Lyons, Doughty & Veldhuis, PC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
08/07/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	DE 19720	Web
This complaint must be taken serious, as my rights under the Fair Debt Collection Practices Act were violated by a Delaware law firm. I plan on filing a complaint with the Delaware Office of Disciplinary Counsel, Supreme Court of the State of Delaware. I have attached copies of documents proving that I have had a working relationship with a law firm known as Lyons , Doughty & Veldhuis, P.A. through a third-party business. The attached documentation will prove that there was a successful negotiation between the parties on a XXXX XXXX lawsuit. This matter was settled in a professional manner. The same third party known as XXXX XXXX XXXX was working on two additional matters, both XXXX XXXX retail credit cards. Now here is where the problem starts. In the first place, the law firm of Lyons , Doughty & Veldhuis, P.A. continued with a lawsuit without my knowledge. The third-party representation submitted a limited power of attorney, copy attached. However, the lawsuits were being presented to this law firm without any evidence that the two credit cards were purchased. InXX/XX/2017 a US Supreme Court decision was handed down known as Henson v. Santander Consumer USA Inc. This decision essentially strips all rights to a citizen that protects him/her with the Fair Debt Collection Practices Act ( FDCPA ). The decision claims that third-party ownership VOIDS the FDCPA. On face value it would appear that Lyons, Doughty & Veldhuis, P.A. would not have to protect my rights even during a debt mitigation process. Essentially, this firm moved forward with summary judgment on two credit cards, while my third-party was interested in settling, just as he did with the XXXX XXXX lawsuits. This complaint states that Lyons, Doughty & Veldhuis, P.A. has committed fraud against a citizen residing in the state of Delaware. My position is solid based upon the following criteria : 1 ) All of XXXX XXXX credit card debt portfolios are securitized, and currently the entire debt portfolio owned by securitized trusts sold within Securities and Exchange Commission guidelines is in the tens of billions of dollars. There has never been any research completed by Lyons, Doughty & Veldhuis, P.A. on debt ownership. Im certain all that this firm received was a letter from XXXX XXXX XXXX that they acquired two credit card debts owed by XXXX XXXX. 2 ) The debt buying business is the largest scam in America against American consumers. XXXX XXXX XXXX is up to its neck in current class action lawsuits and Federal Trade Commission complaints. Yet Lyons, Doughty & Veldhuis, P.A. filed lawsuits on debts not proved with a proper ownership chain. There simply is no way these credit card debts were transferred out of any securitized trust. Lyons, Doughty & Veldhuis, P.A. is committing fraud on all legal actions without proper due diligence of debt ownership. 3 ) Lyons, Doughty & Veldhuis, P.A. has now moved forward with a garnishment procedure with my employer, stating that any/all negotiations are off the table. This is outrageous. 4 ) Lyons, Doughty & Veldhuis, P.A. has asked for a fight, they will get one. Additional complaints will be filed and I will find a law firm interested in tying up Lyons, Doughty & Veldhuis, P.A. within a XXXX XXXX litigation. 5 ) Lyons, Doughty & Veldhuis, P.A. in the best interest of its firm must open up lines of communication to resolve the matters by negotiation while I am still interested in such a resolution. Thank you for your cooperation in this matter, and a bar complaint is pending for one week only. Then I will no longer negotiate either directly or through an additional party. XXXX XXXX
01/31/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	OH 43211	Web
whom it may concern : A notice of execution was placed on me. Im getting harassing letters and phone calls about what I allegedly owe through the company XXXX XXXX, XXXX. I have spoken to this company and multiple times and have asked for proper debt validation, which is allowed by Revised Code 1319.12, 1321.01,1321.51,1321.71 and 4767.031 laws and have been denied. Today I was given information to contacted the law firm Lyons, Doughty, Veldhuis, P.C. ( XXXX XXXX XXXX ) and XXXX XXXX XXXX ) formally XXXX XXXX XXXX. I spoke to several associates XXXX, XXXX and their New Jersey Associate XXXX XXXX in an attempted to ask for proper debt validation. I was transferred several times and placed on hold. I shared with XXXX that the account had been closed and two cases have been filed under this collection agency. XXXX informed me that I could not receive any documentation and I should contact XXXX XXXX. I did as instructed only to have my call be redirected back to the law firm using the same number provided. Once asked why the call was redirected, XXXX explained to me that all XXXX XXXX calls are forwarded to Lyons, Doughty, and Veldhuis to prevent debtors to call seeking information. This comment caused concern and it was under my impression that the law firm and XXXX XXXX may be the same entity. However, I repeatedly asked for documentation to include 1 ) who transferred title of ownership on debt ; 2 ) who was the trustee ; 3 ) who has the certificate of notice/default. I also asked for a legible copy of judgment. The conversation was unpleasant and I was told that the law firm does not have a copy of the transferred Title of Ownership. The associate XXXX XXXX consistently attempted to discuss the debt and whether I would make restitution. He then responded back that they will send me what ever they have and stated that the time has lapsed to receive this validation when I stated to him I had the right to this info he kept repeating the statement they going to send what ever they had and I had no right to this validation request because time has lapsed. I stated I had the right to this info and he disconnected the call
07/17/2020	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	MD 217XX	Web
Lyons, Doughty and Veldhuis of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NJ XXXX have sent a copy of a garnishment of wages that indicates that it comes from the XXXX County court house. This document adds an additional {$570.00} to the balance due. In addition to that, the total due is incorrect. We have contacted them on several occasions and requested for them to provide a detail of account of what is due, including monies paid to them. This company is collecting on behalf of XXXX XXXX. This company has never supplied this to me. I spoke to a XXXX and both times she said she didn't realize we needed a detail list of what is due. She tried to use semantics indicating that the balance was correct, however, she was indicating the original balance which is not in dispute. On multiple occasions she wanted to send me to another department for de-escalation, I told her simply, all we are asking from you is a detailed of the amount you are claiming that I owed. I contacted XXXX XXXX and they no longer service the debt. I did inform her the amount is wrong and fraudulent. They claim to record all calls, please take note that if that is the case, they should have record of my calls and request. This collection agency is continually harassing my place of employment by sending letters, including during this pandemic, when I was having trouble contacting someone to speak to at my local XXXX County court house. My place of employment in good conscience can not deduct money from a sheet of paper that clearly is inaccurate.
03/03/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 08759	Web	Older American, Servicemember
I was contacted by a Law Firm ( Lyons, Doughty and Veldhuis XXXX ) in regards to a debt owed to XXXX XXXX Bank. I immediately notified them that this was not my debt and that I would like verification. ( Proof of fax receipt enclosed ). They then sent me a copy of a XXXX XXXX Statement with a name XXXX which I am not and have never used. Included was a typed letter with a notary stamp ( not raised ) that named not XXXX. But me with my address. I can only assume this is a deceptive practice used by this firm. I sent them another response stating that this was not my debt. They filed court action and I would not sign for the registered letter because it was addressed to XXXX. Shortly thereafter I received registered mail with the XXXX removed ; I can only believe this to again try to deceive me into paying a bill not owed. I have contacted XXXX XXXX Bank at XXXX and after they asked my birth date and last XXXX I was told that it is not my debt. I asked for proof and they said they would not share that because it was not me they were collecting from. I told them about the suit being brought and the response was just tell them it is n't you. ( Conversation all on tape ) If I could find out that easily, I would expect a law firm to do the same. I was told by the superior court ( Docket No. ) that I have to pay court costs to respond to this phony lawsuit. I just received another letter in today 's mail ( XXXX ) telling me to pay the bill because I am being sued.
08/04/2017	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Contacted your employer	NJ 077XX	Web
Re LDV File No. XXXX The above referenced firm Lyons , Doughty & Veldhuis falsely filed a court judgement against me in XXXX of 2014. Rather than fight the matter further in court, I agreed to a repayment plan effective XXXX XXXX, 2014. Payments have been made faithfully since that date on a monthly basis, and in some cases two months payments were made. It appears that these payments may have been recorded incorrectly prompting the firm to send me a certified letter ( attached ) indicating that a Notice for Execution Against Wages, which could have possibly resulted in the termination of my employment. Given the gravity of these implications, I felt my XXXX XXXX XXXX and began to immediately feel XXXX XXXX. I was able to gather myself to call LDV and review my payment history with them to which a XXXX . XXXX XXXX was very kind and attempted to calm me down, and told me I had nothing to worry about, then proceeded to force me into a new agreement that would double my monthly payment. I also reiterated that none of this would have happened if they set the account up on an auto deduct from my bank account, however, they said that this could not be done. The matter was unintentionally made worse each time XXXX XXXX referenced a judgement that was still unresolved. At this point the damage that this very threatening letter was already done. I will be heading to a clinic now to have my XXXX XXXX checked or to determine if I need to go to an emergency room.
04/18/2023	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	DE 19713	Web
Lyons, Doughty & Veldhuis, P.A. has garnised my wages for an account I've never opened nor have any knowledge of. I've never signed any documents for the supposed account I was never called, emailed, or mailed anything in regards to the alleged account. I asked them to provide me proof that the alleged account belonged to me. I asked them to provide proof the alleged account was opened in my name with my identification my signature, the dates the alleged account was opened as well as all original creditor information. I provided the company proof of residency, proof of police report, proof of credit report with different dates the account was supposed to had been open as well as different balances of the supposed account. I asked them to stop the wage garnishment as well as reimburse me for the funds they wrongly took from me and remove it from my credit report. I sent everything via certified mail which I have proof they received and signed for. Wage garnishment dates and amounts XX/XX/ {$180.00} XX/XX/XXXX {$190.00} XX/XX/XXXX {$180.00} XX/XX/XXXX {$190.00} XX/XX/XXXX {$200.00} XX/XX/XXXX {$140.00}
02/22/2017	Yes	Debt collection Credit card	False statements or representation Indicated shouldn't respond to lawsuit	NJ 07003	Web
I received a " notice of motion for Judgement upon default of stipulation of settlement '' in the mail from Lyons, Doughty and Veldhuis, XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX. XXXX, NJ XXXX XXXX. I did not pay as agreed but did call and spoke to XXXX @ XXXX and asked if I could set up a new payment arrangement and that I had just gotten a part-time job. I asked that if I agreed to the new payment arrangement would this judgement still go into affect, she said " no '' it would not go into affect as long as I started to pay as agreed in the new arrangement. I also asked if I needed to respond to the civil action, she told me " no '' and that by talking to her, this was putting a halt on the action from proceeding. I trusted and believed her because she works for a law firm and did not think she would give me false information. When the new coupon book came in the mail to me on XXXX XXXX, 2017, I mailed my personal check to them and they received my first payment in XXXX 2017 as agreed but still put the judgement through. How is this legal? Please help.
08/13/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 075XX	Web
Lyone, Doughty, and Veldhuis LLP sent me through the XXXX County Court System a notice that I am being sued by them. Inside the notice they did not send enough information to verify the debt such as : 1. Agreement with the creditor that authorizes you to collect on this alleged debt 2. The agreement bearing my signature stating that I have agreed to assume the debt 3. Valid copies of the debt agreement stating the amount of the debt and interest charges 4. Proof that the Statute of Limitations has not expired 5. Complete payment history on this account along with an accounting of all additional charges being assessed 6. Proof that Selip and Stylianous, LLP. exhausted ALL methods to attempt to collect or settle the debt in question 7. Show me that you are licensed to collect in my state ; and 8. Your license numbers and Registered Agent Attached you will find what they sent me which is clearly not any of the above.
04/18/2020	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	OH 43110	Web
On XXXX, XXXX, XXXX, Mr. XXXX, was contacted by a Debt Collection Law Firm, " XXXX, XXXX, XXXX '', in regard to allegations he defaulted on credit card agreement with XXXX XXXX. On XXXX, XXXX, XXXX, Mr. XXXX, who is without knowledge to confirm or deny the debt, contacted the Debt Collector to say that all communications must be in writing through certified USPS Mail. The notice was signed for by XXXX XXXX, on XX/XX/XXXX. The USPS tracking number is : XXXX XXXX XXXX XXXX XXXX. After the Debt Collector failed to sue Mr. XXXX, in XXXX XXXX XXXX XXXX, in XXXX, Ohio, on XXXX, XXXX, XXXX, Mr. XXXX, faxed the Debt Collection firm to assert they cease and desist all communications and debt collection activity, via facsimile. However, to this day, XXXX XXXX, continues to contact Mr. XXXX, through e-mail, in spite of the notice to cease all communications, and only communicate through USPS.
01/09/2023	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	MD 20737	Web
as of XX/XX/XXXX the Collection Agency called XXXX XXXX XXXX XXXX XXXX agents of XXXX XXXX XXXX XXXX Case Number XXXX their phone number is XXXX ref. no. # XXXX XXXX, Doughty & Veldhuis have refused to update the current status of my credit to indicate that since XX/XX/XXXX that I have been making payments on this debt which is currently at {$2500.00} to the Credit Bureau that Payments have been made! It still this date XX/XX/XXXX registered as being late, late, late and late. XXXX stated its not their problem that its not being updated properly to the credit burerau. Yet they are the agent for XXXX XXXX collecting debt for XXXX XXXX yet they refuse to update that payments are being made and the debt is being reduced, yet they refuse to properly update the current status of the account and its reported as still being negative, late, late. please can you fix this problem. thank you!
02/06/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MD 21221	Web
approximately a month and a half ago started receiving calls from a debt collection law firm for a person who i do not know..this went on everyday ... .it was a computer generated call ... .they have the nerve to tell me if this is not me i should not listen and hang up and call them ... .i believe this was total harassment on their part..also an invasion of my privacy and an unfair business practice. my time belongs to me ... if they want to find this person ... let them have a human find him ... not put this on innocent..excellent creditworthy people who have to be subjected to this unethical practice to make money .... they think they are winning, because ultimately the only way the calls will stop is when you call them ... ..i don't work for them..they aren't paying me. just think if all debt collection companies did this!!!???
06/02/2020	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	OH 43110	Web
On XXXX, XXXX, XXXX, XXXX XXXX threatened to sue XXXX XXXX, over an alleged credit card account. On XXXX, XXXX, XXXX, Debt Collector, Lyons, Doughty, and Veldhuis, filed a lawsuit as a courtesy to XXXX XXXX, in XXXX County Municipal Court. On XXXX, XXXX, XXXX, XXXX XXXX, signed for service of lawsuit. On XXXX, XXXX, XXXX, XXXX XXXX, responded to lawsuit, via facsimile, at XXXX ( XXXX ) XXXX, with the attached DEBT VALIDATION NOTICE, Answer, and 41 ( d ) motion, totaling six pages. The attached receipt will show that the court received only four pages, at XXXX ( XXXX ) XXXX, because the validation notice is not a pleading. As of today, XXXX, XXXX, XXXX, neither XXXX XXXX, or Lyons, Doughty, and Veldhuis, have responded to the debt validation request within 30 days.
04/19/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	MD 210XX	Web	Older American
On XX/XX/XXXX, a credit card account was opened using my name with XXXX XXXX, and accumulated debt was developed totaling over {$10000.00}. I never received any information from the bank, but a Writ of Summons by a collecting agency for a court appearance of XX/XX/XXXX, at the XXXX XXXX XXXX ( Maryland ). Identity theft is evident because there were XXXX transactions described by the collection agency in XX/XX/XXXX, in XXXX XXXX, Nevada, while I was in XXXX XXXX practice as a XXXX in Maryland. I contacted the FTC, the police, the bank, the collection agency. No information on bank statements, which I requested, was provided because the litigation creates a freeze pending trial. I would appreciate your help.
11/18/2020	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NJ 075XX	Web
XX/XX/XXXX : I first recieved a notice that I was being sued by Lyons, Doughty & Veldhuis ( LDV ) regarding an alleged debt. XX/XX/XXXX : I filed a response/opposition and was notified by LDV that this matter was no longer being pursued. XX/XX/XXXX : A notice for a default judgement was sent to an address of a home that I do not own. I was never given a summons with a court date for which I needed to appear. Amongst many other shady tactics, the fact that this company pulled this stunt during the middle of the 2nd wave of a pandemic for which I have lost MULTIPLE loved ones is inhumane to say the least!
10/16/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NJ 071XX	Web
On XX/XX/XXXX, I received a letter from XXXX XXXX XXXX XXXX in the form of a Notice for Execution Against Wages. The original creditor is XXXX XXXX XXXX. The NJ Docket number is XXXX This was originally opened in XXXX and is well beyond the NJ statute of limitations for credit card debt. Furthermore, I don't work for the company noted in the letter. The company to whom they are attempting to go after wages. I searched the docket number on ACMS Public Access website and there is NO current activity on this docket number. Also, there is no official court representatives signature on this document either.
08/25/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ XXXXX	Web
Lyons, Doughty, and Veldhuis P.C. FAILED to answer the information I asked from them to validate the alleged debt. They instead sent me some papers which were never received at this residence that were photocopied as their " proof ''. This debt collector also stated that I was not allowed to ask for a debt validation because it was past 30 days. Thats incorrect and is a simple scare tactic they are using thinking that I do not know my rights. Debt collector ran my name, SSN, and other important/personal information through the US Dept of Defense without my knowledge OR consent which is ILLEGAL.
08/28/2017	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NJ 075XX	Web
LYONS, DOUGHTY, AND VELDHUIS PC have sued me when they have admitted to being a debt collector. They have copied a fictitious letter stating they sent it to me which no proof can be verified as it was not send as a certified letter. The above debt collector did not contact me nor did it make any attempt to do so. The first time I heard of them was on the court summons sent to me on the courts behalf stating that the LAW FIRM of LYONS. DOUGHTY, AND VELDHUIS P.C. has sued me. They can not legally act as a law firm and then act as if they are just a debt collector. THIS IS A SCAM TO CONSUMERS!
06/02/2023	Yes	Credit card or prepaid card General-purpose credit card or charge card	Fees or interest Unexpected increase in interest rate	DE 19810	Web
My original debt with XXXX XXXXXXXX company was {$980.00}, I have been in contact with the company multiple times to resolve the problem and they are in refusal to let me pay the original debt since they purchased the debt in XXXX they have been charging a daily 5.97 % on the account daily and now the bill is up to XXXX. I am willing to pay the debt but not the interest until I see the original contract saying that I have this account and can be charged interest once it goes into collections. I asked for the original contract over the phone and they said they were going to send it as well.
01/21/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	OH 450XX	Web
The company, XXXX XXXX is seeking wage garnishment via a collection company by the name of lyons, doudy, and veldhuis for a debt that did not belong to me from 2006. At the time, I had just graduated highschool. I had spoken with them multiple times to advise that the debt did not belong to me. My identity was stolen by my step mother who is not deceased. I have tried everything to get these creditors to investigate the matter further, however they have not been willing to work with me. It is creating so many issues with my life and I am running out of options. I need help
05/21/2015	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	NJ 08701	Web
I requested verification of debt, debt collector and/or attorney stated they did not have to provide me with proper validation of debt the further stated that copies of past statements were validation of debt. I am not disputing that I owe the company money I 'm disputing the amount I have questions about the debt I requested proper validation of the debt as well as the signed contract from the credit card company and signatures of purchases that I personally made with the credit card none of which I have been given except for copies of statements of two plus years ago.
08/07/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	DE 19701	Web
XXXX XXXX XXXX XXXX./XXXX CREDIT CARD XXXX BALANCE {$1400.00} this was disputed with creditor as Fraud months ago and as a result the account was removed from all my credit reporting agencies as a fraud account and was advised to cease and desist all collections. And now Lyons, Doughty & veldhuis is attempting to collect and sending me collection notice on a previous disputed Fraud account opened thru XXXXXXXX XXXX. This is in violation of my Consumer Protection for FDCPA and Advise this Collection Agency to Cease & Desist all Collections on this Fraud Debt.
03/29/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 08003	Web
XX/XX/2019, I was served a certified letter containing a Notice for Execution Against Wages for XXXX. A judgment for a debt I was never notified of or have any record of dealing with XXXX bank. I responded to Lyons, Doughty and Veldhuis attorney for XXXX XXXX, the buyer of the debt, on XX/XX/2019, asking for the debt to be verified. They responded on XX/XX/2019, saying the judgment was filed legally and a snip of the judgment in the amount of {$10000.00}. No proof of account or anything from XXXX with my name on it.
06/28/2017	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07621	Web
I am paying monthly amount of {$300.00} to debt collector https : //www.ldvlaw.com/ for the money I owe to XXXX XXXX cc, which I incurred when I was laid off/unemployed in 2009. I asked https : //www.ldvlaw.com/ to send or email me a monthly statement and they said they " do n't things like that ''. They also take a 10 % commission. I really would like to see what my balance is on regular basis. Please look into this matter and address this lack of accountability. XXXX XXXX tel. XXXX XXXX XXXX XXXX XXXX Nj XXXX
04/11/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NJ 07060	Web
I received a letter from Lyons, Doughty & Veldhuis P.C. stating they entered a judgement against me for a XXXX account that I paid years ago. The never notified me of this ever but in the letter it starts off saying " As you are aware, a judgment was previously entered again me '' No, I am not aware because I dont owe XXXX anymore and if I did, shouldnt I have been made aware of someone trying to sue me?
12/18/2017	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	OH 43081	Web
an unknown person open a credit card with XXXX XXXX XXXX, they sold off the debt when they were unable to verify the person who opened the account. Since that time XXXX XXXX XXXX, XXXX aka Lyons, Doughty & Veldhuis P.C. has garnished by wages and I finally got a release but not all my monies have been returned.
09/01/2015	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	NJ 070XX	Web
Not only i did not receive a right to dispute, i have sent them thru a notice to verify debt which has been completely ignored. They are trying to get a Judgment and a levy on my account without submitting my requested information. I owe much less than they are requesting.
04/05/2017	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	MD 20746	Web	Older American, Servicemember
Based on information and belief, this not my debt. I have requested over and over for verification of the alleged debt. They have never sent me the verification because they keep changing the Collection Agency. Now they continue to call and make threats to me
03/07/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	RI 02879	Web
I have received repeated calls from a collector for a debt that is not mine. I have visited their website and left voice messages indicating that they have the wrong person. The robo calls continue over the weekend as well as during the week.
08/22/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	OH 44124	Web
Creditor filed for garnishment on XX/XX/23, per court records, without sending me a required 15 day notice to pay to avoid garnishment. This is not legal. I only found out about the garnishment because I checked court records.
05/17/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	DE 19701	Web
This agency never send me anything about a collection debt trying to collect and now they taking out of my check now I live pay check to pay check a debt back in 2007 which I don't recognize or have no previous knowledge of it.
10/25/2020	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NJ 075XX	Web
The matter being brought up by Lyons, Dougherty, and Veldhuis was dropped from going to court over 2-years ago. Out of nowhere, this company, on behalf of XXXX XXXX, has brought it back up stating that they are suing me again.
08/28/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	DE 19701	Web
I have sent Lyons, Doughty & Veldhuis, P.A a debt dispute in repond that the debt collection they bought from XXXX XXXX is not mine and that I do not recognize this account and I have no previous knowledge of it.
03/16/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AZ 85323	Web
I received an interim report and answer of garnishment for a debt that does not belong to me and is name on the case is not mine. The garnishment is another state and court of another state not of my identity.
11/13/2019	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	DE 199XX	Web
I was served with legal papers for a debt that was sold without my consent and knowledge violating all legal rights to private information such patient identifiers.
08/22/2023	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	OH 44124	Web
This creditor says I owe them {$1200.00}. The original debt was {$2300.00}. I have paid {$1400.00} since XXXX. My balance should only be {$920.00}.
01/19/2024	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	MD 21212	Web

01/06/2023	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	DE 19702	Web

12/29/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	MD 21286	Web

10/26/2022	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	MD 21237	Web

10/18/2022	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	NJ 08085	Web

10/03/2022	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	MD 21237	Web

09/24/2022	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	MD 21237	Web

09/10/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	TX 75154	Web

07/02/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NJ 07087	Web

03/21/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	FL 33993	Referral

01/25/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	OH 44287	Web

12/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OH 44146	Web

07/26/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92870	Web

07/18/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	MD 20724	Web

11/02/2020	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	MD 20832	Web

10/22/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	MD 20748	Phone

02/21/2020	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	MD 21075	Web

11/08/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	MD 21769	Web	Servicemember

10/13/2019	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	MD 21740	Web

10/09/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	OH 44137	Web

06/05/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NJ 08003	Postal mail

05/22/2019	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	DE 19808	Web

04/03/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid		Phone

03/30/2019	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	NJ 08757	Web

09/19/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	OH 45239	Postal mail

09/18/2018	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	MD 20705	Phone

06/07/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	MD 20879	Web

06/06/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NJ 08844	Web

04/29/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	MD 21801	Web	Servicemember

04/17/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	DE 19977	Referral

12/28/2017	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	NJ 07006	Web

06/20/2017	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds		Phone

04/07/2017	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	MD 21210	Web

01/17/2017	Yes	Debt collection Credit card	Taking/threatening an illegal action Seized/Attempted to seize property	DC 20011	Web

07/22/2016	Yes	Debt collection Credit card	False statements or representation Indicated committed crime not paying	VA 23507	Web

05/22/2016	Yes	Credit card	Late fee	DE 19966	Web

12/01/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	NJ 07012	Web

06/11/2015	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	MD 20743	Web

04/29/2015	Yes	Debt collection Credit card	Taking/threatening an illegal action Seized/Attempted to seize property	MD 21108	Web	Servicemember

04/02/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NJ 07050	Phone

02/26/2015	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	NJ 08046	Web

02/03/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	DE 19802	Referral

11/12/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	MD 21784	Phone

09/25/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NJ 08046	Web

08/24/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Seized/Attempted to seize property	NJ 08234	Web

07/14/2014	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	NJ 07950	Web

04/18/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NJ 07067	Referral

04/03/2014	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	MD 21218	Web	Servicemember

04/02/2014	Yes	Student loan Non-federal student loan	Can't repay my loan Can't get flexible payment options	DE 19701	Web

02/11/2014	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	DE 19701	Web

12/31/2013	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	NJ 07424	Web

12/23/2013	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	DE 19709	Web

10/31/2013	Yes	Debt collection Credit card	Taking/threatening an illegal action Sued w/o proper notification of suit	DE 19709	Web

08/02/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	NJ 08638	Referral

07/10/2013	Yes	Debt collection Credit card	Taking/threatening an illegal action Sued w/o proper notification of suit	NJ 07838	Web	Older American, Servicemember