| 04/09/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Dear Sir/Madame, In connection with the collection of an alleged debt, this complaint is against Medical Data Systems Inc. ( herein known as MDS ), for violating the FDCPA ( Fair Debt Collection Practices Act, The FCCPA ( Florida Consumer Collection Practices Act ), the FCRA ( Fair Credit Reporting Act ) and Florida Defamation/Libel Statute. See Wesley v. Cavalry Invs., LLC, No. 05-3523, 2006 WL 1285020 ( E.D. Pa. May 9, 2006 ) ( " Where two statutes are 'capable of co-existence, it is the duty of the courts, absent a clearly expressed congressional intention to the contrary, to regard each as effective. ' ) ( citing Ruckelshaus v. Monsanto Co., 467 U.S. 986, 1018 ( 1984 ) '' ).
FACTS - I, XXXX XXXX XXXX the Complainant, am a consumer as defined by FDCPA 15 U.S.C. 1692a ( 3 ) and FCCPA 559.55 ( 8 ) ; ( 1 ) MDS is a debt collector as defined by FDCPA 15 USC 1692a ( 6 ) and FCCPA 559.55 ( 3 ) ( 7 ) ; ( 2 ) MDS never did forward to me the " debt validation '' letter which would give the Complainant the right to dispute the alleged debt prior to MDS unlawfully communicating and willfully furnishing false information with malicious intent to XXXX XXXX and XXXX ; ( 3 ) MDS admitted through submitted written evidence that MDS does not own the alleged debt nor does MDS own the alleged account ; ( 4 ) MDS communicated without permissible purpose and willfully furnished false information to XXXX XXXX and XXXX credit reporting agencies with the intent to damage the Complainants credit reputation ; ( 45 ) MDS knows the information it furnished is information being furnished as a result of identity theft reported to the Federal Trade Commission.
IN CONNECTION WITH THE COLLECTION OF AN ALLEGED DEBT MDS violated FDCPA 15 USC 1692c ( b ) and FCCPA 559.72 ( 5 ) when MDS willfully communicated as defined by FDCPA 15 USC 1692a ( 2 ) and FCCPA 559.55 ( 2 ) without permissible purpose pursuant to FCCPA 559.72 ( 9 ) as a result of MDS not having and providing the required thirty ( 30 ) day notice of an assignment pursuant to FCCPA 559.715 to the Complainant prior to unlawful collection attempts against the Complainant. See Read v. MFP, INC., 85 So. 3d 1151 ( Fla. Dist. Ct. App. 2012 ) ( " a violation of section 559.72 ( 9 ), " it must be shown that a legal right that did not exist was asserted and that the person had actual knowledge that the right did not exist '' ) ; Edwards v. Niagara Credit Solutions , Inc., 584 F.3d 1350 ( 11th Cir. 2009 ) ( " another provision of the Act, which generally forbids an agency from communicating about the debt with a third party. See 15 U.S.C. 1692c ( b ) '' ). MDS then unlawfully furnished false information knowing it to be false regarding an alleged debt as defined by FDCPA 15 USC 1692a ( 5 ) and FCCPA 559.55 ( 6 ) MDS claims the Complainant allegedly owes. MDS admits through evidence that MDS never furnished a debt collection letter to the Complainant that would give the Complainant an opportunity to dispute the alleged debt. Thus, pursuant to 15 USC 1692f and 15 USC 1692e ( 8 ) ( 10 ) MDS used unfair practice and deceptive means in attempting to collect an alleged debt when MDS without permissible purpose communicated false information and MDS knowing it to be false to XXXX XXXX, and XXXX. The least sophisticated consumer may think a debt collector has every legal right to communicate at any and all times information to credit reporting agencies regardless of the nature of the communication.
IN CONNECTION WITH THE COLLECTION OF AN ALLEGED DEBT MDS used unfair practices along with false and deceptive means pursuant to 15 USC 1692e ( 10 ) and 15 USC 1692f in attempting to collect an alleged debt when MDS falsely represented the legal status of the alleged debt in violation of 15 USC 1692e ( 2 ) ( A ) ( i.e. MDS not having a notice of an assignment/not the real party in interest ) and took an action MDS was not legally able to take in violation of 15 USC 1692e ( 5 ) ( i.e. MDS unlawfully communicated and maliciously furnished false information and MDS knowing the furnished information was false to XXXX XXXX and XXXX while not being the real party in interest ). In addition, MDS unlawfully communicated and willfully furnished information MDS knew was false to XXXX XXXX, and XXXX in connection to the Complainant. FCCPA 559.715 requires a thirty ( 30 ) day notice of assignment from MDS to the Complainant prior to collection attempts made by MDS. MDS unlawfully communicated and willfully furnished with malicious intent false information to XXXX XXXX and XXXX even when MDS did not send the validation notice letter to the Complainant MDS initiated unlawful collection activities against the Complainant. Quale v. Unifund CCR Partners, 682 F. Supp. 2d 1274 ( S.D. Ala. 2010 ) ( in Purnell, 303 Fed.Appx. at 304 n. 5, the Sixth Circuit recognized that the reporting of a disputed debt to a credit bureau without verification of the debt may constitute " collection activity '' in violation of 1692g ) ; Grace v. LVNV Funding , Inc., 22 F. Supp. 3d 700 ( W.D. Ky. 2014 ) ; See also Brindise v. US Bank Nat. Ass'n, 183 So. 3d 1215 ( Fla. Dist. Ct. App. 2016 ) ( " The written notice of assignment alerts the consumer that the creditor has delegated a right to recover to the assignee '' ). However, MDS did not provide the required thirty ( 30 ) day notice of assignment to the Complainant prior to collection attempts MDS made in the form of communicating and furnishing false information to XXXX XXXX and XXXX. Thus, MDS assumed and acted upon the assumption that it had a legal right to initiate collection activities against the Complainant contravening FCCPA 559.72 ( 9 ) when MDS unlawfully communicated with XXXX XXXX, and XXXX in contrast to FCCPA 559.715 requirement. The least sophisticated consumer can assume that MDS or debt collectors can initiate collection activities without have legal and proper documentation to collect against consumers.
IN CONNECTION WITH THE COLLECTION OF AN ALLEGED DEBT, MDS used unfair practices along with false and deceptive means pursuant to 15 USC 1692e ( 10 ) and 15 USC 1692f in attempting to collect an alleged debt when MDS was engaged in " collection of the debt '' in violation of 15 U.S.C. 1692g ( b ) when it reported the alleged debt to the CRAs before sending a debt validation letter and verification of that alleged debt to the Complainant. MDS stated in the CFPB complaint that MDS does not own the alleged debt ( see MDS response in complaint # XXXX ). Furthermore, MDS concede that it did not provide the necessary thirty ( 30 ) day notice of assignment to the Complainant as required by FCCPA 559.715 before it began unlawful collection activities against the Complaint when MDS unlawfully communicated and provided knowingly false information to XXXX XXXX, and XXXX. Thus, MDS has always been barred by FCCPA 559.72 ( 9 ) when it began collection activities against the Complainant in the form of unlawfully communicating and furnishing false information to XXXX XXXX, and XXXX. The least sophisticated consumer may be deceived and think debt collectors can avoid their statutory duty of providing consumers with debt validation letters and/or verification of alleged debts all together and just report any information to CRAs in attempts to collect debts.
IN CONNECTION WITH THE COLLECTION OF AN ALLEGED DEBT MDS used unfair practices along with false and deceptive means pursuant to 15 USC 1692e ( 10 ) and 15 USC 1692f in attempting to collect an alleged debt when MDS presented documents that have been FORGED with my name on them pursuant to TITLE XLVI ; CHAPTER 831 ; 831.01 FORGERY. The Complainant denies having signed any documents presented by MDA in this matter and now will resort to filing a police report. Forgery in Florida is defined as -- Whoever falsely makes, alters, forges or counterfeits a public record, or a certificate, return or attestation of any clerk or register of a court, public register, notary public, town clerk or any public officer, in relation to a matter wherein such certificate, return or attestation may be received as a legal proof ; or a charter, deed, will, testament, bond, or writing obligatory, letter of attorney, policy of insurance, bill of lading, bill of exchange or promissory note, or an order, acquittance, or discharge for money or other property, or an acceptance of a bill of exchange or promissory note for the payment of money, or any receipt for money, goods or other property, or any passage ticket, pass or other evidence of transportation issued by a common carrier, with intent to injure or defraud any person, shall be guilty of a felony of the third degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084. See Maddox v. State, 923 So. 2d 442 ( Fla. 2006 ) ( State v. Escobedo, 404 So.2d 760, 764 ( Fla. 3d DCA 448*448 1981 ) ( " Our forgery statute ... makes whoever `forges ' documents of specified classes `with intent to injure or defraud any person ' liable to a maximum of [ five ] years ' imprisonment. '' ) ( quoting Green v. State, 76 So.2d 645, 646 ( Fla.1954 ) ) ). Forgery gives the impression that a person did endorse said documents to create a debt. In this instance, MDS is providing false documents therefore misrepresenting the character and legal status of the debt when presenting forged documents that the Complainant never did sign which is a violation of FDCPA 15 USC 1692e ( 2 ) ( A ) ( i.e. MDS passing off forged documents to misrepresent legal status to collect ) and FCCPA 559.72 ( 9 ) ( i.e. MDS presenting forged documents to misrepresent that the debt is legitimate ). The least sophisticated may be deceived into thinking that forged documents presented by MDS that seem legitimate may have legal legitimacy.
IN CONNECTION WITH THE COLLECTION OF AN ALLEGED DEBT MDS used unfair practices along with false and deceptive means pursuant to 15 USC 1692e ( 10 ) and 15 USC 1692f ( 1 ) in attempting to collect an alleged debt when MDS unlawfully distributed to XXXX XXXX, and XXXX false information claiming the Complainant owes an alleged debt when IN FACT MDS knows the Complainant does not owe this alleged debt. MDS, in the ordinary course of business as a furnisher of information to credit reporting agencies, distribution of false information claiming the Complainant owes an alleged debt creates a false impression to XXXX XXXX, and XXXX that the Complainant owes a debt. Therefore, this distribution of false information from MDS to XXXX XXXX, and XXXX caused this false information to be printed by XXXX XXXX and XXXX. IN THIS INSTANCE MDS committed a libelous act against the Complaint pursuant to Title XLVI ; Chapter 836 ; 836.11 ( a ). See Blake v. ANN-MARIE GIUSTIBELLI, PA, No. 4D14-3231 ( Fla. Dist. Ct. App. Jan. 6, 2016 ) ( " [ A ] n action for libel will lie for a `false and unprivileged publication by letter, or otherwise, which exposes a person to distrust, hatred, contempt, ridicule or obloquy or which causes such person to be avoided, or which has a tendency to injure such person in [ their ] office, occupation, business or employment ). The least sophisticated consumer may think the information presented by MDS is accurate information therefore compelled to accept the results of the alleged investigation by MDS.
IN CONNECTION WITH THE COLLECTION OF AN ALLEGED DEBT MDS did commit Libel pursuant to Title XLVI ; Chapter 836 ; 836.11 ( a ) when MDS presented forged documents and distributed false information to XXXX XXXX, and XXXX and caused said false information to be printed by XXXX XXXX, and XXXX. MDS willfully distributed this false information with the malicious intent to injure the Complainants credit standing and reputation. MDS knows the Complainant does not owe this alleged debt, however, in complete disregard for the Complainants credit standing, reputation, and quality of life MDS with malice intended for this false information to be used to compel the Complainant into paying an alleged debt the Complainant does not owe. The Complainant has been damaged by this false information printed by XXXX XXXX, and XXXX as the Complainant has received less than favorable interest rates.
IN CONNECTION WITH THE CONNECTION OF AN ALLEGED DEBT MDS did intend to cause intentional infliction of emotional distress upon the Complainant. See LeGrande v. Emmanuel, 889 So. 2d 991 ( Fla. Dist. Ct. App. 2004 ). With malice in mind to inflict harm upon the Complainant MDS knew that willfully distributing false information to XXXX XXXX and XXXX would not only bolster MDSs libelous act of causing false information to be printed by XXXX XXXX, and XXXX but also damage the credibility and reputation of the Complainants. Furthermore, MDS knew unlawful debt collection would be the only way to recover a debt the Complainant does not owe. MDS would inflict this emotional distress upon the Complainant through the outrageous acts of unlawfully communicating and furnishing false information to the credit reporting agencies, not providing a debt validation letter to the Complainant, violating FCCPA and FDCPA provisions and forgery regarding documents as MDS is attempting to pass those documents off as valid documents in connection to the Complainant.
The actions and conduct of MDS are so severe and did cause emotional distress as the Complainant has anxiety attacks from MDS reporting information MDS know to be false. The Complainant is frustrated with anger which causes the Complainant to not stay focused at the school where the Complainant teach. MDS was so blatant to provide false information to the Complainant MDS showed no concern for providing this information even through the CFPB portal.
PRAYER FOR RELIEF. Now comes the Complainant for relief against the tortious actions of MDS. PRAYER FOR RELIEF pursuant to 15 USC 1692k ( a ) ( 1 ) ( 2 ) ( A ) in the amount of {$1000.00}. PRAYER FOR RELIEF pursuant to FCCPA 559.77 ( 2 ) for statutory damages in the amount of {$1000.00}. PRAYER FOR RELIEF pursuant to FCCPA 559.77 ( 2 ) for punitive damages in the amount of {$20000.00} for MDS intentional and flagrant disregard the FDCPA and FCCPA. PRAYER FOR RELIEF pursuant to FCCPA 559.77 ( 2 ) for enjoining MDS from present and future violations of the FDCPA and FCCPA. PRAYER FOR RELIEF pursuant to Title XLV ; Chapter 768 ; 768.73 ( 1 ) ( a ) ( 1 ) ( 2 ) ( b ) ( 1 ) ( 2 ) Punitive damages in the amount of {$50000.00}. PRAYER FOR RELIEF against MDS for intentional infliction of emotional distress in the amount of {$50000.00}.
Thank you for your attention to my Complainant and I look forward to hearing from you soon.
Sincerely, XXXX XXXX XXXX, XXXX.
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| 06/07/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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On XX/XX/XXXX I contacted Medical Revenue Service.Formally known as ( Medical Data Systems ) and spoke with a Ms. XXXX at XXXX XXXX XXXX ext. XXXX. Ms XXXX addressed three ( 3 ) accounts : XXXX {$150.00} ( XXXX XXXX Hospital ).
XXXX {$150.00} ( XXXX XXXX Hospital ).
XXXX {$1600.00} ( XXXX Hospital ) I discussed with Ms. XXXX that I want to have this information to show XXXX balance on my credit report.
Mr. XXXX advised that paying and clearing up the three ( 3 ) accounts today XX/XX/XXXX is early and would get my XXXX balance reported to the credit bureau this month by XX/XX/XXXX. I then settled the three ( 3 ) accounts totaling ( {$230.00} ) for both accounts XXXX and XXXX. Also {$1100.00} for XXXX. Ms. XXXX asked me to call back on XX/XX/XXXX to check and verify that the funds had cleared. I called on XX/XX/XXXX, spoke with Ms. XXXX. She advised that the system showed not clear. I made note that it was clear on my bank statement.
On XX/XX/XXXX I called back. Spoke with Ms XXXX. She advised that they had my money, however the adjustments had not been made for the settlement. She asked that I call back on Friday XX/XX/XXXX.
on XX/XX/XXXX I called back, no answer. I called back and spoke with another rep. who advised that my money was clear however no adjustment had been made. she advised that it will take up to thirty ( 30 ) days. She also advised that Ms. XXXX did not come in on this date, however Ms XXXX did leave a message that I would be calling.
On XX/XX/XXXX, I called and spoke with Ms XXXX.
I reminded her of our conversation on XX/XX/XXXX. She could not explain her contradictions and miss guidance.
Ms. XXXX on this day referred me to her supervisor Ms XXXX XXXX XXXX ext. XXXX. I explained my situation. What I was told by Ms XXXX and what I wanted.
XXXX balance on my credit report and XXXX balance documents for my accounts.
Ms , XXXX instructed me to send my bank statement by fax showing where my money had cleared the bank.
on this date I sent the information she requested faxed through The XXXX XXXX, time stamped at XXXX.XX/XX/XXXX.
On this same day I called Ms XXXX. She did not answer, I left a message. About an hour later no returned call. I then called spoked to another rep. and asked for Ms XXXX 's supervisor. She was identified as Ms.XXXX XXXX XXXX, ext XXXX. Before I could call her supervisor, Ms XXXX called me. I advised her that the document she requested had been faxed to XXXX.
Ms. XXXX advised that the Information was not enough for her to update in the system for adjustment.
I then advised that I wanted to talk to her supervisor ( Ms XXXX XXXX ). Ms XXXX advised that Ms XXXX was not in. I was then put on the phone with Mr. XXXX. I explained my situation. Ms. XXXX asked a few questions, access the computer system and cleared everything up. Made the accounts XXXX balance. On XX/XX/XXXX, my XXXX balance document was placed in the mail.
On XX/XX/XXXX, I called Medical Revenue Service XXXX XXXX and spoke with Ms. XXXX XXXX ext. XXXX, who was able to connect me with Ms. XXXX ext. XXXX.
I advised that the owed amount had not been removed from my credit report.
She advised that the account was closed on XX/XX/XXXX showing XXXX -XXXX- balance. Ms XXXX stated another 30 days.
I disputed the information with XXXX at XXXX On XX/XX/XXXX, I attempted to make a large purchase. The finance rate came back very high. This caused suspicion of what could be on my credit report.
This derogatory information on my report Is preventing me from getting the best loan interest rate for my business.
I contacted XXXX on this same day. the three ( 3 ) accounts were still showing up as owed on my credit report. Six ( 6 ) months later.
I then filed another dispute to XXXX on XX/XX/XXXX. I also Filed a complaint with Consumer Financial Protection Bureau on XX/XX/XXXX against Medical Revenue Service.
On XX/XX/XXXX, this is Medical Revenue Service response : Dear XXXX XXXX, We are in receipt of your CFPB complaint. Pursuant to same, we are reviewing and investigating the circumstances of the complaint. Please be advised our company does not own the account ( s ) nor do we own the debt ( s ). We are a debt collector on behalf of the original creditor and are bound by contractual parameters regarding the collection of their delinquent debts. We have reached out to our client/original creditor and upon receipt of information from the creditor to assist in our investigation ; we will provide you with a complete response. Sincerely, XXXX XXXX CFO.This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.
Dear XXXX XXXX, This is in response to your CFPB complaint, dispute, and request for verification pursuant to the Fair Debt Collection Practices Act. Please be advised our company does not own the account nor do we own the debt. We are a debt collector on behalf of the original creditor and are bound by contractual parameters regarding the collection of their delinquent debts. When you contacted us to pay the balance, we advised that the credit bureaus would update that the account ( s ) had been resolved. MDS does not remove from the credit but is required by the FCRA to update accurately. Should you have any questions regarding this account, please feel free to contact us at the toll-free number ( XXXX ) XXXX. Sincerely, XXXX XXXX, Operations Manager. This communication is from a debt collector. This is not an attempt to collect a debt. Our hours of operation are XXXX to XXXX Monday through Friday EST On XX/XX/XXXX, I took it upon myself to send additional information certified mail to XXXX ie documents with the account number showing XXXX balance. I did get the returned green receipt stamped on XX/XX/XXXX by a Mr. XXXX XXXX of XXXX.
Shortly after that I received unofficial notification that there was a change to my credit report. from XXXX XXXX. I never heard from XXXX until I called them.
XXXX {$1600.00} ( XXXX Hospital ) had been removed. However the other two ( 2 ) accounts had not been removed.
I contacted Medical Revenue Service XXXX I spoke with a Ms. XXXX ext XXXX. I asked to speak with a supervisor. I was transferred a Ms XXXX XXXX. I was denied her last name.
I proceeded to explain to Ms. XXXX my concern and complaint. This led to nowhere. Conversation ended with Ms XXXX telling me that It took me two ( 2 ) years to pay my debt, and that I want the company to hurry up and clear my credit report, Ms. XXXX also stated that the reason my report has not been cleared is because I keep disputing the account. I ended with saying two ( 2 ) years behind has nothing to do with the company no doing their job and that they would be hearing from my attorney. Ms. XXXX stated ok, this is all being recorded.
I hung up and then called back and asked for Ms XXXX 's supervisor. I was transferred to Ms XXXX ext.XXXX. No last name. I advised that I would be filing a complaint against Ms. XXXX and the company ( Medical Revenue Service ). I gave her my reasons she said ok and conversation was ended.
When you submit a written dispute about the accuracy of an item on your report, credit bureaus and your creditors must take certain actions in response. Their duties include conducting a reasonable investigation of your dispute, correcting any inaccurate information, or even removing the disputed debt from your credit report. correct or delete any inaccurate, incomplete or unverifiable information within 30 days of the receiving notice of your dispute.
submit corrected information to the CRA subsequent to investigating your dispute refrain from continuing to submit information that it knows ( or should know ) is incorrect If someone violates your rights under the FCRA, you have some remedies available. Those remedies might include actual damages, punitive damages, attorneys ' fees, and costs.
When the debt collector states an untruth. If a debt collector lies to you, thats also a violation of the FDCPA.
It is XX/XX/XXXX. On XX/XX/XXXX, It will be seven ( 7 ) months and counting of trying to have wrong and inaccurate information removed from my credit report.
What ever the case, it can not be denied that this information after 6 month 's is still on my report after several attempts to have it removed.
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| 10/09/2021 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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This situation is messy. Not only is this not my debt, I wasn't given proper notice, and there are false claims in the response. Below is a concise timeline up to today : /////////////// //////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/XXXX : Credit Bureau shows that account was opened. Under the Fair Debt Collection Practices Act, Section 809, Subsection ( a ) Notice of Debts : ( documents, pg.1 ) 1. THERE WAS NEVER AN INITIAL CONTACT 2. I NEVER RECEIVED A WRITTEN NOTICE CONTAINING : a. The amount of debt b. The name of the creditor to whom the debt is owed ; c. A statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector. //////////////////////////////////////////////////////////////////////////////////////////////////// /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/XXXX : Became aware of account but ONLY through an app notification from XXXX, XXXX, and XXXX. ( documents, pg.2 ) /////////////////////////////////////////////////////// /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/XXXX : I submitted a dispute of the account through XXXX. They considered the account accurate. ( documents, pg.3 ) /////////////////////////////////////////////////////////////////////////////////// /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/XXXX : I mailed a data validation letter to Medical Data Systems through Certified Mail using the United States Postal Service. In the letter I asked for information proving beyond the shadow of a doubt that I was responsible for the debt including : ( documents, pg.4 ) 1. Justification of the amount claimed, including invoices or receipts 2. Explanation of how you calculated the amount owed 3. Copies of any documents stating that I agreed to pay the claimed amount 4. Contract bearing my signature 5. The identity of the original creditor 6. Proof that the Statute of Limitations has not expired on this account 7. Proof that you are licensed to collect debt in my state 8. Your license numbers and Registered Agent or Agent of Service //////////////////////////////// /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/XXXX : The certified letter was received by Medical Data Systems. ///////////////////////// /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/XXXX : I received a response in the form of a bill that includes medical information and prices but does not include my signature, no proof of their statutes, no proof of any licensing that Medical Data Systems can legally collect a debt in my state. ( documents, pg.5-6 ) ///////////////////////////////////////////////////////////////////////////////////////////////////////////// /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/XXXX : I mailed a second debt validation letter asking for the missing information this time under threat of filing a CFPB complaint and possible legal action. ( documents, pg.7 ) ///////////////////////////////////////////////////////////////////////////////////////////////////////////////// /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/XXXX : The certified letter was received by Medical Data Systems. //////////////// /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/XXXX : Received a response stating Because your dispute alleges no new facts and includes no new information on which to form the basis for a new investigation, we will not be conducting another investigation of dispute pursuant of the Fair Credit Reporting Act. ( documents, pg.8 ) ///////////////////////////////////////////////////////////////////////////////////////// /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/XXXX : I submitted a CFPB complaint asking for removal of debt from the credit bureaus due to lack debt validation. ////////////////////////////////////////////////////////// ////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/XXXX : Medical Data Systems responds to cfpb complaint with absolutely nothing. Regurgitating the same documents that I submitted. False claims of my signature being provided, and claims that a letter was sent on XX/XX/XXXX without any documentation to prove it! - Our records indicate that the original account balance was properly reported to the credit bureau and no full deletion is required. MDS sent a letter to the debtor on XX/XX/XXXX. MDS mailed validation documents that were requested by the debtor on XX/XX/XXXX. No other contact has been made on this account. Attached are signed consents and an itemized bill for your records. ( documents, pg.9-10 ) //////////////////////////////////////////////////////////////////////////////////// //////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/XXXX : CFPB Phone Call Follow Up ; I spoke with a consumer finance representative after I received no real feedback from Medical Data Systems. Medical Data Systems claimed to have mailed out an initial letter XX/XX/XXXX with no documentation, provided me with the exact same documents that I submitted, and falsely claimed that I signed the paperwork when patient name and patient signature are empty. I was referred to escalation specialist and was advised to complete another complaint and if the situation isnt properly resolved then I have the option to move forward with litigation. ( documents pg. 11 ) //////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// Requests : It is the responsibility of the debt collector to prove beyond the shadow of a doubt that an individual is financially responsible for any debt, ESPECIALLY debt that is considered medical in nature. Medical Data Systems failed to not only validate this debt but also failed to show proof that they are a legitimate company who can legally collect on a debt in my state. Since Medical Data Systems claims that it has sent an initial letter XX/XX/XXXX, I am requesting direct proof of this letter. I want to see the contents, with the date shown, and sent via mail to the address that they have on file. Since Medical Data Systems claims that I have signed documents, I am requesting direct proof that I signed anything stating that I was responsible for this debt. If these two documents can not be provided then I am requesting that Medical Data Systems cease all attempts of collecting any debt that is not my responsibility and to remove all negative information from all three credit bureaus : XXXX, XXXX, and XXXX! If you do not remove these negative items which are currently interrupting my life, I will collect all of this evidence of your lack of proof and I will surely get legal counsel and sue both Medical Data Systems and the original creditor for the maximum amount possible!
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| 07/07/2021 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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On XX/XX/XXXX, I entered XXXX XXXX XXXX XXXX XXXX XXXX for treatment of severe XXXX XXXX. I was immediately told by the front desk receptionist to leave and get checked-in at the COVID-19 tent outside. At this point, I had barely been able to get out of bed for 5 days with excruciating XXXX XXXX, XXXX, and extreme XXXX. Upon arriving at the tent with my husband, a young man began asking me questions about my symptoms. At this point, I asked if I could please sit down because of how weak I felt and was refused. Another man soon came to where we were standing and took my vitals. He checked my XXXX XXXX and temperature, which was recorded at a little over XXXX, while the other man continued asking me questions. I told him I had been having severe XXXX XXXX XXXX, XXXX, and was unable to function for almost 5 days. I offered him the diagnoses of a possible XXXX or severe XXXX XXXX.
I was then instructed to enter the tent alone and wait for instructions. My husband left and waited for me in the car. Approximately XXXX minutes later, the young man asked me to submit a XXXX sample. I was instructed to enter the portable bathroom outside the tent and XXXX in a cup. Once this was completed, I placed the sample at the designated spot on the desk inside the tent and was further instructed to wait for a doctor.
About XXXX minutes later, a woman approached me as I was sitting on a metal chair in the tent with my head down. She stood about XXXX feet back and yelled at me, Why are you here? I thought maybe I did not hear her correctly because of her bluntness, so I replied Huh? She yelled again, Why are you here? I think I was still in shock because of her demeanor, so I replied again, Huh? At this point, she became very agitated with me and firmly yelled again, Why are you here? I am still unaware of who this woman is because she did not state her name or position, so I assumed she was a nurse coming to ask me some questions. I then told her the same symptoms I had told the earlier young man, severe XXXX XXXX, XXXX, extreme XXXX. She then told me very aggressively to lay back in the chair while she applied pressure to my abdomen. After this, she just walked away without stating any information at all. I am still unaware at this point her name or title.
I continued sitting in the very uncomfortable metal chair for almost another XXXX minutes before I got up and walked to the entrance of the tent where the young man had first asked me about my symptoms. I asked for a status on seeing a doctor, and he stated they would let me know. The metal chairs were very uncomfortable, so I asked him if I could go back to the car and wait. He said yes, and that they would call me when I would be able to see a doctor. I walked to the parking lot and waited in the car with my husband for approximately another XXXX minutes. The man who took my vitals approached the car and knocked on the window, telling us they were ready, and we could drive up closer to the tent. As we drove up to the tent, the younger man who first took all my information approached the drivers side window where my husband was driving. I attempted to exit the passenger side of the car and was told not to get out, I was being discharged.
I was confused because I was still under the impression that I was waiting to see a doctor. The young man handed us the discharge paperwork and explained that it was just XXXX XXXX and that I could take XXXX or XXXX for the pain, and apply a topic pain relief like XXXX XXXX if needed. At this point, I questioned him about the results of my XXXX test, and he told me it was fine. Frustrated and extremely tired, we took the paperwork and left.
Luckily, the next day I had a yearly visit scheduled with my OB/GYN for a pap smear. Still in very much pain, I managed to make it to the appointment where I explained the same symptoms to my doctor. I submitted another XXXX sample for testing and culture. Immediately my doctor knew something was not right. She had me sit up from the medical table where I was laying and began touching my lower back in places, asking me if I felt any pain. When she pressed in the XXXX area, I immediately felt pain. It took her no time at all to diagnose me with a XXXX XXXX and began treating me right away. The culture came back several days later showing a positive result for an XXXX.
The XXXX XXXX XXXX XXXX has treated me unfairly. I now have been billed by the following : XXXX. XXXX XXXX XXXX XXXX XXXX XXXX {$600.00} for Emergency department visit {$80.00} for Services between XXXX pm and XXXX am at a XXXX Facility XXXX. XXXX XXXX XXXX XXXX {$310.00} for XXXX XXXX {$1100.00} for Emergency Room Once I received these bills, I called and left a voicemail on XX/XX/XXXX with the XXXX Regional Patient Advocate. XXXX XXXX, on called me back on XX/XX/XXXX, where she took my complaint and told me she would follow up with the incident and get back in touch with me the following week. I have placed numerous call and left voicemails week after week with no reply. I also contacted XXXX XXXX XXXX and let them know that the bill was in dispute. They asked me to fax them my medical records showing that this was a misdiagnosis. I faxed my medical records to their XXXX Services on XX/XX/XXXX. I was then told that they would make a note of that on the bill and put a hold on it.
These ( 2 ) bills are now in collections for non-payment. Once I received these ( 2 ) bills from collection companies, I sent a Dispute letter to each company by certified mail within the XXXX period. XXXX refused my letter and returned back to me. XXXX accepted my letter, but did not reply with the correct validity of my debt.
I am disputing all charges due to an incorrect diagnosis and the fact that I never even sat down in the XXXX XXXX. I also believe I was treated very rudely by what I thought might have been a nurse.
Thanks
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| 01/12/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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On XX/XX/XXXX I received alerts from all XXXX credit bureaus of a collection that was being reported by Medical Data Systems. When I reviewed my credit reports I saw that the debt had started to report and impact my credit score as of XXXX. The amount at that time it showed I owed was {$450.00} and the collection originated from XXXX Hospital. I never received any notices from the collection company or XXXX hospital regarding any debt. I immediately disputed the information. XXXX removed the inaccuracy but XXXX and XXXX did not. On XX/XX/XXXX I called XXXX Hospital regarding this alleged debt and was told they referred the account to collections and that notices had been sent with no response. When I asked what address this information was sent to, I was provided an address that I had not lived at in over 6 years. I was also informed there was a note in the system stating that the notices were returned by USPS as undeliverable. I was told by XXXX Hospital they sent billing notices on XX/XX/XXXX and XX/XX/XXXX and received the return mail back on XX/XX/XXXX. When I asked why they would send an account to collections if the mail returned knowing I was not notified they had no response. I spoke to a supervisor in billing named XXXX ( ID number XXXX ) who informed me the hospital did not gather my insurance on my date of service which was XX/XX/XXXX. I was informed that they could collect my insurance information and submit the claim. I was told to do this, they would be informing the collection company to pull the account because the only way they could submit the insurance claim was if they made the account active on their end. I was told that once this was completed the collection would be removed from my credit report. At that time, I provided my correct address to the hospital and I requested copies of all the notices they sent to my old address be sent to my new address. I never received the requested information. I informed that supervisor that I never received any notices from the collection company either and when asked what address did they provide to the collection company I was provided with my old address from 6 years prior. This is a violation of the FCRA as the hospital and collection company failed to notify me of the debt and did not follow laws to allow the 30 days to dispute the validity. Had notice been sent to my correct address, I could have disputed and provided my insurance information but I was not notified and sending correspondence to an old address that returned mail does not constitute informing me. In addition, each time I disputed the information with XXXX and XXXX the collection company continued to update inaccurate amounts of the debt and reported the debt as valid. On XX/XX/XXXX, I received a call from XXXX the supervisor in billing at XXXX Hospital and confirmed they submitted the claim to my insurance and once paid the debt would be removed. My issue is, two different places were trying to collect the same debt which was XXXX Hospital and Medical Data Systems. On XX/XX/XXXX the claim was submitted to my insurance in the amount of {$1100.00} and approved on XX/XX/XXXX. The insurance initially paid {$470.00} of the {$1100.00} but since my deductible was met earlier in the year my coinsurance kicked in and the insurance paid an additional 80 % which was {$520.00}, making me responsible for the remainder 20 % which is {$130.00}. I ended up disputing the information again with XXXX and XXXX and the collection company changed the original reported debt of {$450.00} to {$250.00}. Once I confirmed the check was cashed by XXXX Hospital on XX/XX/XXXX, I submitted another dispute and this time the collection company reported I owed {$650.00}. This was a billing error on the hospitals part which is why they ended up making the account active and submitting an insurance claim. This was never supposed to be a collection account. The collection company failed to notify. The collection company failed to report accurate information. The collection company falsified information to the credit bureaus. The collection company has tried to collect a debt that XXXX Hospital was paid for. The collection company never reported correct amounts to the credit bureaus. My insurance was billed for {$1100.00} but the collection company first reported to the credit bureaus I owed {$450.00} as of XX/XX/XXXX, then reported I owed {$250.00} as of XX/XX/XXXX, then reported I owed {$650.00} on XX/XX/XXXX. This has damaged my credit score tremendously as I had no collections or negative information reporting. As of the date of this complaint, I still have not received any correspondence from this collection company and they continue to report the false information. I am attaching the explanation of benefits from the insurance company as proof. On XXXX XXXX I received a letter from XXXX Hospital with the breakdowns of the insurance payments made to them and the remaining balance after insurance which was {$130.00}. The letter was dated XX/XX/XXXX and this is the only letter Ive ever received and this is only because I provided them with my address when I called on XX/XX/XXXX. I made the payment in full for the remainder {$130.00} on XX/XX/XXXX. I owe no debt and this information needs to be removed immediately. You can not report a billing error as a debt, that was paid, that you never notified the consumer about and damage someones credit. In addition to the explanation of benefits, Im attaching the statements from the hospital which clearly shows the information above and also states on the notice this is a current account. I have also attached the receipts for payment of the remaining {$130.00}. Im attaching the pictures from my credit report showing the different amounts being reported.
|
| 05/06/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Date Event Summary XXXX / XXXX / XXXX Accident Rear ended by another driver, XXXX XXXX , who is insured by XXXX XXXX / XXXX / XXXX Hospital Experienced symptoms from accident, visited hospital to get checked out XXXX & XXXX did n't format very well below. See detailed writeup of events in attached docs. XXXX / XXXX / XXXX Letter XXXX sent letter informing me that PIP portion of claim had been closed due to no further medical treatments. XXXX / XXXX / XXXX Letter Medical bill from XXXX XXXX Hospital stating that account was turned over to XXXX RECEIVABLES for collection. *NOTE : Letter mailed to XXXX XXXX XXXX , XXXX , FL XXXX although I had moved to my new address of XXXX XXXX XXXX , XXXX , FL XXXX on XXXX XXXX , XXXX thus I never received said bill. XXXX XXXX Letter Received letter from MEDICAL REVENUE SERVICE stating I owed them {$1300.00} for medical bills. This is the first time I 've seen this bill, which apparently had been floating around for some time. XXXX XXXX Letter I responded to letter, asking for clarification regarding bill, charges, etc as I had no idea what the alleged debt / bill was regarding as, again, it was the first time I had seen the bill. XXXX / XXXX / XXXX Letter MEDICAL REVENUE SERVICE responded with a copy of the bill and stated that they had verified the debt was valid and I was responsible for it. They informed that my account was listed as " disputed '' and they were looking forward to resolving the issue although evidently not in " good faith ''. XXXX / XXXX / XXXX XXXX I spoke with claims department representative, XXXX XXXX , who put me in touch with XXXX INSURANCE to make additional claim for outstanding medical bills. I received letter summary our conversation . ( See Attached ) XXXX XXXX I left several messages for XXXX XXXX with XXXX claims without response. XXXX / XXXX / XXXX XXXX Called XXXX again and was given contact information for XXXX XXXX with XXXX , again. XXXX / XXXX / XXXX XXXX I finally heard back from XXXX and was told XXXX XXXX no longer would be my contact and spoke with someone new, XXXX XXXX in Claims Dept. ( Very helpful, FYI ) XXXX / XXXX / XXXX SETTLEMENT I received a check in the mail from XXXX to cover the {$1300.00} Medical Bill and also a request to sign a BODILY INJURY RELEASE form to XXXX XXXX & XXXX XXXX from any future medical liability. XXXX XXXX Due Diligence In lieu of recent surprise medical bill that had been floating around for 2 years, I felt compelled to be diligent and verify there were n't any more " floating '' bills that would arrive in my mailbox before signing the release. After 4 phone calls / 2 hours of my personal time ( during working hours ), I finally got ahold of XXXX and confirmed that no outstanding bills. HOWEVER, I was told that was only for XXXX doctor and I had to call XXXX other offices to confirm they did n't have any outstanding bills too. You ca n't make this stuff up. Beg XXXX XXXX PAID I contacted MEDICAL DATA SYSTEMS and paid the outstanding balance with funds from XXXX . OUSTANDING ISSUE : I 'm in the process of buying a car and was surprised to find out that MEDICAL DATA SYSTEMS turned in a collection on my credit report on XXXX XXXX , XXXX while we allegedly were resolving the outstanding balance. Needless to say I am furious, I have done nothing wrong and to say I 've been victimized is an understatement. I was the victim in a car accident and to be safe, got checked out at the hospital. Since then I 've invested dozens of hours in making claims, visiting hospitals, dozens of phone calls lasting hours cumulatively, and now the iciing on the cake is that I have an ADVERSE / DEROGATORY account on my credit report which is further jeopardizing my quality of life. This is the biggest violation of my rights I have ever experienced. I 've consistently done my due diligence to get matter resolved, evidenced by my timeline above and detailed supporting documentation. I calle d MEDICAL DATA SYSTEMS and they were extremely rude to me and frankly could n't have cared less. I explained situation to them and was cutoff and told ( quite snidely ) that they gave me plenty of time in XXXX to resolve the matter and I did n't so tough and they were n't removing the ADVERSE / DEROGATORY account from my credit report which will be on there until XXXX of XXXX . Their lack of professionalism and customer service is nauseating and unethical. I am the victim many times over and having this on my credit report is the last straw. It is not justified and completely unacceptable. I demand justice and to have my rights respected. What kind of message does this send to accident victims in the future? It screams of malpractice and is a deterrent to ever visiting a hospital again just to " be safe ''. Thank you for your time and consideration in helping find an acceptable, albeit bittersweet, resolution to this last remaining issue. Respectfully, Contact information for above referenced parties : XXXX XXXX XXXX XXXX XXXX , XXXX / XXXX XXXX XXXX , Claims / XXXX XXXX XXXX XXXX XXXX ) XXXX - XXXX ( XXXX ) XXXX - XXXX XXXX XXXX XXXX XXXX XXXX ) XXXX - XXXX MEDICAL REVENUE SERVICE XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) XXXX - XXXX ( XXXX ) XXXX - XXXX XXXX , FL XXXX Acct : XXXX Acct : XXXX
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| 08/16/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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This reference to the original Complaint # XXXX which may need to to be reopened due to the company did not comply to the response to CFB of deleting the items from my credit report instead they have now added six ( 6 ) additional inquires to my credit report which they have now reported a total of 12 ( twelve ) inquires to my credit report which ( 6 ) are duplicated so now they have to delete not only six ( 6 ) but ( 12 ) twelve. Medical Data reported them again as of XX/XX/XXXX which I have a credit monitoring on my credit and I received notification.
I would like to reiterate my concern again in additional my attorney at the XXXX XXXX XXXX XXXX XXXX XXXX have contacted Medical Data on Friday, XX/XX/XXXX and Monday, XX/XX/XXXX and they provided false information to her as well stating that there is nothing being reported on my credit which I now have them reporting the same items twice and nothing have been deleted from credit reported and they have instructed on my previous complaint of # XXXX. This also needs to be reported to the FTC as well. All physicians that are under XXXX XXXX have receive a letter of representation and are expecting payment once my legal case is settled. Both University XXXX XXXX XXXX XXXX XXXX XXXX have received letter since inception of my injuries.
XX/XX/XXXX To Whom It May Concern : I am writing in regards to a company name Medical Data Systems , Inc., XXXX XXXX XXXX XXXX, XXXX, FL XXXX PH : XXXX Contact XXXX on what she told me. It is very dishearten and saddens me that a professional such as myself provided all needed information and communicated the necessary information and this company Medical Data System is trying to bully their way to recover a debt that is legally represented and the original biller has a Lien to receive payment. They have incorrectly reported an outstanding medical bills that was incurred by XXXX XXXX which they were fully aware of the information that was given. I was in an accident on XX/XX/XXXX that was no fault of my own. Everyone that treated me and any bills they sent during my accident receive a letter of representation from my attorney along with XXXX XXXX have received a Letter of Lien which meant that once my litigation is settled they will receive payment which is in an estimate amount of {$1200.00}.
However, I receive a letter from Medical Data Systems and which they have been informed on several occasion the same information that I providing you was the same information that was given to them. I have spoken with the same individual when I did contact them which I spoken with XXXX at XXXX In XX/XX/XXXX and also calling them as recent as of XX/XX/XXXX about them reporting something that Novant already have a Lien to receive payment. I have given my attorney information and the contact information for the office which was my case manager with the Law firm of XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX. XX/XX/XXXXXXXX, XXXX, XXXX which they have been my representation since XX/XX/XXXX, XXXX XXXX XXXX XXXX email address XXXX and my Intake Attorney is XXXX XXXX XXXX XXXX email address is XXXX I have informed them to remove and deleted the 6 reported items that they reported on all three ( 3 ) of my credit report. I have repeatedly have given them my attorneys information and I even ask XXXX have they not reached out to my attorney. First she stated they did and havent receive a response but I called back which this conversation was held on XX/XX/XXXX and I ask XXXX to provide me dates when they reached out to my attorney then her story changed to there is another department that handles that. So my follow up question was so how do you know they reached out to my attorney and didnt receive a response. I didnt get an accurate response from XXXX so I ask can I speak with this department, XXXX then responded they dont take customer phone calls. I explain to me that you are prematurely reported something that is still in litigation and I cant speak to someone that you said my attorney failed to reply.
Once my litigation is settled XXXX XXXX will be the one to receive payment due to XXXX has on filed a Lien of Payment and not Medical Data System. This is unacceptable to report something on someones credit report that the original billers have a Lien of Payment and have on file a letter of representation. I need for XXXX XXXX XXXX to delete and removed those 6 reported items off my credit report immediately.
I am a Certified XXXX XXXX and I know what falsifying or forcing individual which Medical Data System are doing unethical business practices. I have been upfront and provided all information to everyone that has been in communication with me. I am an individual that I take my credit very seriously and being in fraud I am very aware everything such as what Medical Data System is trying to do. They have violated not only Fair Debt Collection Practices Act by abusing their power to report items that is handled by legal representation and using unfair practices by their actions. Since I have probable cause their actions have broken the law I will be looking to recoup for damages along with additional fees.
My main focus to get his resolved is getting these items to be removed from credit report which have dropped my credit scores.
My Account information with XXXX XXXX is Invoice # XXXX Account number XXXX, XXXX. XXXX XXXX XXXX, NC XXXX. And again my attorney has a lien payment agreement with XXXX XXXX for amount owed.
Regards, XXXX XXXX XXXX, XXXX
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| 10/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
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Web |
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I called this company Medical Data Systems Inc, Regarding a debt from XXXX. They have falsified on my XXXX credit report that I opened a debt as of XX/XX/XXXX. This debt was originated back in XXXX and was included in my ch. XXXX bankrupcty case # XXXX discharged by XXXX XXXX XXXX XXXX XXXX I called this collection agency for their collection tactics of not first verifying the validity of a debt and running a bankrupcty report before arbitrarily placing this debt on my credit report. How can a organization pull my credit report without authorization? Abruptly place a year old debt that is a closed account included in bankruptcy on my report without any notice or validity.
I spoke with a collections representative by the name of XXXX who I advised the account is under bankruptcy. According to FDCPA 806. Harassment or abuse A debt collector may not engage in ANY conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person.
( 2 ) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader.
XXXX was overly aggressive, and demanding. I advised her several times to allow me to speak and she continued to over talk me. I explained that I wanted to obtain clarity on when they will remove this error from my report. Due to her lack of assistance and clarity on their process and her persistent unprofessionalism and abusive tone I requested for her manager.
I then was transferred to Manager XXXX verified again with her and then advised her that they placed account on my credit after it was already included in bankruptcy and needs to be removed effective immediately. I offered case number. She then stated she is confused as to what case number I am talking about and If I filed bankruptcy. I advised that I have no idea why she is confused when I explained that I filed and willing to offer the number. Her tone became immediately aggressive and condescending telling me that I am rude and from that point forward her tone and approach was extremely abusive, aggressive and belligerent. I advised her that the conversation is being recorded and that I will be glad to play her behavior to my attorney as there is no reason for her taking this type of aggressive tone with me, when her company is the one at fault. She demanded aggressively that I give her the case number and I proceeded to provide it and while researching for my attorney 's telephone number I prefaced giving the number by stating to her " before the call is disconnected I have questions regarding this account ''. Her tone and manner of aggressive behavior led me to believe that once I gave my information she will harassingly hang up the phone in my face. So I stated to her before giving the attorney information " i have questions, and if you hang up in my face im going to consider that as abusive tactics and harassment '' I gave the attorney information and requested for her to repeat the telephone numbers and case numbers to ensure she had it accurately. She became extremely upset at my requesting for her to verify the information she document... Only to find out when she finally relented to repeating it that she actually documented it incorrectly. I gave the information again. Asked her to verify it and once she confirmed it she hung up in my face while I was in mid speech. This type of tactical abuse and harassment should not be allowed. I called back and then spoke with the Head of the office XXXX, I explain the abuse I received and the error. She stated that the manager updated the information. However, I have checked my XXXX report ( XX/XX/XXXX ) and the error again was reported to all three bureaus. Furthermore I asked her about the policy if they allow for collectors and managers to yell, overtalk, speak aggressively, belligerently to consumers, or disconnect calls in consumer 's faces for asking questions. She stated that collections is intense and sometimes gets heated and she advised that she tells her reps and managers to hang up if the caller is cursing, yelling, and volatile. She stated that her office policies and disciplinary action is none of my business and I explained to her that Im not seeking that, and only was trying to file complaint with her and once she listens to the call I was neither of those things she identified. I simply wanted to know how her organization will take action on this matter since I have provided bankruptcy information. My discharge has been since XX/XX/XXXX and this debt dates back to XXXX. She stated they will update it accordingly without any specific time of removal or clear defined action. PLEASE HELP. THIS AGENCY IS NOT ONLY ENCOURAGING ABUSIVE TACTICS, BUT HOLDING MY CREDIT HOSTAGE ONCE VERIFICATIONS OF BANKRUPTCY HAVE BEEN MADE AND PROVIDED. AS QUICKLY AS they placed on my credit in error they should remove it as the same. There is no transparency in their tolerance of abusive tactics and accountability and also no transparency in their policies in terms of correcting their errors. Please help.
|
| 09/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XX/XX/2021 : Credit Bureau shows that account was opened. Under the Fair Debt Collection Practices Act, Section 809, Subsection ( a ) Notice of Debts : ( documents, pg.1 ) 1. THERE WAS NEVER AN INITIAL CONTACT 2. I NEVER RECEIVED A WRITTEN NOTICE CONTAINING : a. The amount of debt b. The name of the creditor to whom the debt is owed ; c. A statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector. //////////////////////////////////////////////////////////////////////////////////////////////////// /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/2021 : Became aware of account but ONLY through an app notification from XXXX, XXXX, and XXXX. ( documents, pg.2 ) /////////////////////////////////////////////////////// /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/2021 : I submitted a dispute of the account through XXXX. They considered the account accurate. ( documents, pg.3 ) /////////////////////////////////////////////////////////////////////////////////// /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/2021 : I mailed a data validation letter to Medical Data Systems through Certified Mail using the United States Postal Service. In the letter I asked for information proving beyond the shadow of a doubt that I was responsible for the debt including : ( documents, pg.4 ) 1. Justification of the amount claimed, including invoices or receipts 2. Explanation of how you calculated the amount owed 3. Copies of any documents stating that I agreed to pay the claimed amount 4. Contract bearing my signature 5. The identity of the original creditor 6. Proof that the Statute of Limitations has not expired on this account 7. Proof that you are licensed to collect debt in my state 8. Your license numbers and Registered Agent or Agent of Service //////////////////////////////// /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/2021 : The certified letter was received by Medical Data Systems. ///////////////////////// /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/2021 : I received a response in the form of a bill that includes medical information and prices but does not include my signature, no proof of their statutes, no proof of any licensing that Medical Data Systems can legally collect a debt in my state. ( documents, pg.5-6 ) ///////////////////////////////////////////////////////////////////////////////////////////////////////////// /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/2021 : I mailed a second debt validation letter asking for the missing information this time under threat of filing a CFPB complaint and possible legal action. ( documents, pg.7 ) ///////////////////////////////////////////////////////////////////////////////////////////////////////////////// /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/2021 : The certified letter was received by Medical Data Systems. //////////////// /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// XX/XX/2021 : Received a response stating Because your dispute alleges no new facts and includes no new information on which to form the basis for a new investigation, we will not be conducting another investigation of dispute pursuant of the Fair Credit Reporting Act. ( documents, pg.8 ) ///////////////////////////////////////////////////////////////////////////////////////// /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// Requests : It is the responsibility of the debt collector to prove beyond the shadow of a doubt that an individual is financially responsible for any debt, ESPECIALLY debt that is considered medical in nature. Medical Data Systems failed to not only validate this debt but also failed to show proof that they are a legitimate company who can legally collect on a debt in my state. I am requesting that Medical Data Systems cease all attempts of collecting any debt that is not my responsibility and to remove all negative information from all three credit bureaus : XXXX, XXXX, and XXXX.
|
| 07/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
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Web |
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It started out of the blue on XXXX. Medical Revenue Service - I did not recognize the number, so this date is when I actually answered. They called a bunch before then, too. They started calling about 15-20 times a day! It was ridiculous! My credit report shows them as Med Data Sys. They said I had 5 medical bills in collections that needed to be paid immediately, or they would be put on my credit report. When she went through the bills, I recognized 1 or 2 of them ... the rest I did not. These were very old accounts. They are digging up old accounts to try to collect on. We had 2 conversations that day because they scared me so badly about what was going to happen. The payment arrangements were totally unreasonable ( way too high ) and not doable. They didn't even give me a chance to talk or compromise. In the meantime, the lady was screaming at me, interrupting, shaming me for not paying my bills, refusing to help me with anything. I asked her to repeat the amounts and she would not. She said she already did and it was my problem if I didn't get it ( screaming! ). How do they expect to get paid like that? She was using scare tactics to try to get me to borrow from someone. I didn't even recognize most of these. After they abused me twice on the phone ( telling me I was a bad person because I didn't pay my bills when I received service ( I had bad insurance and don't qualify for XXXX like most of the world! ). But she wouldn't let me talk. She SCREAMED at me. I told her I lost 40 % of my income due to COVID and that I really needed my credit left alone so I could get a loan to pay bills. This was awful timing right here after COVID! She screamed at me that this was MY problem and I was wrong to only care about my loan. I'm trying to eat and keep a roof over my head. She said I am wrong not to pay these bills from years ago ( they were from YEARS ago ... they had been written off ). I finally hung up on her because of her abusive language and screaming. I called back trying to get someone else who was calm to talk to about payment arrangement. I was planning to pay them something that day to try to get them off of me. The receptionist put me back on with the same lady ( her name was XXXX ) ... the screamer. She wouldn't let me talk.. Every time I'd try to ask a question, she would clip me off and scream at me that she didn't have to help me! She interrupted every word I said and wouldn't let me try to make an arrangement. I asked her to please list the amounts so I could write them down and she screamed at me, 'NO! ' I've already done that! I told her I would call back on Friday ( when I got paid ). She said, 'You BETTER, or this is going on your credit and you won't get your loan ( the loan she was shaming me about getting to eat on after I was hit so hard by COVID 19 ). They finally mailed me the 5 supposed accounts that I owe. I recognize one or two of them, maybe ... because they are so old. On the XXXX site, it shows many complaints about this company taking payments and NOT paying the balance with it ... the collection NOT showing as paid even after people paid them in good faith. There were SO many of them that said this! So I did not send any money. Today, they reported 15 accounts on my credit report on both XXXX and XXXX ( XXXX XXXX ). I haven't checked the third one ( I forget the name ). They never mentioned 15 accts. They dug those up later, after threatening to ruin my credit. I wouldn't take their calls anymore because since they wouldn't let me talk and just screamed ... .plus because of the stuff I read about payments not being applied on the XXXX site from their company. I take care of my XXXX Mom AND work ... I didn't have time to try to research bills from 10-15 years ago. Maybe 2 or 3 of them were valid. I don't really know. They reported 15 accounts on my credit! They never mentioned 15 ... they mentioned 5 and mailed 5. Medical Revenue Service made good on their threat of messing up my credit, alright! They proceeded to dig up even MORE old accounts.. maybe from even LONGER ago to report. I did not know about the other 10 accounts and they never told me or mailed them to me. They are abusive and impossible to talk to. How can you settle with someone who just screams and won't talk to you about options? I would have tried to make an arrangement, but she wouldn't help me or let me speak. I stopped taking their calls because the stress of how she speaks to me made me physically ill. If you check out Medical Revenue Service/Med Data Sys., they have hundreds and hundreds of complaints just like mine. There are lawsuits started, etc. etc. Even after complaints ( threatening, hostile, harassment, abusive ) from years ago -- they are still getting away with violating the Fair Debtor Collectors Act over and over -- every day. Isn't it finally time to shut this down? Thank you!
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| 03/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I received a statement letter from Medical Revenue Service on XX/XX/XXXX. Notifying me that my debt from XXXX XXXX XXXX XXXX XXXX ( receiving XXXX XXXX on XX/XX/XXXX ) has now passed over to them as debt collector.
As precaution I wanted to make sure that it was a legit company, so I took the necessary step for myself to send a debt validation letter. I hired the services of SOLO SUIT to help provide the layout of my debt validation letter. The next day I went to a XXXX store to send the letter as priority mail on XX/XX/XXXX.
I currently received an updated letter from Medical Revenue Service XX/XX/XXXX, understanding my letter of validation and claim that I am the guarantor of the debt owed. They provided me with : The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed.
If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I might know them, if that is different from the official name. In addition, tell me when the current creditor obtained the debt and who the current creditor obtained it from.
Provide verification and documentation that there is a valid basis for claiming that I am required to pay the debt to the current creditor.
If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide verification and documentation about why this is a debt that I am required to pay.
A copy of the last billing statement sent to me by the original creditor.
State the amount of the debt when you obtained it, and when that was.
If there have been any additional interest, fees or charges added since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each added amount. In addition, explain how the added interest, fees or other charges are expressly authorized by the agreement creating the debt or are permitted by law.
If there have been any payments or other reductions since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each of them.
If there have been any other changes or adjustments since the last billing statement from the original creditor, please provide full verification and documentation of the amount you are trying to collect. Explain how that amount was calculated. In addition, explain how the other changes or adjustments are expressly authorized by the agreement creating the debt or permitted by law.
Identify the date of the last payment made on this account.
Although this where they failed to clarify or respond on : Tell me when the creditor claims this debt became due and when it became delinquent.
Have you made a determination that this debt is within the statute of limitations applicable to it? Tell me when you think the statute of limitations expires for this debt, and how you determined that.
I would like more information about your firm before I discuss the debt with you. Does your firm have a debt collection license from my state? If not, say why not. If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license.
If you are contacting me from a place outside my state, does your firm have a debt collection license from that place? If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license.
One BIG CONCERN and VIOLATION I saw in this recent letter to cause me to really forward this complaint was that they released back to me a list of medical procedures the hospital made during the visit of XX/XX/XXXX at XXXX At XXXX XXXX XXXX. I know this is a direct violation of HIPPA regulations. I never signed a HIPPA form authorizing Medical Revenue Service to have access to this information. Please help me delete this information from my credit file and cease all collection activities immediately.
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| 04/06/2018 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Received statement from XXXX XXXX XXXX ( Document 1 ) dated XX/XX/XXXX with a due date of XX/XX/XXXX. This was a total of 10 calendar days and 8 business days in which to respond. Letter was received after XXXX on XX/XX/XXXX, as shown in Document 2. This is a copy of my Informed Delivery from the United States Postal Service, which provides a scan of letters/mail being delivered to your mailbox daily.
A 10 calendar day/8 business day notification is not enough time to make a financial decision of over {$1000.00}, and since the letter was not received until after XXXX business hours on XX/XX/XXXX I was given less than 48 hours to make a financial decision. I would also like to note, that I am not even home before XXXX during the week, as I work a day job myself. Depending on where my last service call is, determines how late I am getting home. This puts contacting XXXX for any matter ( as their hours are XXXX ) as inconvenient for myself.
I would also like to note, it is against my companies policy to use personal communication devices during work hours ( cell phone, pagers, iPod, etc ). I also would not be allowed to remain on company property ( or any other property in which I have no business to conduct at that location ) due to loitering laws here in XXXX XXXX. There is a policy in my company hand book, as well as posted notice of ordinance in my company office. It would also be illegal for me to conduct this business by phone, as having to look up dates/account numbers/etc a " distracted driving '' issue, as well as using cell phone while driving.
Received a letter of collections from XXXX XXXX XXXX ( Document 3 ) demanding payment or a letter of dispute for charges from XXXX. This will act as my official letter of dispute.
On XX/XX/XXXX I filed a complaint against XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX with my health insurance provider. Representative XXXX stated at the time they had no record from either organization that I had been hospitalized. I was contacted by representative XXXX on XX/XX/XXXX with my health insurance company about my complaint, and was told that " they waited until the last minute to file a claim ''. The claims were not filed until around XX/XX/XXXX.
I gave a verbal deposition to representative XXXX XXXX with my health insurance company in XXXX to start a second wave of investigation of the charges. No one had reached out to XXXX to inform them of the dispute. I contacted XXXX in XXXX to inform them of the dispute. XXXX performed an internal review, and of course found they had no wrong doing in the process.
I followed up with my health insurance provider in XXXX after receiving XXXX " investigation '' report. My health insurance provider sent me forms to fill out, to have their board of doctors review my case. I submitted two complaints, which included 25 pages of liable statements/phone records/medical records ; along with a CD of recorded phone calls ; and my written deposition against XXXX XXXX XXXX and XXXX XXXX XXXX.
The last representative I followed up with in XXXX stated that depending on what the review board determines, based on my verbal testimony that it may be forwarded to their legal department. Charges we discussed were malpractice, insurance fraud, and interfering with an official investigation. My health insurance provider may submit criminal or civil charges against the doctor/hospital in dispute. Also, based on the outcome of the investigation, I personally may be filing civil charges against the doctor as well as XXXX and XXXX
Just as a note, my verbal deposition included an assault charge against a XXXX security officer in XXXX ; and inappropriate workplace conduct ( not by my doctor, but the doctor of the patient I was sharing a room with ) which included screaming profanities and slamming our shared room door. I also have a third complaint, that I am seeking legal council on ; but it involves the transplant team at XXXX in which one member stated to me directly " you won't get a transplant '' ( due to a negative verbal exchange ) and one member refusing to provide me with MY case information when directly asked ( was told " I'm not going to answer that '' ).
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| 03/28/2019 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I have asked for validation from this account on my credit report and Medical Data System did not follow the FDCPA laws. Medical Data System is a third party company and need to follow the FDCPA laws not the FCRA laws.
The FDCPA definition is : The Fair Debt Collection Practices Act ( FDCPA ) is a federal law that limits the behavior and actions of third-party debt collectors who are attempting to collect debts on behalf of another person or entity. This is the letter that I sent to Medical Data System : Be advised this is not a refusal to pay, but a notice that your claim is disputed and validation is requested. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
At this time I will also inform you that if your offices have or continue to report invalidated information to any of the three major credit bureaus ( XXXX, XXXX, XXXX XXXX ), this action might constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found or continues to report on any of my credit reports by your company or the company you represent, I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Debt Collection Practices Act and Defamation of Character.
I am sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies.
If your offices are able to provide the proper documentation as requested in the following declaration, I will require 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with legal counsel for suit. This includes any listing of any information to a credit-reporting repository that could be inaccurate or invalidated. If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.
It would be advisable that you and your client assure that your records are in order before I am forced to take legal action.
CREDITOR/DEBT COLLECTOR DECLARATION Please provide the following : Agreement with your client that grants you the authority to collect on this alleged debt.
Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor.
Any insurance claims been made by any creditor regarding this account.
Any Judgments obtained by any creditor regarding this account.
Name and address of alleged creditor.
Name on file of alleged debtor.
Alleged account number.
Address on file for alleged debtor.
Amount of alleged debt.
Date this alleged debt became payable.
Date of original charge off or delinquency.
Verification that this debt was assigned or sold to collector.
Complete accounting of alleged debt.
Commission for debt collector if collection efforts are successful.
Please provide the name and address of the bonding agent for COLLECTION AGENCY in case legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive this information back.
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| 04/10/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX MEDICAL DATA SYSTEMS XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX ( XXXX ) XXXX RE : Collection account : XXXX ( {$530.00} ) To Whom It May Concern : I have previously sent you a request to validate my debt under the Fair Debt Collection Practices Act and all I received was an itemized list of the alleged charges you claim I owe you. This does not meet the Federal Trade Commissions guidelines of what constitutes proper debt validation In addition, in the case of Spears Vs. Brennan ( IN THE COURT OF APPEALS OF INDIANA, No. 49A02-0003-CV-169 ), the court ruled that : 15 U.S.C. 1692g ( b ) ( emphasis added ). On XX/XX/1996, XXXX days after the date of Brennans debt collection letter, Spears counsel Shepard sent Brennan a letter declaring that Spears disputes your debt collection-related allegations, denies the same, and demands strict proof and verification thereof. Record at 21. As such, Brennan should have ceased his debt collection efforts immediately upon receiving that letter. Instead, Brennan proceeded to obtain a default judgment against Spears on the debt collection claim before he had mailed Spears the necessary verification and, thus, violated 15 U.S.C. 1692g ( b ).
Brennan maintains, however, that there was no violation of the FDCPA because he sent adequate verification of the debt [ to Spears ] in the October 30, 1996 notice of claim. Brief of Appellee at 13. Specifically, Brennan claims that a copy of the consumer credit contract between Spears and American General attached to the notice of claim provided sufficient verification of the debt within the meaning of 15 U.S.C. 1692g ( b ). We can not agree.
The contract in no way provides sufficient verification of the debt. A review of the document reveals that it identifies only the terms of Spears loan, including a 17.99 % annual interest rate and the original loan amount of {$2500.00}. The loan agreement contains no accounting of any payments made by Spears, the dates on which those payments were made, the interest which had accrued, or any late fees which had been assessed once Spears stopped making the required payments. Indeed, the existing unpaid contract balance at the time Brennan sent the debt collection notice was at least {$350.00} more than the original loan amount. Therefore, Brennan violated 15 U.S.C. 1692g ( b ) when he failed to cease collection of the debt by obtaining a default judgment against Spears after Spears had notified Brennan in writing that he was disputing the debt but before Brennan had mailed verification of the debt to Spears. We reverse the trial courts entry of summary judgment in favor of Brennan on this issue.
I notice that you are still reporting this collection on my credit report, which is considered to be a collection activity. You are now in violation of the FCPDA, and are now subject to fines of {$1000.00}, plus actual damages and attorneys fees, which I may collect from you by filing a claim in small claims court. These collections on my credit report are causing me severe problems in trying to purchase a home and the damage could lead into the $ XXXX.
You should also be aware that reporting such invalidated information to major credit bureaus might constitute defamation of character, as the negative marks on my credit report harm my credit and prevent me from enjoying all the benefits of good credit. In addition, the Fair Credit Reporting Act XXXX FCRA ) does not allow the inaccurate reporting of information on my credit report and under this act. Therefore, if you do not immediately remove this account from my credit report, you are subject to another {$1000.00} fine, plus punitive damages. I'm sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies.
I intend to follow through with the suit if I do not hear back from you within 15 days.
I look forward to hearing from you, XXXX XXXX.
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| 04/08/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX MEDICAL DATA SYSTEMS I XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX ( XXXX ) XXXX RE : Collection account : XXXX {$160.00} To Whom It May Concern : I have previously sent you a request to validate my debt under the Fair Debt Collection Practices Act and all I received was an itemized list of the alleged charges you claim I owe you. This does not meet the Federal Trade Commissions guidelines of what constitutes proper debt validation In addition, in the case of Spears Vs. Brennan ( IN THE COURT OF APPEALS OF INDIANA, No. 49A02-0003-CV-169 ), the court ruled that : 15 U.S.C. 1692g ( b ) ( emphasis added ). On November 12, 1996, nineteen days after the date of Brennans debt collection letter, Spears counsel Shepard sent Brennan a letter declaring that Spears disputes your debt collection-related allegations, denies the same, and demands strict proof and verification thereof. Record at 21. As such, Brennan should have ceased his debt collection efforts immediately upon receiving that letter. Instead, Brennan proceeded to obtain a default judgment against Spears on the debt collection claim before he had mailed Spears the necessary verification and, thus, violated 15 U.S.C. 1692g ( b ).
Brennan maintains, however, that there was no violation of the FDCPA because he sent adequate verification of the debt [ to Spears ] in the XX/XX/1996 notice of claim. Brief of Appellee at 13. Specifically, Brennan claims that a copy of the consumer credit contract between Spears and American General attached to the notice of claim provided sufficient verification of the debt within the meaning of 15 U.S.C. 1692g ( b ). We can not agree.
The contract in no way provides sufficient verification of the debt. A review of the document reveals that it identifies only the terms of Spears loan, including a 17.99 % annual interest rate and the original loan amount of {$2500.00}. The loan agreement contains no accounting of any payments made by Spears, the dates on which those payments were made, the interest which had accrued, or any late fees which had been assessed once Spears stopped making the required payments. Indeed, the existing unpaid contract balance at the time Brennan sent the debt collection notice was at least {$350.00} more than the original loan amount. Therefore, Brennan violated 15 U.S.C. 1692g ( b ) when he failed to cease collection of the debt by obtaining a default judgment against Spears after Spears had notified Brennan in writing that he was disputing the debt but before Brennan had mailed verification of the debt to Spears. We reverse the trial courts entry of summary judgment in favor of Brennan on this issue.
I notice that you are still reporting this collection on my credit report, which is considered to be a collection activity. You are now in violation of the FCPDA, and are now subject to fines of {$1000.00}, plus actual damages and attorneys fees, which I may collect from you by filing a claim in small claims court. These collections on my credit report are causing me severe problems in trying to purchase a home and the damage could lead into the $ XXXX.
You should also be aware that reporting such invalidated information to major credit bureaus might constitute defamation of character, as the negative marks on my credit report harm my credit and prevent me from enjoying all the benefits of good credit. In addition, the Fair Credit Reporting Act ( FCRA ) does not allow the inaccurate reporting of information on my credit report and under this act. Therefore, if you do not immediately remove this account from my credit report, you are subject to another {$1000.00} fine, plus punitive damages. I'm sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies.
I intend to follow through with the suit if I do not hear back from you within 15 days.
I look forward to hearing from you, XXXX XXXX
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| 01/25/2021 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX MEDICAL DATA SYSTEMS XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX ( XXXX ) XXXX RE : Collection account : XXXX ( {$530.00} ) To Whom It May Concern : I have previously sent you a request to validate my debt under the Fair Debt Collection Practices Act and all I received was an itemized list of the alleged charges you claim I owe you. This does not meet the Federal Trade Commissions guidelines of what constitutes proper debt validation In addition, in the case of XXXX Vs. XXXX XXXX IN THE COURT OF APPEALS OF INDIANA, No. XXXX XXXX, the court ruled that : 15 U.S.C. 1692g ( b ) ( emphasis added ). On XX/XX/1996, nineteen days after the date of XXXX debt collection letter, XXXX counsel XXXX sent XXXX a letter declaring that XXXX disputes your debt collection-related allegations, denies the same, and demands strict proof and verification thereof. Record at 21. As such, XXXX should have ceased his debt collection efforts immediately upon receiving that letter. Instead, XXXX proceeded to obtain a default judgment against XXXX on the debt collection claim before he had mailed XXXX the necessary verification and, thus, violated 15 U.S.C. 1692g ( b ).
XXXX maintains, however, that there was no violation of the FDCPA because he sent adequate verification of the debt XXXX to XXXX ] in the XX/XX/1996 notice of claim. Brief of Appellee at 13. Specifically, XXXX claims that a copy of the consumer credit contract between XXXX and XXXX XXXX attached to the notice of claim provided sufficient verification of the debt within the meaning of 15 U.S.C. 1692g ( b ). We can not agree.
The contract in no way provides sufficient verification of the debt. A review of the document reveals that it identifies only the terms of XXXX loan, including a 17.99 % annual interest rate and the original loan amount of {$2500.00}. The loan agreement contains no accounting of any payments made by XXXX, the dates on which those payments were made, the interest which had accrued, or any late fees which had been assessed once XXXX stopped making the required payments. Indeed, the existing unpaid contract balance at the time XXXX sent the debt collection notice was at least {$350.00} more than the original loan amount. Therefore, XXXX violated 15 U.S.C. 1692g ( b ) when he failed to cease collection of the debt by obtaining a default judgment against XXXX after XXXX had notified XXXX in writing that he was disputing the debt but before XXXX had mailed verification of the debt to XXXX. We reverse the trial courts entry of summary judgment in favor of XXXX on this issue.
I notice that you are still reporting this collection on my credit report, which is considered to be a collection activity. You are now in violation of the FCPDA, and are now subject to fines of {$1000.00}, plus actual damages and attorneys fees, which I may collect from you by filing a claim in small claims court. These collections on my credit report are causing me severe problems in trying to purchase a home and the damage could lead into the $ XXXX.
You should also be aware that reporting such invalidated information to major credit bureaus might constitute defamation of character, as the negative marks on my credit report harm my credit and prevent me from enjoying all the benefits of good credit. In addition, the Fair Credit Reporting Act ( FCRA ) does not allow the inaccurate reporting of information on my credit report and under this act. Therefore, if you do not immediately remove this account from my credit report, you are subject to another {$1000.00} fine, plus punitive damages. I'm sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies.
I intend to follow through with the suit if I do not hear back from you within 15 days.
I look forward to hearing from you, XXXX XXXX.
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| 08/17/2019 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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To Whom It May Concern:This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau{s}, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 {b} that your claim is disputed and validation is requested.This is NOT a request for “verification” or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.Please provide me with the following:• What the money you say I owe is for:• Explain and show me how you calculated what you say I owe:• Provide me with copies of any papers that show I agreed to pay what you say I owe:• Provide a verification or copy of any judgment if applicable:• Identify the original creditor:• Prove the Statute of Limitations has not expired on this account:• Show me the you are licensed to collect in my state:• Provide me with your license numbers and Registered Agent or Agent of Service:At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureau’s {XXXX, XXXX or XXXX} this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following:• Violation of the Fair Credit Reporting Act• Violation of the Fair Debt Collection Practices Act• Defamation of CharacterIf your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion {to any/all of the 3 major credit reporting bureaus: XXXX, XXXX and XXXX} request shall be sent to me immediately.I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose.Best Regards,XXXX XXXXXXXX XXXX - XXXXDate of Report: XX/XX/2019MEDICAL DATA SYSTEMS IXXXX ClosedACCOUNT DETAILSAccount Name MEDICAL DATA SYSTEMS IAccount # XXXXOriginal Creditor XXXX XXXX XXXX XXXXCompany Sold -Account Type COLLECTIONDate Opened XX/XX/2019Account Status! ClosedPayment Status Seriously past due date / assigned to attorney, collectionagency, or credit grantor's internal collection departmentStatus Updated XX/XX/2019Balance XXXXBalanceUpdatedXX/XX/2019Original Balance $XXXX
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| 08/25/2016 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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Received calls from MRS regarding an {$800.00} bill o XXXX. Told the agent that I was not aware of anything being owed, that I had not received a bill in the mail that I would reach out to XXXX directly and if owed I would pay them directly. Said I would not provide any payment to XXXX . XXXX XXXX told me that I had to pay them or they would report it to the Credit Bureau, that it would destroy my credit and I would never be able to get a mortgage etc. She did not offer to mail bill or provide additional details did not provide a service date or account number. I disconnected the call. Reached out to XXXX and opted to mail {$800.00} payment directly to them XX/XX/2016. Received another call from XXXX XXXX/XXXX/16 advised that I mailed payment directly to XXXX. She asked how I paid and I said I mailed it, she did not advise that proof of payment was required but continued to push for payment from me. I told her that she was rude and not to continue to harass me. I either missed or did not receive any further calls, considered the matter closed. {$800.00} payment to XXXX was applied to my VISA on XXXX/XXXX/16. I was not told that I needed to provide them with a receipt of any kind during my phone calls never received any communications via US MAIL with a bill or any other detailed information regarding this debt. Received a call on XXXX/XXXX/16 that went to voicemail. Listened to the call and called right back. Advised the agent that I already paid this. He said that it was still open and the debt was reported to the credit bureau. He offered to take a payment over the phone, I said no and he advised me to check my VISA statement. Checked statement and confirmed it was paid on XXXX/XXXX/16. Left a msg with XXXX to confirm. Called back on XXXX/XXXX/16 after speaking with SNHMC confirming the bill was paid. They advised that they would reach out to XXXX XXXX answered I told her that I was calling about a debt that was already paid and I wanted to know when it was reported to the credit bureau, the name of a supervisor and how they planned to go about fixing the situation. She said the bill was reported on XXXX/XXXX/16 ( 2 mos. after it was paid ), " just this week '' because I never provided proof. I received no calls between XX/XX/XXXX and XXXX. I received no communications via US Mail either before XX/XX/XXXX or after XX/XX/XXXX. XXXX seemed amused, unapologetic that they reported a debt that was not a debt told me it was too late. I asked how they would go about fixing this she said " we are n't going to do that ''. She stated again that it was my fault for not providing proof. She listed off the dates she spoke to me and I reminded her that I had advised at that time that I mailed my payment directly to XXXX. She tried to say that she also spoke to my Husband during that time which is not true. When I said again that I mailed it in and had my credit card statement but not a receipt she said " well they would n't send a receipt if you mailed it in ''. she was rude and aggressive. Asked for Manager 's name, was told XXXX but she would n't provide further details when I asked for a last name and direct line. Told her XXXX would contact them. She disconnected my call when I advised her that I would be reporting them. Received another voicemail on XXXX/XXXX/16. Called back and I advised the person named XXXX to please stop calling me as my debt was paid in full in XX/XX/XXXX. She put me on hold XXXX answered. She said no one called me today. I stated that a gentleman with an accent had just left me a voicemail, she paused and then decided that yes someone did call and leave me a msg. Advised again to stop calling me. She got aggressive stated failure to provide evidence was why they were calling. She told me to submit my request in writing. 2 days prior she told me that that they would proceed with their process since the debt was paid She denied this said XXXX hadnt called & hung up
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| 08/29/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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I owed a balance of {$200.00} to XXXX XXXX, and the collection agency collecting for them which is, Medical Data Systems ( MDS ), had agreed to remove the account from my credit report once account was paid in full. I made my last payment on XX/XX/XXXX and I noticed about 3 weeks later the account was still on my credit report so I decided to call them and when I called them to inquire as to why the account had not been removed, I was then informed that the account would not be removed but that only the account would be updated to a XXXX balance and closed out with a paid in full notation. I then told the rep that I had been told it would be removed as a result of final payment which is why I agreed to the payment arrangements and the rep proceeded to debate with me and hung up on me. I must admit that I was extremely upset and called the business a total of 91 times because I felt as though I had been swindled and mislead dishonestly into thinking they were going to remove the account once final payment had been made. I felt the company had stolen my money from me. I was extremely upset and had a few choice words with a few reps but never threatened violence against anyone. After I had spoken with supervisor after supervisor, I had then requested to speak with a manager and I spoke with, XXXX XXXX, I believe that is her name and she was just as rude as the other folks I had dealt with. I find very dishonest of them as a business for their previous call notes not to reflect what was actually discussed. I Do n't trust this company as far as I can see them. They are dishonest. After so many horrible and unsuccessful attempts in getting them to honor their part of the deal. I had decided To dispute it with XXXX on XX/XX/XXXX. The reason for my dispute was. /the creditor agreed to remove the account/ and the second reason was / the Account had been settled/. I listed both reasons because its the truth. XXXX, agreed to investigate the matter and their investigation concluded on XX/XX/XXXX and the results were that the account was valid and it would remain .I have an issue with that as well because, the account currently reflects a balance of {$57.00} as of XX/XX/XXXX. Now that part is INCORRECT and the agency themselves were aware of this when the investigation concluded with XXXX, but the still chose to report that there was a balance when in fact there was n't and had n't been since the final payment on XX/XX/XXXX .I do n't know if XXXX , has failed to do its part but that account had been settled weeks prior to their investigation concluding. I feel as though, XXXX, has violated my consumer rights because they did not verify that the current balance is NOT {$57.00} but instead the account is Settled and paid in full. I did n't ' think I needed to make that part any clearer as that was one of the reason 's I included for disputing the account and XXXX did not correct or verify the information, or did the collection agency respond to my dispute and verified on their end that the account is not to be removed and is currently correct because if that is the case then they lied and I have proof they lied. I have initiated a charge back through my bank for the payments I made to MDS because I feel as though they collected the money under false pretenses and mislead me to believe that once I PIF that it would be delete. Please tell me what I need to do. I would like the company to honor their end the bargain and I would like it removed from my credit report asap. I tried to call the collection agency back and record the call but they are n't saying much at this point and keep hanging up on me. Had I known I would go through such issues then I would have just requested it in writing and just recorded the phone call but did n't. They were nice until they got their money. I choose to refer to them as wolves in sheep 's clothing.
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| 03/10/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX MEDICAL DATA SYSTEMS XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX ( XXXX ) XXXX RE : Collection account : XXXX ( {$530.00} ) To Whom It May Concern : This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a verification or copy of any judgment if applicable : Identify the original creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus { XXXX, XXXX or XXXX } this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that couldA be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate. If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion { to any/all of the 3 major credit reporting bureaus : XXXX, XXXX and XXXX } request shall be sent to me immediately. I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS. It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose.
Remove this account from my credit report, do not call me on the phone, only contact me by mail or via CFPB portal.
Best Regards, XXXX XXXX.
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| 05/31/2023 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
Servicemember |
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Date : XX/XX/XXXX Name : XXXX XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX SSN : XXXX Contact Number : ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX IL XXXX ( or ) XXXX XXXX XXXX XXXX XXXX PA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX XXXX Credit Report Number : XXXX, Date Created : XX/XX/XXXX XXXX Credit Report Confirmation XXXX XXXX, Date created : XX/XX/XXXX XXXX Credit Report File Number : XXXX, Date created : XX/XX/XXXX Creditor : MEDICAL DATA SYSTEMS , INC .
Account Number XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX : XXXX Dear : XXXX, XXXX and XXXX & MEDICAL DATA SYSTEMS XXXX INCXXXX XXXX XXXX I am writing to dispute the inaccuracy of this information contained in my credit report in regards to the Original Creditor : XXXX XXXX Account Designator Code INDIVIDUAL_ACCOUNT and MEDICAL DATA SYSTEMS , INC . Date Assigned XX/XX/XXXX Account Number XXXX XXXX with an alleged Amount Owed {$320.00} This account is only shown on XXXX and not on XXXX or XXXX which shows a big discrepancy between the credit bureau. The federal Fair Credit Reporting Act ( FCRA ) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. This inaccurate reporting is negatively impacting my good name, character, and ability to qualify for new credit. As a consumer, I have a right to accurate and fair reporting of my credit history, and this discrepancy is creating an unfair and inaccurate representation of my creditworthiness.
Again please remove this account immediately from my credit report and also provide me a copy of my new credit report reflecting this account removed upon completion. I am requesting that your company provide me with debt validation and the Health Insurance Portability and Accountability Act ( HIPAA ) authorization Be advised, this is NOT a request for 'verification '' or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g et seq. of the Fair Debt Collection Practices Act ( FDCPA ''. At this time, I will also inform you that a HIPAA-covered entity or its business associate violated my health information privacy rights and'or committed another violation of the Privacy, Security or Breach Notification Rules. I have never been to the hospital and I do not recall giving permission to release my medical information to a third party. I am stationed in Georgia not Florida, Please provide debt validation in the form of agreement, an original bill, and a detailed statement of procedures is required, if any. Please provide a breakdown of fees, including any collection costs and medical charges, if any, Please provide a copy of my signature with the provider of service to release my medical information and also provide a report of comparative analysis between the dubious signature and the signature recognized by the alleged signer, If any. Finally, please provide an affidavit signed under the Penalty of Perjury that your organization has not violated any portion of the FCRA, FDCPA and HIPAA. I will also be submitting a police report in regards to this fraudulent activity.
Furthermore, I believe that the furnisher of this information from MEDICAL DATA SYSTEMS, INC/ XXXX XXXX as the credit bureau and XXXX is an unreliable source. Their inconsistent reporting raises serious questions about their accuracy and reliability, and I request that you reinvestigate this matter thoroughly. I am formally requesting that you remove this collection account from my credit report due to the inaccurate and unreliable reporting. Please provide me with a written confirmation of the deletion and an updated copy of my credit report.
Thank you for your prompt attention to this matter.
Sincerely, XXXX XXXX XXXX Thank you
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| 08/07/2021 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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Medical Data Systems ( MDS ) put a collection on my credit report without contacting me. The medical bill belongs to XXXX. I can not recall the exact date I became aware of the MDS collection account on my credit report ; however, on XX/XX/XXXX, I contacted MDS to inquire about the debt. I was informed that it was for XXXX. I explained that I had been paying XXXX XXXX for the account and MDS never attempted to reach me prior to adding the account to my credit. The representative asked for my address, and she said that is not the address on the file. I informed her that my XXXX XXXX XXXX office box had been closed for over a year and XXXX was aware that I had moved because I spoke to them recently about the past due bills. XXXX XXXX had to know my address because they sent me a letter. If the account went to MDS from XXXX XXXX, MDS should have known.
On XX/XX/XXXX, I filed my dispute with XXXX because MDS never contacted me for payment prior to putting the account on my credit. If given the opportunity I would have paid the debt to MDS the same way I made payments to XXXX XXXX. *XXXX , stated the following, We have verified that this item has been reported correctly. In XX/XX/XXXX I scheduled automatic payments to MDS through XXXX XXXX. The first payment went out with a Deliver by date of XX/XX/XXXX. In a letter from MDS, post marked XX/XX/XXXX, I was informed, Based on the information provided with your payment, we are unable to locate an account in our system The letter included one of my checks, which was dated, XX/XX/XXXX. However, it appears that at least two of my payments were sent to XXXX.
I have since contacted XXXX to inquire about why MDS is saying they did not have my current address. XXXX assures me that MDS was given the address they have on file, which is my current address. I can show that XXXX had my current address in XXXX of XXXX. However, I believe it was sooner than that because I was paying XXXX XXXX before that. I have been excluded from consideration for employment due to this matter. No company should be allowed to place negative accounts on a consumer 's credit without due process. In this instance, I have been attempting to pay a debt and to no fault of my own it is being delayed.
Credit reporting is being used to deliberately hurt consumers. Debt collectors, of all kinds should have to demonstrate that reasonable efforts were made to contact the consumer. Not every consumer is running from debt. Consumers are not being given the opportunity to rectify matters. I have demonstrated my willingness to pay this debt. I have been made aware, by XXXX, that MDS currently has 3 medical accounts from XXXX and MDS has yet to notify me about any, only placing the account on my credit report. Apparently MDS has 4 months to collect the debt and then they put it on your credit. XXXX must know that MDS is not trying to contact patients. Well if they did not know before, they know now.
When I contacted MDS last week I was told I could not settle the account on my credit report because it is a small amount. Why does that matter, especially if I have 3 accounts? MDS is claiming that when I called in XXXX I was told they would remove the debt and I declined. That makes no sense. When I contacted MDS in XXXX I just wanted them to remove the debt off my credit report because they did not notify me and if they had I surely would have been making payments. I thought the goal was to collect a debt or is it to ruin people 's lives by reporting negative accounts on a credit file?
*I filed my complaint against XXXX with you and their response was they would conduct an investigation. That apparently never happened and you have since closed my complaint. It does not appear that corporate bullies are going to be held accountable.
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| 03/09/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX MEDICAL DATA SYSTEMS I XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX ( XXXX ) XXXX XXXX : Collection account : XXXX {$160.00} To Whom It May Concern : This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a verification or copy of any judgment if applicable : Identify the original creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus { XXXX, XXXX or XXXX } this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that couldA be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate. If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion { to any/all of the 3 major credit reporting bureaus : XXXX, XXXX and XXXX } request shall be sent to me immediately. I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS. It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose.
Remove this account from my credit report, do not call me on the phone, only contact me by mail or via CFPB portal.
Best Regards, XXXX XXXX
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| 04/17/2020 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
Servicemember |
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On XXXX I sought medical treatment at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX NM. This treatment was to be covered under workman 's compensation while employed with XXXX XXXX.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX is the workers ' compensation claims administrator for XXXX XXXX.
XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, NM XXXX ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Claims Representative ) is XXXX of the many individuals whom I have repeatedly maintained communications with ; repeated phones calls, emails and mail correspondence.
I first began receiving medical bills from the medical center and after addressing these with the medical center, they indicated that the workman 's compensation failed to provide proper coverage.
I maintained contact with both the medical facility as well as the workman 's compensation office and received assurances that the medical expense would be properly addressed and covered.
Throughout the years, I have continued receiving medical bills and collection notices. They had stopped after the previous and exhausting round of communications with XXXX as well as the current collection agency. I have recently received another notice from a collection agency and have discovered that this medical bill is now reported as a negative account on my credit reports!
I have extensive emails, letters, phone call records from my communications with various representatives from XXXX.
I have forwarded your concern to the XXXX XXXX for the NM office. You should hear from someone shortly.
XXXX XXXX indicated that she would address this concern with the XXXX XXXX for the New Mexico office. This was on XXXX of XXXX.
XXXX XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, TN XXXX Cell : XXXX I had extensive correspondence with XXXX XXXX and on numerous occasions, she assured me that this was corrected and that it would not impact my credit reporting.
This was throughout XXXX, XXXX and XXXX.
XXXX XXXX XXXX XXXX XXXX Claims Representative XXXX P.O. Box XXXX XXXX, New Mexico, XXXX XXXX phone XXXX fax XXXX email XXXX The following is from an email dated XX/XX/XXXX from XXXX XXXX : Good morning XXXX, I have updated billing information with XXXX XXXX XXXX as well as Professional Account Services and requested the proper billing be sent to our office for payment. XXXX stated that we will receive billing within 30 days. I will update you once we receive billing. If you have any additional questions please let me know. Have a great day!
Another example of the correspondence after time elapsed and I continued receiving collection notices : I see that the emergency room visit was received in our office and check issued XX/XX/XXXX, but we have not received billing for physician fees. I spoke with yet another person in the billing department at XXXX XXXX XXXX XXXX XXXX XXXX, who ensured me that the billing information on your account had been corrected to work comp months ago. He has escalated this to a collector who should be calling me back today to figure out what is going on. I also placed a follow up call to the collection agency however, I have been unable to reach anyone in their work comp department as of yet. I did leave a message and will follow-up in the next hour or so.
Sent : XXXX XX/XX/XXXX XXXX AM From : XXXX XXXX Cc : XXXX XXXX Subject : XXXX : XXXX 's Comp. Claim I apologize for the depth of this submission. Point being, this has been ongoing since XX/XX/XXXX. I have received a recent notice from a collection agency and have discovered that this account has once again, been placed as a negative account on my credit.
If there are any questions, comments and/or concerns, please do not hesitate to contact me.
XXXX XXXX XXXX.
XXXX XXXX XXXX XXXX XXXX XXXX
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| 06/14/2020 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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On XX/XX/XXXX at XXXX XXXX I returned a called to MEDICAL REVENUE SERVICE at XXXX ( have XXXX photos of calls ( 15 minutes 1st call ). Their address is XXXX XXXX XXXX XXXX, FL XXXX debt re medical bill to XXXX XXXX in XXXX, NV for stay in XXXX, XXXX where I was admitted through ER when my health care proxy was out of town. I am disputing debt and it is currently under review at XXXX XXXX ( XXXX XXXX XXXX ) for a charity application process which they received on XX/XX/XXXX and I was told this debt WOULD NOT GO TO COLLECTIONS DURING THIS TIME. Regardless, it did and I received a call from MRS on XX/XX/XXXX from XXXX to notify me bill went to collections I explained situation & I agreed to pay {$25.00} on acct until I could contact XXXX XXXX and XXXX XXXX where charity app was, she was wonderful, agreed to hold acct for {$25.00} I paid the money over phone and she said to just call back when I knew what was going on, never said any further would happen with acct. I finally got word of what was happening and called back on XX/XX/XXXX where 2 calls took place 15 minutes each, escalating to management, XXXX, supposedly recorded, I was threatened that if I didn't pay in full that day they were being reported on my credit that day all 3 bureaus as bad debt whether I set up a payment plan and paid regularly on time or not they would still go on my credit as bad debt because they didn't know if I would pay on time, that's just the way it was. I told XXXX that I pay over 20 medical creditors monthly, never miss a payment and no one has reported me to collections, she said she didn't care, they don't work that way, I explained that medical collections don't work that way and if you set up a payment plan they can't report me, she said " it's too late your acct was already placed today '', I said than why would I bother setting up an agreement today, you already placed me, she said very loud and threatening " are you going to pay us or not? I told her I was waiting for XXXX XXXX to process the charity application and just needing to give a small payment to buy time, I just spoke with them 15 minutes before which is why I placed the second call to them that day and they would have answer in less than 1 week. She said than pay us in full today and they can reimburse you. I told her I don't have a credit card or that kind of money, she said than ask a family member or someone to help you, but you need to pay this now. I was crying by then and I kept asking her how she could ruin my credit over this when so many others had worked with me and she just said they could. My XXXX proxy because of my XXXX injury was listening to entire call and I made her aware of this. She than changed her mind and said only XXXX XXXX could decide when I go to collections and I said but you just said you turned me over to collections today, why would you say that to me and get me so upset and scare me like that, she said because we don't know when the bill will go that's why you have to pay us now because it could go at any time and we can't trust people to pay. At that point I was scare to set up any payment arrangement because they wouldn't confirm who they were, they were so intimidating we were afraid to do anything with them. They said regardless if I set up payment plan or not they are reporting to me to all the credit bureaus. If you check my credit I haven't had any bad debts reported since XXXX and no medical debts since XXXX because I pay them all. This one company is going to ruin this for me. I have a XXXX injury and XXXX XXXX XXXX and am on XXXX but I pay my bills, should I be threatened like this?? They should pay my bill for what they did to me.
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| 03/30/2017 |
Yes |
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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On XX/XX/2017 i called XXXX to check on the status of an insurance payment and was directed to call the collection agency for that information. I explained this is for a recent claim submission. The XXXX rep said I needed to speak with the collection agency and they have access to all of the same information XXXX does. I then contacted Medical Data Systems regarding a debt that was placed with them. They do not own this debt. I explained i was calling to verify the claim status of a retroactive insurance payment for this account. The representative informed me that the balance was now {$2800.00}. I stated, that was the original balance and the hospital adjusted the balance because of their contractual agreement with XXXX. She said well they denied the claim. I explained to her that the hospital billed XXXX and thats why it was denied and XXXX iis who needs to be billed. I explained to her I had just spoken with the hospital and the XXXX who is responsible for XXXX and XXXX said I needed to make sure the claim was submitted. The Med Data XXXX said it was submitted and they denied the claim. I asked her, XXXX or XXXX? She said XXXX denied it. I asked when was it denied because I had just spoken to them that morning. She told me XX/XX/XXXX She then said payment is due in full for {$2800.00}. I told her I have spoken with the department of community Health and they have informed me that I have coverage for this day and the claim needs to be submitted to them. The rep said insurance will not pay claims outside of 6 months. I said, again I have already spoken with XXXX ( the XXXX rep told me to inform XXXX and MDS they have 6 months from the Retro approval date to submit the claim ) and was informed the hospital has 6 months from XX/XX/XXXX to send this for payment. She said they already denied it. I called XXXX again and spoke with XXXX Ref # XXXX and she said that was not true and MDS needs to contact XXXX because they are trying to collect for XXXX and claim details can not be discussed with the consumer. I called MDS back & was told " we do n't do that '' I argued and she said you dont have proof you have coverage. I said Yes I do. ( I could hear the supervisor in the background saying '' is that that medicaid lady calling again '' She said fine, send your proof to my supervisor at XXXX. I sent proof. I called XXXX that evening and was informed the claim had not been submitted yet. They had just submitted it that evening. On XX/XX/XXXX I checked the claim and XXXX payed it so I checked my credit score, MDS reported an increase in the balance owed. I called XXXX and spoke to a supervisor named XXXX and was told they had not reported that to MDS and they were not authorized to report that. She told me she doesnt even know how they got that information. XXXX shows the difference in the bill and medicaid 's payment and shows it under not patients responsibility. Also balance billing is prohibited by Federal Law for XXXX. MDS was aware I had XXXX and had coverage for this bill. She lied to try and get me to pay it, they increased the bill without XXXX consent, reported info they knew to be incorrect, failed to report to the CRA 's this debt is disputed and have never sent any XXXX or correspondence. They are also a " Business associate '' of XXXX, and a MEDICAL debt collection agency and updated my credit report with an ILLEGAL balance bill that I am not responsible for after this debt was paid by insurance.
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| 07/15/2018 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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first I sent medical data a dispute letter, certified mail on XX/XX/2018 tracking number-XXXX XXXX XXXX XXXX XXXX- though you did finally did places diputed by consumer it was not in time frame required.
Upon further investigation, I have retained new copies of my credit reports, and noticed that you did not furnish the credit bureaus with the required disclosure, within the period required by law. You are required by federal law to place a notice of dispute on my account within 30 days of my dispute, which you signed for on XX/XX/2018. I have retained a copy of your signature and date of receipt, as well as a time-stamped copy of my credit reports, showing that you have violated the Fair Credit Reporting Act, Section 623 ( a ) ( 3 ) and/or the Fair Debt Collection Practices Act Section 807 ( 8 ) by not placing the disclosure within the required 30-day period I have maintaining a careful record of my communications with you for the purpose of filing a complaint with the Consumer Financial Protection Bureau and the Attorney Generals office, should you continue in your non-compliance of federal laws under the Fair Credit Reporting Act. I further remind you that you may be liable for your willful noncompliance, as per FCRA 623 ( a ) ( 3 ) - Responsibilities of furnishers of information to consumer reporting agencies [ 15 U.S.C. 1681s-2 ] ( 3 ) Duty to provide notice of dispute. If the completeness or accuracy of any information furnished by any person to any consumer reporting agency is disputed to such person by a consumer, the person may not furnish the information to any consumer reporting agency without notice that such information is disputed by the consumer. ( B ) Time of Notice ( I ) The notice required under subparagraph ( A ) shall be provided to the customer prior to, or no later than 30 days after, furnishing the negative information to a consumer reporting agency described in section 603 ( p ). As you have violated federal law, by not properly providing the credit bureaus with proper notice within the required timeframe, and I have evidence of such, via certified mail receipts, you must now remove the item. Any other action ( or inaction ) on your behalf may result in a small claims action against your company. I would be seeking a minimum of {$1000.00} in damages per violation for : Defamation Negligent Enablement of Identity Fraud Violation of the Fair Debt Collection Practices Act ( including but not limited to Section 807-8 ) Violation of the Fair Credit Reporting Act ( including but not limited to Section 623-a-3 ) you have failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested. Additionally, please provide the name, address, and telephone number of each person who personally verified this alleged account, so that I can inquire about how they verified without providing any proof, bearing my signature. As per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification. I am again formally requesting a copy of any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay you the alleged amount.
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| 12/12/2022 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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XX/XX/2022 I sent a debt collector a validation request because I noticed a account was being reported on my consumer file without my knowledge. I have never received a written communication in regards to this alleged debt so I was unaware of the item even reporting. I sent my written validation request via certified mail tracking number XXXX and Medical Data Systems Inc had received my request XX/XX/2022 at there Headquarters address XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX. It is now XX/XX/2022 and I have NOT heard or received any validation in regards tot his alleged debt. I have given this company plenty of time past the 30 days that they are given under the FDCPA and it is unfair that this company continues to report, update and verify information on my private consumer file without any validation proof this alleged debt is under my name, not to mention the Hipaa violations being committed. XXXX has been updating and verifying this account with Medical Data Systems since XX/XX/2022 all the way up to XXXX XXXX XXXX how can the consumer reporting agencies be in contact with medical data systems easily but I cant get a response from Medical Data Systems in regards to my validation request. as a consumer I have the right to protect my private medical information from being reported by a third party collection agency. I did not give Medical Data Systems my written authorized consent to report on my consumer file. Medical Data Systems has NOT provided me with my signature on the hipaa release form authorizing them to report private medical information. I was never notified of a written communication in regards to whom medical data systems is and what the alleged debt consist of. EX ( this communication is from a debt collector and any information will be used for that purpose ). I was not given 30 day to respond to validate the debt. if this company has provided me with there written communication then the certified tracking number as well as proof that this written communication was sent to the right consumer must be supplied to me as proof. This company Medical Data Systems is reporting on my consumer file without written consent or authorization. After Medical Data Systems received my request on XX/XX/2022, collection of the debt was suppose to be ceased from reporting until proper validation was supplied to me. not only did Medical Data Systems fail to cease reporting to the consumer reporting agencies, they had the audacity to respond to indirect disputes from the consumer reporting agencies by updating or verifying the account even tho they have failed to supply me with what I had previously requested. this is my private non public consumer file and I am very concerned about this medical debt being reported. I have already tried requesting validation from them directly from myself as well as putting the consumer reproing agencies on notice that this company is in Hipaa violation by reporting a alleged debt that I had never signed a hipaa release from with. I also have proof that XXXX refuses to delete this account even tho I have put them on many notices in regards to this account reporting without validation and errors that I would include with this complaint. I have requested XXXX description of reinvestigation procedures and XXXX and this company has failed to provide me with there descriptive procedures.
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| 10/05/2022 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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***DIFFERENT INQUIRY*** I request the following information to which I am entitled under Title 15 USC 1692 et. seq., the Fair Debt Collection Practices Act ( FDCPA ) 1 ) Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2 ) What is your authorization of law for your collection of information? 3 ) What is your authorization of law for your collection of this alleged debt? 4 ) Please evidence your authorization to do business in my state. Your failure to respond, on point, in writing, hand signed, and in a timely manner, will work as a waiver to any and all claims in this matter, and will entitle me to presume that you sent your letter in error, and that the matter is permanently closed. Medical Data Systems Inc. is also violating 15 U.S. Code 1692j ( a ) - Furnishing certain deceptive forms ( a ) It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating. Medical Data Systems Inc. is in violation of federal law pursuant to 15 U.S. Code 1692c ( a ) ( c ) - Communication in connection with debt collection ( c ) Ceasing communication If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt, except ( 1 ) to advise the consumer that the debt collectors further efforts are being terminated. ( 2 ) to notify the consumer that the debt collector or creditor may invoke specified remedies which are ordinarily invoked by such debt collector or creditor; or ( 3 ) where applicable, to notify the consumer that the debt collector or creditor intends to invoke a specified remedy. ( a ) Communication with the consumer generally Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt Communication is defined as ( 15 U.S. Code 1692a ( 2 ) ) ( 2 ) The term communication means the conveying of information regarding a debt directly or indirectly to any person through any medium. I the consumer have never given explicit written consent for Medical Data Systems Inc. to " communicate '' or furnish an alleged debt on my consumer report. Consumer report is considered a " medium '' where information is furnished. I demand Medical Data Systems Inc. cease and desist pursuant to federal law 15 usc 1692c ( c ). Medical Data Systems Inc. is in violation if the account is continuing to report on my consumer reports and Medical Data Systems Inc. does not have permissible purpose to report this account pursuant to 15 usc 1681b. Immediately remove from all consumer reports Medical Data Systems Inc. account.
LAST ATTEMPT TO CURE BEFORE TAKING LEGAL ACTION UNDER 15 USC 1692K.
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| 08/22/2023 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I am writing to file a formal complaint against XXXX XXXX XXXX ( XXXX XXXX XXXX, XXXX XXXX, FL XXXX ) and the collections agency, Medical Revenue Service ( XXXX XXXX XXXX XXXX, FL XXXX ) regarding an unjustified debt collection notice. The circumstances surrounding this issue are deeply concerning and have caused undue stress and confusion. Here is a summary of the events leading up to this complaint : On XX/XX/XXXX - XX/XX/2022, I was seen in the XXXX for treatment at XXXX XXXX XXXX. Upon my arrival, I provided my insurance information at the check-in counter. However, there was a substantial language barrier between the hospital staff, who predominantly spoke XXXX, and myself, as I primarily speak XXXX. Despite this language barrier, I assumed that my insurance details had been accurately recorded.
Several months later, I received an unexpected bill from XXXX XXXX XXXX, indicating that I was considered a self-pay patient. This information was perplexing, as I distinctly remember providing my insurance information during my initial visit. Troubled by this discrepancy, I promptly contacted XXXX XXXX XXXX to address the issue. During this conversation, I provided my insurance information again and they resubmitted my insurance claim.
To my relief, XXXX XXXX XXXX later confirmed that my insurance had cover the entire cost of the treatment since I had already met my deductible and reached the maximum out-of-pocket expense for the year. Consequently, I believed the matter was resolved and that there would be no further financial obligations on my part.
However, I was astounded to receive a collections notice from Medical Revenue Service today, demanding {$2700.00}, months after my interaction with XXXX XXXX XXXX. This collection notice was sent without any prior warning or communication, and it has caused significant distress and confusion and I'm in the middle of trying to purchase a home.
When I reached out to Medical Revenue Service in an attempt to resolve this issue, they not only refused to provide me with the contact information for the original creditor, XXXX XXXX XXXX, but also proved uncooperative in addressing my concerns and advised me to XXXX it.
The first billing department I searched was unable to locate my account and never had me listed as a patient. I then XXXX another number and was successful. I expressed my disbelief that no prior notice or attempt at debt collection had been made. The representative insisted that a notice had been sent last year, a claim I find highly dubious and concerning. I reiterated that I had submitted my insurance information during my initial visit to the hospital, and that my insurance had covered 100 % of the expenses, as my deductible and out-of-pocket maximum had already been satisfied.
I firmly believe that XXXX XXXX XXXX and Medical Revenue Service have failed to adhere to proper guidelines in this matter. I provided my insurance information in good faith, and I was assured that my insurance coverage would suffice. It is both unfair and unjust for me to be sent to collections without any prior notice or opportunity to address this issue, especially when my insurance has covered the expenses in question.
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| 10/02/2020 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I am placing this complaint against Medical Data Systems, LLC. The collection agency is reporting wrong, inaccurate, conflicting, misleading, different, and inconsistence reporting on my credit report with all three Credit Bureaus. Creditors and Collectors are not allowed to report wrong, misleading, and inaccurate information to my credit reports. Under the Fair Credit Reporting Act, if the information is not accurate and fair, I have the rights to asked that is it removed. I never received a debt validation letter from Medical Data Systems, LLC, initiating contact with me informing me that I owe a debt with an amount owed on the debt, and the name of the original creditor. Along with a validation letter, Medical Data Systems, LLC should have included a number of statements of my rights, including that they have assumed a debt to be valid unless I dispute it in thirty ( 30 ) days, a statement that the collector has thirty ( 30 ) days to respond if I dispute the debt, along with other requirements. I am asking Medical Data Systems, why do they believe I owe the debt, for a record of all owners of the debt, amount and age of the debt, and under what authority Medical Data Systems has the authority to collect without informing me that they took over a debt. I am also asking for a copy of the date Medical Data Systems took over the account, the status and date of the account when they took it over from the original creditor. I will follow the proper chains of command, and file a complaint with the Federal Trade Commissions ( FTC ) I am requesting that this account is immediately removed from all three ( 3 ) reporting Credit Bureau for reporting false information, inaccurate, misleading, different, conflicting information, conflicting dates, amounts, no reporting data, collections, unknown assigned dates, accounts status reported as closed, paid, and at the same time reporting as the account being in collections as recent as XX/XX/XXXX. Medical Data Systems reported false and wrong information when they reported a last payment date was made on XX/XX/XXXX. This is false inaccurate reporting. Please provide me with a copy of a check, money order, or receipt where a last payment was made on that date. Reporting different inaccurate dates and information on my credit report that an account was paid and closed, and then reporting a recent date as being in collections is very damaging to me and my credit report. I will provide the FTC if necessary with a copy of the misleading inconsistencies that Medical Data System is reporting. There are several inconsistencies, inaccurate reporting information being reported by Medical Data Systems to the three ( 3 ) Credit Bureau. I am exercising my rights to dispute the Medical Data Systems, LLC account, and ask that this account is completely removed, updated, and show as a positive reporting with all three ( 3 ) Credit Bureaus. Please keep in mind that reporting inaccurate, inconsistent, misleading, conflicting, and wrong information will hinder my credit in a negative way, and is damaging to me and my credit. As a consumer, I have the right to an accurate credit report. Thank you
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| 06/16/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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After receiving an alert on my XXXX consumer report from XXXX, I noticed that a company named Medical Data Systems furnished negative account information to XXXX on XX/XX/XXXX about an alleged debt, that I have no knowledge of ever owing them. I never heard of this company and have NEVER received any initial communication about this alleged debt. To furnish this information without communicating with me first, is a clear violation of my consumer rights. It is clear that this company is " Debt Parking '' this debt on my consumer report without even attempting to communicate with me. This is a clear violation of my consumer rights under the FDCPA and the FCRA. To use this unfair and deceptive collection tactic is a major violation, that should not be overlooked by the CFPB. This is the second company that has attempted to " Debt Park '' a negative account that I have no knowledge of on my consumer reports through the CRA 's. According to the CFPB, Regulation F ( effective date XX/XX/XXXX ) implements the FDCPA, prescribing Federal rules governing the activities of debt collectors. Even after this rule change ( effective date XX/XX/XXXX ) this company still chose to violate my consumer rights. This is no doubt a pernicious practice that needs to firmly addressed by the CFPB.
Violation # 1 : According to 12 CFR 1006.18 ( d ) A debt collector must not use any false representations or deceptive means to collect or attempt to collect any debt. This company clearly violated this rule by " Debt Parking '', which is defined by the FTC as an unfair and deceptive collection practice.
Violation # 2 : According to 12 CFR 1006.30 ( a ) ( 1 ) A debt collector must not furnish to a consumer reporting agency as defined in section 603 ( f ) of the FDCPA 15 USC 1681a ( f ) information about a debt before the debt collector either speaks to the consumer about the debt in person, or by phone, or places a disclosure in the mail, or sends a electronic message to the consumer about the debt, and waits for a reasonable period of time to receive a notice of undeliverability. The company listed in this complaint clearly did not follow this rule, and decided to overstep the rule of consumer law and " Debt Park '' this debt on my consumer report anyway.
Violation # 3 : According to 12 CFR 1006.34 ( c ) A debt collector must provide a consumer with validation information such as a debt collector communication disclosure, information about the debt, information about consumer protections, and consumer response information. By this company 's complete disregard to follow this rule under the FDCPA and FCRA has resulted in neglecting my consumer right to dispute and my right to request validation of this alleged debt.
In this complaint, I've clearly pointed out three ways that this company has violated my consumer rights under the FDCPA and the FCRA. By using this unfair and deceptive debt collection tactic they have damaged my XXXX consumer profile.
Medical Data Systems Account # XXXX Date Opened : XX/XX/XXXX Date Last reported : XX/XX/XXXX
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| 08/03/2018 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Servicemember |
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In XX/XX/XXXX, I began a very lengthy XXXX XXXX brought on by non-compliance with my XXXX XXXX and XXXX medication and XXXX. In XXXX, I found myself XXXX, unemployed, and trying to survive believing my loving family didnt want anything to do with me ( a symptom of the psychosis ), which was actually completely false, which I would find out later.
In XX/XX/XXXX, I was fishing with a friend at night on a jetty which isnt a great idea, as it did not take me long to fall. The friend took me to XXXX XXXX XXXX XXXX XXXX, where quite a number of XXXX, XXXX XXXX, and God knows what else. I was clear with the admitting folks that I was broke, XXXX, and uninsured, completely indigent.
Im happy to report no life-threatening injuries were revealed in the test. As I was lying in the ER in pain, my friend signed all the admiring and billing paperwork, which I knew nothing about until I received copies of that earlier this year when I learned a {$9.00} medical dent in collections was on my credit report. I realize I was treated that night to the best of their ability. Treated for a XXXX XXXX XXXX XXXX and some XXXX XXXX, However, regardless of the diagnosis, I was crystal clear that I was uninsured and unemployed and in no way could afford an ER bill. No patient financial services personnel ever showed up at my bedside that night and I was released.
I am very stable right now, and have been for some time. I am a XXXX and married to a wonderful man. I am XXXX and awaiting some financial assistance from SSA I pray, as I can no longer work, as my symptoms and side effects are much to deal with. Earlier this year, as I began trying to pick up the pieces of my life after over a year of being XXXX, I began a project working on my credit, You van image my surprise when I saw the collection entry that the hospital had placed with a collection agency called XXXX XXXX. I wrote the company asking for validation and they sent me paperwork regarding my stay in the ER that night, signed my someone else, after I told them I was indigent. I have also reached out to XXXX XXXX XXXX XXXX XXXX, when I was told they couldnt help me, because I had waited too long to qualify for any financial assistance programs. Waited too long? I contacted them as soon as it was discovered.
Finally, I just want this off of my credit report, because in do not owe this debt. I was very clear that I would be unable to pay anything on the night it occurred and I am unable to do so now. This is a sick way to try to make money off of unsuspecting people who are in a bad position going through XXXX already.
Please help with this. I dont know where else to turn and I am not waiting six or more years for this to go away. I am trying to get my life together, and no one, the hospital or the collector will do anything to forgive and remove this erroneous debt. It is astounding. They are like modern day thieves the way they do business. I guess that tells the story anyway. When hospitals became publicly traded businesses instead of care givers, this is what we get.
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| 09/05/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Older American |
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Ever since XXXX XXXX ( XXXX XXXX XXXX [ XXXX ] XXXX XXXX XXXX went through a software change now 2 years ago! .. their billing system has been messed up.
I have dual-insurance, XXXX XXXX XXXX XXXX XXXX XXXX ( Im a retired XXXX with XXXX XXXX now XXXX XXXX ). When I receive services for care no matter what it is, I Never have to pay anything.. no Copay no CoIns, etc. because what XXXX doesnt pay XXXX XXXX XXXX. Ive been dealing with the CONSTANT bills for services for 2 years now for which I do not owe. Multiple Calls with Multiple Hours Ive taken to rectify this issue with their Customer Service Reps and even Management saying we will fix this issue with no avail.
Now, on XX/XX/XXXXXXXX I received a Collection Notice/Letter from XXXX XXXX XXXX XXXX XXXX XXXX XXXX/ XXXX, FL XXXX XXXX XXXX ) saying I still owe {$45.00} for a XXXX checkup visit I had on XX/XX/XXXX.
Ive received Multiple bills for this visit and SO many other dates-of-service ( DOS ) as it appears XXXX XXXX can not get their billing straight ! I never paid the first/second request for payment for this DOS as I should not owe anything as Only one of my insurances was billed. Then.. I received another bill on XX/XX/XXXX, its a red bill ( statement date XX/XX/XXXX ) stating I owe {$90.00}. __I called XXXX XXXX XXXX XXXX : XXXX ) Customer Service on XX/XX/XXXX and spoke with XXXX who stated theres a {$0.00} charge - No Copay.. it kicked out the claim as a Duplicateshe will send it back thru to the Billing Dept. to reprocess. Then.
On XXXX I received Another red bill - statement date XX/XX/XXXXXXXX for the same DOS XX/XX/XXXX stating I now owe XXXX?
__I called XXXX XXXX again and spoke to XXXX who stated they did not bill BOTH insurances. She doesnt know why. She will send this to her Lead and have it reviewed. _That late afternoon XXXX called me back and stated her Leadership does Not even know why theres a balance due. They will send the claim back for reprocessing ( again )!
Now here we are.. its now XX/XX/XXXXXXXX - almost 1 year later ( for THIS bill ) and XXXX insurance can Not get their billing straight! ..and they sent me to COLLECTIONS! They/their IT needs to figure this out and FIX the problem! I am tired of spinning my wheels and wasting my time with these people to get their system right and basically doing their job for them.
Please help with this matter as a Higher entity / company as yourself may be able to light a fire under their XXXX XXXX XXXX and finally get this rectified once and for all! Please.
* Please let them know, Im also requesting from XXXX XXXX XXXX XXXX stating they sent me to Collections in Error AND they need to REMOVE any bad credit rating Off my Record!
Note : XXXX XXXX has a system to track and followup with patients.. and Not once has anyone followed up with me since XXXX and they have the nerve to send me to Collections??? Not Right!
Any help you can provide is greatly appreciated.
Thank You~ XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ) XXXX
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| 04/25/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
Servicemember |
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Hello, Medical Data Systems, located at XXXX XXXX XXXX, XXXX XXXX, XXXX, Alabama XXXX, appears to be in violation of the Fair Credit Reporting Act and also HIPAA. Medical Data Systems placed a negative collection account on my credit reports, that I have no knowledge of, without notifying me before placing the collection account. I was not allowed to validate this alleged debt prior to the company reporting it to the credit bureaus which is substantially damaging my credit. Prior to Medical Data Systems placing the negative item on my reports, they made no attempts to reach me in regards to the alleged debt.
Upon notice of the collection account, I sent Medical Data Systems Inc. a debt validation letter via certified mail on two separate occasions (XX/XX/XXXX andXX/XX/XXXX). In the first letter, I requested Medical Data Systems provide me with all of the documents that were provided to them related to the alleged debt and my authority giving them access to the information. The company responded by sending an Authorization for Treatment and Release of Information form from XXXX XXXX Hospital that explicitly states that XXXX XXXX Hospital is not permitted to share or disclose medical information with anyone besides the patient, along with what appears to be a detailed medical bill with procedures and medications that were administered.
The second letter was a request for documented proof of the full chain of account assignment, ownership, or purchase ; a contract specifically signed by me and the authorized representative from Medical Data Systems stating that I agreed to pay this company for this alleged account ; and the method used to validate this alleged debt including my signature with permission for Medical Data Systems to access my HIPAA information. The company responded to the second letter with the same bill and a statement reading Regarding your demand for verification including original signed contracts, copies of state licenses, our agreement with the original creditor listed on this account, etc., there is no basis in law to substantiate your right to such information.
In this case, there is no basis in law to substantiate this companys right to MY personal protected health information or the right to place a negative unverified collection against someone without adequately confirming the debt truly belongs to the individual FIRST. So again Medical Data Systems Inc. is violation of the Fair Credit Reporting Act and also HIPAA. The company failed to send the appropriate documents to adequately prove the debt is mine and given the fact that the alleged debt is a medical debt, it is a direct violation of my HIPPA rights as I have not given this company permission to view or access my personal health information or medical records for any reasons. There is no signed contract between me and this company. I would like for this company to delete the negative listing from my credit reports.
|
| 09/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, GA XXXX XXXX. XXXX. XXXX MEDICAL DATA SYSTEMS, INC ( XXXX ) MEDICAL DATA SYSTEMS ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX Dear Sir or Madam : Good morning I have submitted a complaint on XXXX XXXX XXXX as of XXXX. XXXX. XXXX on XXXX Credit Report whats still displayed is Medical Data Systems and on XXXX has it on there report as well named as Medical Data Systems , INC. XXXX is the only Bureaus that removed this fraudulent item off of my credit report. The original creditors name listed is XXXX XXXX with a balance of {$320.00} Acct. Number XXXX I am writing to dispute the following information in my credit report file. I have circled the items I dispute on the attached copy of the report I received.The information on MEDICAL DATA SYSTEMS INC account number XXXXwith a balance of {$320.00} is inaccurate because I've been contacted by your company about a debt you allege I owe several times. I am instructing you not to contact me any further in connection with this debt. Under the Fair Debt Collection Practices Act, a federal law, you may not contact me further once I have notified you not to do so. I am requesting that the item be removed immediately. Theres also discrepancies on my FICO SCORE SO I ATTACHED THE DIFFERENCES IN MY ACCOUNTS THATS DISPLAYED Please reinvestigate this matter to have them delete the disputed item [ s ] as soon as possible. I am writing to dispute the following information in my credit report file. I have listed above the items I disputed, the information on identifying disputed items, creditors name and whether it is a credit account, court judgment, etc. it is inaccurate.
This rule revises Regulation F, 12 CFR part 1006, which implements the Fair Debt Collection Practices Act ( FDCPA ), to prescribe Federal rules governing the activities of debt collectors, as that term is defined in the FDCPA. The final rule addresses, among other things, communications in connection with debt collection and prohibitions on harassment or abuse, false or misleading representations, and unfair practices in debt collection.
The Bureau of Consumer Financial Protection ( Bureau ) is issuing this final rule to revise Regulation F, which implements the Fair Debt Collection Practices Act ( FDCPA ) and currently contains the procedures for State application for exemption from the provisions of the FDCPA. The Bureau is finalizing Federal rules governing the activities of debt collectors, as that term is defined in the FDCPA. The Bureau 's final rule addresses, among other things, communications in connection with debt collection and prohibitions on harassment or XXXX, false or misleading representations, and unfair practices in debt collection.
This rule is effective XXXX XXXX, XXXX. Please reinvestigate this matter and delete the disputed item as soon as possible.
Sincerely, XXXX XXXX XXXX, Thank you
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| 05/17/2016 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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My Son injured himself on XX/XX/XXXX and needed prompt medical care. I provide secondary insurance for him as dictated by XXXX. I live in XXXX. All of his medical bills were paid by the primary insurance as his Mother made sure the hospital had the all of the correct information ( she also works XXXX ). Anyway, approximately XX/XX/XXXX, my old insurance policy received a claim for {$140.00} which they promptly did n't approve as some XXXX months had elapsed. Fortunately, I had the occasion to speak to my Ex-Wife on this topic, so she called XXXX to which she was told there is a {$0.00} balance for all of his services- which exceeded $ XXXX when all complete. Approximately XXXX, Medical Data Systems reported to all XXXX credit agencies that I had an unpaid medical bill for {$140.00}. To that point in time, I had received nothing from anyone in reference to any claims OR monies due by me. I immediately called Medical Data Systems to which I was told " I owe them this money ''. I asked why have n't I even received an invoice, the response was " we sent many! ". I then asked can I get another copy of it emailed or faxed or something? " We have already sent you many '' .. " You owe us this money! ". I then asked How are they so certain that I do owe them this money- " We have a signed document, by you, stating you would pay anything if not covered by insurance '' .. At this point, I insisted I see something from them as I was n't even IN the state XXXX during this time- or the month before OR after the injury, their response was " We do n't send out this kind of sensitive information '' ..
I then went through all XXXX credit agencies normal complaint forms and within an hour I received an undisputed report removal on my XXXX and XXXX reports. However, the XXXX report remained as I owed the unpaid medical bill.
To this dateXXXX years and XXXX month post service- I continue to not have received anything from XXXX XXXX OR Medical data Systems. I did asked my Ex-Wife to check back with XXXX this past XXXX and XXXX confirmed {$0.00} are due to them AND they also had no idea of who XXXX XXXX even was- no mention of anything in the database of my name.
XXXX more call to Medical Data Systems after hearing this news from her in late XXXX yielded the SAME results- but they were very happy to offer me of take my payment by credit card this time! I obviously declined their offer. I did asked for them to confirm my address- to which they countered with " its your obligation to provide to us your address since you owe us the money ''. If I truly owed this money- I would pay the money owed, BUT I do not and I can not get Medical Data Systems to prove to me that I do. The {$140.00} is not worth the headache of a credit ding- I cant help to feel as though they are just trying to rip me off here.
Please help me on this? My cell phone number is XXXX.
|
| 09/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Consumer Financial Protection Bureau, XXXX XXXX XXXX XXXX, Washington, DC XXXX.
A Summary of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act ( FCRA ) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies ( such as agencies that sell information about check writing histories, medical records, and rental history records ).
Here is a summary of your major rights under the FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to : Consumer Financial Protection Bureau, XXXX XXXX XXXX XXXX, Washington, DC XXXX.
You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment or to take another adverse action against you must tell you, and must give you the name, address, and phone number of the agency that provided the information.
You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency ( your file disclosure ).
You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if : a person has taken adverse action against you because of information in your credit report ; you are the victim of identity theft and place a fraud alert in your file ; your file contains inaccurate information as a result of fraud ; you are on public assistance ; you are unemployed but expect to apply for employment within 60 days.
In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore for additional information.
You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender.
You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumerfinance.gov/learnmore for an explanation of dispute procedures.
|
| 11/26/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
|
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I am writing to dispute the accuracy of the information Medical Data Systems has reported on my credit file. Upon reviewing my credit report, I discovered that there are two accounts listed that I have no knowledge of. These accounts are significantly damaging my creditworthiness and have caused me considerable mental and emotional stress. I have never conducted any business with your company, and their inclusion on my credit report is not only erroneous but also in violation of my rights under the Fair Credit Reporting Act ( FCRA ).
On XX/XX/2023, I sent a legal letter to Medical Data Systems, requesting legal debt validation as per my rights under the FCRA. In my letter, I requested specific information, including an explanation of the alleged account balances, detailed calculations of these balances, complete payment histories on these accounts, documentation demonstrating my agreement to pay these debts, and the agreements granting your company the authority to collect on these debts. Additionally, I requested a copy of your state license, including the license number.
To my disappointment, Medical Data Systems has failed to respond to my request for debt validation within the stipulated time frame, which constitutes a clear violation of the FCRA. This lack of response is not only negligent but also illegal under federal law. It is imperative that your company investigates these accounts promptly and ensures that my credit report accurately reflects my credit history.
The false reporting of these accounts has caused me significant mental and emotional stress. I have been denied credit and recently faced rejection for a home loan, leading to further distress and financial setbacks. I have taken appropriate steps by filing a complaint with the Consumer Financial Protection Bureau ( CFPB ) regarding this matter.
I demand that Medical Data Systems take immediate action to rectify this situation. I expect your company to comply with the FCRA by promptly conducting a thorough investigation into these matters and correcting the inaccurate information being reported to potential creditors. Additionally, I request that you provide me with a written explanation of the steps you have taken to rectify this situation and ensure that these false accounts are removed from my credit report without delay.
Failure to address this matter within 30 days of receiving this letter will leave me with no choice but to explore legal avenues available to me under the FCRA. I hope it does not come to that, and we can resolve this matter amicably and promptly.
Please respond in writing to the address provided above to confirm that you have received this dispute letter and are initiating the necessary investigation into these matters. Your immediate attention to this issue is expected and appreciated.
|
| 09/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Older American |
|
Todays Date : XX/XX/XXXX To : Complaint Department Medical Revenue Service XXXX XXXX XXXX XXXX, XXXX XXXX XXXX : XXXX Re : Dispute Medical Collection on Credit Report To whom may concern, I am writing this letter to you in request that the charges from XXXX XXXX XXXX XXXX be immediately dropped and updated as removed from my Credit Report.
The account reflects an alleged remaining debt in the amount of {$5100.00} from XX/XX/XXXX.
This medical collection is inaccurate and should be considered obsolete for the following reasons : I had walked in the hospital and they immediately noticed my XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. The first thing they asked me was my government name and if I had insurance. Then, some nurses at a glance looked at my XXXX on my forehead and took me to a chair in the hallway. Not a private room or a clinical room to at least clean me up, but just a chair in the middle of a hallway where patients would just pass by & stare. I thought to myself I would just be there for only a moment until I was seen, but instead I sat there for 4 hours waiting to XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX at the bare minimum. At this point, I was disappointed with the lack of care and consideration. I am an XXXX XXXX XXXX who was just left there alone in XXXX XXXX XXXX XXXX XXXX with no idea what was going on, but obviously it wasnt that urgent for them to see me. It wasnt until I stood up and was going to walk out that a nurse saw and asked where I was going. She said she would send someone over to me now to help me 5 hours later & only because I said I was going to leave. I still waited another 30 minutes until they saw me. I was cleaned up, given a few XXXX and was done within 20 minutes. You would think if you go to an emergency hospital and they see you walk in with a XXXX XXXX they would take you more seriously. Of course the first thing they did without fail was bill the insurance {$12000.00}. My insurance covered {$7400.00} leaving me with the charges of {$5100.00} which is absolutely ridiculous!!! The cost, terrible care and experience, the service they provided & long wait doesnt add up to {$12000.00}. I would like to see an actual itemized receipt/breakdown of what they are charging for. Also, youd think for the little service they performed the hospital would be content with making {$7400.00} from my insurance. With all being said, I am requesting that the full medical collection debt of {$5100.00} be canceled and removed from my credit report. I can not afford this nor do I think its a valid charge.
I have attached the credit collection report and photos of my injury on that day for additional reference. Please investigate this further as soon as possible.
Thank you so much for your attention to this matter.
XXXX
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| 08/12/2019 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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TODAYS DATE : XX/XX/XXXX ATTENTION DISPUTE DEPARTMENT MEDICAL DATA SYSTEMS INC Reported : XXXX. XXXX, XXXX + {$220.00} Needs Attention MEDICAL DATA SYSTEMS INC Reported : XXXX. XXXX, XXXX + {$280.00} Needs Attention MEDICAL DATA SYSTEMS INC Reported : XXXX. XXXX, XXXX + {$490.00} Needs Attention Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious MEDICAL DATA SYSTEMS INC Reported : XXXX. XXXX, XXXX + {$220.00} Needs Attention MEDICAL DATA SYSTEMS INC Reported : XXXX. XXXX, XXXX + {$280.00} Needs Attention MEDICAL DATA SYSTEMS INC Reported : XXXX. XXXX, XXXX + {$490.00} Needs Attention I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX
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| 07/10/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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To Whom It May Concern : This letter is in reference to XXXX that your company is currently reporting to XXXX XXXX XXXX and XXXX under my name. The account is being reported to have a derogatory rating which is very troubling to me! I am concerned about my credit because I was recently denied a loan and my existing credit accounts have increased my current interest rates. This negative rating has caused me some serious financial distress and will continue to cause me financial and emotional distress until it is resolved. I just had an addition to my family and now i can get approved for an auto loan because of this derogatory mark.
In researching my legal rights, I have found several items that I understand I am entitled to under these circumstances. In order to rectify this situation and ensure my rights have not been violated in any way under the various consumer protection laws, I must hereby formally demand an information request! I understand that The Fair Credit Billing Act requires creditors to bill correctly, that each statement be sent to the correct address, that you not ignore change of address requests, and that you facilitate disputed charges in a manner prescribed by law. The Act also stipulates that you provide lawfully requested information concerning my account upon request and in a timely manner. For that reason, I request that you please forward a notarized statement on your letterhead which will attest to your compliance to the FCBA generally and to my account specifically throughout the period I have been a customer. I request, under the FCBA, that you include all of the following for my reference and research into this matter : 1. A detailed and itemized statement of ALL activity to this account, including the contract I must have allegedly signed to bind me to this debt.
2. The photo identification I must have provided at the time of starting services with you in order for you to assure that this was not an attempt of someone else to commit a fraud against me ( you do take these precautions, correct? ).
3. A full file disclosure.
4. An itemized statement breaking down the balance you claim I owe.
5. Any other documentation you must have in order to truthfully make a notarized statement on your letterhead, attesting to your compliance of the FCBA.
6. 1099 ( c ) IRS Document that you are required to send me.
If you can not provide this requested correspondence, then please delete the negative marks you have reported to the three consumer reporting agencies about me within the timely manner prescribed by law. Your prompt attention to this matter will be greatly appreciated.
MEDICAL DATA SYSTEMS XXXX XXXX XXXX XXXX XXXX XXXX, XXXX
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| 04/14/2020 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
Servicemember |
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For years, XXXX adds collections account to my credit report for medical bills that do not belong to me. I am in the XXXX and I received medical care in the XXXX base through XXXX. I am station in XXXX and I have not reside in California in years. California is where the original creditor is located. These are collections from different collection agencies, such as Medical Data Systems INC, XXXX XXXX XXXX, XXXX XXXX, and XXXX.
This has been ongoing, and every time a collection account appears in my credit report I dispute it and it gets removed. However since the last two years, I have had issues with getting them remove. The results from Experian come back as the account is verified and remains in my credit report.
This happen last month, and three accounts came back as staying in my credit report. I had to call Experian to be able to dispute them again and I also contacted the collection agencies, Medical Data Systems INC, and CMRE via phone. Apparently, my social security, matches someone else 's who is using it for medical care. However, DOB, Name, and address are different. I provided a copy of my credit report, a copy of my Social Security Card, a copy of a FTC report, and a copy of a police report. Two of the accounts were removed but the following account still remained : Medical Data Systems INC for {$5300.00}. My last contact was a phone call in XX/XX/XXXX, where I was told the Supervisor was not in the office and I needed to call later, and emails sent to them on XX/XX/XXXX and another on XX/XX/XXXX following up, without receiving a response.
Because this continues to happen through the years and through different collection agencies, I believe the problem is the original creditor. Which seems to be always XXXX XXXX XXXX, which includes XXXX XXXX XXXX XXXX which also shows in some of the accounts. I requested a copy of medical records to XXXX XXXX XXXX, and I receive a letter from the records custodian saying that there are no records in my name.
This situation has become extremely frustrating because I am in the military and I can lose my military clearance for having collection accounts in my records. Other, than this, my credit report is excellent. I have no issues with XXXX or XXXX, only with XXXX, but unfortunately, this is what most creditors used when evaluating your credit report. I was recently deny credit because of this, and it is frustrating and embarrassing because good credit is always one of my priorities.
I need help ensuring, this remaining collection account is removed from my report, but more importantly to ensure that this does not happens again. I have deal with it for years, and I am exhausted.
Thank you!
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| 08/06/2016 |
Yes |
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- Communication tactics
- Threatened to take legal action
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Web |
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On XXXX XXXX, 2016 I contacted Medical Revenue Service at XXXX. I spoke with a debt collector named XXXX and his supervisor XXXX. I called to see if a settlement would be acceptable. I was told that no settlement was available. I attempted to end the call. XXXX proceeded to take some brief financial information in an effort " to help me ''. I complied with his request. He gave me XXXX payment options : {$200.00} every two weeks or pay off the debt with a credit card immediately. He made it a point to inform me multiple times, in a surprising manner, that this has not been yet reported to my credit report. I refused the options. XXXX said he wanted me to speak with his supervisor XXXX. I complied. She proceeded to give me the same options. I had previously sent a written dispute of a portion of the debt and attempted to explain the dispute. I gave an example of one of my dispute issues. She said it did not matter because the hospital rendered services that they deemed necessary regardless of what I think or dispute. XXXX then proceeded to use credit reporting as a fear tactic to manipulate me into paying a disputed debt stating ( and the call is recorded? ) that she could n't believe this debt had not been reported to the Credit Bureaus but it will be now. ( Are n't there guidelines for reporting? ). I advised them both to let me be concerned with MY credit report in which I will handle. They continued to threaten to report the debt which they conveyed with doom and gloom if I did not succumb to their demands.
I have no problem with a debt collector informing me of the consequences of not paying an obligation. To use those consequences as a means to collect a debt through fear is unacceptable and could be construed as harassment. I would not have called MRS if I did not have intentions of resolving the debt.
Furthermore, the debt was disputed on XXXX XXXX, 2016, sent by certified mail with a signed returned receipt. The validation of the debt dated XXXX XXXX, 2016, that I received from MRS , is incorrect and invalid as the itemized billing statement for services rendered is incorrect and does not coincide with the amount MRS is saying I owe which may be in violation of section 807 of the FDCPA. ( see attachments ).
I have now disputed this debt 3 times because of duplicate services performed by XXXX XXXX Hospital and their affiliates. Not once have these disputes been formally addressed by the original creditor or by those contracted by XXXX XXXX hospital. I am aware that by law the debt only has to be validated but one would think that to simply address the dispute properly to resolve this debt would save a lot of time, effort and money.
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| 08/02/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
Servicemember |
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XXXX XXXX XXXX
XXXX is reporting 4 delinquent aaccounts. There are only 2 accounts. One in the amount of $XXXX and other $XXXX. The account with balance of $XXXX was paid late by insurance and has been removed from the XXXX XXXX report but still on XXXX. I have sent in dispute. Company has duplicated both accounts in all credit reports making it appear there are 4 accounts delinquent when actually it's only 2 accounts and as stated above one was paid late by insurance. By doing this it has doubled derogatory items on credit report. These are also medical bills that are not being reported as medical but instead as regular loan accounts which they are not. MEDICAL DATA SYSTEMS INC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX
(XXXX) XXXX
Placed for
collection:
XX/XX/XXXX
Responsibility: Individual Account
Account Type: Open Account
Loan Type: COLLECTION
AGENCY/ATTORNEY
Balance: $XXXX
Date Updated: XX/XX/XXXX
Original Amount: $XXXX
Original Creditor: XXXX XXXX XXXX XXXX
(Medical/Health
Care)
Past Due: >$XXXX<
Pay Status: >In Collection<
Remarks: >PLACED FOR COLLECTION<
XXXX
Date Reported: XX/XX/XXXX
Original Creditor Name MEDICAL DATA SYSTEMS Balance Date XX/XX/XXXX
Date Assigned XX/XX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT
Original Amount Owed $XXXX Account Number XXXX XXXX
Amount $XXXX Creditor Classification Medical or Health Care
Status Date XX/XX/XXXX Last Payment Date
Status UNPAID Date of First Delinquency XX/XX/XXXX
Comments
Consumer disputes this account information
Medical
Date Reported: XX/XX/XXXX
Original Creditor Name MEDICAL DATA SYSTEMS Balance Date XX/XX/XXXX
Date Assigned XX/XX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT
Original Amount Owed $XXXX Account Number XXXX XXXX
Amount $XXXX Creditor Classification Medical or Health Care
Status Date XX/XX/XXXX Last Payment Date
Status UNPAID Date of First Delinquency XX/XX/XXXX
Date Reported: XX/XX/XXXX Original Creditor Name MEDICAL DATA SYSTEMS Balance Date XX/XX/XXXX
Date Assigned XX/XX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT
Original Amount Owed $XXXX Account Number XXXX XXXX
Amount $XXXX Creditor Classification Medical or Health Care
Status Date XX/XX/XXXX Last Payment Date
Status UNPAID Date of First Delinquency XX/XX/XXXX
Comments
Consumer disputes reinvestigation in progress
Date Reported: XX/XX/XXXX
Original Creditor Name MEDICAL DATA SYSTEMS Balance Date XX/XX/XXXX
Date Assigned XX/XX/XXXX Account Designator Code INDIVIDUAL_ACCOUNT
Original Amount Owed $XXXX Account Number XXXX XXXX
Amount $XXXX Creditor Classification Medical or Health Care
Status Date XX/XX/XXXX Last Payment Date
Status Unpaid
Thank You for any help you can give.
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| 08/02/2017 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I went onto XXXX XXXX on XXXX / XXXX /2017 and saw a debt for Medical Revenue Services. I got the phone number and called to figure out what the bills were. I wanted an itemized bill. I spoke with XXXX who is a representative of Medical Revenue Service. She was very rude. When I asked for an itemized bill she said that they had sent the itemized bill on 3 separate occasions and that she would not send anymore bills with out a payment arrangement. She also proceeded to tell me that I owed them more money than what they were reporting to the credit bureaus. I owed them a total of {$4800.00} she said the amount included the {$1400.00} and the {$2200.00} that are already on my credit report and the amounts of {$650.00} and {$520.00} that they are not report at the moment and I had no knowledge of nor will they give me proof of the debt. If I setup a payment arrangement today they wont report the other amounts. After some thinking and the fear of new stuff popping up on my credit report I setup a one time settlement. I still wanted a copy of my bills to prove that I owed the debt. She also told me that we would have to wait to get approval from the hospital for the settlement and that would give me a 25 % savings and the lady representing the hospital had gone on vacation and would be later that day or the next day.
After speaking to a friend and doing research the next day I called to speak with XXXX 's supervisor. I was transferred to XXXX the supervisor. I told XXXX about my conversation with XXXX and how I was requesting an itemized copy of the bills and how she setup the payment arrangement with threats of placing the other items on my credit report. He got mad and told me he would terminate the payment arrangement. I told him I wanted to know what I was being charged for. I said I will pay my debt but I do n't even know what its for. He told me on 3 separate occasions they mailed out the bills I explained that I never received them.
Later that day I called to confirm the arrangement amount. I then called XXXX back and told him I am canceling the arrangement and would like the itemized bills sent to me. He got verbally abusive and told me I did n't want to pay my debt and that he will not send me any bills and be would send my debt to the State of South Carolina and they can send me the itemized bill and that he would start to report the other debts. Also he did want me to call back.
I just want a copy of the itemized bills to know what i am paying for. My request for it to be sent certified so we can both make sure I get it was denied because he said under the law they do not have to.
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| 01/17/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
Servicemember |
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I contacted Medical Data Systems today as there was a negative report that posted on my credit report on XX/XX/2018. It was found during my mortgage application process. The mortgage company gave me the contact information for the company and advised me what to ask for. I spoke to an initial agent who was very rude. She confirmed that the phone number that they were calling was my old home number which we do not use anymore. I advised her of that information. She then gave me my husbands cell phone number which I advised was a cell phone and that they didnt have permission to call. Before I could tell her that he had not received any calls, she stated " you received care in the emergency room so you need to pay your debt. '' I asked her the amount and was given {$64.00} and {$150.00}. I told her I would be happy to pay it as long as I got a letter stating what hospital it was, the amount, that it was paid in full and that they would remove it from my credit report. She then told me they don't do that and that I cant pay to clean up my credit.I advised her at that time she didnt have to be rude and that I wanted a supervisor or manager. She then told me that her supervisor would tell me the same thing. I said thats fine and I would be happy to pay, but I needed that letter. She then transferred me to a lady who identified herself as XXXX. She was aggressive from the time she got on the line. She repeated the same thing the other agent did. I then stated that since they would not help me obtain a letter on the debt and remove it from my credit report I would call XXXX Hospital directly. XXXX then told me that they were employees of XXXX Hospital and that they do not outsource their collections department. I knew that was false as I lived in GA and the company was in Florida. I let her know that I would be calling the hospital directly and ended the call. I called XXXX Hospital and spoke to a lady named XXXX. I explained to her what had happened and what I needed. She advised me that XXXX and the other lady I had spoken to were not employees of XXXX and that she would notify her manager of their rude behavior and false statement. XXXX provided me with a receipt and said I would also receive a detailed statement that the balance was {$0.00}. She also stated that they would contact the company to let them know to remove my information from their files and that the accounts were paid in full and that they should remove it from my credit reports. XXXX also advised me to dispute the item with the credit bureaus as well. This company should not be making false statements as to who they are and what company they work for.
|
| 03/07/2017 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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Medical Data Systems is a third paty collection agency that provide collection services for XXXX. My family was provided XXXX services at XXXX for my XXXX in XX/XX/XXXX. There was change in my insurance which caused some billing issues with XXXX and instead of providing me notificaiton they sent my account to collections in XX/XX/XXXX. I contacted Medical Data Systems after receiving a phone call and a notice in the mail regarding this account. When I contacted them they stated to me that they purchased the account from XXXX and were trying to collect a debt. My husband contacted XXXX on my behalf and XXXX informed us that they do not sell past due accounts to any company nor do they authiroze any collection agency to post negative remarks on creidt reports. XXXX reviewed the account with my husband and observed that billing errors did exist and they would have to resubmit the blalances to the correect insurance compnay. A dispute was filed with the three credit bureaus to remove Medical Data Systems from my creidt report. Due to new legisaltion purposed by the goverment pertaining to medical bills the collections accounts were removed from my creidt report on the basis that XXXX is still the legal owner of the accounts and that XXXX did not authorize Medical Data Systems to post negative remarks on there behalf. XXXX is still continuing to work on these accounts and the last contact with XXXX took place in XX/XX/XXXX in which the account rep still observed some issues with the billing and submitted all statements to my home address so that the proper appeal could be drafted to complete the billing process. Also XXXX has sent me an application for the XXXX which will take care of any remaining balances that may result from the billing issues which occured almost three years ago.
After a recent check of my credit report XXXX has illegally resubmitted previously removed credit information back on my credit report. They are fully aware that XXXX still is the legal owner of the account and also XXXX has informed me that any account over two years old has been written off for that corresponding tax year. Medical Data Systems is still claiming that the account was sold to them by XXXX but XXXX has stated that teh account no longer exist and has been written off. XXXX has also stated again that Medical Data Systems has not been authorized to post negative remarks on creidt reports on behalf of XXXX. XXXX stated that the acocunts from XX/XX/XXXX have been charged off and the other remaining balances with them once the billing has been completed will be considered under the financial assistance program.
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| 12/15/2017 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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To Whom It May Concern please be advised that this is not a refusal to pay, but a notice that your claim is being disputed and validation is requested. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt. Prove to me beyond a reasonable doubt that I have a signed contract with Medical Data Systems agreeing to pay this assigned debt. Please prove that you are the original creditor for Account # ( XXXX ) and Account # ( XXXX ).
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I hereby order you and respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
At this time I will also inform you that if your offices have or continue to report invalidated information to any of the XXXX major credit bureaus ( XXXX, XXXX, XXXX XXXX ), this action might constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found or continues to report on any of my credit reports by your company or the company you represent, I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Debt Collection Practices Act and Defamation of Character.
I am sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies.
If your offices are able to provide the proper documentation as requested in the following declaration, I will require 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with legal counsel for suit. This includes any listing of any information to a credit-reporting repository that could be inaccurate or invalidated. If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. It would be advisable that you and your client assure that your records are in order before I am forced to take legal action.
|
| 07/15/2021 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
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Web |
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Re : MEDICAL DATA SYSTEMS D/B/A MEDICAL REVENUE SERVICE XXXX AL XXXX ( XXXX ) XXXX This is a Medical bill that originated from XXXX XXXX. Originally sold to XXXX XXXX. I made an arrangement with the creditor and was advised when loan payed off it would be deleted. Payment arrangement was auto debit {$75.00} from my account. Last year, the account was deleted from my report. Assuming it was paid, I felt my account was in good standings and was satisfied. Today I receive an alert, this collector XXXX XXXX has reported me past due. No 30 day written letter was sent advising me my account was seriously past due. I didnt even know who they were until today. When I called collector was verbally abusive saying well we sent a letter saying it a payment would be drafted. I responded do u know how many autodebits I have, thats not saying Im late. They advised we called, when I asked for the number it was my old number. So at this point, Im nothing has been sent saying I owe you. They go well if u had looked at the letter youd see the balance was the same. I said actually no, I didnt see that, when I get my bills if doesnt read disconnect service or adverse action letter credit reporting warning 30 days I disregard. So I asked did you send me a letter stating the account was past due. They said no. I said did you send me a 30 day letter of credit reporting per FCRA, they said no. I said well how the heck was I supposed to know I owed you money. She stated you should keep better track of your bank account and youd know it didnt draft. I advised her if the card on file is not valid it will not reject therefore I wouldnt be aware that there is an issue. Moreover, I didnt even know they had my account or what it was in reference to, I just knew I had multiple medical bills from my accident and assumed it was valid.
Now my credit has a derogatory mark that I discovered not from creditor but through my credit alerts. My FICO credit was at XXXX its now XXXX point reduction. Had I known about this past due, i would have paid it before it hit affected my credit. I wasnt given the opportunity and they refuse to remove or give me 30 days to rectify. They kept patronizing me saying its been 3 years. I advised them a payment plan is not unusual for medical bills but I cant pay on something I dont know is outstanding. No payment rejected in my account, no past due letter is sent, and finding out from the credit bureau when all they had to do was send me a letter is unacceptable.
Please investigate their poor collection practices. I need this removed off my credit file immediately.
|
| 02/28/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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On XX/XX/2018 {$2500.00} was charged to my credit card for a previously negotiated settlement from XXXX XXXX XXXX ( Medical Data Systems ). I originally owed around {$6000.00} for an inpatient hospital stay at XXXX XXXX XXXX. I was contacted by a debt collector from XXXX XXXX XXXX stating that if I paid them {$2500.00} " today, '' my debt would be zero 'd out ; stating that his supervisor approved this negotiated settlement. I borrowed the {$2500.00} from my parents and paid this debt. I was advised that they would mail me a confirmation letter stating I had a {$0.00} balance, which I never did. on XX/XX/2018, I received a phone call from XXXX, a debt collector at XXXX XXXX XXXX, stating that the original debt collector XXXX " made a mistake '' and " was not meant to offer this much of a discount, '' as this was not approved by XXXX XXXX XXXX ( even though it was approved by the debt collector 's supervisor ). When I asked to speak to XXXX 's supervisor XXXX, XXXX then stated that XXXX was " new '' and that they were " dealing with this mistake internally. '' XXXX told me that he would refund the money ( the agreed upon settlement of {$2500.00} ) and then set up a new payment plan for the entire amount originally owed. I told XXXX that when XXXX set up this agreed settlement, he violated the Fair Debt Collection Practices Act by falsely misrepresenting what I owed in order to settle the debt. I even called on the morning of XX/XX/2018 to ensure that the payment went through and that everything was all set, and was advised again that everything was good on their end and that they would mail me a confirmation letter, which I did not receive. XXXX falsely misrepresented my debt and falsely led me to believe that if I paid a large lump sum at once, my debt would be settled. I did not agree with a new payment plan with XXXX XXXX XXXX at this time as I believe this debt collector acted unfairly and unethically. Since this was an internal mistake ( after I already paid my agreed upon settlement ), XXXX XXXX XXXX should have to honor their initial settlement agreement with me despite them now having to lose money. I was just on the phone with XXXX for 25 minutes and have the entire phone conversation recorded, where he stated in detail in the conversation the initial agreed upon settlement and that it was an internal mistake that " they were dealing with. '' The audio file is 12.5 mb so I am unable to upload it to this file ( 10 mb max ). If an email can be provided, I will be happy to forward this audio file. Thank you.
|
| 02/19/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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IN RESPONSE TO CFPB XXXX THE REFERENCED ITEM STILL REMAINS ON MY CREDIT FILE. PLEASE HAVE IT REMOVED TODAYS XXXX XXXX L XXXX DOB XX/XX/1976 XXXX XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX ATTENTION DISPUTE DEPARTMENT MEDICAL DATA SYSTEMS INC Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious MEDICAL DATA SYSTEMS INC I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX L XXXX DOB XX/XX/1976 SOCIAL XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX
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| 03/30/2017 |
Yes |
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- Disclosure verification of debt
- Right to dispute notice not received
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Web |
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I contacted Medical Data Systems on XX/XX/XXXX to check the status of a medical debt placed with their agency. My insurance was retroactively paying the claim due to a mistake in billing so I was attempting to check the status of the claim. The original creditor is XXXX XXXX XXXX and the account in question is XXXX. When I spoke to the representative she informed me of another debt from the same original creditor. I explained I have no knowledge of this account and have not received any correspondence so I would need to speak with the hospital and that was not why I was calling. The Medical Data Systems Representative asked for my address and I gave it to her. I verbally communicated in this call that I have not received any communication regarding this account from XXXX or Medical Data Systems. She stated '' we mailed a letter in XX/XX/XXXX : to XXXX. I explained to her I have not lived there since XX/XX/XXXX. She then asked me for my current address which was given to her. On XX/XX/XXXX I received an alert there was a change to my credit report. I opened it to find this account was reported to the Credit Bureaus on XX/XX/XXXX. Medical Data Systems failed to provide written correspondence within 5 days of initial communication, along with notifying me of my right to dispute and what to do if I feel this is inaccurate and my right to receive a bill or proof this belongs to me. Medical Data Systems also violated my rights by knowingly reporting an account to the Credit Reporting Bureaus when they were informed I was not aware of this and I needed more information. I explained I was not going to pay a bill when I have no knowledge of these charges. The representative also stated I was informed of this debt last XX/XX/XXXX when I called to pay another bill. I told her no that is not true. I explained in XX/XX/XXXX I called to pay a {$110.00} dollar bill and was informed of another account with a balance of {$510.00} and that account was the one I was calling to check the status of because my insurance had payed it. She said no we told you. I explained that was not the case. I asked when was this account placed for collection because my XXXX account shows a XXXX balance. She stated it was sent to them in XX/XX/XXXX. I had just caught her in another lie. She also misrepresented the insurance status on the other account. I will be submitting a separate complaint for the other account since the representative also lied about this account as well.
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| 01/02/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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On XX/XX/XXXX a medical office provided my information to a debt collection agency without my written permission. I did not sign a HIPPA waver allowing XXXX XXXX XXXX XXXX XXXX XXXX XXXX to disclose any of my personal information to the debt collection agency MDS ( Medical Data Systems ). I began receiving calls at my workplace once a week, And they identified themselves as Medical Revenue Service, it wasn't until I saw the report to my credit score that I found they were also called Medica Data Systems. I was fearful because I was being contacted while I was at work and was afraid losing my job because of it and was feeling pressured to give an immediate payment each time they called me, even though I explained I did not currently have the amount they were asking for at the moment, however they still continued pressuring me for payment. I have since been advised to send a letter to the collection agency explaining my rights under the HIPAA law were violated as I did not give permission for XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX, to disclose my personal information to Medical Sata Systems, a collection agency. The amount that the collection agency told me that I owed was over {$300.00} of which I paid {$25.00} on XXXX the XXXX of XXXX. The amount owed was from XXXX the XXXX of XXXX. However according to the claim information from my health insurance benefits page, the amount should have only been {$290.00}. Not only did I write a letter to Medical Data Systems explaining the violation of my rights and the request to see exactly what XXXXXXXX XXXX XXXX XXXX sent to them and where in that paperwork was my signature stating that they were allowed to forfeit my personal information to the debt collection agency, but I also wrote letters to all 3 credit bureau 's explaining what happened, And requesting that the debt collection report be removed from my credit score. The 3 credit bureau 's I wrote to were XXXX, XXXX, and XXXX. Those letters were sent on XXXX the XXXX of XXXX. I have attached documentation of each letter that was sent, the proof of Labeled envelopes with stamped postage, a record of the incident being reported to my credit score on XX/XX/XXXX, The claim information from my benefits page of my health insurance from XX/XX/XXXX, as well as confirmation of payment of {$25.00} which was sent on XXXX the XXXX XXXX, but cleared on my account on XX/XX/XXXX. If any additional information is needed I will be happy to supply it.
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| 07/26/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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XXXX XXXX XXXX XXXX XXXX XXXX Nc Last 4 of SSN:XXXX Date : XX/XX/XXXX I recently obtained a copy of my credit report, and you are currently reporting debt to my credit report as allowed under the Fair Debt Collection Practices Act, I am requesting that you allow me to validate the alleged debt. Please provide me with a breakdown of all charges, dates of service, and procedures given including fees associated.
Additionally, I am allowed under the HIPAA law ( Health Insurance Portability and Accountability Act of 1996 ), to protect my privacy and medical records from third parties. I do not recall giving permission for ( XXXX XXXX XXXX ) to release my medical information to a third party I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patient 's authorization, therefore my request is twofold and as follows.
Validation of Debt and HIPPA. Authorization Please provide a breakdown of fees including any collection costs and medical charges Provide a copy of my signature with the provider of service to release my medical information to you. Cease any credit bureau reporting until the debt has been validated by me. Please send this information to my mailing address listed above and accept this letter as my formal debt validation request, which I am allowed under the FDCPA Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FIDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the prov of service in connection with this alleged debt. Additionally, reporting of this debt to the credit bureaus prior to allowing them to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from your collection agency. I will await your reply with the above-requested proof. Per the standard you have 30 days in which to respond to this request, or this debt will be considered invalid removal from the credit bureau 's expected or damages will be sought after.
All accounts in dispute listed below.
MEDICAL DATA SYSTEMS INC Balance : {$2000.00}.
MEDICAL DATA SYSTEMS INC XXXX XXXX XXXX XXXX XXXX, FL XXXX ( XXXX ) XXXX MEDICAL DATA SYSTEMS INC Balance : {$920.00} MEDICAL DATA SYSTEMS INC XXXX XXXX XXXX XXXX XXXX, FL XXXX ( XXXX ) XXXX XXXX XXXX
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| 11/28/2022 |
Yes |
- Debt collection
- Medical debt
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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On XX/XX/2022, I had a XXXX XXXX done through XXXX XXXX XXXX XXXX in XXXX. Thereafter, I received several bills- one from the XXXX, one from the XXXX- which I paid, but nothing from the hospital itself. Then, in about XXXX or XXXX, I began receiving collections calls from Medical Revenue Services, which I understand to be part of, or the same as, Medical Data Systems. The calls were regarding a debt from XXXX XXXX XXXX XXXX for {$1200.00} that was part of the XXXX XXXX I had back in XXXX.
I explained to them that I had never received a single invoice regarding the debt until it was apparently placed in collections. I then called XXXX XXXX 's XXXX and told them the same. They advised they had sent me four invoices before placing the debt with XXXX for collections. I asked for the address to which they had sent all of the invoices. It turns out they had my street address misspelled as " XXXX '' when it was supposed to be " XXXX. '' I'm not sure why, particularly since the debt collector sent the mail to the correct address, as did the XXXX and the XXXX. In any event, XXXX XXXXXXXX XXXX XXXXXXXX let me know they would pull it back from collections. I then began to receive bills from XXXX XXXX 's for the debt.
However, collections activity has continued by XXXX XXXX I have continued to receive harassing phone calls despite telling them that the debt has been pulled back by XXXX XXXX 's. On XX/XX/2022, after receiving yet another collection call from XXXX XXXX XXXX immediately called XXXX XXXX XXXX regarding the debt. They advised me that they had communicated with XXXX on XX/XX/XXXX that the debt had been recalled ; moreover, XXXX XXXX XXXX told me that if there was an error, it lay with XXXX, as the fact of the debt recollection had been communicated to them. I called XXXX back. They claim it was not communicated to them.
Since I am the consumer, I don't know which company is lying to me, or which company has made the error. But I have told XXXX several times that the debt has been pulled back and they have continued to harass me with phone calls and debt collection efforts. I'm at my wit 's end at this point. I don't know what this is going to do to my credit and it's keeping me up at night. No one seems to care that this debt is apparently continuing in collections despite the fact that it's not even my fault it was placed in collections to begin with. I need this to stop.
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| 11/22/2019 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX, XXXX XXXX, FL XXXX XX/XX/XXXX MEDICAL DATA SYSTEMS Reported : XXXX XXXX, XXXX - Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious MEDICAL DATA SYSTEMS Reported : XX/XX/XXXX - I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re Portfolio Recovery Associates, LLC Telephone Consumer Protection Act Litigation, Case No. 11-MD-2295-JAH-BGS, in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX, XXXX XXXX, FL XXXX
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| 10/09/2019 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX ATTENTION DISPUTE DEPARTMENT TODAYS DATE : XX/XX/XXXX MED DATA SYS XXXX MED DATA SYS XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious MED DATA SYS XXXX MED DATA SYS XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX
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| 01/19/2018 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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TODAYS DATEXXXX XXXX XXXX XXXX DOB XXXX/XXXX/XXXX SOCIAL XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX ATTENTION DISPUTE DEPARTMENT MEDICAL DATA SYSTEMS INC Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious MEDICAL DATA SYSTEMS INC I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the XXXX XXXX of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX XXXX XXXX DOB XXXX/XXXX/XXXX SOCIAL XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX
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| 10/24/2019 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX MEDICAL PAYMENT DATA XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious MEDICAL PAYMENT DATA XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re Portfolio Recovery Associates, LLC Telephone Consumer Protection Act Litigation, Case No. 11-MD-2295-JAH-BGS, in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX
|
| 05/11/2020 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Medical Data Systems/Medical Revenue Services, XXXX, FL, attached a debt of {$1300.00} to my credit report for a debt owed to XXXX XXXX XXXX, Tx by my XXXX yr old daughter, whom I had no contact with from XXXX, and lived XXXX miles away in XXXX Texas XXXX since XXXX.
Services were performed XX/XX/XXXX and I never received a bill or statement from XXXX XXXX XXXX. I did not know it existed.
In XX/XX/XXXX, I received a collection letter from Medical Data Systems, XXXX, FL aka Medical Revenue Service.
I called them when I received the collection letter in XX/XX/XXXX and spoke with an agent that said she would verify the dispute with XXXX XXXX XXXX. I never heard back from her. Repeated attempts got nowhere.
In XX/XX/XXXX, I opened a notification from XXXX Credit Reporting and Medical Data Systems aka Medical Revenue Services had attached the debt to my credit report as a negative debt. That was pretty bold of them, and since I am married to a XXXX XXXX of a XXXX XXXX agency myself, I know my consumer rights. To put their company in that position is extremely unwise. I called one of our favorite attorneys who specializes in these matters for my husband 's employer and indeed, was advised that I have been violated once they reported it to the credit bureaus.
I disputed with XXXX twice, whom doesn't even have my birth year correct. Whatever they " investigated '' wasn't much and insists the bill is " relevant ''. It isn't relevant to me at all. I was never there and this is an adult child who is very capable of paying her own bills.
I will also be filing a formal complaint against XXXX as well since they can not prove the bill is mine, but I have proof that it isn't.
Now that Medical Data Systems aka Medical Revenue Service has attached a bill that has nothing to do with me, nor was signed or authorized by me in any way, with full proof of my location XXXX miles away, on XXXX XXXX Location and a GPS app, I have been violated under the FDCPA and have retained an attorney to sue for damages.
My daughter is an adult, insured by my ex husband through XXXX XXXX, XXXX XXXX and she is not my responsibility.
I have also made a formal complaint against Medical Data Systems aka Medical Revenue Services, XXXX FL, with the Texas Attorney General, XXXX XXXX 's office.
My attorney is : XXXX XXXX XXXX XXXX XXXX XXXX, MD
|
| 10/17/2017 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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XXXX, XXXX XXXX XXXX XXXX XXXX XXXX DOB XXXX/XXXX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX, XXXX {$3300.00} Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- XXXX A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious MEDICAL DATA SYSTEMS, INC. {$3300.00} I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX Litigation, Case No. XXXX, in the U.S. XXXX XXXX for the XXXX XXXX XXXX California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX XXXX XXXX # XXXX DOB XXXX/XXXX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX
|
| 06/27/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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I am disputing a claim that was processed and paid on XXXX XXXX, XXXX to XXXX XXXX XXXX, XXXX XXXX, GA. I have concerns with inflated cost of service and fraudulent activities. I had a XXXX procedure done on XXXX XXXX, XXXX at XXXX XXXX XXXX. When I sat down to register for the test with a hospital employee, I was informed that if I can pay for the XXXX in cash it would only cost me {$500.00}, if not, they will submit the fee to my insurance company for payment. I advised the registration clerk that I did not have {$500.00} cash and to please submit the fee to my insurance carrier, which is XXXX XXXX XXXX. I also advised that I had a HRA ( health reimbursement account ) with a balance that will cover the {$500.00} cost of the XXXX. I then signed off on a form that stated I am waiving the option to pay with cash and require the hospital to bill XXXX XXXX XXXX ( HRA account ). XXXX XXXX XXXX filed a claim with XXXX XXXX XXXX for {$4200.00}, which is an inflated amount from the initial {$500.00} ( cash ) I was quoted during registration. The claim was processed and paid by XXXX XXXX XXXX on XXXX XXXX, XXXX for {$530.00}, leaving a high balance of {$2000.00} that the hospital is stating I owe them. I have had several XXXX in my lifetime and never been billed over $ 2K for the procedure. I would like this matter reviewed and investigated because at the time of the XXXX in XXXX, XXXX XXXX XXXX was a brand new facility and I am not sure if they were trying to get customers to pay for their equipment by inflating cost of service. I believe they purposely submitted the claim to XXXX with an inflated price of {$4200.00}, which I feel is a fraudulent request because the fee was initially {$500.00} if I paid by cash. What is really the difference between paying in cash OR paying with my HRA account? It should still cost {$500.00} either way. Why did the cost of the XXXX go up by 7 times? Anyway, I should not have to pay the hospital an additional {$2000.00} for a XXXX that they told me cost {$500.00}. They did receive a payment of {$530.00} ( additional {$33.00} ) from my insurance carrier ( XXXX ), covered by my HRA. This means that they were paid in full and I should not have an outstanding balance. They inflated the cost of the XXXX so they can gauge additional funds from XXXX and from myself, which is fraud.
|
| 04/03/2020 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
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Web |
Servicemember |
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I received a letter dated XX/XX/XXXX on XX/XX/XXXX. I called today XX/XX/XXXX and spoke with XXXX regarding alleged debt. When I asked representative about the debt she advised she was not able to give much informtion due to HIPPA laws. However, I advised representative that the debt was not owed per the insurance company as another company attempted to collect on the same debt. A complaint was filed on XX/XX/XXXX with the CFPB regarding the same debt and a response with alleged debtor repsonsed XX/XX/XXXX. Case # XXXX. I have attached the bill from the prior company as well as the new company with the same account number.
I received a call on XX/XX/XXXX at XXXX XXXX from XXXX XXXX XXXX regarding a bill from XXXX XXXX XXXX XXXX for the amount of {$150.00} The representative I spoke with hung up the phone in my face after I asked how could I help her. I called back and spoke with an XXXX, who was also very rude as I informed her that I did not owe the debt. Her response was why did I call back. ( This was on a recorded call ). I then called my insurance company ( XXXX ) and informed them of the phone call I had received from XXXX XXXX XXXX. The representative from the insurance company asked for the number of the collection agency to which I received a call and called them at the number provided ( XXXX ). The representative from XXXX called while I was on the phone and advised the representative to cease all calls and communication as the bill was a provider write-off. The call was ended and and several days later I received letter in the mail stated that I owed the debt for the bill. I called XXXX XXXX XXXX on XX/XX/XXXX and spoke with representative XXXX who informed me that {$150.00} was still owed. I asked her to read the notes, to which she stated that she was not aware of any notes on the account. I then ask to speak with a supervisor, to which I then spoke with Mr. XXXX. The call was disconnected I then called back and spoke with XXXX who advised that Mr. XXXX would return my call and needed a good contact number. I asked MsXXXX XXXX to send me a letter stating that I did not owe the debt, to which she stated " a letter ''.
Company 's Response Consumer 's concern has been documented and all communication will be ceased. We have notified the client of the consumer 's complaint.
|
| 04/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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While recently Checking my credit file I found that your Company has added a derogatory Line on my Personal Credit Report and as allowed under the Fair Debt Collection Practices Act ( FDCPA ), I am requesting that you allow me to validate the alleged debt. I am not aware that there is a debt from Medical Data Systems Inc I am also unaware of the amount due and your Derogatory Remark does not include a breakdown of any fees.
Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I do not recall giving permission to Medical Data Systems Inc for them to release my medical information to a third party. I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization. Therefore, my request is this : Validation of debt HIPAA authorization signed by myself.
Provide breakdown of fees including any collection costs and medical charges.
Provide a copy of my signature with the provider of service to release my medical information to you.
Cease any credit bureau reporting until the debt has been validated by me.
Your Company and the Medical Professional/Company that Contracted you are in Violation of these laws among others : Subtitle D of ARRA Sec. 13401 ( Application of Security Provisions and Penalties to Business Associates of Covered Entities ) Subtitle D of ARRA Section 13407 ( 1 ) - ( Breach of Security ).
Please send this information to my address listed above and accept this letter as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt.
Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent up to {$5000.00} per incident plus costs. I will await your reply with above requested proof.
Sincerely, XXXX XXXX
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| 11/14/2017 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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The issue with this " company '' is more than just repeated calls, it involves all the other issues that were added as options, but it only let me choose one. I just got a call at XXXX today XXXX XXXX XXXX. But I 've been called before XXXX, after XXXX, and even on XXXX. This is a company that I have spoke to on multiple occasions and after fruitless attempts to explain that I paid my insurance out of pocket maximum and do not owe these medical expenses, I have told them to no longer contact me. And yet they still call ... XXXX times within this past month alone. The number is usually ( XXXX XXXX XXXX, and that will be the number I 'm referring to in my complaint.
I 've been dealing with this for almost 3 years at this point. They have sent debt collection mail to my in-laws home, which I have never lived at and have no idea how they have their address. This is not something I have ever consented to. Additionally I have been told that if I do n't pay this debt it will reflect negatively on my credit report, even if I already paid my obligatory insurance out of pocket costs. I 've told them to send me information proving that I owe this debt and that they are the ones who are legally allowed to collect on this supposed debt. I have yet to see a single piece of paperwork for either.
This last call I received is the final straw and is what is leading me to complain. The woman I spoke to was aggressive and accusatory. She called me a liar when I said I had already spoken to both my insurance company AND this company. Obviously I 've been dealing with them for almost three years, I 've definitely spoken with both entities to get this straightened out.
She demanded that I pay. She did n't ask me to pay. In fact, her first intro to me was, " Will you be paying this debt with a credit card, check, etc ...? '' The amount was for a little over $ XXXX. I told her I was n't paying it at all since it 's not debt I owe. And that 's when she got aggressive. Her voice changed, as well as her attitude. She said that she " knows '' what the insurance company said ... despite accusing me of lying about speaking with them. She claimed that she would be writing all sorts of things down in my " file '' that I never even said. She said the call *may* be recorded and I truly hope it was.
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| 01/10/2020 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I recently obtained a copy of my credit report which was 30 days ago and i seen a lot of medical debt reporting to my credit report and as allowed under the Fair Debt Collection Practices Act, I sent out a variety of letters requesting the credit bureaus to allow me to validate the alleged debt. Also told them to provide me with a breakdown of all charges, dates of service and procedures given including fees associated.
Additionally, I am allowed under the HIPAA law ( Health Insurance Portability and Accountability Act of 1996 ), to protect my privacy and medical records from third parties. I do not recall giving permission to XXXX XXXX XXXX XXXX that is located in XXXX, VA to release my medical information to a third party or any other Collection agency 's. I am aware that HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization, therefore my request is twofold and as follows ; Validation of Debt and HIPPA Authorization - Also told the credit bureaus to provide a breakdown of fees including any collection costs and medical charges - Also told the credit bureaus to provide a copy of my signature with the provider of service to release my medical information to you - Cease any credit bureau reporting until debt has been validated by me Any automated responses or E-Oscar verification is unacceptable.
i also told the Credit bureaus that withholding the information you received from any medical provider in an attempt to be HIPAA compliant and can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt.
Additionally, reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from your collection agency. I will await your reply with the above requested proof. Per the standard, you have 30 days in which to respond to this request, or this debt will be considered invalid, and removal from the credit bureaus expected or damages will be sought after. As of today which is XX/XX/XXXX I have not received any respond letters from either credit bureaus
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| 08/23/2023 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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During Covid pandemic I became XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I XXXX XXXX XXXX XXXX XXXX in XXXX, PA at the time in XX/XX/XXXX during Covid 19 that caused all business to shut down. However my XXXX as a XXXX XXXX for a XXXX that must remain open due to being an essential Business I was required to work throughout the entire Covid 19 pandemic and service customers. I XXXX XXXX XXXX XXXX XXXX XXXX and my Employer health insurance did provide some coverage for my Medical bills for the XXXX XXXX XXXX XXXX but I had a large Deductible for the amount of {$5200.00} and also another for {$420.00}. Since then I have had major health complications during XXXX while having to work and had XXXX XXXX its that have put financial stress and mental stress with my and my family. We were also scammed by a I was repeatedly called from their billing department after I gave XXXX and harassed to make the full payment without them ever sharing they had any Financial assistance to help with the cost or didnt even negotiate the cost. I was denied and They threatened to sent the bill to collections and I asked if they could please help me with a payment plan. I did consent to a payment plan of {$25.00} a month as I could not afford the payments due to having to return to work and I had to pay Daycare costs including living expenses and bills. I also was involved in a accident when I returned to work when a driver ran into my car and Totaled my vehicle and because this I also needed to purchase a car so that I was able to work. The XXXX XXXX did not notify me that my payment plan stopped and they then took action without contacting me or my bank as to why they did not receive payment for a agreement I consented to and agreed to pay and I never consented to stop the payment. On XX/XX/XXXX I received a alert from my credit reporting service that I had 2 accounts from a collections agency called Medical Data Systems that were hired by XXXX XXXX to collect a debt I agreed to pay monthly. I pleaded with the collection agency to please not due this as my employment career would be at risk as I work for a XXXX I also pleaded with XXXX XXXX XXXX XXXX XXXX XXXX
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| 07/07/2017 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I had XXXX XXXX completed in XX/XX/XXXX/XX/XX/XXXX at XXXX XXXX XXXX, XXXX, PA. Unfortunately, a few of the billing codes were wrong and some payment was denied. I called the insurance company and received the codes that they will pay this bill under. The hospital told me to have the doctor send a new script to the lab for the purpose of rebilling. My doctor sent the new script to the lab on XX/XX/XXXX and confirmed receipt of the new script. As far as we knew they rebilled the insurance company. The. In XX/XX/XXXX, I received a call from Medical Data Systems stating that the bill went to them for collections. I told them what was going on and gave them the new codes to have the hospital bill under. I had n't heard that anything was n't paid or done by the company. On XX/XX/XXXX, I checked my credit report because we are a victim of fraudulent use of our social security numbers ( caused by a breach at XXXX XXXX ). I saw that Medical Data Systems is now on my credit report. I called XXXX XXXX XXXX billing and they tell me they have never rebilled the insurance company, never received codes from the collection agency and that they do n't have the new script. I told them I will fax a copy of it over to them. And will do so later today. Unfortunately, they wo n't pull this from the collection agency. I then called Medical Data Systems, XXXX XXXX, FL to find out what is going on and why they never forwarded the correct information to the hospital. They told me that they they personally rebilled the insurance company and 48 hours later the insurance company told them that three of the codes were unbillable. I gave them five codes. They also billed a year after the second script was sent to the hospital so the codes may have changed. That is not my problem. This should have been done right from the beginning. The hospital billing dept. has been reported to the insurance various times for fraudulent billing resulting in us supposedly owing them money. The insurance company has been able to fix those " errors '' but ca n't this time because of it being an issue with coding. This company is single handily ruining my credit for issues that are really their own fault.
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| 04/13/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On XX/XX/2022, I attempted to contact Medical Data Systems about a debt that they have reported to my credit. To date I have never received any correspondence from them in regards to any debt. I spoke with Medical Data Systems in XXXX of 2022 and they illegally threatened to report my debt to the collection agency for negative impact unless I paid. I asked for further information about bills that they held and they gave me incorrect information, stating I owed {$270.00} to XXXX. I called XXXX XXXX and confirmed no debt was owed. On XX/XX/XXXX, they claimed that I owed {$270.00} to XXXX XXXX XXXX XXXX XXXX XXXX and when I called that office they do not have me as a patient nor any account under my name. I also requested information regarding any other debt that was not sent to me.
Today when I spoke with Medical Data Systems, they refused to provide me details about the debt regarding what was the original bill information. Legally it is my right to the following information : If the debt is medical debt, the notice must also state : Your right to request the original account number assigned to the debt. Your right to request the date of your last payment. Your right to request an itemized statement that gives you all of these : the name and address of the medical creditor, the dates of service, the services the provider claims it provided you, the amount of principal owed on the debt, any adjustment to the bill, the amount of any payments received from you or anyone else, any interest or fees, and if you were found eligible for XXXX XXXX and if XXXX XXXX payments were applied to the debt When I requested the original account number assigned to the debt, the collector said it was not provided to her. When I asked to confirm that she was not able to provide me with the original account number, she denied this but continued to say that she could not provide it. She was only able to provide me with the amount, date of service and doctors. She directed me to call my insurance for more information. When I asked her to again to confirm that she could not provide the information legally required for debt collection, she let me know she was ending the call and hung up on me.
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| 11/03/2018 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I asked for validation from medical data systems complaint number XXXX they they have not provided it according to the fdcpa and the are reporting incorrect information on my credit report according to the fcra. They stated they do not own the account nor the debt well if you look back at the complaint number listed above you will see if clearly states this communication is from a debt collector so they is giving false information out and they is not compliant with the fdcpa laws. They are a debt collector and i do not have to pay them anything regardless of who they work for and i do not owe them anything and they can not prove that i do.
Under the Fair Debt Collections Practices Act ( FDCPA ), I have the right to request validation of the debt they say I owe them. I am requesting proof that I am indeed the party they are asking to pay this debt, the date of the alleged medical service, the name of the patient, and proof that there is some contractual obligation which is binding on me to pay this debt.
I am asking theyPlease attach copies of : Any agreement with your client that grants them the authority to collect on this alleged debt, or proof of acquisition by purchase or assignment, and authorization under subtitle D of the ARRA, SEC. 13401. APPLICATION OF SECURITY PROVISIONS AND PENALTIES TO BUSINESS ASSOCIATES OF COVERED ENTITIES ; and SEC. 13407 ( 1 ) BREACH OF SECURITY.
The term breach of security means, with respect to unsecured PHR identifiable health information of an individual in a personal health record, acquisition of such information without the authorization of the individual.
Please note that enforcement of penalties against them is covered under the penalty rules of the Omnibus Final Rule effective 09/23/2013 interpreting and implementing various provisions of the Health Information Technology for Economic and Clinical Health Act of 2009 ( HITECH Act ) as issued 11/30/2009 and the penalty rules of the FCRA and FACTA including FACT Act changes final rules effective July 1, 2010.I want this inaccurate information deleted off my credit report and i will continue to file a complaint under my voice id heard my the cfpb and ftc.
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| 08/10/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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After a XXXX XXXX issue and had it resolved we had a medical bills from XXXX XXXXXXXX XXXX that went unnoticed because we thought insurance was still paying it. Before we knew it the account was closed and sent to collections in XX/XX/XXXX. XXXX XXXX XXXX XXXX, they helped us out by reducing the owed amount from XXXX to just XXXX to settle it on XXXXThis was in paid in full that day by a credit card. The bill was paid and on with life we went.
In XXXX of XXXX we get this call and a notice from Medical Data Systems another collection agency that was trying to collect on this account again for the exact amount that was written off {$300.00}. We were XXXX founded and disputed the validity of the collection and sent them all the current paper work we had. They continued to call until the end of XX/XX/XXXX. We got an alert on my credit report that they dinged my credit for the collection. I called them and Medical Data Systems wouldn't give me any proof of the debt or how they got the collection. All they claimed is that it was from XXXX XXXX. I called XXXX XXXX and they said that's impossible, and that the account was closed and sent to collections in XX/XX/XXXX. There was not another collection sent out on that account or wouldn't be because the account was closed. We are fighting with XXXX to have it removed from my credit and they will not do anything about the negative report. It dropped my credit score from a XXXX to a XXXX and we have been trying to consolidate our debt because i was laid off last year because of COVID-19 for 3 months and we lived off credit cards. We can not qualify for the consolidation because of this negative report. Medical Data Systems has not been able to provide proof of the debt and basically has fraudulently claimed the debt to be owed. I know how Medical Data Systems works and have extensively researched the com plaints about this company and its tactics to get people to pay the debt, by using strategies like we will remove the negative report if you pay the collections that is not even valid. I know i am not the only one that is being held XXXX with this issue by this company and its illegal collection tactics.
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| 01/04/2018 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Medical Data Systems has continously placed collections accounts on my credit report between the XX/XX/XXXX and XX/XX/XXXX. On several different occassions I have disputed the charges because of errors in billing by XXXX XXXX and the accounts being sent to collections before the federally regualted 120 days. On several occassions the results ofnthe disputes have requried that Medical Data Systems remove the collections accounts. The accounts are then removed but after few months the accounts are added but the origianl creditor has been changed from XXXX XXXX to XXXX XXXX. I have contactd XXXX XXXX and they have confirmed that no balance is due at this time. In addition to the disputes, several of the accounts have been paid in full to the original creditor and the legal owner of the collection accounts which is XXXX XXXX XXXX. For example one of those accounts is a medical bill with a balance of {$67.00}. This account balance was paid to XXXX XXXX via personal check and proof of verification was provided to Medical Data Systems but they still refused to remove the account as requested by XXXX. After speaking with XXXX on several occassions they stated that they were still the legal owner of the account and that the acocunt was sent to Medical Data Systems for collection purposes only. I then contacted Medical Data Sytesm and requested that provide me documentation whichs states that they are allowed to post information on the three major consumer reports on behalf of XXXX and they refused to provide me any documentaion They then stated that no document existed and that they were contracted by XXXX to collect debts.
I then inquired about validaiton of the debt and Medical Data Systems mailed me copies of my hopsitla bills with all my patient information including services provided by my medical provider. Under HIPPA Act of 1996 Regulations, XXXX XXXX was provided authorization and.or permission to have access to my perosnal medical information. Without my personal medical information Medial Data Systems would not be able to legally collect any balanced owed. They would also not be able to provide the needed information to get the debt paid.
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| 11/27/2018 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On XX/XX/XXXX I send a certified letter to XXXX XXXX XXXX requesting validation of an account in the amount of {$1900.00}.
On XX/XX/XXXX I opened a dispute with each of the credit bureaus ( XXXX, XXXX, and XXXX ) to verify the accuracy of each account. All were verified with exception of XXXX, which deleted the account. However, the date open is inaccurate since the accounts date of first delinquency is XX/XX/XXXX ( confirmed by the original creditor during call on XX/XX/XXXX ) and XXXX XXXX XXXX is reporting the open date as XX/XX/XXXX. From my understanding the Open date must match the date of first delinquency.
On XX/XX/XXXX, XXXX XXXX XXXX responded with a copy of the statement, private medical information ( which is hippa violation ), hippa agreement. XXXX XXXX XXXX is not listed on any hippa disclosure agreement they sent to me.They did not provide all of the requested validation items which included a request for an agreement with the original creditor stating their authority to collect on the alleged debt. Additionally, how are the credit bureaus able to very an account that not been validated with the consumer.
On XX/XX/XXXX, I contacted the original creditor to get all previous statements that would have been mailed to me prior to the account being turned over to XXXX XXXX XXXX. The hospital billing department could not provide me with the statements and told me that I needed to contact XXXX XXXX XXXX to obtain those items since the account is now with them. However, the hospital did inform me that the date of first delinquency was XX/XX/XXXX. I called medical revenue services to obtain a copy of all statement and was told the only I will get is what they have already sent. During this call the associate and supervisor were rude, condescending, and made a few accusations in regards to my character stating that I lied in a dispute to the credit bureaus stating I was never at the hospital which is entirely false based on the letters I have to this complaint which I have attached. She also made comments about my mode of living and stability, which can be proven to be inaccurate.I have attached a recording of the call from today.
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| 07/06/2017 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Servicemember |
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Received email alert from XXXX XXXX of a collection on my credit record on XX/XX/XXXX. Filed Request for Credit Report with XXXX XXXX and XXXX credit reporting agencies. Reviewed all 3 credit report agency reports and found the following discrepancies : 1. Collection of {$370.00} were reported on XX/XX/XXXX with XXXX, XXXX and XXXX 2. XXXX and XXXX also report an incorrect past contact or address Disputes were filed online with XXXX XXXX and XXXX An EOB from XXXX XXXX XXXX XXXX for XXXX XXXX XXXX on XX/XX/XXXX in the amount of {$370.00} was received by me that stated Amount You May Owe Provider : {$0.00} soon after the date of service. No other communications of any kind from any person or organization were received by me nor my husband regarding this visit at any time until I received the email from XXXX XXXX mentioned above on XX/XX/XXXX. As a further note, it should be known that I am the Step-mom and have carried the minor on my policy with XXXX XXXX XXXX XXXX since XX/XX/XXXX as he was a minor child and other medical insurances were either unavailable or unaffordable and they continue to be. XXXX has removed the collection from my XXXX credit report. XXXX and XXXX will not remove this derogatory mark even though I was never informed of any debt what-so-ever. XXXX and XXXX state this collection will reside on my report for the next 7 to 10 years. PERSONAL STATEMENT : I have been successful in paying all my bills, on time, always. My credit WAS excellent, and Im not fussing over a {$370.00} bill. I WANT TO KNOW How can someone out of the blue just throw something on your credit report without even making an attempt to contact you? Is this legal? As of this time and date ( XXXX ADT, XX/XX/XXXX ) no person has contacted me, by any form of communication, regarding the debt I mentioned above. I feel it is unfair and should be unlawful that any person or organization should have the ability to file negative or incorrect information against anyone 's credit report without first providing them the information and/or opportunity to review/dispute/settle under normal circumstances regardless of whether they owe the debt or not.
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| 02/25/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I recently obtained a copy of my credit report and MEDICAL DATA SYSTEMS I is currently reporting debt to my credit report and as allowed under the FAIR DEBT COLLECTION PRACTICES ACT, I am requesting that they allow me to validate the alleged debt. I asked to provide me with a breakdown of all charges, dates of service and procedures given including fees associated.Additionally, I am allowed under XXXX Law to protect my privacy and medical records from third parties. I do not recall giving permission for Medical Data Systems I, XXXX XXXX XXXX XXXX to release my medical information to a third party. I am aware that XXXX does allow for limited information about me but anything more is to only be revealed with the patients authorization, therefore my request is twofold and as follows ; XXXX XXXX XXXX XXXX XXXX XXXX : XXXXunable to provide a breakdown of fees including any collection costs and medical charges.
XXXX.Unable to Provide a copy of my signature with the provider of service to my release of my medical information to you.
XXXX. I asked to Cease any credit bureau reporting until debt has been validated by me.
I requested for MEDICAL DATA SYSTEMS I to send this information to my mailing address and accept this letter as my formal debt validation request, which I am allowed under the XXXX. I advised that withholding the information they received from any medical provider in an attempt to be XXXX Compliant can be a violation of the XXXX because they will be deceiving me after my written request. I requested full documentation of what they received from the provider of service in connection with this alleged debt. Additionally, and reporting of this debt the credit bureaus prior to allowing me to validate it may be a violation of the fair credit reporting act, which can allow me to seek damages from their collection agency. Per the standard, you have XXXX days in which to respond to this request, I submitted request on XX/XX/XXXX and I have not received the requested information.
MEDICAL DATA SYSTEMS I ORIGINAL CREDITOR : XXXX XXXX XXXX XXXX XXXX : {$3900.00} Account # XXXX Collection opened : XX/XX/XXXX
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| 05/29/2019 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I have no idea who MEDICAL DATA SYSTEMS, INC is or who they represent. This company entered a collection on my credit report without notifying me or contacting me regarding what this debt was about. I have never had an account with this company or anyone they claim to represent. MEDICAL DATA SYSTEMS, INC is indicating that an accounts with the account numbers XXXX, XXXX, XXXX were opened with their company in XX/XX/2018. I never opened an account with them or anybody else. This account must be a result of identity theft or someone opening an account in my name using my identity. I have no knowledge of this account nor did I give anyone permission to open an account with my name.
When a debt collector engages in the collection of DEBT they must provide copies of the following items : 1. Provide a certified copy of the complete credit application that debtor signed to secure the credit with your entity.
2. Provide signed verification of each transaction that is part of the alleged cumulative debt.
3. Provide the contract or other instrument through which [ Alleged Creditor } authorized MEDICAL DATA SYSTEMS, INC as third-party collection agent.
4. Provide a true and correct copy of the instrument by which [ MEDICAL DATA SYSTEMS, INC } was authorized as a mixed-ownership government corporation with authority to hypothecate credit of the United States ( 31 U.S.C. 9101 ).
5. Provide the delegation of authority from the Director of the Office of Management Budget to MEDICAL DATA SYSTEMS, INC, that authorizes your company to settle accounts of the United States ( Public Law 104-316 ).
6. Provide the Certified Assessment Certificate.
Gramm Leach Bliley Violation ( s ) : Failure to provide a notice prior to reporting negative information to a credit reporting agency ( CRA ).
Failure to provide a notice within 30 days after reporting negative information to a credit reporting agency ( CRA ).
Failure to provide an Opt Out Notice.
Failure to disclose as required by federal law mandatory information in their Privacy Policy notice.
Sharing Non Public Information ( NPI ) without providing an Opt Out Notice
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| 10/04/2023 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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Dear Consumer Financial Protection Bureau Representative, I received an alert from XXXX and XXXX credit monitoring that Medical Data Systems INC has reported a negative item regarding an alleged debt. I have reason to believe I do not owe this debt to this company.
Under The Disputed Debts clause of the Fair Debt Collection Practices Act, I am allotted XXXX to dispute any alleged debt in writing. Also, request that the collector provide more detailed information about the debt and documentation showing that they have verified that they are in fact owe the alleged debt. It also states, until the collector provides this written verification, it may not continue to collect on the debt or seek judgment in court or report any negative items to the credit bureaus ( i.e. XXXX, XXXX, and XXXX.
However, my rights have been violated since Medical Data Systems INC did not notify me of this alleged debt nor allow me, as the consumer, the opportunity to gain knowledge, investigate, or dispute this item I am unaware of.
I am seeking your assistance in immediately having Medical Data Systems remove the negative reporting from the credit bureaus and discontinue any adverse and negative reporting on this item until the following are provided : I request all of the following information be provided to me by mail : 1. The amount of the alleged debt ; 2. The full name and mailing address of the original creditor for this alleged debt ; 3. Documentation showing you have verified that I am responsible for this debt, or a copy of any judgement ; 4. Documentation showing you are licensed to collect debts in GA.
Because I am writing in assistance to help enforce my rights within the Fair Debt Collection Practices Act, please have the company cease attempting to collect this alleged debt until after they have provided the requested information. Upon receipt of any of requested information, I request 30 days to respond. Also, please ensure the creditor and the debt can not accrue any fees or interest beyond what is allowed by state law or by contract with the original creditor.
Sincerely, XXXX XXXX
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| 03/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Hi, To whom this may concern, I have contacted the Medical Data Systems at numerous attempts. First attempt was XX/XX/XXXX via email to ask for Debt Validation. Second attempt was XX/XX/XXXX to inform them that I haven't received a response from the company to verify proof of debt within the 30 day time frame by federal law from the first attempt of reaching out to the company. I have attempted to ask the company for the following information below, The name and address of the original creditor, the account number, and the amount owed.
Verification that there is a valid basis for claiming I am required to pay the current amount owed.
Details about the age and amount of the debt, including a copy of the last billing statement from the original creditor ; a detailed explanation of any interest added or payments made since the last billing statement and the legal authorization for this interest ; the date the original creditor claims this debt became delinquent.
Please also note whether this debt is within the statute of limitations and how that was determined.
Please also forward details about your authority to collect this debt : whether you are licensed in my state and if so provide the date of the license, name on the license, license number, and the license number, and the name, address and telephone number of the state agency issuing the license. If you are contacting me from outside my state, provide the licensing information from your state as well.
The company has failed to provide proof of the debt they are stating that I owe. Unfortunately, I am not obligated to provide payment to any company or agency that can not provide proof of debt or payment they are stating I owe, according to my credit report. When I called the company to confirm the amount listed on my credit report they were discussing amounts that we're never reported and informing me that I have to pay an extra amount in order to close my account, which is violation of the False Claims Act.
I also contacted both offices via phone ( Florida and Alabama ) to discuss the concerns of my debt.
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| 05/13/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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On XX/XX/2022, I submitted a CFPB complaint ( XXXX ) for Medical Data Systems , Inc . This collection agency is reporting collection accounts that I do NOT owe. On XX/XX/2022, the company responded with the following : " XX/XX/2022 Complaint XXXXase No. XXXX Consumer Name : XXXX XXXX XXXX XXXX : NAME : Medical Revenue Service ADDRESS : XXXX, XXXX XXXX XXXX XXXX XXXX, FL XXXX PHONE NO. : ( XXXX ) XXXX Dear XXXX XXXX : Thank you for taking the time to communicate this matter to us. We pride ourselves in maintaining the highest quality standards for each of our clients as well as consumers. We take these complaints very seriously. It is our policy that all complaints undergo a thorough investigation ; and the results of this investigation are as follows : Account number : XXXX & XXXX XXXX has submitted a deletion request to the credit bureau on the above-mentioned accounts due to incorrect address at placement in collections. Account number XXXX XXXX no longer services this account. You will need to contact the original creditor to dispute the validity of the above-mentioned account. No other contact has been made on this account. Attached are the itemized bills, consents, deletion letter, cancellation letter and balance letter for your records. If you have any further questions, please do not hesitate to call XXXX to speak to a representative. Sincerely, Support Manager This communication is with a debt collector. '' I have contacted XXXX several times via mail to dispute the inaccurate collection accounts reporting on my credit reports. 1 out of the 3 of the collection accounts were removed. However, there are 2 collection accounts that need to be removed immediately. I had veteran 's health insurance at the time of my medical visit and should have never been billed. These errors are extremely injurious to my financial character and have caused me to be denied for funding on a mortgage because of open collection accounts. These accounts should be removed urgently or I will be forced to file suit for negligence and damage to my creditworthiness, amongst other things.
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| 07/16/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Older American, Servicemember |
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Medical Data Systems, DBA Medical Revenue Service erroneously submitted to the Credit Bureau a debt that has no basis, validity nor any legal action, nor have I ever received a response from XXXX XXXX to any of my numerous correspondence regarding this disputed charge. I am enclosing the letter that I sent on XX/XX/XXXX upon receipt of their collection attempt on a bill that I disputed in XXXX with no response from XXXX XXXX. I disputed this bill and I have contacted XXXX XXXX XXXX XXXX that is now XXXX on many occasions in writing regarding this issue. The first letter disputing this bill is dated XX/XX/XXXX well within the 30-day window of service date of XX/XX/XXXX copy enclosed. I have written many more letters that have gone unanswered. All of my letters are presumed true and accurate as no rebuttal was ever received and not in the 30 days prescribed by law. I further informed XXXX XXXX that they had billed XXXX XXXX XXXX. I have never had XXXX XXXX XXXX XXXX, and in XXXX I had health insurance through XXXX which is XXXX XXXX of Arkansas. I informed them that it would seem that they had submitted the bill to XXXX XXXX XXXX and been paid as that was the information that I was provided before service that there would be no charge by 3 separate XXXX XXXX representatives as this was covered 100 % under my plan as preventive. It appears that they are trying to double bill and at the very least they have no clue what they are doing. Nevertheless, the point is now moot as they have never responded to any of my correspondence, and more than 3 years have elapsed.
I need your assistance to investigate this as a violation of the Fair Credit Act as there is no grounds or basis nor was there any legal action. The mere fact that Medical Data Systems DBA Medical Revenue Service was informed in writing on XX/XX/XXXX that this debt was in dispute and not valid with proof provided that this debt was in dispute since XXXX and the dispute was within the time frame provided by law. Yet they disregarded this and without just cause reported as collection with the credit bureaus.
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| 03/20/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I have debts reporting from Medical Data systems reporting on my credit reports that are inaccurate, and I need them removed. A debt for {$4200.00} acct # XXXX {$160.00} acct # XXXX {$220.00} acct # XXXX and {$600.00} acct # XXXX.
Under the Fair Debt Collection Practices Act ( FDCPA ), I am requesting that you allow me to validate the alleged debt. I am aware that there is a debt, but I am unaware of the amount due and your bill does not include a breakdown of any fees.
Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I do not recall giving permission to [ name of provider ] for them to release my medical information to a third party. I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization. Therefore my request is twofoldvalidation of debt and HIPAA authorization.
Please provide breakdown of fees including any collection costs and medical charges.
Provide a copy of my signature with the provider of service to release my medical information to you.
Cease any credit bureau reporting until the debt has been validated by me.
Please send this information to my address listed above and accept this letter, sent certified mail, as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt.
Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent. I will await your reply with above requested proof. Upon receiving it, I will correspond back by certified mail.
Sincerely, XXXX XXXX
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| 03/09/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Old information reappears or never goes away
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Web |
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I have opened a dispute in the past repeatedly about Medical Data Systems and their habits to continuously re-age their tradelines on my credit report year over year. They also have a habit of removing the tradeeline from the credit report all to be able to repost it and a new item. This year I am getting ahead of the game before they do this to me again. I have attached credit reports forXX/XX/XXXX form XXXX as well as for XX/XX/XXXX. You will see that all of their tradelines were in one report reporting status updates months prior to the other report. Balance updates are being made with no updates to the balance, Absolutely nothing has changed up or down. They ahem done this for years which keeps my credit score stagnant and hovering never to increase more than being looked upon as a risky consumer. I have paid all of my bills one time for over two years. These collectors are always right at the end or turn of the years re-aging items to make them appear as though some change has occurred to make it more relative and a recent hit to my score. I don't know what else to do except to turn to your agency, This is the first part of my complaint. I am expecting them to now reinsert themselves onto my credit report with all four lines they have deleted all to be able to impact my score four times over! This has to be illegal. I have no idea who is intentionally doing this to me every year but I need it to stop. I need them blocked from my report with no allowance to have the debt they are collecting for to ever appear again due to their unfair practices of credit reporting.
Company : Medical Data Systems Inc updated XX/XX/XXXX with no changes having occurred Company : XXXX XXXX updated XX/XX/XXXX with no changes having occurred As I explained this is only the first part of my complaint to prove their practice of removing items from the credit report only to add it back all over again to negatively impact the credit score. By next 30-60 days, they will have re-aged the four tradelines they deleted in XXXX. I have no idea why they are allowed to do this to people.
|
| 10/08/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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A debt was added to my credit report, that I was unaware of in the amount of {$2200.00} acct # XXXX This is hurting my credit negatively and I need this removed as soon as possible and as allowed under the Fair Debt Collection Practices Act ( FDCPA ), I am requesting that you allow me to validate the alleged debt. I am aware that there is a debt from XXXX XXXX, but I am unaware of the amount due and your bill does not include a breakdown of any fees.
Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I do not recall giving permission to [ name of provider ] for them to release my medical information to a third party. I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization. Therefore my request is twofoldvalidation of debt and HIPAA authorization.
Please provide breakdown of fees including any collection costs and medical charges.
Provide a copy of my signature with the provider of service to release my medical information to you.
Cease any credit bureau reporting until the debt has been validated by me.
Please send this information to my address listed above and accept this letter, sent certified mail, as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt.
Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent. I will await your reply with above requested proof. Upon receiving it, I will correspond back by certified mail.
Sincerely, XXXX XXXX
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| 09/13/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
Older American |
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We received a call regarding a medical debt from collection agency : Medical Revenue Service / XXXX XXXX XXXXXXXX/ XXXX, FL XXXX.
On the first call, the caller was polite ; asked if my spouse ( XXXX XXXX ) had received treatment at the XXXX XXXX XXXX XXXX, and stated there was a debt. [ approximately XX/XX/2022. ] We had received no notice of the debt from the hospital, no contact at all. I explained this to the bill collector and requested an itemized statement. We received Saturday [ XX/XX/2022 ] a statement from Medical Revenue Service which included no itemization and with my spouse 's name garbled. I mailed ( today! first available opportunity [ XX/XX/2022 ] ) a response with our intent to challenge the debt due to the lack of accurate information. Obviously, they have not received that ; we have not had time to make take any action of any kind.
Today [ XX/XX/2022 ] -- obviously before action could have been taken -- I received a second call. This time the caller was less than polite. She responded with hostility to my statement that we were already mailing a statement of our intent to challenge the bill. She dismissed the name question as 'a typo ' ; she referred to the supposed 'contracted amount ' on a bill we have still never seen ; she appeared indifferent to our failure to receive an itemized bill.
She characterized my entirely polite response as reflective of a 'bad attitude ' and used it as an excuse to claim my bad faith. SHE THREATENED TO CALL AGAIN to attempt to speak directly to my spouse ( not available for either call ). I DO NOT wish to receive any more of her phone calls ; I want information before we consider our proper course of action regarding the debt.
I certainly do not find the failure to properly document the debt appropriate. I want an itemized account ; I want to know why a bill of over {$12000.00} was submitted to our insurance company for nothing more than 2 hours sitting in an emergency room and why we never received any contact regarding that bill until a third-part debt collection service was involved.
|
| 04/05/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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MEDICAL DATA SYSTEMS I Original creditor : XXXX XXXX XXXX HOSPITAL {$6400.00} There are no contracts, no valid claims ... accounts were settled with original creditors and has been confirmed, grave errorsfalse claims and reportingI want these accounts removed immediately or litigation may follow. Debts can not be collected twicethis is unlawful Yet again, you continue to report this and failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested. Additionally, please provide the name, address, and telephone number of each person who personally verified this alleged account, so that I can inquire about how they " verified '' without providing any proof, bearing my signature.
As per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification.I am again formally requesting a copy of any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay you the alleged amount.Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed items are inaccurate and incomplete and represents a very serious error in your reporting.
I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the Consumer Financial Protection Bureau and the Attorney General 's office, should you continue in your non-compliance of federal laws under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the corresponding local state laws. I further remind you that you may be liable for your willful non-compliance. Failure on your behalf to provide a copy of any alleged contract or other instrument bearing my signature will result in a small claims action against your company. I will be seeking a minimum of {$1000.00} in damages per violation
|
| 05/17/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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XX/XX/XXXX Dear XXXX XXXX XXXX XXXX, After viewing a copy of my credit report, I noticed a collection account placed on my credit from XX/XX/XXXX in XX/XX/XXXX. I am requesting that you allow me to validate the alleged debt. I am unaware of any outstanding medical bills that I possess, and I am seeking the name and hospital/medical provider to which I owe the debt and a detailed break down of the fees that I owe.
Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patients authorization. Therefore, my request is twofoldvalidation of debt and HIPAA authorization.
Please provide breakdown of fees including any collection costs and medical charges.
Provide a copy of my signature with the provider of service to release my medical information to you.
Cease any credit bureau reporting until the debt has been validated by me.
Please send this information to my address listed above and accept this letter, sent certified mail, as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt.
Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent. I will await your reply with above requested proof. Upon receiving it, I will correspond back by certified mail.
Sincerely, XXXX XXXX
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| 04/14/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I am resubmitting complaint since the previous explanation was not accurate and insufficient.
Since Medical Data Systems reported the outstanding debt to Credit Bureau, it is responsibility of MDS to correct the error Below is the summary of my complaint : My son received treatment @ XXXX XXXX XXXX on XX/XX/XXXX & XX/XX/XXXX He had insurance coverage and details was provided to XXXX.
However XXXX continued to send bill making it self pay inspite contacting several times to correct the error and submit to insurance. I also tried conferencing XXXX billing department with XXXX XXXX XXXX XXXX since I was told XXXX was having trouble submitting the claim. However XXXX service rep hung up the phone when I conferenced associate from XXXX This continued for most of XX/XX/XXXX and XX/XX/XXXX and eventually XXXX turned over the bill to Medical Data Systems for collections and it ended up in credit bureau as unpaid collections.
To avoid running out of time, I contacted XXXX late last year and submitted a claim myself with the information I was provided by XXXX. However XXXX informed me that it was missing several pieces of information to process the claim.
I was hoping to get the claim resolved within 6 months so that collections does not become permanent in the record. I have contacted Medical Data systems several times in last 6 months but so far I have not received the information I need to submit the claim with XXXX.
Every time after spending hours with Medical Data systems staff I get same information which is missing Diagnosis code and Procedure code.
XXXX has promised that they will process the claim as soon as they receive complete information and will pay the outstanding bill to XXXX as soon as it is processed.
I dont have any doubt that the bill will be completely paid I am requesting CFPB to interject and advise Medical Data Systems to remove the collections effort from the credit report immediately. Meanwhile I am working with XXXX to provide me the required information or submit the claim with insurance immediately
|
| 03/21/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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I have previously submitted a complaint under XXXX explaining that Medical Data Systems has repeatedly dropped themselves from my credit report only to reinsert themselves within a 30 day window impacting my credit. I have indicated that these are re-aged as they are being reinserted because it is impacting my credit score every time it is reinserted. This year I was able to catch these trade-lines as they were deleted form my report and took the opportunity to inform your agency that I was expecting these to be yet re-inserted again. Well, that is exactly what they have done since my last complaint to you. I have shown you where Medical Data Systems were on my report, removed and now attaching where they have since re-inserted al four trade-ins just as I predicted. By next month, one my scores have loaded to my subscription my score will have dropped. I have already explained that I was expecting them to do this again and they have. They have sent me a written reply expeditiously and closed this case acknowledging removal of four trade-lines names in CFPB complaint # XXXX. They made me aware that they had a fifth account that apparently was not reporting to the credit bureau and wanted me to know that it will be inserted to the credit bureau. They did not do that. They reinserted the same four tradelines again.I have attached my credit report showing them on there in one month, removed in XXXX and added all over again in XXXX. Someone has to be able to do something about having them blocked form report, They cant keep doing this. It has been repetitive, and they have further argued my claim of repetitive re-aging, they have re-inserted them with the original dates. I need them blocked from being able to report or give these to another one else to report, It goes against Fair Credit Reporting Act. I plan to reintroduce this claim to every agency governing the Fair Credit Reporting Act.
All four accounts are as named : # XXXX # XXXX # XXXX # XXXX ( the fifth account names in their letter dated and stated as attached,
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| 01/10/2017 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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This is the third time I have filed a complaint against Medical Data Systems , Inc . It is frustrating to say the least that you never answer any of my questions. I understand the debt was sold to you but you should have a way to find out information about the debt in a timely matter. I 'm not sure how many times I am going to have to do this until I get a straight answer. Medical Data Systems XXXX Inc. is reporting negative information on my credit report that is incorrect. I was billed for a service from XXXX. I provided XXXX numerous times with my insurance information. I have talked to my insurance company and they have confirmed that the claim should have been filed with them. The claim was never filed. Every claim that has been submitted has been approved. I have confirmed this both with XXXX as well as with XXXX. They have not received any claims from XXXX for this bill. XXXX did not do their job correctly by not knowing how to bill insurance companies correctly. Now my credit is suffering because of someone not being able to do their job right. I am demanding that the debt be erased or charged/claimed to the insurance company. Also this was before I was married, my maiden name is XXXX. Again, I need this removed from my credit and the debt to be taken care of with the insurance company. I was not liable for this payment. I had full coverage medical insurance that should have taken care of this bill when it was created. Medical Data Systems XXXX Inc. has been the worst company I have dealt with. This is not the only XXXX I had to get taken care of this is XXXX of XXXX that I had to complain to and provide my insurance information to. The rest of the companies were able to verify my insurance and get rid of the negative reports on my credit report. IN A TIMELY MATTER. Until this is fixed I will continue to file complaints via CFPB because this is wrong on so many levels. I can not afford to pay for this bill and I have to suffer credit wise because of something that should have been paid by my insurance company.
|
| 04/21/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
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Web |
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On Thursday XX/XX/XXXX after coming home from work the US Marshalls were waiting at my house to XX/XX/XXXX me. once we arrived at the police station and my mug shot was taking they informed me that Medical Data Systems Inc had filed a law suit against me for a medical bill that allegedly belonged to me from XX/XX/XXXX with XXXX XXXX XXXX. I notified them them that i have had medical coverage thru medicaid consistantly since XX/XX/XXXX. Being that i have had full medical coverage since XX/XX/XXXX this bill should have never been sent out to me nor any collector account. I understand that under the Health Insurance Portability and Accountability Act ( HIPPA ) to protect my privacyand medical records from third parties. i do not recall giving permission for them to releasemy medical information to a third party. i am aware that the HIPPA does allow for limited information about me but anything more is to only be revealed with patients authorization. therefore my request is twofold, validation of debt and HIPPA authorization. Please send this information to my address which i am allowed under the FDCPA. Please not that withholding this information you recieved from any medical provider in an attempt to be HIPPA complaint scan be a violataion of the FDCPA because you will be decieving me after my written request.I request full documentation of what you recieved from the provider about this alleged debt.
Additionaly, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to see damages from a collection agent. i will await your reply with above requested proof. i will also need the name of the person providing this data, and the way it was provided in order that i may pursue additional legal remedies if needed. if you can not obtain the infortmation from the origianl creditor along with proof of me having medical insurance within the requested time frame. ( 30 days ) please delete this account from my credit report.
|
| 10/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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{$170.00} : XX/XX/XXXX : XXXX XXXX XXXX XXXX To Whom It May Concern, I recently examined my credit report on XX/XX/XXXX and as allowable under the Fair Debt Collections Practices Act, I am requesting validation of the alleged debt. I am aware that there is a debt from XXXX XXXX XXXX XXXX but I am unaware of the amount due and your bill does not include a detailed breakdown of any fees.
Furthermore, I am allowed under the HIPAA law ( Health Insurance Portability and Accountability Act of 1996 ) to protect my privacy and medical records from third parties. I do not recall giving permission to XXXX XXXX XXXX XXXX for them to release my medical information to a third party. I understand that the HIPAA does allow for limited information about me but any details may only be revealed with the patients authorization, therefore my request is twofold and as follows : Validation of Debt and HIPAA authorization - Please provide a breakdown of fees including any, and all collection costs and medical charges- Please provide a copy of my signature with the provider of service to release my medical information to you - Immediately cease any credit bureau reporting until debt has been validated by me Please send this information attached to your reply and accept this letter, as my formal debt validation request, of which I am allowed under the FOCPA.
Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant will be a violation of the FDCPA because you will be deceiving me after my written request. I am requesting full documentation of what you received from the provider of service in connection with this alleged debt.
Furthermore, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can alow me to seek damages from collection agent.
I await your reply with the above requested proof. Upon receiving it, I will correspond back with you through XXXX.
Sincerely, XXXX XXXX
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| 12/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
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I reached out to the MEDICAL DATA SYSTEMS I XX/XX/XXXX via each Bureau who sent my dispute directly to Medical Data Systems. I requested them to please investigate and delete from my credit report. They didn't respond. After they sent this I asked them to send me a breakdown of what they are alleging that I owe, the breakdown of fees, or bills and who the information came from. They DIDN'T RESPOND. I waited until to this matter was followed up with another letter from me on until XX/XX/XXXX to send a reminder letter and they also didn't respond. As of Today I still have not heard back from MEDICAL DATA SYSTEMS I. I am allowed under the XXXX law ( Health Insurance Portability and Accountability Act of 1996 ) to protect my privacy and medical records from third parties. I do not recall giving permission to ANYONE, for them to release my medical information to a third party. I understand that the XXXX does allow for limited information about me but any details may only be revealed with the patients authorization, therefore my request is twofold and as follows : Validation of Debt and XXXX authorization - Please provide a breakdown of fees including any and all collection costs and medical charges- Please provide a copy of my signature with the provider of service to release my medical information to you Please note that withholding the information you received from any medical provider in an attempt to be XXXX compliant will be a violation of the FDCPA because you will be deceiving me after my written request. I am requesting full documentation of what you received from the provider of service in connection with this alleged debt. IT HAS NOW BEEN OVER 90 DAYS SINCE THEY HAVE RECEIVED MY ORIGINAL LETTER. Being that they haven't responded means that they couldn't verify the information and therefore not only violated FDCPA but also XXXX. This account, account number # XXXX to be removed from my credit report immediately being that it is inaccurate and violates the regulations of the FDCPA and XXXX.
|
| 10/16/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
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XXXX XXXX XXXX sent me a debt collection notice regarding a XXXX XXXX bill for services dated XX/XX/XXXX in the amount of {$710.00} for account number XXXX. I called XXXX on XX/XX/XXXX at XXXX XXXX and spoke with XXXX # XXXX. I informed her that I was calling to dispute the debt and that an error in billing was being discussed with XXXX. She state that she was not going to do anything with the dispute until XXXX sends them something in writing. I reminded her of my rights as a consumer to dispute any debt and that the collection agency needed to follow up with the original debtor to validate any debt. XXXX argued and continued to refuse my request for dispute until I requested to speak to a manager. XXXX was reminded that this conversation was on a recorded line and at that time she complied with my request. I contacted XXXX billing department shortly after and spoke with an agent who confirmed that I had ab balance due of {$710.00}. I informed that representative after looking at the statements that this account was on a payment plan which was set up on XX/XX/XXXX via telephone conversation. The payments were to be EFT through my checking account ending in # XXXX. The representative confirmed this payment plan and stated that payments were being made on the account via mail with various check numbers. She then stated that XXXX payment processing was applying the payments to other accounts with balances instead of the account designated on the check and payment slip with the bill. I was told that instead of following the attached payment voucher that XXXX was applying the payments with any account associated with my patient number # XXXX. When ask why this was done I was informed that the wanted to keep my newer accounts current instead of making my payments on my old accounts, which the payment was designated for. I have made a complaint with XXXX and awaiting management to resolve this issues. XXXX XXXX XXXX has stated that they will not do their do diligence and follow-up on the account.
|
| 05/09/2016 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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I was in an XXXX in XXXX Hospital in XXXX for a XXXX. After Dr. checked it out He just told me that I should not worry with getting rest should go away. When I went to accounting I was told that I could either pay {$370.00} or provide insurance, since I was unemployed at the time I was covered by Obama care and filled out the forms and filed with them. I got a call last summer from Medical Revenue Service in regards to my bill. I had explained to them the issue and had not been heard until XX/XX/XXXX that received debt verification notice. I gave the notice to my attorney XXXX XXXX and He sent a letter denying the debt and requested some documentation related to my case. I had not heard from the agency again until XX/XX/XXXX, the lady named XXXX called me and informed me that could not get in touch with my attorney He would not return calls either. I informed her about his letter but She denied that they had received it, I demanded her e mail address so I could e mail her the letter but She declined to provide it to me, however asked me to fax it. Agency reported to my XXXX credit bureau as collection a week after my conversation with XXXX. I received another debt collection notice in XX/XX/XXXX. I called the agency and spoken to Chastity who handles my case, She denied receiving my attorney 's letter, when I mentioned her about XXXX debt verification notice which I got in XX/XX/XXXX, She could not answer me how could that happened, reporting to my credit bureaus first, denying my attorney 's letter, and sending XXXX more verification. I now can not get any credit, they have coursed me great amount of XXXX and financial lost. I had applied to refinance my car which would save me approx. {$1500.00} a year on interest, and since I am in XXXX, buying on credit and selling, now I can not apply for credits. I asked XXXX to remove the collection from my reporting bureaus and I will not file for damages, She said that was going to talk to a manager as yet they have not done it yet.
|
| 09/18/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
On XX/XX/XXXX, I called Medical Data Systems to settle account & spoke with XXXX XXXX ext. XXXX.
I advised the Representative that I was unemployed & was diagnosed with XXXX twice but wanted to settle account. We specifically worked out a payment plan for the {$450.00} balance.
The Rep advised there were other accounts that was not paid by my insurance. She advised that I call the insurance company to resolve the below accounts showing unpaid balances. She also stated would work with me due to my situation & hold the accounts & would NOT report them to the bureaus.
A week later the accounts below were reported to all 3 credit bureaus.
I called Rep back to advise that I received a notification that the settled account for {$450.00} was still showing unpaid & the below accounts had been reported & she stated that they would not be reported until we found out if the issuance was going to pay the claims. I advised her of the previous conversation & she became rude. I asked her to speak to the manager & she refused & said the would have the manager call me back & I never received a call back. As of today, I am having a financial hardship & I did my part & reached out the collection company to advise of my situation & I was treated unfairly.
I disputed the account I paid off is which is showing {$450.00} balance. XXXX XXXX is reporting that the balance is accurate which is false. The account is paid off.
I have applied for financial assistance with XXXX XXXX due to my financial situation, but I was treated unfairly by XXXX XXXX XXXX XXXX & I am requesting a resolution in their matter, otherwise I will consult an attorney.
XXXX {$250.00} {$150.00} - {$400.00} paid XX/XX/XXXX for amount {$450.00} Below is the arrangement that I worked out with XXXX, the Rep.
XXXX settlement offer {$1000.00} Total AactsXXXX {$1800.00} settlement offer {$1300.00} XXXX XX/XX/XXXX XXXX XXXX Dos XX/XX/XXXX call XXXX XXXX XXXX- XXXX DOS XX/XX/XXXX call XXXX
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| 05/16/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
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Recently while conducting a monitor of my credit report I discovered that MEDICAL DATA SYSTEMS INC # XXXX has furnished some items that have unverified information. I believe under the Fair Debt Collections Practices Act, I have the right to request that you allow me to validate th e alleged debt. I am aware that there is a debt from XXXX XXXX but I am unaware of the amount due and your bill does not include a breakdown of any fees. Additionally, I am allowed under the HIPAA law [ HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT OF 1996 ], to protect my privacy and medical records from third parties. I do not recall giving permission to MEDICAL-NOVANT HEALTH to release my medical information to a third party. I am aware that HIPPAA does allow for limited information about me but it is to only be revealed with the patients authorization, therefore my request is twofold and as follows, Validation of Debt, a nd HIPAA authorization.
1.Please provide breakdown of fees including any collection costs and medical charges 2.Provide a copy of my signature with the provider of service to release my medical information to you.
3.Cease any credit bureau reporting until debt has been validated by me.
4.Please send this information to my address li sted above and accept this formal complaint as my formal debt validation request, which I am allowed under the FDCPA. Please note that falsification of the information you received from any medical provider can be percieved as a HIPAA compliance violation as well as a violation of the FDCPA because you will be deceiving me after my written request of debt validation. I request full documentation of what you received from the provider of service in connection with this alleged debt.
Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agency
|
| 06/14/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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Dear Medical Data System INC After viewing a copy of my credit report, I noticed a collection account placed on my credit report from you in XX/XX//2017 I am requesting that you allow me to validate the alleged debt. I am unaware of any outstanding medical bills that I possess, and I am seeking the name and hospital/medical provider to which I owe the debt and a detailed breakdown of the fees that I owe.
Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patients authorization. Therefore, my request is twofoldvalidation of debt and HIPAA authorization.
Please provide breakdown of fees including any collection costs and medical charges.
Provide a copy of my signature with the provider of service to release my medical information to you.
Cease any credit bureau reporting until the debt has been validated by me.
Please send this information to my address listed above and accept this letter, sent certified mail, as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt.
Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it is a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agency. I will await your reply with above requested proof.
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| 06/30/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I visited XXXX XXXX in XXXXXXXX XXXX in XX/XX/XXXX and provided all my XXXX XXXX ( XXXX ) insurance for treatment, paid my copay and left. Months later, XXXX XXXX XXXX XXXX Department sent me a bill of {$780.00} claiming that the insurance company had declined to pay.
I contacted XXXX XXXX in XXXX, XXXX about it and they said that they had informed the XXXX that they needed to use the correct code and resubmit. The hospital never resubmitted the claim but kept sending me the bill.
On or around XX/XX/XXXX I emailed the hospital billing representatives through the patient portal ( Attached copy of all correspondence ) and reiterated that I did NOT owe the debt and that XXXX had instructed the hospital to resubmit the claim with the correct code. We emailed back and forth and the final correspondence was with a representative identified as XXXX who stated that XXXX had sent the claim to billing/practitioner to review and resubmit the claim ( see attachment ) and that XXXX would get back to me as soon as possible. That was the last I heard from them.
The next thing I got was a letter from Medical Revenue Services, a Debt Collector in XXXX and the collection listed on my credit report on all XXXX credit reporting bureaus. I am distressed and seriously injured by this action because of the XXXX 's negligence and failure to do their job. My credit rating has suffered and I can not fulfil my obligations to my family because.
I would like XXXX XXXX and Medical Revenue Services ( MDS ) to immediately correct their mistakes, issue an apology and expeditiously remove this from my credit report with immediate effect. It looks like XXXX XXXX billing is out to ruin me and my family because they have also reported my wife to the credit bureaus using the same debt collection company ( MDS ) over a {$50000.00} claim incurred at XXXX XXXX XXXX they failed to submit to the insurance company. This is unacceptable and must stop now.
|
| 01/16/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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On XX/XX/XXXX a collection account was added to my accounts with all three credit bureaus in the amount of {$5300.00}. The reporting party is Medical Data Systems, and the original creditor is listed as XXXX XXXX XXXX. I have had services performed in the past at XXXX XXXX XXXX, the last date of service was XX/XX/XXXX. Due to the length of time since having had any communication from XXXX, and also having no familiarity with the debt in the amount reported, I disputed the account with all three bureaus. XXXX promptly removed the collection account ; however, XXXX and XXXX continue to report the account as open but disputed. Over the years I have made payments via self-pay and through tax return garnishment, in addition to any payments made through insurance. I have contacted XXXX XXXX XXXX and all their affiliates, and have an official written statement of current balance owed along with dates of service/services performed and associated charges. The amount owed by me, to date, to XXXX is {$3300.00}. I have also received notification from the SC XXXX of their intention to garnish my upcoming XXXX SC tax refund toward further payment of this debt. I contacted Medical Data Systems on XX/XX/XXXX to advise them of the discrepancy in amount owed vs. amount being reported on my credit, they stated that they are unable to alter the amount until advised by XXXX to do so. The {$5300.00} dollar amount is what is currently being reported to them by XXXX, with no payments toward the balance being indicated. I have since tried to contact someone at XXXX in regards to this matter, twice on XX/XX/XXXX and once more on XX/XX/XXXX, having left two voicemails after having been told by a billing rep that their office was unable to address the situation and to call a supervisor. It is unacceptable that I am having to make multiple, thus far unsuccessful, attempts to have incorrect information that is detrimental to me changed.
|
| 07/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
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Web |
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I was recently made aware of Medical Data Systems violating my consumer reports when I attempted to apply for an extension of credit. I have had no communication with this company, nor did they respond to my Cease & Desist letter that was sent XX/XX/XXXX ( attached ) and addressed directly to the President, XXXX XXXX also to the CFO, XXXX XXXX. These actions are a violation of FDCPA, FCRA, & the FBPA " The Acts ''. The Acts were created to protect consumers from harassment from alleged creditors and debt collectors. I had absolutely no idea that Medical Data Systems had been harming my financial reputation for over a year until I pulled my consumer reports. I have no communication or contract with this company. Nor did I give this company permission to share any information on my consumer report as is required under the FCRA 15 USC 1681b ( a ) ( 2 ). Further, this is harassment as defined under the FDCPA 15 USC 1692d as well as false and misleading information 15 USC 1692e. The FBPA was created to protect consumers from violative business practices. These violations entitle the consumer ( me ) to exemplary damages. As Medical Data Systems has been in business longer than 30 years, there is no excuse for their actions. Further, several court cases support XXXX XXXX XXXX XXXX ( Ignorance of the law excuses not ) All are presumed to know the law. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Medical Data Systems never had permission to be on my consumer report. Their actions provide all of the essential elements for a defamation of character lawsuit, emotional damages, and aggravated identity theft.
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| 04/01/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
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Web |
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To Whom It May Concern : On or around XX/XX/XXXX a letter from XXXX Law who is acting on my behalf forwarded a dispute and inquiry to XXXX. XXXX received this dispute and inquiry as no return letter has been given to myself or XXXX XXXX to establish a wrong address. Therefore, the XXXX address is correct and mailing was complete. Thus, it is presumed XXXX received this letter pursuant to Florida and Federal law.
See the case Perry v. GMFS , LLC, No. 2 : 18-cv-01572-MHH ( N.D. Ala. Sept. 23, 2020 ) ( " The presumption of receipt arises upon proof that the item was properly addressed, had sufficient postage, and was deposited in the mail '' ) ( " citing Barnett v. Okeechobee Hosp. , 283 F.3d 1232 ( 11th Cir. 2002 ) '' ). See also Berwick v. Prudential Property & Cas. Ins. Co., 436 So. 2d 239 ( Fla. Dist. Ct. App. 1983 ) ( " It is presumed that mail properly addressed, stamped and mailed was received by the addressee '' ).
IN THIS INSTANCE DSK Law properly addressed and mailed to XXXX the dispute and inquiry on my behalf. Experian has received the dispute and inquiry from XXXX XXXX. Thus, XXXX is purposefully refusing to investigate and respond back to XXXX XXXX with the results of the investigation.
Furthermore, XXXX is continuing to allow information that has been identified as information being reported as a result of identity theft ( i.e. XXXX XXXX XXXX ; XXXX XXXX XXXX ; Medical Data Systems, Inc ; XXXX XXXX ) and allowing outdated information to remain on my report ( i.e. XXXX XXXX XXXX XXXX being remaining more than seven ( 7 ) years on my report ).
Please investigate this matter as XXXX is attempting to circumvent the legal process and avoid their statutory duty pursuant to the FCRA to investigate and respond accordingly to the findings.
Thank you for your attention to this matter and I look forward to hearing from your office soon.
Sincerely, XXXX XXXX XXXX, XXXX.
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| 06/13/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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In XX/XX/XXXX, I retrieved a copy of my credit report and noticed that Medical Data Systems had reported negative information on all 3 of my bureau reports. I have never did any business nor signed a contract with this company. This company did not and to date has not sent me any type of correspondence, including a dunning letter to inform me that they were attempting to collect a debt. Hence, they negligently placed this account entry on my reports and I was not allowed to dispute the validity of this debt with them prior to its insertion on my reports. This is a blatant violation of my consumer rights.
To that end, I sent Medical Data Systems a dispute letter that was certified with a return receipt. My receipt confirms that they received the letter on XX/XX/XXXX and it was signed by XXXX XXXX. The tracking for this letter is XXXX. To date, this company has not responded to my request for them to validate the account. I specifically requested the following information from them : An agreement that states your authority to collect on this alleged debt ; Agreement with signature of the alleged debtor wherein he/she agreed to pay the creditor Alleged account number Date this alleged debt became payable Original delinquency date Verification that this debt was assigned or sold to collector Complete accounting of alleged debt Name and address of the bonding agent for collection agency in case legal action becomes necessary Further, I would like to have a copy of the financial responsibility page that bears my signature with the provider of service to release my medical information. These entries reflected on all 3 bureaus are inaccurate, unverifiable and erroneous. Given the fact that this company opted to not respond in writing nor provide any documentation to support/substantiate what they were reporting, mandates that these entries be DELETED IMMEDIATELY FROM MY CREDIT REPORTS!
|
| 09/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I came to the XXXX with what we thought could be an XXXXXXXX XXXX XXXX XXXX XXXX XXXX and my husband was frightened that it would XXXX or that whatever was wrong was going to get worse. We/he explained that I was in XXXX XXXX and that I needed help. The XXXX was not buys in the slightest yet I was made to wait 6 hours before I saw a doctor therefore I wasn't able to be given any XXXX medication to help the pain at least subside some and we/he got increasingly worried that if indeed it was an XXXX, that it would/could XXXX. We were left without any word on what was happening or how long it would be - he continued to ask but there was no help and no one could give us any answers although there were maybe 2 other patients there. I was taken to a " back '' waiting room as I was moaning and writing in pain and we thought that meant we would be seen soon but it was still another 2.5 hours before we were taken back and then another 30 minutes or so before a doctor even came to my room to then check to see what meds I could be given so in all actuality it was over 7 hours before I received ANY XXXX medication. It turns out that it was XXXX XXXX but if you have had them then you know they are extremely painful ( and I have had XXXX children that were not near as painful! ) Needless to say the treatment I received prior to seeing a doctor was awful and now I am being charged for waiting in their waiting room??!! I have already paid the doctor AND the XXXX company I should NOT be having to pay this ridiculous amount for care that i was not even given! # 1 I DO NOT HAVE this kind of money! and # 2 they haven't even filed it with my insurance. I want the amount reduced at the very least. TBH it should not be billed to me as they didn't do anything and those that did I have already paid. This debt is astronomical and I can in no way pay it with the cost of living being what it is now.
|
| 02/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I am filing this complaint because Medical Data Systems is in non-compliance of the FCRA and FDCPAI was given no time notice from Medical Data Systems or the credit bureaus before placing the inaccurate, unvalidated information in my credit Report. Documentation sent as validation is a violation of the HIPPA Law. On XX/XX/XXXX I reviewed my credit report and found Medical Data Systems. XX/XX/XXXX I mailed 2 letters certified due the reporting contact info 2 different address on XXXX and XXXX and at that time they were not reporting on XXXX. On XX/XX/XXXX letter sent to XXXX and XXXX to Validate debt, No Response as of XX/XX/XXXX. I recd a letter dated XX/XX/XXXX from Medical Revenue Service with documentation and nothing on the cover letter that they are one and the same as Medical Data Systems, their mail address is po box and their name is not on credit report. a copy of a statement sent to an address that is not mine. breakdown of charges along with type of treatment and procedure codes and a copy of privacy practices. On XX/XX/XXXX I mailed a letter to Medical Revenue Services requesting any agreement from their client that granted them the authority to collect on this debt, or proof of acquisition or purchase or assignment, I needed to know why they have information this sensitive. No Response.XXXX sent a letter notifying them they were in non-compliance FCRA Time of Notice. Again, asked for copy agreement and a copy of any HIPPA Authorization, XX/XX/XXXX sent letter to XXXX XXXX XXXX informing them furnishing my information to Medical Data Systems DBA Medical Revenue Service is not in compliance with HIPPA. No Response. I am also enclosing letters sent as of today to the credit bureau regarding the inaccurate reporting on and unvalidated account along with screen shot of this account from my XXXX monitoring highlighting inaccurate information.
|
| 04/26/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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T o whom it may con cerns, I recently disputed this debit and I received copy of the bill which included my medical record. I have never authorized XXXX XXXX XXXX to provide my medical record to a third party. The document provided by the debt collection agenc y ( Medical Revenue Service ) is cle ar violation of t he HIPAA l aw. XXXX XXXX XXXX has provided my lab report which clearly stated the details regarding my lab. These are medical information that should have stayed between my doctor, myself and the hospital. I was traumatized during that period and my medical data and information should stayed with the doctor. I was never given the chance to review this bill because I have never received it and I certainly did not authorize XXXX XXXX XXXX to provide my financial and medical record to a third party. I do not know who Medical Revenue Service is and I absolutely do not owe them a single penny. I am allowed under th e Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patients authorization. Therefore, my request is twofoldvalidation of debt and HIPAA authorization.
The law is very clear as to the Civil liability and the remedy available to me for negligent noncompliance ( Section 617 ) if you fail to comply with this Federal Law. I am a litigious consumer and fully intend on pursuing litigation in this matter to enforce my rights under the FCRA. I demand the attac hed account to be deleted immediately from all three credit bureau agencies. XXXX XXXX
|
| 08/30/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
On XX/XX/2023 I decided to check my XXXX XXXX Credit Report and I noticed a medical collection on there. The Collection agency name is called Medical Revenue Service. When I saw the negative mark on my credit report I notice where it said " Loan Type '' it clearly states Collection Agency/Attorney. This is illegal under FDCPA rule 15 USC 1692e ( 3 ) 807. False or misleading representations A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section ( 3 ) Which states. The false representation or implication that any individual is an attorney or that any communication is from an attorney.
This collection agency is representing themselves as a Attorney to collect a debt from me which is not allowed PERIOD!!
Also under FDCPA rule 15 USC 1692b ( 5 ) 804. Acquisition of location information Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall not use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt.
In the letter I enclosed it clearly states Medical Revenue Service is a debt collector. We are trying to collect a debt on behalf of XXXX XXXX. We will use any information obtained to collect this debt. There clearly stating there in the debt collection business if they wasn't they would not be trying to collect this alleged debt from me. I believe i should be rewarded {$1000.00} on each violation that was broken so {$2000.00} total.
|
| 03/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
These accounts should NOT be reporting on my credit file, as the medical center was instructed to bill my insurance carrier before these accounts were falsely placed in collections. There are also duplicate accounts reporting on my credit file ( See below ), which is causing severe damage to my credit worthiness and is preventing me from accessing new lines of credit. These accounts are injurious to my credit, I have sent in 2 separate re-investigation requests to XXXX for the following inaccurate accounts : Account Name : Medical Data Systems - Account # XXXX Balance - {$150.00} ( Non-compliant reporting ) Account Name : Medical Data Systems - Account # XXXX Balance - {$110.00} ( Non-compliant reporting ) ( Duplicate ) Account Name : Medical Data Systems - Account # XXXX Balance - {$110.00} ( Non-compliant reporting ) ( Duplicate ) The first re-investigation was started on XX/XX/2022 and was completed on XX/XX/2022 ( 10 days ) and the second re-investigation was started on XX/XX/2022 and was completed on XX/XX/2022 ( 14 days ). On both occasions, the above-referenced accounts have come back as " verified. '' I have requested the method of procedures be sent to me ( via us mail ) explaining the procedures used to verify these accounts and to date, XXXX has ignored my requests, which is my right under the FCRA. Medical Data Systems has also failed to provide me a notice of debt, prior to inserting these alleged accounts onto my credit report which is a violation of my consumer rights. I was not provided the opportunity to request validation of these alleged debts within the required timeframe. I have disputed these alleged accounts with XXXX, as well as the collection agency, and both parties continue to verify this alleged debt without properly investigating, which is violation of the FDCPA and FCRA.
|
| 02/01/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I reached out to XXXX XXXX XXXX ( XXXX ) on XX/XX/XXXX for a collection account assigned to Medical Data Systems , Inc. and spoke with XXXX in billing. She stated XXXX needed to research to verify the charges. XXXX took my current address and updated it in the system. I asked her to make a note that this address is my address and should not be associated with the person/record they have on file. They address that they had on file prior to XX/XX/XXXX when I called was not me and is not associated with me in anyway. XXXX also confirmed that they had my social security number. I asked if she had my birthday and she was not able to confirm. I also asked about the general characteristics ( height, size, weight, etc of the person they have on file ), she was not able to disclose that either. XXXX did say that XXXX has a process for verifying if their information is correct and for me to call back in 7-10 business days.
I called back and spoke with XXXX on XX/XX/XXXX. XXXX advised that they were still investigating and would need until XX/XX/XXXX to complete. I asked how they would be able to determine if their records are correct if they do not receive any additional information from me like my driver 's license, background, etc. She repeated what XXXX previously stated that XXXX has a " way '' to determine if their information is accurate.
I voiced my frustration with their process and conflicting information I received from one person to the next. I reiterated that I've never been to their hospital and I've never authorized anyone to visit their hospital or any affiliated entity of XXXX and to please update their system and their collection agency ( Medical Data Systems ) ; and to contact the credit reporting agencies including XXXX, XXXX, and XXXX to delete the inaccurate account off my credit.
|
| 03/07/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
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Web |
|
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I recently checked my credit reports and discovered a negative listing reported on all three major credit reports. A debt collection agency called Medical Data Systems has been reporting medical debt that is not mine. I have no knowledge of the debt, other than it being listed on my credit reports. I immediately disputed the negative listing with XXXX, XXXX and XXXX. I received my updated credit reports with this collection account coming back as verified with no further information. As per the CRA instructions, to receive further information, I contacted Medical Data Systems with a debt validation letter because I wanted to see any proof that I supposedly owed this alleged debt. I wanted to see a contract bearing my signature on this debt, I wanted to see anything that would show I entered into any agreement verbally or physically, I wanted to see anything that remotely tied me to this debt that was, by the way, not even in my hometown or even in my state for that matter. They responded in part by saying, " there is no basis in law to substantiate your right to such information ''. In addition, they did send me a copy of a paper stating " THIS IS NOT A BILL ''. It appears to be a listing of medical services that may or may not have been performed. It may also just be a quote or similar, I 'm not really sure what this paper is or who it pertains to. It only has my name typed at the top. It DOES NOT have my social security number, my birthdate, or my signature anywhere on this paper copy. The paper also says to call them to discuss payment arrangements. This debt is not mine, or anybody that is associated with me. This negative account information continuing to be reported by Medical Data Systems is harming my credit score and my reputation and my quality of life.
|
| 09/15/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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I am divorced and my ex-husband is 100 % liable for medical bills when he does not have our children insured. During a period when he did not have them insured, XXXX of our children had to go to the ER several times. Because I was the parent that took our child to the ER, they named me the guarantor and billed me for the visits to the ER. I contacted the hospital and provided them with the divorce decree which clearly states my ex-husband 's liability. They said there was nothing they could do. Eventually, the debts went to collections and are now reflected on my credit report. In XX/XX/XXXX, the first two, in the amounts of {$720.00} and {$520.00}, were reflected as derogatory marks which have negatively impacted my credit score. The third debt in the amount of {$310.00} showed up on my credit report in XX/XX/XXXX which further reduced my credit score. I initially contacted Medical Data Systems Inc., the collection agency, in an attempt to resolve the issue. They informed me that there was nothing they could do. On XX/XX/XXXX, I sent letters of dispute with proof of my ex-husband 's liability to all three credit bureaus and to Medical Data Systems. I have not received any correspondence from XXXX or XXXX, but XXXX sent me a report on XX/XX/XXXX, showing the debt and the derogatory marks unchanged. Medical Data Systems also responded with a letter stating that they intend to continue reporting my debts to the credit bureaus. With legal proof from a court of law and signed by a judge clearly defining the party responsible for these debts, it is inconceivable that I am still being held responsible and that the credit bureaus and Medical Data Systems Inc. do not recognize the law declared by a judge and are not willing to work with me.
|
| 04/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I have made several attempts to dispute these accounts from Medical Data System after reaching out to them via a certified validation letter. During the dispute process and after sending a certified letter for debt validation and verification ownership and other requests. During this time, I asked and by rights communication and reporting should cease for the dispute period. Also, during this XXXX period, there were excessive calls from this company. These unfair credit reporting actions were taken before responding to my certified letter. These unfair practices are damaging my credit score and impeding my attempt to purchase a house and car.
For the reasons above, I went through XXXX directly explaining these unfair practices. As resolved The items were deleted. This company immediately reported these same items again, but this time duplicated each item. Notice the same amount reported as the original open date. Please see the below items that are currently on my Credit report with XXXX The company in In Violation XXXX question is MEDICAL DATA SYSTEMS INC XXXX Address XXXX XXXX XXXX XXXX, FL XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX XXXX XXXX {$50.00} First reported XX/XX/XXXX XXXX XXXX Care {$50.00} Duplicate reported XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX {$50.00} First reported XX/XX/XXXX XXXX XXXX Care {$50.00} Duplicate reported XX/XX/XXXX {$86.00} First reported XX/XX/XXXX {$86.00} Duplicate reported XXXX time reporting after deleting XX/XX/XXXX {$150.00} First reported XX/XX/XXXX {$150.00} Duplicate reported A few examples of excessive and harassing calls See below.
Voicemail Call log : XX/XX/XXXX Time XXXX XX/XX/XXXX Time XXXX XX/XX/XXXX Time XXXX XX/XX/XXXX Time XXXX XX/XX/XXXX Time XXXX XX/XX/XXXX Time XXXX
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| 01/06/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
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Web |
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XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX, XXXX XXXX, FL XXXX To Whom It May Concern : MEDICAL DATA SYSTEMS Please be advised that I have received your correspondence dated XX/XX/XXXX This is not a refusal to pay or a cease notice, but a notice that your claim of monies owed is disputed. According to the FDCPA you must validate a debt to a debtor if the debtor responds to your primary notice within a matter of days. Under the FDCPA and according to recent findings with the Federal Trade Commission, you must send valid proof of this debt and a printout of records is not valid. See FTC.gov staff attorney opinion findings for details. Please dont send back a print out. The proof requested is as follows : Please know that everything must match Date you purchased debt Amount you paid for said debt Original Date of Charge Off Date of last payment/activity if any Creditors full name and address All records pertaining to actual debt to prove validity.
I have put you on notice then I reserve the right to file a suit against you for FDCPA violations in my courts venue. You will have to travel to defend yourself in that scenario. Please also be advised that this request is an official validation of debt request and not a verification of address request. Proper proof of said debt is required. Please understand as well that under the FCRA any furnisher of information must put the account rating on hold while the debt is being investigated. Continuing to report this disputed debt to my credit reports is a FCRA violation also open to damages collected from you.
Awaiting your reply in a timely manner.
Sincerely, XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX, XXXX XXXX, FL XXXX
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| 02/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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On XX/XX/XXXX... I received a letter from Medical Revenue Services AGREED that they are comfortable violating ALL FEDERAL LAWS ( see exhibit B ) On XX/XX/XXXX, Medical Revenue Services ( see exhibit A and C ) states that they sent a letter to the credit reporting agencies to remove the accounts listed that were on my consumer report which was a direct violation of the FDCPA and FCRA. This complaint was to be corrected no later than 30 days. In the letter dated on XX/XX/XXXX, Medical Revenue stated they received my dispute however they willfully and knowingly desire to ignore it and continued to request a payment for the amount of the alleged debt. The exhibit ( B ) show that they had intentions to violate the law and commit a crime because the accounts were still in their database as of XX/XX/XXXX and that they did not send a deletion to the consumer reporting agencies for it to be removed. Under federal law 15 usc 1611 ( XXXX ) ( XXXX ) ( XXXX XXXX Medical Revenue Services are in violation and will be sent an invoice and letter demanding that the inconsistencies in their own paperwork shows they are committing a crime and therefore shall be fined for the false and misleading documentation that they sent through the mail. They have damaged me in the amount of {$6500.00} because this is negatively reporting on my consumer report for over 6 months. When I run my report, it shows a collection which is not true. Medical Revenue Services will be reported to the FTC, XXXX and XXXX for their willful intentions to have the consumer suffer from false and misleading data they continue to send to consumer reporting agencies that this alleged debt is valid and to continue negatively reporting it.
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| 05/23/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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{$11000.00} XX/XX/XXXX {$1200.00} XX/XX/XXXX {$320.00} XX/XX/XXXX Collecter : Medical Data Systems DBA Medical Revenue Service Original biller : XXXX XXXX The above three amounts are all from the same medical procedure. The dates following each are when the accounts were open. These numbers/dates are followed by the name of the debt collector, then the name of the medical facility where I first incurred this debt.
I had a medical procedure in XX/XX/XXXX. I was assured that it was entirely covered by my XXXX and signed all the required documents to have my insurance billed. This procedure would never ever have been done if I had been told XXXX wouldn't cover it and as far as I knew - until very recently - it was. I didn't receive a bill nor a phone call from the doctor 's office. I imagine if there was a problem with a patient 's bill, especially when that patient is a XXXX recipient, a medical office would feel obliged to contact their patient and let them know they could possibly owe over {$12000.00}. I am devastated. I've been working towards rebuilding my credit and recently got it above XXXX after it being over XXXX lower last year. I have no reason to believe XXXX didn't pay for this XXXX and, by the looks of it, I'm being held responsible for the entire cost. This is not ok. My husband ( who is XXXX ), my son and I live in subsidized housing and have to try hard to get by. This procedure was a elective XXXX XXXX. I would have happily found other forms of XXXX XXXX if I thought I would have to deal with this disaster. I am just so upset and as I said, as far as I know, this was covered by insurance! It was discussed with my doctor and the secretary and I NEVER RECEIVED A BILL
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| 09/25/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
Servicemember |
|
My husband and I had our XXXX child about 2 years ago. During the process, I was working with XXXX XXXX and a XXXX website ( called XXXX ) and other billing avenues ( such as office visits ). During each visit, or via bills in the mail or on the website ( XXXX ) all bills were paid. They would notify me that certain bills were not covered 100 % by insurance, and I would either pay them that day, or log into XXXX and pay them.
Then about 4 or 5 months go by and we start getting demand/collection letters from a company called : Medical Data Systems , Inc .
XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, Florida XXXX Telephone : XXXX XXXX XXXX XXXX XXXX XXXX They offered NO information onto the charges they were trying to collect, what they were for or how they even came into their possession. The only thing we were told was that we owed them money and they demanded payment. We went back to XXXX XXXX asking what these bills were, and what they were associated with - but there was no luck.
We ended up paying them since the amounts seemed so low ( {$190.00}, {$63.00}, {$130.00} and {$180.00} ), but they proceeded to break up the collections into 4 separate accounts and hit my credit report with not 1 negative mark, but 4 separate ones. Now, they won't consolidate, modify or do anything to assist. XXXX can't find records of anything and they're unwilling to assist.
I don't know how else to fight back against stuff like this, but it would seem to me that since I was in constant communication with Novant, and that I made payments during every visit, and that their own website showed no outstanding balances - that some errors had to occur somewhere, but I don't have anyone on my side to help.
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| 01/24/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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To Whom It May Concern, I received a bill from Medical Data Systems I on XX/XX/XXXX and as allowable under the Fair Debt Collections Practices Act, I am requesting validation of the alleged debt. I am aware that there is a debt from XXXX XXXX XXXX but I am unaware of the amount due and your bill does not include a detailed breakdown of any fees.
Furthermore, I am allowed under the HIPAA law ( Health Insurance Portability and Accountability Act of 1996 ) to protect my privacy and medical records from third parties. I do not recall giving permission to XXXX XXXX XXXX for them to release my medical information to a third party. I understand that the HIPAA does allow for limited information about me but any details may only be revealed with the patients authorization, therefore my request is twofold and as follows : Validation of Debt and HIPAA Administration -Please provide a breakdown of fees including any, and all collection costs and medical charges -Please provide a copy of my signature with the provider of service to release my medical information to you -Immediately cease any credit bureau reporting until debt has been validated by me Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant will be a violation of the FDCPA because you will be deceiving me after my written request. I am requesting full documentation of what you received from the provider of service in connection with this alleged debt.
Furthermore, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent.
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| 01/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On XX/XX/XXXX and XX/XX/XXXX, I disputed my debt with Medical Data Systems Inc through XXXX for an amount of a total of {$4900.00}. It was for one collection of {$560.00} and another for {$4300.00}. My dispute mentioned that I was not informed of this and because of COVID-19 I could not pay. I never received any information after this other than my dispute was true. On XX/XX/XXXX, I called Medical Data Systems Inc and spoke with a representative who also informed me of this debt. I informed her that I did not receive and bill and would need a copy of this bill. She told me to sign up through there website portal to see a bill. Prior to this, I asked her if she would mail me a copy of my bill and she declined saying that was not possible due to my dispute. I then told her I would need a physical copy of my bill to match it with my insurance information to verify and attempt to pay. She declined again informing me that she could not and I could just get the information from my insurance and verify what they did not pay. Being that in the past, I paid towards this same bill to another collection agency ( XXXX XXXX XXXX XXXX ) I wanted to see why this bill was not paid already and what the charges were. The company is still on my credit report causing me problems but can not produce a bill. After my collections was transferred from XXXX XXXX XXXX XXXX XXXX Medical Data Systems Inc. I did not receive a bill and could not verify what I am being charged for. A bill was claimed to be sent in the past but to a wrong address in which is confusing because that was not the address the other agency had on file. If I can not verify this debt I should not be required to pay this debt.
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| 02/10/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
Older American, Servicemember |
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I was referred to XXXX XXXX for an XXXX on or about XX/XX/22. I was written and called once about nonpayment. I told the agent that the VA was responsible for the debt, that authorized the service and responsibility for payment by virtue of a consult which they had on file. The agent didn't seem impressed and let me know in no uncertain terms that what I said was not the right answer, and the conversation was ended. Without attempting to verify what I said, they passed my file on to collections. Medical Data Systems the collection agency then reported me as a bad credit risk on XXXX to all credit bureaus, crashing my credit. Subsequently, I filed a dispute with the bureaus. Medical Data Systems after receiving inquiry from XXXX and the VA then doubled down on their action and informed XXXX at the VA that they do nothing to rectify the discrepancy, and that their action was justified. They continued they would not facilitate resubmitting the invoice for what I thought was personal reasons since the VA agent who sounded confused and dejected never adequately explained. I then went to XXXXXXXX XXXX and found that the don't have a billing department, but billing is done by contractors at home. A very helpful cashier whom I will not name, put me in touch with another department that seemed equally bewildered vowed to look into the matter. However they couldn't guarantee a positive solution. I would like to know what legitimate protocols they followed in enforcing the action against me, and what I can expect as a fair and just resolution of what I consider a willful disregard for the greater good and reckless administration of power and discretion? Thank you
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| 07/27/2015 |
Yes |
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- Communication tactics
- Frequent or repeated calls
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|
Web |
Older American |
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Between the first and last weeks of XXXX, Medical Revenue Service, XXXX XXXX, XXXX, Florida XXXX called my work phone ( XXXX ) from XXXX approximately XXXX times. The specific dates I have noted for this XXXX # are XX/XX/XXXX at XXXX XX/XX/XXXX at XXXX., XXXX XXXX at XXXX and XXXX XXXX at XXXX. However, I deleted the first XXXX or XXXX instances without making a record. In addition I received calls from XXXX also associated with Medical Revenue Service at my work phone on XX/XX/XXXX at XXXX. and XX/XX/XXXX at XXXX.
In no case did Medical Revenue Service identify their business name, nor the purpose of the calls. I did not actually receive any of the calls because they were either made after business hours or I was not actually in my office to receive calls ( I took off most of XXXX on leave ).
I have only figured out that these calls came from Medical Revenue Service because on XX/XX/XXXX I received a bill from them dated XX/XX/XXXX. The bill was originally for a date of service at XXXX XXXX Hospital from XX/XX/XXXX. I have called XXXX Hospital Billing, paid the bill, received a confirmation number from XXXX, and XXXX has informed me that they will notify Medical Revenue Service. I have separately filed a complaint against XXXX for never sending me an original bill back in XX/XX/XXXX. I had no idea that monies were owed until I received the collection letter.
However, I want to file a complaint that Medical Revenue Service did not contact me appropriately. It is my understanding that collection agencies are not supposed to call places of employment. My message on my office phone clearly identifies the phone as a workplace phone.
|
| 06/30/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
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MEDICAL DATA SYSTEMS INC Reported : XXXX. XXXX, 2021 {$130.00} MEDICAL DATA SYSTEMS INC Reported : XXXX. XXXX, 2021 {$77.00} I challenge the accuracy, compliance and reportability of these listings.
There is no valid claim, re-inserted after being removed without notification ... no contracts exist ... accounts were settled with creditors and has been confirmed.I have never been late either. I am quite appalled and indignant. ( Debts can not be collected twice ).
Grave errorsfalse claims and reportingsI want these accounts removed immediately or litigation will follow As per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification.I am again formally requesting a copy of any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay you the alleged amount.Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed items are inaccurate and incomplete and represents a very serious error in your reporting.
You must provide me a copy of ANY original documentation required under Section 609 ( a ) ( 1 ) ( A ) & Section 611 ( a ) ( 1 ) ( A ) ( a consumer contract with my signature on it ) and under Section 611 ( 5 ) ( A ) of the FCRA you are required to promptly DELETE all information which can not be verified.
Please be advised this is against F.C.R.A. law and is a violation of my rights..
Failure to respond satisfactorily within 30 days of receipt of this certified letter may result in a small claims action against your company, seeking {$1000.00} per violation
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| 03/22/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I was first notified that a negative collections had been added to my credit report in XX/XX/2018 for {$150.00}. This debt was from Medical Data Systems, a secondary debt collector who purchased my original debt from XXXX Hospital. I never received a bill in the mail from this company or a phone call from them to notify me that they had my debt. The first time I was informed they were trying to collect a debt from me was after they added a collection to my credit report, substantially damaging my credit report. I contacted them to pay the debt and asked them why I had not been notified before they placed this on my credit report. They informed me they had been sent a bill to an old address that I no longer live at. I asked if they could please remove the collection from my report since they had sent my bill to an incorrect address and I had paid the bill immediately once notified. The associate, XXXX, transferred me to the manager, XXXX, who told me she would not remove the collections. Her tone became extremely condescending and she told me it was my own fault for not paying my co-pay in person at the time of going to the ER ( at the time I was admitted to the emergency room, I was in excruitiating pain and never had been asked to make a copay in person ). It was extremely unprofessional and an invasion of privacy that she used details about my experience at the ER to try to belittle me, after I asked what I believed to be a simple request given their clerical errors and the fact that I never received a bill or contact from them prior to them tarnishing my credit with the collection they reported.
|
| 03/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
|
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MEDICAL REVENUE SERVICE d/b/a MEDICAL DATA SYSTEM INC. ( hereinafter MDS ) is in violation of 15 USC 1692, the Fair Debt Collection Practice Act ( hereinafter FDCPA ), for failing to comply with the following provisions : 1. MDS uses a trade name and not its true name in an attempt to collect alleged debt.
2. MDS caused my phone to ring multiple times at inconvenient times and during times I was at my place of employment with the intent to harass.
3. MDS never had my direct consent to communicate with me and did so via mail and phone 4. MDS multiple deceptive forms to deceive me, the consumer, into believing that I owed an alleged debt.
5. MDS used false character amounts in an attempt to collect an alleged debt. All four individual accounts requested I pay on a positive balance.
I received 2 communications from MDS on XX/XX/2022 requesting I pay an alleged debt that is allegedly owed to them on behalf of XXXX XXXX XXXX XXXX. I responded to MDS communications with notices that were sent on XX/XX/2022 and received on XX/XX/2022 via USPS in which MDS 's validation was due 5 days from receipt. MDS failed to meet the requirements of providing validation for me to see thus nullifying these false claims. MDS used my personal information to create 4 different accounts without my consent which is aggravated identity theft pursuant to 18 USC 1028A. I have never done business with MDS nor do I have a contract to do business with MDS ; therefore, I DENY BEING LEGALLY OBLIGATED TO PAY ANY AND ALL ALLEGED DEBT TO MDS AND I DO NOT CONSENT TO CONTRACT. MDS is now civilly liable to me under 15 USC 1692k.
|
| 10/08/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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*Update* I disputed XX/XX/XXXX this with CFPB and the company responded that they would have it deleted from credit bureaus within 24-48 hours however, they only had it deleted from XXXX and XXXX. It is as of today ( over a week later ) STILL on XXXX.
*Original dispute* In XXXX of XXXX I was approved for 100 % financial aid with XXXX XXXX XXXX. The dates of eligibility was effective from XXXX. I went to the hospital on XX/XX/XXXX within the eligibility dates. I received a discounted bill from XXXX but not for the full 100 % with the amount remaining of {$1900.00}. I called the hospital and they said someone would look into it. This went on in a back and forth manner until I received a collections bill from Medical Revenue Service on XX/XX/XXXX. I disputed this by sending them a dispute letter and a copy of our financial approval letter on XX/XX/XXXX via USPS mail. I did not hear back from them so I assumed that took care of it. Then in XX/XX/XXXX I found it had been added to my credit report. I contacted Medical Revenue Services to explain that it was not a valid debt but they insisted it was and did not seem at all interested in the letter of approval for financial aid. I disputed this debt twice with the credit bureaus with no success. Finally, I have cleared this up with the hospital directly and have a letter that the amount in question has been adjusted to XXXX. This is the the second time in XXXX that Medical Revenue Service has done this to me. And by " this '' I mean putting something on my credit report without prior contact and/or properly verifying the debt to the consumer.
|
| 09/19/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I disputed my medical bill of {$720.00} with Medical Data System, and they told me to pay {$650.00} and it will be removed from my Credit Report. i paid the balance of {$650.00} on XXXX which was affecting my credit score.
Medical Data System have not provided me receipt of my payment till today ( XX/XX/XXXX ). i am in a process of buying a house and i need a proof for Loan company, where it shows i made the payment to Medical Data Systems XXXX I called so many times for a receipt and i spoke to the XXXX today " XXXX '' XXXX employee number # XXXX and requested again to provide me a receipt of my payment, they says it takes XXXX to XXXX business days for them to process the receipt and send in the mail, it is my right to get a receipt when payment was made, or at least send me a receipt after 3 days when payment was made ( payment was made on " XXXX '' ).
i am running out of time with my closing date, and this payment is dropping my credit score XXXX points, which is making my monthly payment really high.
i really need that payment proof immediately, and i called so many times and requested them. i feel Medical Data System process is not according to CFPB rules, if i already paid and money is taken from my bank account, then why they can't give me a payment receipt, today is 9th day i am still waiting. also they have no system where they can email the receipt to me. they have no idea how system work, they just say it will be processed. i feel i will loose my Due Diligence amount i paid for the house, and i won't be able to get a proof of payment i made.
|
| 04/27/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I XXXX XXXX called XXXX XXXX to inquire about current bill to set up payment plan and was informed I had outstanding bills I had at the Medical Revenue Service XXXX XXXX XXXXXXXX XXXX XXXX, FL XXXX XXXX # XXXX XXXX XXXX XXXX ( collection agency ). I verified the amount owe. Amount of account owed ( {$360.00} / {$120.00} / {$12.00} ) I asked if I could just pay XXXX and was told I had to go through Medical Revenue Service. I called them immediately and paid a portion of my bill on XX/XX/XXXX and ask if this was on my credit and was told yes it was and I set up a payment plan. I was told it would be XXXX balanced once paid ( XXXX letter sent ) and paid as agreed on credit report and that meant that would be taken off my credit. I did not seek a settlement because I wanted to pay my debt and it was coming off my credit. A couple of weeks later I called and paid off the bills completely on XX/XX/XXXX and was told I would get a XXXX letter and it would take 10 days. I waited for the letter and received a statement in the mail. I called and inquired to see if the letter was coming and when will it would be taken off my credit. I was told that there is no letter that the statement shows XXXX balance and that's all I will get and they would not take it off my credit. I tried to explain to the representative and asked for a supervisor or manager I was told there is no one else I can talk to and the representative did not even attempt to send me to someone else. So now that I have paid my account they will not do anything for me as a consumer
|
| 12/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I was the responsible party since this debt was for my son. At time of billing XXXX neglected to add his secondary insurance ( XXXX ) & therefore a balance was generated. They also inaccurately noted his medical record, not reflecting the accurate diagnosis code. This caused his primary insurance ( XXXX XXXX XXXX ) to not pay the entire balance. I contacted XXXX ( the biller ) and requested that they re-submit the claim with the proper diagnosis and to also bill his secondary insurance since they failed to do so the first time. The account was placed in collection status. They are re-reviewing the claim but the negative reporting of this account in collection status is still not resolved. The collection company, Medical Data is saying I can not dispute the account and that they can not remove or update the account until XXXX calls them. I contacted XXXX and they stated that the collection company needs to contact them. So everyone is passing the buck and no one is taking responsibility for updating this account of my credit report.
The date of service was XXXX. At that time there was no covid processing procedures, and the hospitals did not have test on site. Upon validation of certain symptoms & exclusionary test, patient would be refer off site to a restricted site for testing. At this time, XXXX XXXX only had 3 test for the county.
I would like to dispute this collection account. Ensure that everyone processes, bills and codes this account correctly. This is negatively impacting my ability to secure financing for my vehicle.
|
| 08/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
According to 15 usc 1692a ( 3 ) ( 4 ), MEDICAL REVENUE SERVICES is aware that they are in violation of the FDCPA. MEDICAL REVENUE SERVICES has violated the consumer rights by sending the consumer deceptive forms to make it seem as if the consumer owes any allege debts with this company. MEDICAL REVENUE SERVICES is in violation of 15 USC 1692b ( 3 ) ( 4 ) by stating that they received my address from the original creditor when I, the consumer and original creditor did not give MEDICAL REVENUE SERVICES any data for them to contact me for an allege debt. MEDICAL REVENUE SERVICES failed to show where the consumer gave CONSENT for the company to contact the consumer. MEDICAL REVENUE SERVICES violated 15 USC 1692B ( 5 ) by using the phrase This is an attempt to collect a debt and any information obtained will be used for that purpose. This communication is from a debt collector MEDICAL REVENUE SERVICES assumed that I owe a debt when the FEDERAL LAW clearly states that a creditor, which is me, can not own an allege debt without any preponderance evidence. MEDICAL REVENUE SERVICES violated 15 usc 1692e ( 2 ) by reporting a false and misleading amount, according to the violation, there is no amount owed that can be in a positive amount. MEDICAL REVENUE SERVICES has seven ( 7 ) days to delete the false and misleading data or I, the consumer will be forced to place MEDICAL REVENUE SERVICES in FEDERAL COURT to demand monetary relief for all the violations and false credit reporting that is shown as PROOF on all three credit reporting agencies.
|
| 11/06/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
The Medical Revenue Service failed to provide the notice required under 1006.34 for the validation of debts. Specifically, they did not provide the following validation information as required by the regulation : 1. Debt collector communication disclosure : The statement required by 1006.18 ( e ).
2. Information about consumer protections : - The date that the debt collector will consider the end date of the validation period and a statement that, if the consumer notifies the debt collector in writing on or before that date that the debt, or any portion of the debt, is disputed, the debt collector must cease collection of the debt, or the disputed portion of the debt, until the debt collector sends the consumer either verification of the debt or a copy of a judgment.
3. Consumer-response information, which includes the following : - Dispute prompts : Statements that allow the consumer to dispute the debt for various reasons, including " This is not my debt, '' " The amount is wrong, '' and " Other ( please describe on reverse or attach additional information ). '' - Original-creditor information prompt : The statement, " I want you to send me the name and address of the original creditor. '' - Mailing addresses : Mailing addresses for both the consumer and the debt collector, as disclosed pursuant to 1006.34 ( c ) ( 2 ) ( i ) and ( ii ).
The failure to provide this information is a violation of the regulation, and the Medical Revenue Service is obligated to provide this notice to ensure compliance with debt collection rules.
|
| 09/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Medical Data Systems Inc has not validated the debt and the debt does not belong to me. Medical Data Systems Inc is in violation of the Federal Debt Collections Act pursuant to 15 U.S. Code 1692b - Acquisition of location information Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall ( 2 ) not state that such consumer owes any debt ; ( 5 ) not use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt ; Medical Data Systems Inc please Cease and Desist pursuant to Federal Debt Collections Act 15 U.S. Code 1692c - Communication in connection with debt collection ( c ) Ceasing communication If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt, except ( 1 ) to advise the consumer that the debt collectors further efforts are being terminated ; Immediately remove the collection account from my credit report. Medical Data Systems Inc has not validated the debt and the debt does not belong to me.
The account is on my credit report from your company. Please remove the account immediately as the debt does not belong to me.
|
| 03/02/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Medical Data System is reporting inaccurate and incomplete credit information on my consumer report I have no contract with nor have I gave them any written consent to report anything on my consumer report or report any of my nonpublic personal information to any agency.
Medical Data System Inc has stolen my identity because I did not consent to them reporting any of my nonpublic personal information, with the intent to ruin my reputation, my credit worthiness, my character, coerce me and to extort me into paying an alleged debt.
Pursuant to 20 CFR 1232g I have a right to privacy when it comes to my medical information 20 CFR 401.25 of the privacy act of 1974 also states that I have a right to privacy and non of non public personal information should be shared such medical information, finance transactions to any agency without my consent the consumer. 5 usc 552a I have a right to opt out of any reporting at anytime pursuant to 16 CFR 313.7 ( 7 ) which I wish to enforce it I am now opting out of any and all authorization that I the consumer my have given you written, non written, verbal, nonverbal pursuant to 15 U.S.C 6802 Also pursuant to 15 U.S.C 1692c cease and Desist all communications means the conveying of information regarding debt directly or indirectly to any person through any medium such as furnishing a credit report or reporting this account to any reporting agency.
Be aware that selling my information to any other collection agency is aggravated IDENTITY theft and you will be civilly liable for all damages
|
| 08/14/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
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On or around XX/XX/2018, I became aware of Medical Data Systems furnishing negative information to my credit bureau report concerning an alleged past-due medical bill in the amount of {$75.00}. Upon contacting Medical Data Systems, I was directed to the billing offices of XXXX Hospital to verify the information provided. While contacting XXXX, I spoke with a helpful woman by the name of XXXX ( spelling of this name may be incorrect ) who advised me that XXXX sent the initial statements to an incorrect address ( where I have not resided for 9+ years ), and that upon payment the negative entry to my credit bureau report would be COMPLETELY DELETED - she advised me that a woman named XXXX XXXX at Medical Data Systems would be personally deleting the entry. Upon receiving this information I submitted payment in full to MDS on XX/XX/2018. Upon calling to verify that the entry was submitted to the reporting agencies for deletion, I was advised it had not and advised to call XXXX 's office again. I contacted XXXX and they, again, assured me that they would work the problem out with MDS. Waiting a week, I then contacted MDS yesterday to speak to this XXXX XXXX and was transferred to a collection floor representative 's voicemail repeatedly over a period of 2+ hours. At this point, in addition to the mis-information provided, I also have issues regarding the Fair Credit Reporting Acts violated by Medical Data Systems and, by extension, XXXX Hospital due to CBR reporting without initially validating the alleged debt in question.
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| 12/21/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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This company opened an account using my personal information with no authorization from me. Medical Data Systems has reported to The Bureau that the accounts of the alleged debt are open and active but listed under derogatory marks. How can an account show open under a collection status? I requested from all three bureaus ( XXXX, XXXX, and XXXX ) an investigation for this company, and the process has not started. Medical Data Systems has reported an incorrect illegal account to The Credit Bureau without consent from me. The Bureau reported that the account was valid. I am a consumer which makes me the Original Creditor. I also explained that the final bill was paid, and the account was closed. I requested that Medical Data Systems provide me with a contractual agreement between them and I containing my signature. The document requested should show that I agreed to open an account using my name, address, phone number, social security number, etc within their establishment. I do not owe this company and the alleged debt has already been paid. This tactic is listed in the U.S. and North Carolina State law as identity theft and has been violated. They assigned a company identifier number with my personal information attached for an alleged debt that I do not owe. According to 15 USC 1692 d : A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. I have multiple denials from major companies due to this oppression.
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| 03/31/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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Medical Revenue Services is constantly calling me to say I owe a debt but will not provide me with any information regarding the debt.
They claim to have sent me some information in the mail, but I never received said information. Every time I've asked for information since they've said they are not required to provide me with any additional information and refused to send another letter out.
I have made repeated attempts to get any information. Any time I mention the FDCPA they immediately shut me down and will not provide me with any information claiming they will lose their job.
I ask for the basic information.
Their name Company name Address Call-back phone number Website URL State license number, if available as not all states license collectors I called the Toll Free Number back they called me on to get information.
I spoke with XXXX different people, only XXXX of them would give me an address, XXXX gave me a first name only, and XXXX gave me a business name. No one would provide the information together.
They want my information before MAYBE providing me with information.
It is my understanding that I am protected by the FDCPA and this organization " Medical Revenue Services '' is acting in bad faith by being aggressive, harassing me with multiple calls a day, and refusing to give me any information.
I made multiple calls today XX/XX/2022 at XXXX, XXXX, XXXX, XXXX, and XXXX.
Let me state the first call I made at XXXX I said give me a moment to verify my rights via FDCPA they immediately hung up.
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| 10/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
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Web |
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On XX/XX/XXXX medical Data systems reported four different collections to XXXX I made contact with them on the XXXX of XX/XX/XXXX with a female named XXXX at extension XXXX. She stated she would be mailing out my statements. On XX/XX/XXXX I made contact with XXXX she stated nine letters were mailed out on XX/XX/XXXX. Monday XX/XX/XXXX made contact with XXXX she also stated that they had been mailed out and I should be receiving them. Today is XX/XX/XXXX I still have not received anything they will not resend it unless the mail is returned to them. Each representative that I spoke with has refused to mail me my mail or my bills that was sent to XXXX they were very rude they would not even email it to me or fax it. I have disputed with the collections twice they're still stating they are unpaid. I have all spoke with others that I didn't get their names and they made the same comment that I had to wait for it to come in I don't see where mail would take 4 weeks to receive and why can't they send another copy. The collections is from XX/XX/XXXX XXXX {$2600.00} with medical center XXXX the second one is delinquent of XX/XX/XXXX {$1400.00} from medical center XXXX the third is delinquent of XX/XX/XXXX of {$1000.00} medical center XXXX the 4th is delinquent from XX/XX/XXXX {$97.00} medical center XXXX and when I spoke with one of the representatives they said they had multiple from XXXX of {$200.00} that I have no clue about. This was all due to having covid and at that time I had lost my daddy and I had no job.
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| 04/15/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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Starting on XXXX XXXX, XX/XX/2015, on XXXX on or about XXXX XXXX Medical Revenue Service called my personal cell phone claiming to collect a debt I owed for unpaid medical fees amounting to {$450.00}. Prior to this, my insurance had informed me in writing that they approved covering the aforementioned {$450.00} medical fee. During the call, I offered to provide my insurance information so that Medical Revenue Service could file a claim with my insurance to pay this alleged {$450.00} debt. The debt collector refused to take my insurance information, and then insisted on asking for my credit card information. After informing them I do not owe the debt, the debt collector maintained silence on the phone call without hanging up or informing me that they were finished with the phone call. I then asked if they had anything else to speak with me about, and then when they confirmed that there was nothing else they wanted to speak to me about, I ended the call. As of XXXX XXXX, XX/XX/2015, I have yet to receive a written validation notice from Medical Revenue Service. In fact, I have yet to receive any written communication from Medical Revenue Service ; all of their communication has only been through calling my personal cell phone.
At some point after the initial call from Medical Revenue Service, I contacted the hospital that serviced me to confirm if there were any outstanding fees I had to pay. The hospital did not have any fees, and they confirmed that they did not send any outstanding fees to debt collection.
|
| 10/30/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
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Web |
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In XXXX XXXX, I received a phone call from XXXX XXXX XXXX, the collections agency, saying a small medical bill had been sent to them after the medical provider had not received payment. Come to find out, the medical provider had mailed it to the incorrect address and did not attempt to contact me when payment was not received before turning it over to a collections agency. I was in college at the time and thought my parents had taken care of the bill. I found out in XXXX XXXX that the bill had still not been paid, upon which I paid it immediately. XXXX years later, my husband and I are purchasing our first home and are applying for a mortgage. Our mortgage broker notified me that my XXXX XXXX was being severely impacted by the collections claim still appearing on my report. Although the balance shows {$0.00}, XXXX XXXX XXXX is still reporting this to Equifax, which is the score the mortgage broker uses to pull credit. MDS is not reporting it to the other credit bureaus and my scores are above XXXX with them, while my Equifax score is XXXX. Because my credit is so high without the collections claim, I called MDS and spoke to XXXX different people, all of who refused to remove the claim. I also left a voicemail with the head of XXXX who never returned my call. I also called Equifax who told me they have no control over what is reported to them and can not remove it. Obviously, my husband and I are now receiving a worse interest rate on our mortgage because this claim is still being reported XXXX years later.
|
| 04/18/2017 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
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Web |
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Through a credit monitoring service I received notice of a collection account appearing on my credit report. On my credit report the account was reported by the collection agency Medical Data Systems , Inc., h aving originated with G XXXX XXXX XXXX Hospital. XXXX Hospital had provided me a service in the Summer of XXXX . I contacted the hospital and found that they and the collection agency both had an incorrect address on record. My address is XXXX XXXX XXXX XXXX in XXXX , VA. They recorded XXXX XXXX XXXX XXXX . The first XXXX in my address was transposed to a XXXX . I did not provide them with an incorrect address to my own home. Any mail sent to XXXX XXXX XXXX would have been returned to the sender. I paid the bill immediately and received a receipt that memorializes the address error. It also has my name partially misspelled. I have included this receipt here, along with other documentation recording my correct address and name. When I contac ted Medical Data Systems t hey insisted that this was a valid debt and refused to remove it from my credit reports. Nothing resulted from disputes I filed with the XXXX , XXXX , and XXXX . It now appears that the wrong address has been added to my credit reports. I paid the bill as soon as I was made aware of it. Prior to seeing the collection reported on my credit report, I received no notifications of the balance due. I do n't think my credit should suffer because of a billing error.
|
| 02/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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Disputing the following collection entry : Date reported : XX/XX/XXXX Collection Agency MEDICAL DATA SYSTEMS , INC .
Original Creditor Name XXXX XXXX XXXX XXXX Date Assigned XX/XX/XXXX Original Amount Owed {$10000.00} Amount {$10000.00} Status Date XX/XX/XXXX Status XXXX Balance Date XX/XX/XXXX Account XXXX XXXX XXXX Account Number XXXX XXXX Creditor Classification Medical or Health Care Date of First Delinquency XX/XX/XXXX Comments Medical MEDICAL DATA SYSTEMS , INC .
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I contacted the collector and the credit bureaus to dispute this entry in my credit report, and I also requested in person to XXXX XXXX XXXX XXXXXXXX the removal of this amount owed ( found out it is a charge for XXXX XXXX services to XXXX XXXX XXXX, explaining them that the bills were to XXXX XXXX and not to myself ( XXXX XXXX XXXX ) then the collection Company claimed that I am the financial guarantor of XXXX who as of XXXX was XXXX XXXX XXXX. I explained them that I can not be a guarantor of an adult as I am not the caring person of such adult not I signed any financial responsibility document at the time of his admission/treatment in their ER.
The collection Company sent me as proof A screenshot of an old computer record for when I was a guarantor of XXXX XXXX Back when he was a child, but no admission proof/documentation for his XXXX visit during XXXX. They also violated HIPPA regulations as they shared in that document forbiden PII : mine and XXXX XXXX full social security numbers
|
| 11/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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|
Web |
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My name is XXXX XXXX XXXX and I am sending this request myself to address the inaccuracies on my Credit Reports.
I believe I am a victim of identity theft. Due to the Pandemic, we have been facing a lot of problems in terms of financial, emotional, and physical aspects. Also, I have been hearing a lot of recent news that the 3 bureaus are having data and system issues. I disputed the fraudulent information from my credit report. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I have done many attempts to reach out to the 3 Credit Bureaus but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Below are the accounts that are still reporting on my account and needs to be REMOVED COMPLETELY FROM MY CREDIT REPORT : 1. MEDICAL DATA SYSTEMS I XXXX Date Opened XX/XX/2019 Balance {$0.00} ; 2. MEDICAL DATA SYSTEMS I XXXX Date Opened XX/XX/2019 Balance {$0.00} ; 3. MED DATA SYS XXXX Date Opened XX/XX/2019 Balance {$0.00} ; 4. Original creditor : XXXX Date Opened XX/XX/2019 XXXX {$0.00} ; 5. Original creditor : XXXX Date Opened XX/XX/2019 Balance {$0.00} ; 6. Original creditor : XXXX Date Opened XX/XX/2019 Balance {$0.00} ; 7. Original creditor : XXXX Date Opened XX/XX/2019 XXXX {$0.00} ; 8. Original creditor : XXXX Date Opened XX/XX/2019 Balance {$0.00} ; 9. Original creditor : XXXX Date Opened XX/XX/2019 Balance {$0.00} ;
|
| 05/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/XXXX I took my son, XXXX XXXX to the ER at XXXX XXXX for appendicitis. I received a bill for account number XXXX for {$2700.00} which I paid in full with check number XXXX written XX/XX/XXXX. On XX/XX/XXXX I received a new bill for {$100.00} - this time charges for XXXX XXXX account number XXXX from XX/XX/XXXX ( 5 YEARS PRIOR ) were added to the bill. The new bill showed a balance of {$100.00} due. A balance of XXXX for XXXX and a balance of XXXX for XXXX. When I called XXXX I was told the allocated some of the payment I made for XXXX to these charges for XXXX, leaving a balance. I told them I had no idea what the XXXX charge was, that I have lived at the same address for 17 years and have never received an outstanding bill and that if I could pay {$2700.00}, I surely would have paid {$100.00}, but this seemed like fraudulent billing and I wanted all of my payment credited to XXXX 's bill. I continued to receive bills on XX/XX/XXXX, and XX/XX/XXXX. In XX/XX/XXXX I received a collection call from XXXX XXXX. I never received anything in writing from them re : a collection of a debt. When I spoke to the debt collector they agreed that the charges didn't make sense and recommended I dispute the charge, which I did on XX/XX/XXXX. I have received no further calls or communication ( Ie : response or resolution ) regarding this matter until yesterday when I received a new collection letter from Medical Revenue Service. It seems that instead of responding, my debt was sold. I will dispute this again.
|
| 04/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On XX/XX/XXXX or XXXX I received a call from Medical Data Sys. stating I owe X dollars for hospital visits in 2021. I mentioned over the phone that I wanted to validate the debt first and I told them I asked or mentioned that I wanted to dispute. The lady I spoke to that day said she can send me something to assist me in validation process. On or around XX/XX/XXXX I sent a letter stating I dispute the debt and requested validation to medical data systems. On or around XX/XX/XXXX I received a letter and an itemized bill from MDS for two hospital visits. MDS received my request/dispute letter around that same time. On XX/XX/XXXX, I called MDS to make sure they received the letter that I sent, I believe I spoke to XXXX, she mentioned that she can not discuss the issue due to the fact that the account was in dispute. I requested a supervisor or manager and they werent available. So she said she will have a supervisor call me at their earliest convenience. On or around XX/XX/XXXX I got to talk to a supervisor who mentioned they MDS is only able to send validations twice for one account and as a courtesy of them not sending all the information requested/ needed for me to validate the item on my credit report that she would delete the item. So I allowed 45 days to pass and I checked my report again on XX/XX/XXXX, and the item was still there. Again I called on XX/XX/XXXX to inquire why the items were still there and now this supervisor XXXX said things to contradict the supervisor I previously spoke to.
|
| 01/02/2020 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
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I have received multiple calls at my work regarding this hospital bill. I have spoke to two women now. One told me her name was XXXX and the other refused to disclose her name. On XX/XX/XXXX at XXXX XXXX, I received the call from XXXX. I told her that I didn't give this number out as a contact because it is my place of business. I specifically told her to remove my work number from their list because they have my cell phone number that they can call. It is going to get me in trouble with my Director if they keep calling. She said she would remove the number. The second call on XX/XX/XXXX at XXXX XXXX, I received another call from this same agency. I asked the lady for her name and she refused to give it to me. I had told her that the number she called was supposed to be removed last month and here she was calling it! She was mad and hung up the phone on me. I received another call on XX/XX/XXXX at XXXX XXXX, but no voicemail was left. Today, XX/XX/XXXX, I get into work and my Director said that there was a voicemail for me. Once again this company has called my work number and left a debt collection message on the voicemail! This is absolutely inappropriate to keep harassing me at my place of business when I have asked multiple times to have my work number deleted. I keep a log of the times that they call my work. I just can not find an address that is tied to this company so that I can send them a certified letter to stop calling me. I need to make sure a complaint is filed against this company.
|
| 09/25/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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I checked my credit report and noticed there was a new collection account from MDS listed on my report and immediatly called the company and provided them with my request for information via fax as wells as vi mail. My request was for specific information pertaining to the account they indicated belonged to me. My request asked for the information authorizing the company to collect the debt from the original creditor, a copy of the agreement I signed with the original creditor, the date they acquired the debt with the original debtor as well as other pertinent information pertaining to the account they have. I sent a copy of my identification to prove who I am. In my request I demanded that if this information is not provided that they cease and desist all further collection efforts and remove every negative report they have made in regards to this account to all credit reporting agencies immediately and indefinitely. My request was for the company to comply with FCRA guidelines as well as HIPAA. The company failed to comply thus far and have only sent me a billing statement and a copy of the charges they are alleging belong to me. The information they sent does not bear any of my personal information as it relates to that on my credit report yet they have failed to remove all reporting and have sent me a bill. I have copies of every letter I sent as well as confirmation of my detailed letter/request from the USPS which shows they have received my request but have failed to comply with FCRA/HIPAA
|
| 10/04/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I do not have a signed contract nor any contract with Medical Data System. I have never done business with this company. I am not liable for collection from this debt from XXXX XXXX XXXX XXXX. I am not responsible for this debt with Medical Data System. Also upon further review of my own I discovered this company is not licensed nor bonded in the state of Florida to collect any debt.
I am in receipt of my credit report dated on XX/XX/XXXX. I disputed this collection agency back in XX/XX/XXXX and it was deleted on XX/XX/XXXX. Since obtaining my credit profile once again on XX/XX/XXXX I came across this account that does not belong to me. I sent MEDICAL DATA SYSTEMS certified letters and have not received a response from them regarding inaccurate marks on my credit report. I am for certain that I do not owe your company any money. For starters, I have never done business with you. In fact, I had never heard of your company until having received my credit profile. What I find strange is your attempt to settle the debt with me when I do not owe you any money in the first place! Please see this as me disputing once again this alleged debt with your company as well as requesting debt *VALIDATION*. You have more than enough time for you to send me and CFPB legal supporting documents bearing that I 've done some type of business with you, *HENCE OWING YOU MONEY*. This is not my debt. Since this " UNKNOWN '' debt appears to have been sold to a collection agency anyway. The contract should be CANCELLED!
|
| 01/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
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To whom it concerns, I have requested an investigation by the three major credit bureaus for the following debt collectors : Medical Data Systems. This company has opened accounts using my personal information with no authorization from me. These companies have reported that the accounts of the alleged debt are open and active but listed under collections. How can an account show open under a collection status? I requested from all three bureaus ( XXXX, XXXX, and XXXX ) an investigation for this company. This company has reported incorrect illegal accounts to The Credit Bureau without consent from me. Medical Data System sent my personal medical information to me without a personal contract between them and I to hold my personal information within their company. This tactic is listed in the U.S. and State Law as identity theft and a HIPPA violation. These companies used my social security number, name, address, etc. They also created an account identification number without my permission within their establishment to identify me and I'm not sure who they are. I sent validation letters to this company requesting a signed agreement between us allowing them to open accounts in my name and they could not. According to 15 USC 1692 d : A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. I have multiple denials from major companies to operate in business due to this oppression.
|
| 05/18/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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I was hospitalized on XX/XX/2017, I XXXX XXXX XXXX and had to have XXXX XXXX. As a XXXX XXXX I am aware of the policies in a hospital. I was brought in via ambulance and was sat in the waiting room for over an hour while my XXXX XXXX XXXX XXXX and I was XXXX. This is a direction violation of federal law EMTALA The Emergency Medical Treatment and Active Labor Act. I immediately notified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and that I was unable to sit up, this was also conveyed to the nurses, yet I was placed in a wheelchair and sat beside a trashcan in the waiting room because " their XXXX XXXX patients were occupying the ER rooms '' After waiting for an hour in immense pain I asked for a cotton swab and band-aid to remove IV so that I could be taken to receive proper care before I XXXX XXXX XXXX XXXX. Per their ER MD, had I not raised sand and gotten back there, I could have possibly lost my life. As a XXXX XXXX I was truly disgusted & appalled at the behaviors of the medical staff at this facility. I feel extremely saddened that there are patients that receive this type of care and no one is there to advocate for them. The hospital was paid by my employer & insurance company XXXX and I had to pay a XXXX co-pay. Due to the services received, the negligence of careless, insensitive staff, the violation of federal law, I am not obligated to honor this debt they insist I owe.
Please take these factors into consideration as I am unable to pay this debt. Thank you for your time.
|
| 10/18/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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I recently submitted a complaint number XXXX and medical data system did not validate the debt it clearly stated in the complaint '' I do not want a copy of a bill because it's not debt validation. As per FTC opinion letter from Attorney XXXX. XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification '' and they sent a bill which is not debt validation and they did not provide a contract i have with their company. ( letter they provided from the above complaint ). The letter do not have medical data system listed any where which mean i am not in contract with them. It is laws in place to protect the consumer against fraudulent companies like medical data systems and I filed a ucc11 and I have no liens placed against my name from them. They is unlawful trying to collect from me. They also stated they sent letter and I had 30 days to respond if that is so then provide the tracking number for the letter sent to me. I do not owe this company and I hope the CFPB and they FTC fine them for not providing validation.They stated they do not own the account and they do not own the debt well they are committing fraud because they should not hold my name. ssn. address in thier database and they are a lie because it clearly says they attempted to collect a debt and you can not say that if the debt don't belong to you. What did medical data loan me of value? nothing, and they need to delete this inaccurate information off my credit report
|
| 05/15/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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|
I noticed a fraudulent collection account on my credit report in XXXX . So I contacted the credit bureaus and they said they would take it off. XXXX XXXX , I check my credit, due to all the hacking reports on the TV news, I see this fraudulent account is still showing on my credit reports. Medical Data Systems Inc. Account Number XXXX . For {$13000.00}. Original Creditor XXXX XXXX Hospital. This hospital is located in XXXX SC where I was born and raised. I moved from XXXX SC in XXXX and have not returned, which is 14 years ago. So how does Medical Data Systems Inc. have a collection account on my credit reports from XXXX ? I have n't been in XXXX SC since XXXX , which is 14 years. So how ca n Medical Data Systems Inc, p ut a {$13000.00} collection account on my credit report from XXXX , if I have not been in that city and state in 14 years? I moved from XXXX SC in XXXX and have not returned. I am very upset about this ! Medical Data Systems h as tarnished my name and violated my rights, by putting a fraudulent medical collection account on my credit reports. Again, I moved from XXXX SC in XXXX and have n't returned or visited. I wan t Medical Data Systems Inc t o remove this fraudulent collection account from my credit file. I want Medical Data Systems Inc t o be fined and reprimanded for putting fraudulent information on my credit report. I just do n't understand why they would do this. It makes no sense.
|
| 08/02/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I was doing a little bit of research on my credit report and I noticed a reported agency call Medical Data Systems on my credit report, I have never did any type of business with any hospital or ever went to a hospital and if I did go to a medical business it would be my doctor which I have medical insurance to cover me so I know I would not be charged. I have never been to XXXX XXXX Medical Center in Florida I need this to be taken off my credit immediately this is not fair I have consumer rights and it 's being violated. I have tried to fix this problem with the credit bureau by disputing this account several times and tried contacting the Creditor and the hospital as well they told me that I have the right to dispute it I also filed a report and was issued a case number by the police department case number is XXXX XXXX County. My identification and Social Security was stolen a few years ago and I am a victim of identity theft and I need this to be taken off my credit report immediately on my XXXX and other. I have never done any type of surgery I do n't have any type of medical injuries or anything under the FRA I have rights. If this is not off my credit I will file charges with the district attorney office for Medical Data Systems. I have tried to fix this problem several times and they are violating my rights please have them remove this immediately off my credit report by deleting it permanently thank you and XXXX bless.
|
| 06/26/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
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I am filing a complaint against MEDICAL DATA SYSTEMS I a medical debt collector and XXXX, XXXX and XXXX Credit reporting agencies. The complaint involves MEDICAL DATA SYSTEMS I reporting a collection on my credit report knowing that the Insurance company XXXX XXXX XXXX XXXX is responsible for the unpaid medical bill. I have contacted XXXX XXXX XXXX XXXX and they have confirmed that I have insurance and that they will pay the bill once received from MEDICAL DATA SYSTEMS I/XXXX XXXX. I have also contacted MEDICAL DATA SYSTEMS I and they agreed that the bill would be placed back in their insurance division and not collections.
I filed a dispute with XXXX, XXXX and XXXX explaining that this bill should not be a collection because the insurance company has agreed to pay the amount of {$2200.00} for a medical bill that is covered under my insurance.
MEDICAL DATA SYSTEMS I reported again that the bill was a collection, knowing that they had been in contact with XXXX XXXX XXXX XXXX and they verified that insurance would pay the bill.
MEDICAL DATA SYSTEMS I is fraudulently reporting information to the credit bureaus that they know is incorrect. I am requesting to have this derogatory information removed from my credit report. I also want to add XXXX, XXXX and XXXX to this complaint for willingly participating in this fraud. I have attached a letter from XXXX XXXX XXXX XXXX confirming the mistake and pending payment
|
| 04/03/2017 |
Yes |
|
- Communication tactics
- Used obscene/profane/abusive language
|
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Web |
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Called 4 times to resolve the issue ... I 'm not denying that the info is mine. This is a case where I was in car accident in which I was not at fault. I have XXXX insurances and car insurance. While trying to contact the car insurance, I decided to strike up a payment plan that I could afford so that the claim would not end up on my credit report. The CSR from this place is incredibly intimidating and they refused to take the monies that I can afford right now. I got hung up on the 3rd call! They kept saying that I 'm refusing to pay but I 'm not! I 'm just paying what I can afford!! They asked me for the amounts of my personal bills and basically told me I can afford more than what I 'm offering. I was even advised to take out a loan because the loan people probably would work better than me than what they will do. I have every conversation recorded ( except the first ). I 'm upset because it 's not like I do n't want to resolve this but, apparently what I can do is n't good enough and therefore I was threatened that they will put this on my credit report. I spoke with the original creditors and they tried to help as much as they could but it 's out of their hands. ( ( We got to this point because the original creditors failed to put down my XXXX health insurances and they only filed XXXX which left with a balance ... I never received a bill but now I 'm stuck dealing with these rude collection people. )
|
| 09/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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After careful review of my credit reports from XXXX, XXXX XXXX and XXXX, I noticed the following accounts being reported : Medical Data Systems I- XX/XX/XXXX {$650.00} Medical Data Systems XXXX XX/XX/XXXX {$470.00} Medical Data Systems XXXX XX/XX/XXXX {$2400.00} Medical Data Systems XXXX XX/XX/XXXX {$500.00} I have not received any goods and services from this company, nor have I ever done any business with the company. I am unsure how Medical Data Systems illegally obtained any of my personal identifying information. With my limited knowledge of the law, I do know that a contract or some sort of signed agreement between myself and Medical Data Systems would make me legally bound to pay this debt they claim I owe. I am very sure that I have never provided neither a digital nor a wet signature of my personal information to this company on any agreement.
With that being said, had Medical Data Systems 1 sent a debt validation notice to me as they are legally required to do so, then I would have been able to rightfully dispute these erroneous accounts before they unlawfully caused harm to my consumer reports. Hence, I am requesting that this company provide proof of delivery/receipt that they have sent me a debt validation notice. I have never received any written nor verbal communication as directed via the Fair Credit Reporting Act Law allowing me the proper opportunities to dispute this invalidated debt.
|
| 03/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I got a copy of my credit report on XX/XX/2022 because I want to refinance my house. My credit report showed that I had 1 medical collection reporting.
I called the collection agency Medical Data Systems collection agency listed on my credit report. I was informed that they had 2 medical debts of mine from 2 different creditors. There was only 1 debt showing up on my credit report. I asked if they would delete the account that is being reported from my credit report if I agreed to pay the {$290.00} in full. They refused. Since they did not own the debt, I sent a demand letter to return the debt to the original creditor. I then paid that debt to the original creditor.
The second debt that Medical Data Systems held that was not reporting to the credit bureaus was for {$49.00} and I agreed to pay it by money order ( attached ). I sent the payment in the mail the following day on XX/XX/2022.
I got an updated credit report on XX/XX/2022. The credit report shows that Medical Data Systems is reporting a debt of {$62.00} as unpaid.
This collection account was not on my credit report on XX/XX/2022. I feel that they reported that account as retaliation for demanding the larger debt to be returned to the original creditor.
The amount of the debt that is being reported is incorrect.
The account balance is being reported is incorrect.
I want the account removed from my credit report since it is inaccurate.
|
| 07/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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XXXX XXXX Services : ( Original Creditor XXXX XXXX XXXX ) XXXX Physical Address : XXXX XXXX XXXX XXXX XXXX XXXX, IN XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX NC XXXX Original Creditor : XXXX XXXX XXXX XXXX Current Creditor : XXXX XXXX XXXX Creditor Account # : XXXX Date ( s ) of Service : XX/XX/XXXX Agency Name : XXXX XXXX XXXX, XXXX XXXX Reference # : XXXX Balance : {$0.00} This notice serves as confirmation that the above-referenced account with the above-referenced creditor has a XXXX bal- ance.
Please note, if information was reported to the credit bureaus regarding this account, we will request the account be delet- ed from any consumer reporting agency files to which we have submitted information within one week of the account closing in our office as paid. Consumer reporting agencies may take up to 30 days or longer to update consumer reports and this is beyond our control.
We appreciate your attention to this matter and encourage you to call our office if you have any additional questions or concerns.
XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, IN XXXX Toll-Free XXXX XXXX XXXX Calls to or from this company may be recorded or monitored.
This communication is from a debt collector.
PLEASE SEE PAGE TWO ( 2 ) OF THIS LETTER FOR IMPORTANT NOTICES REGARDING YOUR RIGHTS XXXX XXXX XXXX, XXXX is registered as XXXX XXXX XXXX XXXX in the following states : AZ, IA, KY, NH, ND, SC, TN, TX,
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| 05/10/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
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Web |
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This is a continuation of corruption committed by XXXX as XXXX has targeted me to continue holding my credit file hostage. XXXX deleted on XX/XX/2021 disputed information regarding MEDREVSVC ( Medical Data Systems, Inc ) Facts : XXXX deleted on XX/XX/2021 disputed information regarding MEDREVSVC ( Medical Data Systems, Inc ). EXHIBIT E 1. EXHIBIT A ... ... XXXX XXXX XXXX on XXXX XXXX, 2021 forwarded a dispute on my behalf with XXXX demanding that XXXX remove information that has been identified as information being reported as a result of Identity Theft.
2. EXHIBIT B ... Is the identity theft report filed with the XXXX XXXX XXXX demanding that XXXX remove information that has been identified as information being reported as a result of identity theft.
3. EXHIBIT C ... ... The Florida Office of Financial Regulation received a complaint from me against Medical Data Systems Inc. regarding violations of the FDCPA, FCCPA, Libel, FCRA, and Intentional Infliction of Emotional Distress.
4. EXHIBIT D ... .Medical Data Systems Inc. forwarded a letter to all three credit reporting agencies and asked them to remove the information from my credit file.
5. EXHIBIT E ... ..On XXXX XXXX, 2021 XXXX reinserted information it has previously deleted on XXXX XXXX, 2021 regarding the MEDREVSVC ( Medical Data Systems , Inc ) even after Medical Data Systems Inc. forwarded a letter asking XXXX to remove it. EXHIBIT
|
| 09/25/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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To whom it may concern, This collection agency repeatedly harassed me about payments on 3 medical accounts that were assigned with them. I did not have the money and explained to them. Their response was I dont care, you owe you pay every single supervisor and manager has been rude to me from day one. I finally went into more debt just to pay them off, before I paid them they said that they would do a complete removal from my credit report and that my score would go up. They lied to me. These accounts are still showing up on my credit as closed but not removed. The credit score has not changed because they are still listed as derogatory marks. Ive called them several time after to get them to delete from my report and they refuse to do so, they are rude to me and then hang up. They keep saying they dint tell me that they would delete according to their notes. I feel betrayed and violated by medical data services. Now Im in more debt because I borrowed the funds to pay them off thinking they would hold their end, but no they are still on my report. I have a newborn son and soon I will have to find us a place to live, I can not do that with this being on my report because its keeping my fico score lower than what I need to qualify. They need to hold their end of the agreement. I paid them {$3000.00}! And now Im in a bigger hole. PLEASE someone help me get these accounts removed from my credit report.
|
| 09/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Medical Data Systems Inc has not validated the debt and the debt does not belong to me. Medical Data Systems Inc is in violation of the Federal Debt Collections Act pursuant to 15 U.S. Code 1692b - Acquisition of location information Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall ( 2 ) not state that such consumer owes any debt ; ( 5 ) not use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt ; Medical Data Systems Inc please Cease and Desist pursuant to Federal Debt Collections Act 15 U.S. Code 1692c - Communication in connection with debt collection ( c ) Ceasing communication If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt, except ( 1 ) to advise the consumer that the debt collectors further efforts are being terminated ; Immediately remove the collection account from my credit report. Medical Data Systems Inc has not validated the debt and the debt does not belong to me.
|
| 10/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
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Web |
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I sent letters to XXXX, XXXX and XXXX on XX/XX/XXXX regarding fraudulent collection items on my credit report Medical Data System IncXXXX XXXX XXXX XXXX XXXX have violated my FCRA & HIPAA rights. This is a violation of my rights due to providing medical data & information. I've disputed these items with the XXXX reporting, and FTC. I demand these accounts be blocked, deleted and removed from my consumer report immediately or I will file for litigation. I am trying to obtain credit and these fraudulent collections are preventing me from doing so. These the items i would like to be removed : Medical Data System Inc Amount {$1200.00} Date Opened : {$1200.00} Medical Data System Inc Amount {$2800.00} Date Opened : {$2800.00} These are violations of my FCRA right and against law : 15 USC 1692c ( a ) - without the prior consent of the consumer given directly to the debt collection, a debt collector may not communicate with a consumer in connection with the collection or any debt 15 USC 1681a ( 2 ) ( b ) - I demand this account to be excluded from my consumer report 15 USC 1681a ( 3 ) ( a ) ( b ) ( c ) - I demand this account to be removed ; the sharing of medical information and payment transactions for medical products or services is a violation 15 USC 1681b ( 4 ) - I demand my medical information to not be disclosed 15 USC 1681c-2- I demand account to be blocked from my report due to identity theft.
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| 09/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I sent a debt validation letter requesting information to validate debt for accounts listed by Medical Revenue Service as : Act # XXXX {$360.00} and Act # XXXX. In return, I received a letter that contained my private medical records/information that is a direct violation of HIPPA privacy regulations ( please see attached documents ). I never signed a HIPPA form authorizing them to have access to this information.Also, there is a remaining account that is now listed on my credit as a derogatory, collection account that does not have an account number attached with it for sum of XXXX from XXXX XXXX I was never contacted about this account from the Medical Revenue Service.Since seeing this new derogatory collections, I have contacted the agency requesting validation of debt information and found they have an old address on file. This new derogatory acct in the sum of XXXX has dropped my score by XXXX points on XXXX. As such, I would need them to delete all information of these balances from their collection agency, remove derogatory collection reporting to the 3 credit bureaus, and cease all contact for the above noted accounts to prevent any further repercussion of accessing health information that I did not consent for them to to have and failure to allow me to validate the debt of XXXX that is now on my credit. *All documentation supporting previous complaint can be accessed from complaint XXXX
|
| 05/19/2016 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
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Web |
|
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Medical Data Systems has placed XXXX separate collection accounts on my credit report without sending any notification of a bill due. Medical services were provided by XXXX Hospital and upon discharge I was informed that any balance due would be forwarded to my address. I received XXXX statements from XXXX XXXX which stated that they were not a bill but an itemized statement of the cost of services provided. XXXX Hospital never sent another statement regarding any co-pay amounts or balances due. The account was forwarded to Medical Data Systems after 30 days of nonpayment. XXXX XXXX XXXX was contacted and they stated that we had XXXX separate accounts for payment of {$200.00}. We requested verification of the debt and tried to dispute. Instead customer ser/ice representative blamed us for not paying stating that ', " the hospital has no responsibility to send you a bill for any copays or balance due, you need to check with your insurance provider for any balances ''. We again attempted to dispute but they just requested payment. When then called XXXX who claims that the bills were sent to the insurance provider for payment and a balance due should have been forwarded to us for payment. As of XXXX/XXXX/2016 neither XXXX nor has Medical Data Systems provided a copy of the orginal statements to validate the debt. We have requested a copy approximately three times but can not get any docuemnts.
|
| 09/30/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
|
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I want to let you know what happened with the XXXX XXXX XXXX in the city of XXXX Florida, in the month of XXXX of the year XXXX a person present herself with some outdated data from my information and this institution provided her with services doctors endorsing me the charges incurred by it this person basically presented herself with my name and an address corresponding to my address of 6 years ago ( address XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX Fl XXXX ) without social number, without insurance card and without physical identification where the institution could corroborate her identity and she was treated as if it were me, Immediately afterwards, this hospital charged me a debt of XXXX dollars, which were sent to the address reported by this person and when I did not respond because it was not my current address it was passed to a collection company that alleges until the date that I still owe that money. I already made the respective report with that medical institution and the police department of the city of XXXX with the report number XXXX XXXX, this situation has led to a mortgage loan application if it is denied to me, therefore I need your company to make the respective correction and investigation of this situation that occurred in my credit to be able to delete it from my history since I was not the person who opened this fraudulent account with this medical center.
|
| 09/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
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Web |
|
|
Medical Data Systems has not validated the debt and the debt does not belong to me. Medical Date Systems is in violation of the Federal Debt Collections Act pursuant to 15 U.S. Code 1692b - Acquisition of location information Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall ( 2 ) not state that such consumer owes any debt ; ( 5 ) not use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt ; Medical Data Systems please Cease and Desist pursuant to Federal Debt Collections Act 15 U.S. Code 1692c - Communication in connection with debt collection ( c ) Ceasing communication If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt, except ( 1 ) to advise the consumer that the debt collectors further efforts are being terminated ; Immediately remove the collection account from my credit report. Medical Data Systems has not validated the debt and the debt does not belong to me.
|
| 03/18/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
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Web |
|
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I received a call from Medical Data System in regards to a dept which was owed to the XXXX XXXX XXXX. However, the hospital never sent out a bill so I did not know that this bill existed until I received a call from the collection agency. I contacted the insurance company and they sent me a copy of the amount that is owed after the fact. the first copy that the insurance company sent had zero for what was owed. However, I called the insurance company and they sent me an updated copy which is {$1100.00} that is what I owed. I then called the Medical Data System to arrange how I can pay this amount in installment but they did not want me paying on the amount each month. The person at this collection Agency told me, XXXX XXXX wants to deduct it from my bank account each month. I not going to allow them access to my account I was willing to pay. They has on my credit report account I owed {$1200.00}. I told them that was not the amount that is owed. They told I have a bill from ten years on the amount they are charging. I also had a bill for {$58.00} which, I paid already and they had it added to the amount they have on my credit report. I need help with these people. They are very rude and uncooperative. Plus they sent a letter but no copies of the bill that owed. I will have to check with my bank to get the information that the {$58.00} was paid to Medical Data System. Thank you
|
| 03/03/2017 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
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Web |
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The above selected categories are not exactly what has happened, they are the closest to identifying it.
I am repaying a medical bill thru automated deduction from my bank account. Medical Data Systems is the bill collector. I began the repayment in XXXX. Yesterday, I noticed my credit score dropped XXXX points XXXX, due to another medical bill for XXXX, it showed the reporting entity as Medical Data Systems. I called MDS and " XXXX '' told me that yes, they reported it, and it was for the bill I am currently repaying!!! That company policy is double reporting every month. This additional posting will remain on my credit report for 7 more years. This bill is the last one from XXXX when I had XXXX, I have been paying off bills for 4 years. When I expressed my outrage and that I would be filing a complaint, he offered me a " settlement ''. A onetime payment of XXXX today and they would wipe out the balance. However, they would not remove the double posting and would not restore my score. Well, I do n't have XXXX today and when I told him that, he asked me if I could ask a family member or a friend for the money ... ..Since the initiation of the repayment agreement, I have not missed or been late. I find this behavior incomprehensible. Too many entities have access too and the ability to effect your credit negatively. It takes a literal act of congress to reel these entities in.
|
| 04/10/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
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Web |
|
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MEDICAL DATA SYSTEMS & MEDICAL DATA SYSTEMS ( 2 ) There are no contracts, no valid claims ... accounts were settled with original creditor, grave errorfalse claim and reportingI want these accounts removed and reported correctly immediately or litigation will follow. Debts can not be collected twice or reported inaccuratelythis is unlawful Yet again, you continue to report this and failed to provide me with a copy of any viable evidence, bearing my signature, showing the accounts are being reported accurately. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested. Additionally, please provide the name, address, and telephone number of each person who personally verified this alleged account, so that I can inquire about how they " verified '' without providing any proof, bearing my signature.
As per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification.I am again formally requesting a copy of any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay you the alleged amount.Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed items are inaccurate and incomplete and represents a very serious error in your reporting.
|
| 04/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
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Web |
|
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Medical Data System have committed several federal violations against me, a Private law abiding Federally Protected Consumer.The attachment show they created me a false account number, false open date, and false amount owed and I have never had a contract with this company and they are hurting my credit with this false information. I revoke all power of attorney to Medical Data System.Medical Data System does not have a certificate of Authority to do business in Alabama. Medical Data System have not sent me a dunning letter but they have put a fraudulent account on my credit report.Medical Data System do not have the authority to collect any money from me.Medical Data System is guilty of racketeering, forgery, and obstruction of justice.Medical Data System is in violation of the FDCPA and FCRA Violation of 15 USC 1692d ( 1 ) ; Attacking my reputation, accusing me of owing an alleged debt to Medical Data System, Violation of 15 USC 1692d ( 1 ) ; Attacking my reputation, accusing me of owing an alleged debt to Medical Data System. Violation 15 USC 1692e ( 2 ) ( A ) False representation of the character and amount of the alleged debt, Violation of 15 USC 1692f ( 1 ) ; Attempting to collect a debt unauthorized by an agreement between parties.And a violation for collecting on behalf of another company 803 of fdcpa.Acccording to the FDCPA 1692H I am owed money for all violations
|
| 03/23/2015 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
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Web |
|
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I received a notice from Medical Revenue Service ( MRS ) on XXXX alleging I owe a debt in the amount of {$530.00}. I submitted a validation/verification of the debt to MRS on XXXX, because I have been a XXXX. They received my request on XXXX via XXXX Certified Mail, disputing the allege debt, advising MRS that I was not the debtor in question. MRS responded to my request of verification/validation on XXXX with an allege bill that I had no knowledge of. I submitted another letter to MRS on XXXX for further verfication/validation which they received on XXXX via XXXX Certified Mail. MRS responded to my XXXX request on XXXX advising me that they are not willing to provide me with any further documents to verify or validate that I am the debtor. They responded with the same allege billing statement they sent on XXXX. I dispute the debt in question and I am not responsible for any portion of the debt that MRS claim I owe. MRS have not and are refusing to verify that I am the debtor and continue to try and collect on an unverified debt. MRS have not proven that the alleged debt is mine, nor have they willing provided me with my request of a ( 1 ) XXXX agreement between me and their client ( 2 ) they have been assigned to collect on the original creditors behalf and ( 3 ) I am the debtor in question. This violates the FCRA and FDCPA, according to the laws of collection practice.
|
| 03/18/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
On XX/XX/XXXX, I was contacted by Medical Revenue Service about XXXX amounts allegedly owed by me to XXXX XXXX XXXX XXXX for services rendered in XXXX. After investigating the claim, I found that this alleged debt was the result of a clerical error on the part of my insurance company, XXXX. XXXX listed XXXX XXXX XXXX XXXX as a Tier XXXX provider when in fact it is a Tier XXXX provider. Since XXXX XXXX XXXX XXXX is a Tier XXXX provider, my sole responsibility was the payment of my co-pay, which all parties agree was paid. I know XXXX XXXX XXXX XXXX is a Tier XXXX service provider because XXXX paid them for other services rendered by that facility as a Tier XXXX service provider, both in XXXX and in other years.
On XX/XX/XXXX I contacted Medical Revenue Service and spoke to XXXX, and informed her here was a bona fide dispute as to the existence of this debt. XXXX told me that the alleged debt has been marked as challenged. The same day, I sent a written notice to Medical Revenue Service laying out these facts and confirming that there is a bona fide dispute as to the existence of this debt. However, today, XX/XX/XXXX, I received a XXXX letters from Medical Revenue Services still attempting to collect this debt, despite my verbal and written communications.
I believe Medical Revenue Service has violated my legal rights by continuing to collect this non-existent debt.
|
| 04/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I was seen in the hallway of the XXXX at XXXX XXXX XXXX on XX/XX/2020. I provided my medical insurance cards. I had medical insurance through the State of Arizona, where I resided at the time. I was stuck in PA due to XXXX. When I saw the collection on my credit report, I called the hospital billing to question, as I never received a bill. Through months of my following up, I learned that the hospital billing department mistakingly billed the State of PA, and not my insurance. According to the Insurance company, they did pay the doctor bill, as it was properly billed, however, the hospital facility bill was incorrect. Since this wasn't brought to my attention until past the 6 month deadline for billing, the Insurance company will not pay this bill.
I also provided the collection agency with a copy of letter from my Insurance Company conforming that I did have coverage at the time of service ( per their request ). The collection agency then told me, upon follow up, that they wanted a representative to call them directly. My insurance company refused, as this is a violation of HIPPA.
I have made several attempts to have this removed from my credit report, and the collection agency continues to " move the bar '', with regard to their requests of proof. They have been belligerent when I contact them. The collection agency is Medical Data Systems, XXXX.
|
| 09/29/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In XX/XX/XXXX I was approved for 100 % financial aid with XXXX XXXX XXXX. The dates of eligibility was effective from XX/XX/XXXX-XX/XX/XXXX. I went to the hospital on XX/XX/XXXX within the eligibility dates. I received a discounted bill from XXXX but not for the full 100 % with the amount remaining of {$1900.00}. I called the hospital and they said someone would look into it. This went on in a back and forth manner until I received a collections bill from Medical Revenue Service on XX/XX/XXXX. I disputed this by sending them a dispute letter and a copy of our financial approval letter on XX/XX/XXXX via USPS mail. I did not hear back from them so I assumed that took care of it. Then in XX/XX/XXXX I found it had been added to my credit report. I contacted Medical Revenue Services to explain that it was not a valid debt but they insisted it was and did not seem at all interested in the letter of approval for financial aid. I disputed this debt twice with the credit bureaus with no success. Finally, I have cleared this up with the hospital directly and have a letter that the amount in question has been adjusted to zero. This is the the second time in XX/XX/XXXX that Medical Revenue Service has done this to me. And by " this '' I mean putting something on my credit report without prior contact and/or properly verifying the debt to the consumer.
|
| 04/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I had a XXXX with XXXX XXXX. The XXXX caused me to not be able to work. When I returned back to work I attempted to start paying back my medical bills. This company has been taking my {$10.00} a month payments for the last 2 months and then because I refused to answer there multiple calls all day they sent me to collections. I repeatedly asked them to stop calling and I was mailing what I could pay to get the balance down. I contaacted the collection agency and 'She '' XXXX or XXXX told me it doe snto matter how much you are paying you can go into collections at anytime. Then if that is the case why did the send me mail telling me I had options to dispute this. Please review this matter, I hdo not have a pribelm with my responsibility I have a problem with their aggressive calls, and misinformed information they use to try and get people to pay. The orignal creditor is XXXX XXXX and she said she works on behalf of them and directly with them which was a lie again. I told her I would be filing a complaint, My original balance was {$200.00}. I recieved this paperwork from the collection agency around XXXX or XX/XX/XXXX. I made the first {$10.00} payment XX/XX/XXXX via check online and the second payment via credit online XX/XX/XXXX. After askingthem to stop calling me they placed thsi accoutnon my credit report yesterday XXXX, XXXX. XXXX.
|
| 10/19/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
To Whom it XXXX Concern : After viewing a copy of my credit report, I noticed a XXXX collection accounts placed on my credit report from you this in XXXX account # XXXX and # XXXX.
I am requesting that you allow me to validate the alleged debt. I am unaware of any outstanding medical bills that I possess, and I am seeking the name and hospital/medical provider to which I owe the debt and a detailed breakdown of the fees that I owe. If any fees are owed and documentation is provided that info should have also been forwarded to XXXX and XXXX. Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( XXXX ) to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the XXXX does allows the release of limited information about me but anything more is to only be revealed with the patient 's authorization. Therefore, my request is twofold -- validation of debt and XXXX authorization.
Please provide breakdown of fees including any collection costs and medical charges.
Provide a copy of my signature with the provider of service to release my medical information to you.
Cease any credit bureau reporting until the debt has been validated by me.
|
| 10/31/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
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Web |
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I received a notifcation on the XXXX of XX/XX/2019. That XXXX XXXX had placed a collections account on my file. I Immediatly called in to XXXX and they stated they would dipsute the data and to please allow them 30 days to respond. I have a police report and ftc complaint as well as an affidavit on file and was concerned that the information was not immediately blocked. I then called Medical Data Systems and spoke to a representative whom from what I gathered tried to obtain on my personal data up front. I listened to him tell me that any information obtained would be used to further collect the debt. Which to me sounds like they just wanted all my contact and personal information. Next, the employee stated he was putting the information in dispute status and would await correspondence from me. in which i sent certified mail. XXXX stated that the social that was on file ended in XXXX and the address was XXXX XXXX XXXX XXXX Ga XXXX neither of which belong to me. They clearly have inaccurate information and should have removed this either accidental or fraudulent account from my profile. The letter I sent them has my information most recent and current information on it as well as the last four digits of my actual social. I have never received phone calls, or mail regarding this account. I would have promptly responded.
|
| 05/24/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
XXXX XXXX XXXX along with XXXX XXXX XXXX is the companies I am complaining about. Twice I have been turned over for collection for a debt that had been paid. I have been unable to work with XXXX XXXX XXXX as they are abusive and uncooperative. Upon receiving a letter for the collection of a supposed debt to XXXX XXXX XXXX, I called the company to explain that this debt had been paid within weeks of receiving the bill from XXXX and that it had been paid several months ago. I told them I would obtain proof and provide it to them but they kept insisting I owed the money and must pay it at the time. I was even told " if you paid your debts you would not be in collection ''. I got the proof of the canceled check and called again to tell them I would send it but the reprehensive would not listen and kept insisting I need to pay it NOW. I ask to speak to a supervisor, who of course was not available but would call back. The call back simply left a message that they would be taking legal action against me.
My complaint is the abusive language and repeated harassing phone calls which have followed and the refusal to even consider that I might have proof of payment. I am filing this complaint with the Federal Trade Commission, the XXXX XXXX XXXX XXXX, the Arizona States Attorney General, and the Better Business Bureau.
|
| 09/05/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I sent a letter to XXXX, XXXX, and XXXX disputing items on my report that need to be removed. I asked for them to update my personal information ( name, address, job, and no phone number ). I asked for the original contract ( my wet signature on it ), creditor information ( name, address, and phone of the original owner ), payment history and itemized billing of the account, and proof of ownership ( proof of authorization of ownership ) for other items listed on my report. I asked for a copy of my updated credit report. I have not received any of this information from anyone. I have not even received an update copy of my report. I would like for you to look into what is going on with my credit report. I sent the letters XX/XX/2022 and now, it is XX/XX/2022. I still have not heard anything from the credit bureaus. There is at least one that is reported on my credit report twice. The information is also different on each report. There is one derogatory mark on XXXX, four on XXXX, and eight on XXXX. The companies names are XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX. I have never received any bills from these companies nor have I ever heard of any of these companies. XXXX 's Account # XXXX, XXXX, XXXX, and XXXX. There are no account numbers for XXXX or XXXX accounts.
|
| 07/06/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have been contacted repeatedly by several different debt collection agencies about a debt owed to XXXX XXXX XXXX, XXXX, Pa. by an XXXX XXXX. I do not know how his name got connected to my cell number as I have had the number for 7+ years. I told the debt collection firms in XXXX, Ohio ; XXXX, Pa and the accounting department at XXXX XXXX that this is not XXXX 's number, that the only XXXX XXXX I knew is one that I arrested, that he is not at this number and to quit calling. Calls stopped for a couple of months and then I got one today from XXXX. I called them back ( and even though I blocked my number it was displayed to them??? ) Medical Revenue Service I explained this to the woman and she said that they just got the " account ''. She said that she would remove my number but the others said that too!!! I was recently informed by a neighbor that XXXX XXXX is XXXX, that he XXXX after an XXXX or something in the XXXX County ( PA ) jail. I informed these people of that. Someone needs to get the message across to XXXX XXXX XXXX and their debt collectors to get their information correct before they start harassing people and to get a system in place to remove bad information from the system Apparently this latest company buys bad medical debt and tries to collect, in this case they wo n't because XXXX is XXXX.
|
| 01/07/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
Older American |
|
on XX/XX/2022 I drove myself to the XXXX XXXX per orders from my XXXX doctor office. I had passed out at my home, after I woke up, I tried to make an appointment with my doctor 's office. and they ordered me to go to the ER, I walked into the ER and they admitted me. I spoke with the nurse and ER doctor, and he wanted me to stay, and I refused, I told him I was following the orders of my primary doctor 's office. He told me I could stay for a few hours to make sure. I was drugged and woke up, in a upstairs room where the nurses said I was staying for XXXX XXXX XXXX days. I demanded to be release, and the nurses argue with me and I demanded to speak with the head nurse, I demanded to be release, because I did NOT feel save in a hospital room, she told me I would need to speak with my assigned doctor, I walked out the next day and suddenly I started to get phone calls and letters demanding payment. My medical insurance pay for the ER visit I was never authorized for me to stay in the upstairs room.
I am being harassed with phone calls from bill XXXX. I spoke with the hospital administrators and expressed my dissatisfaction on how I was drugged and force to stay and there was only a minor setback on my health due to stress.
I was given a prescription for XXXX. I need these bill XXXX to stop the phone calls.
|
| 10/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Talked to Medical Data Systemns around XX/XX/XXXX. Asked them if I pay off acct. could they delete medical collection from my credit reports? Oh yes she said. The credit bureaus will have deletion letter by XX/XX/XXXX. I call all XXXX credit bureaus around XX/XX/XXXX no they have received anything. I called XXXX well I sent it the supervisor XXXX says. Call XXXX again 3 more times no they have not received anything.Finally filed a dispute against them they reported back to bureaas account was not paid. It showed a XXXX balance for a couple of days but then reaapeared.And it showed the total amount. that I started out with {$7300.00}. I attached a copy of bank statement proving it was paid on XX/XX/XXXX. I paid payments on acct. for all of XXXX up until XX/XX/XXXX {$200.00} a month. Balance started out at {$7300.00} and got it paid down to {$4700.00} when it was paid off. I want this removed from my credit reports immediately exactly like they promised. Why are they fooling around with people 's lives like this? I am trying to get a mortgage and this is the only thing holding me back. I am going to get in touch with XXXX XXXX XXXX the originial vendor. We will see what they have to say. I so desperately need help. They are just making me go around and around like they are playing a game, Please help me?
|
| 04/14/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Medical Data Systems is reporting an erroneous debt on my credit file. I recently checked my credit and noticed this debt was reporting. I immediately called and settled this debt. I however, never received any calls, notices, or letters from Medical Data Systems about this debt. This violates my 30 day right to dispute under the FCRA. This must be removed immediately as you violated my rights as a consumer. I am also aware that while this account is under review you lawfully can not report this on my credit until your investigation is over. If your office continues to report invalidated information to any of the three credit bureaus this action might constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found or continues to report on my credit report by your company I will not hesitate to bringing legal action against you and complain to the Attorney General for the following : Violation of the Fair Debt Collection Practices Act & Defamation of character. During this period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with legal counsel for suite . All references to this account must be deleted and completely removed from my credit file and copy of such deletion request shall be sent to me immediately.
|
| 02/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
In XX/XX/2001 upon my XXXX XXXX. I instructed the ambulance to take me - from the airport to XXXX XXXX XXXX- because I have a charity care with XXXX XXXX. However, they decided to take me to XXXX XXXX I didnt know where this was at the time because I was in so much pain and couldnt breathe.
However, upon getting to south XXXX it was decided upon that I needed immediate XXXX and it was done- but, I needed XXXX again & was transported to XXXX XXXX XXXX my request- but, medical situation dedicated otherwise.
I was transferred and while being there I spoke to the nurses/doctors/social worker/s regarding my no insurance. It was taken into consideration and was given the speech on financial assistance -FAP . Upon release I wasnt given those documents- long story it was horrible to say the least And now we are here. So, Im surprised at this juncture Im reported to collections without given lawful ways via FCRA etc and calls after calls by agency how do i correct this? Also, they have placed these bills on my credit report Ive reached out to the agency twice and still no changes. Ive also contacted the hospital where they are willing to work with me for financial assistance but the bills keep showing up on my credit report even after I told the credit reporting agency - XXXX and they have done nothing.
|
| 01/27/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I was affected by the global pandemic COVID-19. My insurance company contacted XXXX XXXX XXXX in XXXX of 2020 because I was XXXX, and the hospital greatly inflated the charges, billing for services that I did not have and were not necessary. The Hospital agreed to write off the charges under the Cares FUND for COVID-19. The balance was to be written off. The company sent me a charity application XXXX XXXX, 2020. I completed the application and submitted it back to the company by mail 2 weeks later. XXXX XXXX XXXX did not process my charity application as previously agreed upon and forwarded my protected health information to a third party collection agency which is a HIPPA violation. I notified the company in writing the debt was not valid and advised them I did not give them authorization to sell my information to anyone. This correspondence was sent via certified mail. The hospital ignored my charity application and the letter sent to them by certified mail and forwarded my protected health information to a third party and they reported the balance to all 3 credit agencies and did not properly validate the debt pursuant with the Fair Credit Reporting Act I submitted a dispute with supporting documentation to XXXX, XXXX, and XXXX and they continue to allow this invalid debt to be reported
|
| 04/17/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am resubmitting the complaint on my wifes behalf since Medical Data Systems continues to make false statement in the response to CFPB. When I contacted MDS on XX/XX/XXXX to obtain the information I need as per my previous complaint, I was told by a supervisor ( XXXX ) that I need to contact Insurance ( XXXX ) and ask them to send written notification to MDS that they will waive the submission requirements and process the claim. Only then as per XXXX MDS will provide the information and/or will submit the claim for processing. Which indicates that MDS has all the information and willfully is not providing the information. This is obvious tactic by MDS to ensure the claim is not processed. I conferenced XXXX ( XXXX ) with MDS ( XXXX ) 2 weeks ago and XXXX has confirmed that I had insurance during the date ( XX/XX/XXXX - XX/XX/XXXX ) and they are willing to process the claim provided they get all the information. MDS has recorded conversation with XXXX.
I mentioned this to XXXX, but she was not willing to provide the information I need unless she gets written notification from XXXX as noted above. MDS should review the recording I request CFPB to interject and advise MDS to remove derogatory remark from My wifes credit report and provide all required information immediately
|
| 06/26/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I received a letter stating a medical bill I was unaware of was sent to collections. Immediately, I called to resolve the matter and make payment arrangements. They declined what I could afford and told me either {$5000.00} down and {$5000.00} the following month or 3 consecutive payments of {$3000.00}. The told me this was the only way they could accept my payment and I told them I would see what I could try to figure out.
After confirming with my options that those just are not realistic arrangements I called them to atleast make a payment and see what I could continue to afford. They told me they could not accept my payment because it wasn't enough and that they are now going to put it against my credit. I tried multiple times to have them take my payment and they declined. I asked them if I were to go online and make a payment, since they would not accept it, if they would send me a notification with my new balance owed before reporting to my credit and she said they don't do such a thing.
The fact that she declined my payment and refused to come up with a realistic arrangement for monthly payments is completely unfair.
The company 's name is XXXX XXXX XXXX. She was a senior representative and her name was XXXX. The most recent call took place on XX/XX/XXXX at XXXX.
|
| 04/20/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This will be my third time placing a dispute with XXXX in regards to the accounts that XXXX is falsely reporting to my credit file. I have a filed a report with the FTC, and sent this information into XXXX I have since gotten no response from XXXX about the reason why they have not removed these false accounts from my credit file. XXXX suffered a large security breach which caused great damage to my life as well as my overall credit file. My information was used to open several accounts that are still affecting me in a major way. I am distressed that these accounts have been included to my credit file, and XXXX has failed to maintain reasonable procedures to make sure my credit file was accurate. I am now moving forward to sue XXXX in small claims court in 8 business days if these accounts are not removed from my credit file as soon as possible.
The FCRA requires XXXX to verify the validity of each account within 30 business days, I have not heard from XXXX and they have not verified this account to me by sending me verified information that proves the following accounts should be listed on my credit file. The following accounts should be removed from my credit file as soon as possible. ( 1 ) XXXX XXXX {$450.00} and ( 2 ) MEDICAL DATA SYSTEMS {$1700.00}
|
| 05/17/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Greetings, In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. This account from MED DATA SYS XXXX ( Alledged balance of XXXX ) has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
I have reason to believe that this debt is invalid as I was never hospitalized in 2022, and upon calling I was unable to inquire about this due to HIPAA regulations. However as someone who allegedly owes a debt, I am entitled to an investigation and a debt validation provided to me.
|
| 12/17/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
The company has been refusing to properly validate a debt that has been on my credit report for a long time, and I have been damaged as a result. The company claims that I had an original account with some other party and they have been assigned the right to collect it. They need to provide proof of everything about that to me. They need to provide the original contract between them and the original creditor with a true signature and a signature of a qualified employee of that original creditor, they need to provide the full accounting, they need to provide proof of the assignment or the purchase they made from the original creditor. The right of subrogation does not exist for a stranger to the transaction. XXXX, XXXX. There is no right to substitute someone or some entity that was not on an original contract. It is not allowed. I have never done business with this company and I have no idea who this company is. Additionally, I know they have directly violated the regulations of the HIPAA Act of 1996. I never signed a HIPAA form to authorize them to have access to the information. I intend to pursue filing a legal complaint unless they immediately delete this item from my report and stop all attempts to collect. Of course, I want that in writing too
|
| 07/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The company responded on XXXX XXXX they sent a letter requesting deletion of this account. As of today XX/XX/XXXX, XXXX still show that the account is negatively reporting to their agency PLEASE SEE the previous response from Medical Data Systems : XX/XX/2022 Complaint Case No. XXXX Consumer Name : XXXX XXXX XXXX XXXX : NAME : Medical Revenue Service ADDRESS : XXXX, XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX NO. : ( XXXX ) XXXX Dear XXXX XXXX : Thank you for taking the time to communicate this matter to us. We pride ourselves in maintaining the highest quality standards for each of our clients as well as consumers. We take these complaints very seriously. It is our policy that all complaints undergo a thorough investigation ; and the results of this investigation are as follows : Account number : XXXX XXXX has submitted a deletion request to the credit bureau on the above mentioned account due to incorrect debtor information upon placement in collections. No other contact has been made on this account. Attached is the credit bureau deletion letter and balance letter for your records. If you have any further questions, please do not hesitate to call XXXX to speak to a representative. Sincerely, XXXX XXXX This communication is with a debt collector.
|
| 07/17/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
XX/XX/XXXX Instructed by VA that I could use the services of XXXX XXXX in XXXX GA XX/XX/XXXX Spoke with XXXX at the VA in reference to hospital bill not paid. I was informed there was a billing issue that the reference number and claim number was missing.
REF # XXXX XXXX Claim Number XXXX XX/XX/XXXX I spoke with XXXX and informed them the billing was incomplete XX/XX/XXXX I discovered the debt on my credit report XX/XX/XXXX disputed claim with XXXX XX/XX/XXXX Called and spoke with XXXX at Medical Data Systems. I tried several times to explain the situation and she refused to listen and understand just kept talking over me and refused assistance.
XX/XX/XXXX I called the VA and spoke with XXXX and explained the situation with the debt on my credit report. She explained to me that the Doctor was paid with his claim number but well star had not done a complete billing XX/XX/XXXX Called back to Medical Data spoke with XXXX who claimed to be a supervisor. She was basically saying sorry for your luck they didn't seem to care or try but informed me I needed to make payments.
XX/XX/XXXX Called XXXX spoke with XXXX and explained the situation but was no help.
I would like this removed from my credit and correct the billing to have the VA pay it.
|
| 02/05/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have been contacting Medical Data Systems for about 2 months and disputing this medical debt from my credit report. I spoke to several representatives and I told them that I did not owe the debt because I had health insurance coverage, and according to their records, I was listed as self pay in their system. I contacted my insurance carrier received an email from them stating that I had coverage, then I took the letter to the XXXX spoke to a supervisor and they provided me with an itemized bill showing that I have a XXXX balance, and stated that it was their fault that they did not submit the information to my insurance carrier, and that my insurance information was in their system. I then contacted Medical Data Systems to provide them with the information. However, they already had all of the information in their system and shows that I have a XXXX balance. So! I asked the manager if this will be deleted from my credit report because I did not and do not owe the debt. The supervisor mentioned that it will not be deleted that they are just going to update the information but it will remain on my credit report. This debt was never suppose to be on my credit report in the first place as they are continuously reporting incorrect information.
|
| 12/15/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I contacted this company over four months ago ( XX/XX/XXXX ) when they initially contacted me about this issue. I explained to them at that time that this bill did not belong to me. They told me at that time that that their records indicate that it did belong to me. I told them I would not pay something that I didn't do. They said well we show records that it belongs to you. I asked them for some sort of proof that it belonged to me and they never provided it. I told them I'd be willing to settle ( EVENTHOUGH I NEVER USED THEIR SERVICE OR WENT TO THEIR DOCTOR ) and I'd call back once I got paid. When I called back they told me they never agreed to a settlement that the total amount was due. I then told them they are liars. They are only trying to get money out of people to then threaten them to put things on their credit and ruin their credit rating ( which has now happened to me ). I request that this company MEDICAL DATA SYSTEMS INC remove the debt from my credit report as this does not belong to me. And even though I was willing to pay moneys I didn't have and didn't need to to maintain my solid credit history, that they would still try to take advantage of me, is not right and should be against the law. Please help me resolve this issue.
|
| 04/10/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I made a visit to XXXX XXXX XXXX center for XXXX related issues in XXXX of XXXX. My primary insurance paid the amount, and there was a balance remaining of {$1200.00} to be paid by my secondary insurance XXXX XXXX XXXX When the primary insurance paid, XXXX XXXX XXXX center reached out saying I had a balance, and to either pay it, or ensure they had all insurance payors listed. We had noticed that my secondary was not added, I gave them the information and it was added. Numerous times I'd receive letters in the mail saying that the debt is still owed, and that the debt is now outstanding, etc. Each and every time I would call XXXX XXXX XXXX XXXX, and they would ensure me that the secondary insurance is processing and to ignore the demand letters. All of a sudden the debt was transferred to collections. I call them back and asked why they told me to wait for insurance to process and then sent it to collections, they had no response other than the person I spoke to gave me incorrect information, they have notes of each and every phone call I made to them, but refuse to admit guilt as they already transferred the debt. I would have paid the debt, a small amount, in comparison to damaging my credit report, but I was INSTRUCTED to wait by them.
|
| 06/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Medical Data Systems XXXX XXXX I am unaware of the above listed accounts. Please validate this information with the creditors and provide me with copies of any documentation associated with these accounts, bearing my signature. In the absence of any suchdocumentation bearing my signature, I formally request that this information be immediately deletedfrom the credit file you maintain under my Social Security number. Please note that you have 30 days to complete this investigation, as per the Fair Credit Reporting Actsection 623 ( a ) ( 3 ), and I am keeping careful record of your actions. Failure to respond satisfactorily within 30 days of receipt of this certified letter will result in a smallclaims action against your company. I will be seeking {$5000.00} in damages for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violation of the Fair Credit Reporting Act You will be required to appear in a court venue local to me, in order to formally defend yourself.
P.S. Please be aware that dependent upon your response, I may be detailing any potential issues withyour company via an online public press release, including documentation of any potential small claimsaction.
Thank you for your time and help in this matter.
|
| 02/06/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a collection letter in the mail from XXXX XXXX XXXX claiming I owed them {$1000.00}. I called XXXX because I don't recall taking all XXXX of my children to the hospital. When I called them they attempted to collect the said amount, I told the gentleman on the phone that I needed him to validate the debt before we discuss anything else. He told me that I should just call my insurance company and see what they have and haven't paid. That seemed like it would take forever so I asked that he just send me the documentation that would validate it. He was starting to get snippy as if he didn't want to help me figure out what the charges were or if the account was even mine. He finally agreed to send the documentation I requested. Later that week I received so called statements from XXXX that they claimed to have gotten from the original owner of the debt. ALL 3 of these statements were addressed to my XXXXyo daughter, not only that. In the original collection letter they state that all XXXX of my children healed a balance but when I got the statements they only showed my XXXXyo. I believe these statements to be forged and inaccurate. I also never gave out permission for my children 's medical record to be released either.
|
| 05/12/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I filed a complaint with your agency CFPB against Medical Data Systems complaint ID # XXXX on XX/XX/XXXX my complaint stated that medical data systems has continued to place collection accounts on my credit reports reinserting changing account names or amounts slightly to slip by the credit reporting agencies. These collection accounts where on my XXXX credit report XX/XX/XXXX after dispute and reinvestigation the accounts remained unchanged until I filed a complaint with CFPB and XXXX and wrote a letter to Medical Data Systems informing them I was going to take legal action because of their deceptive and unfair collection practices. This collection agency attempted to collect on {$16000.00} with a total of 26 separate accounts all being medical. I am unsure if this is the companies attempt at defrauding the Veterans Administration because of my XXXX XXXX XXXX status, or just an attempt to defraud me personally. This complaint will be followed with a complaint to the Attorney Generals Office here in Texas and if nothing is done to prevent this from happening again to me or other Americans in general I will personally hire an attorney and see that this company answers for their deceptive and criminal ways of doing business.
|
| 03/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
The doctor scheduled a XXXX with XXXX XXXX XXXX. XXXX called and stated that they had ran the insurance and got me prequalified and the XXXX would be cover 100 % with no co pay or down payment needed. Three months later I received a bill for {$1400.00}. I called the billing department and explained what happened. I was told by the billing Manager that a mistake was made by the department and the would be billing the insurance back and it would be billed the correct way to clear up mess that was made. The bill was turned over to XXXX XXXX XXXX for collection. I reach back out to XXXX XXXX XXXX and was told that it would be removed off my credit because they was the one that made the mistake,. The Item was removed off my credit report but put back on by Medical Revenue Services. I called back to speak to the manager at XXXX XXXX XXXX but had to leave a message and I could not get a return call back. I called Medical Revenue Service and spoke to XXXX. He refused to let me talk to the manager to try and get this problem corrected. XXXX stated that the manager did not have time to talk with me about this problem. This is the 3rd time a bill had to be cleared up with one collection but put back on by Medical Revenue Services.
|
| 11/09/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I received a XXXX XXXX on XXXX XXXX, XXXX. We paid our out of pocket deductible to our insurance company. The insurance company was XXXX. After getting calls about unpaid bills that the insurance company did not pay, we agreed with the hospital to pay an amount of {$3100.00} and the account would be paid in full, and the account would be closed. I paid the amount of {$3100.00} on XXXX XXXX, XXXX with a XXXX credit card and received a confirmation number of XXXX that the account was paid in full. It is now XXXX of XXXX, over 15 months later and I have a outstanding balance on my credit report claiming I owe {$4900.00} to " med data systems '' I was contacted by credit agency via phone call and I expressed there has been a mistake. They replied by telling me they just collect the debt and it needed to be paid. I asked them to send me statement in the mail to validate the claim of me owing med data systems {$4900.00}. I never received a statement in the mail or a phone call. These claims have been a mistake by the billing department and now reflect on my credit report. I want my credit report to reflect that this claim of {$4900.00} is a mistake. I have paid the hospital in full and the account should be closed.
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| 03/28/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
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After viewing a copy of my credit report, I noticed a collection account placed on my credit report from you in XX/XX/XXXX Account # XXXX and XX/XX/XXXX Account # XXXX. I am requesting that you allow me to validate the alleged debt. I am unaware of any outstanding medical bills that I possess, and I am seeking the name and hospital/medical provider to which I owe the debt and a detailed breakdown of the fees that I owe.
Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patient 's authorization. Therefore, my request is twofold -- validation of debt and HIPAA authorization.
Please provide breakdown of fees including any collection costs and medical charges.
Provide a copy of my signature with the provider of service to release my medical information to you.
Cease any credit bureau reporting until the debt has been validated by me.
|
| 05/18/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
I had total XXXX XXXX on XXXX XXXX. My state XXXX insurance allows for XXXXXXXX XXXX sessions. I went to XXXX XXXX and the 3rd party billing was handled by XXXX XXXX XXXX XXXX XXXX ). I went to XXXX 2 times a week from early XXXX until mid XXXX and was told I didn't need to pay anything since my maximum out of pocket was hit. About 6 months later I received a bill for approx. {$3000.00}. I asked XXXX to provide a detailed record of visits and billing so I could reconcile with my insurance company. XXXX provided 3 separate bills indicating roughly 7 visits. I called XXXX again and asked for specific dates since XXXX couldn't reconcile properly. I never received the information needed. XXXX then sent my account to Medical Data Systems for collection. I spoke with them in XX/XX/2022 and they put one of the bills in Insurance status and I gave them the name of the person I spoke to at XXXX. Now they sent my number 2 of 3 bills out to collection ( all 3 for the same XXXX provider ). I called Medical Data Systems and they can't do anything. I have not received paperwork from XXXX XXXX, just a phone call. I have been trying to clear this up for more then a year. Not sure what else to do.
Thanks, XXXX XXXX
|
| 08/01/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
I have submitted 4 disputes trying to get information from Medical Data Systems off the credit report. I have most recently ( XX/XX/XXXX ) provided a letter from the company. This has NOT been removed. Each company has been pointing to the other company as for who is responsible for this not being removed. I have spoken with managers including XXXX with XXXX and XXXX from Medical Data Systems. XXXX stated they ( MDS ) need to electronically delete the information from their side and MDS stated they have requested a manual deletion sinceXX/XX/XXXX and have no control over if XXXX actually deletes it or what timeline they move. Even after submitting the letter XXXX from XXXX stated that the letter meant nothing if MDS did n't accept the letter as proof and voluntarily delete it. I believe MDS has done what they can do because its been deleted from my XXXX report and XXXX is the only one not deleted. However even after submitting a letter from MDS to MDS attached to the dispute onXX/XX/XXXX it was NOT updated. As of XX/XX/XXXX it is still reflecting that the account is paid with a {$0.00} balance. I have a mortgage loan hanging in the balance and neither company seems to care that time is of the essence.
|
| 01/06/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
|
|
This is not my debt this item has been removed several times for months or years and keeps reappearing without knowledge or communication. Back in XX/XX/XXXX the debt was removed from my credit and I mailed an account validation letter and disputed this debt with the credit bureaus and the collection agency several times since XX/XX/XXXX. Only the credit bureaus responded that this debt was verified but showed no proof as I requested. XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX still has not responded to any of my letters. All I asked was that the credit bureaus show me how they verified this debt and what sent them as proof of my debt other than a bill that could be fabricated. I really need to know why I haven't been shown proof of this after multiple disputes and certified letters letters sent. debt was placed on credit profile and forced to be removed. They have replaced debt back on credit profile. I believe it to be This is not my debt this item has been removed several times for months or years and keeps reappearing without knowledge or communication. malicious at that point. This company keep calling me harassing me everyday. My address hasnt changed why I havent received anything in the mail yet.
|
| 05/03/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
During the summer of XXXX I had tests done at XXXX, XXXX XXXX XXXX XXXX in XXXX XXXX My responsibility for that testing came to {$420.00} which we paid with a check that was cashed by XXXX. This was about the same time that XXXX started using an off-site billing service. They no longer have anyone within the medical group that you can call and speak with. The bill ended up being sent to a collection agency that contacted us. We provided that agency with the check number and the financial transaction number along with date of payment, XX/XX/XXXX and when the check was cashed. The electronic check number sent by XXXX XXXX was XXXX processed on XX/XX/XXXX, confirmation number XXXX was told at that time that the issue was resolved. Apparently on XX/XX/XXXX XXXX sent this account to another collection agency. I just got off the phone with them where they initially said the bill was {$100.00} more than originally stated, When I called them on it they stated they had misspoke and the bill was {$420.00} and they confirmed that it was sent to them by XXXX. When we try and contact anyone with the XXXX system we are transferred to their contract billing office and told the amount was sent to collection.
|
| 12/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
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Billed for a XXXX XX/XX/2018 for 1 day stay XXXX. Insurance paid $ XXXX+to XXXX hospital XXXX , GaXXXX XXXX billed me nearly {$2400.00} after insurance paid. I questioned the amount as the bill had many!!!!!!! charges labeled XXXX supplies. I am a XXXX XXXX familiar with the XXXX process.Though I did not agree with the charges, I made two monthly payments of {$100.00} online. In XXXX, I was called by a representative from XXXX XXXX demanding that I agree to pay {$220.00} dollars per month to have it paid in 12 months. I refused because I could not afford it. I told her that I would continue to pay the {$100.00} but she said that I could not pay what I wanted and that they determined what I should pay and her communication became hostile. At that point I felt harassed and hung up on her. 2 weeks later in XXXX, I got a call from medical bill collections. I attempted to pay online and found the account closed and not accessible online.I was blocked from paying XXXX directly. Now a company called XXXX XXXX XXXX XXXX is calling me repeatedly from a toll free number and making threats to ruin my good credit unless I pay in full. I think that my rights were violated by both XXXX and XXXX XXXX XXXX.
|
| 02/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you instead of your attorney
|
|
Web |
Servicemember |
|
On XX/XX/XXXX of XXXX I went to XXXX XXXX XXXX XXXX located in XXXX, Georgia due to a XXXX accident that happened on XX/XX/XXXX of XXXX. When I attempted to give them my health insurance they would not take it due to the fact I was in a XXXX accident, instead they gave my pamphlets on " how to cope after a XXXX accident ''. On XX/XX/XXXX of XXXX I contacted a lawyer ( XXXX XXXX XXXX ) so they could create a case on this issue and I gave them the information to XXXX XXXX XXXX. Instead of XXXX acknowledging this and speaking with my lawyer, they constantly harassed me about my medical bill I had with them while I was still receiving treatment for my injuries. I also requested for them to speak about this issue of my medical bill to my lawyer which they did not instead they continued to harass me. On XX/XX/XXXX of XXXX I received a letter from Medical Revenue Service stating that I owed a debt to XXXX XXXX XXXX XXXX, where I only have until XX/XX/XXXX to respond. I feel like this needs to be investigated since I am still in the process of closing my case from my XXXX accident and they will not reach out to my lawyer both XXXX XXXX XXXX XXXX and Medical Revenue Service continue to harass me.
|
| 11/18/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
Around XXXX XXXX this morning, I received a call from a local number that turned out to be XXXX XXXX XXXX. The person on the phone was rude, insisted I give her personal information and shared my birthday and zip code in an effort to get me to verify my identity. ( I didn't tell her this data, she told me and shared other info that should be private. ) Then the person said I had a debt of {$3000.00} and demanded that I take care of it. I told her this was involved in litigation ( from a car accident last year, ) and she demanded to know the date of the accident. I once again reminded her that I do not share personal data over the phone with strangers and she told me that the debt was from 3 separate incidents. She demanded again the date of the car accident. I told her again that I do not share info over the phone, and since she was escalating her demands, and her tone was threatening, I would be getting off the phone and I wished her a good day. She then threatened me with proceeding with further debt collection tactics at which point I hung up the phone. I feel shaken, and very upset. I don't mind working with people, but I will not be threatened over the phone by anyone.
|
| 08/30/2017 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
I am disputing this debt with Medical Data Systems Inc.
Account # XXXX {$340.00} Account # XXXX {$1800.00} Account # XXXX {$470.00} Account # XXXX {$270.00} Account # XXXX {$230.00} I have contacted Medical Data Systems and they were unable to verify this account as mine. They have failed to properly validate this debt. I originally disputed this debt about 60 days ago which is more than the outlined period time in the FDCPA. The collection agency Medical data systems has sent me an invoice from the original creditor XXXX XXXX Hospital which is a violation of HIPPA laws and did not protect my privacy and medical record from a third parties. I did not recall giving XXXX Hospital permission to release my medical information to a third party. they have sent an invoice but no documentation as a written contract or anything bearing my signature. I am disputing this debt and absent of such proof they must terminate this collection action and correct any erroneous reports of this debt as mine. The continued silence is unacceptable and they need to provide the proof or correct the record to remove the invalid debt from my credit files with the 3 primary credit reporting agencies.
|
| 11/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Re : Notice to Cease and Desist To Whom it May Concern : While checking my credit report, it came to my notice that your Company has furnished an account on my report. According to 15 USC 1692a ( 2 ), the term " Communication '' means the conveying of information regarding a debt directly or indirectly to any person through any medium.
As per the literal interpretation " Any medium '' includes any oral, written, electronic, or other medium. Therefore, furnishing of the Consumer Report ( bearing information regarding the alleged debt ) by the Company will amount to Communication as per Fair Debt Collection Practices Act ( FDCPA ).
Pursuant to my rights as per 15 USC 1692c ( c ) I am hereby providing your company formal notice to cease any further communications regarding this account immediately.
This includes but not limited to telephone calls, emails, social media, or any Consumer Reporting Agency.
Any further contact by your Agent or Company, except a communication confirming your acknowledgment of this communication, is in violation of the Fair Debt Collection Practices Act ( FDCPA ).
If you do not cease communication a lawsuit will be commenced against you.
|
| 07/24/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
In XX/XX/XXXX of XX/XX/XXXX, Medical Data Systems began reporting two medical collections from XXXX XXXX Hospital in the amounts of {$330.00} and {$2000.00}. I do not owe these amounts, as I was employed with XXXX XXXX at the time of treatment and told, directly, that anything not covered by my insurance would be written off as charity. This is a practice the hospital regularly engages in, and I should think Medical Data Systems is aware of this. I never received a bill from the hospital, so of course I assumed this was done and I had nothing to worry about. In XX/XX/XXXX, I was denied a loan and found that I had these collections reporting to bring my score down. This was the first Id heard that the debts existed and I disputed them with the various reporting agencies. They were verified as accurate by Medical Data Systems and continued to report. I then attempted to dispute the debts with Medical Data Systems directly, on XX/XX/XXXX. It has been almost three months now and I have received no response. The collections remain on my credit reports. I do not understand how they report debts and verify them without any proof, especially when directly asked for the proof.
|
| 05/30/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2018, I was notified by XXXX of a negative report that was furnished to it by XXXX XXXX XXXX XXXX. This company reported that I owed it {$96.00}. When I called they purported to represent XXXX Hospital and claimed that the {$96.00} was the result of a medical bill.
To date, I have never received such a bill, nor have I received any verification of this debt. Yet, Med Data Systems has reported same to XXXX and possibly several other credit reporting agencies. I have concerns that this could be the result of fraud or identity theft.
I have also not received any information concerning the types of treatment that was allegedly rendered, or information about the treating physician, etc. I have since sent out a letter to this company requesting this information, but have not yet received a response. I've also asked for documentation verifying the representation of XXXX Hospital. I even called seeking this information, yet the company was unable to provide such information verifying the relationship -- that it is in fact authorized to collect a debt on behalf of XXXX Hospital.
This feels like a scam and I am very concerned that my privacy has been compromised.
|
| 06/22/2016 |
No |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I received a call from a company that called themselves " Medical Revenue Service '' the man I spoke to gave me inconsistent information and told me that I needed to contact my bank to let them know that I allow them to take my money out of my account after I gave him my card information. This was a huge red flag. I did some research on the number/company and found a lot of complaints online, most people saying that they are a scam. I called back and requested a receipt either physical or electronic and was told that would take 21 days and that I need to send them a self addressed envelope with a stamp. I also asked if they ever mailed me a bill and he said they sent one yesterday XXXX/XXXX/16 and that I should get it soon. This was another red flag. I asked him if it was standard procedure to call a person multiple times before sending them a bill and he said it depended on the situation. He also had very little information for me when I asked how he received my information. Needless to say, after 2 phone call conversations, I realized this is most likely a scam and had to have my card replaced in order to avoid them falsely charging my card or stealing my identity.
|
| 12/04/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Older American |
|
I can find right place to post this. Your web site needs work. I tried to look under resources and tools could not open. Please try your own web site. I want to send this to the people i know, most know nothing about this agency.
I have alwways been in trouble with collection agencies becaue of medical bills. I pay what i can but it is never enough. I had a CPA tell me they cant charge interest on medical bills. " I said alot you dont know, about how this works. I have been in trouble with a XXXX bill or a XXXX bill all get interest and inpossible to get off. Interest should not be charged. Insane, couldnt afford the bill in the first place, sometimes they are co pays, others they are things my insurance ( at the time ) wouldnt cover. Please this is nuts. Stopr interest on medical bills. ( because it is the right thing to do!!! ) This has caused medical bankrupcies, and is still a problem for year and years. ( becasue my daughter is very ill and now i am old, fiexed income and cant fit them. Ant they dont have to send you a bill, they just put it on there. Crazy.
Change a rule about interest. and fix your web site, I woudl be courious to know what is in the tools.
|
| 10/31/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Called MDS on XX/XX/19 at XXXX. Representative told me they sent statement out but never received, asked for info so I could pay online once I verified who they were, refused to provided because they would have to rekey it on their side so it would just be easier to provide to her and claimed she didn't know what info the website asked for- is this not your same company? Asked if they could resend statement and said already sent once so no, just kept repeating the balance due. I advised I was unsure why a statement couldn't be sent out again and the representative got loud and said she had already told me 4 times that they sent it out once and that BY LAW they don't have to send me anything else because I had 30 days to dispute the debt, and I guess that time frame had passed. I clarified again what she said repeating " BY LAW? '' to her as the reason she couldn't provide me information and she said yes because this isn't customer service they are a collection agency. I verified who the original owner of the debt was and disconnected the call because she was continuing to be loud and rude when all I wanted was information on what this was since I wasn't aware.
|
| 07/31/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
When checking my report I saw that there are accounts still being reported that where previously disputed due to fraud. These companies received documentation that these were erroneous charges being reported due to identity theft and still did not act to remove the accounts in question from my credit report. This has caused emotional strain and has been extremely time consuming for me to continue to request that these accounts be removed. I would like to see penalties against the companies involved for failing to investigate claims of identity theft and for the emotional stress that this experience has caused. These companies failed to verify information given to them. XXXX XXXX IS REPORTING INCORRECT INFORMATION IN THE AMOUNT OF ( XXXX ) INCLUDING THE WRONG SOCIAL SECURITY NUMBER WHICH DOES NOT BELONG TO ME. MEDICAL DATA SYSTEMS INC IS REPORTING A {$150.00} Open balance FOR XXXX XXXX XXXX a creditor they claim to no longer be collecting for yet the information is still on my reports, there has been no efforts made to remove them.
I am once again requesting immediate removal of these fraudulent accounts. Not for them to just sit in Dispute status.
|
| 05/07/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
I took a stress test at my cardiologist 's office on XX/XX/2017. The charges for the XXXX test procedure were submitted to and covered by my XXXX XXXX XXXX Federal Employees Program medical insurance. I received a copy of the Explanation of Benefits provided by XXXX to cover the cost of the procedure. The XXXX XXXX XXXX provider of the service was a XXXX XXXX XXXX " preferred provider '' and, as such, was required to accept the amount indicated by XXXX as payment in full for the services rendered. XXXX XXXX and XXXX XXXX paid their portion and I paid the patient portion in full. The doctor 's office has attempted to collect an additional {$790.00} from me that I do not owe. I have received numerous calls and letters from them, their internal collections department and an outside collections agency. Each time, I have submitted letters disputing the validity of this debt and provided them with copies of my XXXX XXXX XXXX Explanation of Benefits, which clearly states that I am not responsible for any additional amounts. This have been going on for nearly two years and I am suffering a great deal of stress and anxiety because of the ongoing dispute.
|
| 06/23/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Medical Data Systems refused to send me a statement about what I owed in medical debt. They stated they didn't have to by law. I am in XXXX XXXX XXXX and I can not renew my student loan without the collection being paid off.
Therefore, I agreed and paid {$3000.00} with the promise they would send me a letter showing paid in full and that it would be removed from my credit. XXXX advised she would have a letter sent 5 days after the payment was made. I made the payment at the end of XXXX. I called a week later and spoke with XXXX, she promised to send a letter in 5 more days. I still haven't received so I called back begging for it to be faxed or emailed since it has been almost a month now that I have paid. XXXX then states they don't have to send one since they " removed '' it from my credit.
Now that I have paid, the are REFUSING to send me a letter or receipt of payment. How can you pay XXXX and NOT receive a receipt of payment or notice that the debt was cleared. It doesn't matter to Federal Student Aid if it was removed from my credit. I need the letter showing proof it was paid. Without this I can not continue XXXX XXXX I am desperate.
|
| 05/05/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
As I gathered information to give to the STATE 'S ATTORNEY GENERAL. I did a search for MEDICAL DATA SYSTEMS license. I have found they are in direct violation of TENNESSE FAIR DEBT COLLECTION PRACTICES ACT 62-20-101. MEDICAL DATA SYSTEMS does not have a license in the state of TENNESSEE. They can not collect on a debt. TENNESSE FAIR DEBT COLLECTION PRACTICES ACT 62-20-105 states no person shall commence, conduct or operate any collection service business in this state unless such person holds a valid collection service license issued by the board under this chapter, or prior stat law. TENNE SSE FAIR DEBT COLLECTION PRACTICES ACT 62-20-108 ( a ) ( 1 ) Every collection service shall have, for each location at which it conducts business a location manager who has submitted an application on a form prescribed by the board. TENNESSE FAIR DEBT COLLECTION PRACTICES ACT 62-20-123 states a willful violation of this chapter, or any rule lawfully promulgated thereunder, is a Class C misdemeanor. MEDICAL DATA SYSTEMS is in direct violation. This will be the last communication I send before sending my evidence to the STATE 'S ATTORNEY GENERAL OFFICE.
|
| 03/08/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Medical Data System has violated the FDCPA and FCRA and HIPPA Guidelines. First off my Non-Public Personal information was sold, share, disclose AND ADVERTISED between Medical Data System, XXXX, XXXX, and XXXX. This is Infringement to my Privacy. I recently disputed Medical Data System because laws were broken in regards to my privacy. Medical Data System, Serviced the account on my behalf, which is A violation under FCRA. ~15 U.S. Code 1681q - Obtaining information under false pretenses Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under false pretenses shall be fined under title 18, imprisoned for not more than 2 years, or both. Also Under the FDCPA Violations were broken as well. ~15 U.S. Code 1692 - Congressional findings and declaration of purpose The Unfair Debt collection practices and Misuse of my NON-Public Personal Information being disclosed and shared without my consent. They committed a HIPPA violation by sharing and disclosing my PHI without my consent. While being an uninformed consumer during these Transactions, it has caused damage to my reputation and livelihood.
|
| 03/31/2018 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
They sent me a letter i received with the date of XX/XX/2018 and i received it on XX/XX/2018. On the letter stated I needed to contact them within 30 days but even through I debt via mail the same day they continued to collect. The same day I sent a letter via certified mail with return receipt stating that the debt doesn't belong to me and I advised that they not continue collecting. The debt collector never sent me validation of debt and I'm now seeking litigation for them violating the FDCPA subject to XXXX. If this debt isn't removed with 5 days, I will be seeking damages through XXXX courts for not only this collector but the other collector who they brought this debt from. Stop violating the FDCPA rules and do things the correct way. Now litigation is being seeked. You have 5 days to remove from my report, even after you violated my rights to dispute with 30 days. You collector really don't care. People aren't going to pay on debts they don't owe. I've been harassed even after I asked you not to, I had enough. Again stop trying to collect on an accounts that doesn't belong to a person. original letters will be shown at court.
|
| 05/10/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I requested validation of the alleged debt. I received a letter dated XXXX XXXX , 2016. The first paragraph stated, We are in receipt of your letter of dispute and request for verification pursuant to Fair Debt Collection Practices Act. Regarding your demand for verification including original signed contracts, copies of state licenses, and our agreement with original creditor listed on this account, etc., THERE IS NO BASIS IN LAW TO SUBSTANTIATE YOUR RIGHT TO SUCH INFORMATION. It is evident tha t Medical Data Systems do n ot have proper documentation to collect this invalid debt. I have the right to request documentation with my physical signature ; as identity theft is at an all time high. Ive sent a complaint to BBB as well as Im in distress with the tactics of this company and how theyre destroying my credit worthiness. Feel free to respond to this complaint wit h HIPPA RELEASE, Medical records and/or documents signed by me. If f Medical Data Systems h ave a right to collect, then they have a duty to produce legitimate validation until I receive documentation requested ; m y HIPPA rights have been violated!!!
|
| 01/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I pulled my credit report and noticed that Equifax only was reporting a Medical Bill collection on my account. The date listed was XX/XX/2019 in the amount of {$550.00} by a company called Medical Data Systems INC in XXXX FL. I have no recollection of this Medical Bill and contacted XX/XX/XXXX to dispute the Medical Bill and find out more information. XX/XX/XXXXrefused to remove it and said I had to contact the collector. I contacted the collector, Medical Data Systems INC., at phone number : XXXX. After review of the account, the address they had on file was incorrect and never was my address ( same street and home number but totally different city and zip code ). I then informed them of the incorrect information and asked for This to be removed from my credit report. I also sent in a notarized letter to both XX/XX/XXXX and Medical Data Systems INC with my most recent bank statement and my drivers license to prove my addresses at : Medical Data Systems INC XXXX. XXXX XXXX XXXX FL XXXX XX/XX/XXXXXXXX XXXX XXXX. XXXX XXXX XXXX GA XXXX I still have not heard from either company and request that this be removed immediately.
|
| 05/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
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Hello, my name is XXXX. i have been going back and forth with XXXX XXXX XXXX as well as XXXX and XXXX Regarding unauthorized accounts on my report that I didnt authorize, these inquiries are on my credit report which i have submitted multiple FTCs to the creditors and Bureaus with no help. XXXX and XXXX and XXXX have all stated they needed a FTC to conclude the investigation which i have submitted multiple times with no assistance. We are on the verge of filing a lawsuit against XXXX for the violation of consumer act. This is total XXXX and I have been sending back to back letters with my attorneys. The accounts are as follows : MED DATA SYS ( Original Creditor : XXXX XXXX XXXX - XXXX ), MED DATA SYS ( Original Creditor : XXXX XXXX XXXX - XXXX ), MED DATA SYS ( Original Creditor : XXXX XXXX XXXX - XXXX ), MED DATA SYS ( Original Creditor : XXXX XXXX XXXX - XXXX ), i will be pursing litigation against them for fraud pain suffering! I also need removed inaccurate addresses, the addresses are as follows : XXXX XXXX XXXX XXXX XXXX, GA XXXX, XXXX XXXX XXXX XXXX XXXX, GA XXXX and XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX, GA XXXX
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| 09/27/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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I have accounts reporting on my credit report that does not belong to me. I would like a copy of the contract that shows that there was an offer made, mutual acceptance, terms and conditions, consideration and the two wet-ink signatures of both parties who have voluntarily entered into a legally binding contract.I have not received a dunning letter giving me the right to dispute the debt.All negative marks found on my credit report need to be removed because i do not have any contracts with this company and they in violation of the FDCPA and the FCRA. I do not want a copy of a bill because it's not debt validation. As per FTC opinion letter from Attorney XXXX. XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification.Further, pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. 1692 ( g ) ( 8 ), as you are merely an agency or other governmental unit of the United States, acting on someone elses behalf, this is a demand that you provide the name of the original principal, or holder in due course, for whom you are attempting to collect this alleged debt.
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| 03/19/2018 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I disputed the debt with Medical Data Systems on XX/XX/XXXX and it was signed by XXXX XXXX via certified mail. They passed the 30 day time frame and removed debt off my report. I later received mail on XX/XX/XXXX regarding account no XXXX, XXXX, XXXX and XXXX sating that the debt had been verified and that the XXXX XXXX XXXX XXXX has provided them copies of an itemized bill. This itemized bill that they have provided me with has copies of diagnosis, what kind of test had been taken place. This is in violation of the HIPPA law. Please be advised that under Federal Statutes, The FCRA ( 15.U.S.C.1681 et seq and the state of Maryland consumer Credit Statutes and subtitle D of the ARRA, SEC . 13041. APPLICATION OF SECURITY PROVISIONS AND PENALITEIS TO BUSINESS ASSOCIATES OF COVERED ENTITIES ; AND SEC. 13407 ( 1 ) BREACH OF SECURITY. The term " breach of security '' means, with respect to unsecured PHR identifiable health information of an individual in a personal health record, acquisition of such information without the authorization of the individual. They may be liable for the actions of ( Medical Data Services ).
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| 11/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax, mail, or email in a fraudulent account.
I demand to see Verifiable Proof ( an original Consumer Contract with my Signature on it ) you have on file of the accounts listed below. Your failure to positively verify these accounts has hurt my ability to obtain credit. Under the FCRA, unverified accounts must be removed and if you are unable to provide me a copy of the verifiable proof, you must remove the accounts listed below.
To Delete any and all accounts that do not have Verifiable physical proof including the ones below : MEDICAL DATA SYSTEMS Account Number - XXXX Amount - {$2100.00} MEDICAL DATA SYSTEMS Account Number - # # # # # # # XXXX Amount - {$920.00} MEDICAL DATA SYSTEMS Account Number - # # # # # # # XXXX Amount - {$1000.00} XXXX XXXX XXXX Account Number - # # # # # # XXXX Amount - {$180.00}
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| 03/15/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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Medical data systems has attached their company to my credit report. I do not have knowledge of this company nor do I have a debt with this company. I do not have a contract with this company. I have requested multiple times that this company provide myself with a copy of a signed contract, and a copy of my drivers license. I have requested and never received this request. nor my debt validation request.The credit Bureaus continually allows Medical Data Systems to keep this bogus on my report without providing me with my validation request. During the time of this alleged debt, it would not be applicable to me anyway. Due to the fact that I was impacted by a Natural Disaster during the dates the company have attached to my credit report. Medical data systems has also illegally placed a lien on my home. I have no contract or debt with this company! Medical data systems has a history of attaching themselves to peoples credit report and ruining their credit all while knowing that these debts are not valid. Please immediately remove this off my credit report. Also Please provide the validation proof I requested.
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| 05/27/2017 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I recently received a recent copy of my credit report and I am stunned to find out that this company has placed false information on it. I am very stunned to see XXXX open accounts that this company is reporting to the credit bureaus totaling {$19000.00} therefore I am demanding VALIDATION and HIPAA authorization.Under the law I am allowed to protect my privacy and medical records from third parties. I would like to see an actual contract between me and this company. One that I actually signed and that they actually signed as well NOT some bill or computer generated statement with my name and their account number on it. I would also like to see proof of monies given to me with an accounting of every cent used, every cent paid, every bit of interest applied, and the date any of those events occurred. I imagine you can understand my frustration in trying to resolve this issue considering this company never contacted me via phone or certified mail if this debt is indeed valid and indeed is mine. This is my next step because I 've tried to resolve this issue via the credit bureaus and BBB but to no avail
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| 09/20/2021 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Received phone call in early XX/XX/2021 from Medical Data Systems notifying me that I owed {$760.00} to XXXX XXXX XXXX. I told them I had no recollection of this bill and to please mail a statement to the verified address they have on file. Representative refused saying that the statement had already been sent previously. I explained that I would not be giving payment information to an unverified collection without seeing written notification.
Received phone call in early XX/XX/2021 from Medical Data Systems notifying me that I owed {$760.00} to XXXX XXXX XXXX. I told them I had no recollection of this bill and to please mail a statement to the verified address they have on file. Representative refused saying that the statement had already been sent previously. I explained that I would not be giving payment information to an unverified collection without seeing written notification.
XX/XX/2021 Med Data Sys hit my credit for collection in the amount of {$760.00}.
After finding their contact online, I called on XX/XX/2021 to resolve the issue but they still refuse to send me a statement via mail
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| 04/17/2020 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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Medical Data Systems Inc. reported a collection account that was previously paid. I called the company at XXXX. I spoke with someone named XXXX, but she refused to disclose her identity beyond her first name. I was directed to XXXX XXXX, the manager. He refused to give me any sort of straight answer while I was speaking with him over the phone. I asked him about the status of the account, but he was unwilling to answer why the account was still listed as open despite the debt having been paid. I requested an account statement or a statement of XXXX balance, but he told me that he was going to give me the phone number of the legal department or hang up. He started counting from 1 to 3, then proceeded to hang up. There was no legal reason for him to have hung up the phone. I retained a copy of the call recording. I was polite, courteous, and professional with him. He was yelling at me while we were speaking. He refused to address the problem. After he hung up, I called back and left a message on his voicemail informing him that I would be filing a complaint here. I have not heard back from his office.
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| 09/04/2020 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. Wheres my HIPPA release form? I am aware that you have directly violated the regulations of the HIPAA Act of 1996. I never signed a HIPAA form to authorize your company to have access to my medical records or procedures that I went through.
Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law.
You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.
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| 02/09/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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On XX/XX/XXXX I was evaluating my credit report and I observed at collection that I am not responsible for. Its a medical collection from MEDICAL DATA SYSTEMS for XXXX. I have no knowledge of collection. My information is mostly like been compromised and I am a victim of idenity fraud. I am requesting that collection is removed from my credit report immediately so I can better qualify for new credit. Below is a copy of transaction from XXXX.
Account Info Tap labels for more details Account number XXXX Collection opened XX/XX/XXXX Account type Collection Paid off : 0 % Balance on XX/XX/XXXX Original balance {$200.00} {$200.00} Payment Info Original balance {$200.00} Balance {$200.00} Status Seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department Status date XX/XX/XXXX Additional info Comments- Your statements- Contact XXXX XXXX XXXX XXXX FL XXXX XXXX FLXXXX ( XXXX ) XXXX Is everything correct?
If inaccurate information appears on your report, you can contact the lender directly to have it corrected, or let us know online or by mail.
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| 12/31/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I am XXXX XXXX and Im submitting the complaint myself and there is no third party involved. After recently obtaining a copy of my consumer report I became aware that Medical Data Systems XXXX inc. is reporting an " alleged '' debt to my consumer report. In accordance with my rights under the Fair Debt Collection Practices Act I am disputing this account and requesting a validation of debt ( 15 USC 1692g Sec. 809 ( b ) ). I am NOT requesting verification but I am requesting for VALIDATION and PROOF OF CLAIM. I request that their office provide me with evidence that I am obligated to pay them. Continuing to report this debt without properly validating is a violation of the FCRA ( Fair Credit Reporting Act ; 15 USC 1681 ). You have 30 days to respond to this request or this debt will be considered invalid and the demand for removal from your reporting agency will be required. I need this problem resolved as soon as possible as this is a negative reflection to my consumer report. Medical Data Systems , Inc. received all documents and supporting evidence of my complaint through the mail on XX/XX/2021.
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| 12/10/2016 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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This is the second time I have filed a complaint against Medical Data Systems , Inc. You are failing to respond to my complaint in a timely matter. Medical Data Systems , Inc. is reporting negative information on my credit report that is incorrect. I was billed for a service from XXXX XXXX XXXX XXXX XXXX. I provided XXXX XXXX XXXX XXXX XXXX numerous times with my insurance information. I have talked to my insurance company and they have confirmed that the claim should have been filed with them. The claim was never filed. Every claim that has been submitted has been approved.I have confirmed this both with XXXX XXXX XXXX XXXX XXXX New Mexico as well as with New Mexico Medicaid. They have not received any claims from XXXX XXXX XXXX XXXX XXXX for this bill. XXXX XXXX XXXX XXXX XXXX did not do there job correctly by not knowing how to bill insurance companies correctly. Now my credit is suffering because of someone not being able to do there job right. I am demanding that the debt be erased or charged/claimed to the insurance company. Also this was before I was married, my maiden name is XXXX XXXX.
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| 07/26/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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I have checked my credit report and noticed inaccurate information from your company. I have not received a dunning letter from your company and you have taken away my rights to validate the debt. I am not responsible for this debt with your company. I have never done business with your company and I do not owe your company. Please be aware that any negative mark found on my credit reports ( including XXXX, XXXX, and XXXX ) from your company or any company that you represent, for a debt that I dont owe, is a violation of the FCRA & FDCPA : therefore if you can not validate the debt, you must represent that all credit reporting agencies delete the entry. As per FTC opinion letter from Attorney XXXX. XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification. Please do not send me a copy of a bill because that is not debt validation. I am asking for debt validation from your company. Send me a copy of the contract I signed with your company. I have attached my ucc11 from the secretary of state which shows i have no lien placed against my name.
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| 06/02/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Hi, I visited the XXXX XXXX ER on XX/XX/2020, with complications due to having a XXXX. They were unable to do anything for me, but I did submit my Medicaid information to them on that date. I also submitted the information again on XX/XX/2020, to the billing department. Around XX/XX/XXXX I received a bill for the services rendered, showing no insurance information. I emailed the billing department and let them know, they advised me NOT to pay and that they would correct this issue. I also called multiple times and talked on the phone to the billing department, and they again told me do not pay it, they would fix it. They never billed my insurance for the charges, which were about {$1600.00}. Instead it got sent to a collections company called Medical Data Systems. It is also listed as an OPEN ACCOUNT on my credit report. I've tried to dispute the collections account many times, but it will not come off. I don't feel that I am responsible for these charges, as I had FULL COVERAGE MEDICAID while in the hospital and after the hospital stay and submitted that information to them multiple times.
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| 02/28/2021 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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I am submitting a second complaint regarding Medical Data Systems. They claimed in the first complaint that they addressed the issue and supposedly provided attachments. However, the attachments did not address the issue at hand or the reason for the complaint. MEDICAL DATA System is the collection company for XXXX XXXX XXXXXXXX system. I had an allergic reaction to medications and was told by the ER to return because the first time they provided treatment was not adequate. Hence, they charged my insurance and an ER copay 2 times for the same issue on 2 different dates for an issue they did not provide accurate attention. Furthermore, I had to go to another hospital on the same day because they medical condition was not adequately handled. I was told I would be charged 2 ER copays for the same in adequate treatment. I have contacted the hospital, and it is never handled correctly. What else is there to expect!! These accounts need to be deleted from my credit report. HOW CAN THE HOSPITAL CHARGE 2 COPAYS FOR THE SAME CONDITION that was not treated correctly- back to back. LOOK AT THE DATES>
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| 02/19/2021 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Older American |
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After reviewing a copy of my most recent credit report ( s ) a found derogatory information that is being reported by a collection agency : MEDICAL DATA SYSTEMS. The original creditor is : XXXX XXXX XXXX. The alleged amount owed is {$140.00} I have no knowledge of this account and I am unaware of the alleged balance due.
To begin, I never received any written notification or phone call regarding their collection attempts nor had I received any written correspondence from their client prior to this information being reported I never received any notice of my right to dispute or my right to request validation of this alleged debt. Pursuant to the Fair Credit Reporting Act and Fair Credit Billing Act, I have that right as a consumer, and this agency has clearly violated the Federal Law. They placed invalid and unverifiable information on my credit reports with out due process and has damaged my credit rating as if this was valid information.
This damaging information was placed on my reports on or around XX/XX/2021 this was the first time I'd been made aware of this debt / account.
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| 06/16/2017 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I do not have a contract with MDS. I am not liable for the collection of this debt nor am I responsible. I have never done business with this company. In fact, I have never heard of this company until receiving a copy of my credit report. MDS has failed to provide me with legal supporting documents. I requested the signed contract between me and this company and they neglected to provide it. Instead they sent me " ER Admission papers ''. I requested an original itemized bill and they neglected to provide it. Instead they sent me a statement with a balance for " ER services ''. I requested a HIPAA release form signed by me allowing MDS to access my medical files they have neglected to provide that form all together. Not only are my HIPAA rights being violated by this company but so are my consumer rights. I attempted to disput this invalid debt via the bbb but to no avail. They continue to ignore my requests. It is my contention that MDS KNOWS they can not tie me to this account otherwise they would have done so when I made my initial request. MDS is BLANTLY disregarding the law.
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| 02/17/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Medical Revenue service has place a collection on my credit report. I do not owe this debt. XXXX XXXX was placed on my XXXX report on XX/XX/XXXX. I received a letter from them on XX/XX/XXXX. The letter accused me of owning Medical Revenue Service a total amount of {$410.00}. In the letter which was dated XX/XX/XXXX, stated that I had 30 day 's from receiving this notice to dispute the validity of the debt. Medical Revenue service Violated FDCPA by placing a collection on my credit report with XXXX on XX/XX/XXXX for the amount of {$140.00} Four days after they wrote the letter without giving me the 30 day 's to dispute the validity of the debt. This act on their part has defamed my character, damaged my Exceptional credit score with XXXX by bringing it down 63 points. This has put me under stress because of this. Medical Revenue Services has violated of my consumer rights. This is a violation of the FDCPA 15 U.S code 1692k- civil liability a violation of a XXXX.. This needs to be removed from my account immediately. I will be sending a letter to the FTC immediately! Thank you
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| 07/16/2020 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I have contacted collector, Medical Data Systems I, trying to obtain information on what the {$350.00} debt is that they are reporting on my credit, date opened XX/XX/XXXX. The collector only attempted using word tricks to try and get me to admit I owe this debt. I requested a detailed statement, and never received. I have disputed the collection with XXXX 3 times. All 3 times requesting supporting documentation for the unknown debt. The collector reported back to XXXX all 3 times as accurate, but still has not provided any detail to what they are trying to collect.
XXXX disputes : XX/XX/XXXX # XXXX responded as accurate, no documentation provided.
XX/XX/XXXX # XXXX responded as accurate, no documentation provided.
XX/XX/XXXX # XXXX responded as accurate, no documentation provided.
I have exhausted my attempts to remove this unknown debt from my credit report and can't get any cooperation from the creditor. I had an XXXX credit score until this collector has ruined my credit. I have no documentation to include with my complaint since I have no knowledge of owing this debt.
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| 01/27/2023 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I have allegedly have many accounts with Medical Data System. The accounts in collections with this creditor are all XXXX XXXX. I have been working with a debt consolidation program and have been attempting to get access to the correct documentation in order to add the accounts with Medical Data System. Due to me having relocated to Alaska for work I have been told that Medical Data System " does not bill to Alaska '' but " will not remove the items '' from my credit report. The company is refusing to mail me any documentation verifying the accounts listed with them due to me living in Alaska. I am working with a close family friend that is a lawyer who drafted a debt validation letter to be sent over to Medical Data System. I have called to Medical Data System three times and have been denied being given my account numbers. I have been told " I don't need them '' and " It will take like 20 minutes to list all of these. '' I have not received any call backs as requested but the items are being added to my credit report or Medical Data System is refusing to remove them.
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| 09/09/2020 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I saw on my credit report a collection line item for roughly {$120.00} with Medical Data Systems of XXXX XXXX, FL. I contacted them in XX/XX/2020 in an attempt to clear this from my credit report. I paid what I was told was owed ... .roughly {$120.00} My credit report then showed a new {$9.00} balance with them. I called again to pay this {$9.00} balance and was told there was a new balance of {$27.00}. When I disputed both the {$9.00} charge and the {$27.00}, I was told that they may not have received the debt the last time I called and that is why I was not notified of the debt. I said I wanted to clear the {$9.00} line item from my credit report.
The representative advised that I would need to pay the debt and send a copy of my end of month credit card statement to Medical Data Systems in order to receive a XXXX balance letter. The doctors that reported this debt, I had not seen in 2 years ... it made no sense why my balance with Medical Data Systems would increase over the period of one month. Also, I do not understand why a receipt of payment is not forthcoming.
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| 05/21/2018 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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i have asked Medical data systems and XXXX, XXXX, and XXXX to validate this debt. i have asked for the information that are using to be sent to me that proves this is my debt, I DON'T GIVE PERMISSION TO ANY OF THE LISTED NAMES ABOVE TO HAVE MY MEDICAL RECORDS, SO DO NOT TRY TO PROVIDED AN ITEMIZED STATEMENT FOR THAT DOES NOT VALIDATE A DEBT UNDER FTC OPPENION LETTER THE NEED TO PROVIDED AT, PROMISSERY NOTE OR AGREEMENT MADE BETWEEN ME AND THE ORIGINAL CREDITOR THAT SHOW AN AMOUNT THERE NAME MY NAME AND HAS MY SIGNATURE. THAT IS THE ONLY VALIDATION THAT WILL BE EXCEPTED BY ME AND BY ANY COURT.
IF I DONT GET THIS INFORMATION THAT IM REQUESTING ILL WILL FILE IN OKLAHOMA COURT AND SEEK FOR THIS INFORMATION AND IF THEY CANT PROVIDED IT AT THAT TIME I WILL ALSO ASK FOR A MIN. OF {$1000.00} PER REPORT.
IF THEY PROVIDED AN ITEMIZED STATEMENT THAT HAS ANY OF MY MEDICAL RECORDS OR CONDITION ON THEM I WILL THEN SEEK FOR MAX ALLOWED IN COURT AND FILE WITH ATTORNY GENERAL SEEK MAX FINES.
I'M ONLY ASKING TO VALIDATE ACCOUNT WITH A CONTRACT THAT BEARS MY SIGNATURE THATS IT.
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| 06/15/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Hello, I have recently noticed fraudulent activity on my credit reports. What I have found has led me to believe I may be a victim of identity theft, as I did not approve any information to be used in my name. I am requesting that these fraudulent items be deleted from my credit report at your earliest convenience. I actually have a security freeze on my accounts which should have alerted me prior to my credit being ran. I did not receive any notification or alert to my credit being ran for these accounts which is concerning. These fraudulent items are reporting inaccuracies which is directly impacting my relationships with creditors as I am going through the home buying process. I have reported the theft of my identity to the Federal Trade Commission, please review the enclosed copies of the Federal Trade Commissions Identity Theft Affidavit in regard to this incident. In addition, I have attached a PDF document reflecting all items that were found to be unauthorized by any such. Please investigate these matters and remove the disputed items as soon as possible.
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| 12/07/2020 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I have called the medical data systems inc XXXX XXXX XXXX XXXX fl XXXX ( XXXX ) XXXX I advise the rep Ms. XXXX, I did not receive any letter statement the first time they claimed to have sent it and that I will be in need of another form showing the details of the account.
The representative in charge of the account refused to send out any form of verification. Her and her supervisor advised that they do not send any forms out. They only have my name and debt amount and ready to take payment.
I told them I need this form to provide to my accountant so that he has it in paper of where and who these payment will be made to.
They REFUSED and begin yelling saying that they will ONLY provide me the letter and more information AFTER I have made a payment. I'm not sure why the supervisor of a company felt it is neccessary to blackmail me over a statement request. They said the only way I will be able to get the letter of verification is if I made a payment on their account today XX/XX/XXXX, XXXX and hung up after I told them I can not make a payment without the form.
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| 09/28/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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|
I have no knowledge of this company or alleged debt. I have disputed this debt with the credit bureaus and it came back verified I have since then contacted the company and haven't received a response. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.
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| 05/02/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
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XX/XX/2023 XXXX XXXX Dear Sir or Madam : I am the victim of identity theft. I am writing to dispute fraudulent charges on my credit reports for the reporting providers listed below : XXXX XXXX XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX Medical Data Systems : XXXX XXXX XXXX, XXXX XXXX XXXX, Al XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IN XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX PA 19034 15 USC 1681 Section 604 States rights to consumers privacy Reporting agencies can not furnish an account WITHOUT my written consent!
I am requesting that the charge be removed from each reporting agency. I have not received any account number or correspondence regarding these accounts. Pursuant to the law, I am providing you with the following documentation, so that you can verify my identity : ( A ) A copy of my drivers Please investigate this matter and correct the fraudulent charges/debit as soon as possible.
Sincerely, XXXX XXXX
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| 06/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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On XX/XX/2022 I received a response from Medical Data Systems in regards to my complaint of them using " Debt Parking '' to intimidate me into paying for a debt I have no knowledge of. They responded saying that they sent out an initial communication on XX/XX/2022 with all the proper disclosures needed to dispute and request validation of the alleged debt. THIS IS NOT TRUE! I am requesting this company show proof of the so called initial disclosure sent to me on XX/XX/2022. If this was the case I would've definitely received it and would have disputed the debt. This company is clearly and knowingly furnishing information on my credit reports without even communication. The CFPB clearly has an issue with inforcing the rule of law with this type of debt collecting practice by this company. By saying the sent the disclosure with no proof is ridiculous. This matter should be addressed asap. To have a company get away with this practice shows the complicity of the CFPB. I will be directly disputing this matter with the company, asking for proof of deliverability.
|
| 10/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I recently checked my credit and discovered that this account had been reported. I did not receive notification that I even owed this debt. My rights were violated and I was not information according to statue 15 USC 1692g 809 ( b ) which states : ( a ) Notice of debt ; contents Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing ( b ) Any person who violates this section shall be liable to the same extent and in the same manner as a debt collector is liable under section 813 for failure to comply with a provision of this title ( 1 ) the amount of the debt ; ( 2 ) the name of the creditor to whom the debt is owed ; ( 3 ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector
|
| 09/16/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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Medical Revenue Service did not get prior consent to contact me about this false debt which is {$1000.00} violation 15 USC 1692c.
I have attached a document which shows violation 1. They have a reference number in my name which is identity theft because you do not have a contract with me so why you opened an account with my name on it.false and misleading practices {$1000.00} violation 2. Total amount due is positive. If I owed them any money the amount should be negative and not a positive. false and misleading practices. {$1000.00} violation 3. They quoted '' If you do not pay the amount owed. XXXX XXXX may sell your account to an outside agency. It is clearly stated at the bottom this is and attempt to collect a debt which means they is a debt collection and this is false and misleading and misleading practices they using someone else name to collect a debt and threat to sell it if I do not pay XXXX violation.
4. Medical Revenue Service falsely offering me financing for a debt I do not owe. false and misleading practices. {$1000.00} violation
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| 06/22/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with Fair Credit Reporting act. The list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681 XXXX XXXX XXXX XXXX Medical data system inc XXXX XXXX Medical data system inc XXXX XXXX Medical data system inc XXXX XXXX XXXX XXXX Medical data system inc XXXX XXXX XXXX XXXX 15 U.S.C 1681 section 602 A. States I have right to privacy 15 U.S.C 1681 section 604 A section 2 : it also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( A ) ( 5 ) section states : no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.
15 U.S.C 1681S-2 ( A ) ( 1 ) a person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
|
| 03/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I was pregnant in XXXX and delivered in XXXX of XXXX. Since then I have been trying to get corrected billing information. Initially the bills in question were from XXXX of XXXX as I was being told my services were out of network. Long short short, after many phone calls and many many hours on the phone I spoke with XXXX XXXX as XXXX ( my medical provider ) and she let me know that XXXX had somehow let the agreement between them and XXXX XXXX XXXX lapse. She advised that they had fixed it and it would be retro active. Those bills were fixed. Within the last year I am now getting phone calls from Medical Revenue Services stating I owe {$1700.00} from XXXX XXXX XXXX XXXX rendered on XX/XX/XXXX. I was covered with XXXX at that time so this should not be the balance. I have been waiting for this bill to be fixed and a corrected bill to be sent to me for two and a half years now. I believe there is a limitation on how long I should have to wait to receive a corrected bill. This service should have been covered. I have attached supporting documentation.
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| 04/30/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
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|
Web |
|
|
On XXXX of 2019 I was kidnapped out of my home in XXXX Virginia. A former landlord, who was told by three police officers and a judge that she can not evict someone from the home and who had violated landlord tenant law. Went to the magistrate, and swore out false allegations to get an emergency XXXX XXXX order. I was dragged out of my house in XXXX and taken to XXXX XXXX XXXX XXXX, who immediatly released me, didn't look at me, provided no services, at that point I was escorted by the police to the XXXX XXXX who determined that the landlord, swore in a false complaint to complete an illegal conviction. I was not notified that they attempt to bill me for not being seen until it appeared on my credit report. I attempted to contact XXXX XXXX XXXX who threatened me. Told me " that they were a loud person '' and could get louder. They verbally abused me, and then hung up on me. They are trying to bill me for an illegal kidnapping, and medical care that I did not seek out or need. They are stalking me for a bill I don't owe during a global pandemic.
|
| 09/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Attached below is my request for any negotiable instrument that contains signatures between XXXX XXXX XXXX. Silence is acquiescence, if within 30 days of receipt of this request, the original negotiable instrument along with full material disclosure is not received, further legal action will be taken if Medical Data Systems continues to report to consumer reporting agencies a fraudulent account.
I have the right to request full disclosure pursuant to the Freedom of Information Act & Equal Opportunity Act. Failure to do so can be seen as fraudulent concealment.
Pursuant to 18 USC 894 ( a ) Whoever knowingly participates in any way, or conspires to do so, in the use of any extortionate means ( 1 ) to collect or attempt to collect any extension of credit, or ( 2 ) to punish any person for the nonrepayment thereof, shall be fined under this title or imprisoned not more than 20 years, or both.
A copy of this request has been mailed to the registered agent as well for record of any future legal proceedings that may take place, thank you.
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| 03/16/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I was notified by my credit monitoring agency that an account had been reported to my credit bureaus. i never recieved notification of these debts because I moved several months ago. I never recieved a phone call. I never recieved notification of the debt in writing. I offered to pay the debts in full if they would contact the credit agency and have them removed but they refused and said it was not possible. This has happened to me before so i know that it is possible. The agency was very rude. They claimed they had several bills with me from two XXXX. I called those XXXX and paid the bills with one and when I called the other one, they said that they did not even have a bill in my name. When i tried to get off the phone with the agency, they said if I didn't pay all the bills today they would report them to my credit agencies. They also said that they would refuse to take my payments unless i gave them my phone number. Their tactics were intimidating and unethical and were not in the business of moving to resolve to pay the debt.
|
| 05/23/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
|
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they showed my admission papers but still failed to show any agreement where me and the creditor agreed to the amount being charged, my admission papers does show any promise to pay or agreement to pay it. you dont see my signature or initials from 1-8 you see my initials on the line that i consent to photographing or videotaping for medical purposes only, i checked number 9 and initialed number 10 boxn 12throu 14 not how i check boxes, then my signature at bottom which nothing in said document showed an amount of money or what me and the creditor agreed upon. and all in which has been photocopied which wont even stand in court, how i know this the same way your going to know this if you cant provide an agreement with an amount between me and the hospital ill be filing suit on XX/XX/2018, unless you provide and contract or agreement, not admission documents, then we can see hows right or wrong on this matter.
by the way when i called the number you provided your not even in that office. so im sure where probley going to court.
|
| 10/24/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American |
|
RE : Account # XXXX I represent a protected person as court appointed guardian. The company was supplied with a guardianship order.
Under Indiana Code ( IC ) 29-3-8-5 ( b ) : Every contract, sale, or conveyance executed by a protected person is XXXX. Therefore, all transactions, even if claimed to be made by a protected person are XXXX. Thus, all conveyance and transactions must be retracted, redacted and sealed. That person is a protected person under IC XXXX. Protected person 's any and all information, not limited to documents, histories entries are also protected ; and must be removed from any and all files, including electronic collection files. The company must not provide and release any information about this protected person to anyone except guardians, her attorneys without a XXXX XXXX. Such acts violated XXXX XXXX XXXX XXXX. Probate XXXX.
Medical Revenue Service was repeatedly contacted ; and they failed to provide any information and authorities that would supersedes XXXX XXXX XXXX, and the Guardianship order.
|
| 09/16/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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This company keeps harassing me with constant telephone calls. They are calling me to collect on debts of which I have no knowledge of. I have informed them that I was the victim of identity theft back in XXXX of 2020, and to stop contacting me. I believe that any accounts associated with this company were the result of identity theft. They refused to provide me with any relevant information due to my inability to validate the information they have on file. It seems they may have information pertaining to another individual. At this moment, there has been no negative impact on my credit reports. However, I anticipate that this may change in the future.
I was able to gather the following information from them via our telephone call.
Medical Data Systems ( MDS ) XXXX XXXX XXXXXXXX, FL XXXX XXXX ( Representative ) XXXX ( Supervisor ) Phone number : XXXX ( XXXX ) XXXX Fax : XXXX Police report filed on Wednesday, XX/XX/2020 ( XXXX XXXX ) XXXX XXXX Sheriffs Department.
Incident Submission # XXXX FTC report number : XXXX
|
| 08/08/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
To Whom It May Concern, It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so.
Accordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way.
If this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a civil suit in my county for damages and you can travel to defend yourself.
I take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.
|
| 03/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
|
|
This letter is to formally advise that Medical Revenue Service has violated several of my consumer rights. Specifically Exhibit A : placing acct # XXXX on my credit reports before 30 days of asking me to verify debt. Exhibit B : failed to Validate my request of Debt and HIPPA authorization after I sent a letter on XX/XX/2021 for Validation. Which is an FDCPA violation and HIPPA violation.. Exhibit C : continuing to report disputed debt to the Credit bureaus, another FCRA violation XXXX Not only did Medical Revenue service ignore my prior requests for validation of debt and HIPPA authorization but continued to report this debt to the credit bureaus after I told them it wasn't my debt, causing damage to my character. As you may be aware " XXXX by silence '' legally means that Medical Revenue service had a duty to speak but failed to do so therefore, that must mean they agree with me that this debt is false. I will use XXXX in my defense If I need to sue.. And also seek damages from Medical Revenue service if warranted.
|
| 07/27/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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|
Web |
|
|
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX AND XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX ( XXXX ) XXXX The above companies are reporting an account which they claim is mine but when asked for verification and validation of debt they did not provided me with validation of debt. A validation letter was sent to them on XX/XX/17 and no answer was received. Instead they renewed the reporting of the debt on my credit report with a recent date. I also sent verification to the credit bureaus XXXX, XXXX and XXXX on XX/XX/17 but they only verified the account. I seek protection under the fair credit reporting act that this account be immediately removed from my records since the company above is in violation of such act. They also did not reply to my validation letter ignoring several attempts by me for them to send documents with signatures and proof of debt.
Please investigate this account and have this company immediately remove their reporting immediately from my records.
Thanks, XXXX XXXX
|
| 11/16/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
My purse including my personal information was stolen XXXX, authorities were contacted with incident being reported, and a fraud alert was placed on my credit profile. Recently I attempted to obtain a line of credit and realized that accounts that I have no affiliation or knowledge of have been placed on my credit profile. I requested account verification, and this will now be my second attempt to see why these accounts are being reported but are not mine and are a result of identity fraud. Reporting these accounts without my knowledge and consent are violating USC 1681. Not only are these companies furnishing accounts without my consent, but are reporting Identity theft accounts, which again are in violation with the FCRA.. ACCOUNTS LISTED ARE : XXXX XXXX XXXX XXXX XXXX ( ACCT # XXXX ), with a balance of {$3600.00} XXXX ( ACCT # XXXX ) with a balance of {$1100.00}. XXXX. XXXX XXXX ( ACCT # XXXX ), this account is listed twice with balances of {$1900.00} and {$2000.00} ( not sure when accounts were opened ).
|
| 08/19/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This is XXXX XXXX XXXX, who is submitting this CFPB complaint myself, and to inform you that there is no third party involved in the process. I recently verified my latest credit report and I noticed that this account is reporting fraudulently on my credit report. I have been a victim of Identity Theft, my information was stolen and used to open this account without my permission or knowledge. The account MEDICAL DATA SYSTEMS XXXX Opened XXXX XXXX, XXXX with a Balance of {$320.00} was incurred due to fraudulent charges, which according to XXXX XXXX Zero Liability policy I am not liable. I DO NOT HAVE A LEGALLY BINDING CONTRACT WITH THIS COMPANY. This account is trying to collect debt, which wad also listed on my credit report. I have requested several times for verification. This company will not furnish a signed authorization [ or proof of the procedures ], they just furnish a statement, which proves nothing. I asked to validate the numerous listings on my credit file and again all I receive is statements.
|
| 01/25/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I called XXXX XXXX XXXX in XXXX XXXX. in XXXX regarding my debt. When i was seeking treatment at the facility in XXXX of XXXX i gave my XXXX XXXX XXXX insurance information and it was scanned into the system. In XXXX of XXXX i recieved a bill and i called the hospital billing department and was told they do not take my insurance. I then gave the representative my XXXX Id. She told me she will file the claim with XXXX and i will be notified by mail. Now on XXXX XXXX i got a call my account is in XXXX XXXX XXXX XXXX. I got absolutely no communication prior to my bill going in to collections i was not made aware mind you i was living at a completely different address than what was given to the hospital they claimed to send me mail i did not recieve nothing i even contacted my local post office and they are not aware of any mail coming from data system to my address. I the collections representative i recieve no communication prior to the XX/XX/XXXX. She did not care she told me not to lament on the past.
|
| 06/18/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I recently looked at a copy of my credit report and seen that I had a collection from Medical Data systems. I wrote Medical Revenue service concerning account XXXX for the amount of XXXX. As explained in the letter I have no knowledge of this account and ask Medical data systems to validate the debt on XXXX XXXX, 2016. I waited patiently 30 days for a reply. Again, on XXXX XXXX, 2016. I sent second letter asking Medical data systems to validate the debt ; still to this day no response from Medical data systems so by law this should be deleted. Ignoring request is not validating the debt. As stated in my second letter I will be contacting the Attorney General 's office to bring this problem to the surface and I also will make a claim in court for defamation of character. This is a fraudulent account and beside when did Medical Data systems extend me any credit. I never signed or verbally agreed to any contract with Medical data systems. I want this frivolous account deleted from all three credit bureaus.
|
| 04/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I contacted Medical Data System Inc XX/XX/2022. I advised them they have violated my HIPPA rights by disclosing my medical records to a third, they have neglected to respond and have continued to submit this negative information on my credit profile. I have not signed any documents given Medical Data System Inc the right to share my medical information.
15 U.S. CODE SS 1681a ( 3 ) Restriction on sharing of medical information.Except for information or any communication of information disclosed as provided in section 1681b ( g ) ( 3 ) of this title, the exclusions in paragraph ( 2 ) shall not apply with respect to information disclosed to any person related by common ownership or affiliated by corporate control, if the information is ( A ) medical information ; ( B ) an individualized list or description based on the payment transactions of the consumer for medical products or services ; or ( C ) an aggregate list of identified consumers based on payment transactions for medical products or services.
|
| 08/16/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I contacted Medical Data systems since the last complaint to the CFPB. I contacted them twice on X/XX/2017 the first persson I spoke to was very rude and I let her know I never recived anything in writing and she went on and said have you been checking your XXXX XXXX in a sarcasm manner I told her yes and I still have not received anything from this company. She also never offered to send me anything else she just told me to pay the {$100.00} I told her I will pay them there money if they delete it off my credit report and they refuse to do anything. The second lady I talk to looked at the ladys notes from the call before and she hung up on me and that is very unprofessional. So I 'm very upset with Medical Data Systems. I also informed the first lady I will be filing this 2nd complaint with the CFPB and be contacting an attorney. Her response was go ahead and file another complaint with the CFPB. If your going to hire an attorney she said you just need to pay the {$100.00} you owe us very rude.
|
| 06/26/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have recently discovered some collections on my credit report that do not belong to me. Someone has used my name and now I am repeatedly being harassed and threatened for bills that do not belong to me. These agencies use XXXX attempts and the US Govt. should stop this. These collection agencies are relentless and they continue to call my place of business, my home, my friends and my relatives, all hours of the day or night seven days a week. They are trying to force me to pay for services and/or bills that are not mine. Also the collections are from a state I have never resided in. I have tried to resolve this on my own to no avail and I refuse to pay or settle on a bill that is not mine. Looking through my investigative notes it seems that the ( XXXX ) medical collection 's on my credit report are connected to XXXX visit to a NC doctor visit. It seems my name has now been sold to yet another batch of piranhas because I am now being harassed from new telephone numbers from a different state.
|
| 08/31/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
As of today, XX/XX/XXXX, I received a collections account on my XXXX and XXXX. I have not received in the mail notice so that I could verify the debt and determine whether or not the debt belongs to me. I would like this debt removed from my credit, sent notification to determine whether or not it belongs to me, and go through the proper channels. Because of this account, my credit has dropped XXXX points on XXXX and XXXX points on XXXX. I have excellent credit and this is taking my score significantly down. In addition, this falls under the " no surprise act '' and should be reviewed seriously.
I recently filed a complaint a few months ago from XXXX XXXX XXXX, because they did not verify the debt belonged to me. It was the same amount and it was medical debt. That complaint is now closed because the company removed the debt because of lack of information to verify the debt ( that was complaint number XXXX ). I have reason to believe this is the same debt that does not belong to me.
|
| 04/06/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
On XX/XX/XXXX I contacted XXXX, XXXX and XXXX about fraudulent information being reported on my reports and submitted disputes for all accounts that were in question. I also reported that my personal information was compromised and needed it to be 100 % accurate due to ID theft that happened in XXXX and also again in XXXX. On XX/XX/XXXX I received an updated copy of my report with some of my request granted concerning my personal information but none of the closed or collection accounts were properly verified. At that I time I requested for a second time to have 100 % account verification and on XX/XX/XXXX my report was updated once again as verified but my request to have proof of the method of verification according to the FCRA section 609, section 605 and section 623 that I have the right to have all data, every notation, dates and balances validated 100 % accurately.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX have all violated the law.
|
| 02/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
I noticed that this was on my credit report almost six months ago. I reached out the billing agency at the hospital to let them know I never received a notice and to advise that I had XXXX that was not billed. I told them I never received a notice from a collection agency or even their facility to advise me that I had a balance. I was told I would receive a copy of the HCFA 1500 form ( which I never received ). I asked that this be withdrawn from collections and filed to my insurance but that still has not taken place. This hospital has violated my right as a consumer to dispute or even validate this debt within a 30 day timeframe but I still have not received validation. I have disputed this account several times through the three credit bureaus to which, this has never been XXXX XXXX on my credit report. I see that this company has currently been sued and I plan to seek litigation myself if this is not removed from my credit file immediately due to their several failed violations.
|
| 02/17/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Medical Data Systems is fraudulently verifying MEDICAL accounts on my XXXX, XXXX and XXXX credit reports. Medical Data Systems is still attempting to collect on a debt that was already PAID IN FULL to the original creditor. The ORIGINAL CREDITOR has demanded that Medical Data Systems purge any information they have about me and delete all accounts they have reported on my credit report, However Medical Data Systems has NOT done so. I paid the original creditor, however MEDICAL DATA SYSTEMS is still Fraudulently verifying this debt on my XXXX, XXXX, and XXXX credit reports. This is fraudulent reporting because XXXX XXXX XXXX XXXX " XXXX '' ) since there can be no permissible business purpose in divulging protected health information to anyone on an account once there is no longer any payment due. I demand XXXX, XXXX, and XXXX and Medical Data Systems DELETE ALL references to this account IMMEDIATELY and DELETE ALL ACCOUNTS MEDICAL DATA SYSTEMS IS REPORTING ON MY CREDIT REPORTS.
|
| 10/07/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
i don, have no knolwed about this account and lke almost all hospital or health services the actually have a no payment plan that like i know it wasnt me this collecction most to had being payed and the collector is trying to charge for something that i dont have knolweg. so i want the to send me on my email all the documents that was used on the that of this services original copys. like all information that identifies me as the owner of this debit, ss. dob. tel # .. address.the actual condicion tgat i had to have to trean for this services and the main signe contrat from that place of services. and a nother thing eany document that i had sign with this collection agency saying that i have the wright to pay this debit or the sign contrac saying that i am the original owner and that i accet eany terms an condicion. another this if they don have all the proof so tell them to remove completelly this fake collection of my credit report thak you.
my email XXXX XXXX
|
| 03/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
In XX/XX/2021 I noticed on my credit report that a collection agency was reporting a medical debt I had never seen. I had never received notification from the hospital it was originally attributed to which occurred during the pandemic prior to me being XXXX in the military XXXX. They claimed they had sent the bill to an address I had not lived in multiple years, I confirmed with them today that this should have been removed on the grounds, I paid the debt with the knowledge they said they would delete it because I never got notification of the debt prior to collections reporting and two because it was a debt that shouldn't have been sent to collections without properly verifying my address.
I am asking them and the CFPB to remove this paid hospital bill off my credit report as the injury during the pandemic was to no fault of my own and not my decision and I never received any correspondence before finding it on my credit report, shockingly.
Thank you XXXX
|
| 07/11/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I received an alert from XXXX about an account being reported by Medical Data Systems for XXXX XXXX XXXX XXXX XXXX for {$2000.00}. Please be advised that I never received a or verification of the item reported to XXXX by Medical Data System is a VIOLATION of the HIPAA Act of 1996.
Medical Data System did NOT provide me a HIPPA release to access my medical information including charges stemming from services rendered and protected by HIPPA, therefore by providing such information they are in VIOLATION of my HIPPA rights. I am proceeding with legal action as prescribed by law against Medical Data System should this item not be deleted within the required time allowed by law. Medical Data System is in direct violation of HIPAA regulations, and they are facing fines up to {$1000.00}, even possible jail time. I will seek every legal remedy available to me and file suit against XXXX as well, since they are the only bureau incorrectly reporting this debt.
|
| 05/28/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have visited XXXX XXXX, XXXX, for services in early XXXX. There was confusion with the payment method due to miscommunication between the hospital and myself. It resulted into collections last year XXXX. I have contacted the hostpital and cleared the debt on XX/XX/XXXX.
I believe this information got stolen, now, I have received the attached letter on XX/XX/XXXX from a fake collection agency " Medical Revenue Service '' for {$45.00} ( for the service rendered one year ago on XX/XX/XXXX ). I have called the hospital on XX/XX/XXXX and confirmed that I don't owe any money. I have also called the number provided on the fake debt collection letter, the person on the phone was very rude and just wants my credit/debit card details. I don't think any legitimate collection company would behave like that.
Can you please take action on this company? His name was XXXX and he asked me send proof of payment to the email address provided is XXXX or fax to XXXX.
|
| 01/10/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Account # XXXX Collection : Medical Data Systems I Amount : {$2400.00} XXXX reject to offer your contract. I did not consent any nonaffiliated third party being in possession of my nonpublic personal information. This is a notice to cease and desist all communication resulting from this alleged debt. I am not requesting validation of any alleged debt obtaining nonpublic personal information without my lawful authority constitutes aggravated identity theft 18 USC 1028A. The balance reflects an extension of credit. The extension of credit would be a violation of the False Claim Act. I would like the name and address of the original creditor as i have reason to believe that you both are conspiring to collect on this extension of credit through unlawful extortionate means. If there is any attempt to engage in any furnishings of false, credit information to the credit reporting agencies. I will file suit for intentional infliction of emotional distress.
|
| 08/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the Fair Credit Reporting act DEPT OF EDUCATION/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MEDICAL DATA SYSTEMS, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, XXXX XXXX has XXXX my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions I recently reviewed my credit report and noticed some unauthorized accounts on my credit report. Under 15 USC 1681A 3, this role was assumed without permission nor my consent. My right to privacy was neglected and not respected which is under 15 USC1681A 4. You did not exercise your grave responsibility, you were unfair, you were partial. You were never given permissible purpose under 1681B 2. I never instructed anyone to furnish or create this report
|
| 04/15/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
MDS/MRS has failed to provide proper SIGNATURE VALIDATION of debt. I sent Medical Revenue service a letter on XX/XX/21 to prove I owed debt on acct # XXXX, XXXX. Asking for my signature of payment agreement to debt. They sent me a form for " Coordination of benefit WORKSHEET '' with a signature at the bottom & a " Consent to contact '' signed form. ( I attached both forms ) these two forms are not proof of validation of payment agreement for these 4 debt accounts. This is a false and misleading representation. I asked for validation/not verification on XX/XX/21 and MRS has past their deadline to Validate this debt with a signed payment agreement from me. This is a FDCPA 15 USC 1692k violation with a {$1000.00}. Pay out to me. These accounts must be removed from my credit report immediately. This is considered fraud and I will report to my state and the state of Florida attorney general if this is not removed immediately off my credit report.
|
| 02/25/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
XX/XX/2020 I received a letter in the mail ref XXXX and so I called them on XX/XX/2020 at XXXX XXXX. I spoke with XXXX that was very rude after I told her I wanted an itemized statement on this account because we had paid a lot on this bill already and thought it was paid off. She then said no there is a balance and if you do not pay it today she would put it on my credit to go against me. This bill is for a XXXX year old child. I told her that I wanted it sent to the original creditor and she said she would not and there was nothing the FDCPA could do about it and hung up. I then called and spoke with her supposed manager to report her behavior and against the law debt collecting tactics and her name was XXXX which she told me about 3 other accounts that were there that have been paid off with taxes. She still refused to get an itemized statement and told me I would have to contact the other places at which she denied any phone number for.
|
| 09/02/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
My daughter had XXXX in spring of XX/XX/2017. We received a 25 % discount for paying the bill in full the morning of her XXXX. The lady informed us if we received a bill after XXXX, to call them and they would take care of it because we paid in full. We did receive a bill of {$270.00} and we called the business office just as suggested. The lady informed us that she would take care of it immediately. Fast forward 30 days, we receive the same bill. Again, we called and talked to a manager this time. They also agreed to take care of it because they noticed we paid in full. We thought all was well until I pulled my credit report since we are applying for a new mortgage. This was a negative debt in collections. First, we never received a bill stating it was in collections. This is keeping us from getting a desired rate on our mortgage due to their clerical error. We can provide a documents showing we paid her amount in full the day of XXXX.
|
| 01/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I have been in contact with Medical Data Systems ( collection company for XXXX XXXX in XXXX GA XXXX on several occasions about them incorrectly reporting {$150.00} to the credit bureaus, and they do not rectify the issue. I also have contacted the credit bureaus, however, this company continues to erroneously report/add this account on my credit report. The amount of {$150.00} was covered ( in a contractual rate amount XXXX by my health insurance, however, Medial Data System does not remove the debt from my credit report ( s ). XXXX removed it when I first appealed, but when I appealed with the other credit company 's, and Medical Data system did not correct the account info, XXXX re-added it to my report. This company and the hospital do not reply to my many requests and I have faxed proof of my insurance payment. They are negligent to fair credit act responsibilities. I feel like there is no one to help consumers from this company.
|
| 12/26/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the Fair Credit Reporting act. XXXX XXXX XXXX # # # # # XXXX XXXX Medical Data Systems both violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681, the NO SURPRISE ACT, 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
|
| 07/29/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This complaint is regarding two debt collection attempts from Medical Data Systems. Medical data systems is reporting two open accounts 1. {$1200.00} from XX/XX/XXXX, 2. {$180.00}, on XX/XX/XXXX XXXX, XX/XX/XXXX -XXXX/XXXX. I am disputing this information because I am unaware of where the debts are from, and I have requested debt validation a number of times and they have yet to provide that.I have no signed contracts and have never done business with Medical Data Systems. Furthermore, I receive constant phone calls and even threats from several different numbers associated with this company on an everyday basis. I have had to have several numbers blocked from m
y phone provider because of the harassment. Phone calls continue despite the request to end. Most recently XXXX XXXX, 2017.
Lastly, this company is not able to tell me how and where they got my personal and health information and I feel this is a violation of my rights.
|
| 04/11/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
Servicemember |
|
On XX/XX/2017 I submitted a police report, identity theft affidavit, proof of address, Identification, and statements, to XXXX XXXX XXXX notifying them they were reporting a account to the credit bureaus that was a result of fraud.
The account number is XXXX.
On XX/XX/XXXX and XX/XX/2017 I requested notification of debt because notification was never sent to a valid address. Collection agent XXXX confirmed that the original notice was returned by the post office as an invalid address. Even though the collection agent XXXX and supervisor confirmed that they never sent the notification of debt to a valid address they refused to send it to the address.
The collection agent XXXX and supervisor said they could not send notice of debt because the item was in dispute yet on XX/XX/2017 they verified the fraudulent debt as valid to XXXX, XXXX, and XXXX even though they placed the item in dispute status for fraud on XX/XX/2017.
|
| 11/10/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
Medical revenue Service is attempting to collect a debt I XXXX do not owe. This debt was settled by XXXX Insurance company and I was told by them I do not owe the bill. The Ac # XXXX XXXX XXXX XXXX XXXX Date : XXXX/XXXX/2015 Balance {$4200.00}. Supposed debtor XXXX XXXX. I do not owe this bill and I am continually being harassed by both XXXX XXXX XXXX and their collection agency Medical Revenue Services. We were told on numerous occasions by XXXX Insurance that we do n't owe this bill. This bill appears on our XXXX Insurance Account as nothing owed. I do owe a balance of {$2200.00} which I have been paying {$100.00} a month on that balance. In the latest collection threat my outstanding balance latest {$100.00} payment was not credited. Medical Revenue Service combined the outstanding balance I owe ( {$2300.00} less {$100.00} ) with the outstanding balance I do n't owe ( {$4200.00} ) for a Total Amount Due of {$6.00}, XXXX.
|
| 10/17/2015 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
on XXXX XXXX 2015 I found out that MEDICAL DATA SYSTEMS was reporting negative information on my Credit Report and on XXXX XXXX I sent a letter toMEDICAL DATA SYSTEMSDBA/ MEDICAL REVENUE SERVICEXXXX XXXX XXXX XXXX , FL XXXXDisputing this information Informing them that this account was being Disputed under USC 1692g Sec. 809 ( b ) they received my first Letter on XXXX XXXX 2015 ( usps.com - Tracking Number : XXXX ) I Received a Response Letter dated XX/XX/2015in this letter they claim they can not locate the account with the information that I provided in my first letter which is the same information they are reporting to the credit bureaus.
I sent them a second letter on XXXX XXXX 2015 which they received on XXXX XXXX 2015 ( usps.com : Tracking Number : XXXX ) informing them that they were in violation of USC 1692g it has now been more than 30 days which federal law requires for a collection agency to validate an account
|
| 11/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX Medical Data Systems company uploaded an alleged itemized bills, consent and outline for services. While reviewing the documents, there is not a signed Notice of Privacy Practices for XXXX XXXX XXXX for the services outlined in the documents uploaded for the service date. All medical documents you uploaded are for XX/XX/XXXX, HOWEVER the Notice of Privacy Practices for XXXX XXXX XXXX you all provided was for XX/XX/XXXX ( also has a different name signed than the other documents ). Please provide a Notice of Privacy Practices/XXXX to release my XXXX information to you all signed for the date of service. Please delete this information from my credit file. I am allowed under the XXXX law ( XXXX XXXX XXXX XXXX XXXX XXXXt of 1996 ) to protect my privacy and medical records from third parties. Please see a copy of the documents you provided to me from my first complaint.
Please delete this from my credit report.
|
| 12/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, GA XXXX I have a unverified unknown account from MEDICAL DATA SYSTEMS INC XXXX XXXX ( FRAUD ) Collection Third-Party CollectionAgency unable to validate debt. HIPPA LAW VIOLATION # XXXX, I am allowed under the HIPPA law [ HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT OF 1996 ], to protect my privacy and medical records from third parties. I do not recall giving permission to release my medical information to a third party MEDICAL DATA SYSTEMS INC. I am aware that HIPPA does allow for limited information about me but anything more than to only is revealed with the patients ' authorization, therefore my request is twofold and as follows, Validation of Debt, and HIPPAauthorization. 1. Please provide a breakdown of fees including any collection costs and medical charges 2. Provide a copy of my signature with the provider of service to release my medical information to you.
|
| 07/13/2017 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
|
|
Medical Revenue Services has been calling me on my personal number and at my work number several times a day. This is for a medical bill to XXXX XXXX XXXX for {$1200.00} that I am paying directly to the original creditor, I 'm making a monthly payment on a couple different bills and this is one of the ones lumped in to the payment. MRS was rude, after I asked them to not call me at work because my employer does n't allow it. She got mean and nasty and started yelling at me. Told me they would take me to court. These people are ridiculous. Would n't give me any information, pushed that I pay them in full immediately. When I told her I was paying the original creditor, she said I was lying and they would n't have sent the debt to them if it was n't valid. When I told her that I was n't going to pay her she said fine, we have been reporting on your credit report, and will continue to do so and hung up.
|
| 03/01/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX I sent a letter to Medical data Systems to validate all debt by certified mail. I received my receipt back from the post office and XXXX XXXX signed for the letter and I have not received a response. I then made a phone call in the beginning of XX/XX/XXXX and I spoke with XXXX XXXX concerning this letter. I reminded them that they are past the 30 days and this debt has not been validated. I then submit a second letter for the letter I received turn they never validated the debt and they listed all Medical Data Systems on my report. I then submitted a second letter telling them that they have violated federal and state laws and how they failed to provide me with a copy of viable evidence bearing my signatures showing the account is being reported accurately. This letter was sent on XX/XX/XXXX Certified mail receipt number XXXX. However, they are in violation and I have made several attempts and nothing.
|
| 06/05/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Medical Data Systems was sent a letter asking to validate the alleged debt from Arkansas XXXX XXXX. Medical Data Systems did not adhere to the REQUIRED 180-day waiting period from when the alleged debt was supposedly acquired as outlined by law that details that it may not be reported to any credit bureau during this time. Furthermore, Medical Data Systems is in violation of HIPPA guidelines as I DID NOT consent to medical and XXXX XXXX to be shared. Lastly, Medical Data Systems did not provide an opportunity for me to ask them for validation of the alleged debt during the waiting period.
Additionally, Medical Data Systems has been very unprofessional and believes it is being comical by signing a certified mail card " Covid-19 '' instead of the representative actually acknowledging receipt of the letter sent ( see attached ). Millions of people have been affected by this pandemic and it is no laughing matter.
|
| 10/17/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I have a debt for from XXXX XXXX, I set an arrangement with the XXXX, and make two payments, the third payment i failed dues to financial hardship. they send me to collections the collections agency send me a letter and i call to make an arrangement, they told me that they would hit my credit even if i make a payment, then they told me that i need to pay {$4000.00} on the phone i offer to make an arrangement of $ 100 monthly they refuse to do that they told me that i can pay {$630.00} over the phone and {$350.00} per month then the agent transfer me to a very rude and aggressive person that did not respect me or either allow me to talk.
I'm able to make {$150.00} payments per month to clear this debts, right now the economy is hard and that is the maximum that i can pay. I can revisit this to see if in the future i can pay more.
the lady over the phone just hang up on me leaving me with out any options
|
| 12/23/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Despite the multiple previous written requests, the unverified items listed below still remains on my credit report in violation of Federal Law. They failed to comply with FCRA 611 ( a ) ( 7 ) within the time set forth by law and continued reporting of unverified ( erroneous ) information which now, given all my attempts to address it directly with the creditor, as willful negligence and non-compliance with federal statutes.
MEDICAL DATA SYSTEMS Accounts Number : XXXX Date Assigned : XX/XX/2016 Balance Owned : {$5500.00} MEDICAL DATA SYSTEMS Accounts Number : XXXX Date Assigned : XX/XX/2016 Balance Owned : {$100.00} MEDICAL DATA SYSTEMS Accounts Number : XXXX Date Assigned : XX/XX/2016 Balance Owned : {$300.00} MEDICAL DATA SYSTEMS Accounts Number : XXXX Date Assigned : XX/XX/2016 Balance Owned : {$4300.00} MEDICAL DATA SYSTEMS Accounts Number : XXXX Date Assigned : XX/XX/2016 Balance Owned : {$950.00}
|
| 03/10/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Hello, My name is XXXX XXXX and I recently got a denial letter from a Property Management company I applied with. After obtaining a copy of my credit report, I discovered some major issues that need to be addressed.
I found one account and several inquiries that I'm not familiar with.
I need XXXX to fix this inaccurate and unverified information immediately. I have been denied numerous credit based oppurtunities due to this erroneous information. Two property management companies have declined my application for a place to reside. Please don't leave it this way, I need your help! I have explained to XXXX numerous times this account is definitely NOT mine. The above account should not be reporting on my credit profile.
This is a FCRA Violation and this account needs to be deleted immediately. I will be forced to seek Legal counsel if this matter is not resolved promptly. I thank you for your time.
|
| 08/07/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
My dispute is with the Medical Revenue Service who collected for XXXX XXXX Hospital. None of the choices pertain to this problem. I called this company on XX/XX/20 to let them know that I would be paying this debt in full because I am in the process of purchasing a home. The fact that this is a hospital bill is bad enough but to add insult to injury, this company listed the debt four times instead of listing it once with the total amount of {$670.00}, so now it is counted as four collections on my credit report. This company reneged on their promise to remove this debt from my credit report after I indeed kept my promise to pay the entire bill stating that I did not pay it when it was due. Well, it would not have been a collection if I had the money to pay the hospital when the bill was due, but the fact remains that the debt is paid in full and there is no need for it to remain on my credit reports.
|
| 04/29/2017 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
On XXXX XXXX , a letter for validation of debt, amount presumably owed : XXXX , was sent to Medical Data Systems ask ing for a breakdown of fees including any collection costs and medical charges, a copy of my signature with the provider of service to release my medical information to them, and to cease any credit bureau reporting until debt was validated by me. As of this date XXXX / XXXX / XXXX , I was provided by Medical Data Systems an Itemized statement that included all procedures, not coded, which were performed including x-ray info which is a violation of the HIPAA act. I was not provid ed a statement from the original creditor that would allow release of my medical information to Medical Data Systems nor was reporting ceased to all XXXX credit bureaus. XXXX XXXX is the original creditor. I have never received a bill from this hospital and had insurance to cover all costs.
|
| 02/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
A debt from 2018 was not sent to the correct address. I was only made aware of the debt when I saw it on my credit report which I immediately paid. Even though the debt collector had the address incorrect they would not work with me to delete the debt from my credit report even after I had paid in full. This would not even have been on my credit report had they sent the bill to the correct address. The person I spoke with condescended me and told me the debt was only XXXX dollars and it took me X amount of time to pay only XXXX dollars even after I explained that I did not get it in the mail. She was reluctant to forward me to a supervisor and tried to persuade me not to. Unfortunately the supervisor would not reason with me either even when I confirmed that the debt had not been sent to the correct address. Now this is another hurdle in todays world that i have to face in trying to become a home.
|
| 04/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Difficulty submitting a dispute or getting information about a dispute over the phone
|
|
Web |
|
|
I had a medical debt with XXXX XXXX that was sold to Medical Data Systems for {$1900.00}. XXXX XXXX agreed to settle for 20 % less but I paid off the remaining 80 % in full last month. I started a dispute when it was reported unpaid after the 80 % payment. During the dispute, Medical Data Systems responded by reporting back to the agency that {$380.00} is still owed. That is incorrect because the hospital settled for an 80 % payment. Experian closed it out with no counter-response from me and it appears as though the balance is still owed. I do no owe {$380.00} because XXXX settled. Please help with this. I am being treated unfairly. MDS doesnt accept partial payments so Im not sure how owing them {$380.00} of the {$1900.00} is possible. They also do not provide receipt of payments, only confirmation numbers so there is no real receipt I can provide to prove I paid the adjusted balance in full.
|
| 11/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
To Whom It May Concern : Please be advised I have requested validation { not verification } of an item reported to you by the above original creditor/collection agency. I have received a response that clearly violates my rights according to HIPAA.
{ Creditor/Collection Agency } did NOT provide me a HIPAA release that releases my medical information to them, therefore by providing such information they are in VIOLATION of my HIPAA rights XXXX I am proceeding with legal action as prescribed by law against the above named original creditor/collection agency should this item not be deleted within the required time allowed by law. I will seek every legal remedy available to me and file suit against the credit bureau responsible for reporting this violation.
I urge you to take this extremely seriously as I have documented my case without error. I encourage a response from you expeditiously.
|
| 05/03/2019 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
|
|
XXXX : Contacted my Employer. Spoke with an associate at my place of work and ask d them to verify my home address and then to speak to me. I told them this is a place of business, and I am not permitted to take personal phone calls and to not contact me at my place of work again. They told me, Okay, well we will do what we have to do! As if to threaten me.
XXXX : They called my employer yet again, even though I told them not to. They spoke with an associate, as I was not at work that day. An associate at my work took a message and their name and number and said they were really rude and persisted to speak with me. The associate looked up the call back number they gave her, and found that it was a debt collector.
XXXX : They called my employer yet again, but this time it was a recording, letting an associate at my place of work know they were trying to contact me as a debt collector.
|
| 07/31/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
medical data systems never sent me a dunning letter they just put this account on my credit report.I do not have a contract with medical data systems and they is reporting on my experian credit report. Under the Fair Debt Collection Practices Act, I have the right to request a validation of this debt. I request that medical data systems prove that I am indeed the interested party who is contractually obligated to pay this debt. A copy of the contract that shows that there was an offer made, mutual acceptance, terms and conditions, consideration and the two wet-ink signatures of both parties who have voluntarily entered into a legally binding contract.The amount medical data systems claim that is owed and how you have come up with this amount.If you are unable to provide and show evidence of this claim then they will have to delete this account from my credit report as it is not valid.
|
| 09/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I dislocated my shoulder on XXXX XXXX originally live in XXXX XXXX but I was at XXXX Nevada at the time to attend a martial arts event.I dislocated my shoulder doing a bench press at this event.I was taken to XXXX XXXX XXXX after the injury by a car from someone from that event.The hospital address was XXXX XXXX XXXX XXXX checked in the hospital.They took me the ER after less than 1 hour waiting I told the nurses that I had to leave because I had to go back to XXXX XXXXI was dismissed from the hospital.I went to another hospital in XXXX XXXX instead to fix my shoulder.I never got my shoulder fix from XXXX XXXX XXXXMonths later I get 2 bills from XXXX XXXX XXXXone XXXX $ and XXXX $ .I tried negotiating the price, feeling that I was being overcharged.They refuse to negotiate with me.Now they have sent me to collection agency.A bill collector is currently trying to contact me by letter.
|
| 08/15/2015 |
No |
|
- Taking/threatening an illegal action
- Attempted to/Collected exempt funds
|
|
Web |
Servicemember |
|
These medical debt collection agencies has attempted to collect a debt on several different levels. One was a debt that my grandson 's school was responsible for because he had football insurance, the others were used against me when I gave them my VA medical insurance information upon entry to the ER and on their constant harassing and threatening phone calls, to no avail. I am now a 100 % XXXX veteran living off of VA and SS benefits and declared " unemployable '' XXXX XXXX was sent a " victim 's fraud '' package.I also sent them relevant documents. So why deleted only XXXX They dismissed two accounts and not a XXXX one. This is very disturbing to me. I have a XXXX as well as XXXX and this does not help XXXX.
During XXXX I was a victim of fraud. And the credit bureau has an " VICTIM FRAUD ALERT '' on my credit because all necessary police and other reports were submitted to them.
|
| 01/29/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I recently called and submitted a letter to Medical Data Systems Inc asking them to validate a debt. I never received information on the stated amount or that it be reported on my credit report. I asked them to provide the following information : 1. Agreement with the creditor that authorizes you to collect on this alleged debt 2. The agreement bearing my signature stating that I have agreed to assume the debt 3. Valid copies of the debt agreement stating the amount of the debt and interest charges 4. Proof that the Statute of Limitations has not expired 5. Complete payment history on this account along with an accounting of all additional charges being assessed 6. Show me that you are licensed to collect in Georgia ; and 7. Your license numbers and Registered Agent finally I ask Medical Data Systems Inc to remove the collection from my credit report until the debt is validated.
|
| 03/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
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I have two different collection accounts on my credit report from the same company. When I contacted Medical Data Systems I was told that the two account balances are all one account and that the account had to be paid at once and not separately, meaning that one couldn't be paid without paying the other. The first things that popped into my mind was if it's one account with the same date of service, then how is it legal to put it on my credit report twice? The account have been satisfied, but I haven't received any paperwork showing that the accounts are {$0.00} Balance. All I have to show is that is was drafted from my account. They gave me a shady response of not sending out receipts to customers which is really confusing. These accounts are paid and need to be deleted from my credit file being that they put two different accounts on my credit file when it's all one account.
|
| 04/27/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have a medical collection on my credit report from Medical Data Systems in the amount of {$1200.00}. I contacted this company at the beginning of XX/XX/2020 and asked them for proof that this was my debt. I have yet to receive anything, yet I am still getting calls and getting them during work hours when I told them not to call me until after XXXX XXXX EST. I am demanding this following from Medical Data Systems : Detailed verification of the amount of debt owed ; the name of the creditor for the debt ; that the debt not be reported to credit reporting agencies until the matter is resolved OR remove it from my report.
I have already requested this as per my rights according to the FCRA. It has been well over the 30 day window to receive my documents. I want them within a week or I want this taken off of my report. Failure in any of this will result in legal action.
|
| 12/20/2016 |
Yes |
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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I have disputed accounts # XXXX, XXXX, XXXX, XXXX, XXXX with Medical Data Systems, Inc on XXXX/XXXX/2016 and I sent my dispute certified mail requesting validation of this debt. Medical Data Systems failed to provide me with a copy of any viable evidence, bearing my signature instead they send me a copy of itemized billing statements that is a HIPAA violation. A second certified letter was sent XXXX/XXXX/2016 and only XXXX removed all accounts, XXXX still reporting XXXX ( XXXX ) account and XXXX still reporting all accounts as accurate. A third certified letter was send XXXX/XXXX/16 and today I received a letter that is attached above.
They are now out of compliance with the FRCA. I 'm sure we would both like to handle this outside of court, so all I ask is that you remove these listings from all the credit bureaus. If you refuse, I will take legal action immediately!
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| 05/28/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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I received a call from a debt collector in late XXXX XX/XX/2021 stating that I owed them money. I requested a validation letter be sent via mail. I have not received a letter as of today XX/XX/2021. Today, XX/XX/2021 I was notified by XXXX that there was a new collection account negatively marking my credit. I called the debt collector and spoke to XXXX, to ask about the credit reporting and that I had not received a validation letter as of today, she replied and said maam you know you owe this money and it is against the law to send another validation letter. I explained that I have not received anything regarding a debt from them. She then told me that she COULD send me a validation letter IF I set up a payment plan with her. I asked for her supervisor, who did not answer in which I left a message for XXXX XXXX XXXX today XX/XX/2021 at or around XXXX.
|
| 09/02/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
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On XXXX, I paid {$740.00} to Medical Data Systems to settle a debt that Medical Data Systems had purchased from a hospital in XXXX, Texas. ( Email proof of payment attached in documents ) On XXXX, I received a letter in the mail from XXXX XXXX ( attached in documents ) suggesting that I owe them {$730.00} for the same debt that I already paid to Medical Data Systems a year ago.
I contacted XXXX XXXX informing them that I had already paid the debt. They told me I need to show them verification, so I emailed them the proof of payment emails and they have been unresponsive ever since. After doing some research, I discovered that this is a scheme that XXXX XXXX has been participating in frequently over the past year. And I came to discover that their false claim appeared on my credit report two months ago and has already had an adverse effect on my credit.
|
| 11/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
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|
On XX/XX/2022 MEDICAL DATA SYSTEMS I, issued a collection to my credit report stating that I owed them {$1500.00} under account number XXXX. This is inaccurate, by law per the FDCPA & FCRA they are required to show where they've verified that this debt belongs to me by producing an original copy of the document bearing my signature stating that I would pay a third party ( MEDICAL DATA SYSTEMS I ) a debt of {$1500.00}. I have written to them to rectify this situation and have shown them by law where they violated my consumer right under the ( FDCPA ) XXXX Validation of Debts ( a ) ( 1 ) - ( 5 ) as well as but not limited to XXXX. False or misleading representations. MEDICAL DATA SYSTEMS I also truncated or abbreviated information on my credit report seeing that the account number is abbreviated MEDICAL DATA SYSTEMS I 15 U.S. Code & 1679c - Disclosures.
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| 11/22/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
The company Medical data Systems , Inc. of XXXX florida when contacted could n't provide any information or bill to show that I actually owed a debt. When I asked for the confirmation of the debt they responded that they did n't have the information and even without the information to confirm the existence of a debt they refused to remove it from my credit report.
I called and talked with a representative, a supervisor and the both of them refused and could not provide information on the debt. They just stated it was valid. I asked for a copy of the debt and they said they did n't have it. they both also stated that they could n't nor would not remove the information from my credit report.
They have neither the information of who owes the debt not can they provide a copy of it saying I actually owe it.
6 phone calls were made on XXXX XXXX, 2017
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| 03/26/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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I requested a paper verification through the USPS because there are 3 debts on my credit report that I know nothing about. I never received the verification. I then contacted the company to request the verification verbally. 3 different reps stated that they would not send out another verification because company policy is that if the first verification sent out is returned to sender they will not send out another one. I advised her she could fax or email me the verification as well. She said they will not. I attemped to do a pay for delete so that way I can just get it off of my credit and they will not do that either. I need verification that they will not send to me. I advised I did not know about the debt and that I could not have signed anything since I don't live in NC. I haven't lived in NC since 2014. They will not send me out verification.
|
| 06/14/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
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Web |
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The company is reporting inaccurate info and have failed to validate the alleged debt I am a victim of medical identity theft. Some one have obtained medical services using my name. The health records that XXXX XXXX maintains about me include information that is wrong and actually about some XXXX else.I have contacted XXXX and they have removed that information.. I am working to identity the effects of the medical identity theft and to remove incorrect information from my files. Your institution not only has a responsibility to maintain accurate records.I have disputed the bill several time and sent request for validation with no response.Since you have refused to validate and moreover the debt is not mine, i am requesting that you delete this info from my credit report.This is really driving me nuts, i am not this person and you keep reporting it.
|
| 11/25/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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I XXXX XXXX declare under penalty of perjury ( under the laws of the United States, if executed outside of the United States ) that the foregoing is true and correct to the best of my knowledge. Further, I certify that permitted by FEDERAL and STATE LAW to file this dispute. I also understand that knowing and willful misstatements or omissions of material facts constitutes a FEDERAL CRIMINAL VIOLATION punishable under 18 U.S.C. 1001. Additionally, theses misstatements are punishable as perjury under 18 U.S.C. 1621. This collection found within my credit report are not related to any transaction that I made. I am alleging that a person or company without any authorization has used my personal identifying information to apply for goods, services, or money, and, was successful in creating some accounts. All of this is being investigated by the FTC.
|
| 05/27/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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I sent a letter requesting them to validate the account for requested amount of {$28000.00} and {$520.00}. It's evident that Medical Revenue Services don't have proper documentation to collect this invalid debt. I don't have access to files allegedly signed by me, because I don't recall signing any of the documents that was supposedly signed by me with my physical signature ; as identify theft is at an all-time high. Ive sent a letter to XXXX as well as I'm in distress with the tactics of this company and how they are destroying my credit worthiness. Feel Free to respond to this complaint with " Hippa Release '' - Medical records and or documentation signed by me. If Medical Revenue Services have the right to collect, they have a duty to produce legitimate validation. Until I receive documentation requested ; my HIPPA rights are being Violated.
|
| 03/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I sent a debt validation letter on XX/XX/XXXX to Medical Data Systems XXXX Inc. and instead of the company validating the supposed debt they sent me a list of my medical records which I know is a direct violation of HIPPA regulations. I never signed a HIPPA form authorizing them to have access to this information.
Name of Collection Agency : Medical Data Systems , Inc .
Location of Collection Agency : XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX Telephone Number of Collection Agency : ( XXXX ) XXXX Dates : * I received a phone call from Medical Data System on XXXX XXXX ; *I sent a debt validation letter to Medical Data Systems on XX/XX/XXXX ; *I received a response which were my medical records on XX/XX/XXXX from Medical Data System.
The supposed debt owed : {$470.00} Date : XX/XX/XXXX ; {$210.00} Date : XX/XX/XXXX, {$300.00} Date : XX/XX/XXXX.
|
| 07/19/2019 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
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Web |
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Medical Revenue Services has repeatedly harassed me by persisting in calling me both at work and on my mobile after I have told them at least three times that I wish only to be contacted by mail, never by telephone, and they should never call my place of employment. They called me again today, XX/XX/XXXX on my mobile. They called me yesterday at my place of employment, XX/XX/XXXX. I have witnesses ( other employees that answer phone at work ), that they have called repeatedly after being told not to contact me on the telephone. They call my place of employment at least twice a week, and my mobile more often than that. I continue to attempt to block them, but they just call from a different number and continue their harassment. I have asked at least three times to only be contacted in writing at my home address which I have verified with them.
|
| 09/13/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I pulled my credit and found these bigus accounts being entered on my credit hurting my credit rating. I was never sent any notifucation of these said debts - two so called accounts, right to dispute or any tatements or written communication. I disputed with the credit bureaus and they verifued it. I wrote to dispute the letter and demand investigation and proof of validity and evidence of this debt. This was ignored. I have been on medicare with medicaid as well. This covers all of my medical costs. I have no knowledge of what these are supposed to be from or for, but all my medical costs have been covered. They refuse to send me any proof such as my signed treatment consent, signature on responsibility for this, accounting of what was charged nor psymens received and insurance paid. I do not owe any medical provider, service or hospital.
|
| 11/09/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
I keep receiving collection notices from Medical Revenue Service on behalf of XXXX XXXX XXXX for which my insurance company has paid the amount they owe and for which I have paid the co-pays. I believe XXXX XXXX is balance billing for services I received. My insurance, XXXX XXXX, has spoken to them and so have I but they continue to try to collect. I have notified the hospital of this as well and sent them copies of both my insurance company 's paid benefits notifications and my credit card records of payment. I have been told by my insurance company that I do not owe for anything other than what they have paid and my co-payments and that the hospital is balance billing. This has happened repeatedly for several different billings and I have replied to each one in the same way. I feel like they are harassing me for money they are not owed.
|
| 05/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
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|
I have written 5 Letters, directly-indirectly, requesting Medical Data Systems ( MDS ) dba Medical Revenue Service remove themselves from my Credit Reports. I have never done business with this Company.
They have refused and as a result have damaged by credit worthiness and I have not been able to obtain employment.
This Company, MDS, obtained and sent me medical records that contained my confidential Social Security Number, Drivers License, and Medical Tests that I had no knowledge of, nor did not I authorize ; this is IDENTITY THIEF ; and is also a direct violation of HIPAA Federal Laws.
MDS placed 3-years old improper medical exams that they were not a Party to nor had a business relationship with on my Credit File.
They completely ignored Federal Regulations? They should be held accountable for these numerous Federal violations.
|
| 01/26/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
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I have been receiving repeated and early monring calls from Medical revenue services - phone numnber XXXX regarding medical debts. As a student I am trying to make arrangement to pay my medical bills since I have no job. I called them back on XX/XX/23 the company and asked for information to contact the hospitals- since the name of the hospitals provided did not match my records of whre I obtained care. The representeative was very insultive - telling me that since I assume to be a student, I should know that XXXX XXXX and XXXX hospital are the same. That I shoyd have settled my bulls to avoid XXXX calling me.
She would not proivide the th information I requested, but just kept talking down at me and would not listen or address my request, so I hung up. They just continue to harrass me and I am afraid of taking any calls.
Please help.
|
| 05/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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I was called over a year ago in XXXX of XXXX after a hospital visit XXXX months prior and was told I owed {$1100.00}.
I called the hospital who the debt claimed to be from and they said that my payments were complete and that they had nothing on record saying I owed any money and it may be a scam.
A year later in XX/XX/XXXX, I noticed negative marks on my credit score and managed to log into the collectors site.
I never received any form of mail or email and no other phone calls.
When I called them, I was told they did not send email verifications and that there was nothing to send in the mail since they had already done so many times.
I was also told that the majority of the charges were because of late fees, etc.
This debt is from another state and I have moved since then but never received any mail or other notifications since.
|
| 02/28/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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XXXX XXXX XXXX XX/XX/2022 charged {$840.00} for in network insured coverage. My balance was {$380.00} which was paid. The balance of {$460.00} was charged to me, I did not receive an additional invoice, and the balance was sent to Medical Revenue Service XXXX XXXX XXXX XXXX XXXX XXXX. I called to dispute the charge, and was told there is no reference number to record the dispute. After a dispute is filed, neither XXXX XXXX XXXX and Medical Revenue Service will discuss the dispute with me for 30days. Medical Revenue Services provided no additional information for me to be able to provide additional information of the false billing. I frequently receive bills from XXXX XXXX and XXXX XXXX XXXX that are inaccurate, as well as being billed months to years after the charges were accrued. XXXX XXXX is practicing exploitive billing techniques.
|
| 07/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Medical Data Systems d/b/a Medical Revenue Service is in complete violation of 18 USC 8, which states all debt is an obligation of the USA. In addition to try and make me pay this ALLEGED DEBT, puts them in direct violation of False Claims Act ( FCA ) 31 USC 3729-3733.
A contract between me and Medical Data Systems was never given, there is no wet signature from I, THE CONSUMER that puts me in business with them. They are violating 18 USC 894 for trying to coerce and swindle me into making payments. In addition, I never gave ANY authorization for them to have my personal information in which they illegally obtained according to 18 USC 1028A, aggravated identity theft.
I DENY BEING LEGALLY OBLIGATED TO PAY ANY AND ALL ALLEGED DEBT TO MDS AND I DO NOT CONSENT TO CONTRACT, at all. MDS is now civilly liable to me under 15 USC 1692k.
|
| 11/12/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I was billed over {$10000.00} by a hospital. All of that was paid by my insurance except for a {$75.00} co-pay. I told the staff that I could not afford the {$75.00} co-pay. They gave me " financial assistance '' forms to complete while I waited to see a doctor. I turned them in. They claim they lost them. Regardless, the debt collector has been charging me {$80.00} consistently. They never even sent me correspondence to dispute it. Although I have called and written them via their website disputing it. I also had my ( now prior ) insurance company call the hospital in an attempt to resolve. They refuse to absolve the amount claimed or seek the proper amount, pursuant to FDCPA and FCRA. They have harmed my credit on all three bureaus instead of complying with my requests and the law. Please make them pay and remove it. Thank you.
|
| 12/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I reached out to Medical Data Systems on XXXX XXXX in response to the claim that I owe {$530.00}. I requested a validation of debt so that I can get additional clarity on this claim. Medical Data Systems did not respond with any of the information I requested. The response was " Based on our investigation of your dispute, it is our position we have identified you as the correct consumer for this account ''.
Medical Data Systems continues to report negative information on my credit report even though this claim is disputed and they have failed to send the requested information to substantiate the claim under the Fair Debt collection Practices Act.
I did not request verification or proof of my mailing address but a request for validation.
I informed Medical Data Systems on XX/XX/2021 that they are in violation of the FDCPA.
|
| 02/19/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I sent letters to XXXX, XXXX and XXXX on ( XX/XX/2022 ) regarding fraudulent, inaccurate and unverifiable items on my credit report. It has been over ( 6 Months ) and I have not received a response from anyone. This is a violation of my rights due to not providing a notice of dispute and for failure to communicate that my disputed debt has been disputed. I demand these accounts be blocked, deleted and removed from my consumer report immediately or I will file for litigation. I am trying to obtain credit and these inaccurate, fraudulent and unverifiable items are preventing me from doing so.
I demand these items I disputed in my letters to be blocked, removed and deleted from my consumer report immediately. I am trying to obtain credit and need the bureaus to respond. Please intervene and assist me with this request.
|
| 05/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
XXXX XXXX XXXX XXXX IS REPORTING THIS MEDICAL DEBT IN THE AMONT OF XXXX SHOWING OPENED WITH DIFFERENT DATES. THE LATEST IS DATE OPEN ON XXXX XXXX. XX/XX/XXXX. THEY FIRST REPORT IT AS DEBT COLLECTION WITH AN OPEN DATE OF XX/XX/XXXX. I HAVE TRIED TO EXPLAIN THAT THIS WAS A DISASTER SITUATION WHEN THE PANDEMIC HIT XXXX I WAS XXXX IN THE HOSPITAL WITH XXXX WHICH BY THE WAY WASS THE WORST EXPERIENCE OF MY LIFE AND ALL THESE BILLS WERE SUPPOSED TO BE COVERED BY THE HEALTH INSURANCE I HAD AT THAT TIME. I HAVE REPORTED AND DISPUTED IT WITH THE CREDIT BURRUE BUT THIS ACENCY KEEPS REPORTING TO 3 CREDIT BURRUE AS WELL. THIS WAS DECLARED A FEDERAL DISASTER. I HAVE TRIED TO HAVE IT REMOVED FROM MY CREDIT REPORTS AND HAS BEEN UNSUCCESSFUL. I DON'T KNOW WHAT ELSE I NEED TO DO TO HAVE THIS REMOVED AND STOP IT FROM RUINING MY CREDIT.
|
| 08/13/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
XXXX, originally through XXXX XXXX Medical Center for {$2000.00}.
These charges occurred in XX/XX/2016. The CEO of the hospital at the time XXXX XXXX agreed to waive & discard all charges from the visit to keep from filling a malpractice suit against the hospital for lack of care & discharge from the hospital. The event of the neglect resulted in me going to another emergency room the following day to seek medical attention resulting in a serious medical condition, a 9 day stay in the hospital & continuous follow ups as well as being out on Social Security XXXX. When XXXX XXXX Medical Center took on a new CEO later in 2016, the charges that were once taken care of were resent. I called and verified the previous agreement of the charges being waived to avoid a malpractice suit, but it was still sent to collections.
|
| 05/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Greetings, This is a formal complaint against Medical Data Systems Inc for furnishing information to XXXX that it once requested removed from all three credit reporting agencies which includes XXXX.
The actions of Medical Data Systems Inc violate the FDCPA, FCCPA, FCRA, Libel/Defamation, and Invasion of Privacy of the FCRA. In addition, it is negligence and willful intentional infliction of emotional distress against the Complainant.
The following documents submitted outline the unlawful conduct and actions of Medical Data Systems Inc in their question to damage my credit standing based on XXXX motivation and retaliatory tactics for filing a complaint against Medical Data Systems Inc with the Florida Office of Financial Regulation.
Please review the following attachments.
Sincerely, XXXX XXXX XXXX, XXXX.
|
| 05/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
On XX/XX/XXXX I saw a debt collection on my credit report regarding a bill from XXXX XXXX XXXX. ( A debt collector from Medical Data Systems is the collector ) I called them and spoke with a person who stated I owed this debt from services at XXXX XXXX XXXX in XXXX. If that's true, I was employed by XXXX XXXX XXXX. as a XXXX XXXX.
I was shot at and was tossed around the squad car injuring my head. I never received a bill or heard from XXXX XXXX or a debt collector at all. I was told by the XXXX XXXX XXXX. that any bills involving this claim would be paid for. Never heard from them or anyone else since then.
Lastly, I would be willing to pay the XXXX dollars and would have paid it had I knew that I owed money on a bill. I didn't know anything about a debt. I want this off my credit report.
XXXX XXXX XXXX
|
| 08/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have 2 medical bills being reported by this collection agency to XXXX. When I attempted to pay the balances on these accounts last year, I was told by the agency that they no longer held the accounts and could not accept payment. I contacted the medical provider directly and they advised the balance was paid with a credit and nothing was owed. The collection agency continues to report the accounts to XXXX as paid ( they were removed from XXXX and XXXX ) despite the fact that these accounts no longer existed with them and they did not accept payment. They're also reporting themselves as the client and not the medical provider. I spoke with supervisor XXXX at the collection agency who advised they would remove the accounts from my report with XXXX but they have failed to do so despite repeated phone calls.
|
| 06/16/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a bill from you on [ XXXX ] and as allowed under the Fair Debt Collection Practices Act ( FDCPA ), I am requesting that you allow me to validate the alleged debt. I am aware that there is a debt from [ XXXX XXXX ], but I am unaware of the amount due and your bill does not include a breakdown of any fees.
Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I do not recall giving permission to [ name of provider ] for them to release my medical information to a third party. I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization. Therefore my request is twofoldvalidation of debt and HIPAA authorization.
|
| 06/16/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
Medical Data Systems ( XXXX ) has created frequent and damaging reports on my credit report. While I admit that these charges are valid they have made frequent derogatory accounts on my credit report which has severely damaged my credit.
The first derogatory report was on XX/XX/2021 for {$3800.00}.
The second derogatory report was on XX/XX/2021 for {$8500.00}.
The third derogatory report was on XX/XX/2021 for {$260.00}.
The fourth derogatory report was on XX/XX/2021 for {$3500.00}.
The fifth derogatory report was on XX/XX/2021 for {$220.00}.
The sixth derogatory report was on XX/XX/2021 for {$540.00}.
The seventh derogatory report was on XX/XX/2021 for {$3500.00}.
The eighth derogatory report was on XX/XX/2021 for {$220.00}.
The ninth derogatory report was on XX/XX/2021 for {$540.00}.
|
| 07/15/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
In XXXX I discovered my credit score had fallen 100 points. I requested a credit report. It showed a claim sent to collections from XXXX XXXX with the account number XXXX, +2 additional accounts. I am mediately called the phone number and paid the debt. I Had never been notified that I had a debt. The collection agency, medical data systems Inc., doing business as medical revenue service from XXXX Florida, noted that the bill was from XX/XX/2019 and had been sent to an address where I lived eight years prior. I asked if I should file a complaint. I was told no. I was told that I would receive a deletion letter from medical revenue service. Ive had to follow up for nearly 2 months with numerous phone calls, as well as emails requesting that my name and credit be cleared. As of yesterday,
|
| 10/19/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American |
|
I noticed my credit report reflected 3 entries that I do not recall having put into the 3 Credit Bureaus. This was done and put into the Credit Reporting Agencies by a Company that I have not had any interaction with. I have 3 amounts one for XXXX, one for XXXX, and one for XXXX this is a shame for someone to get a name and commit fraud putting this information in the Reporting agencies database without knowing the law. This is called Identity theft, CFR 603.2. I did not consent to anyone using my information nor did I consent to these fraudulent accounts which were opened without my knowledge, and if there is anything to be put into a Consumers file they should be able to sit down and see if there is indeed the Consumers correct information and if they are indebted to these crooks.
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| 01/26/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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This company appears to be a debt collector and has 2 entries on my credit report with all 3 credit agencies ( XXXX, XXXX and experian ).
XXXX ) a contract does not exist between XXXX XXXX and Medical Data Systems , Inc .
XXXX ) if the company disputes, they must provide a contract with my wet ink signature to prove a relationship exists.
XXXX ) if no proven contract exist then both entries on my credit reports must be removed immediately.
XXXX ) this is causing damage and constitutes identity theft because Medical Data Systems, Inc.has never been authorized to act on my behalf through any power of attorney.
XXXX ) Attached is a formal legal/lawful notice that Medical Data Systems , Inc. is in breach of copyright. Remove all data from the credit reporting agencies immediately.
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| 04/04/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I contacted XXXX XXXX regarding a debt showing on my credit report with account Numbers : XXXX, XXXX, XXXX I was requesting validation on all charges of account to my name. The hospital sent me statements listing all services provided by them. First of I understand that statements are not validation of debt. I also know that by sending me statements with services provided to " me '' at the time of admission is a breach of security per Federal Statues. The furnishing of my alleged accounts information to Medical Data Systems INC is not in compliance with HIPAA or North Carolina which was at the time my state of residence. Privacy Act. and any subsequent reporting of this account on my credit report to XXXX, XXXX, or XXXX is a clear violation of Public Law 104-191 ( " HIPPA '' ).
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| 05/19/2017 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I filed a complaint with this company previously. They responded by stating that they sent me information verifying my debt.To the contrary I received a bill that did not have an accurate physical address. This would have not given me the opportunity to reprocess my bill through insurance or dispute this bill before it was placed on my credit. In addition I sent debt validation letters via certified mail and I have not received a bill with the accurate address nor has this company provided a copy of my signature with the provider of service to release my medical information to you. Another account was also placed into collections by this company. I sent a validation to this company as well and have yet to received a response. It has been past 45 days for both certified letters.
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| 01/27/2017 |
Yes |
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- Improper contact or sharing of info
- Contacted employer after asked not to
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Web |
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I received a phone call at my place of employment today and there was a voicemail left for me. I returned to call to find out they are attempting to collecting a debt for a visit to an emergency room. I informed them at the beginning of my call that I received a voicemail at my place of employment, after he explained what the debt was for I asked to not be contacted at work and that I would make a phone call myself to the company after I am out of work. He declined to acknowledge they were contacting me at work and asked how I would be taking care of the debt, which I informed him again I was at work and would discuss this at a different time. The collector then informed me I had 13 months to discuss my debt and have yet to do anything. I simply hung up after that statement.
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| 12/16/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I noticed this company placed a collection on my credit file in XXXX of 2021 for roughly {$1300.00}. The collections was for a medical bill that I do not owe and knew nothing about. I never received a call or letter from the company concerning any debt owed. I called the company and explained that this debt is not mine in fact the debt originates from a medical facility I have never even been too. I asked the company to provide me with anything that substanciates that I owe this debt and they couldn't provide me with anything. I also sent the company a debt validation letter to demand a response and I have yet to hear back from the company. MEDICAL DATA SYSTEMS XXXX MEDICAL REVENUE SERVICE is clearly a fraudulent company and should be investigated by the proper authorities.
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| 11/14/2020 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I contacted Medical Data Systems I in attempt to resolve a collection on my credit report. They offered a settlement and I asked if it would be removed from my report. The rep stated that it would only be removed if I paid the 3 different collections in full. I confirmed again, that it would be removed before paying and I continued to to pay the debts in full.
I called to follow up after looking at my report and seeing that the collections were marked as paid but not removed and spoke with another representative.
The rep stated that they do not and will not remove items from a report even if being paid in full. I spent all the money I had when I could have easily settled for the same results. They lied. I would have not paid if I was notified that it wouldnt be removed.
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| 09/27/2017 |
Yes |
- Debt collection
- Medical debt
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- Communication tactics
- Frequent or repeated calls
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Web |
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I TOOK MY DAUGHTER TO THE EMERGENCY ROOM ON XX/XX/XXXX AND ON XX/XX/XXXX. MY DAUGHTER HAD XXXX XXXX BUT THE HOSPITAL PUT THE CLAIM IN UNDER ANOTHER INSURANCE COPMANY XXXX AND I TLOD THEM THAT SHE DID N'T HAVE XXXX. THEY REFUSE TO LISTEN AND I HAVE BEING BOMBARDED WITH PHONE CALLS FOR 2 YEARS. I AM NOT REFUSING TO PAY O JUST WANT THEM TO GET THE AMOUNT RIGHT.
1. EMERGENCY ROOM XX/XX/XXXX {$700.00} 2. ENERGENCY ROOM XX/XX/XXXX {$700.00} 3. XXXX XXXX XX/XX/XXXX {$4300.00} 4. XXXX XXXX. XX/XX/XXXX {$3100.00} 5. XXXX XXXX XX/XX/XXXX {$190.00} 6 XXXX XXXX XX/XX/XXXX {$170.00} 7.XXXX HOSPITAL XX/XX/XXXX {$1300.00} 8.XXXX HOSPITAL XX/XX/XXXX {$1400.00} 9.XXXX XXXX XX/XX/XXXX {$3100.00} ALL OF THESE BILLS ARE N'T MINES I HAVE TRIED TO TELL THEM THIS AND THEY AREN ; T LISTENING
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| 04/19/2017 |
Yes |
- Debt collection
- I do not know
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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I am making a dispute against Medical Data systems in a response to a listing on my credit reports. Be advised this is not a refusal to pay, but a notice sent in pursuant to the Fair Credit Collection Practices ACT, 15 USC 1692G SEC.809 ( 8 ), stating your claim is disputed and validation is requested. This is NOT a request for " verification '' or proof of my mailing address, but a request f or VALIDATION made pursuant to the XXXX XXXX . I respectfully request your offices provide me with compentent evidence that I have any legal obligation to pay you. At this time I will also inform you that your offices have reported invalidated information to m y credit reports ( XXXX , XXXX , and XXXX ). This action constitute fraud under both Federal and State Laws.
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| 12/21/2020 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I was alerted the other day of a collection that popped up on my credit.A collection for a debt I was not notified of, by a company whom I looked up and shows not to be licensed to collect in my state Medical Data Systems. Not only that, but as I have never been notified of this there has not been opportunity to dispute. This should immediately be deleted from my credit report as it can not reflect correct information. Furthermore as medical information is Hipaa protected and this company is based in another state and not bonded to collect in Texas they can not have a signed contract verifying said debt. I have attached a screen shot of the secretary of state website where the only company under this name that was bonded to collected in Texas has that bond cancelled.
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| 11/23/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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on XXXX of this year a sent MEDICAL DATA SYSTEMS D/B/A XXXX XXXX XXXX XXXX, FL XXXX a Dispute letter they responded on XXXX XXXX of 2017 Confirming they can not locate an account/s with the information provided on my Dispute Letter, FEDERAL LAW requires that only Accurate And Verifiable Information be Reported to a persons credit file MEDICAL DATA SYSTEMS can not Locate the Information on account/s being reported by them on my credit file i provided them with the EXACT SAME INFORMATION they are reporting to the credit Bureaus and if they can not locate and verify this information they are clearly IN VIOLATION OF FEDERAL LAW please see attached response letter from MEDICAL DATA SYSTEMS confirming THEY CAN NOT LOCATE INFORMATION BEING REPORTED BY THEM TO MY CREDIT FILE
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| 01/18/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Old information reappears or never goes away
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Web |
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The credit reported as XXXX XXXX is falsifying my student loan debt that I have filed as forgiven numerous times and the company has called and sought the mis use of my student loans on numerous occasions in hopes of gaining money that is already settled.
In addition, the companies XXXX XXXX, and Medical Data Systems INC. perpetuate credit use with XXXX hospital records by switching company names and deleting payments made. The companies were suggested by XXXX XXXX who received payments and proceeded to perpetuate my payments as well. XXXX XXXX was told to be the account holders of XXXX hospital to this date. I have paid these companies numerous times and nothing has been shown on my credit report and my account balances continue to exist regardless of my payments.
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| 11/21/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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I have disputed with Medical Data Systems. I have asked them to REMOVE the accounts they have on my credit file because LEGALLY they do not have the right to collect on them.
I received a letter from MEDICAL DATA SYSTEMS saying they no longer have ownership of these accounts, yet they are still reporting on my credit file.
I have attached a copy of the credit report where they are shown to be reporting, as well as the letter they sent me saying they no longer own the account.
I WANT THESE ACCOUNTS FOR MEDICAL DATA SYSTEMS DELETED FROM MY CREDIT FILE IMMEDIATELY!
I AM PREPARED TO CONTACT THE ATTORNEY GENERAL IS NEEDED AS WELL AS TAKE THIS COMPANY TO COURT BY FILING A LAWSUIT TO SUE FOR THE ILLEGAL PRACTICES THAT INVOLVE MY NAME AND SOCIAL SECURITY NUMBER.
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| 10/11/2021 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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This company Medical Data Systems has violated the Fair Credit Act I never received anything in the mail regarding any of these balances. I have no knowledge of these balances and I am disputing every last charge from Medical Data Systems. Medical Data Systems reported XXXX ( XXXX ) accounts and I want them removed immediately, I was not notified directly to dispute these accounts.
Medical Data Systems -acct # XXXX for {$220.00} Medical Data Systems-acct XXXX XXXX for {$160.00} Medical Data Systems-acct XXXX XXXX for {$160.00} Maybe I should contact an attorney and sue this company Medical Data Systems for damaging my credit report with these accounts and balances. I will if accounts are not removed immediately from all three ( 3 ) credit bureaus.
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| 07/03/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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There really wasnt a correct option to choose. This is about the medical data systems reports on my credit report. Its not fair to file a no paid bill on my credit report when Ive NEVER received a bill from anyone on this. From my understanding my insurance paid and it stopped there. No bills were sent to me for any remaining balance. If I am NOT aware of the bill then it cant be held against me! SEND ME A BILL and LETS GO FROM THERE, BUT DONT FILE A CLAIM AGAINST ME FOR SOMETHING I AM NOT AWARE OF. THATS JUST WRONG!!! I pay my bills, my creditors are happy with me. This office or hospital ( who ever this bill is supposed to be for ) is just dishonest. Notify the person of a bill! It only takes a dishonest XXXX that cant do their job to not do so.
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| 05/06/2018 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Servicemember |
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This is my second complaint against MDS. The most important of my complaints is that this company failed to provide a signed HIPAA Business Associate agreement between the original creditor and their authorized rep which means that they are clearly in violation of the HIPAA Privacy and Security Rules. I requested this document in my previous complaint through CFPB as well as in my second letter sent directly to MDS. Secondly they placed this unverified debt on my credit reports without making any efforts to contact me. I was only made aware of the debt when I took the liberty to check my reports. This companys collection and communication practices are evasive and deceptive and I would like for this company to please remove this negative account.
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| 04/29/2015 |
Yes |
- Debt collection
- I do not know
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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I was called by the number XXXX. I was asked to verify my name. I did. I asked who was calling. They did n't answer the question, but instead asked me to verify my social security number. I told them I was not giving some stranger on the phone my security number if they would n't even tell me who is calling.
The caller ( a woman ) rudely said she would " mark on my file my failure to cooperate ''. She then hung up.
I looked up the phone number on the internet and it belongs to Medical Revenue Services in Florida.
" Failure to cooperate '' should NOT be listed in any file pertaining to me when the caller FAILED to identify their identity to me or why they were calling. I feel this is a fraudulent practice and such practices should be ceased!
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| 01/04/2023 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Medical Data Systems is reporting on my credit as owing them {$100.00} with a date of delinquency XX/XX/XXXX and a reporting date of XX/XX/XXXX. There is a statute of limitations of 3 years in the state of North Carolina.
Violations : 1. Defamation of Character - Information has been published and communicated to a third party.
2. Validation and Verification has not been provided as requested.
3. Permissible Purpose Law- The law requires that these entities obtain the consumer 's consent prior to collecting and using their information, and that they must take reasonable steps to ensure the accuracy and security of the information. The law also grants consumers the right to dispute inaccurate or incomplete information in their credit reports.
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| 01/25/2023 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
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Web |
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I received a phone call from a gentle man calling me. The man called me and said XXXX as I asked who's this, the man tried to act as if he knew me, and we were friends. Then proceeded to tell me about a balance I owed. I ask for him to send me information on what he stated I owe. I got upset due to the gentleman never said the XXXX prior to his initial contact with me. I then went online and sent compliance an email. Couple days later the supervisor called me very unprofessional stating I asked her to call me. As I proceeded to tell her my concerns the conversation didn't end well, and supervisor hung up. As of this day the company still has not validated this debt and have yet to explain the call received from the rep pretending as he knew me.
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| 01/09/2023 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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XX/XX/2023 {$1000.00} I have contacted Medical data systems inc in asked could they verify this info below within 15 days. About this collection on my consumer report.
1 ) An explanation of what this alleged account is for.
2 ) A calculation of this balance, including the complete payment history on this account, so I have proof that the amount is correct.
3 ) Documentation that shows I agreed to pay this debt with my signature.
4 ) The agreement that grants you authority to collect on this alleged debt.
5 ) A copy of your state license, including license number that give you right to collect in my state.
Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act.
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| 07/16/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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It was court ordered that my ex-husband, XXXX XXXX, was responsible for my out of pocket medical bills. Both XXXX XXXX, and my lawyer at the time, XXXX XXXX, worked out a mutual agreement. They presented it to MEDICAL DATA SYSTEMS. They stated that they would accept the terms, although they honored them.
XXXX XXXX, paid them IN FULL, according the mutual terms. They stated that it would not be reported to the credit bureau, but there it is.
I contacted them multiple times, and sent them documents numerous times showing them that they did not agree to the terms. Although it was paid in full, they were deceitful, and rude. It has a XXXX balance. It doesnt state that it was written off. There is absolutely NOTHING to substantiate their actions.
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| 04/11/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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I was in a motor vehicle accident. The other vehicle ran a red light t-boned me and destroyed my vehicle. I was transported to the emergency at XXXX regional by ambulance when I arrived the insurance girl started that the person who was at fault would cover the visit so she wouldn't need my personal medical insurance card ( which I tried giving her by the way ). She said motor vehicle accidents would be covered by the auto insurances in the law suit which is still open. The collection agency contacted me at a later date stating that I owed the amount for the ER visit and I explained to them what happen and gave them my lawyers number and name. Never heard back from anyone next thing I noticed I was in collections for the amount of the Er bill.
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| 05/17/2021 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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XXXX XXXX XX/XX/2021 XXXX XXXX XXXX XXXX XXXX, Georgia XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX I am writing in response to collection, Act. # XXXX, XXXX XXXX, in the amount of {$300.00}.
I am victim of identity theft and would like Med Data Sys to provide proper validation, above verification, of any relationship established with Med Data Sys or XXXX XXXX. I am exhausting all efforts to quiet this claim and request Med Data Sys System, prove that this debt is valid.
If I do not receive proper validation within 45 days or less, you are obligated to have this negative reporting removed from my credit file permanently. This letter is in accordance with FDCPA, 15 U.S. Code 1692g. ; FCRA, 15 U.S.C. XXXX.
XXXX XXXX
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| 02/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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I received a letter from Medical Revenue Service dated XX/XX/2021 XXXX # XXXX accusing me of a bill owed to them. In the letter it stated that I have 30 days to dispute the validity of the debt. Without my dispute of validity, Medical Revenue Service took the liberty on XX/XX/2021 placing the debt of {$140.00} on my XXXX credit report before the 30 days I was given to dispute the validity of the debt. I just received this letter less than 5 days ago and they put this on my credit report. This is a violation of my rights. Which is grounds of a law sued. This debt is not mine. Medical Revenue service has never had any contracts me, Medical Revenue service has never taken any money from their account to loan me any money.. This is not my debt
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| 11/11/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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|
Web |
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My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Report.
Upon reviewing my updates, incorrect information was found in my reports. The 3 Credit Bureaus had not complied with the Fair Credit Reporting Act, 15 USC Sections 1681i, and continued reporting as unverified information without any proof provided, within the time allowed by law, is not authorized. Below are the accounts that are reporting on my Credit Reports : XXXX XXXX XXXX XXXX Balance {$67.00} ; XXXX XXXX XXXX XXXX Balance {$67.00} ; XXXX XXXX XXXX XXXX Balance {$67.00} ; XXXX XXXX XXXX XXXX Balance {$65.00} ; XXXX XXXX XXXX XXXX Balance {$67.00} ; XXXX XXXX XXXX XXXX Balance {$61.00} ; XXXX XXXX XXXX XXXX Balance {$86.00} ;
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| 02/01/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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On XX/XX/2021, I saw a collection put onto my credit for {$1000.00} dollars for a medical bill that has nothing to do with me. I have not owed for any medical related bills in years and havent seeked medical attention since. I filed a dispute with experian and they deemed it as valid. I then called the collections agency, medical data systems, and they told me that someone with the same last name but a first name ( XXXX ) that Ive never heard of used my information on XXXX XXXX on XXXX XXXX. They had an address Ive never heard of and I do not recognize this person at all. I tried getting in touch with the hospital related to the account but they had no records of me and therefore would not help. Please help me get this off of my account.
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| 10/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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I had emergency services at XXXX XXXX in Connecticut on XX/XX/2019. I have insurance with XXXX XXXX XXXX XXXX XXXX, but back then it was through XXXX XXXX XXXX XXXX XXXX XXXX. After the insurance paid the claim, the bill collector ( Medical Revenue Servies MDS -- ref # XXXX ) claims there was an outstanding balance, but I never received notice of it. Now, years later, they are saying I owe over XXXX dollars. Since I have changed insurance companies, I don't have access to old XXXX XXXX Claims. The hospital doesn't have a record of the service or the account. The billing collector keeps calling about payment, but I don't think I owe it. I'm not sure how to resolve the situation. Any help you can give is appreciated. Thank you.
XXXX XXXX
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| 06/22/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
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I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
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| 06/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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Upon reviewing my credit files, I, the consumer noticed that Medical Data Systems furnished an alleged debt to consumer reporting agencies. I never provided written consent for Medical Data Systems to communicate with me which is a violation to my consumer 's right to privacy pursuant to Title 15 U.S.C. 1681. Medical Data Systems is also in violation 15 U.S.C. 1681 ( a ) 3 Restriction on Sharing Of Medical Information. Medical Data Systems willfully violated 15 U.S.C 1692b Acquisition of Location Information, 1692c ( A ) Communication in connection with debt collection, 1692d Harassment or abuse, 1692e False or misleading representations, 1692f Unfair practices, 1692g ( A ) Validation of debts, 1692j Furnishing certain deceptive forms.
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| 05/05/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
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We received a collection letter from Medical Data Systems , Inc. dba Medical Revenue Service ( MRS ), Inc. located at XXXX XXXX XXXX, XXXX XXXX, XXXX, AL XXXX on XX/XX/2020 alleging their client, XXXX XXXX Hospital in XXXX, CA was owed money. we responded with a letter via certified return receipt on XX/XX/2020 denying any monies were owed and indicated that in accordance with the fair Debt Collection Practices Act that they should cease and desist all further communications, attempts to collect the debt, and provided an explanation of why the debt was not owed. The certified letter was verified as delivered. On XX/XX/2020, we received another letter from MRS acknowledging receipt of our letter and attempting to collect the debt again.
|
| 11/02/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
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For XXXX collection This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whether it's a charge off? The balance is, in fact, wrong, please make sure to reverse it to XXXX or remove the item fully. Please also produce documentation to verify all the charges and credits in this supposed account that caused the extremely high credit figure you might have displaying on my account. My demand to present this records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove this specific wrong posting.
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| 09/17/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
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Medical Data Systems , Inc is reporting multiple inaccuracies to XXXX. The date of delinquency is incorrect. The last payment date is incorrect. The debt was never validated but I paid it because I didn't want my credit to be affected. MDS never provided me with detailed bill. They just put the collection account on my credit report. Filing complaint with CFPB as well and the Attorney General of FL.
XXXX continues to allow them to report multiple inaccuracies without proper investigations. XXXX is also blocking me from receiving the results of disputes online and they do not mail out results. I have to call them to get results. I also requested my credit score over 30 days ago and have not received it. I plan to sue.
|
| 01/04/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
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I am reaching out after numerous requests in regard to the Fair Credit Reporting Act. On XX/XX/2021, I filed a dispute asking for the original signed contract. On XX/XX/2021, I sent a 30-Day Demand letter asking for the original signed contract after 45 days of my initial dispute. I received a statement listing the charges and a copy of my original contract. This is not what I originally requested. I requested the original signed contract. Furthermore, the letter also stated that this was an attempt to collect a debt. This is also a violation as well. If you can not provide the original signed contract, please delete this account. This alleged debt does not belong to me. After this step, I will be filing for ligitation.
|
| 06/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Medical Data Systems is billing for XXXX XXXX for a bill where the hospital failed to bill my insurance despite me providing my card at the time of service. I have spoke with both companies with my insurance on the line who also spoke with them however they refuse to acknowledge the mistake. I told them I have no problem paying my co-pays but I'm not responsible for their employee not doing her job when I went to the ER in XXXX of 2019. I have been battling this for over a year. Who advocates for patients when the hospital fails to do their job. I've had the same insurance for over 10 years and always keep my card on me. Plus I had a friend ride with me to the hospital who was present when I provided my insurance.
|
| 06/05/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
The aforementioned credit collection agency representing XXXX XXXX XXXX XXXX has violated FCRA by not providing documents to me in regards to this debt, my HIPAA has also been violated because they have not provided me signed documents with my signature on anything where I have giving my permission for anything pertaining to this debt. This account is unverified and immediately needs to be deleted from my credit files : XXXX , XXXX , and XXXX . The business is required to disclose to me all of the documents that they have recorded or retained in their files pertaining to this " debt ''. If Medical Data Systems does not have any documentation, they need to retract this from my credit file immediately.
|
| 04/17/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have pulled all three credit reports and on my XXXX and XXXX report this company is listed as a collection for Medical Data Systems , Inc . I have disputed this item numerous times via different channels including but not limited to XXXX XXXX, XXXX and XXXX. The item just keeps saying it was verified. I have asked for proof numerous times to no avail. All I've gotten are remarks added to my credit report saying updated and verified. I want to see proof, a signature of mine, or something stating this particular account infact belongs to me. Otherwise it should be deleted from all bureaus that it's reporting to. With all the contact attempts made I have yet to have been shown proof that this account is mine.
|
| 07/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I sent Medical Data systems a request to cease communications and to provide me with the documentary evidence that I owe the alleged debt listed on my consumer reports and they never responded OR ceased communications and are still illegally reporting the debt. The FDCPA states that the word communication means " the conveying of information regarding a debt directly or indirectly to pay person through any medium ''. This means when I said to cease communication, that meant relaying this alleged debt to the consumer reporting agencies as well.
Please also note that they are REQUIRED under the FDCPA to remove ALL accounts if they are not able to provide the verification or judgement pursuant to 15 USC 1692g.
|
| 10/04/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
XXXX XXXX failed to bill my insurance company for a date of service under which I was covered by insurance, then subsequently reported my non-public personal information to a non-affiliated third party without my authorization. If somehow they did fraudulently obtain authorization, I was never given the option to opt-out of such reporting. They continue to fail to take responsibility for their error.
I am emotionally anguished and distressed by constantly attempting to have this error corrected to no avail despite clear and blatant violations of my consumer rights. This false negative reporting has caused credit defamation and I have suffered repeated denials of credit, embarrassment and financial strife.
|
| 08/17/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Medical Revenue Service posted multiple collections on my credit report around XXXX of XXXX. I disputed these items with the credit bureaus and some items were not removed. Since I was in the process of building a home ; I felt I had no other option but to pay these false claims. I never received proof that the alleged debts belonged to me. I only received a statement that the debt was paid by Medical Revenue Service. Furthermore, during the time that they alleged that I owed them this debt, they were not licensed to collect debt by the state of Florida. This company was able to enforce such charges only because the Credit bureaus did not validate their claims. I never received proof that the debt was mine.
|
| 07/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
I sent a letter regarding inaccurate and unknown things on my credit report. I still have yet to hear any result and it has been over 60 days. I feel as though it is truly unfair and I am being taken advantage of and being ignored of my concerns and disputes. Section 611 ( a ), it is plainly stated that a failure to investigate these items within 30 to 45 days, gives a reason to immediately remove these items from my credit report. Since it has been well over allotted time, they should be deleted promptly. I demand these accounts be deleted or I will file for litigation die to the stress you have caused me. My information was impacted by the XXXX data breach and may have got into hands of the wrong person.
|
| 01/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whether it's a charge off? The balance is, in fact, wrong, please make sure to reverse it to XXXX or remove the item fully. Please also produce documentation to verify all the charges and credits in this supposed account that caused to the extremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove this specific wrong posting.
|
| 02/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have requested the files and paperwork used to verify this debt two times directly from the company and credit bureaus XXXX and XXXX. No verification has been provided neither times, it just keep being updated with no explanation, no proof. I don't have any knowledge of this debt or visit to this medical provider. I have medicaid thru the state so all my medical expenses are covered I just want the debtor provide id used upon visit, patient visit reason, date time and any paperwork used cause I just wan na protect myself from identity theft I have not been to any hospitals in the past 2 years. I just want verification so I can proceed with a police report as I have a history of identity theft incidents.
|
| 01/07/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whether it's a charge off? The balance is in fact wrong, please make sure to reverse it to XXXX or remove the item fully. Please also produce documentation to verify all the charges and credits in this supposed account that caused to the extremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove this specific wrong posting.
|
| 03/12/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I was called by collector in XX/XX/XXXX. I was told i owed a medical debt from XX/XX/XXXX. After i explained i did not owe a medical debt they continued to harass. I got account info from collector and called the hospital which had a record of the bill being paid in XX/XX/XXXX. I contacted collector told them it was paid in full in XX/XX/XXXX and they proceeded to write a public record on my credit report stated I owed money. XXXX weeks after they added it to my credit report they removed it from some services but not all. It still shows on my fico score as a derogatory account. I buy equipment and credit score cost me a lot of money depending on interest rates. I contacted collector they refused to talk.
|
| 05/13/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Company Medical Data System l its 2 accounts for XXXX and XXXX date showing on my credit is XX/XX/XXXX. I both mailed an account validation letter and disputed this debt with the credit bureaus and the collection agency several times since XX/XX/XXXX. Only the credit bureaus responded that this debt was verified but showed no proof as I requested. XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX still has not responded to any of my letters. All I asked was that the credit bureaus show me how they verified this debt and what sent them as proof of my debt other than a bill that could be fabricated. I really need to know why I haven't been shown proof of this after multiple disputes and certified letters letters sent.
|
| 09/10/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A roommate used my social security number and forged my signature to get medical help. This collection was previously deleted when the collection agency could not provide identification used at the time my information was used. They simply provided an invoice with my social security number and a forged signature. NO ID showing me as the debtor has been provided! It 's well documented that this company uses false and illegal tactics to collect money from innocent victims. I feel sorry for all the people that have had this same experience with this company. The fact that I have never had a collection against me and have perfect credit otherwise, why would n't I pay this if were really mine? I pay my bills.
|
| 12/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The company states that I owe a debt. The account needs to be verified. I don't want a statement. I want my contract with this company for the alleged account with my wet signature and the company 's signature. I want the services that I had with this company, and I also want to know if this company is a third-party debt collector. I have already filed a complaint with the Attorney General and the FTC. Pursuant to 18 USC 8 & HJR 192 of 1933 it's the US obligation. The account has several different dates on my credit report, and they are also reporting to all three CRA 's and I want them to delete the account from my report. I DO NOT give my consent to this company to report anything on my credit report
|
| 01/12/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
The number associated with this complaint is my work number which I NEVER gave out.
Our work numbers recently changed and the new number ( this one ) hasn't been registered on DO NOT CALL LIST and again, I never gave out my number to this 3rd party collection agency for a Hospital ( The Hospital doesn't even have my new number ) I informed them this is my work number and I never gave them permission, nor is it lawful to harass someone at their place of work. They informed me -- -it isn't against the law to contact someone at their place of work but they will remove my number. They lied. They refused to transfer me to a supervisor. The place is called XXXX XXXX -- -their number is XXXX -XXXX XXXX XXXX
|
| 05/23/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
Older American |
|
I am XXXX years old and in poor health. I have been disputing a hospital bill for two years and this company called me several times to collect. All along they were nice but this one gentleman was badgering me, asking why I cant use my Social Security to pay it, and making me come up with money I dont have. He wanted me to set up payments but I am on a strict budget. He was very rude and would not let me speak and when I tried to speak he told me I was not cooperating. He was rude and condescending, and insinuated that because I had Social Security coming in I must be able to afford it. This episode made me extremely ill and he did not even care. He even told me to go borrow the money from someone.
|
| 02/28/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX XXXX in XXXX ga coded XXXX XXXX incorrectly.
XXXX Charge turned over to collections is {$150.00} This was a no charge XXXX XXXX that she coded wrong. This is preventative procedure for XXXX.
XX/XX/ order date. She used order diag as XXXX.
I have repeatedly called so many times to her to correct. She finally corrected it but I dont know how it needs to be submitted to credit unions to remove it. She informed me that the code was changed. I have filed disputes to all 3 Credit agencies.
XXXX has deleted from my account but the other two have not.
This has reduced my credit score and I can not get it corrected.
I can send the report if you let me know how Drs phone number is XXXX
|
| 03/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have attempted to contact XXXX XXXX regarding three balances owed after medical insurance payments. I have unsuccessfully attempted to dispute this balance with the original creditor who was bought out by XXXX XXXX XXXX and referred me to their billing department. The representative advised me the debt was " sold '' to Medical Data Systems. I've been unsuccessful in disputing this amount with either of these companies who have refused to provide me with a direct department to contact at XXXX XXXX Hospital that I can dispute this balance. I sent a certified letter to XXXX requesting they validate my debt and received not only the billing information but, my diagnosis and related medical codes.
|
| 01/29/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
During my monthly review of my credit, I noticed that a medical collection account was added to my credit report from original creditor XXXX XXXX XXXX XXXX. I did make payment toward this account every time I received a billing statement from the hospital, and I attempted 6 times to setup reoccurring payments to no avail. I never received late payment notices, or notice that the account was being placed in collections. This has negatively impacted my credit which I have worked extremely hard to maintain above 700. It is completely wrong that Medical Data Systems Inc,, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX, Phone : XXXX can place a collection account on my Credit Report with no notice.
|
| 01/17/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
XXXX XXXX hospital states they sent me to collections ( Medical Data Systems ) with a bill with the first delinquency effective XX/XX/XXXX. On that date I was in the XXXX recovering from XXXX XXXX so the itemized bill would not be ready for a few more weeks following my discharge pending what was received from my insurance company. The first payment was not due for a few months following my discharge.
I underwent payment plans and paid the final payment ( {$2100.00} ) to XXXX on XX/XX/XXXX. Medical Data Systems states that they paid off my debt ( {$170.00}, {$170.00}, {$200.00}, & {$360.00} ) as of XX/XX/XXXX when I had not undergone payment agreement nor paid any money to this company.
|
| 12/21/2016 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
After being discharged from this medical facility I was provided with medical records for another patient that was being seen on that date. I could not even provide proof of hospitalization to my school due to this huge HIPPA violation. In addition I received a bill for test that I am not even sure was performed on me. At that time I was pregnant but according to the test results that belonged to another patient I was not. I have sent a debt verification letter to request detailed billing and I tried to contact some in the billing department of that medical facility shortly after being discharged. I have no trust in this medical facility or any charges that I am deemed responsible for.
|
| 07/20/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Servicemember |
|
Im writing this letter to dispute the following accounts : This agency is in violation of 15 U.S.C. 1682 ( g ). They were to notify me of this in writing 5 days prior, I was not. As the original creditor, only I can validate this debit. I do not validate this debt. Therefore, the following accounts must be deleted from my report.
Failure to respond satisfactorily with deletion of the above referenced account and a free copy of my report after the changes have been made will result in the above actions being taken against your company ; I will also be seeking {$1000.00} per violation for : 1 ) Defamation 2 ) Negligent Enablement of Identity Fraud 3 ) Violations of 15 U.S.C. 1692 ( g )
|
| 02/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/31, I sent a notice to validate to Medical Data Systems in regard to several items listed on my credit report under their collection. As a response, Medical Data Systems provided itemized medical records and balances obtained from the local hospital or services provided and medications received. They advised that the response was verification pursuant to Fair Debt Collection Practice Act, however this is a violation of my HIPPA rights. Medical Data Systems did NOT provide me a HIPAA release that releases my medical information to them, therefore by providing such information they are in VIOLATION of my HIPAA rights and therefore should not be reflected on my credit profile.
|
| 11/17/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
Medical Data Systems is seeking to collect, and has posted on my credit report {$140.00} from XXXX XXXX XXXX XXXX for a debt I do not owe. I have made multiple attempts to rectify the information with Medical Data Systems including requesting verification of the debt. They have not provided me with any information.
I called them 3 weeks ago to report the incorrect posting to my credit report, and they told me they would investigate and respond to me within 2 weeks. No response was ever received. I sent an email to them after the 2 weeks requesting that they update me on the status of my dispute, and provide validation of the debt. No update or validation has been provided to date.
|
| 09/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On XX/XX/XXXX I received an alert from the credit reporting bureau.. That I owed XXXX for a medical bill I advised the representative I never received a phone call nor a mailing in reference to such debt and that it was unfair to place in my report with out allowing me to look over the information. I never received a bill..
They had the incorrect address and the representative insinuated that I gave the wrong address.This was a car accident and I was admitted to the XXXX They had an address Not sure how these invoices never reached me. But it was certainly not my negligence.. My insurance paid all bills as I had full coverage auto as well as medical insurance through my employer
|
| 07/25/2016 |
No |
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
The caller was very rude to my boyfriend with a " you have to make a payment '' today '' or else attitude. They spoke to him about my account, then asked for HIS private information including SS # and work info to collect on a debt that I may owe. I am sure they are not allowed to give information on my accts to other persons having nothing to do with medical or collection aspects of my life. It is " need to know '' information. They say they are about respect and counseling. This was not my experience ... well my boyfriend 's experience anyway. They told him everything and asked for his info. Improper. Now I question their legitimacy and the protection of my personal information
|
| 05/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Accountability Act ( HIPAA ) is in place to protect my privacy and medical records from third parties. I do not recall giving permission to ER at XXXX for them to release my medical information to a third party. I am aware that the HIPAA law does allow for limited information about me but anything more is to only be revealed with the patients authorization. Therefore, my request is twofoldvalidation of debt and violation of HIPAA law.
Breakdown of fees including collection costs and medical charges and medical information were sent without my authorization.
A copy of my signature with the provider of service to release my medical information to XXXX XXXX XXXX was not provided.
|
| 07/21/2016 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I keep my credit scores on very close watch and was notified my scores fell below XXXX this morning because of a collection. I have XXXX collections on my reports. I pay all my bills and keep my credit very clean because it is the lifeline to owning things in life. I have documentation from my doctor office showing my balance is XXXX and this company is reporting false information in direct violation of the very laws that are supposed to protect me listed in the FCRA. I have asked this company to immediately remove these items and also requested no further contact XXXX Please help me get this company to remove this false information from my report and discontinue calling my home
|
| 08/19/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I 'm confused as to why MDS Tradeline REMAINS on my credit reports when they did n't provide the requested documentation in 30 days. I 've tried resolving this issue with XXXX as well as MDS however to no avail. XXXX said the account is verified however calling to match up numbers is n't enough to properly validate an account. Also, XXXX XXXX with MDS knows for a fact she did n't respond nor provide proof in 30 days under the law yet she continues to ignore my consumer rights. It is now XX/XX/XXXX and I have given MDS as well as XXXX more than enough time to do the right thing. At this point I am ready and willing to seek legal action. This is my final notice before litigation.
|
| 03/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Received a notice from Medical Revenue Service dated XXXX, received received XXXX for an {$140.00} medical bill balance, was advised in letter to dispute contact office in 30 days. I sent Medical Revenue Service a certified letter that was delivered XX/XX/XXXX, asking them to validate the debt. I was notified XX/XX/XXXX, the {$140.00} debt had been placed in collections on my XXXX credit report, under a different company name XXXX XXXX XXXX.I have never received any information Not only did this company not validate the debt they also, didn't allow me time to even pay once the validated. And reported under a different company name that I as the consumer was unfamiliar with
|
| 11/30/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
The company is threatening to do an initial credit reporting of a medical account PRIOR to sending me the required validation notice. They are refusing to allow me the required time that a consumer legally has to dispute the debt or any portion thereof. This came directly from a manager. She was upset about me bringing up my rights and immediately stated that they were going to report to initiate credit reporting because I am disputing the debt.
Also, one of the supervisors was trying to bully me into paying my boyfriend 's debt. He has 3 or 4 accounts in their office. I refused. She violated his HIPAA rights and also violated the FDCPA regarding third-party disclosure.
|
| 12/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
Medical revenue services has XXXX. Several of the illegal complaints. I can not put more than XXXX on the consumer finance.gov website, although that should be an option since they have violated multiple things.
I picked this threaten to contact my relative But thats actually what happens. They continue to call me despite me being the mother they continue to wake me up multiple calls a day and harassed me telling me that I just need to give them my sons contact information.
Medical revenue services continue to threaten of the calls will still happen And they do.
They threaten to ruin my sons, credit and state that he gave us the number which is not the case either.
|
| 08/05/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Medical Data Systems has ( 7 ) collections on my XXXX report. I have e-mailed, called several times with no response on e-mail and just to be talked nasty to over the phone with false info. These are not my debts. I have called each hospital to confirm this. Medical Data Systems also violated my HIPAA rights. They gave info about each medical charge in detail of what they claim the collection is for. Also They have collections tied to my son on places he has never been before. They gave my personal info to my ex-wife when she called MDS once again violating my HIPAA rights. This will be the last form of communication before I seek legal help to have these removed.
|
| 05/26/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
Medical Data Systems , Inc. failed to validate the debt in question per my written request opting instead to attempt to merely verify said odious debt.
Furthermore, I was fully absolved of any debt by the creditor in writing on XX/XX/19 Said alleged creditor never proved that I submitted any false information that would have legally invalidated my debt being absolved. Instead, they have broken the terms of their statement of debt forgiveness unilaterally.
Now I've received correspondence from MDS , Inc., attempting to illegally extract capital from me and stating that they have notified the Credit Reporting Agencies of this false debt as though it were genuine.
|
| 11/17/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
On XX/XX/XXXX I received notification from Medical Revenue Service that I owed {$1400.00} for services incurred on XX/XX/XXXX. I notified my XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX of this issue. They have stated that I am not responsible for the debt as can be seen on the enclosed document. The debt is a Contractual Write-off between XXXX XXXX and XXXX XXXX. As stated on the document this amount can not be billed to the patient ( myself ). Yet the Collection service continues to harass and threaten me with placing the item on my credit reports which they have. The document from my provider clearly states that I am not responsible but I remain threatened.
|
| 05/03/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
|
| 09/16/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
|
| 07/13/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
|
| 02/24/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I have contact Medical Data Systems about the inaccuracy of the debt from XXXX Hospital since XX/XX/XXXX. I even agreed to pay the portion of the bill that was accurate. The company refused to accept that amount and also refused to contact the debt holder to validate the debt after I made multiple requests in XX/XX/XXXX and XX/XX/XXXX to receive validation of the debt as required by the Fair Credit Reporting Act.
Having no luck with Medical Data Systems I contacted XXXX XXXX Hospital and the put me in touch with the CFO, who had his staff suspend all activity on my account on XX/XX/XXXX. Please see attached letter from XXXX XXXX, XXXX for XXXX XXXX Hospital.
|
| 03/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I sent a validation letter to a collection agency XX/XX/21 to prove obligation in paying towards a debt and if the amount owed was correct.
Just recently, XX/XX/21 I received descriptive paper work on procedures done and medications received. I never sanctioned them to send me medical records neither did I sign a release form allowing them to do so.
Patient confidentiality in my opinion has been shattered. Personal information has been sent out publicly and who knows whose hands they may have gotten into. My HIPPA rights have been violated which is why I am sending this CFPB complaint today.
I anticipate getting this matter resolved.
Thank you, Best.
|
| 03/06/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
None of the options fit my complaint. I contacted Medical Data Systems regarding a medical debt with XXXX XXXX XXXX Hospital. I arranged payment in full with the understanding that this would be removed off my credit. The account is still showing on my credit report with a XXXX balance. When I called back and spoke with my representative, XXXX, she told me she is not able to remove the debt since they do not buy the debt but work for the hospital. I called the hospital and was informed they sold the debt and Medical Data Systems would need to submit the deletion letter.
Medical Data Systems XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX Phone number ( XXXX ) XXXX
|
| 02/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you instead of your attorney
|
|
Web |
|
|
On XXXX XXXX XXXX I received a validation packet from MDS with procedures and amounts listed. I asked this company to validate my debts, but not to violate HIPAA I do not know the people that work at this company nor do I sign a HIPAA form giving this company permission to send me my medical XXXX on the dates of service I requested.
This is a direct violation of HIPAA.
On XX/XX/XXXX they have decided to send this information to me again, after i contacted them advised them they violated HIPAA, and to remove these debts off my credit. They put it off on the original creditor who is XXXX, but XXXX did not send me anything directly this packet came from MDS
|
| 02/10/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I learned of this debt while pulling my credit report. I never recieved a letter to verify this debt. I contacted this company telling them I did n't remember or know of when I could have had a XXXX dollar hospital bill and I would like proof of this debt they informed me they could not do this and proof was up to me not them. I then told them I did n't believe this was a correct debt but I would settle to get this resolved and I agreed to XXXX if they would send me a letter stating our agreement and they refuse to do so. They want me to blindly pay XXXX dollars to settle an account that I do n't even believe to be mine without any proof of this agreement.
|
| 06/09/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
In correspondence dated XX/XX/XXXX, a third-party debt collector calling themselves the MEDICAL REVENUE SERVICE contacted me about an unspecified charge of XX/XX/XXXX. My wife called to determine the subject -- a ten minute XXXX visit XXXX years ago. I have received no outstanding balance statements from the provider since. I previously paid a XXXX 's co-pay amount determined by the front desk staff before even seeing the provider and for which XXXX XXXX was already paid by my insurer XXXX XXXX. This erroneous collection effort is harassing and unfounded. Please refrain from further contact falsely representing the status and amount of this alleged debt.
|
| 08/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I sent a debt validation letter on XX/XX/2022 they received the debt validation letter XXXX XXXX 2022 he took them well over 30 days to reply They had replied XX/XX/2022 with a letter informing me that they have sent out a deletion request to the credit reporting agencies on the accounts listed below XXXX, XXXX, XXXX, XXXX, XXXX I waited for the account to delete from the Credit reporting agencies it hasnt now I received a letter XX/XX/2022 verify my date with very very personal information that I did not Approve of Violating my hippa rights and quite frankly its embarrassing I didnt want nobody to know where I got seen for but the hospital and I
|
| 06/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
There is a collection account on my consumer report that shows the " original creditor '' and the account type which state DEBT BUYER. Pursuant to 15 USC 1692D ( 4 ) selling a debt is a violation. By these accounts being listed as debt buyer is also a violation pursuant to 15 USC 1692E ( 14 ) due to a 3rd party attempting to collect as somebody else. In this case XXXX XXXX XXXX is attempting to collect XXXX XXXX XXXX. These collections ( junk buyers ) are infringing upon my privacy as I have the right to privacy and never gave them ANY permission to access my personal information as well as well as furnish ANY information on my consumer report.
|
| 08/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
So I have on my credit report a health care bill for XXXX now I have insurance that should have covered the majority if not all and my information has been sold to this 3rd party company medical data system Inc without my permission I did not authorize them to have my information nor did I give it in writing that I gave them permission. And I know that they bought it from them so legally my debt has been paid by them so I no longer have this debt. They are just trying to get their money back that they have paid for my debt with. If they can not provide the legal proof that I did, I would like them to remove it from my credit report immediately.
|
| 11/21/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX XXXX XXXX XXXX sold my medical bill to two collection agencies. The agencies are XXXX XXXX XXXX XXXX, and Medical Data Systems.
I resolved with XXXX XXXX paid on XX/XX/2020. XXXX reported on my credit report as negative status. As soon as i resolved with them, they took it out of my credit report. And now i have the other Medical Data Systems on the credit report. i filed a dispute and sent the Letter from XXXX to the dispute of XXXX and XXXX, and XXXX, and it did nothing to remove the Medical data reporting. This is not fair for both to collect. i resolved and it should be final and the Medical data should remove it from all 3 agencies.
|
| 10/20/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Once more, I, XXXX XXXX, am submitting this CFPB complaint to contest the data you allegedly have on my credit file. I fell victim to identity theft once more, and I never authorized the charges and transactions with your company. I'm asking you to delete the information in my credit file that you are currently reporting in accordance with the Fair Credit Reporting Act. I don't think I ever signed a contract, and your blatant disregard for federal law is a breach of my legal rights as a consumer. Please get rid of the account that is included on my credit report, as I beg you.
MEDICAL DATA SYSTEMS XXXX Opened XXXX XXXX XXXX Balance {$320.00}
|
| 04/03/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I HAVE TRIED 3 TIMES TO GET THIS COMPANY TO PROVIDE ANY PROOF THAT I OWE THIS DEBT. IT SHOWED UP ON MY CREDIT REPORT AND I HAVE NEVER RECEIVED PAPERWORK FROM THIS COMPANY. I TRIED TO CONTACT THEM AND I GET THE RUN AROUND. I HAD AN ACCIDENT OVER 4 YEARS AGO AND WITH THE SETTLEMENT WITH THE INSURANCE COMPANY, I WAS TOLD BY ALL OF THE HOSPITALS AND DOCTORS BILLING DEPARTMENT THAT I HAVE HAD EVERYTHING SETTLED. THAT WAS THE LAST TIME I WAS EVER SICK.
THEY HAVE PLACE TWO COLLECTION ACCOUNTS ON MY CREDIT REPORT, WHICH DESTROYED MY CREDIT SCORE AND I'M IN THE MIDDLE OF PURCHASING A HOME, THEIR RESPONSE TO ME, WHEN I CALL THEM : JUST PAY THE BILL!
|
| 10/03/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
Hi, I'm unaware of this debt and did not have the opportunity to dispute this account Medical Data Systems Inc # XXXX! They should have provided me with proper notification about this account for before they placed it on my credit report!
If Medical Data Systems Inc has provided this information, please provide the CERTIFIED MAIL RECEIPT WITH MY SIGNATURE, DATE AND TIME supporting I received proper notification as required!
I had Excellent XXXX XXXX XXXX plus! I was in the process of buying a house this account appeared on my credit report! PLEASE REMOVE AND ASAP OR I WILL TAKE LEGAL ACTION!!! As Medical Data Systems are in violation!!!
|
| 09/27/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Medical Data System and XXXX XXXX XXXX are violating my rights and the law by reporting a medical bill under my social security credit device without the proper authorization to do so. I requested a copy of my HIPPA release form authorizing Medical data system access to my medical file by gotten no reply in that regards yet, they continue to reporting account # XXXX under my social security credit device ending in XXXX.
Furthermore, this account is not mine because I have never been to the XXXX XXXX XXXX. I have called them and furnished my personal information and they had no records of me visiting or utilizing services from the facility.
|
| 03/11/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
XX/XX/2017 I spoke to a representative and told the person them that this bill was inaccurate because their was a second insurane that should have been filed at the time of the visit and the man who i spoke to begin to tell me that i need to be responsible and pay my bills i told the rep that i was not going to go back and forth he then begin to make a threat to me and say that he was going to have it placed on my credit report because that would be the next step my concern is that it was placed due to threats this problem have causes a significant drop in my credit score. I will like for this to be resolved and removed off my credit report
|
| 04/08/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I am lodging a formal complaint against medical data systems. medical data systems has continued to report a debt for {$300.00} on my three credit reports that isn't mine. ive sent this company debt validation letters and they have continued to ignore my debt validation, but are still reporting every month which is a violation of the fcra. This debt is stopping me from purchasing my first home. I am demanding this company delete this account that doesn't belong to me from my credit reports. I will have to sue medical data systems if they don't delete immediately. as they continue to violate the fcra and my rights. thanks for your time!
|
| 06/03/2015 |
No |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Medical systems is a reporting agent for XXXX XXXX XXXX, in XXXX and XXXX i had emergery room visits which is due upon time of service. they reported the items dates XX/XX/XXXX but the Fair credit act states either last payment date or the date the debt was created. the reporting dates are incorrect and they doing this to keep it on my credit file longer then the debt which is unfair reporting and debt collection practice.Attached is a copy of the original debt from XXXX XXXX XXXX.
I also think its not right putting XXXX different entitlys on my credit report being its XXXX company it should show up on my credit report as XXXX entity
|
| 08/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
This debt has been disputed MULTIPLE times. When they have called, I have asked for things in writing. The only paperwork received is " settlement offers '' - no verification of debt.
The medical procedure they are claiming this debt was for was paid by my health insurance.
It is being reported to my credit, and when I called to take them up on one of their " settlement offers '' to get it off my credit, they refused because I would not provide my financial information.
My financial information was not needed for their " settlement offers '' previously and they refused to work with me unless I disclosed my financial information.
|
| 11/30/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
On XX/XX/2021 Medical Data Systems INC. added a derogatory mark on my credit report per XXXX XXXX XXXX XXXX. Upon, further research this account was transferred/sold, and I am no longer responsible for the account. Debtor 's creditor did not verify this collection also there was no written form of communication, contract or written signature for this accused debt. A bill without a written signature does not validate the debt and anybody can send a bill and say that it belongs to me. According to the XXXX Medical Data Systems INC. has violated my rights as a consumer and I am requesting legal action to remove this account immediately.
|
| 11/25/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was wrongfully reput a negative mark on my credit reports a debit not owed it was legally removed once and it was sold off to a 2nd collection and hit my 3 credit reports I have asked XXXX collection agency XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX for verification and stated a fact I needed a signed contract that I did indeed owe this bill all the would do is send me a list of charges stating accept this letter and list of charges as proof no copy of id was given to me and signed signature and not signed contract this was sold to them by MEDICAL DATA SYSTEMS INC XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX ( XXXX ) XXXX
|
| 10/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I am writing this to try and resolve an issue that is still appearing on my credit reports. I noticed a collection last year on my credit reports and contacted Medical Data Systems to reach a resolution. Idecided to go ahead and pay the collection with the stipulation that Medical Data Systems would remove the collection FULLY from my credit reports. I was told that it would take 45-60 days for the collection to be FULLY removed from my credit reports. Flash forward to today and the collection is still reporting.
I recentlydisputed it through the credit bureau dispute process and XXXX XXXX deleted it however XXXX and XXXX have not.
|
| 09/03/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Medical Data Systems is attempting to collect a debt for XXXX Hospital in XXXX TN when Insurance has already paid over XXXX dollars for what? I was told by the XXXX tech the XXXX XXXX all three were unreadable because the machine malfunctioned and was told my XXXX wasn't XXXX but because when they tested it in the past it was XXXX as well it was okay ... does that make sense? Sounds like a lazy Dr. To me. I later had to have XXXX XXXX replaced in my XXXX they missed it. I was there for 3hours they charged XXXX this is Gross over charging. And further more they turned me over to the debt collectors without contacting me Absurd
|
| 10/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
On XX/XX/2021 Medical Data Systems I added a derogatory mark on my credit report per XXXX XXXX XXXX XXXX. Upon, further research this account was transferred/sold and I am no longer responsible for the account. Debtor 's creditor did not verify this collection also there was no written form of communication, contract or written signature for this accused debt. A bill without a written signature does not validate the debt and anybody can send a bill and say that it belongs to me. According to the FCRA XXXX XXXX XXXX XXXX XXXX has violated my rights as a consumer and I am requesting legal action to remove this account immediately.
|
| 03/29/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I was involved in a malicious wounding crime in XX/XX/XXXX that resulted in numerous medical bills. The judge ordered all medical bills to be paid by the guilty party. The bills were being charged to the victims protection fund at the time and being paid by them and then ultimately charged back to the guilty party. This bill was charged to me and was still paid by the victims protection fund, but sent to collections in XX/XX/XXXX and still shows on the collections portion of my credit report. This debt was not mine and was still paid. It should have never been sent to collections and should have never been assigned to me by law.
|
| 10/17/2016 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
I am unsure if what happened to me is a legit reason to be this upset but after trying to pay my bill in full part of my payment was declined so I was contacted again by the collection agency to take care of the rest. After asking if I could call my husband to make sure it is okay to make the rest of the payment I was consistently and rudely questioned as to why I needed to call him. I was shaking they were being so rude and I just could not believe they would not allow me to just call them right back. I understand they are a collection agency and need their money back but I felt like I was dealt with on an inappropriate manner.
|
| 11/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
On XX/XX/2020, XXXX XXXX XXXX XXXX owed does not belong to me. The Medial Day Systems company failed to disclose validation of account. Disputes have been made to all credit reporting agencies. XXXX removed the account, but XXXX and XXXX failed to remove the account after disputing that account does not belong to me. These agencies also did not provide any information regarding their findings. XXXX and XXXX did not provide any documentation and failed to remove these accounts off of my credit report in the timeframe of the federal law. According to the FCRA, this company and credit bureaus have violated my rights as a consumer.
|
| 03/29/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I was involved in a malicious wounding crime in XX/XX/XXXX that resulted in numerous medical bills. The judge ordered all medical bills to be paid by the guilty party. The bills were being charged to the victims protection fund at the time and being paid by them and then ultimately charged back to the guilty party. This bill was charged to me and was still paid by the victims protection fund, but sent to collections inXX/XX/XXXX and still shows on the collections portion of my credit report. This debt was not mine and was still paid. It should have never been sent to collections and should have never been assigned to me by law.
|
| 01/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have filed complaint after complaint against XXXX for not removing a medical collection with Medical Data Systems which I paid in full. Medical Data Systems sent out a letter saying account was paid in full and for it to be removed from my credit report even though it has a 0 balance. The other two credit bureaus had it removed in two weeks. But not them.Im fed up with them and am filing a lawsuit again them. They know what the letter said but refuse to remove it. This has been going on since XXXX of 2020. I have called them about 8 times and they start mumbling something that I am not even sure what they are talking about.
|
| 06/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
They have my private medical information violation of 15USC 6802 ( b ) ( B ) and ( C ) and 15 USC ( a ) ( 4 ) my right to privacy, i have already sent them via certified mail # XXXX XXXX XXXX XXXX XXXX my first dispute letter and i have a complaint id # XXXX as well they are in total disregard for the law and this is their opportunity to cure their defect and the certified mail number XXXX XXXX XXXX XXXX XXXX 2nd attempt to follow the law THIS IS NOTICE OF THIER OPPORTUNITY TO CURE THIER DEFECT AFTER THAT A NOTICE OF DEFAULT WILL BE ISSUED AND I WILL TAKE THEM TO COURT AND GIVE THIER REGISTERED AGENT PROPER NOTICE OF ACTION
|
| 06/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I am a 100 % XXXX veteran. As of XX/XX/2019, medical debts that belong to the VA can not be included in a veterans credit report. I have contacted the Va and they called both the original creditor which is XXXX XXXX XXXX, and told them the correct way to file for my approved VA care. They illegally sent the account to collections. This collection company has reported this to the 3 credit companies illegally. The VA even called the Medical Date Systems INC sharks and they told the Va they would pass the request to XXXX to re-file. My credit score has dropped XXXX points overnight. This is what I get for serving my country.
|
| 11/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I paid 8 medical collections with Medical Data Systems. Upon payment I was advised they would remove the accounts from all 3 credit bureaus. To date the accounts remain on XXXX. When I disputed the accounts with XXXX, Medical Data Systems advised me to not dispute the accounts and because of the dispute is the reason why it remains on the report. It is within my rights to dispute inaccurate items on my credit report and thus illegal for Medical Data Systems to continue to report inaccurate information. In addition, to them ill advising a consumer not to dispute information on the report when it is my right as a consumer.
|
| 07/15/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This complaint is regarding account information below that has not been investigated and no information given. Its been over 2 months with no information given to me regarding these accounts. I have no knowledge of these companies and they shouldnt be reporting as I never gave permission for the reporting per Section 1681a -I sent correspondence to the Credit Bureaus regarding this. I was never notified in writing per 15 U.S.C 1692ag prior to accounts being on my credit report, within 5 days. Moreover, these accounts violate debt collections, abusive and unfair practices per section 1692f ( 1 ) adding additional amounts.
|
| 02/10/2017 |
Yes |
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
|
|
I was contacted by Medical Revenue Service on my job about 2 weeks ago. Advised representative to not contact me on my job. On XX/XX/2017 XXXX called my job. I contacted them back and spoke with XXXX, told him to please do not call my job.. He stated that when they receive a new bill that 's what they do. Because they do n't know not to call.But he did waste time telling me about the old bills. XXXX said, the time I waisted to tell him not to contact my job, I could of taken out my debit card and pay these bills. Started yelling at me, that I needed to pay my bills and I was n't listening and he will disconnect the call.
|
| 10/26/2016 |
No |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Please be advised I have request " validation '' { not verification } of an items reported to the credit bureaus by Medical Data Systems creditor/collection agency. I have received a response that clearly violates my rights according to HIPAA.
Medical Data Systems INC, did NOT provide me a HIPAA release that releases my medical information to them, therefore by providing such information they are in VIOLATIONS of my HIPAA rights. I am proceeding with legal action as prescribed by law against the above named original creditor/collection agency should this item not be deleted within the required time allowed by law.
|
| 11/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I got a phone call from MEDICAL DATA SYSTEMS and the agent was extremely rude and threatened my credit while I was trying to determine the validity of the debt. I asked if she could give me a settlement snd she refused to answer the question unless I give her all my financial info. She told me I was wasting her time when I was willing to pay all I wanted was something in writing and she refused to send saying they gave me an initial notice. I didnt get them and wanted to go over dates as these took place during Covid while I was on unemployment and no health insurance now I am being penalized by damaging my credit.
|
| 10/27/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
I sent a debt validation letter to MEDICAL DATA SYSTEMS INC two times once on XX/XX/2021 and again on XX/XX/2021 regarding the debt they claim I owe to XXXX XXXX XXXXXXXX XXXX XXXX in the amount of {$3100.00} on the account XXXX and each time the company has failed to validate the debt. Instead, they sent a list of my medical records to me which is a direct violation of my rights under HIPPA regulations. I never signed a HIPPA release form authorizing them to have access to my medical records information. I demand that this information be deleted from my credit file and cease all collections activities immediately.
|
| 10/22/2018 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
|
|
XX/XX/2018 XXXX XXXX from XXXX XXXX XXXX XXXX called my work and left a message about debt on my office phone. I work for a county government agency and the phone line called on is county government property not for personal use.
The collector got through to my private work extension so I would think they misled the operator as to the nature of the call.
I share an office and the nature of the call/message was likely audible to others.
As the number is a county government line not personal I may be reprimanded.
The number is for a county government XXXX XXXX XXXX XXXX. Common sense and etiquette should prevail.
|
| 08/18/2016 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This is a follow up complaint to case # XXXX. On XXXX XXXX, 2016 I received by US Mail an offer of settlement from Medical Revenue Service dated XXXX XXXX, 2016, ( See Attachment ). As previously communicated I contacted MRS on XXXX/XXXX/16 at approximately XXXX requesting a settlement. It was communicated to me that no settlement was available on this account. I can not help but ask how in a matter of 24 hours or less a settlement became available on XXXX XXXX but none was available on XXXX XXXX. That being said, I must question the integrity and validity of any communication I have with Medical Revenue Service.
|
| 02/21/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
Servicemember |
|
I received a called on today XX/XX/2023 from XXXX Medical Revenue Service. I am not sure why they are harassing I dont have any outstanding medical bills. I have health insurance that covers all my bills and I pay my copay when I visits doctors. It should be illegal for someone to call and harass you about a medical debt you no idea about. And then these XXXX have nasty attitudes. Needless to say I have a personal attorney that I will be using to sue these XXXX for harassing me while working. I dont over look any kind of medical bills because I work in that same industry. I verify my benefits prior to going in.
|
| 02/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
Upon requesting why there was a debt owed and asked for an itemized list I was told to call an insurance company to get the information needed. I never signed a HIPPA release form with any debt collection agency. I was told they will not send me a letter and that they already sent a letter regarding the debt. Even after respectfully asking if they can mail another letter they became argumentative and disconnected the line. On multiple occasions they refuse to provide detailed information regarding the debt. The letter was not sent via certified therefore reception on the letter can't be validated on their end.
|
| 07/13/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
Medical Revenue Services continues to report and confirm my disputes with the credit agencies that I owe a debt that has been settled. I have sent MRS and the credit agencies dispute letters along with proof I have paid these medical bills. MRS confirmed they had received a letter to cancel the collection from XXXX XXXX in XX/XX/XXXX, yet has not removed them. This has prevented me for four months now from obtaining a mortgage loan to purchase a home. I 've been forced to rent until I can get this matter resolved. I have called XXXX, MRS , and the credit agencies multiple times and still nothing has been done.
|
| 03/22/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
On XX/XX/2021, Medical Revenue Services added a collection to my XXXX credit report a derogatory mark per my XXXX. Upon further research, this account was transferred/sold and I am longer responsible for the account. Debtor 's creditor did not verify this collection. Also, there was no written form of communication, contact, or signature for this debt at all. A bill without a signature does not validate the debt and anybody can send a bill and say it's mine. According to the FCRA, Medical revenue services have violated my rights as a consumer and I'm requesting legal action to remove this account immediately.
|
| 11/15/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports.
Despite the multiple previous written requests, the unverified items listed below still remain on my credit report in violation of Federal Law. They failed to comply with air Credit Reporting Act, 15 USC sections 1681i within the time set forth by law and continued reporting of unverified ( erroneous ) information which now, given all my attempts to address it directly with the creditor, as willful negligence and non-compliance with federal statutes.
MEDICAL DATA SYSTEMS I XXXX Balance {$430.00}
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| 11/29/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
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On XX/XX/2023 I sent in a dispute to Med Data Systems and asked them to verify a debt that is currently reporting to my consumer report that i do not recognize. Account number # XXXX My Tracking number for this dispute letter is # XXXX. Med Data Systems did not respond to my letter. I even gave them a little extra time to respond to me because i knew the letter had been received. I request this account be removed from my consumer report as Med Data Systems did not follow the time-frame laws set forth by the FCRA. It has been well over 30-45 days. Attached i have proof of my dispute and tracking details.
|
| 04/29/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
never received notice that the debt was owed in the amount of {$12000.00} from MEDICAL DATA SYSTEMS the mark was added to my credit reports without any notification I was notified by XXXX ALERTS, didn't have any communication prior to that sent a debt validation request to the collection agency they sent back medical records with my personal health information and the amount owed which is a violation of the HIPPA LAW federal law prevents third party agencies to share personal records or health information to anyone without that person consent my PHI was also shared with the three major reporting bureaus
|
| 06/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This is my six endeavor to tell you that I am a victim of identity theft and I complain to question specific records in my document coming about because of the wrongdoing. The records I am questioning connect with no exchanges acquiring any possession of goods, services or money that I have made or authorized. Assuming no one cares either way, block the noteworthy of any information in my credit record that came about due to an alleged fraud or extortion.
MEDICAL DATA SYSTEMS INC XXXX Opened XXXX. XXXXXXXX XXXX Balance {$730.00} MEDICAL DATA SYSTEMS INC XXXX Opened XXXXXXXX XXXX XXXX Balance {$320.00}
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| 10/31/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
- UNITED STATES MINOR OUTLYING ISLANDS
- XXXXX
|
Web |
|
|
On XX/XX/2020 Medical Data Systems INC, added a derogatory remark to my credit report per XXXX XXXX. Upon further research, this account was transferred/sold and I am no longer responsible for the debt. Debtor 's creditor did not verify this information. Also, there was NO written form of communication, contrast, or signature for the account debt at all. A bill without a signature does not validate the debt and anybody can send a bill and say its mine. According to the FCRA, MEDICAL DATA SYSTEMS INC has violated my rights as a consumer and I'm requesting legal action to remove the account immediately.
|
| 09/08/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and I have submitted a notarized affidavit which serves as a legal document to my identity theft. I am also a victim of the XXXX breach and opted out of the settlement because I have suffered extreme losses due to the breach and the identity theft. I need the fraud accounts that are in my letter that is attached removed permanently from my file as I have also contacted the creditors as well. This is extreme in violation of my fair credit reporting act rights and I will seek legal recourse. I have also attached the printout of me being affected by the XXXX breach as well.
|
| 08/07/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have asked Medical Data Systems to validate a collection they are reporting on my credit reports on XXXX/XXXX/16 and they have failed to provide anything that would support the fact that they are attempting to collect on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to me.
|
| 03/02/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Got into a car accident in XXXX of 2020. I ended up suing the person who hit me the result left me with a chunk of money that was split between me, my lawyer and the hospital. Before we settled with the hospital I called to see if they would bring down the amount they owed so I could pay them in full which they did and I ended up paying almost {$16000.00}. I received maybe one or 2 letters from the hospital saying I still owed money and when I called to try and verify it I never heard back. Now almost 3 years later this collection is own my credit report and to my knowledge it violates my hippa laws.
|
| 05/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
This account is involved in litigation for fraudulent practices according to my FCRA rights. I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v. Gravens ( Mo ) 281 SW 715, 719, I may presume that no proof of the alleged debt, nor therefore any such debt, in fact exists. Note that the collector has to stop all collection activities until it can provide all the evidence. Under the FDCPA Section 809, Validation of debts [ 15 USC 1692g ] I have the right to verify any alleged debt on my credit report and if the alleged debt is being disputed, the debt collector shall cease.
|
| 12/26/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
A collection item with Medical data systems is appearing on my credit report for which Im not responsible the debt was previously deleted in XX/XX/3018 at which time it was being reported by a XXXX XXXX XXXX XXXX and has now reappeared with a different collection number I have never had and contract or contact from the new collection company and the address they report has never been my address I have never lived at XXXX XXXX XXXX ln The debt was previously disputed and removed from file and should be removed again as the company had not provided an itemized bill or proof of service or contract to me
|
| 03/06/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Medical Data Systems is reporting a collection account on my reports that I have disputed for some time now. I never received any notice of this debt or that it would be reporting on my credit reports. I have contacted Medical Data Systems regarding this account and have never heard anything back. Per the FCRA, the consumer must be notified of any accounts that will report on their credit reports and it is the responsibility of the consumer reporting agency to report accurate information. I am demanding that this account is deleted from my reports as they are in violation of my rights as a consumer.
|
| 06/01/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I entered into a payment plan with the Hospital and was told that they did not have enough information for the billing. It was turned over to a collection agency.
I paid the collection amount in XXXX in full. They have not corrected the credit reporting and told me they would send me documentation that they would. They still have not nor have they fixed the credit bureau reporting and actually verified the credit bureau to say they were reporting accurately. I am enclosing receipt of my payment as proof as well. They also when I call confirm on the phone I do not owe but will not report properly.
|
| 05/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
MED DATA SYS reported that I owe them {$1300.00}, but I don't recall have any business transactions or dealings with this company. I am asking that you have the creditor provide evidence that the account belongs to me and should be reported in my credit report, In addition, to show that my rights have not been abrogated. I'm asking the creditor to verify that they have a signed contract or paperwork from me or related to me in any fashion. Unless this paper is produced or the account is unverifiable, I required that this account is updated and deleted to reflect the proper reporting standard.
|
| 04/18/2020 |
Yes |
- Credit card or prepaid card
- General-purpose credit card or charge card
|
- Problem when making payments
- Problem during payment process
|
|
Web |
|
|
I'm seeing a medical bill sent to me XXXX XXXX, XXXX, for a XXXX I had done in the summer of XXXX. This bill was wrongfully billed to me and should have been billed to the organization of the XXXX XXXX XXXX that I was playing for at the time. I also noticed my bank isn't on auto-bill which I'm almost happy about because this isn't supposed to be billed to me. I would like to first, get this removed from my credit report because now I can not get a mortgage on a home. I have a history of close to zero debt and I would like to be helped with this unfair situation that is marking down my credit.
|
| 06/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was injured at work and had to go to the hospital due to a head injury. I told the employee that it was a workers compensation case. My boss also told me this would be covered. All of a sudden, I have a $ XXXX bill in collections. I am not entitled to paying that money. It was the company 's responsibility XXXX XXXX is the company name ) I've tried disputing twice and nothing changes. The collection center is Medical Data Systems Inc located in XXXX XXXX, Florida. If you look at thier reviews on XXXX, they are all similar cases a fraudulent activity and " screwing over '' their consumers.
|
| 07/11/2018 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
I saw in my report from years ago that I have Medicare because I have XXXX XXXX and this happen years ago. I advised that I'm on Medicare/Medicare back when I went to the Dr . I gave my info to the hospital and I was told it was not filed by the 3rd party. I never knew this was on my acct until I applied for a house. I did a dispute and they denied it twice. I sent the card to the hospital and I thought it was paid. It was not paid and now they have this on my report. I have Medicaid/Medicare and I sent proof. Please have them take it off. The 3rd party is harassing me and I advised them.
|
| 05/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX, XXXX XXXX, and XXXX have refused to removed a debt that I am not responsible for. I have been proactive with communicating and disputing this collection. However, they refused to take action. I have been a victim of Identity Theft and was apart of XXXX data breach. They have also acknowledge that my personal information including my social security number, phone number, and address was found on the dark web. I am filing this complaint to take further action in my dispute process in result of having a collection removed. attached are my original documents sent to the credit bureaus.
|
| 02/18/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I have several accounts with this company MDS Medical Revenue Service DBA Medical Data Systems. I asked for validation of debt that they sent for each account i have with them and they only decided to not service one account which i am having a very hard time understanding why?
I refuse to be belittled and talked to like i have no understanding.
for the record the accounts that they seem to have is : XXXX XXXX XXXX Acct # XXXX Acct # XXXX Acct # XXXX Acct # XXXX Acct # XXXX Acct # XXXX XXXX XXXX ( NO VALIDATION OF DEBT ) Acct # XXXX XXXX XXXX XXXX ( NO VALIDATION of DEBT ) Acct # XXXX
|
| 02/15/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Io whom it may concern. I'm writing this letter in dispute of the Medical Data Systems debt of {$140.00}. In accordance with the Fair Debt Collection Practices Act ( FDCPA ), I should have received a letter from the collector which includes all of the following : - notification of an attempt to collect a debt - giving me 30 days to dispute the validity of the debt - stating to me the amount of debt that I owe - provide me with the name of the original creditor To my knowledge I had not received such a letter. The collector may be in violation of the Fair Debt Collection Practices Act.
|
| 07/27/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
MEDICAL DATA SYSTEMS , INC. fraudulently attempted to collect an alleged debt without providing proof that a debt is owed. They do not have a contract with my signature and I have asked them to provide this information but they can not because there isn't one. XXXX XXXX illegally sold this account to MEDICAL DATA SYSTEMS , INC., when the account was already paid on the date of service. MEDICAL DATA SYSTEMS , INC. has charged off the account and is adversely reporting to XXXX that I am indebted to them. All of this is being done WITHOUT my consent, pursuant to The Privacy Act of 1974.
|
| 03/24/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have never received any letter from Medical Data Systems Inc stating that I have a medical debt. They have never called me. They have never emailed me. My doctor 's office has never called me regarding a bill not being paid. I absolutely DO NOT have a contract with Medical Data Systems Inc. I have asked for verification of contract and I have not received any response at all. I am disputing this debt to the fullest extent of the law. They have also added it in my credit report and are causing all XXXX of my credit reports to go down significantly preventing me having a fair credit.
|
| 01/23/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have filed multiple disputes with XXXX, XXXX and XXXX regarding accounts that were opened without my knowledge that I do not recognize. These accounts continue to show on my report after over a year of sending police reports and filing ID theft reports. These accounts have various dates.
XXXX has refused to remove all of the accounts listed in this complaint even after I have filed XXXX identity theft packets. Sent them police reports and contacted them on several occasions.
All of the companies in this complaint have been sent notices from me as well as identity theft reports.
|
| 07/21/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
Medical Data System, XXXX XXXX XXXX XXXX, AL XXXX. The company call and I asked them to send me a paper statement and they refuse to. They told me that with payment arrangements they have to have a CC or Checking account in file. I spoke with 3 different people and all three of them were very rude and nasty. The supervisor told me she did n't care that it was my resonabilty to pay my debt. Which I am very aware of it and I am willing to pay the bill but why is it I ca n't get a paper statement and mail my payment in. These are some XXXX and rude people and they all should be fired.
|
| 07/01/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
I received a certified mail was received on XX/XX/22 by MEDICAL DATA SYSTEMS INC requesting validation of debt. They responded with medical records, a Direct violation of HIPPA regulations. Not only did these documents have procedures and/or medications received, it also contained my SOCIAL SECURITY NUMBER with NO security measures taken. I NEVER signed a HIPAA form authorizing access to such medical record. In accordance with Fair credit reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681.
|
| 06/13/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Greetings! I had received 17 harassing calls from a phone number that I do not know and after XXXX it, it belongs to a company called Medical Data Systems. I do not have medical debt owed through this company and I have no way to reach out to them as a registered user. From those calls, 16 were made on the same day ( I have the call log ). From my understanding, it looks like they are trying to reach out to someone else ( probably the former owner of my current phone number ). I do not want to have anything to do with them and I need this to stop. They violated the TCPA rules.
|
| 10/30/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have made numerous attempts to resolve this matter with this debt collector. They notified me that they no longer serviced the account, then they later submitted documents from XXXX XXXX that clearly state " THIS IS NOT A BILL. '' They have not proved that I owe these bills, nor that I am the one responsible for receiving these services.
I filed an identity theft complaint with the Federal Trade Commission in XXXX and there have been numerous unauthorized accounts not created by me. I am awaiting the results of this investigation before filing a complaint in my local courts.
|
| 07/07/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I sent a letter to Medical Data Systems requesting debt validation and they sent me a notice from the original creditor that clearly reflects it is not a bill. I have disputed with the credit bureau and receive the blanket response that the item is valid and remains on my credit report. The notice from Medical Data Systems reflects as follows : This is not a bill. This is an itemization of your services for : it reflects hospital charges and insurance adjustments that do NOT equate to the dollar amount Medical Data Systems is trying to collect an amount that is clearly not owed.
|
| 01/11/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
On XX/XX/2020 Med Data Sys added a derogatory mark on my credit report per XXXX XXXX. Upon, further research, this account was transferred/sold and I am no longer responsible for the account. Debtor 's credit did not verify this collection. also there was NO written form of communication, contract, or signature for this accused debt at all. A bill without a signature does not validate the debt and anybody can send a bill and say its mines. According to the FCRA, Med Data Sys has violated my rights as a consumer and I'm requesting legal action to remove this account immediately.
|
| 07/24/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Someone else have my identity stole. That persona have my social security number and driver lincense number and my Home Andress as me! I never get those service this medical data system want me to pay to XXXX medical center Im provide the enough prove to confirm I wasnt me the person .. Im asking to make a fair decisions and stop report it to my credit and stop sending bill I dont own is very hard for then to be believe wasnt me but the sending me inaccurate information about this I never singnature any document to you or never get any attention from this hospital at this time
|
| 08/19/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
XX/XX/2014 my debt of over $XXXX for medical expenses was reported on my credit. I am a veteran since XXXX years old and I’ve never had any medical bills because the VA gets billed, not me. So please help me get this off my credit and make the VA pay as they should. Or I could just wait for another 3 years for it to expire. My history clearly dictates that I’ve never paid for medical my whole adult life and this hospital trip, stay, treatment is no different. This is the second time filing a complaint with Medical Data Systems, originally held by XXXX XXXX XXXX. Thank you.
|
| 11/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was charged for services that I did not consent to.I went in for a specific test and XXXX XXXX at XXXX XXXX ran multiple test without my consent.The visit was on XX/XX/2020 with a follow up visit on XX/XX/2020. I was charged and billed for multiple test.I paid the bill for the test I went in for but not the others.I have disputed this bill with the medical company, insurance company and Dr. office, also I have had two different lawyers write letters to them and it has now gone to collections.Totatsl bill amount was {$910.00} and I paid {$58.00} for the test I went in for.
|
| 08/18/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
On XXXX I noticed an item was placed on my credit profile for a medical bill that was never brought to my attention. MedicalRevenueService ( {$750.00} ) I was never sent a bill, never was notified that I owed this money. As per my report it states it was a bill from XXXX/XXXX/XXXX in which I did n't even visit the hosipital at that time. I want this item removed from my report as I have no Knowledge of the account nor was I even notified that this was being inserted onto my credit. I opened a Credit dispute on this issue with XXXX XXXX/XXXX/XXXX. I am awaiting the results.
|
| 04/28/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
I disputed this account for a variety of reasons, and they have repeatedly verified it to the credit bureaus. They have violated my rights according to HIPPA by sending me information that was purely medical in nature. I don't believe this information should have been used as verification to the credit bureaus as I did not give them permission to share my private medical data with anyone. I am very embarrassed that they would have such a complete history of my medical episodes, and that they would willfully share that information, with anyone, let alone have it themselves.
|
| 10/03/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XXXX XXXX, XXXX my credit bureau was hit XXXX points because of Medical Revenue Services reporting {$XXXX} that I do NOT owe and also reporting an account 2 times for the same amount {$XXXX}. My credit score would be XXXX if not for their deceptive and non consistent reporting. I have disputed the {$XXXX} numerous times with no help or action taken for the duplicate reporting. I want all records from them deleted from my credit file because they are very inconsistent and inaccurate in there reporting. I 'm sure I 'm not the only one that they 've wrecked opportunities.
|
| 12/14/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
Inaccurate reporting according to what I read in the FRCA. I disputed this item first with the Credit Reporting agencies then sent a letter to the Collection company around the XX/XX/XXXX and XX/XX/XXXX regarding the inaccuracies I have found. It is now the XX/XX/XXXXand we have been going back and forth since, with no accurate changes. The date opened is reporting differently and the date of last active keeps changing and also reports differently every time I ask them to investigate. I know that is not right. I need this account removed for inaccurately reporting please.
|
| 07/23/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Someone else have my identity stole. That persona have my social security number and driver lincense number and my Home Andress as me! I never get those service this medical data system want me to pay to XXXX XXXX XXXX Im provide the enough prove to confirm I wasnt me the person .. Im asking to make a fair decisions and stop report it to my credit and stop sending bill I dont own is very hard for then to be believe wasnt me but the sending me inaccurate information about this I never singnature any document to you or never get any attention from this hospital at this time
|
| 02/08/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
medical data sy XXXX Debt was so to this collection agency by the XXXX XXXX XXXX XXXX in XXXX, Florida. This hospital was recently named the most overpriced hospital in the nation by one national study. They charged tens of thousands of dollars for a minor procedure that costs only a couple of hundred dollars. My insurance paid the fair amount ; I refused to pay any more. We filed bankruptcy prior to this occurrence, but this debt was also supposed to be included as it was within a certain time limit. For three years, they have been hassling me. Please help make it stop.
|
| 10/26/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I have contacted this company several times along with XXXX to have this account removed from my credit report. They ask me to contact XXXX to have the notations removed which I did. I have attached the letters provided to me that assured me that this would be removed from my credit report. It is not my responsibility to correct this issue but in still have been given the run around by both Medical Revenue Service and XXXX. It has been over a year going into two years and this is still on my credit report. This should not be a dispute at this point it should be removed.
|
| 08/01/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
Please see the attached letter regarding the account that is not mine due to identity theft. I have filed all of the necessary forms including the FTC online form and affidavit. This is all equivalent to a police report as well. This is my second request to you to remove these fraudulent accounts from all three of the credit bureaus before I take legal action. Send the validation of these accounts as well with your response back to this complaint. I want the account name, account balance, past due amount, and date of last activity verified and provided to me as well.
|
| 07/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
Called Med Data Sys on XX/XX/15 to pay a balance they claimed I owe. I requested that the debt be deleted from my report once paid, the agent I spoke to XXXX ( ph XXXX x XXXX ) and she advised that they would delete it from my file. I paid the outstanding balance in full of nearly {$4000.00}. I called back to confirm that this had been requested and was advised that " they do not do that. '' I asked if calls were recorded, I was advised they were. I asked if the call could be pulled. XXXX ( ph XXXX x XXXX ) advised they are not doing that.
I was mislead and lied to.
|
| 03/11/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX XXXX XXXX of XXXX Florida has sent me multiple request to pay {$4100.00} these are allegedly for XXXX services as far back as XX/XX/XXXX and as recent as XX/XX/XXXX. The only thing that is wrong is that they're a fraud. I've contacted the medical group allegedly involved and first and foremost I owe nothing not dollar one, secondly the medical group has no idea who these people are.
Obviously XXXX XXXX XXXX is a fictions company trying to scare me into paying a debt I do not owe. They have committed mail fraud and are attempting to scam me out of {$4100.00}
|
| 02/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
Servicemember |
|
A debt collector has violated my HIPPA rights. The company has bee reporting negatively on my XXXX XXXX and XXXX. I have contacted XXXX XXXX and XXXX by letter and certified mail beginning XX/XX/2020, XX/XX/2020 XXXX XXXX XXXX XXXX XXXX XXXX and each month thereafter. I have also contacted the hospital and debt collector in which the company has sent me a contract, detailed with my personal information and what medical reason I was been treated for. I have communications regarding certified letters and dates the companies and bureaus and i were in communication.
|
| 09/25/2017 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX XXXX, XXXX, paid on account {$40.00} ; XXXX XXXX, XXXX, paid on account {$100.00} ; XXXX XXXX, XXXX, paid on account {$40.00}.
On XXXX XXXX, XXXX, day of the XXXX XXXX procedure after I made the payment I had asked if we would owe anything else. The representative informed me the only amount that I should be billed for would be {$40.00}.
I never received a bill for {$190.00} at all and did not know about it until I checked my credit report. I do not appreciate this being sent to collection agency without any notification and finding it on my credit report.
|
| 01/21/2016 |
No |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I contacted Medical Data Systems, Inc regarding XXXX medical accounts. I was asking them about settlement/payment options. I was told that I could not choose which account I paid first. They told me if i sent in a payment that they would apply it towards the oldest account first. I asked again if I could pay the smaller accounts first and again I was told no that it would be applied to the oldest larger balance and I did not have the option of choosing which account I paid. Under section 810 of the FDCPA it says that I have a right to choose which accounts I pay.
|
| 07/09/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
I downloaded the XXXX XXXX app to get started on my future and see what all i needed to get to start my future and noticed my credit score was low. I looked and noticed a charge id never been aware of and a price id never seen before, {$860.00} to XXXX XXXX. Id not Received anything in my hand or mailbox saying that i was being charged this amount. I received 1 bill from XXXX XXXX. days after trying to resolve the situation. I called my medical provider and they told me nobody tried to file to bill them for this even tho they are my primary health care provider.
|
| 02/12/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I filed an identity theft report with the FTC several months ago when I noticed someone had used my private information to obtain credit in my name. Now, XXXX XXXX XXXX has placed 2 unauthorized accounts on my credit reports and can not prove they belong to me. When I received a letter from this collection agency, I sent them a letter disputing the account and was never given information proving the account was mine. The accounts were then placed on my credit report. I would like assistance with helping them remove these unauthorized accounts from my reports.
|
| 05/31/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
My name is XXXX XXXX and I am sending this request myself to address the inaccuracies on my Credit Reports. I have been patiently waiting on their response to the written requests I sent. However, any modes of response or coordination were not taken on their end. They have not complied with the Fair Credit Reporting Act, 15 USC Sections 1681i within the time allowed by law and continued reporting as unverified information which now, given all my attempts to address it directly with the creditor, as wilful negligence and non-compliance with federal statutes.
|
| 02/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I have spoken with 4 representatives about these re-aged accounts. Also, after speaking with hospital they have no record of my visit for the amount nor the date. Except from XXXX per business office. I can pull my medical records and see this is not a valid bill or collection.
Medical date systems has these 2 accounts.
Medical Data systems:XXXX : {$1100.00} Medical Data systems : XX/XX/XXXX : {$230.00} I am beyond frustrated. I will be also writing another letter to credit bureaus. An attorney suggested I file complaint.
Much appreciated, XXXX XXXX XXXX
|
| 09/04/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
It says I have a medical bill on my credit report from Medical Data Systems I from XXXX XXXX for {$550.00}, which I do not understand nor see as valid because the XXXX XXXX billing dashboard has never said that I had a bill whenever Ive checked and even if I did I have health insurance that covers any time I go to a hospital. I need a verification letter from them confirming that the debt is mine or else I would like it removed from my report. XXXX XXXX hasnt emailed me about this bill nor have I picked up anything in the mail regarding this alleged bill.
|
| 08/10/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
I received a letter ( XXXX ) from MEDICAL DATA SYSTEMS receiving documents for verification purpose of alleged debts. They claimed to be a third-part service. HIPPA LAW was violated. A contract was provided as proof of verification and the contract does not explicitly state that " I '' gave authorization to a third party to access my information. Many other laws has been violated FDCPA SECTION 806. FDCPA SECTION 808. ALSO, there's a violation of CONSUMER law 15 USC l681 S 2 ( b ) XXXX BALANCE : {$3200.00} XXXX BALANCE : {$4000.00} XXXX BALANCE : {$6300.00}
|
| 11/28/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Medical Data Systems has a debt on my credit report and it 's showing paid, but this debt is not mine. I have tired to call them and explain the issue, but they stated their is nothing that can be done because it 's paid. I tired to validate the debt twice, to get proof that the debt is not mine. I want to send the paperwork to the credit reporting agencies, to see if they can help me. Medical Data Systems refuses to send any paperwork regarding the validation of the debt. Please help!!! even though this debt is showing paid, it is lower my credit scores.
|
| 05/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Two medical collections appeared on my credit report in 2021 ; one in XXXX for {$550.00} and another in XXXX for {$300.00}. I contacted medical data systems and requested proof of debt due to the fact that I did not recognize the charges and I havent had any medical treatment around that time. I received an email with a copy of a bill about a week after my request. I contacted the company again via phone and informed them I am unaware of the charges. I again requested for proof that was the person responsible for the debt and have yet to get a response.
|
| 06/15/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX XXXX XXXX opened XXXX. XXXX, XXXX {$12000.00} I called this company left a message for someone to call me back they never called and still reporting.
XXXX XXXX opened XXXX XXXX, XXXX {$160.00} I spoke with an representative and told them I dont recalled doing business with them send me a signed signature of the application they never send it.
MEDICAL DATA SYSTEMS opened XXXX XXXX, XXXX {$2200.00} I spoke with an representative and told them I dont recalled doing business with them send me a signed signature of the application they never send it.
|
| 07/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I have had derogatory credit information placed on my credit profile my Medical Data Systems. I have not been contacted in any way by medical data regarding this debt. I have not received any communication of any kind. I have only been ambushed with a debt that doesn't belong to me. When trying to get information since in the information does not match what they have in their system I have not been able to resolve the issue. This is clearly Identity theft. I have not visited this medical center and have not generated any bills related to medical care.
|
| 02/22/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX Violation account # XXXX. In reference to the above account listed, your company is in violation the Fair Credit Reporting Act ( " FCRA " ). The Health Insurance Portability and Accountability Act ( " XXXX " ). I have never received a XXXX release form with my signature authorizing my medical records and private information to be released to your company. I am requesting a copy of a XXXX release form of my medical records and private information with my signature authorizing your company to obtain these documents. ( Medical Revenue Service ).
|
| 12/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I contacted Medical Data Systems in the spring of 2018 about fraudulent charge on my credit report stating that i did not have any knowledge of what this is from, i also told them this was not my bill to pay, that my wallet was stolen prior to 2018. I tried to contact the original creditor XXXXXXXX XXXX XXXX about this bill owing {$100.00}. and never gotten any calls back or emails. I also have gotten this off my XXXX and XXXX report. there is also a statement in my credit file stating that i had fraudulent activity. and my wallet had been stolen
|
| 06/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
Step 1 : What is this complaint about?
My Privacy has been violated.
Step 2 : What type of problem are you having?
HIPPA Violation Step 3 : What happened?
On XX/XX/2021, I received verification of a medical debt from collection agency, Medical Data Systems Inc., which included my private medical records detailing services I received as a patient. I did not sign a HIPPA release form authorizing XXXX Hospital to release these private health documents to Medical Data Systems Inc.
Step 4 : What company is this complaint about?
XXXX Hospital
|
| 03/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Bill was paid in full on XXXX, XXXX took the payment over the phone. Item was turned over to XXXX XXXX XXXX and put on my credit report. I got it resolved with them, and removed off my credit report with that company. Then the bill was turned over to Medical Revenue Service, after being resolved. This happened with 3 Bills. I called and tried to get this resolved and removed off my credit report but XXXX refused to listen or let me talk with a Manager stating that his manager do not have time to talk with me they have more important thing to do.
|
| 09/01/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
Medical revenue service called around XXXX today XX/XX/2021 I was told I work and my wife needs to learn to pay bills because she is a debt collector as well. I ended the call with the person on phone as I felt threatening by this person who is calling me from Florida did not I'd who they are did not give mini Miranda nothing. I called my wife she called them they got angry with her she told them do not call me or her again as they have not sent any letters to our home justifying who they are. What can be done bout this harassment and threats.
|
| 01/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I paid a bill for {$27.00} to XXXX XXXX for some medical analysis billed on XX/XX/2020.
I have the personal check image and endorsed by XXXX XXXX XXXX on XX/XX/2020.
I have the bank transaction image that includes the amount and the transaction ID associated with the check After providing proof of payment to 2 other debt collection agencies, XXXX XXXX continues to refer the amount to collections.
Current debt collector, Medical Data Systems , Inc. d/b/a Medical Revenue Service ( MDS ) has been provided the information with no resolution.
|
| 04/11/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I have been trying to correct my credit report for over 6 months. I have asked all 3 credit bureaus to provide proof of the debt ( 609 LAW ) in writing several times and have been ignored with no responce. I don't have any knowledge or recollection of these debt. I believe they are reporting incorrectly and it is affecting personal and financially. Please remove the following inaccurate items listed below from my credit report. MEDICAL DATA SYSTEMS INC : Status Collection account. {$1900.00} past due as of XX/XX/2023 ( THIS IS NOT MY DEBT )
|
| 05/16/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On several attempts I have tried to explain the Medical Data Systems to stop contacting me ... .... This company has repeatedly placed a negative item on my credit report.. i am informed that this is a collection agency who are violating my rights as a personal consumer because I have never had any type of relationship or contract with them ... Also I feel as I'm the victim being they are buying my identity from companies or venders that I have no knowledge of ... ... This goes against FCRA and definitely goes against HIPPA consumer rights.
|
| 02/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I sent a debt validation letter three times on the following dates : XX/XX/2022, XX/XX/2022 and XX/XX/2022 and each time this company has failed to validate the debt. They have refused my rights in knowing the adequate validation requirement and have included numerous falsified statements within each letter response. Instead, this company sent a list of my medical records in which I know is a direct violation of HIPPA regulations. I never signed a HIPPA authorization form permitting this company to have access to my personal medical files.
|
| 07/03/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
There was a debt from the creditor XXXX XXXX XXXX in the amount of {$1700.00} listed on my credit report. I disputed this and it was removed on XX/XX/2019. This creditor was part of XXXX XXXX.
Since then the charges have been put back on my account in small individual charges, with another debt collector, named Medical Data Systems Inc- but this is for the same place XXXX XXXX , they changed the name and broke down the charges to make them look like seperate bills. this is completely false and needs to be removed from my credit report.
|
| 02/05/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
On XX/XX/2023 Medical Data Systems furnished an account on my consumer report without my consent without permissible purpose and that is in fact a violation of 15 US Code 1681b, thats a violation and I demand {$1000.00}. Also, the Medical Debt credit Reporting act came to an agreement with the credit agencies that should not be reported to consumer reports if the value is less than {$500.00}. This account was added last week and the settlement went into effect beginning of this year. Remove this from all of my consumer reports. Thank you.
|
| 02/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/XXXX I contacted Medical Data Systems and requested validation of 2 account s they are reporting against me and provided current contact information. On XX/XX/XXXX I contacted them again with a copy of the first letter and reminded them that the 30 days they had to validate the debt was nearing expiration. To date Medical Data Systems has failed to provide validation of the debts that Medical Data Systems ( not the original creditor ) is reporting against me, and they continue to report these debts to credit reporting agencies.
|
| 08/25/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Debt has NOT been paid in full however this debt was originally placed with another debt collection agency who then transferred it over the Medical Revenue Service and they never notified ME of the change and all this time I have been paying the other debt collection agency for the same debt that they marked against my credit. Now the other debt collection agency ca n't seem to tell me where all my payments went to and Medical Revenue Services do n't have any records showing that I have been paying on said debt for the past year!!!!!
|
| 09/30/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
The company, Medical Revenue Service, Medical Data Systems, sent me a letter saying that they were no longer servicing / collecting on this debt.
However, this letter that was sent on XX/XX/2019.
They are still reporting on all three credit bureaus, and causing negative damage to my credit score. And it is severely affecting my credit worthiness.
( Letter is attached ) I have sent them a letter requesting for this to be removed from my credit report, but it still remains almost 45 days later.
Please remove from credit ASAP.
|
| 06/11/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Continues to call after I've told them to STOP calling. I have now received FOUR calls since the last time I notified them to stop calling. Each time the agent who calls says this is the first time they've called, meaning them the person NOT the company. It's a lie and a tactic to skirt around the fact they've been told not to call. I have received no notice in the mail yet they continue to harass me via phone for collection. EACH person says they'll put it in their system not to call then proceeds to still harass me about the debt.
|
| 08/08/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Debt collector, MEDICAL DATA SYSTEMS, has violated my right to privacy and is also in violation of FDCPA 1006.30a and its rule by parking an unverified, alleged debt on my credit report ( s ) without taking the required actions. I have no prior knowledge of this unverified debt that the debt collector claims that I owes it, nor was I granted an opportunity for an initial dispute of this unverified, alleged debt. My consumer character has been defamed, and I have been subjected to higher interest rates. Please see the attachments.
|
| 11/25/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have an XXXX in XXXX XXXX XXXX XXXX on XX/XX/XXXX an they asked me for a co-payment of {$550.00} That I paid before the procedure, after months receive a letter from the hospital that I owed {$880.00} and when I called they couldn't explain to me what that come from, after the four time calling them they told me that it was a coinsurance copayment, I Have called the insurance several times and they said it was paid what the hospital billed on XX/XX/XXXX, even those they send me to collection, please can you investigate this?
|
| 07/11/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
Medical Data Systems is reporting a debt of {$200.00} in my name which I know nothing about. I have sent a validation letter which was received by the company on XX/XX/2019 and signed by XXXX XXXX. As of today XX/XX/2019 I still have not heard anything from the company which is more than the 30 days and no verification or validation that this so called debt is mine.
Under the HIPAA I am allowed to protect my medical privacy and I am very concerned that this company is reporting something that can not be validated or verified.
|
| 04/05/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
My credit report is showing 9 to 10 entries from Medical Data Systems Inc. for the same amount of {$280.00} and date of service. The only difference is they change the account number so it looks like a unique item when its not. If I contact the company directly the statue of limitation start date will be readjusted. This seems to be a new tactic to create multiple entries on ones credit so they are severely impacted by the medical debt.
Their info is Medical Data Systems XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX.
|
| 04/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received a bill from the medical revenue service, for a medical procedure I had on XX/XX/2021 at XXXX XXXX XXXX.
They claim that they tried to contact me several times regarding the debt. I didn't receive any notice regarding this debt from XXXX XXXX XXXX. Not a bill in the mail, no email, and if they tried to call me they didn't leave a message. Instead it was sent to a debt collection agency which XXXX me off. Im gon na pay the bill because I received the service, but I dont like the way it was handled on their part.
|
| 11/30/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX continues to report fraudulent account information on my credit report and refuses to actually verify the information. They will not provide any physical evidence of a actual investigation and they will not accept any documents proving these accounts do not belong to me thats over XXXX, basically any documents on a standard piece of paper would be, under their guidelines too large for them to accept! This is absolutely crazy! This has been going on for 3 years, the stress and damage they have caused is mind numbing.
|
| 06/22/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The debt was incurred when I was taken to the hospital in XXXX of XXXX. I was using my mother 's insurance at the time and the insurance company wasn't even supposed to charge me because we'd already paid the deductible. They proceeded to send me the bill anyway, even though the bill should not have existed nor been sent to me since I don't pay the insurance premium. Then the bill was sold to the company currently holding it and they refused to remove it from my credit report, even after a dispute I filed on XX/XX/XXXX.
|
| 08/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I was sent a collection debt by " medical data systems '', in the mail on or around about XX/XX/2021. I then sent a debt verification letter on XX/XX/2021 by certified mail to the debt collector to please verify that the debt was legally mine within 30 days or to remove the debt. I have received no verification letter to date, but the debt is still on my credit report. I am asking the cfpb to investigate. I have also been receiving harrassing phone calls almost on a daily basis. I don't know how they got my cell number.
|
| 01/04/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Medical Data Systems, Inc placed a collection account on my credit report. I request validation of this account as I thought it was not mine. After the 30 day investigation I was sent no proof of validation or any information at all from the company showing that this account belongs to me. I then tried to dispute the information once again and still it was said the FCRA requirements were met.
The company has not met FCRA requirements and should remove this account information from all three credit bureaus immediately.
|
| 07/22/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
At XXXX on XX/XX/2019 I received a phone call from XXXX. It is from Medical Data Systems. It was a recorded message saying this is an important message for XXXX XXXX, if you are not XXXX XXXX please hang up, if you are XXXX XXXX please continue to listen to this message. I hung up. I am XXXX XXXX but I will not listen to a recorded message which is robo calling and totally against debt collection practices. If would have been a live person I would have talked to them. They do not identify themselves as debt collectors.
|
| 07/13/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
The No Surprises Act and the Fair Debt Collection Practices Act both have been violated by Medical Revenue Services collection agency XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX for collecting a prohibited medical bill that is also in violation to the No Surprises Act. The medical bill of {$2300.00} has derived from a sudden emergent medical illness, which was charged by an out-of-work provider for emergent medical attention. In addition, I was deemed XXXX by the XXXX at the time of this sudden emergent medical illness.
|
| 09/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
XXXX I was made aware I can't refinance my home due to my credit score. I was advised there were medical collections on my report. I was advised they shouldn't be on my report due to H.I.P.P.A and my medical privacy. It has effected my score drastically. I have 3 separate medical collections from 1 company. I called the collections agency explained the situation. They advised me to call the 3 credit companies to dispute. As of today my score was updated and score increased by4 points. Due to 1 of the 3 collections
|
| 01/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I HAVE DISPUTED MULTIPLE MEDICAL ACCOUNTS THAT WERE NOT VERIFIED ACCURATELY OR WITHIN 30 DAYS AND XXXX REFUSES TO DELETE THE ITEMS OR VERIFY THEM CORRECTLY, THEY ARE VIOLATING MY XXXX RIGHTS WITH COMPANY MEDICAL DATA SYSTEMS DATES XXXX ALL OTHER CREDITORS HAVE REMOVED THE COLLECTIONS AND MY COLLECTIONS AREN'T PROPERLY BEING ADDRESSED. AMERICAN ACCOUNTS AND LVNV HAVE NOT PROVIDED ANY IDENTIFICATION OF IT BEING MY DEBT AND XXXX IS STILL REPORTING AND TAKING MATTERS INTO THEIR OWN HANDS INSTEAD OF FOLLOWING THE LAW.
|
| 11/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
MEDICAL DATA SYSTEMS INC OPENED XX/XX/2021 AMOUNT {$190.00} I contacted this company to ask for verification of this account unfortunately, they was not able to do so and they are still reporting. It is not my intention not pay for debt that I owed, however, I do not recalled doing any type of business with this company, however, I asking this company to verify this account and I am not asking for any itemized bill, I am asking for contracted with my signature that stated I have done business with this company.
|
| 06/22/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am writing this letter on my own behalf. Upon reviewing my credit reports and gaining knowledge of relevant laws, I have come to the realization that both your agency and the collection agency are in violation of 15 U.S. Code 1681a ( 3 ), which pertains to the restriction on sharing medical information. According to this code, the exceptions mentioned in paragraph ( 2 ) do not apply when it comes to disclosing information to any person who is related by common ownership or affiliated by corporate control.
|
| 03/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Validation of debt letter sent to this company over 4 months ago. Company has yet to validate this debt as being mines. I have no knowledge of this medical debt as I have always had medical insurance. So having a debt with medical expenses is impossible for me, as I am hardly ever sick. Please have this company validate or delete this debt as I have sent multiple request letters with no response. This is affecting my credit report tremendously and if unable to validate I request this be deleted immediately.
|
| 08/04/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Collection company is attempting to collect a debt for which I do not owe them. Nor have I made any agreements or done anything for them to believe that I owe them anything, Moreover, they placed these erroneous debts on my credit profile several times before and they keep removing them and adding them at a later date. This has to stop! I believe its criminal at this point because they are intentionally trying to destroy and lower my credit score by submitting alot of collection notices on my credit report.
|
| 02/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I asked the company to validate and verify the alleged debt but they have yet to show me proof. The company also violated HIPPA Laws and violated U.S. Codes under the FDCPA The company sent me an itemized bill with medicines and procedures listed from a hospital, but they didn't send me a contract. The accounts need to be deleted and the invoice needs to be paid or I will file a claim against the company for Hippa violations and FDCPA violations. I will also ask for remedy, defamation, and other damages.
|
| 11/30/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX XXXX XXXX is using MEDICAL DATA SYSTEMS to report a negative account for the amount of {$360.00} dated as opened XX/XX/2018. I have been unsuccessful in communicating with both agencencies XXXX and XXXX that this debt does not belong to me, i did not open or sign this account, it has not been properly verified as accurate as i was not ever at XXXX XXXX XXXX and I have never been serviced or obtained a debt from XXXX XXXX XXXX therefore MEDICAL DATA SYSTEMS needs to cease collection of this account.
|
| 04/12/2017 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I did not receive any communication about this collection. In my call with insurance and hospital regarding the claim, Insurance agreed that it is non hospitalization claim and agreed to pay. But did not pay. I was not aware of this and did not get any bills thereafter. The treatment happened in XX/XX/XXXX and I collection came into credit report in XX/XX/XXXX. It is only for {$180.00}. I paid once I came to know about the collection. I was informed that collection will be removed from my credit report.
|
| 01/09/2017 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
Servicemember |
|
Medical Data Systems has placed an account on my credit report. I have disputed this account with them several times to try and verify if the account is mine. I have requested that they send me a copy of the ORIGINAL contract with my signature and personal information verifying this account. They have never sent that information. This is also a Medical account so my medical/personal information was shared without my consent which is a violation of the XXXX policy. I have made them aware of that as well.
|
| 11/20/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Received a call from a company called " Medical Revenue Collections '' at Number XXXX. I was unaware that I owed a debt, so I called the institute, XXXX XXXX XXXX XXXX in XXXX XXXX, AL to ask. I DO owe a debt, but the collectors they use are " XXXX XXXX '' at XXXX. I feel these people are trying to falsely collect my debt. When I told the lady I contacted the institute where I received service and they told me where to go, she got very rude, and told me " well, you had better watch your credit then! ''
|
| 11/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hi, in the flesh XXXX XXXX XXXX, and I am writing the demand to delete the following negative info from said company MEDICAL DATA SYSTEMS INC. The items I need deleted are listed in the report. I am a victim of identity theft. I ask that the items be deleted to correct my credit report. I reported the theft of my identity, and have enclosed copies. Consumer disputes this debt and ALL claims in accordance of 16 CRF 433.2, Title 15 USC 1692, Regulations Z, Regulations M, and ALL applicable UCC Articles.
|
| 02/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Please find the below are the attached ebill and payment data from/to XXXX XXXX XXXX XXXX XXXX
As per the e bill the total amount due is {$1200.00}. I have paid {$1100.00}.
I have converted the total due amount {$1200.00} into a 6 months plan and each month i paid {$200.00} for 3 months ( total : {$610.00} ). The remaining balance is {$610.00} Later as per the discussion with XXXX XXXX XXXX XXXX representative he waiver off {$120.00} if i paid {$490.00} at a time.
I paid {$490.00} on XX/XX/2021.
|
| 07/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I had my credit report hit for a claim from 2018 I never recieved anything about this and once I spoke to the Medical Company they took payment and said it was done, I never recieved anything on this issue not 1 call they had some random number and the hospitls address as my contact XXXX XXXX XXXX XXXX i corrected there info they appligized and then this hit my credit. They creditor also refused to give me any details to verify this was my account as the amounts are differant the ifo is not correct.
|
| 07/01/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I have contacted Medical Data Systems about my debt and the information they are not supposed to have. They have personal detailed billing of when I was at the hospital. They are not supposed to have all of that information. That is a HIPPA violation. I have filed a dispute with the XXXX and XXXX. Neither one have resolved my problem. I have proof of what they can see because they sent the information to me. They are only supposed to see basic stuff about me. I will be attaching what they sent me.
|
| 12/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
On XX/XX/2021 outside my normal operating hours, I received a call from XXXX stating they were Medical Revenue Service and needed to verify my date of birth in connection with a Medical debt. This was a very unusual and inconvenient time for me to be receiving calls because I engage in meditation and studies between the hours of XXXX to XXXX. I tried to resolve this matter but the caller disconnected the phone. Please help as I couldn't get this matter resolved. Thanks You for your consideration!
|
| 10/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Despite my previous query letters to your department, the most recent credit report I reviewed indicates that this record is being accounted for incorrectly and inaccurately. This file is used to keep track of various " infringement '' declarations. I don't believe the circumstances surrounding this record are accurate. Ensure that reliable, fair, and comprehensive reporting is done! In order to validate or refute my point, I demand proof that you followed all of the proper and fair procedures.
|
| 06/15/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2023 I received a copy of my credit report and noticed that there are 5 accounts from Medical Data Systems that have not been verified. I requested validation of the alleged debt and did not receive anything proving that these accounts belong to me. I also noticed that these accounts are reported inaccurately which violates my right to have a 100 % accurate consumer report. Furthermore Medical debt must be properly investigated and the method of such investigation is hereby requested.
|
| 05/01/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Company sent me a letter stating they are no longer handling this account. They are reporting to the credit bureau that the information is accurate and correct. I made a call to the collection agency and spoke with a XXXX XXXX , who stated that when they receive an dispute although they are no longer handling the account, they reach out to the original creditor and confirm that the debt is valid. Th e debt may be valid with the original creditor but its not valid with the collection agency.
|
| 09/15/2016 |
No |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Collection company who stated that did not own debt but was trying to collect on it. sent certified letters to hospital and collection company to validate. hospital did not respond and collection company said I was not entitled to this information. Collection company sent computer generated forms. During my process of trying to get validation collection company after being notified continued to attempt to collect and reported adverse information to credit agencies damaging my credit history.
|
| 09/13/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I am trying to dispute so many accounts that I havent never heard of. I been not using my credit and my credit has been getting used and I am getting punished for this as you see my credit is going up. Only thing I have that I apply for is XXXX and I have XXXX in my account now I need someone to call me at my number XXXX because this is ridiculous and I am trying to buy a house and use my credit and now Im looking at things that I never even applied for even addresses that I dont even know
|
| 09/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
the account MEDICAL DATA SYSTEMS for XXXX is unknown to me, also the the account medical revenue systems is clear violation of XXXX HIPPA since there can be no permissible business purpose in divulging protected health information to anyone on an account once there is no longer any payment due. In addition the new Omnibus Final Rule states : when patients pay out of pocket in full, they can instruct their provider to refrain from sharing information. This letter serves as that instruction.
|
| 03/22/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Medical Data Systems has been reporting a collection that they allegedly opened on XX/XX/16 for Wellstar for {$150.00}, but XXXX does not have any record of a visit or a debt owed. The false reporting to all 3 credit bureaus has had a very negative affect on my credit rating, and I would like it removed. XXXX has confirmed that they have no record of this debt, and that Medical Data Systems is reporting falsified information to the credit bureaus.
My Guarantor ID with XXXX is XXXX.
|
| 03/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
I sent a debt validation letter on XX/XX/2022 and this company has failed to validate my debt. Instead they sent me a list of my medical records which I know is a direct violation of HIPPA regulations. I never signed a HIPPA form authorizing them to have access to this information. Please delete this information from my credit file and cease all collection activities immediately.
company : Medical Revenue Services Medical data Systems, INC XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX XXXX
|
| 04/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
XX/XX/2021 Medical Data Systems {$310.00} I do not even know this company I never received anything on this bill I have tried to get in touch with the credit bureau about this I have not heard anything. and why would they send my personal information to struggle and not to me I do not understand. for whatever reason my insurance never paid it should have been sent to me are noticed me of the charges. I feel like my rights has been it violated the bill was sent in to the credit bureau
|
| 02/26/2017 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
taken to emergency room, treated for immediate issues and forced to stay in hospital for 14 day against my will and threatened to call police if i try to leave. XXXX services were not given to me and i was forced to stay in a hospital room to be finally released. i had no insurance at the time and was homeless with no way to pay. filled out paperwork to have county pay the debt but i still have account for collections on my credit report and the creditor refuses to remove account.
|
| 12/06/2017 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
Ive sent to HIPAA letters already informing Medical Data Systems That theyve violated my privacy by having information from a medical provider and asked that they delete it immediately from my credit report which they have yet to do but insist on sending me debt collection letters. Its illegal for them to have any information dealing with private medical matters! Theyre also not licensed in the state of Georgia where i reside. This account was added between XX/XX/XXXX-XX/XX/XXXX.
|
| 08/21/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I received a notice from my credit monitoring app that my score dropped due to a new collection account. When I logged in, I noticed a collection from Medical Data Systems. I was not notified in writing from this company that they were going to put this on my credit and according to the Fair Debt collection act, I 'm supposed to be given ample notice and time to dispute and research the information. This company did not follow the rules that govern Fair Debt collection practices.
|
| 03/31/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I made prior payment arrangement with XXXX and unknowingly to me, Medical Data System has begun reporting debt. I completed the monthly payment arrangement with XXXX on XX/XX/XXXX that I initially started paying in XX/XX/XXXX. In addition, I never received notice of this debt from XXXX XXXX XXXX. The only contact I've had with them was on XX/XX/XXXX and I called them to inquire about removing three prior medical debt collections from my credit report that was paid in XX/XX/XXXX.
|
| 04/25/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
Two medic al debts from XXXX XXXX XXXX XXXX were discharged in a chapter XXXX bankruptcy case on XXXX . Case number XXXX . Medical Data Systems i s a debt collection agency who starting reporting the account as currently open with a past due balance. I 've disputed the account with every credit bureau but they keep saying the bankruptcy was dismissed. They are referring to an old bankruptcy from XXXX . There was a second bankruptcy case in XXXX listed above.
|
| 05/13/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
XX/XX/2019 was the bill datr. company Medical Revenue Services amount {$1600.00}. I paid the collections agency off with the promise it would notify the credit companies that the debit has been paid and the account is closed. Well that didn't happen and some credit companies show as current which is false. It is paid in full and there should not be anything still open or current. I am not doing any business with this company and my credit file needs to reflect that information.
|
| 08/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
Servicemember |
|
With my last XXXX I had to go to the XXXX often and they would always tell me to pay or they will sue me for not paying. I cant afford to pay the {$200.00} copay every other week when I was trying to cover other expenses and just make sure my baby was healthy and I was healthy. Also went to a dentist, paid in full, cash. No insurance at the time so I paid everything up front to get my XXXX XXXX and they still ended up sending me a bill for extra costs that arent even listed.
|
| 06/14/2016 |
No |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
They keep calling me from XXXX and they say it is about a personal matter. I ask them what it is in reference to and they say after they verify that this is the correct person they will tell me what it is about. They are a debt collector but do not identify themselves as such. According to federal law if they are a debt collector they must identify themselves as such. Please see attached documents to show that this number is flagged as spam and telemarketer and debt collector.
|
| 09/24/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I never received any written notices nor phone calls regarding a debt. I did not find out about the debt until my credit score was already impacted and I checked my credit report. When I contacted the collection agency, they said that there were multiple attempts to contact me. I found out that they had the wrong mailing address and contact number. I feel as if I should not be penalized on my credit score due to their negligence and inaccuracy with my personal information.
|
| 09/01/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
Paid Accounts are still appearing on the Credit Reports which should be removed or deleted. By showing on the Credit Reports it is reducing my credit score.
XXXX XXXX XXXX - Open XX/XX/XXXX for {$200.00} Paid XX/XX/XXXX XXXX XXXX XXXX - Open XX/XX/XXXX for {$170.00} Paid XX/XX/XXXX XXXX XXXX XXXX - Open XX/XX/XXXX for {$95.00} Paid XX/XX/XXXX XXXX XXXX XXXX - Open XX/XX/XXXX for {$110.00} Paid XX/XX/XXXX XXXX XXXX XXXX - Open XX/XX/XXXX for {$110.00} Paid XX/XX/XXXX
|
| 03/07/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
If this is a prior bill, it's already been paid. I show in my bank account paying this institution. I never received any bill for this or anything saying I had an overdue bill. I never received anything like this because I don't owe anything. My online account at this institution shows a balance owed of {$0.00}. This company is preying on people to get monies that aren't owed. The date of the service is XX/XX/2020 from XXXX University XXXX XXXX and the debt is {$250.00}.
|
| 08/14/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I have a loan with XXXX ( Original Creditor : XXXX XXXX XXXX ), MED DATA SYS ( Original Creditor : XXXX XXXX XXXX XXXX ), and XXXX. I have always made my payments on time. As you can see, I have always had a stellar payment record with this company. I tried contacting XXXX, XXXX, XXXX CCI ( Original Creditor : XXXX XXXX XXXX ), MED DATA SYS ( Original Creditor : XXXX XXXX XXXX XXXX ), and XXXX with no successful resolution. There was definitely an error on their part.
|
| 08/04/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I got a Phone call from someone claimed to be a collection agency trying to forced me to pay a debt. I told her that I didn't recognized the debt she was referring to and I need her to send me a letter of validation and I never received it. Now they sent my name to collection and I want it removed due to not following protocol and not giving me an opportunity to either dispute or pay. Also requesting a disciplinary action against this company for violating my rights.
|
| 07/12/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
|
|
Web |
|
|
Please note I sent a dispute with XXXX and they responded that one of my debts from Medical Data Systems for {$200.00} were verified. However, on another CFPD complaint the company has stated that they have not been able to verify the debt. I am very confused that XXXX is saying they verified when the company could not even verify the debt as this is false and deceptive. It has been more than 30 days and I demand that XXXX remove this debt from my file immediately.
|
| 12/05/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
XXXX has been non-compliant with removing the unverified account MEDICAL DATA SYSTEMS , INC . Opened Date XX/XX/2018 which has been deleted by XXXX and XXXX. XXXX and XXXX have both completed their research and determined that MEDICAL DATA SYSTEMS , INC . was not established by myself but XXXX keeps verifying this accounts. Also, when I called the company they responded that XXXX did not send them all of the verifying evidence to confirm each account is unverified.
|
| 01/07/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
I was a victim of identity theft and noticed a collection from MEDICAL DATA SYSTEMS INC I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against MEDICAL DATA SYSTEMS INC in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you
|
| 02/01/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
XXXX has been non-compliant with removing the unverified account MEDICAL DATA SYSTEMS , INC . Opened Date XX/XX/2018 which has been deleted by XXXX and XXXX. XXXX and XXXX have both completed their research and determined that MEDICAL DATA SYSTEMS , INC . was not established by myself but XXXX keeps verifying this accounts. Also, when I called the company they responded that XXXX did not send them all of the verifying evidence to confirm each account is unverified.
|
| 05/26/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
The facility did not adequately disclose the cost of the expected services after presenting insurance card. There was no other financially obligation discussed. I was not contacted regarding any additional balance until it was in collections. My flex spending account would not accept the balance due to timely filing. I also received the explanation of benefits months after the date of service. This letter stated do not pay as it was just an explanation of benefits.
|
| 06/21/2016 |
No |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I was approved for XXXX, XXXX Hospital was notified of approval but failed to submit bill. The mailing address that was on file for me was incorrect therefore I never received bill. I assumed all was paid by XXXX. My credit report was ordered with hopes on becoming a homeowner is how I found medical bill in collection. I contacted collect agency and XXXX Hospital. The collection agency stated amount not paid, I contacted hospital and was told XXXX paid full amount.
|
| 08/11/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I was reviewing my credit report and I saw there was a {$100.00} debt from a debt collector for a co payment that I owe. I was shocked because I never received anything to pay the {$100.00} and no attempts to call me before they will report to my credit. I thought the debt collectors have to send you something in writing before they can do anything and give me the option to dispute if I choose. I received nothing!!!! I think this would be a violation of the FDCPA.
|
| 04/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I have a a unverified account from MEDICAL DATA SYSTEMS INC # XXXX. I had previously disputed this account.I have already paid off all medical accounts.MEDICAL DATA SYSTEMS INC is in violation of HIPPA act laws by continuing to report negative information about an account that has already been handled and paid in full. I am in the process of buying a home and this account is still showing and Medical Data Systems no longer owns any of my personal medical records.
|
| 06/13/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
Repeated phone call in the span of 3 wee ks. First call was made on XXXX XXXX followed by the days of XXXX XXXX XXXX XXXX . XXXX XXXX and XXXX . I explained the situation and mention that I would call when I 'm financially ready to make payments. But the representative was very rude and stated that they will call me every 3 days. I told him I do not need to be called every 3 days. I am aware of the bill. They constantly call me and are very rude.
|
| 11/21/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Sent XXXX different notified letters all 30 days apart requesting verification that I was the owner of this account. I asked this company to provide me with a signature showing this was mine only to get a copy of the BIL and no verification signature. After XXXX attempts, XXXX different letters, more than 90 days between the XXXX to reply and verify NOTHING. No proof whatsoever that this was/is my account so I asked them to remove only to not get a response back.
|
| 02/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Medical Data System l reported a collection account to my credit report without my written consent. Medical Data System used my personal information and damaged my privacy without my authorization. My identity was stolen and Medical Data System l has committed fraud, which is a federal violation.
It is against federal law to furnish any medical information. It is a HIPPA violation and any medical reporting should be excluded.
15 US CODE 1681a ( d ) ( 3 ) ( A )
|
| 09/22/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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I have previously requested a line item bill for this medical debt from the originating hospital & this company. Neither have provided it to me to show what was paid out by insurance. I never saw a doctor at the hospital but they show charges to a doctor. My repeated requests since XX/XX/2020 have gone unanswered and their collection tactics continue with robocalls to my phone. No written evidence of the debt & what was charged ( or for what ) has been provided.
|
| 06/14/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
MEDICAL DATA SYSTEMS INC is t rying to collect a medical debt amount of {$520.00} and they have placed the debt on my credit report. I had a procedure done a XXXX XXXX XXXX and I have medical insurance and paid my deductible as well as a bill that arrived at my home. On XXXX XXXX , 2017 I checked my credit report and see that MEDICAL DATA SY STEMS INC is trying to collect a debt I do not owe and they have placed this information on my credit report.
|
| 02/10/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I went to XXXX office, where they would read me the tests sent by the dr , the dr indicated XXXX XXXX and they told me that insurance did not cover it, I asked how much I should pay and they told me {$350.00}, I said ok I'll pay it, and I paid it, They put me on XXXX XXXX a few months later I get a bill that owed {$40.00}, I called XXXX times and they didn't give me an answer, they would call me later and nothing and now I get a letter from a debit collector.
|
| 04/29/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Other personal consumer report
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
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|
In accordance with the fair reporting act Convergent Account # XXXX via Medial Data Systems has violated my rights 15 USC 1681 Section 602 States I have the right to Privacy.
15 USC 1681 Section 604 A Section 2 : It also states consumer reporting agency can not furnish an account without my written instructions.
15 USC 1666B : A creditor may not treat a payment on a credit medical collection account under an open end consumer credit plan as late for purpose.
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| 10/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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|
I have sent a debt validation letter and they never responded back. I am allowed under the HIPAA law ( Health Insurance Portability and Accountability Act of 1996 ) to protect my privacy and medical records from third parties. I do not recall giving permission to anyone to release my medical information to a third party. I understand that the HIPAA does allow for limited information about me but any details may only be revealed with the patients authorization.
|
| 06/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
There are 2 medical collections that have popped up on my XXXX, XXXX and XXXX credit reports from Medical Data Systems. One is for {$970.00} and the other is for {$11000.00}. I do not recognize these debts, nor did I receive anything in the mail about them or receive any phone calls regarding these debts. I have tried to contact Medical Data Systems to validate the debt but haven't received any debt validation. These are not my medical issues. Please delete.
|
| 11/15/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
XXXX has been non-compliant with removing the unverified account MEDICAL DATA SYSTEMS INC Date opened XX/XX/2018 which has been deleted by XXXX and XXXX. XXXX and XXXX have both completed their research and determined that MEDICAL DATA SYSTEMS INC was not established by myself but XXXX keeps verifying this accounts. Also, when I called the company they responded that XXXX did not send them all of the verifying evidence to confirm each account is unverified.
|
| 03/22/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
|
|
Medical Data Systems Inc has reported false, nonexistent debt to the credit bureaus twice this week. I have contacted XXXX HospitalXXXX XXXX XXXX to verify that Medical Data Systems should not be reporting any new collection accounts to the credit bureaus, yet they have done this twice in the past 3 weeks. There is no record of a debt owed, so they are opening fake collection accounts in my name. They are destroying my credit score by committing this fraud.
|
| 05/24/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I was contacted by Medical Revenue Service at XXXX who left a voice mail on my work phone. I ask this company to not contact me at work. I also informed the company that I never received the bill and the person on the other line was rude and nasty. I continue to ask them not to contact me at my job. I ask them since I did not receive the bill could I have please have a hard copy of the bill and the person on the other line was nasty and rude and said no.
|
| 06/15/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
MDS has violated my rights as a federally protected consumer. MDS is in violation of 15 usc 1692. I have outlined their violations in the attached documentation. I am. invoking my specified remedy as a federally protected consumer I am demanding a deletion from all of my consumer reports, and monetary compensation for each violation Pursuant to 15 USC 1692k.
They failed and defaulted on my initial affidavit, this is an opportunity to cure their default.
|
| 05/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
This company has no contract with me or my written consent to furnish anything on my consumer report nor have i gave ANYONE CONSENT to any alleged creditor and thats Identity theft!!!, statements from a 3rd party is a right to privacy USC 1681 ( a ) ( 4 ), I have not received any validation or verfication of any alleged debt. i have sent through USPS certified mail # XXXX XXXX XXXX XXXX XXXX a request for removal from my consumer report to this company.
|
| 03/31/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
" WARNING '' Medical Revenue Service shared a copy of my personal medical treatments. I did not give orginal creditor my consent to share PHI ( ( protected Health Information ) with any collection agency of such balance/ treatments. This was a violation of my HIPAA rights. Please be aware that HIPAA allows for fines in the amount of {$10000.00}. Per violation. This account must be deleted immediately off my credit report for violation of the HIPAA LAWS!
|
| 08/26/2015 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have been recieving phone calls from this debt collector and i informed them i live on a fixed income, on social security XXXX, my only source of income and that i can not pay it. I informed them that proper documentation was sent to the hospital where i was seen. I was informed that i will be repeatetly called until i pay this debt, i told them its harrasement and i was laughed at and told too bad, i was also told the were going to take legal action.
|
| 03/19/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
This Debt was is not owed and listed under XXXX of XXXX and I am on XXXX and all labs are paid for each visit and I talk to lab first and they said all my debt was paid in full, but the collection company Medical Data Systems Inc wo n't take this off my credit report and I have called them to get them to call the creditor and they want do it and I ca n't get them to do their job by checking information correctly because it appears on my credit report.
|
| 06/20/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Thank you for taking the time to review the complaint. After reviewing the credit profile, there's a series of medical bills displayed from Medical Data Systems. During the time of treatments, all coverage was considered in-network of coverage. If medical coverage wasn't covered, prior to scheduling no one gave an indication, offered any financial assistance. The series of collections continues to compromised credit score along with creditworthiness.
|
| 08/27/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I keep receiving calls from Medical revenue services from phone number XXXX asking for someone else. I have told them that the numbee they are calling does not belong to that person and they have continued to call. I was called on XXXX at XXXX, on XXXX at XXXX, and XXXX at XXXX. When I told them to quit calling this last time or I would report them, the woman on the phone said " Who are you going to report us to? There is no one. Bye '' and hung up.
|
| 02/16/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
In XX/XX/ 2021 I requested information to validate this bill reported to my credit file. I never received information that gave to know that this debt belongs to me. I have always had insurance and dont know why I would be getting a medical bill ( {$8100.00} ) this large. I have disputed with the credit reporting agencies and they have not done an investigation of this medical bill. I have not signed any HIPPA release form to release my information
|
| 10/07/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I sent Medical Revenue Service for acct # XXXX ... .. two times XXXX and XXXX a validation letter each time this company has failed to validate my debt. Instead they sent a itemized statement of my medical records which I know is a direct violation of Hippa regulations. I never signed a hippa form authorizing them to have access to this information. Please delete this information from my credit file and cease all collection activities immediately.
|
| 06/22/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
It has come to my attention that Medical Data Systems is reporting an alleged debt on my consumer report without my written consent to do so.
The reported information is a violation of the Health Insurance Portability and Accountability Act of 1996 also known as HIPPA.
The FCRA has affordable me the informed consumer the right to privacy and Medical Data Systems has violated that right by reporting protected information on my consumer report.
|
| 06/08/2016 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
There is a medical debt in which I agreed on a settlement set up the payments per our agreement XXXX charge went through and the XXXX the company is stating did not, I never received a call about this until a while later and now this company will not honor the settlement. If I new my HSA card did not process which I have no reason why I would have paid the remaining balance out of my bank account and now this agency will not take it. Please help
|
| 07/18/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I contacted the better business bureau as well as Medical Data Systems. I have paid the medical bills. I requested a validation of debt from the collection agency. They are currently in violation of my XXXX right for the state of North Carolina. They provided personal information such as private medical info prescriptions, procedures received. They were nor authorized to receive or distribute this information legally. I am Preparing to sue them
|
| 04/01/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have attempted to handle this with Medical Data Systems on numerous occasions. Please be advised that this is causing financial damages. Failure to provide an appropriate legal and lawful response will result in further action. Failure to provide such response within 15 calendar days will be constituted as your acceptance that this debt is not valid.
Please verify, validate and document that I am LEGALLY obligated to pay this alleged debt.
|
| 08/17/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I, XXXXXXXX XXXX XXXX, it was XX/XX/2021 when I had to go to my doctor, XXXX XXXX, in XXXX, and it happened that the doctor was not there and I needed him to check me out, and the doctor 's receptionists sent me to the emergency room because I needed a report of what I had and take it to school but it turns out that they did things to me that later not even my insurance covered me this is a robbery for me and I don't have money to pay so much
|
| 08/21/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
There are seven ( 7 ) accounts listed on my credit file with each credit bureau, XXXX, XXXX and XXXX. I was never notified of the debt so I could request for verification. Also, I would like for Medical data systems to send ma all sign agreement and obligation since they are saying I owe for seven ( 7 ) balances. This is a violation and should be looked into more. Medical has ruined my credit because of this incorrect information.Just low down
|
| 11/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX XXXX at XXXX XXXX XXXX XXXX, XXXX FL XXXX has been sending me collection notices in the amount of {$6300.00} {$4000.00} and {$3200.00}. The collection has been placed as past due balances. I do not know this company. I have never did business with this company l. This company does not have any legal binding contractual agreement with my name on it. I want this alleged debt Given back to the original creditor or removed immediately.
|
| 06/09/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Ive never done any type of business with Medical Data Systems , INC . I spoke with one of their representatives on XX/XX/XXXX to provide me any signed documents that they have as proof of me owing {$100.00} to their company.
In a written response the company acknowledged their company does not own the account or the debt.
As of today Medical Data Systems has not provided a valid contract with my signature to prove my obligation to them.
|
| 06/25/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Reported an account that's paid. Reporting inaccurate information on another account. Stated that they'll accept payments but could still report to credit bureaus. Said that I'd have to pay in full to prevent negative reporting to the credit bureaus. I'm on XXXX and the amount owed is more than a months earnings for me. Was told I should pay them and ignore new medical bills. If I ignore new bills, they'll end up here and will be reported.
|
| 06/10/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I checked my credit report in preparation to buying a home and discovered accounts that I did not authorize. I have reported the attached accounts to all three credit reporting agencies and they have not corrected this information. I filed police reports and Identity theft packets as directed by the police and investigators to have these fraudulent accounts removed immediately. No action has been taken to remove these fraudulent accounts.
|
| 03/30/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
Servicemember |
|
I am a XXXX XXXX veteran with a XXXX XXXX XXXX rating. Medical data systems has continued to place collection accounts on my credit reports. Some have been removed and replaced with different amounts and some placed on other credit reports with different credit bureaus. I have disputed the same accounts so many times that I no longer have the option to dispute them with the credit bureaus. Please any help with this matter would be great.
|
| 11/13/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
XXXX has been non-compliant with removing the unverified account MEDICAL DATA SYSTEMS INC which has been deleted by XXXX and XXXX. XXXX and XXXX have both completed their research and determined that MEDICAL DATA SYSTEMS INC was not established by myself but XXXX keeps verifying this accounts. Also, when I called the company they responded that XXXX did not send them all of the verifying evidence to confirm each account is unverified.
|
| 01/26/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the Fair Credit Act, the following creditors have violated my rights : XXXX ( account ending XXXX ) {$23000.00} XXXX XXXX XXXX ( account ending XXXX ) {$640.00} XXXX XXXX XXXX ( account ending XXXX ) {$23000.00} 15.U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1682 section 604 section 2 states : a credit reporting agency can not furnish the account information without my written instructions.
|
| 03/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
This account I contacted Med Data Systems with a letter on XX/XX/2022, asking them to send me information so I can verify the account and they never have.
MED DATA SYS XXXX These accounts listed below were just added to my credit report with out Med Data Systems sending me a XXXX XXXX. I want these accounts to be removed from my profile due to them not following the proper procedures MED DATA SYS XXXX MED DATA SYS XXXX MED DATA SYS XXXX
|
| 04/27/2017 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
MEDICAL DATA SY STEMS I XXXX XXXX XXXX XXXX XXXX XXXX XXXX , FL XXXX ( XXXX ) XXXX IN REGARDS TO ACCOUNT XXXX THE FOLLOWING AGENCY IS NOT BONDED IN THE STATE OF TEXAS AND CAN NOT LEGALLY COLLECT SAID DEBT. MEDICAL DATA SYSTEMS I, ADDRESS THAT IS PROVIDED ON CREDIT REPORT DOES N'T EVEN MATCH TO AN ACTIVE BOND IN THE STATE OF TEXAS. PLEASE REMOVE FROM ALL XXXX CREDIT BUREAU AND CONFIRM THAT DEBT IS NOT OWED.
|
| 05/04/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I have reached out to Medical Data Systems several times advising them that the collections they are reporting do not belong to me. They have not provided validation of these debts or there investigation methods. The following accounts need to be removed immediately.
The following accounts need to be removed : 1. Medical Data Systems- Account # - XXXX 2. Medical Data Systems- Account # - XXXX 3. Medical Data Systems- Account # - XXXX
|
| 11/28/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
XXXX has been non-compliant with removing the unverified account MEDICAL DATA SYSTEMS INC which has been deleted by XXXX and XXXX. XXXX and XXXX have both completed their research and determined that MEDICAL DATA SYSTEMS INC was not established by myself but XXXX keeps verifying this accounts. Also, when I called the company they responded that XXXX did not send them all of the verifying evidence to confirm each account is unverified.
|
| 12/14/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
MDS reported a medical debt with XXXX hospital to the bureaus. I did not give them permission to share this info, violation of XXXX. I paid the debt to creditor. I faxed proof of payment, I sent proof of payment registered mail. I disputed the amount with the credit bureaus that it was paid, and this company still confirmed to the bureaus that it is still owed when it is not. Violation of FDCPA, FCRA and HiPPA. Totally unacceptable.
|
| 05/13/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights.
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
|
| 07/03/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
Servicemember |
|
Took my two grandsons to urgent care in SC. Was unaware NC Medicaid didn't work in SC. Talked to NC DSS, and was told they would take care of the Bill, and for me not to worry about it.
Everytime a bill came in, I took it to DSS. They never made any attempt to pay it. So it went on my Credit report as a derogatory item. When I noticed it on my credit report, I paid it off, but the Company never removed it from my credit report.
|
| 12/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights.
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose.
|
| 03/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Medical Data Systems has placed several damaging items on my credit report without due process ... .process to include no notification in written that would have allowed me the right dispute and or request validation of these alleged debts, which is clearly a violation of the FCRA and FDCPA.
I have no knowledge of these accounts : XXXX XXXX XXXX # XXXX {$780.00} XXXX XXXX XXXX # XXXX {$250.00} XXXX XXXX XXXX # XXXX {$2200.00}
|
| 08/30/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit reporting act XXXX account # XXXX, has violated my rights.
15 usc 1681 section 602 states I have to right to privacy.
15 usc 1681 section 604 A section 2 Also states a consumer Reporting agency Can not furnish an account without my written instructions.
15 usc 1666B A credit or may not treat a payment on a credit card account Under open end consumer credit plan as late for any purposes.
|
| 10/13/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I recently received alert through XXXX that my score dropped due to a medical data bill that Im unaware. I disputed a bill with XXXX XXXX months back because I received charges from a medical source in which we can not verify because the debtor has XXXX different names theyve reimbursed my money for that & reported it to fraud. Now weeks later I receive a derogatory account on my file for medical data system a different name.
|
| 02/21/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
A medical collection attempt from Medical Data Systems. One is dated XX/XX/XXXX and the amount is {$75.00}. The other one from the same company is dated XX/XX/XXXX for {$66.00}. I have no records or knowledge of any medical services from those dates or those companies.
I submitted a dispute and this company did not verify the debt. The accounts were removed from my XXXX report, but have yet to be removed from XXXX and XXXX.
|
| 09/24/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
After numerous attempts to get verification about these fraudulent accounts from the three credit bureaus XXXX, XXXX, and XXXX I have never received any response back as yet. These accounts do not belong to me as follows : 1.Medical data systems acct # XXXX 2XXXX XXXX service acct # XXXX 3.XXXX XXXX XXXX acctXXXX*** 4.XXXX XXXX XXXX acct XXXX XXXXacct # XXXX 5. XXXX XXXX/XXXX acct # XXXX 6. XXXX XXXX XXXX XXXX acct # XXXX
|
| 12/29/2020 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Medical revenue collection service call my Job at XXXX. Told me about the debt for a medical bill for XXXX XXXX in the amount of {$600.00}. i kindly let him know that i could not pay it, he told me I have no choice but to commit to pay {$75.00}. They not accepting i can not pay. I do not have money and I do not like the fact he tell me I have to pay for something when I do not have the money. I won't them to leave me alone.
|
| 10/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received calls from Medical Data Inc. stating I owed a debt of {$2300.00}. I requested a breakdown of service and fees including collections and medical charges.
In addition, provide a copy of my signature with the provider of service to release my medical information to Medical Data Systems , Inc. with no success in validation. I sent out letters requesting validation of debt to Medical Data Inc. in writing XX/XX/2022.
|
| 11/20/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Have disputed debt several times. This is a debit that belongs to my adult child whom have his own insurance. I was listed as responsible party from when he was under age. He has his own insurance since age XXXX. Hospital fail to collect his information. They assumed everything was still the same. I have since had myself removed as responsible party but the beauru keep stating its me debt. The debt amount is {$3100.00}.
|
| 01/18/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Medical Data Systems Inc. I sent out a letter to this company for Validation of a debt from XXXX XXXX 2013. I received a debt verification and nothing with my signature on it giving them permission to my medical records. They sent the procedures and outcomes claiming it as a itemized bill, which violates my hippa rights. They claim the hospital gave them rights to collect the debt, but I havent agreed to such action.
|
| 06/04/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
My girlfriend was XXXX and on XXXX . She was found to have the XXXX XXXX XXXX and her doctor ordered me to go give a XXXX XXXX . The hospital now has it in collections and it should have gone under her insurance. I have made several attempts to speak with the head of billing at XXXX XXXX as well as going into the hospital on several occasions and have been turned away and told " just pay it ''
|
| 10/31/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
On XX/XX/2016, I paid a collection agency named XXXX XXXX XXXX XXXX or ( XXXX ) on behalf of the doctor office named XXXX XXXX XXXX for the total debt owed of {$170.00}. The confirmation number given to me to verify the debt was paid is XXXX. On the XX/XX/2016 I receive another bill for {$170.00} dollars from a collection agency named Medical Revenue Service on behalf of the same Doctor office named XXXX XXXX XXXX.
|
| 09/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
To whom it may concern, I sent a debt validation letter to Medical Data Systems Inc. and the company has failed to validate my debt. Instead, they sent a list of my medical records which I know is a direct violation of HIPPA regulations. I never signed a HIPPA form authorizing them to have access to this information. Please delete this information from my credit file and cease all collection activities immediately
|
| 01/22/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I have repeatedly disputed the accounts with ALL the of the major credit bureaus stating I do not owe MEDICAL DATA SYSTEMS INC. The credit bureaus all come back stating the information has been verified. MEDICAL DATA SYSTEMS INC has been paid to the original creditor by my insurance company before any collections. MEDICAL DATA SYSTEMS INC Is reporting to unpaid accounts on all my credit reports that are incorrect.
|
| 06/30/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
When I checked my credit report and I have been checking it for the past months, these accounts are still here reporting in such a way that is derogatory and it affects my standing so bad. I am trying to build my credit and sorting things out. I want to ask for help regarding these accounts. These accounts are reporting collections yet it has a lot of missing information. Please help me out and have them removed.
|
| 05/16/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I 've tried disputing a fraudulent collection account on my credit report. I 've sent letters to the agency and have gotten little response. My official complaint is against MEDICAL DATA SYSTEMS INC for reporting credit information to the credit reporting agencies that was a result of Identity Theft Ive asked in my letter that the negative reporting ceases and the information be removed from my credit report.
|
| 03/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
After the amount owed was removed from my credit, I have received debt collection letter from two other collection agencies... My Personal Health information is being sent from one collection agency to the next, I will report each and every collection agency that tries to contact me after reporting Medical Revenue Services. I did not authorize my information to be passed from one collection agency to the next.
|
| 04/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
WARNING. Compliance of HIPAA LAW VIOLATIONS. Medical Revenue Service. Violated my medical confidentiality by mailing a copy of my medical treatments through the US postal service dated XX/XX/31. MRS also Sent my medical treatments electronically 4 times through cfpb attachments. These both are HIPAA violations. I will send a complaint to HIPAA. These accounts must be deleted from my credit reports immediately.
|
| 03/07/2017 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
MDS has reported XXXX of my accounts to the Credit Bureaus even after I have made payments. I have been making weekly payments and have even paid XXXX of the XXXX accounts that I have with them. The rep told me that I have 30 days to pay this debt in full. She went to advise me that making payment arrangements does not prevent reporting. I think this is unfair especially when I am attempting to pay this debt.
|
| 04/08/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Started XX/XX/2016 {$290.00} is the amount this company has in collection.
Ive reach out to the company back in forward and I dont know what else to do.
Ive explained to them that they have this collection on my credit report and it is against the law.
They do not want to tell me what was even preformed or why I never received any letter or anything else about how it was acquired.
The debt is not mine.
|
| 07/24/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
I was not notified of this debt. They did not supply me with my wet ink signature contract validating the debt. Have not supported proof under the doctrine of estoppel by silence Englehardt v. Gravens ( Mo ) 281 715 791 I may presume that no proof of the alleged debt nor therefore it any such debt in fact exists. Therefore, this account is fraudulent and inaccurate. It should be not on my consumer report.
|
| 11/03/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports.
The 3 Credit Bureaus are reporting inaccurate information on MEDICAL DATA SYSTEMS I XXXX Balance {$160.00} ; this is in violation of the FDICs Uniform Credit Retail Credit Classification and Account Management Policy. Per FCRA, reporting must be 100 % accurate or the information must be deleted.
|
| 01/23/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
The debt collector has 2 of the same accounts same XXXX one day apart. I only owe one. They have harassed me in the past saying because I couldn't pay that day they would put I refused to pay. Which is a lie. I filed for disability it's still pending. I have no way to pay at this time. I agree one I'll pay when I can but not 2.at one point it said it was closed. Please have them remove one. Thank you.
|
| 07/25/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
This collection agency alleges that they updated the credit bureaus to reflect that the corresponding {$360.00} collection was paid. Neither my XXXX nor XXXX reports reflect this information. In fact, both show that as recently as XXXX XXXX , 2017, the account was still reporting a {$360.00} balance owed and is still in collection status. This account does not appear on my XXXX file.
|
| 02/17/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have medical data systems on my credit report twice. I went to the emergency room at XXXX XXXX XXXX once in XXXX of 2011. They turned my account over to a collection agency ( Medical Data System ) and it has posted twice on my credit. There 's a collection for {$1100.00} & another for {$1100.00}, but it 's for XXXX trip to the emergency room. Can I get XXXX of these charges off of my credit report?
|
| 03/29/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am writing in regards to a collection account in the amount of {$270.00} that has been placed on my credit report by this CA that I HAVE NO knowledge of. There is no signed contract between this company and I and demand it to be removed immediately. It is also a HIPPA violation if they have unknowingly accessed any of my medical records to fraudulently have this account added to my credit report.
|
| 04/09/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
XX/XX/2018 I have reached out to XXXX XXXX in reference to this problem my account is incorrectly showing a amount due and inaccurate missed payments as of XX/XX/2018 it shows XXXX due but when I call the office and based off my payment it should be XXXX this has caused a lot of discrepancies and issues with my credit along with my credit score dropping based off information that is showing wrong.
|
| 07/10/2017 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
|
|
XXXX XXXX , 2017 at around XXXX central time a woman named XXXX from Medical Revenue Services ( MRS ) contacted my employer. She stated that she was from MRS and needed to talk to me about some business. My boss stated that sh e was rude and gave me the number. I called and told them not to contact my employer because it was against the law. I will contact an attorney if it continues.
|
| 05/09/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I had a medical bill that was turned over to Medical Data Systems for collection. I paid the debt, but they are refusing to notify the credit bureaus of the XXXX balance. They told me they would mail me a XXXX balance letter, and it was my responsibility to notify them. If they zing your credit when they receive the account, should n't they be required to notify the bureaus when the debt is paid?
|
| 07/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am getting a lot of calls from Medical Revenue Service XXXX for a friend of mine. I've explained she had a XXXX and moved to another state with family members. They still keep calling my cell phone. I am not getting mail for her so I have no address to write them for a request to stop. I did speak with a employee over the phone, twice and requested they stop calling. But it hasn't stopped yet.
|
| 12/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
Name of company : Medical Data Systems inc/ XXXX XXXX XXXX Phone number : ( XXXX ) XXXX Company location : XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX Date : XX/XX/2022 XXXX XXXX/Charge off Amount XXXX This company has manage to report a XXXX charge off / Collection on my account Ive tried to get in contact with them to resolve this issue they didnt respond. They also sold my debt to another company.
|
| 12/16/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have a collection on my credit report that was opened on XX/XX/2020 for {$1800.00} that I was not aware of until this year when I checked my credit score, it brought my credit score down. I have been through a lot during this pandemic and still going through a lot of financial situations and Im unable to pay this amount and need it remove please because I was not aware that I owed this amount
|
| 07/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Found a collection on my credit report for {$670.00}. No notification sent to me. This is alleged to relate to a hospital stay at XXXX XXXX. I have XXXX as well as XXXX XXXX at the time XXXX covered my hospital stay and my insurance covered the rest of the bill. This bill should be XXXX.
I disputed the item snd Medical Data Systems responded it is accurate and IT IS NOT snd should be removed
|
| 04/15/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Since XX/XX/2019 Medical Data Systems has attempted to collect a debt of {$19000.00}. I have sent them validation letters and they have not responded back to me with appropriate information. This medical debt collection company has mishandled my credit reporting disputes and has prevented me from exercising important debt collection rights. These practices has highly affected the credit scores
|
| 01/11/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have checked my credit report for the 1st time in years in preparation to build my credit since I did n't have and accounts or credit cards. I found that there were several collections from the same company with the same dates. I have not had any mail correspondence with the company in question. I am not certain that this debt belongs to me since I have never seen any information about it.
|
| 05/01/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I contacted Medical Data Systems Inc. and let them know their information was wrong and they got the incorrect person and they ignored it and now placed a {$52.00} collection on my credit report. They need to review all the paperwork and signature for this issue and get this corrected. I saw reviews on the company that they do this kind of thing all the time to people and this need to stop.
|
| 03/16/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I was sent a letter on XX/XX/XXXX that I owed a medical bill from XXXX XXXX in the amount of {$28.00}. I mailed a letter along with a copy of the receipt on XXXX XXXX. I then received another letter regarding the same bill on XX/XX/XXXX, almost a year later for the same debt, even though they had already been informed by phone and mail that the debt had been paid prior to their involvement.
|
| 03/05/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
i recently saw my credit report was showing collections owed to XXXX XXXX XXXX and Medical data systems inc. i called them and asked them to remove the collections because of the ammount of XXXX should be removed from my report. i also filed a dispute in which it came back verified from XXXX. the name they are using to verify is inaccurate and needs to be be updated in XXXX XXXX and XXXX.
|
| 05/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I received a notification of a collection from XXXX alerts. The notification indicated that I had a collections account from Medical Data Systems for {$200.00} dollars for a hospital visit covered by insurance for my daughter.
The account and I had not received notice of a existing balance with Medical Data Systems.
The account was paid as agreed and is still listed on my credit report
|
| 01/10/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Hello, I am signed up with XXXX XXXX monitoring and I checked my credit and noticed that a collection was added to my report on XXXX/XXXX/XXXX. I did not receive any kind of letter/notice from this company in order to dispute the debt ; I was not given the opportunity to dispute it. Not only that, the hospital has never sent me a bill for {$1300.00}, the amount of the reported collection.
|
| 07/30/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Sued you in a state where you do not live or did not sign for the debt
|
|
Web |
Servicemember |
|
This company has a collection that is not mine that is reporting on my credit report. This is account number # XXXX, XXXX and XXXX. However, it's also been discovered that this company does not even have a collection agency license in my state of South Carolina. They only have a license to collect in the states listed on XXXX This is a violation of the Fair Debt Collection Practices Act.
|
| 01/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was alerted through my credit bureau apps that a new collection account was listed on my credit report. I have no knowledge of this debt, I received no mailings or communication from Medical Systems to review or validate debt just an immediate placement onto my credit report. I have informed the bureaus and placed a fraud alert on my credit profile along with the police report number.
|
| 02/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I have received multiple phone calls from the company asking for someone named XXXX. I have told them multiple times that that is not me, but they will not listen. I have told them to stop calling me and they refuse to mark down that they have the incorrect number, stating that in the state of Georgia will not allow them to take down anything that I am saying in regards to the account.
|
| 10/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
HELLO MY NAME IS XXXX XXXX AND I'M ATTEMPTING TO RESOLVE THIS MATTER WITH XXXX XXXX XXXX XXXX. PLEASE READ THE FOLLOWING NOTICE THOROUGHLY AND CAREFULLY BEFORE RESPONDING. IT IS A NOTICE. IT INFORMS YOU. IT MEANS WHAT IT SAYS. FOR THESE REASONS IT IS RECOMMENDED THAT YOU CAREFULLY CONSIDER THIS NOTICE AND RESPOND IN SUBSTANCE, WHICH MEANS ACTUALLY ADDRESSING THE POINTS RAISED HEREIN.
|
| 12/18/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Since XXXX I've sent Medical Data Systems four requests for debt validation ... 4! I've attached a copy of the most recent letter, dated XX/XX/20, and proof of fax delivery including the letter sent XXXX. The bureaus did not verify the debt. The collection agency did not validate the debt. There has been more than enough time and I want these two accounts, XXXX, and XXXX deleted!
|
| 10/21/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was charged for an emergency room visit. I never received any care wat so ever. My infant was taken to the hospital but was never seen for anything, I left because the wait time was absolutely too long. I ended up taking her else where to receive care. There is an outstanding bill of XXXX from XXXX XXXX XXXX.
This is totally false and they are trying to scam me out of money.
|
| 02/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
MEDICAL DATA SYSTEMS Last reported XX/XX/2022 {$340.00} Open balance XXXX XXXX Original creditor I have submitted disputes via certified mail requesting validation of the debt on XXXX separate occasions. Attempted calling personally to dispute but was refused to do so as I wouldn't provide them with my personal information ( which I assume they would have if debt was valid ).
|
| 04/08/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
XX/XX/2019 I put in a dispute for collection account Medical Data Systems Inc for {$1700.00}, the original creditor is XXXX XXXX University XXXX. This is on my XXXX report that was disputed through XXXX XXXX. The DOD is incorrect ; Re-aging is illegal. On XX/XX/XXXX I received an email stating dispute was completed, my account is correct and it will stay on my credit report.
|
| 03/12/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Hello, i recently seen a collection on my credit report under Medical data systems inc, i disputed the collection with all XXXX credit bureus and never recieved validation, i also sent Hippa letter and validation letter to Medical data systems but never recieved responce, however the collection remains on my report.This is false practice and they are violating my Hippa rights
|
| 07/18/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
They called me. I contacted my insurance company about the bill and my insurance company told me that they made a mistake due to incorrect or missing information from the hospital. They told me that they would resubmit the claim. When I informed the collection agency they told me that they could not resubmit it since they now have the info and the hospital has no info on it.
|
| 03/24/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
Medical services data inc is reporting a collections on my credit report for an amount totaling {$1100.00}. When I contacted the company they mentioned that it is my debt and when I asked for them to send me verification of debt they failed to do. The dates reported on collection is XX/XX/2022 I have no open medical record this is illegally being reported on my credit report
|
| 05/04/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I disputed Medical Data Systems and XXXX XXXX on my Credit Report on XX/XX/2020 and XX/XX/2020 letting them know that the collections on my credit file do not belong to me. They did not provide verification of the debt and continue to report these negative items on my credit. I have a letter from XXXX XXXX even telling me they will delete the negative item from credit file.
|
| 08/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
On XX/XX/2021 Medical Data Systems Inc. started reporting I had owed XXXX XXXX XXXX XXXX XXXX {$2800.00} AND reported the exact same debt as 2 collection accounts.
I never received a bill from XXXX XXXX XXXX XXXX, or was I aware of a bill owed them. I have sent two certified letters to Medical Data Systems Inc. requesting they verify the debt and both have been ignored.
|
| 04/03/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
On XX/XX/2021 I received notice that 2 collection accounts had been added to all of my credit reports. These accounts are from Medical Data Systems out of XXXX, FL. These accounts were medical bills that were covered by my insurance company that I've had for several years. I denied and disputed the accuracy of these accounts and they were still added to my credit reports.
|
| 04/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
WARNING. Acct numbers XXXX. Was CHARGED OFF from orginal creditor XXXX XXXX XXXX. MDS can NOT collect a debt from an already CHARGED OFF account. If MDS dont own the account they can't collect a CHARGED OFF debt not owed to them. Please remove this off my credit report immediately. I will seek my state and the state of Florida attorney general if not removed immediately.
|
| 03/27/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
While checking my credit report I noticed Medical Data Systems has a negative remark on my reports stating that I owe a medical debt that I do not recognize. One entry was XXXX XXXX XXXX. I have never used that facility for service. This unverified information has caused a tremendous amount of stress and I plan to hire a credit protection lawyer to look into the matter.
|
| 06/22/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Sometime in XX/XX/2023, I realized a unknown collection account added to my credit report. XXXX XXXX XXXX is a collection agency I am unfamiliar with. Medical Data is the original creditor and I have never received a medical bill in my life yet alone been to the hospital. Someone has stolen my identity as well as put numerous unauthorized credit inquiries on my credit.
|
| 09/09/2020 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Medical Revenue Services has been contacting my employer regarding a medical debt. I do not know why they would contact my employer. When I answered the phone the lady was extremely rude and pushy, when I told her not to call this number and I couldnt talk she would not stop pushing me to give her my information. I believe they have also been contacting family members.
|
| 11/15/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
I was on XXXX XXXX orders at the time since I am in the XXXX reserves. Ive told them multiple times. Not only that I have been getting texts from a friend saying they contacted him about me as well. I have no idea how they got his info. I have never given his phone number out to anybody. They havent called before XXXX or after XXXX but they are cutting it very close.
|
| 04/18/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
Medical Data systems, Inc is attempting to collect a debt that I do n't owe nor have I ever established a contract with this company. You purchased a debt from a company that claims that I owe them but by you obtaining the debt does not legally bind me to owe you anyting, furthermore they are in complete violation of HIPPA and FCRA law which is violation of the law
|
| 11/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have sent out several debt validation letters and a failure to validate debt letter with no response to neither of them Do you have to validate a debt and therefore they have not validated the dead or responded to me to any of my letters I have sent certified mail I have all the receipts for all the times I have sent them letters and I have copies of the letters
|
| 02/14/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On XX/XX/2018 a letter was sent out to me disclosing an alleged debt that I owed. The company Medical Data System INC. has medical information about myself that I did not authorize there for medical data system is in direct HIPPA violation. These accounts need to be immediately removed from my credit file and delete it from all three credit bureaus XXXX XXXX XXXX
|
| 10/19/2016 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
The collection agency said that they do not have to follow the laws of the FDCPA due to the XXXX XXXX Employs the collection agency. They also said medical debt is not subject to the Georgia Statue of Limitations on debt Laws. I clearly asked the collection rep to repeat what he said and in fact that on a recorded line he said they DO NOT ABIDE by the FDCPA laws.
|
| 07/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I was in a car accident in which I was deemed to be NOT " at-fault. '' The case went through litigation and was handled and paid out from a lawyer. All involved parties were released and satisfied! Collection agency is reporting and re reporting debt after it is removed and deemed invalid. These debts are showing for the third time this year after being removed!
|
| 10/17/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I filed an identity theft report with the FTC several months ago when I noticed someone had used my private information to obtain credit in my name. Now, Medical Data Services has placed 2 unauthorized accounts on my credit reports and can not prove they belong to me. I would like assistance with helping them remove these unauthorized accounts from my reports.
|
| 05/30/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
MDS has violated my rights as a federally protected consumer. MDS is in violation of 15 usc 1692. I have outlined their violations in the attached documentation. I am. invoking my specified remedy as a federally protected consumer I am demanding a deletion from all of my consumer reports, and monetary compensation for each violation Pursuant to 15 USC 1692k.
|
| 12/11/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have sent several letters to medical data system I concerning debt that i alleged owe. They have dupicate accounts reporting on my credit repot thats not legal. I have asked them to proove these accounts and they still havent yet prooved anythig. I also still havent got updates yet within the last 120 days when it should have only been 30 days by law.
|
| 10/27/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I received a collection letter from the Medical Revenue Service for a bill that should have been sent to my secondary medical insurance XXXX XXXX XXXX XXXX XXXXXX/XX/XXXXby the provider. The medical provider is XX/XX/XXXX The date of service is XX/XX/XXXXreceived both of my medical insurance information upon the date of service. I do not owe this bill.
|
| 06/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
|
|
Web |
|
|
On XX/XX/2021 I sent a validation of debt/Hipaa authorization letter asking Medical Data systems to provide a breakdown of fees, a copy of my signature with the provider of service to release my information and to cease from reporting till validated by me.They failed to respond.XXXX deleted and stop reporting.The other two agencies are still reporting.
|
| 02/03/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I called Medical Systems to validate the dates and amounts owed on several bills owed. Also violated the FDCPA without advising me it was an attempt to collect a debt.
I sent them a validation request, they responded by sending me my personal information about each visit, This is a third party with access to my personal information without my consent
|
| 06/01/2017 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Medical Revenue Services called me today, and when I told them I had the inability to pay until sometime next year, the lady 's ( she did n't give me her name ) response was " well, what I 'm going to have to do if you ca n't pay is report it to the credit bureaus. '' Then denied it was a threat. These rude and threatening tactics need to be stopped.
|
| 03/23/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
i had medicaid at the time of service. I gave the physician my insurance cards and they just didnt run the bill up under the insurance and put it on my credit report without my knowledge and consent thus breaking my HIPAA rights. I did not give permission for my medical info nor bills to be given to anyone outside of the health care providers office.
|
| 01/05/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2022 I sent a certified letter that was received by the company Medical Data Systems to verify a debt that was on my credit report that I was unaware of. As of today I have not received anything in writing verifying the debt. I have asked that the information be removed from my credit report since they failed to verify any of the accounts.
|
| 09/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
The company is trying to collect a very high debt that they are suggesting is mine by reporting it to collections and damaging my credit. I have never recived a phone call, letter, written statement expressing a collection or any other form of communication suggesting i owe anything to this company. I dont even have contact information for them.
|
| 12/07/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My XXXX reports show a {$4500.00} report on XXXX XXXX 2014 by MED DATA SYS And made my account negative. I do not owe any money to them. It is an is an identity theft. XXXX has been accepting alot of those collectors without verifying if i owe anything and my information is correct. Most of the collector info have about me does not belong to me.
|
| 05/01/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I contacted the Medical Data systems through the mail to find out where this {$940.00} medical bill came from and if it really belonged to me and i have not received the information requested. It has been 30 days since they have received my letter. I have the letter sent to Medical Data Systems and the XXXX certified mail shipment confirmation.
|
| 03/03/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I recently reviewed a copy of my credit report. I was shocked to learn I have been a victim of identity theft. I found numerous accounts on my credit report that were not opened by me. This has been hurting me as I am in the process of buying a home for my family. Please remove the fraudulent accounts from my credit report as soon as possible.
|
| 01/22/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received a notice from Medical Data Systems a medical debt collection after it was already being reported to all three major credit reporting entities. I requested validation of this debt by mail, never received a reaponse, yet it is being reported. Medical Data Systems stopped sending notices as well, but still continues to report the debt.
|
| 10/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I have a few debt collection companies that keep coming after me and harassing me for medical debt that I am currently exempt from being that I am a college student and qualify for the cares Act and have already received funds through my college because of my financial need. These companies are absolutely ruining my credit and threatening me.
|
| 09/20/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I am complaining because Medical Data Systems Inc is reporting derogatory information to my credit file. I have already disputed this information and it was removed from one of the bureaus. It still remains on my XXXX and XXXX credit file. The account doesn't belong to me, and I want the information deleted from both credit files immediately.
|
| 07/07/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I was never notified of this debt, per 15 USC 1692 I was to be notified within 5 days. Per 15 USC 1692gf, unfair practices. No information given regarding debt. FTC Report filed and other reports filed. Unknown debt over 3 months now and no information given. Not sure who this company is and how I even owe them or ever entered into contract.
|
| 06/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX MEDICAL DATA SYSTEMS I ) at ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX ) has been sending me collection notices in the amount of ( {$790.00} ). The collection has been reported as passed due balance. I do not know this company. I have never done any business with this company. This company does not have a contact with my signature.
|
| 06/26/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Certified mail : XXXX has been stuck in transit since XX/XX/2023. This CM is demand for removal of invalidated alleged debt account numbers : XXXX XX/XX/2023 XXXX responded with contact person XXXX XXXX XXXX operations manager to CFPB compliant XXXX. The company will be stopping inaccurate reporting to all three credit reporting companies.
|
| 05/28/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XXXX XX/XX/2023 COMPANY NAME- IMEDICAL DATA SYSTEMS ACCT- # XXXX I check my credit and discovered that was something on my credit report that wasn't done or approved by me and a I did research this medical bill was on there in the hospital that it came from was closed down and does not exist anymore nor I had a contract with this company.
|
| 04/11/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received a letter from Medical Revenue Services in XXXX regarding an alleged medical debt. I wrote to them at the address on the letter on XX/XX/XXXX to dispute the debt and requesting verification ( their letter stated a deadline of XX/XX/XXXX to do so ). They returned my letter unopened on XX/XX/XXXX, stamped " not at this address. ''
|
| 12/12/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
15 USC 1666B : A creditor may not treat, payment on a credit card account under an open end consumer credit plan as late for purpose.
362
|
| 06/10/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
( MEDICAL DATA SYSTEMS I ) at ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX ) has been sending me collection notices in the amount of ( {$290.00} ). The collection has been reported as passed due balance. I do not know this company. I have never done any business with this company. This company does not have a contact with my signature.
|
| 05/02/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Shows up as " Medical Data Systems ''. I do not recognize this phone number or this company. I do not answer numbers or callers that I do not recognize. If a call from an unrecognized number leaves a voicemail, I delete that voicemail before the message even beguns to play. Too many scam robo-calls out there.
Thank you for your help.
|
| 04/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American, Servicemember |
|
I contacted Medical Data Systems regarding a medical bill that the VA would have paid had their client properly submitted the bill. VA spoke with Medical Data systems on XXXX they informed the VA they would remove this from my credit report while this has been investigated. They did not and they continue to call and threaten me.
|
| 03/31/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have two medical collections on my credit rekey stating I owe for doctor visits. I was not at this location. My husband ( at the time ) was the one with the visit under our family insurance plan. I have submitted a dispute and was denied removal. Reported XX/XX/21 Medical Data System, another XX/XX/21 I never received notices
|
| 07/01/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I reviewed my credit report and noticed a medical debt from Medical Data Systems INC. I reached out to them to inquire about the debt and they sent me some paperwork in which it violated my hippa rights. They had personal information showing my procedures and medications. I never signed a hippa form to release this information.
|
| 07/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Medical Data Systems at XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, Florida XXXX has been sending me collection notices in the amount of ( XXXX ) the collection has been reported as past due balance. I do not know this company. I have never done any business with this company. This company does not have a contract with my signature.
|
| 02/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Medical Data Systems Inc at XXXX XXXX XXXX XXXX XXXX, XXXX, AL XXXX XXXX has been sending me collection notices in the amount of {$210.00} the collection has been reported as past due balance. I do not know this company. I have never done any business with this company. This company does not have a contract with my signature.
|
| 12/22/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
This is like playing the child 's game Hokey Pokey. Medical Data Systems puts the debt and then they take it off. Since XXXX I've been disputing this account and now it pops back up on a recent credit monitoring report. I want this removed and all references to this account with any credit or medical bureau. Enough is enough!
|
| 09/22/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Billing dispute for services
|
|
Web |
|
|
This company, in conspiracy with XXXX XXXX XXXX, for over three years, continues to fraudulently and falsely report a collections account and defame my character, alleging that I owe an amount which was covered by insurance. I continue to suffer as a consumer from this fraudulent and false reporting. Please see attachments.
|
| 09/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
The debt company name is medical data systems. The balance date is XXXX XXXX i tried emailing the company numerous times but to no avail. I called the number provided but noone answered. I called the original creditor which was advent health central florida and no file was provided when i provided my social security number.
|
| 10/04/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have had my attorney send letters to Medical Revenue Service regarding their attempts to collect on this alleged debt and their non-compliant debt collection practices. I am requesting that the CFPB investigate as to why this company does not respond to our requests surrounding this debt. No lawsuits have been filed YET.
|
| 09/26/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I constantly check my credit report and notice that the errors and false misleading information for individual accounts didn't quite meet the credit reporting standards of being 100 % correct. This has damaged me and held me back for some time now. I demand CFPB to enforce these corrections and or deletion of these items.
|
| 04/18/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Company reporting inaccurate information on my credit report on debts that are not mine. Reported information to XXXX as recently as XX/XX/2023 per all three credit agencies ( XXXX, XXXX and XXXX ). Amounts were {$1000.00} and {$2700.00}. I have no knowledge of the accounts, amounts, high balances or services provided.
|
| 12/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
I spoke with a debt collector on XX/XX/14. She was verbally abusive, after the company refused debt validation from previous mailed letter requested. The debt collector refused to provide any information other than demanding me to pay the debt without any proper validation and used threatening language during the call.
|
| 09/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have sent two letters to the company Medical Revenue service asking them to validate the debt the information ask regarding the debt. I ask for proof showing where I authorize/ or gave them my signature authorizing them to sell or forward my information ( Creditor ) XXXX XXXX XXXX XXXX to Medical Revenue Service XXXX
|
| 09/06/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
|
|
This company states they placed my debt for collections on XXXX/XXXX/16 and I have never received anything from this company regarding correspondence. No phone call, letter or etc and debt is now on my credit report. I also have proof that this company was not added to my credit report until recently not XXXX/XXXX/16.
|
| 07/01/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
Older American |
|
I have tried talking to the company on two different times and all that tell me is I need to pay my debts. The company that is supposed to have turn this over for collection did not do it, all I want is something showing that I owe the debt and they won't do that. I have chased this from ever place that I know to do.
|
| 05/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
I HAD MEDICALIL INSURANCE THEY NEVER BILLED THAT I HAD XXXX XXXX XXXX XXXX, I HAD XXXX AS XXXX, I XXXX, THIS IS A BILL FOR! XXXX $ I GAVE MY INSURANCE INFORMATION I HAVE 2 BILLS WITH THIS COMPANY AND I GAVE MY INSURANCE INFORMATION AND THIS BILL IS STOPPING ME FROM RENTING A APARTMENT I AM 23 YEARS WITH MEDICAL DEBT
|
| 01/01/2021 |
Yes |
- Payday loan, title loan, or personal loan
- Personal line of credit
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
Unauthorized inquiry made in XX/XX/2020 to XXXX XXXX DBA XXXX XXXX. Also I have 2 collections negative remarks on my credit report from a hospital and I was indigent. I had no income so I filed all the necessary financial aid and now theres 2 in my negative collections. Please review and contact me ASAP. XXXX XXXX
|
| 08/11/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
I have an account that is fraudulent that have been listed with your agency and have been listed with various credit reporting agencies with this false information. ... that needs to be removed i have gone through alot of trouble to get this taken care of I have filed a police report and a ftc id theft affidavit ...
|
| 08/21/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
It has been more than 6 years since I was at the hospital. The hospital never billed my insurance. SO, the statute to collect has ended.
XXXX XXXX XXXX XXXX Balance history XX/XX/2023 XXXX 2023 XX/XX/2023 XX/XX/2023 Contact info Phone number ( XXXX ) XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
|
| 01/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I noticed outstanding debts on my credit report and immediately contacted the company. I wanted to get a statement, and to pay the debt online. The agent refused to give me the information to get into the account online and repeatedly tried to bully me into paying the debt over the phone without a statement.
|
| 02/16/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
After sitting on hold for over an hour, i told this faux hospital i have never been to the Carolinas let alone went to the hospital there. They sent me some long impossible to read and fill out form to prove they never treated someone who lives on the west coast and i wish i had the funds to sue these jerks.
|
| 08/22/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Medical Data Systems XXXX Inc. never sent notice of debt. The debt was incurred by my spouse under my health insurance plan where I am primary. Medical Data Systems XXXX Inc. reported it to XXXX and is now a collection account on my credit report. The debt was paid even though I received no notice of debt.
|
| 05/21/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
We get a call from Medical Data Systems at least once every 2 weeks about a debt that we do not owe under my husband 's name. I have tried blocking the number but it still gets through. I am afraid to answer my phone as I have heard that these people will record your voice and use it for nefarious purposes.
|
| 11/16/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I paid off the account in full in the amount of {$720.00}. The collector told me they are able to remove the account from my credit report but they wont because theyre not required. I spoke to XXXX XXXX at Medical Data Systems and she is the one who told me this. I have a letter stating the XXXX balance.
|
| 04/03/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
i got a random bill for a service i never received for almost {$400.00}. all that happened was i asked how long the wait was and got told 6 hours so i went elsewhere because i had an accidental overdue due to misprescription from a doctor. i never got seen, i never got a service yet they insist i owe them
|
| 06/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
In accordance with the Fair Credit Reporting act XXXX Account # XXXX, XXXX has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions
|
| 09/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I AM ATTACHING A COPY OF A POLICER REPORT FILED AS WELL AS MY CREDIT REPORT. I DO NOT RECOGNIZE THE ACCOUNTS LISTED IN THIS REPORT AND FOR THAT REASON THEY SHOULD BE REMOVED DUE TO IDENTITY THEFT. THESE ACCOUNTS ARE PREVENTING ME FROM PURCHASING A HOME AND MY LINE OF WORK REQUIRES A CLEAN CREDIT HISTORY.
|
| 11/16/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I paid off the account in full in the amount of {$720.00}. The collector told me they are able to remove the account from my credit report but they wont because theyre not required. I spoke to XXXX XXXX at Medical Data Systems and she is the one who told me this. I have a letter stating the XXXX balance.
|
| 11/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
MEDICAL DATA SYSTEMS D/B/A MEDICAL REVENUE SERVICE XXXX, FL XXXX ( XXXX ) XXXX 3 accounts 1. {$75.00} 2. {$75.00} 3. {$260.00} I called advised these were removed from my credit report because fraud identity and months later they have not been removed from my credit report which is effective on my score
|
| 08/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Medical Data Systems at XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, Florida XXXX has been sending me collection notices in the amount of {$860.00}. The collection is reported as past due, I do not know this company and Ive never done business with them. This company does not have a contract with my signature.
|
| 06/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
In accordance with the Fair Credit Reporting act XXXX Account # XXXX, has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instruction
|
| 06/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
In accordance with the Fair Credit Reporting act XXXX Account # XXXX, has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions
|
| 01/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I had a {$300.00} bill with XXXX XXXX on XXXX which I paid ( receipt attached ). Medical Data Systems has put a collection on all 3 of my credit reports. I've sent Medical Date Systems and all 3 credit bureaus a copy of my paid receipt and they would not delete the collection from my credit reports.
|
| 08/02/2016 |
Yes |
|
- Communication tactics
- Called outside of 8am-9pm
|
|
Web |
Older American |
|
Medical Revenue Services calls before XXXX and sometimes after XXXX several times a day using a " robocall '' automatic system. The insist in that I owe medical bills which I not true as I am still a patient of all the Doctors I 've had for more than 15 years and no one has claimed anything from me.
|
| 08/31/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Company has stated that this information has been verified. I would like a complete audit trail of who furnished the account and how was the information obtained in order to verify said account in accordance with 15 usc 1681a ( e ) personal interviews must be conducted with neighbors, friends, etc.
|
| 07/11/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
On XX/XX/2020 I pulled my credit report and discovered multiple inaccurate accounts reporting. I have filed countless statements and dispute and this company and the credit buearus have failed to remove these accounts. This is prohibiting me from purchasing a home. I was a victim of identity theft.
|
| 01/26/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
No information given regarding account. Violates federal 15 USC 1692gf also no medical release given and eligible to collect on debt per Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting
|
| 08/04/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
No information given regarding account. Violates federal 15 USC 1692gf also no medical release given and eligible to collect on debt per Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting
|
| 08/14/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This is not my account I have not been hospitalized so why am I getting charged for something that isnt mine. You guys need to remove this from my credit because if you look at my credit history I pay all of my things on time. This is wrong and you guys need to delete this off my credit report.
|
| 03/30/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I called XXXX XXXX hospital, financial department and could not reach assistance to verify the correct number for medical data systems. I have reached out to them twice via email with no response. I want to pay a debt of it is truly mine but can not reach a person to help me research this bill.
|
| 10/09/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Medical Data Systems is reporting a debt on my credit file that I do not owe. I recently checked my credit file and noticed this debt. I called immediately and paid this debt off. I never received any phone calls, letters or notices about this debt and that violates my 30 day right to dispute.
|
| 05/29/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I have made several calls to this collection agency regarding double reporting on my credit bureau report. Nobody has any desire to speak with me and just go back to the balance I owe. Date of first delinquency is XXXX XXXX , 2014 and date assigned matches. They double reported on XXXX .
|
| 11/04/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have paid all debt and cleaned my credit report. All of a sudden this company, Medical Data Systems showed up for asking for {$100.00} that belong to my son. I asked for proof and they refuse to show me proof. I disputed it but they keep claiming it without showing me proof that it is min.
|
| 01/09/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
Servicemember |
|
I am a full-time rv'er and go from camp ground to campground every six monthes so i was never notified by collection agency of said debt or original owed. Now that it was in collection i have paid since and feel it should be removed from credit report for i had no knowledge of said debt.
|
| 09/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
This info provided i not can not find and have used disputes to locate and bring to attention of Hippa violation for info provided was not written and I did not provide written permission. XXXX : XXXX request that this and all medical related inquires be deleted and not just removed.
|
| 01/31/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
medical data systems is still reporting a delinquent account which was paid several months ago. I have attempted to contact them several times and they will not help me resolve this matter. The last report on this account was 2/21 and nothing since. It needs to be removed immediately
|
| 10/27/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This so called debt collector ( " Medical Data Systems '' ) keeps calling but will not give me any information on what debt it is? They only want to collect information from me which I refuse to give them. They call weekly. We told them we do not owe any debts and to quit calling us.
|
| 07/06/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
In a review of my credit file, this company, Medical Data Systems, reports a medical debt on my credit report. I have no contractual agreement with this company. I did not sign any documents or even know about this company. I believe they are trying to take advantage of the elderly.
|
| 12/11/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
This company, MEDICAL DATA SYSTEMS INC was found on my credit report and I did not receive any 30 day notice, any disclosure to my physical address. They do n't have a court order, verbal express consent or written consent with my authorized signature to report on my credit report.
|
| 09/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
About a year ago received notice by credit reporting application credit karma that medical collection was place on my credit report. I reached out to agency letting them know that it was not me and it is still on my report, and it is now stopping me from obtaining suitable housing
|
| 08/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I don't know what is this Account is about? Can you send more Accurate Information about this Account? Where did this Account Pop up from all of a Sudden? While Reporting this information to CFPB it won't allow me to put my last 4 digits my SS # That's seems to be very Fishy to me
|
| 01/04/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have already filed a dispute on the incorrect fraudulent accounts, inquiries and public records on my credit report with the credit reporting agencies and it has been very much over 30 days and I have not received any investigation results. This is unacceptable! Please fix this.
|
| 05/02/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This company Medical Data Systems , Inc. is attempting to collect a debt that I do not owe them. I have signed no paperwork nor agreed to anything with these people. Moreover, this debt was previous removed and now replaced back on my credit report causing me great financial harm.
|
| 02/16/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
For the account named above. I never signed a " HIPPA '' release form to share my medical records. According to the " Fair Credit Reporting Act '' this is a violation of my HIPPA Rights. Medical Revenue Services has obtained a copy of my medical records for services on XX/XX/19.
|
| 03/09/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
15 USC 1681 SECTION 602 : I HAVE THE RIGHT TO PRIVACY 15 USC SECTION 604 SECTION 2 : A CONSUMER CANNOR FUMISH AN ACCOUNT WITHOUT MY WRITTEN INSTRUCTIONS 15 USC 1666B : A CREDITOR MAT NIT TREAT A PAYMENT ON A CREDIT CARD OPEN END END CONSUMER CREDIT PLAN AS LATE FOR ANY PURPOSE
|
| 12/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
XXXX Amount {$90.00} for each months The company dispute the collections from the other credit bureau but on my XXXX its still there and I keep dispute it but its still there. The company is no longer in business so its no way to contact them the company is XXXX XXXX XXXX XXXX
|
| 12/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Received a letter asking to pay {$320.00}. I sent them a Debt Validation LetteXXXX which they failed to Validate. Instead, they sent a Itimized billing containing my medical procedure which clearly is a violation of my HIPAA rights. This bill was already paid to the hospital.
|
| 04/03/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
XXXX XXXX were rendered by XXXX XXXX XXXX XXXX XX/XX/21 the Alabama statute of limitations for medical debt is 2 years this account is still being reported and should be closed with derogatory marks removed as its been reported for 4 months past date of limitations were up
|
| 07/21/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
|
|
Web |
|
|
There is a debt collection on my credit report on, XX/XX/2020, that I do not recall, from MEDICAL DATA SYSTEMS D/B/A MEDICAL REVENUE SERVICE XXXX, FL XXXX. Stating that I allegedly owe {$1000.00}. I have disputed it, and I do not agree with the results of the investigation.
|
| 05/26/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Back in XX/XX/2020 a collection was opened for a medical data systems for {$810.00}. this does not seem accurate with any outstanding debt i have. there must be a mistake with whose this is because it is not mine. please investigate this and remove it from my report please
|
| 08/02/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Medical Data Systems sent debt to 3 credit bureaus for amount {$340.00}, date of service X/X/2016. I explained I was n't seen at XXXX Medcial Center. And could they please forward me validation of signature also identification. They advised no they do n't have information.
|
| 08/19/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
My credit report from XXXX XXXX XXXX XXXX and XXXX shoe accounts that I never applied for and inquires I never applied for it has banks, car loans. Credit cards that I have no knowledge of also XXXX XXXX said my social security number has been compromised on the XXXX web
|
| 05/17/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
fraudulent attempt to collect a debt I do not owe. I notified the company this was a result of identity theft, filed report with the FTC and also filed a police report. MDS has blatantly ignored my requests and is illegally attempting to collect a debt that I do not owe.
|
| 11/05/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received notice of the debt from my credit report and when I contacted the agency, I was told they could not provide me with am itemized statement of the debt or proof of me signing a HIPAA form allowing my information to be transferred to them - a third party company.
|
| 08/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Older American |
|
Medical Data Systems has placed derogatory remarks on my credit reports. I never received any written notice regarding their collection efforts prior to reporting bad information and not allowing me the legal right to dispute or request validation of this alleged debt
|
| 09/27/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
There is two account on my XXXX and XXXX credit reports that should not be in collections. I have called the collection agency and they said they have been closed. XXXX XXXX XXXX XXXX both amounts are for {$150.00} dates they were placed is XX/XX/2015 and XX/XX/2015.
|
| 11/08/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Credit of XXXX XXXX XXXX date stated XX/XX/2023. I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v. Gravens ( mo ) 281 SW 715, 719, I presume that no proof of the alleged debt, nor therefore any such debit, in fact therefore exists.
|
| 03/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
Complaint against XXXX XXXX XXXX and Medical Revenue Service.
This debt has been paid in full since 2019. XXXX has enlisted THREE debt collectors now to try to collect a debt that has been paid in full since 2019. I am uploading all of my proof and documentation.
|
| 09/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
They call all hours before XXXX after XXXX. Insurance did not pay as they should so paid debt in full both {$740.00} plus {$72.00}. It was paid on XX/XX/XXXX cleared on XX/XX/XXXX. Paid by credit card. I have proof. Called company and disputed with XXXX and XXXX
|
| 01/16/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
Medical Revenue Services has repeatedly called me, told me I could not set up a payment plan and now says that I am required to tell them how much I am getting back on my income taxes this year. I dont feel that I should be required to disclose that information.
|
| 06/19/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hello, MDS is attempting to collect a medical debt that I am not familiar with or responsible for. Another company has notified me they have a similar collection notice that is not valid.
Can I have proof of the debt provided and harassment ended?
Thank you.
|
| 03/02/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have received multiple calls from this debt collector and have explained this debt is not mine. I have also sent a letter dated XX/XX/2022. This debt collector has placed this debt on my credit report after I have given written notice that this debt is mine.
|
| 01/03/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
I contacted MEDICAL DATA SYSTEMS INC to let them know they are incorrectly reporting an account. They stated the account would be deleted but it hasnt been deleted yet. I am going to file an attorney general complaint if the account is not deleted immediately.
|
| 09/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Medical Data Systems Inc. sent a letter saying that the accounts on my credit report would be removed but they have not told the credit bureau anything. Instead, they have added two addition account to my reports. The credit account numbers are XXXX and XXXX.
|
| 06/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
MEDICAL DATA SYSTEMS , INC .
3 individual accounts on my credit profile.
1st Account : {$370.00} 2nd Account : {$230.00} 3rd Account : {$63.00} I have absolutely no knowledge about this account and has taken an extremely negative effect on my credit report.
|
| 08/17/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A relative used my social security number without any Identification for medical help. I disputed this collection 6 months ago and it was deleted from all three credit bureaus. Medical Data Systems has once again added the same collection to my credit report.
|
| 10/01/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I have been disputing Medical Data System from my credit report. It is a medical bill and it has been violating my rights under HIPPA. They do not have my signed HIPPA authorization form stating that I gave them permission to report this to my credit report.
|
| 12/29/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Company is called XXXX. They have called repeatedly about a debt they believe I owe.
I have sent this communication to them via email " I XXX Dispute the Validity of Debt Account # XXX for {$690.00} The creditor is XXXX XXXX XXXX XXXX Service DAte : XXXX "
|
| 11/14/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Date : XX/XX/2023 Amounts : {$420.00} Actions : I did not recieve any letters or mail until recently about my visit to the XXXX XXXX XXXX. I was told, that I was due the amount above. I would like some more informations on why that amount was due.
Thanks,
|
| 08/04/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Collection company keeps putting erroneous and misleading information on my credit report. They keep taking it off and replacing it back on. I believe it to be criminal at this point and I am willing to travel anywhere for a deposition or court proceedings.
|
| 05/17/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I recently pulled my credit and noticed that medical data systems was reporting on my credit report. I have never been contacted by mail or phone regarding this account, And it's a HIppa violation for medical providers to sell my information to 3rd parties.
|
| 10/28/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
MEDICAL DATA SYSTEMS , INC . reported a bill to collections that they never sent to me. My bill from " XXXX XXXX XXXX XXXX '' amount is {$610.00} but I have no knowledge of this bill and this is messing up my credit score. I would like this to be disputed.
|
| 06/01/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Last reported XX/XX/2023, on two accounts with XXXX XXXX XXXX reported to my credit and it making an impact to my credit.
Last reported XX/XX/2023, Medical Data Systems Ins reported to my credit Last reported XX/XX/2023, XXXX XXXX reported to my credit
|
| 04/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Medical Revenue Service attempting to collect a debt that is not owed. I have made several attempts to resolve this issue, but to no avail. This medical debt was covered by insurance and financial aid. I am not sure why they are still trying to collect.
|
| 06/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
i have never ask for my medical information to be release once i inform them of that they have violated the HIPAA LAW they told me no they have not because they partner with the hospital XX/XX/2022 was first reported on my credit report Amont : XXXX
|
| 01/31/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
MEDICAL DATA SYSTEMS has placed an unauthorized fraudulent item on my Consumer report. MDS has violated my federally protected consumer rights without causing injury, harm, and damages to my pursuit of happiness and right to utilize consumer credit.
|
| 05/09/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
i recently pulled my credit report and discovered that this company has placed this item on my credit report. I was never notified that I owed them a debt and therefore my rights under the FDCPA were violated. I was not allowed to request validation
|
| 06/20/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
There is a debt from XXXX XXXX care for XXXX / from XXXX / I did not visit XXXX XXXX XXXX in XXXX I have insurance and if so a portion would have billed to our primary and secondary insurance/ I can find no record of XXXX XXXX XXXX please advise
|
| 12/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I noticed that a collection appeared on my credit files on all three major Credit cards Bureaus that do not belong to me, I have no knowledge of if this company that's trying to collect a debt from me. I need them removed my credit profiles ASAP.
|
| 03/29/2017 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I previously filed a complaint against Med Data for reporting a collection account on my credit report without first giving me a notice of my right to dispute. The complaint # was XXXX. They responded to it, but with someone else 's information.
|
| 10/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
XXXX credit bureau is following the Fair Credit Reporting Act by Reporting incorrect information about Medical data systems inc, I have documentation showing agreement made between me and XXXX XXXX XXXX at the Medical data systems inc company.
|
| 10/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
We make payments of {$200.00} a month and they still call us and report that we owe more then the a month we do. They never subtract what we have already paid them. Its always {$3000.00} plus dollars and we been paying for several months now.
|
| 05/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Medical data system claims that I owe a debt with them for {$290.00}. And I have never had an account with medical data system. And if this is a medical debt this would be a HIPPA violation with sharing my information to a 3rd party company.
|
| 05/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Medical data system claims that I owe a debt with them for {$710.00}. And I have never had an account with medical data system. And if this is a medical debt this would be a HIPPA violation with sharing my information to a 3rd party company.
|
| 03/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Upon checking my XXXX credit report I noticed that Medical Data systems reinserted an account on my report that was removed in XX/XX/XXXX. I never received any documentation about this debt. I have never done any business with this company.
|
| 06/29/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Last Reported XX/XX/XXXX Collection Agency MED DATA SYS Original Creditor XXXX XXXX XXXX XXXX Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Balance {$170.00} High Balance {$170.00} Remarks Placed for collection
|
| 12/03/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have disputed this collection account as identity theft, i did not open the account or have knowledge of any services done. I have faxed, called, emailed the ceo, and certified mailed copies of my identity theft report with no response.
|
| 09/29/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Messed up my credit score due to false allegations and no knowledge of account refuse to remove reported this over 6 months ago company harassing me visa email and phone about an account that's not mine. About XXXX in debt wrong person
|
| 01/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
the name of the company is medical data systems inc ive already removed this from my credit its fraud not me ive been in michigan this is getting old i keep getting it removed and it keeps comeing back do something gabout these theifs
|
| 06/10/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
ALL 3 CREDIT AGENCIES REPORTING FRAUD ACCOUNTS OF MEDICAL SERVICES 3X ON FILE SAME ACCOUNT VIOLATES " FCRA '' SECTION 506A, 605B, 607, 611 AND 623 ( a ) '' NOT MY ACCOUNT '' NEVER DONE BUSINESS WITH COMPANY " MEDICAL DATA SYSTEMS, INC
|
| 02/23/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
My Identity was stolen. The person who stole my identity went to the ER in Georgia ( XXXX Hospital ) and got a {$220.00} bill that was not paid. I sent a copy of the police report. Collections is still reporting to the credit bureaus.
|
| 04/18/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
I did not have any procedures performed at XXXX XXXX on XX/XX/2016 . Furthermore, I never received a bill in the mail for this amount from any facilities. This collection is now on my credit report that I have no knowledge of.
|
| 05/07/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
A new collection was opened on XX/XX/2023 at XXXX XXXX. Not really sure from when considering I dont remember ever going to XXXX XXXX for anything. I also have state health insurance so either way this would have been paid in full.
|
| 12/18/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
A collection account has reappeared on my credit report after previous being disputed and removed account has reappeared with another collection company name I have never had any contact, communication or contract with this company
|
| 02/05/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
This. company Medical Data Systems appears on my credit report for {$2400.00}. This debt does not belong to me - I have been XXXX XXXX in XXXX for the past 8 years. I need this removed immediately. This has been illegally reported.
|
| 01/09/2017 |
Yes |
|
- Improper contact or sharing of info
- Contacted employer after asked not to
|
|
Web |
Servicemember |
|
Debt collection agency : Medical Data Systems. Received telephone call at my place of employment without written or verbal permission to do so to discuss a debt owed. Continued to contact my employer after I verbally asked not to.
|
| 06/18/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, Attorney General and FTC
|
| 09/16/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, Attorney General and FTC
|
| 03/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
" XXXX " Medical Revenue Service has refused to present me my HIPAA AUTHORIZATION for acct XXXX.
Medical Revenue Service has violated my HIPAA rights. This account must be immediately removed from my credit report or I will sue!
|
| 11/25/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I checked my credit report and saw and account from MEDICAL DATA SYSTEMS for {$840.00} for XXXX XXXX. I had no knowledge of this account and have never received any notice in regards to the account or how to dispute the account.
|
| 06/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
NEVER CONTRACTED THIS DEBT. NEVER RECEIVED SERVICES FROM XXXX. WAS OUT OF THE STATE OF GA WORKING ON AN ASSIGNMENT DURING SAID TIME. NEVER RECEIVED ANY VALIDATION FROM THE COLLECTOR DESPITE THEIR CLAIM THAT VALIDATION WAS SENT.
|
| 04/01/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX selling my information insurance fraud and tax fraud with a major corporation selling it on my information to anyone that wants to buy it FCRA violations selling to debt collectors that wrote the debt off to get tax break
|
| 09/13/2022 |
Yes |
- Credit card or prepaid card
- General-purpose credit card or charge card
|
- Problem with a purchase shown on your statement
- Card was charged for something you did not purchase with the card
|
|
Web |
|
|
They sent mail to my house asking for money for unidentified information as a result of identity theft not related to any transaction completed by me.
Medical revenue Service account XXXX and account XXXX and account XXXX
|
| 09/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
A third party bought a bill and the amount of the bill is not correct, Bill was paid off by insurance company and it was never supposed to be on my credit.I never gave them a signature, so I didn't agree to their contract.
|
| 06/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
According to 15 U.S. Code 1681 ( b ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other in accordance with the written instructions of the consumer to whom it relates
|
| 04/26/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
Medical Data Systems was disputed and they expressed the account would be removed from my credit report in the amount of {$1400.00} and they removed it from XXXX and XXXX but neglected to remove it from XXXX credit report.
|
| 04/04/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I do not believe this debt is mine. I did not receive a bill or phone call from the original company nor have I received a bill or phone call from the collection agency. I have not moved nor have I changed my phone number.
|
| 12/11/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
Medical data systems keeps eeporting the same 2 accounts but changing the balances to make it look like a new report. The placed a report in XX/XX/XXXX then the same one afain in XX/XX/XXXX with a different amount as new.
|
| 06/02/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
These medical bills violate the HIPPA law. Also they we're filed while my full coverage insurance threw XXXX XXXX was being processed. I now have full coverage XXXX to cover every single bill disrupting my credit score.
|
| 04/17/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Never received any communication from this company that a medical bill was forwarded to them without my permission. I never gave them permission or signed a document which allowed them to receive my personal information
|
| 10/17/2023 |
Yes |
- Debt collection
- Medical debt
|
- Electronic communications
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
The Medical Revenue Services contacted me on my cellphone regardless of my request that all communication be through the USPS, they have ignored my request nor they properly and in completed reply to my correspondence.
|
| 04/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Medical Data systems INC Account # XXXX Balance {$2100.00} When trying to validate they broke HIPPA law. I know my rights and this is very wrong.
They must remove this collection from all credit bureau it reports to!
|
| 10/31/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
My son had insurance with XXXX XXXX which in now XXXX XXXX. He was fully covered at the time. Then I noticed that a charge for {$620.00} was on my credit report regarding a charge that was covered by his insurance.
|
| 08/21/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have not supplied proof under the doctrine of estopper by silence, Engelhardt v Gravens ( mo ) 281 SW 715,719, 1 presume that no proof of the alleged debt, nor therefore any such debt, in fact therefore exists.
|
| 07/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
This is a violation of my Hipaa Law Right they recieve my Personal medical information and claim they XXXX XXXX XXXX XXXX XXXX attach is the letter along with the information they received from the medical center
|
| 01/31/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company is reporting a debt not owed to the credit reporting agencies that is damaging my credit. I do not owe this debt and have tried repeatedly to contact the collections agency to have this debt removed.
|
| 02/12/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
i received a letter in my mail from a collection agency that had my medicals records in it and i believe thats against HIPAA law i did not give the creditor authorization to share my medical history or records
|
| 05/01/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I'm not familiar with this debt that's the reason that I'm disputing this account because I don't have no idea about it. I ask that you can please remove this from my credit. This is not my account. Thank you
|
| 09/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
According to FDCPA 15 U.S.C 1692G and FDCPA 15 U.S. C 1692D., you are in violation of my consumer rights by furnishing this inaccuracy on on my consumer reports I am demanding this file be removed immediately
|
| 10/26/2017 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Last month XXXX XXXX, 2017 I made a call to the Lender and made my payment on the phone and I still have this on my credit report. Is been almost a month and they have n't removed it from my credit report.
|
| 10/14/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
When I received a letter from this collection agency, I sent them a letter disputing the account and was never given information proving the account was mine. Account was then placed on my credit report.
|
| 09/19/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I sent a letter requesting Validation of debt owed and the debt collector sent me medical records. This was a violation of XXXX law. It is disturbing that a debt collector can access my health records.
|
| 02/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XXXX XXXX XXXX XXXX XX/XX/XXXX {$510.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$62.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$56.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$100.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$79.00}
|
| 01/09/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Medical Data Systems Owed {$2600.00} Opened XX/XX/2018 This debt doesn't belong to me. I've been calling them for months now & they will not answer so I can disputed it to get it removed off my report.
|
| 08/04/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
i dint know that this was on my credit and i notice that they are sending me letters saying that i have to pay the debit but i know it is not mine or if it is my i dont know why i am being charged for
|
| 04/04/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have a debt collection reporting on my credit for XXXX services that I never used. I do not recognize this account or the details mentioned. This information is inaccurate and does not belong to me.
|
| 01/25/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have sent out letters to credit bureaus for accounts that I did not recognize and those reporting incorrect information. I have not received any correspondence from the companies or credit bureaus.
|
| 09/05/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Theres a medical bill and many closed off bank accounts that I didnt even open and reached out to the bank there saying its added on my credit line and Ill have too dispute it or pay on the account
|
| 07/21/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I paid off a collection with this company over a month ago now. They assured me it would take at most 30 days for the collection account to be removed from my credit report. It is still showing up.
|
| 07/01/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
This account was paid in full and I was told that after it was paid in full that they would delete the entry from my credit profile. However, this account is still reporting on my credit profile.
|
| 01/19/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
upon checking my credit report i notice a collection agency trying to collect a dept i have no knowledge of i have never signed a contract with them verbally nor electronically ever in the past
|
| 02/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX doctor charge my insurance amount of XXXX. These charges was based on pre existing conditions. I've only had this problem with the doctor. Only have unauthorized charges from this doctor.
|
| 04/13/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
This account that i do not recognize was opened as a result of identity theft and needs to be removed immediately., continued reporting/collection of an account that was opened of because fraud
|
| 01/19/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
upon checking my credit report i notice a credit agency trying to collect a debt i have no knowledge of i have never signed a contract with them verbally nor electronically ever in the past
|
| 04/23/2018 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX has violated 15 USC 1692 by continuing collection activity after a cease and desist and 15 USC 1681 by failing to report complete and accurate information to credit reporting bureaus.
|
| 10/25/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
Credit Reporting Bureau XXXX is reporting an unauthorized account on my report that has been proven by the collection company that they do not service the account after it was disputed.
|
| 12/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I was never informed of this company before this was placed on my credit file. I do not owe these. I have disputed and no resolution nor validation has ever been received. Please help
|
| 12/16/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
This should have been covered with my insurance I went back to the hospital a couple of days later and the insurance paid that claim I dont understand why they did n't file this claim
|
| 02/09/2017 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
My information was sold to a 3rd party without my permission. I did n't sign anything for my information to be released to this comp [ any. This has impacted my credit score bad.
|
| 01/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Ive sent several request to this company asking to validate the debt with no response. They continued to report to the bureaus. I would like for it to be removed from my report.
|
| 05/24/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I was in a car accident and was taken to the hospital the debt that they are trying to collect from me was covered by my insurance and was paid in full. i was not seen at XXXX
|
| 11/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have letters that I have sent to this company. It has been a year and I Have received nothing in return about removals.
These letter were sent out XX/XX/XXXX, XXXX of XXXX
|
| 03/18/2017 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
They violated the HIPPA I did not authorize XXXX authorization to disclose my medical condition to any one. This debt should be removed from my credit bureau 's immediately.
|
| 09/16/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
XXXX sent bill to wrong address, never attempted to contact me any other way, sent to collections. Account is paid in full but still on my credit report. I want it removed.
|
| 04/30/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I have received threatening phone calls that I owe {$4200.00} and to pay or will report on my credit bureau negatively.
I contacted the company that it is Identity theft.
|
| 01/30/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
COMPANY CONTINUE TO VIOLATE " FCRA, FCBA AND FDCPA '' REPORTING ID FRAUD ACCOUNT, VIOLATES MEDICAL PRIVACY ACT " HIPAA '', NEVER DONE BUSINESS WITH COMPANY, NOT MY ACCOUNT
|
| 11/19/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
on XX/XX/2016 medical data system has tries to collect a dept I do not owe them I have never signed or agreed to do business or have any contract with medical data system
|
| 08/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Since I filed my initial complaint against Medical Revenue Service AKA Medical Data Systems, they are now calling me repeatedly. I only have 1 unverified debt with them.
|
| 10/16/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I XXXX XXXX lost my wallet in XXXX, I was XXXX XXXX cause the person had speeding tickets and also used my credit and Social Security Number I also have court Documents.
|
| 03/09/2017 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
Medical Data Systems recently reported a medical collection on my credit report. Prior to the appearance of this debt, I never received my notice of my right to dispute.
|
| 09/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Medical debts are not allowed to be reported with out my consent hippa law violations will sue if these debts are not removed from my account/account never belong to me
|
| 09/25/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2023, I faxed a debt validation letter to Medical Data Systems. Although the letter was successfully sent to all of the numbers, this company did not respond.
|
| 10/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
On XX/XX/2022, I sent a debt validation letter to [ XXXX XXXX XXXX XXXX XXXX ] company and they has failed to validated my debt, which shows the amount of {$1800.00}.
|
| 04/28/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
MEDICAL DATA SYSTEMS INC has a false debt in my name for this amount of {$540.00}. I was a victim of identity theft, and I need this debt to be removed from my name.
|
| 07/07/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
XX/XX/2023, MEDICAL DATA SYSTEMS I put a collection in my credit for {$660.00}. I didn't not give consent for a third party to have access to my medical records
|
| 03/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Medical Revenue Services are attempting to collect on multiple debts that are either not mine, invalid and has reached the statute of limitation for collections
|
| 10/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have contacted this collector numerous times without response. They have been paid in exchange for payment. They have not removed themselves from my report.
|
| 10/26/2016 |
No |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have made several request to validate the debt and this company has failed to submit me any proof bearing my signature that this debt indeed belongs to me.
|
| 10/14/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Received collections letter from MEDICAL REVENUE SVC regarding alleged debt, asked for verification / substantion of debt, no verification of debt provided.
|
| 01/29/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
So, I sent you guys a letter about XXXX weeks ago and still haven't heard anything back. You guys are reporting inaccurate information to my Credit report.
|
| 02/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
was never informed of the mltiple charges, despite having full heatlh coverage as well XXXX room co pay which was paid at time of service around XX/XX/2020
|
| 02/02/2017 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
I disputed the account with the collection agency Medical Data Systems and they sent me back copies of personal medical information sent from the hospital.
|
| 11/01/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I filed a dispute in regards to the incorrect items on my credit report. It has been well over XXXX XXXX and I haven't received any investigation results.
|
| 03/17/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I filed a dispute in regards to the incorrect items on my credit report, it has been well over 30 days, and I have not received any investigation results.
|
| 12/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
They have medical records on my consumer report which is a violation according to the fair credit reporting act. The company is medical data systems. inc.
|
| 12/29/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
Second Request : I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
|
| 12/23/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
Second Request : I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
|
| 01/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Debt was not mine based on credit report account # XXXX medical data systems I {$620.00} amount reflecting owed I tried contacting number phone at XXXX
|
| 09/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I received an alert that Medical Data Systems on XXXX put a collection for {$75.00} on my credit report. I have never heard or dealt with this company.
|
| 11/11/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
debt was placed on credit profile and forced to be removed. They have replaced debt back on credit profile. I believe it to be malicious at that point.
|
| 04/11/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I CALLED MY INSURANCE COMPANY, XXXX, AND THEY INFORMED ME THE DEBT WAS PAID AND I WAS NOT RESPONSIBLE FOR DEBT THE COLLECTION AGENCY IS CALLING ME FOR.
|
| 07/28/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
MEDICAL DATA SYSTEMS ; XX/XX/ XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX A letter and phone conversation that I was NOT this person.
|
| 06/16/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Medical service revenue is in violation of 8 federally protected consumer rights under 15 usc 1692 and 4 unauthorized uses of registered trademark
|
| 10/09/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Medical Data Systems added a collection for my XXXX appointment. I used my insurance with XXXX and then paid the balance. I don't owe this debt.
|
| 06/08/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I continue to receive calls from an entity calling itself Medical Revenue Services claiming to be about a debt. I do not have any current debts.
|
| 06/12/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Medical Data systems XX/XX/2019 {$420.00} I have reached out to medical Data about this account. This account is a result of identity theft.
|
| 10/16/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
This is not my debt this item has been removed several times for months or years and keeps reappearing without knowledge or communication.
|
| 02/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My Identity has been compromised by someone that I do not know. Please feel free to give me a call with any questions or concerns at XXXX
|
| 10/24/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me.
Please see the identity theft report and legal affidavit attached.
|
| 04/19/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Company refuses to send me documentation of the alleged debt. I have given them information over the phone to prove this debt is not mine
|
| 10/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I was not give time to dispute the debt. I was orders to pay the debt by collection company and did not have any info on how to pay it.
|
| 11/25/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
|
| 10/31/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
|
| 10/03/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
|
| 09/11/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
|
| 10/01/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Medical data systems for the amount of {$270.00} date added on credit report was XX/XX/2018 no information was verified for this debt.
|
| 12/29/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have requested written request that this creditor provide proof of the debt belonging to me or have it removed. so far no response
|
| 03/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My identity has been compromised by somebody I do not know. Please feel free to contact me if you have any questions or concerns.
|
| 02/20/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Im submitting this complaint because I have no idea with this collection is coming from I believe Im a victim of identity theft.
|
| 10/24/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have no knowledge of this debt. I'm requesting for a debt validation of this debt or delete the negative report off my credit.
|
| 09/15/2016 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
Older American |
|
I told them this was an accident in my neighbors yard & that neighbors home insurance was supposed to cover this medical bill
|
| 07/28/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
was involved in a accident at work and employer agreed to pay medical bills. This is a outstanding bill from that accident.
|
| 02/23/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
Medical Data Systems added a derogatory line on my personal credit. I did not authorize to release my medical information.
|
| 06/07/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
O n X/XX/2017 I checked my credit report and see that the collection agency is duplicate reporting for the same account.
|
| 03/14/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I had XXXX XXXX and 2 i nsurance companies. They should have been communicating with each other to settle the debt.
|
| 11/20/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX XXXX XXXX debt {$1500.00} pls verify and validate all data this inquiry was made without my knowledge or consent
|
| 04/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Wrong amount in debt I have no debt nor acknowledge of the debts why is it still on my account fraud identity theft
|
| 11/12/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Requested debt validation for this account .. have not received sufficient documentation that to support this debt.
|
| 05/01/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
This debt was paid in full on XXXX / XXXX / 17 and is still showing on all XXXX major credit companies.
|
| 09/29/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Medical Data Systems recently reported a collection to my credit report and I would like Debt Validation
|
| 10/13/2016 |
No |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Medical data systems incorporated has put a collection on my credit report for a debt that I do not owe
|
| 11/23/2016 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
The collector has called another family member and constantly keeps calling my cell after I said stop.
|
| 06/02/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I already paid my debt in full with XXXX and I got new bill are more of non itemized bill statement.
|
| 06/26/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was sent a bill thats is fraudulent.I have not received any bills from XXXX that I havent paid.
|
| 11/14/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
checked my credit report and noticed collections that is not mine ... victim of identity theft!
|
| 12/13/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have no knowledge of this collection I pulled my credit fill and this collection was listed.
|
| 11/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
on XXXX XXXX account shows closed, XXXX its still listed as open. see attached documents.
|
| 06/06/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I have health insurance was supposed to be submitted to seckndary called both and reported
|
| 08/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
i have some things on my credit in collections that im not sure what the payment is for
|
| 03/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American |
|
I am not aware of these charges and no invoices and work done has been submitted to me.
|
| 05/23/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I sent a letter requesting the original contract with my wet signature for validation.
|
| 03/15/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
The debt was disputed off my credit report but still showing up on XXXX XXXX six times
|
| 02/26/2017 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American, Servicemember |
|
I have never heard of this nor received any bill. Evidently this is the wrong account.
|
| 02/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Account is fraudulent and unauthorized. I do not have any knowledge of this account.
|
| 04/18/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XX/XX/2017
$XXXX Wrong company report debt -never mine
HIPPA Violation
Medical Bill
|
| 12/16/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have no knowledge of this date and they will not send me a copy of the paperwork.
|
| 09/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
MED DATA SYSTEM XX/XX/2022 THIS ACCOUNT WAS CREATED AS A RESULT OF IDENTITY THEFT
|
| 04/18/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX/2017
XXXX
Wrong company report debt -never mine
HIPPA Violation
Medical Bill
|
| 12/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Need proof of debt validation such as proof of signature, dates of service, etc.
|
| 07/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Other personal consumer report
|
- Incorrect information on your report
- Information is incorrect
|
|
Web |
|
|
I am being charged for hospital bill that was supposed to be paid by insurance
|
| 05/08/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am receiving phone calls demanding payment of a debt that is not mine.
|
| 06/29/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
These accounts do not belong to me. Please review the attached document.
|
| 01/09/2017 |
Yes |
|
- Improper contact or sharing of info
- Contacted employer after asked not to
|
|
Web |
Servicemember |
|
They continue to call and harass me at work and have called my manager.
|
| 01/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
dispute submitted to remove inaccurate report on credit unresolved.
|
| 07/23/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
Servicemember |
|
Threatening to take my house and attempted intimation to get money
|
| 12/29/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I dont know where this debt is from, my father has the same name??
|
| 02/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I was not informed of the debt that is shown on my credit report
|
| 02/27/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Debt has not been verified, no contract or signature provided.
|
| 07/24/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
No information about this medical debt. Need to be eliminated
|
| 04/21/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Appeared on credit wasn't aware this or this company
|
| 01/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
It's a HIPAA violation to share my information.
|
| 05/31/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Someone used my information without me knowing
|
| 09/11/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Please remove all inquiries and collections
|
| 01/28/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Identity stolen and used at local hospital.
|
| 06/05/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
I wasn't aware of this debt or this company
|
| 04/16/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
They didn't provide me with my signature.
|
| 05/16/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Scam calls. Do not know my name.
XXXX
|
| 11/30/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
I have no knowledge of this debt
|
| 02/23/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Never received any bills
|
| 02/10/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 02/08/2024 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/07/2024 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/06/2024 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 02/05/2024 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 02/03/2024 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/02/2024 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/31/2024 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/30/2024 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/29/2024 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 01/28/2024 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/28/2024 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/26/2024 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 01/25/2024 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/23/2024 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/19/2024 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 01/19/2024 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 01/18/2024 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/12/2024 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 01/10/2024 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/09/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/05/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 01/05/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Phone |
Servicemember |
|
|
| 12/29/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 12/28/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/28/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 12/28/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/26/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/25/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/22/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/21/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/20/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 12/20/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 12/19/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
|
| 12/14/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/11/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/10/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 12/08/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/08/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/08/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 12/07/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 12/06/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 12/04/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 12/03/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/01/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/21/2023 |
Yes |
- Prepaid card
- Government benefit card
|
|
|
Web |
|
|
|
| 11/21/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 11/16/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 11/16/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/11/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/31/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/30/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 10/24/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 10/19/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/16/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 10/10/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/10/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Older American |
|
|
| 10/09/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/06/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/05/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/20/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 09/19/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 09/15/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/13/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/08/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/01/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 08/30/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 08/29/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 08/28/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/26/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 08/22/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/15/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 08/13/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 08/13/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 08/13/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 08/08/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/02/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/31/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/20/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/20/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/17/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 07/15/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/06/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/05/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 06/29/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 06/28/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Servicemember |
|
|
| 06/28/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Servicemember |
|
|
| 06/28/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 06/13/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 06/01/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/01/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/31/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 05/31/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/25/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/17/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/15/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Servicemember |
|
|
| 05/13/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/10/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/08/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/06/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/05/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/25/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/23/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/19/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/18/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/10/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/06/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 04/05/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 03/31/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 03/22/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 03/22/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/21/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/21/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/15/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 03/14/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 03/13/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/13/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/10/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/10/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 03/06/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Older American |
|
|
| 02/24/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/24/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Phone |
|
|
|
| 02/20/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/14/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/14/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/12/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 02/11/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/07/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
|
|
|
| 02/05/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 02/02/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/30/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/30/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/30/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 01/25/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
Older American |
|
|
| 01/23/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/21/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 01/14/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/13/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 01/12/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/09/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/09/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/07/2023 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
|
| 01/07/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/06/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/01/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 01/01/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 12/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/28/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 12/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 12/21/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/20/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/19/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 12/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/12/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/07/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 12/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 12/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 11/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/17/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Phone |
|
|
|
| 11/07/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/02/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
|
| 11/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
|
|
|
| 10/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Phone |
|
|
|
| 10/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
|
|
|
| 10/19/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 10/19/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 10/17/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 10/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Other personal consumer report
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 10/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 10/01/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/25/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 09/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 09/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/20/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 09/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 09/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Older American |
|
|
| 09/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 09/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 09/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/03/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 09/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 09/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 09/02/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 08/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
|
|
|
| 08/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 08/23/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
|
| 08/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 08/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
Servicemember |
|
|
| 08/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/17/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 08/08/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/05/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 08/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 08/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 08/01/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/25/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 07/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 07/23/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 07/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 07/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 07/07/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 06/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/25/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 06/21/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/20/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 06/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/16/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 06/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 06/12/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 06/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Older American |
|
|
| 06/07/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 06/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/31/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 05/25/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
|
|
|
| 05/23/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 05/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 05/13/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 05/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
Older American |
|
|
| 05/09/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Servicemember |
|
|
| 05/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/04/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 05/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/30/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Report provided to employer without your written authorization
|
|
Web |
|
|
|
| 04/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
|
|
|
| 04/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 04/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 04/17/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 04/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 04/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 04/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Phone |
|
|
|
| 04/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 04/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 04/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/31/2022 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
|
| 03/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 03/30/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 03/29/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/28/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/26/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/25/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/23/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 03/16/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/16/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 03/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/09/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Phone |
|
|
|
| 03/05/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 02/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/24/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 02/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 02/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 02/01/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 02/01/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Unable to get your credit report or credit score
- Other problem getting your report or credit score
|
|
Phone |
|
|
|
| 01/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 01/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 01/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/27/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Phone |
|
|
|
| 01/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
|
| 01/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/16/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 01/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 01/13/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 01/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/08/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
Servicemember |
|
|
| 01/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 12/29/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 12/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
|
| 12/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
|
| 12/28/2021 |
Yes |
- Debt collection
- Credit card debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
|
|
|
| 12/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/27/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/23/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 12/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/18/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/16/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 12/11/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 12/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 12/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/01/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 11/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 11/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/17/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/16/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 11/12/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/05/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 11/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
Servicemember |
|
|
| 10/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 10/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/20/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/17/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/15/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 10/10/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 10/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 10/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/04/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 10/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/30/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
|
| 09/23/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 09/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/16/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/16/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/15/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 09/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 09/02/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/01/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 09/01/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/31/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 08/27/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/25/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 08/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 08/23/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 08/23/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information is missing that should be on the report
|
|
Web |
|
|
|
| 08/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/19/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/18/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/18/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Postal mail |
|
|
|
| 08/18/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/17/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/16/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 08/16/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 08/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 08/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 08/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 08/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 08/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 08/04/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/03/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 08/03/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 07/29/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/29/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 07/28/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/27/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 07/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Phone |
Older American |
|
|
| 07/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/19/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/16/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 07/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/15/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/14/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 07/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 07/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/07/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 07/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 07/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/01/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/01/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/01/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Phone |
|
|
|
| 06/29/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 06/28/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/25/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 06/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/24/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
|
| 06/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 06/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 06/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
Servicemember |
|
|
| 06/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 06/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 06/05/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 06/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/28/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/27/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 05/27/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 05/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
|
| 05/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 05/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/16/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/14/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/11/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Referral |
|
|
|
| 05/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/05/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 05/03/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/03/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 04/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 04/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 04/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 04/16/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/04/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/01/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 03/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
|
| 03/29/2021 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 03/26/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/25/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
|
|
Web |
Servicemember |
|
|
| 03/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 03/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/24/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
Servicemember |
|
|
| 03/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 03/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/16/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Fax |
Older American |
|
|
| 03/16/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/13/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 03/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 03/07/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 02/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 01/26/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 01/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 01/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 01/23/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 01/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/19/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/31/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/31/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/30/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/17/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/16/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/11/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/01/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 11/25/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/23/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Fax |
|
|
|
| 11/16/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/16/2020 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 11/09/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/04/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 10/14/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/14/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 10/12/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/09/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 10/09/2020 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/06/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 10/06/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 09/28/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/26/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/24/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/24/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/22/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/17/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 09/16/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/16/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/12/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/27/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/25/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 08/19/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/19/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Fax |
|
|
|
| 08/19/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Fax |
|
|
|
| 08/19/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Fax |
|
|
|
| 08/19/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Fax |
|
|
|
| 08/19/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Fax |
|
|
|
| 08/18/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/13/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/01/2020 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 08/01/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/29/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/21/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/20/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/19/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Older American, Servicemember |
|
|
| 07/14/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/02/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 06/23/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/19/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/17/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/15/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/09/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/28/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/27/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/21/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 05/21/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 05/20/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 05/06/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
|
| 05/02/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/02/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/26/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 04/23/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/22/2020 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 04/19/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/14/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/11/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/10/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Servicemember |
|
|
| 04/09/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 04/04/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/03/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/01/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 03/25/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 03/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/11/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/10/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/05/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/02/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 02/26/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/22/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 02/19/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
Older American |
|
|
| 02/19/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/16/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 02/10/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 02/09/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 02/06/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/06/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 02/01/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/26/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/23/2020 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
|
|
|
| 01/17/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 01/11/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/06/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 12/31/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 12/30/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/27/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/03/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/26/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/23/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/22/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/15/2019 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 11/14/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/11/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 11/08/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 11/06/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/03/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/28/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/26/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/25/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/17/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 10/07/2019 |
Yes |
- Checking or savings account
- Checking account
|
- Problem with a lender or other company charging your account
- Transaction was not authorized
|
|
Web |
|
|
|
| 09/30/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/29/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/25/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 09/20/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/10/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/05/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 08/17/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/17/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/13/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Phone |
|
|
|
| 08/12/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Fax |
|
|
|
| 08/12/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/10/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
|
| 08/09/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/20/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/17/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/17/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 07/06/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/06/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/02/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 06/28/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/23/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 06/20/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 06/07/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
Older American |
|
|
| 05/28/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Referral |
|
|
|
| 05/21/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 05/20/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/16/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/13/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Phone |
|
|
|
| 05/13/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/06/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 05/04/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/24/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 04/24/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 04/23/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 04/20/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 04/19/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 04/18/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 04/17/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/13/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
|
| 03/28/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/26/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 03/22/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 03/10/2019 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 03/06/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 03/04/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 02/28/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 02/26/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Fax |
|
|
|
| 02/25/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/20/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 02/10/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 01/30/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/30/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 01/25/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 01/24/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/04/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 12/28/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Phone |
|
|
|
| 12/26/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/12/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 11/11/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/03/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/31/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 10/22/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 10/01/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 10/01/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 09/27/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 09/04/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 09/04/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 08/28/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
|
| 08/27/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/19/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Billing dispute for services
|
|
Web |
Servicemember |
|
|
| 08/13/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 08/10/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/05/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 08/02/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/27/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 07/26/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/21/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/17/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 07/14/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/05/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/01/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/30/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Servicemember |
|
|
| 06/28/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
Servicemember |
|
|
| 06/23/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/19/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Difficulty submitting a dispute or getting information about a dispute over the phone
|
|
Web |
|
|
|
| 06/11/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 06/05/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 06/05/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/04/2018 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
Servicemember |
|
|
| 06/03/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 05/29/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/29/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 05/25/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 05/09/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/08/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/08/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 05/03/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 05/03/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/02/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/01/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/01/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/26/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Phone |
|
|
|
| 04/22/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 04/22/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
|
|
|
| 04/17/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/01/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/31/2018 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 03/28/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 03/20/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/20/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 03/20/2018 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 03/14/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/14/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/08/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/08/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/06/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 03/06/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 03/06/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/04/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 02/28/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 02/27/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/24/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/13/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Postal mail |
|
|
|
| 02/11/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 02/02/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 01/31/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Postal mail |
|
|
|
| 01/29/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/18/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/18/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/16/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 01/08/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 12/29/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/22/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 12/22/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
Servicemember |
|
|
| 12/21/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/19/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/17/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/16/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/13/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 12/12/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/07/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/07/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/29/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 11/26/2017 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 11/23/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 11/15/2017 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 11/14/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 11/07/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Postal mail |
|
|
|
| 10/24/2017 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 10/03/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 09/29/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/26/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/24/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/19/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/06/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 09/02/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 09/02/2017 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
|
| 08/20/2017 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/18/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Public record information inaccurate
|
|
Web |
Servicemember |
|
|
| 08/13/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/08/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/08/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
Older American |
|
|
| 08/04/2017 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Phone |
|
|
|
| 08/03/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 07/28/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/21/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/21/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/19/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/16/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/12/2017 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 07/04/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 06/29/2017 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
|
| 06/24/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/23/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/21/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 06/12/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 06/11/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/07/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/06/2017 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 06/05/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/01/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 05/31/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 05/31/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Phone |
|
|
|
| 05/23/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 05/19/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 05/15/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/13/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/09/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/06/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 04/26/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Postal mail |
|
|
|
| 04/25/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/25/2017 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 04/21/2017 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
Older American |
|
|
| 04/16/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 04/14/2017 |
Yes |
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Phone |
|
|
|
| 04/13/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/10/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 04/10/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 04/04/2017 |
Yes |
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
Older American |
|
|
| 04/03/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 03/28/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Postal mail |
|
|
|
| 03/25/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/25/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/18/2017 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 03/17/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 03/17/2017 |
Yes |
|
- Incorrect information on credit report
- Account status
|
|
Postal mail |
|
|
|
| 03/16/2017 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 03/15/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/15/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 03/07/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Phone |
|
|
|
| 03/07/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Referral |
|
|
|
| 03/05/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 03/03/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Postal mail |
|
|
|
| 03/02/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/21/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/18/2017 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 02/17/2017 |
Yes |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
|
|
|
| 02/09/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/08/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
|
| 02/07/2017 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 02/04/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 01/30/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Phone |
|
|
|
| 01/20/2017 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
Servicemember |
|
|
| 01/17/2017 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 01/08/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 01/02/2017 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 12/30/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/26/2016 |
Yes |
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
|
|
|
| 12/21/2016 |
No |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Servicemember |
|
|
| 12/19/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/19/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 12/15/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
Servicemember |
|
|
| 12/12/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 12/02/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 11/21/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Postal mail |
|
|
|
| 11/21/2016 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Fax |
|
|
|
| 11/21/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 11/05/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 10/27/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
|
|
|
| 10/24/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
|
|
|
| 10/24/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
|
|
|
| 10/24/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
|
|
|
| 10/24/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 10/24/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
|
|
|
| 10/24/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
|
|
|
| 10/22/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/19/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/15/2016 |
No |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 10/07/2016 |
No |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Postal mail |
Servicemember |
|
|
| 10/05/2016 |
No |
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
|
|
|
| 10/05/2016 |
No |
|
- Taking/threatening an illegal action
- Seized/Attempted to seize property
|
|
Web |
|
|
|
| 10/04/2016 |
No |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 10/01/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
|
| 09/20/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 09/16/2016 |
No |
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Phone |
|
|
|
| 08/08/2016 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Phone |
|
|
|
| 07/29/2016 |
No |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 07/26/2016 |
No |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 07/14/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Referral |
|
|
|
| 07/07/2016 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 06/29/2016 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 06/23/2016 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
Older American |
|
|
| 06/18/2016 |
Yes |
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Web |
Older American |
|
|
| 06/08/2016 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 04/28/2016 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 04/22/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/23/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/17/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Phone |
Older American |
|
|
| 03/15/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 02/24/2016 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 02/16/2016 |
No |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 01/27/2016 |
No |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Phone |
|
|
|
| 01/26/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 01/25/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/17/2015 |
No |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 12/14/2015 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/28/2015 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 11/27/2015 |
No |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Referral |
|
|
|
| 11/23/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Fax |
Older American |
|
|
| 11/19/2015 |
Yes |
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Phone |
|
|
|
| 11/09/2015 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 10/22/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 10/22/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
|
| 10/21/2015 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 10/20/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 10/14/2015 |
Yes |
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
|
| 09/10/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/27/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 08/24/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 08/12/2015 |
No |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 08/02/2015 |
No |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 08/01/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 07/21/2015 |
Yes |
- Consumer Loan
- Installment loan
|
- Problems when you are unable to pay
|
|
Web |
|
|
|
| 06/18/2015 |
No |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 05/28/2015 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 05/17/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 04/15/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 04/04/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/28/2015 |
Yes |
|
- False statements or representation
- Indicated shouldn't respond to lawsuit
|
|
Web |
|
|
|
| 03/21/2015 |
No |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/07/2015 |
No |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/07/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/04/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/20/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/19/2015 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Servicemember |
|
|
| 02/18/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/13/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/12/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 02/04/2015 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 01/30/2015 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 01/28/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 01/28/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 01/26/2015 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 01/25/2015 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 01/20/2015 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 01/16/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/15/2015 |
Yes |
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Web |
|
|
|
| 01/09/2015 |
No |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 01/06/2015 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 01/02/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
|
| 12/23/2014 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/19/2014 |
No |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 12/15/2014 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 11/24/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/20/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 11/05/2014 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
|
| 10/27/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/16/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
|
| 10/01/2014 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 09/29/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/24/2014 |
Yes |
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
|
| 09/24/2014 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 09/10/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
|
|
|
| 09/09/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/19/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Phone |
|
|
|
| 08/14/2014 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 08/03/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 07/29/2014 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/16/2014 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 07/15/2014 |
Yes |
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
|
| 07/15/2014 |
Yes |
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
|
| 07/14/2014 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 07/10/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American, Servicemember |
|
|
| 07/01/2014 |
Yes |
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
|
|
|
| 07/01/2014 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|