Medical Society Business Services, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
02/18/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AZ 852XX	Web
We had a teenage friend staying with us who accidentally XXXX in XXXX of XXXX. We were not involved in any financial matters while she was in the hospital. Her mother lived out of state and spoke with providers by phone. After she left the hospital, she needed XXXX visit with the doctor she had seen in the hospital before she could fly home. The doctor wanted XXXX or he would n't see her. However, the XXXX provider insisted on payment before doing the XXXX. Over several phone calls with the doctor 's office and the XXXX provider, we negotiated an agreement to pay {$120.00} for minimal x-rays. I paid with my credit card. The patient had the XXXX, saw the doctor and flew home. In XXXX of XXXX, I got a letter from a collection agency saying that my " delinquent account '' with an XXXX Provider had been placed with them and that I owed {$390.00}. I had never heard from any service providers regarding the patient. As I stated before, her mother lived out of state and spoke with providers by phone. I knew nothing about debt collectors at that time. The letter from CA ( Collection Agency ) indicated that I had to respond within 30 days if I disputed the validity of the debt. So I did with a letter stating that I had no account or debt with the Creditor. Then I got another form letter a month later with no reference to the letter I sent. Another nine days passed before I got any response. I got a letter claiming to be " verification of original charges '' with no other reference to my letter. They enclosed a statement that was obviously typed up in their office, not from the creditor. There were XXXX charges listed - all but the last XXXX dated during the time the patient was in the hospital. The last one was dated on the date of the XXXX at an office outside of the hospital that we had paid {$120.00} for. It did n't show the payment I made and the charge was {$100.00}. At the bottom, it shows {$18.00} paid by the patient to provider but no other details. Not knowing the proper thing to do, my wife called the CA asking why they were still saying it was my debt. The employee she spoke to said that WE had to obtain a copy of the " intake paperwork '' from the creditor. So we called the creditor who refused to release the form to us since I WAS NOT NAMED ON THEIR PAPERWORK. That was in XXXX XXXX and we told the CA by phone what the creditor had said. No response. The CA sent another letter XXXX XXXX, XXXX. Enclosed was the same " statement '' plus a " document that bears your signature '' but there is no mention of the creditor 's response to our phone call. The document they sent does not prove that it was my account. It 's actually a notice about " Direct Payment for XXXX XXXX XXXX ''. It shows the price quoted as {$120.00} and explains how insurance is affected by paying directly for the service. It says that my signature acknowledges that I got a copy of the notice and waive my right to have a claim submitted to an insurance company. There are requirements about making a direct payment. I responded with another letter on XXXX XXXX. Again I stated that it was not my debt, explained in more detail what had happened in XXXX of XXXX because my wife found notes she had written at the time but forgotten about. I sent a copy of my credit card bill showing the {$120.00} paid. I explained to them what the form they sent " with my signature '' actually meant and questioned the accuracy of their " statement ''. I sent the letter certified so that I had proof that they got my letter. My receipt post card shows that they received it on XXXX XXXX, XXXX. I heard nothing further from them until XXXX XXXX when they sent the same old form letter with no reference to anything that had been detailed in our correspondence earlier in the year. I finally did some research on collection agencies and realize I missed several instances where they did not do things according to the law.
04/17/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AZ 863XX	Web	Older American
I am not responsible for this debt. The work that is stated was not done. Most importantly they claimed to the attorney general that their patient was XXXX XXXX XXXX we are not that person. XXXX XXXX I received a letter back from the Attorney Genrerals office they stated they were going to investigate. XXXX XXXX I talked to XXXX at XXXX XXXX about fraud she turned me over to XXXX in the Fraud dept I gave them information to the best of my knowledge. XX/XX/2015 I received a letter from XXXX XXXX on the fraudulent use of a card in my name. They also sent out a newly issued card with a different account number ( I did not ask for a new card ) XXXX XXXX I received a letter from Arizona State Board of XXXX Examiners stating they would investigate. XXXX XXXX XXXX XXXX responded to XXXX first time that I saw that someone had used my old XXXX XXXX account and someone signed my legal name on a credit card that is for the name XXXX not XXXX and they signed it XXXX. I found many discrepancies in their story of what transpired during XXXX visit on the XX/XX/XXXX XXXX XXXX I called XXXX XXXX about the letter sent to me about Forgery that this was not me who signed this card XX/XX/2015 XXXX XXXX claims that a XXXX XXXX XXXX was their patient XXXX XXXX I called back to XXXX XXXX. To cover someones buts they sent out a new card that I did not ask for I talked to XXXX to make sure the newly issued card that I did not ask for was canceled XXXX XXXX I received a letter another letter from the Attorney General s office that that had pages from the main office of XXXX XXXX that explained their understanding. In this letter they called the patient XXXX XXXX XXXX. ( this person does not exist in my household nor have availability to my credit. At this time I had figured out what they had done at this office. Because my husband and my credit is locked they went around all upstanding business practices and they signed my legal name on my credit card that is in my nickname and used my credit so that they could as predators do work on my husband. A I went to the police station in XXXX XXXX Az on this date at XXXX ; XXXX to file fraud charges. The officer took what information I had at that time and called the XXXX office. They stated to the officer that my husband handed them that card was physically handed to them. This was impossible as the card is still connected to the award letter to XXXX XXXX XXXX. Card has never been signed and shows it was authorized to XXXX XXXX. XXXX XXXX went to Board of XXXX Examiners they found XXXX XXXX needed more education. Found out at a later date by Officer XXXX that the local office manager at XXXX XXXX XXXX XXXX was either fired or reprimanded. XX/XX/15 XXXX XXXX absolved myself from any responsibility of this debt as a victim of identity theft.
10/30/2019	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	MO 631XX	Web
This company ( Bureau of Med Econcs ) which I hold No Contract with nor have received services from is a 3rd party agency who has no right to collect anything from the alleged debtor since there is no way they can prove they were on any original contract. 73 Amjur, 2nd, Section 90. You have no right to subrogate ( substitute ) yourself into a contract. Whether it be by purchase, assignment, transfer, or trade. If you bought the debt you did it on your own behalf. Not at the request of any alleged debtor, and therefore are a stranger to the transaction ( voluntary payee ). Reporting of this debt is a violation of the FCRA and the FDCPA. Ive conducted some research on this company and in the state of Missouri this company is not Licensed, Bonded, and does not have a Certificate of Authority to collect in the state of Missouri. This is against the state and federal laws. According to the FDCPA : Under the Act, a debt collector communicating with persons other than the consumer for the purpose of acquiring location information about the consumer shall not : use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt ; 28. The Missouri Division of Finance is statutorily charged with the licensing, supervision and regulation of state-chartered financial institutions and enterprises. Rescission of Contract. Refused for a cause without dishonur. I hereby rescind my signature and do not consent to this contract with your corporate office. Required Proof of Claim I would be happy to settle any financial obligation I might lawfully have to you, as soon as I have received proof by way of the following Documentation : against me, a Flesh and Blood Woman with my God Given name ( XXXX : House of XXXX ). 1. Validation of the debt ( i.e. the actual accounting showing real losses, if any ) ; 2. Verification of your claim against me ( a Sworn affidavit or a hand signed invoice in accordance with The FDCPA, GAAP, and the FTC ) ; 3. A copy of the original contract signed by both parties and therefore binding both parties to the agreement. They are in Breach of Contract by violating the Arbitration Clause. Once a company charges off the account and sends it to a collection company they are in breach of their own contract. This is against the FCRA.
08/20/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AZ 85257	Web
Letters received XX/XX/XXXX, XX/XX/XXXX, dated respectively XX/XX/XXXX, XX/XX/XXXX. Previous letters received from XXXX XXXX XXXX over the past year since XX/XX/2019. Bill amount XXXX. The Bureau of Medical Economics ( possibly fraudulent collections agency ) is threatening, " Considering what additional collection efforts may be necessary to ensure the outstanding amount is paid in full. '' XXXX XXXX XXXX and the Bureau of Medical Economics ( Collections Agency ) may be fraudulently scamming me to pay for fake medical bills. My medical insurance covers all medical bills. Otherwise, there has been a mistake on either the insurance companies part or those companies that I can not resolve on own. I have spent over 10 hours talking on the phone, providing personal information like insurance, birthdate, addresses, searching through a years worth of documents looking for past bills, etc.. I have called the hospital, auto and medical insurance, XXXX XXXX XXXX and the Bureau of Medical Economics. I have gotten a family member on the line during the calls. I receive backdated letters, e.g. a letter I see the very day it is delivered is dated 4 weeks prior and claims I have 4 weeks to resolve the issue. Over the phone, The Bureau of Medical Economics, was not able to tell me the dollar amount of the bill until they calculated new numbers after I told them the final sum. They've claimed the issue is resolved after each of several times I've called each company, only for me to receive another letter in the mail. They will not send me anything in the mail saying the issue is resolved. XXXX XXXX. XXXX. said I have an extra 45 days, after notifying the collections agency within 3 secs that the collections agency mustn't be involved any longer, yet I received another letter from the collections agency. The address for the collections agency is a P.O. box.There are 6 complaints filed against the Bureau of Medical Economics through the FTC and the XXXX Reviews of the Bureau of Medical Economics includes tens of complaints about scams. The Bureau of Medical Economics Website Link on XXXX Sometimes leads me to a " You have won a XXXX dollars scam page with party streamers, '' so on and so forth.
08/28/2020	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	AZ 85283	Web
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions. Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act XXXX, s21c and Unsolicited Goods and Services Act XXXX, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found. NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE
01/11/2021	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	AZ 85143	Web
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions. Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found. NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE
07/18/2020	No	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	AZ 85023	Web
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions. Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found. NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE
07/18/2020	No	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	AZ 85023	Web
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/XXXX XXXX XXXX XXXX XXXX of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions. Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found. NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE
04/01/2020	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	AZ 85281	Web
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions. Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
01/14/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 78233	Web	Older American, Servicemember
Received bill for around {$180.00} and XXXX charges for a total of {$45.00}. Paid {$180.00} my XXXX deductible by check.. I would have paid {$45.00} but I have medicare and a rap around insurance and should not have to pay because my coverage. ( I really do not believe they applied to my insurance ). Also the XXXX entries {$45.00} were ( patient not known ) beside each. When I was speaking to rep from billing dept. she told me not to pay that, because I asked her about it. The calls every week ( I even called and them and said I would be glad to pay but thats why I have extra insurance for ) and I over and over explained to each person that I had insurance and they reluctantly took the info down ) .Each time the rep acted as if it was the first time they heard about it. I have had this problem with medical service. I give my medicare info and rap around insurance, then low and behold they do not file with my insurance. I guess too much trouble. Now the BURAEU OF MEDICAL ECONOMICS IS A CALLING. I must say I pay all my bills, and never refuse what I owe. Repeatedly I have talked to persistent reps and they say ok and -keep calling. By the way the next billings were changed to {$45.00} XXXX with no patient not known entry ), Funny thing a day ago I got another bill from the hospital for the original {$45.00} and an additional charge for {$12.00} for a visit to the facility. Now if I know they did not bill my insurance. HELP!!! I must tell you, I love my doctors and my hospital and I would never try and escape from paying I never will and I never have. *note : I checked the debt is not mine but is is mine.
12/18/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	AZ XXXXX	Web
This is a complaint from XXXX XXXX against XXXX XXXX XXXX XXXX for XXXX XXXX XXXX XXXX failure to provide requested information for the debt alleged. XXXX XXXX XXXX XXXX has been reporting on Consumers credit report and attempting to collect for a debt that the consumer does not recognize. On XX/XX/18, consumer ( through legal counsel ) responded with a written request for documentation, including the following : a. Signed copy of the original contact ( s ) ; b. Any notice ( s ) of assignment or receipt of sale of the debt alleged ; c. Any notice ( s ) of delinquency ; d. Ledgers/spreadsheets/accounting statements showing how the debt alleged was accrued ( including any fees and interest charges added to this debt ) ; e. A copy of your debt collection rights license ; f. Proof that you are licensed to collect this debt in Arizona ; and g. Any other documentation which tends to show validity. XXXX XXXX XXXX XXXX responded on XX/XX/18 with a request for a medical authorization. This was provided on XX/XX/18, again with a request for the above information. It has been almost three months since this request, and we have received no response. Creditor 's failure to respond to a consumer 's good faith request for documentation makes it impossible for the consumer to make an informed decision regarding the debt alleged. This is a violation of USC 1692, and other federal acts which require lenders and debt collectors to act in good faith and refrain from unfair deceptive or abusive acts.
06/18/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85224	Web
I am filing this complaint due to the companies lack of valid debt as well as their refusal to acknowledge a dispute. I contacted this organization on XX/XX/18 at XXXX XXXX to advise them of a dispute in regards to 3 accounts that they allege is owed. Upon advising the company that I am disputing these accounts and that they contact their client to discuss the reasons, I was advised that I need to explain my dispute to the rep or my dispute was not valid. I again advised rep that her personal opinion as to whether or not I have a valid dispute is irrelevant and all she is being advised to do is Dispute the account accordingly. She refused to do so. I then advised company that they no longer are to contact me via phone or mail at which time again I am advised that they do not need to acknowledge my dispute or demand they cease and desist and I need to send them something. Since they are refusing adamantly to address their improper records for 3 accounts that are disputed this complaint is being filed. Hopefully this company and its employees will correct their incorrect demands as well as cease from ever contacting me in any form whether phone, mail, email or any other methods. I will also demand that no negative marks be placed with the credit bureaus due to this companies erroneous and frivolous accounts or a lawsuit will be filed due to violations of FDCPA as well as FCRA requirements.
07/12/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	CO 80207	Web
I am getting sick and tired of dealing with XXXX fake credit reporting. One can not dispute anything unless you have to call them. Sorry to disappoint XXXX, but I do not trust them and anything verbal does not hold validity in a court of law. Last year, I disputed a debt that I do not owe. I never received a billing statement from this questionable debt collector and if it is MEDICAL. I am insured with MEDICAID. Therefore, I am not responsible for any medical debt, especially, for medical treatment I have never received. Here 's the information regarding this fake collection account. BUREAU OF MED ECONCS has flagged your account as Collections. Accounts in Collections are accounts that are seriously overdue and have been turned over to a collection agency. These type of accounts may negatively impact your Credit Scores. Alert Details Alert Date XXXX XXXX, 2019 Source XXXX Company BUREAU OF MED ECONCS Address XXXX XXXX XXXX XXXX XXXX, AZ XXXX Phone XXXX Activity Collection Department/Attorney/Agency Balance Date XX/XX/2019 Balance {$1000.00} Is anything incorrect? I have disputed this before and nothing was done and yet, XXXX has set it up where I am not allowed to dispute it again. Delete it and for XXXX, stop collecting information on me. YOU PIECES OF XXXX ALLOWED THE DATA BREACH ON ME.
03/17/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	AZ 85016	Web
This is a complaint from XXXX against Bureau of Med Economic for Bureau of Med Economic 's failure to provide requested information for the debt alleged. As of XXXX 2017, Bureau of Med Economic has been reporting an open credit account for the XXXX. On XXXX/17, consumer ( through legal counsel ) responded with a written request for documentation, including the following : a. Signed copy of the original contact ( s ) ; b. Any notice ( s ) of assignment or receipt of sale of the debt alleged ; c. Any notice ( s ) of delinquency ; d. Ledgers/spreadsheets/accounting statements showing how the debt alleged was accrued ( including any fees and interest charges added to this debt ) ; e. A copy of your debt collection rights license ; f. Proof that you are licensed to collect this debt in Arizona ; and g. Any other documentation which tends to show validity. It has been 30 days since this request, and we have received no response. Creditor 's failure to respond to a consumer 's good faith request for documentation makes it impossible for the consumer to make an informed decision regarding the debt alleged. This is a violation of USC 1692, and other federal acts which require lenders and debt collectors to act in good faith and refrain from unfair deceptive or abusive acts.
11/01/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Report provided to employer without your written authorization	AZ 85027	Web
Pursuant to 15 USC 1681b - Permissible purposes of consumer reports ( a ) IN GENERAL Subject to subsection ( C ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other. 2 ) In accordance with the written instructions per the consumer to whom it relates. XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX never gave XXXX, XXXX, or XXXX written consent FROM MYSELF to report anything on my consumer report, No Consent is IDENTITY THEFT. Concerning the account listed below as a consumer I Am demanding a deletion of all account as it relates, Immediately. I, XXXX the executor, have a legal right and security interest, under federal law ( 49 USC 14301, UCC 9-317,12 CFR 1026.23 ) to cancel this transaction, only collecting the proceeds not assets, without any penalty or obligation from the above date or any later date on which all material disclosures required under the truth in lending act have been given to you.When canceling this transaction any lien or other security interest on my property arising from this transaction is automatically void. I am also entitled to receive all proceeds of which this account is owed. In addition These accounts have not been validated and must be removed pursuant to FDCPA, FCRA and Federal laws
12/12/2017	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	AZ 85018	Web	Older American
I am having problems with The XXXX XXXX XXXX XXXX for a medical dept. They are trying to charge more than I owe. I have disputed this bill with XXXX and that did not help. I finally sent a dispute letter to the collection agency, which they received on XXXX/XXXX/2017 and I uploaded the dispute letter. I also uploaded the only bill they sent me that pertains to the amount they put in XXXX. The amount they have is wrong because they added a different bill to it from a different date. The bill they sent me is on their own letter head, so they could have put any amount in there. The smaller bills like the one they added to this one, I may be able to pay if I owe it. In addition, my insurance company got on a three-way call with the collection agency and me, the collection agent told us that the extra charge was probably a charge off fee. They never sent me a copy of the original billing statement, they never explained how the extra charge is expressly authorized by the agreement creating the debt, and no details about their authority to collect this debt. Please help, I am trying to straighten out my credit and they do not want to cooperate. They wo n't even negotiate with me. I told them that I can afford {$50.00} a month and they will not even accept it.
07/26/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 863XX	Web	Older American
This is regarding a bill from XXXX XXXX XXXX for XX/XX/21 service. When I got a bill from XXXX for {$91.00}, contacted that company. They reported that XXXX replied to their claim that information was missing. I got XXXX and XXXX on the phone, and it turned out that the Provider ID was incorrect. It took weeks for XXXX to get the correct information to XXXX, who proceeded to put the claim through their system. They agreed that this bill was theirs to pay and they would submit it through their system now that they had the correct information. XXXX decided to send this to XXXX for collection, anyway. When I talked with XXXX, they gave me an email address to show proof of payment. I did so at XXXX a.m. on XX/XX/XXXX. When I got another notice, I contacted them again, and they said they never got my email. I forwarded the first email on XX/XX/XXXX at XXXX pm and proceeded to call daily until they confirmed that they received it. I was told that they would have to send my documentation to XXXX for verification. That hasn't happened yet, and I received another notice from XXXX on Monday, XX/XX/XXXX. I called them and was told to disregard the notice, but they had no idea when I would hear back from them.
08/30/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AZ 850XX	Web	Older American
I received a letter on XX/XX/2023, dated XXXX XXXX notifying of BME Services intent to collect the debt. I had been in contact with insurance, but intended to pay to avoid a negative impact on my credit. I have a rating of XXXX. I called their office because their online payment did not work. I could not find the site. I was told I could not pay by phone with XXXX, my only credit card.. One phone number listed on the letter was incorrect and with the other, I twice was on hold a very long time. Their office person told me the online payment had not been working for some time. She said there is a, " glitch, '' and would not tae payment under {$100.00}. My debt is, {$90.00}. I have no checks and do not want to order checks. I have had a recent ankle injury and would need help to get to the bank. I am XXXX old and have no family in the area. I asked if they would give me a grace period until they have their online system fixed. She said they would not and if I don't pay by the deadline, My credit would be negatively impacted. I then called on XX/XX/XXXX, XXXX XXXX XXXX XXXX as this non-profit agency owns. the collection agency. I was told a XXXX XXXX would call me. I have not received a call.
11/17/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85234	Web
They Failed to validate this debt. Legally or properly. I have been a victim of HIPPA VIOLATION by the Bureau of Medical Economics and XXXX XXXX XXXX Specialists. I demand it be removed from my credit reports immediately! Or I will be suing them for {$10000.00} or more. XX/XX/2021 I requested validation of the debt to them. They did not VALIDATE THIS DEBT. respond back to me XX/XX/2021. Without proper validation. I contacted Bureau of Medical Economics via " certified / USPS mail as well as XXXX XXXX XXXX They Failed to Validate the Debt. All that was sent was a fake bill with my name on it with a company I never did business with or signed or authorized anything. I want all debts they are claiming are mine removed from my credit reports immediately. They are in violation. I have never done business or authorized anything with any of these companies. They are in violation. I obtained an attorney and they claimed I need to file this complaint with you here as my next step. Before I sue them for violating my HIPPA Rights. If not removed immediately from my reports. Thankyou, XXXX XXXX
10/11/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AZ 85302	Web
Bureau of medical economics, XXXX AZ XXXX ; has put a debt belonging to my oldest son, XXXX years old now 2 times in my Credit Report, first in XXXX XXXX and the 2nd time on or about XXXX XXXX, both times I call them and explain them was n't my debt and they knew was n't mine when they ask me for my social security number but they told me both times I had to make my Son paid them the debt so they can take it out of my Credit Report, both times I left feeling like am a hostage during this process, had to hire an attorney to dispute both times and last time I was or in the process to apply for a loan to buy a property in XXXX , AZ , when I call the Bank they told me I will still qualify but my interest rate will be higher because of the derogatory information on my Credit Report, In XXXX my Lawyer send a letter to this Company to pay me {$2000.00} in damages and they never respond or pay, I believe taking somebody hostage to make somebody else to pay a debt is a CRIME! I have recordings were they say do n't care and they wo n't take the false information out of my Credit Report unless my Son paid them.
04/01/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78233	Web
After reviewing my credit profile on XX/XX/XXXX I identified a discrepancy with 2 accounts listed under XXXX XXXX XXXX XXXX. I requested a validation on XX/XX/XXXX as there were accounts listed that I did not recognize as I have always had insurance that fully covers my medical. On XX/XX/XXXX I reviewed my credit profile again as XXXX XXXX XXXX XXXX had not responded and 1 account was reflecting as disputed however I never received validation and the other account was still reflecting as not disputed. Therefore a 2nd validation request for the account was sent out on XX/XX/XXXX. Credit report was reviewed again on XX/XX/XXXX and the accounts are still reflecting on my report and I do not believe the accounts belong to me nor that the creditor has authorization to legally access my medical records and to attempt to collect on the accounts and these accounts continue to negatively affect me. Please strike and remove this account from all 3 credit bureaus until adequate validation has been received proving that this account belongs to me and that all information is correct.
02/23/2018	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85043	Web
I got a copy of my credit report after being denied credit and found a collections account which I did not know existed. The account on the report is from XX/XX/XXXX for a balance of {$1000.00}. I have not received any information from them or the company collection is for : XXXX XXXX XXXX XXXX. I made a phone call to both XXXX XXXX XXXX and XXXX XXXX XXXX XXXX in XX/XX/XXXX requesting paperwork on the original debt because I believed that the debt may have been covered by Insurance. They both promised they would send paperwork on the visit and the debt but I never received anything, and the collections company is still calling to collect the debt. Also in about XXXX when I got the credit report I filed a dispute with experian, and they reconfirmed the debt. On XX/XX/XXXX I called the insurance company, XXXX and they said their records show all claims paid to XXXX XXXX XXXX, called back XX/XX/XXXX and was told they have no record of the debt. All I want to do is get the information on the visit, the billing to insurance and determine if I actually owe the debt.
07/19/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85208	Web	Servicemember
In XXXX XXXX I went to a XXXX to get help with my feet, starting in XXXX I called XXXX a week in an attempt to pay the debt. XXXX office never returned calls or messages. In XXXX XXXX XXXX, I received my first collection letter threatening to impose additional efforts. So XXXX XXXX, I walked into the doctor 's office and asked them if I can pay my bill. Doctors office said no, we do n't do that here, they took a message and a billing supervisor called to take " full payment '' {$550.00} as reflected on my bank statement. I also asked the Doctor 's office to resolve the issue with the collector. The billing supervisor and the doctor 's office promised to resolve the issue. XXXX XXXX I got another collection letter, so My husband called the collector and asked them to call and resolve an already paid debt. XXXX XXXX I received my 3rd letter and called collector personally to tell them it was paid. Message machine no one available. Given the doctor 's violations and the collector 's violations it would be helpful to get some assistance to resolve the issue.
01/03/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	AZ 85249	Web
This is XXXX XXXX XXXX, who is submitting this CFPB complaint myself, and to inform you that there is no third party involved in the process. I believe I am a victim of identity theft. Due to the Pandemic, we have been facing a lot of problems in terms of financial, emotional, and physical aspects. Also, I have been hearing a lot of recent news that the Bureau is having data and system issues. I disputed the fraudulent information from my credit report. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I have done many attempts to reach out to the XXXX and XXXX Credit Bureaus but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Thank you. XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX ) XXXX Balance {$1100.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) XXXX Balance {$1400.00} XXXX XXXX XXXX ( XXXX XXXX XXXX XXXX XXXX Balance {$1600.00}
12/03/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78244	Web
After reviewing my credit profile on XX/XX/2020 I identified a discrepancy with accounts listed under Bureau of Med Economics. I requested a validation on XX/XX/2020 as these were accounts that I did not recognize. I reviewed my credit report again on XX/XX/2020 and the accounts continue to reflect on my credit report and I have not received any correspondence from creditor to validate these accounts as correctly belonging to me despite my credit report nor any updates to reflect that the accounts are disputed and therefore a 2nd validation letter was sent out on this day. I do not believe the account belongs to me nor do I believe that the creditor has HIPAA authorization to access the account nor authorization to attempt to collect on the accounts and the accounts continue to negatively affect me. Please strike and remove these accounts from all 3 credit bureaus until adequate validation has been received proving that the accounts belong to me and all information is correct.
11/30/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78212	Web
After reviewing my credit profile on XX/XX/2020 I identified a discrepancy with accounts listed under Bureau of Med Economics. I requested a validation on XX/XX/2020 as these were accounts that I did not recognize. I reviewed my credit report again on XX/XX/2020 and the accounts continue to reflect on my credit report and I have not received any correspondence from creditor to validate these accounts as correctly belonging to me despite my credit report nor any updates to reflect that the accounts are disputed and therefore a 2nd validation letter was sent out on this day. I do not believe the account belongs to me nor do I believe that the creditor has HIPAA authorization to access the account nor authorization to attempt to collect on the accounts and the accounts continue to negatively affect me. Please strike and remove these accounts from all 3 credit bureaus until adequate validation has been received proving that the accounts belong to me and all information is correct.
02/18/2022	Yes	Debt collection Medical debt	False statements or representation Impersonated attorney, law enforcement, or government official	AZ 85050	Web	Servicemember
On XX/XX/2022 I was notified by the XXXX XXXX XXXX and Identity Theft Department that Bureau of Medical Economics had filed a negative collection report against me with XXXX. I contacted and completed the XXXX fraud and identity theft documentation followed by emailing through this company 's website that they were falsely making judgment and negative claims against me. I went on to explain that this was an accident injury case that was in litigation and that all medical providers agreed to a medial lien in pursuit of my sons compensation from the insurance company of the defendant. Furthermore, our law firm contacted XXXX and told them they had 24 hours to remove the negative claim against their client or we would file a suit against their company. The attorney went on to explain that it is unlawful to begin with to file a negative claim as a third party citing the Consumer Fair Act and that once again, unless they remove this immediately they would be at risk for a lawsuit.
03/04/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AZ 85225	Web
Request for VALIDATION, NOT Verification XXXX XXXX XX/XX/2021 Bureau of Med Economics XXXX XXXX XXXX XXXX XXXX, AZ XXXX RE : Account # XXXX and Account # XXXX To Whom It May Concern : This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. You are reporting inaccurate information to the credit bureaus. I dont recognize this account.
03/20/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78216	Web
After reviewing my credit profile on XX/XX/XXXX I identified a discrepancy with an account listed under Bureau of Med Economics. I requested a validation on XX/XX/XXXX as this was an account that I did not recognize. I reviewed my credit report again on XX/XX/XXXX and the account continues to reflect on my credit report and I have not received any correspondence from creditor to validate these accounts as correctly belonging to me despite my credit report reflecting that the account is disputed and therefore a 2nd validation letter was sent out on this day. I do not believe the account belongs to me nor do I believe that the creditor has HIPAA authorization to access the account nor authorization to attempt to collect on the account and the account continues to negatively affect me. Please strike and remove this account from all 3 credit bureaus until adequate validation has been received proving that the accounts belong to me and all information is correct.
09/17/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78212	Web
After reviewing my credit profile on XX/XX/2019 I identified a discrepancy with an account listed under Bureau of Med Economics. I requested a validation on XX/XX/2019 as this was an account that I did not recognize. I reviewed my credit report again on XX/XX/2019 and the account continues to reflect on my credit report and I have not received any correspondence from creditor to validate these accounts as correctly belonging to me despite my credit report reflecting that the account is disputed and therefore a 2nd validation letter was sent out on this day. I do not believe the account belong to me nor do I believe that the creditor has HIPAA authorization to access the account nor authorization to attempt to collect on the account and the account continues to negatively affect me. Please strike and remove this account from all 3 credit bureaus until adequate validation has been received proving that the accounts belong to me and all information is correct.
04/17/2017	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	TX 78230	Web
I happened to check my FICO score tonight and noticed it plummeted, then I proceed to order my credit report. To my surprise, I have a medical debt, in which it took some digging before I realized I have missed a bill. Apparenly, what I paid to XXXX hospital is separate from the Physician bill, in which the XXXX has made a poor effort of communication to me regarding the separate charges since XX/XX/2016. And the Bureau of Medical Economic has made a poor attempt in collecting from me, I have yet to receive the bill, I do n't even know the account number of which I owe. The bill is only {$340.00}, I would have pay it if I would have been notified of the separate charges or notified of the late payment. This form of poor communication will affect my credit and future in a negative way. My fiance and I have been working to build a home/house, and now with the downturn of my credit score, I m not sure what my future holds.
11/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 92405	Web
Greetings to all at the XXXX. Thank you for your service It has come to my attention that a private company called XXXX XXXX XXXX XXXX is committing many crimes against my estate and my name. My question to the CFPB is, how can a 'private ' for profit company be allowed to obtain my personal information without my knowledge, written consent, or a court order? Does the CFPB allow companies to do as they please? I have requested that XXXX XXXX XXXX provide to me a proof of authority that allows them to Purchase and collect the information of XXXX XXXX without a license at CALIFORNIA where I live, my written consent, or court order. This is clearly identify theft by corporate bullies. I am unable to obtain goods for my household. This has to stop. I am asking that the CFPB regulates the false and deceptive business practices of the XXXX XXXX XXXX XXXX. This is devastating to my family.
08/13/2021	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	AZ 85396	Web
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions. Additionally, please provide proof of the original loan or credit application that I signed with your company. Please delete this account from all 3 credit bureaus immediately. I would also need a copy of your Tax Registration Certificate!
08/21/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NM 87112	Web
I have disputed this erroneous medical debt to the three major credit bureaus. This debt collection agency has validated this debt three times. They are claiming I owe {$450.00} and have it listed on my credit reports as a collection. " Bureau of Med ECONS XXXX '' Original creditor : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, Arizona XXXX ( XXXX ) XXXX I have sent them a notice of dispute of debt and request of method of verification without response. I have perfect credit with the exception of this erroneous collection account that is not mine. I did a dispute with all three credit bureaus and even placed a fraud alert on my report over this. I want this collection debt removed from my reports and I want proof of ID they have on file and all other forms of verification where they are staying this is my debt.
02/07/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85257	Web
Parties Involved - Patient : XXXX XXXX XXXX Medical Facility : Honors XXXX XXXX XXXX XXXX Creditor : XXXX XXXX XXXX, XXXX. Collector : Bureau of Medical Economics Please see the attachment for a full description of the details. I visited the above medical facility but was also billed by a second provider, XXXX XXXX XXXX, XXXX without my knowledge, who duplicated charges by excessive medical billing and overcharging my insurance because of a broken medical system. I am not responsible for these charges that arise from XXXX XXXX XXXX, XXXX committing insurance fraud to line their pockets. Ultimately, It is unlawful that providers are using excessive billing practices on patients. This practice needs to be made aware and halted indefinitely to avoid further harming more patients at the hands of the Medical Community.
10/15/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AZ 85053	Web
My name is XXXX XXXX, this morning i awoke to two collects on my credit report that do not belong to me from a company called XXXX XXXX XXXX XXXX XXXX for XXXX and the other for XXXX. I attempted to call the company who left me on a hold of 11 minutes and also tried disputing both of these on my credit karma but only allows one at a time. I was arizona department of corrections inmate number XXXX and before that was in XXXX here in arizona awaiting to go to XXXX, this is public knowledge. Now I have a great job was on my way to a great credit score and this happens. Both of these show up today on XXXX XXXX stating that they have been reporting since 5 years ago which I find impossible, just like the XXXX XXXX account that was closed due to fraud as well while i was gone. Please assist me in this matter.
06/11/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ XXXXX	Web
Review of credit monitor service indi cates thon on XXXX / XXXX / 017 BUR MED RECON placed XXXX medical accounts in collection. I 've received no notification from the collector by mail, email or phone. I do not recognize any of the items listed below. Because of the age of these accounts. Collection item # 1 1 ) Original Lender : Medical 2 ) Acct # : XXXX 3 ) Age of acct : 42 Months 4 ) Highest Balance : {$200.00} 5 ) Amount Past Due : Not reported Collection item # 2 1 ) Original Lender : Medical 2 ) Acct # : XXXX 3 ) Age of acct : 41 Months 4 ) Highest Balance : {$85.00} 5 ) Amount Past Due : Not reported Collection item # 3 1 ) Original Lender : Medical 2 ) Acct # : XXXX 3 ) Age of acct : 31 Months 4 ) Highest Balance : {$99.00} 5 ) Amount Past Due : Not reported
01/09/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85268	Web
We were notified by our mortgage company of an outstanding medical bill on our credit report. We are in the process of buying a home. I contacted the collection agency and learned a XXXX XXXX ( born XXXX or XXXX ) had an account at XXXX XXXX XXXX XXXX, XXXX, AZ with my husband 's Social Security number and also our home address. The birth dates do not match. We've never been to this place of business. The account number I was given : XXXX. Date of Service : XX/XX/XXXX. The recording at XXXX XXXX gave a billing dept # XXXX. We have filed a dispute with XXXX contesting the collection and provided the same documentation we received from our mortgage company. We would appreciate any and all help you can provide. Thank you.
09/29/2021	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	AZ 85338	Web
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions. Additionally, please provide proof of the original loan or credit application that I signed with your company.
03/30/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	AZ 85209	Web
My social security number has been stolen and is circulating on the deep web. I have reached out to Bureau of Medical Economics and many others about this situation to get the accounts removed from my credit report but nothing has been done. I am a victim of fraud and identity theft and now my credit has been tarnished what once was a XXXX credit score is now in the XXXX XXXX because some how my information got out and someone took advantage of it. I haven't been to the hospital since I was a child. I am looking to get this collection account removed so I am able to continue with my life and be able to get approved for a car, house, etc. This has almost ruined my life but I hope we can come to a resolution.
09/08/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AZ 85298	Web
I received a call regarding an amount due from a emergency room visit XXXX/XXXX/XXXX in XXXX XXXX. I was fully covered by insurance at the time of the visit, however since treatment records were not submitted to the insurance company as requested multiple times the claim was never paid. After three months of attempting to get the documentation sent to the insurance company the office has been uncooperative and has not sent the information so the claim can be paid out however is still threatening negative impact on my credit. The insurance requested information several times, the most recent on XXXX/XXXX/XXXX and received no response or compliance to request.
03/11/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85641	Web	Servicemember
I recieved a bill from a debt collector XXXX XXXX on XXXX XX/XX/XXXX for a emergency standing room visit on XX/XX/XXXX stating I owed XXXX past due at that time for services rendered. What they don't state is my insurance paid for said visit our obligation was a XXXX co pay which was paid at that time ... I sent certified mail stating this and requested a actual statement from XXXX XXXX stating actual charges..They sent a in house statement from their company.My concern is this is Medical Fraud .How did they obtain my info and why was I not notified prior to the Debt collector contacting me.Account number per XXXX XXXX XXXX XXXX is XXXX
01/26/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85295	Web
On XX/XX/2020 Bureau of Med Econcs added XXXX derogatory marks on my credit report per XXXX. Upon further research, this account was transferred/sold and I am no longer responsible for the account. Debtor 's creditor did not verify this collection. Also, there was NO written form of communication, contract, or signature for this accused debt at all. A bill without a WRITTEN signature does not validate the debt and anybody can send a bill and say it's mine. According to the FCRA, Bureau of Med Econcs has violated my rights as a consumer and I'm requesting legal action to remove the account immediately
05/19/2017	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	AZ 85008	Web	Servicemember
I have already disputed the medical collection with XXXX, XXXX, XXXX, and also the collection agency about this inadequacy. XXXX has removed the collection unlike transition and XXXX who has not appropriately investigated the matter. I have enclosed the dispute letter that had been sent to each. Also, I have now written an appeal letter to the VA about the medical debt, and have included it with this complaint. Dates : XXXX, 2016 Amount : {$1500.00} I have disputed with bureau of Economics, the VA and all XXXX credit bureaus. XXXX responded appropriately and had removed the collection.
02/16/2018	No	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	AZ 85345	Web
I am in the process of purchasing a home. I had my credit pulled prior to closing and was surprised to see a collection from XXXX XXXX XXXX XXXX, originating from XXXX XXXX XXXX, which dropped my score significantly. I have received no phone calls or contact via US Mail to confirm this collection is mine. Due to this I did not & have not obtained the full statutory period in which to dispute the validity of this debt in question as I did not receive an initial notification regarding the debt. I would like this collection removed from my credit due to erroneous collection practices.
06/19/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85035	Web
I spoke to a representative on XXXX/XXXX/2015 of a debt in the amount of {$100.00}, that was subsequently taken out of my bank account on XXXX/XXXX/2015. The agency promised that If I paid the full amount, which I did, they would send a report to the credit reporting agencies to remove it completely from my credit. As of XXXX/XXXX/15, the account shows paid in full on my credit report, and was not removed as promised. Therefore the agency gave me false statements in order to collect a debt. The agency in question is Bureau of Medical Economics on XXXX XXXX XXXX XXXX XXXX, AZ XXXX
10/25/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	AZ 85043	Web
I am in the process of purchasing a home. I had my credit pulled and was surprised to see a collection from XXXX XXXX XXXX XXXX XXXX which has my score dropped significantly. This was an item that was paid with the agreement it was to be deleted from my credit profile. Which turns out not to be the case. I would like this collection removed from my credit due to false/misleading representation in order to receive payment, which I now know was obtained under dishonest terms. Spoke to someone on XX/XX/2018 who was extremely rude and unprofessional with her help.
10/03/2018	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	AZ 85085	Web
This company ( Bureau of Med Econcs ) which I hold no contract with nor have received services from, reported a collection account against my SSN in the amount of {$1000.00} and {$1500.00} with XXXX, XXXX, and XXXX credit reporting agencies. I requested validation of the debt and account however the business failed to provide adequate proof. Considering this business does not have a contract with me for goods or services they have provided nor have they provided adequate proof I am not obligated to pay for the alleged debt.
05/14/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85017	Web
I was beating by a patient while working in a XXXX XXXX XXXX.my employer to me ER and paid the bills which happen in XX/XX/XXXX.Just XX/XX/XXXX I found a credit report with a medical bill on it and i called the agency and they told me that i own them of which my company told me they paid everything.My CEO ask me to let them known that they are responsible so they should send it to them.They just hang the phone on me.Anytime i called they said i should paid or it will on my credit.Of which i not responsible for it.
11/05/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AZ 85022	Web
In XX/XX/XXXX, I checked my credit score and found a new account had been added by the XXXX XXXX XXXX XXXX to my report for {$150.00}, which brought my credit down by over 50 points. I submitted a dispute on XX/XX/XXXX and the account was removed between XX/XX/XXXX and XX/XX/XXXX, but my credit is still impacted. Why am I paying the price for someone elses mistake? Ive been working so hard to get my credit raised, and because someone XXXX up, its affecting me. This isnt right, how can I get my score fixed?
10/03/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	AZ 85286	Web
This company ( XXXX XXXX XXXX XXXX ) which I hold no contract with nor have received services from, reported a collection account against my SSN in the amount of {$90.00} with XXXX, XXXX, and XXXX credit reporting agencies. I requested validation of the debt and account however the business failed to provide adequate proof. Considering this business does not have a contract with me for goods or services they have provided nor have they provided adequate proof I am not obligated to pay for the alleged debt.
10/20/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	AZ 85120	Web
The collection was paid with the understanding it was going to be deleted with payment but has only been updated to paid status. I have reached out several times. I was told a deletion letter was also mailed out to me only to find out after the 4th time I reached out the printer isn't working, fax is broken and they are unable to email me a letter. Each call is a different excuse. I would like this account deleted ASAP due to erroneous collection tactics. Account was paid and cleared by bank XX/XX/2021.
08/04/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85635	Web	Servicemember
Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt collection agency claims I owe them. On XX/XX/2020 a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. the Bureau of Medical Economics made no attempts to contact me or provide information. Not only did the Bureau of Medical Economics fail to provide the information required by law, but they added an additional frivolous duplicate account to my credit report.
10/09/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85224	Web
XX/XX/XXXX- date of services rendered to XXXX XXXX XXXX emergency room- was coherced to sign pages while incognizant without representative. XX/XX/XXXX- representative from XXXX XXXX XXXX confirmed all owed amounts were settled due to situation. XX/XX/XXXX- initial movement to collections with different company. XX/XX/XXXX- debt was sent to bureau of medical economics . Lead to incorrect reporting Attempts to rectify information and settle amount have been denied several times.
10/03/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	AZ 85286	Web
This company ( XXXX XXXX XXXX XXXX ) which I hold no contract with nor have received services from, reported a collection account against my SSN with XXXX, XXXX, and XXXX credit reporting agencies. I requested validation of the debt and account however the business failed to provide adequate proof. Considering this business does not have a contract with me for goods or services they have provided nor have they provided adequate proof I am not obligated to pay for the alleged debt.
10/03/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	AZ 85286	Web
This company ( XXXX XXXX XXXX XXXX ) which I hold no contract with nor have received services from, reported a collection account against my SSN with XXXX, XXXX, and XXXX credit reporting agencies. I requested validation of the debt and account however the business failed to provide adequate proof. Considering this business does not have a contract with me for goods or services they have provided nor have they provided adequate proof I am not obligated to pay for the alleged debt.
10/24/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85323	Web	Servicemember
Debt collector continues to call and harass me about something that is not mines I have went through proper channels to clear this and it was clear and debt not valid Now they continuously keep re-aging the information and falsifying things to the credit bureau. Twice I had to point out to credit bureau what the are doing which is illegal and it gets removed but they try again and again Originally they posted XXXX Then XXXX Now XXXX Constantly creating a negative re aging illegal
10/15/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30097	Web
This company XXXX XXXX XXXX XXXX XXXX XXXX placed an collection on my credit report and I had no knowledge of the bill. The bill is from XX/XX/2013 and no bill or notice from the doctor or hospital has been received. Neither did i receive a bill or notice from the collection agency XXXX XXXX XXXX XXXX # XXXX. They put it on my credit report still no notice of the bill just put it in collections. XXXX XXXX XXXX XXXX # XXXX XXXX XXXX XXXX XXXX # XXXX XXXX , AZ XXXX ( XXXX ) XXXX
01/15/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	AZ 85051	Web
Bureau of Medical Economics is reporting to all three credit bureaus that I owe them a balance of {$370.00}. I never engaged in any business affairs with the Bureau of Medical Economics. I disputed it previously and both the company and the credit bureaus never provided me with a signed contract with Bureau of Medical Economics with my signature. A collection bill is not a validation of debt and I have a right to be provided with proof of my direct business affairs with them.
08/09/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CO 80634	Web
I have medical Bills on my credit report from the Bureau of Medical Economics that I shouldn't owe. I was visiting Arizona from Colorado and I ended up having a ruptured XXXX XXXX that I had to get seen for in the hospital. I had Colorado Medicaid at that time and I never even recieved an original bill stating that I owed anything. I found out by lookin at my credit report. Having this on my credit is impacting my score and life negatively. Please help me get it removed.
09/10/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	AZ 85142	Web
I had to visit the emergency room in XXXX of 2020. I was under the impression my insurance paid for the visit as I never received a statement or bill. Ive been trying to contact XXXX XXXX, a company that has purchased the collection debt I assume. Ive asked for written paperwork and statements showing I owe on this but Ive received nothing. Ive tried disputing through XXXX XXXX and I never get a response. Im trying to buy a house next year and need this off my record.
03/10/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85248	Web
Attempted to dispute debt multiple times with credit bureau but stated debt was legit. I have not received a bill for this amount. I have attempted to reach out to the XXXX XXXX XXXX XXXX and they are unable to produce an itemized bill for dates of service. Stating I owe {$970.00} for medical debt, however, I do not. This is NEGATIVELY affecting my credit score and I need for it to be erased. This has been going on for two months. I need action taken immediately.
09/16/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	AZ 85745	Web
On XX/XX/2017 I paid off my debt with XXXX XXXX XXXX XXXX/XXXX over phone. The amount settled on totaled at {$1100.00}. It has been almost a year and the debt has still not dropped off of my credit report. The only information I have is the email receipt I got, with no contact information for XXXX on it. It states it was processed through a company called XXXX XXXX. Due to this issue I was unable to be involved with the purchase of me and my fiancees new home.
01/15/2018	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CO 80003	Web
Hello, On XX/XX/XXXX I made a payment to XXXX XXXX XXXX located on : XXXX XXXX XXXX XXXX, XXXX, CO XXXX Phone # : ( XXXX ) XXXX - XXXX for the amount of {$160.00} that I owed them for a visit. I received a letter in the mail with an assignment date of XX/XX/XXXX from the XXXX XXXX XXXX XXXX that I was sent to collections for {$160.00} that was already paid. I attached my online confirmation and my credit card statement showing that I made the payment.
09/16/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85297	Web	Servicemember
All documentation was sent to show payments for each EOB from my XXXX insurance provider. XXXX XXXX XXXX was trying to bill amount outside of contracted agreement with XXXX. XXXX representative informed me that this was illegal, per the contract agreement and my obligations were met. This information was provided to the Bureau Medical Economics who received all receipts of these transactions, but keeps sending harassing phone calls and notices.
09/01/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	AZ 85053	Web
While checking my credit report I noticed on XXXX credit report that a medical collection account was listed. I disputed the unverified account with XXXX on XXXX different occasions however they say that it 's verified and failed to provide me any information on the method of verification. I do not have any knowledge of this alleged medical debt and XXXX has ignored by dispute and refuse to re-investigate or provide information to me.
09/30/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 782XX	Web	Servicemember
I mailed a certified letter to Med Soc/Bureau of Med Economics on XX/XX/2020, certified mail receipt # XXXX XXXX XXXX XXXX XXXX and it was received by their office on XX/XX/2020. In my letter, I requested supporting documentation to prove that this debt belonged to me. To date, the company has not even responded to my letter at the very least and it has been longer than 45 days since they received my certified letter.
07/29/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	AZ 85224	Web
Account was paid in full with agreement to full deletion. Account was updated as paid in full but not deleted. Called and spoke with a supervisor on XX/XX/2020 and was promised deletion and letter in the mail. Never received letter and deletion did not occur. Called several times to have corrected and still has not been corrected. Multiple calls have been disconnected and refusal of call backs.
05/24/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85374	Web
XXXX/XXXX/XXXX a bill was submitted to the HSA by Sun XXXX XXXX for {$140.00}. The insurance paid {$67.00}. On XXXX/XXXX/XXXX balance of {$81.00} was paid out of the HSA and check cleared on XXXX/XXXX/XXXX. Since then we have sent proof of these clearing to sun city imaging yet they still sent it to collections. We shared proof it was paid with collections yet they continue to dun us.
12/15/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	AZ 851XX	Web
This company " Bureau Of Med Economics '' and XXXX XXXX are in violation of my Hippa rights. I've attached correspondence between myself and this company. They've provided my my health records with providing my a Hippa signature... .This is a violation of the Fair Credit Reporting Act. I do intend on filing a Lawsuit should this account not be deleted from my credit report.
03/06/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85212	Web
My lawyer told me all my hospital bills were taken care of including this one when we settled with the other attorney when I was in a car accident. He said I had no more bills to be paid or be worried about. I dont know why after all theset years it 's still on there I have disputed it many times and other collection agencies pick it up but it has hurt my credit over time.
06/05/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	AZ 850XX	Web
This debt was being sent to a wrong address on file. It was updated at the time of visit but never entered into the system. I pulled my credit report and saw this on it. I immediately called and verified they had the wrong address and paid it right away and asked for it to be removed since this was not my fault. They said they would and it is still on my credit report
09/10/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AZ 85248	Web
getting repeated calls from debt collection company, Bureau of Medical Economics ( that blocks their caller ID number, but I got the agent to give me their number : XXXX ) It is for a supposed medical procedure done by XXXX XXXX XXXX, XXXX that the company agrees is NOT a valid charge. They must have then sold the " supposed debt '' to this collection agency!!
03/14/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	AZ 85233	Web	Servicemember
Called the office of Bureau of Med Economics on XX/XX/XXXX to advise that debt owed to XXXX XXXX XXXX XXXX of {$250.00} was included in my husband 's bankruptcy which was discharged XX/XX/XXXX. XXXXXXXX Was told it would be taken care of. To date nothing has been done, it is still on the credit reports for each agency showing as " collection ''.
08/18/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	AZ XXXXX	Web
I have a loan with XXXX, BUREAU OF MED ECONCS, and XXXX XXXX XXXX. I have always made my payments on time. As you can see, I have always had a stellar payment record with this company. I tried contacting XXXX, XXXX, XXXX, XXXX, BUREAU OF MED ECONCS, and XXXX XXXX XXXX with no successful resolution. There was definitely an error on their part.
01/16/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85008	Web
I was reached out by the collect company asking me to pay a medical bill. I told them that the bill was paid already. They say they needed a proof of payment. I sent bank statements where bill appeared paid in full. This was by email. They keep calling me even though they got that information and report me to credit company.
06/21/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85281	Web
I have sent 2 letters dated XX/XX/19 and XX/XX/19 asking for details verifying this debt was mine. I had government state insurance at the time of the visit and they have not been able to send me information I requested. I have told them twice to remove off my credit report as this is not a valid debt.
01/17/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85286	Web
Tried to verify account they had wrong address associated with account from different state i dont live and never lived Ive always had medical insurance with the state I live in I was a victim of identity theft and had other accounts deleted of my credit report due to inaccurate information
01/25/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	AZ 85259	Web	Older American
I have repeatedly asked Bureau of Medical Econcs to provide an original invoice documenting what this debt is for, along with any information that could help me identify exactly what this is for. I have no knowledge of owing the amount claimed of {$110.00} to XXXX XXXX XXXX, XXXX.
09/28/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	AZ 85138	Web
I have file a dispute in regards to the incorrect items on my credit report. It has been well over 30 days, and I am also aware that the credit bureaus have and additional 15 days which has also passed ( exhausted ). I haven't received any investigation results.
07/27/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33579	Web
I have contacted this collection company and disputed this charge many times. The collection agency has no right to place this on my credit report due to the Insurance paying this bill directly to the original creditor. I want the item removed immediately.
04/26/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85024	Web
A company by the name of MED SOC/BUR OF MED ECON opened a collection and reported an amount of {$1200.00} claiming I owe such amount from XX/XX/2020 the information reported is false and I suspect this information to be fraudulent.
05/01/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 92011	Web
There is a collection account on my credit files that is fraudulent and currently reporting by XXXX XXXX. This account XXXXX {$220.00} is reporting on my report via XXXX XXXX. I have attached the FTC Identity Theft.
08/21/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AZ 85258	Web
I have called the bureau of XXXX XXXX five times asking them to remove a account I did n't own. They agreed, it 's not my account. And after 60 days it still has not been removed from credit my XXXX XXXX profile.
04/07/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NE 681XX	Web
They are reporting a collection account in the amount of {$1500.00} on my credit report. This is not my account. I have disputed this several times with the credit bureaus.
10/06/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78214	Web
om XX/XX/2020 there was a collection added to my credit report in the amount of {$560.00} from Bureau of Med Econmics, I am not aware of this charge or this company.
04/04/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	AZ 85042	Web
I have medical bill reporting on my credit that I have no knowledge of. I have never utilized these services under no circumstances. This debt does not belong to me.
08/11/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85023	Web
We revieved a statment from XXXX on XXXX/XXXX/2016 and paid it on XXXX/XXXX/16. BUREAU OF MED ECONOMICS Reported us to the Credit Bureau without ever contacting us
10/24/2023	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77088	Web
I received a letter in the mail for BME Services, saying I owe {$1800.00} for an emergency XXXX XXXX. Im completely blind to the amount, trying to whats going on
07/08/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	AZ 85338	Web
Account Name : XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/2017 Balance : {$79.00} Reason : Identity theft Please remove it from my Credit Report.
08/25/2017	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	AZ 85018	Web
This company ( Bureau of Medical Economics ) repeatedly contacts me on my work phone - despite my requesting multiple times that they stop calling me at work.
07/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TX 76201	Web
I have filed a dispute in regards to the incorrect items on my credit report it has been well over 30 days and I haven't received any investigation results.
04/29/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85226	Web
The debt was paid in 2014 but continues to show as being owed on my credit report
03/03/2017	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AZ 85234	Web	Older American
Please see attached letter to the " Bureau of Medical Economics '' in XXXX, AZ.
10/26/2023	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85382	Web

04/16/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85037	Web	Servicemember

03/07/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	AZ 85296	Web

03/01/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85042	Web

02/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85203	Web

07/11/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	AZ 85295	Web	Servicemember

07/01/2022	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	FL 32824	Web

06/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AZ 85215	Web

06/18/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32824	Web

06/03/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	AZ 85029	Web

05/04/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	UT 84106	Referral

02/17/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	AZ 85282	Web

01/13/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	PA 19116	Web

01/13/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	PA 19116	Web

01/05/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85033	Phone

12/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85296	Web

11/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	AZ 85037	Web

11/11/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Difficulty submitting a dispute or getting information about a dispute over the phone	AZ 85138	Web

10/26/2021	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	AZ 85541	Web

10/08/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85143	Web

08/17/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	AZ 85260	Web

07/19/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85037	Web

06/08/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	AZ 85392	Web

05/22/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	AZ 85051	Web

05/06/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	AZ 85335	Web

04/07/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85233	Web

02/24/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85226	Web

02/24/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85122	Web

02/08/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 90503	Web

02/04/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60628	Web

01/28/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85254	Web

01/14/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85248	Web

01/11/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85286	Web

11/30/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	AZ 85043	Web

11/20/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85044	Postal mail

11/20/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85138	Web

10/12/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	AZ 85204	Web

09/30/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	AZ 85345	Web

09/28/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IN 46319	Web

08/06/2020	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AZ 85280	Web

06/15/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85326	Web

06/04/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85340	Web

05/29/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85019	Web

05/06/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AZ 85142	Postal mail

04/30/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85234	Web

04/09/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85260	Web

04/02/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 77079	Web

03/16/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85204	Web

03/16/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85204	Web

02/10/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	AZ 85233	Web	Servicemember

01/29/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	HI 96712	Web

01/16/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85284	Postal mail

01/10/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85340	Web

12/10/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	AZ 85295	Postal mail

12/02/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85032	Web

08/06/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85381	Postal mail

08/01/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85283	Web

07/15/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AZ 85711	Postal mail

05/23/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	AZ 85719	Web

03/28/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85741	Web

03/27/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	AZ 85033	Web

03/14/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85225	Referral

03/10/2019	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	AZ 85054	Web

12/19/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	AZ 85225	Web

12/14/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 92121	Web

11/01/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	AR 72712	Web

10/26/2018	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85225	Web	Servicemember

10/25/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Difficulty submitting a dispute or getting information about a dispute over the phone	TX 75644	Web	Servicemember

10/25/2018	No	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	AZ 85050	Web

10/23/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85226	Web

09/10/2018	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85224	Web

06/15/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85338	Web

06/13/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Received unwanted marketing or advertising	CA 90245	Web

06/06/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	AZ 85298	Web

04/26/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	AZ 85224	Web

03/22/2018	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	AZ 85295	Web

03/18/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	AZ 85283	Web

01/11/2018	No	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	GA 30339	Web

11/22/2017	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85298	Web

09/14/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	AZ 85053	Web

08/13/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85008	Web

08/02/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85308	Web

06/21/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	AZ 85718	Web

06/04/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85204	Web

05/26/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78230	Postal mail

05/24/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	AZ 85308	Web

04/24/2017	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	AZ 85140	Web

04/19/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85018	Web

04/18/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	AZ 85299	Web

04/18/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 78606	Web

04/04/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85085	Web	Servicemember

02/01/2017	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	AZ 85629	Web	Servicemember

01/30/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AZ 85033	Web

12/21/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	AZ 85323	Web

09/16/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	AZ 85016	Web

09/15/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	AZ 85016	Web

08/26/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	AZ 85016	Web

08/26/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	AZ 85016	Web

08/20/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AZ 85715	Web

06/28/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AZ 85277	Web

06/21/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	WI 53172	Phone

05/31/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	AZ 85119	Web

05/22/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	AZ 85295	Web

03/13/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85379	Web

02/13/2016	Yes	Debt collection Medical	False statements or representation Impersonated an attorney or official	AZ 85283	Web

12/02/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85037	Web

11/16/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	AZ 85014	Web

11/09/2015	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	AZ 85260	Referral

09/25/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AZ 85032	Web

09/10/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85255	Web

08/30/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85260	Web

03/17/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85044	Web	Servicemember

03/17/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	UT 84405	Web

03/03/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 75126	Web

02/17/2015	Yes	Debt collection Medical	Communication tactics Called after sent written cease of comm	AZ 85120	Web	Older American, Servicemember

02/13/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	AZ 85138	Web

01/28/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85119	Web	Older American

01/22/2015	Yes	Consumer Loan Installment loan	Problems when you are unable to pay	AZ 85297	Web

01/16/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AR 85123	Web	Older American, Servicemember

01/09/2015	Yes	Debt collection Medical	Communication tactics Used obscene/profane/abusive language	AZ 85383	Web

12/28/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AZ 85305	Web	Older American

09/06/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AZ 85257	Web

07/08/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	AZ 85295	Web

05/08/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	AZ 85251	Web

05/06/2014	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	AZ 85251	Web

03/25/2014	Yes	Debt collection Medical	False statements or representation Indicated shouldn't respond to lawsuit	AZ 85258	Web

03/24/2014	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	AZ 85117	Web

03/14/2014	Yes	Debt collection I do not know	Communication tactics Called after sent written cease of comm	AZ 85206	Web

03/14/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	AZ 85206	Web

02/25/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AZ 85302	Web

01/23/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85212	Web

01/15/2014	Yes	Credit reporting	Incorrect information on credit report Account terms	CA 93730	Web

01/12/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	AZ 85015	Web

01/10/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	CA 94085	Web

11/08/2013	Yes	Bank account or service Other bank product/service	Account opening, closing, or management	AZ 85250	Phone

10/16/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85083	Web

10/05/2013	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	AZ 85284	Web

08/23/2013	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TN 38017	Web

08/21/2013	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	AZ 85140	Web