Law Office of Harris & Zide CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
12/10/2020	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	WY 82801	Web
Harris and Zide Law Firm is supposedly representing XXXX XXXX XXXX and is contacting me. XXXX XXXX XXXX, a debt collection firm, has reported 5 collection accounts to my XXXX, XXXX, and XXXX credit reports. Harris and Zide is ONLY contacting me about 2 of those 5 collection accounts being reported by XXXX ... specifically : 1 ) the account reporting a balance of {$8900.00} ( as of XX/XX/XXXX ) 2 ) the account reporting a balance of {$5900.00} ( as of XX/XX/XXXX ) It should be easy to identify these two accounts on my consumer credit reports as the reported balance is significantly higher than any other collection account that XXXX XXXX XXXX is reporting to my personal consumer credit reports. Harris and Zide, on behalf of XXXX, responded to my request for debt validation for these two accounts. Their response to my debt validation request proves that they are unable to show that their client, XXXX XXXX XXXX, ever purchased these two alleged accounts from the alleged original creditor XXXX XXXX XXXX XXXX. Invalid Debt Validation Response to the {$8900.00} account : Harris and Zide showed documentation for a " Bill of Sale '' from XXXX XXXX XXXX XXXX to XXXX XXXX XXXX for " Lot Number XXXX. '' It goes on to say that XXXX XXXX XXXX XXXX sells the debt immediately to XXXX XXXX XXXX, which sells the debt immediately to XXXX XXXX XXXX, although I do not recall receiving any phone calls, documentation, or debt-collection disclaimers from XXXX XXXX XXXX XXXX or XXXX XXXX XXXX as required by the FDCPA. The aggregate number of accounts and aggregate unpaid balance is intentionally blacked out. The document goes on to claim that the receivables are identified on " Exhibit A '', and the only information contained on the page Titled " Exhibit A '' is : " Exhibit A Receivables File XXXX XXXX Sale XXXX Transfer Group Portfolio Transfer Batch XXXX XXXX N/A '' None of the information in Exhibit A ties me to the alleged debt whatsoever, and all that is demonstrated is that XXXX XXXX XXXX purchased a bulk number of accounts, and therefore does not validate the debt. Harris and Zide sent the same, invalid debt validation for the other accounts as well, as shown below. Invalid Debt Validation Response to the {$5900.00} account : Harris and Zide showed documentation for a " Bill of Sale '' from XXXX XXXX XXXX XXXX to XXXX XXXX XXXX for " Lot Number XXXX. '' It goes on to say that XXXX XXXX XXXX XXXX sells the debt immediately to XXXX XXXX XXXX, which sells the debt immediately to XXXX XXXX XXXX, although I do not recall receiving any phone calls, documentation, or debt-collection disclaimers from XXXX XXXX XXXX XXXX or XXXX XXXX XXXX as required by the FDCPA. The aggregate number of accounts and aggregate unpaid balance is intentionally blacked out. The document goes on to claim that the receivables are identified on " Exhibit A '', and the only information contained on the page Titled " Exhibit A '' is : " Exhibit A Receivables File XXXX XXXX Sale XXXX Transfer Group Portfolio Transfer Batch XXXX XXXX N/A '' None of the information in Exhibit A ties me to the alleged debt whatsoever, and all that is demonstrated is that XXXX XXXX XXXX purchased a bulk number of accounts, and therefore does not validate the debt. Separately from their failure to validate the debt, they are attempting to collect interest and fees that the original creditor ( XXXX XXXX XXXX XXXX ) is claiming that I owe, in addition to the alleged principal amount. However, in their response to my debt validation request for these two accounts, they did not provide an original contract that I allegedly had with the original creditor, XXXX XXXX XXXX XXXX, instead they only provided statements. Collecting on interested and fees without an original contract is illegal under FDCPA. Finally, Harris and Zides communication with me has been awful. They are not responding to emails or faxes I have sent them, although they are perfectly capable of sending emails to me. See attached documents for the many attempts I have made to establish fair communication with Harris and Zide, and the limitations they have placed on phone calls, mail limits, etc, which dramatically restricts my ability to resolve this matter and unfairly allows only their client to record phone calls, while legally barring me from recording the same phone calls that their client XXXX XXXX XXXX is recording. The best specific examples of run-arounds I've been getting pertaining to communication methods can be found in the attached " faxes.zip ''
03/31/2022	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive notice of right to dispute	CA 93458	Web
XXXX XXXX had split up. All communications from XXXX XXXX ceased. I was not told that XXXX is the new loan holder. I did not received any communications from XXXX regarding the split or that they are in charge of my student loan. In XXXX XXXX & XXXX took me to court on behalf of XXXX. I did not know who XXXX was, and still have not heard from XXXX except for the yearly student 1098-E Tax form. I've contacted XXXX to ask them why they are sending me the form when I have never made any payments to them. During the court hearing I was informed that XXXX is XXXX XXXX. I was ordered to make payments to Harris & Zide. I asked the attorney representing Hariris & Zide what my monthly payment is,. and he responded " whatever payment you can make. I leave it up to you. '' I've been paying either {$100.00} or XXXX a month. Harris & Zide returned my payment for the month of XXXX, XXXX. The letter dated XX/XX/XXXX, stated that " the check is being returned due to ACCOUNT CLOSED WITH OUR OFFICE. '' The letter was from XXXX XXXX, XXXX XXXX. I immediately called and left a message. No one from Harris & Zide returned my call. On XX/XX/XXXX, I sent a letter to Harris & Zide for clarification on what " Account Closed '' mean. Do I still owe the money, should I still be sending a payment, the status of the judgment against me. On XX/XX/XXXX, I called Harris & Zide again. I was told by the staff member that my account is closed, and that I have to contact XXXX XXXX regarding my payment. I Responded that it was Harris & Zide that took me to court. All payments were made to Harris & Zide since XXXX. Prior to the law suit no one at XXXX XXXX has any record of me. No one from Customer Service could help me because they could not find me. Had XXXX XXXX contact me to let me know that my account is no longer with them and that XXXX is handling my student loan I would not have a judgment on my record. No one has reached out to me regarding making payments. In XXXX XXXX have no record of my account, XXXX did not respond to any of the letters I wrote asking for documents showing that I have a loan with them. I can not contact an agency that I have no dealings with in over 7 years.
06/25/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 94611	Web
A levy in the total amount of {$4500.00} which includes {$120.00} bank fee on my checking and savings acct with XXXX XXXX XXXXXXXX was placed XX/XX/XXXX ( I was not notified prior to or at time of withdrawal by my bank, any other individual or company of this levy ) I discovered my missing funds on XX/XX/XXXX while accessing my accounts for other purposes. After multiple phone calls to my bank and XXXX California courts I was given a court case number and a contact number for Harris and Zide Attorney/Debt collectors who were said to be responsible for the levy. Upon contacting Harris and Zide office I spoke with XXXX XXXX who identified herself as the legal assistant. Upon my inquiry into my missing funds I was told by XXXX XXXX that it was for an XXXX XXXX account I held in XX/XX/XXXX, that they sent me three letters, one on XX/XX/XXXX to a prior address, another XX/XX/XXXX and XX/XX/XXXX to my current address that I have resided since XX/XX/XXXX, and that I had a judgement from XXXX Courts that was public records that I could refer to. XXXX XXXX then stated that this was also linked to XXXXXXXX XXXX who had bought XXXX XXXX and to another attorney by the name of XXXX. I immediately challenged the information provided as I do not recall ever having an account with XXXXXXXX XXXX and furthermore I have not received any correspondence from Harris and Zide, I could not obtain court information as she stated with the court case number she gave me and stated was public record nor could she provide me with proof of service. I believe this to be a scam and I'm not sure what recourse I have without spending monies to hire an attorney to retrieve money from this company. I am sending them a certified letter for demand of return of my money however I believe this office should be aware of this incident and if it is appropriate to please intervene /assist on my behalf to have my money and bank fees returned.
01/27/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CA 93727	Web
wasn't aware of owing any creditor as i check my credit report frequently. On XX/XX/2020 i went to withdraw some money from my account and my balance was {$0.00} on checking and my savings so i went into the bank and was told that the law office of Harris & Zide had a judgment against and was allowed to take money from my accounts. So I called XX/XX/2020 spoke with a gentleman asking why did they take my money he then asked for my last for of my social I gave to him. He then said yes I owed money so I replied to who do I owe money to how much and what is the company name that I apparently owe money to he then said hold, but hung up on me. I then called back no answer so I called repeatedly and no answer. I did get a copy of the Judgement and everything that shows for my current Information is incorrect except my social security #, So I was never given or even mail me a judgment so I could respond. The address noted on the judgment is not my address there is no ph # for me so I do not understand how they got away with taking someone's money like that no up to date or current info. I just lost my XXXX-year-old son he was XXXX and the money in my savings was money i had saved and collected to XXXX my son so you can imagine what I'm going through having to deal with something that has nothing to do with me as far as I can see. They have violated my rights in every way this is unjustifiable, recklessness on their part and should not be practicing as a lawyer. How many other consumers have they done this to most likely no one has spoken or made an attempt to file a complaint because they are a lawyer so the consumer gets scared. well, i demand that they suspend their license for knowingly Intentionally taking advantage of a consumer who they most likely thought would not take this further.
02/28/2019	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	CA 95207	Web
Harris and Zide should have their law license revoked!!! first of all I was never served I wsas not aware of this judgment from XX/XX/XXXX when I started getting called and letters from them threatening to garnish my XXXX wages calling threatening to arrest me ... I later found out that they left papers with my neighbors kid how is it a good service? .. I called XXXX XXXX XXXX willing to settle this past due account who agreed to accept XXXX but to pay harris and zide. when I called harris and zide and spoke with with XXXX XXXX he laughed at my " XXXX '' accent and said this is XXXX and he will not accept less than XXXX I even put XXXX XXXX XXXX on the line to conference but he hang up ... then I called to ask to speak with someone XXXX speaking was connected to XXXX XXXX who was worse - he ask about my income and asked to send in my XXXX checks so he can garnish my income .... isn't this illegal to go ... i'm trying to do the right thing but seem like i'm being taking advantage of. I have on hand a letter from XXXX XXXX XXXX stating I owe then XXXX but harris and zide said it is now XXXX isn't this a usuary? ... against ca interest rate laws ... i'm very confused, threatened, harassed and insulted at this point. I was never treated this way as a vet and disadvantaged citizen this is outrageous. I'm going to the district attorney 's office next to see if they will help. I want to resolve this 9 year old debt but don't wish to work with harriz and zide, I wish to settle this with the original creditor XXXX XXXX XXXX and get satisfaction of this judgement once and for all and stop all harassment calls from harris and zide. please help, I was also given contact for ftc and cal bar to file my complaints with. I have nothing but time and will see justice and release
04/10/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 95630	Web
The company Harris and Zide and it's affiliate or partner XXXX XXXX has attempted to contact me multiple times about a debt that has been in dispute. I have received numerous letters as well as phones calls during the time of a dispute. During the period of a dispute the collection agency or their affiliates are supposed to send validation letters validating the debt since the account has been disputed for identity theft. They have failed to provide this information of the charges or anything validating the debt and continue to contact me. Per CFPB and FDCPA : '' The CFPBs Debt Collection Rule clarifying certain provisions of the Fair Debt Collection Practices Act ( FDCPA ) became effective on XX/XX/XXXXXXXX XXXX XXXX " You have 30 days to dispute a debt or part of a debt within 30 days from when you first receive the required information from the debt collector. Once you dispute the debt, the debt collector can't call or contact you to collect the debt or the disputed part of the debt until the debt collector has provided verification of the debt in writing to you. Your dispute should be made in writing to ensure that the debt collector has to send you verification of the debt. '' I have disputed this debt and have yet to receive any validation letter, the only letters I continue to receive are letters to attempt to collect the debt and now that it has been assigned to an attorney for legal action. The last letter I received was on XX/XX/XXXX stating the account has been assigned to Harris and Zide. As well as received a call from Harris and Zide on XX/XX/XXXXXXXX at XXXXXXXX XXXX
03/22/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	CA XXXXX	Web	Servicemember
On XX/XX/XXXX, I received a letter dated XX/XX/XXXX from XXXX XXXX. XXXX of The Law Office of Harris and Zide regarding a XXXX XXXX XXXX account ending in -XXXX. I responded on XX/XX/XXXX requesting debt validation of the XXXX XXXX XXXX account ending in -XXXX specifically with proof that I am indeed the party that The Law Office of Harris and Zide are asking to pay this debt and that there is some contractual obligation that is binding on me to pay this debt. I specifically requested for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. On XX/XX/XXXX, I received another correspondence from XXXX XXXX. XXXX of The Law Office of Harris and Zide providing no authentic XXXX XXXX XXXX debt validation ( i.e., XXXX XXXX XXXX credit card statements, original XXXX XXXX XXXX credit cardholder agreement, etc. ) or other detailed debt validation - actually, no debt validation whatsoever. I am filing this complaint as I believe XXXX XXXX. XXXX of The Law Office of Harris and Zide has violated my federal rights under 15 USC 1692g Sec. 809 ( b ) of the FDCPA along with the California Rosenthal Fair Debt Collection Practices Act. Lastly, I believe XXXX XXXX. XXXX is misrepresenting himself as practicing under the guise of a partnership of The Law Office of Harris and Zide when this company is not registered under California Secretary of State 's Office as a legal, practicing entity. XXXX XXXX. XXXX, advertised as Founding Partner, has been deceased since XX/XX/XXXX ; XXXX XXXX XXXX advertises himself as the Principal and Owner of The Law Office of Harris and Zide. Thank you.
08/11/2017	No	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	CA 95355	Web
On XX/XX/XXXX, I received a letter from Harris and Zide representing XXXX XXXX. The original creditor was XXXX XXXX bank but sold to XXXX funding. The letter stated they were processing a lawsuit to collect the amount of {$950.00} and to contact them immediately. I contacted them and spoke to a representative by the name of XXXX. I informed her of the letter and let her know I wanted to set up arrangements. She asked me what I could pay and I stated {$25.00} a month. She advised me that they could not agree to that amount but I could send the money but that would not stop the lawsuit. I told her I would follow up later. The next day I set up payment arrangements with a guy named XXXX in the amount of {$56.00} a month until the balance is paid off. I asked for the agreement in writing and was informed that I would receive a stipulation with the agreement and to sign and send back. Weeks went by and I followed up on the agreement. By then I made 2 payments. They gave me the run around and said that I should receive it soon. I asked to speak with a supervisor. The supervisor 's name was XXXX. She faxed me a written agreement of the payment arrangement. On XX/XX/XXXX, I received the stipulation with a different amount owed of over {$1300.00}. This amount was never disclosed to me in any of the previous conversations and it is not the correct balance reported on my credit report. The agreement they sent me stated I owed {$950.00}. I do not deny the balance of {$950.00} but they can not collect on more than what the debt is.
04/07/2015	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	AZ 85379	Web	Older American, Servicemember
I was sued by XXXX XXXX XXXX for a debt that is well over 7 yrs old and which they kept alive by making small amounts of payments like {$15.00} and reporting that they were made by me and I have asked XXXX XXXX to send me proof of my debt he replied that I would be getting all documents showing my debt. Well I not only never received this documents he never send me a summons for the levy and I did not know until I was checking my balances on line and the bank received the court order on the XXXX of XXXX and on the XXXX of XXXX they were forced to release {$3000.00} in the mean time I was going crazy because I did not know what to do ..I called XXXX XXXX and informed him that these funds were from XXXX and XXXX, XXXX XXXX ask me if I could prove that so I faxed him a copy of my bank statement which shows prove of deposit. He then tell me that they would not take the funds because of the state and federal laws, So he that tell me to call him again on Friday the XXXX and that he was going to have the funds release back to me. Well he never attempted to refund those funds and while he was asking me about an address in California were they thought I was living all corresponded was no doubt going to that house in California he was also not truthful about who I owed this money to because and when this account was open which was back in XX/XX/1998 if its the XXXX I looked up after he told me it was household finance I recall this account and it had been closed out and paid and my credit report will show when it was closed.
03/22/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	CA 92071	Web	Servicemember
XXXX-Debt collection letter with offer to settle received for XXXX XXXX XXXX. Letter states must submit payment by XX/XX/2021. Letter failed to validate the debt by including the following sections. ( 3 ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; ( 4 ) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector ; and ( 5 ) a statement that, upon the consumer 's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. 3/19/2021-Representative from Harris & Zide stated I had to pay or the settlement would be void. Asked for an updated letter by fax, however they did not send it. After further review I believe the debt has exceeded the 4 year statute of limitations in the state of California. This debt collector was attempting to gain contact information for my wife who was not married to me at the time that this debt was obtained. I believe they are violating the FAIR DEBT COLLECTION PRACTICES ACT.
12/27/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 95207	Web
Harris and Zide is aggressively attempting to collect on the debt that is not mine!!! I received several collection letters, threatening and offensive collections calls to myself, work and my parents house from this company stating they have a judgement and plan to garnish my wages or arrest me if I didn't pay them XXXX immediately via check by phone ... .I have written them letters asking to validate this debt as I don't recall ever having a judgement ... especially with XXXX XXXX XXXX with whom I don't have any accounts. Harris and Zide just keep sending me one letter after another ( see attached evidence ) that asks for payment in full stating they are collecting on behalf of XXXX XXXX XXXX. I did write to XXXX XXXX XXXX to the address Harris and Zide provided me for verification of this debt but address turns out to be FRAUDULENT AND LETTER WAS RETURNED UNDELIVERABLE ( see attached evidence.. ) I called XXXX fraud line for XXXX XXXX XXXXXXXX who could not find any accounts current or past due under my social # or address or name on file as Harris and Zide state , they also could not issue anything in writing because I'm not their existing or past client. I was advised by their investigation unit at XXXX XXXX XXXX to file a complaint of Fraud collection practices and violation of F.D.C.P.A to you and to FTC which is what I'm doing today. Please help me stop this erroneous company from harassing me on the debt that is not mine
02/24/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 90012	Web
This is a debt on a XXXX XXXX account that charged me various insufficient fund fees on the same day. Even up to three charges per a single transaction. They then closed and sold their debt around to some collectors. XXXX XXXX has been defunct since XXXX and we are in XXXX and this debt collector is still coming for me. This should of fell off after seven years and this firm, who bought the debt, has tried calling me without giving me information as they give the disclaimer that they are recording. Then when asked what it is about they do not inform me anything but want my personal information which I am not handing over private sensitive information like my address or social security number over the phone. It is now at year 14 and this debt collector insist that this is owed to them. They do tactics to speak to you to reactivate the terms of the claim. I have been silent on them but can not take any more letters, calls, or anything of that sort. Even trying to settle how do I know that will be used to pay off this. The original amount was under XXXX USD and they have no back-up evidence on what was owed then, but have piled interest upon interest to get a payment. Firms like this really prey on people in debt. Again XXXX XXXX has ceased to operate since XXXX and 14 years later these guys at Harris And Zide are looking for a payment on something the bank already wrote off at the time it cease to operate.
11/09/2023	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 900XX	Web
The Law Office of HARRIS and Zide obtained and shared my nonpublic personal information WITHOUT my consent and without giving me the option to opt out of such sharing. This is identity theft. This is also in violation of 17 CFR SUBSECTION which states 248.10. 248.10 " Limits on disclosure of nonpublic personal information to nonaffiliated third parties. ( a ) ( 1 ) Conditions for disclosure. Except as otherwise authorized in this subpart, you may not, directly or through any affiliate, disclose any nonpublic personal information about a consumer to a nonaffiliated third party unless : ( i ) You have provided to the consumer an initial notice as required under 248.4 ; ( ii ) You have provided to the consumer an opt out notice as required in 248.7 ; '' First, The Law Office of HARRIS AND ZIDE had no lawful right to obtain my nonpublic personal information. Next, The Law Office of HARRIS AND ZIDE has no lawful authority to share my no public personal information with XXXXXXXX XXXX XXXX XXXX. according to this law. As well, this could be considered harassment under the applicable United States Code if my Nonpublic personal information was sold by The Law Office of HARRIS AND ZIDE. The Law Office of HARRIS AND ZIDE is to cease all sharing of my nonpublic personal information and stop attempting to collect any fees, debts and alleged debts from me at any time.
06/15/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92105	Web
I had an old XXXX account that was reflecting on my credit report as not paid, but i paid this account through a third party on XX/XX/2018 and no one reported it to the credit reporting agencies. It came up when i applied for an apartment with XXXX XXXX. All i needed was proof that the account was paid so that i can be qualified for the rental. I got disqualified because the Law Office of Harris and Zide was unable to supply me with the letter indicating that I paid it in full and they bounced me back to contact XXXX. I called XXXX and they stated they sold this account and that there is nothing then can provide to me. They referred me to contact XXXX XXXX and they stated they had nothing on the account since it was sent back to XXXX. XXXX and XXXX XXXX blame each other on who was suppose to report this to the credit reporting agencies. I was never able to get a letter and I missed my opportunity in getting the rental. I am unable to move the request to another property because I can not get proof that this account was paid. According to XXXX, they stated they will report it, but it would take XXXX days. Again, i can not get approved for a rental because no one was able to provide me proof that I paid this account in full. At this point I am stuck and no where to turn for help.
12/17/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CA 92553	Web	Servicemember
In XX/XX/2022, I sent certified letters to the law offices of Harris and zede in XXXX XXXX, Ca telling them that the debt doesnt belong to me that my name is XXXX XXXX XXXX not XXXX XXXX for that is my fathers name and I have no knowledge of this debt and is not my debt. I received no response then on a random day when I returned home from a work trip and vacation I have a random court summons saying Im being sued by XXXX XXXX XXXX. The document was left on my door steps and mustve flew around because my neighbors shared they had to grab the papers from blowing away. I was not properly served nor this this debt mines and they yet to provide the original purchase agreement with the terms and conditions that shows I owe this alleged debt. This is poor practice for I feel harassed, Im embarrassed, and this is on my credit report and it is doesnt belong to me. Please help and stop these predators for illegally trying to sue people and get judgements because the individual is not aware. Ive a victim of identity theft and my police report file number : XXXX XXXX police department XXXX XXXX XXXX dispatcher XXXX XXXX id # XXXX Identity theft File # XXXX I also sent another certified letter requesting the original purchase agreement again on XX/XX/2022.
06/19/2019	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 91344	Web
In XXXX I sought legal counsel and hired the XXXX XXXX XXXX XXXX XXXX after having been served with a Civil Complaint by Harris & Zide. I requested that my attorney verify the debt and, if verified, have her negotiate settlement of the debt to resolve the lawsuit. My attorney sent a letter to them informing them that I was represented by her firm and served them with her Substitution-of-Attorney form. Since substituting in to represent me, my attorney has been in regular contact with Harris & Zide for settlement negotiations and has exchanged settlement offers with them. On XX/XX/2019 & again on XX/XX/2019 my attorney sent a letter requesting proof of the debt be provided her within three ( 3 ) business days, inclusive of the original contract and the last billing statement reflecting the final balance owed. In said letter my attorney pointed out that the Complaint had no relevance to prove the debt was in fact my obligation. That proof requested was never received. Harris & Zide is now ignoring my attorney and has refused to respond to her. Harris & Zides actions are egregious and should not go unpunished they have a duty to respond to resolve the pending matter.
09/13/2022	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 932XX	Web
On XX/XX/2022, I received a letter from The Law Offices of Harris and Zine, a debt collection attorney. I called the original creditor on the letter listed as XXXX XXXX XXXX XXXX, XXXX. They told me to cal XXXX, who is not a collection agency just a software company that finds debts and hands them out to other collection agencies or Law offices. I then emailed The Law Offices of Harris and Zine to inform them that all communication MUST be in writing for my records. They called me, when I told them not to. I again, emailed The Law Offices of Harris and Zine to inform them to again keep all communication in writing, email or mail was fine. They called me again. So I called back and the gentlemen asked if he could record me, I said " no '' I need you to keep all conversations in writing so he hung up. My issue is the lack of following the 15 U.S. Code 1692c when I asked them to keep ALL communication in writing. I offered a debt settlement and they just kept calling. I am not against a settlement on this debt, but I am against someone violation 15 U.S. Code 1692c, I have the phone records and emails available if necessary.
02/28/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CA 96080	Web
Debt Collection {$9500.00} paid to XXXX XXXX XXXX File # XXXX XXXX sent XXXX XXXX cashier 's check via certified mail. XXXX Funds were received and check cleared by XXXX XXXX XXXX XXXX Received letter saying check was returned by our bank unpaid. Any arrangements that we may have with you to withhold the next step in the XXXX process were breached by sending us a dishonored check. Unless we receive a replacement payment, ee may proceed with legal action. XXXX Letter from Harris & Zide Enclosed cashier 's check ( possible copy ) with multiple dated stamps and handwriting " sif ''. XXXX I, XXXX XXXX, contact XXXX XXXX XXXX. They say the funds were in-fact sent to the debt collector XXXX XXXX XXXX and will send my a copy of proof. XXXX I, XXXX XXXX, call Law office of HARRIS & ZIDE They decline to be recorded after I grant my permission to them and refuse to talk via telephone. Law Office of Harris & Zide, representing XXXX XXXX XXXX, is committing mail fraud and an attempt to receive multiple payments for debt already paid for and deducted from my account a month after receiving payment.
12/31/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	WY 82801	Web
In response to my CFPB complaint XXXX, and other associated complaints, XXXX has updated ALL 5 Collection accounts on my XXXX credit report as " closed ''. This is not good enough whatsoever. While I'm pleased that XXXX/XXXX has closed those shady accounts, they are still on my report and that is not acceptable. As all five of these are considered " unpaid, closed collection accounts '', I have the right to have these five accounts removed from my credit report entirely. Closing them is not enough, I respectfully demand that : 1 ) These five accounts are REMOVED, not " Closed '', from my XXXX, XXXX, and XXXX credit reports 2 ) That XXXX sends me a signed letter of deletion for all five accounts 3 ) That XXXX instructs [ their law firm ] " The Law Office of Harris and Zide '' to stop threatening to sue me, since they clearly have no basis to collect on closed collection accounts, and that the Law Office of Harris and Zide sends me a signed letter stating they are no longer collecting, in any form, on either of the accounts.
02/25/2020	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 91786	Web
Bank Account that belonged to my mother was garnished because my name was on the account. When my mother did an injury why her balance was so low on her account the bank told her about the garnishment. The bank gave my mom the information to call and find out what happened, That's when she was told that there was a judgment against me from a debt from 20 years ago. I was never informed of the debt nor the judgement. I did not receive any information regarding this debt or that I was being sued. Had I known that I needed to appear in court I would have gone. NO paperwork was ever sent to me regarding a court date. When I received the information I called Harris and Zide that is who filed the judgment. I was told that they don '' t have to notify me that they are suing me or of the court date. I asked about the account in question and all I was told that it was too old and they didn't have the information, I asked them how then can you sue me? I was told that they can
09/29/2016	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted employer after asked not to	CA 90066	Web
XXXX. dropped " legal '' papers off at my place of employment when I was not present. They left the papers with the manager on duty. The papers were not even in any kind of envelope or sealed in any way. Open to the public. My information was displayed out in the open with my social security number and other personal information. I felt deeply embarrassed. This is illegal as this debt is over 10 years old. The judgement was entered on XX/XX/2007. They have been harassing me with phone calls for years on end. They have been relentless in pursing a debt that can no longer be legally collected. The " legal '' papers they left have no merit. They were not even stamped by the court ; nor were they signed by any attorney. I work as a waitress in a restaurant for a minimum wage and salary. I also have over {$100000.00}. in student loan debt. And like many Americans I am having difficulty paying it back.
11/02/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 95123	Web
Hi Please people I guess there are collection agency by attorneys office trying to sue me and using the language yeah just trying to sue me Be half off I believe XXXX and this is an old account I really contacted them so many times A normal response with me and help me during the pandemic is it weird I am suffering so bad me and my family we can sit for the pandemic COVID-19 And suffering so bad and have very bad They did not help me and now they want to soon take me to court for this whole accounts which is a try to address and inform them that iMessage ration they dont care can you please help me an address in this marriage between them please I will be appreciate
12/09/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CA XXXXX	Web
I was contacted by the law offices of Harris and Zide XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, ca XXXX by XXXX XXXX XXXX ( XXXX ) XXXX by mail on XX/XX/XXXX2020 about a XXXX debt already paid through my XXXX XXXX XXXX account. This is the second this law firm has contacted me about the debt that was settled and paid on XXXX/XXXX/20. I have documentation of these facts from XXXX. I recently applied for a debt consolidation loan and was denied because this account is still regarded as an " debt in collection '' '. I want to take my case to small claims court and sue for damages. please tell me how. Thanks
11/17/2015	No	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	CA 95661	Web
Hello, I am concerned that a debt that the Law Offices of Harris and Zide are threatening wage garnishment for a judgement on a credit card that I am not familiar with. They say that there is a judgement but the judgement is n't showing on any of my credit reports. Also when I asked for them to verify the debt they had sent over a blank unsigned copy that resembles a legal document. I was never served and this " credit card '' XXXX and I have never had a XXXX bank credit card, nor have I ever had a judgement on any of my credit reports
02/22/2020	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	CA 91301	Web
Base on previous complint against the debt collector on XX/XX/2019. cfpb case No. XXXX. The Original Creditor XXXX XXXX had issue a letter to me indicading that I do not owe this debt and will notify the Law Office of Harris and Zide and creditor XXXX XXXX XXXX, XXXX, to stop harrasing me in this matter. Apparently, I am still getting letter and phone calls day and night from the attorney 's office ( Harris and Zide ) and XXXX XXXX XXXX, XXXX. Please stop them from giving me miserys which it has been many years.
04/20/2016	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	CA 92335	Web
I got a letter from debt collector. The debt collector wanted respond within 30 days.I call the debt collecto for negotiate payment. Debt collector want me pay {$120.00} a month, but i have a very heavy finance difficulty problem. I had asked to debt collector to pay {$50.00} a month.The debt collector refused my negotiate, and The debt collector keep continued law suit eventhough i pay {$50.00} a month. I used paid about {$70.00} a month to credit co.The debt collector rapidly raised up monthly payment.
04/14/2022	Yes	Debt collection Credit card debt	Communication tactics Called before 8am or after 9pm	CA 93551	Web
XXXX XXXX XXXX Credit Card company feels that we owe them XXXX and we closed the card explained that the pandemic hit my family quite hard. The are not in my state but now have hired a debt collection agency called The Law Offices of Harris and Zide. They sent a demanding letter say we owe XXXX. They have options on this letter to dispute it but there is nothing to dispute. They can't harrass me the way they are.
06/03/2019	Yes	Debt collection Auto debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 90601	Web
I received a call from a Debt collector ( Law Offices of Harris & Zide XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Phone : ( XXXX ) XXXXToll Free : ( XXXX ) XXXXFax : ( XXXX ) XXXXEmail : XXXX ) about a debt that is over 4 Years old and I did not remember to be Mine. the Statute of Limitation in California is 4 Years and this Debt is much older. They totally ignored these Facts and also did not validate the Debt.
06/22/2018	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	CA 94102	Web
Someone calling him/herself " XXXX XXXX '' has contacted me multiple times attempting to collect an alleged debt. I asked " XXXX '' several times to provide the account number, the name and address of the alleged creditor, and verification that " XXXX '' is authorized to act in loco creditore. In addition, the website for " XXXX '' does not function. XXXX has refused to provide all of the information I requested.
03/29/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92673	Web
On XX/XX/2019 I received correspondence from Harris and Zide regarding an alleged debt. This is an unsubstantiated, alleged debt with XXXX XXXX XXXX, who has now sold/handed over my alleged debt to Harris and Zide without any merit, verification, documentation, etc. There is no debt. I refuse a debt exists. A previous complaint was filed with CFPB against XXXX XXXX XXXX ( XXXX )
03/12/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	CA 926XX	Web
On XX/XX/XXXX my bank account and my sons bank account were beyond wiped out by this company claiming I have a cellphone bill from XXXX for $ XXXX with XXXX XXXX XXXX. Illegal practices, scam artist. They can not provide me with the bill or the original proof of service yet XXXX XXXX allowed them to take my funds. Consulting with a consumer attorney.
11/23/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	CA 923XX	Web
Same issue with XXXX XXXX XXXX and there client XXXX the law offices of Harris and Zide represent the debt buyer who has not tried to made contact with me or provide proof in my opinion they violated FDCPA plus the debt is fraud This law firm just loves money and suing people and if they do go to court I plan on counter suing
10/30/2019	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92596	Web
Two law offices are currently threatening to sue me for the same debt. I have been receiving letters from both Harris and Zide and XXXX XXXX XXXX for the same debt. They are both threatening lawsuits against me. My understanding is that two debt collection companies can not be trying to collect the same debt at the same time.
10/27/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 92027	Web
XXXX XXXX levied my savings of {$400.00}. Bank charged {$120.00} for levy. I called XXXX and paid them {$1600.00} to clear account. They said the levy on my savings account would be credited back to me. It has not been given back
05/17/2023	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 94561	Web

03/31/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 90260	Web	Older American

11/02/2022	Yes	Debt collection Payday loan debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 94901	Web

10/20/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CA 90277	Web

08/11/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 91101	Web

07/29/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92868	Web	Servicemember

10/13/2020	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CA 93631	Web

12/27/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you in a state where you do not live or did not sign for the debt	CA 94501	Web

12/09/2019	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	CA 92240	Web

10/08/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 92078	Phone

09/25/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90305	Web

09/14/2019	No	Debt collection Credit card debt	False statements or representation Impersonated attorney, law enforcement, or government official	CA 90016	Web

08/26/2019	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 90305	Web

11/26/2018	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CA 92078	Phone

04/26/2018	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NY 11530	Web	Older American

12/13/2017	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive notice of right to dispute	CA 94591	Web

01/28/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 90015	Web

12/01/2016	No	Student loan Federal student loan servicing	Can't repay my loan Can't get flexible payment options	CA 95403	Postal mail

11/15/2016	Yes	Student loan Non-federal student loan	Can't repay my loan Can't decrease my monthly payments	CA 94561	Web

08/09/2016	No	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 90015	Web

11/27/2015	No	Debt collection Mortgage	Disclosure verification of debt Not given enough info to verify debt	CA 92404	Referral

09/14/2015	No	Debt collection Mortgage	Cont'd attempts collect debt not owed Debt is not mine	CA 95648	Web	Older American, Servicemember

03/30/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	AZ 85379	Web	Older American, Servicemember

02/19/2015	Yes	Debt collection Credit card	Communication tactics Called after sent written cease of comm	CA 95219	Postal mail	Older American

10/06/2014	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	CA 90061	Postal mail	Older American, Servicemember

07/15/2014	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted me after I asked not to	CA 94903	Referral

07/24/2013	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	CA 93551	Phone