Law Office of J.A. Cambece CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
03/15/2017 No
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Sued w/o proper notification of suit
  • MA
  • 015XX
Web
JA Cambece Law Firm/Collection Agency located in XXXX, XXXX employees some of the most unethical and dishonest people in the State of XXXX. Their employees hide behind fake names and the owner hides under his desk and is never available. They scam, lie, commit fraud and use the courts as a game without properly notifying people in order to obtain default judgements. I 've been in contact with the States Attorney General 's office about this company and they are aware of the activities of this company. This issue occurred to me unfortunately due to a divorce. I had an XXXX card at one time many years ago. XXXX is now out of business. The XXXX company and I negotiated a debt cancellation well over 7 years ago and settled the amount of the debt for {$1100.00} which was taken care of and I received a XXXX form from them. This JA Cambece " collection agency '' somehow has this old debt from an equally bad company called ( XXXX ) pronounced ( XXXX ) in XXXX, XXXX. They have been harassing me for years and obtaining judgements without my knowledge and now its for XXXX.. Extremely laughable and criminal.. I 've filed for CH XXXX bankruptcy with the US Bankruptcy Court in XXXX, XXXX. In the meantime they have harassed my work and are now looking to garnish my wages on XXXX XXXX 2017 which will never, ever happen! I am police officer and this has threatened my employment and standing in the court which I work out of. I have to testify at the XXXX District Court constantly. If this company thinks they can steal my money which I have none they are in for a rude awakening. I will be pursuing a law suit against this company unless this civil lawsuit is dismissed and vacated immediately. If I should lose my employment due to this company and XXXX actions, a lawsuit will be forthcoming. A copy of this complaint is being sent to my Attorney XXXX in XXXX, XXXX for possible legal action against JA Cambece and XXXX. That original judgement was also made without notification or contact from anyone. They lie, cheat, scam and steal from most everyone. Its proven by the multiple law suits against these " law firms '' and " collection agencies. '' They need to stop scamming the american people. Do something about these companies! They purchase bad debts for pennies on the dollar, some of which are already settled with the original creditor. They get " canned '' affidavits from employees at these creditors that have no knowledge of the actual debt. They harass and sue without the persons knowledge and obtain default judgements because they never actually serve the person. I 'm not making this up. There are countless class action law suits against these companies. They continue though without interruption even after being found to be scamming the american people and breaking the law.
02/11/2017 No
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Sued w/o proper notification of suit
  • MA
  • 015XX
Web
This company which employees some of the worst people in the state of Massachusetts is breaking the law daily. There employees hide behind fake names and the owner hides under his desk and is never available. They scam, lie, commit fraud and use the courts as a game without properly notifying people in order to obtain default judgements. I 've been in contact with the States Attorney General 's office about this company and they are aware of the activities of this company. This occurred to me unfortunately due to a divorce. I had a XXXX card at one time many years ago. The XXXX company and I negotiated a debt cancellation many years ago and settled the amount of the debt for {$1100.00} which was taken care of and I received a XXXX form from them. This Cambece " collection agency '' somehow has this old debt from an equally bad company called ( XXXX ) pronounced ( XXXX ). This isn '' t a joke the other collection agency they represent is called XXXX. They have been harassing me for years and obtaining judgements without my knowledge and now its for XXXX Extremely laughable and criminal.. I 've also filed for bankruptcy as well which makes this even worse for the Cambece " collection agency ''. In the meantime they have harassed my work and are now looking to garnish my wages which will never, ever happen! I am police officer and this has threatened my employment and standing in the court which I work out of. Since they have been playing games with the same court I work out of. If this company thinks they can steal my money they are in for a rude awakening. I have no money and what I make does n't even feed my family. I could n't spare {$1.00} and the court would easily see this and is the reason for the bankruptcy filing to begin with.. My income to living expense ration is negative. I will be pursuing a law suit against this company unless this civil lawsuit is dismissed and vacated immediately. If I should lose my employment due to this companies and XXXX actions, a lawsuit will be forthcoming which will be huge. A copy of this complaint is being sent to my XXXX XXXX in XXXX, MA.
06/12/2017 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 32073
Web
XXXX from The XXXX XXXX XXXX contacted me via a recorded phone call on XXXX about a debt I uncured with XXXX. The account number was : XXXX. We agreed to settle this account by paying {$350.00} through 3 consecutive automatic withdrawals. Please see the following : XXXX XXXX Withdrawal ACH XXXX XXXX XXXX XXXX TYPE : payment ID : XXXX DATA : XXXX XXXX XXXX/XXXX/XXXX CO : XXXX XXXX XXXX XXXX XXXX. On XXXX, I was contacted by a different collection agent from XXXX who asked me to pay about {$560.00}. I explained to this agent that I had an agreement with a previous agent from XXXX XXXX XXXX and that I thought the 3 payments were already withdrawn. I checked my account and found that only one payment was withdrawn ( See the above ). I checked my credit report and I was shocked to learn that XXXX has reported that a balance of {$580.00} was written off. I wrote a letter XXXX in which I explained that I, with good faith, have agreed to pay and that it was not my wrongdoing if the collection agent from XXXX XXXX XXXX did not do his job and that they should not report this account as a WRITTEN OFF. On XXXX XXXX, XXXX, I was contacted by a Law Firm called J.A.CAMBECE asking me to pay {$460.00}. I sent to this law firm all the information I have and I explained to them that XXXX XXXX XXXX is aware of my payment efforts and that it refuses to share the audio recorded agreement I had with XXXX back in XXXX XXXX. In addition, the numbers do not add up : {$580.00} was written off. I paid {$110.00} as shown above in my checking account.
07/12/2019 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MA
  • 01841
Web
I XXXX XXXX would like to negotiate my remaining creditors and avoid filing for a Chapter XXXX bankruptcy. I request the following conditions be part of my negotiation process as part of my rights under the Fair Debt Collection Practices Act. My conditions are as follows : 1 ) All calls to my home, cell and work cease and desist immediately. 2 ) That all correspondence be by direct mail to my home or by email to XXXX. 3 ) That a reasonable offer in compromise or lump sum settlement be offered. Thank you for your consideration in this matter. XXXX XXXX
07/12/2019 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MA
  • 01841
Web
I XXXX XXXX would like to negotiate my remaining creditors and avoid filing for a Chapter XXXX bankruptcy. I request the following conditions be part of my negotiation process as part of my rights under the Fair Debt Collection Practices Act. My conditions are as follows : 1 ) All calls to my home, cell and work cease and desist immediately. 2 ) That all correspondence be by direct mail to my home or by email to XXXX. 3 ) That a reasonable offer in compromise or lump sum settlement be offered. Thank you for your consideration in this matter. XXXX XXXX
10/19/2015 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • MA
  • 01702
Web Older American
My daughter, XXXX XXXX, was contemplating an expensive procedure at her XXXX, XXXX XXXX in XXXX. She asked them to see if she would qualify for a loan from XXXX XXXX XXXX. Then decided against having the procedure. Her XXXX, XXXX XXXX cancelled the request for a loan. They have sent me the documentation stating that the loan was cancelled and no monies were ever received. Never did I agree or sign anything as a co-signer to this loan but Cambece Law firm continues to harrass me while ignoring my documentation from the XXXX office.
05/10/2018 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • MA
  • 02346
Web
XXXX XXXX XXXX XXXX XXXX and J.A. Cambece Law P.C. for amount of {$2300.00}. I had sent XXXX XXXX XXXX XXXX XXXX a debt validation on or about XX/XX/2017 who XXXX XXXX XXXX assigned or sold the debt to IL XXXX XXXX XXXX, XXXX to collect the debt. The debt validation was sent to IL XXXX XXXX XXXX XXXX XXXX XXXX and they did not respond to my demand. Now XXXX XXXX XXXX XXXX XXXX assigned or sold the debt to J.A. Cambece Law P.C. and J.A. Cambece Law P.C. is now suing me. I have no knowledge of this debt.
05/17/2018 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • MA
  • 010XX
Web
This should be considered a follow-up to Reference XXXX. Because J A Cambece took no additional action the case was dismissed. However, on XXXX-XXXX-2018 I received a call from their office attempting to collect on the debt regardless. I consider this to be a form of harassment and will seek any remedy available. The number shown on the caller ID was XXXX and the time was XXXXXX/XX/XXXX. Thank you for your assistance. XXXX XXXX Consumer
05/24/2017 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • DC
  • XXXXX
Web Older American
I am in a XXXX XXXX XXXX with XXXX assistance. My entire income is taken to pay the patient responsibility part of my bill. I can not make payments. I have explained this repeatedly.
06/11/2022 No
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Seized or attempted to seize your property
  • MA
  • 02186
Web
Seized my car. Debt was XXXX. Continue to threatened me.
08/14/2018 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • ME
  • 043XX
Web
12/06/2017 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94520
Web
08/14/2017 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • NJ
  • 08401
Referral
07/22/2017 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 90009
Web
04/25/2017 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • RI
  • 02920
Web
04/19/2016 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 93117
Web
01/19/2016 Yes
  • Debt collection
  • I do not know
  • Improper contact or sharing of info
  • Contacted employer after asked not to
  • ME
  • 04579
Web
12/30/2015 No
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • OH
  • 45065
Web Servicemember
02/25/2015 Yes
  • Debt collection
  • Payday loan
  • False statements or representation
  • Attempted to collect wrong amount
  • NE
  • 68127
Web Older American, Servicemember
02/13/2015 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Frequent or repeated calls
  • ME
  • 04074
Web
01/13/2015 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • NH
  • 03079
Web
12/09/2014 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened arrest/jail if do not pay
  • MA
  • 01109
Phone
11/25/2014 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • MA
  • 01721
Web
10/31/2014 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • MA
  • 02333
Web
08/29/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • OR
  • 97232
Web
08/28/2014 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Contacted me instead of my attorney
  • TN
  • 37174
Web
08/24/2014 Yes
  • Credit reporting
  • Incorrect information on credit report
  • Account status
  • GA
  • 30906
Web
07/15/2014 Yes
  • Debt collection
  • I do not know
  • Improper contact or sharing of info
  • Contacted me after I asked not to
  • CT
  • 06770
Web
03/25/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Called after sent written cease of comm
  • FL
  • 33414
Web
03/10/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • VA
  • 22309
Web
01/03/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • NC
  • 27406
Phone Older American
11/03/2013 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Frequent or repeated calls
  • MO
  • 63834
Web
10/18/2013 Yes
  • Debt collection
  • Credit card
  • False statements or representation
  • Attempted to collect wrong amount
  • MA
  • 02169
Web
09/11/2013 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Called after sent written cease of comm
  • MA
  • 01108
Web
08/10/2013 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • VA
  • 22604
Web