Klima, Peters & Daly, P.A. CFPB Complaints

Back to Dashboard
2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
03/13/2018 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Told you not to respond to a lawsuit they filed against you
  • VA
  • 241XX
Web
This complaint is being filed today with your agency ; The Consumer Financial Protection Bureau ( CFPB ) against the law firm and collection agency of Peroutka, Miller, Klima and Peters PA of XXXX, mD ( Collection agency license # XXXX ). I am not only requesting your involvement and assistance here but I also ask that you inturn foward this matter and it's entirety to both your governing agency ; The Federal Trade Commission ( FTC ) and the Maryland State Attorney General for review and consideration as well. I intend to bring to light and provide evidence supporting the abhorrently and blatantly evident debt collection practices exhibited in this matter by this invovled collection agency which have been intentionally predatorial, deceptive and unscupously enethical in nature and thus also seek the additional statutary damages of {$1000.00} under the strict liability law involving such violations of the Fair Debt Collection Practices Act ( FDCPA ). This matter, just one on many I'm certain, is a clear indication of the much needed enactment of your agency ( the CFPB ) combined with the necessitiated passage of both the FDCPA and the Dodd-Frank Wall Street Reform and Consumer Protection Acts as repeatedly and historically reported and forewaned by the FTC. Let this complaint be utilized to enforce and instill regulatory compliance governing the debt collection processes now in the the future. In summation, I closed my line of personal consumer credit with XXXX XXXX XXXX ( USA ), ending in # ... ... XXXX, in XX/XX/XXXX before falling into repayment default as a direct result of a temporary hardship invovling unemployment. After numerous unsuccessful collection attempts made by XXXX XXXX XXXX ( USA ) and a XXXX XXXX XXXX, demanding payment of approximately {$10000.00}, this account was deemed uncollectable and was therefore closed and " charged off '' by XXXX XXXX XXXX ( USA ) on or about XX/XX/XXXX which by its very defination means " written off as a loss for tax filing purposes ''. You'll find supporting documents verifying same of both the affidavit of XXXX XXXX dated XX/XX/XXXX which was submiited by this collection agency along with an attachment letter enclosed within a monthly statement of XXXX XXXX dated XX/XX/XXXX informing me of same. Worthy of notation, this " Charged Off '' supplement letter is the EXACT one provided to me by this collection agency which is supposedly to serve as their valid assignment here. Please note that this was sent to me by XXXX XXXX nearly one year prior to this agency filing their request for judgment, approximately 10 months prior to receiving their initial letter of involvement dated XX/XX/XXXX yet only 1 month prior to receiving the initial correspondences of a XXXX XXXX XXXX, who were more accurately the actual " assignee '' of this collection matter and not Peroutka, Miller, Klima & Peters PA as they have tried to portray here A claim was later filed within the XXXX XXXX XXXX XXXX of XX/XX/XXXX by Peroutka, Miller, Klima & Peters PA ( both a law frim and a collection agency ; collection agency # XXXX ) of XXXX, mD seeking a Warrant in Debt Judgment for said matter. Their respective file # is XXXX. This collection agency intentionally and most deliberately misrepresented itself as an " assigned agent and or affiliate '' of XXXX XXXX XXXX ( USA ) for the purposes of collection and as of this writing, despite four written requests sent certified mail, has failed to provide adequate evidence of valid and specific assignment as alledged. Upon receipt of the respective summons and with the financial assistance of an immediate family member, I voluntarily initiated discussisons beginning on XX/XX/XXXX with this collection agency involving an immediate lump sum settlement of said matter. All telephone conversations were recorded by this agency. My fainal and immediate settlement offer of {$3500.00} ( approximately 35 % of monies sought ) was extended on XX/XX/XXXX. This offer was refused and this agency then countered with an immediate settlement offer of {$5000.00}. As this sum was not available, they immediately then suggested a repayment plan of {$6000.00} to be paid within monthly installments of {$75.00} due on the XX/XX/XXXX of every month, beginning XX/XX/XXXX, until satisfied, which I accepted. Kindly refer to their letter addressed to me dated XX/XX/XXXX confirming said details of our mutually agreed upon settlement terms. To date, I have honored and upheld these terms as mutually agreed. I am submitting 12 pages of numerous letters sent and receipts provided from this agency acknowledging their receipt of my timely payments and the implied acceptance of same. Please note that these monthly installments, as instructed, hve been made solely payable and directly to Peroutka, Miller, Klima & Peters and not to XXXX XXXX XXXX as one might expect if truly acting as their " assigned agent and or affiliate '' as one might expect. I was initially confounded and rightfully very concerned when informed by this agency that the were NOT going to withdraw their claim for judgement despite having reached our agreed upon terms. I also couldn't fathom why this agency would refuse such a reasonable and immediate settlement off er but rather preferred to accept 80 consecutive monthly payments spread out over the next 6.5 years combined with them having to retain seperate council to represent their interests here locally within XXXX County. Futhermore and of most critical importance here, let it be known that I was repeatedly informed by this agency aka law firm that I " need not appear '' for the judgment hearing in that it was " just a matter of legal formality '' all while lending an ear of discern and concern, I might add. Transcripts of all recorded discussions have also been repeatedly requested and here again, not yet provided. As I was legally ignorant in such matters and did not posess the necessary funds to retain council, I embarked upon some research as none of this added up. It is now clearly evident that this collection agency was very deceptively and unscrupulously banking on having secured an automatically rendered default judgment in my absence ( as in 95 % of such claims including a pile of them jointly filed and heard before mine ) had I heeded their advise. It has been dult noted that they do not seek the {$6000.00} as one would reasonably expect here but rather {$10000.00} as indicated within both their initial Warrant in Debt Complaint and their respective Bill of Particulars dated XX/XX/XXXX which have been provided here. The later of which in of itself brings light to the copiously dubious and unethical ploys utilized by this agency within its dect collection practices by attempting to depict an entirely inaccurate, incomplete and legally unsupported portrayal within our respected Judicial System. For the sake of arguement, let us call an " apple '' an " apple ''. The said " plaintiff '' here is no longer XXXX XXXX XXXX ( USA ) and Peroutka, Miller, Klima & Peters PA as not been " assigned '' the collection of this debt as we have very intentionally been lead to believe. It is more lilkely that they are indeed however its rightful owner who has since purchased this " charged off '' debt at the national average of .04 cents on the dollar ( thus approximately {$420.00} ) which should be legally mandated to be clealry revealed as such within similar circumstances. In all actuality, the collection agency itself should be listed as the involved " plaintiff '' here but then again, there would be no legal basis substantiating their continued pursuit seeking Judgment against me of the aforesaid amount, which now includes statutory interest and costs, as I have NOT " refused payment '' of their demands as they're inaccurately alleged and depicted within line 2 of their filed Bill Of Particulars which shall also be included here. Obviously, I did not heed the advise of the involved agency but rather appeared, as summoned, before Judge XXXX within the XXXX County District Court ( Case # XXXX ) on the scheduled hearing date of XX/XX/XXXX ( which was quite intimidating in of itself ) during which I requested a trial which was sewt for XX/XX/XXXX. As a court appointed attorney is not provided here in civil matters such as this while being totally ignorant of all respective proper legal protocols, proceddings and formats quite unlike this involved collection agency/law firm. Although quite willing, I was ill equipped to soley defend myself and have since been forced to acquire the assistance of legal council to represent my interest as the named " defendant '' eithin this matter. Judge XXXX has ordered a continuance of this trila presently set for XX/XX/XXXX ( which will be our 3rd court appearance ) as he felt a " closer examination '' of the evidence provided thus far within this proceeding was imperative and warranted. Also of grave concern is the very policy in place of this agency, along with many others of its kind, to not accept credit cards and or debit cards as a valid form of payment! Additinally, their respective website ( XXXX ) further mandates I not only provide my bank routing nmber and account number but also a " place of employment '' before accepting payment. Their very deliberate and calculated procedural behavior of the attempted deception blantantly exhibited here has left me fearful and without trust and faith while now regretting having so willingly, honestly and ignorantly provided them with such vital critical information. Worthy of naotation, let it be known that with the finacial assistance of this very same family memeber, i have since amicably and most willingly, mutually and satisfactorily settled 5 other matters of similar circumstances, OUTSIDE our our judicial system, at an average of 35 % of initital monies sought which is ironically the EXACT amount that had been available and offered here as a means of acceptable resolution! I am not a so-called " dead beat '' for lack of a better term. I am a XXXX XXXX XXXX, single professional who had a credit reporting score of XXXX before falling into these most unfortunate circumstances involving unemployment. Due to upload size limitations for attachements on your website here, I will be faixing all supporting documents, totaling 27 pages, to XXXX while referencing this complaint. Of critical importance ; please be certain these include all legal proceedings ( Complaint, Bill of Particulars and Grounds of Defense ), a letter dated XX/XX/XXXX from a XXXX XXXX XXXX, letters dated XX/XX/XXXX & XX/XX/XXXX from Peroutka, Miller , Klima & Peters outlining the specifics of our mutually agreed upon settlement terms along with 10 additional pages from them acknowledging and confirming receipt of my monthly consecutive payments, 3 pages of my letters sent to them dated XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX repeatedly requesting they provide me with the necessary information to properly prepare for my defense in this trial and lastly ; a 2 page affidavit of a XXXX XXXX dated XX/XX/XXXX confirming the involved " charge off '' of XXXX XXXX XXXX ( USA ). In conclusion, let this matter reveal the true depths and concurrent practices still being utilized by those in the business of debt collection despuite the enactment of present day reforms and agencies, such as yours, intended to prevent such intentionally deceptive and unethical behavior. It has become blatantly evident here that there remains further need for assurance of regulatory compliance as these collection agencies aka law firms continue to unscroupulously prey on the poor, the legally ignorant and unfortunate, such as myself, while disgracefully exploiting our respected Judicial System wile flooding and ladening it, often without having to establish nor satisfy the rudimentary requirements of involved evidential substantiation, with nothing more than the sole intent of securing enourmously profitable personal gains. I not only request that Peroutka, Miller, Klima & Peters PA immediately withdraw their unfounded complaint seeking Judgment against me but further more, also agree to accept all monies paid to date, specifically {$420.00}, as a final resolution of this matter and to then rightfully repoort this matter as " satisfactorily settled and satisfied in full '' with all respective credit reporting agencies and bureaus. While serving simultaneously as a means of personal retribution for the undo harm, distress and resulting broken faith in justice and the systems currently in place as well as a deterrence of similar adhorrent professioanl conduct which is in direct violation of the very code of ethics governing its legal profession ; I respectfully and most humbly request Peroutka, Miller, Klima & Peters PA of XXXX, MD be ordered to pay the {$1000.00} in statuary damages as afforded under the srtict liabilty law involving auch violations of the FDCPA as previously indicated within paragraph one here. In the interim and in the continued preparation of my defense here, I AGAIN request the UNEDITED transcripts of all recorded conversations with this agency held on XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX as well as all proper evidence itemized within Section 3 of my filed Grounds of Defense be provided to me.
05/14/2021 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • MD
  • 20910
Web Servicemember
This is a second case complaint I am filing against the law firm called Peroutka XXXX Miller , Klima & Peters, aka PMKP, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX MD XXXX. This law firm is attempting to collect a debt against me that I previously disputed vs another collector in XXXX. I sent them a letter showing evidence to this fact. On XX/XX/XXXX I mailed to PMKP, USPS certified return receipt, Article No. XXXX XXXX XXXX XXXX XXXX, as evidence a package containing copies of my original Debt Validation Letter from XX/XX/XXXX that I sent to the previous debt collection company called XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX TX XXXX. XXXX XXXX XXXX. They ( XXXX XXXX were representing a client called XXXX XXXX XXXX XXXX XXXX XXXX XXXX failed to answer or comply with the seven items I requested in my Debt Validation Letter in accordance with the FDCPA. Instead, what they sent to me was a generic package of copies of a statement report with my name on it. Perhaps most importantly, they failed to show evidence of their legal standing in accordance with my request ( s ). I'd never heard of XXXX XXXX nor their client XXXX XXXX XXXX XXXX I never signed any agreements with either. As far as I was concerned I had no obligations to them. They failed to prove to me otherwise. I did not receive any further correspondence from XXXX after that. Their 30 days to comply with my Debt Validation Letter had long expired. I considered the matter closed. Then while gathering my mails this XXXX from this current year I discover a letter from PMKP ( identified above ) attempting to collect the very same debt XXXX XXXX XXXX failed to validate a year earlier. PMKP listed as their client the same XXXX XXXX XXXX XXXX company whom I can only assume was made aware of their first collector failing to validate the debt. The letter was nonthreatening and offered me a significant settlement amount without listing a percentage or dollar amount. The letter DID NOT mention their intent to file legal action against me. I inadvertently discovered through third party advertisements mailed to me by Debt Solutions companies that PMKP had already filed legal suit against me at the XXXX XXXX MD XXXX XXXX : XXXX. I called the court clerk 's office and received confirmation that a Motion for Summary Judgement was filed against me by a XXXX XXXX. I have not been served nor sent a notice by PMKP that they'd filed legal action against me. I find that practice most deceptive. In fact, PMKP law firm completely ignored my letter dated XX/XX/XXXX advising them that the debt they were attempting to collect had already been successfully disputed. I urged them to drop the civil case against me and cease and desist their attempts to collect a debt against me. Again, in that XX/XX/XXXX envelope I enclosed copies of the Debt Validation Letter dated XX/XX/XXXX I sent to XXXX XXXX XXXX, to include USPS tracking information and copies of the actual signed receipts. PMKP law firm responded by completely IGNORING the letter and detailed information I sent them. Instead, their reply letter to me read as though I was requesting an initial Debt Validation from them. I wrote nothing of the sort. My letter to them was very brief and straightforward. Yet, they chose to ignore it. What they sent to me in return was a copy of one of those multi-page statement documents. They chose to ignore the evidence I provided them proving the debt was invalid. I said in my first complaint vs PMKP with your agency, but it bears repeating. This law firm is a rogue and predatory operation. My research around the internet, to include the XXXX website, is that this firm is preferred by XXXX debt collectors. For those bottom feeding companies understand PMKP is reputed to be aggressive and deceptive in tactics and have a willingness to flaunt the law. PMKP is known to prey on the unsuspecting consumer with tactics that can only be described as underhanded. It is imperative that your agency XXXX or perhaps the XXXX XXXX XXXX hold this firm accountable. By the way, I can provide copies of any documents I mentioned in this complaint. I decided to hold off for now as to not overwhelm you. Thank you
05/13/2021 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • MD
  • 20910
Web Servicemember
The law firm called Peroutka, Miller , Klima & Peters, otherwise known as PMKP, at XXXX XXXX XXXX, XXXX XXXX, XXXX MD XXXX, is attempting to collect a disputed debt against me on behalf of their client XXXX XXXX XXXX. This is a same debt account I previously successfully disputed in XXXX vs a law firm called XXXX XXXX XXXX XXXX, at XXXX XXXX XXXX, XXXX, Massachusetts XXXX. I prepared a dispute letter dated XX/XX/XXXX then mailed USPS certified, return receipt No. XXXX XXXX XXXX XXXX XXXX. On XX/XX/XXXX, someone scribbled a signature on return card confirming receipt of my letter. On XX/XX/XXXX XXXX XXXX XXXX mailed to me a customary ( baseless ) multi-page package containing copies of an original account with their client name on header purportedly belonging to my name. However, this package failed to meet any of the seven demands I made in my Debt Validation Letter ( in accordance with FDCPA ). I had no relationship with XXXX XXXX XXXX, XXXX, therefore it was incumbent upon them to prove otherwise. They never did, I sent to XXXX XXXX XXXX a follow-up letter, USPS certified receipt ( I've sense misplaced ) advising them of their failure to validate a debt within the allotted thirty days of my original Debt Validation Letter. I never heard from them again. Nearly two years later in first quarter XXXX I received a letter from PMKP law firm attempting to collect the same disputed debt as what I detailed above. Only now their letter sent to me in XXXX identified their client as XXXX XXXX XXXX and offered me to pay a settlement of 80 % of the balance. Their letter mentioned no intention to escalate the matter to legal action. I inadvertently learned that from two Debt Solutions Companies sending their advertisements and warning that PMKP had filed for a Summary Judgement against me in the XXXX County MD civil court : XXXX. ( I am a XXXX Veteran and receive my mail INdirectly, often weeks later than post stamped ). Upon collecting all my mails in mid XX/XX/XXXX I called the court house to verify there was a legal case filed against me. The court clerk confirmed that a XXXX Peroutka at phone # XXXX, did file a case for summary judgement against me. I was never served nor received written notice from Mr. Peroutka or his law firm. Acting on all these new developments I prepared a carefully and legible handwritten letter advising PMKP law firm that I had previously and successfully disputed, in XXXX, the same debt account they were currently attempting to collect against me in XXXX. Not only did I send my letter, dated XX/XX/XXXX, USPS certified receipt, I also enclosed COPIES of my original Debt Validation Letter from XX/XX/XXXX, to include the USPS certified receipts and signatures for all correspondence from XXXX. In my letter I demanded they cease and desist. I warned they were in violation of the FDCPA by attempting to collect a debt that has been successfully disputed. PMKP law firm completely ignored my letter demanding they cease their collection activities against me and to withdraw their Motion for Summary Judgement. Their response - they mailed to me a generic letter stating they acknowledge my Debt Validation Request and enclosed another baseless, multi-page package, ( copies of an account from an original creditor ). That proves to me no one took the time to read my letter or perhaps tried to sneak one past me. It is with intention that I prepare handwritten letters as a way to grab attention and circumvent and scanning procedures by the receiving party. I consider the actions and subsequent response by the PMKP law firm a blatant form of harassment. This is a rogue law firm that must be held accountable. I demand they cease their baseless debt collection activities against me. Drop their civil case against me and remove any negative line items from all three of my consumer credit files ASAP.
11/21/2018 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • MD
  • 20904
Web
This is the narrative from complaint number XXXX. Please see update in the second paragraph. On Monday XX/XX/XXXX, I attempted a minor transaction with my debit card and I was informed that the transaction was denied. When I called my bank, XXXX, to inquire about the declined transaction, I was informed that my account was frozen ( put on hold ), and I was given a number to call ( XXXX ) XXXX which was listed as XXXX XXXX XXXX XXXX XXXX. When I called the law firm, I was told that they were collecting a debt owned by XXXX XXXX XXXX for an account attached to a checking account ending in XXXX. When I told them that I did not own any money to XXXX XXXX XXXX, they said they would investigate this claim with their compliance department. The next day, they withdraw {$1500.00} from my bank account and attempted to withdraw an additional {$1500.00} on Wednesday ( today ), leaving my account in the arrears for {$1500.00} ( I had {$1500.00} in my account ). I spoke to a bank manager at XXXX and he and I called the creditors together and it was unclear what instrument ( credit card, loan, checking account ) they were collecting on and the representative said it was an old debt from XXXX that they couldn't collect on until now. I proceeded to go to XXXX XXXX XXXX and I spoke with a bank officer who searched with the help of the home office to see if I had any unpaid debts or balances on past accounts. My bank accounts were paid in full when they were closed ; I opened a new account at XXXX. However, they did find an old credit card debt from XXXX which had a balance of approximately {$3000.00} which I settled for {$260.00} with the XXXX XXXX XXXX. I was told that this debt may have been sold to a third party and 17 years later they collected the debt. Is this possible? I wasn't contacted, served papers, or issued a lien ; my account/assets were just frozen and seized. Please assist me. Update : I received ( incomplete ) validation of debt paperwork from XXXX XXXX XXXX XXXX XXXX which in reality is a Public Accountant office. The paperwork is attached in this complaint. I believe the seizure of my property ( bank account ) was unfair because I was denied " procedural due process '' ; I was denied the right to notice and a full hearing. XXXX XXXX XXXX failed to contact me about their intention to sue me in court. They neither called me nor mailed me any correspondences. Since they were able to successfully contact my bank, no doubt through credit reports, they should have had access to my phone number and current address. Instead, they claimed that they mailed and had a process server deliver court papers to XXXX XXXX XXXX XXXX, MD XXXX. I have not lived at this address since XXXX and shortly after XXXX, the building was condemned by XXXX County and left abandoned since XXXX. So how could they have mailed and served papers to an abandoned building? Assuming this is true, how could the clerk in the XXXX County Court House sign off on legal documents which was presented to a condemned and abandoned building that the county owns? I believe XXXX XXXX XXXX purposefully served papers to an abandoned building knowing that there would be no response and therefore no resistance and they willfully deceived the court house into validating their claim. What better way for unethical " lawyers '' to win a case than to exclude the opposition ( defendant )? But in the end, I still don't understand how XXXX XXXX XXXX could " re-animate '' a debt that was settled with XXXX XXXX XXXX in XXXX and the balance was written off. Is this a precedent for " Zombie debt '' - re-animating dead debt. If so, this is setting a very dangerous precedent for consumers. Please look into to this predatory and possibly illegal practice.
08/30/2019 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • VA
  • 24151
Web
I received a letter in the mail on XX/XX/2019 from Peroutka , Miller , Klima & Peters , P.A . stating that they were representing XXXX XXXX in an attempt to collect {$650.00} on a closed credit card. I told them no problem that I had spoken with XXXX before and that we had agreed on a payoff of 50 %. I informed them that I had never received that offer in writing from XXXX and that's why it had not been paid as of yet. I was informed they would not accept that offer and the best they could do is {$430.00}. I was not satisfied with the offer and asked to speak with a supervisor, I was then transferred to another individual who basically told me the same thing. I was then transferred to the " firm director '' XXXX XXXX. After explain to him what I was told by XXXX as well as his employees and that is why I had requested to speak with a manager he very quickly became very protective of his employees and what they had said. He became very combative and defensive and told me my 2 options were to either pay the {$430.00} by XX/XX/XXXX or they would sue me for the entire balance, court fees and lawyer fees. He was very adamite and told me over and over those were my only 2 options even though they were representing XXXX and would not honor their offer. He ended the phone call telling me the offer letter would be mailed out and I would have till XXXX to pay that amount or be sued. I called the office on XX/XX/XXXX at approx. XXXX XXXX and spoke with MR. XXXX again to make my payment, after finding out they did not accept card payments he explained to me I could simply go online and make a payment when I had my banking account number and routing number available. I asked him to confirm the amount of {$430.00}, he hesitated and stammered for a few seconds then said yes that's correct. On Saturday XX/XX/XXXX I got online and made the payment of {$430.00} that I was told was the lowest settlement offer they would accept. I was out of town for training the following week and when I checked the mail on Friday afternoon ( XXXX XXXX ) I had received a letter from them dated XX/XX/XXXX ( the same day I had spoken with Mr. XXXX late in the afternoon ) that they would accept a settlement of 50 % ( {$320.00} ). I called Mr. XXXX on Monday ( XX/XX/XXXX ) and explained to him the letter I had gotten and reminded him this is what I ihad agreed to with XXXX in the beginning. I was told that he was not willing to do anything about it, that they had reicived my money and there would be no refunds. He seemed not to care and said he had nothing more to say to me. I asked to speak to his supervisor and was told he did not have one. I then asked if he was the owner, he told me no so I asked to speak to them, he refused and said they were unavailable. I told him that was no problem I could just leave a voice mail and they could reach out to me when they have time. He informed me they don't have voicemails or phone numbers. I then asked for an email once again I was told they do not have email addresses and that if I wanted I could write them a letter. I told him I would not write a letter as I preferred a direct contact method. He told me that wouldn't happen and so I informed him I would be out of the country for the next week and asked him to have them reach out to me via email or phone.
03/08/2020 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • DE
  • 19805
Web Servicemember
On XX/XX/XXXX I received a letter from PKMP XXXX XXXX indicating that I owe a balance of XXXX to XXXX XXXX XXXX 1. My response was a phone call to PKMP on XX/XX/XXXX in which I spoke to XXXX XXXX. I indicated that I would make a payment arrangement of 100/mo to begin XX/XX/XXXX after receipt of written confirmation. On XX/XX/XXXX I again called and requested to make a settlement. I spoke to XXXX who told me that only a Supervisor could approve a settlement and to call back on XX/XX/XXXX. However, after reading numerous negative reviews online and also on the XXXX website, I chose to send a certified letter requesting verification of debt and proof that they actually are assigned or owned this debt currently. On XX/XX/XXXX I received statements from XXXX and XXXX none of which indicate a balance of XXXX. This is insufficient proof that PMKP actually owns or is assigned to this account currently. On XX/XX/XXXX I spoke with XXXX XXXX who indicated that the account was sold to XXXX XXXX on XX/XX/XXXX. However, this was never updated on my credit report as being charged off and is currently showing as XXXX XXXX open account. As a result of this, my credit score continues to decrease as it appears as though this account is open and I am not making payments to XXXX XXXX. I have disputed this with XXXX on 2 previous occasions. The most recent dispute result on XX/XX/XXXX indicated that the account is accurate as being owned by XXXX XXXX and to contact XXXX XXXX. Upon contacting XXXX XXXX on XX/XX/XXXX, they stated that they do not have this account and can not update my credit report even though it should have been updated by them when they sold it to XXXX XXXX on XX/XX/XXXX. Neither XXXX XXXX, XXXX XXXX or PMKP has updated my credit report per FCRA rules. On XX/XX/XXXX I spoke with XXXX XXXX and was told that the account was assigned to PMKP on XX/XX/XXXX. Again, this is NOT indicated on my credit report so I have know idea whether they are actually in receipt of this account. On XX/XX/XXXX I spoke with XXXX from XXXX XXXX and explained the above. She stated that they no longer have the account and that this was indicated to XXXX when contacted regarding the most recent dispute. I then asked for an Account Specialist. I was transferred to XXXX. After again explaining the entire scenario and her consulting a Supervisor, she stated a letter indicating that they no longer have the account will be sent to me in 5-7 working days. To summarize all this I need to be completely sure that PMKP has this account currently before I make payments. The letters I received from PMKP state that they are collecting for XXXX XXXX XXXX 1 llc not XXXX XXXX, again adding to this confusion and doubt. I need to be completely sure that PMKP are actually in receipt of this collection account currently prior to submitting any payments. Under the circumstances, I find this to be very reasonable.
10/31/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MD
  • 21040
Web
XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX. and law firm Klima , Peters & Daly , P.A . will not properly verify and validate the alleged debt and they refuse to identify and respond to discrepancies found within statements they sent to me. Moreover, they have been submitting false robo-signed affidavits to the courts. The consumer has reason to believe that the affiants and notary public as well as the debt collectors, Klima, Daly & Peters, P.A. and XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX. are fraudulent and has presented inaccurate documents and false affidavits. Upon my research, I have found that the affiants, XXXX XXXX XXXX, XXXX XXXX XXXX, and XXXX XXXX are all notaries public in the state of Virginia along with other notaries public that may work for the same company. They create what appears to be false and robo-signed affidavits using the same template that claims they are both Litigation Support Specialists and notaries public by switching roles and witnessing each others signatures which is illegal as they do not have firsthand knowledge of record keeping of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX. records as they claim they are employees of an agent or affiliate, XXXXXXXX XXXX XXXX XXXXXXXX XXXX ( XXXX ) that does not appear to be a part of XXXXXXXX XXXX XXXX XXXX XXXX XXXX. Moreover, I have asked the plaintiff to provide the original signed contract/agreement and to investigate the discrepancy found within the statements sent by the Plaintiff that shows three different accounts under the defendants name and they have failed to do so, as the original contract will reflect the original account. The affiant and the notary public claims in other affidavits that they/he/she : Is allegedly a Litigation Support Specialist who claims to be employed by an agent or affiliate XXXX XXXX XXXX XXXXXXXX not a XXXX XXXX XXXX XXXX XXXX XXXX XXXX. employee The affiant and his/her partners are all notaries public in the state of Virginia The notary public XXXX XXXX XXXX acts as the affiant in other cases as an employee of XXXX and as a Litigation Support Specialist when on her XXXX profile, she claims to be an employee of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. as a Sr. Legal Coordinator. On the fake affidavit that was presented in this case, she is the notary public under the alias XXXX XXXX XXXX. How can she be both the affiant and notary public, then work for two different companies? Attached to this complaint are affidavits used in different courts by the same affiants and notaries public who claim to be working for an affiliate or agent of XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX I have notified other agencies of this discovery as well. Please see attached documents.
04/21/2022 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Seized or attempted to seize your property
  • MD
  • 20745
Web
My name is XXXX XXXX, a federally protected consumer, and I am making this complaint against Klima, Peters , & Daly of Mid-Atlantic Law Group, for committing identity theft Since XX/XX/XXXX for the amount of {$12000.00}. My wages have been being garnished since XX/XX/XXXX. I have never given Klima, Peters, & Daly of Mid-Atlantic Law Group, any permission to use any of my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe. I am aware that in accordance with Article 9, the assignment of a defaulted note is illegal. Both the assignee and the assigned are both liable for violations under 15 U.S. Code 1692e ( 12 ). I have not validated any alleged debt with Klima, Peters , & Daly of Mid-Atlantic Law Group and my failure to dispute the validity of these alleged debts shall not be construed as an admission of liability. As of XX/XX/XXXX, I have not received any documentary evidence, such as a trilateral contract, giving Klima, Peters , & Daly of Mid-Atlantic Law Group any right to collect on this alleged debt. I have never received any documentation requesting validation from Klima, Peters , & Daly of Mid-Atlantic Law Group, before they committed multiple violations under the FCRA and the FDCPA by furnishing this alleged debt to my consumer report, including but not limited to 15 U.S. Code1692d ( 4 ) which the FTC defines as debt parking. If Klima, Peters , & Daly of Mid-Atlantic Law Group, can not provide me with proof such as a tracking number that they attempted to lawfully validate this alleged debt with me, the consumer, prior to furnishing it on my consumer report, this has been a fraudulently furnished account with forethought and malice as an attempt to bring harm to me and my financial reputation. I am legally refusing to pay this debt pursuant to 15 U.S. Code 1692c ( c ). I am demanding a cease and desist of all illegal activity, any communication and collection activity, of this and any alleged debts until Klima, Peters, & Daly of Mid-Atlantic Law Group, can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and Klima, Peters, & Daly of Mid-Atlantic Law Group continues its collection efforts, I will file for litigation for actual damages caused and Klima, Peters , & Daly of Mid-Atlantic Law Group, will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A, extortion, theft by deception, securities fraud, and mail fraud. Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
04/25/2018 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MD
  • 208XX
Web Older American
I found out I had a judgement/lien placed on my home by Perouka, Miller, Klima and Peters, P.A. back in XX/XX/XXXX. The only reason I found out was through a Title search company. That company is acting on the behalf of a person who may be interested in the property ( which has no value ) That title company without my knowledge contacted the Perouka, Miller, Klima and Peters, P.A. to obtain a payoff amount. I later found out the details of this debt steaming from a company called " XXXX XXXX XXXX '' XXXX XXXX XXXX was purchased by XXXX XXXX and assumed the debt. The original debt was {$3000.00}, evidently Perouka, Miller, Klima and Peters, P.A. filed a judgement against me and sent a court appearance to my home. I was not aware of this court appearance my son who is XXXX and since deceased may have signed for it. I am in poor health and rarely left my room. Since I did not appear the judgement was found in favor of Perouka, Miller, Klima and Peters, P.A. back in XX/XX/XXXX. Since then this judgement has accumulated interest and now has a balance of over six thousand dollars. I contacted them the first time in XX/XX/XXXX and explained the entire situation, they only offered that I make an offer to settle. Even though I did not have knowledge of the bill I asked to pay the original three thousand dollars. They notified me the next day that their client XXXX counter offered for {$4500.00} and that agreement was good until XX/XX/XXXX I however got sick and was hospitalized and never was able to make the agreement. I called back in XX/XX/XXXXand explained the situation again, this time a representative of Perouka, Miller, Klima and Peters, P.A. informed me that I had other options being a victim of identity theft. I filed the affidavit on the federal government website and sent Perouka, Miller, Klima and Peters, P.A. the documents onXX/XX/XXXX. They said they would review this information with their client, I have made several phone calls and emails since and have received no further information. I am XXXX XXXX years old and on a fixed income and have health issues, I am attempting to finalize this situation but can not seem to get any information. When I made the first agreement back in XX/XX/XXXX they had an answer in ONE day to collect money. It is notXX/XX/XXXX and I do not understand why this is taking this amount of time.
08/25/2021 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • MD
  • 21234
Web
Sallie Mae Bank shared my personal information with debt collectors XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX shared my personal information with debt collectors Peroutka, Miller, Klima, Peters, P.A. and debt collectors Peroutka, Miller, Klima, Peters, P.A. filed a lawsuit on XXXX XXXX XXXX behalf then Peroutka, Miller, Klima, Peters, P.A. shared my personal information with Klima, Peters & Daly P.A. Pursuant to 31 USC 3718, " Under conditions the head of an executive, judicial, or legislative agency considers appropriate, the head of the agency may enter into a contract with a person for collection service to recover indebtedness owed, or to locate or recover assets of, the United States Government. The head of an agency may not enter into a contract under the preceding sentence to locate or recover assets of the United States held by a State government or financial institution unless that agency has established procedures approved by the Secretary of the Treasury to identify and recover such assets. '' and as such, I have yet to receive proper proof from Sallie Mae Bank, XXXX XXXX XXXX XXXX, Peroutka, Miller, Klima, Peters, P.A or Klima, Peters & Daly P.A. that approval to collect on the alleged debt was approved in accordance to the UNITED STATES code listed above. Pursuant to 18 USC 1028A ( a ), " Whoever, during and in relation to any felony violation enumerated in subsection XXXX c ), knowingly transfers, possesses, or uses, without lawful authority, a means of identification of another person shall, in addition to the punishment provided for such felony, be sentenced to a term of imprisonment of 2 years. '' and as such, Sallie Mae Bank knowingly transferred my personal information without my lawful authority to debt collectors XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX illegally shared my personal information with debt collectors Peroutka, Miller, Klima, Peters, P.A. and debt collectors Peroutka, Miller, Klima, Peters, P.A. illegally shared my personal information with Klima, Peters & Daly P.A. and all obtained and are in possession of my personal information without my lawful authority and Peroutka, Miller, Klima, Peters, P.A. and Klima, Peters & Daly P.A has used such information and illegally attempted to collect an alleged debt.
12/13/2018 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Indicated you were committing crime by not paying debt
  • MD
  • 20874
Web
I owe {$7900.00} to XXXX XXXX. During the year, I made some changes to enable me to pay them. I contacted my credit Union for a home-equity loan. The Credit Union told me that I should first become current on my mortgage. XXXX XXXX company contacted an attorney who filed a lawsuit. The, attorney, Peroutka, Miller, Klima & Peters, P.A., operating out of XXXX, MD is a debt collector. Just prior to filing the suit, I contacted XXXX XXXX and offered he following settlement terms : 1. {$1500.00} to be paid every late XXXX or early XXXX. This would largely come from my tax return 2. Additionally, If during any calendar year, I am able to secure a home-equity loan, I would pay off the full amount. 3. The debt collector should dismiss the lawsuit, because that would be counter-productive : it would discourage any lending. Additionally, the terms I propose would be more generous than any result of a lawsuit. I also contacted a XXXX XXXX Vice President by the name of XXXX XXXX, and reiterated the plan. I believe this Vice President forwarded this letter to the law firm. I also sent a copy to the law firm. I did not receive any response. I called the law firm. I spoke to a lady. Among the first words she uttered were outright untruth : that a lawsuit, once filed, can not be discontinued. Next, she mischaracterized my plans as " vague, '' even though they contained an amount certain, a period certain, and a certain start date. I asked to be transferred to the attorney. The lady would not so so, but transferred me to their " supervisor, '' one XXXX XXXX. Mr. XXXX implied that he wants a judgment so he could hold such judgment " over [ my ] head, '' and could not explain why the plan I proposed is inferior to any results to be obtained from such judgment. As I had done before, I wrote to the same XXXX XXXX Vice President and told him I was going to file this complaint. The lady 's statement is false. You can always dismiss a law suit. My plan is not " vague. '' Mr. XXXX 's admission that they were using the lawsuit to hold over my head is improper. Legal actions are used only to resolve legal disputes, not as threats. I also reminded Mr. XXXX that other pronouncements by him were mildly threatening.
01/27/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MD
  • 218XX
Web
Apparently in XXXX a debt collection company by the name of Peroutka, Miller, Klima & Peters purchased a credit card account in default that supposedly opened under my name. In XXXX I received and summons from court stating that I have broken the agreement and I was being sued for the amount of {$7600.00}. I contacted this company explaining I had no knowledge about this account or knowledge about any agreement on paying this debt off. I explained that on the summons there were several addresses on there that were not mine and had never lived at those places. The company then got very rude and started falsely accusing me of lying about the entire situation and that is was in fact me that made the payment arrangements. I told this company that that I had to be a victim of identity theft and I wanted to take actions against it. The customer service rep then told me the last known payment and address that was given and I immediately recognized the address as belonging to my ex wife 's and her boyfriend 's and I told the company service rep. Nothing was done afterwards until after a year went by and once again I got a letter from the company stating I was to pay the account off. I called once again explaining I was a victim of identity theft from my ex wife who knew my social security number and that I was not going to pay on a account that wasn't mine. They customer service rep then explained that they were sending me a packet for identity theft claim and I was to sign it and mail it back. About two weeks later on XX/XX/XXXX I received a letter from court stating that the pursuit of wage garnishments was dismissed. I thought finally this is all done until yesterday XX/XX/XXXX when once again the debt collection agency sends me a letter stating that I was offered 60 % off the debt on the account that i thought was done and closed. I contacted the company asking why I'm receiving this letter and they rudely explained that they never received my packet for identity theft. I told the rep why it took 3 years to finally send a letter and not receiving the packet and no answer! So once again I'm having to stress about getting this resolved
07/29/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • MD
  • 21244
Web
XXXX, XXXX, XXXX and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MD XXXX XX/XX/XXXX Investigation Request Letter Date of Birth : XX/XX/XXXX SS # : XXXX To Whom It May Concern : I received a copy of my credit report with the intention of trying to improve my credit and take care of my responsibilities and noticed a few accounts that I wanted a little more explanation on. I am not saying they are reporting right or wrong. I am just saying that I am not 100 percent sure if they are. I also read something called the Fair Credit Reporting Act where it said by law, I had rights to challenge anything I am not sure is accurate. Some of the people reporting things on me, I have never heard of which made me write to you all. Are you familiar with something called 15 U.S.C. Sec. 1681i ( a )? I heard that if you cant provide proof, these accounts must be deleted. Well I want these accounts deleted if they are not 100 percent right and correct. So, could you please check on these and get back with me? I saw on a Credit Site and Board where this lawyer said you have 30 days to complete this investigation. Please investigate the following accounts and remove them if anything is missing or not correct on them. Collection Account : Klima, Peters & Daly, XXXX XXXX Account Number : XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report. Paid Account/Late Payments : Klima, Peters & Daly XXXX XXXX XXXX Account Number : XXXX Please investigate if every piece of information is correct on the reported late payment history. If the late payments are not reporting 100 percent accurate, please remove them from this account and update the account as paid as agreed. I also read where I can get the updated report after you investigate this from the Free Lawyer guy. I still have not received any updated credit report from your office. Could you please send it to me? Also, please let me know who had access to my file as well. I want the investigation outcome to be sent to my address I put on the from area. Thank you for your time and help in this matter. Sincerely, XXXX XXXX
11/08/2018 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • MD
  • 20904
Web
On Monday XX/XX/XXXX, I attempted a minor transaction with my debit card and I was informed that the transaction was denied. When I called my bank, XXXX, to inquire about the declined transaction, I was informed that my account was frozen ( put on hold ), and I was given a number to call ( XXXX ) XXXX which was listed as Peroutka & Peroutka Law Office. When I called the law firm, I was told that they were collecting a debt owned by XXXX XXXX XXXX for an account attached to a checking account ending in XXXX. When I told them that I did not own any money to XXXX XXXX XXXX, they said they would investigate this claim with their compliance department. The next day, they withdraw {$1500.00} from my bank account and attempted to withdraw an additional {$1500.00} on Wednesday ( today ), leaving my account in the arrears for {$1500.00} ( I had {$1500.00} in my account ). I spoke to a bank manager at XXXX and he and I called the creditors together and it was unclear what instrument ( credit card, loan, checking account ) they were collecting on and the representative said it was an old debt from XXXX that they couldn't collect on until now. I proceeded to go to XXXX XXXX XXXXXXXX and I spoke with a bank officer who searched with the help of the home office to see if I had any unpaid debts or balances on past accounts. My bank accounts were paid in full when they were closed ; I opened a new account at XXXX. However, they did find an old credit card debt from XXXX which had a balance of approximately {$3000.00} which I settled for {$260.00} with the XXXX XXXX XXXX. I was told that this debt may have been sold to a third party and 17 years later they collected the debt. Is this possible? I wasn't contacted, served papers, or issued a lien ; my account/assets were just frozen and seized. Please assist me.
07/12/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • MD
  • 21244
Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MD XXXX XX/XX/2022 Attn : CFBP I, XXXX XXXX XXXX consumer, and natural person, am aware of all rights that I have, which are protected by The Congress under the Fair Credit Reporting Act ( FCRA ). The list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 1. Account Name : KLIMA, PETERS & DALY, P.A Account Number : XXXX 15 u.s.c 1681 SECTION 602 a. States I have the right to privacy. 15 U.S.C 1681 Section A Section 2 : It also states a consumer reporting agency can not an account without my written instructions. Delete this account immediately, unless you want to be held {$1000.00} per violation. 2. Account Name : XXXX Account Number : XXXX 15 u.s.c 1681 SECTION 602 a. States I have the right to privacy. 15 U.S.C 1681 Section A Section 2 : It also states a consumer reporting agency can not an account without my written instructions. Delete this account immediately, unless you want to be held {$1000.00} per violation 3. Account Name : XXXX Account Number : XXXX XXXX XXXX 15 u.s.c 1681 SECTION 602 a. States I have the right to privacy. 15 U.S.C 1681 Section A Section 2 : It also states a consumer reporting agenc y can not an account without my written instructions. Delete this account immediately, unless you want to be held {$1000.00} per violation 4. 4 Account Name : XXXX Account Number : FILE # XXXX 15 u.s.c 1681 SECTION 602 a. States I have the right to privacy. 15 U.S.C 1681 Section A Section 2 : It also states a consumer reporting agency can not an account without my written instructions. Delete this account immediately, unless you want to be held {$1000.00} per violation. Sincerely, XXXX XXXX XXXX
12/21/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • MD
  • 21122
Web
- Someone showed up at my door on Tuesday, XXXX/XXXX/19 late at night. They did not give me personally the summons. - Upon looking through the documentation the next day, I realized that the attorney representing a company known as XXXX XXXX was suing me in an amount less than {$800.00}. - I had ironically received XXXX checks from XXXX due to the data breach of my information, which I will attach. My information was also compromised in the most recent XXXX breach. - I had sent XXXX via XXXX XXXX letters back in XXXX, XXXX, XXXX, and XXXX of 2019. No letters were answered. - I never received anything from this attorney named NAME : Peroutka , Miller , Klima & Peters , P.A . ACCREDITED BUSINESS : NO CONTACT : XXXX XXXX XXXX ADDRESS : XXXX XXXX XXXX XXXX XXXX XXXX, MD XXXX PHONE : XXXX XXXX FAX : XXXX XXXX Website : XXXX I proceeded to fax and email to contact them, as I wanted it in writing. They did not respond for a couple days. When XXXX XXXX finally did respond, he stated he would not communicate in writing via email. He also stated on XXXX/XXXX/19 that they would send out validation. Today is XX/XX/XXXX19, and I have yet to receive this information for this alleged debt. There is a complaint filed with the BBB, and he admits that I " ... may not have received it yet. '' They are in the SAME CITXXXX. It takes one business day to get to me. My assumption is that they are waiting for the 15 days to defend myself with all of my proof that XXXX violated FCRPs law to respond to a DV letter - not once - XXXX times, they can default me for this alleged debt. Their response is they " record conversations. '' THEY might record them, but my understanding is that I can not ; hence, why I wanted everything in writing.
10/31/2023 Yes
  • Debt collection
  • Private student loan debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • VA
  • 22193
Web
On XX/XX/XXXX, Kilma, Peters and Daly without any communication, garnished my XXXX Bank Account, they sent the va garnish papers to the bank, I called bank and they could not go into details as the {$20000.00} was pending and I should call in a few days after it had been posted. I called Law group handling the file ( KPD ) several times and they would say they are attempting to collect the debt and verify it but yet did not attempt to even talk to me about this debt, when i asked questions trying to clarify the creditor, get a phone number to communicate to the creditor, I got ridiculed for asking for information as they say it has been a debt since XXXX some said XXXX. I spoke to XXXX, XXXX, XXXX, XXXX, at some point left a message for XXXX AND XXXX. For a week nobody helped and on XX/XX/XXXX, after trying to solve this differently for week i called them back, and tird againg XX/XX/XXXX I spoke to these same indivduals but this time decided to record every time i called back from someone hanging up the phone to not answering my questions of just wanting 1. A copy of orginal contract i signes for the debt, 2. Payment histry if at all from the original creditor, Name and adress for original creditor andproof of ownership that Kilma, Peters and Daly were assigned this debt of about {$23000.00}. I recorded about 10 voice memos in a space of 1 hr and no help or answers were provided to me as the person whose account has been garnished. I called XXXX XXXX XXXX, spoke to XXXX who are their clients but they gave me the one answer to talk to Klima Peters and Daly.
10/21/2023 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • MD
  • 21042
Web
I owed a debt with a XXXX XXXX, XXXX XXXX XXXX XXXX XXXX. I called in XXXX and was told that the debt was charged off. I thought since it was charged off that I no longer had to address it. The time that I owed the debt, I lost my job and was going through personal crises. Fast forward, I was notified on XX/XX/XXXX for the first time that I was getting wages garnished. I was never notified before. This has caused some issues at my workplace and will affect my opportunity for advancement. Moreover, I can have my job placed in peril based on the Professional Conduct Code. The Law Firm stated on the paperwork that I called them in XXXX of XXXX. That was during the time that mail was rerouted from my home address and sent to my exes. I can prove this, for these addresses where I never lived are listed on my credit report. My ex has in the past rerouted mail of mine to his post office box. I therefore could not have called the Klima office from the phone I currently have and called them again in XXXX of last year as they stated on the phone. I could not have, because I would not have cause to reach out to them until now when I received this letter by mail. I am also certain that I did not contact them in XXXX, with the phone I currently have, because I did not have the phone or phone number then, that I am using now. This Law Firm, Klima, Peters and Daly located at XXXX XXXX XXXX XXXX XXXX in XXXX, Maryland has a plethora of complaints against them related to similar practices of blatant dishonesty and unethical practices as they inflict harm onto consumers.
03/23/2018 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • VA
  • 20164
Web
I had a credit card with XXXX XXXX XXXX and my limit was {$400.00} on that card and you can't go over that limit, ever. Well, XXXX XXXX hired a law firm of Peroutka , Miller , Klima & Peters , P.A . to collect the debt. I paid it off last year, {$400.00}. They were trying to get me pay almost {$700.00} for this debt and we agreed upon {$480.00}. So I paid them {$400.00} which was all I could do. Well, now they filed suit against me again at XXXX Court and filed a Garnishment Summons along with XXXX XXXX, which I no longer have an account with them. This is the fourth time they are trying to harass me and threaten me with court and now garnishment for another {$430.00} when I only owe {$82.00}, however, I feel I paid it off in full, I only owed XXXX XXXX/XXXX XXXX {$400.00} EVEN. I am unemployed and told them that, I'm disabled and I told them that, I'm not making any money and haven't filed taxes in years due to not making anything. I have tried to work it out with them and here they come again threatening me with a garnishment suit and now making false allegations and saying I now owe {$430.00}, this is a false amount and this has to be illegal. I suffer from XXXX and now they are causing me XXXX XXXX and I can't take this anymore. I need help!! I filed a letter with them and the court explaining everything and yesterday they sent another legal form from the court with hearing date and I need this to stop and stop them from trying to ruin me and causing me major XXXX XXXX and setting off my XXXX. HELP!!!!
01/22/2021 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • VA
  • 20165
Web
My company, XXXX XXXX XXXX, XXXX received a business loan from XXXX, XXXX on XX/XX/XXXX in the amount of {$14000.00} of which {$12000.00} was loan amount and {$1400.00} was origination fee. XXXX, XXXX charged the XXXX XXXX XXXX, XXXX 94 % interest rate for this business loan. I made the following scheduled payments totaling {$20000.00} until my company fell into hardship with no revenue coming in. XX/XX/XXXX {$1600.00} XX/XX/XXXX {$1000.00} XX/XX/XXXX {$1000.00} XX/XX/XXXX {$1000.00} XX/XX/XXXX {$1000.00} XX/XX/XXXX {$1000.00} XX/XX/XXXX {$1000.00} XX/XX/XXXX {$1000.00} XX/XX/XXXX {$1000.00} XX/XX/XXXX {$1000.00} XX/XX/XXXX {$1000.00} XX/XX/XXXX {$1000.00} XX/XX/XXXX {$1000.00} XX/XX/XXXX {$1000.00} XX/XX/XXXX {$1000.00} XX/XX/XXXX {$1000.00} XX/XX/XXXX {$1000.00} XX/XX/XXXX {$1000.00} On XX/XX/XXXX my loan was sold to XXXX XXXX, XXXX who then hired XXXX XXXX XXXX and law firm Peroutka , Miller , Klima & Peters , P.A . located at XXXX XXXX XXXX, XXXX XXXX, XXXX, MD XXXX to collect on this debt. I attempted to negotiate a settlement of {$3000.00} for this debt but they never responded to this offer. I also made the following payments totaling {$1800.00} to the law firm in attempt to settle this debt : XX/XX/XXXX - {$400.00} XX/XX/XXXX - {$400.00} XX/XX/XXXX - {$400.00} XX/XX/XXXX - {$400.00} XX/XX/XXXX - {$200.00} I will be at XXXX XXXX XXXX on XX/XX/XXXX contesting a judgement against my company, XXXX XXXX XXXX, XXXX and my personal credit. So any advise you can provide would be greatly appreciated.
02/04/2021 Yes
  • Debt collection
  • Auto debt
  • False statements or representation
  • Attempted to collect wrong amount
  • VA
  • 230XX
Web
Due to financial hardships, I decided to turn in a car I could no longer afford. The car was returned to the lending company and an agreement made to pay monthly payments in the amount of {$50.00}. A few months into the arrangement, I was asked to increase my payments. I refused because I did not want to agree to a payment I could not afford. Therefore I continued making payments until XX/XX/2019. In XXXX of 2019 the company stop accepting my payments. My online account was disabled and I was told by a collection representative that payments were no longer being accepted and they were pursuing another means of collecting the payment. I tried for several weeks to speak with a supervisor. I was talked to in a very unprofessional manner from several representatives to include the supervisor. I asked for statements and records of my account and was never sent that information. In XXXX I received an email from my HR department notifying me of a garnishment for this account. Days later I received a letter from the company about the garnishment. I attempted to appeal the decision and make several settlement offers but each offer was denied and countered with an amount not much less than the balance this company claim I owed. I've since attempted to offer a settlement but again was countered with an amount not much less than one of the balances this company has reported I owed. The amount the company says I owe is always higher than the amount reported to the credit bureau.
11/24/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MD
  • 21040
Web
Klima , Peters & Daly , P.A . are debt collectors who refuse to properly verify an alleged debt, as I have repeatedly requested the original signed contract as proof that a debt is owed. Instead, they decided to file a lawsuit. And their repeated and dismissive response to get the CFPB to close complaints against them is false : " Klima , Peters & Daly , P.A . ( KPD ) is in receipt of the complaint ( XXXX ) filed by XXXX XXXX XXXX XXXX XXXX ) XXXX XXXX represents XXXX XXXX XXXX, successor by merger or interest to XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX, in a collection lawsuit filed against XXXX XXXX in the District Court of Maryland for XXXX XXXX under Case Number XXXX. The lawsuit is ongoing and all outstanding issues are expected to be resolved through those proceedings. '' This issue is not expected to be resolved through court proceedings because they have asked the court to MOOT my motion to compel them to present the original contract agreement. In other words, they do not feel that they should present the original contract agreement to me or the courts although they are suing for an alleged contract. Make it make sense, please. I am demanding at this point that they explain why they will not properly verify the debt by presenting the original contract agreement, as they are in violation of the FTC and the FDCPA and each violation is a cause for monetary relief.
03/09/2020 Yes
  • Debt collection
  • Auto debt
  • False statements or representation
  • Attempted to collect wrong amount
  • VA
  • XXXXX
Web
I received a Garnishment Summons that shows a Total Balance Due of {$890.00}, the Judgement Creditor 's Attorney submitted the information for Garnishment after I missed payments according to a XX/XX/XXXX agreement. Which stated I would pay {$100.00} per month on the {$1200.00} balance. I made two payments and XX/XX/XXXX, my wife was admitted to the hospital. I missed payments because of this medical hardship, then had a change in employment on XX/XX/XXXX and I received the summons XX/XX/XXXX. I admit I didn't notify them of my situation because it was a lot to deal with caring for my wife and XXXX children while working full-time and some financial matters fell behind. The summons states the following : {$3700.00} Judgement Principal {$3600.00} Credits {$21.00} Interest {$70.00} Judgement Costs {$0.00} Attorney Fee {$630.00} Garnishment Fee {$890.00} Total Balance Due I spoke with representative named XXXX on XXXX, XX/XX/XXXX from the Attorney 's office and was informed my Outstanding Balance was {$1200.00} according to their records. I asked why the summons stated a lower amount and he proceeded to explain that my XXXX XXXX XXXX XXXX account activity would be frozen until the court date of XX/XX/XXXX. I expressed my confusion on differing amounts outstanding and was told it was nothing that could be done.
04/30/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • DE
  • 199XX
Web
I had ID Theft. My SSN and personal info were compromised. I filled out an FTC report and the things that were ID theft were blocked from my consumer report. I received a letter from XXXX, XXXX, & XXXX about a {$5400.00} XXXX debt that I was unaware of and was not on my consumer report. Since I do not recall this {$5400.00} debt, I asked them to provide me proof that this was my debt. They responded by sending me the total owed. I wrote them back and asked again for the proper proof. THEN they start sending me documents from another account that is in no way associated with the original account. I responded again, and told them that this account was not the account on my credit report they were speaking about, and AGAIN they just sent me information from another account and asked me to pay for the {$5400.00} account. I believe them to be using illegal or at minimum unethical practices, mainly lying to me and trying to trick me, into giving them {$5400.00} on an account i have never heard of. We have had XXXX correspondences via USPS and they have yet to do anything but tarnish my consumer report with their false information. They are intentionally sending me documents over and over from another account because they do not have the info proving this is my debt and they are trying to lie and trick me.
08/03/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • MD
  • 21703
Web
Yes I did received the summons from court about credit card/ XXXX XXXX, XXXX XXXX always I try to negotiating to reach a payment agreement with the plaintiff and I use email contact is the only way I can have everything writing and save the communication between me and the other part. This is not the only one I already did the same process with 6 debts and everything went well with help discount, they help me. But this company which I am talking about NO. On Thursday XX/XX/2022 around XXXX XXXX. This company and my self made a agreement of monthly payment of {$100.00} starting on XX/XX/2022. XXXX XXXX XXXX by his writing said : He will mail me an agreement to sign and return to their office so They can sent to the court of Maryland. From the beginning he knew abouXXXX XXXX XXXXXXXX and the amount, there was not confusion. 3 days after on Monday XX/XX/2022 Paper work come home with different debt, different case number from Maryland court.. Debt I do not recognize and Maryland court also due to lack of evidence.. But He is still want me to sign and make responsible for that.. At this moment still waiting for the paper work to sign for XXXX XXXX debt.. Now I have to go to court due to them. I feel they harassed me to be responsible for the other account.
07/29/2020 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • MD
  • 208XX
Web
Lost job during Pandemic and XXXX XXXX issued a State of Emergency. Applied for Unemployment and did not receive any payments until the end of the month. I have a Judgement that I have paid religiously since XXXX every month for XXXX dollars. Since my money was reduced drastically, I still continued to pay at least XXXX dollars a month, just to keep going and just not pay. I finally get a chance to get mail today and the XXXX County District Court placed a judgement on me. Instead of the XXXX a month, they now want all their money, and I am unemployed. I tried to work it out but they both refereed me to each other and would not make any attempts to discuss alternatives. This is illegal during the State of Emergency and should be exposed to other hard working Americans that want to work. I am officially filling an Appeal in hopes that this can be reversed. I have all necessary communications from XXXX XXXX concerning this exact topic and its predatory debt collectors. Posted by Governor XXXX XXXX on XX/XX/XXXX, " Financial institutions will have expanded lending authority and debt collection activities will be suspended. '' This is illegal and will be presented to the Governor of Md concerning this predatory practice.
10/11/2023 Yes
  • Debt collection
  • Auto debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • CA
  • 90015
Web Servicemember
In XX/XX/2023 I filed a XXXX XXXX XXXX, which included a garnishment collection. Due to federal law I'm entitled to receive funds back from XXXX days prior of the XXXX filing. After the discharge a representative from lawyers office made contact with Klima , Peters & Daly , P.A . and requested the funds. The Company/attorney from Klima, Peters & Daly . P. A. begin to not answer questions and became very allusive in communication. Upon receiving this information I tried to make contact and they again refuse to give me information about my account due to me 'having representation '. In XX/XX/2023 My lawyer again tried to communicate with Klima, Peters & Daly and talked directly to XXXX XXXX and was told a check would be cut and sent out immediately. The lawyer also advised that monies held by the sheriff office was sent directly back to my companies payroll. After communicating with my payroll and HR I was told that no money had been sent. in XXXX I again reached out to my lawyer and was told that they were having problems reaching XXXX XXXX. To this day XX/XX/2023 I have not received any payment and still getting the run around
05/04/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • MD
  • 20744
Web
I received a notification that I was being sued by Klima, Peters & Daly P.A. for a debt they claim is owed to XXXX XXXX supposedly on the behalf of XXXX XXXX XXXX. The hearing is scheduled for XX/XX/2022. On three separate occasions, I requested the documents listed below but the attorneys have failed to send them. I sent XXXX 's attorneys three written requests for this information ( one on XX/XX/XXXX, XXXX on XX/XX/XXXX, and one on XX/XX/XXXX ). I have the right as a consumer to request proof of the debts they say I owe to them or their client and proof that there is some contractual obligation that is binding me to pay these alleged debts to XXXX Funding and the right to defend myself when being wrongfully sued. 1. Copy of the original signed credit application between XXXX XXXX and XXXX XXXX XXXX XXXX. unredacted. 2. Copies of all statements and correspondence sent from XXXX XXXX XXXX XXXX. to XXXX XXXX unredacted. 3. A signed Contract between XXXX XXXX and XXXX XXXX XXXX XXXX. unredacted. 4. Copy of the check that was cashed for purchase of this particular debt and this debt only.
05/04/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • MD
  • 20744
Web
I received two notifications that I was being sued by Klima, Peters & Daly P.A. for debts they claim are owed to XXXX XXXX supposedly on the behalf of XXXX XXXX. The hearings are scheduled for XX/XX/2022. On XXXX separate occasions, I requested the documents listed below but the attorneys have failed to send them. I sent XXXX 's attorneys two written requests ( for each case ) for this information ( one on XX/XX/XXXX, and one on XX/XX/XXXX ). I have the right as a consumer to request proof of the debts they say I owe to them or their client and proof that there is some contractual obligation that is binding me to pay these alleged debts to XXXX XXXX and the right to defend myself when being wrongfully sued. Copy of the original signed credit application between XXXX XXXX and XXXX XXXX XXXX XXXX. unredacted. 2. Copies of all statements and correspondence sent from XXXX XXXX XXXX XXXX. to XXXX XXXX unredacted. 3. A signed Contract between XXXX XXXX and XXXX XXXX XXXX XXXX. unredacted. 4. Copy of the check that was cashed for purchase of this particular debt and this debt only.
05/23/2019 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • MD
  • 208XX
Web
I have previously filed complaints against Peroutka et al and they have provided you with false or misleading information, While it is true one of the loan agreements is in litigation, as of this writing it is not in arbitration because Peroutka refuses to pay the fees. The second loan agreement is not part of any litigation or arbitration and therefore their response is false on its face and they are refusing to engage in arbitration as required under the loan contract. They are obviously not taking these complaints seriously and are providing you with false information. they are also in violation of the Federal Arbitration Act and CFPB regulations. Because of the agregious nature of their acts I am requesting that the CFPB file an enforcement action against XXXX XXXX and their attorney and collect a civil penalty in accordance with the regulations. To be clear, in their response they said that both loan agreements were in litigation. One was and one was not. Neither are in arbitration at this time. See complaint number XXXX for more information.
02/15/2020 Yes
  • Credit card or prepaid card
  • General-purpose credit card or charge card
  • Other features, terms, or problems
  • Other problem
  • NY
  • 11720
Web
I was not properly served and no longer live at the address that the courthouse has for at least the last 7 years. My ex mother in law called me about a month ago stating that she had received from the courthouse with my name on it and if I wanted her to open it. Otherwise I would have never known. I tried calling the law office of peroutka and peroutka to figure out what was going on. The lady that answered the phone was very rude and unempathetic. I asked if there was any way to stop this wage garnishment that had gotten approved 8 years later and told me that the only way to stop it was to pay the amount of almost {$2000.00}. In the last 8 years I have not heard or received anything from them at all and she was also going to send me a copy of the judgement to my current address which I still never received nor a copy of the wage garnishment. I am a single, divorced mom that has bills and expenses to pay for a teenage daughter and is going to definitely cause a financial hardship. I also currently have 2 credit cards currently with XXXX XXXX.
05/05/2021 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • MD
  • XXXXX
Web
I received a collection of a debt notice by regular mail on XX/XX/XXXX from PMKP File # XXXX. I mail them a validation letter on XX/XX/XXXX ( see copy ). Kilma, Peters & Daly sent me their response to that on XX/XX/XXXX, which I received on XX/XX/XXXX, from my landlord. However, Kilma, Peters & Daly file a lawsuit in the District Court of Maryland for XXXX XXXX on XX/XX/XXXX before I had my 30 days to review and respond to their validation. The validation process specifically does not allow notification of third parties, especially credit reporting agencies before the validation process is complete. My landlord was served a summons and presented it to me on XX/XX/XXXX. This did not give me thirty days to review and respond to their validation claim. I also received a letter from another attorney, XXXX XXXX, notifying me that I had been sued by XXXX XXXX and offering his services. This collection process was abused on the above information. Thank you for being there for the consumer and your attention to this matter. Sincerly, XXXX XXXX
09/02/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • VA
  • 22314
Web
XXXX never contacted me regarding the accounts they had just reported to my credit history on XX/XX/2021. Instead, they hired an attorney by Klima, peters, and daly to sue me in the Virginia general district court for the amount of XXXX the warrant of debt was sent to the wrong address, the only reason I got that mail notice was because the mailman recognizes my name on the envelopes. the Klima peters daly law firm sent a notice for debt settlement 10 days afters they already file the suit. these tactics are unethical, the customer so suppose to be notified of such actions before filing and as the settlement notice states i had 21 days to settle. even though XXXX never contacted me regarding these accounts, and XXXX also had access to my credit report that has my current address and number. this is was crooked actions. note ; the statements they gave the court clearly show my current address so they intentionally wanted for me to miss the court date.
04/22/2016 Yes
  • Debt collection
  • Auto
  • False statements or representation
  • Attempted to collect wrong amount
  • MD
  • 21214
Web
Follow up to previous Complaint # XXXX filed on XXXX/XXXX/16, XXXX XXXX XXXX is attempting to obtain a Writ of Garnishment against my pay filed on XXXX/XXXX/16 ; after falsifying documentation as the creditor and continuing on a judgment obtained by lying to the Dist. Courts of XXXX XXXX stating that I moved and served docs to locations/addresses where I would never receive notification to defend/appear in court. Current creditor Peroutka is currently seeking a pre-judgment amount plus {$940.00} in legal fees. Peroutka has now provided legal documentation that the debt was transferred to his law offices and that the debt is not time barred that they are trying to collection upon. Peroutka law offices needs to stop the Writ of Garnishment obtained under false pretenses and fraudulent docs submitted to the courts. I am also seeking legal counsel to sue the law offices of Peroutka, Miller, Kilma & Peters, P.A.
08/04/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • VA
  • 20171
Web Servicemember
On XX/XX/XXXX, a representative from Klima, Peters & Daily stated that a sheriff would serve me in my home with a court order and that I was in serious legal problem. I was informed that Klima, Peters & Daily had already processed the court order claim and that I should have checked with the court for my hearing date. She added that the hearing court had passed, and the sheriff was coming to my house. I mentioned that I should have received prior communication from them when filing a claim with the court. The lady was adamant in repeating that I was in serious legal trouble. I had contacted Klima, Peters, and Daily in response to a letter from them explaining that I had filed a cease and desist letter in XXXX to a prior collector for the same debt. I further explained that I had been a victim of credit fraud and the charges were not mine and that I had filed my case with the FTC and Virginia
03/25/2022 Yes
  • Debt collection
  • Auto debt
  • Attempts to collect debt not owed
  • Debt was paid
  • MD
  • 21114
Web
Around XXXX XXXX I contacted collection agency Peroutka, Miller and Peter PA to settle the XXXX XXXX credit acct and I was told by their representative that when I paid the {$10000.00} that they would delete this account from the three credit reporting agencies ( XXXX, XXXX and XXXX ) and the original lender XXXX. Also, I was told that if I didn't pay they would garnish my wages and income taxes. However, when I reviewed my credit report I noticed that XXXX XXXX act # XXXX is still reporting on my credit report after paying the {$10000.00} as instructed. Secondly, based on the agreement with their representative I'm respectively requesting that they honor the agreement and delete this account from all three credit bureaus and have the original lender delete the account. I would have not paid the account off if not assured that they would honor it.
04/12/2019 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • MD
  • 208XX
Web
XXXX XXXX - Received Letter about debt from Peroutka, Miller, Klima and Peters XX/XX/2019 - Received Letter about debt from Peroutka, Miller, Klima and Peters about second debt XX/XX/2019 -responded with request for validations of debt to both letters XX/XX/XXXX - Received letter notifying me a lawsuit, case # XXXXXXXX had been filed. Left numerous messages for process server and attorney to meet them to receive the summons or have it sent certified mail. Told them I was not interested in dodging summons and wanted to know what it was about. Made additional request verbally for validation of debt because they never sent anything. Served with Summons on XX/XX/2019 As of XX/XX/2019 nothing had been sent in response to my letters. It was " in the mail '' they said.
10/10/2023 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • VA
  • 23607
Web
The law group filed a lawsuit against me through XXXX XXXX. I received the lawsuit in the mail and called the number to clarify and ask questions about how this can get resolved outside of court, which the letter suggested. The representative proceeded to try to collect payment from me without answering any of my questions and proceeded to cut me off and hung up the phone. I'm entitled to asking questions given that there is a pending lawsuit and there is nothing in writing that insinuates that the lawsuit will be dropped and debt resolved by paying this law group. They are disrespectful and their practice is unethical. If you want to resolve a lawsuit out of court, you have to provide the terms and make sure the terms are understood PERIOD.
12/31/2015 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • VA
  • 20155
Web
I received a dunning letter from a XXXX part debt collector on a debt that I do not recognize. I attempted to get validation of debt from them by sending XXXX letters to them. I never received a satisfactory response. I then sent them an estoppel letter. ( see attached ). I just discovered that this debt collector has now filed a lawsuit and are posing as attorney 's representing the credit card company. It is my belief that they are nothing but interlopers that purchased this alleged debt for pennies on the dollar and are now attempting to collect the entire amount. I was not properly served to appear in court and never received notice of this action and have learned of this by an attorney that sent me a letter in the mail.
05/09/2019 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • MD
  • 208XX
Web
A complaint was previously filed by me and the CFPB closed the complaint based upon the response of the business. The business provided false information to the CFPB including : The Company 's description is inaccurate. They are refusing to answer emails and phone calls regarding this matter. They are ignoring the arbitration letters filed sent to them by the XXXX and so their claim that they are bound by the arbitration clause was a knowingly false statement by them. Their actions indicate they are not taking steps in accordance with XXXX procedures and are in significant breach of the contract and causing unnecessary harm and expenses to the consumer. This complaint should be reopened.
10/05/2022 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • MD
  • 207XX
Web
Klima, Peter 's & Daly, P.A. is a law firm that purchases debts from XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, XXXX. and other creditors/debt buyers. They fraudulently get default judgments on their victims by withholding information like the summons to properly notify the consumer of lawsuits and they produce false affidavits to win their cases. They refuse to follow FDCPA guidelines to collect debts and they do not validate debts when requested. They also increase balance amounts to get more money out of consumers. Pull up their firm on XXXX reviews, CFPB, XXXX, and other sites and they have tons of consumer complaints that support these claims to be true.
10/11/2018 Yes
  • Debt collection
  • Auto debt
  • Took or threatened to take negative or legal action
  • Collected or attempted to collect exempt funds
  • MD
  • 211XX
Web
Im being garnished by a debt collector. This debt is from XXXX which is over 7 years. I have not been to court since XXXX about the case. The debt is no longer on my credit report and I have no reason to pay these people. The collector have garnished me 3 times and took my bank account wages. When I call the number of the debt collector I can never speak with the man thats garnishing me he is always in court or not accepting calls. Please help me with this financial nightmare. I have been through financial hardship from this debt company they are harassing and bullying me. I need help getting my life back on track and free of this debt.
10/26/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • MD
  • 21225
Web
on XX/XX/2021 I received a letter from a debt collector stating that their re-presenting XXXX XXXX XXXX and I owe an alleged debt in the amount of {$690.00}. So on XX/XX/2021 I sent a affidavit for debt validation letter via certified mail to debt collector. Then I received a letter from debt collector stating they're in receipt of my request for validation but stated below is the request for verification of the debt. Then they send me another letter dated XX/XX/2021 stating that their office has filed a lawsuit. So I on XX/XX/2021 I sent another affidavit of debt validation letter along with a notice of dispute via certified mail.
07/08/2016 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • MD
  • 20740
Web
On XXXX XXXX, XXXX, I received a court document from District Court in MD indicating that I am named as a defendant in a civil case going back to XXXX. The document is in former name that I have not used since XXXX. From the court documents, it showed that this legal office have been sending letters to an address that I have not lived in from XXXX to XXXX under that name and pinned a judgment against me knowing that I would receive the document. I do n't recognize this debts nor have I ever owed any money to XXXX as indicated. This is clearly a tactic used to get the court to issue a judgment in my name for not responding.
11/02/2015 No
  • Debt collection
  • Federal student loan
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • MD
  • 21234
Web Servicemember
I had a student loan back in 2002, was finally paid off XXXX and now I get a statement from XXXX XXXX XXXX saying I now owe {$18000.00} dollars, which is entirely false, I never owe anything close to that. I do some research and found out that XXXX XXXX XXXX may be a Scam company. Please help me because they are threatening to sue me by another outside lawyer firm called The Steve Peroutka Law Group , P.A XXXX Their infomation is- The Steve Peroutka Law Group , P.A XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, MD XXXX PhoneXXXXI thank you in advance for any help you can lend to me.
01/11/2017 Yes
  • Consumer Loan
  • Vehicle loan
  • Problems when you are unable to pay
  • TX
  • 78218
Web Servicemember
I defaulted on a car loan in XXXX. The car was repossessed in XXXX. On XXXX/XXXX/XXXX, I was informed by my HR dept that I have a wage garnishment from the agency of Peroutka, miller, klima and peters, XXXX md XXXX. I have never received any prior notice this action was going to take place. I never received any notification that court action was going to occur. This matter is over XXXX years old. I believe the statute of limitations should apply. I would like to file a complaint against this company and try to stop the garnishment. The lender for the original loan is XXXX.
03/02/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MD
  • 211XX
Web Older American, Servicemember
Peroutka, Miller, Klima & Peters, PA represent XXXX XXXX, XXXX which apparently purchased my account from XXXX XXXX XXXX. XXXX XXXX XXXX is a credit card company where I had an account. XXXX XXXX failed to forward any bills, invoices or statements regarding my account. They never notified me by means of any communication that I had an outstanding balanmce and never informed me that a debt had been charged off. PMKP has sent me a letter demanding payment of {$1500.00}. This is the ONLY communication from anyone regarding the XXXX XXXX account.
04/18/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • VA
  • 22015
Web
The company that purchased a collection debt from the credit card company mailed a notice to me with a post mark date of XX/XX/2021, giving me 30 days to respond to the notice to discuss my account. Before I had a chance to respond to them, they filed a lawsuit against me. The notice of the lawsuit was postmarked XX/XX/2021, only 15 days from the first notice that they sent to me, which is less than the 30 days given on the notice and I believe required by law. Original Creditor : XXXX XXXX XXXX XXXX XXXX due : {$1300.00}
12/22/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • VA
  • 23231
Web
I received a packet in the mail today from Klima, Peter 's, and Daly firm regarding a debt I have no knowledge about. The packet included what appeared to be a fake warrant in debt lawsuit attached. The documents state the original creditor is XXXX XXXX XXXX, and amount owed is XXXX. This debt is not on my credit report. I contacted all 3 credit bureaus, and was advised unable to locate the debt in my file. I am requesting a ceast and desist from the Kilma, Peter 's, and Daly firm. I am not responsible for this debt.
11/06/2020 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • VA
  • 245XX
Web Servicemember
A XXXX credit card was opened unknown by me. According to XXXX this issue was resolved and I was told I was not responsible for this debt back in 2018. This debt was sold to XXXX and XXXX debt collections. They are not trying to collect this debt and have threatened to sue me. When I ask for validation all they send me is a statement. There is no proof that I opened the account. Even XXXX CSR 's told me that the account was not opened in Virginia. Please investigate.
01/14/2020 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • VA
  • 245XX
Web
XXXX XXXX XXXX XXXX of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX Sent me a false copy of a civil warrant in debt. It contained no case number just company information and a false date and time for court. I checked with the court and no such case exists. I called this company bringing this to their attention and they said they couldn't continue the call and hung up. The debt is valid however they made a threat to sue by providing a forged court warrant.
01/06/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Collected or attempted to collect exempt funds
  • VA
  • 243XX
Web
On XX/XX/2019, the law office of Peroutka, Miller, Klima sent a legal order to XXXX XXXX and had {$750.00} taken out of my account without my authorization and XXXX XXXX let them do it. Today on XX/XX/2019, the law office took out another amount of {$130.00} leaving me in the negative on my back account. I called both the law office and XXXX XXXX and they could not give me an answer of why I was not notified on this matter.
04/26/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • VA
  • 23434
Web
I filed a police report, Fraud FTC affidavit and provided a written Fraud statement to XXXX XXXX and the CRAs. Subsequently the CRAs validated my ID Theft and removed my tradelines. XXXX XXXX just attempted to collect on this balance via a notice in the mail which is a violation of FDCPA and FCRA. I do not owe them. This was ID Theft. I plan on taking any necessary action to resolve this as I am being taken advantage of.
04/10/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • VA
  • 236XX
Web
*CFPB will send copy of letter to you shortly to atth to this complaint i was sent a letter this month threatening judgement, after XXXX, if i did not call agency and work out debt. I depute this debt from Collector and CC Bank now, and i disputed in XXXX. this is false debt. CFPB was used then, XXXX as contacting source, between bank and I, to dispute this acct and bank had no interest in reviewing my dispute.
08/17/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • MD
  • 21234
Web
On XX/XX/21, Peroutka, Miller Klima & Peters, P.A. filed a lawsuit against me and the case was voluntary dismissed on XX/XX/21 by Klima , Peters & Daly , P.A . A voluntarily dismissal is admittance of wrong doing and as such, I submitted two invoices ( attached ) demanding legal remedy for federal protected consumer rights violations.
06/17/2015 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Attempted to/Collected exempt funds
  • MD
  • 216XX
Web
Collection company has placed a garnishment on my wages after several attempts by myself requesting information to verify debt, i did not receive notice of right to dispute and sued me where I did not live or did not sign for the debt. Judgement was originally filed on XXXX/XXXX/2006 in XXXX XXXX XXXX XXXX Maryland. XXXX XXXX XXXX.
09/27/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • VA
  • 23225
Web Older American
Klima , Peters & Daly , P.A . Debt collector is trying to collect a debt which is not mine. Ive talked with them re the debtor who has the same name but a different address. They offered no solution. As in the past, they will sell the debt to another agency without changing the address and this 10 year cycle continues. Ref XXXX
02/25/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • MD
  • 20747
Web Servicemember
THIS LAWYER IS XXXX, XXXX, AND XXXX. AFTER I CORRECTED THEM THEM THEY CONTINUED TO CALL ME MAM AND MADE THREATES TOWARDS ME. SAID THEY WERE TAKING ME TO COURT. SENT XXXX XXXX TO MY HOUSE AND POSED AS A FAKE POLICE. I CALLED THE XXXX XXXX COUNTY SHERIFF TO ALWRT THE REAL POLICE. THIS LAW FIRM IS EVIL AND NEEDS TO BE DESTROYED.
01/02/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • MD
  • 20747
Web Servicemember
OLD AND INCORRECT INFORMATION WRONG ACCOUNT BALANCES THAT I HAVE PAID. THEY USE XXXX XXXX IS ALSO REPORTING A {$900.00} BALANCE XXXX XXXX CREDIT REPORTING IS WRONG AND SHOULD BE REMOVED OVER SEVEN YEARS OLD. INCORRECTLY REPORTING {$900.00} I PAID XXXX. SOMETHING IS VERY WRONG HERE.
03/07/2021 Yes
  • Debt collection
  • Auto debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • DE
  • 19711
Web
I have a debt which has a court ordered garnishment. I have asked for a balance and statement that shows what has been paid and what the balance is. I would like to see how the interest is being calculated. I have reached out to the company, but they have not sent me anything.
07/06/2018 Yes
  • Debt collection
  • Auto debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • DC
  • 200XX
Web
I received a letter stating that I owed a debt and they sent me a copy of a request for garnishment. This debt does not exist. I informed them some time ago that this account is not a real debt. The letters stop coming for years until I received the garnishment request.
12/26/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MD
  • 20706
Web
Klima Peters & Daly PA has contacted me regarding an alleged debt. I sent a cease and desist letter, and an .Affidavit of Truth. I sent an second cease and desist advising Klima Peters & Daly of violating my rights as a consumer under 15 USC 1692 g,
10/31/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • MD
  • 21040
Web
Intentionally failed to submit summons or complaint to notify defendant of a lawsuit. Has a bad history of withholding critical information from consumers concerning lawsuits and verifying and validating debts. Please see attached.
02/18/2023 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Told you not to respond to a lawsuit they filed against you
  • MD
  • 20659
Web
This company told me via phone call that if I pay them they would report back to XXXX XXXX. That is a lie. I requested a validation of debt to which they responded but did not complete the validation.
02/16/2021 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • MD
  • 21117
Web
I received a letter threatening a lawsuit from this company named.. ( Peroutka , Miller , Klima & Peters , P.A . ). I have never done business with this organization and do not know who they are.
09/18/2020 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • VA
  • 23320
Web Servicemember
This claim regarding account # XXXX, in which this company claim I owed {$3600.00} and you filed suit against me on an alleged XXXX XXXX Account that was never authorized.
11/28/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • MD
  • 206XX
Web
This dept is old. I live in the state of Maryland and any dept over three years can not be collected/requested for collection.
07/22/2020 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Told you not to respond to a lawsuit they filed against you
  • VA
  • 23434
Web
XXXX XXXX,2020 XXXX XXXX Peroutka, Klima, & Peters, PA has filed suit against me.
10/25/2023 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • MD
  • 20707
Web
08/16/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • VA
  • 23452
Web
07/20/2023 Yes
  • Debt collection
  • Auto debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • MD
  • 20852
Phone
04/25/2023 Yes
  • Debt collection
  • Auto debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • VA
  • 23513
Web
04/11/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • MD
  • 21216
Web Older American
04/10/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • DE
  • 19901
Web
04/01/2023 Yes
  • Debt collection
  • Auto debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • MD
  • 21770
Web
12/29/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Seized or attempted to seize your property
  • VA
  • 23238
Web
11/14/2022 Yes
  • Debt collection
  • Auto debt
  • Took or threatened to take negative or legal action
  • Seized or attempted to seize your property
  • DE
  • 19904
Web
10/17/2022 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • MD
  • 21040
Web
08/15/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MD
  • 21060
Web
05/14/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • VA
  • 23601
Web Older American, Servicemember
03/23/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Collected or attempted to collect exempt funds
  • MD
  • 20832
Phone
02/15/2022 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • VA
  • 23602
Phone Older American
12/31/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Seized or attempted to seize your property
  • VA
  • 22206
Web
11/28/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • MD
  • 21234
Web
10/25/2021 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • MD
  • 20832
Phone
09/16/2021 Yes
  • Debt collection
  • Auto debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MD
  • 21044
Referral
07/16/2021 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • VA
  • 23225
Referral
06/22/2021 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • VA
  • 23693
Web
06/21/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you in a state where you do not live or did not sign for the debt
  • VA
  • 22601
Web
06/15/2021 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you in a state where you do not live or did not sign for the debt
  • MD
  • 21234
Web
04/24/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • VA
  • 23832
Web
04/02/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • VA
  • 23601
Web Servicemember
02/01/2021 Yes
  • Debt collection
  • Auto debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • MD
  • 21788
Web
01/04/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MD
  • 21244
Web
12/17/2020 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • VA
  • 23669
Web
10/03/2020 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • IN
  • 46545
Web
09/15/2020 Yes
  • Debt collection
  • Auto debt
  • Attempts to collect debt not owed
  • Debt is not yours
Fax
08/13/2020 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • VA
  • 22304
Web
08/05/2020 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • MD
  • 20904
Web
03/12/2020 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • VA
  • 23325
Referral
03/10/2020 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • VA
  • 23325
Web
12/02/2019 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • DE
  • 19720
Phone Older American
12/02/2019 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • VA
  • 22310
Web
11/20/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • MD
  • 20785
Web
07/29/2019 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
Phone
07/16/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • VA
  • 22556
Web Servicemember
07/05/2019 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Frequent or repeated calls
Phone
06/14/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
Phone
05/16/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Collected or attempted to collect exempt funds
  • VA
  • 24073
Postal mail
04/22/2019 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • VA
  • 20120
Referral
03/11/2019 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • MA
  • 02554
Web
03/05/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • MD
  • 21131
Web
02/19/2019 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • MD
  • 20852
Phone
08/03/2018 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • VA
  • 23222
Web
04/17/2018 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • DE
  • 19977
Referral
02/14/2018 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • 08758
Postal mail
01/11/2018 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • DC
  • 20001
Web
12/05/2017 Yes
  • Debt collection
  • Auto debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MD
  • 21224
Web
06/03/2017 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94002
Web
04/07/2017 Yes
  • Debt collection
  • Auto
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • MD
  • 20711
Phone
12/21/2015 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Frequent or repeated calls
  • NC
  • 27591
Phone
07/16/2015 No
  • Debt collection
  • Credit card
  • False statements or representation
  • Attempted to collect wrong amount
  • DC
  • 20020
Web
03/30/2015 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • MD
  • 20772
Fax
12/15/2014 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • MD
  • 20785
Web Servicemember
12/05/2014 Yes
  • Credit card
  • Billing disputes
  • MD
  • 21202
Web
10/23/2014 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Sued w/o proper notification of suit
  • MD
  • 20774
Web
09/22/2014 Yes
  • Consumer Loan
  • Vehicle loan
  • Problems when you are unable to pay
  • MD
  • 21811
Web
04/23/2014 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • MD
  • 21244
Web
02/22/2014 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Sued w/o proper notification of suit
  • MD
  • 21911
Web
02/14/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • False statements or representation
  • Attempted to collect wrong amount
  • MD
  • 21215
Postal mail
08/23/2013 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Sued where didn't live/sign for debt
  • MD
  • 20866
Phone
08/08/2013 Yes
  • Debt collection
  • Auto
  • Taking/threatening an illegal action
  • Sued w/o proper notification of suit
  • DC
  • 20017
Web
07/17/2013 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was discharged in bankruptcy
  • MD
  • 20879
Web