Law Office of Linda Strumpf CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
11/19/2019	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	CT 06810	Web	Servicemember
On or about XX/XX/XXXX, I, XXXX XXXX XXXX, a natural person, entered into a contractual agreement with XXXX XXXX XXXX ( herein referred to as XXXX ) for an unsecured credit card, for all intents and purposes, to be used for personal or household purchases. Due to unforeseen circumstances, my debt with XXXX was placed into charge off status as of XX/XX/XXXX. Within the attached documents are the following relevant to my compliant : Exhibit A/ Bill of Sale within my suit, XXXX had a purchase agreement dated XX/XX/XXXX between XXXX and XXXX XXXX XXXX, XXXX and through its general partner XXXX XXXX XXXX XXXX XXXX with an effective date of XX/XX/XXXX. This Bill of Sale included 18,902 accounts for a total of {>= $1,000,000}. This Bill of Sale from XXXX is unsigned. The second Exhibit A/ Bill of Sale reflects the debt sale from XXXX XXXX XXXX , XXXX and through its general partner XXXX XXXX XXXX , XXXX to XXXX XXXX XXXX effective as of the File Creation Date of XX/XX/XXXX. This Bill of Sale included 169 accounts for a total of {$770000.00}. This Bill of Sale from XXXX XXXX XXXX, XXXX and through its general partner XXXX XXXX XXXX , XXXX only has one signature from the seller, but no signature from the purchaser, nor is this document dated. XXXX XXXX XXXX acquired my debt from XXXX in XX/XX/XXXX, but did not proceed with a Small Claims case against me until XX/XX/XXXX. XXXX XXXX XXXX is a Domestic Corporation. Per New York State of Corporate Records, XXXX XXXX ( herein referred to as XXXX ) is the Chief Executive Officer and DOS Process recipient for XXXX XXXX XXXX. XXXX operates XXXX XXXX XXXX alongside her husband, XXXX XXXX , who has been known to use an alias, XXXX XXXX . XXXX XXXX XXXX is a known Debt Buyer. I learned of this suit after my checking and savings accounts had been garnished. Two attempts to garnish were made. The first on XX/XX/XXXX and again an attempt was made on XX/XX/XXXX. I received a total of 5 levy fees from my bank, 3 in XX/XX/XXXXand 2 recently in XX/XX/XXXX. In an effort to understand this debt as I did not have the documents for the suit in hand, I contacted the Small Claims court for a copy. I received the documents in the mail not long after, and immediately noticed an issue. The Bill of Sale from XXXX was unsigned, and I had brought this to XXXX attention in a letter directly to her on XX/XX/XXXX, requesting that she provide circumstances on how my debt was acquired. Another letter was sent on XX/XX/XXXX via fax, email and USPS certified mail, again questioning that the documents were not validation of my debt to XXXX XXXX XXXX. An additional objection to the validity of the debt was made in two letters to the Small Claims court dated XX/XX/XXXX and a revision with the same date sent on XX/XX/XXXX. Unfortunately, several spelling errors graced my first letter and a second letter was sent to ensure I had accurately stated my concerns to the Court. On page three within section 3 of both the Original Letter and the Corrected Letter, I specifically called these two Bills of Sale into question. I also pressed XXXX during the Motion to Open hearing in XX/XX/XXXX, while she was under oath, when she attested that these documents were an accurate foundation for the lawsuit. I paid the debt for 6 months under the promise that she would provide me validation of the debt. When that validation never came, I ceased any and all payments to XXXX XXXX XXXX in early XX/XX/XXXX. Due to prolonged health issues, I hadnt had the time to address this matter at the time. Unfortunately, due to the Consent Order expiring XX/XX/XXXX and unexpected medical leave, I now have time to do so. I also want to make sure anyone else who may be harmed by this Debt Buyer is aware of the questionable practices deployed when attempting to collect debts that XXXX and her firm may be using. Fast forward to present day. XXXX tends to sit on these cases until just before the Statute of Limitations is set to expire. She then files Wage and Bank Account garnishment documents with the court. Under normal circumstances, had XXXX XXXX been the rightful holder of this debt, she would be well within her rights to do so. But given the Administrative Proceeding and Consent Order between CFPB and XXXX XXXX ( File No. XXXX ) and questionable practices concerning robosigning of documents, Bulk Records sales to Debt Buyers, such as XXXX, and I do believe that not only my specific case but the additional 3,196 cases XXXX has filed between XX/XX/XXXX-XX/XX/XXXX all for XXXX XXXX XXXX have been filed improperly and all documents provided lack the proper evidentiary basis to prove the debt. XXXX was not acting as an attorney for XXXX, rather acting as the attorney for XXXX XXXX XXXX. Neither she nor anyone in her office can attest to how affidavits were handled and processed, nor can she or anyone in her office attest to how XXXX processes Charge Off items within their financial books and records, nor can they verify if or if not the Earnings Per Share valuation is affected by Charge Offs. In fact, within my lawsuit documents, XXXX has stated that paralegals work under her supervision, meaning she is liable for whether or not proper documentation is enclosed within legal documentation that serves as the basis for any and all lawsuits she may file. Given the fact that in XX/XX/XXXX, 161 cases were filed for XXXX XXXX XXXX, in XX/XX/XXXX, 1,450 cases were filed, in XX/XX/XXXX, 992 cases were filed, in XX/XX/XXXX, 419 cases were filed, in XX/XX/XXXX, 99 cases were filed, XX/XX/XXXX, 53 cases were filed, in both XX/XX/XXXX and XX/XX/XXXX only 5 cases were filed, in both XX/XX/XXXX and XX/XX/XXXX only 4 cases were filed and in XX/XX/XXXX, only 2 cases were filed, it is safe to say that had this been a valid means and method of attempting to collect debt, the quantity of lawsuits would have remained approximately the same and not ceased after XXXX stopped selling debts in XX/XX/XXXX. I would like you to investigate this matter and answer the following questions : How many of the 3,197 cases just within Connecticut were filed with robosigned documents? How many of these cases were witnesses, such as XXXX XXXX or XXXX XXXX, made available at hearings in order to answer questions under oath? How many of these suits were a direct result of the debts in question from XX/XX/XXXX-XX/XX/XXXX per the aforementioned Administrative Proceeding and Consent Order generating a combined {$80.00} XXXX fine/penalty payment? Does XXXX have the legal right to collect more for the debt than she legally paid, as the contract was not initially with her, yet through XXXX bank and consumers? What does XXXX do with charged off debt within its corporate books and records and would XXXX have intimate knowledge of thus information? If a debt is written off as a loss at year end, and claimed on corporate taxes, it affects Earnings Per Share valuations and renders the debt uncollectible. How can XXXX double dip on this debt? Can XXXX legally speak on behalf of debt generated by XXXX with data providing during a bulk sale? To acquire cases within CT, I used the State of CT Judicial website and searched by XXXX XXXX Juris #. When downloading to XXXX, there is a hyperlink embedded leading directly to the case listed under the hyperlink. Thank you for your attention to this matter. If you have any questions, please do not hesitate to contact me.
09/13/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	FL 34786	Web
I was contacted back in XXXX and threatened with jail and liquidate all of my assets if I did not pay for an account opened back in XXXX. The attorney XXXX XXXX has been harassing me since XXXX. When I was contacted again in XXXX I told them I already paid it off. They preceded to call my job and spoke with HR several time, called me at work harassing me so I agreed to pay so they would stop calling at work, sending a sheriff to my home to serve me. I have made over XXXX in payments and now they are sending another court document that I now owe the same amount again and additional fees totaling {$5100.00}. XXXX XXXX, XXXX. has run my credit/social security again on XXXX/XXXX/XXXX without my consent ; to retrieve my address and sue me for the same charges I have paid for twice already. This is fraud. She keeps selling the same fraudulent account ( Under XXXX, which is her husbands company ) to other attorneys to collect from me and then selling it to another attorney and tack on more fees. This is now the third or fourth attorney. When I ask for a certified letter with documents on what the account was, the charges breakdown. They tell me they ca n't but will can send me an email. Once I told them I was going to file a complaint and seek legal council, two weeks later I receive a judgment from the court. I need help, they have now contacted my employer and sent a sheriff to my office. I need some assistance as I will need to seek an attorney. The new attorney now reaching out to me is named XXXX XXXX, PA. Please help.
08/01/2018	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	NY XXXXX	Web	Older American, Servicemember
On XX/XX/2018, debt collector, who is posing as an attorney ( Linda Strumpf ) AND who is the CEO of the plaintiff ( XXXX XXXX ) served my bank ( XXXX XXXX ) with an illegal judgement for {$5900.00} to be withdrawn from my social security account. Thus far, they have gotten {$3100.00}. This money is a combination of my social security and a loan. I have had no dealings with XXXX XXXX. I have never received PROOF of ANY debt from XXXX XXXX or a court notice. I have lived at my current address for almost 6 years and a previous address for 3 years. No court notice, yet the index number is XXXX in the Civil Court of XXXX. I got this and the following information from my bank : to call XXXX, XXXX XXXX XXXX. I called. Left message. No cooperation or return call. I informed them I would contact CFPB. Again, nothing ; however since then I have learned that there are many complaints against Strumpf who wears two hats. Additionally, it appears that the Connecticut address is currently bogus as there are 7 companies at XXXX XXXX XXXX, XXXX XXXX, Ct XXXX but only ONE since XX/XX/XXXX which is actively owned by XXXX XXXX ; the others involved Linda Strumpf. Additional addresses are XXXX XXXX XXXX, XXXX XXXX, NY XXXX and oddly enough, the XXXX that XXXX XXXX gave me as Linda Strumpf is listed by XXXX as XXXX XXXX.
01/17/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 34711	Web	Servicemember
I was contacted in or around XX/XX/XXXX by a collection agency claiming to have a judgment against me and demanding payment. The judgment was supposed to have been imposed in XX/XX/XXXX for a debt that I knew nothing about. I never knew about the judgment until XX/XX/XXXX when I received the first communication. I have written to the collection agency and both of it 's " attorney 's '' stating the debt is not mine and they must have the wrong person. I have asked for validation of the debt and all I received was the judgment order from XX/XX/XXXX. I was threatened with wage garnishment and now a subpoena to show all of my financial assets for the last 3 years. I have contacted the original creditor they claim I owed and they have no record of me owing this debt. I have relayed that to all parties involved and I am still getting threatened with legal action. I have overwhelming proof that this debt is not mine and since I never knew that this judgment was filed against me. It has cost me a lot more than what I have spent trying to get this cleared up in the recent months.
03/13/2017	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	NY 11725	Web
XXXX obtained a default judgment on a debt that was never verified prior to filing. At no time was I given any proof I owed money to XXXX. The default judgment is now for {$15000.00}, when the original principal balance as per the paperwork in the judgment was only {$3300.00}. I am being told by XXXX my checking account has been frozen due to a levy being placed on it for {$30000.00}. Now our mortgage payment and any of my other monthly bills can not be paid from this account. XXXX sold this debt in XX/XX/2008 and it was transferred 3 times, the last of which was XX/XX/2008. The case was in and out of the courts for 4 years, they kept postponing or not showing up. Now I have no access to my only bank account and need to pay my bills.
01/08/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NY 10956	Web
My wages were garnished by XXXX XXXX representing XXXX XXXX in XX/XX/XXXX and then in XX/XX/XXXX for over {$2000.00}. I was improperly served at a location I never resided, therefore had no knowledge of the original court date. Once I researched my rights concerning the wage garnishment, I filed a small claims lawsuit in XXXX County Court in XX/XX/XXXX, where the garnishment was stopped and the debtor was ordered to reimburse me within 30 days with all of the funds that were garnished. In XX/XX/XXXX, I sent a notice to the debtor via return receipt, requesting the monies owed but have n't received anything. I also provided them with an updated mailing address and phone number but have not been contacted.
03/24/2021	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	TN 37801	Web	Older American
Its complicated. XXXX XXXX Illegal debt collect. XXXX car was voluntarily surrendered. First I knew about was XXXX. She falsified papers n show judge she served me in XXXX. In my old address. No one had been at the residence she claims she served me. The house had been boarded up for years. Now XXXX I get handed my first any only paperwork from her. This lady is know for illegal debt collections. She been fined umpteen times by gov n also sue. Ive been on XXXX XXXX since XXXX. Now she wants XXXX I need help. These lady is going to put me in a grave. PleSe Im looking for a defense attorney to go after her XXXX XXXX XXXX XXXX
10/25/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	FL 32812	Web	Older American
Linda Strumpf is a debt collection attorney who has tried more than once to collect on a credit card that I have never used. I am on social security and each time I sent the exemption form to Ms. Strumpf and the bank after my savings account was frozen. Previously the funds were released. This time after sending the form twice, there was a levy check issued against my account. I am XXXX, alone and have no other source of income. I need this money returned to me. ATTACHMENTS Image ( XXXX ) .jpg ( XXXX KB ) Image ( XXXX ) .jpg ( XXXX KB ) Please see the previous complaint XXXX Nothing in Ms Strumpf 's response is true.
06/24/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CT 06484	Web
The law firm of XXXX XXXX, and her partner XXXX XXXX, entered a judgment against me, without verifying if I am even the person they are looking for. The judgment cause me to lose my license and my job in now on the line. I called the office and spoke to XXXX XXXX, and he verified the last four digits of the person they are suing and its not mine. When I asked him to remove the judgment against my name and to send me a letter explaining the have made a mistake, he hung up on me. I called back and now they are not answering. I need your help to resolve this issue before I lose my job. Thank you
04/08/2016	Yes	Debt collection I do not know	Taking/threatening an illegal action Sued w/o proper notification of suit	NY 140XX	Web
I never received any communication from the original creditor or the law office that is now handling this so called debt that they bought in XXXX, and now as of XXXX they have froze my back account. I was never notified to appear in court, never received a phone call or letter stating what this debt is for, and when I try to contact the office nobody is available to speak with me. The lawyer who froze my account is XXXX XXXX. The only reason I know of this debt is because my bank was notified and gave me a copy of the letter that was addressed to them, not me.
08/23/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11354	Web
I recently received a letter from the XXXX XXXX of New York in regards to Notice of Garnishment. Judgment creditor from XXXX XXXX XXXX that I have never heard of until XXXX days ago. I have never received any notices of any kind regarding this matter. The judgement states that I owe over {$27000.00} that I have no idea to whom or for what. I have excellent credit and have never had any judgements against me. Is this even legal or am I in a case of mistaken identity?
10/06/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	FL 32812	Web	Older American
XX/XX/XXXX is a debt collection attorney who has tried more than once to collect on a credit card that I have never used. I am on social security and each time I sent the exemption form toXX/XX/XXXXand the bank after my savings account was frozen. Previously the funds were released. This time after sending the form twice, there was a levy check issued against my account. I am XXXX, alone and have no other source of income. I need this money returned to me.
05/09/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	CT 062XX	Web
On XX/XX/19 I received a XXXX XXXX alert to a new hard credit inquiry. I opened this to Law Offices of Lind Strumpf whom I googled and found is a bad debt buyer, was able to do this without authorization or approval. I have 0 accounts in bad standing and have never heard of this lawyer ( XXXX XXXX XXXX. ) ( XXXX XXXX, CT ) or company in my life.
11/07/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 11413	Web
There was a hard inquiry on the XXXX credit report from said debt collector, and now I have received a letter to collect a debt. I have no knowledge of this dept.
02/01/2024	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	CT 06340	Web

06/28/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CT 06385	Web

08/02/2018	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Contacted your employer	NJ 07018	Web

02/28/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NY 10990	Web

12/09/2017	Yes	Debt collection Credit card debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	NY 10980	Web

08/10/2017	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NY 10552	Web	Older American

12/21/2016	Yes	Debt collection Credit card	False statements or representation Impersonated an attorney or official	CT 06457	Postal mail

12/09/2016	Yes	Debt collection Credit card	Taking/threatening an illegal action Sued w/o proper notification of suit	NY 11701	Web

06/22/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Sued w/o proper notification of suit	NY 10469	Postal mail

11/24/2015	Yes	Debt collection Auto	Disclosure verification of debt Not given enough info to verify debt	NY 13340	Web

08/24/2015	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted employer after asked not to	CT 06811	Web

02/17/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 10928	Web

01/22/2015	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	NY 11237	Web

12/04/2014	Yes	Debt collection Non-federal student loan	Taking/threatening an illegal action Seized/Attempted to seize property	CA 92277	Web	Servicemember

07/25/2014	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	NY 11209	Web	Servicemember