Moss Law Firm, P.C. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
05/28/2019	Yes	Debt collection Credit card debt	False statements or representation Impersonated attorney, law enforcement, or government official	TX 770XX	Web
1. On XX/XX/XXXX, Moss Law Firm , P.C . contacted me ( XXXX XXXX ) in a form of latter attempting to collect a consumer debt in amount of {$2700.00}. 2. On XX/XX/XXXX I requested validation of alleged debt. 3. On XX/XX/XXXX. Moss Law Firm , P.C . responded to my request with inadequate evidence to validate alleged claim. Plaintiff failed to produce as requested : a. ) contract agreement or promissory note bearing defendants signature on it. b. ) provide copy of assignment to Moss Law Firm. P.C. right to collect alleged debt. c. ) state whether alleged account is assigned to Moss Law Firm. P.C. or its been purchased from the original creditor. d. ) provide the reasons why Moss Law Firm. P.C. could not produce as requested information. 4. On XX/XX/XXXX I received Citation ( Debt Claim Case ) CASE NO. XXXX 5. On XX/XX/XXXX, I called original creditor XXXX XXXX XXXX. Call was answered by XXXX XXXX XXXX Relationships Manager who named himself as XXXX. I stated the fact that I have been contacted by multiple collector and I need to validate who has been assigned to collect debt. Since, I received Citation from Moss Law Firm P.C., I specifically point out Moss Law Firm. P.C. as assignee to collect debt and one who represent XXXX XXXX XXXX in this case. Relationship Manager stated that he does not see any reference to the Moss Law Firm. P.C.. Relationship Manager stated that he does not have any other information on account balance or any other details on alleged account as account was transferred/sold off to third party collector but he did not have any reference to Moss Law Firm and they do not know who Moss Law Firm is. In fact, account manage stated that I should be aware of collectors who fraudulently trying to collect debt. 6. The same day, on XX/XX/XXXX, at XXXX XXXX I call Moss Law Firm. P.C. and call was answered by one of the representatives. I told her the facts about XXXX XXXX XXXX does not know anything about being represented by Moss Law Firm. P.C. for alleged debt, representatives was a bit surprised but could not confirm so she offered to me to be transferred to another representative named XXXX XXXX. After waiting for few minutes, XXXX got on call and I stated facts again what XXXX XXXX XXXX Relationship Manager told me as he did not see any reference or any information on legal representation or collection efforts or assignment to Moss Law Firm. P.C.. During discussion, XXXX dismissed such statement but could not provide evidence or confirm representation of Moss Law Firm P.C. for alleged client Plaintiff XXXX XXXX XXXX with tangible evidence. At that point XXXX suggested that she will go back and contact her client and get back to me. I explicitly give her permission to call me directly on my mobile as well as to leave message if Im not available. She asked me to record phone number from which they will be calling me XXXX so I know who is calling. 7. As of Friday, XX/XX/XXXX I have not hear back from the XXXX XXXX or anybody from Moss Law Firm. P.C.. 8. Since I have not heard back from Moss Law Firm or XXXX XXXX, I reach out again to XXXX XXXX XXXX again. Second call was placed XX/XX/XXXX. Again, talk to account manager and she told me account is sold to third party collector, they could not take any payment and they are not aware of any Law firm representing them in this case. This time I requested statement in writing stating that account has been transferred/sold off and who is new account owner. Account Manager stated that she have requested letter and it will take 7-10 business days to receive it. As of Friday, XX/XX/XXXX I have not received any statement. Please note, this time our discussion is been recorded and audio evidence available upon request. As of today Friday, XX/XX/XXXX, XXXX XXXX XXXX did not sent/produce written document of account status and ownership, yet refusing to accept payment for account in debt. Based on information provided by Account Manager, Im not able to make or arrange any payment regardless of outcome of the case without establish ownership of the account. In order to make payment, I need to find out who is actual owner of the account. This is reasonable request in order to determine actual owner and whom payment will be sent. Im without information or knowledge sufficient to form an opinion as to the truth or accuracy of Moss Law Firm P.C. I have serious reservation about Moss Law Firm P.C. posing as representation of the Plaintiff when in fact XXXX XXXX XXXX have no records for such representation. If adequate evidence for legal representation and/or collection assignment to Moss Law Firm P.C. to collect debt for XXXX XXXX XXXX is not produced this case is nothing but fraud. Original Credit XXXX XXXX XXXX is Plaintiff in Case yet its unwilling to accept payment for the debt. This suggest that account is owned by third part, however third party does not want to be named or identify within legal proceedings. This is wrong and has great implication on consumer post judgment whatever outcome is. Thank you.
10/16/2018	Yes	Debt collection Credit card debt	False statements or representation Impersonated attorney, law enforcement, or government official	TX 75098	Web
Moss Law Firm , P.C . a law firm collection agency, a third party ( Plaintiff ) ( XXXX. XXXX XXXX, XXXX, TX XXXX XXXX ) not the original creditor, had XXXX XXXX ( plus ) knock on my door at XXXX XXXX and deliver me a summons to appear in court for a lawsuit in falsely representing XXXX XXXX XXXX ( XXXX ), XXXX. In this summons Moss Law Firm , P.C . did not provided any documentation that XXXX XXXX had retained their services. In additional there is no evidence to support the allegations. Moss Law Firm , P.C . can not give first-hand testimoney to the veracity of the debt, payments made, or process, therefore any testimoney about the debt by Moss Law Firm, P. C. is hearsay and illegal. Further reseach indecates Moss Law Firm , P.C . is showing evidence of " robo-signing ''. XXXX County ( Texas ) public civil records search ( https : XXXXXXXX ) presents Moss Law Firn, P.C. ( collection agency ) has thousands upon thousands of summons filed. Further investigation presents a XXXX XXXX XXXX XXXX signature on each of the summons. XXXX XXXX XXXX XXXX signature on each of the public summons cases on file are a copy or forgery as in " robo-signing '', each signiture is different as if singed by a different person each time ( robotic process of the mass production of false and forged execution without reviewing the individual detail of each case and assumes the paperwork to be correct and signs it automatically - like a robot ). Collections are being purchased in mass quantity at a very low price, then in mass production without evidence and with false tstiomney are being presented in courts in front of a judge for a much larger or ballooned amount. Moss Law Firm , P.C . is gambling for profit by judgements on innocent victims who do not follow up or appear in court. These innocent victims are prosecuted based on false debt, plus all cost of the court. None of the money collected goes back to XXXX XXXX XXXX ( XXXX ) XXXX. or the original creditor who is falsely presented, because the collection law firm bought the debt and the more money they recover in this scare tatic, the more they get to keep for profit. Fear is aroused in these victims mentioned above by serving them a summoned to apear in court, in the victims eyes this is equal to a XXXX being put to their head at and ATM, this fear either keeps the victim from showing up in court or this fear makes them call and make a payment in the full amount presented in the summons to keep their records clean. This scare tatic of intimidaton is proof that credit collection lawyer agencies will do anything to scare victims and force them to pay. Unfortunately if the victim does not show up in court they pay this debt colleciton lawyer firm in the form of a forced judgement or the victim calls and make a payment out of force, how is this legal? I plan to further my reseach into other jurisdicitons across the United States, because additional evidence supoorts this scam is being performed thoughout the United States court systems. I am requesting you to investigate Moss Law Firm , P.C . the president of Moss Law Firm , P.C . XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX formerly known as XXXX XXXX XXXX and XXXX, to find them guilty of robo-signing, hearsay, illegal collection of debt in a court of law by intimidaton, scare tatic, and force, including lack of evidence, and illegal represention such as XXXX XXXX XXXX ( XXXX ), XXXX. or any other credit card company that has not officially retained their services. I request that all judgements presented in the court of law in the favor of Moss Law Firm, P C., XXXX XXXX XXXX, XXXX XXXX and XXXX XXXX XXXX and XXXX of this compnay to be reversed in favor of their victims and each victim be refunded the judgment amounts plus interest. My the refund checks be sent back to all of the victims mentioned above and across the United States. These acts are forbidden and punishable by law. I understand this will be challenging due to the size of this criminal act ( harmful not only to some individuals, but also to a community, society, or state " public wrong doing ), but I will continue my investigation and I expect and pray for you to do the same and to find them guilty ( committed an offense, crime, violation, wrong, expecially against moral or penal law ). and they be punished. I request an attorney find this and file a class action lawsuit agaist Moss Law Firm, P C., XXXX XXXX XXXX, XXXX XXXX and XXXX XXXX XXXX and XXXX Thank you,
02/29/2016	Yes	Debt collection Credit card	Taking/threatening an illegal action Attempted to/Collected exempt funds	TX 783XX	Web
I had a XXXX card in XXXX. I got in a financial crisis and was n't able to pay it. In XXXX I believe I was sued. I never went to court so I believe the judgement was against me. I have no paper work of the outcome of the lawsuit. XXXX sold or hired Moss Law Firm from XXXX Texas to collect dept. I have n't received any paper work from them stating that they were going to freeze my accounts. I have never given them permission either to do so. XXXX/XXXX/XXXX my account was put on hold and {$6700.00} was removed. XXXX law firm was contacted and they told me it was a XXXX card I had n't paid. Its been over 8 years I thought all this should of gone away. The deal they are giving me is to verbally give them an approval to withdraw {$5000.00} and pay them {$250.00} a month until depth is paid in full. If they have a judgment against me to take money why do they need my permission to take it??? red flag. I asked them why they did n't tell me they were going to freeze my account and they told me they did n't have to until after they froze it. red flag. I asked them how much they bought the account for from XXXX and they said they did n't that they were working for XXXX. When I asked for XXXX phone number they said they did n't have it??? red flag If you work for some XXXX you should be able to contact them. When I asked who was the judge that ruled against me they did n't have his name either???? red flag. I believe something wrong is happening and want to make sure all this is legal. This account is my wife 's account which she had just deposited her income check. I am on the account but do n't use it. the {$6700.00} can be traced to a check made to her from the XXXX. I thought you could n't do this in Texas. The people at Moss Law firm acted like they did n't know what to say when asked simple questions. When I asked the ( lawyer )?? who had put the {$5000.00} withdraw amount she said she did. red flag. I asked her nicely why she would n't take {$3000.00} and she said because she wanted {$5000.00}. What happen to what XXXX the client wants. Things just do n't add up. I was told CFPB would be able to help me resolve this. thank you for you time. please advise
07/26/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 77433	Web
I entered into a settlement agreement with Moss Law Firm PC effective XX/XX/XXXX in the amount of {$130.00} per month. The first payment was due by XX/XX/XXXX. On XX/XX/XXXX, I submitted payment via the company 's online portal. Several days later, I received a notice that the payment was not processed and to contact Moss Law Firm PC to make necessary arrangements. When I contacted the company, the representative told me that my payment was not processed because I attempted to make the payment too soon after the agreement was signed and my account was not established in the system. I made the payment with the representative via telephone on XXXX and was told by the representative that I would be able to make my monthly payments online from that point forward. On XX/XX/XXXX, I attempted to make another payment online for XXXX. I received a payment confirmation email. However, a few days later I received another letter via mail stating that my payment did not go through. I called Moss Law Firm again and could not reach a representative, so I left a message for someone to call back. I did not receive a return call. I called the company again on XX/XX/XXXX and was advised that since my first two payments did not go through, I could only pay each month via cashier 's check or money order. They also advised that the reason the payments were being rejected was due to an issue with my bank. I attempted to explain to them that I was given misinformation back in XXXX when I first attempted to pay, and I was willing to get the issue resolved with my bank if they would allow me to get caught up with my payments and continue to pay online. They stated that they could not allow for this, even though they provided misinformation to me which caused me to continue to have the same payment error. They also falsely claimed that I did not try to contact them and that they previously advised what the issue was. I feel that they did not provide me with proper information to ensure timely payment.
08/09/2016	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	TX 77429	Web	Older American
None of these fit my pending report which is Case number : XXXX. Sued in XXXX XXXX Civil Court. Allegedly by XXXX South Dakota XXXX now calling themselves XXXX XXXX A. Address is still XXXX XXXX South Dakota. Original law firm was known as XXXX XXXX XXXX XXXX XXXX XXXX now known apparently as XXXX XXXX same location in XXXX Texas. I have never been notified of a name change. I have sent the original law firm a request to release my homestead from the abstract judgment that was filed in the real property records. I am attaching this as not sure I sent it originally as I forgot to print my report. As the XXXX is not detailed my homestead would be included. In Texas the homestead is exempt and I have requested a release by them as i sent a certified letter to XXXX XXXX XXXX as I believed still lawyer of record which is still unclear. You may deem me a failure to pay a debt but I fought in court against their law firm and defeated them 4 times in court. I deny the debt and I believe that the court granted it in error. I would not arbitrate as I again deny this debt. I however assert that it is an illegal practices to engage in a blatant disregard to a Texas law which identifies in the real estate codes what is admissible to seek actions for assets retrievable. Thus the financial institution with their law firm issued an Abstract Judgment as though there were no restrictions that were not within the guidelines of their reach. In my opinion this has been a long time practice of illegal actions and both parties have committed a crime. I have not committed a crime in the eyes of the law and which I deny I owe. I believe that they use intimidation, coercion, and reckless regard for the Texas Homestead Exemption to collect on legitimate or illegitimate debts via Abstract Judgments. I believe that since the statue of limitations can go on for 20 years that the crime has strong possibilities that past and future debt holders have or might pay is considerable and undeserving.
08/05/2016	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	TX 77429	Web	Older American
None of your examples fit my inquiry so I just tried to choose something similar. I was sued like many individuals for an alleged credit card debt and received an ABSTRACT JUDGMENT I in XXXX 2011 by XXXX via attorney XXXX XXXX XXXX. In Texas a Homestead is exempt from an AJ, However the AJ does not reflect this on the document. I started to look into selling my home and learned that I would be expected by research into title companies to pay off the AJ as it allegedly clouds the title. AS Texas law is specific this is excluded. There are hundreds of AJ issued by this financial institution but also others such as XXXX XXXX, XXXX, XXXX, XXXX are just a few. The one commonality is that none denote in the AJ that the homestead is excluded. If any of these or other financial institutions have recovered the alleged debt by means of the Texas Homestead exemption in my opinion have potentially and currently could be still collecting under the guise of clearing an alleged debt which is know to be in Texas. Yes many have and continue to receive these AJ. I believe that these institutions along with their lawyers need to issue corrected AJ which states clearly that a Texas Homestead is excluded. I also believe that it needs to be investigated as to collection on any release in the time filed as aaaaan AJ carries a timeline of 10 years and can be renewed for another 10 years. So the statue of limitations should still be valid and the institutions that have collected should feel penalties and reimburse any party that they gave the impression is owed through their homestead by misrepresentation. I realize that Texas is a large state but the law is specific
10/24/2018	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	TX 76182	Web
I reached a judgment agreement in XX/XX/XXXX regarding a XXXX credit card debt following my divorce in XXXX. I hired an attorney to help me reach a payment plan and reached a second payment plan in XXXX of XXXX. I was making the payments and fell behind as a result of my salary decrease and the death of my son 's father since there is no more financial assistance from him. I made a payment in XXXX of XXXX and the balance was {$13000.00} ( I believe ). On XXXX of XXXX, I asked the lawyer I had hired to reach out to Moss Law Firm and request a reprieve for a few months, because my son 's father had died in XXXX of XXXX and I am no longer getting financial assistance toward his car insurance or his health insurance and due to downsizing at my company my salary was cut from {$60000.00} per year to {$36000.00} per year. When the firm I hired reached out to Moss Law Firm, they said my agreement with them had been terminated due to non payment. I believe I was two payments behind. Then the attorney I hired initially said I would have to rehire them to have them negotiate for them again. When I called Moss Law Firm, and the call was recorded, I asked them if I could reinstate an agreement at or near the {$13000.00} balance and their immediate response was " no, you would now owe back to the {$20000.00}. I do not believe they incurred over {$6000.00} in fees in this short of time. Also, since my checks are made to XXXX, I do not believe in the few short minutes they put me on hold they had any communication with XXXX regarding this issue. Since XXXX hired this outside attorney, I believe their collections practices are egregious.
05/05/2017	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	TX 76017	Web
re ; Moss Law Firm , P.C . XXXX XXXX XXXX XXXX XXXX ( XXXX ) XXXX , Texas XXXX . letter unsigned. My original debt was with a " business '' credit card issued by XXXX XXXX XXXX , later merged into " XXXX ( XXXX XXXX ), XXXX who later merged into XXXX XXXX .. Allen Adkins & Assoc . ( XXXX XXXX XXXX , evidently now " Moss Law Firm , P.C . ) filed a judgement against me for an original XXXX XXXX XXXX credit card balance of approx. {$12000.00} from XX/XX/XXXX whe n my business " XXXX XXXX '' closed, I was a personal co-signer for the mastercard. After fees & penalties & 22 % interest over years they ballooned a new debt into {$31000.00} and offered a settlement of {$9700.00} or " make offer '' letter to my attorney XXXX XXXX , XXXX XXXX , after he spoke with them. I accepted and " In The XXXX Judicial District C ourt of XXXX County Texas '' obtained a Non-Execution Agreement No. XXXX , dated XXXX , which was paid in XXXX installments ending XX/XX/XXXX with check # XXXX and closed due to XXXX XXXX debt relief and a XXXX tax credit for approx. {$10000.00} filed with my XXXX personal tax returns. Moss Law Firm , P.C . has now sent me a new letter dated XX/XX/XXXX attempting to re-open (? ) a nd threatening legal action for XXXX XXXX . This debt has been paid and closed.
10/06/2020	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	TX 78665	Web
On XX/XX/20 I called in to discuss the debt. I have been under a lot of duress given that I am going through a divorce currently. I did not want to share that with them and just asked what I could do to resolve the debt via a settlement. I am stating I personally owed it or that the debt is valid, but given everything going on in my life, I just wanted to settle it and be done with it. I asked XXXX XXXX to see about what they were willing to settle for given my current state of mind. They disclosed the debt to him prior to him verifying and gave the mini miranda afterwards as well. They makes me very uncomfortable as that means anyone could call in. Secondly they gave me a very high offer and stated if I wanted it lower I had to give out detrimental information to myself. They refused to tell me the date the account charged off which now makes me wonder if this was out of statue. Very deceptive practices. In addition XXXX XXXX, atty rep, XXXX XXXX supervisor, and atty XXXX XXXX - stated that XXXX policy states that we must acknowledge that I would stay on the line in order for the conversation to continue. They would not move forward unless I acknowledge that. XXXX
05/09/2017	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	TX 77386	Web
On XXXX XXXX , XXXX , I received a letter dated XXXX XXXX , XXXX , from Moss Law Firm , P.C . attempting to collect an alleged debt which they claim I owed to XXXX XXXX XXXX XXXX XXXX XXXX , XXXX . The letter claimed that failure to dispute the debt within 30 days would result in an assumption that " the debt is valid ''. On XXXX XXXX , XXXX , I sent to Moss Law Firm, P.C., via Certified Mail Return Receipt Requested, a letter demanding strict proof in the form of my actual signature on an application for credit and/or an agreement for credit. The letter was delivered to Moss Law Firm , P.C . on XXXX XXXX , XXXX . On XXXX XXXX , XXXX , Moss Law Firm , P.C . sent me a letter stating that they had " not had sufficient time to investigate this matter and were unable to verify the debt at this time. '' That letter arrived XXXX XXXX , XXXX . On XXXX XXXX , XXXX , I pulled each of my XXXX credit reports and noticed that the alleged debt had not been marked as " disputed '' under the requirements of the Fair Debt Collection Practices Act and Fair Credit Reporting Act, as well as the laws of the State of Texas.
09/14/2023	Yes	Credit card General-purpose credit card or charge card	Other features, terms, or problems Privacy issues	TX 77493	Web
I have been harassed by harassed and threatened by Moe 's Law Firm and XXXX XXXX over a year now. They have shared private information that have been reported as identity theft. As a result as a consumer defamation of my character as well as being discriminated against due to false allegations. As a result I've been denied personal essentials home, car, basic needs as living soul. There's just no way that a corporation that is so corrupt place false inaccurate information to the CRAs on a constant basis remain able to operate. My rights as a living soul have been taken from me destroyed in a place of sadness sorrow having nowhere to go from hear. Please know that I crying out for help and justice inn this matter. This is my finale plea for those that can will and can assist me to be free from the cage that XXXXXXXX XXXX and Moss Law Firm have placed me in XXXX. Their plans to ruin destroy to lie XXXX is at work.
09/13/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 77396	Web
I settled 5 accounts 2 XXXX 1 XXXX XXXX 1 XXXX XXXX 1 XXXX XXXX I continue to submit information to XXXX online. Along with documents of settlements and payment being received on XX/XX/2019. The if information has not been removed from my credit report. Also. The XXXX XXXX Card Account belongs to XXXX. My initials are XXXX.. The has an account in which they sold to Moss Law Firm. They are saying {$4000.00} was written off & I still owe {$1800.00} the Amount owed continues to increase. I dont understand how this is possible. Moss LAW firm can not be reached. XXXX removed the account but XXXX is not attempting to investigate even though I provided information.
01/27/2023	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	TX 76086	Web
Violating 15 USC 1692e, sent validation of debt letter to original company. Per the " XXXX Parts to a Lawful Contract '' this debt was never accurately validated as mine. All I received is statement of account, presumptions and assumptions and threat of a civil lawsuit. I specifically asked to see a valid contract with both parties signatures and didn't receive. I have given more than enough time since I sent my first attempt at verification months ago. If there is no valid contract then how can you attempt to sue on a presumption? I have spent many awake and sleepless hours of my time on this matter and I should receive compensation for my time and postage.
12/17/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	TX 76086	Web
Violating 15 USC 1692e, sent validation of debt letter to original company. Per the " XXXX Parts to a Lawful Contract '' this debt was never accurately validated as mine. All I received is statement of account, presumptions and assumptions and threat of a civil lawsuit. I specifically asked to see a valid contract with both parties signatures and didn't receive. I have given more than enough time since I sent my first attempt at verification months ago. If there is no valid contract then how can you attempt to sue on a presumption? I have spent many awake and sleepless hours of my time on this matter and I should receive compensation for my time and postage.
04/04/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 758XX	Web
This collection account refused to validate my account. I sent documentation they ask for in order for them to send validating paper to me and they sent letter saying they do n't have time to validate collection account. Document of letter of what they sent me
05/13/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 774XX	Web	Servicemember
I called attorney who filed judgement in court. Attorney says there no file here contact the company who hired us. I tried to contact company but it is no longer in business. I contacted attorney again and they said that theres nothing they can do.
03/08/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	TX 77583	Web	Servicemember
Debt wasn't found correct lawsuit was dropped. XXXX filed a suit from mOss Law firm regarding a a XXXX debt and then dropped the lawsuit after motion for discovery in 2019.
05/22/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 77584	Web
The attorney 's office, Moss Law Firm, and the original creditor, XXXX XXXX, are not accurately reporting the original balance on my credit report since the charge-off.
01/22/2024	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 77396	Web

09/20/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX 78745	Web

09/20/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	TX 78745	Web

09/19/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 78745	Web

09/19/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 78745	Web

09/19/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 78745	Web

08/23/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	TX 76227	Web

06/21/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 75201	Web

10/19/2021	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	TX 78610	Web	Servicemember

10/18/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	TX 76006	Web

07/02/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	TX 75010	Web

04/26/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	OK 73072	Web

03/23/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77382	Web

04/20/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78615	Fax

06/25/2019	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 78852	Web

04/22/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77099	Web

07/24/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	AR 72204	Web

11/28/2017	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	TX 76001	Referral

02/09/2017	Yes	Debt collection Credit card	Taking/threatening an illegal action Seized/Attempted to seize property	TX 75644	Web

08/30/2016	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	TX 79424	Referral

08/29/2016	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	TX 79424	Referral

05/04/2016	Yes	Credit card	Delinquent account	TX 77041	Web

02/04/2015	Yes	Debt collection Credit card	False statements or representation Impersonated an attorney or official	TX 75041	Web

08/09/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 79936	Web	Older American

05/13/2014	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	TX 75040	Web	Older American