| 02/09/2018 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
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In XX/XX/XXXX my husband got into a car accident up the street where I worked. I was called so I ran immediately to the scene. What I saw was terrible a truck smashed into the side of my car. Almost immediately the other party ran to me and told me that she was so sorry and that she would get me the insurance information that I needed. I called my mom and dad to the scene because they lived a few blocks away. That same day me and my husband was suppose to go shopping, pick up our XXXX girls from school and go pay our car insurance because it was due that week. Because the accident happened at the time my children were due out of school, I left the scene so my husband can make the report. I left with my mom and dad whom of which also spoke with the other party. My husband made the report that day and we immediately called our lawyer and called her insurance company because she was clearly at fault. We were told that everything would be taken care of and not to worry by her insurance company. I immediately called my insurance company to let them know that we had a car accident and was astonished and surprised that now because they found out we had a accident they would not take our payment. I must have argued with them several times about this, but I went ahead and just transferred to another insurance company because of their lies and deceit. When the report finally came out even though it was found that the other party clearly hit our car, the report showed no fault against either party. My husband that day showed his insurance, we were under the same insurance company. Till this day I am clearly fighting with the insurance company that got over on us. XXXX XXXX bullied, harassed us so much, I lost my job because of no transportation, my children could not get to school. I ended up giving the car up because it was totaled. I hired three lawyers and all of them told me that because XXXX had such raw tactics and better lawyers, I clearly could not win and I was doomed. Over the next couple of months me and my husband was bullied, and harassed so much by this company that it became unbearable. I filed complaints on this company and just like the lawyers said they seemed like an impossible company to touch it seemed as if this company could do anything they wanted and destroy peoples lives in return. Finally, me and my husband just gave up and left it all to the man above. We moved on with our lives and when the company said it no fault, we left it all alone and went on. We had to rebuild our lives from this losing that car was everything It was the lifeline for our family especially my XXXX children. Years went by and then we get a call from a company who name is National Commercial Services. they are locate in XXXX XXXX California. They said we owed them XXXX. This was around XX/XX/2017. I spoke with a man by the name of XXXX. I told them that the accident was not my husband fault and that everything had been taking care of. He told me that the other party was now saying she was hurt and XXXX was paying claims and had paid for her accident and that it is no longer my husband 's fault but now it was my fault because I owned the vehicle. I immediately told him that I was not paying any claims, that we were the victim not her. Then he proceeded to tell me that the reason that they were coming for me was because the car never had insurance and they could not make a claim for their client. I immediately told him that I was told by her insurance company that they would take care of her and my insurance company would have to take care of me. That clearly none was at fault. He then told me that if I did not pay right now they were going to sue me, suspended both of our license and block our registrations. I told him again that it was not my fault. He connected me that day to the supervisor who was way worse, I was told that they wasn't going to stop coming for me, and I better pray because watch what happens to me. I nearly that day went to bed with XXXX and XXXX and cried all night. I mean around this time I was living in a small one bedroom apartment with XXXX children because of this whole accident nightmare, and just about time me and my husband were trying to move on, it comes again. Next encounter I was called and told that they had sent something to the XXXX to try to suspend my license. I literally ran to the XXXX to speak with someone about the harassment, they told me that there was nothing this company can do. That I have insurance, so they advised me to retain a lawyer. I was scared for my life with XXXX because they threatened us with jail, and you name it. But now this other company is not only doing the same but worse. I asked them to stop calling and leave me alone and also let them know that my husband after the accident had a XXXX and would not be able to speak with anyone. Well about a week after I started receiving mail now it was not in my husband 's name they clearly were coming after me and I believe because my husband could not speak. They kept calling and sending paperwork I literally almost ended up in XXXX XXXX because of them. I had it I called them and told them to stop all correspondence and it never stopped. The only time it stopped is when I changed my phone number and moved into my house. About a two months into me moving in the home the harassment picked up. They found out where I lived and started sending correspondence with my husband name on it. When I called and told them that my husband does not live with me to leave me and my kids alone. The Supervisor XXXX, and I quote stated this is all your fault, watch what I am going to do to you. If you don't pay your tuition then you are going to wish you had of watch what we will do to you, you'll see. I immediately started screaming at them and telling them to stop calling and do not send me anymore correspondence and to stop harassing me. He just kept threatening me and saying you need to XXXX the law that is what I think you should do because watch what happens, and that he was going to make sure he takes matters into his own hands. I told him that I was contacting an attorney and suing for harassment and bullying and he said to me go right ahead see what happens. In an effort to try to stop him from continuing I told him I was taping him right now if don't stop threatening me and finally I hanged up the phone. I was so scared I ended up calling Legal Aid and was advised to call him back and get names. The last contact was today XX/XX/2018 @ about XXXX or XXXX XXXX. I am making a complaint because of harassment and bullying. I have been stressed and afraid and can't sleep. Upon asking the company to stop contact they would not over and over again. This had led to ongoing mental abuse, suffering, and mental anguish that has taken a toll on me and my husbands health throughout these couple of years.
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| 10/07/2017 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I had been doing business with XXXX since XXXX with no problems to my account that I was aware of. In XXXX XXXX I started to get emails and correspondence from an XXXX rep that my company owed {$2500.00}. They sent me their company spreadsheets with open invoice numbers. My wife tried several times to speak with the rep over the phone to go over our payment history but was not able to resolve this problem. We did n't understand how we could owe more than a years worth of services when we has been making monthly payments and if we did owe so much why would they continue to service our account.
On XXXX XXXX, XXXX my wife was contacted by email by XXXX XXXX from XXXX XXXX XXXX XXXX XXXX, XXXX XXXX. He requested that we review invoices that he sent and payment status of those invoices in question. My wife emailed him all the payments with the check numbers on XXXX XXXX, XXXX. She totaled the amount of payments made and it was more than the amount they were requesting. She proposed that it may be possible XXXX owed us. She notified XXXX XXXX in writing that we do not agree with the amount owed to them. At this point, WE discontinued services with them.
My wife emailed XXXX XXXX XXXX, XXXX and XXXX and never got a response in regards to the information she provided him.
We received an email on XXXX XXXX, XXXX by XXXX XXXX of XXXX XXXX XXXX stating they represent XXXX and demanding the payment of {$2500.00}. My wife called him to explain she was still waiting for XXXX XXXX to contact her with results of all the info she provided to him at his request. My wife XXXX stated that XXXX XXXX interrupted her and began demanding the money and disparaging her. She hung up and we hired a lawyer.
We sent all our correspondence with XXXX and XXXX XXXX to XXXX XXXX XXXX, XXXX located in XXXX XXXX. He sent notification that we hired him and for all correspondence to go directly to him. He never heard anything back from XXXX or XXXX XXXX.
On XXXX XXXX, XXXX we received a collection notice letter from National Commercial Services on behalf of XXXX requesting payment of {$2300.00}. I sent this directly to my lawyer who sent correspondence on XXXX XXXX, XXXX notifying this company that he represented us in the collection matter.
XXXX XXXX has not heard anything back from this company.
On XXXX XXXX XXXX, I checked my credit report and saw that XXXX has reported me to the credit bureau stating I was delinquent in the amount of {$2300.00}, which is a different amount then what they originally told us we owed back in XXXX.
We have provided documentation of our payments to XXXX, we have put in writing that we disagree with the amount they are requesting and they have failed to send any results or supporting data of what we owe. XXXX also refuses to contact my lawyer even though they have been put on notice that he represents us.
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| 08/10/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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In XXXX I was the owner of a 1996 Jeep Cherokee. In XX/XX/XXXX my daughter totaled the vehicle and XXXX my insurance company paid full claim on the vehicle. I then purchased the vehicle totaled back from my insurance company for {$600.00}.
The vehicle was sold to a XXXX XXXX, I signed the title over to him and removed my lic. tag from the vehicle.
I was contacted in XXXX XXXX by a National Commercial Services , Inc., XXXX XXXX, stating that I owned {$3900.00} and if I did n't pay it my drivers license would be revoked, I would have a claim against my credit report and I would be sued. I informed XXXX XXXX that I did n't own the Jeep in XXXX. I had sold it way before that. He said he did n't care, that I was listed on the police report in XXXX XXXX NC and that I needed to pay. That the vehicle had hit another vehicle in the rear and the driver was XXXX XXXX, I was the owner. I again explained that was n't true. XXXX XXXX has harassed me, yelled at me in front of my employees at my bank on the phone and wo n't stop calling me. He says he is representing XXXX XXXX. I have tracked down XXXX XXXX and verified that she had the accident, was n't insured and that XXXX covered the claims because the woman she hit had XXXX. XXXX stated that she has been making payments on this same amount to National Commercial Services for six months. However they are trying to get the funds from both of us at the same time.
I have lost time at work, personal time and have been harassed by this company. I have spoken to XXXX multiple times with no assistance. I have called the XXXX XXXX Police who stated that the info on the police report may have come from a old registration card in the car. The tag on the vehicle report was my old tag that I had long returned to DMV.
Today at XXXX I was told my XXXX XXXX that they would remove my name from this claim because they talked to XXXX XXXX who took responsibility and said that the car was not mine but was titled in her name at the time of the wreck. Then at XXXX he called saying that XXXX would not allow him to remove my name.
What I do n't understand is that the lady hit by the jeep was covered by uninsured motorist and it paid the claim. The claim is done and paid ... .who has the right to harass myself or XXXX XXXX for payment.
The police report clearly states that the hit was at less than XXXX and that there was NO damage to either car. YET the people in the car hit has made claims of XXXX and XXXX of dollars for medical cost.
I feel that there is fraud being committed here in many directions and I want this stopped.
I should not have to take my time away from my job and family to get out of this ... it was not my car, not my wreck and not my fault. XXXX XXXX XXXX XXXX
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| 10/31/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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This debt collector did NOT confirm that NATIONAL COMMERCIAL SERVICES CALIFORNIA XXXX XXXX is a debt collector for you are now in violation of the Fair Debt Collections Practices Act by not disclosing in your initial written letter that you are a debt collector collecting on a debt and that any information obtained will be used for that purpose ( 15 USC 1692e ( 11 ) ). Congress has made it known in the Fair Debt Collection Practices Act ( 15 USC 1692 ) that there is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors including you, NATIONAL COMMERCIAL SERVICES CALIFORNIA XXXX XXXX who has decided to infringe on my personal privacy to communicate with I, the consumer, without my prior consent pursuant to XXXX XXXXSC 1692c ( a ). Proof of violations of the Fair Debt Collections Practices Act attached labeled as Exhibit A.
Pursuant to 15 USC 1692a ( 3 ), I am the consumer because I am the natural person allegedly obligated to pay any debt.
Pursuant to 15 USC 1692a ( 6 ), NATIONAL COMMERCIAL SERVICES CALIFORNIA COLLECTION AGENCY, is a debt collector because you use interstate commerce or the mails for the purpose of collection of any debt.
Due to NATIONAL COMMERCIAL SERVICES CALIFORNIA XXXX XXXX fraudulent actions, this constitutes as aggravated identity theft for knowingly, possessing and using, without lawful authority my identification with intent to commit unlawful activity which is a direct violation of Federal Law and felony pursuant to XXXX8 USC 1028 ( a ) ( 3 ) and 18 USC 1028A ( a ).
Pursuant to 15 USC 1692c ( c ), I am notifying you, NATIONAL COMMERCIAL SERVICES CALIFORNIA COLLECTION AGENCY, in writing that I, consumer, refuse to pay this alleged debt, and I am demanding that you Cease and Desist all forms of communication with me through all mediums, ie ; email, text messages, phone calls, consumer reporting agency or any other forms of instrumentality of interstate commerce or mails permanently.
Pursuant to 15 USC 1692k any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of {$1000.00} per violation and you are in violation of XXXX Federal Laws which equal to the sum of {$10000.00}. NATIONAL COMMERCIAL SERVICES CALIFORNIA XXXX XXXX did not confirm they are a debt collector and have failed to comply with the Fair Debt Collections Practice Act ( 15 USC 1692 ) may be held not only civilly but criminally liable for any actual damage sustained in your attempt to extort me if you violate this CEASE AND DESIST!
|
| 01/09/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Older American |
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On or about XXXX XXXX, XXXX I received a collection letter from XXXX XXXX XXXX, located at XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, CA XXXX informing me that I, personally, owed approximately {$15000.00} to a company named XXXX XXXX XXXX, also located at XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, CA XXXX.
I have known this company, and the the owners for many years. Various companies that I have worked for did do business with them. One such business, XXXX XXXX XXXX, did do business with them in XXXX, and those transactions resulted in the $ 15,000+ dispute. XXXX XXXX XXXX believes that XXXX XXXX owes them a considerable sum of money, and perhaps XXXX XXXX feels it is the other way around.
However, I am not, and have not been, an owner, or an employee, of XXXX XXXX XXXX. I had nothing to do with the business dealings or transactions that created this dispute. Notwithstanding that fact, XXXX XXXX engaged the business next door to them - National Commercial Services ( NCS ) - to begin collection proceedings against me, personally. This was, and is, an obvious attempt at harassment. XXXX XXXX and NCS clearly believes that by subjecting me to this campaign of harassment, I might pay the debt they allege is owed, or at least lobby XXXX XXXX XXXX to pay the debt.
On XXXX XXXX, XXXX I dispatched a letter to XXXX XXXX XXXX of National Commercial Services, informing him in no uncertain terms that I was not, and am not, a party to the debt, and their attempts to collect this debt from me is improper and exposes them to liability.
Still, NCS continued it harassing collection attempts with additional demand letters. On XXXX XXXX, XXXX I learned that NCS placed an {$18000.00} collection debt on my XXXX credit report. I assume NCS has done likewise with other credit reporting agencies.
This egregious and inappropriate action has obviously caused me severe troubles, as I have been attempting to rent a home and apply for other types of consumer credit.
These tactics to extract money from myself, a person who is not, and never was a party to the underlying transactions is a flagrant abuse of the Fair debt Collection Practices Act ( FDCPA ). I respectfully ask that the CFPB take appropriate action against National Commercial Services of XXXX XXXX, California, and that they be ordered to remove their collection debt against me from any and all credit agencies.
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| 02/03/2021 |
Yes |
- Debt collection
- Other debt
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- Communication tactics
- Used obscene, profane, or other abusive language
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Web |
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I received a call from XXXX XXXX from NCS but was not able to answer. My sister called soon after and was worried, she said XXXX called her and was telling her that if I did not pay he was going to have my license taken away because I was a payment late. I then called him to place my new CC on file, and I let him know I did not appreciate him disclosing my information to a 3rd party. He got really defensive and said he gave her that information because she asked for it. He said he was just sending me an email. My sister was never authorized on my account she spoke with him once to give him a CC and from there on he always called her. This man was unpleasant to speak with, he told me he was going to cancel my payment arrangement and that I was " DONE '' and to " have fun at the DMV '' I asked for an explanation as to why he was cancelling my payment after trying to express my concern about him speaking to a 3rd party. He said because I wouldn't let him speak. I let him know this was not a legitimate reason to cancel my arrangement just because he took my complaint personal. This man had the nerve to tell me to " shut my mouth '' and that I am 2 payments behind, and he told my sister I was one. I told him I know he can't talk to people this way and there should be a level of professionalism I could get a lawyer. He said he was suspending everything since I knew what to do. I asked to speak to a supervisor and he said this like he was used to it and like he didn't care " go ahead and speak to my supervisor EXT XXXX ''. He is not allowed to speak to me or anyone in this manner just because they owe a debt and bring to his attention that he can not disclose information to someone other than the debtor. He shouldn't have that type of power to dictate when to cancel payment when the debtor is not wanting to cancel and to dictate when to take their license away and especially feel entitled to intimidate a client because he choses to take their complaint personal.
I received a call back from XXXX his supervisor and he said he would handle it and he said he saw notes where I " authorized '' my sister before. I never have, she spoke with XXXX once to put a CC on file and from there he would always call her. I told XXXX to stop calling and emailing my sister and apparently he didn't write that in the notes.
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| 03/26/2016 |
Yes |
- Debt collection
- I do not know
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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XXXX XXXX I RECEIVED A LETTER FROM XXXX XXXX XXXX COMPANY CLAIMING I WAS INVOLVED IN A HIT AND RUN ACCIDENT ON XXXX ACCORDING TO THE LETTER A POLICE REPORT WAS FILED. I SPOKE TO THE AGENT THAT SENT THE LETTER AND THE AGENT STATED IT WAS A LETTER THAT THE POLICY HOLDER FILED A CLAIM STATING THAT A PEDESTRIAN WITNESSED THE HIT AND RUN AND GAVE MY LICENSED PLATE I ASKED SPECIFICALLY DESCRIPTION OF THE CAR AS THERE ARE XXXX CARS REGISTERED UNDER MY NAME, AGENT STATED PER THE INSURED A WHITE PATHFINDER I TOLD THE AGENT THAT NONE OF MY CARS MATCH WITH THE DESCRIPTION THAT WAS GIVEN THE AGENT INSISTED THAT MY CAR WAS INVOLVED IN THE ACCIDENT HIT AND RUN I TOLD THE AGENT THAT MY CAR DOESNT SHOWS NO SIGN THAT IT WAS INVOLVED IN ANY ACCIDENT THAT DAY AND TIME, AND THAT WAS A MISTAKE THT SOMEONE GAVE MY PLATE LICENSE NUMBER THATS ALL AND MY CAR WAS A NONOPERATION VEHICLE FROM XXXX to XXXX FOR SMOKE INSPECTION RENEWAL REGISTRATION. THIS IS A FALSE REPORT INFORMATION GIVEN, FRAUD INSURANCE THAT MUST BE REPORTED. THE AGENT THAT HARRASING ME WITH SEVERAL LETTERS, AND ACCUSSING ME WITH FALSE INFORMATION, NO INVESTIGATION WASNT MADE CORRECTLY TO FIND THE PERSON RESPONSIBLE FOR THIS HIT AND RUN ACCIDENT, JUST BASED ON A PEDESTRIAN THAT WITNESSED AND GAVE LICENSE PLATE THAT MATCH XXXX OF MY VEHICLE, WRONG INFORMATION AND OBVIOUSLY FALSE DOCUMENTATION INVOLVING ME IN AN ACCIDENT XXXX CARS XXXX, THAT SOUNDS MORE LIKE FRAUD INSURANCE THAN ANYTHING ELSE, DONT YOU THINK IF WAS REPORTED TO POLICE THEY WILL BE SENDING ME A LETTER, OR SEND SOMEONE TO CHECK MU VEHICLE I AM VERY RESPONSABLE PERSON I DEFINITELY WOULD 'VE STOPPED IF I KNOW I HIT SOMEONE, I FILED A COMPLAINT TO FTC FOR FALSE REPORT AND INSURANCE FRAUD. BUT I RECEIVED ANOTHER LETTER NOW FROM NATIONAL COMMERCIAL SERVICES CREDITORS COLLECTION AGENCY FOR A SETTLEMENT OFFER AMOUNT OF {$4400.00} FROM SAME XXXX INSURANCE TO BE NEGOTIATED XXXX I DONT OWE ANY MONEY, I DO N'T THINK THATS RIGHT, TO BE HARRASING ME, ESPECIALLY WHEN I TOLD THE XXXX INSURANCE COMPANY BACK IN XXXX THAT I HAVE NOTHING TO DO WITH THAT ACCIDENT.
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| 08/21/2017 |
Yes |
- Debt collection
- Auto debt
|
- Communication tactics
- Frequent or repeated calls
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Web |
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Subject was contacted on XXXX/XXXX/XXXX around XXXX XXXX company advised Subject that he owed the amount for XXXX. Subject advised he was recording the call and the company rep decided she would try to verbally attack subject by means that are prohibited by state and federal laws. Subject told company he is not paying anything and they decided to press an issues of suspending subjects driving privileges. Subject makes it known to us and subjects local police department that the Federal Bureau of Investigation and Federal trades commission, Subject States on Record that company is trying all means to collect debt and insurance company also told him that the company being used is ( National Commercial Services ) to collect debt. Subject States call between him and XXXX the floor manager was recorded. Subject statement and report was reported to the Federal Bureau of Investigation and report was taken due to company being under the Federal Bureau of Investigation Criminal Activity Watch System. Subject states that the insurance company is XXXX XXXX XXXX of Ohio. all legal information was recorded to the local police department to Chief XXXX of the XXXX Ohio Police Department and to Federal agent XXXX XXXX. Be advised that Federal Bureau of Investigation has identified the said collection agency as fraud and for the subject not to engage in any contact. and if any further actions is taken or calls are received to contact the Federal Bureau of Investigation and Federal Trades Commission. At this time the Federal Bureau of Investigation and Federal Trades Commission is aware of the issue and fraud and is conducting an investigation and if any legal actions is taken they will handle it in full.
Recordings have been summited to the FBI CFPB FTC Subject is required to forward this CFPB and Federal Bureau of Investigation Report, and the Federal Trades Commission to com-pany 's involved.- Subject states the number listed for NCS is XXXX Contact information for the Federal Bureau of Investigation XXXX Federal Trades Commission XXXX
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| 03/06/2019 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
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Web |
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I received letters in the mail from collection agency National Commercial Services claiming I first owed $ XXXX then XXXX. When I called, to find out what this was about, they were nasty, threatening and said I couldn't dispute the collection. Their letter states they will suspend my driving privileges for failing to respond or pay. The case comes from a driving incident I had in XX/XX/XXXX. The plaintiff sued her insurance company for personal injury funds and her company submitted a claim against my insurance company in which they denied payment. Now, her insurance, XXXX XXXX, has submitted the suit to NCS for payment.
I started receiving letters in XX/XX/XXXX. Please note that at no time between XX/XX/XXXX and XX/XX/XXXX did I receive any notification that a case had been filed. I was never informed by my insurance or hers, never officially served by a sherrif or other law enforcement agent regarding a trial, nor was I named in the case heard in XXXX XXXX, Maryland. I don't understand how they have identified me as the owner of this issue and how they can say I am obligated to pay this without any proof other than a computer print out from their internal system of a payment allegedly showing a check paid either to or from the Law Offices of XXXX XXXX XXXX.
Additionally, their collection letter doesn't state that a ) it's an attempt to collect a debt and b ) that I can dispute it.
I have contacted my lawyer, the courts and both insurance companies. No one has a clear answer on whether or not this situation is legitimate and given NCS 's threatening business tactics and the simple fact they can't produce solid evidence leads me to believe this is a fraudlent attempt to collect a debt that hasn't even been entered in for judgement at this point ( how can it be if I wasn't named? ).
I have sent them a check for {$51.00} to keep them at bay until I can figure this out. I really need help though. I think I am being taken for a ride.
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| 07/11/2017 |
Yes |
- Debt collection
- Auto debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
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Web |
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Went to rent a car from XXXX XXXX XXXX in XXXX. Was informed that XXXX and XXXX are the same company and I was on XXXX do not rent list. I was told to contact the do not rent department of XXXX ; I did. They referred me to a collection company in California XXXX XXXX XXXX XXXX.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX I called an spoke to XXXX at the company. I asked for a copy of the bill, signed contract and orginally inovice. I was told those were not available. I stated that on XX/XX/XXXX that the CSR could see the contract on her computer screen. He stated that the contract # XXXX had been recycled and not available.
However, 2 hours AFTER speaking with both XXXX XXXX Department AND NCS, I was emailed an invoice with a XXXX balance.
The rental was from XX/XX/XXXX to XX/XX/XXXX. The insurance company paid {$630.00}. Apparently there was a balance of {$85.00} ; i did NOT know there was a balance nor had I EVER received anything about this.
I sent this to XXXX XXXX department who stated that I have to contact NCS. But when I contact NCS, I am told to speak with XXXX and he stated that I owed nothing, XXXX is a private company and they can decide who they rent to, that I needed to find another rental car company and he went on to state he would make sure that XXXX was not ever going to rent to me again AND then hung up.
It seems that XXXX with NCS is on some sort of power trip as he refuses to provide ANY information about the supposed debt and the information XXXX has provided shows a XXXX balance.
It is clear that it was an overcharged by XXXX and since XXXX only makes his money on what he collects he is not going to release the account in order to punish me as by his ( XXXX w/ NCS ) own admission know this is not a valid charge.
Thi account needs to be settle as paid as by XXXX own admission there is a XXXX balance.
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| 02/29/2016 |
No |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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National Commercial Services FAX # ( XXXX ) XXXX Re : account # XXXX Attention to DISPUTE DEPARTMENT Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name This debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report.
In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I also ask that you notify any company associate with this account and tell them the debt is the result of identity theft.
I have enclosed a copy of the Federal Trade Commission 's Notice to Furnishers of Information. It explains your responsibilities under the Fair Credit Reporting Act ( FCRA ). The FCRA requires that debt collectors give an identity theft victim documents related to an account if the victim asks. Please send me copies of all records relating to the account, including : Account applications made on paper, online, or by telephone Account statements or invoices Records of payment or charge slips Delivery addresses associated with the account Records of phone numbers used to activate or access the account Signatures on applications and accounts Investigators report Please send me a letter explaining what you have done to : Inform any company associate with this account National Commercial Services that the debt is the result of identity theft Stop collection proceedings against me Stop reporting information about the debt to credit reporting companies Provide me with the records I request Thank you for your cooperation.
Sincerely, XXXX XXXX D.O.B : XX/XX/XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX SS # XXXX
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| 08/23/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
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Web |
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The attached documents proves that XXXX XXXX, XXXX XXXX and XXXX XXXX are guilty of violating the FAIR DEBT COLLECTION PRACTICE ACT and breach of contract. This case is still unresolved to date ( XX/XX/XXXX ) for they refuse to submit the required document stating the payment has been satisfied and releasing driver 's licenses from suspension and accident block.
The letter from National Commercial Services ( NCS ) clearly shows the amount for which suspension was based and date of requested suspension. The payout summary and repairs supports the claim ; and the receipt shows that amount paid in full prior to the date of suspension.
On the XX/XX/XXXX XXXX wrote to me " Thank you for your payment. We will credit the account accordingly. The department of Motor Vehicles will be notified of complete payment once posted in the morning. You will receive notification accordingly in regards to the completed release. Thank you, XXXX XXXX '' That agreement was breached by her failure to credit my account and notify the DMV as promised resulting in driver 's licenses suspension. To date she has not done so.
I hired Attorney XXXX XXXX who contacted XXXX and paid what was demanded as outstanding ( {$130.00} ). Those monies were paid on the XX/XX/XXXX with the promise from XXXX " The DMV would have your release within 5-7 days. She ( XXXX ) emailed me ( Attorney XXXX ) the receipt for the payment already. '' Again, to date the DMV has received no such document of release. Again, XXXX has lied and has breached another agreement.
We have suffered immeasurable amounts of stress and our ability to conduct and improve our livelihoods have been stifled as a result of these breaches.
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| 05/14/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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Hello, I have been able to contact someone at NCS back in XXXX of 2022. I have informed them that I would like to make an offer of settlement of already made payments. The person who has been in charge at NCS XXXX XXXX refused to share my request with the client XXXX XXXX XXXX.
I then asked again why would he not share my email or request to settle with them. We have gone back and forth many times and he has refused to share my offer with his client and for whatever has said he would if I made an offer and when I told him I did, he says it is an acceptable. I then asked what is acceptable for the client XXXX XXXX XXXX and he keeps telling me to make an offer or a better offer.
At this point I dont know if the client actually exists and he is refusing to take my offer to the client or there is no client and he is using a fake client.
I then asked to speak with his boss and he has refused to provide that information as well and said he is the only person I will be dealing with and no one else.
At this point I dont know what else to do.
1- I made an offer per XXXX XXXX instructions but he is refusing to take it to his client XXXX XXXX XXXX.
2- I asked him to ask his client what they think is a fair offer to close this settlement and he is refusing to provide that as well.
3- I asked to communicate with the client and he has refused to provide that information.
4- I asked to communicate with his superior since I dont believe he is being honest in his dealings, he has refused that as well.
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| 05/14/2023 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Hello, I have been able to contact someone at NCS back in XXXX of 2022. I have informed them that I would like to make an offer of settlement of already made payments. The person who has been in charge at NCS XXXX XXXX refused to share my request with the client XXXX XXXX XXXX.
I then asked again why would he not share my email or request to settle with them. We have gone back and forth many times and he has refused to share my offer with his client and for whatever has said he would if I made an offer and when I told him I did, he says it is an acceptable. I then asked what is acceptable for the client XXXX XXXX XXXX and he keeps telling me to make an offer or a better offer.
At this point I dont know if the client actually exists and he is refusing to take my offer to the client or there is no client and he is using a fake client.
I then asked to speak with his boss and he has refused to provide that information as well and said he is the only person I will be dealing with and no one else.
At this point I dont know what else to do.
1- I made an offer per XXXX XXXX XXXX but he is refusing to take it to his client XXXX XXXX XXXX
2- I asked him to ask his client what they think is a fair offer to close this settlement and he is refusing to provide that as well.
3- I asked to communicate with the client and he has refused to provide that information.
4- I asked to communicate with his superior since I dont believe he is being honest in his dealings, he has refused that as well.
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| 04/24/2018 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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National Commercial Services sent a letter saying they were acting on behalf of their client, XXXX XXXX, Client Re. No : XXXX, Account No : XXXX, Balance of Claim : {$7900.00}. I have no such debt with XXXX XXXX, or anyone else. The letter was as follows : Please be advised that your account has been referred to our internal Legal Department for review. The referral of this matter takes place only after traditional collection efforts have been exhausted. ( There have been no collection efforts made regarding this ) If our Legal Department does indeed qualify your account for litigation and there has not been a resolution as to the outstanding claims, we will assign the file to one of our contracted attorneys in your area to commence litigation.
It is our sincere desire to avoid the time, expense and inconvenience to all parties brought about by a lawsuit. In that respect, we are willing to consider all reasonable proposals.
This is a time sensitive matter. Please contact our office immediately in order to resolve this matter without further action. We look forward to your prompt reply.
Online Payment : Please visit https : //secure.ncssubro.com/payment Hours of Operation - Pacific Standard Time : Mon-Fri XXXX XXXX - XXXX XXXX Sincerely, ALL CORRESPONDENCE SHOULD BE SENT TO XXXX XXXX National Commercial Services XXXX Ext. XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, CA XXXX I have not replied in any way to this letter, believing it to be an attempted scam.
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| 12/08/2023 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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XX/XX/2023 Report number XXXX Accident happened XXXX XXXX and XXXX XXXX XXXX XXXX I didn't get a first notice until XX/XX/2023 and XXXX in XXXX was going to give me a security suspension and apparently already had another suspension on my license The collection place told me I couldn't have XXXX XXXX XXXX XXXX statement saying I wasn't involved or even knew about situation until XXXX and found out cause of towing agency even though XXXX XXXX XXXX paper they sent states other wise And now on XXXX XXXX XXXX I had agreed to pay monthly {$350.00}. the amount is now {$4600.00} total But when I was done with XXXX the collection agency caseworker called stating I did the last paper wrong but the XXXX XXXXXXXX approved everything She also wouldn't lower payment for XXXX XXXX XXXX since that's when I first found out about it They only called XXXX XXXX time and they didn't send him any papers I have to go get paper notarized again because she didn't tell me to not leave one spot opened for her She just told me to make sure I have to notarized paperwork and it was a must License date for suspension was XX/XX/2023 I had to pay collection agency XXXX that date and show proof at XXXX XXXX XXXX XXXX XXXX name is national commercial services , Inc XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Phone number is XXXX Last notice was on XX/XX/XXXX for security suspension
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| 01/18/2023 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I received in a letter in XX/XX/XXXX a letter from National Commerical Services ( NCS ).
The amount was stated as {$6100.00} with a loss date of XX/XX/XXXX.
The Client named is XXXX XXXX ( XXXX ). Which I believe to be an insurance agency.
I called NCS and told them I had no idea who XXXX XXXX was, and that no calls, letters or emails had been sent regarding the supposed claim.
The NCS Representative said it had to have been sent, and I told him if it had we would have passed any claims to our insurance if it had been sent. I did ask then to send me copies of such claims from the client XXXX, and he said do you want us to litigate? I told him of course not, I just have no record of any claims and need so info about what the claim is about. I asked them to mail them, and he demanded my email address which I refused. I asked that the claim be sent in the mail, just like the NCS demand letter. He said, " I was making it slow and that I wanted them to file litigation against us ''. Real nice strong arm tactics when all I asked was for a little information to pass on to my Insurance Company. It is basically like he just wants us to pay their company off with absolutely no information. I really don't appreciate being threatened with a lawsuit in a 3 minute conversation especially when I look up the date of loss and have not incidents that day.
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| 06/03/2018 |
Yes |
- Debt collection
- Mortgage debt
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
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NCS debt collection violates FCRA by furnishing outdated account information and misleading the credit reporting agencies which in turn continue to report derogatory consumer information.
NCS falsifies the information to re-age the account to continue to report it as negative while it well passed the seven years a timeframe allowed for such reporting.
NCS failed to validate the account details and fraudulently changing the dates.
Specifically, the account in dispute, which was put to collection in XX/XX/XXXX after a short sale ( aka " charge off '' ), continues to appear in credit history NOW, 11 ( eleven!! ) years after as negative and derogatory record despite seven ( 7 ) years allowed by FCRA.
In response to consumer 's request for investigation NCS intentionally failed to properly validate this debt DATES but intentionally furnished CRA with false information about dates of last payment from XX/XX/XXXX to make it appear 'NEW '. Due to such illegal purposeful manipulation this debt renewed and set to disappear from the cred report in XX/XX/XXXX - that is 12 ( twelve ) years from the original collection.
Such misleading and fraudulent practices on behalf of NCS is a direct violation of Fair Consumer Reporting Act. This practice of reporting an outdated negative information must be promptly investigated and stopped immediately.
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| 04/11/2019 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
Older American |
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I was contacted XX/XX/XXXX by XXXX at National Commercial Services related to a car rental claim paid by XXXX for a fender bender in XX/XX/XXXX. I chose not to file with XXXX XXXX, my insurance company, to keep my rates down and paid for all car repairs and a rental car directly. After checking with the other party and her XXXX agent, on XX/XX/XXXX I spoke with XXXX at NCS and emailed him a copy of the credit card statement which showed XXXX and the other party 's name requesting he close the collection. He called today XX/XX/XXXX and left me a message threatening to have my drivers license revoked if I did not pay. When I called him back, he confirmed he had received the email and evidence of payment to XXXX, but continued to push for collection. I considered him threatening and rude. When I told him I paid for the repairs and rental, he said " XXXX doesn't repair cars ''. I told him not to get smart with me, I paid both the shop and XXXX. After he kept going on about this and that, I told him the charge was bogus and I wasn't paying anything. Eventually he said he was closing their file and XXXX would deal with me directly, still threatening, then hung up on me. I am also notifying the DMV to head off any suspension of my license based on this false information since in my state, insurance companies have that power.
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| 12/28/2017 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Originally contacted by XXXX on XX/XX/XXXX regarding $ XXXX owed due to auto accident I was involved in two years prior. Representative XXXX advised if I did n't pay immediately that I would lose my license. After calling back we came to a payment agreement because I was scared to lose my license. I was not made aware of my rights in disputing this debt and it has taken several calls to get any type of straightforward information from this company.
At present time I am still not clear on what my rights are as this is a bogus medical claim from an accident that occurred two years ago. I was never contacted by the auto insurance company XXXX that they were pursuing subrogation, nor was I ever contacted by the other parties attorney 's XXXX XXXX XXXX It has taken 3 months of dealing with XXXX to put together enough information to dispute this bogus claim.
On our original contact XXXX gave me the false impression I had to pay XXXX immediately to avoid losing my license. In follow up conversations that amount was lowered and I was put on a payment plan I never would have agreed to this payment plan without being given false information.
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| 08/02/2016 |
Yes |
- Debt collection
- I do not know
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
Servicemember |
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I was involved in an accident on XXXX XXXX, 2015. I was moving from XXXX to XXXX. Police came to the scene of the accident, and the police did not give me a ticket. The officer said he did not draft a police report. I never received any calls regarding a claim against me, or issues with being an uninsured motorist. XXXX paid for damages, and I paid a {$1000.00} deductible. Nothing happened until two weeks ago, when my parents got a call about a debt owed for {$3000.00}, but no cause for the debt. I contacted National Commercial Services, and they told me the debt was for {$5000.00} due to a tort claim as an uninsured motorist. They did not provide any further details as to the debt, except that the other driver 's insurance had already paid their claim. I was told by NCS that this debt was for being an uninsured motorist. I received a letter in the mail stating they 've tried to communicate previously, but I never received any information. They have threatened to request the DMV to suspend my license. I have not been sued, so I have no idea where this debt came from.
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| 03/14/2022 |
Yes |
- Debt collection
- Credit card debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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Received a call from NCS ( collection agency ) XXXX XXXX regarding a balance from XXXX XXXX from XXXX. He said the bank had an oversight many years ago and failed to contact me. When asked for him to verify my address he had an address from XXXX and said they just had an oversight and did not send out collection activity and now XXXX XXXX wants to recoup the money and failure to pay would put me into XXXX XXXX. I am furious because I have a great credit score and very little debt and to be contacted years later without notice is unreal! He said he did understand how odd this is and said to wait for a letter in the mail. I asked " how are you sending a letter when you don't have my address? He said " oh we will just put your info in the data base and find it ''. I said well how come you haven't done that in 16 years? He said " it was an oversight ''. This is ridiculous! I contacted XXXX XXXX and was told they sold the account in XXXX after being told by XXXX to contact them. I will also be filing a XXXX complaint as well!!! Acct # XXXX XXXX XXXX
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| 06/15/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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I started making payments to National Commercial Services in California in XXXX. I informed them in XXXX that I was no longer able to pay but that we should come to an agreement to settle the debt. The total amount I owed them at that time was {$5500.00}. I have made payments since XXXX totaling about {$4000.00}. I informed them that i would like to settle the remainder and was told at that time that i owe them {$4400.00}. That is almost double what the agreement was about and was not giving an explanation as to how that balance came to be and my emails were ignored along with my phone calls.
I stopped paying them until i received a proper explanation which did not happen and even then I informed them that I am willing to pay {$120.00} to settle what was left of the original amount when i agreed to make monthly payments. They did not respond as i mentioned before and opened a credit report on XX/XX/XXXX.
I am disputing this report because this was easily taken care of and I DO NOT OWE THEM {$4400.00} which is a total fabrication.
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| 09/21/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Complaint against National Commercial Services XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, Ca XXXX Toll Free : ( XXXX ) XXXX Telephone : ( XXXX ) XXXX FAX : ( XXXX ) XXXX NCS was withdrawing {$100.00} from joint back account for a year. When my relationship ended with that person he called NCS to change the bank account information that the funds were withdrawn from. NCS continued to withdraw {$100.00} from my account and refused to work with me to get the issue resolved. They maintained the payment was returned non sufficent funds, which was not the case as I have bank statements to prove other wise.
I attempted to talk with XXXX who was rude, said he doesn't need to talk to me, and when I requested a supervisor he refused. NCS does not attempt to work with people when they have made an error and will not allow you to speak with a supervisor.
By them taking this money when they were not supposed to, it caused my mortgage payment to bounce and incur additional fees. I also lost time at work having to be on the phone with them.
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| 02/13/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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I signed a repayment contract on XX/XX/15 stating I owed National Commercial Services Inc. to date {$4300.00} minus a down payment of {$550.00}. This brought the balance of the claim to {$3700.00}. Three days later on XX/XX/15, they changed the amount owed to over {$19000.00}. When I questioned the increase they sent me the all the back up and payments that XXXX XXXX paid. I kept paying the monthly payment of {$150.00} as I signed the contract and they would threaten to suspend my drivers license and take legal action if did was late or missed a payment. I actually ended up paying National Commercial Services Inc. over {$5000.00} and have stopped any more payments to them. Now they put a chargeback against my credit for {$19000.00} and just this month increased the amount another {$100.00}. They have been paid above what our contract stated. I have attached a copy of the signed contract as well as what was sent to me when I inquired about the amount change.
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| 02/23/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Threatened to take legal action
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Web |
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I am writing this complaint because of several violations of the Fair Debt Collections Practices Act by a representative of National Commercial Services. Several letters that failed to make clear the debt have been sent to my address and in recorded phone calls made on XXXX/XXXX/16 the representative threatened to turn me over the Department of Transportation, increase the debt should I verify the veracity of the debt, failed to read the mini Miranda, sent correspondence to my email after I told her that she could not use the address for communication and called me on my cell phone without requesting permission to contact me at that number.
I request that a full investigation of these violations of the law be made by your office and the appropriate actions against National Commercial Services take place.
I can be contacted at the above listed number and address.
Sincerely, XXXX XXXX XXXX
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| 01/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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Received the notice on XX/XX/2021. Tried to call the number provided several times, but no one ever answers the phone.
On XX/XX/2021 overnighted a dispute letter to company, Continued to try to call the number provided several times. No one ever answers Emailed the company and received the following response : Please be advised Mr. XXXX requested the supportive documents merely 2 hours ago. We represent all 50 states regarding Subrogation claims and this is not a debt. I have requested the documents to be attached to the claim, and when they are, he will indeed receive them.
Thank you for your patience in this matter.
However, the letter clearly states that this is an attempt to collect a debt. This is deceptive and illegal debt collection practices and an attempt to collect a debt that was settled ( against the company ) in arbitration.
|
| 05/01/2018 |
Yes |
- Debt collection
- Mortgage debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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My husband and I did a short sale on a property over 3 years ago. I received a call from the debt collection company some months after that I owed for pmi on the loan. The company is National Comm Services XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX. After numerous phone calls to have documentation sent to my home address every time I call they give me the address they say they have on file which is the realtor company that handled the sale. I have NEVER received any documentation on the amount owed, what I have paid nor who they are collecting for. I just called again today and still wrong address and they say the same thing- we will update. I also asked for the name of the company in which they are collecting and I was told pmi insurance. No phone address or information provided. I feel as though my money is going into a black hole.
|
| 10/04/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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|
Web |
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I rented computer systems for my XXXX which I was in process of purchasing. The property owner had locked me out of the establishment. He continued to conduct business a week later under my XXXX using my computer systems. This situation did go to court. I was locked out of the establishment and was unable to return the computer systems I rented he was also still using them to run the business. Therefore, this XXXX XXXX XXXX was contacted by my lawyer and myself multiple times, advising them that it needs to be removed from my personal credit report. As this original contract for the computer rentals was originated under my XXXX. Recently received credit report for a home loan to find, the amount stating {$16000.00} total amount owed and monthly payment of {$12000.00}? this alone is an accurate total amount reported.
|
| 01/13/2023 |
Yes |
- Debt collection
- Mortgage debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American |
|
I entered a XXXX month lease agreement for my mother with XXXX XXXX in XX/XX/XXXX, unfortunately she was unable to live in the apartment due to her XXXX. The management co and apartment management were both notified of such. I was notified that I would be held liable for the lease until such apartment was re- rented which happened in XX/XX/XXXX. No communication had been received from either the apartment management or XXXX until yesterday XX/XX/XXXX when we received a collections call for XXXX. The issue I have is how can XXXX people pay for the same apartment. Wouldnt that be considered fraud. Please help me. The collection agency refuses to discuss the issue, XXXX XXXX refuses to discuss the issue and the apartment managers are also refusing to talk to us. My husband is the co-signer
|
| 05/02/2017 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
|
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on XXXX XXXX XXXX a car registered to me was involved in a car accident. I was not driving the car but understand I am liable for damages. I have been given two different amounts by this company. On XXXX XXXX XXXX , I received a collection letter in the amount of {$3200.00}. On XXXX XXXX XXXX , I received a collection letter in the amount of {$5200.00} which is XXXX more on the same debt. I sent a certified letter to this company on XXXX XXXX XXXX asking for a itemized break down of these costs and did not get a response. I informed this company that I am willing to take care of this debt but we need to come to some agreeable solution. This company has threatened to take my drivers license if this is not resolved
|
| 01/24/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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NCS has been contacting me by phone and mail in order to try and get me to pay some sort of debt that does not belong to me. The debt started at {$1000.00}. I have tried to get them to verify it, but no such verification has been provided. They simply sent a stack of papers, not one of which included my name, and a letter that they had typed up saying that the debt was mine. Every time they send me a letter, the supposed debt rises. They are now saying I owe {$7000.00}. I have asked them not to contact me by any way other than by certified mail and they continued to call. They have also posed empty threats saying they would have my driving privileges revoked if I did not pay them for this debt that isn't even mine.
|
| 10/25/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
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On Friday XXXX XXXX responded to a call from XXXX at XXXX financial services he did not want to listen only yell at me and told me he was done with my XXXX and hung up. He then called back later being nice telling me he represents XXXX XXXX insurance. I called them and he is a third party debt collector. I spoke again on Tuesday, XXXX XXXX XXXX and he told me he will not accept any payments and if I pay DMV or anyone else he will see my husband never drives another day of his life. This was done yelling at the top of his XXXX. He asked me if I want to play games. He said he would take money from employer, bank acct ect ... I felt very emotionally abused and will seek legal council against him.
|
| 08/25/2018 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This is concerning a car accident that occured when a mechanic working on my car test drove it without my permission. I was deemed not liable due to not driving or even being present at the time of the accident. National Commercial services has been calling me with recorded messages and have recently began to send notifications by mail. I have sent them XXXX cease and desist letters via certified mail and they still contact me.The accident occured on XX/XX/XXXX of 2016.They are attempting to collect 13,000 dollars from me that I do not owe and have been deemed not liable for by my insurance company.The liable party is the mechanic who was driving the car who has not been responsive.
|
| 10/05/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company received a letter dated XX/XX/XXXX from me requesting validation documents for account number XXXX. I did not receive any response from this company. I did not receive and validation document ( statement/bill, proof that this debt was assigned to them etc. ) This clearly is a violation of FCRA and FDCPA. Their negligence and none compliance are preventing me to acquire credit. This company is robbing me of my rights which has a great effect on me and my family financially. Attached to this complaint are copies of the letter I sent them last XX/XX/XXXX and the letter I am sending them today XX/XX/XXXX.
|
| 04/07/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Received a letter on XX/XX/XXXX dated XX/XX/XXXX from NCS, National Commercial Services, stating that I owed {$5300.00} and that I could use my tax refund to settle the account. I don't know what this is about and I tried contacting the company on numerous occasions. I was only able to leave a message once, and my call was not returned. All other calls went to a mailbox that was full. My lawyer sent them a letter stating that I was disputing this alleged debt. They did not receive a response. I was advised to file this complaint and also a complaint with the Attorney General.
|
| 01/31/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was not contacted by XXXX XXXX XXXX (would have disputed claim) prior to NCS collection call to me XX/XX/XXXX about alleged police incident.I have obtained a copy of XXXX incident report that XXXX XXXX is using to claim liability against me.The police report notes police are unable to prove their allegations and their client ("victim") is unable to identify accused. No charges have been filed against me for this XX/XX/XXXX alleged incident.Additionally, my SSN, not provided by me, was published by police (their attorney has admitted they shouldn't have released my SSN).
|
| 06/16/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Servicemember |
|
National Commercial Services Inc at XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, CA XXXX is a collection agency reporting for XXXX XXXX originally contacted me on an unpaid insurance balance of {$7200.00} as of XX/XX/2020 with a payment agreement of XXXX XXXX monthly. After paying monthly as agreed the balance kept accruing interest and is now reporting to the credit bureau in the amount of {$8300.00} from the collection agency. The payments that I have made were not properly applied to the unpaid balance and the balance is now increased on a charged off account.
|
| 07/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
|
|
Web |
|
|
This company calls my number asking for someone that I do not know & have been doing so for years. Now, it's much more frequently and they're threatening to take away the person 's driving privileges. Today, for example, they called twice within XXXX minutes of each other. I've stated to them multiple times that they have the wrong number, its harassment, and to remove my number as it's on a " Do Not Call '' list. Their call id is XXXX, their number is XXXX ext. XXXX, and the company is NCS ( National Commercial Services ).
|
| 07/21/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
National Commercial Services has been harassing me with phone calls and letters claiming they represent XXXX XXXX XXXX XXXX XXXX, and that I have an outstanding balance of {$2000.00} as of XXXX XXXX, 2015. They claim this money is due to an auto accident that happened on XXXX/XXXX/15. I have explained to them that they should contact the insurance company because it was a company vehicle. They insist that they have the right to continue with their tactics, and hang up the phone when I say they are harassing me.
|
| 04/06/2018 |
Yes |
- Debt collection
- Auto debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
XX/XX/XXXX-XX/XX/2017 ( amount was {$9000.00} ) Received phone calls from National Commercial Services about having to pay a claim dealing with a car accident Stated if I didnt pay the amount, I will go to jail and they will suspend my liscense.
I told them I couldnt pay the amount and they didnt care about my situation and said I have to pay no matter what. Not sure if its a scam. The insurance company never said I had to pay a claim.
They never sent me a letter stating why I had to pay so much.
|
| 03/07/2018 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
On XX/XX/2018, I received a phone call from NCS about a debt that is owed for a car accident. The representative on the phone stated that they are going to file paper work to sue me and have my driving privileges revoked for failure to pay the balance. I l have asked them for the final bill along with the details of the bill. They have told me they dont have a final bill yet and they want me to set up a payment agreement without knowing what the balance is and why I am receiving the charges.
|
| 04/02/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
My daughter had an accident a small finder bender, in XXXX XXXX the police got a report. Later the driver sent a letters of harrassment on his back, neck, missing days and the list goes on and on. It was turned over to XXXX ... I PAID THEM ... it was closed ... Later get letter from XXXX debt for XXXX ... REALLY ... for the amount I PAID XXXX 1000.00. NOW this company is harrassing for XXXX really ... ALL THIS CALLING, RUDENESS. THIS COMPANY HAS COMPLAINTS, COMPLAINTS ... I AM BEING DRAINED
|
| 07/15/2021 |
Yes |
- Debt collection
- Auto debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
I have never received a call or letter today from XXXX XXXX until today ( XX/XX/2021 ) letting me know that I am in debt with them in the amount of {$26000.00}. I have owned a car years ago but never had insurance on it. Never have I had an accident with anyone involving XXXX XXXX. This letter is demanding for me to make a payment within 30 days that the letter has been sent or they will collect money including bank levies, my paychecks or any personal property that I may own.
|
| 04/30/2021 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
We paid National Commercial Services, Ink. XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Ca. XXXX. Phone XXXX XXXX Fax XXXX XXXX their settlement amount and now they wont send us a receipt to show the XXXX in Washington state to restore our licenses back that are suspended till we show receipt of settlement agreement from NCS ink. They said our licenses would be restored after settlement payment was made. Now they refuse to give us any form of settlement agreement receipt.
|
| 09/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
I received a letter from the National Commercial Services ( NCS ) debt. servicing company claiming I owe {$8000.00} for a debt owed to XXXX XXXX and XXXX XXXX. I do have a XXXX recreational vehicle policy, so I called both my regional representative and the XXXX national customer support number, and neither could find any outstanding debt. My account is paid and current. This debt is not mine. I believe NCS has made a fraudulent claim in this case.
|
| 07/08/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
I sent a letter to NCS-National commercial services - onto XXXX XXXX,2015 in an attempt to resolve a claim against me. I wrote in that letter they could ONLY contact me in writing at the address they had on file. On XXXX XXXX,2015 a representative from that company left a threatening voice mail ( at XXXX ) in an attempt " to educate me '' concerning the claim. They threaten to have my license taken away. The persons name was XXXX XXXX at ext XXXX.
|
| 08/12/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Good Morning - my mother XXXX XXXX passed away XX/XX/XXXX. She was unmarried and no will. She didn't have any property or anything else. I have sent XXXX ( National Commercial Services ) an email twice to the email address on the letter once in XX/XX/XXXX and again XX/XX/XXXX stating that she is deceased and to stop sending letters to her to my address. This is very upsetting and very emotional for me as her only child. Please make them stop!!
|
| 10/16/2023 |
Yes |
- Debt collection
- Auto debt
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
|
|
I received a letter from XXXX XXXX XXXX XXXX XXXX A lady called and while I was trying to explain what happened in the car accident she got upset and began to threaten me about wage garnishment and losing my license because they contacted my insurance and they didnt want to pay. A balance of XXXX was just sent to me I never went to court heard anything from police. Just a call being threatened out the blue. XXXX XXXX is her name XXXX ext XXXX
|
| 06/04/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
Servicemember |
|
on XX/XX/2019 I received an email from XXXX XXXX a representative of national commercial services. The email stated that I needed to contact them within 10 days regarding an old debt. that if I did not contact them to make the payment arrangments, they would pursue legal action against me and obtain a judgment including going after my personal assets. This is a time-barred debt, past the statute of limitations for any legal action.
|
| 05/05/2017 |
Yes |
- Debt collection
- Auto debt
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
|
|
National Commercial Services is constantly calling my phone about a debt that I am not legally responsible for. They making me crazy by calling my phone every hour. They are also sending letters to my fathers house, who has nothing to do with the debt. They are to pretending to be the Department of safety and claiming that they are going to suspend my license. Please help. National Commercial Services is driving me insane.
|
| 06/24/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
They are reporting a debt for something i paid a consultation fee in the past already ; then the doctor sent me a consultation bill way over charged for something i was never made aware of. they tried to run-a scam for an astronomical bill that i was never made aware that i would be charged for. This is ruining my credit. I would like to see proof for this debt. I contacted both and never received a response.
|
| 02/04/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
XXXX insurance issued a debt for an auto accident that was dismissed in court. Case # XXXX. Attorney XXXX XXXX XXXX Ph/ # XXXX. The collection company is NCS at phone # XXXX. Name of representative is XXXX XXXX and he not only is calling numbers not associated with me but after providing him with attorney information and verbally explaining him to cease and desist he continues to make harassing calls.
|
| 05/15/2018 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Repeated calls from XXXX National Commercial Services. The same Voicemail everytime.
" Hello this is NCS with an important message regarding an unresolved claim. Your insurance information or satisfaction of this claim is needed to conclude this issue. Please call XXXX to speak to your representative '' I don't have any outstanding claims. I've tried to call the number and no one ever answers.
|
| 03/05/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
National Commercial Services continues to attempt to extort money that is not owed. They have not, and can not provide any evidence that any money is owed, yet continue trying to collect and have even reported a delinquent debt to the credit agencies. Their client was paid all that was owed. They can not supply any agreement or contract that supports a claim for any payment.
|
| 01/13/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Rented a car from XXXX XXXX XXXX in Colorado. I was parked and hit. I gave the license and insurance of the individual who caused the accident. Months later, i was charged for the repair. I thought it was handled. The rental car agency sent the item to collections. This should not be on my report. I was the victim of a crime. I have been under duress, making payments.
|
| 03/27/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
National Commercial Services sent me a letter dated XX/XX/XXXX alleging I owed them approximated {$320.00} and alleged my XXXX XXXX someone. I do not believe my XXXX anyone. I have no evidence to support that and there is court judgment. I responded with a certified letter sent XX/XX/XXXX and received confirmation of receipt on Ja
|
| 03/27/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
National Commercial Services sent me a letter dated XX/XX/XXXX alleging I owed them approximated {$320.00} and alleged my XXXX. I do not believe my XXXX. I have no evidence to support that and there is court judgment. I responded with a certified letter sent XX/XX/XXXX and received confirmation of receipt on XXXX
|
| 11/16/2018 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XX/XX/18, {$1500.00} XXXX XXXX and National Commercial Services have been targeting me since XXXX stating that I wrecked one of their vehicles and requesting/threatening to suspend my license which is false. They can't seem to provide any legal evidence/police reports or anything to show I was involved in this?
|
| 05/09/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
continuing harassing phone calls from this company, National Commercial Services, a specialized Subrogation & Commercial Collection Agency located in the XXXX XXXX XXXX in California.
Continually call and leave no messages on my cell phone.
Phone number they call from XXXX.
|
| 08/24/2016 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
Making threats to have my license suspended and refused to verify the debt was paid. I was contacted by a XXXX XXXX from national commercial services phone number XXXX ext XXXX XXXX insulted me several times told me I heard voices in my head called my a liar several times.
|
| 07/06/2016 |
Yes |
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Web |
|
|
Collection agency NCS have been repeatedly calling me on my cell phone during work hours. When I answer I have been put on hold and eventually forwarded to a voicemail. I was finally able to get a hold of someone only to be yelled at called XXXX and then hung up on.
|
| 04/23/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
This debt was settled and paid to National Commercial ServicesXXXX XXXX a XXXX XXXX on XXXX XXXX. Creditor agree to update my credit profile and as of yet it as not been updated. Still showing a Derogatory make on my XXXX XXXX credit report.
|
| 05/13/2016 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
Calling about an auto accident and claiming to have documentation that can affect my driving privileges. Will not leave his last name and states that he is with an insurance company but the number belongs to a collections company.
|
| 07/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have found accounts from National Commercial Services on my credit report that are in violation of the Fair Debt Collections and Fair Credit Reporting Act. I have filed a dispute with the creditor.
|
| 11/16/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
|
|
Web |
|
|
XX/XX/17 balance claim of XXXX or my driver license will be suspended
|
| 11/28/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XX/XX/2018 Amount is {$250.00}, Debt reported that's not valid.
|
| 02/11/2024 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/01/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 01/27/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 01/10/2024 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 12/19/2023 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
|
| 10/17/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/24/2023 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/19/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/07/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 09/05/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 07/28/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/24/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 05/16/2022 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 04/05/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Servicemember |
|
|
| 01/24/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/16/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
|
|
|
| 03/19/2021 |
Yes |
- Debt collection
- Auto debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 03/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 09/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 09/10/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 06/16/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
|
|
|
| 05/07/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/15/2020 |
Yes |
- Debt collection
- Auto debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 01/08/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/30/2019 |
Yes |
- Debt collection
- Auto debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 10/14/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/27/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 06/24/2019 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Fax |
|
|
|
| 05/12/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 05/12/2019 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/16/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/22/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
|
|
|
| 02/14/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 02/05/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/08/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/07/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
|
|
Web |
|
|
|
| 11/14/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/16/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 01/12/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
|
| 10/07/2017 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/20/2017 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 12/01/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Referral |
|
|
|
| 11/15/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
|
| 09/01/2016 |
Yes |
|
- Settlement process and costs
|
|
Web |
|
|
|
| 08/04/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 07/19/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 10/13/2015 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Indicated committed crime not paying
|
|
Web |
Servicemember |
|
|
| 09/12/2015 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 07/06/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Postal mail |
|
|
|
| 06/12/2015 |
Yes |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Contacted employer after asked not to
|
|
Web |
|
|
|
| 05/01/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/17/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/07/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 03/06/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 12/30/2014 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 11/07/2014 |
No |
|
- Communication tactics
- Frequent or repeated calls
|
|
Referral |
|
|
|
| 10/06/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 08/29/2014 |
Yes |
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
|
| 08/23/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 08/12/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/11/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 05/01/2014 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Postal mail |
Older American |
|
|
| 04/24/2014 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Referral |
|
|
|
| 03/06/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
|
| 02/21/2014 |
Yes |
- Mortgage
- Conventional adjustable mortgage (ARM)
|
- Loan modification,collection,foreclosure
|
|
Web |
Servicemember |
|
|
| 02/02/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Taking/threatening an illegal action
- Seized/Attempted to seize property
|
|
Web |
|
|
|
| 11/19/2013 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 11/19/2013 |
Yes |
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
|
| 11/13/2013 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 11/09/2013 |
Yes |
|
- Taking/threatening an illegal action
- Attempted to/Collected exempt funds
|
|
Web |
|
|
|