Medical Business Bureau CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
02/14/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	IL 60448	Web
I am writing to you in hopes of resolving a very serious matter concerning my credit report and two suspected scam companies. Specifically, removing the two invalid, derogatory accounts on my credit report. XXXX and XXXX have already removed the two accounts in question. Thank you in advance for your time. On Saturday, XX/XX/XXXX, my fianc and I visited our Bank ( XXXX XXXX in XXXX, IL ) to apply for a Personal Line of Credit loan to help with our large wedding expenses and our loan was declined due to issues with my credit report. Knowing my credit score and credit history, I was taken aback by the news and pulled up my XXXX XXXX account offered through my XXXX XXXX account. This is when I noticed the ( 2 ) delinquent collections charges from Medical Business Bureau ( MBB ) on behalf of XXXX XXXX XXXX. One charge for {$2000.00} and one for {$2000.00}, for a total of {$4000.00} of debt. Upon discovering these charges, and having zero recollection of either company or collections efforts, I called the number listed under the MBB inquiry on my credit report ( XXXX ) on Monday, XX/XX/XXXX around XXXX CST. A woman answered the phone and asked the purpose of my call, to which I responded that I needed to dispute a charge on my credit report. The woman proceeded to tell me that the situation should be handled by another department of her company and that I needed to call that department to discuss with the matter. She gave me the number XXXX to call. When I asked her what their business hours were, she told me to call tomorrow and that they work from XXXX XXXX. I decided to call right there and then after I got off the phone with the woman. A man picked up the phone at XXXX ( outside of their business hours per the woman ). I told him what I was looking to discuss and he immediately pulled up my account and confirmed my name. The man then proceeded to confirm my date of birth and last four digits of my social security number. I refused and he told me he could not divulge any billing information without confirming. Frustrated, I confirmed with this man and demanded an explanation for the charges on my credit report. He claimed that the two charges were on behalf of XXXX XXXX XXXX, for my service on XX/XX/XXXX ( the date of my XXXX XXXX ). I told him these charges were invalid, as my XXXX was covered by my insurance provided, XXXX XXXX XXXX XXXX ( XXXX ). I asked for him to send me a bill of what it was that I supposedly owed. The man said they sent multiple bills, which I told him they did not. He claims they sent them to my parents address, where I resided until XX/XX/XXXX. I told him I had moved from that residence and never received any such bills. The man proceeded to tell me that they sent the bills and that I am responsible to pay them. I told him to send me a new bill to my address, and the man told me he could not send me a bill because the bill was from XX/XX/XXXX. I told him I would not pay a thing until he proves what I owe. He told me my only two options would be to write MBB a letter requesting the bill ( which contradicts his initial claim ) or to contact my hospital for a copy of my medical records. At some point during my questioning of these bills, the man told me that MBB had charged me for a separate instance on XX/XX/XXXX for {$85.00}, of which I paid by credit card on XX/XX/XXXX. I told him I had no recollection of that charge either. Later, after getting off the phone, I checked my credit card statements for a charge on/around the XX/XX/XXXX date ; there was no such payment made to any collections agency. Also, at least twice during our 13-minute phone conversation, this man suggested I pay off my balance over the phone at an attempt to collect the {$4000.00} debt. In retrospect, this seemed like a desperate opportunity to attempt to collect the invalid money while I was on the phone. After the frustrating phone call experience and not being convinced of the charges legitimacy, I decided to research further into both Medical Business Bureau and XXXX XXXX XXXX What I found was disturbing, concerning, and gratifying to know that I was not the only person experiencing these issues with the same company. I have a full document ( containing all of this text ) of images, links, and other references to this dispute in my attachment.
10/22/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60448	Web	Older American, Servicemember
XXXXPrint complaint Closed Submitted Status Submitted to the CFPB on XXXXProductDebt collectionIssueWritten notification about debt We received your complaint. Thank you. We will review your complaint. Depending on what we find, we will typically : Send your complaint to the company for a response ; or Send your complaint to another state or federal agency, or help you get in touch with your state or local consumer protection office ; or Let you know if we need more information to continue our work. YOUR COMPLAINT There are two debts on my credit report that I am unable to discern exactly what the debt is for or who it is from? It is medical it seems. I have and had two ( 2 ) insurance companies. One paid health plan and the other is Veterans Administration and surely covers all emergency related costs. Was a claim denied? Please provide evidence. What is the original invoice and for what. Both debts are within 100 dollars of each other and filed on the same day? Are they duplicates? Please advise Attachmentsletter to Consumer Finance XXXX ( 13.5 KB ) View full complaint Sent to company Status Sent to company on XX/XX/XXXX We've sent your complaint to the company, and we will let you know when they respond. Their response should include the steps they took, or will take, to address your complaint. Companies generally respond in 15 days. In some cases, the company will let you know their response is in progress and provide a final response in 60 days. Company responded Status Company responded on XXXXResponse TypeClosed with explanation Company 's Response The accounts are for XXXX XXXX in the amount of XXXX for services on XX/XX/XXXX for an emergency room visit. The other account was for services on XX/XX/XXXX in the amount of XXXX and was also an emergency room visit. We do not show any payments from insurance on the accounts. We are requesting an itemized bill from XXXX XXXX and will mail to the consumer. Feedback provided Status Feedback provided on XX/XX/XXXX Your feedback The companys response addressed all of my issuesNoADDITIONAL COMMENTS I filed a complaint, it was investigated and you were told they would send evidence of my debt, the invoice ( s ) etc. All they did was send me an invoice stating I owed money to them. See attached. I ask for proof of debt, is that so out of reach? I dispute that I have this alleged debt. The collection agency implies or states this is medical, and I know the ONLY medical I would engage in is emergency room, as I am a XXXX XXXX Service-Connected XXXX vet. Further aside from the V.A. paying any emergency debt I also have another health insurance policy. I can not get this company to take negative marks off my credit report and IF there is any real or true debt I will address it with the V.A. and insurance company. Is there any original debt with my signature? and correctly filed with my insurance company / VA as a claim? I understand the companys response to my complaintNoThe company did what they said they would do with my complaintNoADDITIONAL COMMENTS it. MB B Medical Business Bureau XXXX XXXX XXXX XXXX XXXX, IL XXXX Phone Number : ( XXXX ) XXXX Your account has been assigned to us for collection. Mail your payment for the full amount. This communication is from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose. Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid. If you notify this office in writing within 30 days after receiving this notice, this office will obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification. If you request this office in writing within 30 days after receiving this notice, this office will provide you with the name and address of the original creditor, if different from the current creditor. Creditor to whom the debt is owed : XXXX XXXX Patient Name : XXXX XXXX Statement Date : XX/XX/XXXX Account # : XXXX Total Due : {$1800.00} Service Date Creditor 's Account Number Amount XX/XX/XXXX XXXX {$990.00} XX/XX/XXXX XXXX {$890.00} Total : {$1800.00} What happens now?
08/18/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 604XX	Web
I am writing to ask for help getting an unfounded medical collection debt off my credit report. I have been unsuccessful in getting the problem corrected and the collection agency continues to verify the debt, even though proof has been submitted that there is no money due on the account, in fact, the insurance company satisfied the debt approximately 2 months PRIOR to it being reported to the credit bureaus as delinquent. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$1500.00} was charged, however, per contract with XXXX XXXX XXXX XXXX XXXX XXXX ) the provider was only able to bill {$440.00} for the service. Between XX/XX/XXXX and XXXX payment was made a rescinded by XXXX due to the group number submitted for billing by XXXX XXXX being incorrect. Since the group number was incorrect ( it was from a prior employer ), XXXX notified XXXX that no insurance coverage was in place at the time of the procedure, and asked for the payment to be returned. After several months and multiple phone calls, the procedure was eventually billed under the right group number and XXXX paid the contracted rate for service. During this time, I made countless calls to XXXX, the original creditor, and the collection agency. During one of many calls, I was told in XX/XX/XXXX, by the original creditor, that the debt would be removed from my report in XXXX because there was no money due and it takes up to 30 days for it to be removed. XXXX XXXX paid the {$440.00} to XXXX and the check was cashed. When I found out the situation had not been resolved in XXXX, XXXX, I requested an Estimate of Benefits ( EoB ) from XXXX XXXX The EoB, reflects a balance on the account of {$0.00} and there is no patient financial responsibility due. The following statement was on the EoB, which I have attached for your review ( Pg.4 ). Your health care plan covers eligible services up to an allowed amount for services ordered or provided by a participating provider. Since this amount has been paid, no further payment can be made. You are not responsible for the charges over the allowed amount XX/XX/XXXX ( approximately ), I applied for a home equity loan only to find out this account was placed into collections in XXXX or XX/XX/XXXX!!!! I had to decline the terms of the loan because of the ridiculous interest rates they were charging me, due to the recent collection. XXXXMultiple phone calls for several weeks proved ineffective, so I submitted a dispute and much to my surprise, the collection company claimed the collection was valid, even though the amount was incorrect ( {$1500.00} ) and the correct amount had been received by the original provider, PRIOR to the account being placed in collections. While waiting for the erroneous information to be removed from my account, I applied for an airline charge card and was denied due to collection, resulting in further decreased credit score. XX/XX/XXXX - Again, more phone calls to no avail, so I submitted a XXXX dispute and even with the same documentation Im providing to you, indicating the debt was paid in XX/XX/XXXX, prior to the account being placed in collections, it was again reported that the debt was valid!!!!! This time the amount was changed to {$440.00} instead of the {$1500.00}. Of course, in the meantime my credit score is dropping and it appears that I acknowledged the debt by paying 70 % of it off, when actually it was the collection companys adjustment ( XXXX XXXX sent me a congratulatory email for paying down my collection debt ). XXXX I called all 3 credit bureaus to see what my options were, and they all submitted a 3rd dispute on my behalf ; however, I have no confidence that it will yield a different outcome. Please let me know what other information you may need in order to investigate this matter and an estimate of when I might receive a response. Thank you in advance for your attention to and assistance with this matter. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Medical Business Bureau XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
05/02/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60656	Web	Older American
Medical Business Bureau working as an agent of Illinois XXXX XXXX XXXX XXXX violated Illinois law concerning debt collections ; by sending my bill to collections before 30 days from the statement date. According to XXXX XXXX Department, my bill was sent to Collections on XX/XX/XXXX, from a Statement dated XX/XX/XXXX. According to XXXX from MBB, my bill was sent to Collections on XX/XX/XXXX. Both dates violated 210 ILCS 88/30 ( b ). The Statement given to me on XX/XX/XXXX, threatens please submit payment of {$310.00} by XX/XX/XXXX to avoid collections.. XX/XX/XXXX, also violates the pertinent statute. The earliest date to comply with the law would have been XX/XX/XXXX ; the same day I paid it, by my own due diligence. I called my healthcare provider on XX/XX/XXXX, to make sure I owed the amount of XXXX from a Service Date of XX/XX/XXXX with Illinois XXXX XXXX XXXX XXXX ; after receiving the Explanation of Benefits. I again called my healthcare provider on XX/XX/XXXX to find out why I was being charged an extra {$10.00} for copies of my X-rays that should have been included in the {$320.00} bill. I spoke with XXXX on XX/XX/XXXX, to request copies of my x-rays. My husband picked up a CD of my x-rays on XX/XX/XXXX ; paid ten dollars and received a receipt. I waited for a bill from XXXX -- -never received a bill in the mail. On XX/XX/XXXX, I had a doctors appointment in the same building where XXXX is located ; decided I would pay the bill in person while I was there. Spoke to the staff at the desk about paying the bill ; and was informed that the bill had been sent to collections.I was stunned and the staff person stated that she didnt know why the bill would have been sent to collections. She printed out a billing statement and advised me to contact the Billing Department ; that I shouldnt pay the bill in person. I called XXXX Billing Department on XX/XX/XXXX ; and spoke to XXXX. I explained that I never received a bill in the mail and was told that the system indicated that a statement had been sent to me. I reiterated that I hadnt received the bill ; that whomever was responsible for sending the bill made a mistake ; and requested an explanation as to why the bill was sent to Collections and why it was sent so fast. Further, the statement that was given to me had the wrong address. I paid the bill in full with XXXX using a credit card. XXXX advised me to call Medical Business Bureau with the Payment Confirmation Number. I called MBB, spoke with XXXX, and he insulted me by stating that when I received the Explanation of BenefitsI was put on notice that I owed the {$320.00} and that I should have made arrangements to pay it immediately without receiving a bill from XXXX. XXXX stated the bill was sent to Collections on XX/XX/XXXX. I informed XXXX that not only hadnt I received a bill in the mail, but the statement that was given to me had the wrong address -- -plus upon further inspection of my Medical Summary from XXXX from the Service Date of XX/XX/XXXX, the summary had the wrong address and the wrong phone number. XXXX asked for my phone number -- -when I questioned why he needed my phone number -- XXXX said that if I hadnt actually paid the bill that MBB would need to call me back. I am giving this person the Confirmation Number that I received from XXXX Billing -- -that wasnt enough and I was made to feel like a deadbeat. My time is precious and I do not appreciate having to spend so much time researching debt collection laws ; making calls to the XXXX Billing Department and Medical Business Bureau Debt Collector ; wasting time going to physically pay a bill -- -only to find out it was sent to Collections erroneously. Medical Business Bureau should suffer some consequences for putting me through the wringer. Medical Business Bureau should know chapter and verse about debt collection laws.
08/12/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60559	Web
Medical Business Bureau ( MBB ) Reference Number : XXXX XXXX Account Number : XXXX Date of Service : XX/XX/2021 Insurance Policy Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) XXXX ( The MBB Collection letter states disputes are taken electronically at mbb.net but this functionality is not accessible. ) I am writing in response to recent communication regarding alleged debt owed to the Illinois XXXX XXXX XXXX XXXX ( XXXX ) for services rendered on XX/XX/2021. I want to bring to your attention the matter of the repeated billing for the same date of service despite the clear and documented disallowance of the claim by the XXXX XXXX XXXX XXXX ( XXXX ). I have attached copies of five separate XXXX Explanation of Benefits ( EOB ) documents, each of which unequivocally details the disallowance of the claim and absolves me of the alleged financial responsibility. Furthermore, I must express my deep disappointment in the tactics employed by XXXX during the fifth submission attempt. I was coerced into making an erroneous payment of {$19.00} for a claim that had already been settled and disallowed by XXXX. This was in addition to the amount of {$14.00} I had already been billed for this date of service in 2021. This misleading action is unacceptable and displays a lack of integrity on the part of XXXX. It is evident from these EOBs that XXXX has consistently disallowed the claim for the aforementioned medical service. As such, it is highly inappropriate and in violation of ethical practices to attempt to bill me multiple times for the same service after the insurance provider has deemed the patient not responsible for the charges. The repeated submission of the same claim not only disregards the factual evidence but also creates unnecessary stress and inconvenience for both parties involved. In accordance with the No Surprises Act, I want to reiterate that I am not responsible for any additional payment beyond what has already been determined by my insurance provider, XXXX. This law prohibits providers and collection agencies from attempting to collect amounts that are not part of the patient 's responsibility as outlined by the insurance provider. I hereby demand that : 1. The alleged debt be immediately removed from any further collection efforts and not be submitted to any credit reporting agencies, as it has been conclusively resolved by XXXX 's disallowance and my non-responsibility. 2. An immediate refund of the {$19.00}, and {$14.00} already paid be processed and returned to me within 15 business days from the date of this letter. 3. As compensation for the emotional distress, harassment, and inconvenience caused by the repeated billing attempts and erroneous payment request, I am demanding a settlement of {$1000.00}. Failure to comply with the No Surprises Act and my demands may lead to legal action to protect my rights and ensure that my experience with this situation is rectified appropriately. I believe that the evidence I have provided is clear and sufficient to address this matter conclusively. I expect that you will take the necessary actions to rectify this situation and ensure that my rights as a consumer are respected moving forward. Please consider this correspondence as a final attempt to resolve this issue amicably. Thank you for your prompt attention to this matter. I anticipate a timely response that acknowledges the resolution of the matter at hand. Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX ( XXXX ) XXXX XXXX XXXX
05/25/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60644	Web
MEDICAL BUSINESS BUREAU XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX To Whom It May Concern : Due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a verification or copy of any judgment if applicable : Identify the original creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : At this time I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus { XXXX, XXXX or XXXX } this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices are able to provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate. If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion { to any/all of the 3 major credit reporting bureaus : XXXX, XXXX and XXXX } request shall be sent to me immediately. I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS. It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose. Best Regards, XXXX XXXX
08/05/2015	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	TX XXXXX	Web
I was contacted on XXXX/XXXX/2014 by the Medical Business Bureau ( MBB ), a debt collections agency, and was told that I owed a hospital bill for an ER visit to XXXX XXXX 's XXXX XXXX XXXX in XXXX TX for the date of XXXX/XXXX/2014. I was told by MBB that my insurance at the time, XXXX, paid {$110.00} towards this amount and the remaining balance ( {$700.00} ) was my responsibility. When I asked for a bill listing each charge, MBB could not provide it to me and said I should have already received the bill from XXXX XXXX XXXX, the medical billing company that handled separate charges for the ER visit on XXXX/XXXX/2014. When I contacted XXXX XXXX XXXX, they said that the address they received from XXXX XXXX 's XXXX XXXX XXXX, and the address that they sent their separate billing charges to, was also XXXX XXXX XXXX. XXXX XXXX XXXX XXXX, Tx, XXXX. Still, I must stress that I had not lived at this address for 2 years at the date of service, but they still forwarded the bill to the outdated address. The debt was then sold by XXXX XXXX XXXX to MBB who then contacted me by phone to collect the debt. The amount of the debt XXXX XXXX XXXX said that I owed was {$440.00}, but when they sent my debt to collections ( MBB ), MBB said that I owed {$700.00}. How could I owe MBB {$260.00} more than the debt that XXXX XXXX XXXX said I owed? Was MBB charging interest on the debt that they collected from XXXX XXXX XXXX? I contacted XXXX XXXX 's XXXX XXXX XXXX and they admitted that they forwarded the bill to an outdated address. I asked XXXX XXXX 's XXXX XXXX XXXX why they did not contact me by phone, mail, or email to confirm my address for the bill. I know at the date of service that I gave XXXX XXXX 's XXXX XXXX XXXX my most current address, XXXX XXXX XXXX . XXXX . XXXX, XXXX, Tx, XXXX. For some reason, XXXX XXXX 's XXXX XXXX XXXX had XXXX XXXX XXXX. XXXX . XXXX XXXX Tx XXXX on file for my guarantor, my father. When they did the billing for the XXXX/XXXX/14 visit, they sent the bill to an outdated address. This amount in question ( {$700.00} ) should have never gone to a collections agency. I am beyond upset with XXXX XXXX 's XXXX XXXX XXXX for billing me to an outdated address and also upset with XXXX XXXX XXXX for billing to the same outdated address. I have already contacted MBB through a complaint with the XXXX and they are issuing me a refund and closing my account with them, but I am submitting this complaint to make other people aware of the medical billing errors that XXXX XXXX 's XXXX XXXX XXXX and XXXX XXXX XXXX made. A billing error that has caused me months of stress, frustration, and numerous calls of harrassment from MBB to collect this debt. I will not use XXXX XXXX 's XXXX XXXX XXXX XXXX or any affiliate again in the future. I will also post to every consumer protection agency I can about the serious inconvenience that I have had to deal with for the past year.
09/26/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 32812	Web
I was contacted on XX/XX/2019 by Medical Business Bureau ( MBB ) about two medical bills. I had previously contacted the creditors when I received their bill and informed them that my insurance company was still processing their claim. I was about to board a flight to my country as I am a XXXX XXXX in the USA. I explained to the agent that my insurance company and processed one account and the other was still being processed by them. I requested that MBB contact XXXX XXXX XXXX XXXX to get an update on my file. I explained that I was leaving the country and that I would contact them upon my return. The agent told me they would make a note on my account. When I returned on the evening of XX/XX/XXXX, I found a collection notice dated XX/XX/2019. On XX/XX/XXXX when I returned to the USA, I called the collecting agency and told them that one bill was paid on XX/XX/2019 and the other was still being processed based on the Explanation of Benefits ( EOB ) from my insurance company. The agent told me that I needed to mail the EOB 's to them and that if the debt was not settled by XX/XX/XXXX it would be reported ro the credit bureau. I asked how can you be putting a collection on my credit report when my insurance company has not completed processing the claim and they are responsible for paying the bill? I requested an email address to send the EOB to but was told it had to be mailed in, they do not use email. I mailed the EOB 's of the paid claim and the one that showed pending to them on XX/XX/2019. On XX/XX/2019 I called MBB again informing them that the second claim was now processed ( XX/XX/2019 ). I told them I was mailing the EOB to them. Last night ( XX/XX/2019 ) I checked my credit via XXXX XXXX and see both bills being reported as collections!!. I disputed both collections recorded with XXXX and provided the EOB for both bills showing that the insurance company paid both bills. This morning ( XX/XX/2019 ) I called MBB to ask about it and was told that they only have the EOB showing the bill that was paid and the one showing that the other bill was pending. I told them that the completed EOB for the next claim was mailed to them over two weeks ago. They have not even contacted XXXX XXXX XXXX XXXX to update my account. Even though they confirm that they received the first EOB showing one payment, they still reported it as a non-payment to the credit bureau. When I asked about this, the agent told me he would remove that one!! Isn't this dishonest? I told him that I sent both EOB 's confirming that the insurance company paid and that I wanted both removed or I would contact a lawyer. Medical Business Bureau should not be reporting collections to the credit bureau without the correct information!
01/23/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33064	Web
TODAYS DATE : XX/XX/XXXX XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX ATTENTION DISPUTE DEPARTMENT : MEDICAL BUSINESS BUREAU {$80.00} Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious MEDICAL BUSINESS BUREAU {$80.00} I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX
01/31/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85286	Web
I have explained to the medical billers and then the Medical Business Bureau collections agency via letters on XX/XX/XXXX and XX/XX/XXXX and via phone on many other dates, that I signed an agreement at The XXXX Hospital in XXXX, TX when I was administered treatment for a XXXX XXXX, stating that I would only be billed the amount that they were charging to my credit card that night, which was {$150.00}. I explained and offered proof that I paid this amount on the night of the treatment and have repeatedly stated that the agreement that I signed at the hospital promised that I would not be billed anything other than the {$150.00} that I paid at that time. I made it very clear at the hospital that I would not allow anyone to treat me without such an agreement as I do not have insurance ( and I was not even convinced that I needed any treatment ). Unfortunately, there is a real problem with hospitals routinely sending additional surprise bills after treatments where payment has been already rendered. This has happened to me before, and this time I wanted to be very careful to prevent this happening again. I explained to the medical billers and this collection agency that they are legally required to produce a document that I signed, stating that I would pay what they are asking me to pay. I know that at the hospital that the administrator attempted to have me sign documents promising to pay for various treatments that I refused. Therefore, I am 100 % confident that there are no documents that were signed by me stating that I would pay anything beyond the {$150.00} that I paid at the hospital. I explained to everyone who attempted to extort further payments from me in relation to this treatment that pursuant to the Fair Debt Practices Collection Act, section 809 ( b ), they must cease to collect unless and until they mail a copy of the verification of the debt to me ( the consumer ). They were unable to produce such documentation and they stopped harassing me with letters and calls after that. Now, suddenly -- three years later -- -on XX/XX/XXXX the Medical Business Bureau has improperly reported this collection to my credit report in a derogatory manner in two separate reports. This improper reporting has kept me from getting an auto loan.
06/29/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 32811	Web
XXXX XXXX reported inaccurate information to a third party debt collector after neglecting to provide correct billing info to my insurance carrier XXXX XXXX after it was requested at the time of service. The third party debt collector ( Medical Bureau ) has reported this information to credit bureaus and have caused my score to drop tremendously. The third party is constantly adding and removing the items, causing the debts to re - age. XXXX and I have tried several attempts to speak with the original creditor ( XXXX XXXX ) and reps have stated for the past several days the servers have been down. XXXX XXXX reps stated they would call back and failed to follow through as promised. I notified the medical Bureau who advised they reached out to XXXX XXXX and said such debt is valid, thus they can not remove the items from my credit. Included is the information given to me from XXXX representative : XXXX, I see the claim in the system from XXXX XXXX XXXX XXXX on date of service : XX/XX/XXXX. This claim was processed with the incorrect prefix number from your medical member ID number, and was not updated with a processed claim as requested in XX/XX/XXXX. As a result it rejected the amount of {$1100.00}. After speaking with you on XX/XX/XXXX and notifying XXXX of the debt collection, I called their billing department on XX/XX/XXXX and spoke with XXXX who advised that their systems are down and would follow back the following day. I called back on XX/XX/XXXX and spoke with XXXX again who advised that their systems are still down and to try again the following day. I called back on XX/XX/XXXX and spoke with XXXX who advised that the systems were sill down but took my name and number and advised that she would call too call me back when their systems are up. Thanks, XXXX XXXX. XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX, GA, XXXX Office : ( XXXX ) XXXX \| Fax : ( XXXX ) XXXX XXXX XXXX
09/30/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 60647	Web
I AM XXXX XXXX AND IM SUBMITTING THIS COMPLAINT MYSELF AND THERE IS NO THIRD PARTY. MY PURPOSE OF THIS COMPLAINT ISN'T TO GET THIS ACCOUNT VALIDATED ( ACCOUNT # XXXX ), THE PURPOSE OF THIS COMPLAINT IS TO ENSURE THIS ACCOUNT WILL BE PERMANENTLY REMOVED FROM MY CREDIT REPORT AND TO BE PAID FROM THIS COMPANY FOR THEM VIOLATING MY CONSUMER RIGHTS. PLEASE UNDERSTAND THAT I AM NOT SAYING THIS ACCOUNT WAS OPENED WITHOUT MY PERMISSION, I AM CLEARLY STATING THAT YOUR COMPANY VIOLATED MY CONSUMER RIGHTS. ALSO, PLEASE DONT TRY TO SAY THE FCRA, FDCPA, AND TILA ACT/ TRUTH AND LENDING ACT DOESNT APPLY TO YOU BECAUSE YOURE NOT A DEBT COLLECTOR, WHEN IN FACT THE TERM DEBT COLLECTOR MEANS ANY PERSON WHO USES ANY INSTRUMENTALITY OF XXXXNTERSTATE COMMERCE OR THE MAILS IN ANY BUSINESS THE PRINCIPAL PURPOSE OF WHICH IS THE COLLECTION OF ANY DEBTS, OR WHO REGULARLY COLLECTS OR ATTEMPTS TO COLLECT, DIRECTLY, OR INDIRECTLY, DEBTS OWED OR DUE OR ASSERTED TO BE OWED OR DUE ANOTHER. NOTWITHSTANDING THE EXCLUSION PROVIDED BY CLAUSE ( F ) OF THE LAST SENTENCE OF THIS PARAGRAPH, THE TERM INCLUDES ANY CREDITOR WHO, IN THE PROCESS OF COLLECTING HIS OWN DEBTS, USES ANY NAME OTHER THAN HIS OWN WHICH WOULD INDICATE THAT A THIRD PERSON IS COLLECTING OR ATTEMPTING TO COLLECT SUCH DEBTS. FOR THE PURPOSE OF SECTION 16g2f ( 6 ) OF THIS TITLE, SUCH TERM ALSO INCLUDES ANY PERSON WHO USES ANY INSTRUMENTALITY OF INTERSTATE COMMERCE OR THE MAILS IN ANY BUSINESS THE PRINCIPAL PURPOSE OF WHICH IS THE ENFORCEMENT OF SECURITY INTERESTS. SO, FROM THE DEFINITION ABOVE WE SEE THAT A DEBT COLLECTOR MEANS ANY PERSON WHO ATTEMPTS TO COLLECT A DEBT, WHICH WOULD ALSO BE YOU!!! UNDERSTAND THAT YOURE UNDER PENALTY OF PERJURY. Medical Business Bureau , LLC violated 15 usc 1681a ( 2 ) ( B ), 15 U.S. Code 1681b ( a ) ( 2 ), 15 U.S. Code 1681 ( A ) ( 2 ), and 15 usc 1692j ( a )
07/08/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60188	Web	Older American
RE : Requesting a Method of Verification Letter Dear Sir/Madam : I recently received a response to a dispute that I made under FCRA 611 ( a ) ( 7 ) regarding an erroneous item on my credit report involving a transaction with, Medical Business Bureau Partial account # XXXX Collection {$760.00} XXXX XXXX have no record of this account. I was saddened to learn that you somehow verified the disputed item, electing to leave it on my report. I am absolutely certain that the item I disputed is incorrect Medical Business Bureau should be removed. My XXXX XXXX XXXX XXXX XXXX XXXX XXXX, payed XXXX XXXX XXXX XXXX {$540.00} I have enclosed a copy of the Explanation of Benefits. So I am hereby exercising my rights under FCRA 611 ( a ) ( 7 ) to request a complete description of all methods used to investigate my aforementioned dispute. I am very interested to learn how your investigator arrived at this erroneous conclusion. I would like to see a complete list of all documents and correspondence. Please include all names and contact information of employees that you spoke to as part of this investigation. I am asking for this verification because my credit score is important to me, and I believe it is being unjustly degraded as a result of this unfortunate error. I would therefore request that you please do not send me a template letter in response to this request. I am in the process of planning a legal case, so I need specific answers to the specific questions asked of you in this letter. I expect to receive a response within 15 days of receipt of this letter, or I will expect to see the item in question permanently expunged from my record. Thank you for your prompt attention to this matter. I very much look forward to getting this resolved as soon as possible. Very Respectfully,
03/19/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 91335	Web
a few years ago I got a collection notice from XXXX stating i owed a medical bill for my daughter, XXXX XXXX XXXX XXXX. I was confused because I NEVER received an initial billing from the hospital for her ER visit and I assumed she still has medical insurance at the time. I panicked because I knew it was affecting my credit so I tried to call and notify them that the bill was never sent to me. They said it was sent several times and was passed due so it was sent to collections and I can attempt to dispute it once its paid off. I called XXXX and set up a payment plan. This month I finally finished paying everything off. I checked my bank account to get in contact with the Medical Business Bureau to dispute it since they notified me that I could once it was paid off. When I called them XXXX ( XXXX ) XXXX they stated the bill I'm refering to under " XXXX '' opened on the XXXX of XXXX in XXXX that is NOW CLOSED because i paid the {$2100.00} amount. However we couldn't proceed with the initial information intake because the date of birth and address did NOT match mine. They notified me that it sounds like identity theft and I need to report this. I gave them BOTH of my addresses that are for my residency for the last 20 years at XXXX XXXX XXXX XXXX XXXX CA XXXX and my current address since XX/XX/XXXX at XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX CA XXXX. They stated the address on the account is XXXX XXXX XXXX XXXX and I don't know anyone with that address! They also stated the date of birth was different. My date of birth is XX/XX/XXXX, the date of birth they had on file was XX/XX/XXXX! For the past several years I've been paying off someone else 's bill! AND my credit has been affected by it!
02/05/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60707	Web
I contacted the collections agency below to advise that this is not my debt. I asked for proof of contract etc. I was hung up on. I then wrote a letter which they received XX/XX/XXXX requesting this information. I did not received a follow up letter. I disputed with XXXX several times and it has not be proved to be my debt no removed. I called XXXX XX/XX/XXXX asking what should be my next steps. I was told to contact Medical Business Bureau again. I explained that I've been unlucky in getting assistance from the claiming firm. I called Medical business bureau back on XX/XX/XXXX and spoke with " XXXX '' who stated " we do not have a contract and all that messy you are asking about. Pay the debt. '' I asked again for proof of this being my account and debt owned to Medical Business Bureau. He then stated " we sent you a letter. '' I said I never received a letter from your company. Can you re-send? He state " I don't think we can send again, we already sent a letter to your address. '' I think said this is fraud and not my account. I will file a complaint against your company for fraud. he said " ok ma'am. '' we ended the call. I have attempted to resolve this with both XXXX and medical business bureau and I've gotten no where. I will not pay for something that does not below to me. I am filing a claim against both agencies and this is fraud. Medical Business Bureau, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX IL XXXX Phone : ( XXXX ) XXXX Medical Business Bureau XXXX XXXX XXXX XXXX XXXX XXXX XXXX IL XXXX : ( XXXX ) XXXX Account Number XXXX Date Reported XX/XX/XXXX Date Assigned XX/XX/XXXX Creditor Class Medical/Health Care {$220.00}
07/08/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 76210	Web
I received an initial demand letter from the agency in XX/XX/XXXX at which point I contacted their office and was notified it was for a bill from XX/XX/XXXX. I explained that I had visited the medical office over 20 times in XX/XX/XXXX and asked how come I never received notification of any debt owed? The representative stated that she would contact the creditor and would provide docs as they were having the same issues with the hospital from many debtors they were speaking with. Two weeks later I received another letter stating they had verified with the hospital that the debt was valid and that I owed the amount. I called their office and spoke with a Collection Manager named XXXX and asked why I was receiving calls and letters since I requested validation of the debt. He stated it was never notated on the file that I wanted validation of debt and that the request would have to be made in writing and that now I had a second account in their office and both would be reported on my credit bureau on XX/XX/XXXX. This is a contradiction to the letter as it had stated that the client has notified their office the debt was valid. I sent a certified cease and desist with a request for validation that their office signed for on XX/XX/XXXX and on XX/XX/XXXX the collection agent called and left a message on my cell phone. I called them back and requested to speak with their CEO or Compliance Officer but no one has called. I received another letter in XX/XX/XXXXstating the same that they have checked with their client and both debts are valid. The collection agency has falied to provide docs or return calls.
01/12/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	IL 62521	Web	Servicemember
so I have problems with a few companies and what they are reporting on me the companies would be XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, and MEDICAL BUSINESS BUREA.These companies are reporting false information to the data furnishers which results in my credit report being inaccurate and has a major affect on my score. I have spoken with XXXX XXXX XXXX XXXX XXXX and ask them to update the information due to fraud with my identity I also have the case on file with the FTC and XXXX. It is a unknown bill in my name reporting collections from XXXX in the amount for {$1600.00} on my XXXX. XXXX XXXX XXXX is reporting a closed account in my name for the amount {$17000.00} They also are updating a balance on account that presumes as closed which is also in violation of my consumer rights according to the FCRA. As for MEDICAL BUSINESS BUREA they are reporting a collections account in the amount of {$4800.00} due to the fact that I had my baby on XXXX XXXX and they are charging me for an unknown service that I have no knowledge of because before even having my baby They were asked do they take my insurance and the hospital that performed the XXXX ( XXXX XXXX XXXX XXXX ) assured me that they accepted my insurance at the time which was XXXX XXXX XXXX and it would be billed to them now years later I am seeing a billed collection in my named due to misinformation on the health providers side. Also XXXX deleted it off of my account now XXXX and XXXX are showing inaccuracy because they will not delete it and the account was never verified by me I also spoke with them and the account is under dispute.
03/09/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 328XX	Web
This was the subject of a prior complaint which was responded to and for which company did not do what it said it would do in effectively removing collection from credit report. I called the CFPB with feedback about the company 's non-compliance and the representative said to go ahead and file yet another complaint against MBB. Rather then recount facts, see below and please consider as a resubmission for same : XXXX CLOSED Submitted STATUS Submitted to the CFPB on XX/XX/XXXX PRODUCT Debt collection ISSUE Took or threatened to take negative or legal action YOUR COMPLAINT Medical Business Bureau, XXXX, a third-party debt collector purchased an erroneous balance from XXXX XXXX XXXX in XXXX of {$360.00}. The health care provider was paid in full by insurance for a diagnostic test ordered same-day STAT by my treating physician. Any overage claimed as out of network but should not have been charged at all. The debt collector refused to settle the claim for less than {$290.00} and has continued to report a delinquent account to credit bureaus, causing negative impact to my overall score. They have also refused to divulge the registered agent for service of process for legal action regarding violation of 809 et seq. of the Fair Debt Collection Practices Act. STATUS Sent to company on XX/XX/XXXX STATUS Company responded on XX/XX/XXXX RESPONSE TYPE Closed with explanation Company 's Response We have requested that the account be deleted from the consumer 's credit file and are checking with XXXX XXXX XXXX regarding the payment. Medical Business Bureau has not purchased the account.
11/29/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MO 63130	Web	Servicemember
I had a procedure done at XXXX XXXX XXXX ( XXXX ), back in XX/XX/XXXX/XX/XX/XXXX. At the time I did n't have insurance and I applied for and received financial assistance for my bill. The XXXX financial counselor at the time, XXXX XXXX, stated that the financial assistance would also take care of 'ANY PROVIDER from XXXX XXXX & they would HONOR the financial assistance from XXXX XXXX By the time I received financial assistance from XXXX XXXX ; XXXX XXXX XXXX had already sent my bill of {$340.00} to XXXX XXXX XXXX XXXX. I initially explained to a very rude and aggressive XXXX representative, that I was not working had no income and was waiting for XXXX to make their decision regarding financial assistance. Once I received the letter, I FAXED the aggressive and rude, XXXX representative a copy of XXXX financial assistant letter ; ON MORE THAN ONE OCCASION. XXXX continues to refuse to honor the letter and wants me to pay them directly ; which I 'm refusing to. I continue to dispute this with them & just recently again disputed this item with XXXX. XXXX is refusing to honor the agreement the original debtor has regarding XXXX patients receiving financial assistance ; which is fraudulent. They also ignored the award letter I faxed over to them showing them the issue was resolved. At this point I can only attach a copy of the email I sent to XXXX XXXX asking for another copy of the award letter back in XX/XX/XXXX ; I have emailed XXXX XXXX requesting another copy of the letter. This incident has been ongoing since XX/XX/XXXX with XXXX.
03/11/2017	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IL 60625	Web
XXXX XXXX hospital mailed a XXXX statement in XX/XX/XXXX or XX/XX/XXXX regarding an XXXX visit on XX/XX/XXXX. The statement did not itemize what the charges were for and since I had already paid several invoices from swedish covenant that were sent right after the XXXX visit, I requested a detailed invoice from XXXX. This was never provided, however the statements continued and so I felt pressure to just submit payment via my health savings debit card. This transaction paid the statement balance in full and the transaction was dated on XX/XX/XXXX in the amount of {$150.00}. On XX/XX/XXXX, my account was sent to a collection agency. I was unaware as no further statements have been received. I only found out about this when I checked my credit score and found this as a derogatory remark against me. As I prepared to dispute this charge, I reviewed the charges submitted to my health care provider XXXX. Not only has XXXX failed to provide myself the requested invoice, they never submitted an invoice to XXXX. For all I know, this charge I paid for was a double billed amount, an over billed amount or something that should be covered by XXXX. I feel the actions taken by XXXX XXXX are in violation with fair credit reporting regulations. In addition, the collection agency has not contacted myself, however through the credit reporting they reflect I have not paid this balance. This amount should have never been sent to a collection agency and possibly should never have been billed.
07/16/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IL 60467	Web	Older American
There XXXX issues regarding the medical debt collection company " Medical Business Bureau, LLC '' besides the fact the " Bureau misrepresents a government agency. 1 ) I received a medical bill from XXXX, that is correct. The due date of this debt is XXXX XXXX, 2016. During the same time, I received a collection notice from Medical Business Bureau, dated XXXX XXXX, 2016 that they where attempting to collect a debt, and that the amount was assigned to them by XXXX XXXX before the actual due date of the debt. Please see attached documents regarding the bills looking at the dates. 2 ) I received a negative credit report for a debt that did not belong to me. I negative report was furnished by " Medical Business Bureau, LLC '' I attempted to contact them regarding the debt, and they acknowledged that it was an error in there part, and that the notified the XXXX major credit reporting agencies. The issue with this is that this was not my debt, I was offered no time to dispute the debt, and the debt was reported in XXXX. Since the negative report to the credit reporting agencies, my credit score has dropped by a significant amount greater than XXXX points, and may possibly affect the APRs on several credit card accounts. Please see the XXXX credit report page XXXX. Since this issue has begun, I have used all the XXXX credit reporting agencies free reports, and will not be able to receive confirmation regarding any of the corrections.
01/05/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60660	Web	Servicemember
I am a XXXX veteran and unemployed. My medical care is 100 % covered through the Veterans Administration. If I go to a veterans hospital it is not a problem. If taken to a non-va hospital, the hospital must contact the va for payment - which i have never had a problem with. On XX/XX/2016 I was taken to XXXX XXXX in XXXX to have blood sugar tested. I never got to intake at the hospital but a nurse did come out to test my blood with a glucometer. I was fine and left. I never received a bill. I figured they sent it directly to va IF there even was a bill. Over two years later Medical Business Bureau XXXX has made claim that I owe TWO bills for the single visit. {$450.00} and {$320.00}. 1. Either and especially both are absurd. I was never intaked at the hospital. EVEN if I would have been, any glucose test is not that high and even if it were, it would be paid by va at a rate agreed between hospitals. 2. I informed XXXX XXXX and now Medical Business Bureau to send bill to VA or send me correspondence and I would give it to VA. To date they have responded only by making two fraudulent claims for treatment ( which at best should only be one ) and putting both on my credit report indicating i have two medical bills in collections. 3. Unlike other insurance i can not simply pay it and get a refund from VA. They must submit it to the VA for payment. I have zero control of the matter and it is the VA 's bill to pay.
12/29/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OH XXXXX	Web	Older American
I was surprised to find on my credit report a debt in the amount of {$4500.00} from XXXX XXXX XXXX representing XXXX XXXX XXXXXXXX XXXX from a medical emergency in XXXX. I never received written correspondence from either XXXX XXXX XXXX or XXXX XXXX XXXX, XXXX. When I saw this on my credit report on Monday XX/XX/XXXX, I immediately contacted my medical insurer at that time, XXXX XXXX ( a XXXX XXXX XXXX ) and spoke with XXXX. XXXX checked their records and told me that XXXX XXXX XXXX never contacted XXXX XXXX requesting payment for services that were supposedly rendered to me on XXXX which were the dates I received medical attention. XXXX and I both tried to look up information online for XXXX XXXX XXXX XXXX and the phone numbers we found were both disconnected. XXXX did note however that XXXX XXXX did negotiate and pay for anesthesia services to XXXX XXXX. We made a conference call to XXXX XXXX which was recorded and spoke with XXXX in XXXX XXXX Billing ( Phone # : XXXX ). XXXX confirmed that the XXXX services I received was paid in full, and promised that XXXX XXXX would have this information removed from my credit report within 24-48 hours. When this did not happen, I disputed this information with XXXX on XX/XX/XXXX. XXXX has not removed this information from my credit report, siding with XXXX XXXX XXXX for unknown reasons. This is why I am turning to you for help, because I have exhausted all of my options.
07/25/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60632	Web
This is the 3rd complaint I'm sending regarding Medical Business Bureau. Please see my complaint ... followed by their response. My complaint : I filed a recent complaint with CFPB regarding complaint number XXXX in early XX/XX/XXXX. According to that complaint, they were going to research can get back with me to provide proof that the debt belonged to me. They have not been able to do that. According to laws governing debt collection, they are supposed to provide me with proof of the debt that has my signature on it. They are stalling and have not been able to prove this. It has been 30 days since I originally requested debt validation and have still not received. Both records that they placed under the credit reporting agencies will need to be removed or I will be forced to escalate this further and even get my attorney involved. This needs to be deleted ASAP Their response : We verified the debt with the hospital and a letter was sent to the consumer informing them that the account is owed. The consumer may contact us at XXXX. By law, they are required to validate the debt with me since I am the consumer. All they sent me was a bill which list the amount they say I owe, they did not send me anything bearing my signature that I signed which under the Fair Credit Reporting Act, I am entitled to receive. This is fraud and both negative reporting items will need to be removed ASAP!!!!!!!
02/09/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78666	Web
In XX/XX/XXXX I sent validation letters to XXXX XXXX XXXX XXXX in attempt to get VALIDATION not verification of said debts they claim I owe. The response I received back stated " Thank you for your correspondence. Please accept this letter in response. Please allow our company to acknowledge receipt of your request that we cease further communication with you about the above referenced account '. Please also allow our company to acknowledge receipt of your request for our company to verify or provide the validation of the debt. Please allow us to confirm that we have communicated with our client. '' And to today 's date XX/XX/XXXX I have NEVER received any validation of said accounts to my address as I requested from the company. However they continue to list this account on my reports. Validation is forwarding copies of the actual proof of the alleged debt and alleged account. I have received nothing from " XXXX XXXX XXXX, XXXX ''. I need a printed statement from the original creditor that validates the information reported on my Credit report. I have no recollection of such accounts these people claim I owe. What services were done, where did they take place, where is the actual bill of service? The account is reporting incorrectly on my report the company has FAILED to validate the alleged account to me in writing.
05/06/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IL 60625	Web
This company said they sent me XXXX letter over 15 months ago with information about a debt. I do not have record of it. After repeated attempts to contact them, they were purposefully withholding information about the debt from me ( telling me to contact my insurance or the physician ). They would not send me any more information without my first sending them a written request, even though they verified my identity on the phone. After multiple phone calls with them and disputes, they never returned my phone call. They claimed to have contacted my physician to see whether the debt was still outstanding, but never followed up with the physician or myself. Every month, they keep reporting that the debt is unpaid, even though it was paid before they received the collection request. They have terrible communication tactics, bad policies that do not make it easy for a consumer to obtain information about a so-called debt, and do the bare minimum ( of contacting people XXXX time then never following up ) on trying to resolve a dispute. They did not let me speak to a manager or someone who had authority to give me any information about the debt. If I ca n't get this resolved, it will cost me tens of thousands of dollars because it 's adversely affecting my credit score and I 'm applying for a mortgage right now.
05/27/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IL 60565	Web
I have received several collection calls from Medical Business Bureau ( " MBB '' ), alleging that I owe {$150.00} for medical services rendered on XX/XX/XXXX. The most recent call was on Monday, XX/XX/XXXX. According to MBB 's representative, this debt is associated for the medical services of XXXX XXXX XXXX. I have called the doctor 's office, but they do not have a record of services rendered. In fact, the office claims that the doctor was not with the practice in XXXX. I have requested a verification of debt from MBB, but they have not produced one. I expressed all my concerns to MBB representatives, but they do not have answers, nor do they care. MBB is, however, reporting negative information on my credit reports, which is impeding my ability to obtain credit. MBB is also not following the requirements of the FDCPA. I never received notice of the debt as required by 15 USC 1692g. On Tuesday, XX/XX/XXXX, I faxed a dispute and requested a verification of the debt -- that letter is attached. MBB has failed to produce anything in response. But the phone calls have stopped -- perhaps because the proof does not exist. I am requesting that MBB cease all collection efforts and remove any negative information from my credit reports. I would like confirmation that this information has been removed.
10/12/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 11372	Web
I am a XXXX XXXX whose policy coveres 100 % of all EMERGENCY room services ( the accounts being disputed are emergency room services ) with {$0.00} Co-payment and no member obligation. I 'm not liable for these collection accounts. This medical debt was n't correctly billed to medicade at the time of service which is no fault of mine. I have on countless occasions provide all the information required to bill Medicade properly, to both the Hospital and Collection agency. They keep reporting the same Negitive information on my credit report after taking the billing payment information. Being that I am a XXXX XXXX with {$0.00} copayment I 'm not eligible for collection accounts from an out-of-state Hospital or emergency room because the hospital must settle the debt directly with Medicaid and the accounts to show payment in full according to the following federal regulations : When you provide services to a Medicaid member from another state, you must accept that states Medicaid allowance ( less any member responsibility such as copayments ) as payment in full. Please note that billing out-of-state Medicaid members for any amounts in excess of the Medicaid-allowed amount for Medicaid-covered services is specifically prohibited by federal regulations ( 42 CFR 447.15 ). -XXXX
12/19/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA 30144	Web	Servicemember
Approx. 6 months ago Medical Business Bureau placed several medical collection accounts on my credit report, negatively affecting my credit scores. I resolved the issue with the credit bureaus as this was my father 's debt falsely reported on my credit. The XXXX advised me that there was nothing that they could do to fix it and I would be on my own to resolve this with the credit agencies. On XXXX/XXXX/2017, XXXX once again filed a collection account on my XXXX for debt my father owed. I reached out to XXXX who once again advised me that I would be responsible for disputing this with the credit agencies. I explained that this is the second time that they have knowingly falsified information on my credit and the representative I spoke with stated that they did not give the credit bureau my information ... This is a violation of the Fair Debt Collection Act and is a malicious tactic to attempt to collect debt from my father. The XXXX has now compromised my ability to get approved for my mortgage and will likely cause me to incur higher interest rates. I asked for a letter to give to my lender from the XXXX stating that I did not in fact have a collection account with them and they refused to provide such email/letter as I did not have an account with them.
05/21/2018	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted you instead of your attorney	IL 60563	Web
This debt is from a auto accident on XX/XX/XXXX. The other parties insurance company will be paying from a lawsuit that was filed. The original creditor never sent a bill to me or my lawyer. Then they placed the account on my credit back in XX/XX/XXXX '. Also they never sent a Medical Lien which all others company 's did. Now I've been fighting with the collection company and XXXX .Back in XX/XX/XXXX ' the collection company sent notification to all 3 credit reporting agencies to delete the account from my report, Which 2 of them did delete it. XXXX refuses to delete it. The collection company has sent me a draft that they sent to XXXX to delete and it's still there. I have also disputed the account with them 7 different times and it has not been removed. Now in XX/XX/XXXX ' I get a letter from the collection company saying the have entered a medical lien over a year later. With that being sent they are guaranteed to be paid once the law suit is settled. So for over a year i have had this account damaging my credit when this all should have been done first once treatment was given. They also had my heath insurance on file but never submitted for payment. I have attached Proof of the draft and the medical lien dated XX/XX/XXXX more then a year later
09/15/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60124	Web	Servicemember
On XX/XX/XXXX as I monitored my XXXX credit report I notice a collection from XXXX that I am not repsonsible for. I believe I am a victim of Idenity Theft. I have sent request to transunions, XXXX and XXXX and have not recieved updated information. Below is documention of the transaction. MED BUSI BUR Original creditor : XXXX XXXX PARTNERS Balance details 0 % of this account is paid off Balance {$72.00} Balance updated XX/XX/XXXX Original balance {$72.00} Since this collection account 's original balance was less than {$100.00}, it isn't factored into your XXXX Score XXXX. Account info Account number XXXX Date opened XX/XX/XXXX Account type Open account Status - Status updated XX/XX/XXXX Payment summary No payments have been reported on this account. Comments Placed for collection Your statement - Contact info Name MEDICAL BUSINESS BUREAU Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Phone number ( XXXX ) XXXX Is everything correct on your XXXX credit report? You are currently reviewing your XXXX Credit Report. If you find inaccurate information, you can either dispute the information online or via postal mail. Disputes about information on this report must be submitted to XXXX.
11/21/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IL 604XX	Web
Medical Business Bureau XXXX XXXX XXXX XXXX XXXX, IL XXXX To : The XXXX XXXX XXXX XXXX for Medical Business Bureau From : XXXX XXXX XXXX Regarding : Unauthorized Administration of the XXXX XXXX XXXX You will forthwith return and transmit your written evidences of your delegated authority to represent that you and XXXX XXXX XXXX is authorized to administrate ( acting trustee ) on the XXXX XXXX XXXX, together with a certified copies of signatures contract between you and XXXX XXXX XXXX, you and original creditor, bonds, original creditor Charge-off documents, sureties, indemnification, insurance and any Third Party Debt Collector Association Agreement passing XXXX XXXX XXXX private information to other members, possibly resulting in identity thief. Also, relating information to your personal and professional acts referenced above and your arrogated paperwork intrusion upon the XXXX XXXX XXXX. Courts require your contract for jurisdiction. Consumer disputes this debt and ALL claims in accordance of XXXX CRF XXXX, Title XXXX USC XXXX, Regulations Z, Regulations M and ALL applicable UCC Articles. If you lack understanding of this paperwork, forward to your ATTORNEY. By : XXXX XXXX XXXX
07/21/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60409	Web	Older American
Under the Fair Debt Collection Practice Act, Medical Business Billing did not afford me the opportunity to validate or dispute a debt by not sending the appropriate statement via United States mail to my home address. There has been no verbal contact with this company until I made contact, speaking to XXXX, XX/XX/XXXX. Through credit monitoring, I received notification of a negative collection item by Medical Business Billing for {$100.00}. Medical Business Billing had never contacted me ; in fact, the account was with XXXX for {$150.00}, yet XXXX called doing the time XXXX had contacted me for payment and {$55.00} paid to XXXX, leaving balance of {$100.00}. Upon calling XXXX XXXX after notification of collection activity, the account was sent to Medical Business Billing on XX/XX/XXXX with no updated phone number for contact per XXXX, supervisor, XXXX XXXX. I was advised by XXXX at XXXXXXXXdical Business Billing, once the {$100.00} is paid, the collection would come off my credit report ; however, he would not send information discussed in writing. This company is playing by its own set of rules not congruent with FDCPA.
05/24/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60091	Web
On Friday XX/XX/2021 I contacted Medical Business Bureau. The reason I called them is not because they ever contacted me, but because they reported me to the credit bureaus. MBB NEVER EVER contacted me. I had no idea this debt was due. They claimed to have tried to call me. To be crystal clear, I answer my phone as it is my work phone, they never contacted me. Not only did they never call me, they never sent a letter. There was literally NO communication with me. The woman I spoke to, told me she could not email me a receipt, that she could only text it. I was NOT text a receipt. I have no receipt. The bill was for slightly over {$150.00}. I have no receipt, therefore no proof of payment so I suspect this is not going to go away. When I called I was told I was being recorded, I asked to not be recorded when I gave my credit card number. I do NOT trust that I was not recorded. Just like the receipt I have not received. I read their reviews on XXXX and I see this is their business practice. This company can not continue ruining peoples credit without doing the work of collecting the debt. This is absolutely insane.
07/27/2020	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	IL 60614	Web
An SMS sender identifying themselves as " Medical Business Bureau, a debt collector '' continues to send unsolicited SMS messages, betraying the nature of an alleged debt to third parties, and after having received a written cessation order. Sender first sent an SMS from ( XXXX ) XXXX, on Wednesday, XX/XX/2020, XXXXCDT reading : > This message is from Medical Business Bureau , a debt collector. Please call us at ( XXXX ) XXXX. If you wish to not receive text messages from us in the future please respond STOP. I replied promptly with " STOP '' as instructed in the message, which generated an acknowledgement : > You have successfully been unsubscribed. You will not receive any more messages from this number. Reply START to resubscribe. Subsequently, I, received multiple messages from ( XXXX ) XXXX, and ( XXXX ) XXXX with the same contents as the original message in violation of FDCPA, FTC, and FCC. Sender negligently made no attempt at hiding the message from third parties, betraying privacy guaranteed by the FDCPA.
09/02/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 601XX	Web
I was not notified of this debit - It just appeared on my credit report. Secondly, after further research this medical debit was not handled properly. The Bill is for XXXX I received in a XXXX XXXX, XXXX procedure. The original Creditor XXXX XXXX XXXX XXXX failed to contact me in regards to my debit. They also failed to file a claim with my medical insurance carrier -XXXX XXXX XXXX XXXX properly XXXX I have contact my Medical Insurance Carrier XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and they informed me that the claim was not submitted correctly. I contacted Medical Business Burea and XXXX XXXX and with all my phone calls they are still unwilling to resubmit the claim through the correct agency. I dont think it was fair that both parties did not properly due there due diligence before just adding this to my credit report. Which has cost my XXXX points. My insurance info : ID # XXXX Group # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX The claim can be submitted by called XXXX using # XXXX XXXX XXXX XXXX
01/28/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60077	Web
In late XX/XX/XXXX I received multiple calls from Medical Business Bureau stating that they were trying to collect a {$93.00} debt from XXXX Hospital. I informed them that 1. They never mailed out anything in writing and 2. Based on what they communicated the debt was not my responsibility. I requested information about the dispute process, I verbally stated that I was disputing the charge and I mailed official dispute in writing a couple days later. After that I never received verification of the validity of the debt. On XX/XX/XXXX I found out that in spite of my dispute this company had notified both major credit bureaus and this collection now appears in my account. The dispute is less than 60 days old, there has been no investigation of my dispute, no written verification of the validity of the debt as required by law, and no further update from this company. They knowingly reported an account that was in active dispute status. I am requesting immediate removal from all credit reporting agencies.
05/10/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	NJ 07305	Web
Medical Business Bureau ( MBB '' ), alleges that I owe {$360.00} for medical services rendered on XX/XX/XXXX. I processed a dispute with the XXXX credit bureau 's ( also submitted proof of having charity care through the state of NJ ) I contacted the doctors office and left several messages but no response was rendered. I have requested a verification of debt from MBB via certified mail delivered on XXXX and XX/XX/XXXX, but they have not produced one. I expressed all my concerns to MBB representatives, but they do not have answers. MBB is, however, reporting negative information on my credit reports, which affects my credit score and future planning. MBB is also not following the requirements of the FDCPA. I never received notice of the debt as required by 15 USC 1692g.. MBB has failed to produce anything in response. I am requesting that MBB cease all collection efforts and remove any negative information from my credit reports. I would like confirmation that this information has been removed.
01/02/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60637	Web
MEDICAL BUSINESS BUREAU has failed to validate an alleged debt after submitting a written affidavit requesting validation via certified mail. They have infringed on my private information as well as my infants private information including medical record number and date of a major XXXX. This is a major XXXX violation because I have never done business with MEDICAL BUSINESS BUREAU yet they have attached a false medical debt to my consumer reports defaming my reputation, name and brand. I have never signed a contract with this corporation & have no idea how they gained access to our personal private medical information. They have committed identity theft according to federal law and have given me health and marital problem due to their illegal tactics. My request has gone ignored for a month now & I am enforcing the law. A final notice of default has been sent to the company via certified mail. Complaint is also being forwarded to HHS.gov.
09/15/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60124	Web	Servicemember
On XX/XX/XXXX as I monitored my XXXX credit report I notice a collection from MED BUSI BUR that I am not repsonsible for. I believe I am a victim of Idenity Theft. I have sent request to transunions, XXXX and XXXX and have not recieved updated information. Below is documention of the transaction. MED BUSI BUR Original creditor : XXXX XXXXXXXX XXXX Balance details 0 % of this account is paid off Balance {$72.00} Balance updated XX/XX/XXXX Original balance {$72.00} Since this collection account 's original balance was less than {$100.00}, it isn't factored into your XXXX Score XXXX. Account info Account number XXXX Date opened XX/XX/XXXX Account type Open account Status - Status updated XX/XX/XXXX Payment summary No payments have been reported on this account. Comments Placed for collection Your statement - Contact info Name MEDICAL BUSINESS BUREAU Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Phone number ( XXXX ) XXXX
06/17/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OK 73012	Web
I need help i have contacted everyone possible from the credit reporting agencies to This company MEDICAL BUSINESS BUREA that say i owe a debt from someone named XXXX XXXX XXXX which is a violation on so many different levels. 1 I asked them to verify the date to me more than 30 days ago and i've heard or received nothing from them. 2. The violated the Fair Debt Collections Act 1692g since they have never even contacted me once and gave e a chance to dispute the information. They just put it on my credit report causing me stress and damaging my character. If they don't stop reporting this false information i will be forced to litigate for the Civil liabilities section 15 united states code 1692k. Everyone is ignoring my requests they are giving me now choice. They also have violated 15 usc 1681 ( i ), 15 usc 1681a ( 1 ) and 1681 ( a ) ( 4 ) just a bunch of violations that i can use if this stuff is not fixed immediately
01/26/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60101	Web
On XX/XX/XXXX I received a notice that I had a new collection on my major credit reports from Medical Business Bureau. I initially thought this fraud because I am unaware of any unpaid medical bills in my name. I contacted the collection agency who informed me that XXXX XXXX XXXX XXXX XXXX XXXX XXXX were charging me for a medical procedure I had in XX/XX/XXXX. They claim it is an unpaid balance from my insurance company. However, I never received any bills or calls from XXXX XXXX XXXX XXXX informing me of any debts owed. Its like they skipped contacting me for over 6 months just to send me to collections and try to ruin my credit. I think it is unfair and I want this collection removed from all my credit reports. All they had to do was contact me so that I could check with my insurance and pay if it was actually owed by this just seems fraudulent and misleading and I think this is an unfair practice.
05/20/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60638	Web
On XX/XX/XXXX I had one day XXXX on my XXXX XXXX I received from my insurance XXXX XXXX of Illinois what I was responsible to pay {$1300.00} and paid it. On XX/XX/XXXX I received an alert from XXXX XXXX that a collection agency, Medical Business Bureau was added to my XXXX XXXX credit file. I called the Medical Business Bureau, they said I had an outstanding bill for XXXX from XXXX XXXX from XX/XX/XXXX in the amount of {$1400.00}. I never received a bill from XXXX XXXX, I also called them and they told me that my insurance information was not even on file with them. I also called XXXX XXXX of Illinois, they are submitting the claim to see if my insurance at the time will cover the XXXX bill of {$1400.00}. So now this outstanding bill that I never received from XXXX XXXX is affecting my credit. I am also getting alerts from XXXX due to the same issue.
02/05/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60653	Web
I was checking my credit report and I noticed a few inquiries on my credit that I did not authorize. I noticed the issues yesterday while checking my 3-bureau credit reports through XX/XX/XXXX. I also noticed an account that appears to have been paid off or dismissed, but it is not an account that I authorized to be open. Accounts : XXXX XXXX XXXX - acct # XXXX - date owned : XX/XX/XXXX Medical Business BureaXXXX acct # XXXX Date opened : XX/XX/XXXX Medical Business Burea- acct # XXXX Date opened : XX/XX/XXXX Inquiries : XXXX Retail Card XX/XX/XXXX XX/XX/XXXXXX/XX/XXXXXX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XX/XX/XXXX XXXXXX/XX/XXXX XX/XX/XXXX XXXX XXXXXX/XX/XXXX XX/XX/XXXX XXXX XXXXXX/XX/XXXXXXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXXXX/XX/XXXX XX/XX/XXXX XXXX XXXX XXXXXX/XX/XXXX
02/09/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60706	Web
The XXXX XXXX XXXX XXXX University asserts that I owe medical bills in connection to my daughter who resided with her mother XXXX XXXX XXXX last known to reside at XXXX XXXX XXXX XXXX, XXXX XXXX, IL XXXX ) at the presumed period of time. They have since damaged my credit during this COVID-19 pandemic, hurting my ability to qualify for housing ( which requires a credit check ) or employment. Such actions during this national emergency are not generally allowed. However, at issue here is that the debt is not mine to begin with. The agency now adversely attacking me is : The Medical Business Bureau XXXX XXXX, IL XXXX ( XXXX ) XXXX I ask for an immediate reversal of adverse credit reporting directed against me and for a correction, as this is not my debt - and for such relief available to me under the law. XXXX XXXX XXXX XXXX XXXX XXXX XXXX
12/20/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL XXXXX	Web	Servicemember
I recently sent Medical Business Bureaus a request for validation not verification a debt placed on my credit file with a cost break down of the debt said owed referencing account XXXX on XX/XX/2019 with signed Hippa Release in my handwriting authorizing Medical Business Bureaus to access or retrieve my medical files and or procedure which is totally private. They responded with no validation of debt but my full medical procedure and records photo copied again without a Hippa Release form with my signature which is a violation of my Hippa Rights. I am proceeding with legal action as prescribed by law against Medical Business Bureaus for having my medical records in their presence without a noted Hippa Release form. Failure to manage risks to the confidentiality, integrity, and availability of PHI is what XXXX XXXX has violated and created.
08/04/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33837	Web
This debt collector is Medical business bureau. I did not receive a right to dispute letter from this debt collector and I did not receive enough information to validate the debt. The debt notice I received from this collector indicated a series of debts totaling {$2700.00}. I sent them a letter by certified mail requesting more information and also validation of the debt. The letter I sent to them was via USPS certified mail dated XX/XX/2021 and I have proof that the USPS delivered the letter to them on XX/XX/2021. The proof is attached to this complaint. However to date I have not received any response from Medical business bureau and they have not validated the alleged debt. Today XX/XX/2021 makes it a total of 50 days since the letter requesting validation of debt was delivered to them by the United States Postal Service.
02/05/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60653	Web
I was checking my credit report and I noticed a few inquiries on my credit that I did not authorize. I noticed the issues yesterday while checking my 3-bureau credit reports through XXXX. I also noticed an account that appears to have been paid off or dismissed, but it is not an account that I authorized to be open. Accounts : XXXX XXXX XXXX - acct # XXXX - date owned : XX/XX/XXXX Medical Business BureaXXXX acct # XXXX Date opened : XX/XX/XXXX Medical Business Burea- acct # XXXX Date opened : XX/XX/XXXX Inquiries : XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XXXXXX/XX/XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XX/XX/XXXX US Sm Bus Admin XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX
08/31/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60612	Web
Medical Business Bureau , LLC, has been harassing me for a debt that it can not provide documentation for. Despite failing to produce documents supporting their claim they continue to take steps to negatively impact my credit score. Over the past 18 months they have : - Report duplicate accounts for the same debt - Report the same account on a monthly or even weekly basis resulting in the removal date being pushed back and ensuring this never gets removed from my reports while also being able to avoid removal of successful disputes. - Refused to remove or amend the facts of my account from their adverse collections reporting to the three credit reporting agencies. - After each successful dispute, they re-report the same account with minor changes as a way to circumvent my disputes and damage my credit score.
03/21/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 32826	Web
On XX/XX/2018and XX/XX/2018, I began searching for mortgage lenders. At this point based on the info they gave me, I realized that my credit score had dropped by a huge amount since I last checked in XX/XX/2018. I pulled my credit report to determine what had happened and noticed a collections debt on there. I was never informed of this collections debt at any point from either the medical company or the collections agency. I have already contacted the collections agency and paid the debt in full in return for it's removal from my credit report. However, I was not able to obtain written verification that this would happen. At this point I don't care that they didn't notify me about the debt or collections, I just want to make sure that it is deleted from my credit report in a timely manner.
05/19/2015	Yes	Debt collection Medical	Communication tactics Used obscene/profane/abusive language	TX 78741	Web	Servicemember
I spoke with an agent and I asked if I could get documentation to verify I owe a debt and he says no I would have to talk to my insurance since they made an initial payment. I told him the letter they sent said that I could dispute the debt and he says " you do n't know what dispute means '' I said he was being rude and unprofessional and I requested to speak to another agent or supervisor and he says " they do n't have time to talk to people like you ''. I said are you refusing to let me speak to a supervisor he says " yes, I am not going to bother them with your issues '' The agent refused to provide me with any information other than an amount owed and the name of medical facility, refused to allow me to speak to a supervisor, and talk to me in a demeaning way throughout the conversation.
04/10/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 762XX	Web
Re : Medical Business Bureau : I have not received any notifications to validate the medical debt for date of service XX/XX/2014 by mail, telephone, or email. They have not been able to provide proof that I have signed and accepted responsibility for the debt they have placed on my credit report. I have requested that they remove this erroneous information from my credit report and they have not, instead they report back to the credit bureaus that I am responsible for this debt without explanation. Re : XXXX XXXX : I have also contacted the original creditor XXXX XXXX and ( XXXX ) advised that XXXX XXXX has dissolved and they no longer have any information in their system b/c they computer systems has been purged of any prior debts. They have also not been able to validate debt.
01/31/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL XXXXX	Web
Medical Business Bureau sent me a bill for {$93.00}. I did not recognize the bill and did not believe that I owed the debt. I requested in writing validation of the debt, I also followed up with a phone call. This company has never provided written verification of the debt. They are violating the Fair Debt Collection Act, which requires them to provide debt verification after a consumer requests it. Medical Business Bureau is violating this act by refusing to provide verification of the debt. The act states : " the collection agency must send you proof that it owns or has been assigned the debt by the original creditor. Verification that you owe the debt and the amount of the debt needs to include documentation from original creditor. '' I never received this.
01/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OH 45014	Web
On XXXX XXXX, XXXX, MEDICAL BUSINESS BUREAU, Opened XXXX. XXXX, XXXX add a derogatory mark on my credit reports. MEDICAL BUSINESS BUREAU did NOT provide me a HIPAA release that releases my medical information to them, therefore by providing such information they are in VIOLATION of my HIPAA rights. I am proceeding with legal action as prescribed by law against the above named original creditor/collection agency should this item not be deleted within the required time allowed by law. I will seek every legal remedy available to me and file suit against the credit bureau responsible for reporting this violation. I urge you to take this extremely seriously as I have documented my case without error. I encourage a response from you expeditiously.
02/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60074	Web
On XX/XX/XXXX, MEDICAL BUSINESS BUREA ( Date opened XX/XX/XXXX XXXX add a derogatory mark on my credit reports.MEDICAL BUSINESS BUREA did NOT provide me a HIPAA release that releases my medical information to them, therefore by providing such information they are in VIOLATION of my HIPAA rights. I am proceeding with legal action as prescribed by law against the above named original creditor/collection agency should this item not be deleted within the required time allowed by law. I will seek every legal remedy available to me and file suit against the credit bureau responsible for reporting this violation. I urge you to take this extremely seriously as I have documented my case without error. I encourage a response from you expeditiously.
10/22/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	IL 60487	Web
dear 1- MEDICAL BUSINESS BUREAU claims that I owe them {$500.00}. they never send me any bills or comunication. I did not receive any official notification about having the bill will go to a collection! I did not hear about this company before. 2- this company harms me by reducing my credit score 47 points costing me an increase in my car loan I am attempting to take this is cost me an extra {$3500.00} in my car loan i going to take. 3- MEDICAL BUSINESS BUREAU it is unethical to do that to people the should remove this record from the credit report for unfair act and miss communication. 4- before adding something to the credit report they should have communication explaining the situation what is my rights and my obligations.
05/01/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL XXXXX	Web
I filed a recent complaint with CFPB regarding complaint number XXXX in early XXXX. According to that complaint, they were going to research can get back with me to provide proof that the debt belonged to me. They have not been able to do that. According to laws governing debt collection, they are supposed to provide me with proof of the debt that has my signature on it. They are stalling and have not been able to prove this. It has been 30 days since I originally requested debt validation and have still not received. Both records that they placed under the credit reporting agencies will need to be removed or I will be forced to escalate this further and even get my attorney involved. This needs to be deleted ASAP.
07/05/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 76051	Web
Medical Business Bureau was disputed and it was removed from my credit report. They then added themselves back on my credit report without notifying me in writing. I have sent this company a dispute letter directly to have this incorrect information removed. I am now at the point of legal action if this is not removed with both this company and the original creditor as this is inaccurate information. As of this date they have failed to respond to my request. The law stipulates that they must investigate within 30days of receiving my letter. They have no followed the stipulations of the law. I will contact the federal trace commission and advise them of your apparent disregard for consumer protection laws.
11/27/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IL 60120	Web
I was in an automobile accident last XXXX and a bill from the accident was paid by my insurance ( or so i was told ) and then 6 months later a collection company reports i owe them {$50.00}. I was never called, never recieved a letter, no communication what so ever and they were allowed to put something on my report on XX/XX/2018 which dropped my score 30+ points and caused me to be denied credit because if them. I still have never recieved anything from them saying i owed then anything. I finally got them on the phone and paid {$50.00} just to resolve it quicker but they improperly ruined my credit for several months and now will have to wait for them ti remove it when i was not even told about it.
10/18/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	OK 73162	Web
For several months now debt collection agencies have been trying to get me to pay a medical bill that is not mine. They are trying to get me to pay a bill from XXXX XXXX XXXX where I have never been seen or treated. My oldest daughter that is XXXX was treated there and some how the hospital has my information and has given this out to all the debt collecting agencies. I have told them numerous times that this is not my bill, I have never been to nor have ever been treated there and to remove me from the accounts. They say they will then one week later they are sending me texts and calls. I pay my bills. I flat out refuse to pay a bill for someone else. I am not responsible for anyone 's debt.
01/31/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 34787	Web	Older American
This company MEDICAL BUSINESS BUREA hsd three accounts affecting my credit score i dont recognize. Never seen a statement yo see what they are trying to collect. I just became a resident so my social security number is new. Im just starting ny credit in this country and is already bad because of this. They just say i owe this and need to be paid. When i look for the address I've never been in that location they claim to be charging me. I did go to the hospital. The bill was very different a higher amount but when i was released from the hospital since i dont have money to pay for it specially at the moment they told me those XXXX were paid by a non profit organization ( XXXX XXXX XXXX XXXX )
06/19/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60174	Web
Company/Creditor : XXXX XXXX XXXX XXXX : Medical business bureau Collection Opened Date : XXXX/XXXX/17 Amount : {$81.00} Issue : I 've noticed on my credit score through XXXX that I have 1 account in collections. When looking at the account it appears to be from XXXX XXXX XXXX for {$81.00} and is currently in collections with the Medical Business Bureau. I never received a bill from XXXX XXXX XXXX and do not know what this bill is for. I also have not received any communication from the Medical Business Bureau about this debt and am only aware of the collection by monitoring my credit score through XXXX and by recently having my XXXX information pulled in order to refinance my mortgage.
08/12/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NJ 070XX	Web
Medical Business Bureau ( MBB ) called my wife and asked to collect on a medical debt for the amount of XXXX. The agents name was XXXX XXXX. I had spoken to the billing service that submitted the debt to MBB, and I have on record the actual amount that was submitted to MBB which was XXXX. When I called MBB and asked for XXXX XXXX, I inquired about the total amount that was submitted from the billing office, and he clearly states on record the total amount that was submitted was for XXXX. I contacted FTC and spoke to an associate who confirmed that the act of attempting to collect more than the requested debt submission is illegal. I am filing a claim against this company because of it.
06/11/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60559	Web
On XX/XX/2022, Medical business bureau added a derogatory mark on my credit report ( XXXX and XXXX ) per XXXX. Upon further research, the the debtor could not provide original contract nor signatures. This account has transferred/sold and I am no longer responsible for the account. Debtor 's creditor did not verify this collection. There hasn't been no written form of communication or contract for this accused debt at all. A bill without a signature does not validate the debt and anybody can send a bill and say its mines.According to the FCRA, Medical business bureau has violated my rights as a consumer and I am requesting legal action to remove this account immediately.
12/29/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 328XX	Web
XXXX XXXX XXXX XXXX, a third-party debt collector purchased an erroneous balance from XXXX XXXX XXXX in XXXX of {$360.00}. The health care provider was paid in full by insurance for a XXXX XXXX ordered same-day XXXX by my treating physician. Any overage claimed as out of network but should not have been charged at all. The debt collector refused to settle the claim for less than {$290.00} and has continued to report a delinquent account to credit bureaus, causing negative impact to my overall score. They have also refused to divulge the registered agent for service of process for legal action regarding violation of 809 et seq. of the Fair Debt Collection Practices Act.
12/19/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 328XX	Web
One day I checked my credit and it had dropped 120 points because some company I never heard of or received anything from had reported to the CRAs that I was in collections. IT was with regard to a medical debt that I do not believe I owe. This company never gave me any notice or a chance to dispute. Plus, I didn't receive any notice that they were going to report to the CRAs. I disputed it online but have heard nothing since and they did not update the reporting to notify the CRAs that I disputed it. I plan to sue them for the statutory fines after the holidays, but I think that putting you on notice about their abusive and secret tactics is also important.
09/14/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TX 78660	Web
My first time seeing outstanding medical " bills '' was on my credit report from a company called Medical Service XXXX in the amount of {$6800.00}. When I sent Medical Service XXXX a validation of debt letter ; they replied with only {$3600.00} all of medical bills that are covered by XXXX and XXXX for my children and XXXX small bills that were paid by my insurance company and my deductible. When I provided proof and ask them to respond with a verification of this debt to be valid and true in 30 days, there has been no reply. The company can not validate this debt because it does n't exist. I 'm requesting these billing be removed from my credit report.
11/01/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 46410	Web
I would like to formally submit a complaint regarding the collection agency Medical Business Bureau. The company has reported three collections on my credit report without sending me any notification prior to doing so. As a consumer I have a right to receive notification from the collection agency and validation of a debt which the Medical Business Bureau did not allow me to do. I have reached out to this company about not receiving any type of correspondence prior to them reporting but have not received any feedback about my question. In return they send a bill. This company has violated my right as a consumer.
03/19/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 91335	Web
i attempted to report this and i got more information. the initial creditor is out in illinois for an XXXX. I've never even had XXXX or been to illinois! I contacted the medical business bureau and they stated the addressXXXX XXXX XXXX XXXX and the date of birth XX/XX/XXXX. I don't have that date of birth and ive never lived in that address. Ive never lived outside of California or visited anywhere in the US past XXXX XXXX Nevada. Original Creditor XXXX XXXX XXXX Phone Number ( XXXX ) XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Date Opened XX/XX/XXXX Account Name MEDICAL BUSINESS BUREAU , LLC
07/07/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 34786	Web
I had a XXXX which I thought would be paid by insurance. Insurance did not cover it and then passed off to a collection company. I paid the collection company in full in XX/XX/2020 for {$120.00}. It was removed from my XXXX Credit Report and XXXX. When I checked my credit on XX/XX/2020 there was an additional charge of {$29.00} added by MEDICAL BUSINESS BUREAU @ XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX ( XXXX ) XXXX. I spoke to XXXX on XX/XX/2020 at Medical Business Bureau and she said it was an employee error that caused the problem on my credit report because they did not settle the account properly.
03/20/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	OK 740XX	Web	Older American
Medical Business has reported to XXXX that I owe a {$570.00} to XXXX XXXX XXXX of XXXX. This is not my bill and I want this taken off my XXXX credit report. I have tried to contact XXXX and all you can get is lost in there telephone go here go there system. This is not the first time this has happened and it has been there mistake each time and it takes hours of work and providing proof that this is not me. These companies need to be held accountable for there mistakes they make instead of making live XXXX on everyone else. I found this when I pulled my credit report. No one has contacted me on this.
09/30/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	IL 600XX	Web
I just recently checked my credit report and noticed that the account is still on it. They have been re-aging/re-opening this on my report as a new account every 2-3 years. This has been going on since at least XXXX as I believe that was when I first noticed this account on my report. I havent even gone to the hospital which was the original collector in 15 years. They definitely have been utilizing fraudulent practices and this is effecting my credit score over 10 years later. This should have fallen off of my report in or around XXXX.but of course, they re-opened the account in XXXX AGAIN!
08/15/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MN 551XX	Web
Medical Business Bureau - XXXX XXXX XXXX XXXX XXXX - Missed call from XXXXXXXXXXXX XXXX XXXX XXXX XXXXXXXX - Missed call from XXXX XX/XX/XXXXXXXX XXXX XXXXXXXX XXXX XXXX Missed call from XXXX XXXX XXXX XXXX XXXX - I called XXXX to find out the reason for the calls. - Person explained this was a debt collection. I demanded a paper statement naming the original debtor and itemized list of charges. I was hung up on. At no point was my mailing address asked for. I have not received any paper statement explaining my rights, the amount of the debt, who the debtor was, etc. Nothing.
09/16/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TX 78660	Web
I did not receive corresponding documentation pertaining to what i owe or why I owe. Please provide the EOB date of services, medical bill charges, what was covered, how much money the insurer considers to be reasonable and customary, the amount that went towards your deductible, copay and how much money you might be responsible for. I have NEVER received any phone calls, emails, letters ( certified or regular ). I have XXXX people in the city of XXXX as well as XXXX, Texas with my name. I have continued to receive phone calls pertaining to him. I am not him. I am a XXXX.
02/28/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 75062	Web
Several attempts to reach this company MEDICAL BUSINESS BUREA XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, IL 6 I tried to dispute this information because I have no recollection of this event or information, when trying to contact I could never get a direct person to explain this account. Prior to XX/XX/2020I had my identity stolen and had credit cards and other information being open under my name. When filing taxes I must provide a PIN number to file taxes. This account is not mine and do not know who or what this was and I am not responsible for this account.
03/20/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IL 605XX	Web
On my credit statements show that I have not paid Medical Business Bureau {$160.00}, this was reported again today, XXXX XXXX, XXXX after I got off of the phone with them to let them know it was paid at the end of XXXX, XXXX - They see that the account has a {$0.00} but are still reporting to collections I have a balance and have refused now, 5 times to provide me with a paid receipt as they say that is " against policy '' - I have never heard of such a thing - I ca n't have proof of payment? I need this closed and taken off of my credit bureaus. Thank you!
01/13/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	IL 60605	Web
This person has called repeatedly ( at least XXXX times ) without leaving a message. When I finally answered the phone today, the person stated that they were a debt collector collecting for a mutual client, and proceeded to try to give me my date of birth, as if verifying. When I asked who their client was, the person tried to give me my date of birth again. When I asked a second time who their client was, the person stated, " I must inform you that if I indulge [ XXXX ] that information ... '', whereupon I hung up and blocked the number.
07/24/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60623	Web	Servicemember
On XX/XX/2020, I disputed this item with the Credit Reporting Agency that I owe {$360.00}. I have not resided in XXXX for over two years. I currently reside in XXXX and received a notification that my credit record had a collection beginning in XX/XX/2020. I never received any communication from this MEDICAL BUSINESS BUREA nor from XXXX about a medical bill. I have medical insurance and was only required to pay a copayment. I have a copy of all my medical records and there is no record of this debt being owed to XXXX XXXX XXXX.
06/25/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	GA 30034	Web
This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY!
03/30/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 617XX	Web
In XXXX of XXXX I was billed {$920.00} for a debt that my XXXX advantage plan paid. I tried to reach out to the collection agency, they were rude and refused to help me or provide me proof of the debt upon my dispute. They have continued to negatively impact my credit even after sending my dispute in writing in XXXX and contacting them numerous times in XXXX, XXXX and XXXX. Thier blatant disregard and care for negatively effecting me thru my credit has created a hardship for me as this is the only negative on my credit report.
05/06/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MI 480XX	Web	Servicemember
I had an invoice from XXXX XXXX XXXX and it was referred to Medical Business Bureau for non payment. Debt owed was XXXX. On XXXX XXXX, I called and paid this and was promised it would be removed from all XXXX credit reporting agencies. As of today, all XXXX show a balance, however it shows closed on XXXX. Medical Business Bureau has failed and I expect complete removal of this from my credit report. Please see attached paid proof along with my current credit report as of this morning showing the debt open/not closed/.
05/06/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IL 60101	Web
On XX/XX/XXXX MEDICAL BUSINESS BUREAU entered two collections in my name, {$390.00} & {$160.00} respectively. Last year XX/XX/XXXX, I was involved in an auto accident, that resulted in injuries. It is currently under LITIGATION, with my law firm XXXX XXXX XXXX. All respective companies were alerted by my lawyer to avert COLLECTION practices. To date, I am unable to validate the debts claimed by MEDICAL BUSINESS BUREAU. I believe these to be FRAUDULENT, they are taking advantage of my vulnerability at this point
04/07/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	IL 60612	Web
This company is continuing to report this debt negatively. The account was paid to the original creditor by my insurance company. There has been no verification to me regarding this debt. They have not provided any documentation to reflect what the services are that they allege were not covered by my insurance. The only information they have provided is a balance and the creditor, I do n't have an account number for this creditor. I do not have an account with this creditor and I do not owe this debt.
10/09/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60448	Web	Older American, Servicemember
There are two debts on my credit report that I am unable to discern exactly what the debt is for or who it is from? It is medical it seems. I have and had two ( 2 ) insurance companies. One paid health plan and the other is Veterans Administration and surely covers all emergency related costs. Was a claim denied? Please provide evidence. What is the original invoice and for what. Both debts are within 100 dollars of each other and filed on the same day? Are they duplicates? Please advise
11/03/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60652	Web
On XX/XX/XXXX, I requested a copy of my report. I noticed a collection from Medical Business Bureau for {$250.00}. On XX/XX/XXXX I submitted a request for debt validation as I have no recollection of doing business with them or the original creditor, XXXX XXXX XXXX. I waited 30 days for the validation and after not receiving the requested documents, I submitted another letter on XX/XX/XXXX. As of XX/XX/XXXX, I have not received the requested documents from Medical Business Bureau.
07/14/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	GA 30066	Web
On XXXX I received an alert from my credit monitoring service that an account had been added to my XXXX and XXXX report. On XXXX I received another alert that the account had been added to my XXXX report. I have no knowledge of this debt. This company NEVER sent out a dunning letter for me to respond to and just put this debt on my credit report which is against the law. Filed a complaint and the response from the company was they did not have an account for me.
04/05/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	PA 18064	Web
Hello I joined XXXX last week.. Noticed a debt. ( medical ) was in collections from a XX/XX/XXXX.. XXXX Visit.. That my medical plan and company med plan had handled. This company called me for ..XX/XX/XXXX.. Had contacted XXXX .. Was told Its handled.. Here is confirmation # s bla bla bla.. Told them that they still called a couple times ... Then stopped. I figured they got the info.. This is an agency the hospital uses.. From the start.. They never called me.= The hospital.
08/11/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 33837	Web
This debt collector by name Medical Business Bureau MBB, did not provide a right to dispute in the collection notice they sent to me. They claimed they have removed one of the alleged debt account but they need to also remove the remaining four. The reference numbers are XXXX, XXXX, XXXX and XXXX. They have also not validated any of the alleged debt accounts just listed, despite the attached certified letter to that effect, which by the way they received over 45 days ago.
10/11/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 90057	Web
Medical Business Bureau is stating that my first date of Delinquency for the amount of {$360.00} was XX/XX/XXXX, but I was n't in the hospital until XX/XX/XXXX. The original bill is from XXXX XXXX XXXX, which was paid in full and I have supporting documents. XXXX has already honored my dispute and DELETED the item off my credit. I just need XXXX and XXXX to follow suit. I also have the hard copy supporting document showing that XXXX has removed this item from my credit.
11/09/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60559	Web
I have a collection account from an emergency room physician XXXX XXXX XXXX at the time of the visit I had and still have the same health insurance company and my co-pays was paid at the time of the services. This collection is preventing me from purchasing my new home and many other things. I would like this to be investigated and removed from my credit report. I would like to see the original documents that were signed during my visit and receipts.
12/19/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60087	Web
This debt showed up on my credit report on XXXX XXXX XXXX ... I never received a dunno letter. So I mailed out a letter on XXXX/XXXX/XXXX requesting debt validation that I owe this company ( sign contract ) ... I never received any information. I sent my second letter XXXX/XXXX/XXXX requesting the same information and have n't received anything. I disputed this thru the credit bureaus and was told the information was correct.
03/08/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 604XX	Web
This was a workman 's comp case, and they were aware of that. I submitted them the comp case number the insurance company and my attorney 's phone number, they still sent out a 30 day notice and then sent me to collections. This debt was paid in full by workman 's comp insurance company. The collections company is aware that it has been paid in full.and yet this still sits on my credit report. I need this to be removed ASAP,
11/01/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IL 60120	Web
This company is putting a delinquent account on my XXXX credit report, when it fact this delinquent account does not even exist. Their client, XXXX XXXX, used them to collect a debt that insurance paid, and they are inaccurately reporting bad data in my credit reports. I WANT THEM DELETED ASAP I believe that they might be under violation of the FDCPA for misrepresenting the fact I owe them money. I need them rectify ASAP
02/10/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 33897	Web
I have never had a XXXX test in this hospital, for months I have tried to communicate with the hospital and the creditor of this debt and I do not receive answers, just as I never received a document or information about this account Creditor Information opened XXXX XXXX {$240.00} Original creditor : XXXX XXXX XXXX as Creditor Information : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ILXXXX XXXX XXXX XXXX XXXX
11/15/2022	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	FL 34741	Web
I have been requesting this company provide me with validation of this alleged debt for clarification but I have not yet gotten any information as yet. I want to know what information the company possesses for I am worried that my personal information has gone into the hands of the wrong person and been used for their own interest. Therefore I want to request the following information and determine my next actions.
07/14/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60031	Web
I was contacted by Medical Business Bureau concerning a past due medical bill. I paid a settlment ammount then instructed this company to please report this as paid in full to the credit bureaus. Instead they reported a lesser amount resulting in this paid bill remaining on my reports. Today is XX/XX/XXXX 2017 this was paid 6-8 weeks ago. I 've contacted this company to report this correctly to no avail.
08/27/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60120	Web
I have already disputed the amount this company is attempting to collect from me. I do not owe this amount since my insurance paid for the very same claim this people are trying to collect on. I need them to prove what they are saying, and I need them to stop their harassment. I waited over 2 months to take on the treatment, because I was not able to take it until it was approved and paid by insurance.
08/21/2022	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IL 60634	Web
XXXX XXXXXXXX and XXXX XXXX XXXX is sending me to collections for an error they made. They ( their admissions department ) and their receptionists claimed my insurance would be covering me in error and then one day when I show up for an appointment Im told they never accepted my insurance and I owe them XXXX dollars. I have no money and a XXXX wife and they constantly harass me over their mistake.
03/26/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL XXXXX	Web
XX/XX/2017 I received a medical debt from Medical Business Bureau was placed on my credit. They have not been able to validate that this debt belongs to me. Under the FCRA, I am required to seek validation with a document bearing my signature and this has not been provided to me. This debt was already removed from XXXX and XXXX, I am requesting it to be removed from my XXXX report as well.
12/22/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60644	Web
DEBT COLLECTION COMPANY IS REPORTING INACCURATE INFORMATION OF A ALLEGED DEBT THAT IS NOT MINE. THEY HAVE NOT RESPONDED WITHIN 30 DAYS WHICH IS A VIOLATION AND HAVE NOT PROVIDED ANY CONTRACT BEARING MY SIGNATURE CONNECTING ME TO THE DEBT. ALSO I NEVER SIGNED A HIPPA REQUEST FORM SO THEY ARE VIOLATING MY HIPPA RIGHTS REPORTING THIS ALLEGED MEDICAL DEBT TO MY CONSUMER REPORTS.
07/09/2019	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	IL 60640	Web
I recently discovered a debt from a collections agency when I went to check my credit score. This agency has had two bills from me for a full year and they have never once made any effort to contact me to say that the money was owed. ( I also never even got the bill from the hospital in the first place ) This has absolutely DESTROYED my credit rating.
10/01/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IL 60652	Web
MEDICAL BUSINESS BUREA Is reporting a {$960.00} medical collection on both my XXXX and XXXX credit report as a collection MEDICAL BUSINESS BUREA has failed to validate this collection with original contact with my signature a bill with the amount on it is not a contract I would like the collection removed immediately form both XXXX and XXXX
06/08/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 33033	Web	Older American
The MBB INFORMRD THAT THERE AN OPEN ACCOUNT AGAIN MY FOR {$260.00} DOLLARS, FOR TWO MEDICAL PAYMEN THE PROBLEM IT'S THEY DIDE N'T SUMITED THIS PAYMENT TU MEDICARE, THE XXXX, XXXX XXXX XXXX XXXXXXXX XXXX, MY NAME IT XXXX XXXX XXXX THE ACCOUNT # XXXX XXXX, THIS ACCUNTS WAS SINCE XX/XX/XXXX AND XX/XX/XXXX THE COLLECTION # XXXX XXXX XXXX
09/25/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60005	Web
On XX/XX/XXXX, They opened a collection of {$420.00} without giving me any information. Also, on XX/XX/XXXX, they opened a second collection of {$400.00} which I do not know. Those collections ate up my score years and years without letting me know till I have a XXXX XXXX account. Please help me to remove those derogatory marks?
01/15/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60644	Web
I sent a certified verification of debt letter to the Medical Business Bureau. Unfortunately, the bureau failed to provide any documentation with my signature verifying this debt. I can not pay and will not pay anything that can not be verified. I requested detailed documentaion and the Bureau could not proivde this info.
11/10/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60653	Web
The consumer, who is a federally protected consumer, is here to dispute any purported claims that you are now listing as a consumer debt on the consumer 's credit report. In accordance with Section 809 of the Fair Debt Collection Practices Act ( 15 USC 1692g ), the Consumer is requesting confirmation from you ( FDCPA ).
04/11/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IL 60202	Web
This company ( Medical Business Bureau ) reported a collections account debt on my credit report ( XXXX ). They did not send me any written letter regarding the existence of the debt. I have never done business with this company and the info posted to the credit bureau is false and a violation of my right under FCRA.
10/13/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA XXXXX	Web
This medical debt is not owed I have health insurance and do not owe this bill. I did not sign anything with my signature stating this debt belongs to me. Please remove this from my credit report immediately. This is a medical debt that's not owed when there is health insurance. I signed no papers owning this debt
05/07/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 786XX	Web
I called The Medical Business Bureau Since its affecting my credit score with a collection i do not owe ... i asked them to review the information on file and compare it to my social security number and they said it didnt match ... i asked them to have it removed immediately and so far nothing has been done ...
10/26/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	FL 33441	Web
In XXXX of 2012 my identification mainly my social security card and Florida ID card was lost or stolen from my handbag and a sequence of accounts were open and checks cashed in my name. As soon as this was realized, I filed a police report ( see attached ). This account is unknown and was not opened by me.
11/25/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60653	Web
The consumer is here to dispute any alleged claims that you are now listing as a consumer debt on the consumer 's credit report as a federally protected consumer. In accordance with the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( 8 ), the Consumer is asking you for validation ( FDCPA ).
03/31/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TN 37013	Web
I recently pulled my credit report and this company has reported that I owe them a debt. I never received a letter from them informing me that I owe the debt. I have never gave this company permission to access my medical records. I was not afforded my rights under the FDCPA section 809a
03/31/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32819	Web
Sent debt validation letters to obtain the correct information, never recieved a response contacted the original debt collector and was told debt was never sent to collections. So who are these people saying I owe them XXXX when I never went to the hospital.
09/16/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TX 78660	Web
I have resided in my home for over seven years and have not relocated. My credit report reflects that i have outstanding medical bills in which I have never received any validation of the debt, explanation of benefits or the option to resolve the debt.
07/12/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	GA 30066	Web
On XXXX XXXX, 2017 I received an alert from XXXX XXXX XXXX that a collection was added to my XXXX and XXXX credit report. I have never received a dunning letter from this company to validate or dispute, the account was just added to my credit reports.
10/19/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 91604	Web
I check to my credit report and see mbb I have reached out to them several times and yet to hear back from them. I reached out to the credit bureaus and they say to contact them directly. my credit is being affected by something that is not mine.
12/28/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 77584	Web	Servicemember
I was told by Medical Business Bureau that once I paid this account in full and not a settlement it would be deleted from my credit report. Instead of deleting it, they still listed it on my credit report as paid. My maiden name was XXXX XXXX.
07/10/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IL 604XX	Web
On my credit report, XXXX hospital has now made the same debt show up twice on my credit. The amount is XXXX. They had an account opened against me in XX/XX/2018, now as XXXX XXXX, there is another report for the same debt and same hospital.
10/19/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IL 60563	Web
I contacted the original creditor of the debt who advised the amount the agency is reporting on my credit report is inaccurate. The original creditor and agency have continuously refused to validate the debt after several requests were made.
03/17/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60612	Web
I have medical insurance and co-insurance that covers my medical bills. I disputed this outstanding amount with the hospital and it was resolved. Upon checking my credit on XX/XX/XXXX, 2017, the collection was on my credit report.
04/26/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 075XX	Web
: I have medical Insurance and they refused to take down information. Please advise to charge : XXXX XXXX XXXX XXXX XXXX Member ID XXXX XXXX Member XXXX Provider XXXX 9091 Dental XXXX Pharm/Hosp XXXX
05/22/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX XXXXX	Web
I do n't know why this company keeps calling me because I do n't owe any one, I pay my bills every month!!! I want the calls to stop and for them to take it off my credit report, I do n't think that they should have it on there
01/18/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33311	Web
filed a complaint via BBB on XXXX/XXXX/XXXX compang replied that they would be providing validation of debt on XXXX/XXXX/XXXX but as of today XXXX/XXXX/XXXX nothing has been received and collection is still on credit reports
08/26/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 78723	Web
I mailed a letter to Medical Business Bureau in XXXX disputing these accounts and demanding legal validation. Not only dod I never receive a response but I see a new account on my current credit report I knew nothing about.
07/02/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NJ 07011	Web
I was pregnant and had 100 % medical coverage.I do n't realy know what service was performed to me and name of doctor.Never received any explanation or invoices for this amount.I have all receipts paid in full on hand.
12/25/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60462	Web
Collectors Name : MEDICAL BUSINESS BUREA Account Info : XXXX Creditors Name : XXXX XXXX Open Date : XX/XX/2014 Balance : {$520.00} Debt : {$520.00} Contact Info : XXXX XXXX XXXX XXXX XXXX, IL XXXX ( XXXX ) XXXX
05/12/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	IL 610XX	Web
Medical Business Bureau has violated 15 USC 1692 by continuing collection activity after a cease and desist and 15 USC 1681 by failing to report complete and accurate information to credit reporting bureaus.
03/02/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL XXXXX	Web
This is not my account. I never been to XXXX XXXX hospital. I have never taken ambulance services. I am contacting the FTC and also filing a law suit for the damages you caused with my credit report
03/02/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	FL 33186	Web
I was inquiring this debt and XXXX tricked me into paying for it once I found out It was under the bankruptcy he acted like he did n't know and said that we owe them money that is why he charged us
10/11/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60625	Web
XX/XX/XXXX, {$950.00}. XX/XX/XXXX {$620.00} I was not notified no this debt is affecting my credit and Im living with my mom and cant get a mortgage. I reached out and they were not helpful.
09/22/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 32701	Web
XXXX XXXX {$58.00} I already paid this debt off last week confirmation number XXXX {$240.00} and amount paid it was paid on Monday XX/XX/2019 please remove this from my credit file Thank you
05/29/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60175	Web
I found a negative mark on my credit report by MEDICAL BUSINESS BUREAU # XXXX. I never received a notice about this debt being in collection and I am pretty sure this was paid back in 2017.
06/28/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX XXXXX	Web
MBB has not sent me any proof or validation for the debt they are claiming I owe. Several items on my credit reports are duplicates. I have not received anything in mail from them, ever!
11/06/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 78227	Web
On XXXX/XXXX/15 I requested XXXX provide validation for {$500.00} debt being reported to credit bureaus. On XXXX/XXXX/15 XXXX responded, but did not provide sufficient evidence.
01/22/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60649	Web
This Debt was openedXX/XX/2019 and i was not aware of who this is the amount of this purported account is {$600.00} with an account number of XXXX which i have not seen before
04/12/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	TX 76051	Web
the Hippa law as been violated as my medical information has been made public to my credit report agencies. This is a violation of my privacy.INCLUDED IN BANKRUPTCY
10/11/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60625	Web
XX/XX/XXXX, {$100.00} XX/XX/XXXX, {$200.00} I reached out to the companies. Due to these reporting Im unable to get a mortgage and Im living with my mother
08/20/2023	No	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 604XX	Web
So, I sent you guys a letter two weeks ago and still haven't heard anything back. You guys are reporting inaccurate information on my credit report
08/18/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 601XX	Web
This is not my personal account. The dates of opening, last reporting, and last active are all incorrect!!! You don't even validate this account!!
05/19/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60612	Web
I have reached out to the company to resolve this matter as this debt does not belong to me and I have no knowledge as to whom it belongs to.
04/12/2016	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	TX 76051	Web
the XXXX as been violated as my medical information has been made public to my credit report agencies. This is a violation of my privacy.
10/11/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60625	Web
{$340.00}, XX/XX/2018. I reached out to the them. This debt is on my credit report and is preventing me from getting a mortgage
04/13/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60050	Web
Debt was paid in full but shows open on my credit report. I also never received a paid in full fax as I was told I would.
09/29/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 603XX	Web
Med Busi Bur XXXX **** Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit.
03/30/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 78660	Web
I 've requested MBB to provide validation of debt and they do n't. All they 've sent me are the account numbers.
06/01/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78660	Web
They are not able to validate debt Collection Accounts : XXXX , XXXX , XXXX , XXXX , XXXX and XXXX .
10/07/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NJ 078XX	Web
this bill was to go through my health insurance. I contacted the company MANY times with NO response.
04/29/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 075XX	Web
re : XXXX How can u closed this complaint when is OBVIOUSLY not resolved?????
03/01/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 608XX	Web
I have no knowledge of this account nor do I have any business With this company
05/23/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78741	Web
I didnt received a letter or was never aware of such account in collection..
01/11/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 78723	Web
I see these on my credit reports but have never been contacted.
04/22/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60050	Web
This debt was paid in full XXXX XXXX
01/30/2024	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60174	Web

01/08/2024	No	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Was not notified of investigation status or results	FL 34772	Web

12/29/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Their investigation did not fix an error on your report	IL 60478	Web

12/27/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Their investigation did not fix an error on your report	IL 60644	Web

12/01/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60660	Web

11/26/2023	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	IL 60466	Web

07/21/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60067	Web

05/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 60119	Web

04/27/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98055	Web

03/13/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Report provided to employer without your written authorization	IL 60630	Web

03/09/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60565	Web

01/25/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60134	Web

01/11/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60056	Phone

08/05/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60438	Web

06/11/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60660	Web

05/29/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60653	Web

05/22/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	AL 35806	Web

05/01/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60618	Web

04/06/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60619	Web

03/14/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60504	Web

03/10/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60471	Postal mail

02/23/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60089	Web

01/21/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60612	Web

01/21/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60612	Web

01/21/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60612	Web

01/12/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 53813	Phone

12/22/2021	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	IL 60626	Web

12/02/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60506	Web

11/09/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60653	Web

07/29/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 61920	Web

07/16/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60074	Web

07/11/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	IL 60506	Web

06/21/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60142	Web

05/21/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	LA 70403	Web

05/20/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	IL 60566	Web

05/11/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WI 53142	Web

05/11/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WI 53142	Web

05/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 32822	Web

03/22/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IL 60438	Web

03/21/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60645	Web

02/03/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 32811	Web

01/30/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 32712	Web

01/24/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60653	Web

01/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect		Phone

01/04/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60462	Web

12/17/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IL 60462	Web

11/25/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60123	Web

11/20/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32763	Fax

11/14/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60644	Web

10/23/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	IL 60133	Web

10/15/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32818	Web

09/22/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 32712	Fax

09/15/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32805	Fax

08/07/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 32712	Web

08/05/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60302	Postal mail

08/02/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60187	Web

07/13/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 34741	Phone

07/09/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 34711	Web

06/30/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt		Fax

04/06/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60077	Web

02/05/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60446	Web

11/14/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 32825	Web

09/18/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60104	Web

09/14/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60104	Web

09/02/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60644	Web

07/15/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MO 63873	Web

06/13/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60466	Web

05/31/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 32828	Web

05/23/2019	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	IL 60021	Phone

05/21/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60612	Web	Servicemember

05/01/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 34211	Phone	Older American

03/25/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	KY 41042	Web

02/19/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WI 53714	Web

02/17/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60625	Web	Servicemember

02/11/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60625	Web	Servicemember

09/19/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60640	Web

09/15/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78702	Web

08/28/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78957	Web	Servicemember

07/19/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 60188	Web

06/16/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60169	Web

06/14/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 34787	Web

06/06/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78758	Web

05/29/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IL 60025	Web

05/07/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60541	Web

04/18/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60443	Web

04/18/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60541	Web

03/08/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IL 60630	Web

03/01/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	AA 34058	Web

02/21/2018	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	IL 60445	Web

02/04/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 34714	Web

12/28/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 32789	Web

12/22/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	LA 70461	Web

12/19/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60639	Web

12/17/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60639	Web

12/17/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60153	Web

12/17/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60153	Web

12/09/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 32738	Web

12/03/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78749	Web

11/13/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60649	Web

11/09/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IL 60441	Web

10/10/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78749	Web

10/07/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78749	Web

10/07/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78749	Web

09/25/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 75052	Web

09/12/2017	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	IL 60134	Web

08/25/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60639	Web

08/24/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60639	Web

08/15/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07480	Web

08/15/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07480	Web

08/10/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40047	Web

06/28/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IL 60124	Referral

04/28/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 32806	Web

04/18/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NY 10166	Fax

04/15/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 78616	Web

04/06/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IL 80133	Web

04/05/2017	Yes	Credit reporting	Incorrect information on credit report Account terms	TX 75020	Web

04/05/2017	Yes	Credit reporting	Incorrect information on credit report Account terms	TX 75020	Web

03/15/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IL 60624	Web

03/14/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IN 46062	Web

03/09/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IL 60185	Web

02/06/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IL 60451	Phone

01/30/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IL 60451	Web

01/08/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IL 60103	Web

12/13/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60165	Web

12/03/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CA 95823	Web

11/29/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	CA 95823	Web

10/11/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 42754	Web

09/30/2016	Yes	Debt collection Medical	Taking/threatening an illegal action Threatened to sue on too old debt	CA 95823	Web

06/23/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	IL 60613	Web

06/06/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 92674	Web	Servicemember

04/21/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	PA 19007	Web

04/07/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 91506	Phone

03/31/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60491	Web

03/21/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IL 60187	Web

03/03/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 78665	Web

02/04/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 34772	Web

01/31/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	FL 33610	Web

12/24/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 77584	Web	Servicemember

12/17/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60516	Postal mail

11/23/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CO 80701	Web

10/13/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 34744	Web

10/08/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	SC 29406	Postal mail	Older American

09/21/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60654	Web

09/08/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 77056	Web

09/08/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 77056	Web

09/03/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	SC 29536	Web	Servicemember

08/26/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60654	Web

08/12/2015	Yes	Debt collection Medical	Taking/threatening an illegal action Attempted to/Collected exempt funds	PR 00907	Web

08/04/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 32222	Web

06/30/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 78745	Web

06/27/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NJ 07753	Web

05/28/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	SC 29651	Web

05/12/2015	Yes	Debt collection Medical	False statements or representation Impersonated an attorney or official	TX 78640	Web

05/08/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NJ 07753	Web

03/12/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 78744	Web

03/11/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	FL 32824	Web

03/11/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 78217	Web

03/10/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	CA 90034	Web

03/03/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 78641	Web

02/27/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 07042	Web	Older American

02/25/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TX 78660	Web

02/03/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	IL 60629	Web	Servicemember

01/30/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IL 60491	Web

01/26/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IL 60613	Web

01/17/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	TX 78626	Web	Servicemember

01/16/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 32824	Web

01/08/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IL 60445	Web

12/30/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 34264	Web

12/17/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted me instead of my attorney	FL 33781	Web

12/02/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 07470	Web

11/26/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 92130	Web

10/14/2014	Yes	Credit reporting	Incorrect information on credit report Account terms	TX 75494	Web	Servicemember

10/10/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 78634	Web

10/04/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TN 38375	Web

09/18/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IL 60655	Web

09/02/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IL 60136	Web

08/31/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 78602	Web

08/28/2014	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	NY 13090	Web	Servicemember

08/20/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 78634	Web

08/06/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	TX 78729	Web

07/29/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 75075	Web

07/14/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	KY 40216	Web

07/07/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 75494	Referral	Servicemember

06/20/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	PA 19125	Web

06/10/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	OK 73099	Web

06/07/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 78642	Web	Servicemember

06/07/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 78642	Web	Servicemember

06/07/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 78642	Web	Servicemember

06/07/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 78642	Web	Servicemember

05/13/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IL 61603	Web

05/07/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	AZ 85048	Referral

03/28/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60110	Web

03/13/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 75218	Web

03/04/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	FL 32839	Web

02/19/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TX 78708	Web

02/18/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IL 60630	Web

02/07/2014	Yes	Bank account or service Other bank product/service	Account opening, closing, or management	TX 76028	Postal mail

01/29/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IL 60523	Web

01/24/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 76901	Web

01/16/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IL 60707	Web

10/10/2013	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	IL 60612	Web

08/31/2013	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	VA 24382	Web

08/26/2013	No	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IL 60504	Web