Mark A. Kirkorsky, PC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
05/26/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 94539	Web
On XXXX XXXX, XXXX, I received a letter from a debt collection agency, Mark Kirkorsky P.C. Law Office of XXXX XXXX ( XXXX ), it claimed that I was liable to XXXX XXXX XXXX ( XXXX ) for a non payment of a service XX/XX/XXXX. XX/XX/XXXX, I was a property manager and managed a rental home for my client at XXXX XXXX XXXX XXXX XXXX XXXX CA. We had a XXXX XXXX XXXX XXXX to do all the appliances repairs. I filed a claim through the home warranty company and XXXX approved the claim and authorized, hired XXXX XXXX XXXX XXXX and did the service. On XX/XX/XXXX, I received a phone call from Mark Kirkorsky Law Office ( XXXX, XXXX XXXX ) and said I owe {$290.00} to General Appliances XXXX. I was shocked regarding such a phone call. After I did some investigation, I have learned the XXXX had billing issue with the home warranty company and finally they turned the bill to the collection agency. However, Law Office of Mark A. Kirkorsky PC does not right to pursue me to pay them on the service for these reasons : 1 ) I did not hire them for the service and I did not have service contract with them. They were hired by the warranty company and they had contract with home warranty company ; 2 ) I was not a home owner or landlord on that property. I was a property manager at that time. I was not a beneficary for that service. The debt is not mine. I am very concerned about this debt collection agency that they did not fully verify information before sent out collection letter and they made harrassment phone call to me. The unpaid bill was involved with home warranty company and billing collection problems between warranty company and service provider XXXX XXXX XXXX XXXX XXXX. They should not get the property manager involved and liable for non payment. The debt collection should sue and get judgment from XXXX XXXX XXXX XXXX but not me, a property manager.nstead, I never authorized the service contract and never hired the service company myself. We used XXXX XXXX XXXX to cover our repairs and expected XXXX XXXX XXXX to take care of the bill. The debt collector chases the wrong party.
01/13/2016	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	HI 96822	Web
A debt collection company in XXXX, Arizona sued me in the local court system over unpaid credit card debt. I called the debt collection company and spoke to a man named XXXX ( if my memory serves me correctly ), and told him that I can not pay the debt due to financial losses and other circumstances, and offered to pay the debt off at {$200.00} per month, stating that {$200.00} per month is as much as I can afford on my current budget. XXXX told me during that phone conversation that he would email me a copy of an agreement that would enable the loan to be paid off at that rate ( {$200.00} per month ). I told XXXX that I must see the contract before I can agree to it. I never received that document, and so the agreed arrangement was never initiated. Now, the debt collection company for which XXXX works is initiating garnishment of wages at the maximum allowed rate. If garnishment is initiated I will not be able to pay my bills and suppose I will have to file for bankruptcy - something I have not done because I have not even had the funds for the fees involved. This is the second time a debt collector has initiated garnishment of wages after agreeing verbally to accept monthly payments. The previous occasion was resolved through your assistance. Since the agreement to pay off the debt at {$200.00} per month, my rent has gone up by another {$120.00} per month. At the same time, there was no cost of living increase for me this year due to my employer 's business losses. I really do n't know what I will be able to afford for debt payments now - and my landlord can be expected to continue raising my rent yearly. Your assistance is much appreciated, XXXX XXXX
11/08/2019	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	IL 61109	Web
XXXX XXXX has made several payment agreements with regard to XXXX XXXX. On XX/XX/XXXX we received 4 voicemails and several emails requesting a call back. This far exceeds and acceptable number of calls in a day and is deemed as harassment. Our payment specialist was out of the office. Upon return on XX/XX/XXXX XXXX XXXX returned the call to XXXX promptly at XXXX CST. XXXX became verbally aggressive nearly immediately. XXXX stated that she was not with a collection agency that she is part of a law firm and that if the next payment was not made she was going after Mr. XXXX personally. In further emails, which are attached it is stated that the FDCPA is not relative to her efforts. Deeming her several calls a day acceptable The problem with this is that the attorneys office is in fact acting as a debt collector, hence the reason for the mini miranda on the transfer service. As well as on the emails sent over from XXXX. Misrepresentation is wrong. Calling that many times in one day ( excessive ringing and several voicemails ) is also deemed harassment. Then intent of the initial call to XXXX from XXXX was to renegotiate the terms as $ XXXX per month is just too much. While XXXX XXXX is willing to make payment it has to be an amount that allows for the company to afford overhead to keep jobs going. Please understand that calling and saying that this is personal as it has a personal guarantor makes it personal with regard to collection efforts. I am attaching documentation of the correspondence in the last 2 days. Attaching email documentation as well as documentation from voicemails left which say comcast Voicemail- I do not have the ability to alter this.
07/16/2015	Yes	Debt collection I do not know	Taking/threatening an illegal action Seized/Attempted to seize property	TX 75093	Web
The debt was charged off as a profit and loss cross collateralizion of home equity line of credit and a credit card in 2008. XXXX XXXX XXXX XXXX hired the firm of Mark Kirosky to file a judgment. The debt originated when I lived in XXXX. I was sued after I moved to XXXX. I have been a XXXX residents for 7 years and the law office of Mark Kirosky continues to send writ of garnishments to all of my employers. Every employer has interpretated the withholding in XXXX differently based on whether or not they have offices in XXXX. Even though I live and work in XXXX. XXXX XXXX allowed my wages to be garnished. However XXXX XXXX XXXX has not. My company got bought out by XXXX XXXX XXXX based out of XXXX. However I still work and live in XXXX. I spoke to my new HR admin about my situation and she is researching on whether my wages can be garnished or not. However XXXX law prohibits this practice. But my employer may not want to be involved in this matter and take the path of least resistance and allow the garnishment. Also Mark Kirkorsky office pulls my credit every 60 days. They continue to re-age my debt even though I have made no contact or any payments. They have been unscrupulous and send legal documents monthly. They do not have the right to garnish my wages in XXXX for an unsecured consumer debt. They can not falsely report payments and delinquent payments to re-age my debt with credit reporting agencies.
11/24/2015	No	Debt collection Non-federal student loan	Communication tactics Used obscene/profane/abusive language	OH 450XX	Web	Servicemember
Company contacted my wife and my mother and released information to them in regards to a student loan I have with XXXX XXXX. They contacted me and left me a voicemail as well stating they have contacted my girlfriend and my mother and that they are n't " playing games '' with me and that I needed to contact them as soon as possible before they file legal suit against me. Then my wife sent them an email asking for more time and the email she got back from them was completely out of line. This is what the email said " This is exactly why we do not do voluntary payments arrangements. I gave you a gift to pay {$50.00} per month, and the very first payment, you do not mail it. This is to be paid absolutely, positively ever month. Just like your rent. Your landlord is not concerned with medical bills and everyone with children deals with them being sick. But you still get the payment in no matter what. You owe our client {$3500.00}. I was trying to help you to accept your offer. Shame on me thinking you would do it. '' I am not happy with the way they are communicating with, XXXX and my wife. I do not know what to do. We are willing to pay but the service we are receiving is beyond me and comes off as harassing.
06/07/2017	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	AZ 85339	Web
A collection attorney has contacted me in the past, re : a debt that was not validated by XXXX XXXX XXXX XXXX. The bank has never sent any debt info, and all matters were resolved with the bank. MARK A KIRKKORSKY PC was notified of this by me, and notified me that I had been sued and already had a judgment against me. I contacted the county attorney who told me this was not true. XXXX office then told me that I would be sued. I sent a written letter to his office, asking for all original documents, and never received a response. When contacting on the phone, I was sent to a voicemail, and never received any return calls. Since filing a complaint about the threats in 2012, the calls have stopped with the exception of a few per year which are normally hangup calls, and when I dial the number it is his office, but multiple times per year he is still sending inquiries to my credit report. This matter was resolved nearly 5 years ago, when neither he nor the bank could produce any validation of debt, yet he continues to persist
08/04/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Contacted employer after asked not to	TX 77354	Web
XXXX XXXX called me yesterday at work regarding a debt of my husbands from 5 years ago. I asked him not to call me at work and to call my husband. He said he was n't able to get ahold of my husband, so he had no choice but to call me at work. I asked him never to call my work again and he told me this is n't a friendly consumer debt so he can call me whenever and wherever he needed to until this matter was settled. I again asked him not to call my work and he said he would stop calling me when he got ahold of my husband. He called my husband today and asked him for payment, which my husband said he could n't do right now. He then called my work again and said unfortunately things did not go well with my husband, so he has to start calling my work again. I feel threatened and he refuses to stop calling me at work. I can not block the call and he said there are XXXX attorneys in his office and they are n't going to care if I complain on him. He said he will not stop calling me at work because he needs to get this resolved.
09/08/2023	Yes	Debt collection Auto debt	Written notification about debt Didn't receive notice of right to dispute	AZ 85008	Web
XX/XX/23 M.A. Kirkorsky.P.C initial introduction to me was by XXXX. delivering to my address a foregoing copy of a subpoena in a civil case with a case no.TJ2006. The subpoena disclosed misleading information about me. Kirkorsky 's listed local phone no. that is identified and named ; debt collector, the business address a po box denighing me reasonable communication. Kirkorsky did not follow-up with me regarding the subpoena Kirkordsky neglects providing me with a debt verification, has not given me the option to dispute the debt. XX/XX/23 Kirkorsky has court filed ( 2 ) consecutive affidavits under the case no.XXXX.seemingly a case that's expired Arizona statue of limitations. XX/XX/23 a second notice of subpoena to XXXX XXXX Bank collectively gathering my current to past personal banking records. I was not XXXX. mailed a copy of that subpoena the XXXX banker sent a copy of the ( 2nd ) subpoena. XX/XX/23 XXXX XXXX complied with the order and Kirkorsky has been delivered those personal account records.
03/29/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	AZ 85016	Web
MARK A KIRKOSKY continues to abuse consumer rights by illegally accessing my consumer credit report. I have sent the company a cease and desist, i have reported their illicit acts to you the CFPB, who helps consumers with their rights. I am telling you specifically, that the law firm and associates known as MARK A KIRKOSKY. They continue to violate the FCRA, and my rights, and have already been sued in district court, and continue to access the consumer report with no permissible purpose. Is anyone from the CFPB going to do anything or do I have to List this bureau as neglligent of this fraud, negligence, and intentional infliction of emotional distress? I will send out W9, 3949As, 4506s, and get the true debt collectors involved, I am at my wits end with the situation, i am ready to litigate and seek retribution, unless you the CFPB cease his unlawful and illegal actions.
07/12/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 226XX	Web
This person MARK A KIRKKORSKY PC Phone Number ( XXXX ) XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX, AZ XXXX has repeatedly hard inquired my credit report without my authorization. Has continuously sent me threatening letters and has continually harassed me about a debt that was n't even mine. I have never given this person permission to pull my credit report nor have I ever given him my social security number. He can not show any signed account agreement to me of any type whatsoever and I have told him repeatedly that I do not owe this money to him or anyone else. And i wish to file a complaint on the grounds that he is using illegal tactics to collect a debt from me which I do not owe. I never opened any account with this fleet response company or united rentals. He has not given me any documentation showing otherwise.
02/08/2022	Yes	Debt collection Auto debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	AZ 85710	Web
In XXXX of XXXX my fiancee and I returned a vehicle due to not being able to afford the payments. Later that year the started garnishment on her wages. That stopped when she went out of work due to the pandemic. In XXXX of XXXX the company seems to have hired a law firm to collect the debt. They have now started garnishment of my wages without contacting me but did so by contacting my employer. I have received no ability to contest and no amount they are trying to aquire. They will not receive or return my phone calls. They just take 25 % of my wages without any communication. I have attempted to contact the states attorney generals office but also with no return information. I can seem to get no answers about what I can do.
04/26/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	AZ 85331	Web
I have been contacted at least three times by phone by the Law Offices XXXX. Each time I have told the caller that I do not owe this debt. I have never lived in XXXX, AZ and I have never owned a business. In XX/XX/2016, I sent the office a certified letter stating that I do not owe this debt ; requested that they mail me documents about this debt ; disputed the debt ; and to stop all communication with me. This harassment began in XX/XX/2016 and has continued to XX/XX/2016. The caller is XXXX XXXX and his tone is threatening and disrespectful.
04/30/2015	No	Debt collection Auto	Taking/threatening an illegal action Attempted to/Collected exempt funds	WA 983XX	Web
XXXX XXXX XXXX XXXX filed a writ of garnishment in an Arizona court with my employer in Washington state. I live in Washington and never authorized or agreed to the garnishment. After I filed bankruptcy to liquidate my debt and stop the garnishment the court ruled that XXXX had wrongfully garnished almost $ XXXX from me. They were ordered to repay the amount garnished plus interest and legal fees. To this date XXXX has refused to pay despite a federal court ruling.
09/18/2023	Yes	Debt collection Auto debt	False statements or representation Impersonated attorney, law enforcement, or government official	AZ 85381	Web
In XX/XX/XXXX they sent my work XXXX XXXX XXXX a wage garnishment order from a debt I owed back in XXXX that I thought was settled long before. So I believe they they made fake paperwork up get garnish my wages cause I looked up the case number and it didn't exist. So my work took the money out of my pay and sent it to them it was a total of around XXXX dollars.
09/03/2019	Yes	Debt collection Auto debt	False statements or representation Attempted to collect wrong amount	NV 89119	Web
I've been paying being garnished out of my check for co-signing for a car for somebody else I have been paying ever since 2015 they keep switching lawyers and the price in the attorney fees keep going back up keeping me at a balance of {$9000.00} which never goes down but they're not recording all my payments since 2015
02/28/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AZ 85308	Web
I was sued for a debt owed {$4400.00} and the lawyers added interest and their fees and now I owe {$7700.00}
03/13/2017	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	AZ 85212	Web
Garnished my bank account over my ex-husbands debt. Never properly notified me of this garnishment.
04/19/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	KS 66204	Web

01/11/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you in a state where you do not live or did not sign for the debt	KS 66204	Web

02/18/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	AZ 85392	Web

09/14/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute		Phone

08/10/2020	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit		Phone

10/02/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Improper use of your report Report provided to employer without your written authorization	AZ XXXXX	Web

04/09/2019	Yes	Debt collection Other debt	False statements or representation Impersonated attorney, law enforcement, or government official	TX 79902	Web

01/26/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 10309	Web	Servicemember

04/10/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 91360	Web

03/13/2015	Yes	Credit card	Identity theft / Fraud / Embezzlement	AZ 85282	Web

06/12/2014	Yes	Debt collection Credit card	Taking/threatening an illegal action Seized/Attempted to seize property	TX 76053	Web

03/14/2014	No	Debt collection Credit card	Improper contact or sharing of info Contacted employer after asked not to	CO 80012	Web

01/06/2014	No	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	AZ 85020	Web

12/26/2013	No	Debt collection Auto	Taking/threatening an illegal action Sued w/o proper notification of suit	FL 32465	Web

09/12/2013	No	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	AZ 85234	Web