Minto Financial dba Minto Money CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
06/09/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	NJ 085XX	Web
Please note this company is violating the law and operating illegally. They have broken the following laws mentioned below : 2C:21-19 Wrongful credit practices and related offenses. 17:15A-47 Prohibitions for licensees. As a New Jersey resident, these laws need to be followed. This company is unlicensed to operate in Alaska and NJ. They are also operating as an illegal rent a tribe company which is a common scheme amongst tribal loan companies. In New Jersey, the 30 % usury limit is well within an affordable range for most consumers, making the traditional payday lending trap illegal. MINTO MONEYS loan agreement is unenforceable in state courts, including New Jerseys. They need a specific lending license to operate in each state, and this tribal lender doesnt have a license to operate in the state of NJ. As a result, they cant sue me in a court that has any authority to garnish my wages or force me to pay. MINTO MONEY is illegally charging me 701.59 % in interest which I did not agree to. The max cap is 30 % which they did not abide by. NJ enforces the statutes that protect consumers against predatory lenders. The New Jersey payday loan / tribal loan laws are much more restrictive than the regulations in other parts of the country. Theyre one of only 16 states that have banned the practice outright via reasonable rate caps. Fortunately, there are laws aimed at protecting borrowers against loan sharks and other predatory lenders. These laws cap interest rates, ban discriminatory practices, and even outlaw some types of lending. New Jersey notes that tribal lenders are not exempt from state laws relative to lending including rate caps and that any exemption for tribal sovereignty only governs loans issued on tribal land, rather than loans issued over the internet. They take advantage of people like me in desperation for financial assistance. I also never gave them authorization to take debit card payments from my account or ACH. I would call in the payments and they proceeded to charge my debit card without my consent. Link to MINTO LOAN class action lawsuit : XXXX XXXX XXXX The faux tribal payday lending model has always been based on the mistaken belief that payday lenders could evade state laws by hiding behind Native American tribes. The Supreme Court has long made clear that tribes must obey state law when they operate off reservation, and that is true of online tribal payday lenders as well. This decision follows the path laid out by the Supreme Court in a 2014 decision showing how to enforce state law against purportedly tribal entities. There is a class action suit against them for A. not being licensed in AK, B. not being licensed ANYWHERE, and C. lying about even being affiliated with a tribe. They should be ashamed of themselves for lying and stealing from desperate people who need money to make ends meet.
06/02/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	CA 95864	Web	Servicemember
Ive been defrauded by XXXX XXXX. They are a lender who are predatory and deceptive. Ive found out how pervasive their deceptive practices are just recently and how theyve gone unchecked and unreported. XXXX XXXX has lied about the terms of their loan. They are not transparent about the implications of their interest rate or the terms of their loan. For example I borrowed {$1000.00} in XX/XX/2023. I was told initially I had a {$250.00} payment a month. Then they started withdrawing {$500.00} a month. On approximately XX/XX/XXXX of this year, after paying XXXX XXXX approximately {$840.00}, I believed I was reaching the end of the loan soon. I called XXXX XXXX to get the payoff balance where I was told that by XXXX XXXX I would owe another {$1800.00} on top of the {$840.00}. Ive already paid. I asked to speak with a supervisor and was bounced around. Finally I spoke to a supervisor at XXXX XXXX and they do not dispute these facts. They stated they would let me off the merry-go-round if I gave them another XXXX dollars by XX/XX/XXXX. Making their profit 85 % since XXXX of this year. Ive stated to them in writing that I am over XXXX XXXX XXXX and a XXXX vet on XXXX and that I am on a fixed income and I can not afford that and I would never of done the loan if I was not deceived. I ask XXXX XXXX to cease and desist and to close the loan. I request that a reasonable and customary interest rate be applied which I believe to be no more than 20 % or {$1200.00} total for this 6 month loan leaving me with another {$350.00} to pay XXXX XXXX by XX/XX/2023. I have reached out to XXXX XXXX numerous times to try to rectify this with supervisors and I am not getting any help the last transmission. I tried contacting XXXX XXXX XXXX XXXX XXXX and no one has contacted me or tried to work with me or help me.
05/27/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	CA 95521	Web
On XX/XX/2022 I called them because I needed to Lend {$150.00} for XXXX. I was told that They were only allowed to borrow me a minimum of {$670.00} at an Interest rate of XXXX XXXX. I was told it would be a total of 7 Payments of {$180.00} and the last payment would be taken on XX/XX/XXXX XXXX After this last payment came out I went to the bank and had them put stop payment on any future payments after reading the horror stories. On XX/XX/XXXX I received an email notifying me that they will be taking another payment out of my account. I called Minto Money to ask why they were taking more out of my account. They said that the interest was a Daily Charge and I haven't paid on ANY of the loan at all ... my total balance still Remains plus more interest, and I must have " Misheard '' them because the loan is 840 % interest. I explained that I was told a total of 7 Payments would be taken from me, and the terms discussed were nothing of the sort. They refused me a chance to speak to a supervisor or anyone who can explain why this is happening. I even brought up that Minto Moneys beginning call disclaimer states that they have a recorded line and they have the proof that I didn't agree to those specific terms. They claimed the balance still owed is over {$900.00}, But have since locked me out of the online page to check this " Balance ''. They have since sent me texts everyday and call multiple time daily. I don't know what else to do. I knew I would be paying a high loan at 84.9 %, But i would have NEVER CONSENTED to 840 % interest ... .Especially since I knew I has already going to struggle incredibly hard with {$180.00} already coming out of every paycheck for 7 paydays.
08/25/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	WA 98040	Web
I took out a small loan which I thought was a payday type of loan for {$1200.00}. I was approved over the phone. They credit my bank account on XX/XX/XXXX for {$1200.00}. I thought that I would only need to pay 4 payments of {$340.00} to cover the cost of the loan and interest. They were not clear with the loan agreement. I made 4 payments of {$340.00} on XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX This is a total payment of {$1300.00} for a {$1200.00} loan ( XXXX in interest ). They attempted a 5th payment of XXXX on XX/XX/XXXX which I do not authorize and was surprised to see hit my account since I thought I had paid off this loan. I immediately called them to ask them about this and they told me that per the loan agreement that I owe them 20 payments of {$340.00}. This amount of payments was never disclosed to me over the phone when I was approved for the loan or thereafter. I would never have agreed to 20 payments of {$340.00} with them for a {$1200.00} loan. That is beyond predatory or reasonable. After getting on the phone with them I tried to access my account with them on their website and I entered my email address and last four of my social and still could not log in to see any documentation regarding my loan. I have no documentation nor did I ever receive documentation prior to agreeing to this loan. The approval process was done over the phone. I am filing this complaint because they are not being upfront with customers about loan terms and agreements and fees and they are being predatory in charging excessive interest rates. Furthermore they are preying upon poor people and exploiting American consumers with these practices.
02/17/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Struggling to pay your loan	AZ 85043	Web
I applied for a loan online which was sent to multiple lenders. Upon opening my email there was a approval from MintoMoney. I open the email it brought me to the award page it has me click three boxes and then all the sudden I was signing documents for a loan that I did not even see the APR for. It turns out it's 797 %. I don't have bad credit by the way, actually I have a lot of accounts in good standing. But anyways they want to withdrawal over {$340.00} bi-weekly from my checking account. That's about {$700.00} a month. I can not afford this obviously. And I only took out the loan a week ago. Am I supposed to pay back the loan with the money they gave me? because I haven't had time to even come up with {$340.00} for the repayment. I revoked ACH authorization for my bank account and will send them payments when I can. They confirmed via email that it has processed and is canceled. Today I got a notice from MintoMoney of insufficient funds, my bank denied their debit. They will be charging me and non-sufficient funds fee and a late fee. I received a message from MintoMoney to give them a call to discuss my situation because I had already expressed to them my issue. I called back, the agent said that my ACH has been revoked and the issue has been taken care of. I told her that I don't think that is why they left me the message. She advised it has been taken care of. That was the end of the conversation I haven't heard back from them except for the email today; trying to debit my checking account even though I revoked their permission to do so.
09/27/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	IL 605XX	Web
On XX/XX/22 I was searching for loan lenders and Minto Money popped up on XXXX. I applied for a {$400.00} loan because I needed help making a tuition payment for school. I got approved and received funds soon after. They were never ( still aren't ) transparent about their rates, fees, or loan periods. I also have since found out they are not regulated by state laws. I have made 9 biweekly payments so far of {$100.00} since XX/XX/22. All payments made through automatic bank payments. I never get any sort of receipt or confirmation email. Nothing. My bank is just charged every XXXX weeks. When I contacted them through their website asking to see how much more I owed, their customer service agent offered to " lower my rates '' ( with no explanation ) if I simply verified by bank login info (? ) through something called " XXXX ''. They then right away sent a text to my phone number asking for verification but I did not respond nor proceed to give out any more information because when I looked them up I found many reports of lawsuits against them including reports of identity theft and scamming. I am extremely concerned and am asking for help as I've given them all of my info ( through process of application ) including my SSN. I was in need of assistance so I took out a loan from them back in XXXX but they were never upfront about their rates or about the payment plan before anything. I feel like I've been taken advantage of and am struggling because of the payments. Mainly I'm concerned that they have my info.
01/22/2021	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	OH 44128	Web
Back on XX/XX/XXXX I received a loan for {$370.00}. I was ONLY expected to pay back the {$370.00} and thats it but I am required to pay back $ XXXX? Thats ridiculous! I also noticed that in every other question that minto answers, they always end up saying there was a document stating that you have to pay back the interest within a 10 month installment. I did not receive any document via email stating that I had to pay back that much. I also was not able to log into my account to review any paper work because every time I would, it would say there is ACH activity active, so it would lock me out for weeks until my next payback date. This is a rip off. My last payment date of the {$370.00} should have stopped on XX/XX/XXXX but they are still charging me for THEIR mistakes. I want them to get rid of my information and cancel that account because I shouldnt have to pay back extra money for something that they didnt send me nor allow me to see for myself on my account. I even called a few times before requesting to log into my account and the answers were always the same. Its not fair. I read every single piece of information that was sent out when I received this loan and none of it stated that there was a extremely high interest rate. I am able to view the document now because I am able to log in now, but when I received the loan, I was locked out for months with no information on hand. I want and need them to stop now. They already have the $ XXXX that I owe so I need this to be resolved. This is XXXX.
01/22/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Received a loan you didn't apply for	FL 33830	Web
I was investigating the possibility of getting an online payday loan using the XXXX XXXX app. Once I entered my information the app said I was approved. It prompted me to check how much I was approved for. Once I clicked to see the amount it said {$1200.00}. I was never given an option to decline or agree to the loan. I then received an email stating that the loan for {$1200.00} would be disbursed to my bank account and that the repayment was for XXXX payments of over {$300.00} biweekly to be deducted from my checking account!! I was shocked because I didnt agree to the loan or the terms!! The repayment schedule was included in the email and there was no option to enter a digital or electronic signature to consent to the terms!!!! This is A SCAM AND OUT RIGHT CRIMINAL FRAUD!! I immediately contacted Minto Money by phone to tell them not to disburse any funds to my account because I DID NOT agree to the terms of the loan and never gave my consent or authorization for the loan, but my call went to a voicemail. I then emailed them at the customer service email to inform them that I had not agreed to the loan or its terms and for them not to deposit any money into my account. This is a major payday loan scam. The finance charges they are attempting to force on me are over {$5000.00} for a {$1200.00} loan that I never even agreed to!! Please stop this transaction. I have also notified my bank that I did not sign for or consent to this loan and for my bank to stop this deposit from happening.
08/04/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Charged fees or interest you didn't expect	TX 76011	Web
I took out a high interest loan. I knew that it was but I lost my job and needed it to stay afloat. The loan was for {$600.00}. They spread it out over XXXX payments. I have made XXXX bi-weekly payments so far in the amount of {$160.00} each. I am now working full time and want to pay the loan off in full on XX/XX/XXXX. I called today, XX/XX/XXXX to ask my pay-off amount and was advised I've only paid {$30.00} in principal this entire time and to pay off on XX/XX/XXXX, the payoff amount would be {$1000.00}. They also said I would still have another interest payment due on XX/XX/XXXX AFTER I pay the loan off. HOW IS ALL OF THIS POSSIBLE?!!! I previously called because I missed the payment on XX/XX/XXXX because I had not received a full check from my new job. I have set up arrangements and that is included in the amounts shown above. The representative I previously spoke with, moved the missed payment to the end of the loan, and split the next payment into 2 payments to help. I have so many questions, one of which is if I pay the loan off in full, why would I owe more interest after? The company advertises there is no penalty to pay the loan off early, and paying it off early can save money, but that does not seem to be the case. I want to pay what I owe but something does not seem to be adding up here. Can you help me make sure I'm not overpaying ( any more than I already have ). Thanks in advance for any help you can provide!
03/10/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	IL 60620	Web	Servicemember
This lender is in a class action suit because its a predatory loan with 7000 % interest. IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS EASTERN DIVISION MATTHEW HALL, ) on behalf of Plaintiff and the class ) members described herein, ) ) Plaintiff, ) ) v. ) ) MINTO DEVELOPMENT ) CORPORATION ; ) BENHTI ECONOMIC ) DEVELOPMENT CORPORATION ; ) XXXX XXXX XXXX ; ) MINTO FINANCIAL d/b/a Minto Money ; ) and JOHN DOES 1-20, ) ) Defendants. ) COMPLAINT CLASS ACTION INTRODUCTION 1. Plaintiff, XXXX XXXX, brings this action to secure redress against the making of usurious loans to Plaintiff ( Exhibit A ) and other Illinois residents by Defendants Minto Development XXXX ( XXXX ), XXXX XXXX XXXX XXXX ( XXXX ), XXXX XXXX XXXX ( XXXX ), Minto Financial d/b/a Minto Money ( Minto Money ), and XXXXXXXX XXXX XXXXXXXX. 2. Plaintiff seeks a declaratory judgment that the loans are void and an injunction against their collection ( Count I ), damages pursuant to the Illinois Interest Act, 815 ILCS 205/6 ( Count II ), damages and injunctive and declaratory relief pursuant to the Illinois Predatory Loan Prevention Act, 815 ILCS 123/15-1-1 et seq., and the Illinois Consumer Fraud Act, 815 ILCS 505/1 et seq. ( Count III the Predatory Loan Prevention Act provides that violations are a violation of the Illinois Consumer Fraud Act ), and treble damages under RICO ( Count IV ). -1- C
02/15/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Struggling to pay your loan	GA 315XX	Web
I called Minto Money around XXXX the XXXX cause my mommy passed suddenly on XXXX the XXXX. She had no life insurance. After my mother died I was trying to pay for her funeral and struggling financially. I called Minto Money and tried to work out an affordable payment plan and was denied a payment plan. Was told I wasn't behind on my payments and they couldn't help me until my account defaulted, I at that time revoked ACH authorizations by Minto money. My account has since defaulted they added late fees and interest to the loan. As of the day I agreed on a payment plan of 9 payments of XXXX XXXX dollars starting XX/XX/XXXX and there will be 1 payment of XXXX I borrowed {$700.00} on XX/XX/XXXX made 2 payments of {$150.00} for the XXXX dollars I borrowed I will in the end pay back {$1200.00} only cause Minto Money Agreed to this settlement amount and payment plan. Which I appreciate. But If I would have made the payments as scheduled I would have paid XXXX Minto Money charges a yearly interest rate of 600.78 % The credit for the XXXX dollars would have cost me {$2400.00} for a total of {$3100.00}... Completely insane
06/06/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Was approved for a loan, but didn't receive the money	FL 33033	Web	Servicemember
On XX/XX/XXXX received an email from Minto Money account number XXXX stating that I owed money for a loan and the payment was returned for insufficient funds. I called the company Minto Money and spoke to XXXX who verified that there was a loan taken out for {$1200.00} dollars in my name on XX/XX/2022. I informed XXXX that I did not apply for a loan or agree to receive any funds. He stated the loan was funded to an account number from XXXX XXXX XXXX and that my personal information was used to obtain a loan in my name with a seven-year-old address. He placed me on hold to verify the ownership of the bank account with XXXX XXXX and upon investigating with the customer service representative from the bank, the account was indeed not mine and belonged to an individual named XXXX XXXX. This individual received funds from a loan fraudulently obtained in my name with my information to their personal XXXX XXXX account. I have made a fraudulent complaint with XXXX regarding this matter indicating the individual who owns the bank account XXXX received funds from a loan opened fraudulently in my name.
03/28/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	CA 92407	Web
I took out a small loan on XXXX in the amount of XXXX $ from Minto money. In the paperwork there was never an interest rate or pay off amount. When I signed up the women in the phone said I would have a pay off amount of XXXX XXXX 3-4 days later I had to call back because they took the money on the wrong day and they had most of my information wrong. They never sent me over a new contract or anything with interest rate or pay off amount the only thing I was told is my pay off amount is XXXX XXXX Calling on XXXX they told me that my pay off amount is now XXXX $ and its going to go up everyday I have the loan out despite the fact I am making payments already and now they say I have a over 600 % interest which was never discussed with me and the paperwork online doesnt have my signature on and still wrong information I have given them {$880.00} but some how they say my pay off is still XXXX $ and going to continue going up every single day and if I dont pay the total is going to end up being over XXXX $
01/26/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	OH 43220	Web
Minto Money is a predatory lender- it is criminal what they charge. I thought there were laws to protect us but apparently there is a loophole this XXXX uses : I do not agree I signed loan docs knowingly with interest rate clearly at the beginning of the document. Unfortunately I had two loans with them and didnt realize the ridiculous interest rate on first one because I paid early plus obviously wasnt paying attention. I signed docs online ( text signature ) but was not given a copy either time and when I tried to access recently I had to request several times via phone as not readily available online. In any case, I was charged 629.3 % and 386.4 %. I feel like this should be illegal. Supposedly they are protected but I have read of other lenders that use the same status but not correctly ( not that I think there should EVER be a way a tribe should be able to take advantage of people needing a small loan that may not have the best credit.
08/30/2022	Yes	Payday loan, title loan, or personal loan Personal line of credit	Charged fees or interest you didn't expect	FL 33138	Web
On XX/XX/XXXX, I applied for and was approved for a {$500.00} line of credit through Minto Money. I had a financial emergency and needed quick access to money, but had limited options due to my credit history. While I was aware that I'd be paying high interest, I want to report this company for their predatory lending and astronomical interest rate. My {$500.00} loan carries a 463.16 % interest rate. My payments have been {$100.00} biweekly. If continue paying via this current pay schedule, I'd be making those payments until XX/XX/XXXX, paying a total {$3200.00}. Seriously??? I understand changing higher interest, but this is just exploitative. I have the option to pay the off the loan in full today for {$500.00}, which I'll be doing. However, I'm concerned for other people with poor credit who need emergency funds and have nowhere to turn other than to predatory lenders like these.
09/07/2020	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	FL 33404	Web	Servicemember
I took out a payday loan of {$370.00}. On their website, it was advertised as a 7 % interest rate. Looking at my checking account, I'm wondering why I've been paying {$100.00} every two weeks on a {$370.00} loan. I called the company in which then I was told it was an interest rate of 721 %! That is not what it was advertised as. Also, in the state of Florida, a lender can not legally use an interest rate over 304 %. So what this company has done to me is illegal. They have charged me {$100.00} on XX/XX/20, XX/XX/20, XX/XX/20, XX/XX/20, XX/XX/20, XX/XX/20, XX/XX/20, and XX/XX/20. This is way over my loan and almost over the legal interest rate in my state. This company deliberately advertises their interest rates lower then sneakily bumps it up once you sign. When I signed, it was 7.2 % interest. Not 721 %.
12/26/2020	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	MD 20783	Web
The amount my contract wants me to pay back is just completely unreasonable and unaffordable. I owe XXXX for a XXXX dollar loan?? Not only that but the initial sign up process of getting the loan was shady and omitted certain details until the revealing of the final contract ( which Id also argue contains language meant to confuse borrowers ). They are charging me 20 payments of XXXX from XX/XX/XXXX to XX/XX/XXXX. This makes no sense and is completely unfair and ethically wrong especially knowing that borrowers are often not in healthy financial standing. I understand that I did sign a contract but this is just wrong. This loan ( plus financial struggles due to COVID-19 ) is doing so much more harm than good for not just my financial well being but my mental and emotional well being as well.
06/09/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	MD 21216	Web
On XX/XX/2023, I enrolled in National Debt Relief Program, and contacted someone over at MintoMoney Customer Service. I explained that they must cancel and stop payments of {$230.00}, and the Representative stated that all payments were cancelled, and I provided him all of the National Debt Relief contact information. On XX/XX/2023, I received an alert from my bank which stated that MintoMoney violated the Consumer Financial Protection Act by submitting the payment of {$230.00} with a 481.650 % interest rate on your account, which in pending processing with the bank without your permission. I spoke with XXXX XXXX XXXX XXXX stated that they can do whatever they want, and when asked for a manager they are not available. This company is a fraud and need to be federally investigated.
05/26/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	IA 50320	Web
I recently received whats considered a payday loan from MINTO Money of about {$2500.00}. I spoke with someone from the XXXX XXXX XXXX XXXX about the loan because they are charging me over 500 % interest and by the end of the loan I will end up paying over $ XXXX. I was in dire need of the money and they were my only option. The guy I spoke to from XXXX told me they are not even licensed in the state. From what I can tell, it is also illegal to charge over 337 % for a payday loan in Iowa. What are my options? I have no problem paying the principal balance of what I borrowed but I can not afford over {$500.00} every 2 weeks and I want to figure something out before they send it to collections. I have sent a couple of emails to them with no avail.
07/07/2020	Yes	Payday loan, title loan, or personal loan Payday loan	Struggling to pay your loan	AZ 85202	Web
In XX/XX/2020, I applied for a {$500.00} payday loan with MintoMoney. I had recently begun a new job and was unable to pay for the gas to attend work for the pay period and needed to pay my utilities or face eviction from my rental home. I have several documented deductions from my account from MintoMoney, but received notification of only the following via email - {$130.00} on XX/XX/2020. {$130.00} on XX/XX/2020 {$130.00} on XX/XX/2020. {$130.00} on XX/XX/2020. {$130.00} will be processed on XX/XX/2020. I am unable to make these payments as I am currently XXXX due to COVID- 19, and the lender continues to take payments twice monthly, regularly causing me overdraft fees and related financial issues pushing me further into debt.
03/28/2020	Yes	Payday loan, title loan, or personal loan Payday loan	Received a loan you didn't apply for	AZ 85718	Web
I checked my bank account and noticed my account balance was higher than expected. I received a deposit into my personal checking account for {$750.00} from Minto Money. This is a loan company that I have never used before and only found out about after researching the name of XXXX because of this deposit. I have two emails one at XXXX that was in my Spam folder saying I was approved for a loan and to click to e-sign. The second email, also in my Spam folder, was at XXXX stating my loan had been processed and approved. I was currently sleep at the time this all occurred. Throughout the day I never received any phone call stating I received a loan and I did not receive an emails to my main inbox stating anything regarding this loan.
11/29/2021	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	MA 02119	Web
Minto Money has aggressively charged interest rates not originally stipulated. It has become increasingly harder to pay off the initial loan amount. Each time I log in, I see new fees substantially added to the principle. As of now, I have paid double the original loan amount in form of interest rates levied on my checking account. My pay checks are garnished, which has led me to the point where I need another entity to intervene. Please I just want to pay my initial loan amount of {$480.00} and walk away, because they want to set a financial trap for me that is seemingly unfair, unreasonable and not equitable. Please assist in helping to mitigate or in finding a middle ground between me and this predatory company. Thank you.
09/04/2020	Yes	Payday loan, title loan, or personal loan Installment loan	Charged fees or interest you didn't expect	MI 489XX	Web
I applied through the app XXXX on the XXXX XXXX XXXX. I was only curious about it and provided my information. I was approved for a loan of {$500.00}. However, I did not formally accept the loan or sign any agreements. Despite this, they deposited the money into my account and have been charging me {$74.00} every 2 weeks for a total term of 12 months, totalling {$3500.00}, which is over 7 times the principle amount. I did not agree to the terms of the loan or sign any contract. You can see in the screenshot that the emails sent to sign these contracts is still unread. I am also unable to see any information on how much I have paid off of the loan on the website, only the payment schedule.
06/24/2021	Yes	Payday loan, title loan, or personal loan Payday loan	Can't stop withdrawals from your bank account	IL 60048	Web
I was seeking deferral of a payment to stabilize financially and on two separate pay dates ( XX/XX/XXXX and XX/XX/XXXX ) Minto Money withdrew funds from my account although new credit agreements were signed. Each time I called back to determine why I was told that they did not process the request they sent to me and that I physically e-signed while on the phone. I then asked for my monies to be refunded from the XXXX which was also confirmed over the phone. Six business days have passed and I did not receive the funds from the XXXX. Minto Money has now applied a {$40.00} late fee and yet again claims that there are notes on file and my request was simply not processed.
05/11/2021	Yes	Payday loan, title loan, or personal loan Payday loan	Money was taken from your bank account on the wrong day or for the wrong amount	CO 814XX	Web
On Friday, XXXX I called XXXX XXXX for a payoff amount and was given the total of {$720.00}. At that time I authorized payment for {$720.00} to payoff and closeout the loan. On Monday, XX/XX/10 the loan payoff was deducted from my checking account as well as a " regular payment '' of {$230.00} which should not occurred due to my loan being paid off. I used the online chat and called minto money requesting the extra payment to be refunded and both channels refused a refund because the {$230.00} was my regular payment. XXXX XXXX should have cancelled my XX/XX/10 regular payment when I called on XXXX for a payoff amount and processed a payment.
08/26/2020	Yes	Payday loan, title loan, or personal loan Payday loan	Struggling to pay your loan	IN 46235	Web
OnXXXX XXXX I had got a loan from them and I was approved {$500.00} but I been making payments, but its saying that I owe them almost {$3000.00} which is too much and I been trying to call them and tell them that I cant afford that right now because I should just be paying the {$500.00} I had got approved for not {$3000.00} thats not what I got approved for so they tried to scam my mother with this same issue she only got approved for almost {$300.00} then they wanted her to pay {$1500.00} for an installment loan so I want to cancel this loan and get my money back because this is ridiculous I cant afford this loan right now.
07/13/2023	Yes	Payday loan, title loan, or personal loan Installment loan	Problem with the payoff process at the end of the loan	GA 30180	Web
I reached out the day before my first installment was due to pay off the loan in full. A representative of the lender explained that they already began processing my payment before the scheduled payment date and that this cant be cancelled and that I will be charged for the full amount of the loan in addition to the first installment. They changed my recorded full payment date to the next day in order to make it seem like I paid in full after the first installment to get more money. This is contrary to what the loan agreement says. I tried to speak with someone from leadership and they explained that they arent available.
03/07/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	TX 79924	Web
I applied for the loan, got multiple loan offer, but never spoke to anyone to discuss the terms. I did speak with another loan company and completed the process. The money from Minto Money was deposited into my account and the payment came out. I went to review the terms and was shocked at the interest rate. ANNUAL PERCENTAGE RATE 752.28 % The cost of your credit as a yearly rate. FINANCE CHARGE XXXX The dollar amount the credit will cost you. Amount Financed XXXX The amount of credit provided to you or on your behalf. Total of Payments XXXX The amount you will have paid after you have made all payments as scheduled.
10/10/2020	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	MD 20772	Web
on are about XX/XX/2020 I reach out to mintomoney to see if I can get a increase my loan amount .I was told even though I have made 4 payments of XXXX that I've only paid. XXXX cents on 1 payment XXXX cents on another payment and XXXX cents on another. I stated That they have tooking a XXXX out of my account. and I have not even paid back XXXX on a XXXX dollar loan they told me no I haven't my loan is for 40 months doing the math I will be paying XXXX on a XXXX dollar loan I said that's loan sharking and I was going to report them .So here I am willing to pay back the loan but not XXXX for XXXX dollars
07/30/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Charged fees or interest you didn't expect	NJ 08057	Web
I was behind on some bills in XXXX so I searched online for loans from companies like XXXX who have fair lending policies. Minto was recommended so I applied and was approved for {$1200.00}. Neither the annual percentage rate for this loan nor the repayment amount was written upfront on the screens for this loan application online when you get the message your approved. It wasn't until after I signed and received the loan that I saw the repayment agreement buried in the loan forms emailed to me. I have paid over {$1200.00} at this point and the loan agreement says the repayment amount is {$7500.00}
09/28/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	SD 577XX	Web	Servicemember
I took this loan out trying to establish credit and was told as long as I make the payments every pay period, I would not be charged interest. However, after paying the original balance twice over, the amount of the loan was still higher than the principle balance. I spoke on the phone with the representative prior to accepting the loan and was told I would only be charged the interest if I missed a payment. I have made every payment and my loan is still higher than the original balance. This is in my opinion a predatory loan and possibly the the downfall of what we consider good practice ethics.
02/19/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Problem with the payoff process at the end of the loan	FL 338XX	Web
I called the collection department today XXXX, 2022 offering to pay off my loan of {$1000.00} and close it out as it was all I have to do they already caused my bank account to be overdrawn when I didn't have money in the account now they won't accept my {$1000.00} payment to be done with I borrowed {$1100.00} they want me to pay them {$1200.00} and I have already made a couple of payments to them already {$140.00} each, and the lady I spoke to today was very rude to me and my wife I will not deal with them anymore this is ridiculous I hope we can come to a quick resolution.
11/08/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	OH 441XX	Web
Applied for the loan and received the payment information. The amount was fine but was unaware it would be deducted so many times during a 30 day period. Upon further investigation the interest rate is well into the 300 %. When given the initial terms it was not clearly disclosed that the interest was that high and the payments would be several times a month! This is unreasonable and is affecting my bank account. My account is in the negative every week because of this ridiculous loan. I need it to be canceled and offer a cheaper payment or a cheaper settlement amount.
10/14/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	GA 30213	Web
XX/XX/2022 : The company charged a total of XXXX for a XXXX loan with a 753 % interest rate. After talking to a financial advisor, the advisor stated to negotiate my rate with the lender since this rate is illegal in Georgia. Called the company to discuss the rate. The company would not change the rate of the loan and stated that they are legal in Georgia. Provided the company with this link : https : //dbf.georgia.gov/payday-lending The company stated they will call back on Monday to discuss rates once the first payment is cleared. The company disconnected the call.
10/31/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Charged fees or interest you didn't expect	IL 60645	Web
I have requested to received a relief plan as well as notice of increased expenses where I can not make the payments for the next few months and I am still received additional interest and fees that are not being waived during a time of increased cost of living. I have also sent my bank statements to reflect where my income is going -- basic necessities such as housing, car needs and groceries. I am requesting assistance on a decreased plan and for the interest to be removed during this difficulty time. This has the potential to weaken my credit and cost of living.
11/17/2023	Yes	Payday loan, title loan, personal loan, or advance loan Payday loan	Received a loan you didn't apply for	TX 75035	Web
This company, Minto Money processed a loan for an unknown person ( s ) that used my name, email, phone and ss #. I talked to XXXX with Minto Money 's fraud person XXXX on the line ( they have the recording and so does XXXX ) and they confirmed that my name is not associated with the account Minto Money approved the loan on and sent money to. I also confirmed with the same parties on the line via my social sec number that I have no accounts with XXXX. Minto Money allowed a loan to go through with the wrong address and an account that is not mine.
05/05/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Charged fees or interest you didn't expect	MN 55117	Web
I took out a loan with them and my interest rate was 400 % so on a XXXX loan its {$3600.00}. Thats ridiculous. I really needed the money to fix my car. They took advantage of me. On the website they say that say they not an actual lender its a lending network and they are not regulated because it is tribal. I also paid a fee to access funds the same day which was a Friday. I didn't receive them until Monday and they told me it was nothing they could do about the error I would just have to wit. I hate I took money from them.
05/13/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Struggling to pay your loan	FL 338XX	Web
Having Trouble paying off this loan, Not being able to make my Rent on Time and having nothing left for Groceries for my family of XXXX let alone gas to get back and forth to work this is now XXXX payments in of XXXX That is well over what we borrowed of XXXX They have now collected XXXX I need them to stop taking money from me and my family its hard as it is with them charging such a HIGHER than normal interest rate telling me that it is going to total out to be XXXX on a XXXX loan that is absurd.
01/07/2023	Yes	Payday loan, title loan, or personal loan Personal line of credit	Charged fees or interest you didn't expect	FL 347XX	Web
I went online to get a loan but there was no paper work. When I went online it never gave me a fixed rate because there website went blank. Next thing I knew I was approved got a text message I made my first payment for XXXX XXXX XXXX dollars and XXXX cents I seen that my bill only went down XXXX dollars this is not what I had signed up for since there website crashed and I was unable to see what I was getting I want to know why my loan went down only XXXX dollars when I paid XXXX?
03/15/2021	Yes	Payday loan, title loan, or personal loan Installment loan	Getting the loan	WA 98042	Web
I applied for a short term loan online. It redirected me to a loan website and said I would be contacted shortly by a representative. The number that called me was XXXX. At first they seemed like a legit business and I was in the process of giving them some of my information. Then I started receiving picture messages from the number calling me a XXXX as well as other offensive language. That's when I realized that this was clearly a scam and this number needed to be reported.
09/01/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	IL 60586	Web
I was not given the loan terms when I applied for a {$1200.00} loan, then I was charged 653 %. I immediately notified MintoMoney to cancel my loan as I did not agree to the 653 % loan. I was than still forwarded the money after i told them i was not interested. The company began withdrawing money from my account weekly. I tried to ask for a buyout amount and they said i now owe over {$4000.00}. I need help as the company is not harrassing me and calling constantly.
02/24/2020	Yes	Payday loan, title loan, or personal loan Installment loan	Getting the loan	IN 46260	Web
I applied for the loan online on the minto money website on XX/XX/20 and I was contacted by a representative named XXXX on XX/XX/20 around XXXX. I asked why he was calling from a XXXX area code if the company is from Alaska to later find out that is only a PO box address. I gave them my social security number and my bank account routing and account numbers as well as my full name, address and phone number. I don't know what to do. This is a scan for sure.
08/31/2021	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	MA 02703	Web
I got a pay loan for a XXXX. They said on the phone I would only have to pay XXXX back. I had to pay XXXX $ a week. I currently have paid them XXXX XXXX I go online to see my payment schedule and it says I have to pay them XXXX XXXX They did not tell me on the phone when I got the loan that I would have to pay XXXX XXXX back. I do not have that type of money. I would of never got the loan if I knew I was gon na have to pay XXXX XXXX. I need help
08/11/2020	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	IA 51503	Web
Applied for a loan online. Started off at what looked like a normal bank. I cant find which bank that was. Agreed to a {$1000.00} loan. Before I saw what kind of rates I was being issued or when my payment was due. It was sent to mintomoney. ( I didnt sign up thru them. ) They are charging {$130.00} a week for 10 months. So overall Ill be paying over {$5000.00} for {$1000.00} loan. I was never told this. I would have never agreed to this.
11/17/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Struggling to pay your loan	IL 60051	Web
The loan was taken on XX/XX/2022 in the amount of {$2600.00} with an interest rate of 509.46 %. I made a total of 7 bi-weekly payments of {$490.00}, a total of {$3400.00}. Due to financial harship, I am no longer able to make these outrageous payments. I had them remove the ACH withdrawal from the account, but they claim that they will collect the debt aggressively unless the full amount, over {$11000.00} dollars is paid immediately.
09/06/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Struggling to pay your loan	MN 55318	Web	Servicemember
I lost my job XX/XX/XXXX and requested assistance for loan forgiveness. The company is charging me 516.09 % Minto Money File : XXXX Finance Charge {$12000.00} Amount Financed {$2500.00} Total of Payments {$14000.00} Loan # : XXXX Loan Type : Installment Loan Agreement Date : XX/XX/XXXX Effective Date : XX/XX/XXXX Due Date : XX/XX/XXXX every two weeks Minto Financial d/b/a Minto Money XXXX XXXX XXXX XXXX, AK XXXX Phone ( XXXX ) XXXX
06/18/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	CO 80504	Web
I pulled out an account for {$840.00}. I have paid off the original amount but did not realize they'd be charging an insane amount of money to credit me {$840.00}. I will be charged over {$5000.00} just to borrow {$840.00} I have already paid back. I do not see how this is legal and it is definitely predatory. They advertise easy payback methods but will continue to pull money out of my account to cover an amount I never borrowed.
03/02/2022	Yes	Payday loan, title loan, or personal loan Personal line of credit	Charged fees or interest you didn't expect	OH 45420	Web
Explained I wasnt explained to that I was going to be charged 766 % interest and principal. I borrowed {$550.00} and have already paid as of today {$910.00}. They said I will have interest daily and that the payoff as if today is {$830.00} and will change tomorrow. Explained to them I didnt understand what I was getting into and if there was something that can be done. They said no.
01/17/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	LA 70056	Web
Hello, I received this letter in my email saying that I have been denied for a loan that I have never applied for. Is this indication that someone is using my personal info in an identity theft matter or is this spam? Also, is this going to reflect a bad reporting on my credit record? Has this been placed on my credit record? Please help me with this matter. Thank you, XXXX XXXX
10/28/2022	Yes	Debt collection Payday loan debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	FL 33166	Web
How are you? I made a loan of {$1300.00} and I was paying on time, just as they told me, every Friday an installment of {$120.00} and I had advanced XXXX installments, which is a total of {$2000.00}, and I am surprised to check my account statement, which I still have to pay. pay for having lent me {$1300.00} this amount. The outstanding balance owed for your loan is {$5800.00}.
04/14/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	WA 98502	Web
I requested a loan for {$600.00} on XX/XX/2022, loan XXXX XXXX. They made me sign the payment agreement before they disclosed their 642.51 % APR so I could not back out of it and they transferred the money to me immediately. According to them, I will pay {$3200.00} in 20 payments for a {$600.00} loan! I have made 9 bi-weekly payments of {$160.00} so far totalling {$1400.00}.
08/08/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	MN 55434	Web
I applied for a loan for XXXX Dollars on XX/XX/XXXX. I have faithfully paid off the XXXX dollars and then realized I am still paying them. I look at my account and now I owe them a total of XXXX dollars and wont pay them off till XX/XX/XXXX. This is information that was vague when I applied to the loan and now I am overpaying on a loan I should have paid off
08/03/2021	Yes	Payday loan, title loan, or personal loan Installment loan	Charged fees or interest you didn't expect	GA 30135	Web
After being approved for the loan ( XXXX $ ) I expected to be paying back around XXXX-XXXX . However the company is charging me an APR of 776 %! When I saw that I thought even with my credit that can't be right. So I did some research and found that there are limits to how high you can set APR and that far exceeds the limits based on my state.
04/08/2023	Yes	Student loan Private student loan	Struggling to repay your loan Can't get other flexible options for repaying your loan	NJ 08759	Web
I took a {$500.00} loan from Minto money and so far I payed almost a XXXX dollars, they increased the apr and apparently I owe them another XXXX which is insane to repay XXXX for XXXX.in addition to that I wanted to pay it over 18 months so I pay almost XXXX a month, theyre still asking for money and its a scam.
02/27/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Received a loan you didn't apply for	MD 206XX	Web
I just started noticing payments of {$240.00}. Being taken out of my account since XX/XX/2021. I never applied for a payday loan and when I got the loan document my personal information was incorrect and the loan was for {$900.00} and the repayment is {$4800.00}. Please help
02/03/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	FL 33193	Web
They did not disclose interest charges. The interest charges are 644 % which is an absurd amount of money to be charging for a {$750.00} loan. I had to pay {$2100.00} to close out the account for a {$750.00} loan for a loan I took out in XXXX and we're in XXXX.
04/14/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	FL 32256	Web
I applied for a quick payday loan for {$1200.00} to have it paid off they are charging 642.59 % APR. Which I feel is an unfair rate for such a small loan. i can pay off the XXXX but do not wan na pay over XXXX XXXX dollars interest
05/24/2021	Yes	Payday loan, title loan, or personal loan Installment loan	Charged fees or interest you didn't expect	GA 30331	Web
I have made 15 payments which total over the original loan amount but the amount of my original loan has not decreased by a {$1.00} it has actually increased by $ XXXX. Expected high interest but this is criminal ...
02/28/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	CA 94118	Web
XXXX XXXX XXXX is a tribal lender loan. I was referred to them when I found out XXXX had closed. I didn't realize the APR was 642.51 %. I borrowed {$790.00} and now I owe {$4200.00}. This should be illegal.
08/31/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Can't contact lender or servicer	MA 011XX	Web
I applied for this payday loan.I want to pay off the loan to avoid the high interest but I can not come tact them and the amount they are taking out weekly is so much I can not pay my rent and bills
04/10/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	NC 28269	Web
I was approved for a loan however upon receiving the loan and viewing the APR they are charging almost 800 % interest rate turning a {$1000.00} loan into a $ XXXX loan.
03/30/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Charged fees or interest you didn't expect	IL 600XX	Web	Older American
Borrowed XXXX. Payments are XXXX weekly. I was told payoff is XX/XX/2022. Now was told 9 more payments.
01/31/2024	Yes	Payday loan, title loan, personal loan, or advance loan Payday loan	Charged fees or interest you didn't expect	OR 97304	Web

01/30/2024	Yes	Payday loan, title loan, personal loan, or advance loan Payday loan	Struggling to pay your loan	MD 20815	Web

01/05/2024	Yes	Debt collection Payday loan debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	TX XXXXX	Web

01/04/2024	Yes	Payday loan, title loan, personal loan, or advance loan Payday loan	Struggling to pay your loan	GA 30076	Web

12/11/2023	Yes	Payday loan, title loan, personal loan, or advance loan Payday loan	Received a loan you didn't apply for	AZ 85281	Web

08/10/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	MA 02145	Web

07/16/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	MN 55082	Web

06/12/2023	Yes	Payday loan, title loan, or personal loan Installment loan	Problem when making payments	GA 30083	Web

06/02/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Struggling to pay your loan	IL 60647	Web

03/21/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33076	Web

02/11/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	NJ 07734	Web

01/05/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	CA 92084	Phone

12/29/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Received a loan you didn't apply for	IL 60641	Web

09/12/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	NJ 07407	Web

08/07/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Problem with the payoff process at the end of the loan	MD 20904	Web

07/11/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Received a loan you didn't apply for	IL 60647	Web

06/24/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	TX 75710	Web

05/19/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	NC 27527	Web

05/13/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Struggling to pay your loan	GA 31210	Web	Older American

04/22/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Received a loan you didn't apply for	MD 20851	Web

04/04/2022	Yes	Payday loan, title loan, or personal loan Personal line of credit	Charged fees or interest you didn't expect	WA 98404	Postal mail

04/01/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Charged fees or interest you didn't expect	IL 60615	Phone

03/22/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Struggling to pay your loan	NH 03104	Web

01/25/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Charged fees or interest you didn't expect	AZ 85142	Web

01/03/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Charged fees or interest you didn't expect	FL 32218	Phone

12/19/2021	Yes	Payday loan, title loan, or personal loan Personal line of credit	Struggling to pay your loan	MA 02653	Web

11/23/2021	Yes	Payday loan, title loan, or personal loan Installment loan	Charged fees or interest you didn't expect	MI 48176	Phone

11/15/2021	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	CO 80214	Web

10/03/2021	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	FL 32221	Web	Servicemember

07/29/2021	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	CA 93223	Web

05/07/2021	Yes	Payday loan, title loan, or personal loan Personal line of credit	Getting a line of credit	IL 60107	Web

04/01/2021	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	GA 30161	Web

01/21/2021	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	AZ 85209	Web

12/01/2020	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	GA 30540	Phone

10/06/2020	Yes	Payday loan, title loan, or personal loan Payday loan	Struggling to pay your loan	MA 01038	Web

07/13/2020	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	NC 27606	Web

05/16/2020	Yes	Payday loan, title loan, or personal loan Payday loan	Can't stop withdrawals from your bank account	FL 32218	Web

04/24/2020	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	NC 27707	Referral

03/18/2020	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect		Phone