Mandarich Law Group, LLP CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
08/17/2020 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • OR
  • 97404
Web
On XX/XX/XXXX, I received a notice from the XXXX XXXX XXXX XXXX XXXX for a notice for proceedings with Mandarich Law Group , LLP. I contacted Mandarich Law Group , LLP to settle out of court. The agreement was to make seven monthly automatic withdrawal payments of {$110.00} payments with a final payment of {$130.00} to settle out of court. Paperwork for a Stipulation was sent to me to fill out and fax back to them. I filled it out and faxed it back to them on XX/XX/XXXX. The payments went through each month without missing any and the final payment was made XX/XX/XXXX. I had not received any further documentation from either the XXXX XXXX or Mandarich Law Group , LLP afterwords. Then on XX/XX/XXXX I received two letters from XXXX XXXX in care of XXXX XXXX XXXX XXXX XXXX for intent to garnish {$570.00} for Mandarich Law Group , LLP. So I contacted Mandarich Law Group , LLP immediately to find out what this was for. I was then told that it was an error and that if I provided them with a fax number to send a Termination of Garnishment to my payroll department, it would stop the garnishment. Also I was told that if I had not heard of resolution of the garnishment in 10 days, to contact them again as it needed immediate correction. I provided them with the fax number for my direct payroll representative and I was told theyd fax the paperwork to that representative. On XX/XX/XXXX I was able to preview my paycheck and saw that there was money unlawfully withheld for a garnishment. I emailed my payroll representative who started a HR claim and I was notified that they had not received the notice from Mandarich Law Group , LLP and that my claim has been given to a payroll tax supervisor who provided me with her fax number. I attempted to contact Mandarich law Group , LLP but was unable to reach them by phone until XX/XX/XXXX. When I spoke with one of the representatives, she stated that the payroll department should have received the notice already and that they were showing the account with them settled. I told her that the payroll department had not received it and that the supervisor asked for the notice to be sent to her and I also provided that new fax number. The representative I was speaking with at Mandarich Law Group , LLP said that she had to submit a request to her supervisor for resubmission if the notice to my payroll supervisor. The representative then told me that in order for me to get my money returned to me, I would have to contact the Sheriffs department and that they would return the garnished wages to me. I asked her to send me documentation of the Satisfaction of Settlement so I had proof to provide for release of my money. She said she could mail me something like that. She also told me to contact the XXXX XXXX and that they could see and provide me with documentation that the judgement was settled. I ended the phone call and then sent an email to my payroll supervisor to let her know that they would be sending the notice to her and to please let me know when she receives it. I received an automated message from my employers email stating that that claim was closed and to call to open a new claim. So I called my payroll to department to reopen the claim. The lady with whom I spoke with in the payroll department let me know that the supervisor is good at communication and that once she receives the paperwork from the creditor, it can take 3-5 business days to process. I asked how I am to get my money returned to me. She told me that I would have to get that through the creditor as it has already been sent to them. I thanked her for her time and ended the call. I then called XXXX XXXX XXXX XXXX XXXX, who the writ of garnishment was through, as directed by the representative at Mandarich Law Group , LLP. The lady at the XXXX XXXX XXXX XXXX XXXX was able to find my case number but stated that they had not received a satisfaction of settlement to the stipulation submitted in XXXX of XXXX. She also told me that they do not handle any moneys from judgments and that the sheriffs department doesnt handle any either. She let me know that that is all handled by the creditor and that is who will have to repay me the funds. I thanked her for her time. At this moment, XX/XX/XXXX, I am being given the run around by Mandarich Law Group , LLP with no apparent desire from them to correct an error made on their part and they appear to have no intention of paying/returning moneys taken from me unlawfully.
12/08/2020 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • MO
  • 657XX
Web
On XX/XX/XXXX, I appeared in XXXX XXXX court in XXXX, mo. to settle a debt that had been bought by Mandarich law Group , LLP based in XXXX, IL. When my case was called by XXXX XXXX XXXX, I approached the bench and a local lawyer stood in for the plaintiff. The amount I owed was {$1300.00} and the original debt holder was XXXX XXXX XXXX. I acknowledged owing the debt and agreed to pay {$150.00} on the XXXX of every month until the debt was paid. I left the courthouse with a single document stating the agreement made and the payment date and amount and a total amount owed of {$1300.00}. The agreement also said plus cost and judgement will bear interest at the statutory rate of 9 % per annum. When I mailed my first payment, I sent a note asking for a receipt and a total amount due. When the second payment was sent I sent another note asking for a receipt and a total amount due. I made 8 payments of {$150.00} and a ninth payment for {$100.00} for a total of {$1300.00}. At least six of nine of these payments had a note included asking for a receipt and a total amount due. Mandarich Law Group never sent me a receipt. They did not send me an adjusted amount with their cost or interest accrued. They made no attempt to collect any additional debt after the original debt was paid. So I assumed my debt had been paid in full. My last payment was made in XXXX of XXXX. In XX/XX/XXXX, I received a letter from Mandarich Law Group informing me that they had sold my debt of {$350.00} to XXXX XXXX XXXX, XXXX. This was the first and only document I had received from Mandarich. This document does not give me any information about this new debt. It was kept from me through the entire process despite me asking for a total amount due numerous times. I was sent home from court with an amount owed and amount to pay and a date to XXXX it on. I sent every payment on time and sent the amount I agreed to send. Mandarich never disclosed any additional fees or cost until they sold my account to XXXX XXXX XXXX. I made my last payment in XX/XX/XXXX. In XX/XX/XXXX, Mandarich informed me they had sold my debt. They had 7 months to notify me that I owed additional payments for cost and interest. Not one form of communication was sent to my phone number or address until they sold my debt. I was never given an amount other than {$1300.00}. That was the amount I paid. I believe Mandarich Law Group intentionally hid these fees from me for the purpose of selling my debt for a profit. I believe this is common practice at this law firm and it is done intentionally with intent to collect more money. I have no idea how much interest or cost has already been applied to this new debt. But I assume they will let me know XXXX or 8 months when they sell my new debt to another collector. These people have law degrees and this is how they choose to use them. This is a scam. If a person owed a large amount of money and worked for years to pay these people what they thought they owed only to find out there is all that interest and cost that they were never told about, it could destroy a persons life and the stress would be unreal. Here is all the information I have to provide. My name is XXXX XXXX. Phone number is XXXX. My address is XXXX XXXX XXXX XXXX XXXX, mo XXXX. My court appearance was on XX/XX/XXXX at the XXXX XXXX courthouse in XXXX, MO. Case number XXXX Judge XXXX XXXX heard the case and the attorney representing Mandarich was XXXX XXXX XXXX, XXXX # XXXX Who was not present in court but his name is on the judgement I signed. He is an attorney from Mandarich Law Goup, LLP. There address is XXXX. XXXX XXXX XXXX IL. XXXX. There phone number is XXXX
08/24/2016 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • CA
  • 91040
Web Older American
The XXXX companies I am writing about have been relentless and dishonest in attempting to collect from me credit card debts that were generated during the XX/XX/XXXX/XX/XX/XXXX economic meltdown. That is when the clock started. According to the statute of limitations in California where I reside, these debts are past the statute of limitations period of four years. I was informed on Wednesday that one of these companies has obtained a judgment against me and will begin to garnish my wages effective XX/XX/XXXX, defying the laws of the state that clearly spell out that debt that is older than 4 years old can not be collected. In addition, this particular debt collection firm has filed suit against me ( documents enclosed ) These aggressive debt collectors have made it a mission to enforce debts that are barred by the statute of limitations. In good faith I negotiated with XXXX of the XXXX debt collecting companies a few years ago and I have been paying down this debt slowly. The other XXXX companies have been incessant in their continued pursuit. These are all open credit accounts debts and the debt collectors know that these debts are old and past the statute of limitations. They still proceeded to sue me. Now my professional reputation within the company I work for is very much negatively impacted, perhaps irreversibly. I have no idea what impact this wage garnishment issue will have on my future advancement chances and income earning potential. The imposed wage garnishment sums are so outlandish that I can not possibly stay financially viable ; I will crash. The XX/XX/XXXX/XX/XX/XXXX meltdown had terrible financial repercussions on my family and I. When people around me were declaring Chapter XXXX bankruptcy, I stuck it out and fought back in order to pay back loans. My house went into foreclosure three times and three times I saved it from this fate by providing mountains of bank-requested documentation, many times the day before the house went to auction. I am very proud of having achieved this. Unfortunately some of my debts went without recourse and I lamentably could not pay them back. I achieved new and promising employment XX/XX/XXXX and I was looking forward to a productive and contributory career advancement and now this. I find it appalling that the courts would allow for a lawsuit of this nature, in full knowledge that the cases fall outside of this state 's statute of limitations. My situation now is dire. After having fought back from the precipice more than once, I am besieged by an unlawful and unscrupulous turn of events. Mind you ; I successfully came back from the meltdown while dealing with both my mother and father 's illnesses and subsequent passing. I took care of them every day after work for four years. Would not have done it any other way. So kind folks, an act of God brought me to your website. Your mission statement and goals are so worthy I can not begin to express my sentiments. Thank God that a group like yours exists. Now, I ask for help. I am staring at a life ending on such a false note. Please help my family and I traverse this labyrinth and find true justice out of this terrible whirlwind. I thank you profusely from the bottom of my heart. God Bless You.
08/24/2022 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • IL
  • 60643
Web
I begin the debt snowball technique to repay a handful past due creditors, because I overextended myself financially. XXXX XXXX is one of nine creditors that I have personally committed to repaying. XXXX XXXX and another creditor are the last two credit cards left. XXXX XXXX received payments before I was served a summons by Mandarich Law Group. I was surprised to receive a lawsuit in the mail. I rendered payments to XXXX XXXX to satisfy my debt. In the midst of a series of payments to XXXX XXXX. Mandarich Law Group, a debt collector, served lawsuit paperwork on or about XX/XX/XXXX for {$7600.00}. In a complaint filed with CFBP on XX/XX/XXXX Mandarich Law Group acknowledged that I sent payments for the debt. I mailed a letter to Mandarich Law Group dated XX/XX/XXXX disputing the debt with them and asked them to refrain from contacting me. In response to my letter to Mandarich Law Group- a debt collector, XXXX XXXX mails a letter confirming the amount owed as {$7400.00} on XX/XX/XXXX. Nevertheless, Mandarich Law Group, a debt collector, has continued to pursue the lawsuit for the misrepresented amount of {$7600.00} after I disputed the debt in a timely manner and has made no attempts to update the misrepresentation with the court. My attorney has also informed Mandarich Law Group, a debt collector, of the misrepresented amount. Each time Mandarich Law Group, a debt collector, appeared in court, I informed the judge that I was being harassed by unfair debt collection practices. In court I acknowledged to the judge that I owe XXXX XXXX and intend to pay, however ; the amount of {$7600.00} is a misrepresentation of the amount owed. If Mandarich Law Group, a debt collector, is representing XXXX XXXX, it is their responsibility to validate the debt with the dates and amounts of payments according to the law. This situation has caused a tremendous amount of stress and sleepless night. Additionally, this could possibly jeopardize my ability to become a XXXX XXXX XXXX. The XXXX XXXX disapproves of bankruptcies which I am considering yet have never filed for bankruptcy. This is not an oversight or a clerical error. It is blatant alleged harassment. I request {$480000.00} in damages of {$1000.00} for each occurrence of Mandarich Law Group, a debt collector violating the Fair Debt Collection Practices Act by filing a lawsuit, serving a summons, failing to update the misrepresented lawsuit or dismissing the misrepresented lawsuit to the court. The dates and actions are as follows : Notice Filed ( 1 day ) XX/XX/XXXX Summons Filed ( 1 day ) XX/XX/XXXX Summons Service ( 1 day ) XX/XX/XXXX Court Appearance ( 3 days ) - XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Failure to Correct Misrepresentation ( 475 days ) XX/XX/XXXX thru XX/XX/XXXXXXXX XXXX
11/09/2020 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93311
Web
I had a XXXX XXXX credit card that went to collections and it was purchased by XXXX XXXX XXXX. Since the very first communication with this company they threat me with a lawsuit, they told me I should start making payments on the account to prevent a legal action from them, I decided to make a payments as the representative advised. The representative was truly clear when he said installment payments will prevent a lawsuit, I made monthly payments for four years but this debt buyer made the decision to place my account with a law office ( Mandarich Law Group ) who filled a lawsuit against me, but as I sad the debt buyer promised I wont get suit as long I make monthly payments. I made all monthly payments on time, sometimes I failed but I catch up as soon as I can. I been dealing with a financial hardship for a long time and even with this hardship I made monthly payments to XXXX XXXX XXXX. I attempt deal with the law office of Mandarich Law Group and even asked for a professional help but looks they will not work with a representative of mine ; this leave me alone and in a disadvantage from them. My financial hardship began with the separation from my ex-husband and subsequent divorce proceeding and XXXX XXXX battle that followed. I spent a fortune for the attorney fees during that legal battle to ensure, I retained XXXX of my XXXX and as their father struggled with serious XXXX issues that jeopardized the XXXX XXXX. It was the toughest battle of my life. After 18 months of legal proceedings and tens of thousands of dollars later, I regained full XXXX of my XXXX and then COVID-19 pandemic happened. All this left me in a very difficult financial position as now the kids are home all day, and attending school all day, and it leaves me unable to maintain a full time employment since I just cant leave the kids alone by themselves and due to the pandemic concern they are still on lockdown in our country. To make everything worst, my kids are part of what is known as COVID-19 XXXX XXXX XXXX so is especially important to reduce the risk of getting this infection from their own healthy. This situation has left me with a whole lot of expenses and extremely limited income. As I explained, due to a financial hardship I can not afford to pay the balance on the account. XXXX XXXX XXXX has developed a Consumer Bill of Rights, since I am victim of a natural disaster ( COVID-19 pandemic ), I am requesting XXXX XXXX XXXX to apply the article II of the bill mentioned above suspending permanently collection activities and vacate the judgment.
01/22/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 92543
Web Servicemember
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXXXXXX XXXX XXXX XXXX Proxy of : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX XXXX XXXX XXXX ( full account # not rendered to consumer upon requests ) Represented by Mandarich Law Group , LLP XXXX XXXX XXXX XXXX, IL XXXX Acct # xxxxxxx The above Law firm on behalf of the XXXX XXXX XXXX by proxy of XXXX XXXX, failed to provide the requested and required information as outlined by consumer laws, when the respondent/consumer requested such by way of ( Demand for Validation and Proof of Claim ) sent to such XX/XX/XXXX of XXXX and signed for/delivered upon XX/XX/XXXX of XXXX. The above Law firm on behalf of the XXXX XXXX XXXX by proxy of XXXX XXXX, failed to provide the requested and required information as outlined by consumer laws, when the respondent/consumer requested such by way of ( Verification of Debt Final Request ) sent to such XX/XX/XXXX of XXXX and signed for/delivered upon XX/XX/XXXX of XXXX. No response was received yet the represented and their law firm proceeded to file law suite against the respondent/ consumer. Notice of such was not made to respondent/ consumer until 20 days after lawsuit was filed, filed upon XX/XX/XXXX by fax, notice upon XX/XX/XXXX given to non-respondent/ consumer at personal residency. The above represented and representative law firm did eventually reply by mail to all requests but not until late XXXX of XXXX, their response documents were vague, and reputative of incomplete and unverified documentations. They fully failed to provided the true, full, and accurate account or accounts numbers, ( provided only redacted or partial ). They fully failed to be truthful or provide the full and unaltered amount of what they paid to obtain respondent/ consumer 's debit account. The above representative law firm also failed to fully, truthfully, or actually provide a full unedited or actual copy of the respondent/ consumer 's " wet ink '' signature upon an valid agreement between the collector and consumer/ respondent. Thus, these are just a few examples of the full failures to comply with lawful requests and lawful requirements under the Federal and Local level consumer protections acts. Yet the above law representative of these collection agencies and agents still pursue lawsuit claims and unfair credit reporting tactics, reclaiming the old account as an active account on a monthly basis upon the consumer/ respondent 's credit profiles.
05/19/2016 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • IL
  • 605XX
Web
Several related complaints : 1. XXXX , XXXX purchased the original debt from XXXX ( managing company for XXXX XXXX XXXX ) 2. XXXX XXXX was the attorney collecting for XXXX , XXXX. 3. XXXX successfully began a wage garnishment from my employer. In a discussion I had with this company, they lied about the original amount and said they were asking for {$250.00} per month. The amount is actually {$250.00} per biweekly pay period. This should be available on the recorded line we spoke on. 3. Mandarich Law Group somehow became the new debt collector, taking over for XXXX , XXXX. in the collection process. 4. Mandarich Law Group began collecting for the full amount of the debt, and claimed no prior knowledge of the payments that I had been making for the past two years and also claimed no knowledge of the garnishment. They just started collecting again for everything. I explained they were collecting double and was told this was for a different debt. It is not. 5. On XX/XX/XXXX I spoke to Mandarich Law Group and was told my existing balance was {$1000.00} and that the last payment was made on XXXX/XXXX/16. 6. I asked Mandarich to note my account with the following information : The payment for {$250.00} that was received on XX/XX/XXXX must have been from my XX/XX/XXXX paycheck. On XX/XX/XXXX and XX/XX/XXXX I paid {$250.00} out of each of those paychecks as well. So, according to my calculations, I would only owe {$580.00}. 7. I requested a copy of the last statement they sent my employer, with the amount they say I still owed. The representative I spoke to refused to provide this information, telling me to get it from my employer ( again, please listen to the call recording ). 8. After some discussion, I was told that XXXX XXXX would call me back and let me know if they could accomodate this request. Complaint is for collecting for a debt that already had a wage garnishment in progress, not providing correct information, misrepresenting themselves as a branch of the government ( they sent documentation that I was being sued again ) and refusing to provide information when asked about this debt. Additional complaint is about the interest charges. I am being charged interest on interest and the payments I made are not going to the principal first. The interest rate and fees that I have been charged have been grossly unfair.
10/08/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • FL
  • 32839
Web
Today XX/XX/2021 I got a letter in the mail from an attorney/mediator offering their services because I had a lawsuit filed against me that I was not aware of. As of today I have not been served any papers or notified by the debt collector XXXX XXXX XXXX or its attorney Mandarich Law Group. When I looked up my case number provided to me by this third party I found that they filed a case against me dated XX/XX/2021 with a court date of XX/XX/2021 ( 20 days from today ) and still have not been notified by the debt collector. I initially hadn't been making payment because I simply couldn't afford it. My job wasn't paying enough for me to pay my expenses and manage my debt. Then the pandemic started and I got laid off so I really didn't know how I could pay my bills. I finally got a job that allowed me to start paying off my debts and started making payments to this account through online bill pay with my bank on XX/XX/2021. My first payment was {$100.00} and then I continued to pay {$25.00} a week until XX/XX/2021 because I caught XXXX and couldn't work so I had to once again play catch up with my finances and I reduced the frequency of my payment to {$25.00} a month so I can also pay off other debts and my bills. In total, I have made {$350.00} in payment over the last 4 months and have another {$25.00} payment scheduled for XX/XX/2021. I called to see why a lawsuit was filed against XX/XX/2021 when I had already started making payment since XX/XX/2021. Also, I wanted to know why the company never notified me of the lawsuit being filed against me. I never received a letter nor have I been served. When I spoke to the agent she told me that she could see that I had made payments to the account and said that they filed the case because I didn't make a payment arrangement with them. She said that in order to make a payment plan she needed to ask about my financial situation and I told her I did not want to disclose that information and told her that I can and plan to continue to make payments of {$25.00} a month. She also mentioned that she saw the I was on file to be served. I still don't understand why they filed a lawsuit against me on XX/XX/2021 when I was already making payments as of XX/XX/2021 and I was never notified that they had filed the lawsuit until now which was by a third party in an effort to represent me.
02/28/2018 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Old information reappears or never goes away
  • OR
  • 973XX
Web
On XX/XX/XXXX a Lawsuit was filed against me by XXXX , XXXX as the " successor-in-interest to the original creditor, XXXX. Represented by Mandarich Law Group : Attorney XXXX XXXX. The lawsuit was for a " Prayer Amount : {$760.00} '' The Summons and court filing was my first awareness of either company. After months of paperwork filings and court proceedings ( which I have copies of it all ) a ruling was presented : " The court entered a Judgement - General Dismissal on XX/XX/XXXX in the court register. '' This credit reporting needs to be removed from my credit report. As of XX/XX/XXXX they are still reporting this account. In the mean time a new Attorneys Office XXXX XXXX XXXX has been contacting me regarding the same account claims from XXXX , XXXX. So, even after the lawsuit and judgement XXXX XXXX has sent a new attorney to harass me for the same case. In calling XXXX ( the reported original creditor ) to get this removed from my credit report following the court ruling, I was informed that they where not responsible for the information any more and to call the debt collector who purchased the account from them, XXXX XXXX. XXXX XXXX does not respond to the information and claims that The Mandarich Law Group is who to talk to, and they are unresponsive. In calling XXXX XXXX XXXX they are still harassing me for the same case that the court closed. I have been getting the run around and passed off by every person ( company ) involved in the situation. I would like for this information to be removed form my credit report as it has been closed by the Circuit Court, ruled in my favor, and all of my attempts at communication have been overlooked or passed on to someone else. The claim/account does not have any validity and can not legally keep getting passed to different law firms regarding the same claims. No validating information was ever presented by XXXX XXXX, XXXX, The Mandarich Law Group : Attorney XXXX XXXX or XXXX XXXX XXXX, hence the court ruling in my favor. A court ruling has been decided as " Dismissed '' and all parties need to adhere to the ruling.
03/20/2016 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 94102
Web
I borrowed {$20000.00} on a Visa to pay my Mortgage, it was a secured loan against my house. When the HOA foreclosed, they sold my house at auction XXXX XXXX for {$50000.00}. My attorney told me the HOA assumed liability of the {$20000.00} XXXX Lien. I called the lawyers for HOA and they say they asked for payoff from the XXXX XXXX XXXX collecting for the {$20000.00} Visa but XXXX refuses to give the HOA atty. a payoff amount. I called the XXXX XXXX XXXX and XXXX who I had spoken to before, suddenly adopted a sing-song tone and answered " I ca n't give you legal advice. '' I asked again, I 'm not asking you for advice I 'm asking what is your intention, why are n't you giving the attorney for the HOA a payoff amount and demanding payment? XXXX repeated " I ca n't give you legal advice. '' On XXXX XXXX, XXXX I wrote a letter and mailed by US Post Office on XXXX XXXX with signature required which I am attaching the letter to XXXX instructing them to give payoff to the HOA attorney. I need your help so they will not do a charge off which will hurt my credit. It is on my credit report as a current debt of {$25000.00} for Visa CACH but as of XXXX XXXX, XXXX we passed the date of redemption when the Deed was transferred to XXXX XXXX on behalf of HOA and the HOA assumed that XXXX Lien. Please do not let Mandarich Law Group do a charge off and if you can help please force them to demand and not accept anything less than the whole {$25000.00} that was due. I am also attaching their XXXX XXXX, XXXX receipt to me for my last payment of {$50.00} to Mandarich Law Group CACH on XXXX XXXX, XXXX. On XXXX/XXXX/XXXX my application could not be accepted to rent an apartment based on my credit report which shows this as a current debt. In order to rent a place I need this debt removed to help restore my credit. Thank you for your help to protect my credit and I gave permission to publish for people in a similar position to know the consequences to your credit and if the collection agent refuses to cooperate, the Consumer Financial Protection Bureau is our Champion.
09/21/2021 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • FL
  • 32839
Web
On XX/XX/2021 Plaintiff XXXX XXXX took me to court due an alleged debt, I assisted to the online hearing, The communication wasn't right and I could hear the participants but they couldn't hear me, The hearing ended and i was not able to confirm alleged debt. I was scared i was going to jail for an alleged debt I don't recognized so I called the collection company and they use or distribution of any written communication which simulates or is falsely represented to be a document authorized, issued, or approved by any court, official, or agency of the United States or any State, or which creates a false impression as to its source, authorization, or approval. The false representation or implication that documents are legal process. So hearing all of that I got involved in a payment plan to pay the alleged debt. Later I find out that they committed more than 1 violation, 15 U.S. Code Sec 1692g Validation of debts, They didn't provide me with the 5 things that constitute to validating the debt. 15 U.S. Code Sec ( d ) Legal Pleadings.15 U.S. Code Sec 1692i ( a ) and ( b ) and I can keep counting on violations. I disputed Their alleged debt and also another alleged debt which they are taking me to court on XX/XX/2021 at XXXX : XXXX, On XX/XX/2021 Tracking # XXXX XXXX XXXX XXXX XXXX, Tracking # XXXX XXXX XXXX XXXX XXXX They received a letter from me requesting validation. Pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( 8 ) ( FDCPA ). I asked them to : Provide breakdown of fees including how you calculated what you claim I owe. 2 Provide a copy of my signature on a contract or document that holds me responsible for this alleged debt. Cease any credit bureau reporting until debt has been validated by me as required under the FCRA. Send me proof that you are licensed to collect debt in the my state. Send this information to my address listed above and accept this letter-sent as my formal debt validation request, which I am allowed under the FDCPA. They have not responded yet.
03/13/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • NY
  • 10308
Web
I called the Mandarich Law Group New York, trying to settle a debt that was on my report, I spoke to about 4 people om 2 different days and no one knew information about what the others had in my file. I called on Friday XX/XX/XXXX and spoke to a rep XXXX XXXX my original debt was for XXXX, and I offered XXXX he explained to me that he wasn't able to take that amount and during the conversation he offered to XXXX, but all I had was XXXX, he said he was send it to the company he represented and get back to me on MondayXX/XX/XXXX. Also during the conversation Levy added on an extra cost of XXXX saying that was addition cost that was added on for the work done to date. He also stated that I was served with court papers for this specific account, in XX/XX/XXXX, to which I explained I didn't receive, he tell told me that their process server delivered the paperwork to a person named XXXX XXXX and gave a description on a person that did not reside with me. On Monday afternoon I called back but he could not be reached, I spoke to rep XXXX XXXX and he didn't know about this arrangement and only told me that the company would not accept my offer of XXXX, but he will try again and for me to call back in 1 hour. I called back 2 hours later and was told both men I spoke to were unavailable, in which time I stared the process all over again with a rep name XXXX XXXX, who from the beginning of the conversation seemed to be aggressive. He stated that I was served in XX/XX/XXXX and gave the same description as Levy did and when I tried to explain that no one lives there as described and it was also delivered to the wrong address, he told me that I was in default, when I asked why I didn't receive a follow up letter from the law group, he said that he doesn't have to provide me with any further information and that I have to call my county clerk if I wanted more information and anything further that I asked was cut off and I had to call the clerk.
02/11/2023 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 91016
Web
I received a suspicious letter from Mandarich Law Group, LLC back in early XXXX. Stating that they are attorneys and taking me to court over debt/collections they are claiming I owe. I never heard of these people, never done business or entered in any contract with them. I have no clue who they are and why they are contacting me. I did not respond scared that it may be fake or a scheme. I had been a victim of Identity thief in XXXX and was not taking any chances. A couple of months later I was served though U.S. mail service with a huge intimating legal packet stating that we have a court date set for a date almost a year away. To say the least I was very scared and stressed out over it. They claimed This is a communication form a debt collector. And this is an attempt to collect a debt, and any information will be used for that purpose. See Reverse side for important information ( reverse was blank ) Then it goes on to say " Mandarich Law Group , LLP 's California Debt Collection License application is currently PENDING?? Im not a lawyer but I'm pretty sure they are engaging in illegal Debt Collection practices without a license to do so in the state of Californian under the : FINANCIAL CODE - FIN DIVISION 25. Debt Collection Licensing Act [ 100000 - 100025 ] ( Division 25 added by Stats. 2020, Ch. 163, Sec. 3 ) CHAPTER 1. General Provisions [ 100000 - 100002 ] ( Chapter 1 added by Stats. 2020, Ch. 163, Sec. 3. ) Using their title as Layers to intimidate by using abusive and threatening, language an tactics to collect monies from ordinary consumers whom theyve had no business with. They just came out of nowhere. I just obtained my credit report, and they are not even listed. This cant be right? Even if their collections lic was pending and they fall under any exception ruled in on XX/XX/XXXX, they were already practicing without a license in XXXX when they initially contacted me. Please help. Thank you
06/07/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • IL
  • 60438
Web
Hello! My name is XXXX XXXX on XX/XX/2023 I pulled my credit report so I can see what was on it. Im looking into fixing my credit and noticed an unknown collection on my credit report I dont recall having this account. I then sent XXXX XXXX XXXX a debt validation letter certified mail on XX/XX/2023 with a return receipt. I received nothing what I asked for only an itemized billing statement with an addressed thats not associated to me. I ask for proof I agree to this debt with my signature, proof of the amount they claiming I owe is correct and legal, which require all statements and payments history from original creditor. Proof the amount is within the statute of limitation and has not expired. Proof you are the owner of this account, which will require the contract and terms between them and the original creditor. Proof that they are legally licensed, bonded and insured if applicable to collect this debt in my state. For verification purposes, I will need their business license number. They failed to send my requested documents only thing they sent was a itemized billing statement. I then contacted via phone and ask why wasnt the documents I requested for validation wasnt sent. They said they only have what they mail me and they dont have anything with proof with my signature on it. Then I received a letter stating the collection was sold to Mandarich Law Group. I then send a debt validation letter certified mail on XX/XX/2023 with a return receipt and they also refused to send me any documents with proof of my signature on it. On XX/XX/2023 around XXXX a random guy gives my XXXX a summoned to court for me. I was never notified of a lawsuit against me for a debt they failed to send me validation for without proof. I feel like they have violated my consumer rights and failed to follow FCRA guidelines and also ignored my request to not contact me and cease and desist all future attempts contacting me.
12/24/2020 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • CA
  • 93535
Web
This collection agency Mandarich Law Group has misrepresented this matter on several levels from statement of being attorney 's, filing a claim fraudulently, garnishing wages on a settled/paid claim. I was first notified of this matter through my employer upon a garnishment notice. Upon receipt I contacted this company who stated they were attorney 's representing their client XXXX XXXX XXXX XXXX, who has acquired a debt from XXXX XXXX. They stated they a case was filed in court and that a judge had granted award. When I spoke with them in regards to the erroneous nature of the claim and that the court filing had been perjured as I had never been served any documentation by XXXX, XXXX XXXX XXXX nor Mandarin Law Group as it pertains to this case or it's validity. When the facts were presented we were offered a settlement, and for the sake of time we countered the offer and agreed upon a settlement as to not increase case load in the Superior court system. The agreed upon amount was paid on XX/XX/XXXX in the amount of {$7400.00}. At that time I requested that ALL garnishments be terminated and refunded, of which I was told that they would provide that information to employer, court and Sherriff civil department. On XX/XX/XXXX I notified the Mandarin Law Group that garnishments were not terminated as agreed upon and this was a breach of agreement. As I have upheld my portion of the agreement. They have misrepresented by claiming to be attorney 's and they are indeed a collection agency, when I requested to speak with the attorney assigned to the case it has never been one available to speak with me or contact me. When I addressed the perjury in this case there was no correspondence. The entire case is based on false claims and from a company ( XXXX ) that has thrived on predatory lending practices of which I plan on pursuing as this case had been paid sometime ago with XXXX.
01/29/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • FL
  • 32839
Web
I was sued for a debt that was sold to Mandarich Law Group LLC. In XXXX they filed a suit improperly and then they filed another in XXXX. I was never notified of the lawsuit by XXXX. The only way I found out was from other law firms hoping to help me negotiate a settlement. When I was made aware of the lawsuit I was already making payments towards the debt. I called in XXXX I think to see if I could make an official payment arrangement with them but they so they would drop the suit, but they wanted to ask questions about my financial situation so I told them that I would just continue to make payments on my terms. I also inquired about why I had received no notice of the lawsuit from them and the rep stated that the summons was out to be served. My court date was XX/XX/XXXX. On XX/XX/XXXX I was able to pay off the full debt so I made the payment directly through the law firm 's website. Conqensidentally the very next day XX/XX/XXXX they filed my summons returned unserved although the document was signed unserved XX/XX/XXXX and stated that the last date of non-service was XX/XX/XXXX. Also, I never had anyone attempt to serve the papers to me. I work from home and am very paranoid about knocking on my door so if anyone came to my door those days I would have remembered. Also, it's false that I moved I still live at the address on the document. So I had I never made a payment they would not as filed my summons as unserved and then if I failed to appear in court I would have had a judgment against me. Which I feel they have probably have done to other people. Anyway, I have submitted the payment to be made but I has yet to be withdrawn from my account. I've called multiple times to see why with no answer and they have yet to notify me of any issues they've had with processing the payment.
09/29/2022 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 91761
Web
I had stopped making payments and using my XXXX card back in XXXX. When I stopped paying my debt including interest was around {$1800.00} ( my max was {$2000.00} ) I had been on XXXX due to a bad XXXX XXXX at work that required XXXX and then when I finally got a job in XXXX I was laid off wishing a few months due to Covid. In XXXX I received a letter from Mandarich Law Group stating their intent to sue me for a debt of {$2500.00} which was almost a {$1000.00} more than what they shut the card off at, but still kept charging late fees and interest. I sent them an email on XX/XX/XXXX informing them of the above information as well that I was currently unemployed due to covid but when I was employed I would be willing to make payments. I never received any contact, and they served the papers of the lawsuit to my sister-in-law with a different last name not to me and she did not give it to me for a few days. The papers stating the lawsuit had no court seal or anything showing that it was an official court document, and they did not have a state licensing bar number listed so I though it was a scam also it now showed over {$3000.00} balance due. Supposedly a judgment was delivered however when I logged onto the court website it states they sent about 10-15 documents none of which I received I did not hear anything from them again until they sent a letter ( the Mandarich Law Group ) that a judgment was received. Again no court seal or anything to prove an official government document or decision, no licensing bar number and the balance due now stated over {$3100.00} and since I had not heard from them for months I didnt believe it went to court. I asked for clarification on why the amount changed so drastically and they said it was due to interest still accusing.
12/28/2016 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • WA
  • 98034
Web
In XX/XX/XXXX I took out a XXXX credit card in the amount of {$6000.00} I got behind in my payment due to financial hardship in XX/XX/XXXX. I was not able to keep up the payments I was contacted by a collection agency and agreeded to a settlement amount of XXXX, XXXX. I made payment arrangments to pay off debit. In XX/XX/XXXX I was contacted by Mandarich Law Group XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX they issued a Writ of Garnishment for my wages the claim I owe {$8800.00} from XX/XX/XXXX through XX/XX/XXXX they took {$420.00} per pay check bi-weekly. I rersearch the Writ of Garnishment it was dismissed in XX/XX/XXXX due to failure to disclose debit. I contacted several attorney they told me to make arrangements with them. The collection agency wants me to sign a contract with set up fees for more than XXXX at XXXX % interest. I contacted XXXX the debit was sold they have no record of my settlement with the collection agency bu acorrding to them they can continue to sell of my debit. I am trying to get monies to again pay off this debit but my fear is that it will only be sold to another collection agency. I have become ill from trying to reslove this matter and so much time has gone by I am having trouble located the necessary paper work to fight anymore. No person should have to experience this my wages are continued Garnished by a document that was dismissed each attorney I talk with says make payment arrangement that are not in my best interest I am just feeling hopeless and financially abused. I have paid XXXX on this debit and no one has a record. The Writ of Garnishment was from the XXXX XXXX and was dismissed on XX/XX/XXXX and I was never served anymore papers or I would have went to court and disputed. What do I do?
12/10/2018 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was paid
  • OR
  • 972XX
Web
I have overpaid to Mandarich Law Group , LLP ( hereinafter " MLG '' ) for benefit to their client XXXX XXXX XXXX ( " XXXX '' ) {$1000.00}. I have been repeatedly assured by representatives from MLG and from XXXX that the overpayment which was received from my employer in the form of wage garnishments that the companies executed, then failed to stop upon receipt of payment in full, would be or have been returned to me. The most recent response from MLG through the CFPB states that a refund in the amount of {$560.00} was sent to me along with a letter confirming that the judgment was satisfied on XX/XX/2018. As of this date ( XX/XX/2018 ) I have not received any satisfaction letter nor any refunded amounts from either MLG or XXXX. I have contacted 'XXXX XXXX ' at MLG via phone on XX/XX/2018 @ 1XXXX XXXX XXXX and was told that the refunds had not been sent and that the MLG accounting department would be contacted to follow up on the issue. I was also told that the additional {$480.00} which was garnished and sent to MLG from my employer on XX/XX/2018 could not be located and I was asked to follow up with my employers payroll company for assistance in locating the funds. Both MLG and XXXX submitted responses to my CFPB complaint dated XX/XX/2019 that this matter was either resolved or in the process of resolution. As of XX/XX/2018 that is not the case. I would like both companies to provide proof of every correspondence regarding this matter that has been sent to me as well as copies of the checks that have been received on this account and refund checks that have been allegedly sent to me on XX/XX/2018. As of this complaint, XXXX through it's representative MLG, owes me the total overpayment amount of {$1000.00}.
10/28/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • CA
  • 91761
Web
I have previously filed a complaint in which they directed me to contact them directly which I have done so. It has been 2 weeks and have received no response. I received notice of XXXX XXXX XXXX threat to sue me in XXXX of XXXX. And emailed notifying them I was unemployed at the time due to work injury. Which is why I had stopped making payments and notified the original credit card company in XXXX since the injury had me out of work for over a year and a half and I was still having problems with it and finding a new job. I was employed briefly in XXXX before being let go due to covid also which is why I still was unable to make any payments. Supposedly they granted a 90day extension for hardship but I was never notified and they still have not been able to provide proof of that notification. They they sued me and the only documents I received was I stamped/ sealed documents that were not served to me or any family member the person that they served them to didnt even have the same last name and waited a month before showing me them. After I never received anything ( no court date notification or court appearance requirement etc ) until they sent a letter stating the judges ruling ( again no court deal or signature and it was on their letter head not the local court letter head ) for an amount of almost {$1000.00} more than what they were originally suing me for. They last correspondence on this site said that I should contact them to discuss a settlement which I have numerous times and have received nothing not a letter in the mail, email, or phone call. This is the only way I have received a response from them. I prefer a notification in writing either in response to my emails or a letter
11/28/2018 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 91710
Web
On XX/XX/XXXX I called agency spoke to the account representative at that time XXXX Whom I made a payment agreement to pay the amount of {$3300.00} in monthly installments of XXXX and the Interest on the act will cease and the {$3300.00} will be the only amount I will pay. I then called I believe two months after to reset the payment arrangement because of financial difficulties to $ XXXX/month to go towards the original agreement of {$3300.00} since then all the payment have been automatically made and in every communication made with the same representative it was agreed the payments were going to the same arrangement then representative left the company when I called to check on my balance on XX/XX/XXXX the account was assigned to XXXX XXXX who informed me there was no such agreement to only pay {$3300.00} and the balance due at that time is the amount that I would have to pay I then disputed the account They never send me anything rectifying the dispute then on XX/XX/XXXX I called to confirm if my balance was paid off because I was only charged {$24.00} Same representative XXXX XXXX informed me there was still a balance due with nothing showing that I was only to pay {$3300.00} in total he then said their system had changed and there was no such notes showing that agreement was made. I disputed the account again then on XX/XX/XXXX I was issued a letter stating I have passed the time I had to dispute the account balance and According to section 809 ( b ) of the Fair Debt Collection Practices Act and the balance at this time which is {$1700.00} is due and collection activity will continue. This is unfair collection practices and we need to put an end to it
09/06/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • FL
  • 32068
Web Servicemember
On XX/XX/2023 I received a letter from XXXX XXXX XXXX telling me that I was being sued by XXXX XXXX XXXX. This was the first time I was ever hearing of a lawsuit. I never received any written correspondence of any debt from XXXX XXXX XXXX saying I owed them anything or that I would be sued for non payment. I recently moved to XXXX Florida due to XXXX XXXX spouse changing duty stations and we did a change of address at the post office. I also have XXXX informed delivery that tells me what's coming in the mail and tracks it with photos. I was never contacted by this company. On XX/XX/2023 a XXXX sheriff shows up at my house and served me with a summons notice to appear for mediation. XXXX XXXX XXXX is a third party debt buyer and unless they can show me the original contract I had signed with the debt then I do not owe them anything They can not buy a debt and then harass me to pay said debt bu suing me without prior knowledge. I am a XXXX veteran that has a low income and do not have the funds to be going to court over something I knew nothing about. There are many complaints against XXXX XXXX XXXX for using strong arm tactics to get people to pay supposed debys that they purchase. Constant calls and harassment. I would like this suit dropped and this debt removed.They failed to notify me of the lawsuit under the Federal Fair Debt Collection Practices Act They have two addresses posted one for Florida where they sued me and their main address in XXXX New York. XXXX XXXX XXXX is the Attorney on the paperwork and his address is XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Florida XXXX
09/28/2020 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MO
  • 64055
Web
XXXX XXXX XXXX, XXXX IL filed petition through Mandarich Law Group in Missouri Court ( XXXX ) against me for the Credit Card Accounts i owe to XXXX XXXX XXXX XXXX according to them. ( court date set XX/XX/2020 ) Those Credit Card Accounts they are trying to collect was paid by Insurance ( as per one of the agent told me ) and i was also reported to XXXX about fraudulent charges those accounts. when i found out the fraudulent charges i closed those cards immediately and filed ID theft report and frozen all 3 bureaus credit file. XXXX never took any action for those accounts and i was default for those accounts due to job lay-off and send several hardship application but none of them accepted. I was advised that i am still liable for those accounts and i should take care and they threatened me if i didn't take care i will be in serious trouble, that's why i send hardship application and made 3 consecutive payments, but still XXXX sold those accounts to XXXX XXXX XXXX. so now XXXX is suing me for the money i didn't owed. XXXX now porting to XXXX a charged off account which i never had ( credit limit XXXX ) this fraudulent account also i reported but they never deleted from my file instead they told me to send another ID theft report, i did that too.. XXXX is XXXX my credit last few years and still doing same.. every time new charged off accounts, and when you talk to XXXX agent you will get different answers from different agents. some one have to stop this! .I am a federal employee with limited income.
06/14/2023 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • CA
  • 90280
Web
I received a letter about a debt that Mandarich law group LLP was attempting to collect for XXXX XXXX XXXX which claimed that the original company was web pay in XX/XX/2021. I ignored since I had no idea who any of those companies were. And to be honest it looked like junk Mail. After some time my employer notified me of a garnishment on my check. That was the first time I was informed of this garnishment. I was confused and shocked that this company was able to do that without my knowledge. I have been getting my wages garnished for over a year. This garnishment has taken a toll on my finances as I am a father XXXX XXXX Im barely making ends meet. I didnt know how to get this fixed or removed. I was told that in order for a company to garnish your wages you must be served documents and then go to court. That was not the case. They also have my address with missing information. That is how I know that they illegally garnished my wages without notifying me. Also they have over charged me. On the original letter sent to me it stated that the amount owed was {$5100.00}. To date they have garnished over {$8300.00} from my wages. + over {$100.00} in garnishment fees. Also on the letters they now sent me it states that they are currently in the process of getting their license to be a debt collector. Please help me get the company to return my money that was wrongfully garnished from me. Thank you.
03/06/2022 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • GA
  • 30909
Web
On XX/XX/XXXX2022, Mandarich Law Group , LLP sent me a collection notice stating that I owe an alleged debt. In violation of 15 USC 1692 ( b ) ( 5 ) the letter was sent with a huge symbol on the envelope indicating that they are debt collector and the communication relates to the collection of a debt which exposes my personal business and also violates my right to privacy. The letter also implies that they are an attorney when they are a debt collector. Pursuant to 15 USC 1962 ( e ) ( 3 ) a debt collector may not use false representation or implication that any individual is an attorney or that any communication is from an attorney. In response to the letter, I sent them notification that they have violated my consumer rights, I dispute this alleged debt, and I requested an audit trail of this transaction. On XX/XX/XXXX2022, I received a response letter from Mandarich Law Group , LLP that stated they will continue collection efforts despite my notice of dispute and in turn, sent me several duplicate copies of loan terms, several sheets of blank paper, copies of documents that are completely undecipherable, and an incomplete bill of sale to prove they even own this debt. They did not provide me the AUDIT TRAIL I requested and in violation of 15 USC 1692g ) ( a ) ( 4 ), the statement of account provided does not tell where these charges and credits were originated or when.
04/28/2023 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • GA
  • 30331
Web
At the very beginning of the pandemic, I had approximately {$1000.00} per month decrease in net income due to the pandemic. Because of the reduction in income, I reached out to XXXX XXXX XXXX ( XXXX ) to negotiate a lower payment with all of my consumer debtors. All of the companies agreed to do so with the exception of the XXXX XXXX ; also known as XXXX XXXX. I stop making the monthly payments because of the reduction of my income. Approximately, two-three years later, I was served by XXXX XXXX XXXX as a Defendant for an amount {$20000.00}, which is mostly interest and late fees. Attached you will find the following : Payment history from XXXX, the Judgement from XXXX XXXX, the Firm I hired, the Law Firm that purchased the debt, and the Law Firm that filed the debt. In closing, all of the debtors received the XXXX XXXX from the Federal Government that they did not have to pay back to the Federal Government. I believe this loan should be fully forgiven because of that. However, I have paid them {$5000.00} as of XXXX XXXX, upon which I believe should be returned to me because of the Law Firm being a recipient of the XXXX Loans. Also attached is a CFPB Judgement against companies that has illegally collected monies for consumers like myself. Thank you in advance for your assistance with this matter.
03/20/2019 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • MI
  • 48312
Web
On or aboutXX/XX/2019 Mandarich law group , LLP posing as attorney for XXXX , XXXX, a shell corporation previously divested of all assets in bankruptcy, did serve or cause to be served a " request and writ for garnishment ( periodic ) '' on this honorable consumer. The unsigned request and writ for garnishment was also filed with the XXXX district court of Michigan. This consumer performed a search of state records through the Michigan department of licensing and regulatory affairs, and found that neither Mandarich law group , LLP nor XXXX , XXXX are licensed as collection agencies as required by state law. This consumer has ordered verification of licensure from the Michigan department of licensing and regulatory affairs showing the unlicensed status of the above named entities. This consumer believes based upon knowledge thus far gained through public records that Mandarich law group , LLP and/ or XXXX , XXXX are violating federal and state consumer protection laws in an unlawful enterprise. Screenshots of Mandarich law group , LLP indicate that they are a debt collectors, are included as uploads. P.s. this consumer has previously filed a complaint with the CFPB # XXXX XXXX aimed at XXXX , XXXX , but does not expect a response as XXXX XXXX is a shell corporation .
10/20/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • WA
  • 99354
Web
Today XX/XX/XXXX I called Mandarich Law Group to speak to them about my account and I was informed by a rep who said that they were a non attorney debt collector that I am in the process of being sued on my account. When I asked why I was informed it was because I missed a payment in XXXX and XXXX and for both of those I called in and asked them not to pull as I had XXXX major life events. When I spoke to them about these payment no representatives mentioned anything to me. I have been paying religiously since XXXX on this account without missing any payments until XXXX months this year. When I spoke to the representative today and I asked why I was being sued and no one mentioned anything his response was did you hold up your end of the agreement. No I asked to skip XXXX payments under the assumption that they were moved to the end of my agreement like an extension. I also dont know how a non attorney debt collector can claim that I am being sued after they also say my debt isnt in collections and its sitting in a state where I can be sued anytime they want to proceed with doing that but who I spoke with said they were a debt collector by a non attorney debt collector and it was an attempt to collect a debt. Please someone make it make sense.
10/15/2019 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NY
  • 10012
Web
In the middle of XX/XX/2019, I got a letter saying I owe credit card debt by the Mandarich Law Firm in California. This was a XXXX account ( from XXXX ) in the amount of over {$5000.00}. The company that holds the debt is XXXX XXXX XXXX from XXXX. XXXX. I responded by email asking for information regarding debt. I received it later in the month and found it not to be me. I contacted by phone and, told them it was not me and, it was mistaken identity ( different middle name ). Later received a summons trying to collect such debt. It was mailed in a plain envelop with no return address, delivery confirmation and, no prepaid envelop for return as per my county 's procedure in mailing summons. The first response was dated XX/XX/2019, and summons was dated XX/XX/2019. It was sent late, as I received it on XX/XX/2019. It should not have taken that long for a summons to be sent. All letters sent to me by the law firm had my name without the middle initial even though they had that information from the fore mention phone call. Moreover, the credit card bill had a different address in a different state and the middle initial, both are not my own. They are suing in the wrong state. I have now filed such complaint because of all these transgressions.
04/11/2023 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • FL
  • 32068
Web Servicemember
On XX/XX/2023 I submitted a complaint for Mandarich Law Group LLP regarding misrepresentation and a alleged debt. On XX/XX/2023 responded to the complaint with false and misleading information. Mandarich Law Group LLP, has yet to resolve my issue or comply with my request. In page1 of MLG response paragraph 3. Findings and results thats i have attached. MLG states that I misinterpreted title 15 U.S.C 1692e ( 3 ) that MLG never claimed to be a debt collector. If you take a look at exhibit A submitted by MLG of MLG response it clearly states on the first line under my personal information that " Mandarich Law Group LLP is a debt collector, trying to collect a debt ''. There is no misinterpretation. I received a debt collection notice from Mandarich Law Group LLP stating that they were attempting to collect an alleged debt. Pursuant to Title 15 U.S.C 1692e ( 3 ) no debt collector shall give the false representation or implication that any individual is an attorney or that any communication is from an attorney in regard to the collection of a debt. Furthermore, if so, it is illegal for an attorney or official of the court to act as a debt collector. As a consumer this is very misleading to me.
12/02/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Seized or attempted to seize your property
  • IL
  • 60617
Web
XXXX XXXX XXXX has filed false claims against me alleging that I owe the company credit card debt. They brought legal action to the circuit court of Illinois, and I willfully answered and tried to reason with the Mandarich Law Firm they hired to illegally collect the alleged debt. I've sent countless responses to try and rectify the issue and seek remedy, but they persisted on unlawfully and did not comply with any written demands regarding the billing error and debt validation I expressed. They ultimately won a default judgement in error due to my absence because of medical reasons. Now, XXXX XXXX XXXX has Mandarich Law Firm illegally GARNISHING my wages unlawfully. This is Theft and Fraud due to the false and misleading representation of the alleged debt. The alleged debt is a billing error that was never rectified, and I did not have any full disclosure on the accounting and details of the contract that was entered between XXXX XXXX XXXX and myself. I was never sent a true bill invoice lawfully demanding money, only statements and threatening letters regarding extortion. And now my wages are being garnished by 15 %! I wish to settle this matter at once.
04/16/2020 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 95128
Web
I found out around XXXX time that strangers were ringing my doorbell asking for me. One appeared at my garage while I was inside and wanted to see my identification. I did not show it to them. My husband asked who they were and they did not reveal any information. We received knocks on our front door late evenings and early mornings on Sunday and XXXX XXXX. They would ring the doorbell and knock and ring the door bell. They would wait outside of our house in their car. I was afraid to leave the house and my kids felt disturbed about all of the times they attempted to knock and ring the doorbell over and over. They were different people over multiple times of day. Recently, I was sent a solicitation in XXXX by a debt lawyer to help resolve a collection case that XXXX XXXX has against me that I was unaware. The lawyer even provided the case number from XXXX XXXX County Superior Court against me which I verified. I never received any type of court paperwork notifying me of this legal action from anyone. I believe what XXXX is doing is unlawful. I need some help in determining what they have done was illegal.
09/14/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Old information reappears or never goes away
  • CA
  • 93535
Web
Upon the agreement of XX/XX/XXXX the company Mandarich Law Group in connection with XXXX XXXX agreed to remove the negative information on the credit report as it was inaccurate. When I contacted their office on XX/XX/XXXX to advise that when I reviewed my credit report that they had placed the item back on my credit as a new debt, I was told I needed to contact XXXX XXXX directly. However Mandarich Law Group is the Company to which I was working with directly. Mandarich Law Group has stated that they no longer has the ability to assist me as the matter was settled and that I would need to contact XXXX XXXX however there is no record of XXXX XXXX. When I spoke with Mandarich Law Group there claim is that they no longer have a relationship with XXXX XXXX and are unable to assist me. However because this is reporting on my report as a new debt it leads me to believe that there is fraud. Mandarich Law Group has failed to do as agreed and I have been informed that they do not have a valid number for the company XXXX XXXX to remove the item from my credit report as I do not owe this debt.
10/27/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 32738
Web
I disputed this debt with XXXX XXXX XXXX as I never received any notification about the debt they say I owe. I have asked for communication that was sent to me and I still have not received any information. They sent my job a request to garnish my wages which started XX/XX/2022 in which the amount they said I owe has been collected and more. My employer has reached out to them numerous times and gets the run around just like I have. They give an email address and then when you email and call to follow up they say oh it was recieved but not read so they give another email address and they say try this one my employer calls back and they say oh fax this number and the whole time my employer advises they cant stop garnishing my heck until they receive a release. This has been going on for over 2 months and I have XXXX kids with the youngest being XXXX XXXX XXXX he is the one being impacted as I cant afford to take care of him with XXXX dollars a month that doesnt even take care of daycare or food clothes a roof over his head nothing. My next step is reaching out to the Attorney General.
06/16/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94010
Web
Mandarich Law group, LLC filed Judgement with Superior Court of California, XXXX XXXX on XX/XX/2012 ; case : XXXX Platfiff : XXXX XXXX XXXX XXXX against XXXX XXXX and XXXX XXXX XXXX. Before filing the judgement, the firm failed to follow prescribed procedures to deliver notices requiring debt. After I accidentally discovered the filing was placed with XXXX XXXX office, I was shocked! On numerous occasions, I attempted to contact the firm by phone and in writing to provide me the original documents to verify the debt. Mandarich Law Group , LLP representatives either ignored me or kept on saying that the debt verification and confirmation would be sent over my current address, but I have not received anything what I asked ever since! I am convinced this is a Freud and would like to flag this firm for acting unprofessionally. I am really hopeful that CFPB will be able to help me resolve this situation and enforce Mandarich LLC to provide me with documents I have been requesting for many years. Attaching the very recent letter I sent to the firm which was yet again ignored.
12/30/2015 Yes
  • Debt collection
  • I do not know
  • Taking/threatening an illegal action
  • Sued w/o proper notification of suit
  • CA
  • 94521
Web
I am just at my wits end. I am being threatened with a suit by some huge Law Firm called Mandarich Law Group , LLP for a debt I have no knowledge of. I am a victim of Identity theft and I have lived at my current resident for several years and I have never received a notice from this law firm until now. In addition, they ( Mandarich Law Group ) claim they are collecting for their client who is XXXX XXXX XXXX whom I have never been contacted by, however they are a collection agency. The collection agency according to my credits says they are collecting for XXXX? Is this legal can I in fact be sued for something I know nothing about? I was never contacted by XXXX who is suppose to be the original creditor, nor have I been contacted by XXXX , XXXX who is suppose to be the collection agency collecting on behalf of the original creditor. I was only contacted by the law firm with a DEMAND letter dated XXXX XXXX, 2015 that I received on XXXX XXXX which they said in the letter I have 10 days to respond when I received the letter 10 days from the date of the letter.
12/10/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30339
Web Older American
In XXXX I opened a credit card with XXXX XXXX company which gave me a limit of {$1500.00} dollars around XXXX in the account statement there were XXXX transactions made that did not belong to me when I realized I contacted XXXX XXXX customer service notifying them the transaction that I did not recognize as mine they told me that they were made at XXXX XXXX in XXXX FL at that time I lived in XXXX FL transactions were clarified at present I am being sued by a collection agency Mandarich Law group , LLP which charges me a lot {$2000.00} the XXXX XXXX account was closed over 4 years ago I have explained to the collection agency what happened in the past they ask me for a police report of identity theft I currently live in XXXX GA when I went to the station police notified me that they could not make a report of something that happened in FL in XXXX, all this was explained to the collection agency but they still continue to charge. in which all this had been resolved but apparently it was not so I was a victim of fraudulent transactions.
05/02/2023 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NY
  • 10026
Web
After reviewing my credit report on XX/XX/23 I identified a discrepancy with account listed under XXXX XXXX XXXX and validation was requested and sent to Mandarich Law Group as this was an account that I did not recognize. I reviewed my credit report again on XX/XX/23 and I have not received any correspondence from creditor to validate this account as correctly belonging to me, nor has my credit report been updated to reflect that this account is disputed and therefore a 2nd validation letter was sent out on XX/XX/23. After reviewing credit reports again on XX/XX/23 there has been no updates and account is still reflecting on the report. I do not believe the account belongs to me nor do I believe that the creditor has authorization to access the account nor authorization to attempt to collect on the account and the account continues to negatively affect me. Please strike and remove this account from 3 credit bureaus until adequate validation has been received proving that the account belongs to me and all information is correct.
10/26/2018 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • WA
  • 993XX
Web
This is a case of a debt collector sending a written communication that looks like or is falsely represented to be an official document from a court which is against Federal law. Mandarich Law Group " served '' unfiled pleadings on me, a Complaint and Summons. The Summons read that I had to file a response to the Summons within 20 days or a default judgment could be made against me. Neither the Complaint nor the Summons had Case Numbers and they were not conformed copies from the Court Clerk. The unfiled Summons made it appear that I had to take immediate action and when I attempted to do so, found that it was unnecessary and a waste of time because there was no case filed against me. This is clearly a tactic to make a person feel intimidated and scared about legal action when none has been taken. According to Federal law : It is illegal for a debt collector to send a written communication that looks like or is falsely represented to be an official document from a court. That is exactly what Mandarich Law Group did to me.
04/19/2019 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • MI
  • 48312
Web
XXXX.XXXX XXXX & XXXX XXXX has prosecuted a civil action, in the name of XXXX , XXXX in the XXXX XXXX district court of Michigan, against this consumer since XXXX. Mandarich law group , LLP and XXXX XXXX ( p XXXX ) et al, have also become intimately involved in the action against this consumer. On or about XXXX XX/XX/XXXX, XXXX XXXX became aware that documents submitted in the district court action by XXXX.XXXX XXXX & XXXX, contained endorsement by an individual not authorized by the State of Michigan to act as a notary at the time of endorsement. On or about XXXX XX/XX/XXXX, XXXX XXXX received email confirmation from the State of Michigan Office of the Great Seal that the individual XXXX XXXX XXXX did not have an active notary commission at the time XXXX XXXX XXXX & XXXX created the affidavit that the XXXX XXXX district court used to find against this consumer. On or about XXXX XX/XX/XXXX, XXXX XXXX submitted a complaint to the office of the great seal along with the affidavit containing the false notary.
06/17/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Seized or attempted to seize your property
  • NY
  • 104XX
Web
Upon looking at my consumer report I noticed a third party debt collector furnishing an unauthorized and unrecognizable account. To further investigate this derogatory remark currently endangering my reputation with other institutions I sent XXXX this third party debt collector a validation of debt letter. In response I received a letter from Mandarich Law Group LLP claiming that they are acting as the attorney for XXXX XXXX and it was even signed by two people who apparently work there XXXX XXXX XXXX and XXXX XXXX XXXX. To my understanding if they did in fact send this letter which it seems as if it was from this law firm. They will be in violation of 15 USC 1692e ( 3 ) as well as 15 USC 1692e ( 4 ) when they threatened to garnish my pay and take my home, car and other personal properties. They gave me less than thirty days to prepare for this court date that can ruin the life of my family and I. As well as damage my reputation with other financial institution wanting to do business with me in the future.
03/09/2020 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Told you not to respond to a lawsuit they filed against you
  • CA
  • 95132
Web
MANDARICH law has filed a law suit against me on behalf of XXXX who stated they are collecting for XXXX card ending in XXXX which was charged off back in XX/XX/2014 ... and I believe is out of statute of limitations. I contacted XXXX who stated they are NOT trying to collect on this account and to contact XXXX. XXXX started settlement negotiations when law suit was dropped off at my house and handed to my minor child ... I contacted MANDARICH law whom I told that serving a minor child of mine was not a good service, and they told me to ignore the summons because they would serve me again. This never happened and last week I received their request for judgement be entered in my name and filed with the court .... This is taking advantage of my lack of legal knowledge. Intentionally telling me NOT to respond to the suit ... NOT providing me with details and NOT answering to my request to validate and prove the account should be punishable by law ... this is not a fair consumer treatment ... please help
11/15/2022 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • CA
  • 93291
Web
On XX/XX/XXXX, a summons was left at my door saying I am being sued by XXXX XXXX XXXX, XXXX, represented by Mandarich Law Group for debt they claim I owe them in the amount of {$5300.00}. I electronically answered the summons denying any knowledge of this debt to them on XX/XX/XXXX, sending a copy of the answer to Mandarich Law Group and the court. I then received a false response by Mandarich Law Group dated XX/XX/XXXX stating that I did not respond to the summons on time and that they were requesting a default judgement be made against me which I believe was a tactic used to scare me. After waiting another couple of months, Mandarich Law Group sent a request for admissions on XX/XX/XXXX. This debt that I allegedly owe is time barred as the applicable statute of limitations in California has expired on XX/XX/XXXX according to documents they sent me. They now on XX/XX/XXXX requested a hearing for XX/XX/XXXX. This violates Rule 1006.26 Collection of time-barred debts by the CFPB.
03/20/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • HI
  • 96761
Web
Mandarich Law Group LLP is harassing me with phone calls and letters about an untrue, unproven, unverified, untimely and alleged collection account. Their File Number is XXXX. This alleged debt does not belong to me. They Name several Creditors in their letter, I have never signed any contracts or documents with any of these Creditors, nor do I have any signed Business contracts with Mandarich Law Group LLP. Mandarich Law Group LLP has no proof that they have any legal right to collect on this alleged debt. There is absolutely no signed legal contract from me, or the original alleged Creditor, that I agreed that this alleged debt was to be sold to any 3rd, or 4th party Collection Agency, or Law Firm. Mandarich Law Group LLP is in clear violation of 15 USC 1692. ( c ) ( a ) of the FTC - Fair Debt Collection practices. Mandarich Law Group LLP is also in clear violation of 15 US 1692d ( 806 ) Harassment and abuse, by their constant harassing phone calls and letters.
10/28/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • CA
  • 95123
Web
Hi this original creditor XXXX XXXX They said I owe them an amount was charged off on for XX/XX/20 I know they trying to sue me and take me to lawsuit and even though I told them to not to call me the XXXX XXXX keep Contact them there not answering and I told him do not call me do not send me another talk to XXXX XXXX and before when I called them and they wanted to discuss this matter they never help me because I was sick and also I was not going to work because of the pandemic and I had XXXX it myself and I am full time student but they did not help me and now they trying to sue me so please I am sincerely requesting since they did not help me please address this matter with them and also they reported to all XXXX and XXXX XXXX and XXXX and they put negative points and because of them I have no score Im trying to Refinance my car because Im paying so much interest I cant because there is a negative report against me will you please help me I am sincerely appreciate
08/16/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you in a state where you do not live or did not sign for the debt
  • OR
  • 973XX
Web Older American, Servicemember
My credit report showed a derogatory remark of about {$4000.00} to XXXX XXXX. When I called them on Friday XX/XX/XXXX they wouldn't discuss it with me. They said To call Mandarich Law Firm at XXXX, which I did. I was told it was from a credit card in XXXX that I am unaware of. I offered to give them {$1000.00} to get rid of it, but they declined. Since it was so old I said I would just wait until next year when it would drop off my report. Today XXXXMandarich called me and said that they would take {$2600.00} to settle the account. I explained that I can not do that. I am XXXX yrs old, retired on XXXX XXXX. I rent my apartment, own no property, and have only enough money in the bank to pay my livine expenses. He told me this was judgment and that it would stay on my report forever. This was the first I heard of this. He said I was served in XXXX, which is a lie. I think I was living in Arizona at that time when the original debt happened, though I don't remember it.
06/26/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • FL
  • 33613
Web
On XX/XX/XXXX, i got a letter in the mail that stated a Debt Collecter XXXX XXXX XXXX known as Mandarich Law Group filed a lawsuit against me. I called that exact same day and worked out an agreement and payment plan with one of the agents there to at Mandarich Law Group to pay {$120.00} until the debt is gone. The agent did say that the first month will be {$88.00} due on the XXXX every month which the first month is paid already and then down the line it will be {$120.00} every month due on the XXXX. Mandarich Law Group stated that they also will send an agreement letter to my house overviewing the payment options and payment dates. The agent did mention i would need to sign it and either mail, email or fax to Mandarich Law Group. The agent also stated once everything is signed and looked over the attorneys at Mandarich Law Group will look it over and stop the lawsuit. The amount owed on my account is {$4200.00}.
10/22/2018 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • XXXXX
Web Servicemember
In our Defense we never received any legal document by law that we had a judgement on us. We don't know what this is about, and we need a investigation on this Corporation. Our Checking account was garnish without any legal documents about courts. There is no paper trail on this account. As we investigation this account we found out this company are doing malice on the Corporation of XXXX @ XXXX. MANDARICH LAW GROUP , LLP has taken out funds out of out account with out NO court papers. As a community Advocate I need legal documents of how a Corporation can do malice with out no notification of legal documents, and stealing {$2500.00} from checking account. and XXXX XXXX from Taxes. WE need documents please, Thank you for reading this. We have informed our Congregation about this Corporation, MANDARICH LAW GROUP , LLP XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL.
10/30/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • CA
  • 906XX
Web
I was not served properly. when I got home on around XX/XX/XXXX my neighbor handed me two summons that she said were given to her by an un known person. I was not home so they gave them to her. I am never home at the same time as my neighbor he waited until he saw me. when I saw what it was it turned out to be a law suit. but by the time I got them it was long past the time I could show up to court. I don't think this is right. I am pretty sure that I would have had to be personally served and I was not. one of the summons was dated XX/XX/19and the otherXX/XX/XXXX I looked up both of the summons on line at the XXXX court house and both say that i was personally served. and that is not true. i was never served and when i got the paperwork it was long past the time i could show up to court. this is not fair business practice.
11/07/2017 No
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 92394
Web
I have already disputed this account several time before I have never received any documentation showing the time date or place this alleged debt was open. What is the last date of activity on this account ( XXXX ). Pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. Section 805. You are hereby notified to CEASE AND DESIT all further communication with me in regard to the referenced debt. Failure to abide by this law will result in a complaint being filed against MANDARICH LAW GROUP with the Federal Trade Commission, the Attorney General of both MANDARICH LAW GROUP /CAH LLC state and mine, and also your own company management. I also have the right to file suit against you for any future violations of this law. I will record any and all phone calls if you fail to comply with this CEASE AND DESIT.
07/22/2016 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Threatened to take legal action
  • CA
  • 90033
Web
I have been receiving numerous phone calls from a debt collector named XXXX XXXX from Mandarich Law Group LLP. He has been threatening me that he will take XXXX % of my check and will go directly to my boss to take away the money. I was part of a fraud scam, since I had fallen for an add on the TV stating that for monthly payments they would help lower my credit card payments. Long story short, it was all a lie and that company I had made arrangements with, sold the company numerous times and did n't resolve any of my credit card debt. Now I have this hostile person harassing me stating he will take away from my weekly paycheck, and being that I am a single mother, money is already tight as it is and their is no need to be so unreasonable as for him not to even want to negotiate with me.
02/11/2023 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Frequent or repeated calls
  • CA
  • 93722
Web Older American
I received a letter from MANDARICH Law Group. They said I owed them money? I do not owe them money, nor have I ever done business with them. I have done research on them and found that they use unethical practices to collect money from people. They escalated their harassment from week of XXXX. They are sending a woman to my door after dark, and the woman is ringing the doorbell, banging my security door like a violent person, calling my name ( XXXX XXXX XXXX? I am frightened for my well-being, and can not stay home because I am fearful. I am a XXXX XXXX XXXX WIDOW, with a broken knee and other health issues. I have been staying away from the house because of this violent harassing behavior! I reported this to the XXXX with no response so far? I want this HARASSMENT to CEASE!
01/19/2021 Yes
  • Debt collection
  • Auto debt
  • False statements or representation
  • Attempted to collect wrong amount
  • IL
  • 60073
Web
A default judgment filed against me which was for XXXX from XXXX XXXX. The credit bureau shows a delinquent amount of XXXX with XXXX XXXX which differs significantly with the court ordered amount. On XX/XX/XXXX I spoke with XXXX I. with Mandrich Law Furm and was offered a settlement for XXXX to close the account due to a financial hardship caused by child support. I called in on XX/XX/XXXX to follow up on the settlement and was told the would not honor it and that I needed to pay the balance in full. We are in the middle of a pandemic and I called in good faith to resolve the account. I would like to get the offer in writing that is reasonable and affordable due to my financial hardship, so that I can resolve the account without being told different figures every time I call.
08/14/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • CA
  • 95630
Web
On XX/XX/XXXX at XXXXXXXX XXXX Mandarich Law Group contacted me in regards to a debt by XXXX XXXX XXXX XXXX for a credit card debt. I was advised by the representative on the phone that he was seeing what he can do to secure an agreement before the file lawsuit on this debt. From research under California Law a creditor can attempt to sue on a debt when it has been less than 4 years from the date of last delinquency or last charge. My last payment was XX/XX/XXXX. This has now been over 4 years since the last payment or charge. Yet I am being threatened with a lawsuit. I would like all information on how they are able to sue on a debt past 4 years. I will need all this information so I can present to my representation and figure out how we need to proceed.
03/21/2022 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Collected or attempted to collect exempt funds
  • CA
  • 90019
Web
I received an earnings withholding order from Mandarich Law Group regarding a debt that I apparently owed from a company XXXX XXXX XXXX from my employer XX/XX/2025. I contacted Mandarich, the same day to inquire about this issue and to try and stop the garnishment. I was advised that XXXX was suing me on behalf of XXXX to which I've no recollection. I've since pulled my credit report & there's not a single collection from XXXX nor this XXXX and any of the 3 of the credit bureau reports. I'm not sure what to do now because a garnishment has hit my paycheck for {$770.00} for which I can not afford. Right now Mandarich will not stop the garnishment, will not provide me with a debt notice it's become their word against mine and i'm pinned to a corner.
03/01/2019 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • NY
  • 117XX
Web
I have disputed validation of debt several times with XXXX XXXX resurgent capital and now another Mandarich law group claiming to have validation I owe a debt. I requested validating evidence with my signed contract and anything to show the debt is indeed mine. Today XX/XX/XXXX I was sent an unsigned contract with no name on it from Mandarich law group claiming to represent XXXX XXXX who has refused to validate said debt. XXXX XXXX seems to no longer exists as they have never answered a single letter I send them for proof. The contract shows an online account under the name XXXX. This is not me. They have no proof this debt is indeed mine. I want this removed immediately from my credit reports. Please investigate this matter.
01/11/2016 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • WI
  • 546XX
Web Older American
I defaulted on a XXXX XXXX XXXX credit card because I did n't have enough income to pay it. They sold it to XXXX XXXX XXXX and for several years I paid $ XXXX/ month on it. Then the IRS, who is auditing our personal accounts, asked for verification of the debt and the interest charges along with the end of the year disclosure that they needed for verfication. I passed IRS 's request along to XXXX XXXX XXXX, and I never heard from him. No I am hearing from some company named XXXX ( sp? ). I can not understand their debt collectors. They have refused to give me any paper back up to what they are telling me. I asked them for the same information for the IRS and only receive more telephone calls.
07/17/2023 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • AK
  • 99507
Web
On XX/XX/XXXX, I checked the court website to find out when a certain debt was paid and noticed that a judgment was awarded against me in XX/XX/XXXX without my knowledge. I wasn't served any paperwork in regard to this hearing so I could go and defend myself in front of a judge. The court website said it's XXXX XXXX that is suing me but when I contacted XXXX XXXX on XX/XX/XXXX, they had no knowledge of what I was talking about. I was told to call XXXX XXXX and once again, was told they had no account in my name. So I called Mandarich Law Group where I asked for a copy of the summons for this case and XXXX XXXX told me that he couldn't find the summons and no other paperwork could be found.
04/15/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • IL
  • 600XX
Web
A company called Mandarich Law Group is contacting me on the behalf of XXXX XXXX XXXX XXXX. I do not even know this company. I have never entered into an agreement with this company and I feel it is fraudulent that they have my information and is currently collecting a debt from me stating I owe for a credit card from years ago. They served me with the wrong papers at my home. I called them and told them a server dropped a packet of papers in my car while I sat in the driveway and then asked for them back. They also threatened to place a lien on my home. The original balance was said to be {$1400.00}. Due to XXXX XXXX XXXX XXXX. Who assumed the alleged charged of debt from XXXXXXXX XXXX.
12/08/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Collected or attempted to collect exempt funds
  • OR
  • 97477
Web
Mandarich Law Group LLP froze money in my checking account, I was NOT informed that they were going to take the money out of my account, and no one will help me. this is a credit card debt that is well over 7 years old, and they claim that they took over the account in XXXX No one will help me and all they say is that at this point I MUST pay the money. The only option I was given was to give them a different checking account. The money that they are taking was deposited into my checking account through a claim we have when our house XXXX XXXX XXXX and was a total loss. Including personal property. The credit union will not help nor, will anyone at the number I was given to call.
09/27/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • NY
  • 11226
Web
I have received a letter from Mandarich Law Group with a judgement notice. The case number after further review is FALSE. They have stated to garnish wages which should not be the case this debt is past statue of limitation. Mandarich Law Group represent XXXX XXXX XXXX which purchased the debt from XXXXXXXX XXXX credit card. I have searched the county courts and their is no record of it. I have called them on XX/XX/XXXX and again on XX/XX/XXXX. I spoked to a representative from the law group who refused to left me speak to supervisor. I would like for XXXX to stop contacting and using unethical practices. The debt is from XX/XX/XXXX New York state collection law is XXXX years.
01/03/2017 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 90249
Web
Hello I 'm a victim of fraud and stolen identity of credit card. I have been notified by the collect XXXX agency? XXXX stating that I have a credit card that has been open since estimate on XX/XX/XXXX and last payment received on XX/XX/XXXX total payment of {$200.00}. I have neither paid this amount nor did I open an credit card with this company. They are trying to garnish from my paycheck/ salary at this time, and I have contacted this company and I have asked for original credit card application with my signature they promised to send, but they did not send it. They have only sent me a copy of credit card statement with address which I do not know of. Please help!
02/11/2022 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • FL
  • 33613
Web
On XX/XX/2022 Mandarich Law Group contacted a relative of mine which is illegal regarding debt and telling them the amount i owe on it. it is said that they can not contact and tell anyone regarding this matter besides my spouse. I have also sent them a letter on XX/XX/2022 stating that to please to dispute the total amount owed on my account {$4300.00} and more. As well Mandarich Law Group sent me a letter that said " if you write to us by XX/XX/2022 known as XX/XX/2022 we must stop collection on any amount you dispute until we send information that shows you owe the debt. However my credit card limit was {$4000.00} and i nearly spent that much money on it.
08/02/2021 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • IL
  • 60076
Web
In XXXX, XXXX, I lost my job. I was able to obtained a new job 2 weeks later but a decrease salary of XXXX. I entered all my creditors into a debt consolidation/repayment program called XXXX XXXX XXXX XXXX in XX/XX/XXXX, XXXX XXXX was one of the creditors. Capital One was offered a settlement but they never responded to the programs request nor did I receive any response or documentation from them since XX/XX/XXXX. Then on XX/XX/XXXX at XXXX, I receive a summons for court by the Sheriff. The Attorney Capital One obtained, Mandarich Law Group , LLP has not done their due diligence either. I never notification from them in attempt to collect a debt.
02/28/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 908XX
Web Older American
I continue to get collection notices ( latest XXXX XXXXXX/XX/XXXX ) from Mandarich Law group, LPP XXXX XXXX XXXX XXXX XXXX XXXX Ca XXXX and their agent XXXX XXXX. The debt is not mine! Both Mandarich and XXXX have been sent multiple cease and desist letters going back to XXXX Letters state they have the wrong person. My SSN is not XXXX, nor am I XXXX, nor have I had any association with XXXX. Cease and desist letters have failed to stop them from sending me harassment letters. See attached. The original creditor XXXX XXXX established there is no relationship between the collection and me. Also in attached. Previous case numbers include XXXX, XXXX
08/06/2016 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • OR
  • 971XX
Web Servicemember
A lawsuit was filed by XXXX XXXX XXXX ( plantiff ) on a credit account issued by XXXX, by the Mandaarich Law Group, LLP, XXXX XXXX XXXX, XXXX XXXX, XXXX, CA XXXX. This is on a debt of {$1700.00}. I have no idea who the original creditor is. They are stating in the suit that the last payment was made on XXXX/XXXX/XXXX. This debt is more than XXXX years old. I have not recieved any communication from XXXX that I am aware of until I was served papers on Friday, XXXX XXXX, XXXX. I am currently on XXXX following XXXX breakdowns XXXX in XXXX and XXXX in XXXX for which I was hospitalize twice. The greater of the year of XXXX and partially in XXXX.
08/30/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30215
Web
On XXXX XXXX XXXX I received a claims notice and summons for a debt that is not mine. It was from XXXX XXXX. It said a loan was opened on XXXX XXXX in the amount of {$5800.00} with XXXX XXXX. This debt is not mine. The last name was misspelled and I pulled my credit reports and the debt of course doesn't show because it isn't mine. I was recently hired with a financial investment company who did a very extensive criminal and credit background check. I just started this job on XX/XX/. I have filed a dispute with the county and have a court date of XXXX XXXX XXXX. This is very upsetting and I don't know what to do. Please advise me.
01/03/2020 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • CA
  • 91977
Web
I received a notice of intent to sue and incur costs letter from mandarich law group llp.. I had to respond by XX/XX/XXXX ... I called then XX/XX/XXXX ( date ingot the letter ) via my lawyer, that I could make a payment of {$350.00} on XX/XX/XXXX, and a payment arrangement for the balance. We were told that was ok, and no lawsuit would go thru and to cb in XXXX to make the 1st Pmt and start the payment arrangement. I got a call from some random attribution lawyer I have no idea how he got my number, that mandarich sued me XX/XX/XXXX!!! They lied and sued even tho we had an agreement they wouldnt and accepted my payment arrangement.
11/15/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • OH
  • 43615
Web
I owed a collection debt to Mandarich law group, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, Ohio XXXX in the amount of {$890.00}. I paid with XXXX money orders that was attached together when I mailed them. On XX/XX/2022 I spoke to a representative and they told me they received {$500.00} of {$890.00}. The representative told me to call back and the payment might post tomorrow. I called back on XX/XX/2022 and spoke to another representative and they still are saying they do not have the other money order in the amount of {$390.00}. The money orders was attached to each other, there is no reason why they received XXXX but not the other.
02/24/2022 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • FL
  • 33613
Web
On XX/XX/XXXX and XXXX 2022, i have sent Mandarich Law Group, LLC an email and mailed in a letter stating I am going through a extremely difficult financial hardship situation and much more. I paid at least {$1.00} today on XX/XX/2022 the reference number is XXXX. I also stated that I will provide at least {$25.00} dollars per month until my debt is cleared. At this moment of time this is really all I have to offer and will do for your law group until things start to change for the better. I will also send Mandarich Law Group a copy of every statement that contains {$25.00} to their XXXX XXXX in XXXX Illinois. Kind regards.
05/21/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 92374
Web
I was robbed twice in my old apartment. My computer and id documents were taken. Then this account apparently was opened. This company began contacting me and I submitted affidavits stating that wasnt my debt. I then received notice from court they had personally served me when they never did. It says in process server personally served to me and that isnt true. It was served to landlord of old address. I have explained to the attorney office that my name was change in 2012 Anything under my old name was changed and if not it is fraud. I have reported this several times and they are continuing with lawsuits. Unjustly.
05/29/2019 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 92804
Web
Mandarich law group mailed me a letter to my mothers house stating i was being sued i contacted them that i am XXXX and currently XXXX. they stated they would be suing me, very unprofessional I told them once i got a job i would contact XXXX XXXX to pay they told me not to contact them and that they would be sueing me. it was a very harassing and intimidated phone call. Beware of MANDARICH LAW GROUP they want to coerce you into paying your debt and that is unlawful for a law group to use there position to threat a citizen and bring fear upon them in order to have them pay a bill. IT is an unlawful way to collect debt.
12/10/2021 Yes
  • Debt collection
  • Auto debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • IL
  • 60073
Web
I called Mandrich Law on XX/XX/21 and spoke with XXXX he refused to provide the settlement letter in writing unless I provided my bank account information and authorized a posted dated payment for XX/XX/21. I advised that I don't have a bank account and planned to send certified funds, but I needed a settlement offer letter for my records. I explained that I had a hardship of having wages garnished for child support and back child support which was already exceeding the maximum federal limit for withholdings and I was calling to resolve the account with a possible settlement but Mandarich would not work with me.
10/01/2020 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • MO
  • 631XX
Web
Received collection notice from mandarich law group. I have been paying on this debt for over a year. Over 50 % of the original debt is paid. Absolute resolutions reported a collection on both transunion and equifax. Never contacted me or sent me any debt verification letter. When I called they stated that they bought the debt in XXXX. In XXXX of XXXX, 2 years after the debt was purchased, they reported to both equifax and transunion. Will not send me any verification letter. Stated that this was a process that they just started implementing. Payments are current with no lapses. Balance is now {$930.00}
04/26/2022 Yes
  • Debt collection
  • Payday loan debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • CA
  • 90247
Web
XXXX hired Mandrich law group to contact me. The firm has contacted me by mail, and phone informing me that they are a law group hired by XXXX. I informed them I am a single parent of XXXX children I have been in and out of work. One representative was so rude to me that I hung up because he was so disrespectful. Today XX/XX/22 at XXXXpm a female op called I called her back and she was quiet over the phone and I explained my situation and how her reps were rude. I am single parent of XXXX kids I am trying hard to do my best but these contact calls and mail letters are a form of harassment.
05/07/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • OH
  • 44135
Web
I received a letter from mandarich law group about a debt from XXXX XXXX XXXX that i do not recognize. They did not provide me the orginal purchase agreement or any contract bearing my signature that i owe this debt and they are reporting this inaccurate information on my credit file i will not pay a debt to someone that i do not owe. i ask that they provide me the orginal purchase agreement to verifiy that i actually owe this debt or remove this from my credit report they are in violation of the fair debt collection act by reporting this unverified account on my credit report.
04/29/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • CA
  • 92021
Web
Creditor entered a abstract of judgment for {$11000.00} entered on XX/XX/XXXX and recorded on XX/XX/XXXX company is XXXX XXXX. Judgment was not ordered by court. This is for a debt that was trying to be collected back in XXXX. Was never made aware of the judgement and received no notification that the creditor was filing this judgement. This debt is over 10 years old. 2nd one Creditor entered an abstract of judgment for {$2200.00} on XX/XX/XXXX and recorded on XX/XX/XXXX. XXXX ( XXXX XXXX ) again not ordered by court and trying to collect on a debt that is over 10 year old.
09/18/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 92337
Web
My identity was stolen by the person living at the address associated with the debt. I have never lived at any other address. The first account was for the amount of {$12000.00} The second account was for the amount of {$23000.00} both were opened late XXXX which is when i was still unemployed. I received notices from debt collectors that have told me they were looking for me at the wrong address! by the time they found my actual address and i was able to respond it was early 2023. I have filed a police report for both accounts and it is under investigation with the detective.
08/29/2019 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • WA
  • XXXXX
Web
I knew nothing until I received a summons, suing me and my supposed spouse, " XXXX XXXX '' ( I am not married ) for " breach of contract '' in the amount of {$10000.00} by an attorney, XXXX XXXX XXXX of Mandarich law group , llp XXXX. XXXX XXXX XXXX, il. XXXX on behalf of plaintiff, XXXX XXXX, XXXX XXXX I have never heard of any of these people. The only time I owed that much to a credit card was when I was first terminated from my job for being XXXX which was 2005. Those debts were long written off of my credit report. Can anybody Sue me for any length of time?? Thank you
02/23/2023 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Contacted your employer
  • CA
  • 92571
Web
On XX/XX/2023 about XXXX XXXX my employer stated that he received papers at my workplace.The papers stated earning with holding order ( wage garnishing ) Im currently enrolled in debt negotiation services ( XXXX ) to pay off this debt which the creditors are aware of so there should be no concerns for them to contact me in anyway especially at my work place.The creditors are XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Mandarica Law Group, LLP XXXX XXXX XXXX XXXX, XXXX telephone number XXXX /fax number XXXX email address- XXXX.Thank you
07/02/2021 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • MO
  • 63033
Web
They furnished a report without my permission, which is a violation pursuant to 15 usc 1681b ( 2 ). They furnished a report without my permission. They committed fraud and obtained my information illegally. They tried to say I owe something when pursuant to 15 usc 1692g they don't have the power to say I owe anything. Pursuant to 15 usc 1692a they can not invade my privacy and only I can deem what is private to me. They also said I defaulted on a judgement when pursuant to 15 usc 1692g ( c ) nobody is allowed to say I owe anything.
04/14/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • IL
  • 60643
Web
On XX/XX/2021 a person on behalf of Mandarich Law Group , LLP taped a court summons to my door ( see uploaded videos dated XX/XX/XXXX ). On XX/XX/2021, the same company had a letter sent by certified mail without a signature requirement ( see uploaded video dated XX/XX/XXXX ). I was improperly served and do not owe the Mandarich Law Group money. Furthermore, any debt owed is being paid to the creditor who initially extended the debt. I have proof to payments to creditors that I am willing to share with CFPB upon request.
01/18/2023 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • NV
  • 89145
Web
XXXX through XXXX XXXX I and Attorney XXXX XXXX, XXXX has misrepresented the debt and has tried to intimidate and sue for an incorrect amount of debt. In fact, they have sued me for {$8100.00} while the debt previously owed to XXXX is less than {$4000.00}, they have reported and are trying to collect the wrong amount owed to XXXX. In fact, more than half of it includes junk fees as president Biden calls it. This is clearly a violation of Fair debt reporting practices and has damaged my credit and personal life
09/04/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • WA
  • 98275
Web
Received a collection letter, dated XX/XX/XXXX, from Mandarich Law Group for {$3100.00}. Creditor is named as XXXX XXXX XXXX ( account number : XXXX. On XX/XX/XXXX, sent a letter to Mandarich Law Group via certified mail that disputed the validity of the debt and requested verification of the debt. Received a letter, dated XX/XX/XXXX, with an attempt to collect the same debt that was previously disputed. No information has been provided to verify the validity of the debt as previously requested.
04/01/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • IL
  • 60188
Web
Someone opened a XXXX credit card in my name in XXXX ( i moved out of that address in XXXX ). I got a summons for a court date and i told the judge it was fraudulent charges. He told me to work with the other party. The rep was from Mandarich Law Group. Mandarich Law Group who represents XXXX XXXX, i have complained to both that I did not make the charges and they should research the original application for credit and who applied for it. Now they keep sending me a bill demanding more than XXXX.
02/25/2023 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • FL
  • 32068
Web Servicemember
I received a debt collection notice from Mandarich Law Group LLP stating that they were attempting to collect an alleged debt. Pursuant to Title 15 U.S.C 1692e ( 3 ) no debt collector shall give the false representation or implication that any individual is an attorney or that any communication is from an attorney in regard to the collection of a debt. Furthermore, if so, it is illegal for an attorney or official of the court to act as a debt collector. As a consumer this is very misleading to me.
01/22/2016 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 95051
Web Older American
I have been receiving collection letter from mandarich law group for over four years trying collect on a debt that I do not believe is mine and even if it was mine statue of limitation on it has passed. even though I have been asking for debt validation on this account I have not been receiving no information on it. Also every time I look at my credit report I see illegal credit inquiry by mandrich law firm. What mandrich law firm is doing harassing me by their tactics to lower my credit score.
05/02/2023 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • IL
  • 60616
Web
Mandarich Law Group , LLP sent a summons for an alleged credit card debt amount. However, they violated the FDCPA regulation F that states, " ( 3 ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; '' They used a rushed and improper method, and therefore did not follow proper protocol, resulting in a faulty court trial case.
12/09/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • OH
  • 45324
Web
On XX/XX/XXXX I received mailing from Mandarich Law Group LLP collecting on a debt for XXXX XXXX, XXXX. They stated original creditor was XXXX XXXX XXXX, XXXX. Back in XXXX XXXX XXXX XXXX CO, XXXX filed with XXXX XXXX XXXX by XXXX XXXX on behalf of company XXXX XXXX XXXX on behalf of XXXX XXXXXXXX XXXX, XXXX and a default judgment entered and was paid in full effective XX/XX/XXXX. I have sent Mandrich Law group a dispute letter as this debt was paid in full back in XXXX.
07/07/2023 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • WA
  • 98125
Web
I contacted the company XX/XX/23 and they informed me they served papers to my house XX/XX/23 and now things were going to court. I have never been served and the physical description they gave was NOT me. They said female with brown hair, XXXX and XXXX lbs but I am heavier than that at XXXX lb. I also have a doorbell camera and can prove they did not serve me papers that day or any other day. I had no idea they filed anything with the court or tried to serve me papers.
08/10/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 33144
Web
XXXX XXXX XXXX XXXX, ph # XXXX, email : XXXX, has continued to garnish my wages after the debt has been paid in full, and in spite of I making several attempts to contact and resolve this, they have simply ignored my demands and as of now, in consequence I have overpaid over {$1200.00}, in addition to the full debt, which was fully paid. My employer cant legally stop the wage garnishment unless they receive notice from them, and they keep failing to do so. Please help
01/04/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 92840
Web Servicemember
I have been notified by mail that I have a credit card debt. I review the documents that I have been sent and this Identity fraud. I'm not the person on the documents and the address on these documents has never been my place of residents. I have communicated with the debt collector and asking them to further investigate the person on the documents that they have send me. This why I'm reporting this identity thief to cfpb Consumer Financial Protection Bureau.
09/27/2016 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • NV
  • 89521
Web
Filed CFPB dispute towards XXXX XXXX. XXXX XXXX responded in a timely fashion and stated that they would contact Mandarich Law and have false judgement vacated. To date no action has been taken to vacate the judgement. I have attached a copy of the original CFPB complaint and response from XXXX which has XXXX 's response highlighted in yellow. I have attempted to contact Mandarich Law at XXXXXXXXXXXX and tried to reach via phone.
05/16/2023 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • NV
  • 89102
Web Servicemember
MANDARICH LAW GROUP , LLP IS ATTEMPTING TO COLLECT XXXX ON REFERENCE # XXXX FOR XXXX XXXX XXXX XXXX FOR SOMETHING I DO NOT OWED. HAVING NEVER DEALT WITH XXXX TO BEGIN WITH. I AM ON SSXXXX, AND MY INCOME IS FEDERALLY PROTECTED FROM SCAMMERS LIKE THIS. I WISH TO HAVE THESE COMPANIES STOP THEIR ATTEMPTS TO CONTACT ME, BECAUSE I OWE THEM NOTHING, AND THE LAW IS ON MY SIDE.
08/11/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • CA
  • 93277
Web
I have disputed a charge that was paid off months ago several times through XXXX and directly with XXXX XXXX XXXX I have uploaded the letter from the law firm XXXX hired to collect the debt ( Mandarin Law Group ) confirming the debt was paid in full, copies of the check and bank statements and they still have denied my disputes and will not update.
10/14/2016 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • WA
  • 98362
Web
Client and XXXX XXXX XXXX satisfied debt per agreement and Debt Collection Company was supposed to file Satisfaction of Lien with court but never did. They told me ( client 's attorney ) over the phone that they did send the sanctification of lien into the court but that was not true. They later told me over the phone was not true.
07/17/2019 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • ND
  • 58501
Web
This company continues to impede my way of life. They are sabotaging my ability to get a job and get a apartment. They use stand inns which derail all my applications. I am broke, XXXX and possibly XXXX. They are also rerouting my calls I make to attorneys for help. They reroute all my communications to there servers in texas
09/15/2023 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • IL
  • 61614
Web
I was contacted at work by someone at Mandrick Law Firm about a credit card debt XX/XX/2023. They also did not send a letter of verification to verify the debt before filing a lawsuit when I asked for it. The charges state in the suit that the card was charged off and no debt owed yet they are trying to garnish my wages anyway.
05/29/2018 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • CA
  • 95624
Web
In XX/XX/2018 I received a Notice and a phone call from the collection agency. I told the caller to not contact me again, " Cease and Desit '' We are under chapter XXXX protection. I sent a cease and desist letter XX/XX/2018. Today I received a notice from XXXX XXXX, that they are going to sue me and I will incur costs
02/28/2019 Yes
  • Debt collection
  • Other debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • NY
  • XXXXX
Web
This is an improper mailing of court documents issue. The Debt collector physically served legal documents without an envelope to third parties on XX/XX/2019. All of my information was exposed to everyone who handled the documents, the person who was physically given the documents and everyone in their household as well
11/06/2020 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Contacted your employer
  • CA
  • 91343
Web
I am very discourage by a collector taking money from my family without first validating the debt, knowing how illegal it is trespassing private information with my employer now putting my family at risk without now having my check cutdown drastically taking also away from my child support for my other son.
05/16/2023 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • NV
  • 89102
Web Servicemember
MANDARICH LAW GROUP, LLC IS ATTEMPTING TO COLLECT XXXX REFERANCE # XXXX FOR XXXX XXXX XXXX, XXXX. I NEVER HAD A CREDIT ACCOUNT WITH XXXX, AND REFUSE TO PAY THIS BOGUS BILL. I'M ON XXXX, AND MY INCOME IS FEDERALLY PROTECTED FROM SCAMMERS LIKE THIS, AND WISH FOR THEM TO CEASE TRYING TO CONTACT ME.
02/08/2017 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Sued where didn't live/sign for debt
  • CA
  • 90001
Web
i was sued and my wages were garnished for a account that was identity theft and the company refuses to give me my money back also put a judgment on my credit report this is gone way to long now they dont answer me case # is XXXX i have sent all paper work for this and they ignore all request
12/12/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • IL
  • 60467
Web Servicemember
I have reached out to XXXX XXXX XXXX XXXX and Mandarich Group and requested information in which I have not gotten a response. XXXX XXXX XXXX XXXX and Mandarich Group is in violation of my rights as a federally protected consumer.
12/14/2018 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NY
  • 138XX
Web
I received a letter From Mandarich Law Group , LLP for Creditor : XXXX , XXXX When I responded to Mandarich Law Group , LLP with a Certified Mail Letter and they refused to pick it up on two attempts from the Post Office
04/10/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 91325
Web
I received the letter dated XX/XX/XXXX, from Mandarich Law Group , LLP regarding my current Creditor XXXX XXXX XXXX in the amount of $ XXXX never have creditor XXXX XXXX, and the balance was a charge off on XX/XX/XXXX.
11/20/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 91342
Web
On XXXX XXXX I noticed an amount of {$320.00} that was garnished from my paychecks. Regarding an Earnings withholding order from XXXX XXXX. I was unaware of this credit card being opened under my name.
04/28/2015 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 90016
Web
I have a collection Agency call Mandarich Law whom I have no business garnishing my check. I called the original creditors and they said my case is closed and have no information on me on file.
04/26/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • GA
  • 30655
Web
Mandarich law group, gave a false statement as to how the case and where the case was resolved. Plus left out how they pulled my credit illegally. Without my authorization or consent.
10/04/2016 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • WA
  • 98335
Web Older American
debt oriiginated in XXXX with XXXX XXXX XXXX {$250.00} payment was falsly reported in XXXX still receiving collection notices from Mandarich Law Group in XXXX
08/04/2021 Yes
  • Payday loan, title loan, or personal loan
  • Installment loan
  • Incorrect information on your report
  • Information belongs to someone else
  • GA
  • 30815
Web
XXXX XXXX contacted me about a loan I didnt apply for, then after a year mandarich law group started contacting me.
10/03/2019 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 95648
Web
I just want actual clarification of this acct. I have no knowledge of the info they have sent me.
04/13/2019 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Told you not to respond to a lawsuit they filed against you
  • CA
  • 90026
Web Servicemember
Contacted me from a bogus company wanting the same debt amount as two other companies.
04/13/2017 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • IL
  • 622XX
Web Older American, Servicemember
will not provide a itemized list of charges for my review debt is 41/2 yrs old
04/11/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • GA
  • 30655
Web
When I called, I kept getting transferred and then eventually disconnected.
07/03/2023 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • NE
  • 68025
Web
XXXX sent mail to my step grandmother 's address regarding my debt.
01/22/2016 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • MO
  • 640XX
Web
Received demand letter from law firm stating I owe them XXXX
10/20/2016 Yes
  • Debt collection
  • I do not know
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • MO
  • 640XX
Web
have ran XXXX credit reports on me with XXXX
01/22/2016 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • MO
  • 640XX
Web
I do not have proof this is my debt.
01/23/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • CA
  • 95826
Web
01/12/2024 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • GA
  • 30114
Web
01/05/2024 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Collected or attempted to collect exempt funds
  • NY
  • 11435
Web
11/27/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 93551
Web
11/27/2023 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • IL
  • 60560
Web
11/07/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 93551
Web
10/12/2023 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • WA
  • 99208
Phone Older American, Servicemember
10/05/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you in a state where you do not live or did not sign for the debt
  • FL
  • 33823
Web
10/04/2023 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 94520
Web
08/01/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Collected or attempted to collect exempt funds
  • WA
  • 99208
Phone Older American, Servicemember
07/20/2023 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • FL
  • 33908
Web Older American
07/18/2023 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • FL
  • 33908
Web Older American
07/01/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MO
  • 63031
Web
06/24/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90808
Web
06/07/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 90296
Web
05/18/2023 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • CA
  • 91605
Web
04/06/2023 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • FL
  • 33598
Web
03/28/2023 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • CA
  • 91792
Phone Servicemember
02/27/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90815
Web
02/24/2023 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • CA
  • 94928
Web
02/15/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NY
  • 10552
Postal mail
02/10/2023 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • OR
  • 97224
Web
02/01/2023 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • IL
  • 60643
Web
01/10/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • CA
  • 90630
Phone
12/09/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 90069
Web
12/05/2022 Yes
  • Debt collection
  • Payday loan debt
  • Communication tactics
  • Frequent or repeated calls
  • MO
  • 63366
Web
10/06/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 92311
Web Older American
09/25/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 33025
Web
09/19/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 92311
Web Older American
09/06/2022 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Frequent or repeated calls
  • OH
  • 43830
Web
08/25/2022 Yes
  • Debt collection
  • Payday loan debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • MO
  • 63366
Web
08/17/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93906
Web
08/01/2022 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • GA
  • 30308
Web Servicemember
06/08/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 32738
Web
06/06/2022 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you in a state where you do not live or did not sign for the debt
  • CA
  • 90220
Phone
05/02/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 92346
Web
04/27/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 33437
Phone
04/26/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90004
Web
04/11/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33437
Phone
03/24/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • GA
  • 30052
Web
02/01/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 33060
Web
01/29/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • FL
  • 33193
Web
12/02/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • GA
  • 30052
Web
12/01/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33161
Web
10/07/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 91001
Referral
08/11/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you in a state where you do not live or did not sign for the debt
  • GA
  • 30308
Web Servicemember
07/29/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 30043
Web
07/21/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • FL
  • 32832
Web
07/17/2021 Yes
  • Debt collection
  • Payday loan debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • MO
  • 65652
Web
07/13/2021 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 90033
Web
05/25/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • CA
  • 93307
Web
05/21/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • CA
  • 93292
Web
05/20/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • CA
  • 93309
Web
05/17/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Collected or attempted to collect exempt funds
  • GA
  • 31061
Web
05/11/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MO
  • 63303
Web
03/25/2021 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CO
  • 80238
Referral
03/23/2021 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MO
  • 64086
Web
03/16/2021 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 92630
Referral
03/15/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 32793
Web
03/10/2021 Yes
  • Debt collection
  • Payday loan debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • FL
  • 33732
Web
03/09/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93307
Web
03/01/2021 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 94615
Web
02/21/2021 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MO
  • 63857
Web Servicemember
02/16/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • WA
  • 98312
Web
01/27/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 30024
Web
12/14/2020 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30024
Web
11/25/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • WA
  • 98252
Web Servicemember
11/22/2020 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • NY
  • 12203
Web
11/16/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33172
Web
11/09/2020 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • CA
  • 90049
Web
09/29/2020 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 92392
Web
08/20/2020 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 92656
Web
08/19/2020 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 92677
Web
07/17/2020 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • NY
  • 14125
Web
06/17/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 92392
Web
06/03/2020 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • IL
  • 60302
Web
05/18/2020 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • IL
  • 60302
Web
04/19/2020 Yes
  • Debt collection
  • Payday loan debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • CA
  • 90035
Web
04/16/2020 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 92335
Web
04/13/2020 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 33181
Web
04/08/2020 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • KS
  • 66760
Postal mail
02/24/2020 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
Phone Servicemember
02/11/2020 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • OH
  • 45318
Web
01/02/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NY
  • 10454
Postal mail
12/14/2019 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • FL
  • 34787
Web
10/17/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • WA
  • 98663
Referral
10/14/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 92663
Web
09/01/2019 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33440
Web
08/26/2019 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Told you not to respond to a lawsuit they filed against you
  • CA
  • 92663
Web
08/14/2019 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • IL
  • 60805
Web Servicemember
08/13/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • IL
  • 60103
Web
08/05/2019 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92880
Web
08/04/2019 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 90650
Web
08/02/2019 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • KS
  • 66760
Postal mail
08/02/2019 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • WA
  • 98273
Phone
08/02/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Seized or attempted to seize your property
  • CA
  • 93657
Phone
07/10/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • WA
  • 99362
Referral
06/23/2019 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 91105
Web
05/25/2019 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Indicated you were committing crime by not paying debt
  • CA
  • 92656
Web
05/21/2019 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 92656
Web
05/01/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • FL
  • 33404
Phone
04/17/2019 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 90036
Web
04/11/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • CA
  • 90036
Web
04/06/2019 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 90036
Web
02/22/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 92410
Web
01/12/2019 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • IL
  • 60104
Web
01/05/2019 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NY
  • 10005
Referral
12/06/2018 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90245
Postal mail
11/09/2018 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • OR
  • 97239
Web
10/21/2018 Yes
  • Debt collection
  • Auto debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • IL
  • 60004
Web
10/01/2018 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 91016
Web
10/01/2018 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 91016
Web
10/01/2018 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 91016
Web
10/01/2018 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 91016
Web
08/28/2018 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • IL
  • 60638
Postal mail
08/13/2018 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 91016
Web
06/15/2018 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • AZ
  • 85257
Web
06/15/2018 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • OR
  • 97239
Referral
06/04/2018 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94102
Web
02/15/2018 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • OR
  • 97086
Web
01/24/2018 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 95901
Web
01/17/2018 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • IL
  • 61732
Web
01/08/2018 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 91762
Web
11/14/2017 No
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 90220
Postal mail
03/05/2017 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Threatened to take legal action
  • CA
  • 90015
Web
02/28/2017 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • HI
  • 96768
Phone
01/29/2017 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 90015
Web
01/24/2017 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Sued w/o proper notification of suit
  • CA
  • 90001
Web
01/17/2017 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • IL
  • 60041
Web
11/03/2016 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Right to dispute notice not received
  • WA
  • 98223
Web
10/19/2016 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Called outside of 8am-9pm
  • WA
  • 17423
Web
10/04/2016 Yes
  • Debt collection
  • Credit card
  • False statements or representation
  • Attempted to collect wrong amount
  • OR
  • 97355
Referral
08/03/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 95630
Web
06/07/2016 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Attempted to/Collected exempt funds
  • MO
  • 63834
Web
06/06/2016 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • MO
  • 63834
Web
03/31/2016 Yes
  • Debt collection
  • I do not know
  • Taking/threatening an illegal action
  • Sued w/o proper notification of suit
  • ID
  • 83202
Web Servicemember
03/31/2016 Yes
  • Credit card
  • Other
  • CA
  • 93722
Phone Older American
03/20/2016 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 91325
Web
10/08/2015 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • WA
  • 98087
Web
08/04/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • WA
  • 98052
Web
07/28/2015 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Sued w/o proper notification of suit
  • CA
  • 92663
Web Older American
07/15/2015 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • WA
  • 98446
Web
06/10/2015 Yes
  • Debt collection
  • I do not know
  • Improper contact or sharing of info
  • Contacted employer after asked not to
  • CA
  • 95066
Web
02/27/2015 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 92563
Web
12/26/2014 Yes
  • Debt collection
  • I do not know
  • Improper contact or sharing of info
  • Contacted me after I asked not to
  • CA
  • 93720
Web
12/20/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95822
Web
12/14/2014 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Contacted me after I asked not to
  • CA
  • 95628
Web
12/03/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 90003
Referral Servicemember
11/11/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Called after sent written cease of comm
  • CA
  • 91505
Web
10/04/2014 Yes
  • Debt collection
  • Credit card
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 92553
Web
08/18/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Threatened to take legal action
  • CA
  • 95020
Web
07/29/2014 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • CA
  • 90066
Web
07/11/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • WA
  • 98445
Postal mail Servicemember
06/30/2014 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Sued w/o proper notification of suit
  • CA
  • 94591
Web
06/19/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Threatened to take legal action
  • CA
  • 90277
Web
05/07/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Taking/threatening an illegal action
  • Attempted to/Collected exempt funds
  • OR
  • 97067
Referral
04/15/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Frequent or repeated calls
  • CA
  • 91201
Web
04/04/2014 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 92346
Referral
03/22/2014 Yes
  • Debt collection
  • I do not know
  • Taking/threatening an illegal action
  • Sued w/o proper notification of suit
  • CA
  • 91342
Web
02/23/2014 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 90011
Web
01/31/2014 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Sued w/o proper notification of suit
  • CA
  • 90232
Web
01/27/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 92606
Web
01/22/2014 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Right to dispute notice not received
  • CA
  • 91360
Web
12/24/2013 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95945
Postal mail
11/26/2013 Yes
  • Debt collection
  • Credit card
  • False statements or representation
  • Indicated shouldn't respond to lawsuit
  • CA
  • 94019
Web
09/07/2013 Yes
  • Debt collection
  • Auto
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • CA
  • 92083
Web Servicemember