Mary Jane M. Elliott, P.C. Attorneys At Law CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
12/12/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	MI 48507	Web	Older American, Servicemember
In XXXXXXXX XXXX XXXXXXXX, I was being pre certified from a Mortgage Lender and I had to address a reported Debt from XXXX XXXX XXXX of XXXX was told the debt was closed.written off.Closed due to Covid 19.I owed nothing. VA mortgage was approved I had no collections then and to date there are no collections on my credit reporting agencys. I am XXXX yrs old and purchased a home XXXX. Mary Jane Elliott P.C.firm. sent me a pretrial form Over a XXXX XXXX XXXX again debt of XXXXVerified Closed. Mary Jane Elliot P.C. firm sent me-Manipulated XXXX XXXX statements from XXXX through nove XXXX. With identifing me and me address.But the dates of purchases are incorrect, The balances are incorrect and my payment amounts are incorrect.All amounts seem to be manipulated to show a balance of XXXX that is not mine and I do not owe the original creditor, XXXX XXXX with XXXX as the credit giver. My credit limit was never higher then XXXX Collections manipulated limit increase to XXXX to account for the absorbant fees and interest charges added to balance..This account was in dispute XXXX Over a defective laptop purchase. Mary Jane Elliot, Attorney P.C. collections for XXXX XXXX XXXX closed debts. This firm is trying to force me to pay a debt.I do not owe this debt of XXXX to XXXX XXXX XXXX. I know my rights are violated under the fair debt and collections act.I have asked this court case now to be heard on XX/XX/XXXX be dismissed on XXXX XXXX because Mary Jane Elliot says I owe this debt. I produced a collection form from XXXXXXXX XXXX for XXXX XXXX from XXXX my credit reports whoing the account closed written off in XXXX XXXX XXXX XXXX removed themselves from XXXX reporting agencys there is no debt owed to them or the original debt holder. XXXX XXXX said he would revisit this in 89 days.Court in Michigan XXXX district court on XXXXXXXX XXXX XXXXXXXX Mary Jane Elliot continues after 1 year of harrassments.On the court date of XXXX Sends me a Stipulated order on my dismissal motion that I agree to pay XXXX at XXXX dollars a month.On a debt that they manipulated documents to reflect a balance of XXXX. That I do not owe. And I do not owe XXXXI should not have to pay anything.They should pay me for Harrassment. These created and manipulated billing statements from XXXX advantage Credit; Had my name and address correct. The merchandise purchase dates and payoff payments were not reflected.As the double fees were removed. These deb collectors should be charged for false documentation to collect a debt not owed. I can fax credit reports documentation showing account closed In XXXX and removed in XXXX for unable to verify.
09/24/2015	Yes	Debt collection Credit card	Taking/threatening an illegal action Attempted to/Collected exempt funds	MI 490XX	Web	Servicemember
My wife had been paying on a debt from XXXX money. Even though she was paying, they closed her account. She then became XXXX and could not pay. Right after a XXXX injury, they sued her and forced her to go into court with her attorney even though the doctors all documented that she was XXXX She was coerced into making an agreement for {$25.00} a month, even though the doctors permanently took her off of work. We almost lost the house and we had to take all of our money and pay our debt because our mortgage company went bankrupt and made a mistake on our mortgage. She could no longer pay XXXX. She tried to contact them through mail for settling the debt and got no response. This year, XXXX money, and MJ elliot served my XXXX wife with another summons through our XXXX court.When she got the summons, it was dated months before. It also said she had only 10 days to answer. This document was months old before she received it. See documents and dates enclosed. She had been unemployed through documented XXXX, on XXXX assistance and medicaid because she is still XXXX.She is nearly XXXXdocumented. Belongs to the school XXXX. Documented. A few weeks ago, we contacted the court and MJ Elliot to see how to work this out and start paying again, The court said MJ Elliot had to drop it or take payments. We then called MJ Elliot who said they no longer had the debt, but yet they still had the summons that the court said only MJ Elliot could drop. When asked about this recently after XXXX complaints XXXX says they are no longer XXXX and are XXXX bank who states that MJ doesnt even have the debt. They are not only trying to get this money from us but so is Mary Jane Elliot. XXXX COMPANIES ARE LISTED ON SUMMONS from XXXX district court. My wife sent XXXX {$25.00} and the summons is still in place. XXXX Recently, I had to file taxes.Enclosed, you will see that I got a letter back from my state saying that due to this summons, I will have to give it to XXXX. It is enclosed.
04/12/2015	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened to sue on too old debt	MI 496XX	Web
I received notice of a hearing from the attorney for a motion to renew judgment on a very old debt. The attorney is : XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX, MI XXXX Phone XXXX Fax XXXX. I ca n't recall why this amount was owed, etc. and it was never explained to me. I knew from ten years ago that a judgment was made and unfortunately I was unable to attend the hearing because I was moving from my original address in XXXX, MI at the time. I am now living in XXXX County and the hearing is in XXXX County. I received notice from the State of Michigan that she seized my Michigan State tax return in XXXX. The upcoming hearing is XXXX miles away from my home residence, of which Mary Jane Elliot et. al is well aware. The notice is dated XXXX XXXX, XXXX and I did n't receive it until XXXX XXXX, XXXX, so I have n't been given adequate time to prepare a legal defense. They are also charging me {$960.00} in interest on a {$690.00} balance for a total of {$1600.00}. I feel this amount is ridiculous, especially since I never acknowledged this debt and the statute of limitations has run out long ago. I feel that ten years of having my credit report ruined and fear of the unjust actions of this firm for a false debt is more than adequate a price to pay. They have done nothing to provide proof of the debt or get my voluntary acceptance of it. This is the first I have heard from them in years. The original judgment was in XXXX. As Mary Jane Elliot et. al must be aware, I have limited resources to respond to her lawsuit. At the very least she should be suing me in a court near my residence not somewhere I have n't lived in a decade. The case number is XXXX in the XXXX District Court before the Honorable XXXX XXXX XXXX on XXXX XXXX, XXXX. In closing, I would like to comment about the importance of protections to safeguard the rights of consumers from the unethical actions of creditors such as Mary Jane Elliot et. al. Sincerely, XXXX XXXX
02/27/2017	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	MI 48047	Web
On or about the last week in XXXX XXXX, I called XXXX to pay my XXXX XXXX Bank collections in full. They referred me to the Law Offices of Mary Jane Elliott. I called the law offices to obtain the payoff balance which was {$600.00} and made arrangements to pay it in full by XXXX XXXX XXXX. On Friday, XXXX XXXX XXXX, I called the law offices of Mary Jane Elliott and made a phone payment in full via my checking account in the amount of {$600.00}. The deb collector on the phone told me that a lawsuit had been filed, however, I had not been notified or served and she stated that the lawsuit would be dismissed and I would receiving a paid in full letter and also documentation that the lawsuit would be dismissed and removed from public record. Throughout the month of XXXX, I have been receiving daily robo calls from XXXX attempting to collect on this paid in full debt. Yesterday, XXXX XXXX, XXXX I pulled my credit report. XXXX is still reporting this debt as outstanding with a {$55.00} balance, even though it was paid in full on XXXX XXXX. Today XXXX XXXX XXXX, I called the Law Offices of Mary Jane Elliott, and was told that my account was paid in full. However, they have not dismissed the lawsuit and the rep on the phone refused to give me a time frame in which they would dismiss it. She said they would not vacate the judgement. She also said her office would not be sending a paid in full letter. I am reaching out for help because XXXX has been in trouble with government and CFPB before for unfair debt collections practices. This is a debt that was paid in full that they are still attempting to collect on, which is negatively impacting my credit. Both XXXX and Law Offices of Mary Jane Elliott ( which is just a shell company for XXXX ), need to be held fully accountable.
01/09/2023	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	MI 48038	Web
Was mailed two garnishments with two different amounts stating that the garnishments were from my county local court offices. When I contacted my local court offices for a date to appear and to resolve the issue my local court stated that they did not have a date or any information for that case #. I also asked my local court why did I receive two garnishments with different amounts and the court representative informed me that the paper work I was speaking of did not come from the courts. I called the attorney that was on the paper work and I formed the attorney of what the court communicated to me that I am only legally obligated to pay what is on the garnishment paper work. Both garnishments had to different amounts and dates. The attorney then informed me to only pay the amount on the second garnishment for the lessor amount even though I received two garnishments on the same day for two different amounts and NOW is trying to collect more than what was on both garnishments stating that interest in incurred daily. I made a payment on XX/XX/XXXX and in less than 9-days there is over {$21.00} in additional interest. My local court office and the garnishment states that I am only suppose to pay the amount on the garnishment paperwork. Also payment receipts mailed to me by the attorney office is not accurate and I can confirm with banking records/documentation and the documentation of payments are not correct from the attorneys office and looks to be altered to favor there practice. For example I made a {$500.00} payment on XXXX before noon eastern time and my receipt says I made the payment on XXXX and the statement states the payment was received on XX/XX/XXXX and my bank statement paid the merchant on XX/XX/XXXX.
10/27/2020	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	MI 48091	Web
XXXX XXXX has a garnishment on my wages and have started to garnish my paycheck for a credit card debt that they had a default judgement on I have called them on XX/XX/XXXX to discuss and talked to a man who said his name was XXXX XXXX who stated that he could not talk to me about my account because there was an internal review on it I called XXXX XXXX back on XX/XX/XXXX and talked to the same person who stated that I needed to contact the attorney XXXX XXXX which I have called her on XX/XX/XXXX left a message no return phone call from the attorney after further research I had created an account mjelliot.com to resolve this account and the account is not in the system my tax return was garnished for XXXX of XXXX which the court has a copy of also my tax return for XXXX was garnished in the amount of XXXX the court does not have a copy of XXXX garnishment of XXXX now my wages are being garnished for an amount of XXXX and no one is able to discuss my account with me but they are able to garnish my wages. I believe XXXX XXXX is overcharging me and they will not discuss my account with me I don't understand how XXXX XXXX a huge debt collector can't discuss my account with me and the attorney they hired will not answer the phone and my account seems to be a ghost since I can't even see what is owed or what was paid but they are able to garnish my wages and not speak to me about it I went to the courthouse and ordered the file and have found that there was no Account level documentation in that file alls there was, was an affidavit from a XXXX XXXX saying I owe this money. A distressed consumer with nowhere to turn.
10/23/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NC 28173	Web
On Friday XXXX XXXX, XXXX Attorney XXXX XXXX XXXX XXXX XXXX. took out of my XXXX XXXX checking account as a Wage Garnishment XXXX without my approval for an old XXXX furniture loan debt that I had opened back in XXXX. This debt is over XXXX XXXX XXXX, and I have not had any communication with this debtor or any third company at all since XXXX. On top of that I called today XXXX XXXX, XXXX and spoke to XXXX and they confirmed that they no longer have record of this debt in their system and that this debt was sold to XXXX XXXX XXXX back on XXXX XXXX, XXXX. So, this tells me that XXXX XXXX XXXX XXXX have sold an 'old debt ' to Attorney XXXX XXXX XXXX XXXX XXXX XXXX and she went ahead and garnished my wages without sending me notification of this debt, without filing a judgement against me, nothing. She violated my legal rights as a consumer on numerous things, not giving me written notification of this debt so that I can attest if this debt is mine, also since this debt is over the XXXX of limitation for the state of NC which is 3 years in NC which is where I reside she ca n't file a judgement against me so she can not legally file a judgement against me, not only that she garnished my wages on a debt that is over XXXX XXXX XXXX which is another violation of my consumer legal rights. I am requesting that this attorney gives me back my money of XXXX} and writes me a check and mails it to XXXX XXXX XXXX at XXXX XXXX XXXX XXXX, XXXX NC XXXX or I will be forced to take her to court for XXXX violations. Please, help me resolve this matter at your earliest convenience. Thank you.
03/14/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	MI 48204	Web
At the end of XXXX, I sent a request to the credit bureaus to address inaccuracies on my credit file. On XXXX/XXXX/2019, I received a letter from XXXX XXXX XXXX XXXX deceitfully presenting me with paperwork to resemble a " validation of debt ''. Nowhere in this information did the company provide a contract that they legally obtained the debt and was authorized to collect on it. They also failed to provide me with validation of the debt according to FDCPA. This company has willingly, deceitfully, and illegally attempted to collect a debt without honoring my rights as a consumer to validate the legitimacy and ownership of the debt. Upon research of this particular firm, I found several court documents to substantiate that XXXX often engages in these illegal and unethical business practices. They utilize misrepresentation such as seen on page 2 of their letter. They have created a word document and deceitfully represented that as a " validation of debt '' when in fact IT IS NOT in accordance to the FDPCA laws, which they are aware of based upon the numerous lawsuits that this office has had dismissed for this very practice over the last ten years. Yet, then continue to violate the laws they are to adhere to. They have harmed me irrevocably caused harm in their continued reporting of a debt to my name that they have failed to validate and provide documentation that they legally obtained this debt. This harm has affected my financial well-being and ability to obtain credit in the past as well as the future.
08/26/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	MI 48035	Web	Servicemember
Mary Jane M. Elliott, PC collected a debt via garnishment from my bank account on XX/XX/20 in the amount of {$1300.00}. This debt was originally for a XXXX XXXX debt, and the garnishment from my bank account satisfied this debt. However, the collection agency run by Ms. XXXX also had a garnishment placed against my state tax return, which they failed to release after the debt had been satisfied on XX/XX/20. As of the writing of this today on XX/XX/20, the state tax return garnishment has still not been released, therefore {$900.00} owed to me by the state has been held up wrongly because of the inaction of this collector to release the garnishment. I have contacted the office on several occasions, most recently on XX/XX/20 at which time it was verified that the debt was indeed satisfied but that they " somehow failed to '' release the tax garnishment. However, I contacted the state of Michigan treasury today, and they still have not received the garnishment release. I would like action taken against Mary Jane M Elliott, PC for causing harm to myself and my family by failing to release this garnishment and thus preventing my state tax return from being rightfully sent to me. This has caused my family finacial harm during this very difficult season. We need this money and it should have come 6 months ago. Mary Jane M Elliott should be held to account for this egregious error.
11/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	MI 48146	Web
I filed a policy report that deals with indentity theft, which relates to a number of issues concerning identity theft at the time. Upon retiring from XXXX XXXX XXXX, management, during the month of XXXXXXXX XXXX I noticed suspicious activity, that included someone hacking into my identity, filing for unemployment I never requested, likely using up some of my old credit cards for higher balances being increased as reported on the credit reports, such as XXXX by original creditor, XXXX XXXX XXXX XXXX ( a XXXX XXXX XXXX ). The purpose of this request is that I highly question the suspicious activity to this particular account being reported here. I'm asking the Creditor or anyone who has access to the specific details concerning all transactions to this account from the last two years prior to it's closing of account. Could this account have a full furnished detail of itemized transactions of dates and maybe of times of those transactions? I believe this account was originally not owed anything, prior to these ring ups in transactions, and if no response is achieved within 15 days of this request, would you be able to have all credit reporting bureaus, XXXX, XXXX, XXXX erase this account balance to a zero balance if we don't get response in time for reporting to be update on what those transactions are that caused this balance to become {$5100.00} in the first place. thank you
05/14/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	MI 481XX	Web
Hi, I have paid MARY JANE M.ELLIOT P.C the debt I own them, on XX/XX/XXXX . I paid them {$4000.00} We both agreed for this amount. After I made the payment I called them and asked them if they received the money, they said everything is fine now and soon it will show on the credit report that you have paid the debt. After a week I have received a letter from the cou rt, XX/XX/XXXX d istrict court, it was a garnishment release. I call again MARY JANE M.ELLIOT P.C ab out this letter and they said it was about your debt which you have paid and you are ok now. I had to check my credit on XX/XX/XXXX a nd I noticed that the debt which I paid t o MARY JANE M.ELLIOT P.C w as showing as unpaid. I c all MARY JANE M.ELLIOT P.C ab out this and they said, the court must have fixed your problem, we ca n't do anything about it. I call the court at the same day, they said they have n't received a disatisfaction judgment from MARY JANE M.ELLIOT P.C, without it we ca n't help you. I ca ll MARY JANE M.ELLIOT P.C, th ey said they sent it and they ca n't help me .. . ..I ca ll the XXXX district court again, they said, they never received it and without it, we ca n't clean your debt. I have called them many times and they still keep saying me the same thing. XX/XX/XXXX Thank you!
12/29/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MI 482XX	Web
I am lifting the Cease and Desist order. Provide me the all documentation on this alleged account including the Sale Assignment ( how to submit it to me is in the letter attachment ). Mary Jane M Elliot is collecting on behalf of XXXX XXXX for an account I have no knowledge of. I have never had an XXXX account at XXXX XXXX XXXX, XXXX MI XXXX not even in XXXX as they representative XXXX XXXX stated. They stated the account was open in XXXX and charged off in XXXX which is impossible because my account was not in use at that time. I contacted XXXX they has never had an account for me with that address nor is there a past due old balance. I was not living on XXXX in XXXX its impossible for that to be my account provide me with strict proof. Check Attachment. Failure to provide it within 10 days will lead me to filing a police report and FTC report on Mary Jane employees who are involved in this account along with XXXX XXXX.
07/12/2019	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	MI 48439	Web	Servicemember
This morning, I attempted to call the debt collector to resolve my issue. I was trying to make a XXXX month payment arrangement. The lady who answered was very rude immediately with a negative tone. She didn't read the mini XXXX before asking me personal questions. After this, I asked to discuss a payment arrangement. She told me no, and the balance in full is the only option available to me or they will garnish my bank account. I told her I am willing to work with her, and I am a XXXX who receives XXXX benefits as I am a XXXX veteran. She refused to work with me. I asked to speak to a XXXX, she said I can't as she is not in, and will send me to her voicemail. I told her I want another XXXX then, she ended the call.
07/23/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MI 48235	Web
I signed up with a company that helps people pay debts. I didnt know about this debt until I recently had my credit report pulled. I have not received any information to verify the debt. When I call I can never get anyone to answer the phone so that I can pay on the debt. The company I signed up with for debt consolidation cant get in contact with them. From the reviews of the website Im not the only person who has issues trying to pay on their debts. If it is mine I will pay it. Ive tried for 2 months to get information and I cant get information because no one answers the phone. I get phone calls threatening a lawsuit but I havent been served yet. I was trying to avoid a lawsuit but now Im just fed up.
11/30/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	MI 483XX	Web
I made contact with XXXX XXXX XXXX who is operating as the " attorney '' for XXXX XXXX ( A subsidiary of XXXX XXXX XXXX ). I tried to discuss the recent consent order that was issued by the CFPB to let them know that the default judgment that they obtained and the payments that I am currently making are a part of the order. I know that they have time to address the Consumers but I was just trying to get a copy of my payment history so that I can close on a mortgage. They were not willing to cooperate with me, said that I have defaulted on the payment agreement, and were rude for no reason. I could not get the legal staff on the phone. What are my options as far as the Consent Order goes?
02/15/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	MI 48141	Web
I have been calling Mary Jane Elliott office to get information and proof of the debt Im being told I owe but Im getting voting. I have called them for over 5 years. Every year I get my taxes garnished and Im told there is nothing I can do about it unless I pay off the debit but I was told from the company the debit is from years ago that they debt wasnt owed. Im not getting sent any proof of date or payment history when asked and was finally told I can dispute it. I asked for some confirmation and they told me I couldnt get it and wouldnt receive a follow up call. All they will do is let the lawyer know I want to dispute it and thats all that will happen.
12/10/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	MI 49519	Web
This law firm with the name Mary Jane & Elliott are trying to garnish my wages for a collection debt that was apparently made while I was a minor and unaware fix they will not share the details of when and where this debt was created. I've also spoken with the company that XXXX XXXX XXXX XXXX is saying trying to collect the debt but XXXX XXXX XXXX say they don't even have a record of me having an account and they're not sure that I even had one to begin with. The account was said to be created in XX/XX/2001 which us when I was still attending high school, and they say the amount is for {$3400.00} but will not share any other information with me.
03/06/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MI 48235	Web
Im reaching out to the collection agency that I suppose to owe {$1000.00} to for a XXXX XXXX XXXX from college. However, Im being told to called the office in a week because the attorneys have to review it before giving me my information. I dont have weeks to continue waiting. Im in the process of closing a mortgage Loan with XXXX XXXXXXXX XXXX XXXX and the underwriter needs proof of this debt ASAP, but The Law Office of Mary Jane Elliott will not assist me. After several attempts. And it has damaged my credit score/report. Somehow it recently popped up on my report
02/26/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	MI 48430	Web
On XX/XX/XXXX, XXXX XXXX XXXX XXXX on behalf of XXXX XXXX XXXX received a judgement against me in the amount of XXXX. On XX/XX/XXXX they requested a Garnishment of my state income tax refund. It has been 8yrs and 5mos, way of the XXXX for the State of Michigan. This has been off my Credit Report for more than a year now. Now my return is being held. I will be filing a objection with the state as soon as I receive their notification in the mail.
01/26/2016	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	MI 492XX	Web	Servicemember
XXXX & mary jane elliott pc obtained a judgment after i paid as agreed 18 monthly payments, then my student loans were garnished & i had to replace a furnace. I live in michigan & was unemployed for about 24 months, lost equity in home & small XXXX. I 'm XXXX yrs old. The underlying credit card ( XXXX or XXXX XXXX XXXX ) was weeks away from expiring when it was transferred, possibly sold outright so i dont know who owns it!
06/25/2023	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	NY 137XX	Web
This attorney illegally took my state refund for a debt they purchased from XXXX. XXXX still sends me bills, This collection agency sent it to a XXXX, they went to court, had a writ of garnishment filed. I disputed it stating its credit card debt, they withdrew the writ of garnishment but still have my state refund. Original debt is. XXXX XXXX took XXXX saying I still owe XXXX
07/17/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	MI 48442	Web	Older American, Servicemember
A garnishment was presented to my credit union for a judgment against my wife, whose sole source of income is social security XXXX, which is protected from garnishment. Since it is a joint account, they took my savings. I contacted the law firm and explained this to them but they stated that they intended to collect the debt even though they know that its not her money.
12/23/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MI 486XX	Web
Received garnishment papers. Does not state, DATE OF THE ORIGINAL DEBT OR WHO IS THE ORIGINAL DEBT FROM!! This is a 3rd party that is trying to get money off a old debt this is PAST STATUTE OF LIMITATION!! I will NOT pay anything, as it does not state WHAT YEAR THIS DEBT IS FROM!!
01/19/2024	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MI 48225	Web

09/07/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	MI 48126	Web

04/08/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit		Phone

10/29/2020	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	MI 48038	Web

01/13/2020	Yes	Money transfer, virtual currency, or money service Traveler's check or cashier's check	Confusing or missing disclosures	CA 94520	Web

01/06/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	MI 48065	Web	Servicemember

08/22/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	MI 48067	Web

04/27/2019	Yes	Debt collection Credit card debt	False statements or representation Told you not to respond to a lawsuit they filed against you	MI 49048	Web

11/19/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	MI 498XX	Web

06/14/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	MI 48127	Web	Servicemember

03/23/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	MI 48228	Phone

08/09/2017	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit		Phone

07/21/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MI 48021	Web

10/13/2016	Yes	Debt collection Credit card	Taking/threatening an illegal action Sued w/o proper notification of suit	MI 49441	Web	Older American

09/08/2015	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	MI 49045	Web	Servicemember

08/22/2015	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	MI 48180	Web

12/09/2014	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	MI 49045	Web	Servicemember

08/05/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	MI 48085	Web

05/20/2014	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	MI 49508	Web

04/30/2014	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	MI 48532	Web	Servicemember

03/18/2014	Yes	Debt collection Credit card	Communication tactics Used obscene/profane/abusive language	MI 48071	Web

03/07/2014	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	MI 49534	Web

03/05/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	MI 49646	Web	Older American

01/28/2014	Yes	Debt collection I do not know	Taking/threatening an illegal action Sued w/o proper notification of suit	MI 48101	Web

01/03/2014	Yes	Debt collection Credit card	Taking/threatening an illegal action Sued w/o proper notification of suit	MI 48135	Web

12/05/2013	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	MI 48226	Referral	Older American

11/27/2013	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	MI 48851	Web

10/24/2013	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	MI 48187	Web

09/12/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	MI 48237	Web