Kimball, Tirey & St. John LLP CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
11/17/2017	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	CA 915XX	Web	Older American
XXXX XXXX, XXXX Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX. XXXX, XXXX XXXX XXXX : Repeated Illegal Impersonation of a Debt Collection Attorney by XXXX XXXX XXXX Dear CFPB, I respectfully ask the CFPB to fully investigate the repeated fraudulent and illegal conduct of falsely impersonating a debt collection attorney by XXXX XXXX XXXX XXXX XXXX, who when caught, XXXX indeed admitted to have illegally impersonated a debt collection attorney and that there was no debt involved when she engaged in her illegal and unlawful conduct. XXXX fraudulent conduct to impersonate a debt collection attorney intended to intimidate, threaten, and harass me can not be excused or justified in any way as XXXX engaged in abusive debt collection practices, which in my case involved no debt at all, in order to benefit her slum landlord client and line up her own pocket in the process. XXXX conduct presents a danger to society at large and must be investigated and prosecuted to the fullest extent of the law. The law also calls for such action for " the protection of the public, the courts and the legal profession ; the maintenance of high professional standards by attorneys and the preservation of public confidence in the legal profession. '' ( In re Morse ( 1995 ) 11 Cal.4th 184, 205 ; std. 1.3. ) Complaint : a ) Repeatedly impersonating herself as Debt Collection attorney, XXXX issued numerous correspondence representing herself as debt collection attorney and engaged in months long deception and abusive behavior, including illegally withholding refund of my security deposit as leverage, impersonating a debt collection attorney threatening me with legal action starting on XXXX XXXX, XXXX, and then continuing in XXXX by repeatedly stating that This correspondence is from a debt collector, see Emails in Exhibit A. However, when confronted by questions about her frivolous impersonation and debt claims owed by me, requesting debt validation, see Exhibit B, XXXX unequivocally admitted that she had been running an illegal, fraudulent, and unethical scam by impersonating as a debt collection attorney, when there was no debt, which conduct by XXXX was intended to deceive, harass, and harm me financially and emotionally, in order to benefit her slum landlord client and lining up her own pocket, stating in her email, dated XXXX XXXX, XXXX, see Exhibit C, as follows : Our office has determined that we are not, and have not been, acting as debt collectors as defined by the FDCPA for XXXX XXXX XXXX. As such, we can not provide you with a response as to any disputed debt from your former tenancy. See Exhibit C. This email response is clearly an admission of fraud, corruption, and illegal impersonation of a debt collection attorney that XXXX engaged in for ulterior motives. b ) XXXX conduct also represents fraud, conspiracy to commit fraud, misrepresentations, breach of fiduciary duty, or gross negligence committed in a professional capacity by XXXX, by not only illegally withholding refund of my security deposit in violation of the Civil Code section 1950.5 ( g ) ( 1 ), but also using it as leverage and as a bargaining chip to force me to sign a waiver and release, waiving my rightful claims against its slum landlord client, XXXX. c ) Dishonesty : XXXX misconduct was intentional, surrounded by, or followed by bad faith, dishonesty, concealment, overreaching or other violations of the State Bar Act or Rules of Professional Conduct. d ) Rules of Professional Conduct, rule 3-110 ( A ) [ Failure to Perform with Competence ] Background : 1 ) XXXX never had any basis to contact and harass me as debt collection attorney, as there was never any debt, rather it was a ruthless, illegal, and unethical strategy by XXXX to threaten and deceive me and enrich her slum landlord client and herself in the process. I was never notified of any debt to begin with. XXXX failure to notify me of any alleged debt at any time and to present me with the evidence of such debt was not an error on her part, rather a ruthless calculated strategy to threaten and harass me while enriching her slum landlord client and herself, by pathetically resorting to impersonation of a debt collection attorney. XXXX ) Per FDCPA, by law, Debt Collectors have to send me a debt validation notice in writing, within five days of contacting me, which XXXX clearly and intentionally failed to do so, despite her repeated statements that she was a debt collector. See Exhibits A and C. 3 ) XXXX repeatedly, knowingly and intentionally, represented herself and acted as debt collector attorney, as evidenced by emails contained in Exhibit A, when there was clearly no debt involved, including FDCPA statements and also repeatedly stating as follows : This communication is an attempt to collect a debt and any information obtained shall be used solely for that purpose. This correspondence is from a debt collector. There is no mistaking when such clear and concise statements are made by XXXX that she was impersonating a debt collection attorney. These kinds of statements by XXXX can not be justified as errors or mistakes, rather this was an elaborate and deliberate scheme to scam me out of my money and to give up my rights. See Exhibits A and C. XXXX knew what she was doing and intentionally engaged in this illegal fraudulent and corrupt conduct and must be held accountable, as she wanted to enrich her slum landlord client and herself by basically extorting money from me while forcing me to give up my rights against their client. 4 ) XXXX corruptly and with ulterior motive, engaged in illegal and unethical conduct of impersonating a debt collection attorney for months and when she was caught with her lies exposed and confronted by questions about the frivolous debt claims owed by me, see Exhibit B, she finally admitted to her fraudulent conduct and that she had been running an illegal and unethical scam by impersonating herself as debt collection attorney, where there was no debt, by stating as follows in an email dated, XXXX XXXX, XXXX, see Exhibit C : Our office has determined that we are not, and have not been, acting as debt collectors as defined by the FDCPA for XXXX XXXX XXXX. As such, we can not provide you with a response as to any disputed debt from your former tenancy. See Exhibit C. Accordingly, this statement by XXXX is an admission of fraud and deception that she had engaged in for months and must be the determining factor in taking her law license away so that she can not continue to perpetrate her fraud on innocent tenants and people. This belated admission of fraud and incompetence and revelation by XXXX also presents the following questions, demanding answers by XXXX, as well as the authorities regulating her profession : I ) How did XXXX come to the determination that she was not, and has not been, acting as Debt Collection attorney as defined by the FDCPA for XXXX XXXX XXXX, even though she repeatedly made the claim of being a debt collection attorney for months, see Exhibit A, and why did it take XXXX so long to come to this conclusion? II ) And exactly what was XXXX role and in what capacity she was acting when she was threatening me with legal action based on a frivolous nonexistent debt claims and threats of legal action as a debt collection attorney? 5 ) The response by XXXX, see Exhibit C, was rather unequivocal admission by XXXX that she had indeed engaged in fraud, deception and abusive debt collection practices based on non-existent debt claims, and impersonated herself as a debt collection attorney. 6 ) Fair Debt Collection Practices Act ( FDCPA ), prohibits deceptive, unfair, and abusive debt collection practices, which is exactly the practice XXXX knowingly and intentionally engaged in to deceive, harass, and extort money from me. Conclusion : XXXX must be subject to severe disciplinary proceedings and disbarment for " the protection of the public, the courts and the legal profession ; the maintenance of high professional standards by attorneys and the preservation of public confidence in the legal profession. '' ( In re Morse ( 1995 ) 11 Cal.4th 184, 205 ; std. 1.3. ) If a newly minted attorney is this corrupt and this willingly engages in illegal and fraudulent conduct so early in her career, then what is to stop her from not engage in even more severe criminal activities down the road? As demonstrated above, the conduct of XXXX to engage in illegal and unethical conduct of falsely impersonating a debt collection attorney, done with reckless disregard for law, which she took an oath to uphold, for months only to admit much later that she was not a debt collection attorney and use that false premise to threaten, intimidate, and retaliate against me in order to deter me from pursuing my legal rights against her negligent slum landlord client, while making patently false and misleading representations, must shock the conscious of the CFPB and legal community, warranting serious and immediate disciplinary actions to include disbarment against XXXX by revoking their license to practice law. XXXX must be punished by having her law license revoked for " the protection of the public, the courts and the legal profession ; the maintenance of high professional standards by attorneys and the preservation of public confidence in the legal profession. '' ( In re Morse ( 1995 ) 11 Cal.4th 184, 205 ; std. 1.3. ) While attorneys are the most privileged class in this country, that privilege can not and must not extend to XXXX as she must be held to account for her reckless and shameless failures and misconduct as XXXX misconduct poses a substantial threat of harm to the interests of the public, as it already has to me and that can not stand.
05/08/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Public record information inaccurate	CA 96001	Web	Servicemember
Effective XX/XX/XXXX, XXXX XXXX XXXX XXXX ) XXXX, codified in California Code of Civil Procedure 1161.2 and 1167.1., automatically and permanently seals all limited unlawful detainer ( eviction ) actions. As the majority of unlawful detainer actions take more than 60 days to litigate from filing the complaint to judgment, the majority of all unlawful detainer actions will now be permanently sealed, even if the landlord prevails at trial. California passed a law in XXXX disallowing certain eviction case information from being included in credit reports. However that law was quickly deemed to be unconstitutional since eviction cases are considered a matter of public record. 1 ) This case is in reference to XXXX, being placed on my credit report with no advanced notice to allow time to dispute. This is a closed case, it is deceptive, misleading, and a direct misrepresentation to list an sealed eviction record as " Open '' when in fact it is " Closed ''. 2 ) This Law Firm is prohibited from reporting this record to CRA 's. Due to it being sealed Public Record, and can not be sold to a collection agency. This Law Firm is not a collection agency, and they are limited in performing the duties as one to try to collect on an Eviction Judgement. as stated on their website which is copied and pasted in parentheses. (, Reasons to Choose Kimball , Tirey & St. John LLP for Your Collections Kimball , Tirey & St. John LLP IS A LAW FIRM, NOT A COLLECTION AGENCY. As such, we execute on judgment debt utilizing formal legal procedures to recover your money. Some options include bank levies, wage garnishments and drilling safety deposit boxes. ) and therefore can not report this Public Record to the CRA 's once I had it removed from Tenant Screening. They are prohibited by CA, and federal laws from misleading the CRA 's by reporting this account as an loan, other loan, to changing the account type from Public Records to a collection. That is considered FALSE AND, MISLEADING REPRESENTATION. 1006.18 False, deceptive, or misleading representations or means. THIS VERSION IS THE CURRENT REGULATION View all versions of this regulation Search this regulation Comment 18 ( f ) -1 ( a ) In general. A debt collector must not use any false, deceptive, or misleading representation or means in connection with the collection of any debt, including, but not limited to, the conduct described in paragraphs ( b ) through ( d ) of this section. ( b ) False, deceptive, or misleading representations. ( 1 ) A debt collector must not falsely represent or imply that : ( i ) The debt collector is vouched for, bonded by, or affiliated with the United States or any State, including through the use of any badge, uniform, or facsimile thereof. ( ii ) The debt collector operates or is employed by a consumer reporting agency, as defined by section 603 ( f ) of the Fair Credit Reporting Act ( 15 U.S.C. 1681a ( f ) ). ( iii ) Any individual is an attorney or that any communication is from an attorney. ( iv ) The consumer committed any crime or other conduct in order to disgrace the consumer. ( v ) A sale, referral, or other transfer of any interest in a debt causes or will cause the consumer to : ( A ) Lose any claim or defense to payment of the debt ; or ( B ) Become subject to any practice prohibited by this part. ( vi ) Accounts have been turned over to innocent purchasers for value. ( vii ) Documents are legal process. ( viii ) Documents are not legal process forms or do not require action by the consumer. ( 2 ) A debt collector must not falsely represent : ( i ) The character, amount, or legal status of any debt. ( ii ) Any services rendered, or compensation that may be lawfully received, by any debt collector for the collection of a debt. ( 3 ) A debt collector must not represent or imply that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action. ( c ) False, deceptive, or misleading collection means. A debt collector must not : ( 1 ) Threaten to take any action that can not legally be taken or that is not intended to be taken. ( 2 ) Communicate or threaten to communicate to any person credit information that the debt collector knows or should know is false, including the failure to communicate that a disputed debt is disputed. ( 3 ) Use or distribute any written communication that simulates or that the debt collector falsely represents to be a document authorized, issued, or approved by any court, official, or agency of the United States or any State, or that creates a false impression about its source, authorization, or approval. ( 4 ) Use any business, company, or organization name other than the true name of the debt collectors business, company, or organization. ( d ) False representations or deceptive means. A debt collector must not use any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer. They are prohibited from reporting to CRA 's ( This is a Legal Matter through the unlawful detainer unit of the court, eviction was filed ). This law firm can be sued for using deceptive debt collection practices Kimball Tyree St John is required to cease all credit reporting for ( Sealed Public Record XXXX ) and to delete themselves from my credit report XXXX, and XXXX, being that they have negligently violated the Law On Re-insertions : RE-INSERTION VIOLATIONS : WHEN A CREDITOR, A DEBT COLLECTOR OR A CREDIT BUREAU RE-INSERTS FALSE OR DEROGATORY INFORMATION ON YOUR CREDIT REPORT. credit-damage resulting from a delinquent account appearing on their credit profile, the derogatory suddenly disappeared for some months, but then started reappearing on their credit report once again without any advance notice. This is known as a re-insertion violation of the federal Fair Credit Reporting Act ( FCRA ). Section 623 ( a ) ( 3 ) : Duty of furnishers to provide notice of dispute code 1681s 2 : A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or consciously avoids knowing that the information is inaccurate. Section 805 of the FDCPA? 805. ( 3 ) where applicable, to notify the consumer that the debt collector or creditor intends to invoke a specified remedy. If such notice from the consumer is made by mail, notification shall be complete upon receipt. This law firm needs to recognize that Judgements, Tax, Public Records are no longer on credit reports. As per the National Consumer Assistance Protection Plan ( Policies created for the CRA 's : Copied and Pasted in Parentheses : ( Big Changes for Credit Reports, Improving Accuracy for Millions of Consumers. implemented XX/XX/XXXX, that were part of the National Consumer Assistance Plan 's enhanced standards for public record reporting, were expected to remove all civil judgment records and tax liens from consumer credit reports. The credit bureaus have now announced that beginning XX/XX/XXXX, they will remove all tax liens from consumer credit reports and cease reporting all tax lien data, bankruptcy public record data ) Cease Reporting Public Record Data This law Firm can be sued for the following remedies.
05/29/2023	Yes	Debt collection Mortgage debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CA 96001	Web	Servicemember
XXXX XXXX XXXX XXXX Filed an unlawful eviction, using my, and my families personal contact information, social security number, without notifying of eviction, I was getting medical treatment from being injured in XXXX during the time they threatened eviction, they issued a 3 day notice which my family and I were out in 2 days prior to the 3 day I was protected under the service members act. Evicting me prior to obtaining a court order, ( XXXX ) charging me for vandalism done to the home by a burglar, ( XXXX ) refusing rent-damages paid by XXXX ( California Victims XXXX XXXX XXXX XXXX Filing a false proof of service with the intent to deceive the XXXX, they used the last known address for XXXX muskingham way knowing the home was not being occupied by me the veteran, knowing I would not be able to receive that mail. The Servicemembers ' Civil Relief Act ( " SCRA '' ), 50 U.S.C. 3901 through XXXX, is intended to protect members of the XXXX XXXX, XXXX, XXXX XXXX, XXXX XXXX, and XXXX XXXX from collections actions and foreclosures during their time in service. Eviction Protections A landlord may not evict a service member, or his/her dependents, from a residential home during a period of military service without first obtaining a court order. This requirement applies regardless of whether a state otherwise permits evictions without court orders ( also known as non-judicial evictions ). Furthermore, if a landlord or property manager pursues a court order through a default judgment, the SCRA requires that they file an affidavit notifying the court of the tenants military status. If the tenant is in military service, the court must appoint a guardian ad litem to represent the interests of the service member. The court may also postpone the judgment by 90 days if the service member can not be reached or the servicemembers appearance is necessary to present a defense. Kimball Tyree St John, filed an default, without having me served, then sued me for damages incurred to the property due to an break in, there was a police report submitted to the Property Management Company to deem me not responsible for vandalism done to the home, and me being burglarized for {$4000.00}, Waiver of Rights Under the SCRA The SCRA allows service members to waive their rights under the SCRA, provided that the waiver is executed : ( 1 ) as an instrument separate from the contract, ( 2 ) during or after the relevant period of military service, and ( XXXX ) in at least XXXX font. The Department of Justice has taken the position that waivers are invalid if they are addenda to a lease and not separate instruments, are signed at the same time as the lease, and are not supported by any additional benefit to the service member. While I was away getting treated for injuries sustained from war. They conducted an eviction without me present, without me signing any acknowledgment, or giving me ample time to challenge the eviction in court. Evidence was provided to the Landlord that I was in treatment with the Department of Veterans Affairs, and in Washington state. At XXXX XXXXXXXX they have also went back to court, and filed for an increase in interest, without serving me, or informing me, and I do not know how the judge is signing off and approving these motions without giving me ample opportunity to fight the motions. How Does the Department of Justice Enforce The SCRA? Under the XXXX, the Attorney General is authorized to file a federal lawsuit against any person ( or entity ) who engages in a pattern or practice of violating this law. The Attorney General may also file such a suit where the facts at hand raise an issue of significant public importance. When the Attorney General files a lawsuit under the SCRA, he has the authority to seek monetary damages on behalf of individual service members. The Attorney General also has the authority to seek civil penalties, equitable relief, and declaratory relief. How Do I File an SCRA Complaint with the Department of Justice? How to report a civil rights violation to the Department of Justice. All debt collectors and debt buyers operating in California are required to apply for a license with the Department. A license is required for the licensee 's principal place of business and can not be transferred or assigned. XXXX XXXX in California? The California statute is called the XXXX Fair Debt Collection Practices Act. Creditors and debt collection agencies are permitted to take reasonable steps to enforce and collect payment of debts. That is because an efficient and productive economy requires a credit process. Under the XXXX XXXX this company is in violation The Department XXXX XXXX XXXX and Innovation ( DFPI ) provides licensure, regulation, and oversight of California debt collection practices under the California Consumer Financial Protection Law, 2021 ( CCFPL ) and the Debt Collection Licensing Act, 2022 ( DCLA ). Both measures help to better protect consumers and create a level playing field for industry. The XXXX began accepting applications for licensure XX/XX/XXXX. You can reach the licensing team by emailing XXXX. We can answer questions regarding the licensing process but can not provide legal advice. Applications must be submitted via the XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ). A checklist of requirements for the application is available on XXXX. Once licensed, debt XXXX will not need to register under the California Consumer Financial Protection Law. The Department will allow any debt collector that submitted an application before XX/XX/XXXX, to operate pending the approval or denial of the application. After doing an extensive search for Debt Collection License Under Kimball Tyrie st john, it came back with 0 results ( See Attached ) And reading the DFPI Rules on law firms exempted from licensing, Kimball Tyrie St John, is a valid licensed Debt Collector, they are not exempted from being a licensed Debt Collector. They have no authorization to practice collections of any debt, let alone have permission from the state of California to report any accounts to the Three Major Credit Bureaus. See attached
04/09/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 90034	Web
RE : Formal Complaint Towards XXXX XXXX XXXX XXXX and Acting Property XXXX XXXX. I signed a 1-year lease with the XXXX XXXX XXXX with a Move in date of XX/XX/XXXX-XX/XX/XXXX. It was myself and my XXXX-year-old daughter at the time who were on the lease. My rent was between $ 2300- {$2400.00} and I had always made on time payments. 4 months within my lease, XX/XX/XXXX I realized I did not have any running Hot water. I notified the leasing office immediately and they sent maintenance crew who made a few adjustments. The next day I called again to notify the office that the adjustments that were made only gave me hot water for a few minutes then returned to being cold water. I called on this incident a few times and I even requested that they replace my hot water heater which was located outside on my balcony ( each apartment has an individual water heater ). However, the problem was never resolved. Within the same month on XX/XX/XXXX, I returned home after being away a few days to find my entire bathroom had been flooded due to the upstairs neighbors pipes bursting/leaking. The dirty water from the leak had filled my bathtub, filled up my toilet bowl which resulted in the water overflowing to the floors and bathroom into the hallway and throughout the kitchen. There was at least 3 inches of water throughout the areas and it damaged the drywall and caused the flooring to buckle up. I contacted the leasing office immediately to inform them and to ask them why they did not check my apartment since the upstairs neighbors pipes had flooded. That was negligent on the property managers part. They have permission to gain access to my home and that should have been an emergency that I should have been aware of immediately. I spoke to XXXX the following morning due to no emergency line was available and he sent over a maintenance crew to clean my apartment. They asked me to leave my apartment for 24 hours. I came back the next day still having No hot water and floors were still damp. I was told I could move back in as a dehumidifier ( industrial fan ) had been placed in my apartment to attempt to dry the walls and floors. The fans were very loud, and XXXX advised me I could disconnect at night if the sound was a bother. I was also informed by the office that moisture readings were going to be conducted daily to keep track of moisture levels in the walls I decided to leave the apartment for fear of mold and also, I didnt want my young child to be in a home that was unsanitary. I was out of the apartment from XX/XX/XXXX through XX/XX/XXXX. I complained about possible mold and the longevity of being in that unit along with the fact that there was no guarantee it could not happen again. The maintenance crew admitted to me that backed up drains were common in this apt complex. I went to the Department of Consumer and Business affairs in XXXX XXXX County and spoke with XXXX XXXX who is a city mediator. I was desperate to find help for this situation. Within 2 days she sent out the departments field inspectors to inspect the damages and the living conditions. The inspectors found that there was water damage under the wood flooring from the bathroom hall way, all through to the kitchen. They concluded that it would be a health hazard to continue to live in the unit under the current conditions and recommended the floors be replaced. They also stated that they could not determine the water damage behind the dry wall and because of this there was a possibility of mold growth from the wetness. The XXXX XXXX was cited by the Department of Consumer and Business affairs because they concluded that the water heater in my unit was not meeting city code standards. The conclusion was that XXXX was to replace the water heater as well as the floors. I was at my wits end with no hot water, wet floors and walls and a home that could possibly have a mold infestation, so I requested to move to another apartment unit. I also requested for XXXX to pro-rate my rent for XX/XX/XXXX because the conditions were unlivable and were not my fault. He refused to pro-rate my rent that I had already paid in full. XXXX did advise me that I could move into another unit however, the unit I was being offered was more expensive than my original lease payment agreement. I asked if he could please keep my rent the same and he refused to honor my request or work out any other solution that was sustainable. XXXX refused to work with me although I was a good paying tenet and all I was requesting was to live in a sanitary home with hot running water. Therefore, I saw no other option but to move out of that apartment complex building. I gave 30 day notice during the 3rd week of XX/XX/XXXX and I had already paid XX/XX/XXXX rent on time. I moved out XX/XX/XXXX and I left the apartment clean. I received a notice on my credit report stating that I owe {$4400.00}. I have requested the reason for these charges and I have not received the breakdown. I also believe that I should not owe any remaining rent or fees. The apartment complex did not keep their promise of keeping the apartment up to par and within code. There was no possible way I could have lived in those conditions with a small child. I am requesting that this balance be removed from my credit report and this debt be zeroed out and closed in your offices. I was forced to leave due to the apartments negligence. I hope that my request is honored, and no further action will need to be taken. Please respond via phone, email.
08/30/2017	Yes	Debt collection Other debt	False statements or representation Impersonated attorney, law enforcement, or government official	CA 90275	Web	Servicemember
On XX/XX/XXXX, I entered into a corporate housing lease agreement, under the umbrella of XXXX XXXX. XXXX XXXX, a structured Nevada corporation with the XXXX XXXX XXXX located in the city of XXXX XXXX, CA. Inspite of receiving a three-day notice on XX/XX/XXXX to pay rent or quit, for the month of XX/XX/XXXX and in correlation with being served with a Complaint Unlawful Detainer on XX/XX/XXXX, I paid the past due rent for XX/XX/XXXX, along with XX/XX/XXXX rent etc, and as instructed left a XXXX XXXX XXXX cashiers check along with the apartment keys in a drop box, when I completed my move on Sunday XX/XX/XXXX. However, during my initial research of Kimball , Tirey & St. John LLP, I located numerous, disparaging reviews, that are consistent with what appears to be unethical and mendacious practices. For example, on XXXX Illegal Collections Kimball Tirey St. John : XXXX : Reviews Kimball Tirey & St. John LLP Complaint : I checked my credit report Sunday evening seeing there was a new debt of almost {$3000.00} placed on. XX/XX/XXXX XXXX, - Rip-off Report : Kimball, Tirey & St. John - After 9 years they forged documents and put garnishment on my wages. XXXX By obtaining a copy of my case file, several concerns are raised. For example, on one court document, there is a section which notes that the lease agreement I authorized with XXXX, was entered on XX/XX/XXXX. This date is incorrect. According to a recent letter issued to me by XXXX XXXX, the in-service date on record, is XX/XX/XXXX, whereas XXXX terminated service on Monday XX/XX/XXXX the day after I completed my move. Furthermore, according to XXXX XXXX ; a Commercial Real Estate Directs PDF newsletter ; Thursday XX/XX/XXXX ; The property at XXXX XXXX XXXX, was sold to XXXX XXXX XXXX, a XXXX investor group, in a deal brokered by the XXXX XXXX office of XXXX XXXX XXXX for XXXX XXXX. Therefore, raising a concern on whether Kimball as the debt collector ; has the right to collect this debt an behalf of XXXX ( via ) an Evidence of Assignment. In my efforts to challenge Kimballs claim, I had hoped to obtain copies of the Cashiers Check I submitted, along with a copy of the original lease and apartment payment history, etc, for example ; but not limited to ; I re-visited the XXXX XXXX location, and was informed the property is now under new management / ownership. XXXX XXXX XXXX. Furthermore, I was informed that XXXX has no alliance with XXXX, XXXX XXXX, nor do they have any business dealings with Kimball , Tirey & St. John LLP. In addition, I was also informed that Kimball would have copies of the original lease, payment history etc. in their records, along with proof of an Evidence of Assignment, to substantiate their claim. Un-fortunately, when I contacted Kimball, Tirey & St. John to inquire of these documents, I was told by their representative We dont have to show you anything as he ended our conversation by disconnecting the call. However, around XX/XX/XXXX : nine-years and two months later after my move in XX/XX/XXXX, I received a Memorandum of Costs after Judgement Acknowledgement of Credit and Declaration of Accrued Interest, along with a Notice of Change of Address or Other Contact Information from Kimball , Tirey & St. John LLP which was mailed to my current address. In the interim, around XX/XX/XXXX, I received a letter from XXXX XXXX XXXX XXXX ; a financial and insurance carrier I submit cases to as a XXXX XXXX XXXX XXXX XXXX XXXX, along with a copy of their reply to a wage garnishment request via XXXX XXXX Sheriffs Office, per the request of Kimball , Tirey & St. John LLP. On XX/XX/XXXX, I received a phone call, made to my office at XXXX XXXX, from a representative of Kimball, Tirey & St. John, demanding that I make payments toward the judgement against me or else. On XX/XX/XXXX, I received in my mail a wage garnishment order via XXXX Sheriffs Department, per the request of Kimball , Tirey & St. John LLP. In my opinion, there appears to be a consistent pattern of untimely denigrations exhibited by representatives of Kimball , Tirey & St. John, which in my opinion, is a law firm /collection agency that is financially motivated to perform their task through any means necessary. For example : regarding my case : The Notice to Pay Rent or Quit, presented to the court by Kimball , Tirey & St. John LLP, ( aka ) as Exhibit I ; this document which is dated XX/XX/XXXX in the upper right-hand corner, is not formatted on XXXX letter head, appears to have been re-created, as it shows the covering up of information, while utilizing paper that is initially dated ; XX/XX/XXXX with a fax time stamp of:XXXX, p.2, located in the footer ; of Exhibit I. In my opinion, for the representative of this law firm, to present this document in a court of law, to a highly regarded judge - court appointee, as a blatant act of deception and dis-regard for our judicial system and the very laws they are sworn to uphold and defend and raising the question of Extrinsic or Intrinsic Fraud ( via ) Fabrication of Evidence by an Attorney. I am seeking your assistance in investigating this firms suspicious practices. I am confident that there are other incidents ; past and present that are comparable and closely similar. Thank you, for taking time out of your busy schedule to address my inquiry. Respectfully, XXXX XXXX
07/11/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Incorrect information on your report Public record information inaccurate	CA 96001	Web	Servicemember
Kimball, Tyrie St John reporting sealed records as regular consumer debt to the CRA 's this company should be highly scrutinized for their procedures that violates the Fair Debt Collection Practices Act, and Fair Credit Reporting Act. This company is required to report accurate information to the credit bureaus as far as correct information about the judgment, including correct Case numbers, correct statuses, because this company knows and was made aware by the credit bureaus that the bureaus no longer report Judgements, Tax liens, or PUBLIC RECORDS!. In this case the Law Firm had been removed from all 3 of my credit reports, XXXX, XXXX, and XXXX. The law firm decided that if they can no longer report the Public Record, that they would use deception in making sure it is able to keep being reported. So the law firm deceptively changed the Case number XXXX to a fictitious consumer debt account number using my last name XXXX to deceptively disguise it as regular consumer debt, violating my ( right to privacy ) The Privacy Act of 1974, as amended, 5 U.S.C. 552a, establishes a code of fair information practices that governs the collection, maintenance, use, and dissemination of information about individuals that is maintained in systems of records by federal agencies. A system of records is a group of records under the control of an agency from which information is retrieved by the name of the individual or by some identifier assigned to the individual. The Privacy Act requires that agencies give the public notice of their systems of records by publication in the Federal Register. Click here to see a list of DOJ systems of records and their Federal Register citations. The Privacy Act prohibits the disclosure of a record about an individual from a system of records absent the written consent of the individual, unless the disclosure is pursuant to one of twelve statutory exceptions. The Act also provides individuals with a means by which to seek access to and amendment of their records, and sets forth various agency record-keeping requirements. 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies. A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 12 CFR 1006.18 False, deceptive, or misleading representations or means. after taking a copy of my credit report to the courts and showing the court how they are reporting this Public Record, the court was in disbelief that this law firm would deliberately falsify the case number, it was made aware to me by the legal department that this Public Record is Sealed from the General Public, and is not supposed to be reported to the credit bureaus that goes against California law, and fcra, as was informed they could get sued. The court was in awww after It was made aware that this law firm was reporting a sealed record violating the right to privacy, and how they took it up on themselves to change the case number to a fictitious number that has nothing to do with the case. After reviewing the CFPB Policies that were posted on the CFPB Website, I have found that this company is in violation of the Fair Debt Collection Practices Act, and Fair Crest Reporting Act. I ha been also reviewed this companies responses to the CFPB, Attorney General, and FTC, and have realized how they are using their right to collect on consumer debt as a reason they are reporting this account. It is realized that they twist their policies to suit their benefit, they are allowed to report consumer debt to CFPB, but when it comes to them being required to explain why they are falsely reporting inaccurate information pertaining to an Eviction Case that is sealed from the General Public, I've read where they tend to divert around the topic. I have been given the necessary documents by the court, and have had a legal lawyer volunteer his services in filing the correct paperwork to file to block this law firm from reporting to the CRA 's because they are in violation, and they know it, the CFPB Knows it, The FTC Knows it, knows it's sealed. And this law firm is in violation of my right to privacy, they are by law prohibited from reporting a sealed record to third parties, it is in the laws, they do not want to report accurate information about the Sealed Record because they know that the credit bureaus will remove it against their wishes.
03/05/2019	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	IN 46410	Web
I called Kimball, Tirey, & St. John, today on XX/XX/2019. They have lied to me on several occasions about my account and have done several unethical practices to get money out of me. First, they harassed me with letters during the period when I requested my validation of debt, but never received it. I reported that and afterwards, they finally sent me the letter. Then, they only sent me a letter stating that they would put this debt on my credit report, but was not harassing the other person involved and I believe this was a scare tactic because I have young credit, so they saw that as an opportunity to get me to pay this debt off quickly. They were only targeting me with this debt and not the person with a longer credit history. Once I got the letter, I immediately called to make a payment plan with a man who was over my case. I let him know that I was a college student and could not afford a lump sum or to make larger payments. I spoke to two men and I believe it was either in XXXX, XXXX or XXXX. But during those months I had been communicating with them. The first man lied to me in the middle of our conversation. He said once I made the {$250.00} payment plan, that he would take the eviction off of my record and by the end of the conversation he contracted that statement and said I would have to wait until I paid off of the debt. A month later, I called in to lower that payment to {$100.00} and the second man I spoke with told me that if I paid a lump sum of {$3000.00} that the debt wouldn't be put on my credit and that they would remove the debt from my record. These conversations were all recorded and can be used as evidence. He told me that once I come up with the lump sum that I could pay it off and that until then I would pay the {$100.00}. I stopped that plan once I reported to the CFPB that they were adding add fees to my account making my payments useless and then the debt became disputed. I have worked hard these months to come up with the {$3000.00} lump sum on my own, as a struggling college student. Today, I called to pay this debt off with the half amount we spoke about. I spoke with someone new who was on my case and she told me that the other guy no longer worked there and she had taken over my case. Again, I do not know if this is true or not, because they lied about everything today. Eventually, I spoke with the supervisor, XXXX, who was very abusive in her language towards me. She was very disrespectful and blatantly lied. She lied about the total of my debt and said we owed {$8000.00}. Now nowhere in my record does is it say I owe that much money and they have not sent me a single letter saying I owed that much. She said that the cost came from the apartment, but that was not true because we have court records of all the charges that came from XXXX Apartments and if it reached to {$8000.00} that is coming from this debt collection agency. She was not transparent about how much the debt collection agency was trying to profit off of my debt. She made it seem like I had no other option, but to pay the debt in full and from my previous conversations, I know that to be a lie. She said that they would not take this off of my credit and even with a partial payment they wouldn't, and from my previous conversations, I know that to be a lie. She also made up some random discount of 10 %, which is nothing. She said that she could speak to disrespectfully if she wanted to and could talk me to me however she pleased and I know that to also be lie due to FDA regulations. Throughout the whole conversation she was antagonizing me. She said I couldn't pay half, but would not give me an explanation as to why, which also makes me believe she was lying. According to the FDA, her behavior was illegal : falsely represent the amount you owe or the amount of compensation the collection agency will receive. She was not trying to collect a debt, only bullying, lying and verbally abusing me. She was forcing me to pay a higher amount than I knew I had to. All conversations are recorded and can be retrieved to show that I was offered to pay the {$3000.00} lump sum and I agreed.
07/19/2019	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92374	Web
I was a tenant at XXXX XXXX XXXX in XXXX, there was a tenant that refused to stop parking infront of my garage, denying me access that I paid for every month. I reported the tenant to the management several times and the management could not seem to convince the tenant to stop parking his XXXX in a compact parking parking space behind my garage. I went to the XXXX XXXX police department to make a complaint, and the officer told me. The police department only take complaints, if there is a crime or an asualt ; that management on the on the property is supposed to provide for " Quiet Enjoyment, and Safety on their property when it is tenant related. The officer also told me if they do not assist in your complaint you can take them to court. I went back to XXXX XXXX management told them what the police officer said and told them the officer said they could call him for verification at the XXXX XXXX police department.I then asked what they planned to do since the tenant and I had been fighting about him parking infront of my garage for at least 2 months, and that the tenant had one day met me outside at XXXX in the morning while I was trying to go to work, the tenant had repeatedly parked in the spot next to my car to harass me and the tenant had kicked my garage door leaving his foot print on the siding. I had expressed to XXXX XXXX that I felt unsafe and the tenant became more and more " Hostile each time they confronted him about parking infront of my garage and he kicked the siding after they put up signs saying only compact cars could park in that area. I found tenant parked behind my car one day after coming home from work and security was available " XXXX '' XXXX had the previous day asked the tenant not to park in that spot behind me garage but now he is parked again in that spot. XXXX told me he would notify management. I asked management what they planned to do and they said " all we can do is ask him not to park there we can't control his behavior '' I then asked what is the solution you propose XXXX XXXX said " you can move out '' " I said ok ''. XXXX then said she would check with corporate and call me back that week. XXXX called back and said " corporate said put in a 30 day notice '' which I did immediately and we agreed on the move out date and the walk thru date. I was there for 30 day and no additional terms were expressed about the move out, management and I were in agreement for the solution. I vacated the apt by the XXXX of XX/XX/XXXX and I waited the 21 days required to be contacted about any additional request. I never got a call, Invoice or letter from XXXX XXXX making any demand, I left my forwarding address and telephone number, I also made 2 phone calls to XXXX XXXX to insure there were no problems. On XX/XX/XXXX I was contacted by Kimball Tirey and St.John, 2 years 4 months later for collection of {$2800.00} that I had never been notified about prior to that date. The representative XXXX was rude, refused to give me any information and asked me if I had received a " Noitce from XXXX XXXX '' I stated " No '' she then began to verbally harass and threaten to ruin my credit by placing the debt on my credit report, because I told her " I don't owe them anything, I won't pay it '' and I explained to her the circumstances. The debt was placed on my report on XX/XX/XXXX 4 days before I was notified of the debt by Kimball, Tirey and St.John prior to making the demand or verifying the debt was true. I have never owed XXXX XXXX any money, never been late on any rent, did not break any lease, did not receive any 21 day invoice saying I incurred any damages/ charges from the move out date of XX/XX/XXXX, I provided a forwarding mail address, and telephone number but never received any correspondence after vacating the premises. XXXX XXXX
05/15/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 94063	Web
XX/XX/XXXX My parents solely signed for the lease with XXXX XXXX beginning XX/XX/XXXX and expiring XX/XX/XXXX. XX/XX/XXXX The pay or quit notice was executed stating All RESIDENTS in possession and all other in possession of the premises located above ... are hereby required to make payment payable to XXXX XXXX XXXX ... XX/XX/XXXX A 3 day notice to pay or quit addressed solely to my parents was posted at the premises. XX/XX/XXXX A summons for unlawful detainer was sent by Kimball, Tirey, and St. John addressed to solely my father and mother as the defendants under case number XXXX. In item 6a, it lists my parents names alone and in 6a ( 2 ) it states that they agreed to pay XXXX monthly in a written agreement with the plaintiffs agent. XX/XX/XXXX A 3 day pay or quit notice addressed solely to my parents was sent to the premises. XX/XX/XXXX An additional summons for unlawful detainer was sent by Kimball, Tirey, and St. John addressed at this time ( within the same lease agreement time period ) to my mother, father, and now, additionally, myself as the defendants under case number XXXX. In item 6a, it lists my parents names alone and in 6a ( 2 ) it states that they agreed to pay XXXX monthly in a written agreement with the plaintiffs agent, as it did in the previous summons. XX/XX/XXXX A request for entry of default was submitted by Kimball, Tirey, and St. John LLP against the plaintiff ( my parents and I ). A request for clerks judgement was also included for the restitution of the premises only and issuance of a writ of execution on the judgement. No Prejudgement Claim of Right to Possession was served. XX/XX/XXXX All residents and unnamed occupants in the apartment were evicted and left voluntarily. The eviction was lawfully executed. XX/XX/XXXX The collections company, Kimball, Tirey, and St. John reported to XXXX, the debt owed for the unlawful detainer of {$18000.00} against myself. It states it is an open account of individual responsibility. It severely damaged my credit. XX/XX/XXXX I was notified of the collection account on my credit report and submitted a dispute of the debt through XXXX. XX/XX/XXXX I called Kimball, Tirey, and St. John to further investigate why I, an occupant who never signed the lease, was responsible for the payment of this debt. They stated to me that all residents AND occupants over the age of 18 are responsible for the debt. There is no supporting evidence for this claim in the lease agreement. It is clearly stated in the lease agreement between SOLELY my mother, my father, and XXXX XXXX that ... each person SIGNING the lease is jointly and severally liable for all of the various resident obligations under the lease. That means that every individual RESIDENT, or CO-RESIDENT, is responsible for the entire rental amount and other obligations ... At the time of signage, I was not required to sign the lease ( even though there is a clause requiring any occupant over the age of 18 to sign the lease and be considered a resident ) and the lease was signed by the Lessor ( XXXX XXXX XXXX XXXX ) as Agent for the Owner despite my lack of signature as a person living on the premises over age 18. Due to this clause in the lease agreement, as an occupant, I believe I should not be held liable or responsible for these debts as the collection of this debt is not expressly authorized by the agreement creating the debt, and is specifically in violation of the Fair Debt Collection Practices Act. Moreover, the collection company aforementioned has communicated this credit information to XXXX and XXXX which SHOULD be known to be false, due to privity of contract. I have never paid any amount to XXXX XXXX, XXXX. I have copies of the lease agreement in question as well as documentation of summons.
04/17/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 93550	Web
I signed a lease with my fianc XX/XX/XXXX with the XXXX XXXX. An unexpected XXXX altercation broke out XXXX XXXX XXXX between me and my ex-fiance. XXXX I was instructed to leave the property and file a Restraining Order for safety. I notified the property manager ( XXXX XXXX ) the next business day with a 30-day notice and a copy of a restraining order granted from XXXX Superior Courthouse. I was told by the property management company that there was no way I could terminate the lease, or relocate to a different property or new apartment for safety. After two weeks of going back and forth, I returned to the apartment near the end of XXXX. In XXXX a more serious altercation occurred between my ex-fianc and I, the police were called and I was told again to leave and file a restraining order by the police and not come back. I went directly to the property manager again ( XXXX XXXX ) I explained with the police report and new restraining order that it was unsafe for me and my daughter to live at the property. I was told by XXXX that if I leave and vacate all of the furniture I could not be billed. In XXXX I was billed for {$13000.00}. I forwarded the information to a XXXX XXXX Attorney who informed me that they would help me because legally I should not be responsible. In XX/XX/XXXX I was billed again for {$3200.00}, which was consumed of months that I was not living at the property, excessive maintenance fees, and while I was disputing the entire amount it was reported to the credit bureau which destroyed my rental credit history. XXXX ( the collector ) from Kimbal, Tirey & St. John LLP called me and I informed her that an attorney was handling the issue for me, and that this was a XXXX issue and I am disputing it. She said have the attorney call me. While contacting the Attorney ( I can provide her name later due to the XXXX shelter being anonymous ) the attorney stated she sent in paperwork and never heard back from me or them. I then disputed it with the housing authority. During all of this disputing, I have been trying to lease a new apartment and I have been denied over and over again. So, I called Kimball , Tirey & St. John LLP directly to dispute the amount and they stated they could lower the amount to {$1600.00} which is XXXX, and I would still have an opportunity to dispute it and receive a refund if possible. I paid the {$1600.00}, and I was sent a letter that states my balance is XXXX, but it does not say that the balance is paid in full or that I am no longer responsible for the remaining. I was called XX/XX/XXXX, almost 2 weeks after I made the payment to Kimball, Tirey, & St. John LLp and XXXX XXXX, the collector told me that I can not have the debt removed from my credit report until the balance is paid in full? I thought I did that? I have been confused with conflicting information since day one. With that particular statement it is as if I am still responsible for the entire balance from the initial process of this company trying to collect the debt which I strongly feel that I do not owe. I paid XX/XX/XXXX Rent, I had a {$900.00} deposit on file, but yet I owe over {$3000.00} for months I did not reside in the unit. I have stated from the very beginning that this was a XXXX incident, I moved from the property with XXXX restraining orders and several police reports with a 30-day notice which all of this was given to the Property Manager in regards to the time periods of approx XX/XX/XXXX until XX/XX/XXXX. I was still billed for XXXX of XXXX, all of XXXX, and all of XXXX, plus excessive maintenance fees. I have pictures of the apartment the day I came back to move all of the furniture out and turn in the keys which was XXXX XXXX.
05/12/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA XXXXX	Web
Before I begin with my issue I want to clarify that it 's not that the debt is n't necessarily mine, it 's that I am being charged more than what is owed. There just was n't an option for me to click for unfair charges. I have been attempting to speak with the XXXX XXXX about this debt they are trying to hit me for. I understand that I had a lease with them and I understand that I had to move prior to the lease expiration. I am also familiar with the fact that I could be held responsible for the entirety of the lease up until the apartment gets leased again ; which by the way, the apartment got leased 13 days after I moved out. What I am not understanding of is why I am being charged for apartment cleaning charges, paint, replacement of a master bath and kitchen vanity counter, and the XXXX charges. So you can clearly get an understanding of why I am disputing these charges and not simply ranting like a disgruntled consumer, I want to explain the situation to you just like I have with XXXX as well as their collection agency Kimball, Tirey, and St. John. When I moved out, I took photos as well as a video of what the place looked like at the time of move out. I even provided Kimball Tirey and St. John a copy of the video. The video clearly stated XXXX XXXX as well so they could n't argue it was a move in video and not a move out. I cleaned, swept, vacuumed, wiped, and washed tho whole place. In the video and the photos I have, You can clearly see that the whole place is clean. Since I video taped the whole place as a visual walk through, you can clearly see that the paint on the walls is undamaged with no writing, holes, or markings of any kind. You can also see that the place is clean and there is no debris or anything to clean out in the entire apartment. The carpet is clean and free of stains. The counter in the restroom is undamaged and the counter on the kitchen has but a few tiny nicks that were already there when I moved in to the apartment. Certainly nothing that needed any replacing of any kind and definitely not at my expense. If they were going to replace it they should have done it before I moved in. Also, the XXXX charges are not even broken down so that I can discern whether they are legitimately owed or not especially considering that they had new tenants move in during the same month and those tenants would have charges as well. After I showed Kimball, Tirey, and St. John the video, they went back to XXXX and informed them about it. Afterwards they came back to me and told me that even after seeing the video the apartments were sticking to the charges and I owed the full amount ... I even warned Kimball, Tirey, and St. John, that I would file complaints against both of them since they now had visual proof that the charges were wrong and fraudulent. They did n't care. I do n't know how anybody can continue to conduct business in this manner. I am not opposed to paying what I owe, but I refuse to pay for something that I do n't owe simply because a business and their collection agency are attempting to extort money from me by damaging my credit with a fraudulent charge. Please help me by looking into this. I have offered to pay them for the appropriate charges as I have done since the beginning but I do n't owe anywhere near what they say I owe. Even more so since they kept my deposit of {$650.00}! If me having clear visual proof that the charges against me are fraudulent is n't enough to convince these companies to change their mind and collect a proper amount, nothing short of suing them will. I am hoping that you can intervene before I have to go trough a lengthy and expensive process to clear my good name.
09/20/2023	No	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90292	Web
Date : XX/XX/2023 XXXX XXXX XXXX XXXX XXXX Acct. No. : XXXX To Whom It May Concern : Be advised this is not a refusal to pay, but a notice that your claim is disputed and validation is requested. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. At this time I will also inform you that if your offices have or continue to report invalidated information to any of the three major credit bureaus ( XXXX, XXXX, XXXX XXXX ), this action might constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found or continues to report on any of my credit reports by your company or the company you represent, I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Debt Collection Practices Act and Defamation of Character. I am sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies. If your offices are able to provide the proper documentation as requested in the following declaration, I will require 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with legal counsel for suit. This includes any listing of any information to a credit-reporting repository that could be inaccurate or invalidated. If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. It would be advisable that you and your client assure that your records are in order before I am forced to take legal action. CREDITOR/DEBT COLLECTOR DECLARATION Please provide the following : Agreement with your client that grants you the authority to collect on this alleged debt. Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. Any insurance claims been made by any creditor regarding this account. Any Judgments obtained by any creditor regarding this account. Name and address of alleged creditor. Name on file of alleged debtor. Alleged account number. Address on file for alleged debtor. Amount of alleged debt. Date this alleged debt became payable. Date of original charge off or delinquency. Verification that this debt was assigned or sold to collector. Complete accounting of alleged debt. Commission for debt collector if collection efforts are successful. Please provide the name and address of the bonding agent for XXXX in case legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive this information back. Best Regards XXXX XXXX
01/25/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 90247	Web
I contacted XXXX XXXX in XXXX of XXXX requesting investigation into a debt that I do not owe. They responded with documentation attempting to prove the I owed the debt in XXXX. At which time I spoke with a XXXX alerting him that the documentation that he provided me does not validate the debt and there were inaccuracies in the paperwork that makes this item unverifiable. I pointed out to XXXX that in the itemized statement, the charges did not match the attached invoices and more concerning that one of the attached invoices did not belong to me as it states that the work was provided for XXXX XXXX XXXX XXXX XXXX # XXXX. I have never lived at the said address, please see this invoice attached as Exhibit # XXXX. Second- the statement includes a charge, that does not have an invoice yet an estimate of charges only was provided by the debt collector, please see attached estimate attached as Exhibit # XXXX. Third- On the attached itemized statement, there are charges that were not substantiated by invoice i.e. XXXX for carpet cleaning and repair, please see Exhibit # :XXXX. Fourth- the statement outlines there is a late fee in the amount of {$64.00} which is for 6 % of {$1000.00} for rent. Rent for the unit is stated at {$1000.00}, rent becoming due as a unit remains occupied. Move out date states XXXX/XXXX/XXXX on the statement which means the late fee would only have applied to 16 days of rent and not the full {$1000.00}, however the late fee was calculated on an amount of {$1000.00} which includes a said remote fee. The Fair Credit Reporting Act states that any questionable items should be investigated and in the event they can not be verified/validated they must be removed and this has not been done. Not only that, since this company has been made aware of the discrepancy, they continue to validate indirect disputes through E-Oscar which keeps the invalidated, damaging item on my credit. Last- This debt is beyond the statute of limitations. In XXXX of XXXX XXXX XXXX sent a letter to me stating this was an attempt to collect a debt. The statute of limitations expired on this debt in XXXX XXXX. I have also attached this letter as Exhibit # XXXX. This company has been in violation of the FDCPA and they refuse to remove the item in question. I have a valid reason to believe that this item is inaccurate. The company was made aware of the accuracies within the reported item and continue to report it and deem it as accurate with the credit reporting agencies. I have been in dispute of this item from the very start in XXXX XXXX. In XXXX I escalated this issue to a manager at this company named XXXX. Even though I pointed out the inaccuracies and she saw those, she asserted that the information her client submitted was correct. She stated that she would contact the client regarding incorrect amounts on the statement, the incorrect invoicing and unsubstantiated charges. Instead, I received a call back from XXXX the original contact at XXXX XXXX offering a settlement on the account and still did not address the issue of inaccuracy. As late as XXXX, XXXX XXXX is still reporting this inaccurate information to the credit reporting agency. It is imperative that this information is removed from my credit report.
02/08/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 91303	Web
On XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX fraudulently placed a negative collection account on my private consumer credit profile. This company is trying erroneously claim civil dispute between them and I for an alleged debt that is not owed to them nor the company they represent. The plaintiff did not provide any services nor provide any goods to me and has no rights to any debts owed. The Fair Debt Collection Practices Act clearly states that a debt collector can not collect any amount of money that is not authorized by the agreement creating the debt or permitted by law. Being that there is no agreement between the plaintiff and the defendant, that would mean the Plaintiffs collection attempts can not be sustained and are in fact fraudulent. The plaintiff is trying to collect on debt that has passed the statute of limitation in California and has illegally re-aged the account in an attempt to collect a debt not owed to them. They are an unqualified third party and a liability which offers no assistance to this alleged civil dispute. If they are the Fiduciary in this matter, I need a copy of the contract between us to continue further communication. I do not give permission or consent by assent for them to enter as a third party to this alleged civil dispute, nor to issue letters of threat to my private property or person, including their fraudulent reporting to various credit reporting agencies. They are attempting to enter into an alleged civil dispute without the contract and/or my permission and are in trespass. ( XXXX XXXX XXXX v XXXX XXXX XXXX XXXX ( XXXX ) ). They must Produce a XXXX, XXXX XXXX XXXX, XXXX XXXX or cease and desist. Unless you are a Secured Party, XXXX XXXX, Creditor, Debtor or Signer of the Original Contract, you are a third party. You are a liability and no assistance. Take Notice : You are lawfully and legally dismissed. I will not discuss my Private Affairs with an Unqualified Third Party. The laws in this country do not provide a remedy for a collection company that knowingly and voluntarily takes on a bad debt and then goes after the supposed debtor in an attempt to collect that alleged debt ; therefore, the Plaintiffs actions fall under the precedence set forth in scienti et volenti non fit injuria. They are ordered to remove the negative and fraudulent reporting of a collection on my consumer credit report and vacate any judgments they have put forth on the public record. They are not allowed to resell this alleged debt to any other company and will report it as a loss in their books. They should be advised that issuing letters of threat and trying to collect on a debt for which no contract exists is a crime of mail fraud and punishable in united states. I am a litigious consumer and I plan on seeking remedy in venue closest to me if they do not perform in the way that I have set forth in this presentment. This is an attempt to peacefully settle this matter. Please be sure that your documents are in order if there is need to pursue litigation.
04/26/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 902XX	Web
XXXX XXXX XXXX is a California Limited Liability Partnership lo cated in XXXX XXXX , CA owned and operated by G.H. XXXX XXXX . They have retaine d Kimball Tirey & St. John a s counsel. They are a real estate company who has ownership in the The XXXX XXXX XXXX in XXXX XXXX XXXX . From my understanding they are attempting to collect {$6700.00} for an apartment lease for their property The XXXX that I was NOT responsible for. I reached out to this firm shortly after reviewing the error on my credit report. XXXX XXXX XXXX of Kimball Tirey & St. John provided insufficient documentation to validate the debt on or about XXXX XXXX , XXXX . The names listed on the lease were that of TWO other consumers. The only signatures and initials on the lease that XXXX XXXX XXXX attorneys provided were that of those two ONLY. My signatures and initials were never on these documents. This is NOT my lease nor my debt. I sent out dispute letters on XXXX XXXX , XXXX to all XXXX credit bureaus to conduct their own investigations. XXXX is the ONLY bureau who has validated this debt. XXXX has since deleted this account. XXXX is still conducting their investigati on. Kimball Tirey & St. John have b een reporting this account incorrectly on my credit report for over 2 years. They have caused financial harm and distress by reporting this account. Not only is the debt not mine, it is listed as an individual account, when in fact it is a joint account of the actual lease holders. This continued reporting of erroneous information has forced me to obtain counsel for possible litigation again st Kimball Tirey & St. John for violation of provisions under the FDCPA and FCRA. Without proof of this alleged item, specifically the contract WITH MY SIGNATURE & INITIALS, the item must be deleted immediately from all credit reports bearing my name. Kimball Tirey & St. John have failed in providing any such documents with this information. They have only provided a few pages from an incomplete lease agreement with other consumers names, signatures and initials and a ledger as proof of debt. This is unacceptable. If this final request does not prom pt Kimball Tirey & St. John t o conduct a proper investigation of the account in question, and send proof to me of said investigation, I will file a civil suit in XXXX XXXX County for damages. I take my credit very seriously and the lack of professionalism and assistance in this matter has been outrageous. I am well aware of my rights under the FCRA and intend to pursue them to the maximum.
05/26/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 93274	Web
I received a letter from Kimball , Tirey & St. John LLP sometime in XX/XX/XXXX. I thought it was a scam so I paid no attention to the letter. On Friday XXXX XXXX and notice my credit had dropped drastically. I noticed an account from Kimball , Tirey & St. John LLP that was in collections for the amount of {$11000.00}. I called the credit Bureaus to get more information and they provided me with a phone number to whom is sending me to collections. I called and spoke to the Company above and they mentioned this account is for a rental property located in XXXX XXXX Ca that was leased under my name. The lady mentioned she has a copy of my driver licenses and was very adamant about this account being mine. I advised her this account does not belong to be I have never live in XXXX XXXX Ca. I was born and raised in XXXX XXXX Ca and recently in XXXX I remarried and moved to XXXX Ca with my husband who owns a house in XXXX Ca. I have lived here since. I filed a police report with office XXXX XXXX - XXXX ) on XX/XX/XXXX and I'm waiting for a case number. I told the office I wanted to press charges against the person who stole my identity. I provided the officer with a copy of my credit report along with my information. I filed a dispute with Transition on XXXX XXXX, dispute was complete and they said this account belongs to me but that is incorrect this account does not belong to me. Someone stole my identity and used my information to rent this place. Please advice on how to handle this. The las name used hasn't been my last name since my 1st divorce on XX/XX/XXXX, after that I changed my last name to my maiden name being XXXX and I remarried in XX/XX/XXXX and I'am now XXXX. That ID with XXXX last name is in my possession and has a whole on the top corner that the DMV made when I changed my last name. That ID with that last name only one person had a copy of it he is a broker in XXXX XXXX Ca that was helping me get my home at XXXX XXXX XXXX in the year XXXX but I fired him and hire someone else to help me purchase my home. after purchasing my home in XXXX I changed my address to my home address at XXXX XXXX XXXX. Then in XX/XX/XXXX I changed my last name to my maiden name XXXX. Then in XX/XX/XXXX changed my last name to XXXX. Please do some research and find the person liable for this identity theft. Again, I have file a police report and charges against this identity theft. thank you
06/30/2021	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 92114	Web
On XXXX I received an email from a " XXXX XXXX '' whom works for The XXXX XXXX XXXX XXXX. The email was to alert me that an affordable apartment unit was available for my tribe if we would like to apply for the unit. The available unit would allow my tribe to only pay only 30 % of our income in rental fees monthly. I submitted my response by email and informed XXXX XXXX that we were interesting and would like the applications to began the process. XXXX I received an email from XXXX XXXX and it contained the rental applications and guidelines. We immediately completed the applications and sent them in an email to XXXX XXXX. XXXX XXXX had informed me that she was not the onsite XXXX, however she would forward the rental applications to the onsite XXXX a " XXXX XXXX '' and that would be our person of contact moving forward. Starting XXXX through XXXX I submitted several copies of the completed rental applications, Check stub copies, landlord verification copies and all other pertinent documents when attempting to rent an apartment. In the process of attempting to have our rental applications processed we were met with several delays, XXXX XXXX stated that we ( our tribe ) owed a debt to The XXXX XXXX XXXX XXXX. XXXX I submitted a request for assistance to the XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. I explained the difficulties that we were encountering with XXXX XXXX and asked if we would be able to submit our credit check fees to a different onsite XXXX for The XXXX XXXX XXXX XXXX as we did not think XXXX XXXX would complete the application process and simply take our {$60.00}. On XXXX I received an email from a " XXXX XXXX '' whom also works for The XXXX XXXX XXXX XXXX and she informed me that she would process our applications for the unit. XXXX a " XXXX XXXX '' sends me an email stating that she also works for The XXXX XXXX XXXX XXXX and she will now be processing our rental applications. XXXX I receive an email from " XXXX XXXX XXXX '', partner of Law offices of Kimball, Tirey, & St. John LLP and in the email XXXX states that we have an unpaid balance that is owed to The XXXX XXXX XXXX XXXX and according to the records that a " XXXX XXXX '' obtained the information for the years XXXX and XXXX. Due to this erroneous information being reported and shared without our prior knowledge or consent we were denied the apartment according to XXXX XXXX XXXX.
06/03/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 91730	Web
I lived at XXXX XXXX XXXX, XXXX CA XXXX XXXX XXXX XXXX. On XX/XX/XXXX i called fair housing to make a complaint about my uninhabitable living conditions to XXXX XXXX. On XX/XX/XXXX i received a XXXX notice in my upstairs neighbors name with my correct address on it. On XX/XX/XXXX i received a 60-day notice to vacate. On XX/XX/XXXX i gave the on-site manager XXXX in writing my 30-day notice to vacate. On XX/XX/XXXX i vacated the property and returned all keys and possession. 3 months later i received a letter in the mail saying i owe KIMBALL TIREY & ST. JOHN XXXX. I later found out they charged me rent for the month of XXXX where i no longer resided. An unlawful detainer was filed against me after i moved out, so i didn't get any of the court paper work sent to the XXXX address. The unlawful detainer was dismissed and sealed in the court of law. KIMBALL TIREY & ST. JOHN has been reporting this fraudulent negative remark to my credit report going on 4 years. Back in XXXX of XXXX i spoke with a lady named XXXX who works for KIMBALL TIREY & ST. JOHN. She told me why i was charged for the month of XXXX. According to XXXX she said i didn't give a 30-day notice to vacate. I told her i did and she was going to check my file and get back to me but never did. I also never got my got my portion of the deposit back. Through out the years i have sent numerous Validation letters to KIMBALL TIREY & ST. JOHN to validate this alleged debt I never received a response, just more debt letters from them. This is a violation of my fair credit reporting act. I believe this was an act of retaliation because i called fair housing on the property management XXXX XXXX XXXX XXXX Also the on-site manager XXXX and I AS well her boss XXXX didn't see eye to eye. i have copies and proof i turned off all my utilities and the court dismissed letters i sent to KIMBALL TIREY & ST. JOHN regarding this matter. i wasn't properly served a 3-day notice in my name. The on-site manager XXXX has made numerous mistakes giving out 3-day notices i have those copies as well. On XX/XX/XXXX2022 KIMBALL TIREY & ST JOHN reported to my XXXX credit report a new account for the amount {$1000.00} and now i have 2 of the same accounts on my XXXX report with the same alleged amount but different opening dates, which is fraud. I have been disputing this alleged debt to the credit bureaus every month of this year.
10/11/2023	Yes	Debt collection Rental debt	Attempts to collect debt not owed Debt is not yours	CA 90062	Web
I noticed a large collection on my Credit report in XXXX of XXXX with Kimball Tirey St John Account number XXXX for {$15000.00} which was originally from XXXX XXXX XXXX which was attached to XXXX XXXX XXXX XXXX XXXX in XXXX XXXX, CA XXXX. Needless to say I was very alarmed for a few reasons : XXXX ). I had moved out and my XXXX, XXXX XXXX took over the lease back in XXXX. XXXX ). Adaptive XXXX attempted an unlawful eviction on XXXX by shutting down his ability to pay online and he went to court for it and came to an agreement that he would move out and no monies owed. XXXX ). They told XXXX that they listed itemized repairs of {$1300.00} and back rent owed, which the judgement from the court states they are not able to do this. I have attempted to dispute this with the Credit Bureaus on XXXX separate occasions : XX/XX/XXXX and XX/XX/XXXX ; both times these institutions had said that the original creditor validated the information despite the ample evidence that I provided to them. Kimball Tirey St John Collection Agency and XXXX XXXX XXXX are violating the FRCPA and the FCRA by illegally putting a collection on my Credit report after I moved out and was removed from the lease, but also after my ex boyfriend went to court and came to an agreement that he would move out and no monies is owed. Attached to this complaint I have included the documents from the court that XXXX received ( not me as I was removed ) that clearly states XXXX dollars is owed to XXXX XXXX XXXX ( Dated XX/XX/XXXX ). I have also attached documentation from the XXXX XXXX who is an attorney at XXXX XXXX XXXX where it clearly states the record is sealed and done ( Dated XX/XX/XXXX ). I have also included text messages with XXXX notifying me of said information. At first, I believed that this is a simple mistake, which is why I tried to dispute it with the Credit Bureaus. But when Kimball and XXXX stated it is accurate, I quickly realized that they are goin against the court order and Federal law to try and collect money that is not owed to them. The Attorney who represented XXXX, XXXX XXXX stated to reach out to her if this information ever showed up on a consumer report so they could pursue this illegal collection matter. Before I pursue that route and hire an attorney, I wanted to attempt XXXX last time to se if Kimball and XXXX XXXX will remove this inaccurate mark.
11/02/2023	Yes	Debt collection Rental debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30038	Web	Servicemember
InXX/XX/2019 a one year lease with a family member was contracted with XXXX XXXX XXXX. A background check was done and security deposit with administrative fees paid prior to move-in. Six months after our tenancy, the property manager, XXXX, permitted her boyfriend to live out a lease of a neighbor across from me and let him have an assigned parking space. On XXXX XXXX XXXX, due to tenants holiday guests, I had to park in guest parking as I allowed a relative to use my assigned parking. The property was poorly lit and I mistakenly parked in the property manager, XXXX boyfriend ( illegal ) parking space. The property manager towed my car. That created a toxic dynamic for the duration of my lease, and may be the motive behind this false debt collection notice as XXXX, the property manager was terminated a couple of months later when I complained about her towing my car to an agency for housing discrimination complaints. My relative/roommate moved out after 9 months and two more family members moved in and was added to the lease for the remaining three months on the lease. When the year lease ended, I returned the key ( s ) and had the carpet shampooed and had photos of the apartment left in good condition. I also provided a forwarding address for the management per their request. Now many years later, the first 2-3 years I lived in a neighboring community and now I live in another State, I received a notice of a debt that is false. The law office, Kimball, Tirey and St. John LLP, mailed a document of false charges and request me to reply to the false debt associated with a tenancy that I left in good standing. The apartment I moved to after I left XXXX XXXX verified that my family and I were in good standing as well. To wait many years to create false charges is identity theft, a scam and/or both. The property manager, XXXX, who I spoke with to ask for the Owners contact information informed me she will be terminated if she gives the Owners information. The Owner and property manager ( s ) may be treacherous corrupt businesspersons, abusing the system by rigging prior tenants information to extort money and using false charges of damages that can no longer be substantiated due to many years having passed and records being lost over so much time. My contract with XXXX XXXX was fulfilled with {$0.00} outstanding balance.
05/26/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 90802	Web
XXXX XXXX , 2017 - - * Rec eived letters from XXXX 2nd/NEW Attorney ( *** ) - Re nt i s due on th e XX/XX/XXXX y et Attorney 's for the XXXX sent 3-day not ice with a debt collection notice attached as well. Attorney - XXXX XXXX ( KTS ) XXXX XXXX 2017- - We sent certified letters to XXXX and its at torney ( KTS ) to validate the debt and that we are disputing ALL portions of the alleged debt. XXXX XXXX 2017 - - KTS filed unlawful detainer ( unbeknownst to tenants ) XXXX XXXX 2017 - - Tenants received unlawful detainer XXXX XXXX 2017 - - Interrogatories personally delivered to Plaintiff Attorney of Record ( KTS ) .. Inspection demand personally delivered to Plaintiff Attorney of record ( KTS ) .. Notice of Motion-to-Quash, Judicial Notice , personally delivered to Plaintiff Attorney of record ( KTS ) by server. XXXX XXXX 2017 - - XXXX XXXX XXXX XXXX , XXXX XXXX XXXX XXXX XXXX ( " Plaintiff '' ) authorized agents falsified documents and KTS is heavily relying on this information, which constitutes Civil Conspiracy. XXXX XXXX XXXX - - Counsel for KTS attempted to collect a debt without providing validation of the debt in violation of FDPCA, at court and in open court he attempted " Personal Delivery '' of the Summons and Complaint, even though we have disputed this alleged debt. SUMMARY : The company is in violation of FDCPA, violations include but not limited to : - unlawful communication tactics -False statements and/or representation - Taking legal action on a fraudulent alleged debt. - Malicious prosecution - Harassment & Discrimination & Retaliation - I would l ike for this company and their process server to be investigated by this bureau, the California Attorney General, DOJ or FBI. Because if they are trying to pull this stuff on my wife and I am sure they have attempted this on other consumers and caused irreparable harm to individuals. Law offices of Kimball , Tirey & St. John LLP XXXX XXXX XXXX XXXX , XXXX XXXX XXXX XXXX , California XXXX Re : XXXX XXXX XXXX XXXX XXXX XXXX XXXX
11/15/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Their investigation did not fix an error on your report	CA 91504	Web
On XX/XX/XXXX XXXX XXXX XXXX XXXX has a collection against me in the amount of {$5400.00}. On XX/XX/XXXX I disputed this with XXXX because this account does not belong to me. I also disputed with transunion because the amount shown with them is {$5600.00}. XXXX, XXXX XXXX XXXX XXXX never provided me with a physical copy of the validation. I DID receive a letter from XXXX, XXXX XXXX XXXX XXXX XX/XX/XXXX in response to my dispute which on their letter it states I owe {$5600.00} which again the amount is invalid due to other credit bureaus showing different amounts. XXXX XXXX XXXX XXXX XXXX XXXX did not validate through the physical verification of the original signed consumer contract -any and all accounts you post on a credit report Account information listed below XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Account # XXXX are all inconclusive and invalid. I would like the written validation of the contract and for a response in 15 days. This account does not belong to me. According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify -through the physical verification of the original signed consumer contract -any and all accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax, mail or email in a fraudulent account. I demand to see verified Proof ( an original Consumer Contract with my Signature on it ) you have on file of the accounts listed below. Your failure to positively verify these accounts has hurt my ability to obtain credit. Under the FCRA, unverified accounts must be removed and if you are unable to provide me a copy of verifiable documentation. I demand to see verified Proof ( an original Consumer Contract with my Signature on it ) you have on file of the accounts listed below. Your failure to positively verify these accounts has hurt my ability to obtain credit. Under the FCRA, unverified accounts must be removed and if you are unable to provide me a copy of verifiable proof, you must remove the accounts listed below. I demand the following accounts be verified or removed immediately.
11/10/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	FL 33139	Web
This is a rental collection for a lease on an apt i had with my husband we were both lease holders, the collection agency was initially reporting the full judgement amount of {$3900.00} + some {$400.00} in interest ( not mentioned in court ruling ) as an individual responsibility which is outright incorrect. I started a negotiation with them and they told me that my part of the {$4300.00} was {$1900.00} ( they took off the bogus interest and my husband 's responsibility amount ) so i negotiated that amount down to {$1500.00} with the condition that the account be reported to credit bureaus as deleted and even received a letter from them in writing acknowledging that. I did my part and paid the amount in XXXX and contacted them to confirm, and they confirmed to me that the account will be deleted on XXXX. At the end of XXXX i received a letter from them saying that my part of the account is paid in full and that it will be reported with the appropriate paid status, so i called them again to confirm that it 'll be reported as 'deleted ' and not just 'paid ' and they confirmed that to me again. Now due to the fact that no building will approve a leasing application with a rental collection on my file, i had to rent a sublet where i live an work in XXXX which is extremely expensive now during tourism season but i had no choice and I am currently approaching the end of that short term lease and with the thought that the item was reported deleted i submitted a rental application that is currently pending that i 'm sure to lose, because not only did they not report it as deleted, or even paid, it is still being reported as unpaid with the full amount again minus what i paid them. I have called them over 5 times and each person i spoke with confirmed to me that they reported it to XXXX and XXXX as deleted and they even claimed that after that only the credit reporting agency can delete an account, so i contacted XXXX and managed to get to a helpful person that confirmed % 100 to me that the account was never reported deleted or paid AT ALL, and the collection agency is being unresponsive and today i ca n't reach anyone there.
01/16/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 93035	Web
This complaint is regarding KIMBALL, TIREY, AND ST.JOHN 'S COLLECTION ACCOUNT NO. XXXX, wrongfully appearing on my XXXX credit report.The date of first delinquency is in error and fraudulent and RE-AGED and as such, this account is and has been published wrongfully, and should be deleted from the XXXX BUREAU REPORT. IN XX/XX/XXXX, THE CREDITOR RESPONDED TO THE CFPB TWICE, ASSERTING THE FAIR CREDIT REPORTING ACT that JUDGEMENTS can post for 7 years from entry.This is true, however this account has been a COLLECTION ACCOUNT from its first publishing and as such the DATE OF FIRST DELINQUENCY is significant.If the creditor 's JUDGMENT had been reported as a judgement to XXXX, it would be placed in the PUBLIC RECORDS portion of the report not THE COLLECTION ACCOUNT section of the report, AS IT IS TODAY.The account is about unpaid rent per rental contract.The rent was late or delinquent in XX/XX/XXXX and no money has been paid since, regardless of unlawful detainer action filed in XX/XX/XXXX, eviction in XX/XX/XXXX, entry of judgment in XX/XX/XXXX.The debt is DELINQUENT rent plus fees and interest.The judgment is part of the collection process of collecting overdue rent.The rent was first delinquent and continuously delinquent since XX/XX/XXXX with the original creditor XXXX XXXX.. KIMBALL.TIREY STJOHN ADMITS TO THE ANSWER OF OVER 50 DISPUTES IN THEIR CFPB DISPUTE RESPONSES. EVERY DISPUTE WAS WRONGFULLY VERIFIED OR CERTIFIED. AS SUCH, REGARDING RE-AGING AND WRONGFUL VERIFICATIONS, EACH VERICATION carries statutory damages from $ 100-1000 dollars per incident and if the court deems they can award punitive damages.BOTH THE FURNISHER AND BUREAU ARE BOTH LIABLE FOR OVER 50 FALSE VERIFICATIONS. 50 X {$100.00} EQUALS {$5000.00} X {$1000.00} EQUALS {$50000.00} PLUS POSSIBLE PUNITIVE AWARD, should Kimball Tirey and I meet in court. XXXX regardless of the position of Kimball Tirey..has the duty to delete this account because the bureau is currently liable for possible {$100000.00} in damage, themselves. All evidence attached is a portion of the judicially noticed evidence of a future court action.
02/23/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 90066	Web
A few weeks ago, I received an email from XXXX indicating that there was a collections account on my credit file from a law firm called Kimball , Tirey & St. John LLP. When I looked further into the issue, I discovered that it was for a rent payment that they alleged that I did not pay in XXXXXXXX XXXX to XXXX XXXX XXXX in XXXX, California. I promptly looked through my records and found that I had, in fact, paid my rent that month. In what has turned out to be a stroke of luck, I paid with my XXXX credit card, and I had a copy of my statement from that month, including a payment of {$1300.00} made on XX/XX/2019 to : XXXX XXXX XXXX XXXX XXXX ... I disputed this collections account with XXXX and furnished them with information that I had paid the debt on time, but for some reason XXXX declined to remove the collections account from my credit report. I also contacted Kimball, Tirey & St John LLP and provided them with a copy of my credit card statement showing the date and amount of my payment. They responded that they would look into it, but as of this moment, I haven't received any further news. If you look at their invoice, of which I have enclosed a copy, and take into account the payment that I made on XX/XX/2019, it becomes clear that XXXX XXXX actually owes me money, since they never returned my security deposit. The worst part of all is that this was reported as a collections account to at least two of the credit reporting agencies, and I was in the process of buying a house. Once XXXXimball, Tirey & St. John reported this false or erroneous debt to XXXX my credit score instantly dropped by 69 points, effectively ruining my chances of purchasing a home in the near future. I feel lucky to have solid proof that my payment was made, and I feel that there are likely a lot of lower income families that are victims of similar situations. Families that trust that when they make a payment, that someone is keeping track and doing the right thing. Unfortunately, that doesn't seem to be the case here. In the attached documents, I have highlighted the relevant information.
09/15/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92868	Web	Servicemember
There are many sides to this complaint. I will list them in numerical order. 1. We proved to Kimball, Tirey and St. John Law Offices via pay stubs ( Military terms XXXX ) that the rent was paid in full, and in fact, was over paid for the month of XXXX 2011. We sent in proof, not only to them, but to the original creditors XXXX XXXX XXXX XXXXXXXX XXXX in XXXX XXXX, CA. 2. We have spoken with the housing office for the military and they confirmed the rent was paid in full. They stated we should have XXXX XXXX XXXX XXXXXXXX XXXX contact them to confirm. The manager stated, when we told her this, ( numerous times ) that it was n't her job to call and that they had no proof of payment. She kept requesting a receipt or cancelled check, but that was impossible, since the military included our rent in our paycheck and it automatically went to them every month through XXXX. 3. We have provided proof twice to Kimball, Tirey and St. John by providing official copies of the XXXX. ( XXXX XXXX XXXXXXXX XXXX ) provided to us by the military. We asked them for proof that it was n't paid, so we could submit that to the military, so they could pay for it out of our XXXX if for some reason our statement and their statement showed differently. The only thing they could provide for me was a signed piece of paper from XXXX XXXX XXXX XXXXXXXX XXXX by the manager stating that rent was due for the month of XXXX, 2011. They could not provide any official proof. 4. The amount they are stating is owed is {$1800.00}. We have proven to them that they received the entire amount for the whole month of XXXX, 2011 in the amount of {$1900.00}. We overpaid and never got our check for the overpayment. 5. We recently contacted XXXX XXXX XXXX XXXXXXXX XXXX and XXXX XXXX XXXX and spoke with XXXX XXXX who confirmed this debt was paid and said he spoke with Kimball, Tirey and St. John Law Offices to tell them to remove the debt. 6. Since then, I have filed with XXXX and XXXX ( working on XXXX ) to ask it to be removed and Kimball, Tirey and St. John Law Offices responded, saying debt was valid.
03/03/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92708	Web	Servicemember
On XXXX XX/XX/XXXX, a letter was received by mail from a Debt Collector agency under the name KIMBALL , TIREY & ST. JOHN LLP. The letter is a demand for debt supposedly owed from the original creditor of " XXXX XXXX XXXX, XXXX XXXX, CA XXXX ''. On XXXX XX/XX/XXXX at approximately XXXX XXXX., I received a threatening phone call from the from the debt collecting agency in regards to the debt that is being mentioned on the letter that was sent by mail. The debt collecting agency presented in a threatening manner along with intimidation tactics that the if the debt is not paid then they will pursue legal proceedings and to include arrest due to the substantial amount of the debt that they are attempting to collect from the original creditor. Please be advised that the following unsubstantial debt has no basis to any legal claims due to the landlords violation of allowing illegal activities on the premise that created problems to the law-abiding tenants. The landlord ignored the plea from the tenant who requested reasonable solutions and accommodations for the safety of his family and other tenants due to the on-going criminal activities. Due to unsafe condition, my family and I were forced to vacate to another location and in result filed a police report to the XXXX XXXX Police Department ( Case # XXXX dated : XXXX XX/XX/XXXX XXXX. The landlord ( s ) failed to take reasonable steps to prevent the crime and reasonable steps to address the reasonable request for safety that the tenant presented during the residency period in result that a tenant suffered an assault due to the crime that occurred within the premise. The landlord has presented themselves to be crime-tolerant and ignored the reasonable request for a safe and healthy living condition. Furthermore, both the creditor ( landlord ) and the debt collector has engaged in intimidation tactics to collect the unsubstantial debt in which the tenant and his family did not ask for. There must be a way to protect us law-abiding citizens from such unlawful practice.
03/22/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92501	Web
On XXXX I received an email that a new collection was added to my credit report the email was from XXXX XXXX Kimball-Tirey & St.John LLP A third party collector foXXXX XXXX XXXX XXXX XXXXXXXX have multiple times added a debt of over {$4000.00} to my credit report. It was removed once then placed on again. I have disputed it multiple times. It is also on my partners report as the same amount of more. The letters and reports are separate not placed on as a joint account. The judgement was {$630.00} I agreed to pay the {$630.00} and the {$360.00} Attorney fees before the 3 day notice to the original creditor I was informed that I could get a money order for the XXXX which was the above and late fees plus the new rent and then we would be ok. When i took the money to the landlord she refused the money order and said her boss told her to refuse it. I had to cash the money order and pay what was due {$630.00}. By mail. The holdover damages and costs were not something I agreed on or anything included in my contract. The lease was forfeited. Since XX/XX/XXXX I have received multiple bills for different amounts and harassing phone calls not only myself but XXXX XXXX who was not in the lease but for an additional XXXX. This has effected my credit terribly. I did not do business with this company and they are not familiar with my account and the charges they keep adding and interest are disputable and make no sense also I am unsure of their intent by adding this to my credit as a new collection at least 1time per month. The creditor refused the payment and the due amount that is an actual charge I owed was paid but the amount I payed is included in their bill repeatedly. We have actually been living in a motel since this happened. The market went sky high and XXXX came so it has been a nightmare for my family and it continues to ruin both of our credit. Is there anything that can be done for me? Please let me know. I can't get anything with this in my credit report it is effecting my entire family. XXXX XXXX.
05/04/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 93534	Web
My name is XXXX XXXX, a federally protected consumer, and I am making this complaint against Kimball Tirey & St John for committing identity theft. I have never given Kimball Tirey & St John any permission to use any of my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe. I am aware that in accordance with Article 9, the assignment of a defaulted note is illegal. Both the assignee and the assigned are both liable for violations under 15 U.S. Code 1692e ( 12 ). I have never received any type of documentation requesting validation from Kimball Tirey & St John before they committed multiple violations under the FCRA and the FDCPA by furnishing this alleged debt to my consumer report including but not limited to 15 U.S. Code 1692d ( 4 ) which the FTC defines as debt parking. If Kimball Tirey & St John can not provide me with proof such as a tracking number that they attempted to lawfully validate this alleged debt with me, the consumer, prior to furnishing it on my consumer report, this has been a fraudulently furnished account with forethought and malice as an attempt to bring harm to me and my financial reputation. I am legally refusing to pay this debt pursuant to 1692c ( c ). I am demanding a cease and desist of all illegal activity, any communication and collection activity, of this and any alleged debts until Kimball Tirey & St John can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and Kimball Tirey & St John continues its collection efforts, I will file for litigation for actual damages caused and Kimball Tirey & St John will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A, extortion, theft by deception, securities fraud, and mail fraud. Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
06/26/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 92108	Web
Kimbal Tirey & St John law on behalf of XXXX XXXX XXXX filed an unlawful detainer against me on ( XX/XX/XXXX ) for non payment after they agreed ( XX/XX/XXXX ) to extend the 3 days notice ( XX/XX/XXXX ) and accept a cashiers check on XX/XX/XXXX for XXXX rent past due ( {$2500.00} ) and after the 3 days notice expired ( XX/XX/XXXX ). After receiving the check on XX/XX/XXXX management demanded {$1100.00} for a balance they claimed to be for legal fees, late fees and utilities ; but failed to issue an itemized invoice when I requested. They refused to send me a copy of my residents ledger and locked me out of the residents portal where I could verify my account history. As an attempt to justify the wrongful unlawful detainer, they fabricated a lease agreement and resorted to deceitful lying in court. XXXX XXXX, assistant manager, denied receiving payment for XXXX, XXXX and XXXX ( total amount of {$7800.00} ), when evidences proved her wrong she falsely stated she kept my check as per my request. She wasnt the only one lying under oath. XXXX XXXX, process server hired by plaintiff legal team filed a fraudulent perjurious Declaration of Diligence on XX/XX/XXXX. When XXXX XXXX ( XXXX ) reached out and identify himself as a debt collector I forwarded an email I had sent his colleague XXXX XXXX requesting a copy of my residents ledger, management never sent me a statement. I also attached copies of the cashiers check management kept it in the office until XX/XX/XXXX. XXXX handed it back 26 days later and wrote me Per our conversation in person today, I handed back your check payment you made, because we cant accept your payment until the total balance has been paid in full The lawsuit is asinine. Holding my check for 26 days was deceiving then filing an unlawful detainer for a balance no one could account for is defrauding. XXXX XXXX also stated charging me utilities before my moving day. Due to covid I had to delay moving from XX/XX/XXXX to XX/XX/XXXX
10/13/2023	Yes	Debt collection Rental debt	Attempts to collect debt not owed Debt is not yours	CA 92025	Web
Late XXXX, XXXX I received a collections letter from Kimball , Tirey & St John LLP. This letter only gave an amount owed with no information on the supposed debt, other than the money owed was to XXXX XXXX, a property located in XXXX XXXX, CA. I called the collector for more information and to state that the debt was not mine. I requested a copy of the rental agreement, but was denied, stating that they can not provide evidence in a case against me. In order to dispute the claim they request copies of my drivers license, social security card, utility bills and mortgage statements, to prove I did not live in said property. In the first week of XX/XX/2023, I physically visited the office of the debt collector. I was not allowed into the office, but someone met me in the hallway. Again, they refused to provide me any documentation of my file, but he went in and provided me with a generic spreadsheet of monies owed to the property, XXXX XXXX. I attempted to contact XXXX XXXX, but the receptionist could not locate my file, I was told a manager would return my call, but this did not happen. XX/XX/2023 I followed up on this matter with the collector. I called and again requested a copy of the rental agreement. This person agreed to send it out. XX/XX/2023 I received a copy of said rental agreement for XXXX XXXX XXXX, which has no information proving this is a legitimate contract with myself other than my name typed once in the header. There is no actual signature, it is an electronic signature. There is no copy of any identification on the rental agreement. No proof of any rent payments or attempts to collect any past due payments. Furthermore the supposed move-in date is a year prior to the rental agreement. According to the rental agreement, the Property Manager is XXXX XXXX ( XXXX ) XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX. And the authorized landlord of the property is XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX, CA XXXX.
10/30/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92028	Web	Servicemember
The collection agency in question is Kimball, Tirey, & St. John , LLP. My issue with them is as follows : They were awarded a judgment against me by the California Superior Court and subsequently awarded authorization to levy my bank accounts. I paid the Levying Officer ( XXXX XXXX County Sheriff ) the full amount due plus all interest accrued up to the day I paid them which was XX/XX/2019. The XXXX clerk verified the total amount due the day of and issued me a receipt for the payment rendered. Several days after this I received a telephone call from Kimball, Tirey, & St. John , LLP attempting to collect the debt. I advised them that I had indeed paid the Levying Officer and that our business was done. The called the XXXX and verified that I made the payment and stated that it was the policy of XXXX Levy Officer to payout judgments towards the end of the month and it would be three weeks before they received the payment. Now two days ago, I receive a Memorandum of C ost After Judgment from Kimball, Tirey, & St. John , LLP seeking an additional {$21.00} in interest ( apparently accrued during the time period they were awaiting payment from the Levying Officer ). I feel that this is extremely unreasonable on several fronts : 1. I can not control when the Levying Officer pays Kimball, Tirey, & St. John, LLP ; I paid the Levying Officer as directed by the court. 2. I paid all interest that accrued up until the very minute my payment to the Levying officer was received and I have substantiating documentation. 3. This Memo is supposed to be responded to within 10 days yet it was 10 days old when I received it. I believe that the actions of Kimball, Tirey, & St. John , LLP are unreasonable and unfair. I have nor reason to believe that even if I paid the {$21.00} that they would not com e back and say that there was additional interest accrued since their Memo issued on XX/XX/2019. This could conceivably go on in perpetuity.
06/28/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA XXXXX	Web
from the begin of XX/XX/XXXX we contacted Kimballtirey- a collection agency posing a lawyers- after noticing that they had posted inaccurate information that continues to affect our credit score. we were very firm and advised them to fix it. we forwarded some paperwork to their company ( kimballtirey ) to substantiate that their collection was in error. This problem stems from a previous apartment rental by XXXX XXXX XXXX . My family also got in touch with XXXX management and XXXX. The management company did their own investigation and advised Kimballtirey to remove the erroneous information. XXXX management in conjunction with XXXX management contacted me right away to let me know about their instructions to Kimballtirey. This Kimballtirey collection agency is not forthright with their conversations over the phone. they also refused to send me a letter stating that they had corrected the mistaken entry that keeps affecting my credit score until now as it is being reported as a late payment on a monthly basis. Please see attached paperwork. I currently do not live in XXXX apartments. Kimballtirey removed the original debt collection from the credit report but are fanning ignorance to the erroneous reporting of monthly payments due when i do not owe them any money. And they are also saying that they are not the ones reporting it as late every month bit on the other hand the credit companies- XXXX, XXXX , and XXXX -says and shows Kimballtirey as the company reporting this error. Consumerfinace.gov has my full permission- to contact/ call XXXX management to inquire about my standing as they clearly state that I do not owe any money to XXXX apartments. Please see below XXXX XXXX operations support coordinator XXXX apartment communities XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX Direct/fax My name is XXXX XXXX I used to rent XXXX apartment from XX/XX/XXXX to XX/XX/XXXX XXXX - cell XXXX XXXX
07/03/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA XXXXX	Web
Today on XX/XX/XXXX. I checked my credit report and discovered a {$9700.00} collection account. I haven't owed any debt during Covid-19 so I thought this was mistake. However, I checked my XXXX report and XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX, was on my credit report on behalf of XXXX XXXX XXXX. My my life was threatened and the police was called out to the residence I was residing in, on XX/XX/XXXX to file a report. I conveyed this to the Leasing Agent and I had moved my belongings out of the unit on XX/XX/XXXX and this was witnessed by the agent because there was a video and audio recording of her speaking with me. There were pictures taken of the unit as well. I even signed a new lease at the end of XX/XX/XXXX so there was no way I would still be liable to pay over $ XXXX for a unit that I didn't live in. I understand these are hard times during Covid-19 however, I should not be liable after almost 2 years and 8 months for a debt that is not mine. Why would a creditor allow so much time to past to make me responsible for a debt that is not accurate? I worked at the XX/XX/XXXX in XXXX County as a XX/XX/XXXXand there were no Judgments against me, which is the action to take with Real Estate. Why would the collection agency not send me a notice to collect a debt when my address has remained the same since XX/XX/XXXX to dispute these charges? California residents are protected by the Rosenthal Fair Debt Collection Practices Act ( Cal. Civ. Code 1788 to 1788.33 ), The Rosenthal Act also requires that original creditors and collection agencies and attorneys comply with the federal FDCPA. ( Cal. Civ. Code 1788.17 ). Attorneys are subject to the professional standards set out in California 's Business & Professions Code. ( Cal. Bus. & Prof. Code 6077.5 ( a ) ) .This is the definition of fraud! I want this debt removed from my credit report.
06/10/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30252	Web
A collection was added to all three of my credit files through Kimball, Tirey and St. John for over {$7100.00}. This was supposedly for an eviction on a lease through " XXXX XXXX XXXX XXXXXXXX '' in XX/XX/2018. This lease was in XXXX County, California. I live in XXXX, Ga. I have been a victim of identity theft in the past. I advised the collector at the law firm of this. She said that the social security number on the application was not my social security number. But then proceeded to suggest it was my responsibility to prove that I was not the person filling out this application. Since when did the responsibility for assuring proper identification on an application filled out fraudulently fall back on me? She said that a judgement had been filed against me in XXXX County California and that I must pay this debt. There is no record of a judgement for this item in that county. So that is a violation of the Fair Debt Collection Practices Act. ( In addition to the violation and willful negligence regarding the Fair Credit Reporting Act ). I am not flying to southern California ... or Oregon for the next instance..or XXXX for the third instance of fraud against me and filling out local police reports. The leasing company was required to obtain proper identification before completing their lease and did not. I want this item removed from my file and I want the CFPB to publish this event so that other victims of ID Theft are not badgered and threatened into bankrupting themselves trying to fix errors that lenders create for themselves NOTE! I have also already submitted a complaint against the three bureaus for the reporting of this item. I will also file a complaint against XXXX XXXX XXXX XXXX..the client of this law firm.
10/12/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92501	Web
I have a debt on my credit report that has been increasing however I do not owe the XXXX Kimball. They are a third party attempting to collect on a past apartment I lived at but was settled in court. I paid {$600.00} that was the judgment ordered I did not live there after that and nothing more was owed. This was removed from my credit report then it appears again now. This same exact amount {$4000.00} also shows up on a separate persons credit report who lived there also which would definitely be incorrect information because that is {$8000.00}. In total for the same apartment. This person was not even initial lease his name is XXXX XXXX XXXX. I do not owe XXXX XXXX XXXXXXXX ANY AMONNT of money I paid what I was ordered to pay in full {$600.00} and moved out I was never informed of any additional charges owed that was it. This took place in XXXXXXXX XXXX XXXXXXXX. I moved there in XXXX XXXX and that would be when the initial lease was signed by me I lost alot of my belongings in storage I couldnt afford due to XXXX and XXXX related issues. I do not know if I have the lease but the copies exist and so does a court judgement I never did any business whatsoever with KIMBALL AMD TIREY XXXX and they could not validate that I have ever or produce a contract which I have signed period because there isnt one. I am also part of the data breach in XXXX XXXX settled for XXXX XXXX and have filled a claim. I have filed multiple disputes and I feel to that the XXXX debt in my credit report for XXXXXXXX XXXX may be a result also because I did not open a new account in XXXXXXXX XXXX XXXXXXXX Theres not even a way anyone would open one for me that XXXX {$290.00} Is absolutely not mine in any case please help.
05/18/2019	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89436	Web	Servicemember
On XX/XX/2019, I received a letter from Debt Collector ( Kimball, TIrey & St.John LLP ) notifying me- for the first time, and in writing- that they were attempting to collect a debt of {$8400.00} on behalf of a former apartment property. However, the original creditor ( XXXX XXXX ) has committed numerous fraudulent acts in reporting any such outstanding balance. While I was a tenant, I paid my own money out-of-pocket to update and improve the dilapidated condition of the unit ; upon moving out, it was left with amenities that improved the value of the apartment drastically. For reasons unknown, the Manager alleges that there was damage to repair in the unit, even though it was in better shape than when I moved in. The creditor, XXXX and its management/owners, forged this enormous debt of {$8400.00}, in order to avoid returning the 1.5-month security deposit to me, and then they are trying to extort the {$8400.00} debt in addition. It is impossible that even the most minimal cleaning service could have found any damage to that apartment. The original creditor is lying, and I'm personally looking into civil litigation, as to not allow their greed to ruin my credit further. The original creditor lied about the cost to clean the apartment after move out, and they illegally never returned the security deposit. PLEASE, I need assistance desperately. I notified the Debt Collector that the debt is not valid, and the original creditor is in legal hot water, for all of the ills that they intentionally inflicted on me, as an ex-tenant. The callous nature of this situation has no basis, and it has destroyed my ability to obtAIN or find adequate housing.
04/05/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 90806	Web	Servicemember
I am filing a complaint against Kimball Tirey & St John, because I believe they are validating my consumer rights. The Fair Credit Reporting Act requires that they accurately and fairly report debts, yet, they are attempting to collect on debt that is not valid. In XX/XX/2017, I lived in government housing on a XXXX installation. XXXX XXXX XXXX was the property manager. While living in housing, I received an electricity bill, which I immediately disputed because the bill seemed extremely high. At the time, XXXX XXXX XXXX ignored my complaint, and my account went to collections. Later that year, the military installation opened an investigation into the utility billing. The program had come under fire for inaccurate monitoring, resulting in anecdotal reports of unearned overcharges and other inequities. As a result of the investigation in XX/XX/XXXX, XXXX XXXX, acting assistant secretary of defense for sustainment, signed the XXXX XXXX XXXX XXXX, which directed the immediate suspension of the XXXX utility billing program, also known as resident energy conservation program ( XXXX ), and dismissed all debts associated. Below, I have provided a link related to this topic : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Although, this debt has been dismissed Kimball Tirey & St John continues to report a debt on my credit report in the amount of {$1400.00}. I would like this debt immediately removed from my credit report.
11/30/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IN 46410	Web
I received a letter from a debt collector at Kimball , Tirey & St. John LLP dated XX/XX/2021, stating that I the consumer owe a debt in the amount of {$7200.00}, which I later found to be a violation of the Fair Debt Collections Practices Act, 15 USC 1692b ( 2 ). Upon receiving this letter demanding payment I reviewed the FDCPA and found numerous violations within the letter I received from the debt collector at Kimball , Tirey & St. John LLP. I then sent the debt collector a notice in affidavit form via Certified Mail on XX/XX/2021 highlighting their failure to comply with the Fair Debt Collection Practices Act with supporting documentary evidence attached and instructed the debt collector to cease and desist and mail me a check in the amount of {$48000.00} for damages owed to me due to their willful non-compliance of the Fair Debt Collection Practices Act pursuant to 15 USC 1692k. Identity theft may also be prevalent as I did not give my location information or identifying information directly to any third party debt collectors. The debt collector at Kimball , Tirey & St. John LLP also does not have my direct consent to communicate with me in connection with the collection of any debt which is a violation of 15 USC 1692c ( a ). As of XX/XX/2021 Kimball , Tirey & St. John LLP is still reporting inaccurate and false information to several consumer reporting agencies that has damaged my consumer credit reports which has hindered my right to use my own credit. False and misleading representations are being used by Kimball , Tirey & St. John LLP in order to collect a debt they are not rightfully owed.
02/12/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 922XX	Web
In 2015 i purchased a mobile home for XXXX. It needed to be a complete re do. I lived in it for over 1 year. After 1 year the mobile home park couldn't give me my title that i needed for homeowners insurance, wouldn't fix park safety hazards, and i was within my tenant space rights to withhold rent due to illegal septic vents, rats, and illegal misleading of meters. All of this was verified by the state, health department, code enforcement, and emails i have. I came to an agreement to walk away from the home and they wouldn't take on any legal action against me and I wouldn't against them. My last day there i was served with court documents. I spent months sending them via email to the attorneys who were in charge of the debt. Filed my response with the court and left my forwarding info with the park. I never received a court date or heard another word. Then came the calls, emails, harassment threats to put me in jail. All illegal things. From a law firm. I requested, in writing proof of what they say my debt was. I never got a single thing from them. I told them they needed to stop calling me my friends and relatives and put everything in writing. I had to file disputes as they said i owed over 4k dollars. They changed it to XXXX and then every week in increases by 8 to 15 more dollars. It's always changing and it's the only negative on my history. I don't owe this at all. It's not even my debt. In the last week 7 calls from them demanding payment and then today one of their attorneys sent me a friend request on XXXX. A social media platform. This is beyond harsssing and illegal.
10/23/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not disclosed as an attempt to collect	CA 92373	Web
I called Kimball & Tierey in response to a letter to collect a debt. I was previously being garnished. I no longer work at the place I was garnished at but I did not want this debt on my credit history so I called to setup a payment. The following conversation occurred : I was not given a disclosure of the attempt to collect a debt. I called the line and spoke to a receptionist who then transferred me to an associate by the name of XXXX. Me : " I would like to re-establish payments for my debt I was previously garnished on. " XXXX : " Verify your first name and last XXXX of your social. " Me : verifies the information " I want to setup a voluntary payment '' XXXX : `` Ok, what are you looking to pay? " Me : " Well right now I can definitely pay {$30.00}. " XXXX : " You can go ahead and submit a check or mail payments to us but {$30.00} a month would not be recognized as a formal payment that you could pay online. So if you send in whatever you can afford we can credit your account, we ca n't give you a receipt but if you do not set up a formal payment of no less than {$100.00} we can pursue informal collection. " Me : " So let me see if I understand, I am trying to make good faith payments you 'll accept them but if it 's not {$100.00} or more you will pursue garnishment if I get a new job? " XXXX : " Yes, you will be garnished. Sorry, just being honest. {$100.00} is our base formal payment. " Me : " ok, thanks. Just wanted to clarify. Goodbye. " Also, this debt is no longer reported on my credit history. It 's been 10 years and believe it 's beyond its statute of limitations.
04/07/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	WA 98105	Web
Regarding the debt collection with the amount of {$4100.00} on XX/XX/XXXX from the Collection Agency : KIMBALL TIREY STJOHN XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX I did not receive any official collection details from the letter, email, text message, or phone call for this debt collection. Under the Fair Debt collection Practices Act ( FDCPA ), I sent an official letter to the company KIMBALL TIREY STJOHN on XX/XX/XXXX to request proof that I am indeed the party they are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt. I did request the collection agency KIMBALL TIREY STJOHN to provide the following documents within 30 days from the date of the receipt : Agreement with your client that grants you the authority to collect on this alleged debt. Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. Any insurance claims been made by any creditor regarding this account. Any Judgments obtained by any creditor regarding this account. Name and address of alleged creditor. Name on file of alleged debtor. Alleged account number. Address on file for alleged debtor. Amount of alleged debt. Date this alleged debt became payable. Date of original charge off or delinquency. Verification that this debt was assigned or sold to collector. Complete accounting of alleged debt. Commission for debt collector if collection efforts are successful. However, I did not hear any feedback from the collection agency KIMBALL TIREY STJOHN.
05/30/2022	Yes	Debt collection Other debt	False statements or representation Impersonated attorney, law enforcement, or government official	CA 91304	Web	Servicemember
ok so this company KIMBALL, TIREY ST JOHN LLP has ruined my credit for the last 3.5 yrs and keeps charging interest every month year to date over XXXX in interest charges not sure if thats legal, i called the number provided and tried to explain to him my old girlfriend used my name on a lease without my permission and i am not responsible for this debt this rude gentleman responded by saying there going to freeze all my assets they already have a Levi on my checking account in the middle of a pandemic i asked him are you guys lawyers because i keep getting these intimadating intimidating letters with big bold letters saying the law offices of KIMBALL, TIREY ST JOHN LLP TURNS OUT THERE JUST DEBT COLLECTORS AND NOT REAL LAWYERS THIS IS A MISLEADING SCARE TACTIC AND A VIOLATION OF 15 U.S. CODE 1692E ( 3 ) ( 10 ) ( 14 ) The false representation or implication that any individual is an attorney or that any communication is from an attorney. OK SO LETS TALK ABOUT THE ACCOUNT STATUS IF THIS A COLLECTION THE ACCOUNT STATUS SHOULD BE CLOSED IF ANYTHING WHY WOULD THE ACCOUNT BE OPEN ALSO THEY KEEP PLAYING AROUND WITH THE ACCOUNT IN XXXX LAST YEAR THEY CLOSED THE ACCOUNT PROOF IN THE ATTACHMENTS THEN A FEW MONTHS LATER IT REAPPEARED OPEN WITHOUT MY WRITTEN CONSENT WHICH IS ANOTHER VIOLATION THE DATE OF LAST ACTIVITY IS INACCURATE FALSE REPORTING TWO DIFFERENT DATES THE LAW CLEARLY SAYS IT MUST BE 100 PERCENT ACCURATE THIS COMPANY IS ALSO NOT REGISTERED WITH THE ( DFPI ) PURSUANT TO THE NEW ( DCLA ) DEBT COLLECTOR LICENSING ACT NEW CALIFORNIA LAW
03/16/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	TN 37211	Web
Collection Company sends me repeated mail and asking me to pay debt which was canceled by original creditor. This Debt was regards to move out disposition from one of the apartment I lived in past. Either of collection agency or original creditor ready to resolve the dispute ( s ) i raised against reported debt. Also there were many errors and false claims on the debt. Even after repeated request to collection agency, they could n't produce bills or any supporting document for their stand on this debt ( except the disposition letter sent by original collector ) .Recently the original creditor confirmed that they cancelled all my debt. But collection agency refused to stop contacting me for the debt which i do n't owe as of now, they are negotiating with me to pay some amount which is 40-50 % of debt without any reason. It was also reported to my credit report that impacts my standing negatively. I disputed on my credit report to credit bureaus, but none of them helps and I was told to agree with negotiation by one of credit bureau and have n't got any responses from other credit bureaus on this matter. My original creditor refused to send me any confirmation on the cancelation as there were management changes on their side. I was deeply disappointed with way this matter was handled by credit bureaus, collection agency and my original creditor. I need some help in this matter to get rid of repeated attempts from collection agency for debt which I do not owe and to get rid of any negative impact it creates on my credit report.
02/12/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 912XX	Web
The XXXX . located in XXXX, CA. The Manager or Leasing Specialist of XXXX . was notified that during the time when the apt . unit was flooded with water from the HVAC system of the building I had to look for a place to reside for about a month. I did not occupied the apt . unit because their HVAC system is not operational in my apt . unit. After the repair and clean up period, my apt . unit was not in livable condition the apt . unit had a bad odor due to the water that sipped into the carpet and the odor can cause illness and disease. I have informed the XXXX . manager about this and she agreed that I will move out of the apt . and I will not be able to get my deposit money back because she will apply it as payment for the month that they were fixing and cleaning the apt . unit. I had a rental insurance provided by the XXXX . Leasing Specialist before moving in.I did not file for the rental insurance claim although I have electronic equipments that were damaged during the water leakage from the HVAC system in the apt . unit. Please provide the receipt of the deposit I made to the XXXX . and the maintenance report of the HVAC system of the apt . unit I was occupying at that time. I do not have any contract signed with the collections agency and the XXXX . manager should provide and disclose the cost of the repair of the HVAC system of my apt . unit and indicate if this was filed as a deductable in thier accounting books for their company 's tax purposes. Furthermore, the deposit money i made seems non-existent.
11/03/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 90501	Web
I recently pulled my credit report and noticed numerous violations of the FCRA and numerous state and federal laws that protect consumers. I also understand that about 89 % of all credit reports contain inaccurate, misleading and unverifiable information on them. It has also come to my knowledge that systems used by the credit bureaus such as XXXX XXXX do not protect the consumer as well, they just allow some companies to verify a debt whether or not it is true. My credit file contains a public record/judgment that is NOT verifiable and does NOT belong to me. I have already made several attempts with this company ( Kimball Tirey & St. John ) to provide proof that this debt belongs to me, to no avail. It was also brought to my knowledge that the court houses do not report, nor verify this type of public record with any collection agency nor have they ever reported such information on any consumer. This is really disturbing to find out that the collections companies like this XXXX lie and falsify documents to credit agencies to make a quick buck. It is my knowledge that these violations are punishable in a court of law by {$1000.00} per violation. This does n't even include court fees, attorney fees and punitive damages that a consumer may seek to hold the company in violation of fraud for lying and falsifying these misleading documents. After contacting several different FCRA attorneys willing to seek these damages free of charge, I choose not to ( for now ) but would like to resolve this in a civil matter.
05/14/2018	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 90032	Web
I was informed of an XXXX XXXX XXXX balance of over {$4000.00} that was effect in XX/XX/2012 on my credit and I knew nothing about it when I was trying to rent home and buy a car. I have been trying to reach XXXX XXXX and I have been told they are out of business, I don't even know if that is true. The company Kimball , Tirey & St. John LLP XXXX XXXX says they can not provide me with the original creditors info as that is their client. First of all this should never have gone to an eviction on my credit, I was never aware of any judgement to pay this, and XXXX XXXX told me the address they had to send me info was on I had not lived there in 20 years! This is why I am suspicious of this company and there info. I asked that I make minimal payments after they threatened wage garnishment and they said no. I should not even be responsible to pay this debt. To my knowledge this debt is time barred and I don't even know that if I paid this debt, it would resolve it. I don't know if the original creditor would come after me. The amount they say owed is {$4900.00}. I paid my last month rent to the property and left my deposit!!! I don't even see how I owe anything to begin with, and i cant find the property management company to discuss and see proof of anything. Now they are threatening to garnish my wages and that threatens my livelihood. Why cant they settle with me at least I am trying to pay even though I know I don't owe this debt. I just want it off my credit, which I have disputed. What can I do?
03/09/2018	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA XXXXX	Web
I was evicted in XX/XX/2015. A judgment was entered, and I owed {$2200.00}. They said I had to pay an amount of {$230.00} a month if I wanted to keep this off my credit. The payments were due each XXXX of the month. I paid on time the best I could. When not able to, they worked with me. They accepted a lesser amount, but I had to make up for it the following month. The last payment was made in XX/XX/XXXX. I ran a credit report shortly after this to start working on other issues, only to find that it was reported in XX/XX/XXXXBEFORE the payment was even due. I feel this is completely unfair. I contacted the company several times, and they said they could not send me a deletion letter so I could have all 3 credit bureaus remove it, but they sent me a paid in full letter. That letter was in my purse when it got stolen out of my car, so I dont have that anymore, but I do have proof it was paid off. The company did contact the credit bureaus, and transunion and experian took it off right away, as it was unfairly reported. XXXX, however, to this day, refuses to remove it. They claim theyve contacted the company and gotten confirmation that its accurate. This company claims they told equifax to remove it. Neither one will do anything to actually remove it, and its preventing me from getting an apartment for me and my children. This has affected my credit for a year and a half longer than it should have. It never should have been reported because I did my part to keep it off of my report.
03/31/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	ID 83642	Web
My daughter and I lived at XXXX apartments for 3.5 years before moving. A move out walk through was verified for the afternoon of XX/XX/2016 but the manager left early, without notification, and the office was locked so we were unable to walk through together. I made my own list for the apartment and deposited the letter along with the keys in the drop box. My forwarding address and phone number were included. My last name has changed since then. The original creditor, XXXX XXXX, did not mail any type of notification to me although they had my forwarding address. A move out/closing statement was completed two months later, dated XX/XX/2016, which I received through the collection company, not the property manager. CA law states landlords have 21 days to refund or send statement. I dispute most of their statement. XXXX, XXXX and XXXX XXXX violated the Fair Debt Collection Practices Act when they opened a negative account on each of my credit reporting accounts on XX/XX/2016, two days before mailing me a collection letter, dated XX/XX/2016 and 3 weeks after the walk through list was completed. I disputed their statement within the thirty days but did not receive additional correspondence. I assumed the matter was closed until I was notified by a kind person at my XXXX XXXX that I had a collection. I wrote another letter to KTS asking for removal from my credit reports and heard nothing in return.
11/16/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 92021	Web
This company has infringed on my right to privacy, I have never given this company any right to have my personal information. This company was trying to collect on an alleged debt. This company reported unverified inaccurate information to the consumer reporting agencies, which has greatly harmed my ability to offer or extend my credit to other financial institutions. This is against federal laws. This account is not mine and was opened using my personal identification without my consent & I have advised this company that this debt is not owed, however, they continue place this on my credit report. I have shown proof of such, I provided proof of identification which was ignored, the address this company has on file for me is not mine and I've never lived there. When any furnisher of information is notified pursuant to the procedures set forth in Section 605B that a debt has resulted from identity theft, the furnisher may not sell, transfer, or place for collection the debt except in certain limited circumstances. Section XXXX ( f ). Ive also never given this company permission to contact me which according to the FCRA is also against federal laws. I have asked numerous times for these companies to stop furnishing false information to the CRAs and also for them to stop contacting me. My next step will be to file suit. This is my last time asking to please remove this account, it's not mine.
04/08/2019	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	GA 30342	Web
I have contacted Kimball & Tirey twice over the course of a week. The first time being on XXXX and the second time being on XXXX, both times I spoke to a manager whom I do not know the name of. This individual will get on the phone does not even identify who they are, and every time I have the displeasing pleasure of speaking to this person it is everything but professional. I call inquiring about my balance, asking for a breakdown instead of directly answering the questions she condescendingly responds and does not answer any question. This manager told me that I needed to submit in writing a request to receive my account breakdown, which I did not do because I located my disposition from the property which shows all the amounts included. I am trying to get this file closed, however this individual clearly lacks the basic fundamental problem solving skills you would think a highly skilled lawyer would exhibit. I can not get anything addressed, and for all I know the amount being reflected is not even accurate. I should be able to call and receive the proper breakdown for each amount that I allegedly owe, which I clearly can not. It is unethical to represent a company, and purport that I owe an amount and then when I make contact to rectify the issue I can not because of the incompetency of this individual representing this establishment.
09/11/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30252	Web
Does the Consumer Finance Protection Bureau work for consumers anymore? Or since Donald Trump, are you just a bulletin board posted in a vacant warehouse where complaints are pinned up and left there? A woman signed an apartment lease in my name in California ... it was FRAUD. A law firm is collecting on that fraud. I have provided 3 police reports and my id to this firm to investigate the fraud. I have demanded ( on 5 occasions ) that they provide a copy of the signed lease and the identification that the leasing company got from this crook. The law firm kept kicking back the identification and then the police reports asking for a police report on that specific incident of fraud ( which is not required. All I am required to file is a police report for the id theft ). When I got them ID that they would accept, they then said : " We are closing the fraud investigation because the apartment complex has identified you '' ... BUT ONCE AGAIN HAS PROVIDED NOTHING TO SHOW HOW. Is this how it works in Trump 's authoritarian state now? The poor innocent consumer up against the rich company and it's attorneys ... .the law firm refusing to share information and doing THEIR OWN INVESTIGATION EVEN THOUGH THEY ARE ALSO THE COLLECTION AGENCY ON THE DEBT? Is there NOBODY to stand for the consumer anymore?
10/22/2019	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CA 92021	Web
On XX/XX/2019 I received by mail a earnings withholding order from my HR department stating I had a garnishment for 25 % of my biweekly earnings effective immediately! First and foremost I was never given the opportunity to defend myself at this court hearing, I was never served documentation of this lawsuit! The following issues are red flags that I have noticed immediately from this debt collector in the pursuit of this debt : The address on the earnings withholding order is over 8 years old I believe it was the address I used on my rental application when I moved into the apartment complex owned by XXXX XXXX XXXX XXXX . I was never served by the debt collector for this lawsuit the debt collector is in possession of my current phone number and could have contacted me regarding this lawsuit by phone to confirm my current/correct address. the original balance of debt owed to XXXX XXXX XXXX XXXX was {$2800.00}, the current balance since XXXX XXXX XXXX and XXXX XXXX XXXX XXXX over debt collection is now {$4300.00} that is {$1400.00} in interest and a {$65.00} enforcement fee this seems excessive. I believe that they wrongfully put down the incorrect address so that I was not able to defend myself in court and so they would get the full 25 % garnishment amount from my paychecks.
01/31/2021	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Contacted your employer	CA 92008	Web
In XXXX Kimball, Tirey, & St. John sent a process server early in the morning, to my Employers private home in order to serve me paperwork to pay for an 8 year past debt owed to an apartment property management company named XXXX XXXX XXXX in XXXX XXXX, Ca. I lost my job because of that. They had also called my place of employment threatening me. On XX/XX/XXXX Kimball, Tirey & St. John posted an illlegal 3 day notice on my door during the moratorium in retaliation of the current property management I am renting from which is XXXX XXXX XXXX dba XXXX XXXX XXXXXXXX XXXX XXXX XXXX. I had also been in contact with the property management before leaving for XXXX XXXX due to the XXXX Ive been dealing with at home. XXXX XXXX XXXX knew I wasnt going to be home as we had already set up an agreement via email. I contacted property management and they stated they knew nothing of the notice posted on my door by Kimball, Tirey & St. John. I have repeatedly illegally received 3 day notices to enter the premises as well for supposedly abandoning my apartment which I never have. They illegally entered my apartment and after that I had missing property. I filed a police report with the XXXX police department for theft of my XXXX package and wedding ring.
12/10/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	CA 93551	Web
I am the original creditor. See XXXX XXXX XXXX XXXX XXXX. United States Code Law Title 22 Chapter 2 Section 141 ( permanent character ) - affirmative action. XXXX. XXXX XXXX and XXXX XXXX XXXX - XXXX survey blood right heir ( XXXX XXXX XXXX 12 USC 1825 ( D ) Full Faith and Credit. The full faith and credit of the United States is pledged to the payment of any obligation issued after XX/XX/1989 by the corporation, which respect to both principal and interest, if - ( 1 ) the principle amount of such obligation is stated in the obligation and ( 2 ) the term to maturity or the date of maturity of such obligation is stated in the obligation. 15 USC 1692 congressional declaration of purpose. House XXXX XXXX XXXX!!! In accordance with the fair credit reporting act The principal debtor is responsible. 15 USC 1681 Section 602. Right to privacy 15 USC 1681 604 A Section 2 : consumer reporting agency CAN NOT furnish a account without written instructions. 15 USC 1666 B : a creditor may NOT treat payment on a credit card account under an open end consumer credit plan as late for purpose. AGAIN I AM THE ORIGINAL CREDITOR I provided my signature ( sign of nature ). Remove the fraudulent XXXX claims. Thank you.
09/13/2023	No	Debt collection Rental debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 78728	Web
I called XXXXXXXX XXXX 3 years after moving out asking about my deposit. Before moving out in XX/XX/XXXXXXXX I was helped by a lady named of XXXX XXXX who helped me out in the moving process. I left all my new information with her liked she asked me to for when they cut my deposit check she would forward it to my new address, and NEVER received it. XX/XX/XXXXXXXX I contacted XXXX XXXX asking about my deposit check the guy was rude and asked me for my information when I asked if he could verify the charges. He said someone from the office would contact me. Instead of someone from XXXX Two weeks later I see a collection from KIMBALL TIREY & ST J ( ORIGINAL CREDITOR : XXXX XXXX XXXX XXXX ) for the amount of {$210.00}. Date Opened XXXX. I emailed XXXX XXXX in XXXX to find out that she no longer works there also tried to contact the manager and he is not there either as of XX/XX/XXXXXXXX no response from anyone, but these credit ppl. The two people that can verify I don't owe this debt that XXXX owe me my deposit. I have been told by other residents that this has happened to others also. I would like this removed from my report. XXXX has deleted it XXXX and XXXX has not. Thank you
05/18/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 164XX	Web
I XXXX am making this report in good faith and prays for the assistance from the CFPB. Kimball , Tirey & St. John LLP. is in violation of 40 of the FDCPA Laws as you can see in Exhibit A, B, C, D, E, F, G and H. I sent Kimball , Tirey & St. John LLP. As well as XXXX XXXX a debt validation letter on XX/XX/2022. Kimball , Tirey & St. John LLP. As well as XXXX XXXX failed to validate a debt at my request, which is a FDCPA violation and continued to report a disputed debt to the Credit Bureaus : another FCRA violation. Also, as you can see in Exhibit I and J the amount is reporting is different from Exhibit A & B. They are also reporting different to each credit bureau which are Violations of the FCRA. By doing so and by reporting this debt to the credit bureaus it is causing damage to my character and that is Harassment under 15 USC 1692d ( 1 ) Pursuant to 15 USC 1692k - Civil liability, 15 USC 1692k ( a ) ( 1 ) and 15 USC 1692k ( 2 ) ( a ). I want remedy by paying the invoice included of {$40000.00} and immediate Deletion from all consumer reports for my Federally protected consumer rights. please investigate this matter and help me from further harassment. Thank you, XXXX XXXX
06/15/2017	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	CA 90723	Web
KIMBALL TIREY ST. JOHN # RON0**** XXXX XXXX XXXX XXXX XXXX XXXX XXXX , CA 92108 XXXX XXXX XXXX XXXX The above referenced credit collector made a false report on my credit report, an d in it they claim that I owe them {$1200.00} for a debt that they are trying to collect for their client XXXX XXXX XXXX . I lived in those apartments, and I paid all of my due rent. After I moved out they stole my deposit, and did n't return it to me. Some months later I did get a letter from Kimball Tirey St. John in which they claimed that I also owed {$1200.00} for cleaning of the apartment. I left the apartment in a clean condition. When I called them in order to set things right, they told me that they already reported it to the Credit Reporting agencies after I had a ruling against me. The thing is that I never got a Notice to Appear in order to contest their falce allegations. Please help me ; I am recently married, and I am trying to buy a home for my wife. I work as a XXXX XXXX XXXX XXXX in a XXXX XXXX school, and XXXX 's false statements is affecting my ability to get a loan for a home. Sincerely, XXXX XXXX XXXX cell
08/10/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Seized or attempted to seize your property	CA 92129	Web
In or about XX/XX/XXXX, we hired XXXX XXXX & XXXX, XXXX ( " XXXX & XXXX '' ) to assist us with recovering XXXX XXXX XXXX Working Capital rendered to XXXX XXXX aka XXXX XXXX , XXXX. ( " XXXX '' ) in the amount of {>= $1,000,000}. We agreed to secure XXXX & XXXX XXXX Attorney fees in the amount of {$200000.00} with a Trust Deed on XXXX XXXX, XXXX XXXX, CA Land on XX/XX/XXXX aka XXXX & XXXX Claim No. : 1. On XX/XX/XXXX, the XXXX XXXX County Superior Court of California entered the Settlement Agreement stipulating XXXX pay us {$260000.00} in settlement. In or about XX/XX/XXXX, upon receipt of the XXXX {$260000.00} settlement payment, we assigned the {$260000.00} funds to XXXX & XXXX for satisfying XXXX & XXXX Claim No. : 1. Subsequent to filing our Voluntary Petition Case No. : XXXX with the U.S. Bankruptcy Court of the XXXX District of California on XX/XX/XXXX, XXXX XXXX & XXXX , XXXX formerly know as XXXX XXXX & XXXX, XXXX ( " XXXX '' ) sued us for {$570000.00} as XXXX & XXXX Claim No. : 2 on the Claims Register. While processing multilateral [ global ] settlements with the Trustee, XXXX has been threatening us with foreclosure attempts on our temporary offices and our home.
04/16/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 94102	Web
The credit Bureaus never did a proper ''investigation '' according to the FCRA . Th term ''investigation consumer report '' means a consumer report or potion thereof in which information on a consumer 's character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of information. They did not do this. Also, they have violated my rights even more In accordance with the Fair Credit Reporting Everything has to be 100 % accurate on my credit report The Credit bureaus stated my account was properly investigation, but how is that possible if the open date is inaccurate, the date last active is inaccurate, and date last reported is not accurate. This ground for removal. They also violated the law because according to 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 ; it also states a consumer reporting agency can not furnish a account without my written instructions I did not give nobody written instructions
02/02/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Used obscene/profane/abusive language	CA 96080	Web	Servicemember
All of the above. Upon finally leaving XXXX as a XXXX on XXXX i hired a local cleaning crew give our base housing another final clean. The management told us not waste our money due to the fact that our residence was the last house remaining with carpet. We were told they would tear it all out and lay hard wood like all of our neighbors. I thought it was finished. I was wrong. To check out of base housing por house was inspected. We passed. With My papers signed we left XXXX military life headed to Idaho. 6 months later my wife started getting phone calls throughout the day ... Every day. All day. Some minutes apart. Some hours apart. She nearly answered them all. Diligent to find out who was harassing her she maintained her routine. I would n't have. But they did n't call me ... The XXXX, who 's credit it 's on. Who 's name was the housing. When called base to figure out the details XXXX military housing said did n't owe anything and agreed with the previous statement that the floor covering removed and a wooden laminate was put in place. However the so- called dent is still reflecting on my credit. I want the whole thing And all derogatory remarks removed.
08/13/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	IN 46410	Web
Kimbell, Tirey, & St. John LLP sent me a notification of the debt I owed after sending a proof of debt letter. I then set up a payment plan because of the large amount of money that is being asked of me. I am a XXXX XXXX and can not financially make large sum of payments. After my first payment last month, I noticed extra fees being added to the amount that I owed to the original creditors. I really only owe {$6000.00} and I have recently made two payments on that with the little money I do have. They have added over {$500.00} in fees to the large sum of money I am already paying on. They are making it so I will be paying on this bill for years. I am to pay only the money that I owe to the original creditor, so these extra fees need to be eliminated from my bill. They started adding these fees while I was in the process of validating this debt and they also had incorrect information with the first letters they sent me. They threatened to put a mark on my young credit report and did not send a letter to the other person who this debt was mainly under. What they are doing is unethical and they have been since the beginning of my interaction with them.
06/08/2021	Yes	Debt collection Mortgage debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA XXXXX	Web
I was going over my so-called credit report and came across Kimball Tirey & St John on my so-called credit report claiming that I supposedly owe them {$620.00} I did reach out to the company onXX/XX/2021via phone call, The receptionist over at Kimball had asked me my name, I gave it to him than he asked me for the last 4 digits of my SSN number to identify me, I responded and told the receptionist that under 42 USC sec 408 the receptionist immediately spoke over me and told me that he was only a receptionist from there he did find the so-called account owed and transferred me to a woman over at kimball, I could not get her name because immediately when she picked up she asked for my ssn than name. I agin told the woman 42 USC she got very angry at me and told me that she has to disconnect the call if I did not give her my SSN, I told her no problem that I will just make a complaint with CFPB so now I am here making this complaint because for whatever reasons this fraudulent information is about I have no idea as yet but Ive never gave anyone permission to put anything on my so-called credit report. 15USC 1692g 15USC 1592n 15USC 1681a. etc etc etc
08/14/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA XXXXX	Web
KIMBALL TIREY AND ST JOHN, ACCOUNT NO.XXXX IS WRONGFULLY APPEARING ON XXXX AND XXXX CREDIT FILES. While the account could be properly placed in the public records portion of the credit reports, it is not. The account is appearing as a collection and as such it is illegally re-aged.The correct DOFD is XX/XX/XXXX, the day rent was due and delinquent after XXXX that same day. To be aged incorrectly by 4.5 months is damaging financially to me.The correct age of the account is 5 years ,4.5 months.When the age of the account reaches 5.6 years on XX/XX/XXXX, the fico affect, a negative affect will be dramatically reduced by the aging process. IN CFPB DISPUTES XXXX AND XXXX, the certified court docket provided to XXXX and XXXX was sufficient proof of the re-aging and XXXX AND XXXX HAD A DUTY, A LEGAL DUTY TO ACT AND DELETE THE ACCOUNT. THIS IS THE FINAL NOTICE, THIS IS MAKING A RECORD BECAUSE PLANS ARE IN PLACE TO EMPLOY A XXXX/HR ATTORNEY TO COLLECT DAMAGES FROM XXXX, XXXX AND KIMBALL TIREY ST JOHN, for their consistent violations of the FCRA.Kimball Tirey admitted to verifying this account at least 40 times in the above named CFPB complaint.
02/16/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 92020	Web
This company has infringed on my right to privacy, I have never given this company any right to have my personal information. This company was trying to collect on an alleged debt. This company reported unverified inaccurate information to the consumer reporting agencies, which has greatly harmed my ability to offer or extend my credit to other financial institutions. This is against federal laws. This account is not mine and was opened using my personal identification without my consent. When any furnisher of information is notified pursuant to the procedures set forth in Section 605B that a debt has resulted from identity theft, the furnisher may not sell, transfer, or place for collection the debt except in certain limited circumstances. Section 615 ( f ). Ive also never given this company permission to contact me which according to the FCRA is also against federal laws. I have asked numerous times for these companies to stop furnishing false information to the CRAs and also for them to stop contacting me. My next step will be to file suit. This is my last time asking to please remove this account, it's not mine.
08/09/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92606	Web
I am writing in response on recent communication with the Better Business Bureau ( BBB ) in which XXXX XXXX XXXX claimed that I am not a customer or client of respective credit reporting agencies. I am deeply surprised by this statement, as it contradicts the presence of a collection account on my credit report, which clearly indicates that they have my personal information. I have attached a copy of the response to the BBB for your reference. I would like to reiterate that despite your assertion, I indeed have a reported collection account on my credit report, which is impacting my credit score and financial standing OVER 1 YEAR. This information not only implies that I am a customer or a client but also raises concerns about the accuracy and legitimacy of the reported collection account. and express my deep concern regarding the presence of a falsely reported collection account on my credit reports maintained by both XXXX and XXXX. Despite providing evidence to support my claim, I have yet to receive a satisfactory resolution to this matter and the removal of the inaccurate information Immediately
07/12/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89148	Web
I have reached out numerous times regarding this false account, this account has caused a great deal of damage to my credit report as well as unnecessary embarrassment. This account is fraudulent and not mine. I also have never given this company permission to contact me or to use my information. According to the FCRA I have the right to challenge any false and inaccurate information I may find on my credit report. Section 609 of the FCRA states that you must investigate my dispute within 30 calendar days from initial letter, as you have failed to do so I currently request that you remove the mentioned item from my credit report. Upon removal of the items listed above, please send me an updated copy of my credit report. I demand to see verifiable proof ( i.e. : an original consumer contract with my signature on it ) that you have on file for the account listed below. Your failure to positively verify has hurt my ability to obtain credit. Under the FCRA unverifiable accounts must be removed and if you are unable to provide me a copy of verifiable proof, you must remove the account listed below.
06/24/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA XXXXX	Web
Kimball, Tirey , St John are collection agents for a home rental debt that became a default judgment in XX/XX/2013, the claimed BY CREDITOR date of D.O.F.D.The account no.is XXXX .I have challenged the debt as re-aged, that is, the date of first delinquency was many months prior to the date Kimball ... continuously verifies with XXXX and XXXX as a collection account with those bureaus.XXXX and XXXX have been provided sufficient information to easily see that the debt is re-aged.The date of 1st delinquency is XX/XX/2013, the date the unpaid rent was due.Since the bureaus do not look into or understand the proof given, they continuously go to the lying collector for verification.This has occurred more than 20 times between XXXX AND XXXX.I do not doubt that Kimball Tirey as attorneys understand the FCRA violation, they just don't care about the law and lie to the bureaus.XXXX acted unilaterally and removed the account upon proof of re-aging.I have attached the court docket to prove that Kimball Tirey 's collection efforts on this debt were ongoing in XX/XX/2013.
06/10/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 92505	Web	Servicemember
In XXXX XXXX I moved from XXXX XXXX XXXX XXXX XXXX CA XXXX . Not until late XXXX XXXX did I receive a move out statement. Since this was well past the 19 day limit in my state I informed the compan y ( XXXX XXXX XXXX ) th at not only did I not owe them anything instead I was due my full deposit back. Which they in fact did return within 5 days? I assumed the issue was closed. 11 months later I get a letter from a debt collector about the same matter. I write and called explaining this issue had been resolved. They ( debt collector ) proceeded to place this debt on all XXXX credit bureaus. I am about to be homeless because these jerks make it seem as if I was evicted or something. I did n't owe the apartment complex any of that money and had they been the ones fighting me on this I would have addressed each and every reason why their calculations were incorrect. But they did not choose to fight me nor have I been taken to court. XXXX XXXX XXXX is not a company. So basically this collection agency is collecting for NOONE!
09/04/2023	Yes	Debt collection Rental debt	False statements or representation Attempted to collect wrong amount	CA 92154	Web	Servicemember
I got reached out to by the law offices if KIMBALL TIREY STJOHN stating that I owed them a collection for an apartment I lived in. They stated that I owed a certain amount for moving out prior to letting them know 60-days in advance. I let them know over 30 days in advance. They stated the lease agreement says 60-day notice shall be given prior to vacating the apartment. However, My lease agreement ended on at the end of XXXX XXXX and I entered a " Month-to-month '' agreement where I was paying as much as + {$400.00} extra each month just to be on a " month-to-month '' agreement because I was planning on moving out in an uncertain time period. I gave them ample time with over 30 days, but they insisted on charging me extra money because it wasn't at least 60 days according to the expired lease agreement. This is hurting my credit and making it difficult to buy a home for my family. I also requested that they provide me proof of validation from one of their attorney 's that the collection is legally justified multiple times and I never got this.
11/15/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	XXXXX	Web	Servicemember
During my tour in XXXX I had several issues with XXXX XXXX housing. The move out charges that are quite expensive and often lowered once they are confronted about the discrepancy of their claim. In XXXX, I paid this move out fee, with email confirmation from a representative from the housing office confirming that we were paid in full. I also have the bank statement showing the money was paid. During the month of XXXX to XXXX I started receiving letters from a law firm requesting that I pay my debt to XXXX XXXX housing. They claim that I owed {$250.00} but provided no justification to my debt. I was unable to contact the law firm and every attempt to reach out to XXXX XXXX housing was met with silence. I did reach out to a community service rep from XXXX XXXX XXXX who claimed that she forwarded my email to the higher office but I never received any further correspondence. I sought out assistance from the legal assistance office here in XXXX who has also been unable to contact the collection firm or the housing office.
03/27/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 91103	Web
We ware renting an apartment. XXXX XXXX XXXX Located at XXXX XXXX XXXX XXXX XXXX XXXX. XXXX They retain a collection company Kimball , Tirey & ST. John LLP Located at XXXX XXXX XXXX XXXX # XXXX XXXX XXXX XXXX. XXXX. They are demanding payment of {$2700.00} We full field our obligation for the 12 months contract and they claiming that we never give them 30 day notice i wrote on my last cashiers check the 30 day notice also i inform to one of their staffers that we ware moving out. The reason why we ware moving out the apartment complex was to old and over price for what their promised. During our residence in XXXX XXXX XXXX we experience multiple sewage back ups from our apartment and the one up stairs, rain gutters ware backed up so water spills at our front door, No A/C and I file multiple times that we have roaches on our kitchen no much was done about it. I spoke to someone at the law firm explain our situation and they said they would get back to us but they never did all we keep getting harassing letters.
10/24/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	CA 90802	Web
I requested a debt validation from the credit companies for each account. ALL XXXX REQUESTS FOR VALIDATION MUST BE RETURNED in 30 days. I requested on or around XX/XX/XXXX, XXXX, XXXX, 2022. As codified by federal law I requested : Debt validation- 1 ). Copy of the ORIGINAL CONTRACT with my SIGNATURE for the debt. 2 ). FULL payment history from the original creditor 3 ). Need the name and address of the original creditor 4 ). Need proof that they now own Or have been assigned to collect the debt. Most companies sent the name and address of original creditor and the proof they have been assigned to collect the debt not NONE of the credit companies showed NO ACCOUNT WITH AN ORIGINAL CONTRACT WITH SIGNATURE OR A FULL ( not just a month or two ) HISTORY. As codified by federal law these accounts must be closed and must be removed as a Derogatory mark on my 3 credit reports. I gave contacts them to explain that they have not returned the full request as required by law and are refusing to close and remove remarks.
08/23/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 93203	Web
I had a property management collection account on my credit report, I was a co-signer on the contract and I paid half of the collection balance because the debt collector I spoke to promised me they would delete the tradeline or collection account from my credit report. Its been long time since I paid this and now that I need to get into a new apartment I can't because the account still on my credit report, I called them and now they said I am not longer liable for the debt but if I want to have the account delete from my credit I should contact the second person on the contract to have them paying the remaining of the debt or I can pay it. This actions from the debt collector are illegal 's, first of all this account is over 7 years old and shouldn't be on my report since XX/XX/2021. Then they lied and promised a credit report deletion as long I paid my part of the contract but now they blackmail on me to help them either paying more money or talk to the other person in the contract to pay its part.
01/24/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89135	Web
" XXXX XXXX XXXX XXXX '' ( the creditor ) apparently rented property to someone with the same name as I or someone purporting to be me in the past. The creditor won a court judgement against my namesake on XX/XX/XXXX for {$8000.00}. During the period the property was rented, I lived & worked overseas on a foreign employment contract. I filed my taxes from abroad and the contract is well documented. I have no relationship with the creditor, have not lived in California since XXXX, and never in XXXX XXXX County. The creditor used a law firm named XXXX, XXXX, & XXXX XXXX to contact me about the debt. They allege I owe {$12000.00} due to accrued interest. I contacted the law firm and told them the debt is not mine. They refuse to provide any evidence of the individual using my name who rented the property, including driver 's license copy, social security number, and signed lease agreement. Someone either stole my identity or the creditor and their law firm have the wrong person with whom I share a name.
11/30/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33578	Web
Back in 2013 my now ex-husband and I lived in an apartment, at which point we filed for a divorce. I had spoken with the rental agent about the remaining amount owed and she assured me that I was not responsible that my ex-husband agreed and put in writing that he would be solely responsible for paying the debt. I thought this was resolved but then at some point I noticed they placed it on my credit report. They never at any time reached out to me or sent notification that I owed this debt again prior to this I was told I did not owe them and not to worry about it. Once I realized this was reflected on my credit report I did contact them and they told me I would need to pay half. I was never informed until it was too late that anything was my responsibility with this debt. I don't think it's fair that they can tell me one thing and then do something else. At no point was I working and I should have only be listed as though I was a dependent since I did not bring income into the house at the time.
11/14/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 94547	Web	Older American, Servicemember
XX/XX/2018, amount {$120.00} for a collection that keeps appearing on my credit report with XXXX that I do not owe such a debt. Thus after filing a police report of fraud and do not have any public record to verify that I owe a debt. It still appears on my file with the Consumer Statement of : " This account is not mine and can not be verified because you have no legal court order or judgment stating that I am responsible for this account which is fraudulent in nature, Just because a collection agency states that it belongs to me does not make it valid without proof of verification under the fair debt collection act. '' This information had only appear once I close on Escrow XX/XX/2018. Did not have any negative information on my credit report when I purchased my home as a Veteran. After many attempts to try to contact XXXX and state that the information in wrong and also provided a police report, they still insist that I do indeed owe this money to the Company Known as Kimbal Trey & St John.
08/17/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92679	Web
I have been trying to contact the collection agency numerous times, I called and they say write to us and when I write to them based on the address the provide on credit reports it comes back to me as undeliverable. This company is reporting information on my personal credit report for a debt that is for a company and has nothing to do with me. I wrote to them also many times with no respond and just getting returned mail. The contact information and their address is wrong on the credit report and they are no help via phone at all. Please help me get this removed of my credit reports. I have attached the proof of no delivery and also the actual letter I sent to request validation and no one ever responded to me in over a year. Now that I am trying to buy a new car this bad item on my report is ruining my chances of getting approved and I would like to get resolution or I have to explore my option to bring a lawsuit against this collection agency for all the FDCPA violations they are committing
09/06/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 92104	Web
On XXXX XXXX 2016, I received a letter in the mail from law firm Kimball , Tirey & St. John LLP stating they were collecting a debt on behalf of another company. On XXXX XXXX 2016 I mailed a letter to the law firm requesting debt validation. However, on XXXX XXXX, 2016 the law firm already reported the alleged debt to all of the major credit reporting agencies before I had the chance to respond to their letter and request debt validation. According to federal law, 15 U.S. code 1692 ( g ) ( b ) it specifically states that a collection agency can not report a debt to the CRA 's until the debt has been validated. It also states that a debtor has 30 days from notification to request validation of the debt and the collection agency has to send proof that the debt is indeed valid. The law firm purposely disregarded my request for validation and purposely broke this statute that protects consumers and this is a direct violation under the FCRA which is punishable to a tangible extent under this law.
10/06/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 91387	Web
In XXXX 2014, an Unalwful Detainer ( UD ) Stipulation Judgement was entered in the XXXX Court XXXX California in which the parties involved Real Estate Asset Trust represented KIMBALL TIREY STJOHN as Plaintiff and XXXX XXXX & XXXX XXXX as Defendants. The agreed terms in the stipulation was that we would not owe anything if we vacated the property on the agreed date. We kept our end of the agreement, but then the representative for the Defendant has been trying to collect from us since 2014. We believe their actions are fraudulent at best and would appreciate if the collection records entered in our credit record be deleted. They have no right to collect according to the UD. We have disputed this item KIMBALL TIREY STJOHN Account Number : XXXX with XXXX numrous times and they seem to be in cohort with the Plaintiff. Please help us remove this item from our credit history, it is damaging anf has been preventing us from moving forward with home obtaining credit lines, home purchase, etc
10/06/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 91387	Web
In XXXX 2014, an Unalwful Detainer ( UD ) Stipulation Judgement was entered in the XXXX Court XXXX California in which the parties involved Real Estate Asset Trust represented KIMBALL TIREY STJOHN as Plaintiff and XXXX XXXX & XXXX XXXX as Defendants. The agreed terms in the stipulation was that we would not owe anything if we vacated the property on the agreed date. We kept our end of the agreement, but then the representative for the Defendant has been trying to collect from us since 2014. We believe their actions are fraudulent at best and would appreciate if the collection records entered in our credit record be deleted. They have no right to collect according to the XXXX. We have disputed this item KIMBALL TIREY STJOHN Account Number : XXXX with XXXX numrous times and they seem to be in cohort with the Plaintiff. Please help us remove this item from our credit history, it is damaging anf has been preventing us from moving forward with home obtaining credit lines, home purchase, etc
11/09/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 92113	Web
I received a letter dated XXXX XXXX, 2014 from Kimball, Tirey, & St. John LLP to pay a judgement against me for unpaid rent owed to XXXX & XXXX XXXX. The letter said the debt will be assumed to be valid unless I notified them within 30 days that I dispute the amount owed. I responded within the thirty days informing them that I was never given an itemized statement at move out showing how much and where our security deposit was applied. I also went to see XXXX XXXX XXXX ( who sent the letter ) around this same time and I was informed to start making small payments but my request for Kimball, Tirey, & St John to obtain an itemized move out inspection showing where my security deposit was applied was never followed up on. Therefore I disputed all the debt as I was unable to calculate their interest charges without knowing my exact balance owed minus my deposit. I am still waiting for the itemized move out sheet required by law showing where my deposit was applied
05/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 95821	Web
My complaint is with XXXX and XXXX. I have filed a dispute on several occassions against Kimball Tirey & St. John and on some of those occasions they ended there investigation in 1 day, which as they really never investigated. I disputed inaccurated information on this account from my name, my address, and the facts that this account was fraudulent and a closed account reporting in Collections but somehow this closed account amounts keep changing. I am a ''XXXX '' and thats whats on my Social Security Card , Birth Certificate, and Identification. This Collection account has no accurate proof that I, ''XXXX '' was the one responsible for this account because it does not belong to me. I requested that this merchant provide proof of any documents that shows ''XXXX '' on them but they never can provide that information. This account has been removed from my XXXX Credit report almost 6 months now, but XXXX and XXXX refuses to remove this account from my Credit report.
08/17/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Public record information inaccurate	CA 95991	Web	Servicemember
Kimball tyree st john is not supposed to reporting a judgement or public record on my report, the law firm filed an eviction, and it was granted by the courts in 2016 4 yrs ago, this company is very harassing, judgements, liens, or public records accept for bankruptcy is only allowed on my credit report, this firm is using deceptive tactics reporting it on my credit, and not listing it as a public record when it actually is a public record, I checked the system, XXXXXXXX XXXX XXXX, and XXXX, and they said the firm is reporting it as a regular collection loan account instead of an eviction, which is public records, which is deceptive practices on their part, they are in violation of the national consumer protection plan, and they are to stop reporting the eviction to the bureaus. It is time barred debt anyway, after I reported it to the credit bureaus they deceptively ran to the courthouse to file an memorandum of costs, which is very sneaky on their part,
08/04/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	UT XXXXX	Web
Your last response to our complaint you had stated you have not tried to collect the debt and that you have validated the debt ... XXXX and I received a notice from your agency yesterday in the mail, stating " this is an attempt to collect a debt '' Also has the information on how to pay your company and contact your company to pay the debt or make arrangements. To me this seems as if this is attempt to collect debt and you are not licensed to collect in the State of Utah. Secondly I asked that you provide us with full accounting information of the debt, supposed signature from XXXX and myself, full proof and validationof this debt. You mailed us the attempt letter with the copy of the judgement paper. This is not validatingthat this debt is ours. I am going to ask that you either 1 delete this from our credit reports or 2 send us TRUE and VALID debt validation with all accounting information, application information, signatures, and proof. Thanks,
12/31/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 188XX	Web	Servicemember
Lived in XXXX housing given to my former wife being XXXX XXXX XXXX XXXX. till we were wrongfully evicted on XX/XX/2015 leaving XXXX XXXX service member and her family homeless on XXXX and essentially the rest of her XXXX period. Tried to work with company to clear things up and work with them beforehand yet they were very rude and unwilling to even attempt to be human. After eviction, the stress aided in separation of wife and I which led to divorce. After this I heard nothing more about any debts owed or collections being taken until i started checking my credit report recently. So, in short, I sum it up in two bullet points 1. Wrongful eviction so anything needing fixed or replaced would have at actual end of lease which means debt owed is on them not us. 2. The paperwork Ive seen all says the past wifes name, not mine.. I have received no mail, email, paperwork, or even phone call about it.. so I take 0 responsibility for this account.
01/29/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 92240	Web	Servicemember
I moved into some apartments in XX/XX/2016. The apartments were really rowdy dirty and the property XXXX was on XXXX. I spoke with them asked to move out. They agreed that I could break the lease and move out so I.. after I moved out I spoke with a man that said he was the owner. He called me a XXXX XXXX we got into an argument. He told me well I dont approve of you breaking the lease. I told him we already signed documentation and I moved out of the apartment he was upset because I said his apartments were ghetto and dirty and that I did not live like that XXXX years later it appeared on my credit report. When I called the apartments to get information, she gave me a fake number, XXXX XXXX the company and they did not have any information that they can give me regarding the debt that they claim that I owe. I was never given notification of this debt. I was never made aware that they were trying to come out to me for breaking the lease.
11/07/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Identity theft protection or other monitoring services Billing dispute for services	NY 14616	Web
Kimble tirey and saint john a law firm for a x landlord keeps pulling my credit reports without my permission. They have been told to stop and still are constantly pulling my reports. They are trying to collect a debt that i do not owe them and never have owed them. They fraudulently got a judgement for there client after i relocated out of cali i was never notified of a court hearing. I have proof from there client an old email if i moved i owed her nothing this was to stop me from suing her over the damages to my truck, the XXXX on my son, as well as the XXXX on myself and back pay for being out of work due to my injuries. These attorneys keep putting this on my credit report then pull my credit report and i have told them they are not authorized to do so and need to stop immediately. I have informed them if i found they had pulled my credit report again i was filing a complaint with you and they did so again in XX/XX/2022.
02/19/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OH 43537	Web
I previously lodged a complaint against Kimball, Tirey, and St. John on XX/XX/2018 detailing overwhelming evidence, coupled with dates, indicating I am not responsible for the debt they are pursuing me for. This debt appeared on my credit report and, after lodging my previous complaint, it was removed as I am clearly not contractually or legally responsible for the debt. I am lodging an additional complaint because Kimball, Tirey, and St. John are continuing to send paperwork to my home addresses to me, in spite of the fact that I am not responsible for the debt. Moreover, they have contacted individuals I am in contact with to pry them for i information on employment and income, representing themselves as apartment managers confirming employment for a recent apartment rental application. Thus, they are misrepresenting themselves to pry personal and confidential information for which I have not authorized them to access.
07/25/2017	Yes	Debt collection Other debt	False statements or representation Impersonated attorney, law enforcement, or government official	CA 92503	Web
Kimball tirey & st. john LLP, Had initially sent a wage garnishment to my employer, they garnished it and the amount on the wage garnishment was paid off. They are now trying to collect initial interest they claim is owed because they mistakenly left that out. My initial wage garnishment was paid and I was told that is all I needed once it was done I would receive the release and they would reflect it on my credit report. This has not happened and they are now trying collect more. My payroll department thinks that this is wrong and is concerned that they are collecting fraudulently. On top of that the I 've spoken to several people there that have falsely stated that they are attorney 's and when I 've researched them they are not. I am questioning their practices as is my employer. As my employer has had several wage garnishments from them for other employees and they have done the same thing to the other employee 's.
10/10/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	SC 29715	Web
Dear, CFPB I am making a complaint for XXXX, XXXX, XXXX, and Kimball tirey st John. There is a debt from the creditor which is kimball tirey st John original creditor which XXXX XXXX XXXX XXXX in XXXX XXXX XXXX I have a document saying the creditor agreed to delete this account. As of today it is XX/XX/XXXX XXXX, XXXX, XXXX has not deleted the account which is violating FCRA statue of limitations and can possibly be sued and fined for {$1000.00} per each. I am having difficulties with all 3 bureas and creditor that agreed to deleted in it's still not deleted as agreed. They also increased the balance to damage my report after they agreed to delete, what they do is increased and decreased which damages a score. This is a violation under the credit act.. This must be deleted immediately. I will upload the page from XXXX and current updates for my proof in case I have to proceed with litigation and violation fines.
10/12/2023	Yes	Debt collection Rental debt	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web
Communication tactics ( repeated phone calls, used abusive language ) Electronic communications ( text message, email, social media ) Attempts to collect debt not owed ( debt was paid, discharged in bankruptcy, result of identity theft, was owed by a deceased family member ) Written notification about debt ( didn't receive, didn't know you could dispute debt ) False statements or representation ( trying to collect wrong amount, impersonated lawyer or government official ) Threatened to contact someone or share information improperly ( contacted employer, contacted you after asked them not to ) Took or threatened to take negative or legal action ( threatened to sue, arrest you, seize property, deport you, collect exempt funds, damage your credit ) Didn't receive enough information to verify debt Didn't receive notice of right to dispute Notification didn't disclose it was an attempt to collect a debt
06/11/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 94534	Web
This alleged debt this company says I owe has already been paid. It was paid in the form of ACH payment. Not only do I have the receipt shown payment was RECEIVED, but my receipt also shows payment was APPROVED. I took care of this debt on XX/XX/XXXX. I sent all 3 credit agencies proof that this debt was not only received but also APPROVED! This proof was sent on XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. The amount that was approved as paid was {$990.00}. I have my receipt saying to print this page for my records. My receipt shows the amount paid, invoice number, Ref number, and Auth Code. There has not been any correspondence between XX/XX/XXXX until present that stated payment was not approved or came back. I would like this removed from my credit report immediately. The company 's name is Kimball Tirey & St John and I forwarded my proof to all 3 credit bureaus. Thank you so much for your time.
08/09/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened to sue on too old debt	CA 93458	Web
I rented and apartment notified I was moving out on XXXX 2012. My monthly rent was {$800.00} per month. I move up north with my family, I apply for work and was denied and Apply for School and was denied not sure way. I just received a letter from and attorney, they call constantly, harassing me. They say legal action will take place, if I do not make payments. I called the agency to ask way the balance is close to {$4000.00} when the rent I was paying was only {$800.00}. I know my balance may be about {$800.00} but the company refuse to clarified information, they say full balance will need to be pay. I am XXXX XXXX XXXX and I am trying to continued, school but not able to apply for fining. Company is damaging my credit. I was never informed or notified from property management that I had a balance. Please see attached support documents I have send to clarified the account.
10/10/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 90037	Web
I moved into an apartment complex XXXX/XXXX/XXXX and was evicted for one month unrated rent the following year in XXXX. My rent was {$1200.00} a month I missed one month, I also had a security deposit of {$1600.00} ( although I know I was n't going to get my security deposit back ), a year later I decide to check my credit score and it stated that I was in debt with Kimball, Tirey & St. John LLC {$4000.00}. I had no idea about this was n't informed or contacted. I kept scrolling and saw that they had another collection out for {$500.00}. So I have two collection cases open now with this firm, one for {$4600.00} and the other for {$590.00}, over {$5000.00} in unexplained debt. They sent letters to my family members homes as well as my fiancee 's mother 's house saying they would take legal action if not paid but never explained why either account was so much and why two cases were open.
09/12/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	CA 92069	Web
An item showed up on my credit from a law firm Kimball , Trey & St John on behalf of XXXX XXXX XXXX. Saying that I owe {$6600.00} for an eviction. I contacted XXXX and disputed the line item letting them know it was not my debt and for this to be removed. In retaliation they filed a levy on all property against me. I have never lived at the property. I had no idea about this until I received a Notification of Levy, filed XX/XX/2018, AFTER they XXXX XXXX out my bank account with XXXX XXXX. I tried contacting them but was unsuccessful. I have sent a letter demanding they provide CREDIBLE proof this is my debt. The levy they have improperly placed on my bank account and all property causes a hardship on my life as I only receive assistance from the state as I have a XXXX XXXX child I take care of. In addition this has greatly affected my credit report in a very negative manner.
08/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90018	Web
Kimball Tirey & St. John LLP is still reporting a collection to my three credit bureau reports that is INVALID. There was a mix-up with my social security number and somehow someone with the name XXXX XXXX ' defaulted account was associated with my social security number. I was never involved or in any way responsible for this debt. I spoke with XXXX at Kimball Tirey & St. John LLP and have sent a letter to them requesting they remove this INVALID debt, yet they continue to report it. I have attached my identification documents to prove my name and social security number as well as the trade-line of the collection from my reports, and the letter I sent to Kimball Tirey & St. John LLP. This has been adversely impacting my credit reports and my ability to get loans for years now and demand that this invalid debt get removed from my credit reports immediately
06/30/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Seized or attempted to seize your property	CA 93065	Web
This entity was able to seize my bank account funds and hold my deposit box for no right reason. I was accused by this entity that I owe them money since XXXX, they failed to inform me about any of the process to see them in court as they claims. They took over {$3000.00} from my bank account and ruined my credit report. They claim they represent a fraudulent management company XXXX whom told me to leave their property without harm as they failed to provide safe and livable place for my family to stay as the roof fall on us and left us with no walls for 2 months and we have email from the superiors that we have all rights to move out and both parties will be even with no harm to Sue them neither them claim anything against me and my family. On XXXX found this entity seized my bank account and my wages without any proper way of notification.
10/19/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 92260	Web
XXXX, XXXX XXXX XXXX XXXX continues to report interest charges on a closed case. This negative remark does not meet legal requirements for credit reporting. I sent a letter on XX/XX/2020 by certified mail in which they received, yet, did not remove the derogatory mark, hindering my ability to maintain a proper score. Listed below is a description of the items that indicate that this derogatory mark should have never been on from my credit report in the first place : 1. The account status is unavailable with no usage, balance, or monthly payment. 2. It is labeled that there is no past due amount. 3. It says the debt included in or discharge through Bankruptcy XXXX, XXXX, or XXXX. They have not followed the law according to The Fair Credit Reporting Act. They have refused to remove my remark and continue to ruin my credit report.
03/03/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90806	Web
So far i sent 3 dispute letters. XXXX on XX/XX/XXXX XXXX on XX/XX/XXXX and XXXX on XX/XX/XXXX all requested that this company KIMBALL TIREY & ST. JOHN validate an alleged debt that they say that i owe and they are reporting it as a valid debt to XXXX and XXXX but ignore me when i ask the to prove it. So it has been 120 days since my first letter and they have ignored me. They are violating my rights as a consumer knowingly. And i've recached out to the credit bureaus two and they also are ignoring my requests. I am a consumer asking for validation under the Fair Debt Collection Practices Act and this company reporting this alleged debt has failed to live up to their legal obligations. As a resort i am asking you guys to enforce my rights as a consmer because this is stressing me out and hurtig me from buying a home.
01/07/2021	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA XXXXX	Web
KIMBALL TIREY ST. JOHN has reported an erroneous collection to my credit report ... Supposedly collecting for XX/XX/XXXXXX/XX/XXXX I have requested validation of this debt on XX/XX/XXXX via certified mail, but did not get a response back from them until after end of XXXX .... In their attempt to validate this debt they provided ledger ( hand written XXXX from XX/XX/XXXX but NO signed contract or proof of previous notice of collection at all ... I contacted XX/XX/XXXXoriginal creditor who could not even find this account and with my findings I responded to Kimball Tirey St John with no avail from them .... they are still reporting this erroneous collection on my credit report and have been reporting it since XX/XX/2018 however docs they provided shows they did NOT purchase this collection until XX/XX/2018 ....
06/13/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Sued w/o proper notification of suit	OH 452XX	Web
i and my wife was renting a apartment from XXXX XXXX XXXX XXXX at XXXX XXXX XXXX XXXX XXXX, on XX/XX/XXXX i infomed them, that becaue of job change i will be serrendring that location on XX/XX/XXXX which i did, my balance due was {$2000.00} which i told XXXX XXXX will pay, by XX/XX/XXXX they said i had to work everything out, kimball, tirey & St John LLP , i called them at XXXX XXXX to pay theysaid we can not located account, they said they will contact me after get a judgement on my and i, they sd our balance was XXXX. then over the course of 4 month we finally talk with the atty office XXXX XXXX said thay had judgement for {$2500.00} i asked how can you get a judgement without contacting me or serving us he said that wha they do, and that i have {$7300.00}, still due bring the total to {$9900.00}
03/04/2023	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 11221	Web
XXXX XXXX XXXX XXXXKimball Tirey & ST John Has been attempting in a aggressive manner to retrieve an open balance of {$14000.00} ( currently ) from me since XXXX. XXXX XXXX XXXX XXXXKimball Tirey & ST John has committed an unlawful act towards me by charging me wrongfully they have not responded with a solution to my safety hazard issues in the time of the events that was going in with my apartment i've rented from them back in XXXX i've attempted to express myself via phone call to Kimball Tirey & ST John about the unlawful acts put against me they were truly rude and unprofessional in the attempt of figuring out a solution i believe their methods of retrieving has been unethical. im looking forward to come to an agreement of removing all inaccuracies that's been placed on my credit report
02/14/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	CA 92804	Web
It was due to unfortunate circumstances with a situation that I was a cosigner on which happened between my brother and the property management company. There was a leakage in the bathroom sink that caused the bathroom floor to flood with water causing the ceiling damage to our downstairs neighbors. The property manager blamed my brother for the bathroom damage stating that when he moved in it was in great condition, hence not wanting to take on damage costs. We tried taking it to the XXXX XXXX XXXX but unfortunately couldnt come up with enough evidence to overturn the damage costs. Along with the full security deposit, they ended up charging an additional {$10000.00} dollars. It was discharged in court last year when my brother filed for bankruptcy but it still shows up on my credit.
04/30/2018	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CA 91911	Web
me and my husband moved out of apartments in XX/XX/XXXX 2016 the landlord was retaliating against us they alleged non-payment but they refused the payment out of spite because my husband complaint to the housing commission, the landlord ended lying to the court and obtaining an agreement with us to pay them monthly and we paid them monthly the sum of {$350.00} every month now sunbow partners has sued us in court alleging that we still owe {$800.00} and has not notified us at all, we never got served nor did we ever receive a bill or explanation that we still owe them, XXXX XXXX with kimball tirey and st.john 's help obtain a false judgment they duped and lied to the court they never notified us of the suit. they have violated our FDCPA rights which are federally regulated.
06/24/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92545	Web
KIMBALL TIREY ST JOHN, account number XXXX XXXX have wrongfully placed a collection account on my XXXX XXXX XXXX XXXX credit bureau files.I am not legally or in any way responsible for this debt.KIMBALL ... is collecting for XXXX XXXX apartments. I am familiar with this company because I signed a 2 year lease which was in XXXX to help my newly divorced daughter get started.Many subsequent leases were signed by my daughter at this location and that is the nature of this collection from XXXX. I am only legally obligated on the original 2 year lease which ended approximately 10 years ago.All real estate contracts must be in writing and I never signed any lease subsequent to the original two year lease.My credit is damaged by this error or fraud of the collection agency.
02/18/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 95821	Web
in regards to what is going on i have a collection account with Kimball trey & ST John due to an unlawful detainer through the XXXX courts. they claim that i owe them XXXX when the documents that i retrieved from the XXXX county courts say that i owe XXXX in which i have contacted them twice and offered to pay them the XXXX and they refuse to except saying that the XXXX was attorneys fees.and the Memorandum clearly states that the attorneys fees our only XXXX i sent them a copy of the paper work and i told them they where giving false statements to the credit bureau. i did disput the claim and the credit bureau said do an investigation and this was the next step that i am taking .what ever help i can get it is very much appreciated .Thank you in advance Sincerliy
10/04/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 92841	Web
This is a complaint against XXXX XXXX XXXX XXXX XXXX Regarding a so called debt which I am not aware of from 2008 the original creditors XXXX XXXX XXXX XXXX from The above co obtained a judgment the XXXX XXXX court. I did not receive any communication from any of these people, now they are writing a letter stating that I owe {$840000.00} these people buy debts pennies on the dollar I am not aware of any such debt. and they are trying to collect a false debt from 2008 the statue of limitation for any civil law is 6 years this is way past the time and I do not owe any one such a debt. the above law office is intimidating and harassing me under the guise of law firm or a debt collector I want this people to stop the letter d of intimidation and harassment
08/25/2021	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt was result of identity theft	CA 91316	Web
I am a victim of identity theft .This collection agency is not only reporting fraudulent account but also aware that is account is fraudulent in deed. I sent my police report and my FTC affidavit that i received from the Federal Trade Commission. They keep verifying this fraudulent account and are not reporting to my dispute. I have never had any goods or services with them or their affiliates they are knowingly and willingly reporting this fraud. They have caused me great damage and embarrassment also with emotional distress. They dont respond to my disputes and keep verifying this fraud to the credit bureaus. I have enclosed the fraud package that was sent to them. This account was created by a fraudster under my name without my knowledge.
02/26/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92507	Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
12/01/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 90802	Web
XXXX XXXX XXXX XXXX XXXX has been attempting to collect a debt that is not lawfully mine and has no standing. Upon my request for debt validation and documentary evidence, as required by federal law, the debt collector failed to provide said federally required evidence. Thus, this debt is null and void. On top of the fact that they have been taking part in abusive and unfair debt collection practices, that have caused me an immense amount of XXXX The company is currently within a 30 day window to remit payment for the violations of law and my rights that they have committed, before litigation is pursued. They have an opportunity do the honorable- and lawful- thing so that we do not have to spend more energy on this in court.
07/05/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	TX 75034	Web
The collection debt noted as Kimball St Trey and John LLP is 6 months past the California statute of limitations and can not be legally pursued and or collected. However this company still has it on my credit as an open collection and are still updating the balance. The collection opened on XX/XX/XXXX and as of XX/XX/XXXX was a time-barred debt and should have been closed and removed. California has a statute of limitations of four years for all debts except those made with oral contracts. For oral contracts, the statute of limitations is two years. This means that for unsecured common debts, lenders and debtors can not attempt to collect debts that are more than four years past due as it is against the law and is illegal.
08/14/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92883	Web
I rented an apartment 2 years ago. When I cancel my contract I gave the 30 days notice that stipulates in my contract. We vacated the apartment on XX/XX/2019. But paid the month of XX/XX/2019. Anyway. They sent me a letter stating that they were going to used my initial deposit for cleaning purposes and whatever was left they were going to send it in a check to my address. Two years after they called me trying to get money from us. I talked to the collection agency and showed them the final letter of what I paid. Anyway the apartment complex didn't want to give me a copy of the money order for the last month. My credit was impeccable until this happened, I don't know what else to do to prove that I have not debt anymore.
06/25/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 91786	Web
I received an alert from XXXX that I had a collection on my credit report. I called the Kimball, Tirrey, and St. John and advised them that I do not owe this and was told to send a letter to them advising that I do not owe the amount that was on my credit. I sent the letter to them and received no response. I was never sent a letter of collection from them at all. I contacted the XXXX XXXX XXXX and Kimball, Tirrey, and St. John advised that they would send a letter to me of what was owed and I did not receive that letter. This is fraudulently on my credit and I advised them of this and the amount still remains. I need this deleted from my credit and a deletion letter issued to myself as soon as possible.
12/27/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 93309	Web
This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whether it's a charge off? The balance is in fact wrong, please make sure to reverse it to XXXX or remove the item fully. Please also produce documentation to verify all the charges and credits in this supposed account that caused to the extremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove this specific wrong posting.
12/08/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TN 38106	Web
This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whether it's a charge off? The balance is in fact wrong, please make sure to reverse it to XXXX or remove the item fully. Please also produce documentation to verify all the charges and credits in this supposed account that caused to the extremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove this specific wrong posting.
09/22/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	CA 926XX	Web
I have a Police Report and Fraud Affidavit for the erroneous items on my credit report. 2 Erroneous items XXXX XXXX XXXX, Paid/Never Late, that speaks volumes to who I am. The bureaus have violated FCRA and have NOT performed an Investigation and they have NOT provided me with one piece of tangible proof, signatures, agreements that these two erroneous accounts belong to me, because they can't provide documentation. Delete these erroneous accounts immediately and it's your duty to put the bureaus on notice that this behavior goes against FEDERAL laws. XXXX XXXX XXXX XXXX XXXX ( XXXX ) XXXX ( {$270.00} ) ( XX/XX/XXXX ) - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( {$2500.00} ) ( XX/XX/XXXX ) - XXXX
12/11/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90630	Web
This kind of account is placed as a collection account, be sure to inform me precisely why there's a balance indicating on the document whether it's a charge off? The balance is in fact wrong, please make sure to reverse it to XXXX or remove the item fully. Please also produce documentation to verify all the charges and credits in this supposed account that caused to the extremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove this specific wrong posting.
04/26/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 91911	Web
I HAD A COURT CASE IN XXXX XXXX IN XX/XX/2016 ME AND MY WIFE WERE THE DEFENDANTS, WE MADE ARRANGEMENTS TO MAKE MONTHLY PAYMENTS OF {$350.00} A MONTH, THE JUDGMENT WAS PAID USING MONTHLY PAYMENTS OF {$350.00}. THE BUSINESS WHICH TOOK US TO COURT HAS OBTAINED A JUDGMENT OF {$800.00} AGAINST US BUT WE WERE NEVER NOTIFIED, NEVER AS IN NEVER, NO LETTERS, NO PHONE CALLS NOT EVEN COURT SERVICE FOR COURT PAPERS WERE NEVER EVER DELIVERED OR SENT TO US, WE ARE GOING TO REQUEST A MOTION TO QUASH FROM THE COURT. THIS BUSINESS HAS NOT ATTEMPTED TO CONTACT US AT ALL TO COLLECT THE ALLEGED DEBT WHICH WAS PAID OFF AND WE BECAUSE WE HAVE BANK STATEMENTS PROVING PAYMENTS WITH CASHIER 'S CHECKS THROUGH XXXX XXXX XXXX.
02/02/2022	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92301	Web
On XX/XX/2022 at approximately XXXX I received a notice from HR stating wages were going to be garnished. I received a WG-006 Claim of Exemption to file with the court. I contact the plaintiff office XXXX XXXX XXXX XXXX I advised them that the debt was not mine. I am a victim of ID theft and I never lived/rented/tenant in XXXX XXXX XXXX where the allegedly tenant using my information rented a dwelling and not paid rent. The attorneys office asked for last 4 of DL and they concluded that it was not the ID they had and might be a fraud case. My wages are going to be garnished because of this case of mistaken identity and need it resolved as soon as possible. CASE XXXX I am a XXXX XXXX XXXX XXXXXXXX.
12/22/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NC 28546	Web
This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whetherit 's a charge off? The balance is in fact wrong, please make sure to reverseit to XXXX or remove the item fully. Please also producedocumentation toverify all the charges and credits in this supposed account that caused to theextremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with myrights honored within the fair credit billing act. If you fail to give these detailsper my civil rights petition, please make sure you quickly remove this specificwrong posting.
12/17/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 91101	Web
This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whetherit 's a charge off? The balance is in fact wrong, please make sure to reverseit to XXXX or remove the item fully. Please also producedocumentation toverify all the charges and credits in this supposed account that caused to theextremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with myrights honored within the fair credit billing act. If you fail to give these detailsper my civil rights petition, please make sure you quickly remove this specificwrong posting.
04/30/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	CA 90277	Web
Details Last Reported XXXX XXXX, XXXX Collection Agency KIMBALL TIREY & ST. JOHN Original Creditor XXXX XXXX XXXX XXXX Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Balance {$2800.00} High Balance {$2800.00} Remarks I notified the manager that she had renewed my lease with the wrong date and she never fixed The apparment building become a XXXX with XXXX in and out I told the building manager I had to move the new residents and guess violated the non XXXX XXXX lease and I have a XXXX XXXX who almost got attached in the elevator by one of the guest and I moved when my lease ended ( the actual lease date ) The manager never amended the lease and put me in collection
05/01/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 930XX	Web
I have contacted kimball tirey & st. john to discuss a large collection that appeared on my credit record. They informed me it was from a lease that was for an apartment my x wife had in her name only. I explained to them I was not a part of that and the contract was signed by her only before we were married. I requested multiple times they provide me a copy of the contract they told me I signed. They refused on every occasion. They also have it in dispute with the credit agencies I have explained to them I am trying to purchase a house and this is holding me up. They said they will hold me buying a house up unless I pay them and they would also not do anything about the dispute.
07/17/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	UT XXXXX	Web
I pulled my credit report and found tha t Kimball Tirey St John is re porting on my credit report for over {$6000.00}. On all XXXX bureaus it is reporting different amounts between $ XXXX {$6800.00}. I sent a debt validation letter o n XX/XX/XXXX and XX/XX/XXXX with no proof of the validation. Kimball Tirey St John sent an electronic response to all XXXX bureaus and never sent me proof of the debt. I requested name and address of original credit, copy of original contract, complete accounting information with fees, payments, interests, and charges, as well as the date of the debt. This debt is not mine, it is ruing my credit worthiness, and is reporting inaccurately.
11/08/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 184XX	Web
A collection account was deleted from my report on XX/XX/2022. I had previously sent information demanding verification of the debt, and heard nothing from the company but they deleted the information on my consumer report. It was then reinserted on my consumer report on XXXX of XXXX. The company has my current address, and per the FCRA, they did not notify me of the reinsertion within 5 days of putting it back on. It needs to be deleted immediately for violation of FCRA Part ( A ) ( 5 ) ( b ) ( ii ). It also has no business being back on my consumer report due to the fact that the information was never verified. I demand it be deleted immediately and not put back on my report.
08/15/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 90017	Web
Hello, Over the course of few months, I have disputed this debt with this company with this company sending the information back to XXXX as verified. Both XXXX and XXXX has successfully investigated this debt collection and successfully deleted it off of my credit profile. I do not have a signed contract nor any contract with this company. I am not liable for collection from this debt. I am not responsible for this debt. I have sent over a police report on several occasions along with supporting documents that this account don't belong to me. Again, both XXXX and XXXX has stopped reporting this debt on my profile yet, this company is still verifying it with XXXX.
04/07/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 90008	Web
This debt was paid per a judgment. The judgment does not ask for interest. It is specific and instructs me employer to collect. The judgment advises not to collect more than the amount shown. Kimball, Tirey is attempting to collect interest ont the debt and continues damage my credit and personal reputation. This debt does not qualify for interest according to FDCPA. Yet, they continue to attempt to collect it. They will not substantiate their position with written documentation. They will not discuss the debt on the telephone beyond demand for payment in full. Their reason given is " we don't have to ''. All of this and I did not owe the debt in the first place.
05/02/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92139	Web
Kimball, Tirey & St.John, LLP are charging me a debt of {$1400.00} for an apartment on which I never lived, nor signed a rental contract for. It has been tarnishing my credit since XX/XX/2019, re-aged, and it is still present and negatively affecting my credit score. I have contacted them multiple times via phone and certified mail, they are unable to provide proof of alleged signed documents. Last year I submitted a dispute with each bureau and they have yet to remove it or provide any proof to support its legality. Under the guidelines of the Fair Credit Reporting Act, Kimball, Tirey & St.John, LLP are unlawfully reporting fraudulent information on my credit.
10/11/2019	Yes	Credit card or prepaid card General-purpose credit card or charge card	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 90630	Web
This particular account situation that is lately filing on my own credit document has a seriously unfavorable relation to my personal ability to obtain a present loan application. I highly recommend you generate verification that KIMBALL TIREY & ST J has been reported completely in accordance with the Fair Credit Reporting Act regulations, it's really a serious problem to mis-report. Moreconfirmation of the aforesaid item too. My proper request mustover, I was never 30 days/60 days/120 days late in any of my payments and I'm not greatly tuned in to the date opened so I prefer to ask your be investigated as soon as possible and confirmed to be correct. Thanks!
05/10/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 92236	Web
On XX/XX/21, I received a notice to pay or quit, this says it is an attempt to collect a debt because I have not paid rent. However, this document shows false information, misleading statements, and incorrect amounts. This notice is labeled as a Covid-related matter that is irrelevant to this matter. In addition, the document requires I sign a declaration and proof of service with a 15-day time frame, and failing to do so can result in eviction, fines, recovery fees, etc. I can provide legal proof with the creditable government documentation in regards to the actual facts behind the motive as to why I am being addressed, wrongfully evicted, and harassed.
05/16/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	TX 756XX	Web	Servicemember
In the year of XXXX I was stationed in XXXX XXXX, Ca. At the time I was living at XXXX XXXX in XXXX XXXX, Ca. I received orders to transfer which caused me to break my list. There are military orders that were given to the complex and they said they would honor them and break my list to no cost to me. When I got moved, I received a letter stating that I owed them over {$9000.00} for my lease. I called and told them that i gave them my orders as well as the federal orders that lets servicemen and women the ability to break their leases when given new orders. They declined them and told me I had to pay the entire amount or half of the amount.
06/09/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	TN 37923	Web	Servicemember
Very first notice I got from Kimball Tirey and St John in the mail was for {$15000.00}, the letter never stated my name anywhere on it. Instead it stated an ex and his girlfriends name. This began in XXXX of XXXX. When I reached out to the company they did not help solve this issue and sent me to collections. I received another letter in XX/XX/XXXX again stating the balance owed of {$15000.00}. I called the company again and the representative explained that the letter was not for me but for my ex and to not worry about it. It is still reflecting on my credit report for something I was specifically told not to worry about.
10/30/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 90005	Web
I am writing to you about the following Kimball Tirey & St John account # XXXX, original creditor : XXXX XXXX XXXX XXXX opened date : XX/XX/2014, original amount : {$5800.00}. This company has fail to do the right thing. They are committing so many violations by re-aging the account, conflicting report from one bureau to another, negligence and unfair practices. I am demanding to get the item off my reports as a compensation for all the violations and damages ( psychological stress, credit score drop, blocking me from getting credit cards, high interest rates in actual loans ). Attached documentation. Thank you.
02/19/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 91411	Web
On XX/XX/XXXX KIMBALL TIREY STJOHN started reporting to XXXX that I owed them a debt in the amount of XXXX on the behalf of XXXX XXXX. Because of this a court order was issued garnishing my wages to pay the debt.. On XXXX XXXX the XXXX XXXX Superior Court sent a notice to myself and KIMBALL TIREY STJOHN stating that earnings withholding order had been terminated because the judgement had been PAID IN FULL. KIMBALL TIREY STJOHN is still reporting a balance owed of {$160.00}, as of XX/XX/XXXX, although the court order from the XXXX XXXX Superior court states that the debt as been paid in full due to wage garnishment.
10/19/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	AZ 85008	Web	Servicemember
Kimball , Tirey & St. John LLP representing XXXX properties. First, have not removed the civil judgement from my credit report. Second, the reason JKW did not except my money at the court proceedings was because they wanted me out for reporting them to housing authorities. Third, it has been over seven years. Furthermore, after reporting them they had the pipes in the build replaced due to the poor quality of water being dispensed. At the court proceeds I had the money and they did not want to take it. I can not believe that a legal firm would ethically represent such a reprehensible firm like XXXX properties.
08/18/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 93030	Web
I was renting at XXXXXXXX XXXX XXXX I had a balance of {$110.00} I was not aware of, the reason I found out it was on collection was because my credit score dropped, I contacted Kimball trey & St. John LLP to make the {$110.00} payment they said it'll be removed. XXXX I called them because it was still in collection and they said they couldn't remove it, XXXX I called back because its still damaging my credit, I'm trying to purchase my first home and I talk to XXXX at Kimball trey & St. John LLP which she still says they can't do nothing about it, the charge was paid as soon I found out I had that balance..
04/23/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	CA XXXXX	Web
Contacted me on XXXX/XXXX/14 via and did not inform me that it was an attempt to collect a debt with threats to garnish my wage. I have been making payments on a monthly basis since XXXX 2014 to current in a timely manner and they have not reported payment history to credit agencies. I have been charged interest in addition to the original debt owed. Since the year started I have been weekly letter from the company as a reminder to make payment by the XXXX of the month and just made a payment the week prior. My monthly payments have been paid in a timely manner via online account through the debt collector.
08/17/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 95991	Web	Servicemember
The company kimball tyree st john went and file a no EXEMPTION for costs without any notice after I disputed the debt as time barred debt. They were very sneaky and deceptive in what they did they filed it this month as I was disputing, they need to quit using questionable deceptive practices to collect funds I don't owe. The debt was given to my ex wife in court being that her and her family incurred the debt, being that they can't reach her they are trying to come after me, bit XXXX have a court order stating that I don't owe it. They need to stop coming after me an reporting it to the credit bureaus.
09/10/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not disclosed as an attempt to collect	CA 92647	Web
I already settled this debt in 2013 with the company in front of the courthouse by having my wages garnished every paystubs ( Bi-Weekly ). After almost a year the company stop taking money from my paystubs. So my debt was completely paid as agreed in front of the judge, now they asking me to paid another {$1500.00} balance who I have no idea when this amount came from if they was still charging me interest after the judge rule, I am not going to agreed and paid for this debt because this will be considering a FRAUD .... I want this debt to be removed and stop asking me to paid for a debt already settle.
08/12/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CA 92024	Web
Kimball Tirey & st J have put multiple accounts on my credit refuse to follow ANY federal laws refuse to validate any accounts refuse to respond make threat against and call my elderly mother and demand XXXX in payments on a account that hasn't even been validate or showed proof I owe total XXXX XXXX telling me were lawyers we can do want ever we want this company has contact my family telling them Im a " XXXX XXXX '' and a " XXXX '' and give them personal information and spending slanderous and defamation even tell my kids dads a " XXXX '' and doesn't pay his bills even call my kids cell phone number
03/22/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	OK 749XX	Web	Servicemember
I moved into an apartment in XXXX XXXX and when my lease was up I moved out. The apartment manager or owner is attempting to collect a debt for what I assume is repairs or something to the apartment but when I moved in I paid a security deposit that should have covered it but they are claiming I owe them over {$800.00} which is impossible. I filed a dispute twice with XXXX and my disputes went nowhere. I was never given documentation proving I owed them this insane amount of money and never returned my security deposit so this needs to be taken off of my credit and XXXX isnt giving me good results.
10/30/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA 92543	Web
There was a XXXX committed on me by than spouse I filed XXXX in which manager of apartment complex served than spouse. My yearly lease was up month prior and I signed a one month lease informing manager I would be moving next month. So upon restraining order I moved. Than spouse and manager were in an agreement which I was not apart of that he was staying in residence. Than bill he actually owed fell on me when he could not be contacted 6 months later due to being incarcerated for another domestic violence on myself. I sent copies to form as proof. Than suddenly it showed on my credit report I owed.
08/05/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OK 73064	Web	Older American
Due to Covid 19, was not able to pay rent in the apartments I lived in with my daughter and granddaughter and we moved before we were kicked out and then all XXXX of us were notified of the dept on our credit reports, said dept is over XXXX dollars and the collection agency that bought the dept illegally put Said dept on all three of our credit reports so instead of a XXXX dept they are trying to get XXXX, how is this legal and it's because of a disaster covid, can you help me and my daughter and granddaughter and have them remove this dept from our credit reports and prosecute them legally
09/17/2019	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92614	Web
On XX/XX/XXXX a civil judgment was entered against me by Kimball Tirey and St. John. Since the filing I have contacted the law firm in an attempt to resolve the matter and spoken to XXXX XXXX and her manager XXXX. However my attempts have been unsuccessful. Kimball Tirey and St. John is now disguising my civil judgment as a collection account in order to bypass the National Consument Assistance Plan that has been in place since XX/XX/XXXX. Furthermore the party has now reported this to XXXX as a collection account and the civil judgment is currently reflecting negatively on my credit report.
01/14/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 91945	Web
I am writing to you about the following Kimball Tirey & St John LLP account # XXXX original creditor XXXX XXXX XXXX XXXX XXXX opened on XXXX XXXX with a balance of {$2700.00}. It was paid and reported by XXXX XXXX and the account with the original creditor was closed on XXXX XXXX with a remaining balance of {$0.00}. The account attach to Kimball Tirey & St John LLP # XXXX is wrongfully reported on my credit and is negatively effecting my credit score because of its inaccuracy. Im requesting under the CFPBs supervision that this account be removed off all my credit reports. Thank You
09/30/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92154	Web	Servicemember
Back in XXXX my wife and I were evicted from our apartment, The XXXX XXXX XXXX XXXX XXXX XXXX. They sold the debt shortly after, to XXXX. In XXXX we hired a debt consolidation company to negotiate this debt on our behalf. Debt was settled for {$3800.00}, but the company is claiming they only settled under my wife 's name and that I still owe more money. There is no reason my wife would settle without me. We have been married since XXXX. We were both on the lease. We were both on the contract with the debt consolidation company. We are still married. Now they won't honor the settlement.
02/09/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92620	Web
Hi, my name is XXXX XXXX and, This third party company racked up a new debt against me after they garnished everything they never closed the debt, it was removed from my credit report also after it was paid now they are saying I Owe them a new debt of XXXX $ this is wrong they already took everything. The company is Kimball, Tirey & St.Johns LLP. Im single mother of XXXX, and Im struggling they knew this and they are taking advantage of my Situation. Please if theres any way to resolve this my email is XXXX I would like to put an end to this best for once and all. Thank you.
10/17/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 902XX	Web
Last XXXX XXXX, XXXX, I wrote a letter pursuant to FDCPA and FCRA, requesting copies of validation documents with regards to this account they are reporting allegedly on my credit report. To date, I have not received any validation document from this company. More than 30 days have already past and this account is still unvalidated. The account number, balance, opened date, date account assigned/sold to them my personal info, everything has not been validated. Attached are copies of the letter I sent them last XXXX XXXX and the letter I am sending them today XXXX XXXX, XXXX.
03/04/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MI 480XX	Web	Servicemember
I reached out to Kimball in XX/XX/XXXX in regards to the debt reported. I told them how I had informed XXXX XXXX XXXX Military housing that I was no longer living at the residence due to divorce in XXXX. My ex husband, XXXX XXXX, had stayed in the home and when he moved out, was given the amount owed. He never intended on paying what was owed to housing, while I had not lived there since XX/XX/XXXX. My name and all information should have been removed from military leasing information due to me leaving. I tried to dispute the account, but was told I was responsible.
12/08/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 91504	Web
I sued my landlord XXXX XXXX XXXX because of fraudulent charges after move out. They wo n't release my security deposit. Before the court date, the landlord sent my " debt '' to a debt collector, Kimball, Tirey and St John LLP. However, I won a judgment at court against XXXX XXXX XXXX XXXX but up to now, the " debt '' is still outstanding on Kimball, Tirey 's website - https : //kimball.virtualcollector.net/. I sent them XXXX letters - debt validation, and a letter with the judgment attached. They still have the supposed debt outstanding on their website.
08/13/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89148	Web
XXXX has permitted the collection agency of Kimball, Tirey & St. John to report an inaccurate account on my credit reports. Upon further review, the account apparently originated from a property management company called XXXX XXXX XXXX. I have no knowledge of this account. In accordance with 15 U.S.C. 1681i ( Fair Credit Reporting Act ), 15 U.S.C. 1692 ( a ) ( Fair Debt Collection Practices Act ), 42 U.S.C. 3604 ( Fair Housing Act ), and California Government Code 12940, et. seq. ( Fair Employment and Housing Act ), please provide validation of the debt.
08/15/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91106	Web
There is a company Kimball Tirey & John. whom is reporting a collection on my credit reports XXXX XXXX, XXXX, and XXXX is not removing this account in the amount of {$13000.00} i did not open this account the account was open fraudulently i reported this to the company i filed a police report and a FTC report and sent copies of the reports to this company they are refusing to remove this account from my credit report and are violating the fair credit reporting act. This negative account on my credit report is preventing me from getting a mortgage loan
04/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	CA 92027	Web	Servicemember
ORIGINAL CREDITOR : XXXX XXXX XXXX BALANCE : {$13000.00} According to Cal. Civ. Proc. Code 312 et. seq. this account has passed the four years Statutes of Limitations to collect such debt. This is a time-barred debt. Please remove this account from all three credit bureaus. Pursuant to the attached documents, page 4, the highlighted section, the date of commencement to collect this debt was XX/XX/2015. Once again, according to Cal. Civ. Proc. Code 312 et. seq. this account has passed the fouXXXX years Statutes of Limitations to collect such debt.
12/17/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	FL 33578	Web
This is in response to the collection companies answer. At no point did I verbally or written agreement with this company to repay any amount. Had I actually spoken to them I would have reminded them about the verbal agreement. I did contact them this past week and was told by XXXX that there was never any payments made by me. With that being said they lied completely to the CFPB. Yes the verbal agreement was made before I moved out that my now exhusband was responsible and I wasn't and there was never an agreement made for me to pay anything!!!!!
09/13/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92027	Web	Servicemember
The following documentation demonstrates that this third-party debt buyer is not reporting accurate information and is failing to report information correctly and therefore is violating the FDCPA and the Fair Credit Reporting Act. In addition, since the debt is from XXXX this account has passed the 7-year limit from date of charge-off under the Fair Credit Reporting Act [ 15 USC 1681c ( a ) ( 4 ) ] to report a collection account. However XXXX, XXXX and XXXX XXXX keeps reporting inaccurate, false information to all three credit bureaus.
05/19/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	CA 92114	Web
XX/XX/XXXX XXXX, XXXX Kimball , Tirey & St. John LLP, in co-operation with The XXXX XXXX XXXX XXXX reported to XXXX a debt that was discharged in XXXX due to a bankruptcy filing. XXXX, XXXX XXXX XXXX XXXX XXXX Representative XXXX XXXX XXXX XXXX XXXX XXXX transmitted an electronic email to me ( XXXX XXXX XXXX the email stated the reason ( s ) why our recent rental application ( s ) were denied by The XXXX XXXX XXXX XXXX XXXX XXXX has since reported this alleged debt and it has caused significant damage to our credit worthiness.
04/26/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92316	Web
They filed for Possession Only on XX/XX/XXXX amount : XXXX. Then filed Unlawful Detainer on XX/XX/XXXX. It was Dismissed on XX/XX/XXXX amount : XXXX. This Creditor/ collection was the Attorney that represented the Plaintiff in court. I sent a Debt Validation letter by Certified Mail by the United States Postal Service on XX/XX/XXXX and it was signed for on XX/XX/XXXX. No reply as of XX/XX/XXXX. I never received a bill asking for the amount of {$2500.00}. My mailing address and phone number is still the same as the court papers.
01/19/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 92108	Web	Servicemember
Kimball Tirey from what I can find represents landlords. They have illegally opened an account in my name without providing any information for supposed debt. I have tried on numerous occasions to reach out to the company. I have disputed with XXXX with no resolve all other agencies have removed. I do not know what I can do to resolve it appears they are a large law firm with a history of complaints and shady practices. I am not sure what other steps I can take to have this removed from my XXXX account
12/05/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 91321	Web
The manager gave us a letter saying that he would not do a walk through of the apartment required by law because of complaints filed with HUD. Then he sent us an illegal bill charging us for new paint, carpets, tile without including the receipts ( also against the law ) Now he hired these illegal lawyers to try to collect. I have filed a small claim case against them but had it delayed because of health problems. I demand that XXXX return our security deposit or I will ask the judge to double the amount!
09/24/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 92551	Web	Servicemember
my lender had pull my credit i had notice i had some items they didnt belong to me it end up being mix credit issues so this one company i end up fight for month and try to dispute it. ill even provide information from credit report proving that it didnt belong to me. they told me they not providing any letters, to help me take it off my credit. they very rude, and hang up in my face. ill even try a another way to settle the debt. they told me no. im at all my all with this company kimball tirey & st j
10/30/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 23234	Web
I emailed you and advised you I do not know who you are or what this debt is you claim i owe you. Without contacting me you reported a collection to the credit bureau 's intentionally harming my credit like the cowards you are. I will not pay one red cent. According to your address it says you are based in California. Well I HAVE NEVER LIVED in CA, so how could i owe you almost {$5000.00}?! You see how you never can produce a signed contract when I dispute the bureaus? You have the wrong person
05/23/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 94533	Web
Manager was told by me that a minor who lived in the complex said " XXXX '', then after manager XXXX told, '' I will give them a warning '', still wrote me up and knew I did n't do it. She gives a tennant wrote up info, goes XXXX and lyes to the sheriff, then she goes in my apartment and tresspasses without consent. We leave because of what she did, disposed all my items without consent, then tracks me down illegally and sends false money amounts to my aunt 's. I did not do what she said.
11/29/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 91607	Web
Creditor is reporting accounts that are invalid and unverified. XXXX and XXXX have investigated this account and they concluded the account was not matching my records of being assigned to me. I would like proof these accounts were disputed per FCRA/ FDCPA. This is causing me anguish and its slandering my good name. Please block this account from my report so I can breathe again. Account Name : KIMBALL TIREY & ST J Account Number : XXXX Date : XX/XX/2017 Amount : {$6700.00}
06/12/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 91913	Web
I have tried to contact this company on multiple occasions and was not able to speak with someone that can give me an Acceptable answer of why I am being charged this amount. I have been sent an incorrect bill that I do not agree with.The amount of {$1500.00} is outlandish and is definitely NOT something I owe. I am being charged for things that are not correct and simply NOT TRUE. I have contacted this company on multiple Occasions and have gotten nowhere. Please help!!!!
10/26/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92606	Web
The collection on my credit report is for XXXX dollars for a place that i had moved out of and taken my name off the lease. I also had a deposit for {$450.00} that I never received back. It was a lease that was split with another person ( XXXX XXXX and XXXX XXXX ). After the 6 month lease was up I had my name taken off the lease and my deposit was taken from me. The XXXX other roomates continued to live in the residence and they would be responsible for any money owed.
05/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 34205	Web
I have reported this collection on my account as inaccurate multiple times. I have no knowledge of this debt nor this company or creditor. I live in Florida. This company is in California. I have made it clear that it is not my debt and it is affecting my credit score to the point where I can not get any loans during the pandemic. I contacted the company and was belittled and told to pay my debt. I would like this removed off my account as it does not belong to me!
07/14/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Impersonated an attorney or official	CA 92505	Web
A collection agency is claiming to be a law firm with a unpaid lawsuit for an eviction that never happened. There is no lawsuit either. The property management company that I rented from that originally hired them did n't send the move out statement in the time allowed by law and therefore forfeited any claim against me and refunded my deposit. Kimble Trey al has no legal debt owing by me to be collecting yet they are reporting a XXXX. Debt to the credit agencies.
02/28/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 91792	Web
I want to report multiple violations that Kimball Tirey & St. John is committing to the Free Credit Reporting Act and to my rights as a consumer. Just to mention two serious violations, see below : 1. Incorrect opening date 2. Incorrect last activity date I am demanding this company to remove the item from my report. I am having psychological issues because of this situation. Please send the attached documents to Kimball Tirey & St. John. Thank you so much.
01/18/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 90008	Web
This debt started as a shake down to get me out of an apartment for one months rent due, I left on my own. This alleged law firm negotiated an amount for me to settle the billing. I went to pay it in person and it was not accepted. They got a judgment after serving me at the address that they removed. As a result they are garnishing my wages and collecting interest as a third party collection agent. they have also reported these lies to the credit bureaus.
01/03/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Problem canceling credit monitoring or identify theft protection service	CA 95050	Web
XXXX XXXX XXXX XXXX DBA XXXX XXXX XXXX was when the bill was paid, that they would remove it off my credit report. Disputed this with XXXX, and they said it would be removed. XXXX XXXX has also been disputed through XXXX. That charge was originally from 2010, when the woman processed the applications for that apartment complex, and she didnt ask for payment up front. She instead billed me after the fact. I am disputing both negative accounts on file.
12/22/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MD 207XX	Web
KIMBALL TIREY & ST. JOHN has been violating me for the past decade. I have never done business with them but they have been reporting negative information to the credit agencies which is ruining my reputation and defamation of character the correspondence is false and misleading. I have requested proof of the debt that they say they have against me I never received a paper with my signature on it. The amounts that they say are owe are different.
06/24/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NE 680XX	Web
The roof was leaking the apartment was unlivable the city was aware of it the property manageXXXX for the company which is regional told us to move if we don't like it so we did and they told us we don't owe them anything we don't stay Now after the fact we left the charges for when we were not even living there Plus they're retaliated To have the new place where we're living at kickass out. Our rent was always current up until we move
10/29/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 92109	Web
I have frequently requested to Kimball Tirey & City of XXXX XXXX, to provide me with an explanation of the amount they claim I owe, how that amount was calculated and account history. They have refused to provide this or any copies of documentation that this debt is in fact mine. Yet they have been willing to put this unverifiable debt on my credit report, as well send me a continuing stream of collection letters. Please see attached.
07/06/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	CA 92563	Web
Kimball, Tirey & St John LLP, The collection company reported an outstanding balance of {$1300.00}. Although they have been told that litigation is in process and they should not report the debt to my credit till the court take a decision on or after XX/XX/XXXX the hearing date. The report caused damages to my business and personal financial needs. Attached is a letter they keep sending. along with the court documents.
04/22/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	IL 600XX	Web
I am a victim of identity theft This collection agency is not only reporting fraudulent account but also aware that this account is fraudulent, I sent in my police report and my FTC affidavit that is notarized. they keep verifying this fraudulent account and are not responding to my dispute. I have never had any goods or sevices with Kimball Tire aSt John or XXXX XXXX yet they knowingly and willingly reporting this fraud.
08/24/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 917XX	Web
I called this company and they apologized for the inconvenience. A former resident named XXXX XXXX used my name for the lease of that property when really it was his own son XXXX XXXX that was living there. I never lived there. This is fraudulent information. I have also spoke with XXXX XXXX himself and he informed me that he notified the company of this error and has paid the debt. I had nothing to do with this property.
01/01/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 92585	Web
XXXX in response to the above claim they stated that XXXX was owed. On XX/XX/22 i received notice that the balance owed was XXXX how is on day one amount and another day a different amount .The lack of investigation and full proof of monies owed is hurting credit report and consumers everywhere while they have shown that can not be trusted i demand that this be removed from my report immediatley
11/21/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	CA XXXXX	Web
XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX, CA XXXX XX/XX/XXXX XXXX : XXXX, XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX : CFPB This delinquency originated at the end of XXXX, and therefore should be off of my credit report. They need to provide the original referral for collection with the XXXX. If they can not provide this, per FCRA they must remove this from my credit file. XXXX XXXX XXXX
09/15/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90044	Web
I previously mailed the attached letter below on XX/XX/XXXX and have yet to see any changes made to my credit file. Please review the attached letter I am providing which is pursuant to 15 U.S. Code 1692a ( 3 ) consumer means any natural person obligated or allegedly obligated to pay any debt. Also pursuant to 15 U.S. Code 1681c-2 Block of information resulting from identity theft.
09/15/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90044	Web
I previously mailed the attached letter below on XX/XX/XXXX and have yet to see any changes made to my credit file. Please review the attached letter I am providing which is pursuant to 15 U.S. Code 1692a ( 3 ) consumer means any natural person obligated or allegedly obligated to pay any debt. Also pursuant to 15 U.S. Code 1681c-2 Block of information resulting from identity theft.
09/15/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90044	Web
I previously mailed the attached letter below onXX/XX/XXXX and have yet to see any changes made to my credit file. Please review the attached letter I am providing which is pursuant to 15 U.S. Code 1692a ( 3 ) consumer means any natural person obligated or allegedly obligated to pay any debt. Also pursuant to 15 U.S. Code 1681c-2 Block of information resulting from identity theft.
07/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Difficulty submitting a dispute or getting information about a dispute over the phone	CA XXXXX	Web
I have an eviction showing on my XXXX report from 6 years ago. It's been paid for 5, and me and my children are going through a really difficult time trying to get an apartment to live in. We are homeless, and this reporting of this information is impeding the wellness of me and my children. The company that reported it ( Kimball, Tirey, and St. John ) refuse to remove it.
10/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 91321	Web
The apartment manager refused to do the walk-thru inspection of the apartment. He than said he was charging for new paint, New carpet and new tile. Then he turned the illegal debt to an attorney who called me on XX/XX/2015 at XXXX when I told him I filed a lawsuit against the manager and not to contact me. He sent papers that he was pursuing the illegal debt.
06/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	CA 91767	Web
On XX/XX/XXXX XXXX XXXX XXXX XXXX has a collection against me in the amount of {$5400.00}. On XX/XX/XXXX I disputed this with XXXX because this account does not belong to me. They never provided me with a physical copy of validation. Account information listed below Kimball, Tirey & St John XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
03/18/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92103	Web
Company requesting payment for debt that was never owed, for rent of a property that was never leased. Despite it being a case of mistaken identity ( letters addressed to person with different name and of the opposite gender ), company keeps making contact. Receiver of debt collection request was not living in-state at time purported debt was accrued.
01/31/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CA XXXXX	Web	Servicemember
Currently behind on rent due to compromised immune system and XXXX. Business is in violation of SB91 which is in effect until XX/XX/XXXX. XXXX XXXX I had XXXX XX/XX/XXXX, expected to have another XXXX within the next 2 month and I have XXXX XXXX XXXX XXXX XXXX My daughter has an XXXX XXXX XXXX which would cause XXXX if evicted from our home.
01/09/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	TX 760XX	Web	Servicemember
This company is trying to collect an amount that is owed to a military housing complex. The amount they are seeking is incorrect and more than the amount that the XXXX XXXX servicemen and his spouse ( myself ) were told. We were under the impression that this amount had been taken out of the paycheck per the agreement with military housing.
04/30/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	AZ 85213	Web
Kimball , Tirey & St. John LLP Is attempting to collect a debt that was already settled with the apartment complex I lived at in XX/XX/2017, XXXX XXXX. XXXX XXXX, apartments agreed to keep my security deposit in lure of the debt owed to them. There is no debt owed to either company. This information incomplete, inaccurate, and erroneous.
05/12/2020	No	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 90242	Web
Kimball, Tirey, and ST John is a collection agency on behalf of XXXX XXXX XXXX XXXX. They have attempted to collect a debt and damaged my credit profile for a property they dont manage and represent. I have disputed with them along with XXXX to no avail. How can they take certain measures for a property or owner they dont represent.
11/12/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90044	Web	Servicemember
The company XXXX XXXX XXXX XXXX is reporting on my consumer report fraudulently. I have no knowledge of this collection account. XXXX XXXX XXXX XXXX also committed Identity Theft. On XX/XX/2023 XXXX XXXX XXXX XXXX pulled my credit report without my knowledge or authorization. This is a violation of the FDCPA and FCRA. See attached.
09/21/2022	Yes	Debt collection Other debt	False statements or representation Indicated you were committing crime by not paying debt	CA 91387	Web
First of all, this happen in 2015, and the attorney is uncredited. Secondly he is trying garnishing my only income that I work for my son as a XXXX XXXX XXXX. Thirdly I went to court on it and was unable to contact them by XXXX, so the court granted him whatever he asking for the complex that he is claiming more money than was ask.
04/09/2022	No	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 95841	Web
I have recently submitted a complaint about another account for the same apartment I don't understand how 2 separate collection firms can try to collect the same delt I owe an each 1 is different it affect my credit tremendously an I feel it should only be 1 credit firm handling the delt so i can know an accurate amount to pay
05/25/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 95660	Web
I sent dispute letters to the collection/debt collector and XXXX, XXXX, and XXXX over 60 days ago and still no response or have yet to verify these accounts. The credit bureaus are reporting false information and are compromising my credibility. I would like these accounts to be removed and deleted immediately please.
06/07/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89110	Web
someone went and got apartment in my name, and is reporting to my credit, i have disputed this serval times and it keeps appearing on my trw and i just disputed again thru credit report. But this is not my account and says with a company name Kimball Tirey St. John. its hindering me from get a place to live.
03/14/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92614	Web
This company has been reporting that I have a XXXX $ debt for 8 years on my credit report. I have told them thus is not my debt. They have no concern for laws or rules. They keep adding to this debt that is not mine and more importantly they keep reporting this debt to the 3 major credit reporting agencies.
07/11/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	HI 96786	Web	Servicemember
I was living at an apartment complex and had to leave early and break the lease. I worked it out with the company that they would keep my deposit and I cleaned the apartment so it was spotless. Years later they sold the debt to a collection company and they have been attempting to collect XXXX XXXX from me.
07/09/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 92376	Web	Servicemember
On XX/XX/XXXX Kimball Triey st. John. Is trying to collect debt in the amount of XXXX that doesnt belong to me I believe I am a victim thing of identity theft. On XX/XX/XXXX XXXX XXXX is trying to collect debt in the amount of {$2200.00}. This is not my debit and I believe I am a victim of identity theft
09/24/2019	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 92627	Web	Servicemember
This account was opened XX/XX/2014. It was supposed to be handled through the V.A help advocates that helps prevent veterans from becoming homeless. But they did not get the payments in on time causing me to be evicted, becoming homeless and get stuck paying this bill. And it is now on my credit reports.
08/07/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web
Kimball Tirey is attempting to collect a debt that I did not incur. On the credit report it states the debt started in XX/XX/ 2019. In three years they have made no contact or sent any letters. They made no attempts to legally verify the debt was in fact incurred by myself nor sent any communications.
06/29/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 76112	Web
This company is falsely reporting the open date of a collection and has continuously reported the collection as verified without and method of verification. They have also been doing hard credit pulls on my credit which resulted in hard inquiries on my credit report in which Indid not authorize.
06/24/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 76006	Web
No proof provided under estoppel by silence ( Engelhardt v. Gravens ). I dispute debt, owe nothing to KIMBALL, TIREY, & ST. JOHN LLP. CA statute of limitations ( Code of Civil Procedure 337 ) may apply. Cease collection, requesting permanent removal from all major and secondary credit bureaus.
10/01/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 92395	Web
Some one fraudulently signed my name to an apartment and did n't pay the rent .They went to court and even paid a payment of XXXX towards theXXXXXXXX I asked for proof of signature and he said he did n't have to show proof..I told them it was fraud and to delete it off my credit report.
11/09/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 95035	Web	Servicemember
I have received a debt collection on my credit report, after doing some research i found out it was for rental lease in a property i haver never leave on. I have been on XXXX XXXX with the department of the XXXX stationed in a different city. There no possible way of me living there.
04/07/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 90631	Web
I am writing this due to non-compliance with the KIMBALL TIREY & ST JOHN. THEY HAVE FAILED TO REMOVE INFORMATION THAT WAS AFFILIATED WITH PERSONAL DETAILS THAT WHERE CHALLENGED IN THE PAST. I strongly believe they are in violation of the FCRA and are refusing to uphold the law.
04/12/2017	Yes	Debt collection Mortgage	Cont'd attempts collect debt not owed Debt is not mine	CA 92886	Web
This XXXX XXXX XXXX placed an abstract of judgement on my property located at XXXX XXXX XXXX XXXX XXXX California XXXX fraudulently trying to steal money from me. I never dealt with this LLC or owe any money to them. My name is XXXX XXXX not XXXX XXXX .
06/21/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 90049	Web
I am a victim of identity theft. The following accounts were opened without my knowledge, consent or authority. I have no idea how the theft took place, nor do I have knowledge of the suspects. I did not receive any money, goods, or services as a result of the identity theft.
04/13/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 92021	Web	Servicemember
Refused to agree in writing that account would not be reported on credit report if paid in full by the XXXX. Paid in full by the XXXX and per the recorded conversation with XXXX and her supervisor. The account was reported on my account in direct violation of our agreement.
02/18/2020	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 95134	Web
The collection agency or law firm -- Kimball, Tirey and St. John LLP of XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, CA XXXX has been making calls to my elderly Father, assigned his social security to an unvalidated debt, and have hurt his credit, caused emotional distress.
10/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 91724	Web
This is erroneous! Your agency failed to provide the monthly payment, terms, credit limit, past due, and date of last payment as it is missing from the report. It is your agencys job to investigate my dispute as it is severely affecting my scores negatively.
06/08/2019	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 92691	Web
Kimball , Tirey & St. John LLP is collecting the wrong amount of debt ( {$450.00} ) on XX/XX/XXXX and they never provided me with any documentation to back up their claims They do this on behalf of XXXX XXXX Apartments in XXXX XXXX California
10/01/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 953XX	Web
This firm is attempting to collect a debt and they have not given me any information as to what they are claiming I owe. This issue dates back to 2020 and they are attempting to levy my account without giving proper information and notice.
06/13/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 91942	Web	Servicemember
In my XXXX XXXX account this agency is being shown in collections and I do not know what it is for. The company also has not sent me anything regarding what the debt of {$1600.00} is. I need this collection removed from my credit report.
04/13/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 90003	Web
On XX/XX/XXXX and XXXX I wrote two letters. One to Kimball, Tirey. The other to XXXX XXXX. I asked both companies to prove I owe the debt, and prove that they own it. Neither has complied, and they're still reporting on my credit file.
03/07/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 92376	Web
XXXX on a property where I use to live. They are trying to collect my wages on something that I was not aware of especially something that is 8yrs old. Im a single mother that just started working they want to take 25 % of my wages.
11/07/2023	Yes	Debt collection Rental debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MS 386XX	Web	Servicemember
Vendor sent a letter to XXXXXXXX XXXX XXXXXXXX asking for about {$570.00} from XXXX. I'm wondering why so long even though this is not my debt. Going to have my wife respond via the letter as I am XXXX XXXX XXXX XXXX XXXX XXXX XXXX
12/06/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92585	Web
judgment in XXXX writ in XXXX paid from XXXX XXXX XXXX balance was never updated reporting XXXX owed on credit reports only owed XXXX paid most minus XXXX still reporting delinquent and past due never updating reports balance
10/08/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91601	Web
Failure to comply with FCRA 611 ( a ) ( 7 ), Method of Verification, within the time set forth by law and continued reporting of unverified information which now, given all my attempts to address it directly with the creditor
01/23/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 90262	Web
Old apartment I used to live in. Before leaving we had an agreement and signed that they owed me {$75.00}. A coupe of weeks later they sent me a bill for {$200.00}. That wasnt what we agreed and just charged me.
05/02/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA XXXXX	Web
This creditor will not update my PAID collection with XXXX, despite my numerous attempts to contact them. They absolutely refuse to update XXXX or to give me the time of day now that I 've paid it.
10/11/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	GA 30328	Web
I have filed a dispute in regards to the incorrect information on my credit report. It has been over 30 days and I have not received any investigation results.
11/26/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	GA 30141	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received my investigation results.
07/30/2017	Yes	Debt collection Other debt	False statements or representation Impersonated attorney, law enforcement, or government official	UT XXXXX	Web
Kimball Tirey St John are not licensed to collect this debt in Utah. On top of not providing proof of the debt they are not licensed to collect.
05/14/2023	No	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 94606	Web
Im confused to why kimball sold my debt XXXX XXXX XXXX but theyre still showing on my XXXX report twice and one time on my XXXX
09/13/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 94107	Web
XXXX failed to remove a fraudulent collections account from my report even though XXXX and XXXX both removed the account.
03/31/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92123	Web
I already went to court for this debt They excepted the courts offer.. But still put it on my credit report
10/13/2022	Yes	Debt collection Mortgage debt	False statements or representation Impersonated attorney, law enforcement, or government official	CA 91387	Web
I WANT THEM TO BE TAKEN OFF MY CREDIT REPORT.THERE ARE ALREADYING GARNSHIMENT MY CHECK EVERY XXXX WEEKS.
11/22/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 91303	Web
I mailed a settlement letter on XX/XX/2021 with tracking number : XXXX. XXXX was returned to the sender.
06/18/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 91387	Web
Was removed before I could get out.Locked out 2017 the was changed before XXXX, added entries XXXX
08/20/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 903XX	Web
sharing my personal information without my consent and reporting inaccurate information.
07/01/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Difficulty submitting a dispute or getting information about a dispute over the phone	CA 94533	Web
The creditor agreed to delete item off credit report and failed to do so.
12/16/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90630	Web
I have an unknown collection on my credit report which is not mine
05/10/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 92618	Web
I was told debt was paid and there was no further action needed.
01/12/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 34639	Web	Servicemember
I have a unknown charge on my credit score from XX/XX/2015 2015
07/26/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91423	Web
There are fraudulent accounts showing up on my credit reports.
11/17/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 90044	Web
i don't know what this is or why its on credit report
01/30/2024	Yes	Debt collection Rental debt	False statements or representation Attempted to collect wrong amount	CA 92201	Web

01/30/2024	Yes	Debt collection Rental debt	Written notification about debt Didn't receive notice of right to dispute	NC 28025	Web	Servicemember

01/28/2024	Yes	Debt collection Rental debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	CA 92612	Web

01/26/2024	Yes	Debt collection Auto debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	CA 90631	Web

01/22/2024	Yes	Debt or credit management Debt settlement	Didn't provide services promised	HI 96782	Web	Servicemember

01/10/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 94002	Web

12/03/2023	No	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 90715	Web

11/28/2023	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	CA 92806	Web

11/23/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 92113	Web

11/21/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 91601	Web

11/21/2023	Yes	Debt collection Rental debt	Written notification about debt Didn't receive notice of right to dispute	HI 96836	Phone

11/08/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60516	Web

10/21/2023	Yes	Debt collection Rental debt	Attempts to collect debt not owed Debt is not yours	CA 92551	Web

10/20/2023	Yes	Credit reporting or other personal consumer reports Other personal consumer report	Incorrect information on your report Public record information inaccurate	CA 93551	Web

10/11/2023	Yes	Debt or credit management Debt settlement	Confusing or missing disclosures	CA 92553	Web

09/29/2023	Yes	Debt collection Rental debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 78728	Web

08/16/2023	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt is not yours	CA 90807	Web

08/02/2023	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt was result of identity theft	CA 91316	Web

07/29/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 92376	Web

07/20/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92257	Web

06/30/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90044	Web

06/22/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92591	Phone

06/20/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	CA 90044	Web

06/17/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 91767	Web

06/13/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92111	Web

06/11/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90303	Web

06/11/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 32801	Web

05/19/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90061	Web

05/17/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75104	Web

05/05/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 92114	Web

04/24/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91977	Web

04/19/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NY 11793	Web

04/05/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 91304	Web

03/29/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75104	Web

03/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 27612	Web

03/13/2023	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 90503	Postal mail

02/25/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 94547	Web

02/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Incorrect information on your report Information belongs to someone else	CA 92841	Web

01/26/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92606	Phone

01/17/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33128	Web

01/12/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 92027	Web

01/06/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 92052	Web	Servicemember

12/26/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 92052	Web	Servicemember

12/17/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90028	Web

11/21/2022	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	CA 91977	Web	Servicemember

10/18/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AZ 85257	Web

09/09/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 91945	Web

09/07/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NC 27530	Web	Servicemember

08/03/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 76006	Web

07/06/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Fraud or scam	CA 92115	Web

06/28/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 91977	Web

06/27/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 93534	Web

06/24/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 91306	Web

06/21/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	GA 30328	Web

06/18/2022	Yes	Debt collection Other debt	False statements or representation Told you not to respond to a lawsuit they filed against you	CA 90061	Web

06/14/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NC 27591	Web

06/06/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 92832	Web

05/19/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90049	Web

05/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 93535	Web

05/03/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92195	Web

04/28/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	VA 23503	Web

04/11/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MI 49203	Web

04/07/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Fraud or scam	CA 92173	Web

03/11/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 94105	Web

03/10/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 95269	Phone

03/01/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 95667	Postal mail

02/14/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 91945	Phone	Older American

02/09/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92629	Web

01/10/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 92834	Web

01/01/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	OR 97124	Web

12/06/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 92052	Web	Servicemember

11/17/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 94538	Web

11/12/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90802	Web

11/10/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	VA 23452	Web

11/09/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 94065	Web

10/19/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	WA 98516	Web

10/13/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90056	Postal mail

09/30/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	CA 92101	Web	Servicemember

09/25/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92052	Web	Servicemember

09/17/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 92114	Web

07/26/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89032	Web

07/16/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	DC 20026	Web

06/17/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	VA 22202	Web

04/29/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92532	Web

04/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92021	Web

03/30/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91702	Web

02/17/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 92880	Web

02/10/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 93584	Web

01/24/2021	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	CA 90004	Web	Older American

01/24/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92056	Web	Servicemember

12/10/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 91335	Web

12/01/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute		Phone

10/12/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 91042	Web

09/24/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours		Phone

09/22/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 91335	Web

09/20/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 92102	Web

08/25/2020	Yes	Debt collection Mortgage debt	Written notification about debt Didn't receive enough information to verify debt	CA 92101	Web

07/22/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 92507	Web

06/30/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90805	Web

06/18/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	AE 09142	Web	Servicemember

05/05/2020	Yes	Credit card or prepaid card Store credit card	Getting a credit card Card opened as result of identity theft or fraud	CA 90025	Referral

04/23/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 92027	Web	Servicemember

04/09/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92627	Web	Servicemember

03/05/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 90025	Web

02/12/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90028	Web

02/05/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92627	Web	Servicemember

12/18/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 91104	Web

11/25/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 93552	Fax

11/12/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Incorrect information on your report Old information reappears or never goes away	CA 92596	Phone

10/07/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92883	Web

09/21/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	LA 71111	Web

09/11/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 94544	Phone

08/29/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90017	Web

08/12/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92505	Phone	Older American

06/08/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 94544	Web

05/25/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 92606	Web

05/22/2019	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	CA 90025	Web

05/05/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 92881	Web

04/08/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours		Phone

03/17/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 90046	Web

03/14/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 92373	Postal mail

02/14/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92345	Web

02/13/2019	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds		Phone	Older American

01/16/2019	Yes	Debt collection Mortgage debt	Written notification about debt Didn't receive notice of right to dispute	CA 91706	Web	Servicemember

11/26/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	CA 92404	Web

11/07/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 92677	Web

10/22/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 90065	Referral

10/21/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 91352	Web

10/10/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92336	Web	Servicemember

09/24/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 90001	Web

09/17/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 91316	Web

08/28/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 92143	Web	Servicemember

08/27/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 90001	Web

08/09/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MI 48336	Web	Servicemember

07/25/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 95826	Web

05/29/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours		Phone

05/04/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid		Phone

04/30/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 92683	Phone

04/12/2018	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	NJ 07111	Web

03/24/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	IN 46410	Web

03/18/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90623	Web

03/16/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 90802	Web

02/27/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 91942	Web

02/07/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 91411	Postal mail

01/28/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 93292	Web

01/19/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 92376	Web

01/17/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 95828	Web

12/17/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 95119	Web

12/17/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 92503	Web

11/10/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 90292	Web

11/03/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90292	Web

10/19/2017	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 90001	Web

10/12/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29605	Web

10/09/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	SC 29906	Web	Servicemember

09/18/2017	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 90001	Web

09/11/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 915XX	Web

08/29/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90213	Referral

08/08/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 92551	Web

08/08/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 92354	Postal mail

07/23/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90034	Web

07/15/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90011	Web

07/12/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 92506	Web

06/22/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 95815	Web

06/07/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 95678	Web

05/10/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 95340	Web

04/17/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 91755	Phone	Older American

04/06/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 90002	Web

03/26/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	CA 92105	Web

03/07/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	CA 91723	Web

03/02/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened to sue on too old debt	CA 91356	Referral

01/09/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CO 80906	Web	Servicemember

01/05/2017	Yes	Credit reporting	Incorrect information on credit report Information is not mine	CA 91214	Web

12/05/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	NV 89015	Phone

11/24/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 95111	Web

10/23/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92647	Web

09/30/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 92591	Web

08/24/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92324	Web

08/24/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 91786	Phone

08/19/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 10011	Postal mail

08/17/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 92586	Web

08/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 91913	Web

08/11/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 92308	Postal mail

08/08/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 92563	Web

07/29/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 92056	Web

07/02/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 93706	Web

06/24/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	GA 30233	Referral

06/18/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	OR 97306	Web

03/30/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 91909	Phone

03/28/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 92027	Web

02/25/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 90036	Web

02/05/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	AZ 85260	Web

02/05/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	AZ 85260	Web

08/25/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92130	Web

07/24/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92026	Web

07/23/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NV 89113	Web

07/22/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	CA 926XX	Web	Older American

06/07/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MS 38671	Web	Servicemember

03/10/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 92692	Web

02/08/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	CA 94085	Web

01/06/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA 91764	Web

01/04/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	XXXXX	Web	Servicemember

12/15/2014	No	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 92591	Web

12/03/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 94565	Web	Servicemember

11/08/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 92821	Web	Servicemember

10/28/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	OH 44305	Web	Servicemember

10/24/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AR 71913	Web

10/07/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AR 71913	Web

09/25/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 95123	Referral

08/25/2014	Yes	Debt collection I do not know	Communication tactics Used obscene/profane/abusive language	CA 93305	Web

08/20/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	AZ 85008	Web	Servicemember

08/12/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	CA 92802	Fax

07/31/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AZ 85326	Phone

05/29/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA 91505	Web

05/22/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NV 89128	Web

05/07/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 91706	Phone

04/10/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 78613	Referral

03/19/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 92078	Web

02/14/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Contacted me after I asked not to	CA 95812	Web

02/12/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 94582	Web

01/20/2014	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 92509	Web

12/27/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 91324	Phone	Older American

11/06/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 90717	Referral

10/01/2013	Yes	Credit reporting	Incorrect information on credit report Information is not mine	CA 93552	Web

09/24/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 92130	Web