Lewis, McDonnell & Associates CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
04/12/2021	Yes	Debt collection Other debt	False statements or representation Impersonated attorney, law enforcement, or government official	TX 75048	Web
In XXXX, I checked my credit report and noticed that a collection had been added to my account. I had received no prior correspondence from this company which us required by law under the Fair Credit Reporting Act. Since I had not received any information on the account prior to it being added to my credit report, on XX/XX/2021 I mailed a letter requesting information that validates this debt. I received a letter dated XX/XX/2021, without this information stating they could not further investigate this information unless I sent in a copy of my ID and a police report. Not sure why a police report would be required since I did not state this account was due to fraud. Regardless, I sent another letter on XX/XX/2021 requesting a detailed ledger of the balance due since the charged off amount and the balance due was such a huge difference. As of XX/XX/2021 I still had not received that information, so I decided to call and ask for this information. On XX/XX/2021, this information was sent by email along with a request for my signature. After receiving this information, I replied to the email and let them know that an interest rate is not in my contract, therefore they can not charge me that. I also inquired about what the {$200.00} in fess were that was simply listed as Cost/Fees. On XX/XX/2021, I received a call from someone from the company to go over the fess. She attempted to fast talk me and said that the interest rate was in Section 3 and the other cost and fees where in Section 9. I asked her to slow down and went back to Section 3 and informed her that Sales Tax is not the same as Interest Rate. This company is using the Sales tax rate of 8.25 % and charging me interest on this account and reporting it to the credit bureaus every month. This was not removed from my account. I then moved on to the other cost/fees which she stated was for attorney cost and that they are a law firm so they can charge that cost. She also stated they have not gone to court because of COVID. I was attempting to work with this company, but they amount I was being charged was excessive and I felt they were attempting to take advantage. I hung up the phone and said I would be calling back as I wanted a chance to go over Section 9 in my contract. Section 9 states that they are able to charge attorney fees once and attorney has been retained that is not a employee of the company. After reading this I contacted the company again and asked for the attorneys name that had been retained for my collection. The same person that I spoke with before stated no attorney has been hired due to COVID. I then asked how they can charge me for an attorney that has not been hired. She then proceeded to yell over me and said wait on litigation then. I have attempted to work this out with the company, but they are attempting to get over by committing fraud. This company is NOT a law firm only a debt collector. They are committing fraud and creating scare tactics by lying about being a law firm.
01/05/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 78748	Web
After my divorce in XXXX, my credit was ruined. I was able to bring it up to XXXX by XXXX. However, in XX/XX/XXXX a debt buyer, LEWIS MCDONNELL & ASSO, started reporting an unpaid account to the bureaus, which is not mine. It says the original creditor is XXXX XXXX XXXX, which I have never had an account with, and no longer exists from what I can tell. I've found websites and stories about XXXX XXXX XXXX changing their name & /or being sold, which included the names of companies that I have had accounts with in the past ; XXXX and XXXX . I have contacted the two companies that I have had accounts with in the past to see if they are related to this XXXX XXXX XXXX ( original ) creditor, and they are not. According to my credit report, LEWIS MCDONNELL & ASSO claims that the " Original loan amount '' is {$1600.00}, with a current balance of {$2300.00}, as of XX/XX/XXXX. It lists nothing about the Date of First Delinquency, the Date of Major Delinquency, or anything else. And according to XXXX, XXXX XXXX XXXX charged off this account on XX/XX/XXXX. And LEWIS MCDONNELL & ASSO picked it up ( from who knows ) on XX/XX/XXXX. Also according to XXXX, once I disputed this account in XX/XX/XXXX, their investigation resulted in a " certified '' claim, which means that when asked for confirmation, LEWIS MCDONNELL & ASSO simply stated that they show this account in their records, which ultimately confirms the account exists. As explained to me by XXXX, when a dispute is initiated, all that means is, is that they inquire about the account, and if it appears in their system, it is considered legitimate. That said, you can dispute an account that does not belong to you, but the company that is reporting the claim simply has to confirm the account exists, rather than to confirm the owner of the credit report actually entered into an agreement with that company or not. This is wrong in every way. It is unethical, immoral, and downright criminal. So, as it sits, an account was opened 6+ years ago in my name with a company that no longer exists, and somehow a random debt buyer has the right to report false claims to my credit report and ruin my life without providing, much less having, any proof of a contract that I ever entered into to pay a debt of any kind. How is this even possible?? What are my rights? I can't make an untrue statement about an individual because it is considered slander. But some random company can report that I owe them money and have refused to pay it for years, and without repercussion? I demand, as an American citizen and taxpayer that this be overturned and resolved immediately. LEWIS MCDONNELL & ASSO must be required to provide a contract that proves that I agreed to pay a debt to them, as well as, defaulted on it.
09/14/2018	No	Debt collection Credit card debt	False statements or representation Impersonated attorney, law enforcement, or government official	MO 63028	Web
On XX/XX/2018 I received calls from unknown number as well as local number that were identified on caller ID in reference to signing legal documents. He did not provide his name but said he had been hired by XXXX, XXXX and associates to reach me to sign documents. He provided me a telephone number and a case number. I called the number and provided the case number and was told that " XXXX '' is handling my case. XXXX XXXX Lewis , McDonnell & Associates p : ( XXXX ) XXXX ext XXXX f : ( XXXX ) XXXX a : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , CA XXXX I also received calls from XXXX from someone who identified himself as XXXX XXXX . He said he was a process server and that he had legal documents that I needed to sign in reference to a XXXX XXXX Account ending in XXXX. He called my home, cell as well as work number. He said it was in reference to Case # XXXX! He gave me a number to call XXXX in order to speak to the company who was litigating against me. I called and spoke to XXXX XXXX and she gave me the email address of XXXX to provide proof that the debt had been resolved in order for her to dismiss the JUDGMENT. I sent her the information and she responded as follows : Thank you for the letter XXXX XXXX, but this letter does not say or show your balance was paid off. This is an agreement to resolve your account if the agreement is met. I need a release of liability letter or balance paid in full letter to stop any further action. I can not submit this for dismissal of debt owed. Please feel free to call me or forward any other documents you might have pertaining to this file. Thank you XXXX XXXX Lewis , McDonnell & Associates p : ( XXXX ) XXXX ext XXXX f : ( XXXX ) XXXX a : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , CA XXXX I then provided her with the bank statements to prove that it had been paid. I called to follow up and she said that the case has been dismissed. I further asked who the attorney was? She gave me the name XXXX XXXX. Then I continued to raise questions and she put me on the phone with a man named " XXXX XXXX ''. He said that XXXX XXXX is not an attorney but rather Operations Manager and they are a debt collector. ( I was previously told that they were a law firm and not a debt collector ) XXXX refused to give me his local number. He refused to give me the name of the attorney that was licensed in MO to file a law suit against me, he refused to give me the registered agent. I just believe that this is a very sophisticated scam and I wanted to make your organization aware.
02/25/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	OH XXXXX	Web
I reviewed my credit report on XXXX at XXXX and seen I have a fraudulent collection account appearing on my credit report. This is not my account and I have submitted fraud claim to XXXX. You are to remove this fraud account immediately before i pursue legal action. Under federal regulations this does not qualify as a " valid verification of debt ". I have previously sent you a request to validate my debt under the Fair Debt Collection Practices Act and all I received was an itemized list of the alleged charges you claim I owe you. This does not meet the Federal Trade Commissions guidelines of what constitutes proper debt validation. In addition, in the case of Spears Vs. Brennan ( IN THE COURT OF APPEALS OF INDIANA, No. 49A02-0003-CV-169 ), the court ruled that : 15 U.S.C . 1692g ( b ) ( emphasis added ). On XX/XX/XXXX nineteen days after the date of Brennans debt collection letter, Spears counsel Shepard sent Brennan a letter declaring that Spears disputes your debt collection-related allegations, denies the same, and demands strict proof and verification thereof. Record at 21. As such, Brennan should have ceased his debt collection efforts immediately upon receiving that letter. Instead, Brennan proceeded to obtain a default judgment against Spears on the debt collection claim before he had mailed Spears the necessary verification and, thus, violated 15 U.S.C. 1692g ( b ). Brennan maintains, however, that there was no violation of the FDCPA because he sent adequate verification of the debt [ to Spears ] in the October 30, 1996 notice of claim. Brief of Appellee at 13. Specifically, Brennan claims that a copy of the consumer credit contract between Spears and American General attached to the notice of claim provided sufficient verification of the debt within the meaning of 15 U.S.C. 1692g ( b ). We can not agree. The contract in no way provides sufficient verification of the debt. A review of the document reveals that it identifies only the terms of Spears loan, including a 17.99 % annual interest rate and the original loan amount of {$2500.00}. The loan agreement contains no accounting of any payments made by Spears, the dates on which those payments were made, the interest which had accrued, or any late fees which had been assessed once Spears stopped making the required payments. Indeed, the existing unpaid contract balance at the time Brennan sent the debt collection notice was at least {$350.00} more than the original loan amount.
05/18/2023	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 75002	Web
I had an identity theft event take place at a gas station in Louisiana while on a vacation trip and this resulted in a fraudulent transaction on XXXX. Someone stole and used personal information ( name/address/DOB ) from my driver 's license to purchase a jewelry item at a XXXX store located in an area that we traveled through. The original creditor was XXXX XXXX. ( a no-credit-check personal loan company ) This was originally disputed with the credit bureaus and the original creditor did not reinstate the item. In late XXXX, XXXX apparently bundled it with other debt and sold the package to a debt collector XXXX Lewis McDonnell & Associates. I disputed this again in XX/XX/XXXX with XXXX. Lewis McDonnell & Associates reported back to the bureau that it is a legitimate debt. They provided the same field data originally provided by XXXX with no additional supporting documentation and the bureaus upheld it. They have in their possession a loan document e-signed fraudulently using an email that I have never heard of. They will discuss this document verbally over the phone, but thus far have been unwilling to provide the actual signed document. Despite requests from myself and the bureaus via the XX/XX/XXXX dispute. On XXXX XXXX XXXX CST I requested a copy of the original e-signed document again from Lewis McDonnell & Associates on a recorded line and XXXX at the attorneys office agreed to email it to me. I provided my email address and an hour later I received a request to esign a " new '' legal document generated from earlier loan documents but now with my actual email and a tag to sign on the last page. Nice try. They have not responded to my 2nd request today, to be dealt with in a fair and reasonable manner given that identity theft is a crime and they have obligations under FCRA to provide evidence that their claim is based on. I have no response from them at this time and feel that a heavier hand may be required for them to fulfill their obligations there. I also explained that this withholding of documents is potentially delaying my full licensure with a mortgage company. This has been escalated today to my local police department, a formal complaint to the XXXX, and now to the CPFB. All over a simple matter of identity theft and an unscrupulous debt collector 's attempts to collect a debt while shirking their own responsibilities of compliance.
12/05/2022	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	NY 11222	Web
This company has had a private phone number call me numerous times saying that I need to sign court documents and that they will be at my house. I received phone calls threatening to serve me by the end of day with court ordered documents. They called on the following dates : XX/XX/22 XX/XX/22 XX/XX/22 I do not have a contract with this debt buyer. I would like the following provided to me : 1 ) An explanation of what this alleged account balance is for. 2 ) Acomplete Audit Trail calculation of this balance, including the complete payment history on this account, so I have proof that the amount is correct. 3 ) Documentation that shows I agreed to pay this debt with my signature and documentation shows I gave you permission to have my information and paperwork showing I gave you authorization to report this to my credit report. No consent to you having my information and unauthorized use of my social security number is identity theft and you will be reported for such. 4 ) The Agreement that grants you authority to collect on this alleged debt. 5 ) A copy of your state license, including license number that give you rights to collect in my state. 6. ( The purchase agreement ) 7. ( Swear under penalty of perjury you were present during the alleged debt ) If LEWIS *************************** can not provided me with all of the following I request that this debt nullified and removed from my credit profile. Pursuant to the Federal Fair Debt Collection Practices Act ( 15 USC **c ), You are hereby notified to immediately cease communications concerning the collection of the debt associated with the above-referenced account. This notice shall include, but is not limited to written correspondence, telephonic communication and reporting this account to any consumer reporting agencies. I demand that you delete this tradeline from all consumer reporting agencies immediately. I am being harrassed and intimated by them and need it to STOP!
07/30/2021	Yes	Debt collection Credit card debt	False statements or representation Impersonated attorney, law enforcement, or government official	MD 21209	Web
I received a phone call from a woman claiming she had documents to serve to me. She wouldn't give her name, the company she was calling from, what the papers were in regards to. She had an account number and a phone number, which I called. Upon speaking with XXXX, it took prying to discover that this was Lewis, McDonnell and Associates. It didn't take much for him to imply that this was a law firm. They claimed to be serving court documents and that I would be taken to court. After some time I spoke with him and eventually got a settlement offer. I paid about 1/4 of the settlement and agreed to pay them by the end of the month. After digging, though, I found that their address leads to a XXXX store somewhere in California. Their website is misleading, as it's essentially a template. While I do acknowledge this debt was something I owed at a horrible time in my life, I do believe I was purposely misled by this company with their use of scare tactics and misinformation. This complaint was filed almost a month ago, but here are some updates. Upon digging, this company barely seems to exist. Their website is, as mentioned, basically a poorly edited template designed to give them just the slightest online presence. Other than that, their P.O. box leads to a XXXX store and they claim they're not required to give you an address. They throw around words like " legal administration, legal documents, paralegal, etc. '' Just how legal their documents are and just how licensed the " paralegal '' I spoke with is remains dubious at best. But, as their reply noted, " at no point ... did our representative say our institution was a law firm. '' But they make it sound like it is, at the very least, a legal department. Which is misleading. On top of this, this company is not licensed with nmls consumer access. At least not under any of the names they gave. Again ... misleading. It's illegal to try to collect debts in Maryland without a license.
10/23/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 11236	Web
This writer was reviewing my credit profile and saw that Lewis , McDonnell & Associates were posting negative marks on all my credit all my profiles for a debt ( account # XXXX ) that I had no knowledge of. I contacted Lewis , McDonnell & Associates multiple times in writing and by phone ( Tel : ( XXXX ) XXXX ), asking them to substantiate this debt because this is not my debt. I have been requesting that the account referenced in this letter be removed as it is not mine, but I never got a response. Every time I called and spoke with an agent from this company, I was told that they were reviewing the account. Then, early in XX/XX/2022, I spoke with XXXX ( Ext XXXX ) from Lewis , McDonnell & Associates, who advised that if I wanted to dispute an account, I needed to email my dispute letter to Lewis , McDonnell & Associates at email : XXXX, which this writer did. On Thursday, XX/XX/2022 at XXXX PM ( email attached ), I emailed ( emailed to XXXX ) and mailed ( mailed to address XXXX XXXX XXXX, XXXX, CA XXXX ) a notarized letter requesting substantiation of debt. I then called on XX/XX/2022, and spoke with XXXX, who advised that they had received my dispute letters and XXXX was assigned to review the case, but at the time, XXXX was unavailable. Under Section XXXX ( a ) ( XXXX ), generally, a debt collector is required to provide the validation information required by XXXX ( c ). However, it has been over 30 days and this debt has not been substantiated. Lewis , McDonnell & Associates violated my rights as stated as a consumer under the Fair Debt Collection Practices Act ( FDCPA ), as this debt collector has not responded to a request for a debt validation letter within 30 days. Moreover, they are reporting negatively on my credit report, which is tarnishing my credit. Here is Lewis , McDonnell & Associates ' contact information : XXXX XXXX XXXX XXXX, CA XXXX Email : XXXX Tel : ( XXXX ) XXXX
11/15/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77449	Web
The company, LEWIS MCDONNELL & ASSOCIATES, purchased deb from another company and I had no involvement with the transaction. According to 15 USC 3002, I am a natural person which means my name in all caps is not me. My name is, XXXX XXXX. 15 USC 1692 ( A ) ( 1 ) the term " BUREAU '' means the Bureau of the Consumer Financial Protection. XXXX, XXXX, and XXXX are assumed to be credit Bureaus and there is only one Bureau and that is the Consumer Financial Protection Bureau. On XX/XX/XXXX, Congress enacted HJR-192 to suspend the gold standard and to abrogate the gold clause. The resolution declared that " Whereas the holding or dealing in gold affect the public interest, and are therefore subject to proper regulation and restriction ; and whereas the existing emergency has disclosed that provisions of obligations which purport to give the obligee a right to require payment in gold or a particular kind of coin or currency... are inconsistent with the declared policy of congress ... in the payment of debts. This resolution declared that any obligation require " payment in gold or a particular kind of coin or currency, or in an amount in money policy ; and ... Every obligation heretofore or hereafter incurred, shall be discharged upon payment, dollar for dollar, in any coin or currency which at the time of payment is legal tender for public and private debts. 15 USC 1681 ( 3 ) ( E ) ( e ). The term " investigative consumer report '' means a consumer report or portion thereof in which information on a consumer 's character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of information.
12/15/2018	No	Debt collection Other debt	False statements or representation Impersonated attorney, law enforcement, or government official	TX 78666	Web
On XX/XX/XXXX I received a call From my local county that if I was going to be home because I was going to say be served papers and I was like what's going on and I go out I don't know what's going on on my could know that's why I'm asking and they gave me a number to call which is XXXX they said I owed a debit collection from XXXX that they called XXXX XXXX and they were suing me for XXXX I was like what all I remember is I do XXXX XXXX XXXX in XX/XX/XXXX I was going through some things and I was couldn't afford it so he went to collections and all i owe is XXXX. This person 's name Lewis , McDonnell & associates Babe clean to be a law office in my file number is XXXX - TX - XXXX and I gave them a {$150.00} from my prepaid card to find out that when I looked up there address it was a ups store in XXXX XXXX ca and there is no such thing as Lewis, McDonnell hassociates. There is a XXXX XXXX in California because I emailed one of the workers and I sent them the paperwork and that they said that it didn't look right and they've never heard of Lewis McDonnell associates I also went as far as calling my county and I gave them the number and they said that I did need to worry about it because it was a scam and I also called my sheriff 's office and they told me it was a scam because I told him that they I docked me everything because Lewis mcdonnell and associate said that's how they do it. I even called them and asked where are they located in they'd said I do at at there's no need to worry about it because they were a legit company so every time I ask they never told me I also have the email they sent me 2 I doc just in case I need it for proof I want them to be stopped and I looked and I read that people have complainants on many red flags on them I would like them to stop harassing me
01/01/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	AZ 85042	Web
I noticed that there was a debt on my credit report that I did not recognize about six months ago but apparently this debt is from 2015 so I called the number listed on the report to find out what was going on. When I talked to they they told me it was a debt for a cell phone or a bill, Im not exactly sure. Apparently they collect for severaXXXX XXXX phone companies. They couldnt give me any information or find and account after I gave them the last four numbers of my social security number. I was informed that there were eight other people with my same first and last name. The rep told me to email the company for more information so I did. Only after I had given them the last four of my SS did a receive a Validation of debt with the last four of my SS, which was their so called proof but I had just given them the last four of my SS. I told them I wasnt going to sign the paper because it isnt my debt. I asked them to send me proof that this is my account such as a signature or something other then the last four of my SS which I had given them. As of right now I am still waiting for a reply back with the proof. Please help me because I dont know what else to do. Ive also disputed this with a three Credit bureaus several times. I guess call the police on Monday to file a fraud complaint. I also informed the company that I was going to file a police report. The companies name is XXXX XXXX and associates their Email is XXXX. Thank you XXXX XXXX XXXX PS this is the second time I have contacted you about this situation but I didnt think I had send everything so sorry for the redundancy.
08/22/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 92078	Web
XXXX notified me on XX/XX/XXXX, that a loan of {$3200.00} was posted onto my account and sent to collections. I quickly called Lewis Mcdonnell & Associates on that same day ( XX/XX/XXXXXXXX ) which I spoke to a representative named XXXX. I tried to get information about what kind of account was created such as what name was used, date of birth, phone number, etc,. XXXX confirmed that there was a loan taken out with a name similar to mine, then XXXX asked me if my birth year was XXXX, and if my phone number ended in XXXX which I stated it is not. I told XXXX the reason for my call was to get more information on an account that was created using my social security number as I have no affiliation towards them and never took any kind of loan out with them. XXXX provided me information on how to dispute this incident as identity theft but as she was giving me more and more advice, she then began to become less helpful, ultimately hanging up the call. I contacted XXXX right after that phone call to file a dispute and to also update my information such as my name, date of birth, and also locked my credit. The dispute I filled with XXXX on XX/XX/XXXX, was completed by XX/XX/XXXX. However, Lewis Mcdonnell & Associates claimed that the information they have is correct. As a result, XXXX could not remove the collection debt out of my account. I sent a validation dispute letter to that company on XX/XX/XXXX, and gave them 30 days to provide me the information they claimed is correct but till this day, XX/XX/XXXX, Ive received no information or feedback from them at all.
07/01/2020	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	OH 43613	Web	Servicemember
The Company Lewis McDonnell & Associates a debt collection company located in XXXX, California has placed a collection account on my credit report for an item I have no knowledge of. I received an alert from XXXX that a change affected my credit report and when I checked I found the above company had done this. I received a phone call last month from the company above and the way they introduced themselves I thought they were a law office. They informed me that a legal court case had been filed against me and they had to serve me with court documents. I explained I was out of town and if they could email a copy of the papers so I could see what was going on. I gave them my email address and have NEVER received anything from this company. NOW I get a collections account placed on my credit report with no accountability of anything. My attorney, XXXX XXXX ( XXXX ) XXXX has informed me that these collection tactics are out of line. According to the Fair Debt Collection Act, these are illegal tactics. I have sent a Certified Letter via US mail service for VALIDATION of this account and also have asked this company to provide proof that they are licensed to perform collections in the state of Ohio. Also under the fair debt collection act, this collection account needs to be removed from all credit reporting agencies while being disputed. Also attached are several website addresses listing the multiple complaints against this company even with the XXXX XXXX XXXX and with a " C- '' credit rating.
03/19/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CT 060XX	Web
I have contacted XXXX XXXX over and over again at the end of XXXX and now going into XX/XX/XXXX on the same matter- all collection accounts are paid, credit cards on a monthly basis are paid in full and I still get a poor credit score claiming the following reasons reported to credit wise : medical debt? - never had medical debt on my credit report, oldest credit card is 17 years old? - not sure why this would be up there? credit usage - again paid off 100 % at the end of the month when due to score points/dollars according to the credit card I signed up for. XXXX XXXX continues to score me at below average on credit used, recent inquires? new accounts? and available credit average. Not only did I get a recent credit report that cut off 10 pages of data, but the claim in their letter to me they take matters like mine serious ; y. REALLY???? If you have them pull a credit report and send me again, it will be riddled with errors and continue to keep my credit score at an all time low. I have been working on this since XXXX, reviewed my credit with an attorney who advised me what to do, and still they are not taking action to clean this up and move forward. They are causing me to hold off in getting a mortgage, qualify for poor interest rates on car loans, etc. At this point, I would like to have XXXX XXXX compensate me for all the troubles with them in the last 7 years.
01/20/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77449	Web
I have requested for validation of an alleged account that continues to report on my XXXX credit file. I am in possession of statements mailed to me on XX/XX/2021 in response to my earlier demand notice from Lewis McDonnell & Associates. It's clear to me that this is UNRESPONSIVE to my demand and the alleged debt is UNVALIDATED. I asked them to please CEASE and DESIST all reporting and collection effort immediately. They have not. It seems that they purchased something that stated one thing and they are asking for {$2400.00} more than what was purportedly charged-off per their letters. I have attached the items that I've asked them to provide me that would say that they are authorize to ask me for any money. They refuse to. They are violating 15 USC 1681a ( 2 ) ( a ) ( i ) 1692g, 15 USC 1692g, 15 U.S.C. Sec. 45 ( a ), 15 USC 1692e ( 10 ), 15 U.S.C. 1692j and more. This fraudulent account was removed from XXXX and XXXX. Lewis McDonnell & Associates and XXXX have ignored my request for proof of validity of an alleged account. It is negatively affecting my credit file. I provided them with some laws they are not adhering to and is violating my consumer rights. If there is anything you could assist me with regarding this matter, I would greatly appreciate it. Im looking forward to hearing form you. Thanks in advance.
08/26/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	TX 775XX	Web
I was contacted by someone on XX/XX/XXXX saying they were trying to serve me with court papers. When I asked in regards to what they gave me a 1 ( 877 ) phone number and case number and told me to contact them. When I did I was connected with someone saying they were a legal aid with Lewis , McDonnell & associates, and were trying to serve me with papers for a XXXX debt saying I owed $ XXXX+ with interest. I told them I had no idea about this and he said that if I did not set up arrangements that day I would be charged with theft that would go on my record permanently and I would have a judgment placed against me. I told him I was going through a divorce at that time and several things should have been handled by my ex and this is the first of me hearing about this in 6 years. He said he could only extend the offer to me while on the phone but if I didnt set something up not only would I be charged with theft but I would be responsible for process server fee as well as attorney fees on top of the debt that had been occurring interest. I panicked and set up a payment plan because he said he could not give me anymore time because they had sent a letter out to an address I told him I had not lived at since XXXX. After speaking with people about this they said it sounds like a scare tactic and I should report it.
06/16/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CA 95112	Web
Lewis McDonnell & Associates XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX / Lewis McDonnell & Associates are Reporting Inaccurate and Fraudulent Debt Amount on my Credit Report. I reported this to the CRA 's and directly to the company. I requested a Complete Account History of Account Opened, Purchases, and Payment History, necessary to verify legal accurate information. The Account History was not provided and inaccurate information is being reported by company and CRA 's. I authorized XXXX XXXX to take monthly payments from my bank account. XXXX XXXX took multiple unauthorized payments out of my bank account several times a month causing additional overdraft fees. I had to close my bank account. I called into to pay off remaining balance of {$200.00}. XXXX XXXX refused my payment and demanded my bank account information. I tried several times to pay off the {$200.00}. and my payment was refused. XXXX XXXX / Lewis McDonnell & Associates are reporting to CRA 's that I owe {$1600.00}. and refuse to provide account history. They are committing acts of fraud and inaccurate reporting they are not being held responsible by CRA 's. A complete Account History must be provided for burden of proof in establishing the Validity of Legal Reporting Accuracy. Submitted Under Oath & Integrity XXXX XXXX XXXX XXXX XXXX
07/19/2023	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30344	Web
I assert that your agency 's actions in attempting to collect this debt have violated my rights under the Fair Debt Collection Practices Act ( FDCPA ) and other relevant consumer protection laws. The following violations have been observed : 1. Agreement bearing my signature, Verification and validation of the alleged debt, including the original creditor 's name and contact information, the account number, and a detailed breakdown of the alleged charges. 2. A complete account history, including the date of the alleged delinquency, any payments made, and any additional charges or interest accrued since the alleged default. 3. Copies of any communication or documentation sent to credit reporting agencies regarding this debt. Your agency is required by law to provide this information and fully comply with the FDCPA regulations. You have Failed to do so and will be considered a violation of my rights, and I will take appropriate measures to address these violations. Lack of Verification : Despite my multiple requests for verification of the alleged debt, your agency has failed to provide substantive evidence validating the debt 's authenticity. False or Misleading Representations : Your agency has made misleading statements and threats regarding legal actions and negative credit reporting.
06/04/2021	Yes	Debt collection Auto debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	TX 79907	Web
On XXXX, at or around XXXX XXXX MST, XXXX XXXX, On behalf of Lewis , McDonnell & Associates, XXXX XXXX XXXX XXXX, XXXX CA, XXXX XXXX, Initiated a call to my Sister to collect on a debt that was Charged Off as of XXXX. She Misrepresented herself and stated that they had been trying to reach my sister and I to collect on this debt. My sister had cosigned for me and that is how they were able to reach her. They then threatened her, and stated that they were currently in talks via XXXX with the courthouse and were actively attempting to serve my sister and I subpoenas to appear in court for this Debt. They misinformed my sister and I that they would Garnish our wages, Take our stimulus and even put a Lien on my sisters house for the amount. The Legal Assistant who spoke with me, Informed me that someone had already reached my sister and was in the works of making a deal to forgive the debt. MY sister paid an amount of {$2300.00} to Lewis, Mcdonnell, and Associates after they sent her a collection notice with the amount owed. The letter also failed to comply with Federal Law when it failed to include that this was an old Debt ( Older than 4 years in Texas ) and as such, We the consumers, Are not legally obligated to pay it.
04/26/2019	No	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	TX 751XX	Web	Servicemember
This company called my job today, XX/XX/2019 they did NOT ask to speak with me. They asked for my supervisor and informed her that a deputy was on his way to arrest me and serve me with legal documents. My supervisor gave me the information. I called the company ( XXXX ) XXXX and they refused to identify themselves. Just repeated over and over that they were on their way to my job and I had 1 hour to give them my payment information.I asked them why were they calling my job and telling my supervisor lies. I was informed that I should've paid my debts and they did a background check on me and that's why they're coming to my job. I told them that I believed they were a scam, because they wouldn't identify themselves and they could've easily got my home address and my personal phone number, IF they indeed do a background check. The guy then got very hostile and told me that I was going to jail. I repeated over and over that I had 1 hour to pay and hung up the phone. Instead they're trying to bully and embarrass me by telling lies to my supervisor. I informed my supervisor that it was a scam and she said she was happy. The damage is already done!
05/17/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	KY 41501	Web
On XX/XX/XXXX, I became aware of an account that was opened with the fraudulent use of my name and SSN. This account originated at XXXX XXXX XXXX in XXXX XXXX XXXX, Nevada, as a lease agreement with the owner of the account being XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX, UT, XXXX. The original account number was XXXX, opened on XXXX, XXXX. This account was purchased by Lewis, McDonnell and Associates on XX/XX/XXXX, and the account number was changed to XXXX. Because I was not, and have never been, associated with the address and phone number used by the person opening the account, I didn't know anything about it until it showed up on my credit report. I have had an active fraud alert on my credit reports since XXXX, XXXX, as well as a credit freeze, so it is apparent that no credit check was run. I initiated a dispute with XXXX on XX/XX/XXXX, and with XXXX on XX/XX/XXXX. I also notified Lewis, McDonnell and Associates that this account stemmed from identity theft. I have filed a police report as well, and will be sending copies of that along with proof of identity and residence to Lewis, McDonnell and Associates, XXXX, and XXXX.
11/23/2022	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	VA 23608	Web
Lewis, McDonnell and Associates, since last dispute of debt has had someone call my phone everyday from a blocked ID 15 U.S. Code 1692d ( 6 ). I answered yesterday as they kept calling back to back at an. After answering a XXXX XXXX from a company called " XXXX XXXX '' not on the internet at all, said he wanted to deliver something to my address. I asked them how they got my phone number and address and they stated from Lewis, McDonnell and Associates. First I did not give permission for anyone to have my personal information per 15 USC 1692b. I called the phone number given by XXXX and was connected to with XXXX from Lewis, McDonnell and Associates@XXXX The called turned to threatening from XXXX as he stated he would see me in court 15 U.S. Code 1692d ( 2 ). This statement was given after I asked him to send me validation of my debt. He stated he will not send me anything. A debt collector must tell you the name of the creditor, the amount owed, and that you can dispute the debt or seek verification of the debt. The CFPB 's Debt Collection Rule clarifying certain provisions of the Fair Debt Collection Practices Act ( FDCPA )
12/15/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	AZ 85042	Web
I logged on to XXXX XXXX and seen an delinquent account Lewis, Mcdonald & Associates opened XX/XX/2020 for the amount of {$1700.00}. I disputed it XXXXhree times with no results, I also contacted the company and I found out it was a collection agency that collects for several trac phone companies. I have never had a trac phone. I have an account with XXXX XXXX XXXX and account with cricket which is also with XXXX XXXX XXXX and Ive had those accounts for about eight years or so. When I called to inquire about this charge the rep said there were eight other people with the same name as mine XXXX XXXX and they had no other info other than that! I emailed the company on Friday XXXX XXXX in regards to the discrepancy and Im currently waiting for a response. Im reaching out to you now because I was told by a friend in the fraud department at a bank to file with your department so here I am. I hope Im doing things in the right order. I had a sprint bill in default and currently paying that off but this trac phone thing is not my doing. Thank you for listening. Sincerely XXXX XXXX XXXX
12/27/2022	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	LA 70458	Web
After reviewing my credit profile on XX/XX/XXXX I identified a discrepancy with the account listed under Lewis McDonnell and Associates and validation was requested as this is an account that I did not recognize. The credit even threatened to sue me. I reviewed my credit report again on XX/XX/XXXX and the account continues to be reflected on my credit report and I have not received any correspondence from the creditor to validate this account as correctly belonging to me, nor has my credit report been updated to reflect that the account is disputed. After reviewing again on XX/XX/XXXX there have been no updates and the account is still reflecting on my report. I do not believe this account belongs to me nor do I believe that the creditor has authorization to access the account not authorization to attempt to collect in the account and the account continues to negatively affect me. Please strike and remove this account from all 3 credit bureaus until adequate validation has been received proving that the account belongs to me and all the information is correct.
12/29/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MS 39501	Web
I have filed numerous disputes against this item that is being reported on my credit report. I have lived in XXXX XXXX since XXXX of XXXX. Lewis McDonnell & Associates has reported that I opened an account XX/XX/XXXX which is false information. Its states that the company is XXXX XXXX but when I contact Lewis & McDonnell & Associates they provide me with a different date. I have asked for information to mailed to me but the company has not done this at all. They provided me with an old address that I moved away from in XXXX in XXXX XXXXXXXX XXXX Non of there information correctly matches any of my information but they say I would have to file a police report to dispute. Theyre telling me the account comes from XXXX but its been reported to the credit bureau as XX/XX/XXXX so that can illegally affect my credit score. I would like to receive a copy of the original signature. They have a copy that shows a computer draft signature which clearly doesnt match my signature. This company is a fraud and is trying to rip off people by destroying their credit.
11/30/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30004	Web
I do not have any business nor contract with Lewis McDonnell what so ever. They illegally verified a fraudulent account in order to reinsert it into my credit report after this account has already been deemed unauthorized. This account has an address that is not associated to me in any way and the legally binding ORIGINAL CONTRACT has a misspelled name. I am in no way responsible for this account. This collection agency is disregarding the Fair Credit reporting act completely. Theres no legal way to report an account on someones credit if the name doesnt match nor the address. I have never even lived in the state of Maryland. This company didnt even contact me prior to reporting this false information. If they did I would of easily presented the police report and FTC report filed years ago. I want this erroneous account removed immediately as it is fraudulent and illegally being reported. I have attached the original contract from the creditor and my FTC and police report below.
07/08/2021	Yes	Debt collection Credit card debt	False statements or representation Impersonated attorney, law enforcement, or government official	MD 21209	Web
I received a phone call from a woman claiming she had documents to serve to me. She wouldn't give her name, the company she was calling from, what the papers were in regards to. She had an account number and a phone number, which I called. Upon speaking with XXXX, it took prying to discover that this was Lewis, McDonnell and Associates. It didn't take much for him to imply that this was a law firm. They claimed to be serving court documents and that I would be taken to court. After some time I spoke with him and eventually got a settlement offer. I paid about XXXX of the settlement and agreed to pay them by the end of the month. After digging, though, I found that their address leads to a XXXX store somewhere in California. Their website is misleading, as it's essentially a template. While I do acknowledge this debt was something I owed at a horrible time in my life, I do believe I was purposely misled by this company with their use of scare tactics and misinformation.
10/18/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 92780	Web	Servicemember
Lewis, McDonnell and associates have been contacting our entire family in regards to a debt that is specifically in my wifes names. They have yet to reach out to my wife though. They are freaking out everyone in our family by throwing around legal jargon and threatening leins and wage garnishment. The debt in question is from XXXX. The original company ended up dropping up and debt collectors have been trying to collect ever since. It went dormant. Then in XX/XX/XXXX Lewis, McDonnell and associates purchased the debt and have been blowing us up ever since threatening to serve us with papers and all kinds of nonsense like that. Currently my wife and I both have XXXX and are very sick and these people will not relent. Everything I have found on them says they are a scam but everytime Im on the phone with them it scares me because all the legal stuff they keep saying. I am so scared of making the wrong choice here and screwing our lives up. Please we need help.
07/14/2020	Yes	Debt collection Other debt	False statements or representation Impersonated attorney, law enforcement, or government official	TX 76011	Web
Lewis McDonnell and Associate contacted my husband first on XX/XX/2020 stating that they had a letter from my employer that could not be delivered to me. They provide my husband a case number and phone number for me to call. When calling they did not identify who they were at all and did not want to provide information initially about what this was about. After I ask several question they stated that I owed a debit and they threatened to contact my employer and garnish and take my property. First they stated that I owed {$2600.00} then they stated that they would take {$4400.00} and sue me for that amount. They have now left another message on my phone today XX/XX/2020 stating they have a letter to deliver and that they are going to contact my employer. I feel like this is harassment and unfair debt collection practices by falsely representation and threats. Still to this day I have not received any letters regarding this matter at all.
03/23/2023	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 11222	Web
I enclose copies of my requests to the collection agency, asking them to validate my debts, and the receipts showing that I sent these letter-certified signature requests in XXXX. This debt is not valid and I was given no evidence of my obligation to pay this debt to this collection agency. The FCRA requires you to verify the validity of the item within 30 days. If the validity can not be verified, you are obligated by law to remove the item. There is a clear case of unverified debt here, and I urge you to remove this item before I am forced to take legal action. In the event that you can not verify the item pursuant to the FCRA, and you continue to list the disputed item on my credit report I will find it necessary to sue you for actual damages and declaratory relief under the FCRA. According to this regulation, I may sue you in any qualified state or federal court, including small claims court in my area.
10/12/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 76126	Web
I never received a letter informing me there was an account in this collection office ; therefore I was not given a fair chance to dispute this before it went on my credit. Since the account has been reported on my credit I have sent a letter requesting validation of debt with no response. I have disputed with the credit bureau. The companys response was this is valid but never sent me proof of debt or an explanation of how its valid. I then disputed with the CFPB and the company didnt respond until they were contacted a 2nd time by the CFPB. In there response they said they have never contacted me which means they never sent me a letter advising I had an account in there office which is required. I refuse to pay someone that can not provide proof of a debt after 4 outreaches. Not to mention this should not be on my credit since I never received written notice there was an account with this company.
02/15/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 90022	Web
I have been receiving phone calls from Lewis , McDonnell & Associates claiming that I will be served court papers for an alleged civil case involving a very old, paid debt from a furniture store that has closed down. No lawyer has spoken to me regarding this alleged case, their proof of debt is in an email and refuse to send in a mailed letter with their address and the amount due. On the phone I have been belittled and been called " clueless '' regarding this case. Not only have they been bombarding me with calls, they have been calling other people involving my " debt '' telling them that they will be served if I do no respond or pay. They have recently added this collection on to my credit without proper written notification of alleged debt. These tactics are in violation of the Fair Debt Collection Practices Act and demand that something is done regarding this debtor.
04/03/2021	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	MS 395XX	Web
In XXXX, XXXX, I discovered XXXX XXXX XXXX XXXX were reporting an account on my XXXX credit file. I disputed the account with XXXX and sent XXXX a request for debt validation. On XX/XX/XXXX, XXXX XXXX responded with a letter and a statement. According to both the letter and the statement they provided, the balance owed on the account is {$2500.00}. To XXXX, however, they were reporting a significantly higher balance owed of {$3600.00}. In their correspondence they provided no explanation for this inaccurate reporting. Additionally, on XX/XX/XXXX, they updated the balance so it was even higher - now reporting it at {$3700.00}. Additionally, they are reporting the account as being opened in XX/XX/XXXX when they specifically note in their letter that the account is fromXX/XX/XXXX. They are attempting to extort more money from me by reporting falsely to the credit bureaj
04/12/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92124	Web
I am filing a compliant due to the fact XXXX is reporting incorrect information on my personal Credit Report. On XX/XX/XXXX XXXX started reporting the folliwng Account # XXXX Original Credit : XXXX XXXX stating that I own a balance of {$3800.00}. This account is now assigned to another creditor by the name of Lewis McDonnell & Asso. This account is not mine I am a victim of Identity Theft and have never agreed to conduct business with this Creditor. I have contacted XXXX via Mail and Fax asking for validation of this debt on XX/XX/XXXX and again on XX/XX/XXXX I also provided a copy of my ID and Social proving my identity informing XXXX of my Identity Theft issues, they have failed to reply in resonable amount of time to provide me with any evidence that this debt is mine, I ask that you now please remove this account from my report immediately.
07/15/2021	Yes	Debt collection Auto debt	Threatened to contact someone or share information improperly Contacted your employer	TN 37072	Web
Hello, My name is XXXX XXXX. I now live in Tennessee and While off of work on XXXX Lewis McDonnell Associates called my place of employment. They also called on XXXX and threated to come up to my job. I had no knowledge of this case nor have I ever received anything from them. I spoke to someone named XXXX ( who refused to give last name ) was completely rude on XXXX. After calling my place of employment for a Second time telling me he doesn't care, this isn't customer service. I asked him to stop the calls to my place of employment, and let him know about Debt Collections Act doesn't exist. After I told him that they are violating this Act. He said that the calls wouldn't stop and that I would be getting served at my place of employment. and that no such act existed XXXX was yelling and completely and utterly unprofessional.
08/13/2021	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	PA 19121	Web
I believe I am a victim of identity theft. Due to the Pandemic, we have been facing a lot of problems in terms of financial, emotional, and physical aspects. Also, I have been hearing a lot of recent news that the Bureaus are having data and system issues. I decided to look at my credit reports from the 3 major credit bureaus and found that this LEWIS MCDONNELL & ASSO was reporting to be negative on XXXX. I have disputed the fraudulent information from my credit report. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I have done many attempts to reach out to the Bureaus but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Thank you.
05/27/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA XXXXX	Web
On XX/XX/2021, I sent a letter to XXXX XXXX XXXX XXXX asking them to verify the debt and for any proof that I owed the debt. On or around XX/XX/2021, the response I received were the last four digits of my social security number, my name and the original creditor of the debt. He also told me I needed to file a police report if I wanted proof of the debt. On or around XX/XX/2021, I again asked for the proof of the debt. I also asked why did I need to file a police report for debt validation. As of XX/XX/2021, I have not had a response to my request. I have also tried to contact the original creditor to see if I can get any information but their number listed is not working and the email address comes back undeliverable. I have emailed them at XXXX and the phone number belongs to a company called XXXX XXXX.
07/15/2023	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IA 52402	Web	Servicemember
Sent this debt collection agency a request for validation of this debt on XX/XX/2023. This debt collector has failed repeated requests from me to validate or ahow me some proof this debt was mine and owrd by me. There has been no response. Have made repeated calls to this company, no response. Under Federal Law, FDCPA, FCRA, after receipt of my request for validation, this debt collector is required by law to provide some sort of documentation, cease and desist from all collection efforts and remove this from all consumer credit reporting agencies until I can review any proof given, if any exists. Also, a prior debt collector in attempt to clain this supposed debt, filed suit in court in XXXX XXXX, Iowa and they lost. Yet, here is another still trying to collect a debt already riled not owed.
09/14/2020	No	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	TX 76126	Web
I have been receiving phone calls from this company stating that if I do not return their call by end of day they will have no choice but to file suit against me. They have also been calling my family leaving the same messages. I have no idea what this is for. I have disputed the debt and requested copies of any signed contracts or bills to validate this is truly my debt and I have received nothing. They did respond to XXXX and say it's a valid debt but have provided me with zero proof. It has been years since I have had any balances owed to anyone as I paid everything off. Before calling someone and leaving messages stating you are going to file suit day after day which clearly there was no intent it would make sense to send some sort of communication proving the debt is valid.
08/13/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	CA 92056	Web
I have never received anything in writing from this company regarding a debt. I did receive a phone call at work in XXXX or XXXX stating if I did not pay the amount owed I would be sent to jail and a sheriff was coming to my work to serve me papers. I asked for something in writing explaining who they were, the debt they were collecting for, and the amount owed. I also informed them to not contact me at work, I am a teacher and it is disruptive. I never received any documentation from them or another phone call. I researched the company and found that other people had similar experiences, even when they paid and that it was a scam. Since I did not receive any documentation from the company or a phone call on my personal phone regarding the debt, I assumed it was a scam.
01/17/2023	No	Debt collection I do not know	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	CA 92618	Web
I was threaten verbally attacked. They said they were come to my place of employment to serve me with paperwork. They also falsified information on my credit report with incorrect addresses thats listed to a XXXX of XXXX XXXX California also, XXXX, California, XXXX XXXX. They are a scam company that is trying to use scare tactics for them to get paid I will include the addresses that they list that with a simple XXXX search. would see that the address they listed was fake. the first address they list is XXXX XXXX XXXX XXXX ca XXXX which is XXXX XXXX. the second is a post office and the address is XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ca . they need to be found so i can sue them and please have this remove my credit report. Thank you.
01/12/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MS 39501	Web
I have filed numerous complaints about this debt. I refuse to pay {$3000.00} + dollars for something I dont owe. This debi collection agency provided me with documents that I found in my email. I never signed for anything of this amount. I remember purchasing a television from a place right before the storm. It was a 55 television from XXXX XXXXXXXX in XXXX XXXX. I never brought anything else. This is not my account. The signature is not mine and I am not paying for something I dont owe. This company is a fraudulent company. The only other loan I took out was with XXXX XXXX for {$1000.00} in 2013. I paid it back within 30 days. This documents does not contain my signature.
09/25/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	VA 23608	Web
Lewis McDonnell & Associates is reporting on my CR, fraudulently. First that is abuse pursuant to 15 USC 1692 ( d ). I have no contract with Lewis McDonnell & Associates or anyone they might have bought my information from. Pursuant to 15 USC 6801 my information is mine and should not be shared unless authorized by me. I have no contract with Lewis McDonnell & Associates. I have yet to witness a " wet ink '' signature between myself and Lewis McDonnell & Associates. nor have I ever received a True Bill in commerce in regards to this account. Lewis McDonnell & Associates has levied and/or trespassed upon Me, the living woman, without due cause. There is NO valid contract.
06/23/2022	No	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 95661	Web
They have called numerous family members say they are serving my papers and pressing legal action. Back in XXXX I started a payment plan with them and paid a large amount over time. But they keep harassing me when I told them I was struggling with money. They started calling family members again and blowing of their phones and mine. They have put me down when I told them I couldnt afford XXXX plus a month. I told them I have a family and daily life. I want them to leave me alone. I contacted out to an attorney for harassment creditors and he said the company calling me does not have a open law license in the state of California and they are scamming me.
08/23/2023	Yes	Debt collection Other debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	CT 06114	Web
I have received notification of a debt collection added to my credit report but have not been contacted by phone or letter regarding the validity of the account claiming to collect. Debt Collector Lewis McDonnell & Asso Account XXXX XXXX XXXX XXXX XXXX XXXXXXXX, CA XXXX Balance {$460.00} In accordance with the Fair Credit Reporting act for the following Lewis McDonnell & Asso Account XXXX XXXXXXXX has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions
02/01/2023	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 94541	Web
This complaint is regarding account information below that has not been investigated and no information given. Its been over 2 months with no information given to me regarding these accounts. I have no knowledge of these companies and they shouldnt be reporting as I never gave permission for the reporting per Section 1681a -I sent correspondence to the Credit Bureaus regarding this. I was never notified in writing per 15 U.S.C 1692ag prior to accounts being on my credit report, within 5 days. Moreover, these accounts violate debt collections, and abusive and unfair practices per section 1692f ( 1 ) adding additional amounts.
12/12/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	NY 11212	Web
I have continuously reported two accounts as inaccurate on my credit report with XXXX XXXX who I do not KNOW whatsoever! I have disputed these accounts and the company has absolutely ignored me continuously! I have received absolutely no proof nor have I have received a response at ALL! This is ILLEGAL per FCRA and FDCPA regulations! This company will not respond to any letters I have sent! I am considering litigation at this point, although I prefer not to, theyre leaving me no choice and I must do what is in my best interest. The first point of contact with this company was on XX/XX/21 and I have yet to hear from them!
04/03/2022	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted your employer	CA 94585	Web
The collection agency called my work place on XXXX/XXXX/2021. I was told by my employer there were people calling looking for me wanting me and saying something involving the law. I had no knowledge to this debt. By law all debts over {$600.00} the original company is required to issue me a copy of 1099-C when a debt is charged off with the IRS. I paid the alleged debt because I was threatened that the amount of money I had to pay if they involved the judged is alot more. I had reached out to them and send them a debt validation letter on XXXX XXXX 2021 and I haven't received any response.
04/17/2023	No	Debt collection Other debt	False statements or representation Impersonated attorney, law enforcement, or government official	FL 335XX	Web
Company contacted my sister stating that they were trying to contact me regarding legal documents needing to be delivered on XXXX. I contacted the company and provided a reference number. I spoke to a representative whonstated that the attorney that was handling my case was in a meeting & gave her permission to give me information. She stated that yhey are an attorneys office ( Mcdonell & associates ) & they have filed a lawsuit against me which I will have to go to court or settle the payment. They emailed two documents to sign. The second document stated that THEY ARE A DEBT COLLECTOR.
05/25/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 76133	Web	Older American, Servicemember
The original creditor was XXXX XXXXl original Account : # XXXX File # XXXX Balance : {$630.00} Current Creditor : XXXX XXXX XXXX XXXX XXXX XXXX They say the debt originated XX/XX/XXXX and charged off XX/XX/XXXX in the amount of {$630.00} The address XXXX XXXX XXXX XXXX. XXXX XXXX XXXX is not mine. My address is XXXX XXXX XXXX XXXX XXXX XXXX. The copy of the document that I received from XXXX XXXX XXXX XXXX XXXX XXXX was a XXXX document and it is not my Signature I want an original copy of the documents, and I would like to know how the company completed the investigation.
09/23/2021	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	PA 19121	Web
This is XXXX XXXX, who is submitting this CFPB complaint myself and to inform you that there is no third party involve in the process. The XXXX Credit Bureau is reporting inaccurate information on LEWIS MCDONNELL & ASSO ; this is in violation of the FDICs Uniform Credit Retail Credit Classification and Account Management Policy. Per FCRA, reporting must be 100 % accurate or the information must be deleted. Evaluate this reporting by making a revision of the information provided. Modify and perform any corrections or withdraw this from my personal file.
07/30/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90813	Web
LEWIS MCDONNELL & ASSOCI has an open account for the amount of {$3000.00} dollar 's which is on collections I'm sure I was not the person who opened that account LEWIS MCDONNELL & ASSOCI claims that I got rims and tires from some place I have tried to get them to understand that I didn't open such account to no avail my credit score is being affected by this false/ fraudulent account That needs to be removed and Immediately. Because ofLEWIS MCDONNELL & ASSOCI false/ fraudulent account I'm unable to get a home loan to buy a house for my family
04/23/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77449	Web
Hi I have updated information regarding a formal complaint # XXXX. The company was sent a final invoice and affidavit showing their wrongdoing. They stated they obeyed FDCPA and other State Laws. They did not! I'm enforcing my rights to hold them accountable and receive my monetary compensation for each violation that injured, damaged my reputatuion and financial livelihood. Once again I'm acting in good faith, striving to keep this mater out of court. Going to court will cost them more in fees and all damages I did not add to the invoice.
09/25/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33614	Web
I am writing to bring attention to a concerning matter concerning my credit file. I have observed the presence of a collection entry from your agency, which has caught my attention as I was not previously informed about this collection. Furthermore, I hold serious doubts about the accuracy of the debt being claimed. As per the Fair Debt Collection Practices Act, I have the right to request validation of the debt. Thus, I kindly request that you provide me with the required validation and take appropriate actions to address this issue.
09/20/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33147	Web
I am writing to bring attention to a concerning matter concerning my credit file. I have observed the presence of a collection entry from your agency, which has caught my attention as I was not previously informed about this collection. Furthermore, I hold serious doubts about the accuracy of the debt being claimed. As per the Fair Debt Collection Practices Act, I have the right to request validation of the debt. Thus, I kindly request that you provide me with the required validation and take appropriate actions to address this issue.
08/18/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 33147	Web
I am writing to bring attention to a concerning matter concerning my credit file. I have observed the presence of a collection entry from your agency, which has caught my attention as I was not previously informed about this collection. Furthermore, I hold serious doubts about the accuracy of the debt being claimed. As per the Fair Debt Collection Practices Act, I have the right to request validation of the debt. Thus, I kindly request that you provide me with the required validation and take appropriate actions to address this issue.
07/24/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33614	Web
I am writing to address a concerning issue regarding my credit file. I have noticed the presence of a collection entry from your agency, which has caught my attention as I was not previously informed about this collection. Additionally, I have serious doubts about the accuracy of the debt being claimed. Under the Fair Debt Collection Practices Act, I have the right to request validation of the debt. Therefore, I kindly ask that you provide me with the necessary validation and take the necessary steps to resolve this matter.
07/18/2023	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33147	Web
I am writing to address a concerning issue regarding my credit file. I have noticed the presence of a collection entry from your agency, which has caught my attention as I was not previously informed about this collection. Additionally, I have serious doubts about the accuracy of the debt being claimed. Under the Fair Debt Collection Practices Act, I have the right to request validation of the debt. Therefore, I kindly ask that you provide me with the necessary validation and take the necessary steps to resolve this matter.
08/04/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 77316	Web
I have a collections account reported on my credit report that should not be. According to the statute of limitations in the State of Texas, creditors can not report an account if the account is older than 4yrs. This particular account in the amount of {$1400.00} was closed back in XXXX and the creditor is just now try reporting. Creditors has the right to contact me directly to resolve, but they do not have to right to report on my credit report if account is older than 4yrs. old.
07/09/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	TX 776XX	Web
On XX/XX/2021, I logged onto my XXXX XXXX account and noticed a " XXXX '' collection. Lewis, McDonnell and Associates had reported a collection for the amount over {$1700.00} for XXXX. I have not been contacted by this company. I previously had another company reporting the debt for just over {$1000.00}. I have received NOTHING from Lewis MCDonnel and Associates regarding this. Not only is that a violation, but reporting an incorrect amount. Also stating the account is OPEN.
09/17/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 79912	Web	Servicemember
I have received a debt on my credit from a company Lewis Mcd/XXXX XXXX XXXX that I have no knowledge of. The dates are out of a range to my knowledge and the amount owed is not an amount I have ever seen. I have never heard of this company before it showed up on my credit report and it is not being removed from my credit history. I have researched this company and they are known for creating fraudulent accounts and I would like it removed immediately.
01/09/2023	No	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NY 10040	Web
Lewiss Mcdonell & Associate have made a delinquent charge on my account after I had closed an account with original loan. The original loan providers can not provide any information on the debt. Every time I call they said they dont have it because its been so long so why am I being charged if theres no information? When I showed original bank statements to prove l came to a settlement they dont acknowledge it. They were scammed by original lender.
03/03/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NC 284XX	Web
Was contacted at my job about a debt. They threatened that I was being XXXX and owed over XXXX and if not paid then my wages could be garnished and that after court documents have been signed my debt would increase to XXXX but if I paid now before court documents were processed I would only owe the {$1200.00}. They said they sent out a letter to my home address in XXXX but I never received anything from Lewis, McDonnell and Associates.
10/18/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MO 63301	Web
I asked for debt validation, they refused. Inaccurately reporting on credit bureaus for a debt that is not mine. This was removed years ago due to identity theft from another collection agency trying to collect this as well. This company is a a junk debt collector and they are inaccurately reporting and will not provide any validation proof. They are also making threatening and harassing phone calls to me, my family and employer.
12/02/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MD 21144	Web
XX/XX/XXXX noticed an entry on my credit report from Lewis McDonnell & Associates for a Flexshopper account in the amount of {$1700.00} XX/XX/ contacted Lewis McDonnell & Associates via phone to request debt validation XX/XX/ mailed a debt validation request to XXXX XXXX XXXX XXXX XXXX CA XXXXXXXX XXXX called Lewis McDonnell & Associates to inquire about letter XXXX still have not received debt validation
08/25/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NV 89131	Web
Lewis McDonnel and Associates is trying to collect a {$260.00} debt they say they purchased from XXXX XXXX. I have no outstanding debt with them and the account was paid in full a few years ago. I attempted to get them to remove it from my credit and they refuse. I have no debt or contracts with Lewis McDonnel and Associates. I want the collection removed from my record with a explanation and apology.
07/03/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	PA 191XX	Web
In accordance with the Fair Credit Reporting act Lewis McDonnell & Associate open on XX/XX/2020 has violated my rights. 1 5 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions
04/06/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77449	Web
Hi I have addition information regarding a former complaint XXXX. The erroneous information was deleted from at least 3 of the consumer reports. Thank you Lewis McDonnell and Associates. I sent Lewis McDonnell and Associates an Affidavit and an invoice. They did not properly respond to the affidavit. Please see attachments.
09/17/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30344	Web
The inaccurate information above was never verified to be in line with official reporting standards. The information above was never confirmed to be accurate, complete, timely, or valid. You must provide proof of compliance with reporting standards and applicable consumer laws. The information above is insufficient.
10/12/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MD 219XX	Web
XXXX XXXX has two companies on my report under collections looks like for one account. Ive never used XXXX I had a freeze on my credit for over a year after identity theft issue. I never received any notices about this prior to my credit score dropping due to not one but TWO collections for the same thing.
07/26/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 77530	Web
this debt was by XXXX XXXX XXXX XXXX. I've never known them or had any business with them. This company is now closed and the debt was sold to LEWIS MCDONNELL & ASSO.I have no knowledge of this account. There are several complaints on the company ( XXXX XXXX XXXX XXXX ) which is why they were shut down.
11/07/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 293XX	Web
Looking over my consumer report I notice Lewis McDonnell & Associ is reporting inaccurate information on my consumer report. I'm demanding that this debt collector disclose to me all of the documents and or information that is being reported on my report.
10/27/2022	Yes	Credit card or prepaid card General-purpose prepaid card	Problem getting a card or closing an account Trouble closing card	OH 432XX	Web
SOMEONE OPENED A ACCOUNT IN MY NAME WITH " XXXX XXXX SERVICES '' AND NOW LEWIS MCDONNELL AND ASSOCIATES KEEP CONTACTING ME AND THREATENED TO TAKE ME TO COURT TO HAVE MY WAGES GARNISHED, BUT THIS WAS NOT ME WHATSOEVER THAT STARTED THIS ACCOUNT.
07/29/2023	No	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	WI 53216	Web
The account in question was disputed on XX/XX/2023 and again XX/XX/2023. Each time the dispute came back verified with no verifiable documentation, which was requested via certified mail.
10/04/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	MA 02149	Web
This debt has been paid in full but it is still showing negatively and is hurting my credit. this debt should be closed out. Please help. XXXX XXXX Account number XXXX
03/06/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	LA 70458	Web
As of XX/XX/2023 this company is still reporting a false account on my credit report after stating that they would have it removed it from 3 credit bureaus.
01/30/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77090	Web
This is LEWIS MCDONNELL & ASSOCIATES is reporting a false and inaccurate credit information reported and it is a violation of 15 U.S.Code 1692e ( 8 ).
09/21/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30344	Web
I previously notified you that I am a victim of identity theft on XX/XX/2022 A identity thief used my personal information without my permission
01/03/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	IL 60827	Web
The debt on my credit was fraudulently put on that was not me I was a victim of identity theft and I would like it fixed as soon as possible.
04/01/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	FL 33563	Web
Company representative called and threatened to garnish my wages thru my employer and or take me to court without any notification
04/26/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	GA 30253	Web
This account is 7 years old and now the debt collection company has bought it and reporting as new.
12/14/2022	No	Debt collection Other debt	Communication tactics Frequent or repeated calls	NY 119XX	Web
This company is calling and harassing my family members and telling them my personal business
03/31/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30012	Web
I have no knowledge of the information on my consumer report. This does not belong to me
01/19/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 33056	Web

01/18/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30035	Web

01/11/2024	Yes	Debt collection I do not know	False statements or representation Told you not to respond to a lawsuit they filed against you	NC 28120	Web

12/21/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 752XX	Web

12/18/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NV 89135	Web

12/17/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA XXXXX	Web

12/05/2023	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	NY 10030	Web

11/30/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 10030	Web

11/27/2023	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	GA 30068	Web

11/15/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MD 20746	Web

10/24/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	XXXXX	Web

10/24/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33147	Web

09/26/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33311	Web

09/24/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30224	Web

09/05/2023	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77085	Web	Servicemember

09/02/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NY 10954	Web

08/24/2023	No	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	GA 30338	Web

08/18/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60618	Web

06/16/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 77449	Web

06/12/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	PA 19134	Web

05/11/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30309	Web

04/19/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	PA 15213	Web

04/02/2023	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33543	Web

03/23/2023	No	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	FL 33543	Web

03/17/2023	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 32164	Web

03/16/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 90260	Web

02/02/2023	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	MD 20910	Web

01/08/2023	No	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	TX 77040	Web

12/30/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	ME 04038	Web

12/21/2022	No	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92626	Web

11/28/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 11207	Web

11/22/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	AR 71635	Web

11/09/2022	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	MA 01220	Web

10/18/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 77089	Web

09/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91306	Web

09/28/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 90305	Web

09/02/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 75019	Web

08/31/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MO 64063	Web

08/05/2022	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	LA 70816	Web

07/19/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TX 77014	Web

07/06/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	PA 19121	Web

05/25/2022	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 92154	Web

04/04/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 34759	Web

03/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	LA 71047	Web

03/24/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NY 11106	Web

02/11/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	IL 60445	Web

02/06/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NM 87112	Web

01/22/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 92586	Web

01/12/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	SC 29579	Web

11/01/2021	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	FL 33853	Web

10/29/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75241	Web

10/04/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 92124	Web

08/31/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77057	Web

08/27/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75241	Web

08/24/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32725	Web

08/24/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 76133	Web

07/23/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 95825	Web

07/22/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 77373	Web

07/13/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 91785	Web

06/08/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77048	Web

05/07/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX 78230	Phone	Servicemember

03/25/2021	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	TX 75052	Web

02/04/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 93630	Web

01/27/2021	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying		Phone

12/16/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78242	Web

12/15/2020	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	TX 76708	Web

12/12/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	TX 78242	Web	Servicemember

12/06/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77060	Web

10/09/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 93550	Web

10/05/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77021	Fax

07/12/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 77048	Web

06/19/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	TX 77494	Web

09/09/2019	No	Debt collection Payday loan debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	CA 92507	Web

03/04/2019	No	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	MD 21215	Web	Servicemember

07/28/2017	No	Debt collection Credit card debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	FL 33126	Web