was sold to this company. I have sent them emails and have called them multiple times but have not received a response back. I would like to settle this debt but I need verification.
03/15/2018	No	Debt collection Payday loan debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	AL 367XX	Web
Oh XX/XX/2018 XXXX XXXX XXXX out of Florida contacted me to tell me that the payment that they received from me was fraudulent and that they will take legal action against me by serving me on my job. The next three communications I had with the company all included them letting me know that they will take legal action against me and sue me.
11/14/2020	No	Debt collection Payday loan debt	Written notification about debt Didn't receive enough information to verify debt	TX 78628	Web
See my complaint XXXX with XXXX XXXX XXXX on XXXX. The response lists Receivable management services as buying the XXXX XXXX XXXX debt onXX/XX/XXXX. To date, I have not received verification of this debt from Receivable management services or any other company. I havent received written letters from Receivable management services too.
10/21/2020	No	Debt collection Payday loan debt	Written notification about debt Didn't receive enough information to verify debt	TX 78628	Web
I was contacted by phone to call a debt collector or future legal action would be taken. I called them but they refused to notify my in writing about this debt such as amount owed. I also disputed the debt with them. They are refusing to contact me in writing and will not call me back.
07/18/2018	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	CA 91786	Web
continues to call me at work or cell phone states they have documentation that they are going to submit. When I asked them to stop calling they become irate and verbally abusive
01/26/2024	No	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	DE 19701	Web

09/06/2022	No	Debt collection Payday loan debt	False statements or representation Impersonated attorney, law enforcement, or government official	TX 77584	Web

04/27/2022	No	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 95688	Web

10/23/2021	No	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	WI 53206	Web

06/18/2021	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	TX 77488	Web

03/10/2021	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	VA 22046	Phone

01/14/2021	Yes	Debt collection Payday loan debt	False statements or representation Impersonated attorney, law enforcement, or government official	ID 83607	Phone

01/11/2021	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	GA 30467	Phone	Servicemember

12/30/2020	Yes	Debt collection Payday loan debt	Communication tactics Used obscene, profane, or other abusive language	CA 93635	Web

10/27/2020	No	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	MS 39213	Web

09/01/2020	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	MO 65804	Web	Servicemember

08/24/2020	No	Debt collection Payday loan debt	False statements or representation Impersonated attorney, law enforcement, or government official	TX 75201	Web

06/10/2020	No	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	CA 90249	Web

06/10/2020	No	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	OH 45212	Web

05/12/2020	No	Debt collection Payday loan debt	False statements or representation Impersonated attorney, law enforcement, or government official	SC 29605	Web

03/09/2020	No	Debt collection Payday loan debt	Communication tactics Used obscene, profane, or other abusive language	WI 53119	Web

02/25/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19082	Web

02/15/2020	No	Debt collection Payday loan debt	False statements or representation Indicated you were committing crime by not paying debt	GA 30157	Web

12/05/2019	No	Debt collection Payday loan debt	False statements or representation Indicated you were committing crime by not paying debt	TX 77386	Web

09/29/2019	No	Debt collection Payday loan debt	False statements or representation Impersonated attorney, law enforcement, or government official	AR 71822	Web

08/23/2019	No	Payday loan, title loan, or personal loan Payday loan	Struggling to pay your loan		Phone

11/16/2018	Yes	Debt collection Payday loan debt	False statements or representation Impersonated attorney, law enforcement, or government official	NJ 08043	Web

11/08/2018	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive enough information to verify debt		Phone

06/04/2017	No	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	OH 43062	Web

10/17/2016	No	Debt collection Payday loan	Disclosure verification of debt Right to dispute notice not received	TX 78245	Web

07/03/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	CA 92223	Web

05/26/2016	No	Other financial service Debt settlement	Customer service/Customer relations	TX 78372	Phone

10/25/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Impersonated an attorney or official	FL 32065	Web