Law Offices of Timothy M. Sullivan CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
04/20/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OH 43224	Web
XXXX XXXX XXXX XXXX XXXX XXXX, OH XXXX To Whom It May Concern, The reason for my dispute is HS FINANCIAL GROUP LLC was required to notify me no later than 30 days after furnishing the negative information to credit bureau reports, in writing ... under such section 623, subsection ( 7 ) ( A ). However, in my records, I am unable to locate documentation that they complied with this requirement, which is a violation of the FCRA & FDCPA. Also, HS FINANCIAL GROUP LLC failed to give me my " Mini-Miranda '' five days prior to placing this derogatory item on all of my credit reports, per Section 807 ( 11 ) & FDCPA 809, Under 809. Validations of date and Mini-Mirandi under Section807 ( 1 ) HS FINANCIAL GROUP LLC failed to send me my initial communication before placing this alleged item on my credit reports further violating the FCRA, with {$1000.00} per violation HS FINANCIAL GROUP LLC is held liable as well for defamation and in the state of OHIO indebtedness with those of other creditors against an individual debtor or codebtors. FDCPA I fail to see where HS FINANCIAL GROUP LLC is in compliance with OHIO LAW. I also have report this account to the FTC, and XXXX Police Dept.I need this collection account to be removed from my credit report.HS FINANCIAL GROUP LLC has not even tried to contact me regarding this Fraudulent collection account. Please have them remove this collection account immediately.
10/30/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	OH 43230	Web
I have a a unverified account from Law Offices of Timothy M. Sullivan # XXXXXXXX.I have never done business with this company. I had previously disputed this account as it was under dispute for fraudulent fee and breach of contract I have also file a complaint with the Attorney Generals Office for misrepresentation. I have never done business with HS Financial Group , LLC. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that Timothy M. Sullivan Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ). Whether you purchased the debt, and if so, the amount paid for the debt 7. ) The date ( s ) the debt allegedly accrued ; 8. ) An itemization of the costs, including an accounting, for any additional interest, charges, or other fees placed on this account. I want to request that Timothy M. Sullivan Cease and Desist all further communications and collection actives and provide the verification of the purported debt.
03/01/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	OH 43219	Web
I contacted the Offices of Timothy & Sullivan on today XX/XX/2017, to settle a past due debt that I have. I was advised that XXXX ( Provided no last name ) was assigned to my case. I spoke with XXXX, he refused to accept my offer, he also refuse to sent my request to their client. I advised XXXX since he refused that I will make other arrangements to pay the account. I then contacted the paralegal who was handling the account, XXXX who was every kind and helpful. After ending my call with XXXX I received a call back from XXXX asking ( more confirming ) my employer, my work number phone number. He then threatened to send a wage garnishment to my employer. I advised XXXX that I was working with XXXX, he spoke over me in a very rude and unprofessional tone. I eventually had to hang up the phone as he was being very disrespectful and demanding I pay the account today. I then realized that XXXX contact me on my work phone. I request the Offices of Timothy & Sullivan not contact me AT ALL. Any communication be sent via mail or from XXXX directly.
09/18/2017	Yes	Debt collection Payday loan debt	False statements or representation Attempted to collect wrong amount	OH 45245	Web	Servicemember
XXXX of this year I took out a loan with this company. Things feel apart after, They began to take money out of my account on a random basis and multiple times a week, I had to contact my bank, file a fraud report with them. I filed a BBB compliant as well. I had to change my debit cards and my checking account information. This company took money from me ranging in amounts of XXXX to XXXX per week. I have correspondence from all of this including the BBB incident number XXXX. So over the weekend I get a letter they have turned me over to collections for this huge amount. I am beyond upset, I do n't owe these people money, they took advantage of me, and now to have them attempting to collect this is horrible. I have submitted to the collection agency who is XXXX Offices of XXXX XXXX and their number is XXXX.
01/24/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	OH 44060	Web
Received multiple phone calls last XX/XX/XXXX through XX/XX/XXXX ( multiple times a day ) saying that criminal charges were being filed against me. Wouldnt give me information. So I would hang up thinking its a scam. Now Ive notified by my employer that my wages are being garnished. Never was served with anything, but do lets say my signature was signed for XXXX delivery to an address I didnt even live at! There was an eviction case at the same municipal court 3 weeks earlier. So now the company or the court is lying about the signature of being served? The lying scum 3rd party collection agency HS Financial was allowed to have this judgement filed against me when it was past the statues of limitations to sue me for this debt. How does a this happen?
12/24/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	OH 43110	Web
I received a copy of my credit report and I am disputing some items that need to be deleted. The reason why these items should be deleted is due to I have not authorized the following accounts below. The Fair Credit Reporting Act Section 609 [ 15 USC 168Ig ] bureau should send me all application being denied according to the provision Section 612 ( b ) [ 15 USCj ( b ) ] meaning there should be no charge for this information. PLEASE DELETE THIS FRAUDULENT ACCOUNT AT ONCE : DEBT XXXX XXXX # XXXX I dispute this debt and any accounts you may have in your office. The original creditor is also a 3party junk debt collector and has also failed to send any notice or verification of this account.
08/09/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77449	Web
I was notified on XX/XX/2021 by company HS FINANCIAL GROUP , LLC proclaiming to attempt a debt collection for an amount of {$3400.00}. The notification reveals that the collection was being done on behalf of a separate entity identified as XXXX XXXX XXXX, XXXX. I would like to report these collection efforts as both fraudulent and unethical. There was notification sent to HS FINANCIAL GROUP , LLC back on XX/XX/2021 requesting validation for the said amount owed. Proper response was not given and I feel that my personal information/identity as at breach.
08/02/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	OH 43230	Web
I am filing a complaint due to continuous ( XXXX ) XXXX and HS FINANCIAL GROUP LLC case # : 2019 XXXX XXXX have been calling, harassing, and filed a civil case against me for a debt collections that I did not authorize. They are in violation of FDCPA 805/806/809.
12/09/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AZ 85301	Web

03/10/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CO 80920	Web

05/19/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	GA 30038	Web

03/01/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OH 44137	Phone

02/19/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	OH 45424	Postal mail	Older American, Servicemember

08/06/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	MD 20781	Referral

02/19/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OH 44278	Web

04/25/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	OH 43616	Referral

11/06/2013	Yes	Debt collection Mortgage	Communication tactics Called after sent written cease of comm	CA 98631	Referral