KINGS CREDIT SERVICES CFPB Complaints

Back to Dashboard
2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
09/27/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 95348
Web
I received a complaint filed in XXXX XXXX XXXX XXXX on XX/XX/XXXX for a XX/XX/XXXX medical debt belonging to my former XXXX. Kings credit services, a collection agency, is a corporation located at XXXX XXXX XXXX XXXX, XXXX, CA, XXXX. Kings credit services is represented by XXXX XXXX of the law firm XXXX XXXX XXXX XXXX XXXX, located at XXXX XXXX XXXX, XXXX, CA XXXX. I was not aware of the debt as I had received no calls, reminders, or letters from the doctors office or the debt collection agency. The first cause of action in the complaint stated prior to the commencement of this action, the claims were assigned to plaintiffs assignor, and or plaintiffs assignor owned said claims, and said claims have now been assigned to this plaintiff for collection. The only information provided in the complaint was the name of the doctor, the amount of the bill, and a date. The date was either the date of last service, last billing or last payment received. On XX/XX/XXXX I sent a discovery document to Kings Credit Services, a corporation through their attorney I requested the following : Produce ownership documents, showing ownership of debt to include charge off of account, payment history, balance sheet, and a purchase agreement with the date and amount that Kings Credit Services paid to purchase the debt. I needed this to establish that Kings credit services is entitled to payment. Produce debt validation, letter with name address, and to whom the letter was addressed as I had never received a debt validation letter. Civil Code Section 1744.185 ( e ) ( 1 ) of the civil code requires that a debt collection agency send a debt validation letter after making the first contact. No contact was ever made. I never even received a notice of debt assignment from Kings credit services. Is that a loophole? Produce document, showing the dates of each visit, services provided, and the amounts of each service. This information was needed to verify the debt. I requested any documents, signed prior to any procedure with a good faith estimate of the anticipated amount of the bill that would not be covered by my employer- provided XXXX XXXX XXXX insurance with the patient signature, and indicating his willingness to pay the balance. The attorney ignored the discovery document. I still have not received the information, and I have not received any information to indicate a good reason that he was not providing any of the information. He promised to email me the information I needed, but never emailed me. After making two verbal requests and sending a letter I submitted a statement of discovery issues to the court. On XX/XX/XXXX the attorney met with me before court and indicated that I would get my dismissal. Since there was no paperwork, the court set a court date of XX/XX/XXXX. I still not have received court paperwork for the dismissal in spite of the fact that I contacted his office several times each month after the XX/XX/XXXX court date. Please also note that the complaint was filed one week before the statue of limitations expired. The last date of billing, payment or service was XX/XX/XXXX, the Saturday of memorial weekend. XXXX XXXX office is not open on the weekends. Additionally, my former husband was awarded retroactive benefits for SSI/SSP and Medicaid. All benefits were retroactive to date of application of XX/XX/XXXX. Please note that Welfare & Institutions code ( WIC ) section 14019.4 obligation to cease debt collection upon proof of Medicaid eligibility ( known as Medi-Cal in California ) . Also, 42, CFR section 447.15 and WIC section 14019.3 ( d ) and 14019.4 ( a ) prohibits balance billing of Medicaid beneficiaries. I advised the attorney of my former husband, SSI/SSP status and his entitlement to retroactive Medicaid benefits in my XX/XX/XXXX initial response to the lawsuit. I was unable to provide a Medicaid card as we divorced and I was not entitled to a copy. However, I have since provided all the information needed to bill Medi-Cal . I also provided the same information to XXXX XXXX, Neurology, XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, CA XXXX.
08/05/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93245
Web Servicemember
Three different medical accounts were placed on all three of my major credit reports by Kings credit Services in XXXX, CA. I have sent them a request of verification letter which ask for original creditor, amounts owed, description of why the amounts are owed, and original statements and documentation from original creditor to verify that this debt is valid. A response was received with someone else name on it and amounts being billed. Any information pertaining to why the amounts were being billed blacked out. I have a right to know why I am being told that I owe the amounts in question. I have no way of verifying if this is a legitimate debt. I can't check to see if the correct amount was charged for the procedure, if the procedure was even done, or if a particular doctor was seen. Further I can not not determine if my insurance was billed correctly or at all. I have no way of knowing if this is a true debt. I had contacted the original creditor that is listed on my reports and they verified no record of me seeing the Doctor in their office. XXXX XXXX XXXX XXXX XXXX ( original creditor ) billing department said they spoke with XXXX at Kings Credit Services and was told KCS linked me to my spouses account. Although California is a community state I have the right to know all the details of why I am being asked to pay an amount listed on my credit report. In addition I was never giving a statement or bill from the original creditor ( they claimed they sent it to my spouse ) nor had I received one from the collection agency. FDCRA requires notification of debt owed before placing item/s on my credit reports. With out all information and detailed information the debt is unverifiable and must be deleted off of all my credit reports. Vital information needed to verify that is blacked out indicates this is fraud and/or can not be verified by Kings Collections services. It is their obligation to verify all information from original creditor and pass it on to me in it's original unaltered form. I am not obligated nor able to communicate to original creditor, especially not about someone else 's account. KCS had thirty days to verify or delete. They failed to verify and have not deleted.
07/24/2021 Yes
  • Debt collection
  • Auto debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • CA
  • 93313
Web
On or around XX/XX/2021, I was contacted by my brother who informed me that an individual approached him at his home looking for me and asking for my address regarding a health debt. The individual stated they were from an attorney 's office, but would not provide name, contact, or other identification information. My brother declined to give any information and was told that I was being sued. On XX/XX/2021, I received and alert from XXXX and XXXX that there was a new address added to my credit file. This address was that of my brother ' home ( previously mentioned ). I have never resided at this address nor have I ever used that address on any of my contact information for any account I have. I filed a dispute with all three bureaus to have the address removed. I have yet to receive any resolve for this issue. On XX/XX/2021, I received yet another call from my brother that a different individual came to his home to inquire about me and my whereabouts. He stated the male was in uniform and stated they needed information to provide to the courts. My brother also said that the individual began asking him intrusive personal questions, such as how long he had been residing at that address. I have deducted that Kings Credit Services in XXXX, California, are sending representatives to contact my family members. Kings Credit Services have previously contacted me by phone and mail. I have received multiple back to back calls for days at a time ( at least 7 per day ) and have had to block each phone line every time. l have also attempted several times to reach them to settle the debt requesting pay-for-delete. Each time, I am ignored and the amount of the collection continues to increase. The original debt they claim is for {$800.00}. It not exceeds {$1000.00}. I am filing this complaint as I believe my rights under FDCPA have been violated. The debt continues to be misrepresented as a health or medical bill, in which it is not. Moreover, I do not appreciate the harassment of any relatives or contacts. Please follow up on this request so that we can rectify this situation as soon as possible.
12/01/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 932XX
Web
On XX/XX/XXXX and again on XX/XX/2018 ( for the first time in my life ) I visited the ER at XXXX XXXX XXXX XXXX. While there I gave my insurance information and both days I paid a {$50.00} copay ... {$100.00} total for the two visits. I was seen by a Dr. XXXX on the XXXX and on the XXXX by Dr. XXXX, ( both worked at XXXX as contract ER doctors supplied by XXXX XXXX XXXX. XXXX XXXX. ( phone XXXX ) ) Not too long after this date XXXX XXXX XXXX XXXX closed it's doors and went into Chapter XXXX bankruptcy. Nearly a year later I receive a bill from a Kings Credit Service stating that no insurance had paid and that I was being charged for treatment. I contacted KCS and got no good explanation, they said they knew nothing except that I had to pay. I don't know, but, I suspect that perhaps XXXX failed to submit my claim correctly during their bankruptcy issues. Finding this problem out I quickly contacted XXXX and was told to file a form and that they would investigate. XXXX did just that and supplied me with documentation ( see attachment ) that shows that XXXX has paid these claims as submitted by XXXX. I immediately called KCS with this information. They don't answer their phone so all I could do is leave a voice message and mail info. I felt I had done the work and it was over. But no, Kings Credit Service just days ago again sent me a bill ( each time adding substantial late payment fees ) asking how I plan to pay them. Adding more insult to injury they've now also put a pretty hard hit on my credit score. As I've shared, I have complete XXXX documentation but KCS does not seem willing to even investigate what I have given them. I've done a lot of work to resolve this but I'm now becoming concerned that this maybe some sort of a scam and that the only way to deal with KCS is to pay money to them that I DO NOT owe. I do want them investigated for possible fraud, I want closure, and I really want KCS to do right and get my credit score restored to Excellent, as BTW it has been ALL of my adult life.
06/02/2022 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93706
Web
I owe a XXXX debt from 3 years back that went to collections. I received a phone call from the collection agency where is I asked what would be the lowest amount they would settle for. The first representative I spoke to said she did not know and when I offered an amount she told me that was too low. I again asked her what was the amount they would take to which she again said she didnt know. Which I thought was funny. How you didnt know the lowest amount that I could pay but you knew what to not accept. She then told me I needed to pay the full amount which was the original debt plus the interest their company was charging me ( I didnt know you could charge interest on medical debt ) I hung up and called later to speak to a supervisor who told me that they were just partners with the original debt owners and that they did not own the debt. Told me the original people wanted the full amount plus the amount of interest that occurred from the debt collectors end. I called the original medical office who then told me that they do not own the debt anymore the debt collects do and that I would have to work out an amount with them ( which showed me the debt collectors lied to me ) they refuse to negotiate a 3 year old debt saying I had to pay the full amount, plus the interest. Which again Why are you charging interest on a medical bill and I do not recall interest being mentioned in the contact I signed with the medical center to be honest I dont even know why the bill was high I only went there once and they didnt do anything to me but put me on vibrating bed. So Due to them lying to me about owning the debt and not trying to negotiate with me I write this complaint. For kings credit services in XXXX ca. the original amount was XXXX they want me to pay XXXX with the interest included.
02/12/2016 Yes
  • Debt collection
  • Medical
  • Communication tactics
  • Called outside of 8am-9pm
  • CA
  • 96002
Web
Upon checking my credit report, I discovered that there was a {$450.00} charge from Kings Credit Service ( California ) pertaining to a medical bill that was from XXXX of 2011. This was the first time that I had ever received knowledge of the bill, and was confused about it because I was on XXXX in XX/XX/2011 '. I called the Agency ( KCS ), the woman that helped me said that back in XXXX of 2011 there were several failed attempts to contact me. She explained that all bills sent to my address were being returned and all calls made to the residence went unanswered. I asked for a verification of the address due to a confusion of why the bills would have been returned. She admitted that originally they had the wrong address, and that upon finally getting the right address, the bills were still being returned. I asked the woman how long it had been until they had the right address, she would not answer. She continued to tell me that at the number that I called her on was the same number that they attempted to reach me on, I believe she said three times, and that I must not have an answering system. I assured her that there has always been an answering system on our telephone, and that it does not ring so many times as to assume that there was not XXXX. She said that she did n't know, just that I signed an agreement that I would pay regardless of whether there were problems with insurance or not. She then asked if I could pay some of the balance, seemingly disregarding everything that I had told her. I told her that I would not make a payment at all, as I felt that it is not my fault that they failed to contact me when I was more than available. Given that I had medical insurance at the time, I would have gladly taken care of any bills that I knew were outstanding.
08/24/2022 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 95355
Web
This company continues to be deceptive and invade my privacy. They are reporting and damaging my credit, they communicated with me several times in regard to a alleged debt. I have expressed to them, I dispute this alleged debt. Ive called and put in complaints to the CFPB, as well as the XXXX Within the XXXX they state I owe this alleged debt. Which is false and misleading. As well as obscene and profane language. Ive asked for ALL accounting, and documents related to this alleged debt. They sent me some invoices from some other company as well as a blank paper with some times and dates " that claim they called in regards to this alleged debt. They we not looking for location information from their supposed notes. These look to be repeated harassing calls in connection with a alleged debt. Further violating my rights as consumer and violating my privacy. I don't know how they received my personal information to even contact me. I have never consented to do any business with Kings Credit Service nor have them invade my unalienable right to privacy. I have given there company several laws they have broken as well as spoke to their Attorney XXXX XXXX. He was suppose to be getting back to me, with ALL information I have requested. The File labeled XXXX XXXX is the supposed verification and validation, they claim they have given me. There is no forward flow agreement or bill of assignment, if this is my alleged debt and they have any rights to collect. The amount they are alleging I owe is a positive amount. This we be my last act in good faith to resolve this matter.
08/18/2020 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 95603
Web
Kings Credit Services began seizing a part of my wages in or around XXXX to collect on a medical debt. I spoke with a representative of the company ( XXXX XXXX ) after ending my job to setup a payment plan for what she claimed was the remainder of the balance owed. After continuing to make payments for an extended amount of time, I received a balance owed letter in XX/XX/XXXX that resembled the original amount of my debt. Upon calling XXXX, she stated that they had allocated my paid funds to new debts which I was not informed on while the original debt continued to garner interest. When confronted about misapplying funds, XXXX ceased communications. I sent out a letter on XX/XX/XXXX attempting to make a final lump sum payment for the debt. I did not receive any response and followed up via mail correspondence on XX/XX/XXXX. On XX/XX/XXXX I received a response from XXXX with an amount they would be willing to accept based on the payments I had made to date and the amount owed, however in XXXX 's new statement, my payments made-to-date had been altered to show a significantly lower number than I had actually paid. I addressed these false representations in a response to XXXX and received no response. As of my last letter ( dated XX/XX/XXXX ) I have not heard from XXXX or Kings Credit Services. However, I attempted to dispute the collection on my credit report but they refused to cooperate with the credit reporting agency. All of the letters mentioned in this statement have been included as an attachment.
02/05/2022 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • XXXXX
Web
In XXXX I was in an XXXX relationship, I left the property in question and informed the manager of my situation. 2 days after leaving, a man whose wife was having an affair with my ex caused damage to the apartment. I spoke with a lawyer who claimed he was representing the apartment complex. Explained the situation and was told my name would be removed from the issue. Never heard anything again about it. On XX/XX/XXXX I received a notice in the mail from Kings Credit Services. This notice simply stated the amount and " Re : XXXX XXXX and various others '' along with the debt amount, debt collection agency 's name, address and phone number. There was a important consumer information disclaimer stating that it was an attempt to collect a debt. There was no information on my rights, or how to dispute the debt. When I contacted the agency on XX/XX/XXXX, I was informed that there was a judgement against me. I had no knowledge of this prior, and was never provided paperwork. XXXX XXXX, the representative I spoke with, claims that I was served by proxy with the papers given to someone I was close with. I reached out to this person and they have no recollection of this. Further, the company never mailed out any other documentation to me. Literally the notice I received in the mail on XX/XX/XXXX was the only piece of mail received from the debt collector, and it does not state anything about my rights at all.
11/02/2015 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 932XX
Web
Kings Credit Services was paid in XXXX of this year for an old debt ( originating around 2010 ) earlier this year that was listed on my credit report as a result of a stipulation for qualifying for a loan to purchase a home for my family. In XXXX they served me and my spouse with a summons that they are suing us for additional old debt they found after they received the a check for the original listed debt. This collection agency never contacted us regarding any debt owed to them, nor attempted to collect it. The old debt was discovered by my lender on my credit report. Since paying them the collection agency has since filed a suit against me and my wife to collect additional old debt, ( approx : {$2500.00} in old medical services ), and in XXXX of this year listed the additional old debt from 2010 with credit reporting agencies, resulting in negative affects with our credit score. My question is if California has a statute of limitations on debt collection related to actions a creditor can take, how are they able to sue a time barred debt, and is n't that against the law? Not only that, the documents related to the medical services they sent me do n't match the amounts listed on the court summons for which they are suing me for.
07/30/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 93722
Web
Services were provided following confirmation that my private XXXX insurance XXXX XXXX XXXX XXXX would cover same. Did not receive any phone call about the provider having issues with collecting payment from my XXXX XXXX. I did not receive communication in regards from XXXX XXXX. I received one bill from collection agency before account was sent to collections without any notice or request for dispute. I called provider today and was told that she didn't call me because " she doesn't have time to call patients about their bills. '' I was told she generally mails 3 invoices and then sends accounts to collections and that is enough. I was not told why they had trouble collecting from insurance or that there was something I could do to assist with collecting payment prior to sending to collections. I contacted my insurance carrier today and was told that they erroneously believed that I was a XXXX recipient ( I'm only XXXX years old ) and did not pay for the entire bill for that reason. XXXX XXXX XXXX XXXX XXXX let me know that the claim would be resubmitted and paid for. I was given confirmation # XXXX for payment confirmation of the outstanding amount.
08/28/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 932XX
Web
XXXX XXXX XXXX has reported monies owed to them. We moved early in the month due to an apartment available through Housing Authority of XXXX XXXX XXXX who in fact sent an agent to inspect prior to our acceptance and he said and I quote i dont need to see anymore im familiar with these apartments XXXX and had to accept or lose our place on wait list. XXXX Properties kept our {$500.00} deposit and made no attempt to contact me. I just seen this on my credit report through Credit Karma. Not only does that cover the month but that company made no attempt to repair anything that was needed since we moved in a little over a year. This included faulty oulets which sparked every time they were used in fact two outlets had the top plug working properly in the entire two bedroom apartment, a broken window due to a gun shot that happened prior to moving in ; never fixed, mold and deteriorating wall due to water leak through patio door, cockroach infestation, etc. I feel in no way did we leave them " HANGING '' so to speak. The {$500.00} deposit they kept should have sufficed that slumlord and we left it clean!
03/16/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit repair services
  • Problem with customer service
  • CA
  • 93612
Web
Currently in the process of refinancing my home due to tough times. I must have a collection deleted for the refinance. I paid a debt of {$64.00} to Kings Credit Services on XX/XX/2022. They sent me a deletion letter to give to my refinancing company in future tense. Which is correct because they report to the bureaus on the XXXX of each month but it wasn't accepted being that it hadn't happened yet. I then called back on XX/XX/2022 to have another deletion letter created to complete my refinance. Kings Credit Services then states they can not change the wording of the letters even though it is in the wrong tense as of this date. I spoke with XXXX XXXX and XXXX XXXX ( Supervisor ) says their lawyers can not make these changes. XXXX then refers me to contact XXXX, XXXX, and XXXX myself and get something in writing from them. That they can not change the wording of the letters even though they are in an incorrect tense. I do not understand how this can be right. Telling me to contact the credit bureaus to do their job. All I needed was a " will be '' on a letter to change to a " has been ''.
06/07/2017 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93637
Web
I received extensive XXXX services approximately XX/XX/XXXX my daughter received some minor services on the same date XXXX XXXX 2 to be exact they charged for 4 total she never received 2. I paid up until XX/XX/XXXX and I continuously asked for an itemized statement showing that the 2 charges of {$180.00} each totaling {$360.00} were removed and that I would not pay any additional money until I received this statement. on XX/XX/XXXX I went into the office and spoke to an employee XXXX who stated my account balance was $ 300- {$400.00} but he did n't understand the accounting of it and that XXXX who was in charge was on vacation and he would have him call me 2 weeks passed and I called and left message with XXXX for XXXX to call back he never returned my call. On XX/XX/XXXX XXXX text me stating my account would go to collections for non payment I advised him I have never received an itemized statement as I had requested he stated I could request from collections agency. I received a collection letter on XX/XX/XXXX in the amount of {$740.00} I will also be sending a letter to them.
01/26/2018 Yes
  • Debt collection
  • Medical debt
  • Threatened to contact someone or share information improperly
  • Contacted your employer
  • CA
  • XXXXX
Web
XXXX at XXXX XXXX- Kings Credit Service called my place of employment. Said they had every right to contact me at any of the numbers they had. I explained to them that they can't contact me at work or my employer because I am not allowed calls at work and will be fired. XXXX said that was incorrect they could contact me at work if they couldn't get in touch with me any other way. I explained to her that i didn't know about the bill at first, thought insurance had paid it but can't afford to pay it right now. i am trying to pay other dr. bills as much as i can at the moment. I remember the bill from XXXX XXXX saying they would not take payments you had to pay all of it at once if insurance didn't pay. I called XXXX back and told her that i could not get calls at work and that it was not legal for them to contact me after i tell them not to at work. she stated that it was legal and they could contact me at work if they needed too. again, i will be fired and can't get calls at work. I also sent them an email to contact them and told them not to contact my employer or me at work.
04/24/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 93705
Web
I've been divorced from my ex wife for 13 years now and have XXXX daughters with her. My ex wife husband adopted my kids so i no longer have any rights or guardianship with them. I agreed and signed adoption papers i want to say at least 7 years now. I recently checked my credit report and my ex wife used my information to be billed for a sleep wake company for our daughter without my consent. I am now in collections to pay {$92.00} dollars for the first accout opened in XXXX and {$1000.00} on the second accout opened in XXXX. I am not responsible for anything that pertains to my children with her because of the adoption and having no legal rights to make decisions on there behalf nor i consent to. My credit have been drastically affected by this debt. Ive been having trouble getting approved or open any accounts that i wish because of one of these debts. I would like to take legal action because its put an effect on my life and credit. I hope im writing to the right department and i can get some help about this situation. Thank you.
05/16/2017 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Old information reappears or never goes away
  • CA
  • 96007
Web Servicemember
These items appear on my credit report. Theses items we re d ischarged in my bankruptcy years ago. These companies insist on trying to keep their information on my report. They are being spiteful. ALL ITEMS WERE DISCHARGED IN Chapter XXXX Bankruptcy : XXXX XXXX IN ( old car loan ) XXXX XXXX XXXX IN ( I llegal collection. We had military orders to move but they still sent us to collections and harassed us non-stop, called us liars even though we were stationed XXXX miles away ) KINGS CREDIT SERVICES ( medical bill ) I filed for bankruptcy due to post divorce debt that I could not handle on my own. I did this to restart my financial situation and these collections agency are too vengeful and spiteful to take their garbage off my reports. I do n't care if these do not affect my score, they still show as XXXX OPEN collections when they are NOT OPEN and have/show a balance of {$0.00}. Disputes through the credit agencies have done nothing.
12/10/2022 No
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93612
Web
This debt was established and went to court in 2014, I missed the court date but have since given them court documents where I am only responsible for half the debt. They have told me they don't care and have attached my wages for a large amount- like 30 %. I have a signed court order- where my ex spouse is responsible for thee debt and they have ignored it. I am a one income Household supporting XXXX kids, one of which has started college and they refuse to decrease the amount being attached. I pay over {$600.00} dollars a month to this company and STILL EACH month they place a negative point on my credit report because interest has gone up. I'm in the state of CAlifornia and I don't believe this credit agency Kings CREDIT has acted lawfully or in good faith when it comes to ignoring my request and ignoring the court order given to me by a judge in a courtroom of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
03/22/2018 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Told you not to respond to a lawsuit they filed against you
  • CA
  • 95209
Web
In XX/XX/XXXX I received a lawsuit from Kings credit services for the amount of {$880.00} for a medical bill from the provider in XXXX of XXXX. My insurance was provided at time of visit and other bills ( hospital and radiology ) were paid. Kings credit services never informed me that this bill was never submitted to my insurance. They stated it needed to be paid by me and I never provided my insurance to the hospital. My insurance investigated this and was informed by the hospital I had a zero balance. In XX/XX/XXXX a judgement of default was placed against me for the amount of {$1100.00} from Kings Credit Services, they added interest. I was informed on XX/XX/XXXX from the Collection agency that they cant wait for XXXX to pay the bill even though the provider never billed my insurance because they placed a judgement against me and they are threatening to garnish my wages.
02/18/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93722
Web
Kings Credit Services has been reporting an old collection debt on my credit report for over a year from a medical office named XXXX XXXX. I have asked numerous times for them to verify this debt and send me the proper verification. They have refused to fully verify that I owe this debt and admitted by phone that they do not have the original signed contract from the original company. All they send me is a printout of services that were supposedly rendered to me, But do not include any contract that I signed. I feel that this is against HIPAA laws and section 609 of FRCA as they can not produce the original signed contract. I've contacted them by email, mail, and phone and they refuse to verify and/or remove this debt. I am asking for this debt to be removed from all three of my credit reports immediately as they can not produce the original signed contract to verify it.
12/14/2017 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • XXXXX
Web
XXXX received a debt collection from Kings Credit Services from XXXX XXXX XXXX, Account Number XXXX stating that I owe them {$2000.00} dollars to a vehicle that I had taken off my name and no longer owned the vehicle and harassing me every other day that they will put that towards my credit if I do not pay the balanced owed. They threatened me and told me that last 4 digits of my social security numbers and they will go ahead and add it towards collection if I do not show them any proof before the XXXX od XXXX, XXXX that the vehicle is and was no longer under my name since they had picked it up, I went to the DMV today XXXX/XXXX/XXXX and explained them my situation and they gave me this information on who to contact, please help me I do not want my credit ruined or for them to keep harassing me for a vehicle that was no longer in my name.
10/24/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 93722
Web
I was notified of a Debt when a debt collector Kings Credit Services out of XXXX, Ca filed a Summary Judgement against me on XX/XX/19. I asked them to verify the debt, when they sent me their reply the amount of {$680.00} was not correct. I sent them information informing them the amount they were going after me for and asking them to go back and verify with their client. It seemed that the Dr. office that this was from was not crediting my account for payments made. They never replied to my reply. They continued their court actions. Now they have a judgement against my they got from I now consider fraudulent information since they refused to verify the debt. Until I got the court documents as far as I can tell I never had contact with the agency, either written or by phone.
07/21/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95355
Web
Kings credit service, is damaging my credit file. They claim I owe an alleged debt. Ive requested that they provide me with a contract between Myself and the company. I would like a audit trail in connection with this alleged account that I didnt authorize to open. I filed a complaint with the XXXX and the companies response was some statements and invoices from some company, as well as supposed " notes '' of telephone conversations. Once again if that was them calling me, that was invasion of my privacy because I didn't give them permission to cause my phone to ring. The " communication '' they have in there notes is not related to location informtion. It is in connection with this alleged debt. They are posting on my consumer file negatively, causing harm to my reputation.
07/21/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 956XX
Web Older American, Servicemember
My late husband XXXX XXXX XXXX was a 100 % XXXX veteran. XXXX XXXX XXXX XXXX sent me to collections for a bill that should have been paid by the Veterans administration. As a widow I am unable to afford this Collection debt. I did dispute the charge but they insisted that I was responsible for his hospital bill. I also called Kings Credit Collection agency to talk with them but they insisted I was responsible for the bill also. They suggested I contact the XXXX XXXX XXXX to try to resolve this issue. I was not informed that I would be sent to Collections by the XXXX XXXX XXXX. I have also tried to resolve this with the VA but was unable to get this problem resolved. I feel that the VA should have paid this bill. My late husband passed away suddenly on XX/XX/2015.
02/23/2018 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93292
Web
There are 9 medical bill from XXXX XXXX XXXX hospital that have been sent to Kings Credit Services dating from XXXX to XXXX that should of been billed to XXXX. My daughter and I had insurance and we were seen several times over those 2 years yet these bills were still sent to collections. I have submitted proof from XXXX stating we did have ins. I also sent a letter from where we were see ( clinic ) showing proof we had ins, yet their billing dept says otherwise. Their response to this was they never received ins information, yet they were. I have tried several times to resolve this issue since XXXX. Their notes state that ins was never turned in but we seen them throughout out stay in XXXX and that was 2 years. I know that proof of ins was provided.
01/30/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 93662
Web Servicemember
I was XXXX from the military in XX/XX/2015, I have had medical insurance through the Department of Veteran Affairs since the day I was XXXX in XX/XX/2015. I gave XXXX XXXX XXXX XXXX copies and proof of insurance, proving that I should not have been billed directly for the visits. 1. Original Creditor Name - XXXX XXXX XXXX XXXX, Creditor Information - KINGS CREDIT SERVICES amount = {$1300.00} 2. Original Creditor Name - XXXX XXXX XXXX XXXX, Creditor Information - KINGS CREDIT SERVICES amount = {$440.00} 3. Original Creditor Name - XXXX XXXX XXXX XXXX, Creditor Information - KINGS CREDIT SERVICES amount = {$130.00} 4.Original Creditor Name - XXXX XXXX XXXX XXXX, Creditor Information - KINGS CREDIT SERVICES amount = {$79.00}
01/20/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 93245
Web
I contacted the company regarding numerous debts that I did owe. I was told by XXXX that I could pay {$35.00} a month and as each of them were paid they would remove them from my credit report. I have paid almost all except one and none have been removed from my credit report. XXXX is no longer employed there and they are not honoring the agreement. I contacted XXXX who said she believes me but has to speak to supervisor. I have not heard back. XXXX has also increased my payment amount and changed my due date without my permission. She contacts me saying I am late on my payment and I tell her each time I did not agree to pay on this date or this amount and she says oh yes I remember but does nothing to correct the issue.
03/21/2016 Yes
  • Debt collection
  • Medical
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • CA
  • 90002
Web
Kings Credit Services send a collection latters to my soon to be ex husband with his name using false pretense. my ex calls the company to dispute the charges they gave him out all my info and continued to call him everyday threaten him by telling him they will mark he 's credit if he does n't pay my medial bill. ..ex calls me and says will sew me if company marks his credit and continues to call him. I call company and requested they only call me they refuse to do so. I explain the only reason I stop making payments was because I lost my job and told them im not refusing to speek with them I tried to negotiate and settle the account and they refuse to they said they can only take full amount no payment options. ..
01/23/2017 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 93612
Web
I had collections that I paid with this debt collector. They then said that I was responsible for my husbands accounts with the. I told them no because they were not mine. They reported to the credit bureau that they were mine and that I had created the debts. I called the credit bureau and asked and they said absolutely not, they ca n't do that. I disputed the debt twice and the agency is still reporting that the debt is mine. The accounts # and dates for this is the same as the collections on my husbands. They were not joint accounts and we both do n't go to the emergency room on the same dates. The credit reporting agency still keeps saying I have to pay it and keeps reporting this as bad credit.
12/21/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 93727
Web
This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whetherit 's a charge off? The balance is in fact wrong, please make sure to reverseit to XXXX or remove the item fully. Please also producedocumentation toverify all the charges and credits in this supposed account that caused to theextremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with myrights honored within the fair credit billing act. If you fail to give these detailsper my civil rights petition, please make sure you quickly remove this specificwrong posting.
03/22/2019 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 937XX
Web
Hello I received medical services on XX/XX/XXXX2010, which is the day my health insurance at the time was cancelled. I was informed that my insurance would not pay for the services because my health insurance actually expired at XXXX on XX/XX/XXXX/2010. Unfortunately my company was unable to continue our medical benefits due to the economy. Fast forward to today, the collections agency put this debt on my credit report using a 2015 date, which is false. I filed a dispute online through XXXX and XXXX without resolve. I contacted the medical facility I received services from to verify the date they saw me. The debt is now 8 and a half years old and should be removed from my credit report.
09/08/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MT
  • 597XX
Web
Kings Credit Service bought a debt from XXXX XXXX XXXX XXXX and will not resolve my dispute. XXXX XXXX XXXX XXXX did not perform the services they billed for. I ended up having to go to a different dentist in XXXX, XXXX to complete. XXXX XXXX changed his hours and I was unable to be treated. I have disputed this bill with XXXX XXXX and XXXX on several occasions but the collection agency Kings Credit Service has not removed this debt from my credit report. Help is requested. Account Number XXXX - date opened XX/XX/2021 original amount {$1400.00} now {$2300.00} address of King Credit Service, XXXX XXXX XXXX XXXX XXXX XXXX XXXX no phone number provided.
02/05/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • XXXXX
Web
I was reviewing my credit report and i paid the collection account for {$140.00} with XXXX XXXX XXXX XXXX and Kings Credit Service has verified that, i have the call recorded. Yet it still shows as a debt on my XXXX credit report. When i went to see them in XXXX, the VP of operations told me that they report to the bureaus on the XXXX of each month. She assured me that it would be correct by XX/XX/XXXX. I checked in XXXX it was still there. I called tonight ( XX/XX/XXXX ) to ask why do i still owe and they said that i didn't owe anything. If they are going to be diligent with regards to reporting debts, they should be as diligent with removing it.
07/11/2017 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CO
  • 80138
Web Servicemember
I contacted my lawyer who settled this insurance claim for me and he told me that, " We were unaware of any XXXX doctor charges as they were never disclosed by anyone to our office in your case. Nonetheless the time for the XXXX doctor of the collection agency to enforce this judgment, unless they have filed suit and we do not know about it, has expired. I checked the XXXX County courts website under your last name and did not see any lawsuits with you listed as a party. '' I am have disputed it with XXXX plenty of times and it always comes back updated with an increase in the bill amount.
01/12/2023 No
  • Debt collection
  • Private student loan debt
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • CA
  • 93703
Web
The debt was sold without being contacted in regards to. I was told from the school that the tuition would be covered after so many XXXX of being enrolled. The tuition then was sold off to the debt collection agency with no signature or verification of debt/ ownership. I spoke to the debt collection agency on various occasions and asked to not be contacted, however a debt collector called my telephone and left a voicemail to resolve the debt. I have expressed on numerous occasions the nature of the debt alongside with disputing it with the credit bureaus it's invalidated.
10/17/2017 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93720
Web
This account got sent to collection in XXXX of XXXX. Since then it has been moved to different debt XXXX. This last time it was moved to Kings Credit Services the amount has seemed to keep raising slowly. The debt collector says I know owe them {$520.00}. When I called them they told me this debt will continue to increase until the debt was paid indefinitely. I wanted to take care of the original amount that I owed, but i feel that this is not legal that they charge me interest on a medical bill. I told them that I am filing a complaint and they said its fine.
11/05/2015 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not disclosed as an attempt to collect
  • HI
  • 967XX
Web Older American
Used XXXX Services XXXX, live XXXX. I have XXXX XXXX insurance. Used XXXX for Emergency. XXXX XXXX mailed billing information to an old address not used. I provided at time of service my current address. Collection agency said they could not collect from XXXX residence as they are not licensed XXXX. Paid the bill, and have repeatedly asked for the the entire file showing mailing dates with responses so I can recoup my {$460.00} from XXXX for the service. No Response from King Credit, XXXX. Frustrated with their lack of concern.
03/07/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 93662
Web Servicemember
During the times of the hospital visits, I had health insurance and full health coverage from the Department of Veteran Affairs. I went to the hospital and now they refuse to accept the insurance. The collections are : Kings Credit Services Original Name : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX XXXX. XXXX, Amount {$1300.00} 2. XXXX, Amount {$130.00} 3. XXXX, Amount {$450.00} Original Name : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX 1. XXXX, Amount {$80.00}
09/09/2018 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 93705
Web
Kings Credit Services a debt collection company showed up as a collection on my three credit reports. I disputed to the three credit reporting agencies XXXX XXXX and XXXX and all of them came back as verified debt. If the debt was indeed verified Kings Credit Services is in violation of the HIPAA law. I never signed a consent for anyone to share my medical in it information with the third party or any other company or entity. I also never received any documentation with my signature on it stating otherwise.
12/12/2018 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened to arrest you or take you to jail if you do not pay
  • CA
  • 936XX
Web
I have some medical collections from kings credit service, account number XXXX XXXX i have more collections from this company, i want these accounts deleted from credit report becuase these collections are medical bills and i had insurance to cover the bills, also the hospital violated my rights per the hippa law. the collection company should not have my medical records. that's a violation and i can sue. but all i want is for kings credit to delete all my accounts from my credit report, asap.
02/26/2017 Yes
  • Debt collection
  • Medical
  • Taking/threatening an illegal action
  • Seized/Attempted to seize property
  • CA
  • 93654
Web
In 2010 my wife had medical coverage under my work insurance but she failed to pay the portion not covered by my medical insurance. Kings Credit services located in XXXX California served me court papers by mail with less than a week to respond and had placed a lien on my property. I paid the debt and they informed me that they would take off the lien on my property but failed to do so and 7 years later it is still showing on my credit report. The medical bills were not mine but my wife 's.
12/23/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 936XX
Web
This is XXXX XXXX, who is submitting this CFPB complaint myself. KING CRE SRV account is inaccurately and erroneously reporting. Their intentional and willful furnishing of inaccurate information is a violation of FCRA Section 623 and according to FCRA Section 611. I have done an attempt to reach out to the Bureaus but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Thank you. ( KING CRE SRV XXXX )
12/22/2018 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • XXXXX
Web
XXXX has been non-compliant with removing the unverified account KINGS CREDIT SERVICES Date opened XX/XX/2018 which has been deleted by XXXX and XXXX. XXXX and XXXX have both completed their research and determined that KINGS CREDIT SERVICES was not established by myself but XXXX keeps verifying this accounts. Also, when I called the company they responded that XXXX did not send them all of the verifying evidence to confirm each account is unverified.
10/03/2018 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 93654
Web
My spouse at the time, had a car accident and had recieved medical services from a XXXX XXXX XXXX XXXX. In XX/XX/2013 XXXX XXXX XXXX placed a collection notice in my name on the 3 credit reporting agencies. I disputed what was in my credit report with XXXX but they said they investigated it within 10 days and said their reporting was accurate and provided no information to prove their decision even after I informed them the debt was not mine.
07/20/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 34761
Web
I am writing to delete the following information in my file. The items I need deleted are listed in the report. I am a victim of identity theft and did not make the charge. I ask that the items be deleted to correct my credit report. I reported the theft of my identity to the Federal Trade Commission and I also have enclosed copies of the Federal Trade Commissions Identity Theft Affidavit. Please delete the items as soon as possible.
11/28/2018 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • XXXXX
Web
XXXX has been non-compliant with removing the unverified account KINGS CREDIT SERVICES which has been deleted by XXXX and XXXX. XXXX and XXXX have both completed their research and determined that KINGS CREDIT SERVICES was not established by myself but XXXX keeps verifying this accounts. Also, when I called the company they responded that XXXX did not send them all of the verifying evidence to confirm each account is unverified.
01/26/2017 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 936XX
Web
i was renting spot from a man to open a XXXX i pay him first month and a deposit i start open my place on the first month from the first day to the XXXX of the month my place was stolen five times they make me going out stock less in a month i have to move out and lost the place because i cant keep up now the landloard report me to the agency XXXX dollar dont know why kindly asking for help with this man please
07/27/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • XXXXX
Web Servicemember
Kings Credit Services XXXX XXXX XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX ( XXXX ) XXXX XX/XX/2021 Re : XXXX XXXX XXXX XXXX Reference # : XXXX Amount Due : {$710.00} XXXX XXXX XXXX Debt Collector, XXXX I swear that I've never done any business with this agency, and I called them over ten times to dispute this false claims, and yet they have put a very negative mark on my credit report ; I
11/30/2018 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93230
Web
I have requested proof of debt from collector for about 6 months. My last request was made XX/XX/XXXX. The hospital injured me and then tried to charge me to correct the problem, which they failed to do. They provided me no medical care on the dates in question XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX The hospital in question is : XXXX XXXX hospital and XXXX XXXX XXXX
01/14/2018 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 93704
Web
KINGS CREDIT SERVICE Placed two Collection accounts on my credit file back on XX/XX/XXXX and XX/XX/XXXX for services that had nothing to do with me, but with my daughter. I did not sign any paperwork for her Doctor 's visit as she was taken to all of her appointments by her mom. The accounts were paid in full but they placed them on my credit file.
07/05/2017 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92201
Web
XXXX XXXX , 2017 a collection was reported on my Credit by Kings Credit Services XXXX XXXX XXXX XXXX XXXX , CA XXXX That was never my Debt, I have never been to the medical facility. I belong to XXXX for the last 10 years. My Credit is Excellent and this company should be held accountable for its negligent reporting.
09/23/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • KS
  • 66044
Web
Got my tooth XXXX paid cash the receptionist messed up some how and sent a bill to collections. I called several times and was spoken to like a criminal as if I have done something wrong. I'm not paying something I already paid in 2018 .this needs to go away. I called the dentist. They don't even remember my visit.
01/28/2017 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 93722
Web
I sent a check to pay off the debt for about XXXX . The money was even cleared from my bank account shortly after I sent the check and I am still being charged. It 's only a {$32.00} debt, if I had n't already paid it then it would not be an issue. However I already took care of this payment.
05/25/2016 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 91910
Web Servicemember
During this time period I had always had medical insurance. I should have never been charged for any health bills. I called debt collectors and they said not to worry about it. None of this was placed in writing and now they are claiming I owe them money when I was covered.
10/08/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 95838
Web
This is erroneous! Your agency failed to provide the monthly payment, terms, credit limit, past due, and date of last payment as it is missing from the report. It is your agencys job to investigate my dispute as it is severely affecting my scores negatively.
12/21/2018 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93230
Web
I have a collection from Kings Credit Service Account number XXXX balance is showing {$27000.00} on XXXX and {$460.00} on XXXX and not reporting on XXXX. can you help me out please. can you remove this account from credit report. Thank you XXXX.
09/01/2016 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 96003
Web
Kings Credit Service acct # XXXX, should have been paid by my XXXX XXXX XXXX XXXX I have had XXXX XXXX for over 10 years, same account number just now a different County. They never submitted charges to XXXX, and now it is in Collection.
03/24/2023 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93657
Web
I have a collection that reports as open on my credit a collection cant be a open account. Also I do not owe any collections to anyone. I request this company to delete this account from my credit reports asap
09/10/2021 Yes
  • Debt collection
  • Medical debt
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • CA
  • 95826
Web
Kings Credit Service is violating multiple federal laws under USC 1692. For example USC 1692b ( 2 ), USC 1692b ( 5 ), USC 1692e ( 2 ). Also continued to contact after I claimed this debt was not valid
02/12/2020 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • MA
  • 02150
Web
Paid the account got the documents stated I paid but the credit card company willnt take it off my credit it still say need to pay and late payments XXXX XXXX and XXXX XXXX on my credit it says XXXX
01/17/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 936XX
Web
I am a victim of identity theft. The information listed below, which appears on my credit report, does not relate to any transaction ( s ) that I have made. It is the result of identity theft
06/14/2017 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93021
Web
XXXX XXXX XXXX XXXX XXXX opened date is XXXX this item I 'm not aware of was just given to King Credit Services ad ded XXXX then given to XXXX and sent to XXXX XXXX
10/14/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Difficulty submitting a dispute or getting information about a dispute over the phone
  • CA
  • 93722
Web
I have tried to send my disputes to the major credit bureaus but are having difficulties in submitting my disputes and getting the inaccurate information corrected on my credit report.
10/11/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Difficulty submitting a dispute or getting information about a dispute over the phone
  • CA
  • 93705
Web
I have tried to send my disputes to the major credit bureaus but are having difficulties in submitting my disputes and getting the inaccurate information corrected on my credit report.
10/08/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Difficulty submitting a dispute or getting information about a dispute over the phone
  • CA
  • 93702
Web
I have tried to send my disputes to the major credit bureaus but are having difficulties in submitting my disputes and getting the inaccurate information corrected on my credit report.
10/04/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Difficulty submitting a dispute or getting information about a dispute over the phone
  • CA
  • 93706
Web
I have tried to send my disputes to the major credit bureaus but are having difficulties in submitting my disputes and getting the inaccurate information corrected on my credit report.
08/10/2020 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • CA
  • 936XX
Web
I KEEP GETTING CALLS FROM KINGS CREDIT SERVICE ABOUT AN ACCOUNT THEY CLAIM IS MINE. I'M TIRED OF THEM HARRASING ME EVERYDAY, SEVERAL TIMES FOR AN ACCOUNT THAT IS NOT MINE.
08/24/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 932XX
Web
KINGS CREDIT SERVICE XXXX XXXX XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX Kings Credit Service Opened XX/XX/2018 {$46.00} Original creditor : XXXX XXXX XXXX XXXX
02/19/2019 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93706
Web
The debt was transferred to a collection agency but isnt owed by me. I had medical insurance that covered it but they didnt want to use the medical.
03/17/2016 Yes
  • Debt collection
  • Medical
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • AZ
  • 85202
Web
Have n't heard anything from them to make payment arragements or anything.I would like to work out something to have it taken off my credit.
09/26/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 93722
Web
KINGS CREDIT SERVICE ACCOUNT NUMBER XXXX WAS PLACED ON MY CREDIT REPORT AND HAD BEEN PAID BY MY INSURANCE COMPANY.
09/02/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 93612
Web
I noticed a medical collection reported on my credit file that has to be a mistake because i have issurance.
05/28/2019 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 93727
Web Older American
Contacted kings credit services they said Its show paid but they havent receive notifications to remove
04/18/2017 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 937XX
Web
I keep getting letters from this company claiming i owe for services at XXXX XXXX XXXX
12/17/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 93705
Web
I WAS A VICTIM OF IDENTITY THEFT AND THIS ACCOUNT CONTINUES TO APPEAR ON MY CREDIT REPORT
04/18/2017 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 937XX
Web
keep getting letters from this company for services at XXXX XXXX XXXX
01/25/2024 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93662
Web
06/14/2023 Yes
  • Credit card or prepaid card
  • Store credit card
  • Getting a credit card
  • Card opened as result of identity theft or fraud
  • NC
  • 27525
Web
09/19/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 92801
Postal mail
07/31/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 93710
Web
03/18/2022 Yes
  • Debt collection
  • Auto debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32446
Web Servicemember
12/08/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 95355
Web
11/09/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 93230
Web
11/09/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 93230
Web
08/23/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93720
Web
08/08/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • FL
  • 34761
Web
07/19/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 75043
Web
07/01/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93637
Web
06/24/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92105
Web
06/24/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92105
Web
05/20/2021 Yes
  • Debt collection
  • Auto debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92105
Web
04/12/2021 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 93292
Web
11/08/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93723
Web
08/20/2020 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93662
Web
07/06/2020 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93619
Web
05/11/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93274
Web
05/04/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93274
Web
04/29/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93274
Web
12/31/2019 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93647
Web
11/07/2019 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 93230
Web
08/22/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 93706
Web
08/15/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 93631
Web
04/29/2019 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Indicated you were committing crime by not paying debt
  • CA
  • 91390
Web
02/08/2019 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Problem with personal statement of dispute
  • AZ
  • 85379
Web
08/22/2018 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93291
Web
08/19/2018 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94523
Web
07/01/2018 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 91910
Web Servicemember
07/01/2018 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 91910
Web Servicemember
05/27/2018 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 94574
Web
03/14/2018 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93291
Postal mail
02/18/2018 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 95209
Web
01/29/2018 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
Phone
01/09/2018 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 91505
Web
12/12/2017 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93662
Web
11/11/2017 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 95928
Web
07/31/2017 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93648
Web
05/25/2017 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 32821
Web
04/28/2017 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • CA
  • 93625
Phone
04/01/2017 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 95928
Web
02/08/2017 Yes
  • Debt collection
  • Medical
  • False statements or representation
  • Attempted to collect wrong amount
  • OR
  • 97106
Web
01/25/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 93923
Postal mail
12/05/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 95831
Web
11/04/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 95831
Web
11/04/2016 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 95831
Web
10/28/2016 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 93291
Web
10/27/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 93612
Referral
08/04/2016 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • NV
  • 89031
Web
08/04/2016 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • NV
  • 89031
Web
08/02/2016 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 95377
Web
07/28/2016 Yes
  • Debt collection
  • Medical
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • OR
  • 97008
Web
06/23/2016 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Right to dispute notice not received
  • CA
  • 93630
Postal mail
12/19/2015 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 93230
Web
10/23/2015 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 92694
Web
05/13/2015 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 93747
Web
01/20/2015 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 93274
Phone Older American, Servicemember
01/04/2015 Yes
  • Debt collection
  • Medical
  • Taking/threatening an illegal action
  • Attempted to/Collected exempt funds
  • SC
  • 29445
Web
12/16/2014 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 91709
Referral
12/04/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • FL
  • 34714
Web
11/06/2014 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Right to dispute notice not received
  • CA
  • 93647
Web
10/23/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CO
  • 80921
Web
09/10/2014 Yes
  • Debt collection
  • Medical
  • Taking/threatening an illegal action
  • Threatened arrest/jail if do not pay
  • CA
  • 93210
Web
05/09/2014 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95453
Web Older American
03/25/2014 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Right to dispute notice not received
  • CA
  • 93611
Web
02/13/2014 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95219
Phone
10/30/2013 Yes
  • Debt collection
  • Medical
  • Improper contact or sharing of info
  • Contacted employer after asked not to
  • CA
  • 93662
Phone
09/19/2013 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95205
Phone