| 03/16/2021 |
Yes |
- Debt collection
- Private student loan debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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In XX/XX/XXXX I found out that I had a student loan in collections. I tried to make reparation with them at this time, but could not afford it because I just Graduated college and did not have a job. I tried explaining to them that the letters and phone calls were not going to me, but my parents house whom i have no contact with. I have recently tried to make reparation with them ( on XX/XX/XXXX ) now that I have a job. They were harassing me that after all my bills are paid I only have {$400.00} left and I offered to pay {$170.00} and they were accusing me of being able to afford {$200.00} and that he couldnt help me unless we settled on this amount. It was then I had to tell him I just had a kid and have over {$6000.00} in medical bills as well in order for him to agree on possibly {$170.00}. Still has not been confirmed. He said he will be calling to negotiate a higher amount if it is not accepted.
I also have good standing on two of my other loans. My XXXX loan if XXXX and my private Loan of XXXX. I already pay {$940.00} of student loans a month.
This affects my husband and my two children. This affects my credit. This affects my ability to go back to school. Im asked for them to let me refinance this collection loan with my other student loans after 9-12 consecutive payments and they wont do it.
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| 08/16/2023 |
Yes |
- Student loan
- Private student loan
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- Incorrect information on your report
- Information belongs to someone else
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Web |
Servicemember |
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I have contacted the Minnesota office of higher education multiple times informing them that the {$1200.00} debt is not mine. I have repeatedly asked them for proof of my responsibility for the debt. Recently as soon as XX/XX/2023. I have never received any information of where I signed requesting a loan from the state of Minnesota for educational purposes.
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| 10/27/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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| 07/25/2017 |
Yes |
- Student loan
- Private student loan
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- Dealing with your lender or servicer
- Don't agree with the fees charged
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Web |
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| 02/07/2017 |
Yes |
- Student loan
- Non-federal student loan
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- Dealing with my lender or servicer
- Received bad information about my loan
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Web |
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| 01/12/2017 |
Yes |
- Student loan
- Non-federal student loan
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- Dealing with my lender or servicer
- Received bad information about my loan
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Web |
Servicemember |
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| 12/01/2016 |
Yes |
- Student loan
- Non-federal student loan
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- Getting a loan
- Can't qualify for a loan
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Web |
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| 06/30/2015 |
Yes |
- Student loan
- Non-federal student loan
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- Dealing with my lender or servicer
- Having problems with customer service
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Web |
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| 04/22/2014 |
Yes |
- Student loan
- Non-federal student loan
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- Can't repay my loan
- Can't get flexible payment options
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Web |
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