LANIER COLLECTIONS AGENCY AND SERVICES INC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
10/12/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	SC 29016	Web	Servicemember
I never knew about this debt and the company has been violating the XXXX as well through documented documentation. I have mailed the last certified mailing regarding XXXX accounts that are existing on my credit reports. They are account Numbers XXXX and XXXX. They keep verifying them with them with credit bureaus and not have been properly validated as well, which is a violation of the FCRA. I sent a letter stating the following below ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... .. XXXX/XXXX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SC, XXXX XXXX XXXX XXXX XXXX Park of XXXX XXXX XXXX XXXX GA XXXX XXXX : Acct # XXXX and XXXX To Whom It XXXX Concern : This letter is being sent to you in response to your recent fraudulent verification of an unknown medical account on my ( name of CRA XXXX report. This is not a refusal to pay, but a notice that your claim is disputed. Under the Fair Debt Collections Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, the date of the alleged medical service, the name of the patient and that there is some contractual obligation which is binding on me to pay this debt. Please attach copies of : Agreement with your client that grants you the authority to collect on this alleged debt or proof of acquisition by purchase or assignment. and authorization under subtitle D of the XXXX, SEC. XXXX. APPLICATION OF SECURITY PROVISIONS AND PENALTIES TO BUSINESS ASSOCIATES OF COVERED ENTITIES ; and SEC. XXXX ( XXXX ) BREACH OF XXXX XXXX breach of security means, with respect to unsecured PHR identifiable health information of an individual in a personal health record, acquisition of such information without the authorization of the individual. Please note that enforcement of penalties against you is covered under the penalty rules of the XXXX Final Rule effective XXXX/XXXX/XXXX interpreting and implementing various provisions of the XXXX XXXX XXXX for XXXX and Clinical Health Act of XXXX XXXX XXXX XXXX XXXX as issued XXXX/XXXX/XXXX and the penalty rules of the FCRA and FACTA including FACT Act changes final rules effective XXXX XXXX, XXXX. Agreement that bears the signature of the alleged debtor wherein he or she agreed to pay the creditor and as this is a medical account a copy of any XXXX authorization. Please also be advised that this letter is not only a formal dispute, but a request that you cease and desist any and all collection activities, including reporting of ; or verifying of this account on my credit reports. I also require 30 days to review what you choose to send me as validation purposes in order to see if IT IS INDEED A THOROUGH VALIDATION. Your receipt of this letter will be considered as having granted consent to the taping of any and all telephone calls to me at my home or business by you or your agents or assigns I require compliance with the terms and conditions of this letter within 30 days or a complete withdrawal, in writing, of any claim. In the event of noncompliance, I reserve the right to file charges and/or complaints with the XXXX on your XXXX violations and XXXX XXXX, XXXX & XXXX XXXX, the BBB and XXXX XXXX associations for violations of the FDCPA, FCRA, and Federal and State statutes on fraudulent extortion and illegal collection activities on any account that may be time-barred as well as in violation of SOUTH CAROLINA medical privacy rules. I also hereby reserve my right to take private civil action against you to recover damages. Sincerely, XXXX XXXX
05/28/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	GA 30909	Web
I am contacting you all because on XXXX2017 I paid a debt and the original creditor XXXX XXXX XXXX turned the payment over to collections and fraudulently provided LCA ( Lanier Collection Agency and Services, INC ) with my banking account information to take the money from my account instead of applying it to my account balance. I have included the certified mail receipt and copy of the authorization mailed to XXXX XXXX XXXX After that I waited for the debit to come through it was n't until XXXX/2017 that the debit came through but it hit as a charge from LCA. At the time I did n't know who that was until the bank told me. I then filed a complaint with my bank of an unauthorized transaction by this LCA, as I have no business with them nor have I ever heard of them. I sent authorization to XXXX XXXX to collect a debt and they did n't get it so I thought. So the bank refunded my bank account when I advised them of this. They told me they were n't able to stop the payment so as a result they closed the card associated with the transaction and paid this company who stole from my account because XXXX XXXX gave them my banking information. So on XXXX XXXX 2017 I paid the original creditor via bill pay sent by my bank as a check to settle the debt and again XXXX XXXX sent the check to LCA. I found this out when I received the check mailed to the original creditor in an envelope from LCA stating it is not acceptable as you will see in the documentation I 'm uploading. Therefore LCA is reporting inaccurate information to the credit bureaus in an effort to harm my credibility. I paid this account to the original creditor upon being notified of the balance. They maliciously sent the payment to LCA not once but twice in an effort to discredit me. It is n't right. LCA has already stolen from me and now they have the audacity to report a paid debt to an original creditor ( XXXX XXXX XXXX ) as a collection when they know this creditor actually gave them money for a paid account. I have never and will never do business with a collection agency because I pay my bills when I am informed of them. Plain and simple I knew there was a bill and I paid it and LCA has clearly violated FCRA regulations by reporting to a third party a debt they know is paid in an effort to assist XXXX XXXX XXXX with this fraudulent claim of debt. I demand that LCA remove this fraudulent and illegal information from my credit report. The account has been paid to XXXX XXXX twice and here is the proof sent to me by LCA from the original creditor. I have never had any business with LCA and will not. I 'm not liable for how an original creditor handle payments and aside from this LCA is reporting inaccurate amounts. I owed and paid {$94.00} to XXXX XXXX not the {$95.00} they are reporting.
01/25/2017	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	GA 31406	Web
I visited XXXX XXXX XXXX in XXXX, GA in XXXX of XXXX. I updated my Medical Insurance information on the computer and returned it to the receptionist. She did not enter the new insurance company and so my information went to XXXX XXXX XXXX XXXX instead of XXXX. This is when problems began. I then in XXXX received a bill for {$930.00} for lab work. I immediately called the billing department and spoke with XXXX who seemed knowledgeable. I told her I was not paying on this bill until I got a proper bill from them. She agreed and said she would note. Then after that at I received a bill and starting paying on it. It took about 3 months before they rebilled me. I made payments and have records of every single bill I paid. I missed maybe two payments because of a death in my family and the fact that they did not always send me a monthly bill. I had unexpected bills from the funeral. So I made a payment on XXXX XXXX over the phone with the billing department for {$50.00}. I asked the lady if I could pay it in full and get them to reduce the bill. She said let me check, after about a 5 minute hold she returned saying yes but it would be {$590.00} to pay if off. That was {$120.00} more than the actual bill. I said well I will continue to pay the {$50.00} a month. The next week I get a bill from LCA collection agency. I called XXXX and asked why the lady in billing did n't say anything to me on XXXX XXXX, XXXX when making the payment. No answer. Just simply stated that was nothing they could do. I beg for some compassion and mercy. My house had been hit by Hurricane XXXX and is not live able and still after a 109 days I am still not back in my house. I would like to know why they charge interest on a medical bill. No other Dr. that I see does that not even the hospitals in this area. Also, they claimed they sent out a bill stating I was going to be turned over to a collection agency and I told them I never did. It then took them 12 days to send me XXXX. I have gone to their website and read there reviews and I am not the only XXXX. I simply needed a little kindness. I guess that does n't exist in this world anymore. Please help in anyway possible and if you ca n't help me at least make sure this does n't happen to anyone else who sees XXXX of these Doctors at XXXX in XXXX, GA
07/08/2019	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 304XX	Web
LANIER COLLECTION AG Reported : XX/XX/2019 {$200.00} LANIER COLLECTION AG Reported : XX/XX/2019 {$380.00} There are no contracts, no valid claims ... accounts were settled with original creditors and has been confirmed, grave errorsfalse claims and reportingI want these accounts removed immediately or litigation may follow. Debt can not be collected twicethis is unlawful Yet again, you continue to report this and failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested. Additionally, please provide the name, address, and telephone number of each person who personally verified this alleged account, so that I can inquire about how they " verified '' without providing any proof, bearing my signature. As per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification.I am again formally requesting a copy of any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay you the alleged amount.Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed items are inaccurate and incomplete and represents a very serious error in your reporting. I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the Consumer Financial Protection Bureau and the Attorney General 's office, should you continue in your non-compliance of federal laws under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the corresponding local state laws. I further remind you that you may be liable for your willful non-compliance. Failure on your behalf to provide a copy of any alleged contract or other instrument bearing my signature will result in a small claims action against your company. I will be seeking a minimum of {$1000.00} in damages per violation
01/31/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 313XX	Web
XXXX XXXX XXXX Reported : XXXX XXXX, 2021 {$620.00} There are no contracts, no valid claims ... account was settled original with creditor and has been confirmed, grave errorsfalse claims and reportingI want this account removed immediately or litigation may follow. Debts can not be collected twicethis is unlawful Yet again, you continue to report this and failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested. Additionally, please provide the name, address, and telephone number of each person who personally verified this alleged account, so that I can inquire about how they " verified '' without providing any proof, bearing my signature. As per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification.I am again formally requesting a copy of any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay you the alleged amount.Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed items are inaccurate and incomplete and represents a very serious error in your reporting. I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the Consumer Financial Protection Bureau and the Attorney General 's office, should you continue in your non-compliance of federal laws under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the corresponding local state laws. I further remind you that you may be liable for your willful non-compliance. Failure on your behalf to provide a copy of any alleged contract or other instrument bearing my signature will result in a small claims action against your company. I will be seeking a minimum of {$1000.00} in damages per violation
04/02/2017	Yes	Credit reporting	Incorrect information on credit report Information is not mine	GA 304XX	Web
I am filing a complaint against Lanier Collection agency wrote them letter requesting information. After viewing a copy of my credit report, I noticed a collection account placed on my credit report from you in from XX/XX/XXXX-XX/XX/XXXX I am requesting that you allow me to validate the alleged debt. I am unaware of any outstanding medical bills that I possess, and I am seeking the name and hospital/medical provider to which I owe the debt and a detailed breakdown of the fees that I owe. Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patient 's authorization. Therefore, my request is twofold -- validation of debt and HIPAA authorization. Please provide breakdown of fees including any collection costs and medical charges. Provide a copy of my signature with the provider of service to release my medical information to you. Cease any credit bureau reporting until the debt has been validated by me. They sent me back XXXX pages with total charge and a description the procedure I was supposedly had gotten. They refused to send me anything with my signature provide them service to release any of medical information which is a violation of HIPPA. I never agreed to pay them anything nor do I know who they are. I am unaware of these bills ; these are not my accounts. Then I tried to call to informed them they may have to wrong person. They were extremely rude.
04/07/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 313XX	Web
: I have recently been informed again that there is negative information reported by LANIER COLLECTION AG in the file you maintain under my Social Security number. Upon reviewing a copy of my credit report, I see inaccurate entry listings of {$260.00}, {$530.00}, {$64.00}. I challenge the accuracy, compliance and reportability of these listings. There are no contracts, no valid claim ... account was settled with original creditor and has been confirmed, grave errorsfalse claims and reportingI want these accounts removed immediately or litigation may follow. Debts can not be collected twice or reported wrongthis is unlawful Yet again, you continue to report this and failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested. Additionally, please provide the name, address, and telephone number of each person who personally verified this alleged account, so that I can inquire about how they " verified '' without providing any proof, bearing my signature. As per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification.I am again formally requesting a copy of any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay you the alleged amount.Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed items are inaccurate and incomplete and represents a very serious error in your reporting.
02/06/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	SC 291XX	Web
I received a validation letter from XXXX, but the company failed to disclose that I had thirty days to dispute. This is a violation under 15 USC 1692g. I want to make XXXX aware that a billing statement does not prove that I owe on the alleged debt. I am challenging XXXX to prove that the organization has rendered any services or compensation to which the company may lawfully collect. Where is the agreement to prove this matter? XXXXXXXX XXXX failure to prove this matter is considered false representation under 15 USC 1692e ( 2 ) ( B ) of the FDCPA and subject to fines under 15 USC 1692k. Again, if you all fail to produce an agreement that authorizes you to collect the debt, this considered unfair practices pursuant to 15 USC 1692f ( 1 ) and subject to fines under 15 USC 1692k. XXXX is the name on my consumer report. I want XXXX to also be aware of what 15 USC 1692j ( a ) says. It states that it is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating. Under the penalty of perjury, did you purchase the alleged debt? Why is XXXX on the report? I demand XXXX to cease and desist all forms of communication pursuant to 15 USC 1692c ( c ). XXXXXXXX XXXX failure to comply to the FDCPA will be challenged pursuant to 15 USC 1692k.
07/30/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32909	Web
I have previously filed dispute for the following items as I have no knowledge of these debts. XXXX XXXX for {$360.00} Not my account, received no correspondence validating this, as well as how it was validate, with whom, the amounts supposedly validated or the dates of such charges. LANIER COLLECTION AGENCY for {$210.00} Not my account, received no correspondence validating this, as well as how it was validate, with whom, the amounts supposedly validated or the dates of such charges. LANIER COLLECTION AGENCY for {$71.00} Not my account, received no correspondence validating this, as well as how it was validate, with whom, the amounts supposedly validated or the dates of such charges. LANIER COLLECTION AGENCY for {$86.00} Not my account, received no correspondence validating this, as well as how it was validate, with whom, the amounts supposedly validated or the dates of such charges. LANIER COLLECTION AGENCY for {$170.00} Not my account, received no correspondence validating this, as well as how it was validate, with whom, the amounts supposedly validated or the dates of such charges. I have never received correspondence from either of these companies detailing or validating the debt, that this debt is mine, whom it was validated with, the dates validated, dates of each charge ( s ), supposed amounts owed, or documentation with my signature showing this debt. Instead each of these companies have placed negative inaccurate information on my credit in violation of the FCRA.
06/11/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 313XX	Web
Lanier collection accounts {$140.00} {$77.00} {$200.00} {$110.00} {$37.00} {$7.00} {$51.00} There are no contracts, no valid claim ... accounts were settled with original creditors and has been confirmed, grave errorsfalse claims and reportingI want these accounts removed immediately or litigation may follow. Debts can not be collected twicethis is unlawful Yet again, you continue to report this and failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested. Additionally, please provide the name, address, and telephone number of each person who personally verified this alleged account, so that I can inquire about how they " verified '' without providing any proof, bearing my signature. As per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification.I am again formally requesting a copy of any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay you the alleged amount.Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed items are inaccurate and incomplete and represents a very serious error in your reporting.
12/31/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA XXXXX	Web
LANIER COLLECTION AG {$64.00}, {$380.00} & {$130.00} I challenge the accuracy, compliance and reportability of these listings. There is no valid claim ... No contracts existaccounts were settled with original creditor, insurance provider has confirmed, and ( Debts can not be collected twice ) ... grave errorsfalse claims and reportingsI want these accounts removed immediately or litigation may follow Please validate this information and provide me with copies of any documentation associated with this account, bearing my signature. In the absence of any such documentation bearing my signature, I formally request that this information be immediately deleted from the credit file you maintain under my Social Security number. Please note that you have 30 days to complete this investigation, as per the Fair Credit Reporting Act section 611 ( a ) ( 1 ) ( A ), and I am keeping careful record of your actions, including your Method of Verification. I do not consent to e-oscar or any means of automated verification. You must provide me a copy of ANY original documentation required under Section 609 ( a ) ( 1 ) ( A ) & Section 611 ( a ) ( 1 ) ( A ) ( a consumer contract with my signature on it ) and under Section 611 ( 5 ) ( A ) of the FCRA you are required to promptly DELETE all information which can not be verified. Please be advised this is against F.C.R.A. law and is a violation of my rights..
03/21/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32609	Web
On Numerous occasions I have sent letters to the credit reporting agencies asking that these debts be validated and to no avail my letters were ignored and updated on my credit report! I have asked the agencies and the debt collection agencies through written communication to either validate these debts and/or remove them from my credit report and they have not responded nor have they deleted these accounts from my credit reports! and they are as follows : XXXX XXXX XXXX for {$320.00} Reporting on XXXX ACCT # XXXX Merchants and Medical for {$320.00} reporting on XXXX ACCT # XXXX Lanier Collection Agency {$280.00} reporting on XXXX ACCT # XXXX XXXX XXXX XXXX {$1400.00} reporting on XXXX and XXXX ( XXXX has deleted this account from my credit report ) ACCT # XXXX XXXX XXXX XXXX {$640.00} Reporting on all three ACCT # XXXX AFTER DOING MY DUE DILIGENCE AND RESEARCH I FOUND THAT MERCHANTS AND MEDICAL AGENCY IS NOT LICENSED IN THE STATE OF FLORIDA TO ATTEMPT TO COLLECT A DEBT FROM ME NEITHER IS THE LANIER COLLECTION AGENCY AND XXXX XXXX XXXX LISCENSE IS EXPIRED! NONE OF THESE AGENCIES HAVE RE4SPONDED TO ME IN THE LAWFUL TIMEFRAME AND THEY HAVE NOT SENT ANY CORRESPONDENCE TO VALIDATE THAT THESE ACCOUNTS BELONG TO ME!
01/19/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 31313	Web	Servicemember
Lanier Collection Agency has been contacted regarding XXXX debts for the same amount {$1200.00} that appear on my credit. I have disputed these discrepancies Several times. When I ask how they verified the debt I get the run around. I spoke with XXXX and I told her to verify the info since she knows its mine. And she refused my answers and proceeded to call me a liar and tell me I am being untruthful and she will be requesting my personal info from the original creditor. I explained to her that at the point of reaching out to their offices my next best option was to file a complaint. This is my 3rd time telling them this is not my debt and they have yet to produce anything or send anything proving to me. They just keep calling. I am a single mother who left a XXXX XXXX situation. I dont have alot of resources and I work XXXX jobs to make ends meet. The area I live in isnt safe and the cost of living keeps creeping up. So I would appreciate this debt being removed from my record as it is not mine and all it is doing is hindering me from bettering my life for the sake of my children. Please assist me with putting this matter behind me and having this company stop harassing me over XXXX debts that are not mine.
05/03/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA XXXXX	Web
I have sent several certified letters since XX/XX/XXXX to Lanier Collection Agency for debt validation of a debt that's being reported to XXXX for {$170.00}. I have not gotten a response from any of the letters that I've sent. I contacted the company on XX/XX/XXXX to pay the amount of the debt and ask for it to be removed once I paid the entire amount. I was placed on hold and told that I had 4 accounts with them and that they would not accept the payment to remove the debt until I paid all 4 which totaled to {$1000.00} ( not sure the exact amount ). Only one account is reporting on my credit report. I called to pay that one since I can not get validation of the debt. I was also told that they had spoken to me on several occasions about the debt and when I ask when because I did not recall, I was given a date of XX/XX/XXXX. The company refuse to accept the payment to remove the collect or to validate this debt, so I demand that it be removed from credit report and that they do not report any other collections that are not being reported. I was told that on XX/XX/XXXX they reported additional debts and as of XX/XX/XXXX the only debt that I'm referring to is showing on my credit report.
08/17/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 31605	Web	Servicemember
I have tried to reach out to this company on several occasions. It is hard to first of all get someone on the phone, but hen someone did they just said '' hello '' I had to ask to make sure I was calling the right place. Then they were asking for all of my personal info. I told them if you have enough information to place it on my credit you should be able to pull it up by my phone number and address. So then they claimed that they had found it but gave me all different totals of the so called accounts, and when I told them that those were not the totals that I had, they told me that it was my problem an go XXXX yourself then hung up. That mad me furious so I called back and requested to speak with management, that is not how you talk to someone that you claim has an account with you. They told me that I could not speak with management and I had to talk to them or no one. So I told them I would try to call another branch and they told me if I didn't pay them on that day that they were going to place my account in processing to be sued. I asked for what and they responded with " we ask the questions here not you '' Again I requested management and they hung up.
03/20/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 310XX	Web
This has been my second attempt at trying to get this issue resolved. I filed a complaint about LCA ( Lanier Collections Agency ) having a {$140.00} negative collections item on my credit report. I did not owe this debt due to my insurance coverage at the time of services. LCA was informed that I had coverage with t providers. They advised that it was not up to them nor the original creditor to file with both providers, but that is inaccurate. It was the providers ' responsibility to bill both providers. On XX/XX/19 I contacted XXXX XXXX XXXX, now XXXX XXXX, and they advised that this bill is NO LONGER owed by me, and that they emailed LCA advising them that item should be removed from my credit profile prior to our conversation. XXXX also advised they would email LCA again on XX/XX/19. I did a follow up call on XX/XX/19 with LCA and the rep advised me that XXXX had more than likely made a mistake, and that the charge was still valid and that they had to investigate. My reply was that if they had an email confirming that the debt was not owed by the original debtor why would they not remove the item. The rep did not have an answer ...
12/28/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30319	Web
I am XXXX XXXX and Im submitting the complaint myself and there is no third party involved. After recently obtaining a copy of my consumer report I became aware that Lanier Collection Agecy is reporting an " alleged '' debt to my consumer report. In accordance with my rights under the Fair Debt Collection Practices Act I am disputing this account and requesting a validation of debt ( 15 USC 1692g Sec. 809 ( b ) ). I am NOT requesting verification but I am requesting for VALIDATION and PROOF OF CLAIM. I request that their office provide me with evidence that I am obligated to pay them. Continuing to report this debt without properly validating is a violation of the FCRA ( Fair Credit Reporting Act ; 15 USC 1681 ). You have 30 days to respond to this request or this debt will be considered invalid and the demand for removal from your reporting agency will be required. I need this problem resolved as soon as possible as this is a negative reflection to my consumer report. Lanier Collection Agency received all documents and supporting evidence of my complaint through the mail on XX/XX/2021.
10/17/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	GA 316XX	Web
I recently checked my credit and discovered that this account had been reported. I did not receive notification that I even owed this debt. My rights were violated and I was not information according to statue 15 USC 1692g 809 ( b ) which states : ( a ) Notice of debt ; contents Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing ( b ) Any person who violates this section shall be liable to the same extent and in the same manner as a debt collector is liable under section 813 for failure to comply with a provision of this title ( 1 ) the amount of the debt ; ( 2 ) the name of the creditor to whom the debt is owed ; ( 3 ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector
10/07/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	FL 33908	Web	Servicemember
On XX/XX/2022 I received my first phone call from Lanier Collection Agency regarding a debt. I am/was entitled to a written letter of my rights within the first five days after being contacted under the Fair Debt Collections Practices Act. I never received such letter and thus, Lanier Collection Agency is in direct violation of my rights under the Fair Debt Collections Practices Act, and the debt is thereby invalid. I notified Lanier Collection Agency via certified mail ( USPS XXXX XXXX XXXX ) that continued attempts to collect or otherwise fail to dismiss the debt would be reported to the Federal Trade Commission. On XX/XX/2022 at XXXX XXXX I checked my XXXX credit report online and Lanier Collection Agency appeared as a derogatory mark on my credit report, indicating that Lanier Collection Agency failed to dismiss the debt. Attached are photos of 1 ) the letter sent to Lanier Collection Agency 2 ) proof of delivery of that letter via the issued USPS tracking number. 3 ) a screenshot of Lanier Collection Agency showing on my XXXX credit report.
12/11/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 31326	Web	Servicemember
The medical collection debt from Lanier Collection Agency/XXXX has three separate amounts listed for {$120.00}, {$81.00}, and {$53.00}. I am unclear on where and when these said amounts were originated. I have maintained medical coverage for the past 10 plus years of my life through XXXX XXXX and XXXX XXXX. I am very interested in receiving an itemized bill/statement for my personal review to compare with my insurance statements/payments for the services rendered in question. I have reached out to Lanier Collection Agency to request validation of these amounts by submitting disputes to XXXX. The dispute was completed and I was notified that Lanier Collection Agency has issued validation for these amounts, however I ( the consumer ) did not receive anything. I have a professional background in XXXX XXXX XXXX XXXX and I am very aware that mistakes regarding amounts are commonly made, and I need to be sure that I am paying a debt that is first mine and secondly billed correctly after my insurance coverage has been applied.
07/07/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30815	Web
I made a complaint against Lanier collection agency and their response was the debt belongs to XXXX XXXX, This response further proves my point of their unethical and deceptive practices. I am not XXXX XXXX so therefore the debt is invalid and needs to be removed off of my credit report. I already spoke with an attorney and by your own admission you have confessed to putting an debt on my credit report on purpose. You have 10 days to remove this incorrect balance and to cease and desist in your attempts to collect a debt not owed by me. Further more you are to remove the XXXX for account number XXXX from off my credit report or the next letter you receive will be from my lawyer. Also I never refused a letter of debt validation, let the record reflect that I have resided at the same address for 6 years and the company has never sent me a debt verification because they know the debt isnt mine. I have enclosed my proof for your records. As you can see the account number does not match the final bill from XXXX
04/01/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA 314XX	Web
I received a notice from LCA SERVICES on XX/XX/XXXX in my mailbox. I have a scan from USPS Coming to my mailbox every day that shows pieces of my mail. I contacted the phone number at XXXX XXXX XX/XX/XXXX declared this was not my debt and that I needed to see an itemized breakdown of this supposed debt. I was told I would receive one in five business days. On XX/XX/XXXX when I did not receive such statement I called again and was told the company submitted the day before, and it would be mailed out the next day as of XX/XX/XXXX. I have not received anything from LCA services regarding the breakdown of suppose a debt from XXXX XXXX XXXX, who also started an eviction against me for the a different amount, dismissed that case and then started another, which has now into a civil suit since they have over $ XXXX in damages against me as a tenant. LCA Services uses multiple business names which is also misleading and deceptive in nature. At this point, it feels like discrimination and harassment
10/22/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA XXXXX	Web
After reviewing my credit file on XX/XX/, I identified a discrepancy with account listed under Lanier Collection Agency and Services , Inc. I requested validation on XXXX as this was not an account that I recognized. On XXXX they responded with a copy of the debt that I don't recognize without any validation. I reviewed my credit file again on XXXX and this account continues to reflect on my credit report. On XX/XX/, I sent out a 2nd validation request letter. I have not received any response and as of today XX/XX/, this account is still being reflected on my credit report. I do not believe the account belongs to me nor do I believe that the creditor has authorization to access the account nor authorization to attempt to collect on the account and the account continues to negatively affect me. Please strike and remove this account from all 3 credit bureaus until adequate validation has been received proving that the account belongs to me and all information is correct.
02/25/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	GA 30815	Web
I had a total XXXX XXXX in XX/XX/2021 during the height of Covid and started physical therapy shortly after at XXXX XXXX XXXX because it was the closet to my home. Really was not the best of service so after several visits I changed to another physical therapy company across town. Upon transfer for my last visit with XXXX I made sure to ask what was my amount due to pay if any and was told by the Lead Therapist that insurance had taken care of amounts. I never received ANY bill, correspondence or notification of monies due but had an account to be forwarded directly to a collections agency. ( WHY ). All other monies through this XXXX with physician, hospital and even therapy have been paid as agreed. So to never receive any bills from XXXX but have them send my account to collection without ANY notification seems unfair and unjust as a client. I have spoken with several other clients and understand this is a tactic they often use.
11/26/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 34711	Web	Servicemember
I was involved in a not-at-fault accident in Georgia on XX/XX/2017. I went to XXXX XXXX 's Emergency Room and gave them my insurance which at the time was XXXX XXXX XXXX XXXX XXXX Georgia under my father. I was in-network and XXXX XXXX XXXX XXXX stated that I only owe my deductible of {$250.00} because of the following code reasons : " XXXX - This amount is the member 's copayment responsibility and code XXXX - This is the amount in excess of the maximum allowed amount for a participating provider. The member, therefore, is not responsible for this amount ''. XXXX XXXX in XXXX, Georgia has been balance billing me since XXXX of 2017 and XXXX XXXX XXXX in XXXX, Georgia has been harassing me for the last two years and each refuses to take my {$250.00} deductible and demand I pay the amount of XXXX, XXXX even though it was an emergency visit from a vehicle accident with an in-network provider.
04/26/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	GA 30907	Web
When I was released from the hospital, I had the hospital to consolidate all of my medical bills into XXXX so I can make monthly payments. XXXX was accidently left out by the hospital and sent for collections to XXXX. In XXXX of 2015, I contacted the agency and explained the situation and they agreed to completely remove from credit report once it was paid. I immediately paid over the phone. I recently checked my credit report and it is still on there. The hospital removed it because it was an error and now the collections agency is unwilling to remove it because they said " the rep that I spoke to did not note it. '' I can not help that the representative did not do their job. I kept my word and paid the balance, I would like for them to keep their word. I have called twice to speak to manager and each time the manager has refused to speak to me about this matter.
03/21/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 31548	Web
I got a letter on the mail from a collection agency demanding payment for medical bills on the amount of $ XXXX.Since I been a few times on medical care and had taken a few XXXX XXXX and XXXX XXXX, I asked the collection company around XX/XX/2019 ( Lanier ) to send me back on the mail legal documentation displaying about the charges and the merchant. ( certified letter was sent, document attached ) To this day I haven't received a note to whom I owe the charges they referred to, instead Lanier collection company added a collection to my XXXX credit file without giving me the opportunity to pay or settled ( {$150.00} ) I haven't received a single call from Lanier about this call, please note that I am paying the hospital for bills already sent to me so I need to know if this is a separate bill from the hospital or else.
08/22/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 309XX	Web	Older American
I was a victim of identity theft, which someone hacked into my computer network and stole my personal information and opened up fraudulent accounts and created inquiries on my credit report with XXXX. In addition, I tried to dispute it with XXXX twice and they refused to remove these fraudulent items, which includes two collections accounts and five inquiries. I am asking you all to have XXXX remove these fraudulent items off of my credit report.The Collection accounts include : Lanier Collection Agency, with a balance of {$480.00}. and another collection from Lanier Collection Agency, with a balance of {$92.00}. The inquiries include : XXXX, XXXX XXXX, XXXX XXXX, XXXX, AND XXXX XXXX. Please remove from my credit file immediately, due to fraud. Also, I have a police report, FTC Report, and a affidavit.
11/15/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 313XX	Web
LANIER COLLECTON SERVICES maintain files under my Social Security number. Upon reviewing a copy of my credit reports, I see entry listings of {$74.00}, {$150.00}, {$47.00}, XXXX, {$98.00}. This is ridiculous and inaccurate. My insurance carrier stated that they rectified these accounts, and said you can not collect debt twice. I received the bills they sent to me, but no contracts and no validation or signatures. They must provide me a copy of ANY original documentation required under Section 609 ( a ) ( 1 ) ( A ) & Section 611 ( a ) ( 1 ) ( A ) ( a consumer contract with my signature on it ) and under Section 611 ( 5 ) ( A ) of the FCRA you are required to promptly DELETE all information which can not be verified. Please be advised this is against F.C.R.A. law and is a violation of my rights..
12/18/2020	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	SC 29445	Web
I sent out a verification of debt letter to Lanier collection agency. A third a party collection agency for XXXX XXXX XXXX XXXX XXXX in XXXX, Georgia. While attempting to validate the debt through the collection agency the collections agency had violated hippa. I did not give written or verbal consent for XXXX XXXX XXXX XXXX or authorization to XXXX XXXX XXXX XXXX to share my personal information what a third party collection Lanier collection agency and services. I did send a letter letting them know that I would contact and make a report and complaint with the federal trade commission. I also placed In the later that I will sue the company for giving out my personal information. They violated hippa laws by disclosing my personal health information to a third-party collection agency.
04/22/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	GA 31326	Web
I was not aware of this debt therefore my rights have been violated according to 15 U.S. Code 1681h - Conditions and form of disclosure to consumers. A consumer reporting agency shall require, as a condition of making the disclosures required under section 1681g of this title, that the consumer furnish proper identification. Please view debt and original creditor : Collection Agency LANIER COLLECTION AGENCY Original Creditor Name XXXX XXXX XXXX Date Assigned XXXX XXXX XXXX Original Amount Owed XXXX Amount XXXX Status Date XXXX XXXX XXXX Status UNPAID Balance Date XXXX XXXX XXXX Account Designator Code INDIVIDUAL_ACCOUNT Account Number XXXX XXXX XXXX XXXX XXXX XXXX Creditor Classification MEDICAL_OR_HEALTH_CARE Last Payment Date Date of First Delinquency XXXX XXXX XXXX Comments
02/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30909	Web
I am submitting this compliant on my own. There is no third party involved. I have sent numerous letters to XXXX, XXXX, and XXXX informing them that I am a victim of identity theft. Someone opened a credit card, got medical service, and a loan under my SSN. They also made fraudlent inquiries on my report as well. These items in my credit file are from unauthorized use of my social security number and card. I did not authorize these accounts to be taken out in my name nor they relate to anything i did. Im unaware of any of this. I'm asking XXXX, XXXX, and XXXX to Please remove this information from my consumer report under 15 U.S.C. 1681c-2. This is really hurting my reputation and effecting my ability to get a new job and home. I filed an FTC report. Please see attached.
12/01/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MS 39212	Web
I declare under penalty of perjury ( under the laws of the United States, if executed outside of the United states ) that the foregoing is true and/or correct to the best of my knowledge. Further, I certify that I am permitted by FEDERAL and STATE LAW to file this dispute. I also understand that knowing and willful misstatements or omissions of material facts constitutes a FEDERAL CRIMINAL VIOLATION punishable under 18 U.S.C. 1001. collection found within my credit report are not related to any transaction that I made. I am alleging that a person or company- without my authorization - used my personal identifying information to apply for goods, services, or money ; and, was successful in creating some accounts. All in this matter is being investigated by the FTC.
10/03/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	GA 31406	Web	Servicemember
My wife serves in the XXXX so I always have TRICARE as my health insurance. In 2015, I started buying Blue Cross Blue Shield ( BCBS ) health insurance from my job. TRICARE paid the XXXX XXXX XXXX Service as an old routine. Then it withdrawn the money it paid to XXXX XXXX XXXX Service because BCBS become my primary provider. Now unable to collect money from BCBS, XXXX XXXX XXXX Service disclosed my information to Lanier Collection Agency to collect the {$100.00} from myself. This is unfair because I am paying two insurance coverage. the BSBC shall pay first and TRICARE pay the remaining. I am threatened and afraid that this debt collection will harm my credits. With the head problem and this new stress, Help me please.
11/04/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	GA XXXXX	Web
This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whether it's a charge off? The balance is, in fact, wrong, please make sure to reverse it to XXXX or remove the item fully. Please also produce documentation to verify all the charges and credits in this supposed account that caused the extremely high credit figure you might have displaying on my account. My demand to present this records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove this specific wrong posting.
02/27/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	GA 31520	Web
I received a letter on XX/XX/2019 from XXXX XXXX XXXX for the balance of {$660.00}. The letter explicitly said if i wasn't able to make a full payment, they could set up a payment plan. I opted for the payment plan, but when i was transferred to the collections department, I was told I couldn't use a payment plan, even after the written letter stated I could. XXXX XXXX threatened to sell the account to collections if I didnt remit the full balance, even though I told them I could not make a full payment and could only do the payment plan. XXXX XXXX XXXX sold the account to Lanier Collections violating the Fair Credit Dept Reporting Act, which gives me notice to dispute and decide on how to pay the debt.
02/14/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA 31406	Web
On XXXX, I called LCA Collection Agency and notified them that my bill have not been paid by secondary insurance company and that I have filed a complaint with the XXXXeorgia Insurance Commission because I was having problems with getting XXXX XXXX to process this claim along with 7 other bills they stated no problem. Once I get a response to payment let them know. I received an email from the Insurance Commission of Georgia stating the claim have to be filed in the State of Florida and the claim has been forwarded to that state for process. I notified LCA with an update, On XXXX. LCA put the bill on my credit report. I have reached out to the Supervisor at LCA but I had to leave a message.
09/20/2021	No	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	GA 31405	Web
Company prematurely added and falsely/illegally added a collection account, XXXX XXXX XXXX XXXX ( {$200.00} ), to my credit profiles, without notifying, verifying, or given me a chance to dispute the validity. This company has been trying to extort me for money for years for a bill that is not owed to them, and original creditor has written off and already been paid. Company reported this account to my credit profile on XX/XX/2021 ; however, the company reported the account as opened and last reported XX/XX/2021? These shananigans has caused a financial distress to my life and I DO NOT WISH TO DO BUSINESS WITH THEM!!! See attached files. REMOVE THIS ACCOUNT FROM MY PROFILE IMMEDIATELY!
07/20/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 310XX	Web	Servicemember
Im writing this letter to dispute the following accounts : This agency is in violation of 15 U.S.C. 1682 ( g ). They were to notify me of this in writing 5 days prior, I was not. As the original creditor, only I can validate this debit. I do not validate this debt. Therefore, the following accounts must be deleted from my report. Failure to respond satisfactorily with deletion of the above referenced account and a free copy of my report after the changes have been made will result in the above actions being taken against your company ; I will also be seeking {$1000.00} per violation for : 1 ) Defamation 2 ) Negligent Enablement of Identity Fraud 3 ) Violations of 15 U.S.C. 1692 ( g )
08/29/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	GA 30815	Web
Lanier Collection agency continues to report on my credit {$210.00} for agency XXXX XXXX XXXX, the original creditor. The latest being submitted on XX/XX/XXXX. I first included this bill collection in my XX/XX/XXXX Chapter XXXX Bankruptcy filing. When modification was necessary to add additional bills was granted by the courts, this same bill was resubmitted in the new Chapter XXXX filing in XX/XX/XXXX. However, Lanier Collection agency constantly report this bill collection like it is a new collection. Numerous times I've disputed this collection with XXXX after I realized what was happening, but Lanier Collection agency keep reporting this same collection to my credit report.
01/04/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30127	Web
I have a rental property in XXXX, Georgia. I paid invoices for XXXX XXXX XXXX XXXX online. The final invoice was paid X/XX/2017 in the amount of {$68.00}. I spoke with a rep regarding the late fee. I was informed to ignore the last fee. It would be removed once the payment was processed. Instead of processing the payment, XXXX XXXX XXXX XXXX submitted the invoice to a collection agency. A past due balance was reported on my credit report by LANIER COLLECTION AGENCY. I have received no communication from this company. As of today, XXXX XXXX XXXX closed my online account ; therefore, I am unable to provide a copy of the online payment that was submitted.
07/28/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	GA 31324	Web	Servicemember
I received medical treatment for an XXXX at XXXX XXXX in XXXX, GA on XXXX XXXX XXXX. Following the treatment my insurance and I were billed directly from XXXX XXXX - the bill was paid accordingly. In XXXX of XXXX I receive a collection notice from Lanier Collection over the amount of {$150.00} regarding services I supposably received at XXXX XXXX XXXX '. I did not receive any treatment from this provider nor was I sent a bill. I requested further documentation that I received treatment and/ or owed this amount and after the collection agency LCA failed to do so I disputed it. It has now been flagged as unpaid on my credit report ( XXXX ).
12/08/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	GA 31405	Web	Older American
In XX/XX/2019, I was informed that I owed {$140.00} to a medical provider. I had moved residences the previous years and had not received notification prior. I called the collections agency, LCA to pay the bill. The female agent I spoke to would not allow me to pay the bill without settling another claim that I had no information about which was in excess of {$1000.00}. I immediately called the medical group and paid the money owed. XXXX continues to report this collection despite numerous requests to remove it. XXXX and XXXX have both removed the report. LCA says they can't remove it and the Medical provider says they have no control.
11/26/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 34711	Web	Servicemember
I was involved in a not-at-fault motor vehicle accident on XX/XX/2018. I was transported by ambulance to XXXX Hospital emergency room where I received care. I gave the hospital my in-network insurance at the time which was XXXX under my mom. My insurance paid {$700.00} which the hospital has collected and in my explanation of benefits stated my patient responsibility is {$0.00} because of the following code reason : " Q05 - Patient Not Liable, For XXXX XXXX XXXX XXXX ''. I have repeatedly tried to give XXXX Hospital and the collection agency my EOB and they refuse it and want to full amount of {$10000.00} even though insurance has paid.
01/10/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33168	Web
I am writing to dispute a charge of {$430.00} to my credit report on XX/XX/XXXX and XX/XX/XXXX. The Charge is in error because it should be paid and covered fully by my college insurance. XXXX XXXX urgent care works with my college insurance which is XXXX XXXX student insurance. I provided my insurance info to the medical service and reconfirmed the full coverage with insurance. Those collections should have been fully covered by college insurance.
05/21/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 310XX	Web
Payment made to original Creditor XXXX XXXX XXXX on XX/XX/2020. The collection agency, Lanier Collection, that has the account reporting on my XXXX profile, is reporting the debt as paid. This account was not sold to Lanier, as XXXX XXXX XXXX accepted and processed the payment. Lanier should not be reporting this account as a collection account if the original owner was paid. Receipt was provided to XXXX but they only updated account as well.
07/06/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	GA 30815	Web
I reached out to the collection Comapny several times and explained that the amount reported was incorrect. I even requested a debt verification letter which I never received. I explain to them that I have proof that I only owe XXXX and XXXX dollars which they refuse to accept as proof. They have reported 16 times the amount owed ( XXXX ) which had damaged my credit and ability to get credit. These tactics are unfair and unethical and needs to stop.
08/21/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92630	Web
I never participated in any legal contract in regards to this debt. These accounts are being furnished without any legal agreement/contract. This debt collector is being abusive, deceptive, and unfair in its business dealings with me. This is prohibited by FDCPA. Under FDCPA, I am entitled to {$1000.00} for single one of these violations. Additionally, they didn't follow the correct 5 step validation procedure which again is unfair practices.
10/22/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	GA 30904	Web
LCA Collections in XXXX GA combined two bills with different dates of service XX/XX/18 and XX/XX/18 in the amount of {$45.00} each which were turned over on XX/XX/18 and combined the two in order to collect {$90.00} and that is how it is reporting on my credit report. Please investigate this improper collection practice due to the fact anything {$50.00} and below should not report to credit bureaus. Thank you.
08/26/2017	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	GA 313XX	Web
I have received a call from Lanier Collection agency on a few collections I have in there office. Not once was I given proof of the bills. The lady did not mention to me that it was an attempt to collect a debt or anything in that sort. I personally work with a collection agency and know the laws. I wanted to make a complaint before my attorney out of XXXX gets involved.
01/18/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 314XX	Web
NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 & SECTION 617/// THIS COMPANY IS REPORTING AN ACCOUNT ON MY CREDIT THAT IS NOT MINE/INACCURATE. I DID NOT GIVE NY PERMISSION TO REPORT THIS ACCOUNT AND I WAS NOT NOTIFIED THAT THIS ACCOUNT WAS OR WILL BE REPORTED TO MY CREDIT REPORT.
09/19/2023	No	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 92630	Web
I asked this debt collector to cease and desist reporting this allege debt from my credit report as this is affecting my way of living, character, and ability to get new credit. I have provide written notification for them to cease reporting this on my credit report but they are disregarding my request.
05/10/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MS 387XX	Web
I stated that its not my account & I am not liable to pay a debt that isnt attached to my name/person. Ive never done business with this company we have no affiliation with one another whatsoever & this is a direct violation of HIPPA its illegal & should be removed from my reports & myself permanently.
10/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 308XX	Web
In accordance with the Fair Credit act LANIER COLLECTION AGENCY # XXXX, has violated my rights. 15 U.S.C 1681 section 602 A States I have a right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
10/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 308XX	Web
In accordance with the Fair Credit act LANIER COLLECTION AGENCY # XXXX, has violated my rights. 15 U.S.C 1681 section 602 A States I have a right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
10/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 308XX	Web
In accordance with the Fair Credit act LANIER COLLECTION AGENCY # XXXX, has violated my rights. 15 U.S.C 1681 section 602 A States I have a right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
10/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 308XX	Web
In accordance with the XXXX XXXX XXXX XXXX XXXX XXXX Account # XXXX, has violated my rights. 15 U.S.C 1681 section 602 A States I have a right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
10/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 308XX	Web
In accordance with the Fair Credit act XXXX XXXX XXXX Account # XXXX, has violated my rights. 15 U.S.C 1681 section 602 A States I have a right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
10/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 308XX	Web
In accordance with the Fair Credit act XXXX XXXX XXXX Account # XXXX, has violated my rights. 15 U.S.C 1681 section 602 A States I have a right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
07/19/2017	Yes	Debt collection Medical debt	False statements or representation Impersonated attorney, law enforcement, or government official	GA 30349	Web
XXXX XXXX XXXX XXXX {$690.00} Lanier collection agency for {$300.00} for {$94.00} for {$120.00} for {$66.00} and for {$120.00} which was all paid by my insurance company so I do n't owe any collection agency anything. Plus I do n't I never signed a contract with XXXX XXXX XXXX or Lanier agency
11/22/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92630	Web
This debt collector is not authorized to collect debt in my state. Additionally they have not provided me with proper debt validation for this allege debt and instead are making allegations. This is a violation of the FDCPA. They are disregarding the law and committing violations by doing so.
10/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 308XX	Web
In accordance with the Fair Credit act XXXX XXXX XXXX XXXX XXXX, has violated my rights. 15 U.S.C 1681 section 602 A States I have a right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
11/19/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29841	Web
I recently noticed several ( 5 ) accounts listed on my credit report from a debt collector, Lanier Collections, and I do not know anything about these accounts nor have I received medical treatments from the entity they are representing. I am not responsible for these fraudulent accounts.
03/03/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 31406	Web
I have contacted Lanier collection agency concerning several medical bills they claim belong to me. I have requested debt verification on several occasions and they were unable to verify the debt. I would like them to stop reporting false information to the credit bureaus.
09/26/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30809	Web
I have made several attempts from XX/XX/XXXX-XX/XX/XXXX with certified letters to Lanier Collection Agency and XXXX, for verification on a medical debt of {$67.00} which they say I owe. I only received a bill with very little information and was told it was validated.
08/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30542	Web	Older American
Company calls every 5 minutes, disturbs me at work and while driving endangering my life. They insist that I owe a Dr. that I have never seen. I have no bills from this doctor at XXXX XXXX and XXXX. I have no account with them since I have never been there.
03/16/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 310XX	Web
I received a letter on XX/XX/XXXX stating i owed XXXX XXXX XXXX {$140.00}, from Lanier Collection Agency & Services. I responded back, late, on XX/XX/XXXX requesting information supporting the claim. To this day I have never received a response from XXXX.
02/24/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 298XX	Web	Servicemember
After retrieving copies of My credit report. I sent a request for validation on XX/XX/18 to Lanier collection agency regarding 3 different accounts listed by CRAs. Lanier Collection Agency have failed to respond within 30 days as allotted by the FCRA.
02/24/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 298XX	Web	Servicemember
After retrieving copies of My credit report. I sent a request for validation on XX/XX/18 to Lanier collection agency regarding 3 different accounts listed by CRAs. Lanier Collection Agency have failed to respond within 30 days as allotted by the FCRA.
02/24/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 298XX	Web	Servicemember
After retrieving copies of My credit report. I sent a request for validation on XX/XX/18 to Lanier collection agency regarding 3 different accounts listed by CRAs. Lanier Collection Agency have failed to respond within 30 days as allotted by the FCRA.
03/04/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75042	Web
LANIER COLLECTION XXXX XXXX XXXX XXXX, GA IS REPORTING TO XXXX CREDIT PROFILE A DEBT OF {$170.00}, WHICH HAS NOT BEEN VALIDATED WITH ORIGINAL SIGNATURE OR IDENTITY, NO ACCOUNT NUMBER. I WOULD LIKE THE DEBT REMOVED FROM MY PROFILE IMMEDIATELY.
03/18/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33772	Web
I was notified on XX/XX/2018 that I had this debt for XXXX. I have never heard of this collection agency nor received correspondence. I keep my credit clean and pay all bills. This is either a fraudulent charge or they have the wrong person.
09/14/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA XXXXX	Web
This debt was already paid and I have contacted XXXX and told them that I have paid this debt XXXX to XXXX years ago. I also contacted the company which stated this should not be on my credit but XXXX refuses to remove it.
03/16/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IL 60462	Web
They have responded with a response that they have stopped all collection but are still reporting. I have submitted police report and it 's clear they are still reporting. They are not being factual in responses.
08/19/2022	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	GA 314XX	Web
Lanier Collection has infringed upon my right to privacy. Lanier Collection has not received written permission to disclose ANY of my medical information or any other information personal or public about me.
10/12/2023	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 92630	Web
I submitted a complaint to this debt collector on XX/XX/ and they are ignoring me. I feel taken advantage of. They are clearly disregarding the law by not ceasing and desisting communication as requested.
12/04/2015	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	GA 313XX	Web
Lanier collection agency contacted my cell phone withoutmentioning this was a collection agency or this is an attemptto collect a debt. I have saved the voicemail. I have emailed the compancy no response.
03/09/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TN 37013	Web
Today I checked my credit and discovered that this agency says I owe them money for an unpaid debt. This debt should have been paid thru my insurance company XXXX XXXX XXXX. I have XXXX/XXXX of TN.
09/26/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 308XX	Web
This account was open on XX/XX/2018 This account was reported as unpaid medical {$110.00} I don ' have contact information I would like to know what services I had to accrue the amount of {$110.00}
09/26/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 308XX	Web
This account was open on XX/XX/2018 Account was reported as unpaid medical {$120.00} I have no contact information I would like to know what services I had to accrue the amount of {$120.00}
09/26/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 308XX	Web
This account was open XX/XX/2019 This account was reported as unpaid medical {$110.00} I have no contact information I would like to know what services I had to accrue this amount {$110.00}
09/26/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 308XX	Web
This account was open XX/XX/2015 and reported as an unpaid medical {$130.00} I have no contact information I would like to know what services I had to accrue this amount of {$130.00}
09/26/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 308XX	Web
This account was open in XX/XX/2017 an unpaid medical with a balance of {$520.00} I have no contact information I have no idea of what services I received to accrue this amount
09/26/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 308XX	Web
This account was open on XX/XX/2016 and has an balance of {$260.00} I have no contact information I would like to know what services I received to accrue this amount
12/16/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 304XX	Web
My identity has been compromised by somebody that I do not know. Please feel free to give me a call if you have any questions or concerns.
10/28/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 304XX	Web
My identity has been compromised by somebody that I do not know. Please feel free to give me a call if you have any questions or concerns.
03/05/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31021	Web
My identity has been compromised by somebody I do not know. Please feel free to contact me if you have any questions or concerns.
03/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31021	Web
My identity has been compromised by somebody I do not know. Please feel free to contact me if you have any questions or concerns.
02/26/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31021	Web
My identity has been compromised by somebody I do not know. Please feel free to contact me if you have any questions or concerns.
02/05/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	GA 31322	Web
I have health insurance that would have covered this debt. It should have went to insurance after I paid my co-pay
05/26/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30252	Web
Lanier collection has not validated this account, and I want it to removed since more than 30 days have gone by.
11/19/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	SC 29841	Web
XXXX is reporting erroneous information on my credit report from Lanier Collections
01/24/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	VA 23185	Web
is not responsible for any medical bills have had medicaide since 2008!
01/22/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	SC 29483	Web

01/12/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30349	Web

12/21/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	GA 313XX	Web

11/15/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92630	Web

11/13/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92630	Web

07/01/2023	No	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	FL 34210	Web	Servicemember

05/01/2023	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	GA 30909	Web

04/15/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 31405	Web

03/02/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29410	Web

11/29/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 32456	Web

09/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 31601	Web

09/15/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 78204	Web

08/16/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78204	Web

07/15/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	GA 31419	Web

07/14/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MS 39056	Web

07/12/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CA 93722	Web

06/09/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 31302	Web

04/29/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30909	Web

04/25/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	PA 19144	Web

04/04/2022	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	GA 30319	Web

03/26/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30339	Web

02/24/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29420	Web

02/20/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA 31406	Web

02/11/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	PA 19144	Web

01/03/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30093	Web

11/05/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 31407	Web

10/14/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31406	Web

09/29/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31021	Web

09/20/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30474	Web

09/20/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30457	Web

09/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31096	Web

09/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31001	Web

08/31/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30401	Web

08/25/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	SC 29302	Web

08/19/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 31569	Web

08/19/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 31569	Web

08/19/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 31569	Web

08/06/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30906	Web

07/13/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31096	Web

07/13/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32218	Web

07/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	CO 80902	Web

07/02/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 31024	Web	Servicemember

06/30/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31088	Web

06/29/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31027	Web

06/29/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31027	Web

06/29/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31027	Web

06/23/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 31024	Web	Servicemember

06/22/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31027	Web

06/15/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30457	Web

06/15/2021	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt was paid	GA 31404	Phone	Older American

06/07/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31027	Web

06/04/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31027	Web

06/03/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31419	Web

06/02/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31404	Web

06/02/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31404	Web

06/02/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31404	Web

05/24/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	VA 23502	Web

05/24/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	VA 23502	Web

05/24/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	VA 23502	Web

05/10/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31027	Web

04/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30253	Web

04/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30253	Web

04/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30253	Web

04/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31027	Web

04/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30253	Web

03/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31021	Web

03/09/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30477	Web

02/08/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	SC 29936	Web

02/06/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	GA 31533	Web

02/02/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 31533	Web

01/27/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30909	Web

01/27/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	GA 31533	Web

01/05/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 31419	Web

12/02/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 31419	Web

10/29/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31021	Web

08/19/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 31415	Web

08/19/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 31415	Web

06/30/2020	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	GA 31329	Web

05/26/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 31406	Web

04/20/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 31210	Phone

04/03/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 30417	Web

03/19/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	GA 30296	Referral

03/17/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 31405	Postal mail

12/03/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29488	Web

11/26/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 31405	Web

11/07/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30809	Web

09/09/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30122	Web

08/28/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	PA 15001	Web	Servicemember

08/05/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA 30058	Fax

07/15/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30906	Web

07/02/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 31415	Web

06/19/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 31601	Fax

06/15/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 31639	Web

05/26/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 31639	Web

05/10/2019	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	GA 31639	Phone

05/02/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33610	Web

04/06/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 31321	Web

04/02/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29708	Web

04/02/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29708	Web

12/31/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 31321	Web

12/12/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33760	Referral

11/30/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt		Fax

06/07/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30477	Web

03/21/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30813	Web

03/09/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	GA 30813	Web	Servicemember

01/13/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 32216	Web

01/03/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30417	Web

12/08/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30467	Web	Servicemember

11/02/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 31322	Web

06/02/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 95819	Web

03/15/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IL 60462	Web

02/04/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	GA 31401	Web

09/25/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	GA 30453	Web

09/19/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	LA 70356	Web

02/09/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	GA 30439	Web

11/08/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	XXXXX	Web