Mediation Recovery Center CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
10/19/2022 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • MI
  • 48204
Web
Please accept this final written OFFER OF SETTLEMENT BEFORE LITIGATION as my attempt to amicably resolve your continued violation of the Fair Credit Reporting Act regarding your refusal to delete UNVERIFIED information from my consumer file. I intend to pursue litigation in accordance with the FCRA to seek relief and recover all monetary damages that I may be entitled to under Section 616 and Section 617 if the UNVERIFIED items listed below are not deleted immediately. A copy of this letter as well as copies of the three written letters sent to you previously will also become part of a formal complaint to the Federal Trade Commission and shall be used as evidence in pending litigation provided you fail to comply with this offer of settlement. Despite three written requests, the unverified items listed below still remain on my credit report in violation of Federal Law. You are required under the FCRA to have a copy of the original creditors documentation on file to verify that this informationntation ( a consumerPlease accept this final written OFFER OF SETTLEMENT BEFORE LITIGATION as my attempt to amicably resolve your continued violation of the Fair Credit Reporting Act regarding your refusal to delete UNVERIFIED information from my consumer file. I intend to pursue litigation in accordance with the FCRA to seek relief and recover all monetary damages that I may be entitled to under Section 616 and Section 617 if the UNVERIFIED items listed below are not deleted immediately. A copy of this letter as well as copies of the three written letters sent to you previously will also become part of a formal complaint to the Federal Trade Commission and shall be used as evidence in pending litigation provided you fail to comply with this offer of settlement. Despite three written requests, the unverified items listed below still remain on my credit report in violation of Federal Law. You are required under the FCRA to have a copy of the original creditors documentation on file to verify that this informationntation ( a consumer contract with my signature on it ) as required under Section 609 ( a ) ( 1 ) ( A ) & Section 611 ( a ) ( 1 ) ( A ). Furthermore you have failed to provide the method of verification as required under Section 611 ( a ) ( 7 ). Please be advised that under Section 611 ( 5 ) ( A ) of the FCRA you are required to promptly DELETE all information which can not be verified. The law is very clear as to the Civil liability and the remedy available to me ( Section 616 & 617 ) if you fail to comply with Federal Law. I am a litigious consumer and fully intend on pursuing litigation in this matter to enforce my rights under the FCRA. I demand the following accounts be deleted immediately & deleted from all third parties & bureaus reporting without my consent. contract with my signature on it ) as required under Section 609 ( a ) ( 1 ) ( A ) & Section 611 ( a ) ( 1 ) ( A ). Furthermore you have failed to provide the method of verification as required under Section 611 ( a ) ( 7 ). Please be advised that under Section 611 ( 5 ) ( A ) of the FCRA you are required to promptly DELETE all information which can not be verified. The law is very clear as to the Civil liability and the remedy available to me ( Section 616 & 617 ) if you fail to comply with Federal Law. I am a litigious consumer and fully intend on pursuing litigation in this matter to enforce my rights under the FCRA. I demand the following accounts be deleted immediately & deleted from all third parties & bureaus reporting without my consent. Send over copies to the Federal Trade Commission & attorney general office of this case XXXX XXXX XXXX XXXX XXXX XXXX XXXX trying to collect and unknown debt XXXX XXXX XXXX ( XXXX ) XXXX trying to collect and unknown debt. Which is very misleading and confusing please delete this information immediately
08/23/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • KS
  • 672XX
Web
The company MRC, Mediation Recovery Center, sent a letter dated XX/XX/XXXX but we did not receive till beginning of XXXX. It stated that they had " made several attempts to reach you to resolve your XXXX XXXX XXXX account that is significantly past due. '' The amount they claimed owed is {$5900.00}. They requested payment in full by XX/XX/XXXX or give notice as to reason for non-payment. This was the first communication we had ever received from MRC. If they had called they never left a message and we do have it set up that people can leave voice messages for us if we don't answer the phone. I had never received any statement from XXXX XXXX XXXX saying we owed any money and all medical bills have been paid. I reached out to the account manager that sent the letter as a phone number was by the name. That number was not MRC and had no idea who or what I was asking about. I then called the number to make a payment and spoke to a someone. The only information she would give was that it was from XXXX of XXXX for a XXXX XXXX. Never having had XXXX XXXX I furthered question and she gave me the name of my XXXX XXXX surgeon. I asked for a copy of the original billing and was informed she could send it to me via email as soon as I gave her my email address. When I requested that I wanted it in the mail she refused and said it had to be via email. I would not give my email to her and she was very rude and said I would need to talk to my doctor. I reached out to the billing department of my XXXX doctor and as well as hospital where I had XXXX for my XXXX XXXX in XXXX of XXXX. They had no record of me owing this amount or the name of the company claiming I did. I then contacted MRC again to request in mail a copy of the original billing as the billing offices had said they are required to send it or it would void what they are trying to collect. At this time when I called MRC I was immediately transferred to someone hire up. I tried to explain what I was wanting and he would not allow me to talk even when I asked him to listen. I was told I was a child, I didn't know how these things worked, and I was not allowed to ask or make any demands, that I was in no position to do that. I asked repeatedly for him to listen to me as I was requesting a copy sent in the mail or it would be voided. Again he would not allow me to speak, speaking over me as I was trying to talk, belittling me. At that point I hung up. I then contacted the insurance company that I had three years ago to see if they had any record of this amount. They were able to pull up my records from the summer of XXXX and did not see a claim for {$5900.00}. At this point I am at a loss as how to proceed as I am feeling threatened for owing an amount that we honestly never received a bill for.
09/02/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • MI
  • 490XX
Web
I was contacted in mid XXXX from a place called Mediation Recovery ( MRC ) out of XXXX, Il. They claimed I owed a debt to " XXXX XXXX Hospital. '' I said that there is no place by this name I am aware of and I need more information. They said they are sending it via mail. The letter I received from them was dated XX/XX/13 and named the creditor as " XXXX XXXX. '' Again I called to find out who this creditor is, as I have never heard of " XXXX XXXX. '' They told me they would look into it and call me back with that information. I received no follow up call until XX/XX/XXXX, and again they insisted the creditor is " XXXX XXXX. '' I asked for verification of this creditor including name and address. They told me they could not provide this. I then insisted again and was provided the phone number of a community service organization that is not operating and that was not a medical facility. I called back to get more information and was told they would not be able to give me information about the creditor. I checked all three of my credit reports for this debt and found nothing on my report regarding a debt owed to XXXX XXXX or from MRC. I did find that in XXXX, MRC had viewed my credit report. I called back to MRC to find out who to direct my lawyer to at their company and they told me " we will get them to the correct department if they call. '' They continued to decline to provide the department or any further information for my lawyer. I made a complaint on XXXX and found on consumerfinance.gov that they are supposed to give me specific information about the creditor. I called back again and asked for that information. This time they were rude and yelled at me that I had " disputed this debt and it was closed '' and that I should know that. Several complaints on XXXX sound similar to mine, and it seems as though this company is fraudulent.
12/30/2020 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NJ
  • 080XX
Web
I got a call from a company called XXXX XXXX XXXX ) They said they represented XXXX XXXX for a XXXX XXXXXXXX XXXX XXXX and stated that I owe the balance of {$270.00} and they would settle the account for {$130.00} at the time I was going to schedule a payment but then looked at my phone and got a spam risk notification from the phone number that called me the debt collector did not verify any information did not follow the FDCPA disclosure this is an attempt to collect a debt by a debt collector and any information obtained will be used for that purpose so I requested a letter to be emailed and hung up and called XXXXXXXX XXXX for verification that this was legitimate upon talking to XXXXXXXX XXXX they stated they have no record of any accounts under my social security number, I looked up XXXX on the XXXX XXXX XXXX website and they had more than 40 complaints Each one just like the last. I Called XXXX back the representative that answered the phone again verified no information did not use the FDCPA disclosures and discussed the debt with me I advised him that I contacted the original creditor and they stated that this was a paid in full account. The representative said that I had to call the original creditor back and get a letter stating that it was a paid in full account I also asked why they didnt verify information or Follow the FDCPA. The representative said that there were already multiple letters sent I advised him that I was a XXXX at a collection agency and knew that that did not matter the FDCPA had to be followed on any communication from a debt collector. I told him that I would file a complaint with the FTC and he stated that he would take this account out of collections there was no need to file a complaint with the FTC.I ended the call there but its very worrisome that this company has Sensitive information about me
09/27/2019 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Frequent or repeated calls
  • NY
  • 11550
Web
I received a letter from a Company called Mediation Recovery Center that says that I owe a debt of {$920.00} and I can have a balance reduction of {$190.00}, and that I have until XX/XX/XXXX to pay off this debt. I asked them what Company I supposed to owe, and was told that the debt was with XXXX XXXX Master Card, and that the account was opened in XX/XX/XXXX, and the last amount paid on this card was on XX/XX/XXXX which is 12 years ago, and around that time I didn't have a credit card for XXXX XXXX. The letter states that the original creditor was XXXX acct # ( XXXX ), and when I called XXXX XXXX about this, they state that there is no account for me at that bank with this acct # under my name, and they can't find anything under my name with that bank around XX/XX/XXXX or any other time. The letter was dated XX/XX/XXXX which looks very strange, and when I called they didn't tell me that " This is an attempt to collect a debt, '' like all other Companies do when you owe a debt to a Company. I told them I wanted to look into it after I told them I would check it out, so they cancelled the payment I was suppose to make and I even made sure the amount wouldn't come out from my Bank, and they are harassing me by calling me telling me I have until XX/XX/XXXX over the phone. I believe this is a SCAM, and I hope you can help me, and have these people STOP calling me, for something I don't owe, or ever owed. I was also told by them that they found me by looking me up on my Credit Report XXXX to get my address to pay this amount. I believe it also might be Identity Theft, and trying to get me to pay for something I don't believe I owe. XXXX XXXX ( account manager ) is who the letter is from. I even asked for him and I was told he wasn't there, that they handle everything. SCAM ... .. Please STOP them. Thank You. XXXX XXXX.
09/30/2021 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • NE
  • 681XX
Web
I got a call from XXXX on XX/XX/XXXX at XXXX XXXX. As I was waiting for a communication regarding a position I'd interviewed for, I answered, as the number came up as from South Carolina, and some of our employees are working remotely. The person I spoke with, who identified himself as XXXX XXXX, said he was from an organization called Mediation Recovery Center, which I was able to confirm is located in South Carolina. However, upon further research, I encountered an article mentioning that MRC was hacked by fraudulent debt collectors several years ago, so I was extremely hesitant to speak to anyone from that organization again. Particularly since the po box listed for payment is listed as being in Illinois. A couple of days ago, I received a letter in the mail, showing it was mailed on XX/XX/XXXX, with a lower balance due than the statement emailed to me on XX/XX/XXXX. Today, XX/XX/XXXX, I received a call from an Ohio number from a man who identified himself as XXXX XXXX, who provided the same callback as on the letters from XXXX : XXXX, but also said I could use the Ohio number XXXX that came up on my caller ID. My biggest issue with this entire situation is that for this episode of care, I was receiving XXXX benefits, and never even got billed by the XXXX XXXX transported me to that night because my insurance was billed. The creditor listed on this statement is XXXX XXXX, who are still in operation in Ohio, but have not returned my call. XXXX claimed on XX/XX/XXXX that XXXX 's billing department no longer existed, and all their accounts had been purchased by MRC. Why would they close their billing department if they're still in operation? Also, why would I just now be getting all this communication for an episode of care from XXXX of XXXX, when the statute of limitations in Ohio is a maximum of 8 years?
07/26/2023 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • WA
  • XXXXX
Web
I received a letter from Mediation Recovery Center stating that I owed a debt of {$4300.00} but they would give me a discount to {$3500.00} if I paid today. I always pay all my bills and have a good credit score XXXX. I called and the person answered the phone and immediately started telling me about a bill I owed. He did not ask me any identification questions. He started threatening me that they have a very large file on our case and stated we owed this money for durable medical equipment provided at the time of a XXXX my husband had in 2018. He stated he had EOB 's from the insurance, signed contract to pay from my husband, etc. I am a XXXX XXXX and I know that my husband did not have or require the durable medical equipment that he was talking about. I also have never received a bill or any prior communication about this. I was suspecting a scam. I asked him to send me the EOB and signed paperwork from my husband. I then stupidly did provide him with my email address. He did send me a letter supposedly from this durable medical equipment company, but was something that he could have typed up, he did not send EOB 's or a signed contract from my husband. I told him I thought this was a scam and he became very threatening to me, stating that he would just push it through to ruin my credit report if I did not want to pay today. I hung up on him. I then XXXX the company and it looks like others have had this experience and it is a scam. I did not give these people money but I am reporting them hoping to put a stop to them scamming other people.
08/21/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • XXXXX
Web
Last month, I received a notice from Mediation Recovery Center claiming that I owe {XXXX for a medical device related to a XXXX I had XXXX years ago XXXX XXXX XXXX XXXX. The notice claims that the original creditor is XXXX XXXX XXXX and that the Current Creditor is XXXX XXXX XXXX. The account # provided by XXXX was XXXX. The original Account # is XXXX. The notice also states that if I were to pay immediately, they will discount my bill to XXXX This letter was the first time I've ever heard of this balance due. A few days later, I received a phone call from a representative of XXXX, again claiming that I owe this balance and requesting that I pay immediately. I asked him why it took XXXX years for this bill to make it's way to me. He could not give me a clear answer, other than to say that his company purchased the receivables from XXXX XXXX XXXX. I asked him for a contact person at XXXX XXXX XXXX that I could speak with. He responded that this company went out of business. He went on to threaten that if i did not pay this bill immediately, that they would report this to the credit bureaus. The unprofessional manner in which he behaved and the length of time since my original XXXX leads me to believe that this is a scam. In speaking with a CFPB XXXX, he informed me that I should be protected under the CFPB No Surprises Act passed in XXXX. He also suggested that I file this complaint.
11/21/2019 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • TX
  • 752XX
Web
I filed chapter XXXX bankruptcy in XX/XX/2015 and the debt to XXXX was included in this. I have spoken to XXXX and they are aware of this, but the secondary company obtained the information and has been harassing me the past two years. They call me, my husband, and my elderly parents. They state I have committed " bank fraud '' and have " bad check debt '' that I owe. I have told the company, which identified itself as " Mediation Recovery Center, XXXX. Phone : ( XXXX ) XXXX '' in an email I recieved yesterday, about the bankruptcy. They state it does not matter and start threatening me with litigation and arrest. In the email my account representative was listed as XXXX XXXX, but today on the phone I spoke with one man ( with many names ). The last name he provided was XXXX. He said he could see where I had talked to someone before, and I said yes, re my bankruptcy. And he started on his tirade. I informed him I reported them to the XXXX, and was also going to do the same to FTC as I was tired of just blocking their calls. He said to make sure I tell them the correct business name and said " Mediation Account Recovery '', which is NOT their business name. At least not as reported on the email. So I do not really know who I am speaking too, which is what causes the issue with blocking them as well as filing a harrassment suit against them.
12/13/2016 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not disclosed as an attempt to collect
  • PA
  • 15132
Web
I received a phone call from a lady named XXXX. She started giving out information about me before even making sure she was speaking to me. She did not tell me the call was being record. She stated that I owe a debt. I kindly asked her not call me on my cell phone and she said fine and asked for another number. I advised her that I do not have another phone number. She said that she had my work phone number. I told her she is to not call my employer. She said she was not calling me at work but she would be calling my HR department to advise them of my debt to verify my employment. I advised her she is not allowed to contact my employer and she said she has every right to contact my employer. I kept repeating NOT to call my employer and she told me to have a nice day and hung up on me. I called back and asked for a supervisor. I spoke to XXXX who also said they have every right to contact my employer. I told him that he is NOT to call my employer and she said they were going to call them even though I told them not to. I felt threaten by this company that they were trying to have me fired from my job. The debt they are trying to collect on is 12 years old and has been sold from collection agency to collection agency. This company uses threat tactics to get people to pay and they are not allowed to threaten me or anyone else.
02/09/2019 Yes
  • Debt collection
  • Payday loan debt
  • Took or threatened to take negative or legal action
  • Threatened to arrest you or take you to jail if you do not pay
  • OH
  • 45242
Web
This debt is not a valid debt it is past the statue of limitations, I spoke with a representative back in XX/XX/XXXX and they explained to me that I owe them over {$500.00} and they said that they would take me to court If I didn't pay. I told them that that this debt is past the limit of being a valid debt according to the statues of limitations. It was a payday loan from XX/XX/2011. Also, I have used that payday loan service since that debt charge-off. They said that openly admitted to the debt, this is valid but not a case that can be handled by XXXX county small claims court, or any other court for that matter. My work received a call today and asked my manager if I was prosecutable or something of that nature and left a number for me to call with a case number XXXX, XXXX. I called the number and it went to a answering machine telling me to leave my Name, reference number and number to call me back stating it was their " legal department. '' Also they called my mother the same day leaving the same message telling her that they had try to call me several times, fiction. I have not spoke to anyone since early XX/XX/XXXX about this and before that was unaware that the debt still was floating around. It isa n't on my credit report and I faintly recollect the debt and uncertain it is even a legitimate accusation.
06/12/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • MD
  • 20901
Web
The company XXXX has purchased a debt from another company called XXXX XXXX. I have never had a loan with XXXX XXXX and I do not know who they are. When I spoke to a representative from XXXX/XXXX XXXX on the week of XX/XX/2023, I advised at that time that this was not my loan and I never heard about this loan. The business continued to call. On XX/XX/2023, I received an email alert from XXXX that I had an account in collections. I have disputed this with the credit bureaus. But when I called the merchant XXXXXXXX XXXX the representative refused to provide any documentation or proof and advised me that they would not remove anything on my credit file until I provide proof that its not mine, well I do not have proof because I have not worked with this company. I need this predatory behavior to stop. Apparently, this company XXXX brought this debt from XXXX XXXX, how and why is this even possible? I do not own this debt and I would like help to get this issue resolved.
03/11/2021 Yes
  • Payday loan, title loan, or personal loan
  • Payday loan
  • Received a loan you didn't apply for
  • TX
  • 778XX
Web
I keep getting call after call, numerous times a day and from different phone numbers, threats if I do not pay this amount they will come arrest me and will have a warrant sent out. I've blocked any numbers that are not recognized and I had my voicemail turned off so they would quit leaving me threating messages. I don't owe anyone for any loans, I haven't taking out any loans, my bank account has been compromised around 13 times and I have to keep changing my bank account numbers just so these sorry XXXX scammers don't take my hard earned money. I now have received a letter offering a one time payment or alternative options if I can not pay the one time payment. I don't owe them anything. Here 's the information I received in the mail : Mediation Recovery Center Website : XXXX : XXXX Toll-Free XXXXXXXX XXXX XXXX XXXX XXXX, IL XXXX XXXX : XXXX XXXX Account Manager.
11/10/2015 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • AL
  • 363XX
Web Servicemember
Debt is NOT mine. I am a victim of Fraud. Multiple accounts ( credit cards ) have been opened within a time-frame when I was not even in XXXX. After finding out about the fraud through my credit-reports I placed a Fraud-Alert, went to the XXXX Police in XXXX and got XXXX involved. After those measures and disclosing proof that this debt is NOT my responsibility - it was FRAUD, all companies have withdrawn the fraudulent accounts BUT XXXX. The attached documents, statements and proof ( i.e. police report, proof that I was not even in XXXX when the Fraud occurred, multiple witnesses stateside and in XXXX, etc. ) will explain in detail! I have been trying for years now for multiple collectors to get the point, IT IS FRAUD, but the account keeps being sold off. I never received anything in writing from any of them, including the original company, up until now.
01/08/2018 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NC
  • 27401
Web
In 2005 I paid an outstanding debt to XXXX XXXX and received a letter from the court saying my debt was fully paid. I have attached a copy of that letter from the court. Even though the debt has been paid I still receive harassing phone calls and letters from collection agencies. I have attached a letter sent to me from Mediation Recovery Center. I have tried over the years to explain to MRC through phone calls and letters that the debt has been paid, and made them aware of the letter I have received from the court stating the debt has been paid. MRC does not care and they continue to harass me day after day, year after year. They have even called my friends and family asking where I am and told them I owe MRC money. Also they have threatened further legal action even jail. Enough is enough I want something done.
05/23/2022 Yes
  • Payday loan, title loan, or personal loan
  • Payday loan
  • Can't contact lender or servicer
  • PA
  • 19020
Web
Just got a call on my landline on XX/XX/2022, from XXXX, calling themselves Mediation Recovery Services. Had the same message everybody else is describing. When I called back on my cell phone, I spoke with someone named XXXX, from now XXXX XX/XX/XXXX, who claimed I had an outstanding payday loan from a place called direct cash loans. To my knowledge heard of this company and haven't taken out a payday loan as of late. The last time I took one out was over 15 years ago, and to my knowledge it was taken care of. Also, in the state of Pennsylvania, there are no payday loans allowed, so I am very much questioning this. I continue to ask her questions, in particular about their address, tried to find a website, but she would give me nothing, and said they would send me something in 10 to 15 days, and hung up on me.
01/06/2021 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 34786
Web
I have received multiple mailings ( XXXX, XXXX, XXXX ) from the Mediation Recovery Center out of XXXX, XXXX regarding a " debt I owed to XXXX XXXX. '' They offered that I could pay my {$1600.00} debt with an immediate payment of {$420.00}. When I didn't respond to the letters, they started to call. Almost daily. I answered the phone at one point and the very abrasive man told me of this debt they were trying to recover. When I told him the debt was not mine ( I have NEVER had a loan through XXXX XXXX ), he replied, " So you are disputing it then? '' I told him yes. The harassment for a loan that never existed in my name is infuriating. It caused me to pull my credit, just to make sure nothing was out there -- and it's perfectly clear. No outstanding loans, aside from my current mortgage.
05/27/2016 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • OH
  • 45440
Web
Four times in the last 10 years, a debt collection agency has written/called to collect a debt of a person who, by marriage, had the same first and last name as me. Each of the XXXX previous agencies has ( after every excuse in the book ) finally left me alone. And then apparently sold off this issue to yet another agency. When & how do I get relief from this abuse? At no time has any of these agencies ever been able to establish that this debt is mine. But they have obtained my SSAN and lie to me, saying my SSAN was on this debt, threaten lawsuit and credit reporting, and say that since I can not prove that this debt is not mine, they will continue to attempt collection. Well guess what? If the debt is not mine, how could I possibly have any proof about the debt, one way or another?
06/10/2015 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Contacted employer after asked not to
  • FL
  • 33543
Web
I received a voicemail on XXXX/XXXX/15 from someone named XXXX from Mediation Recovery Center at XXXX stating that they never heard back from me & that they will be calling my job tomorrow. They contacted my job the next morning without my consent & threatening me on the phone that they have my ss # & will verify my pay to garnish my wages! I told her she is not allowed to call me at work & she kept blabbing on then hung up on me. I contact XXXX from Mediation Recovery Center @ XXXX to let her know not to contact my work and that I have rights, she proceeded to say that she will call to verify my pay they have me recorded and that I should pay my bills then hung up.Again she made threats and not once in that conversation did she mention that I was on a recorded line.
08/28/2015 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
  • GA
  • XXXXX
Web
I received this notification and I have no idea who this company is. It states original creditor is XXXX. My last contact with XXXX was XX/XX/XXXX. I was receiving calls from an unknown caller and I blocked the number because of repeated calls. I received a message via voicemail and the caller stated that this call is for XXXX ( which is my name ). When stating his/her name and the name of the company the voice sound was muzzled and incomprehensible. I do n't owe this company and my attempt to notify them in writing ( with return receipt ) will be unsuccessful because they did n't provide me with a physical address - they provided a P.O. Box. Please help me if you can. Thank you in advance and I look forward to hearing from you. Sincerely,
10/15/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77545
Web
I received a letter from this collection company seem like they are trying to reaging a debt it has already been taken off my credit reports. it has pass the time for to be remove and now this collection agency trying to collect until they have some validate docs showing any type of signature stating that i owe this debt they trying to offer a settlement all of a sudden you trying to contact me not stating any information for any reason someone could have been using my ss number to open a account til i get any documents bill statement is not showing anything need this company stop trying to contact me i will dispute this if i have to you messing with my credit reputation im trying to fix my credit at this moment
05/06/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77346
Web
The aforementioned credit collection agency representing whomever XXXX is has violated the FCRA by not providing documents to me in regards to this debt. I am unaware of this creditor and have not received anything that pertains to this debt. This account is unverified and immediately needs to be deleted from my all credit files : XXXX, XXXX and XXXX. This business is required to disclose to me all of the documents that they have recorded and retained in their files that pertains to this " debt ''. If XXXX XXXX XXXX does not have any documentation other than a bill that they printed, ( i.e. : signature contract agreeing to pay ) they need to retract this from my credit file immediately.
05/19/2020 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • LA
  • 708XX
Web
This debt collection company Medication Recovery Center or MRCI has placed a collection account on my credit report. They have refused to acknowledge or respond to my letters requesting them to validate debt that they say I owe. Also, this company is not licensed to collect debt in the State of Louisiana where I live. I have requested validation from this company this on XX/XX/2020 after they sent me a debt settlement offer on XX/XX/2020 and again on XX/XX/2020 with no response. This company has no legal grounds to be collecting on this debt. After speaking with the original creditor they stated Mediation Recovery services is not the debt collector.
11/13/2020 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • VA
  • 23455
Web Servicemember
This company is purchasing 12 year old debt. A debt that I settled with the original creditor in 2009. This company out of no where, has filed inquiries on my consumer report causing it to decrease by points, they have been harrassing me by email looking for money for a years old debt. I advised the person XXXX XXXX not to contact me by writing or phone ever again, or they would be reported for harrassment. They are now harrassing me with annoying letters asking for money I do not owe them. They are also threatening by letter to pursue further collection efforts on a debt over a decade old, and attempting to call and harrass.
07/21/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 773XX
Web
Mediation Recovery Center Inc. called me on XXXX/XXXX/XXXX and told me they were collecting a debt in the amount of {$3100.00}. They told be I had to pay or have a mark on my credit report. I was surprised because this was the first time hearing of this.They offered me a discounted rate and rushed me to pay it. No documents were signed or formally used. They told me the debt they are collecting on is for a XXXX 5 years ago from a company that supposedly no longer exists. I had made at least 5 attempts through email and phone call to contact the supervisor but he will not return my calls or emails.
10/22/2015 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • NY
  • 110XX
Web
I was contacted by Mediation Recovery Center ( XXXX XXXX XXXX, IL XXXX ) for debt that went into collection XXXX/XXXX/1992 from XXXX, when I was a minor. Naturally, I would not have been legally able to establish credit at that time. In addition to being a child in 1992, I still used my maiden last name. This company has illegally tied this debt to me and my social security number which they confirmed ( although I did n't acknowledge to them that it was correct ). This collection claim is completely fraudulent and this company needs to be thoroughly investigated for their illegal practices.
08/14/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to arrest you or take you to jail if you do not pay
  • TX
  • 77077
Web
I received a letter from Mediation Recovery Center for a debt I owe to XXXX Bank. The letter states, " If we do not receive your first payment by XX/XX/2021 we will review your account and proceed with appropriate collection efforts in accordance with state and federal law. '' In the state where this original account was opened, which is Texas, debt collection agencies can not threaten us with legal action. I'm not opposed to paying the one time payment but that statement offended me.
05/18/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77077
Web
I received a letter by mail, from XXXX death, standby mediation, recovery center ; explaining that I owe debt credit card from XXXX XXXX XXXX, aka service, credit union. I called them XXXX provided from the letter, they refused to give me the information on the validation notice, either I told him that I never had that account he must be a mistake. They wont consider it any of my questions
02/22/2023 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • KS
  • 66061
Web
I have never taken out a payday loan, nor co-signed one. I got a letter from XXXX, Mediation Recovery Center, about a supposed debt from XXXX, dated XX/XX/2023. It says my balance is {$2300.00}, but I can pay it off for {$580.00}. A simple XXXX search indicates this is a common scam.
07/25/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93308
Web
MRCI has reported a alleged debt to the three credit bureaus. I have sent a letter for validation of this alleged debt and have not received a response. MRCI is in violation of the Fair Debt Reporting Laws and Fair Debt Collections Laws.
12/14/2018 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt was paid
  • MD
  • 20707
Web
A secondary company is trying to collect a debt that was paid over 5 years ago.. the company is MRC mediation recovery center XXXX XXXX The payday loan was XXXX XXXX
01/30/2017 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • FL
  • 33579
Web
Debt is 15 years old and has been charged off for 15 years. I no longer owe this debt they are trying to collect on.
05/13/2023 Yes
  • Credit card or prepaid card
  • General-purpose credit card or charge card
  • Getting a credit card
  • Card opened as result of identity theft or fraud
  • MD
  • 20912
Web Servicemember
I received a letter from MRC regarding a collection on a credit card that I have never owned.
11/05/2015 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • IA
  • 50317
Web
Threatened to garnish my wages and said that my SS # was flagged.
10/18/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92395
Phone Older American, Servicemember
10/11/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77640
Phone
08/16/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 77963
Web
08/12/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 33909
Referral
07/25/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 33909
Referral
07/22/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MI
  • 48204
Postal mail
07/04/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93610
Web
05/24/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • UT
  • 84020
Web
05/01/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • SC
  • 29456
Web
03/28/2021 Yes
  • Debt collection
  • Payday loan debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 90048
Web
03/10/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92120
Web
02/02/2021 Yes
  • Payday loan, title loan, or personal loan
  • Payday loan
  • Improper use of your report
  • Reporting company used your report improperly
  • TX
  • 75249
Web
04/18/2020 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • KY
  • 40209
Web
03/02/2020 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • KY
  • 40209
Web
03/14/2019 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 31061
Phone
02/21/2019 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • PA
  • 15110
Web
04/17/2018 Yes
  • Debt collection
  • Medical debt
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • TX
  • 77077
Web
03/27/2018 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77045
Web
05/06/2017 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • TX
  • 77251
Web
04/06/2017 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • GA
  • 30088
Phone
02/16/2017 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • TX
  • 75115
Web
08/19/2016 Yes
  • Debt collection
  • Credit card
  • False statements or representation
  • Attempted to collect wrong amount
  • MI
  • 48202
Web Older American
05/02/2016 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • LA
  • 71225
Phone
02/09/2016 Yes
  • Debt collection
  • Payday loan
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • OH
  • 44320
Web
09/16/2015 No
  • Debt collection
  • Credit card
  • Communication tactics
  • Frequent or repeated calls
  • OH
  • 45631
Web
08/28/2015 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • MA
  • 02126
Web
06/12/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • MD
  • 21224
Web
06/05/2014 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Contacted employer after asked not to
  • TX
  • 75501
Web Servicemember
03/06/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 76710
Phone
01/04/2014 No
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Contacted employer after asked not to
  • WA
  • 98001
Web