| 07/18/2022 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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In response to CFPB Complaint # : XXXX My name is XXXX XXXX XXXX XXXX XXXX a federally protected Consumer. And i am making this complaint against the Law Offices of Goldberg & Oriel for violating Cease & Desist notice they received XX/XX/XXXX ( see attachment cease & desist ), and for continuing to invade my individual privacy by committing abusive, deceptive and unfair debt collection practices. The Law Offices of Goldberg & Oriel stated we mailed back validation of the debt to XXXX XXXX. and In the spring of XXXX XXXX XXXX again asked for validation of the debt and again we responded. and We provided all documents sent to us by our client. It's my belief that the Law Offices of Goldberg & Oriel have attempted to commit theft by deception by furnishing false and deceptive forms via U.S. Mail, which constitutes mail fraud. I never contracted with the Law Offices of Goldberg & Oriel, so they have no lawful authority to have my identifying information which they are using to commit extortion and aggravated identity theft pursuant to 18 USC 1028A. A voicemail ( see attachment XXXX XXXX ) was left by XXXX from Goldberg & Oriel as quoted in the message. This is a violation of 1692d ( 6 ) and 15 USC 1692e ( 11 ). As of XX/XX/XXXX i have not received any documentary evidence, such as a trilateral contract, giving the Law Offices of Goldberg & Oriel any right to collect on this alleged debt. The Law Offices of Goldberg & Oriel stated Thereafter in XXXX of XXXX suit was filed against XXXX XXXX. Pursuant to 15 USC 1692i ( b ), they have no legal standing in the matter and the amount of the alleged debt the suit was filed for, differs from my XXXX, XXXX and XXXX consumer reports ( see attachment Exhibit B ). This is a false representation of the amount of the alleged debt and is a violation under 15 USC 1692e ( 2 ) ( a ). It is my belief that the Law Offices of Goldberg & Oriel and XXXX XXXX XXXX XXXX are attempting unlawful extortionate activities and theft by deception by attempting to furnish false and deceptive, and threatening forms pursuant to 18 USC 876. I have never received any documentation requesting validation from XXXX XXXX XXXX XXXX before they committed multiple violations under FCRA and FDCPA by furnishing this alleged debt to my consumer report. If XXXX XXXX XXXX XXXX can not provide me with such proof as a tracking that they attempted to lawfully validate this alleged debt with me, the consumer, prior to furnishing it on my consumer report, this has been a fraudulently furnished account with forethought and malice as an attempt to bring harm to me and my financial reputation. I have never received documentation for validation from XXXX XXXX XXXX XXXX before they committed multiple violations under FCRA and FDCPA by furnishing this alleged debt to my consumer report. XXXX XXXX XXXX XXXX and the Law Offices of Goldberg & Oriel are to be held civilly and criminally liable for their abusive, deceptive and unfair debt collection practices.
See Attachments : Debt Validation Letter Exhibit A, a copy of their CFPB response to Complaint # : XXXX Exhibit C, copy of FTC Report XXXX which consists of General Provisions & Violations committed by the Law Offices of Goldberg & Oriel and XXXX XXXX XXXX XXXX ; 15 USC 1602 ( l ), 15 USC 1605,1692c ( b ), 15 USC 1692d ( 1 ), 15 USC 1692d ( 2 ), 15 USC 1692e ( 4 ), 15 USC 1605 ( a ), 15 USC 1605 ( c ), 15 USC 1692d ( 5 ), 15 USC 1692d ( 6 ), 15 USC 1692e ( 11 ).
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| 07/12/2022 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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My name is XXXX XXXX XXXX XXXX, a federally protected consumer, and I am making this complaint against LAW OFFICES OF GOLDBERG & ORIEL, for committing identity theft. I have never given LAW OFFICES OF GOLDBERG & ORIEL, any permission to use any of my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe. I am aware that in accordance with Article 9, the assignment of a defaulted note is illegal. Both the assignee and the assigned are both liable for violations under 15 U.S. Code 1692e ( 12 ).
I have not validated any alleged debt with LAW OFFICES OF GOLDBERG & ORIEL and my failure to dispute the validity of these alleged debts shall not be construed as an admission of liability. As of XXXX I have not received any documentary evidence, such as a trilateral contract, giving LAW OFFICES OF GOLDBERG & ORIEL any right to collect on this alleged debt. I have never received any documentation requesting validation from LAW OFFICES OF GOLDBERG & ORIEL, before they committed multiple violations under the FCRA and the FDCPA by furnishing this alleged debt to my consumer report, including but not limited to 15 U.S. Code 1692d ( 4 ) which the FTC defines as debt parking. If LAW OFFICES OF GOLDBERG & ORIEL, can not provide me with proof such as a tracking number that they attempted to lawfully validate this alleged debt with me, the consumer, prior to furnishing it on my consumer report, this has been a fraudulently furnished account with forethought and malice as an attempt to bring harm to me and my financial reputation.
I am legally refusing to pay this debt pursuant to 15 U.S. Code 1692c ( c ). I am demanding a cease and desist of all illegal activity, any communication and collection activity, of this and any alleged debts until LAW OFFICES OF GOLDBERG & ORIEL, can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and LAW OFFICES OF GOLDBERG & ORIEL, continues its collection efforts, I will file for litigation for actual damages caused and LAW OFFICES OF GOLDBERG & ORIEL, will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A, extortion, theft by deception, securities fraud, and mail fraud. Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
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| 06/17/2021 |
Yes |
- Debt collection
- Credit card debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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| 01/09/2020 |
Yes |
- Debt collection
- Credit card debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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| 11/04/2019 |
Yes |
- Debt collection
- Credit card debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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| 02/10/2015 |
No |
- Debt collection
- Credit card
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- Communication tactics
- Threatened to take legal action
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Web |
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| 01/16/2014 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Not given enough info to verify debt
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Referral |
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