| 11/16/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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THE COMPANY NATIONAL HEALTHCARE COLLECTION PURCHASED A DEBT FROM ANOTHER COMPANY, AND I HAD NO INVOLVEMENT WITH THE TRANSACTION .NATIONAL HEALTHCARE COLLECTION HAS CREATED A DUPLICATE ACCOUNT STATING I OWE AN ALLEGED DEBT. PURSUANT TO 15 U.S. Code 1692e.False or misleading representations USC 1692 NOTES A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof.
( 2 ) The false representation of ( A ) the character, amount, or legal status of any debt; or ( B ) any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt.
( 3 ) The false representation or implication that any individual is an attorney or that any communication is from an attorney.
( 4 ) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action.
( 5 ) The threat to take any action that can not legally be taken or that is not intended to be taken.
( 6 ) The false representation or implication that a sale, referral, or other transfer of any interest in a debt shall cause the consumer to ( A ) lose any claim or defense to payment of the debt; or ( B ) become subject to any practice prohibited by this subchapter.
( 7 ) The false representation or implication that the consumer committed any crime or other conduct in order to disgrace the consumer.
( 8 ) Communicating or threatening to communicate to any person credit information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed.
( 9 ) The use or distribution of any written communication which simulates or is falsely represented to be a document authorized, issued, or approved by any court, official, or agency of the United States or any State, or which creates a false impression as to its source, authorization, or approval.
( 10 ) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer.
( 11 ) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector, except that this paragraph shall not apply to a formal pleading made in connection with a legal action.
( 12 ) The false representation or implication that accounts have been turned over to innocent purchasers for value.
( 13 ) The false representation or implication that documents are legal process.
( 14 ) The use of any business, company, or organization name other than the true name of the debt collectors business, company, or organization.
( 15 ) The false representation or implication that documents are not legal process forms or do not require action by the consumer.
( 16 ) The false representation or implication that a debt collector operates or is employed by a consumer reporting agency as defined by section 1681a ( f ) of this title.
( Pub. L. 90321, title VIII, 807, as added Pub. L. 95109, Sept. 20, 1977, 91 Stat. 877 ; amended Pub. L. 104208, div. A, title II, 2305 ( a ), XXXX XXXX, XXXX, 110 Stat. 3009425. )
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| 02/24/2023 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
Servicemember |
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I am truly incredulous- I got a notification from XXXX that my score dropped XXXX points, so I looked closer. Some company that has absolutely 110 % never contacted me in any way shape or form, placed a collection on my credit and DESTROYED it. I PAID THE BILL TO THE MEDICAL OFFICE< APPROPRIATELY. I have never been contacted by this " National Healthcare Co '' and I know that the surgery center has all of my info as I have had XXXX surgeries there. The medical office may have made a mistake but this credit collection company should have CALLED or WRITTEN. I have tenants moving into my house in XXXX days- and I am in escrow. I am attaching receipts to this bill for XXXX dollars that was paid in XXXX. It took some time as I was working with the insurance company which I finally gave up on due to TIME it takes to deal with insurance so I paid it. The fact that they did not call me, I know to be illegal and against the fair credit reporting act. If this does not come off my credit by XXXX when I wake up- I will file a lawsuit immediately, online. Not only will I be sued as I have tenants moving in, and this will make me fall out of escrow, this company in XXXX will have to travel to XXXX XXXX for Court Dates- and I am 100 % within my rights as I paid my bill, in good faith. This needs to be deleted AT ONCE>I will file a lawsuit with XXXX XXXX XXXX XXXX on XXXX.
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| 05/20/2021 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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I got a credit strike for debt XXXX XXXX reversed after an investigation into unauthorized billing. Its from a location I do not live in. I moved to XXXX in XXXX of 2020. I have a XXXX and XXXX. They obviously did not know you have to send mail or make contact before reporting a collection to a chapter XXXX protected individual. File # XXXX XXXX XXXX XXXX XXXX. I had billing fraud from XXXX Hospital in XXXX. XXXX XXXX XXXX XXXX attempted to collect for a preemployment physical and then a XXXX XXXX. XXXX swept it under the rug but he has more complaints, and licensure investigations for having XXXX with patients, XXXX use, and HIPAA VIOLATIONS. I have a great XXXX team and a great attorney who has advised to report this as fraudulent credit collections. I will sue them in court for unauthorized credit card billing, identity confusion, signature forging, and illegal collections of a bill not received. I am contacting you because of the threats in the past. XXXX XXXX collected from them money they investigated for running a card for payment 400 miles away. I am reporting a violation of federal law. I will be happy to produce evidence of such.
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| 07/06/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
Servicemember |
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This is from XXXX of XXXX. The insurance was to pay. It had been submitted several times. I also have canceled checks stating this is paid after they had discharged the debt already.
THIS MEDICAL BILL IS U DER XXXX and is to not be placed on my credit report as of XX/XX/XXXX all medical under XXXX is to be removed.
Please remove this from my credit report. Its under XXXX and its paid.
They have also taken steps to remove all medical collections under {$500.00}. This last step went into effect on XX/XX/XXXX, and with this change, its estimated that roughly half of those with medical debt on their reports will have it removed from their credit history.
If youre one of the millions of Americans with overdue medical bills, you may be able to take steps to ensure this information no longer affects your credit, including your access to employment and housing.
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| 06/19/2023 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I have my bank account statements that this has been paid in full. The last bill after insurance was to pay was XXXX and that was paid in full on XXXX of XXXX.
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| 06/23/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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This is to be taken off my credit report as it is under 500.00.
Also it has been paid in full.
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| 02/07/2024 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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| 08/29/2023 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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| 04/02/2023 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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| 04/02/2023 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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| 03/15/2023 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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| 09/02/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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| 10/08/2021 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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| 09/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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| 08/26/2021 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Referral |
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| 08/25/2021 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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