LHR Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
08/05/2016	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NY 140XX	Web
On XXXX XXXX, XXXX, I received dunning letter from CCAB Management LLC dba CCAB XXXX dated XXXX/XXXX/XXXX for an alleged debt of {$30.00} owed to XXXX XXXX XXXX from XXXX/XXXX/XXXX. Also, in same envelope, another dunning letter dated same date ( XXXX/XXXX/XXXX ) for an alleged debt of {$30.00} to XXXX XXXX XXXX XXXX from services performed on XXXX/XXXX/XXXX ( not even 90 days old. ) Called CCAB and spoke with " XXXX '' on XXXX/XXXX/XXXX. I paid the {$30.00} co-pay from the XXXX/XXXX/XXXX service directly to " XXXX '' but stated the debt was not even 90 days old and that I tried to pay my co-payment at the doctor 's office on the date of service. I agreed that this was owed. However, I said I wanted to dispute the second debt with a date of service of XXXX/XXXX/XXXX. I stated I wanted to receive verification of the debt as it stated I could in the aforementioned dunning letter. " XXXX '' said due to the Federal Timeline I could not do that now and I would have to contact the creditor on my own. I asked " XXXX '' why would his official correspondence state I could request this and yet they would not do it. He once again stated something about a federal timeframe. After several attempts, I contacted the creditor ( XXXX XXXX XXXX XXXX ) and was informed that in fact this co-payment had been paid and they did not know why CCAB was dunning us. The creditor said they would have their office manager look into it on Monday. After numerous attempts, " XXXX '' from CCAB answered his phone and I advised him that I had verified with XXXX that this amount had been paid a long time ago. " XXXX '' said this made him mad and he would contact XXXX XXXX XXXX XXXX to straighten this out. Odd as " XXXX '' said he could not and would not contact XXXX to verify the debt at my request, although CCAB 's dunning letter clearly stated it could and would, but he immediately said he would contact them after I said I had. In my opinion, CCAB is blatantly lying in their correspondence. CCAB says you can dispute the debt and that CCAB will obtain verification of the debt and mail a copy to you. This obviously is not the case nor their practice in handling the collection of debts. I spent a lot of my personal time and minutes from my phone doing what CCAB 's official debt collection correspondence stated it would do if I requested CCAB to do it.
07/20/2020	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA 30233	Web
XXXX XXXX XXXX Ga billed XXXX. I contacted the facility where the procedure was performed XXXX XXXX and complained about their failure to disclose to me the estimate.. I was contacted by the facility patient advocate who said they would contact XXXX XXXX and ask them to hold the bill while I get these issues resolved.. I also spoke with the billing department on a couple of occasions.. I filed two appeals with my insurance and on XX/XX/XXXX I spoke with My insurance co who said they were sending checks for all of the undisclosed estimate.. XXXX check has been processed. I have no debt owed.. I received a call XX/XX/XXXX from a debt collector. I told him basically It was my belief XXXX was holding the bill for me and I filed 2 appeals it took some time however my insurance is covering the cost and I dont owe anything.. The debt collector then said when an insurance company dont pay its the patients responsibility. I said I realize that but I dont owe anything now. He then said Im just going to report it to the credit bureau then he hangs up the phone.. I tried to call him right back phone rings no one answers l called twice.. I reached out to XXXX the person said we havent called you today.. I asked for a supervisor she said it will be 48 to 72 hours for them to respond.. At the end of the day I called The debt collector back for their information. I asked who called me this morning he said I did. I asked what is your name he said XXXX XXXX, I asked to speak with his supervisor, and he said I dont have one. I told him I will contact XXXX, who is your contact person there? He said I dont have that information and Im terminating this call and he hung up..
06/02/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 953XX	Web	Servicemember
I was never served in the legal process of getting a default judgment, or I would have defended myself in court and proved this easy. The attorney XXXX XXXX in XXXX is a liar and a fraud who violated fair or actual law on a regular basis. Who is LHR, and I have never been told who LHR is or why bothering me, other than I see on a Fraululant abstract default judgment that should be void, or vacated. The case would have been dismissed if I was ever Served in the first place. Is LHR Licenced?, Who is the person claimed to have sold the bogus debt to now? I ask that XXXX XXXX attorney and I get no information, just very rude comments, and he calls my work when I tell him to stop harassing my employer 's office. I have had my account levied, and my wages garnished all by a default judgment that was gained by providing fake information to my local court whose clerk issued the default. I am a person who would have answered and filed a response with evidence is exactly why Attorney XXXX XXXX avoided serving me in the first place, he knew my address, and sent the process server everywhere else!!! My address is not even on the judgment, it such wrongdoing.
02/15/2019	No	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NY 14150	Web	Servicemember
On XX/XX/19, XXXX XXXX contacted me via text message twice without ever having my consent to do so. In this communication they did not provide proper advisement that this is an attempt to collect a debt and any information obtained Will be used for that purpose. Additionally, it was disclosed in the text message that the debt was owed to a medical facility which comes very close to violating HIPAA since this company had in no way actually verified my phone number and could have been disclosing this information to anyone. Upon contacting the company and trying to figure out how or if they had obtained my authorization to text me, they advised that it was provided by the client and if I have a problem with it, I should get an attorney.
04/30/2015	No	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	CO 80906	Web	Servicemember
Saw a debt on my XXXX Credit Report from XXXX LHR Inc stating that I owe {$760.00}. The number is a non-working number but according to the report it was apparently an account opened with XXXX in XXXX. I contacted XXXX and verified that I never opened an account with them in XXXX. It would also have been impossible to open an account with anyone at that time since I was in XXXX training without any access to any media/internet/phone etc. It also states that I am making payments on this account but I am making no such thing. I would like this taken off my credit report as it does not belong to me.
05/24/2018	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	SC 293XX	Web
I had an XXXX credit card acct # XXXX with a balance of {$410.00} was sold to L.H.R on XX/XX/2012.I had attempted L.H.R on several occasions. No response. I have written them .letters returned to the sender.phone numbers didn't work.IXXXX XXXXXXXX XXXX had complaints on them. I have disputed this item 's with the three major credit reporting agencies. THEY'RE investigation was not to my satisfaction. No successful outcome. I would like to have it deleted.Im rebuilding my credit.
08/10/2015	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	FL 32119	Web
LHR Inc, was supposed to take this off of my account, they removed it from XXXX but never took it off of XXXX. I am not sure why this is not taken off because this was the amount that was supposed to be adjusted after I made the settlement payment. I have tried calling LHR but I do n't have an active phone number for them and the one that is listed if for something else.
08/21/2018	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	SC 293XX	Web
XXXX XXXX XXXX IS REPORTING THAT THEY HAVE AN ACCOUNT THAT BELONGS TO THEM.I DON'T OWE THEM ANYTHING. I OWE XXXX XXXX.XXXX HAS THAT I OWE THEM FOR AN HOSPITAL BILL, I DON'T OWE THEM ANYTHING. I OWE XXXX XXXX XXXX XXXX. I have contacted XXXX, XXXX & XXXX credit beureas on these matters. I need to get these ACCOUNTS REMOVED from my credit reports.thank you.
12/12/2017	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	MA 01887	Web
This company has been harassing myself and my family members repeatedly and saying I owe a medical bill of {$800.00} from 2010. This is not on my credit report. They have threatened saying they 're going to bring me to court if I do n't pay them right away. I 've told them to take numbers of my account and they have continued to contact my family.
10/21/2016	No	Debt collection Credit card	Improper contact or sharing of info Contacted employer after asked not to	DE 19808	Web
A company LHR , Inc in XXXX, New York is selling charged of debt to other individuals. They are threatening me with wage garnishment. What are my options to stop this? From my research - LHR is a questionable company. And may no longer be in business. I do not want the added expense of a lawyer, but if that is what I have to do I will.
10/21/2016	No	Debt collection Credit card	Improper contact or sharing of info Contacted employer after asked not to	DE 19808	Web
A company LHR , Inc in XXXX, New York is selling charged of debt to other individuals. They are threatening me with wage garnishment. What are my options to stop this? From my research - LHR is a questionable company. And may no longer be in business. I do not want the added expense of a lawyer, but if that is what I have to do I will.
07/30/2015	No	Credit card	Credit card protection / Debt protection	AZ 806XX	Web
Hello, i 've been trying to contact LHR INC collections agency to settle debts but i have tried XXXX different number i could n't contact them. XXXX XXXX XXXX and ( XXXX ) XXXX those are the XXXX numbers contacted. I want to settle this debt and start my credit and my life back. thank you.
10/08/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 78416	Web

06/15/2020	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 95327	Phone

09/20/2019	No	Debt collection Credit card debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	AK 99520	Web

05/05/2017	No	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	SC 29320	Postal mail

12/21/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MD 21501	Postal mail

09/25/2015	No	Credit card	Other	FL 33413	Web

09/24/2015	No	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	MO 64870	Web

07/21/2015	No	Consumer Loan Installment loan	Problems when you are unable to pay	CA 92563	Web

07/04/2015	No	Credit reporting	Incorrect information on credit report Account status	AR 72204	Web

06/20/2015	No	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	CA 95670	Web

04/22/2015	No	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	FL 33010	Web

04/15/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	PA 18702	Web

03/16/2015	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	MT 59601	Web

02/03/2015	No	Credit reporting	Incorrect information on credit report Account status	CA 92627	Postal mail	Older American

02/03/2015	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	CA 92627	Postal mail	Older American

02/03/2015	No	Debt collection Credit card	Disclosure verification of debt Not disclosed as an attempt to collect	AK 99708	Web

01/28/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	ID 83877	Web

01/24/2015	No	Credit card	Other	GA 30083	Web

01/24/2015	No	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	VA 24422	Web

12/24/2014	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	LA 70001	Web

12/23/2014	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	AL 36783	Web

12/16/2014	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	OH 45231	Web

12/11/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 90247	Phone

11/25/2014	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	TX 78374	Web

11/16/2014	No	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	AL 35645	Web

10/31/2014	No	Debt collection Credit card	Taking/threatening an illegal action Attempted to/Collected exempt funds	NH 03860	Web

10/16/2014	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	SD 57046	Web

10/01/2014	No	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	TX 78617	Web

09/22/2014	No	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	KY 40515	Web	Servicemember

09/01/2014	No	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	TX 78028	Web

08/17/2014	No	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	NH 03842	Web

08/11/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	FL 33434	Web

08/07/2014	No	Debt collection I do not know	Communication tactics Threatened to take legal action	AL 35401	Postal mail

08/05/2014	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	OH 45050	Web

06/06/2014	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	PA 19142	Web

06/03/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	NH 03818	Web

05/05/2014	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	IL 60056	Web

05/02/2014	No	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	NY 14580	Web

02/26/2014	No	Debt collection Credit card	Taking/threatening an illegal action Sued w/o proper notification of suit	WA 98520	Web

01/08/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 14580	Web

12/17/2013	Yes	Credit reporting	Incorrect information on credit report Information is not mine	TX 75056	Web	Older American

12/04/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Used obscene/profane/abusive language	NJ 07060	Web

12/02/2013	Yes	Credit reporting	Incorrect information on credit report Account terms	NY 11230	Web	Older American

11/12/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NY 12047	Postal mail

11/06/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OH 44446	Referral

10/04/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	GA 30309	Web

10/01/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	FL 33511	Web

07/10/2013	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	CA 94401	Web