Nathan & Nathan, P.C. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
12/31/2022	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive enough information to verify debt	MS 390XX	Web
This is in reference to both accounts at Nathan and Nathan : XX/XX/XXXX My XXXXXXXX mother gave me an envelope with my name on it that came to her address. This has not been my address since XXXX, so I was surprised to receive any mail. Per the letter, I contacted Nathan and Nathan and the male stated that it was a summons for me to be in court the following week for defaulted student loans. However, he indicated that if I agree to a payment plan of {$25.00} then I would not have to go to court, thus a judgement will not be entered. He also told me to quickly sign the papers and send it back so they can get it before the court date of next week. I questioned the validity of the debt and consistently ask if this was fraudulently, because I wasn't aware I had a debt and I had not received any prior communications from this firm. During this time, I was also XXXX from XXXX XXXX conditions and I was having personal problems, which made it difficult for me to grasp what was happening. In addition, my mother who had XXXX XXXX XXXX was worried. As a result and out of immense pressure from the representative, I took his offer of a payment plan. XX/XX/XXXX I called Nathan and Nathan and spoke with XXXX XXXX XXXX who told me that I would have to increase my {$25.00} payment to {$150.00} per month or they were going to start garnishing my bank account without any notification because they had a judgement against me. I was unaware of a judgement. I was never served. Prior to the envelope received by my XXXX mother, I had no knowledge of Nathan and Nathan. Mail for me has not come to my mother 's address in over 20 years. Why would Nathan and Nathan use it as this was not my most recent address and my address is listed on the loan documents they have. When I told XXXX XXXX that I could not afford {$150.00} per month, he became overly aggressive and totally unprofessional repeatedly saying, " you have to come up off that money. '' I called back several times and each person indicated that I could only talk with XXXX XXXX XXXX. I finally convinced a lady name XXXX to talk to me. I told her my situation and almost after a one hour phone call, she indicated that she would have to send a letter to the Attorney General to request that my payments resume at {$25.00}. XXXX led me to believe that my file was in either the XXXX Attorney General 's office or the XXXX XXXX 's office ( since that was where their office was located ). I called both AG 's offices and was told that they do not handle debt collection. This was very misleading. However, due to my fragile mental condition and XXXX called back to informed me that my request was " approved, '' I did not push the issue further. XX/XX/XXXX I sent a certified letter to Nathan and Nathan requesting the following, but I did not receive a response ( see attachments : Debt Validation request and Certified Mail receipt ) : Copy and proof that an initial communication about the debt was mailed to my address Recorded conversation of someone calling me about the debt before filing them in court Copy of my signature showing that I signed for the served documents. Copy of an actual court date notice within 1 week of the complaint date Proof that a copy of the judgement was mailed to my address Current copy of statement on the same loan Owner of the debt Because of the numerous monetary discrepancies in the document, a detailed billing statement is requested starting with the original loan date. Include an itemization showing the dates and amounts of each added amount. In addition, explain how the added interest, fees or other charges were calculating, separating XXXX from the fixed interest rates and other charges expressly authorized by the agreement creating the debt. Per the contract, the capitalization interest applies to XXXX, not Nathan and Nathan. XX/XX/XXXX @ XXXX XXXX - I received a call from XXXX on behalf of Nathan and Nathan verifying that my payments was {$25.00} per month. I asked XXXX how much I owed on each loan and what was my interest rate. He indicated the amounts and said that he was unsure about the interest rates. I told him that I don't owe the balance and I do not understand how I have a judgement against me. XXXX then indicated that I do not have any judgements against me. This is conflicting information. XX/XX/XXXX After 30 days, I still had not receive a response to my debt validation request. from XX/XX/XXXX. On XX/XX/XXXX I contacted Attorney Last to make the same request and to forgo any futher communication with XXXX XXXX XXXX ( see attachment : Validation request 2nd request ). XX/XX/XXXX More than 3 months later, Nathan and Nathan sent over a debt validation letter. However, it was the same copies that I received on XX/XX/XXXX ( see attachments : Correspondence between Attorney Last and Nathan and Nathan I, II, and III ). As stated in my letter to Nathan and Nathan, there are a number of discrepancies on the amount they claim I owe and whether I owe it : 1 ) According to Exhibit E annexed in the complaint, a sum of {$10000.00} remained due despite the activity on the account and having made repayments of the said loan. Moreover, the charge off was XXXX which is more that than the balance. In addition, the firm stated that I owe {$13000.00}, but the payment arrangement total is {$13000.00}. Per the contract, the capitalization interest applies to XXXX, not Nathan and Nathan. 2 ) The debts are time barred because the charge off date was XX/XX/XXXX. 3 ) It is illegal to collect on discharged debt ( see attachment : Cancellation of Debt Form ). XX/XX/XXXX - To avoid retaliation from Nathan and Nathan for filing this complaint, I requested a permanent payment plan in writing through Attorney Last to ensure that they don't move forward with a judgement. I received a permanent plan for one of my accounts but not for the other one. Attorney Last sent another letter to Nathan and Nathan on XX/XX/XXXX requesting a permanent payment plan for the other account. However, as of today, XX/XX/XXXX, they have not replied ( see attachments Payment arrangement I, II ). I am paying on two accounts in which I do not owe and one of which, I was only told about and never received any proof that it even exists. Finally, I have no way of seeing what I owe because Nathan and Nathan does not send out balance statements and there is no access to see balances.
01/05/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	TN 37129	Web
I received an affidavit from Nathan and Nathan P.C. back in XXXX stating that I owed XXXX XXXX XXXX. I was not aware of my rights at the time, so I didn't request validation. I contacted Nathan and Nathan P.C. to set up payments for the alleged XXXX XXXX debt. although it had been charged off. I ended up making two payments in the amount of XXXX around XX/XX/XXXX and XX/XX/XXXX. In XXXX XX/XX/XXXX I received a letter from Nathan and Nathan P.C stating that if I was going to receive a tax refund, I should consider payment and if I choose to pay, they will give me a deal instead of paying XXXX I can pay XXXX. I never responded to the letter. XXXX XXXX I was at work on payday and checked my account and noticed that my check was really short. I began to do my research at work and found a letter in my email stating my job received a letter from the courts to garnish my wages 25 % I was devasted to say the least. I then called the courts to see what my options were because I could not survive off the amount that was left to take care of my family. The courts directed me to do a slow pay where I can go in front of the judge and tell him what I can afford. XX/XX/XXXX the judge allowed me to pay XXXX/month for 6months and in 6months he instructed me to come back to see if my financial situation was better so that I can pay more. XX/XX/XXXX, I sent Nathan and Nathan a debt validation letter along with a cease and desist. XXXX, I received a letter from XXXX XXXX stating that they investigated my account and found that no fraud had been found on my account and that they have not made any adjustments and if I have any question to contact the third party that handles the account. which lead me to believe that Nathan and Nathan P.C. reached out to XXXX XXXX after they received my debt validation letter. they are trying to cover their tracks. yet I still haven't received validation from them as of yet and it has been over thirty days however, I did receive the green certified card back that I sent along with the letter, so I know they received the letter but have not responded.
03/18/2023	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	TN 37042	Web	Servicemember
I received a collection letter from Nathan and Nathan with an address to respond at XXXX XXXX XXXX, XXXX, AL XXXX on XX/XX/2023, regarding a debt that they state they purchased from XXXX XXXX XXXX requesting that I respond by XX/XX/2023 to dispute all or part of the debt. I responded in writing and sent via certified mail on XX/XX/2023, requesting validation of debt pursuant to the FAIR DEBT COLLECTION PRACTICES ACT. In that same letter I asked that they no longer contact me via phone and that all communication be sent to my home address which was provided in the letter. I received confirmation of receipt dated XX/XX/2023 in which XXXX signed for the envelope ( USPS tracking number : XXXX ). Since then I have received numerous phone calls and messages to my phone and NO response to the proof of debt validation. Received a call on XX/XX/2023 and a voicemail was left, XX/XX/2023 call received and a voicemail was left, XXXX XXXX call received and a voicemail was left, and the last one was on XX/XX/2023 call received and a voicemail was left. Not only have they not responded to my request for validation of debt but they continue to harass me with phone calls when asked not to. In the letter I asked that if debt validation was not presented within 30 days of their receipt of request for validation, all references to this account be deleted and completely removed from any credit bureaus reporting platforms and that a copy of such request for deletion be forwarded to me immediately.
12/19/2018	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive notice of right to dispute	AL 35126	Web
On XX/XX/XXXX I received notification from my job about a garnishment from XXXX XXXX XXXX XXXX XXXX. Per the notice they were garnishing me for {$14000.00} at a rate of 25 % of disposable income. I called and talked to XXXX at Nathan and Nathan, PC - the lawyers representing the trust. His number is XXXX ext. XXXX. XXXX told me that this was a lone from XXXX XXXX back in XX/XX/XXXX and it was a private student loan to attend XXXX XXXX College for XXXX. I advised him that I have no knowledge of this loan and that I needed him to send me documentation showing that they not only own the loan but that I signed a promissory note with them - he stated that he would. Prior to this I have never heard of XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, or Nathan and Nathan, PC. This has never reported to my credit report nor have I ever received any notification to verify this debt. According to the paperwork, the judgement was issued XX/XX/XXXX - I also have no knowledge of any court proceedings for this matter. I have done plenty of research on this company and I see they are being sued left and right for using false affidavits and misleading information to collect on debts. I will fight this all the way if I have too - there is no way that I am going to pay on a debt that is 14 years old to a company that I have no knowledge of. Please take this consent serious and help me and I am sure plenty other consumers from these deceptive practices.
08/08/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	GA 30134	Web
Good Afternoon! My name is XXXX XXXX. I am writing this email in an attempt to seek advice on how to respond to a court summons that was issued by XXXX Bank filed in XXXX XXXX Ga. Years ago, I defaulted on my XXXX XXXX with a balance between XXXX and XXXX of charges and interest. I fully acknowledged that the debt is mine and the charges were made by me. That being said, the card was charged off after I had a major change in income and lifestyle. I entered into a monthly payment arrangement with XXXX at the amount of approximately XXXX dollars a month to keep this debt from being sent to a collector. In early XXXX the monthly payments stopped, and the account was sent to a collection 's agent ( law firm ) Nathan & Nathan. I called XXXX to see if the arrangement could proceed and was told there was " nothing they could do '' since they no longer owned the debt. Nathan and Nathan were called to see if we could settle the debt for less than owed, my contact was XXXX XXXX. They did not take my offer seriously ; at which time I asked if I could pay THEM the same amount of money per month as I had been paying XXXX. The offer was declined. I explained that as a waiter in a restaurant, a monthly payment would need to be reasonable. I am fully willing to resume paying a fair and reasonable monthly amount to keep any further legal issues from arising. I am due to appear in court to answer this summons on XX/XX/XXXX.
06/09/2023	Yes	Debt collection Credit card debt	False statements or representation Indicated you were committing crime by not paying debt	AL 352XX	Web
I received a small claims court document from the Plaintiff, Nathan and Nathan XXXX XXXX, that is located in XXXX, Alabama, regarding payment of a debt that I have submitted two online payments to their law office on their website. The Plaintiff wants to sue me after I have made the same monthly payment amount I was making to the original credit card company, XXXX Credit Card, before Nathan and Nathan XXXX XXXX got involved with me paying my credit card bill. The law office 's predatory business practices are very deceptive and unrealistic of the facts of me submitting payments to their law firm. This is the second time this law firm has sought out to take over a debt that I owed and go forward with suing me after I submitted payments to their law firm. I am not sure if I have turned down the advances of someone at that law firm or they want me to support their personal affairs of paying their own bills or they are using drugs to support their habits by making the decision to sue someone after they have responded to their original debt collection notice and submitted payments on their law firm 's website. I'm not sure what the intent is of Nathan and Nathan XXXX XXXX however, someone needs to look into their business practices and contact other citizens in the local community that are being targeted by this law firm because they are harassing me at this point with false accusations.
06/20/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	MS 39402	Web	Servicemember
Received a summons on XX/XX/2023. I sent a response to that summons on XX/XX/2023 certified mail and it was received by the plaintiff on XX/XX/2023. Today XX/XX/2023 I received a package from the plaintiff where it was dated XX/XX/2023. This package had a letter with one sentence on it stating these documents validate the debt. The package also contained several statements from the prospective credit card company. I have no knowledge of this, and they are not giving me the rights to appeal or contest. They also have not verified the debt with these statements. The notice did not include any of the communication that they tried to contact me about this said debt before issuing me a summons. The notice did not include any of the following : A statement that the communication is from a debt collector The name of the creditor you owe the debt to The account number associated with the debt ( if any ) ( shows all Xs except last four digits ) An itemization of the current amount of the debt that reflects interest, fees, payments, and credits since a particular date The current amount of the debt when the notice is provided Information you can use to reply to the debt collector, such as if you believe the debt is not yours or if the amount is wrong An end date for a 30-day period when you can dispute the debt
04/30/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	MS 39180	Web
I got behind on payments to credit card companies which I called and notified and asked for hardship help... I had been paying on time for years and even the credit card companies agreed that I had done whatever I had to do to make My payments every month on time until XXXX day that just suddenly stopped. I had been in a bad carwreck and that same night My Fiance ' suffered a XXXX and had some sort of clot in His XXXX and XXXX. I notified the companies, some of which I was protected by in case of which something like this happened, and granted help. XXXX was XXXX of the companies that closed My account and I believe charged it off, and just this week I noticed My paycheck was short and checked My paystub online and saw where My paycheck was being garnished without Me knowing or being aware in any way and didn't even know by who until contacting My employer. It was being garnished by a company that took over My account from XXXX. I am low income, XXXX, and receive SSD and do not even know if They are garnishing those payments from SSD. Can some one please call and help Me or tell Me of some one that maybe can help? Thank You so much! My phonenumber is XXXX. I live in XXXX, XXXX XXXX You are welcome to call Me anytime. Thank You so so much! XXXX XXXX XXXX
01/22/2020	Yes	Debt collection Credit card debt	False statements or representation Impersonated attorney, law enforcement, or government official	TN 377XX	Web
I received an affidavit notarized from XXXX, Ohio. I live in Tennessee. The affidavit claims a litigation specialist working for XXXX XXXX XXXX has full access to the USA Department of Defense XXXX XXXX XXXX. I have a copied document with incomplete information regarding myself. The document has the last four digits of my social security number, birthdate, and certificate ID. The document is digitally signed by the director of Department of Defense XXXX XXXX XXXX, XXXX XXXX XXXX. According to the Tennessee Secretary of State website : XXXX XXXX XXXX is a Tennessee Foreign For Profit Corporation and its registered agent is the XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX . Does the Department of Defense allow others to impersonate a XXXX of XXXX XXXX XXXX XXXX XXXX XXXX. I have never served in the military. When I applied for my XXXX XXXX I fully checked the box that Im a civilian. The document I explained above was used by XXXX XXXX XXXX to ascertain whether I was in the military and used in a sworn statement, notarized in Ohio, and used to summons me to court. Tennessee law requires an affidavit to proceed in collections servicing. XXXX XXXX XXXX impersonation of a XXXX XXXX XXXX is absolutely amazing.
05/01/2018	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	TN 371XX	Web	Older American
XXXX XXXX XXXX XXXX XXXX , Nathan & Nathan P.C. , are trying to collect a credit card debt of XXXX in civil court XX/XX/XXXX in XXXX , TN. I have XXXX XXXX XXXX and on XXXX. I started XXXX XX/XX/XXXX. I closed this account XX/XX/XXXX at that time after making a payment the csr informed me that late charges and fees would still be added to the account of approx. {$1400.00} which is now XXXX. I tried to get a home equity loan and was told XXXX XXXX do not do home equity in TN. After getting a letter from the above law firm ( that talk to you as if we still live in slavery time ), I tried to get a auto loan from XXXX XXXX XX/XX/XXXX and was turned down because the csr said they do not refinance vehicle. My medical condition I can not do alot of walking especially in hot humid weather if I make it to the courtroom XX/XX/XXXX I may not be able to speak loudly.if I don't pass out. XX/XX/XXXX I am schedule to have a consultation on getting a reverse mortgage to pay this debt and others with the equity in my home.CFPB # XXXX. Thank you, XXXX XXXX XXXX
07/02/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TN 377XX	Web
I have received multiple harassing phone calls and received a collection letter by mail regarding a debt that does not belong to me. I have properly notified Nathan & Nathan on multiple occasions that my name & social security number need to be removed from the file because it does not belong to me. The collection account in question is not mine, does not and could not belong to me. A person who shares the same name and used to live in the same city as I is the one to whom this debt belongs. This is not the first agency to inaccurately and egregiously link information from my credit report to a completely different person. These inaccurately attributed collection accounts have the potential to cause financial harm. Nathan & Nathan has failed to respond. Nathan & Nathan has failed to remove my information from this account. Should this matter not be resolved with immediacy, I will pursue legal action to ensure that I remain whole, plus damages, in this matter.
10/30/2015	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	TN 38016	Web
I want Nathan & Nathan Law firm ( claim to represent XXXX ) to drop the lawsuit and dismiss the Plaintiff 's Motion For Summary Judgment against me ( defendant ) and compensate me for over XXXX harassing cell phone calls and a letter of harassment. Nathan & Nathan Debt Buyer/Collection Agency/Law Firm ( not the original owner ( XXXX sold the debt to Nathan & Nathan ) filed suit against me XXXX XXXX, 2013 without properly notifying me of the lawsuit. Communication tactics after initial dispute and cease cell phone communications. False Statements or representation. Taking and threatening to take an illegal action. Attempting to seize property. Payment Protection Plan ( insurance ) suppose to pay for billed charges on the XXXX XXXX charges due to my illness, vehicle injuries, and unforeseen financial difficulties.
01/15/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	MS 39212	Web	Servicemember
Got a notice in the mail from Nathan and Nathan P.C. regarding XXXX for the amount of {$6500.00} during this time I had became XXXX and the debt had XXXX insurance I do not owe this bill and Nathan and Nathan is trying to collect on a debt that is more than 10 years old. The statue of limitations for the state of MS is 3 years this is going into the 9th or 10 year. Company is breaking the law. I have not heard anything regarding this in nearly 10 years I am XXXX and unemployed. I have not worked in nearly 10 years. This is like prying on the XXXX because they know I am not working and I do not owe this debt why after nearly 10 years they trying to collect on a bill that the statue of limitation for the state of MS is 3 years this is not right.
06/16/2017	Yes	Debt collection Private student loan debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	GA 30062	Web
Last year Nathan and Nathan filed a lawsuit against me for loans that I had cosigned for my nephew. They indicated since he lives in NY they have to sue me and ca n't sue him. We made a payment arrangement of {$200.00} a month. They stopped taking the money at the beginning of the year do n't know why but I got a notice Monday X/XX/17 that they had filed a garnishment claim against me for 25 % of my pay. I wasnt given any notice and took 25 % of my check that I received yesterday. I cant afford that much money to come out of my check I live paycheck to paycheck and will be bankrupt in a month. My nephew understands that he messed up earlier with these loans and wants to do the right thing but these tactics are unreasonable and threatening.
05/02/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	TN 371XX	Web
I left 3 messages for a call back regarding this issue. The company, Nathan & Nathan Attorneys, would not return my calls. I didn't have an email address so I sent a Certified Letter requesting the company contact me or delete the item on my credit report. They did neither. I have attached a copy of my request letter and the proof of Certified mail being sent on my part and received on their part. This information is resulting in a denial for a mortgage to purchase a home. I don't know that the claim is correct. The creditor is XXXX XXXX and I have loans with XXXX XXXX opened much later than the 2006 date Nathan & Nathan claim this debt dates to. I look forward to your reply. Thank you, XXXX XXXX
03/12/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	GA 30274	Web
This debt was given to Nathan and Nathan. I settled the debt in XXXX of 2018. Nathan and Nathan communicated with the original debtor ( XXXX XXXX ) the account was settled. XXXX XXXX has been still reporting to the credit bureau that I have an outstanding debt. They also have been reporting failure to pay even after receiving payment last year. I have been getting negative marks because it is showing I haven't been paying for months but the debt was settled and I don't owe anything. I've disputed twice and talked to them on the phone and still no results.
08/28/2015	Yes	Debt collection Credit card	Taking/threatening an illegal action Seized/Attempted to seize property	AL 35124	Web	Servicemember
They took an illegal action. After agreeing to pay a monthly payment of {$100.00} per month. They withdraw {$500.00} during the second month even though I paid on time. is this a violation to the fair debt collection act or the Electronic Fund Transferred Act? XXXX however my bank did refund the charges. I am now afraid to deal with this law firm.
08/04/2023	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	FL 32792	Web
I had a debt from XXXX that is currently with Nathan & Nathan. I contacted them to clear up the debt but I was told that they had to resend the debt back to XXXX because they can not collect on it. I am waiting for them to resend the debt back and it is seems like they are ignoring my concerns.
03/03/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	MS 39213	Web	Older American
I was hurt on job years ago needed help bank wouldnt help and turn account over to Collecting agent and showed write off on my credit report. I call XXXX bank but they would not help me. I have payed this account off and I want it removed from my credit report.
09/22/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	GA 30312	Web
On XX/XX/20 a discussion was had with XXXX XXXX, a collections supervisor, at Nathan & Nathan advising that this debt was being disputed, I am not aware of why or how they are attempting to collect over $ XXXX, I have never entered into any contracts with them.
01/09/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	AL 35244	Web
Did not get the summons to go to court for this debt. Never got served. Started garnishment on this debt without my knowledge. I received notice a week after garnishment of paycheck.
01/25/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	TN 37076	Web
see attached
01/12/2024	Yes	Debt collection Credit card debt	Electronic communications You told them to stop contacting you, but they keep trying	TN 37421	Web

12/21/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	AL 36111	Phone

09/28/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	AL 35173	Phone

02/17/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	AL 35810	Web

02/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	AL 35206	Web

02/04/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	GA 31088	Web

07/22/2022	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	TN 37912	Web

07/18/2022	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	TN 37604	Phone

05/28/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	TN 37912	Web

05/21/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	GA 30813	Web

01/14/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	TN 37912	Web

07/12/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30097	Web

06/07/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	TN 37086	Web

04/08/2021	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive enough information to verify debt	TX 76179	Phone

04/06/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30097	Web

04/05/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30024	Web

03/07/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	TN 37211	Web

06/29/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	GA 30028	Web

03/23/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TN 37762	Postal mail

03/09/2020	Yes	Debt collection Private student loan debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	FL 32801	Web

12/19/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	AL 36801	Web

03/18/2019	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	AL 36877	Web

09/03/2018	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive enough information to verify debt	AL 36251	Web

08/06/2018	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	TN 37074	Phone

03/26/2018	Yes	Student loan Private student loan	Dealing with your lender or servicer Trouble with how payments are being handled	AL 35055	Web

09/26/2016	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	TN 37072	Web	Older American

12/31/2015	Yes	Debt collection Federal student loan	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	TN 38017	Web	Older American

08/26/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TN 38114	Postal mail

12/19/2014	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	TN 37312	Web

09/29/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	TN 38115	Web	Servicemember

09/13/2014	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	TN 37221	Web

05/19/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted employer after asked not to	TN 38128	Web

05/12/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	TN 38128	Web

02/10/2014	Yes	Debt collection Credit card	Taking/threatening an illegal action Sued w/o proper notification of suit	AL 35020	Web

12/31/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Sued w/o proper notification of suit	TN 38141	Web

11/04/2013	Yes	Debt collection Credit card	Taking/threatening an illegal action Sued w/o proper notification of suit	AL 35235	Web

10/29/2013	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	TN 38115	Web	Older American