MIDWEST RECEIVABLE SOLUTIONS LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via
07/12/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	IL 60615	Web
During my recent review of my consumer credit file as of XX/XX/2023, I noticed that Midwest Receivable Solutions ( account # XXXX ) are furnishing inaccurate information to the following credit agencies XXXX XXXX XXXX, XXXX. The reporting of the above accounts has caused severe damage to my character, my reputation, my general mode of living and my ability to obtain credit for personal and household purposes. 12 CFR 1006.34 Notice for validation of debts. ( a ) Validation information required. ( 1 ) In general. Except as provided in paragraph ( a ) ( 2 ) of this section, a debt collector must provide a consumer with the validation information required by paragraph ( c ) of this section either : ( c ) Validation information. Pursuant to paragraph ( a ) ( 1 ) of this section, a debt collector must provide the following validation information : 1. Statement required by 1006.18 ( e ). Section 1006.34 ( c ) ( 1 ) provides that validation information includes the statement required by 1006.18 ( e ). Section 1006.18 ( e ) ( 1 ) requires a debt collector to disclose in its initial communication that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose. I DID NOT RECEIVE ANY NOTICE OR INITIAL COMMUNICATION FROM Midwest Receivable Solutions PRIOR TO THIS ALLEGED DEBT BEING PARKED ON MY CONSUMER CREDIT REPORTS. Midwest Receivable Solutions has violated my consumer rights under the above stated laws.
03/11/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MI 48141	Web
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for Purpose
06/07/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	IL 60617	Web
Company has failed to reply within a 30-day timeframe, and further failed to REMOVE all inaccurate negative reporting, as I have never opened this account, and I believe that my family member has been using my identity, which is why I have a security freeze on my accounts.
01/11/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60628	Web
I received a debt collection letter from Midwest receivable solutions and I have never heard of this company
03/16/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL XXXXX	Web
Debt is not owed
02/03/2024	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	OH 43214	Web

01/27/2024	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	WI 54915	Web

12/28/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	GA 30134	Web

11/14/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92833	Web

11/23/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IL 60653	Web