Kelsting Group, Inc. CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
06/09/2017 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 94585
Web Servicemember
This memorandum covers Consumer Protection, Credit Reporting, Legal Aid Request, Unfair Business Practice, and dispute for unnece ssary medical services provided.

O n XX/XX/XXXX I fell and hit my XXXX and an XXXX witnessed this and called for a medic. A bystander helped me up and I was leaving to be driven home by a friend. I was stopped and informed that the medic must give me an assessment. I did not agree that I needed medical assistance. A paramedic checked my vitals ( flashlight my eyes and asked me general questions ) and we determined I was fine and I was on my way. I am now receiving a bill from Credit Bureau Associates for {$1300.00} for a XXXX ( Assessment ). The City of XXXX XXXX XXXX - No Transport is the original creditor charging the rate of {$1200.00} for non-residents and NO CHARGE for residents receivin g medical services. The remaining {$120.00} must be interest of some sort. XXXX XXXX XXXX XXXX ? XXXX ] For what its worth, I have lived on the military installation that borders XXXX for almost XXXX XXXX . I never received a notification of this charge ( letter, phone call, email ) despite the ambulance billing agency ( XXXX XXXX ) reporting XXXX notices sent to my confirmed address. [ XXXX XXXX XXXX XXXX ] I am an XXXX XXXX service member currently XXXX since XX/XX/XXXX and XXXX is my insurance company. I spoke with XXXX over the phone today who confirmed on that date that coverage was declined since they do not approve claims of ambulance services if you are n't taken to the hospital. XXXX XXXX XXXX XXXX ] My cr edit score was excellent and here we are almost a year later, I am first hearing of this and notice my credit score d rop XXXX points. This is detrimental to future endeavors. I must have this taken care of or the technicalities of the assessment reviewed to either eliminate or reduce the cost of this unnecessary bill. I have no record at all. Credit Bureau Associates agreed to attempt to mail me a copy of this bill to my XXXX location since I do not have access to a fax machine currently so this may take a few weeks to arrive. My best form of communication is email or I could call if required. I understand my rights under the FCRA so I am creating this memorandum for record to coordination all email traffic from this point out. [ XXXX XXXX XXXX ] A fair resolution for this problem would be to determine that medical services were unnecessary, provide proof of itemized services provided on the bill, have this bill reviewed for accuracy, remove this toll from my credit report, and eliminate or lower the cost of this collecti on. This information has been sent to XXXX XXXX , Credit B ureau Associates, the Federal Trade Commission, Consumer Fi nancial Protection Bureau, XXXX XXXX XXXX XXXX California XXXX XXXX XXXX , and the California Department of Insurance .

Thank you in advance for your time.

Best regards, XXXX XXXX

11/14/2020 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • CA
  • 94547
Web
XXXX XXXX XXXX XXXX Pacific Service Credit Union are both illegally reporting that I owe them for the same account. This is not the fair credit Act. Pacific Service Credit Union has paid XXXX XXXX XXXX and has reported a collections on my credit for XXXX while XXXX XXXX XXXX is also collection for the same closed account for the amount of {$8100.00}, both companies are asking for me to pay a total of {$17000.00} for the same account. This is fraud, I have disputed this, because this needs to be deleted off of my credit, and both companies denied, and want to collect two separate payments totaling in {$17000.00} for the same account that was closed in XX/XX/XXXX, which was insured with insurance for payment in the event something happened to me, and it did. I lost my child, and XXXX stated that they was not going to accept my insurance coverage on the credit card, because I was XXXX before getting the insurance, although my child was diagnosed with XX/XX/XXXX after I enrolled and was paying on the credit card insurance. My daughter XX/XX/XXXX, I lost her, and I lost my job because of it, and when I filled out the credit card insurance medical paperwork coverage to have them pay the credit card bill thru insurance that I was paying XXXX XXXX XXXX for credit card coverage, they denied it. The refused to accept the claim to pay the credit card off. I would like these companies to remove this error off of my credit report. I believe that the item should be removed from my credit file. XXXX XXXX XXXX refused to accept my claim for my credit card insurance payment to pay the bill off, while I was out on XXXX for the loss of my daughter, and then I was terminated by my employer. I wrote them a letter several times explaining that. I was baby. XXXX XXXX XXXX told me that my XXXX XXXX stemmed from the diagnosis I got about my daughter 'sXX/XX/XXXX XX/XX/XXXX, but I had a XXXX & XXXX in XXXX of XXXX, and started seeing a XX/XX/XXXXdoctor, so my claim should have bene paid. My XXXX claim was for XXXX regarding, my loss of child but, XXXX XXXX XXXX denied the claim stating my XXXX is associated with the diagnosis of my child before I got credit card insurance. I have attached my proof of documentation. Please have XXXX and XXXX XXXX XXXX delete this off my account. I have done everything out of goodwill, medical documents to have this resolved, yet they both are trying to collect money from me on the same account, which should be illegal
08/23/2018 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 95610
Web Servicemember
This complaint was closed as a duplicate. It is not a duplicate. This is a complaint of fraudulent charges made in my name by XXXX XXXX XXXX. My complaint against them was originally referred to the FTC by the CFPB and was never responded to. The debt was then purchased by XXXX XXXX XXXX. XXXX is a property management company. XXXX XXXX was the name of the apartments. The original amount was {$1500.00}. They added a recent unknown balance. Now the new balance is {$2000.00}. They provide no explanation for where this new charge of {$500.00} comes from. I do not see how this meets the requirement of the Fair Credit Reporting Act. I do not see why it is not being recognized as identity theft. Charges trumped-up in my name. Both XXXX and XXXX have recognized the account to be fraudulent and have removed the account. XXXX continues to report this fraudulent account. I have an ongoing complaint with CFPB against XXXX about the inaccurate reporting. XXXX XXXX never provided any evidence of these charges or where they came from. I was sent a simple letter by the company listing many fraudulent charges in the amount in question. They claimed they were damages that did not exist. They provided no photographic evidence. This company has had several reviews of the same problem occurring. I was offered no recourse in protesting the charges. The item was placed on my credit report before I knew what happened. I have had trouble removing this fraudulent account ever since. It has changed collection agencies twice so I can not sustain a complaint. It was last Credit Bureau Associates. I have also been unable to obtain suitable housing because of this fraudulent property lien placed on my credit report. I am including the information for XXXX as well as XXXX XXXX XXXX. Please investigate this matter thoroughly. Do not close it off as a duplicate. I asked that this matter be reinvestigated thoroughly. I will not file a duplicate complaint. This matter must be resolved. I'm on SSI. I'm unable to pay this amount. I am in danger of becoming homeless. I'm a veteran of the XXXX XXXX. If the matter is not resolved in this complaint my only recourse will be to bring civil action and contact my State 's Attorney General 's office. I would appreciate any help. Thanks so much. I attached copies of the letter to my last complaint that was marked as duplicate. I can no longer upload those documents. Please locate and review them.
08/21/2020 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 92345
Web
I am hereby requesting that you confirm the fact that I owe this debt as required by any applicable state and federal laws. Please contact the creditor to obtain verification. In addition, under the provisions of state and federal Fair Debt Collection Practices Act ( FDCPA ), Fair Credit Reporting Act ( FCRA ), and related consumer statutes, I am hereby instructing you to cease collection of the debt while efforts are made to obtain verification. Until you resolve this error with the creditor, you should neither contact me nor anyone else except the creditor about this collection. Furthermore, any reporting of this matter to credit reporting agencies is premature. Until you have investigated my dispute, you should not relay negative information to a credit reporting agency. If negative information has already been reported, you must notify the agency to remove said report until the investigative process is over so that my credit report remains accurate, or at the very least, my credit report should be updated to reflect my dispute. Your next contact with me should be to either notice that the creditor has failed to provide verification of the debt and that the matter has been closed or that you believe that this debt is valid and are providing proof of my responsibility. If the former, please confirm that I am not being held responsible for the debt in writing and also that if the account has already been noted on my credit report, that you will contact the bureau ( s ) in question to have the account removed. If the latter, I expect that you will provide me with an explanation as to why you have decided not to remove this account from collections and a copy of all documents relevant to the debt such as the application, bills, records of communications and payments, and any other data that indicates my responsibility. I am instructing you not to contact any third parties such as my employer, neighbors, friends or family members. In addition, you may not contact me by phone at work or at my home about this collection activity. All future correspondence should be sent to me in writing. Please acknowledge that you have received this notice within 14 days.
08/11/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95746
Web
I received a notice from Credit Bureau Associates ( CBA ) on XXXX XXXX, 2015 regarding a debt that is not mine ( {$3000.00} ). I checked my credit score, and it already had shown the negative mark for this debt. This is the first time I had heard of the debt. The debt is not mine, and I had no knowledge of the debt or the service prior to the letter from CBA. The letter references a XXXX XXXX, in XXXX CA, which I had never heard of. I first called the Federal Trade Commission ( FTC ) to find out what to do. They said to dispute the debt, and that the company would have to produce evidence within 5 days, or I could file a complaint. I called CBA on XXXX XXXX, and no one answered, so I left a message, with details and disputed the debt. XXXX XXXX ( from XXXX ) returned by call on XXXX XXXX, at approximately XXXX ( the call was recorded by CBA ). I confirmed my dispute of the debt, and requested their evidence. XXXX said that their evidence was from DMV, and that it would be sent to me within 5-10 business days. I told her that I expected it in 5 days, because that is what I understood to be the law. I confirmed my current address and phone number to CBA on that call. Since that time I have received, or heard, nothing from CBA. I sent a letter to CBA on XXXX/XXXX/15 describing the above, and again requesting evidence of the debt. I also called XXXX XXXX, in XXXX CA, on XXXX XXXX, regarding this notice. They said that they had sent all of their files regarding this account to CBA, and that they would call CBA on the same day and get back to me. They said that it would be faster for them to contact CBA, and hear back, then it would be for me. They said that their evidence was from DMV that I owned an XXXX Suzuki motorcycle that they had towed and still had in their possession. I have never owned an XXXX Suzuki motorcycle, never had a motorcycle towed, and never heard of their company, and I told them that. I called XXXX XXXX two days later to follow up. I never heard back from XXXX XXXX either. I sent them a letter on XXXX/XXXX/15, describing the above, and disputing the debt and requesting evidence.
01/27/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 925XX
Web
1- Pacific Credit services straight ahead reported me to the CRAs without even notifying me of the existence of a debt. 2- When I found out a collection in my credit report, I sent them a certified letter dated XX/XX/XXXX asking for a validation of the debt. They did not answer and kept on reporting this collection which is violation of the FCPDA. 3- I send them another certified letter dated XX/XX/XXXX requesting validation and to stop reporting to my credit report, which is considered to be a collection activity. They did not take heed and still reported the collection on my credit report. From them, I then received a letter for a statement that does not proof that the debt is mind. It was dated XX/XX/XXXX sent to the wrong address listing charges back to XXXX with no explanation what the charges for and with a note stating '' a recent audit of your account revealed that we have inadvertently missed billing you for your portion of the payment '' Pacific Credit services failed to send me a validation. 4- On XX/XX/XXXX I send them another certified letter requesting them to validate my debt under the Fair Debt Act and so it has been 57 days and they have not replied and are still reporting the collection to my credit report. 5- Pacific Credit services are in violation of Fair Debt Collection Practice as they are reporting an unvalidated debt. They also do not have my authenticated permission to first pull my credit report or to report to CRAs. I do not have any legal binding between them and me. I do not owe them anything. 5- In the letter they sent they indicated to me that they will keep negatively reporting this collection to credit reporting agencies which is illegal practice. 6- They defamed my character for something I did not do. 7- Medical debt collection on my personal credit report is a direct violation of HIPPA Laws.
10/08/2020 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 95348
Web
XXXX XXXX XXXX contracted with Pacific Credit Services to collect from me several unpaid bills for services rendered in XXXX through XXXX. When contacted by phone and asked to settle the debts owed, payment was not an option due to financial hardship. Unknown to me until recently, Pacific Credit Services assessed monthly compounded interest to each of the XXXX accounts. The XXXX accounts are currently listed with the three major credit bureaus and updated monthly to reflect the increased balances caused by the calculated interest charges. In XX/XX/XXXX, I contacted the accounting department of XXXX XXXX XXXX. I learned XXXX ' accounting policy is not to assess interest charges to unpaid accounts. " Debt collectors may collect interest, fees, charges, or other expenses to your debt only if they are expressly authorized by the agreement creating the debt or are otherwise permitted by law. If you ask, the debt collector must tell you how much it is charging you and why. '' In early XXXX, I spoke with a Pacific Credit Services supervisor. When I asked why interest is assessed to the XXXX accounts when the original creditor does not, I did not receive a clear answer. Over the following months, I settled two of the XXXX accounts, at which time PCS waived the interest charge on those accounts. However, the waiving of those interest charges does not grant the right to add interest. In a letter dated XX/XX/XXXX, I requested Pacific Credit Services explain why interest charges are routinely added to the XXXX Ambulance accounts? I informed Pacific Credit Services that XXXX XXXX XXXX does not consider interest charges on unpaid accounts. As of this writing, I have not received a response from Pacific Credit Services.
12/14/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Right to dispute notice not received
  • CA
  • 94132
Web
My sister and me bought the house in XXXX in XXXX House ; XXXX, California under the XXXX XXXX XXXX XXXX. Unfortunately after paying all the bills up to XXXX XXXX, XXXX and after this we decided to foreclose the house due to financial problem. After the house was foreclosed the XXXX XXXX XXXX took over the house, which after this we do n't know what happened? We did n't receive any letter/notice from XXXX XXXX XXXX XXXX. We thought that we do n't owe any payment to the XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX until I received the summons notice from Credit Bureau Associates. The address of the Credit Bureau Associates is XXXX XXXX XXXX in XXXX of XXXX, California XXXX. Their telephone number XXXX. The summon notice which I received was in year XXXX stating the amount of {$7500.00} which they want me to pay. Of course I do n't want to pay this amount so I went to the court in XXXX in XXXX, California but unluckily I loss the case. When I go over all the paper works from the Credit Bureau Associates and XXXX XXXX XXXX XXXX I found out that they did n't not send me any bill to the address where I am living since XXXX up to the present. If the XXXX XXXX XXXX XXXX send me a bill using my real address where I am living for almost 34 years ( my only address ) I would have take care of it but since they did n't send me the bill thus it went to debt collector agency XXXX Credit Bureau Associates XXXX year XXXX. That is why I am disputing it cause for me its not my fault but their fault of not even sending me a bill, first bill since we foreclose the house. I was just shocked when the Credit Bureau Associates summon notice.
08/27/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 94131
Web
Debt collection agency : Pacific Credit Services XXXX XXXX XXXX, XXXX XXXX XXXX, CA XXXX Telephone : XXXX This debt collection agency, Pacific Credit Services, has been repeatedly sending me default notices on a medical bill that I have already paid the medical provider. The bill is {$44.00}. I called Pacific Credit Services several times and informed them that I have already paid the medical provider but they still continue to send me default collection notices ( over a period of several months ). When I asked them to get the updated account information from the medical provider so they can stop sending me default notices, they told me they are waiting from the medical provider. I then called the medical provider who informed me they have already notified Pacific Credit Services the bill has been paid. However, Pacific Credit Services still kept telling me there is nothing they can do in the meanwhile and offered me no timeline nor action taken for resolution. I feel that Pacific Credit Services does not have proper and adequate business operations process in place to conduct basic debt collection activity, which is to update outstanding billing balance when the account has been paid! I am concerned that as a result of their inadequate operational process, Pacific Credit Services would continue to send me default notice and then eventually send it to the credit bureau thereby negatively impacting my credit rating. As a debt collection agency, Pacific Credit Services is being irresponsible and has no regard on the consumer 's financial wellbeing.
06/24/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 953XX
Web
XX/XX/XXXX I was denied a line of credit which has NEVER happened to me - the report ( s ) pointed me to the fact that this particular / notorious company had put a mark on my credit over 5 years ago for an erroneous debt that their 'customer '' has nothing to do with in the first place - they have been called, written a letter ... written a CERTIFIED letter because they IGNORED the first one ... yet they still refuse to fix this problem - I rented a townhouse DIRECTLY from the owner/landlord - I lost my health then had money problems - moved out - owed rent - he ended up getting it all and his attorney filed a SATISFACTION of JUDGEMENT in XXXX - Their " customer '' who tried billing me for that SAME RENT ... sent their " bill '' to this notoriously corrupt and shady collection service in XXXX who used to have a different name for YEARS and had to change it to try to elude people in the area away from their terrible reputation - you can find PLENTY of online complaints and forums where people say the same thing I'm saying which is they claim debts they are NOT entitled to - Their " customer '' is a property management whatever that's responsible for the EXTERIOR / COMMON AREAS and NOT any tenants ' rent - Their " customer '' is The XXXX XXXX in XXXX XXXX PACIFIC CREDIT SERVICES in XXXX California USED to be CREDIT BUREAU ASSOCIATES XXXX I lived in XXXX for 27 years - I heard PLENTY of horror stories about this place - their name changed but their practices have not - Next comes an Injunction suit including Compensatory and Punitive damages
01/03/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 92308
Web
I was contacted by a notice by PACIFIC CREDIT SERVICE attempting to collect a debt that I never contracted or agreed to pay. They reported negative and defaming information beginning XX/XX/2019 on my credit report. I sent a debt validation to no avail. They never supplied sufficient information to me in order to validate the debt. I do not agree with their ACTIONS. I have challenged the accuracy and integrity of the information. Please help me in getting this resolved asap. 12 cfr 1022.41 ( a ) ( 1 ) ( 2 ) ( 3 ) state that data furnishers Reflects the terms of and liability for the account or other relationship ; Reflects the consumer 's performance and other conduct with respect to the account or other relationship ; and Identifies the appropriate consumer. 12CFR 1022.41 ( d ) ( 1 ) ( 2 ) ( 3 ) ( i ) Integrity means that information that a furnisher provides to a consumer reporting agency about an account or other relationship with the consumer : Is substantiated by the furnisher 's records at the time it is furnished ; Is furnished in a form and manner that is designed to minimize the likelihood that the information may be incorrectly reflected in a consumer report ; and Includes the information in the furnisher 's possession about the account or other relationship that the Bureau has : Determined that the absence of which would likely be materially misleading in evaluating a consumer 's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living
01/04/2018 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 914XX
Web
I had a contract for a certain amount of time at XXXX XXXX XXXX-XXXX but due to personal problems I was facing at the time, I asked the employee, XXXX, if she could cancel my contract starting on XX/XX/XXXX. This person who no longer works at the gym assured me that she would cancel my membership without an issue. I asked her for documentation to back that statement up -she declined stating that would not be necessary. She never again contacted me to say that my account had not been cancelled ; I took her at her word as an authority in that establishment. On XX/XX/XXXX, I emailed XXXX XXXX XXXX regarding a Letter of Delinquency I received that week of XX/XX/XXXX which called for payment of {$600.00} for the dates XX/XX/XXXX-XX/XX/XXXX which XXXX had said she would cancel a year before. I explained the situation thoroughly and requested to be pardoned for the fees due to previous lack of disclosure on their part ; I did not expect to be billed for something a year later due to XXXX 's false reassurances. XXXX, the employee I emailed, did not respond to my last email which I ended by saying, " I realize that you had nothing to do with her mistake of saying one thing and not doing it ; however, I 'd like to request an exception from your usual policies if you 'd please consider nulling my dues. With respect to your establishment, I 've had an extremely unfavorable experience with inconsistencies at the inactions of previous employees. '' on XX/XX/XXXX.
05/14/2016 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 93635
Web
I was sent a bill and the provider was in between XXXX accounting systems, they billed me on both for copays over a period of time, after we worked together to resolve it and I paid what I owed, they eventually sent me a bill asking for the same copays again off and on over a period of 18 months or more. I told them it was paid and showed proof several times. Then they billed me for office visits in the beginning of the year which went against my deductible, which under normal circumstances I would owe BUT I LOST MY JOB because the doctor inadvertently put XXXX different dates for return to work on my XXXX and work forms. When I called to verify I explained and they still gave me the wrong date, hence I lost my job! So I had to go back in for a televideo appointment to explain to her what happened so she could write a letter and I could get unemployment. Why would I pay for that??? On another account for my daughter they billed the wrong insurance even though I gave them the correct information each visit. She had double coverage which would have covered it except they did n't even bill me or ask for the insurance information until XXXX or more years later! Which now the insurance refused to pay because of the late filing of the claim which was their fault. The office has inadequate employees who apparently are confused. This office has a long history of administrative mistakes, the debt is n't mine.
07/20/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92782
Web
On XX/XX/XXXX my husband and I received a letter from Pacific credit services ( XXXX XXXX XXXX XXXX ) for an attempt to collect on an unknown debt on behalf of an unknown entity ( XXXX XXXX XXXX ) with which we have never conducted business. We did report this attempt as fraudulent with the XXXX XXXX XXXX XXXXXXXX XXXX On XX/XX/XXXX we did receive a second letter from Pacific credit services ( XXXX XXXX XXXX XXXX # XXXX ) providing supposed proof of debt regarding towing and storage for a vehicle we previously owned. We are hereby providing proof of sale of said vehicle dated XX/XX/XXXX. ( XXXX XXXX XXXX XXXXXXXX ). Their attempt at collecting a debt is highly suspicious for the following reasons : - car was sold on XX/XX/XXXX to XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX as per check dated + Notice of transfer & release of liability ( XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX did not register sale with DMV yet transferred vehicle to XXXX XXXX XXXX on XX/XX/XXXX prior to doing any registration and abandoned vehicle following a parking violation (? ) - It would appear that XXXX XXXX XXXX sold a lien of said vehicle on XX/XX/XXXX and Pacific credit services is now attempting to collect for storage + towing fees that we do no owe. Our supporting documentation provides information on correct debtor : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX - XXXX XXXX, CA XXXX
09/27/2017 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • NV
  • 89503
Web
I lived in XXXX apartments in XXXX and they sent me to collections for a balance owed when I left. I settled the dispute within a few months and paid the sum of money we agreed on and I have the documentation proving so and that it is now a XXXX balance. Suddenly, new management pulled me up when I was inquiring, since I left on good terms with old management, to find a new place to live and decided I owe them all the money again and put it back in collections. they are trying to collect the money I paid and the part that was written off, which was mostly invalid, fraudulent charges and the other manager was fired over these acts, its in all the reviews. They are trying to come up with any story they can. They have no invoices and are just making stuff up, as they have nothing to refer to, no person to tell them, they are just creating a story and ignoring the invoice they have showing my {$700.00} payment and that the account was settled. They told me themselves that what I say is hearsay since the old manager is gone, well the same goes for them. They have just made up some XXXX story even though I was able to get the proof I needed. I have been treated horribly, it has caused other apts not to rent to me, I had to live in a motel for a month for over {$1100.00}, waste money on application fees, lose my place on a waiting list, and just the stress has been overwhelming.
09/14/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 95757
Web Servicemember
In XXXX of 2011, my daughter was in a car accident. The car which was registered in my name was towed to a local yard at the request of the police. I went to the yard ( XXXX XXXX ) and signed the ownership of the vehicle so they could sell the car. I was told that that would satisfy the cost of towing and storing the Car. I recently realized that after selling the car, XXXX XXXX also submitted a Claim to Credit Bureau Associated for Collection. The Claim is for {$2600.00}. I contacted CBA collection who stated that CBA only sold the car for {$70.00} and they want the difference. I told CBA that is ridiculous, that the hubcaps were worth {$70.00}. CBA stated that XXXX sells all of their vehicles for {$70.00}. So then it is clear. This is a scam. I sign over the car and they sale it claiming they only received a nominal amount for the car ( {$70.00} ). They keep the cash tax-free, then sale the account to a Collections to get more money. I told CBA that I want a copy of my file including a bill of sale showing who they sold the car, what date, what amount as well as all other documentation. They have not sent me this information. I contacted XXXX XXXX to remove this fraudulent collection and they refused. Please help with this matter. Credit Bureau AssociatesXXXX, CA XXXX TowingXXXX, XXXX, XXXX
02/22/2019 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 33607
Web
I have a medical charge from a Doctor ( XXXX XXXX ) in XXXX that billed me for services over 6 months after the date of service due to a negligent accounting error on his part ( date of service was XX/XX/XXXX bill received in XX/XX/XXXX ). I had relocated jobs at the time I received the bill from this doctor and my previous job 's employee insurance wouldn't cover this charge because the bill was sent over 6 months after the date of service. I tried to resolve this issue directly with the Doctor after I had moved to XXXX XXXX, This doctor then sent the bill to collections ( XXXX XXXX XXXX ) and I didn't receive notice of this in XXXX XXXX until the fall of XXXX. After disputing these charges I still paid the entire balance of {$1300.00} just to get this bill out of collections in XX/XX/XXXX. XXXX XXXX XXXX is still reporting to the credit bureaus that I have an outstanding balance of {$150.00}. I have not heard anything from this collection company since XX/XX/XXXX and want to know why they are still reporting a negative account on my credit. Also I believe the company submitting charges to me that I consider fraudulent on the part of the negligence of this Doctor 's accounting errors in the beginning.
09/15/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 94533
Web
I rented an apartment for my daughter and after she moved out I received a {$5100.00} invoice from the rental agency 's credit collection agency. The rent was {$790.00}. per month and she owed for two months. I concede to that, but they tacked on a bunch of charges for various items ( see letter attached ). They also kept her {$790.00} rental deposit. I kept trying to contact the rental agency to try and work a settlement with them for the two months owed. However, they refused and put {$5100.00} on my credit report. I have attached all the correspondence that I sent to them trying to work this out. I also contact the collection agency thay they used and they would not correspond with me. I had my attorney send them a letter. When they finally responded, a month later, they gave me a $ {$580.00} credit but would not rescind any of the outrageous charges. After that, they dropped the ball and I have n't received any other correspondence from them to this day, XXXX XXXX, 2015. I want to work this out for a fair and equitable settlement. Transunion said that they checked with Credit Bureau Associates and they remain steadfast with their claim.
08/10/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95620
Web Servicemember
In XX/XX/XXXX I seen that there was a collection account on my credit report. I immediately called the XXXX XXXX XXXX to tell them this utility bill didn't belong to me. I was told they couldn't find the account. I then reached out to pcs, the reporting agency and disputed the bill. I explained to them I moved out of XXXX and the address they claimed the bill was for in XXXX is my ex husband 's current residence. I moved out of XXXX XXXX in XXXX and have never moved back. I have provided a copy of my ca driver 's license showing issue date of XXXX to a diffrent address, 1040 's, bank statements, my divorce decree, wage reporting by my employers reported directly to the irs off the irs site. I have ran a public profile showing my residence locations with dates of occupancy supporting all documents provided to pcs. I have provided every legal document, misc proving I didn't live there in XXXX as they claim this debt is for. Pacific credit services, XXXX XXXX XXXX XXXX XXXX XXXX XXXX. The information they provided had inaccurate information, inaccurate dates, no signature or a picture of my id.
08/16/2017 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 95608
Web
So I gave up after challenging this collection debt attempt through the credit agencies last year. The debt started as a court ordered debt and quickly went into collections after being late on the first payment. It got sold to credit bureau associates right away and now there is an extra debt on my record not related to the first debt. So I show two collection debts from this company regarding the first debt. I know this because they came on the credit report the same day. It continues to grow every month so the debt appears new every month though it is now three years old. I would need the extra debt removed. The XXXX is the extra debt. The XXXX is the wrong amount too of what I really owe. I have not received anything in writing but that it was correct from the credit bureaus. No backup documentation was sent to me. I believe this is false and for the damage it has caused me from preventing me to get credit, I would want the whole debt forgiven. This has taken so much time away from life I ca n't get back. Can I collect for that from CB Associates?
11/09/2017 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 950XX
Web
On correspondence dated XXXX XXXX, XXXX, I wrote to this company asking for Validation documents for account numbers : XXXX, XXXX, XXXX, and XXXX. More than 30 days had past and this company has not sent me any validation documents. For account # XXXX, there is an issue with the original creditor, " XXXX XXXX ''. My secondary insurance was never billed.My secondary insurance became my primary insurance for my XXXX/XXXX/XXXX and XXXX/XXXX/XXXX visits and again was not billed at all. This account has been sent to collections in error. Attached to this complaint is a copy of the bills on those dates. I know for a fact that XXXX XXXX is already out of business for more or less 2 years now, so I do not understand how this company was able to verify the information they are reporting. This is a violation of Both FCRA and FDCPA. For the other referenced accounts, I have never received any validation documents as well. Almost two months and nothing has been sent to me to prove the validity of those items.
08/21/2017 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95841
Web
Please find attached the cease and desist letter from XXXX regarding myself XXXX XXXX. I am illegally being billed for services, my provider XXXX has requested for XXXX XXXX to bill them directly and they still have not. Per this letter, XXXX XXXX is in violation of Act Knox Keene which states, they are prohibited from attempting to collect funds other than co payments and deductibles. The collection agency Credit Bureau association claimed that they had n't received the cease and desist letter from XXXX XXXX so I myself have E-mailed the collection agency and mailed them a letter and still have not received a response. There is also another letter to XXXX attached which states that XXXX has contacted XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XX/XX/XXXX and requested that they bill the correct party yet, the collection agency still has not received any documentation from XXXX to cease. The next step is legal action as this has affected my credit report, I need this removed from my credit report
08/31/2015 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 94115
Web
I did a credit check and I have paid every debt on my report etc, but I discovered XXXX derogatory comment. The deragory comment was for {$120.00} that was sent to collections by CBAASSOCIATES on behalf of XXXX XXXX XXXX XXXX. ( The derogatory report is attached ). I do not know what this debt is about my XXXX is in XXXX XXXX. I do n't know what this Judgment is and I am not aware of anything validating this debt. To resolve this without CFPB involvement II sent an e-mail to CBAASSOCIATES on XXXX XXXX, 2015 to determine what this was regarding. In the e-mail I stated I would file this report if I did not hear by Friday XXXX XXXX, 2015. The XXXX XXXX, 2015 e-mail is attached. Conclusion : I have XXXX negative mark on my otherwise spotless credit as a result of this alleged {$120.00} debt that I do not know anything about. If it is a legitimate debt I will pay the {$120.00}, but I do n't like that this Credit Collection Company can avoid due process and put this on my account.
12/10/2023 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 95054
Web
Last year I was asked by my doctor to visit a XXXX by name XXXX XXXX. I presented my insurance card. They said the payment would be XXXX dollars every session. I agreed. After XXXX sessions I had scheduled next week sessions. When I reach there next week they said they have canceled all the scheduled appointments as they dont take HMO anymore, they didnt know mine was a HMO. I had presented them my physical insurance card.If they had told me per session it is XXXX dollars I would never take the treatment, I was working as a XXXX, I cant afford that money, from last XXXX months I am jobless due to injury.They didnt treat me, they didnt inform me before canceling the appointments, I was not treated as a patient. Now they are torturing me to pay the money.Person there says XXXX per session but the total bill is XXXX dollars. Collection company says XXXXI have not received any papers, when I look at my credit report there it says XXXX months late already and charged interest as well
02/15/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95630
Web
On XX/XX/2016, I was working for a company called XXXX XXXX. Address is XXXX XXXX XXXX # XXXX XXXX XXXX, XXXX Phone - XXXX Owner - XXXX XXXX and XXXX XXXX I was injured at work by a machine that was neglected by the owner. They took me to a XXXX XXXX to get stitches. I was never given any paperwork. Everything was taken care of by XXXX XXXX and he told me it was all through XXXX XXXX. I had never been through anything XXXX XXXX related so I was unaware of how the process worked. Later on I found out he never actually filed anything through XXXX XXXX and committed insurance fraud by lying on the forms. The bill was never paid and I started to receive calls and letters in the mail a year later and have XXXX coming after me for {$1000.00}. Now they harass me calling constantly and even calling my new place of employment! This is embarrassing and humiliating and also wrong and illegal and any debt needs to be resolved with XXXX XXXX and his company XXXX XXXX.
08/12/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 95757
Web
In XXXX of 2011, I filed for a chapter XXXX bankruptcy protection. Included in the bankruptcy was an account from a dental office. The office notified me of the unpaid account and I told them that I had unfortunately filed for a chapter XXXX bankruptcy protection and that the account was included. They ended up selling the account to a collection agency. I told the agency that the account was included in a bankruptcy protection. I have been trying to dispute it with all three credit bureaus since the inception of the bankruptcy but they keep telling me that the account was accurately reported on my credit. The account is now past the statute of limitations, ( four years ) according to the California law. I asked the credit bureaus to remove the account as it is too old to be on my credit file, they did not. Instead, they allowed the collection agency to continue reporting old outdated and bankrupt account to continue causing damages to my credit.
12/09/2019 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • CA
  • 95363
Web Older American
In XX/XX/2018, I called XXXX XXXX XXXX XXXX about a reoccurring water leak from the upstairs bathroom. That same week I was given a 60 day notice to vacate the property. I moved out XXXX XXXX, paid all rents. XX/XX/2018, I received a letter and a stack of invoices for, new carpet, paint, linoleum, yard clean up, pluming totaling, XXXX. I had lived at the property for 9 years. Then I found out I had XXXX XXXX. I had XXXX and later received a bill from Pacific Credit services a collection agency in XXXX ca. I went to a mediator in XXXX Ca and XXXX XXXX told them that I caused too much damage, XXXX XXXX refused to talk to me. I am being sued for XXXX in Superior court. I answered the summons and Pacific Credit services sent me a copy of a request to the court to enter an entry of default and a court judgement against me. I feel that this is fraudulent collections and legal procedures
04/16/2016 Yes
  • Debt collection
  • Auto
  • Disclosure verification of debt
  • Right to dispute notice not received
  • KS
  • 664XX
Web Servicemember
Credit Bureau Assosiates has been contracted to settle an auto loan debt I had with XXXX XXXX XXXX ( a CA banking institution ). Over the past 4 years I have made continual payments to them between the amounts of $ XXXX {$200.00} per month, most of which were requested by me to auto withdrawal from my account. I have not received a statement showing pay history in over 18 months. When agreeing on an amount due, the notes in " the system '' are different from what was said from a previous collector. And in 4 years I 've yet to see the amount the Bank sold the debt for to the collector. As of today they are saying {$2400.00} is the Bal ( due to interest ) with the amount owed to XXXX ( Bank ) as {$870.00}. They refused my settlement of {$900.00}. Sir/Ma'am what can I do? I am a XXXX and My Wife and I are working really hard to settle this debt. Thank you.
02/12/2018 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • GA
  • 30114
Web
Around XX/XX/XXXX, I filed a dispute with both XXXX and XXXX regarding account XXXX ( collector ), XXXX XXXX XXXX XXXX XXXX XXXX XXXX., XXXX XXXX, XXXX CA, XXXX, ( XXXX ), amount has increased from {$370.00} to {$460.00}. The original owner company is XXXX XXXX XXXX XXXX. According to GA Law O.C.GA 10-4-213, the original owner company failed to notify occupant in writing of itemized list and sum due, which forfeited occupant 15 days of right to recover. Further, the original owner company failed to notify occupant of sale or disposal of items. I am the occupant and this is regarding my items in a storage unit. The account was placed on my credit report around XX/XX/XXXX and should not have been because original owner company did not comply with the GA law and I do not know how the last balance increased to {$370.00}.
04/21/2017 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Right to dispute notice not received
  • CA
  • XXXXX
Web
I do not know who these people are. I never had any notice of any debt from them. Credit Bureau Associates is in violation of the fair debt collection practice act. Specific violations are 15 U.S. Code 1692c - Commu nication in connection with debt collecti on ( a ) Communication w ith the consumer generally Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt coll ector may not communicate with a consumer in connection with the collection of any debt -- You did not have prior consent directly given to you by me, the consumer or you did not receive express permission of a ny court of competent jurisdiction to communicate with me, the consumer. You have also violated the fair credit reporting act. 15 U.S. Code 1681
08/27/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 94591
Web Servicemember
Started communication with Pacific Credit back in XXXX by responding to their dunning letter. I sent them a request for validation and they sent me a statement with a signature that is not mine ( Forged ) which had my personal and medical information on it. I sent them a letter asking them to send the alleged debt back to XXXX because they sent something that I didn't sign or authorize. I have also sent them letters asking them to remove the alleged debt due to Pacific Credit not validating the alleged debt they claimed I owe them. They have not responded to any of my requests after they sent the fraudulent document. If they would like to have an analyst review the document I would be glad to assist them in this process. I have also been in contact with XXXX XXXX about this and have gotten no response.
10/26/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 959XX
Web
In XX/XX/2014 XXXX evicted me from my low-income, subsidized unit -- the eviction was murky, and the reasons ultimately given, which I have in writing, was " other than non-payment of rent -- behavioral concerns. '' Still might seek legal action against this shady landlord ... XXXX thing they did was send me a bill for expenses that are by all rental laws I 'm aware of THEIR RESPONSIBILITY -- they own and manage the unit, and whatever they have to do to prepare it for the next tenant is their expense. Instead, they billed me, then, when I did n't pay them, immediate sold the bill to the first gullible collections agency ( not that I care for collections agencies, either, lol ) they could find. I 've tried disputing the bill, and have gotten no answer. Please help me resolve this.
02/26/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 91711
Web
I have a fraudulent collections remark on my credit report. XXXX XXXX has made a false claim that I owe {$440.00}. I have never visited, let alone received treatment from, this medical group. To further ensure that this claim was made falsely, I have checked all of my email accounts and medical records and have found no invoice or record pertaining to XXXX XXXX. This debt was sent to Pacific Credit Services on XX/XX/XXXX. I have never received a single statement or debt collection call about this debt. This false collection only came to my attention after signing up for credit karma yesterday ( XX/XX/XXXX ) and noticing the derogatory remark that has been made in error. This debt does not belong to me and I have never been contacted in any way to pay this debt.
08/16/2018 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95608
Web
XXXX XXXX XXXX Date Opened XX/XX/XXXX Status Collection account. {$2600.00} past due as of XX/XX/XXXX. I have no accounts that I opened and have not paid since XXXX. I have no clue what this is for and the company will not tell me without first obtaining information from me that I should not have to divulge considering I have no clue what this is for or where it came from. They contacted me and said they were going to attach my wages were very rude and then hung up on me. I know for a fact I do not owe this money and can not get it resolved. I am trying to work on my credit and I can not get this explained or understood. Please help in anyway to identify where this stems from and who is the true owner of this liability. Thank you in advance.
06/02/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 92805
Web
" I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX XXXX breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you. "
12/29/2017 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 95060
Web
I had an unpaid water bill from the city of XXXX, Ca., that I was unable to pay d/t losing my job. It went into collections at Credit Bureau Associates. Finally, in XXXX of this year, I was able to pay the XXXX owed. The check XXXX drawn on my account at XXXX XXXX XXXX XXXX was then deposited in the XXXX XXXX XXXX by the XXXX XXXX XXXX., XXXX ACCOUNT #XXXX (no date stamp). The next activity on the check is XXXX XXXX XXXX >XXXX< XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. After numerous phone calls and emails XXXX XXXX, continues to deny ever getting said check and depositing it. In as such the debt has never been expunged from my credit score and XXXX has investigated 3 times every time to say it has not been paid.
08/10/2017 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • XXXXX
Web
The first complaint # is XXXX This is a request for documentation regarding the first complaint and that Customer is not satisfied with the abroad answer received by the CREDIT BUREAU ASSOCIATE - XXXX CA the company is stating that I XXXX XXXX XXXX SIGNED a document in the doctor 's office stating that " I was responsible for any balance remained unpaid. I would like to request : 1 ) A COPY OF THE DOCUMENT SIGNED BY XXXX XXXX XXXX STATING RESPONSIBILITY FOR UNPAID BALANCE ; 2 ) A STATEMENT ATTESTING HOW THE CREDIT BUREAU ASSOCIATE AQUIRED XXXX XXXX XXXX SOCIAL SECURITY NUMBER, WHERE THEY FOUND THE COMPLAINT SOCIAL SECURITY NUMBER, WHO PROVIDED IT TO THEM AND COMPLAINT IS REQUESTING IT IN WRITING BY CREDIT BUREAU ASSOCIATE.
09/06/2017 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95301
Web
XXXX XXXX XXXX left me without running hot water for 8 days. As recourse I withheld the rent for 8 days as per California Renters Rights. I had XXXX service the hot water heater that should have been replaced. XXXX reported it unrepairable and shut it off to be replaced. Its passed the statue of limitations and I already disputed and won with XXXX XXXX XXXX XXXX. Credit Bureaus Associates contacted my employer under false representation using false statements. They informed HR of this debt not owed. The caller Id showed XXXX XXXX rather than CBA. The rep was rude, harassed me and would not allow me to speak. I was never asked to be recorded nor was a pre recorded disclosure played. Call made X/X/17 at approx XXXX XXXX
12/02/2018 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you in a state where you do not live or did not sign for the debt
  • CA
  • 94533
Web Servicemember
This attempt to collect a debt that is not mine. This company contacts me by being served at my home. On a car I had 7 years ago the car was repoed 7 years ago. The company I got the car from went out of business 7 years ago. I had nothing to do with this car after that. Until this year I got served saying I owe money for it being stored and towed off the streets in a whole other county I dont live in and I have had nothing to do with this vehicle for the last 7 years. This place called Kelstin Group is now withholding my income. Please help me. I have talked to DMV and the company trying to sue me. Dmv says they have no right to sue me over a repo they took and I have nothing to do with.
02/10/2018 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 95620
Web Older American
I have contacted the collection agency and asked them to provide me with contract with my signature to verify that this is my debt to pay. The collection agency has not provided proof of this being my debt to pay. I also have disputed it through the three credit bureaus. I am unsure what else to do except seek further help in getting these matters resolved. Below is the name of the collection agency I have contacted and asked them to provide me with the above mentioned proof. 2. Credit Bureau Assoicates/Original Creditor : XXXX XXXX XXXX $ XXXX First time contacting this agency was XX/XX/XXXX. Sent me a print out but no signature. The latest letter I sent was on XX/XX/XXXX.
05/18/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 94804
Web
For the past several months, I have reached out to Pacific Credit Services in regard to a collection account they have placed on my credit. I have not been successful in getting the matter resolved which is why I have elected to file this complaint. I have no knowledge of what the account is for because I was never contacted by them- they just placed the debt on my credit. Additionally, I HAVE BEEN A VICTIM OF FRAUD. I have a police report on record- the bureaus have it and i filed a complaint with the FTC . Again- I have no knowledge of account number XXXX AND I AM REQUESTING THE FRAUDULENT ACCOUNT AND IT'S FRAUDULENT PAYMENT HISTORY BE EXPUNGED FROM MY CREDIT IMMEDIATELY!!
06/13/2017 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 94531
Web
In XXXX XXXX my son was transferred by ambulance from one XXXX XXXX to another. XXXX XXXX XXXX was the carrier who submitted a bill to XXXX for services. Services were paid by XXXX , however the check was never cashed and I was placed in collections. Several calls to XXXX , XXXX and the collection agency and this has still not been resolved. XXXX at XXXX XXXX has NEVER returned any calls from myself or XXXX , she refused to take payment. XXXX XXXX XXXX has failed to provide proof that coverage was denied or any other documentation surrounding the bill. I have asked for this to be removed from my credit and they refuse.
07/19/2019 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 95841
Web
I have found a report on my credit from a PCS Collections, I have never heard about this company and I have no knowledge of why they placed a collection on my credit. Frankly I don't know what this debt is for. I have pulled up reports on the XXXX and found that they appear to be a fraudulent company involved in debt scams and work through evasion and scare tactics. I am not afraid, but I do not know what to do. I want nothing to do with a dishonest scammer company. I have no knowledge or information of anything from them except for the reporting on my credit. The reporting itself is vague as it does not provide any detail for what it is for or from.
10/24/2016 Yes
  • Debt collection
  • Medical
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 95138
Web
In XX/XX/2015, I received a XXXX from XXXX in XXXX, CA and was admitted to XXXX in XXXX for treatment for XXXX and XXXX. XXXX transported me to XXXX from XXXX for a XXXX. After the XXXX, XXXX had XXXX take me XXXX block to the clinic to see XXXX. They charged {$500.00}. I never got a bill from XXXX. Months later a neighbor gave me the bill from the collection company. They had the wrong address. Therefore, XXXX must have sent the bill to this address also. Now {$40.00} a month is being added to the bill. I followed up with XXXX and they have not gotten back to me. My insurance will not pay because they said they took me to a routine appointment.
02/02/2018 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • GA
  • 30518
Web
In XX/XX/XXXX, i asked XXXX XXXX XXXX to validate a debt they claim I owe to XXXX XXXX. What they sent was a copy of a lease and a bill for a little over {$3000.00}. In XX/XX/XXXX, I sent a dispute through my credit bureaus regarding this debt with a copy of my drivers license and social security card to prove that the information did not match what the collection agency had on file. The credit bureau simply updated my accurate information with the collection agency and allowed the item to remain on my report for collection. This collection agency is also not authorized to collect in Georgia which is my state of residence.
10/16/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 94582
Web
I defaulted on an auto loan with XXXX XXXX and its been sitting on my credit report for the last 4yrs. Its been charged off. However, another agency, Pacific Credit has been reporting this default as their own. So I have XXXX reporting XXXX and PC reporting XXXX plus accruals. This makes it seems as though I am in more debt than I am and that I have defaulted on two loans instead of the one. Unaware of its origin I disputed the account and as a result PC has now placed their account in active collection reflecting that I am currently XXXX days late when I have had no contact or made no arrangements with them!
06/27/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 94510
Web
On XX/XX/2016 PACIFIC CREDIT SERVICE added a derogatory mark on my credit report per XXXX. upon further research, this account was transferred/sold and charged off and i am no longer responsible for the account. debtor creditor did not verify this account. also there was no written form of communication, contract or signature for this accused debt at all. a bill without a signature does not validate the debt and anybody can send a bill and say its mines. according to the FCRA PACIFIC CREDIT SERVICE has violated my rights as a consumer and i'm requesting legal action to remove this account immediately
01/30/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94603
Web
On XX/XX/2020, PACIFIC CREDIT SERVICE added a derogatory mark on my credit report per XXXX. Upon further research, this account was transferred/sold and i am no longer responsible for the account. Debtor creditor did not verify this collection. Also there was no written form of communication, contract or signature for this accused debt at all. a bill without a signature does not validate the debt and anybody can send a bill and say its mines. according to the FCRA, PACIFIC CREDIT SERVICE has violated my rights as a consumer and i'm requesting legal action to remove this account immediately
07/20/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 95351
Web
The original debtor was XXXX XXXX XXXX XXXX. The bill was for cleaning costs and " damage '' to the appartment I rented, some of which I disputed with original debtor because some damage was caused by maintenance issues. These maintenance issues were pointed out during annual inspection, yet they were not addressed. They would not adjust my bill, so I refused to pay. They sent my bill to collections. There was no agreement with original debtor that I would have to pay interest or fees on move out costs, yet the collection agency has illegally added both, and is reporting such on my credit.
03/14/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 94063
Web
On XX/XX/2017 XXXX XXXX XXXX added a derogatory mark on all 3 credit bureau 's XXXX XXXX XXXX I have disputed these alleged charges for years, due to identity theft, I attempted to file a police report in 2017 just to be told it's not a police matter it's a civil matter in which the report wasn't accepted at the time. The FCRA states my rights clearly being violated by this collection I am requesting termination an removal of this collection, immediately due to inaccurate reporting, anyone say send a bill saying you owe, but there's been no written Signature or contract.
01/25/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • CA
  • 95037
Web Older American, Servicemember
Pacific Credit Collection is claiming that I owe {$3900.00} for a disputed bill with a veterinarian located in XXXX, CA. This is unfairly affecting my credit score. Because the transaction was verbal, apparently, I have no proof that what I am disputing is correct. We verbally authorized XXXX XXXX on our Pug, and the Vet performed an additonal XXXX without our consent, which ended up killing our dog. Now, 8 years later, they have put it on our credit report and there is no recourse for me. How is the possible? Please help. Thank you, XXXX XXXX ( XXXX ) XXXX XXXX XXXX
06/12/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 94533
Web
On XX/XX/2018 XXXX added a derogatory mark on my credit report per XXXX. upon further research, this account was transferred/sold and charged off and i am no longer responsible for the account. debtor creditor did not verify this account. also there was no written form of communication, contract or signature for this accused debt at all. a bill without a signature does not validate the debt and anybody can send a bill and say its mines. according to the XXXX has violated my rights as a consumer and i'm requesting legal action to remove this account immediately
01/26/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 94533
Web
On XX/XX/2013 I paid off my debt that went to collections of {$270.00} and I received a letter from credit bureau associates stating that my debt has been paid in full and I also received another letter stating that I would have the " reference account '' deleted from my credit report since it was paid off. I had recently checked my credit report at my local bank and it shows that this debt is still attached to my mine name and is listed as unpaid. It has affected my credit score immensely because of this debt that should have been taken care of years ago.
08/25/2017 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • XXXXX
Web Servicemember
There is currently a property tax placed on my credit report that is fraudulent and preventing me from renting an apartment. The original creditor is XXXX XXXX. Upon moving out they claimed there were many damages that did not exist. It is now owned by Credit Bureau Associates. The amount is {$1800.00}. I can not get housing because of this. I had no chance to defend myself. The damages they claim simply do not exist and there is no evidence of it. I am currently XXXX and need to obtain low income housing. I need to have this removed from my credit report.
01/31/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94520
Web
On XX/XX/2022 XXXX added a derogatory mark on my credit report per XXXX. Upon further research, this account was transferred/sold and i am no longer responsible for the account. Debtor creditor did not verify this collection. Also there was no written form of communication, contract or signature for this accused debt at all. A bill without a signature does not validate the debt and anybody can send a bill and say its mines. According to the FCRA XXXX has violated my rights as a consumer and i'm requesting legal action to remove this account immediately
08/02/2016 Yes
  • Debt collection
  • Auto
  • Taking/threatening an illegal action
  • Attempted to/Collected exempt funds
  • CA
  • 94509
Web
My father XXXX XXXX bought this car for me several years ago as a gift ( XX/XX/XXXX ). I Never got the repairS finished or the DMV smog. So I gave it back to my father XXXX in XX/XX/XXXX. XXXX then gave it to his nephew, XXXX XXXX, in XX/XX/XXXX and turned in a release of liability with California DMV at that time. Some time later XXXX XXXX, my cousin sold the XXXX to his friend XXXX XXXX. XXXX then surrendered the Toyota to a Junk yard on XXXX XXXX, XXXX. I AM NOT LEGALLY RESPONSIBLE FOR THIS XXXX TOYOTA, VIN # XXXX PLATE # XXXX.
05/31/2017 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 95687
Web
I have tried to validate this de bt, 3 se perate times. No one will send me validation of this debt, I tried to call the company XXXX Bank that initially held this debt and they said they have nothing on file for me. Neither the credit bureaus nor the creditor has sent me any proof of this account. Not only that, but the initial creditor told me they held no debt for me. I am not getting anything resolved with the credit bureaus nor the creditor and they are violating my rights by not verifying/validating the debt in question.
09/22/2019 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 953XX
Web
In 2017 my debt with XXXX XXXX XXXX credit card was near the 10k limit. I had already paid off an auto loan through them and then sold that vehicle to pay off my debt. Including the credit card debt. While hospitalized I recieved bills from XXXX XXXX XXXX as if unpaid. Now in collections. They sent me a bundle of paperwork showing several purchases from that card. The paperwork they sent has a signature with my name in cursive ... It is not my signature. This debt is paid. I paid cash inside the credit union bank.
08/12/2020 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 94565
Web
I am currently in the middle of financing and this unknown collection account appeared on my credit. I have not received a collection notice, phone call or anything for that matter informing what the debt is for before it was placed on my credit. I have also not been able to reach anyone at this institution. They have 2 different COLLECTION COMPANY NAMES ON MY CREDIT. The name on my credit is Pacific Credit Service Account Number XXXX XXXX and the address of this company belongs to Credit Bureau Associates
05/24/2017 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95667
Web
On XXXX XXXX XXXX this company r eceived a letter requesting validation where I asked themn either provide me with proof of my liability in the form of a contractual agreement that I agreed to for the debt or delete the item from the credit report. They ignored this request and at the same time verified the account with the credit bureaus as a valid account and continued to report this frivolous account on my credit report. This is a violation of both the FCRA and FDC PA Sec 809,
03/24/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 94565
Web
I was given a copy of my credit report, and there was a collection account listed. I have since reached out to all 3 of the credit bureaus by phone and my mail to address the fact that the account in question does not belong to me. I have never had an account with the company in question. I do not have any other information reporting on my credit report besides this one company. XXXX, XXXX or XXXX XXXX XXXX has not reached out to me in regard to this matter.
07/24/2019 Yes
  • Debt collection
  • Auto debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • XXXXX
Web Servicemember
Pacific Credit Services and/or their client/affiliate sent false information to all 3 major credit bureaus, the false information was then attached to my credit report saying I owe {$13000.00}, which caused negative remarks on my credit report which caused my credit score to lower tragiclly. I have never in no way been associated to Pacific Credit Services or their affiliates or do i owe any amount to Pacific Crediit Services or their affiliates.
02/04/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 92123
Web
KelKris ( XXXX Credit Bureau Associates ) drafted a Stipulation to Set Aside Default and for Settlement and Entry of Judgment to discharge a debt filed against me. The company 's attorney negotiated an amount of {$4200.00} with my attorney, I accepted it, and sent them a check in keeping with their instructions in the Agreement. Now they are reneging on it saying the {$4200.00} was in error. Now they are saying they want {$6700.00}.
07/25/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94110
Web Servicemember
This is the second time Pacific Credit Services and/or their client/affiliate sent false information to all 3 major credit bureaus, the information was then attached to my credit report saying i owe a amount of {$7400.00}, which caused negative remarks on my credit report which caused my credit score to lower drastically. I have never in no way been associated to Pacific Credit Services or their affiliates.
04/01/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 94561
Web
There is no written communication or any legal proof for the alleged debt to claim ownership anybody can send a bill but that doesn't mean the debt is legitimate. I do not recall being associated with this company. FDCPA section 809 states if you can not validate the debt, you must request all credit reporting agencies delete the inaccurate information from my credit report IMMEDIATELY!
12/30/2015 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 94621
Web
I have sent the company Credit Bureau Associates several notices to advise them they are trying to collect on a debt I no nothing about. What I find immensely frustrating is that I have sent them several letters in this regard and they continue to ignore me and report the unknown account on my credit but it reads on my credit " creditor can not locate individual ''
10/24/2019 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95843
Web
There is a collection on our credit reports that is not ours. PCS ( Pacific Credit Services is not my account. Account # XXXX {$1700.00}. I have tried to get copy of any signed agreement proving the debt and have not received a response. I have also tried disputing with the credit bureaus.
07/21/2015 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 94621
Web
I HAVE SENT CREDIT BUREAU ASSOCIATES 3 REGISTERED LETTERS IN REGARDS TO AN UNKNOWN ACCOUT ( XXXX ) THEY HAVE PLACED ON MY CREDIT. TO DATE IT HAS BEEN 7 MONTHS AND THEY HAVE NOT RESPONDED TO ME BUT THEY STILL REPORT THE DEBT. I HAVE A POLICE REPORT ON FILE WITH THE XXXX POLICE DEPARTMENT.
07/23/2019 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93720
Web
This is a fraudulent charge. I would like the company/owner to prove that I was given the proper move in/move out due process. Signatures and dates on apartment paperwork will not match the proper parties involved. Forgery proven will make this debt a fraudulent charge.
05/24/2021 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93305
Web
Landlords property management sold a repair debt to pacific credit services 5 years after the parties, the landlord and the tenants agreed on stipulate to set a side. The agency is now charging an interest rate on an alleged debt as well as reporting it every month.
02/05/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 95405
Web
Sent Cease & Desist letter to company in XXXX including a dispute. I have also disputed this via XXXX early XX/XX/2020. This was covered by XXXX XXXX and I was never billed for this amount by XXXX XXXX. Now I have a derogatory mark on my credit.
07/10/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94591
Web
I never had a record with this authority/leaser. I attempted to get in touch with you a few times and request verification of possession however you neglected to send me the important documentation to demonstrate that I actually own this record.
04/22/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95610
Web
I never had a record with this authority/leaser. I attempted to get in touch with you a few times and request verification of possession however you neglected to send me the important documentation to demonstrate that I actually own this record.
03/25/2018 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
  • OK
  • 73127
Web
there claiming a breach on rental lease and that i owe XXXX that the origianal amount is XXXX and the dates are wrong i disputed no responce from them but credit bureau said they certified accurate but wont send information used to validate.
06/26/2017 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • AZ
  • XXXXX
Web
this company is reporting a negative debt on my credit report i have prev sent in a req to provide the contact i signed and all they have provided is a statement with charges i do not have a contract with them
08/23/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94806
Web
I do not recognize this account. The information regarding this account fails to report completely. I do not see the monthly payment, terms, credit limit, past due, and date of last payment being reported.
09/07/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • XXXXX
Web
I am not liable for this debt with XXXX XXXX XXXX. I do not have a contract with Pacific Credit Servies ( PCSCOLLECTIONS ) they did not provide with orignal contract as I requested.
07/17/2019 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 94509
Web
Reporting on my credit when I have no Legal binding accounts with this company nor have I ever. I have no idea who this company is. But I have no contacts with this company
06/20/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • CA
  • 95207
Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
08/02/2018 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 95380
Web
I saw a hard inquiry on my credit report from someone I did not recognize nor ever did any buisness with its a fraud account open in my name.
04/06/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 94533
Web
Credit Bureau Associates has puta collection/charge off on my credit for a account that is no longer mines!
12/12/2023 Yes
  • Debt collection
  • Auto debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94565
Web Servicemember
THE DEBT WAS CLEARED BY MY EX GIRLFRIEND THRU HER BANKRUPTCY.
02/02/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • MI
  • 49444
Web Servicemember
01/03/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 94608
Web
12/19/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 92882
Web
11/15/2023 Yes
  • Checking or savings account
  • Checking account
  • Problem caused by your funds being low
  • Overdrafts and overdraft fees
  • CA
  • 94531
Web
10/02/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 94566
Web
08/25/2023 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 95604
Web
03/29/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94558
Web
02/10/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 92886
Web
02/07/2023 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 92405
Web
01/26/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 95020
Web
01/19/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 94116
Web
01/10/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 94520
Web
08/12/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94565
Web
05/24/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94589
Web
05/05/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 95662
Web
03/25/2022 No
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95843
Web
03/07/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 94585
Web
02/01/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • NV
  • 89141
Web
01/17/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 94597
Web
12/16/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94511
Web
11/08/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 95209
Web
10/20/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94523
Web
06/08/2021 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • CA
  • 92376
Web
05/11/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 91501
Web
05/06/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95355
Web
04/14/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 92507
Web
04/08/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 94585
Web
03/02/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 91367
Web
09/15/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 95206
Web
09/01/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 91403
Phone
03/05/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 94903
Web
02/15/2019 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Old information reappears or never goes away
  • CA
  • XXXXX
Web
02/06/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 95608
Phone Older American
12/26/2018 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit repair services
  • Fraud or scam
  • CA
  • 94061
Web
08/23/2018 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 95386
Web
08/14/2018 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
Phone
05/10/2018 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • CA
  • 94533
Web
01/19/2018 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 94591
Web
12/27/2017 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 95835
Web
11/09/2017 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94549
Phone
10/01/2017 Yes
  • Payday loan, title loan, or personal loan
  • Title loan
  • Vehicle was repossessed or sold the vehicle
  • CA
  • 94803
Web
09/29/2017 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 94530
Referral
09/12/2017 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Told you not to respond to a lawsuit they filed against you
  • CA
  • 96094
Web
08/28/2017 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95926
Web Servicemember
07/23/2017 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 95696
Web
07/19/2017 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Difficulty submitting a dispute or getting information about a dispute over the phone
  • CA
  • 95928
Web
06/14/2017 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • WA
  • 99163
Web Older American
04/18/2017 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 95842
Web
04/02/2017 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • False statements or representation
  • Attempted to collect wrong amount
  • ID
  • 83616
Web
03/17/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95036
Web
03/15/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Right to dispute notice not received
  • IL
  • 60462
Web
03/10/2017 Yes
  • Credit reporting
  • Incorrect information on credit report
  • Information is not mine
  • IN
  • 46787
Web
03/07/2017 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • CA
  • 94646
Web
01/27/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95307
Fax
01/13/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 92260
Web
10/21/2016 Yes
  • Debt collection
  • Auto
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95076
Web
10/15/2016 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Right to dispute notice not received
  • CA
  • 95003
Web
10/05/2016 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95687
Postal mail
08/27/2016 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 95831
Web
07/27/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 95827
Phone
07/14/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 95660
Postal mail
06/06/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was discharged in bankruptcy
  • NV
  • 89052
Web
05/06/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95350
Web
04/04/2016 Yes
  • Debt collection
  • Auto
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95758
Phone Servicemember
03/05/2016 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 95020
Web
02/24/2016 Yes
  • Credit reporting
  • Incorrect information on credit report
  • Account terms
  • CA
  • 94533
Postal mail
01/23/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 94523
Web
10/05/2015 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 95820
Phone Servicemember
09/04/2015 Yes
  • Credit reporting
  • Incorrect information on credit report
  • Public record
  • CA
  • XXXXX
Web
08/03/2015 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95348
Phone Older American
05/22/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Right to dispute notice not received
  • CA
  • 95820
Postal mail Servicemember
04/30/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 94549
Web
03/05/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was discharged in bankruptcy
  • CA
  • 94585
Web
02/17/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 94502
Web
02/06/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 95673
Web
01/29/2015 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95741
Web Servicemember
01/16/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95864
Phone
01/15/2015 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 94519
Web
12/30/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • False statements or representation
  • Impersonated an attorney or official
  • CA
  • 94549
Web
11/25/2014 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 94510
Web
09/20/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 93637
Web Servicemember
09/02/2014 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95747
Web
08/14/2014 Yes
  • Debt collection
  • Medical
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 94549
Web
08/12/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 91367
Web
08/05/2014 Yes
  • Debt collection
  • Medical
  • Communication tactics
  • Threatened to take legal action
  • CA
  • 95409
Phone Servicemember
07/10/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 95762
Web
05/27/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 95687
Web
05/25/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 94134
Web
05/16/2014 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95687
Web
05/02/2014 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 94619
Web Older American
05/02/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 94611
Web
03/30/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 95758
Web
02/28/2014 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 95630
Referral
02/21/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Threatened to take legal action
  • CA
  • 94534
Postal mail
12/09/2013 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 90005
Web
12/06/2013 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Right to dispute notice not received
  • CA
  • 95834
Postal mail
11/06/2013 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 95834
Referral
09/16/2013 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95377
Web
09/10/2013 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 93620
Web
09/02/2013 Yes
  • Debt collection
  • Medical
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 95630
Web
08/13/2013 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95356
Phone