| 10/02/2019 |
Yes |
- Debt collection
- Medical debt
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- Communication tactics
- Frequent or repeated calls
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Web |
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On XX/XX/2019, I received a notice that I had a negative mark on my XXXX credit report from Rash Curtis and associates. At XXXX XXXX that day I reached out to the company to find out what this debt was. I was informed it was from XXXX XXXX XXXX and I informed them that it was not my account and I had no knowledge of that account or that bill. I was informed to send an email to XXXX to begin a dispute. On XX/XX/2019 at XXXX XXXX I sent the company an email stating I am disputing the charges. On that same day, I also disputed the charges through XXXX and XXXX.
On Wednesday, XX/XX/2019, I received a notice from XXXX stating the dispute was finalized and the account is accurate so at XXXX XXXX, I called Rash Curtis to find out why it was showing as accurate and why XXXX was not notified that there is an ongoing dispute over this account. The representative I spoke to acknowledged the account was being disputed, but she said they only had to report to the credit bureaus whether or not the account was accurate and that was all. I also informed her I still had never received any information showing this was my account and she said she would send a request to the company to get an itemized statement and that usually takes about 2-3 weeks. I asked her why this hadnt been started over 2 weeks ago when I started the dispute and she said it hadnt been 2 weeks yet. I told her it had, that I called and started the dispute before I went on vacation and she stated they received the dispute request on XX/XX/XXXX, which I again let her know that since it was the XXXX, that it, in fact, had been over 2 weeks. She let me know they would send a request to the company and they would send me an itemized statement.
On Thursday, XX/XX/XXXX at XXXX XXXX I received a call from Rash Curtis regarding the debt. According to 809 B from the Fair Debt Collections Act, after a company has been notified of the dispute, they are to cease all collection activity, including phone calls, until the debt collector has received proof of the collections and sent a copy to the consumer. Since I had just spoke to a representative the day before and she said just then that she was going to send a request to the company to get a statement, there is no way that they had mailed me any validation of this account.
I informed the representative that I was currently disputing the account. He then verified my information to confirm he had the correct address and email address on file so he could send the information.
Then on the following day, XX/XX/XXXX at XXXX XXXX, I received another call from Rash Curtis, even though I had still not received any validation of the account. I asked the representative if they were going to continue to call me daily, that I had spoken to somebody 2 days ago, and the day before and that I was disputing the charges. I was informed I would no longer be contacted regarding the debt.
On XXXX XXXX, 31 days past the day Rash Curtis received my dispute request and 44 days since I actually sent in the dispute request, i still had not received any statement or any validation or proof of this debt. According to the Fair Debt Collections Act 809 A, within 5 days of the first initial contact with the consumer, the debt collection agency must send the consumer a written notice containing the amount of the debt and the name of the creditor to whom the debt is owed. Since the initial contact with Rash Curtis was on XX/XX/XXXX, I should have received something from them by XX/XX/XXXX, but since I did call on a Friday, then 5 business days from then would have been by XX/XX/XXXX, but to this day I still have not received any letters of the debt, nor have I received an itemized statement as I was told I would receive.
On XX/XX/XXXX since i still had not received any proof of validation that the debt was mine i sent an email to the email address provided by Rash Curtis and i also sent a certified letter, which was received XX/XX/XXXX at XXXX XXXX, requesting that since it has been over 30 days since i had started the dispute and no proof of validity of the debt had been sent, and because they had violated the Fair Debt Collections Act, that they remove the account from my credit reports immediately.
To this day I still have not received any statements or any proof that the debt was mine, and they still have not removed the accounts from the credit bureaus. When i contacted both credit bureaus, neither of them even saw that I had been disputing the account through Rash Curtis.
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| 08/11/2016 |
Yes |
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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What the company " Rash Curtis and Associates '' did was add my social security number without my consent to a bill that they have allegedly say is my bill. At the moment I was getting a lot of calls from this company and they never left a voicemail stating what they wanted which was annoying ; so to solve the issue I returned the call and that 's when they said they had a bill in my name BUT THAT THE SOCIAL SECURITY I GAVE THEM DID NOT MATCH. i told them that it was not me and made the biggest mistake of my life by giving them my social security number over the phone so they could write it down and enter it on a case that they originally had as someone else.
Now on my credit report it states that, not only do I owe them over {$2300.00} which is not what they had stated earlier, but that I also use other social security numbers to identify myself which makes me look like I steal identities. So now they want the fall guy and since I sat there trying to prove that it was not me and since at the time I was not sure if the bill was not mine I told them that I would pay some of the amount which was originally said to be {$1700.00} just until I know if it 's my bill or not. I was never told that there would be interest rates, that the amount would go up, and that they would ruin my credit report. In the credit report it can clearly be seen that once they got social security number by me saying it, they added it to the case and right away sent that to the credit company.
Now they say that they ca n't take anything off. THEY CLAIM WITHOUT A DOUBT THAT THEY NEVER ADDED MY SOCIAL SECURITY WITHOUT MY CONCENT but yet when I ask them if they have my social security on file they say they do. How did they get it when they did not have it before? Obviously because I opened my mouth to tell them this is my social so the bills not mine. I told them to resolve the issue since they added my social without permission. They told me exactly this " Oh my god " my name '' why are you saying that. We never did that '' When they clearly did. I asked them if they were the ones that put on my credit report that I go by XXXX different social security numbers and the person I spoke with named XXXX said no. That they did not do that. When I called XXXX they stated that they indeed do that and that they also added the negative charges to my account starting in XX/XX/XXXX and XX/XX/XXXX which was when they got my social security number from me and entered it in their files WITHOUT MY CONSENT.
They stated that because my address matches and my name matches that they can prove it was me. Anyone can get anything like that including my birthday BY MAIL!!! By going through my trash or finding mail of mine that does n't mean it was me now does it? They said it all matched so I stated that yes, it matched and did the social security match? NO! Because when I first called to resolve this issue I was told over and over again that the social they had was not mine and that the person who was responsible for the bill gave a different social security number so now I told them that they record everything and should have record when they tell me it 's not my social security because obviously a stranger ca n't get that easily. There was also a call where I ask the girl if the guy I previously spoke with added my social security number and deleted the one they originally had and she swore he did not do that, but now everything proves that he did.
I called them several times telling them that they need to take my social security number off their files and take those negative statements off my credit report after they illegally used my social security number without my consent on a bill that 's not mine and they said they ca n't do that, and that I need to pay in order for them to do anything, but they could easily ruin my credit report.
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| 03/09/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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This collection agency is furnishing an alleged debt that is on my consumer report XXXX XXXX and XXXX The collection agency Rash Curtis Associates has not provided me with the proper validation according to 15 usc 1692g. Also they have violated 15 usc 1692f. I have not received any proof that there was a such agreement that expressly authorizes this debt collection agency to collect on an Alleged debt which is a violation of the FDCPA. I sent a debt validation letter on XX/XX/2021 initially and a follow up letter XX/XX/2021 and have still have not recieved any proof of the from them that there is an agreement in place pursuant to 15 usc 1692f ( 1 ) of the FDCPA that they can collect from me or that they even own the debt. This is a violation of my right to privacy.
Them having medical information is a violation of Hippa I have never given them prior consent to contact me which is a violation of 15 usc 1692c This account is blatantly illegal under federal law. I am under no duty to pay a debt collector the purported sum until it is proven differently. However, they have committed identity theft because I never gave them permission to share any of my personal information with you. I have never received any documentation that I have a business relationship with XXXX XXXX XXXX or that I owe any obligations to them. Identity theft is demonstrated by their failure to prove this. The reason for this is that if they indicate supposed Statements from an original creditor, this is a type of identity theft perpetrated not just by the collection agency, but also by you by reporting this without physical proof.
Notice, it is a fact, affiant alleges in accordance with 28 U.S. Code 3002 ( 1 ) ( B ) XXXX XXXX XXXX is not a US attorney, an assistant or designated to act on behalf of the US attorney, or an attorney or the US Dept. of Justice or a Federal agency with litigation authority, which means the head of agency with any accompanied private attorney must have a contract made in accordance with section 3718 of title 31 to conduct any litigation or collection of debts pursuant to 18 U.S.Code 8 on behalf of the United States and otherwise would have no rights to collect.
This company has committed aggravated identity theft 18 usc 1028A Whoever, during and in relation to any felony violation enumerated in subsection ( c ), knowingly transfers, possesses, or uses, without lawful authority, a means of identification of another person shall, in addition to the punishment provided for such felony, be sentenced to a term of imprisonment of 2 years.
( 2 ) Terrorism offense.
Whoever, during and in relation to any felony violation enumerated in section 2332b ( g ) ( 5 ) ( B ), knowingly transfers, possesses, or uses, without lawful authority, a means of identification of another person or a false identification document shall, in addition to the punishment provided for such felony, be sentenced to a term of imprisonment of 5 years.
the company has violated the following laws which are violations of 15 usc 1692k 15 usc 1692b ( 5 ) Using a symbol to indicate to the consumer that the debt collector is in the debt collection business ( Twice ) {$2000.00} 15 usc 1692c ( a ) ( 1 ) calling the consumer at an unusual time or place ( 5 times ) {$5000.00} 15 usc 1692c ( a ) ( 3 ) calling at the consumers work place when it is prohibited to recieve such communication. 3 times ( {$3000.00} ) 15 usc 1692d ( 5 ) Causing the telephone to ring repeatedly with intent to annoy, Abuse or harass any person at the called number {$1000.00}
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| 02/07/2023 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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Statements from Curtis Rash & Associates : Debtor filed electronic disputes with the credit bureaus on XX/XX/XXXX and XX/XX/XXXX, in which XXXX responded back electronically on XX/XX/XXXX. Debtor filed XXXX more electronic disputes on XX/XX/XXXX and XX/XX/XXXX, in which XXXX responded back electronically on XX/XX/XXXX. Upon receipt of this complaint, XXXX contacted the creditor and requested an itemized statement for the services rendered and a billing summary. These were received by XXXX and mailed to debtor on XX/XX/XXXX. These were mailed to the address in this complaint. XXXX has investigated the dispute and confirmed with the creditor that the debt it is reporting is accurate. Under the circumstances, neither the FDCPA nor the FCRA mandate that XXXX remove the mark from debtor credit reports. As required, the account is being reported to the credit bureaus as disputed.
I never denied getting a medical procedure ; however, this medical procedure was preventative and required my doctor at the age over XXXX. This bill should have been covered under insurance with the Affordable Care ACT. I received XXXX 's mailed communication which included " itemization of your account ( s ) '' but would like to report the following : XXXX. " Rash Curtis & Associates '' is NOT a licensed debt collector in California.
XXXX. You included an " Account Statement '' dated XX/XX/XXXX from a debt collector which was prepared by " XXXX XXXX XXXX XXXX '', which is also an UNLICENSED DEBT COLLECTOR in California. In addition, XXXX XXXX does not have a business registered with the name " XXXX XXXX XXXX XXXX '', making them not a valid business in California.
XXXX. The non-licensed statement includes an Interest charge of {$540.00}, on a {$1400.00} alleged debt, 39 % is an excessive charge.
XXXX. This debt collector claims to have tried to collect this debt in XXXX just as we were beginning to have illness and shutdowns with the pandemic.
XXXX. On XX/XX/XXXX, the debt collector included a receipt of services purportedly from XXXX XXXX XXXX labeled as " Patient Receipt '' but is dated XX/XX/XXXX and does not show any applied insurance payments and states " DUE FOR THE ABOVE SERVICES : {$0.00} ''. The balance shows nothing is owed and this was also sent as a TRUE COPY of the PATIENT RECEIPT, which is a false representation as the receipt would have been dated in the year of the procedure, which was in XXXX, and would have included insurance payment information.
XXXX. A signed colonoscopy procedure expectation paper was mailed to me as well as a colonoscopy/ Esophagogastroduodenoscopy " patient consent to procedure ''. I feel this is out of the scope of collections an is a HIPPA violation and will also submit a complaint with HHS. The paperwork authorization " is limited to insurance companies, health care service plans, as well as to those individuals of the Governing Body may deem appropriate to review the medical record for purposes of medical quality assurance/improvement and peer review ''. I authorized the insurance benefits to be paid directly to XXXX company. Several additional medical forms were also included including patients rights. I did not authorize the personal medical information to be mailed/shared with an unlicensed debt collector.
XXXX. I am happy to go back to the insurance company to recover payment denied but need the insurance information as it was not included and has since changed.
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| 01/11/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
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Web |
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On or around XX/XX/XXXX I was first contacted via telephone message which was orignially left with my mother XXXX XXXX at an address and phone number I have not been associated with for well over ten years. In an effort to find out what they were attempting to make contact with me I called the number provided.
I was informed in a brief conversation from an employee at Rash Curtis & Associates that I owed on a debit in the amount of {$9700.00}. Before I would allow the associate to go anyfurther I demanded a copy of the debit and alligations be sent to me for my review.
Approximately one week later I recieved an Account Statment issued by the Debit Collector outlining a debit for XXXX on or around XX/XX/XXXX some eight years after the original claim. Knowing I never had such an account I sent the matter over to my legal counsel for review and guidance on the set forth matter.
According to my legal counsel he first started by contacting the named Creditor : XXXX. only to be instructed that the account in question if was valid had been archived due to the age of the claim. Secondly according to the information availiable the bond in question was exonerated on or around XX/XX/XXXX by the creditor. With this information we contacted the CA Insurance Commissioners Office in XXXX who notifed us that bonds can not be collected on if in fact they were exonerated.
Moving forward, upon the review of the file it was determined that the bond inquestion was written for a person holding the same name but never varified or authenticated.
Upon receiving this information and within the orignial 30 days of notifciation by the FCRA I notified Rash Curtis and Associates of our findings along with forally notifying the copany of the dispute based on account not validated as to belonging to me, lack of proof provided by Rash Curtis, and I demanded prooof be supplied with thirty days of the letter providing contrary proof of the claim. I also instructed Rash Curtis & Associates all sent VIA US Mail with a signature guarantee to stop contact and all correpondence must be initated via US MAIL.
Subsequesntly for the next sixty days I fel the matter in question was concluded until I started receving call and call at home, work, my cell phone, and family members all starting on or around XX/XX/XXXX to present. In addition to the flagrant disregard for the law I received an email and was provided a copy of a recent credit inquiry Rash Curtis & Associates rendered on XX/XX/XXXX without my consent or any prior business relations with to show cause.
Despite my continuous efforts and a compelling paper trail supporting this false claim Rash CUrtis and their associates continue to flagrantly break laws in an effort to bully consumers on a zompie account which has exhausted it CA Four year statue of limitations on collections.
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| 07/21/2021 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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To Whom It May Concern : VALIDATION Request I was XXXX in 2019 I never got your letter not sure where you send it This letter is being sent to you importantly, due to your erroneous reporting to the Credit Bureaus, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation is requested.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you regarding the following account numbers This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you regarding the following account numbers : [ account_numbers ] Please provide me with : 1. What the money you say I owe is for.
2. A detailed explanation of how you calculated what you say I owe.
3. Copies of any and all papers that prove I agreed to pay what you say I owe.
4. A verification or copy of any judgment, if applicable.
5. The identity, name, and address of the original creditor.
6. Proof that the Statute of Limitations has not expired on this account.
7. Proof that you are licensed to collect in my state.
8. Your license numbers and Registered Agent or Agent of Service.
At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus ( XXXX XXXX or XXXX ) this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : 1. Violation of the Fair Credit Reporting Act 2. Violation of the Fair Debt Collection Practices Act 3. Defamation of Character If your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.
Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.
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| 05/22/2022 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
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XXXX Report : Bill was never submitted to insurance even though insurance information was provided to hospital. Additionally the amount owed is {$22000.00}. The collection agency ( Rash Curtis ) has ballooned it to {$35000.00}, stating interest has been accumulating. Yet other hospital bills with other collection firms/companies have never charged interest fees. Responsibility lies with the hospital and insurance. Someone needs to investigate Rash Curtis for bullying tactics with harassing phone calls, pressure tactics as well as personal threats.
On the XXXX report they have bumped the total yet again, to {$35000.00} and added another False claim that a separate charge of {$50.00} is still owed to the same hospital and has bumped that total to {$75.00} with no information provided as to why.
XXXX report is {$35000.00}. Again this collection company is making up whatever total they want and stating its related to interest charges. I no longer have this particular insurance coverage/plan that was used for this hospital visit as I have changed jobs since then.
Balance incorrect. Collection agency violating the Fair Debt Collection Practices Act with unfair practices and forging multiple debts. As well as Harrassment and Abuse. They also did a hard inquiry on my XXXX report which said I applied for credit with them, which is false. Again, this is false information and should be removed from my hard inquiries. I did not apply for credit with them.
Rash Curtis has raised the balance w/o my at consent. Additionally, it seems only their false statements and falsified cost increases are accepted as truths while my information is discarded altogether. The shear amount of harrassing phone calls put so much stress in my life, that quality of living was affected. They called day and night, changed phone numbers over and over again. All while I gave them the same information ... .that the bills need to be submitted to insurance. Additionally, I spoke with the hospital in question to please file with the insurance company/info they obtained from me right from the get go.
The personal threat of suing me over these medical bills was enough for me to have full on panic attacks. I have recently applied for a home loan and was denied at 1 lenders office due to Rash Curtis and bullying tactics. They also said as long as they legally can stay on my credit reports they will continue by all means necessary as well as continuing to obtain the unpaid debt including suing me.
There are to many dates to list them all here. I pray that this mean, horrible collection agency and or dirty lawyers be brought to justice. I can't be the only one who has had these types of experiences with them.
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| 03/19/2016 |
No |
- Debt collection
- I do not know
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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This is an extension compliant on report Case number : XXXX original complaint statement They are reporting XXXX accounts XXXX and XXXX I do n't not owe them a dime. I paid XXXX to original creditor XXXX paid in full. They do n't not have the right to report it to the credit bureaus as they do not own the accounts they are a third party. It 's only suppose to be XXXX account and they did duplicate accounts. I talk to XXXX XXXX XXXX paid them XXXX and verified there was only XXXX account. They are reporting inaccurate information to my credit bureaus. I do not owe them a dime I paid home shopping net in full XXXX!!
They still do not want to delete debt from credit bureaus They are not authorize to collect interest as per original contract with XXXX XXXX XXXX the next step would be to go to the State General they have made false statements. They are govern by fair debt collection practices act California that they are violating here are some violations Debt collectors can not use obscene or profane language, threaten to illegally harm you or your property or your reputation, falsely threaten you or threaten you with illegal actions, cause your telephone to ring repeatedly to annoy you, or otherwise harass or abuse you. ( California Civil Code sections XXXX ; 15 United States Code sections 1692d-1692e. ) I have recorded them treating me they would sue me garnish my wages ruin my life is all RECORDED if I did not pay them right away they also curse me out when I dispute the debt and tell them I do n't owe them a dime Debt collectors can not make false or misleading statements ( California Civil Code sections XXXX, XXXX ; 15 United States Code section 1692e. ) Some debt collectors supply information on debts they are collecting to credit reporting agencies such as XXXX, XXXX, or XXXX. However, a debt collector can not threaten to report your debt to a credit reporting agency unless it actually intends to do so and unless the information it is reporting is true. ( California Civil Cod section XXXX ; 15 United States Code section 1692e ( 8 ). ) The key word is true they have been reporting inaccurate information for more then 2 years wrong amount and multiple accounts where there is only XXXX account proof of payment has been summited XXXX pics XXXX bill under XXXX XXXX last transaction on XXXX 2016 conformation number XXXX gave me is XXXX phone number they gave me for debt department is XXXX Here is a blog of other people with similar situations maybe class auction lawsuit is warrant here XXXX
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| 04/05/2017 |
Yes |
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- Improper contact or sharing of info
- Talked to a third party about my debt
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Web |
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To Consumer Financial Protection Bureau : XXXX/Rash Curtis & Associates, a collection agency, collected more than the amount that was billed/posted with the credit bureaus and defaulted on their promise to me that they would delete their collection postings ( the original collection and hard inquiry ) on my credit reports. On top of these, they posted an extra hard inquiry for collection purpose for the same collection item that I paid on the same day. According XXXX, hard inquiries impact my credit score negatively and can be seemed by all other creditors. I believe what XXXX/Rash Curtis & Associates did were unfair and unlawful. Please help me.
Below are the background details : 1 ) I owed XXXX {$1800.00} back in XX/XX/XXXX. At the time of my hospital visit, I was studying for a XXXX exam and was unemployed. I moved four times since then. The hospital forwarded my unpaid balance to XXXX/Rash Curtis & Associates for collection.
2 ) On XX/XX/XXXX, through XXXX, a credit bureau, I realized I had a twenty-three hundred some dollars collection item on my credit report posted by XXXX/Rash Curtis & Associates on XX/XX/XXXX.
3 ) On XX/XX/XXXX, I called the collection agency and told them I wanted to pay the collection amount. The man who took my call told me the balance due was {$2500.00}. I questioned him about the increased amount. He said with the extra amount, he would delete the collection from my credit report right away. I paid the collection agency {$2500.00}.
4 ) On XX/XX/XXXX, through XXXX, I saw a collection notice by XXXX/Rash Curtis & Associates for the same collection item showing up in my credit report again. I called them the next day. They said it usually would take 60 to 90 days to have a collection notice removed, and if I would want the process to be expertized, I would have to pay them more. I was very upset. I had already paid them almost XXXX dollars more than what they billed me for, through the credit bureaus.
5 ) I filed a dispute for the collection notice with XXXX on XX/XX/XXXX.
6 ) On XX/XX/XXXX, I received a report from XXXX which shows all my credit histories and realized that they not only did n't delete the original hard inquiry for collection on XX/XX/XXXX, they posted another hard inquiry for collection on XX/XX/XXXX on the same day that I paid them.
7 ) On XX/XX/XXXX, I called XXXX and learned that only XXXX/Rash Curtis & Associates had the ability to delete/remove those hard inquiries.
Sincerely, XXXX
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| 11/18/2020 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I have been out of the country of the past 10 years.
I checked my credit to make sure its okay as am planning to come back home soon.
and I found a collection comment on my credit report for California Department of consumers affairs for the amount of {$750.00} the same was forwarded to Rash and Curtis and associates for the amount of {$1200.00}!
I called Rash & Curtis Office and asked them to give me an idea or details of this collection and what is it about. The representative told me that it was for a citation for XXXX XXXX company and asked me if I knew them. I told him that I worked for them long time ago as a XXXX and I was never aware of any citation or violations. and I asked him to give me more details of the incident as I truly don't remember anything of that sort. Furthermore I told him that if he can provide me with proof, then I will take responsibility and pay the fine but if its not then I want to dispute it and have it removed off my credit report, He refused to give me any details and continued asking me to pay and I refused and informed him that I want to get legal consultation on how to resolve this issue.
I emailed Rash & Curtis and associates to minute the phone call and requested them to provide the details or record of the incident that proves my responsibility to it.
Below is copy of my email sent to them.
Case number Acct XXXX XXXX XXXX XXXX Tue, XX/XX/XXXX, XXXX XXXX ( 23 hours ago ) to XXXX Dear Rash & Curtis client service department.
I called your office today XXXX XXXX to question a collection note that i noticed on when i pulled my credit report yesterday.
The note was for consumers affair in the amount of {$750.00} and then forwarded to Your office for collection in the amount of {$1200.00}.
I dont have any idea what is this claim about.
When i asked your representative who answered my call he informed me that its for a citation for XXXX XXXX and if I knew them.
I answered him yes, i worked for them long time ago as a XXXX and i never received any citation and dont know anything about it.
I would like to request a record of the incident to understand how was this citation transferred to my name and the way to dispute it and get it removed off my credit report.
Please send me any record of violation or citation for this claim so i can understand and further address this issue.
Best Regards XXXX XXXX XXXX
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| 07/27/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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A few weeks ago I looked at my credit report. It said I had 5 negative marks all from Rash-Curtis and associates, 1 was for XXXX XXXX XXXX 2 from XXXX XXXX XXXX and 2 from some company called same-day heating plumbing and air conditioning which I had never heard of. I contacted rash Curtis and associates about the same day heating plumbing and air-conditioning. Which was approximately two debits of {$700.00} each. When I asked for the information about this company they refused to give it to me and said they were going to request it from their higher level dept. and that they would get back to me shortly. They did not respond. At the same time I submitted a dispute with XXXX XXXX to try and expedite this situation. I am waiting for the letter from XXXX XXXX that has all the information about the dispute. I can send you a copy when I receive it. Which will prove that they have somehow falsified information. Today I went on to the XXXX XXXX website to check the status of the dispute and to my surprise found that the same-day plumbing heating and air conditioning name had been removed and two NEW debts had appeared from the XXXX XXXX XXXX for the exact same amounts as the two debits from the same day plumbing heating and air conditioning company. Then I called XXXX XXXX and they said that The dispute ended in the favor of Rash Curtis and associates. Because their information was believed to be correct! I am currently waiting for a call back from XXXX/XXXX wellness center to provide the correct amount owed and the correct number of debts Owed. Furthermore I have not received one letter From Rash Curtis and associates prior to a few weeks ago. After my communication with them regarding this issue! So I dont believe I should have to pay for added costs because they did not notify me appropriately. My address has been posted on XXXX XXXX, XXXX, and XXXX for more than 20 years! And when I was on the phone with them they did a credit check without my permission and took my credit score down. This is very suspicious behavior, and I believe that Rash Curtis and associates needs to be held accountable for it!!! This misrepresentation has caused a lot of damage and confusion, with credit companies and makes me look like I dont pay my bills, which isnt true!
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| 03/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, California XXXX Date of Birth : XX/XX/XXXX SS # : XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XX/XX/XXXX Re : Letter to Remove Inaccurate Credit Information To Whom It XXXX Concern : I received a copy of my credit report and found the following item ( s ) to be in error : 1. The inquiry was not authorized CAPITALONE Date of inquiry : XX/XX/XXXX This is not mine. I am a victim of ID Theft and I have included a police report. Please investigate and remove from my credit report.
2. The inquiry was not authorized XXXX, XXXX Date of inquiry : XX/XX/XXXX This is not mine. I am a victim of ID Theft and I have included a police report. Please investigate and remove from my credit report.
3. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX This is not mine. I am a victim of ID Theft and I have included a police report. Please investigate and remove from my credit report.
4. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX This is not mine. I am a victim of ID Theft and I have included a police report. Please investigate and remove from my credit report.
5. The inquiry was not authorized XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX This is not mine. I am a victim of ID Theft and I have included a police report. Please investigate and remove from my credit report.
6. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX This is not mine. I am a victim of ID Theft and I have included a police report. Please investigate and remove from my credit report.
7. The status is incorrect for the following account XXXX Account Number : XXXX Please supply information on how you have verified this item.
8. The following account is not mine XXXX XXXX XXXX XXXX Account Number : XXXX This is not mine. I am a victim of ID Theft and I have included a police report. Please investigate and remove from my credit report.
9. The following account is not mine XXXX XXXX XXXX Account Number : XXXX This is not mine. I am a victim of ID Theft and I have included a police report. Please investigate and remove from my credit report.
10. The following account is not mine XXXX XXXX XXXX Account Number : XXXX
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| 01/26/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Called after sent written cease of comm
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Web |
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This is a follow-up complaint to Case number : XXXX.
On XX/XX/XXXX, I submitted the above referenced case. I provided back-up documentation. The company responded that they would no longer contact me on my work telephone number, yet today, at XXXX I received an debt collection call from Rash XXXX at caller ID number XXXX. I heard a recorded message that it was an urgent business matter for myself and then I was placed on an indefinite hold.
From my previous complaint : I received a phone call on my direct line at my place of employment on XXXX at which time I sent them a letter via fax and USPS to cease and desist contacting me at my place of employment during my work hours. I have continued to receieve phone calls : XX/XX/XXXX at XXXX XX/XX/XXXX at XXXX XX/XX/XXXX at XXXX I have sent them 4 notices, all faxed and then sent by standard USPS delivery.
On XXXX I spoke to a woman named XXXX who verified that they had received my communications and was unsure why I was continuing to get calls. She was going to contact their IT department.
The company submitted a response : Good Morning, Per XXXX request, our auditing department reviewed his account today. All numbers in the complaint had been removed and the file was noted that no calls are to be placed to his place of employment. One number, XXXX was located in another file in our office under a different individual 's name. This could explain why calls were placed to that number even though the number in XXXX account had been removed. Effective today that number was removed from the other file as well, and was noted that no calls are to be made to the place of employment. RCA has placed both numbers in our " Do Not Call '' data base.
They have not ceased this illegal collection activity as of today, XX/XX/XXXX. This will be their 6th written notice to cease and desist. ( I will note that all of the calls were placed to my direct inward dial line at work XXXX and not the XXXX that they reference above. Phone systems logs are available to corroborate if needed. ) I request the the Consumer Financial Protection Board take enforcement action against Rash Curtis for their ongoing and blatant disregard for the law.
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| 11/27/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
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Web |
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Dear CFPB, My rights under the fair reporting act have been violated By XXXX XXXX XXXX XXXX and Rash Curtis & Associates, i unsuccessfully disputed two accounts on XXXX which are XXXX XXXX XXXX and Rash Curtis & Associates. XXXX XXXX XXXX claims that i owe them {$870.00}. I requested an original contract between me and XXXX XXXX XXXX with my name, and signature on it by they failed to do so yet XXXX still tells me that account came back as " Verified ''. I requested to know the method of their verification and they failed to send it to me. I spoke with XXXX customer service on the phone on XX/XX/2019 at around XXXX and asked him the method of verification and he claimed that XXXX XXXX XXXX verified and i don't have a right to see the original contract and even thou they don't have it it still doesn't mean anything. I informed him that the phone call is being recorded and he agreed to that. I asked to speak to a supervisor and he refused to do so. his name was XXXX. I clearly told him that i want a real investigation not just repeat what XXXX XXXX XXXX says. I finally came here to find a solution for this problem because i tried to fix it multiple times with experience yet they failed to so. The last letter was sent to them on XX/XX/2019 and i have the receipts.
My problem with Rash Curtis & Associates is even worse. My problem with them started almost two years ago when i was surprised by them after trying to finance a Vehicle and getting turned down because they claim that i owe them {$600.00}. I called them and asked them what is this for and they say it is a medical bill. I sent XXXX three letters the last one was one XX/XX/2019 to verify and this contract and to show me what treatments i have received or where is the original contract that is signed by me but they failed to do so yet, they still tell me its verified. i want to know there method of verification and i also want a copy of the original contract as well as all of the treatment and services that they claim that i received from them.
Please CFPB, Help me solve this issue as my rights have been violated and only you can make this Fair.
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| 08/21/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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XXXX collection letter recieved from this 2nd collection agency ( Rash Curtis and Associates ) Prior to this letter, the acct already been paid to another collecting agency on XXXX/XXXX/XXXX thru XXXX XXXX . As soon as i rec 'd letter from RashCurtis, I already told them that the acct already been paid and I sent them a proof of payment on XXXX XXXX. Even though they rec 'd the fax for a proof of payment they still keep calling me and asking for a payment. They told me that the proof of payment was not enough and they could Not validate the date of service on the payment letter thus, I need to provide another proof that the acct they are collecting is the same acct I paid for. So I called XXXX for another proof, although XXXX said that collections do not actually put that info in the letter, but they agreed to include the date of service in the letter, the amount, the client name, and the original acct number that Rash Curtis ' is requesting. All the info from EOS is the same info they are collecting from me. So I sent Rash Curtis another fax on XXXX with all the information they need. I called them few days after I sent the fax to make sure they rec 'd and I was told that it will take about 1 week before they get the fax confirmation from other dept. so I was told to call back in about a week. It is already XXXX and the lady handling my acct named XXXX rudely told me that they will not removed the collection in my report bc she still did not received the fax info yet from their department. I asked her what is their timeline to rec 'd the fax info from the dept that I faxed the letter down to her ( XXXX ) And she could not give me a date, i ask if that is 6 months or what bc i am buying a house!
My problem is : # 1 rash curtis & assoc filed this in credit reporting bureau although I already sent them a proof of payment. Now this is in my credit report and i am trying to remove it there as soon as possible. # 2 they were calling me for a collection that 's already beed paid.
|
| 12/19/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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I incurred in medical debt with XXXX XXXX Hospital. The hospital works with Rash Curtis Associates to collect the debt. Rash Curtis harrased me for months, when I call them to negotiate and to let them know I intended to pay, they asked me to request an increase in one of my credit cards to pay them. I did it but the bank rejected the request because I had bad credit score resulted in Rash Curtis placing me on collections. My credit score went down even more after the hard inquiry. I asked for a loan with a super high interest rate to pay them. I was a little confused about the amount due, I was struggling to pay them and the hospital so I took both of their statements as accurate. It was until I started to notice that the amounts matched the bills I was paying the hospital so I requested an itemized statement from both and I found out that the hospital had sent my account to them and then recalled it but Rash Curtis continued to charge me as if it had never been recalled. I only paid them because Rash and Curties threatened me to initiate legal proceedings against me. When I paid them fully Rash Curties said they would remove the collections from my credit score. After 3 weeks I called them because it still showed in my credit report and they told me whoever collected the full amount approval had forgotten to remove the collections from my credit report. Nevertheless to say, this has affected me tremendously as I paid twice to the hospital and to the collection company. My credit score is ruined, I have had to pay more for rent because I cant rent a place on my own because of the collection impact. I have not been able to finance a car because of my credit score and the XXXX XXXX of almost being sued and attempted debt collection has been horrible. I went to the doctor for XXXX and this had made my life worst. I lost my job because of my condition and have been struggling financially since. Before all this my credit score was in great standing.
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| 12/19/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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In late XX/XX/2020 I received an invoice from Rash Curtis and Associates, a collection agency, regarding a past due medical bill in the amount of {$1800.00} dated XX/XX/2020. After receiving this first invoice I immediately contacted the company directly asking more questions and requesting documentation that would verify the vendor, along with the amount due on the bill. The Rash Curtis associate confirmed with me over the phone that I was choosing to dispute this charge and I said yes. He confirmed that verification documents would be requested from the original vendor and sent to me within a couple of weeks through the mail. The associate also mentioned that once verified if paid in full the item would not be reported to the credit bureaus.
About 45 days passed, which included the on-set of the COVID-19 pandemic with local counties then a full state wide shut down of operations, schools, and businesses. I was directly impacted as a teacher and public employee in the XXXX XXXX. Then I received a second invoice mid XX/XX/2020 from Rash Curtis and Associates still without any verifying documentation that indicated again the amount of {$1800.00} was due. Due to the COVID pandemic I was able to quickly obtain a copy of my credit report and noticed a collection amount added from Rash Curtis and Associates in the same amount due. In a panic, despite a lack of job and financial security I immediately secured the funds to pay the {$1800.00} amount in full.
I immediately contacted Rash Curtis and Associates to inquire about the missing verification documentation as well as the removal of this item from my credit report and was told after speaking with several parties no, they do not remove or delete reported collections. This is again after initially being told that if paid in full the amount would not be reported to any credit bureaus. This single item has had a significantly adverse effect on my credit history, potentially for years to come.
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| 11/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Sued you in a state where you do not live or did not sign for the debt
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Web |
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First Notice from Rash Curtis Assoc On XX/XX/XXXX, ( received XX/XX/XXXX ) letter with an attempt to collect a medical bill from XXXX XXXX XXXX XXXX located in California. Rash Curtis provides client ID # XXXX for {$39.00} date of service XX/XX/XXXX. I replied with a dispute on XX/XX/XXXX. To inform XXXX XXXX the medical bill is a fraud never lived in the state of California.
Second Notice On XX/XX/XXXX ( received XX/XX/XXXX ) letter in an attempt to collect a medical bill from Rash Curtis to collect a debt from XXXX XXXX XXXX located in Texas for the date of XX/XX/XXXX for {$28.00}. I replied with a 2nd attempt to dispute the medical bill. The notice had the same client ID # XXXX. Again replied the medical bill is a fraud and never had any services with this hospital group. I also include a letter dated XX/XX/XXXX with fraud alert notice of data breach with my identity information from XXXX XXXX XXXX. I did proceed to contact all three credit bureaus to put a fraud alert on my identity.
Third Notice On XX/XX/XXXX, received on XX/XX/XXXX, Rash Curtis again, the third attempt with original services located at XXXX XXXX XXXX XXXX, Texas.
On the third attempt, Rash Curtis Associate again is demanding payments with a threat to damage my credit for the date of XX/XX/XXXX. The location had changed from California to XXXX, TX which is over XXXX miles apart.
However, Rash Curtis has changed the location of the states and the medical reference name but with the same client ID # XXXX to make their collection legal to collect this fraudulent medical billing debit. I had informed Rash Curtis Associates of this error to collect this medical debit and it is a fraud. But Rash Curtis is still sending letters attempting to collect an old medical bill from XXXX. Before the four years, the collection will be invalid.
I have never received any previous medical billing from the client ( s ) XXXX XXXX or XXXX XXXX XXXX.
|
| 11/26/2017 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I owed XXXX XXXX XXXX {$50.00}, they processed my personal check # XXXX for {$50.00} on XXXX/XXXX/XXXX and opened up an account with Rash Curtis & Associates on XXXX/XXXX/XXXX to collect.
I owed XXXX XXXX XXXX {$110.00}, they processed my personal check # XXXX for {$110.00} on XXXX/XXXX/XXXX and opened up an account with Rash Curtis & Associates on XXXX/XXXX/XXXX to collect.
I have proof of payment for both checks.
I have sent both companies through email on XXXX/XXXX/XXXX the processed checks front and back. XXXXXXXXXXXX and XXXXXXXXXXXX.
I spoke with XXXX on XXXX/XXXX/XXXX with XXXX XXXX XXXX XXXX about the clarification of these accounts being paid and reported to Rash & Curtis & Associates. I told her that both accounts showed an open status with Rash Curtis & Associates. She told me that the account from XXXX was paid and cleared with Rash, I requested a zero balance statement and she submitted my request letting me know it would take 7-10 business days to receive my statement. She told me I would also receive from Rash Curtis & Associates a letter stating my account was paid. She confirmed with me that they received my email. She told me the account from XXXX would require a supervisor to look into that account because it was placed in the deleted files.
I spoke with XXXX on XXXX/XXXX/XXXX with XXXX XXXX XXXX XXXX to follow up with the XXXX account and she told me they were still looking into it.
I spoke with XXXX on XXXX/XXXX/XXXX with XXXX XXXX XXXX XXXX to follow up on both accounts and he told me they requested me a zero balance statement be sent to me on XXXX/XXXX/XXXX. I told him I did not receive it. He told me he would request it again and it would take 7-10 business days. I told him I needed it now and that his company was causing me financial hardship and violating my consumer rights. I asked to speak to a manager and was transferred to a voicemail.
I hung up.
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| 07/17/2015 |
No |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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About a week ago I received what I thought was a letter intended for me from Rash-Curtis & Associates. While my son and I share the same name, he is just XXXX and graduated from high school XX/XX/XXXX and therefore does not yet receive business mail. Upon realizing it was a collection letter related to medical treatment my son received when he was between 16-17 years old, I called to discuss the matter only to be told that the letter was not intended for me, but rather my now XXXX year old son, who they insisted, despite my refutations, is XXXX years. He is not. He was born XX/XX/XXXX. Nevertheless, it seems to me that his current age is irrelevant since he was a legal minor when the services were delivered and his mother and I signed all documents and it was my wife 's Insurance that paid the bulk of the bill. In fact, since he was a minor, he did not even have a choice in the matter. His mother and I made all decisions and told him what would occur - like most parents in similar situations. It simply can not be true that he is now personally responsible for the cost of the services. A representative from Rash-Curtis insisted that my son is personally responsible for the medical expenses and threatened to make a negative reporting to my sons not yet established credit file. Rash-Curtis & Associates is calling me on my private business line in my residence every 3-4 hours. When I spoke to them, I explained that the reason they have the number they are using to contact me is because I provided it to the hospital during the document signing process related to my sons medical treatment. They insisted that it is the number my son provided and that my signature on the documents is really my son 's signature which is ridiculous. They insist on speaking with my son and pursuing him for a debt incurred by his mother and I. We are not denying that we owe the debt and we intend to pay it.
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| 05/15/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
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Web |
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There is an account purchased by a company called Rash Curtis & Associates from XXXX. I disputed this item with both the original creditor and the collection agency. This account was opened in my name fraudulently. When the company verified this account, there was no association to my social security number, driver 's license, or address. It just has a name that is close to mine. This company is refusing to follow the laws by removing this unverifiable, fraudulent account. I have contacted the original creditor, XXXX, and XXXX, said that there is no account opened using my personal identifying information. This account was opened in a different state and an address that I never lived in. The only thing that links this account to me, is a similar name. The person who opened this account has the same first and middle name as me, but a different last name. I sent this company and the original creditor proof of my residence at the time that this account was opened, a fraud affidavit and a dispute letter stating that this account was opened by identity theft. They are refusing to close this account and to stop reporting this account on my credit report. According to the original creditor, this account was opened and defaulted in XX/XX/XXXX. They are reporting this account as opened in XX/XX/XXXX to attempt to re-age this account. I have disputed this account with this company several times, explaining that this is not mine and since insist that my personal info was used to get this account, I filed a police report. I am preparing myself to bring civil charges against this company. I meet with an attorney tomorrow because they have violated the law and have caused me to be denied credit for a refinance which has caused me a financial hardship. I plan to bring suit to this company. I recently presented this information to the bureaus and am awaiting a response.
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| 10/26/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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I disputed and requested a validation of the debt Rash Curtis and Associates claimed I owed. Consumers have the right to request a validation of debt to ensure that the company collecting the debt has not made an error. Sending me notice of the amount I supposedly owe does not prove that I owe the debt ; it merely proves that their company seeks to collect the specified amount. In response to my request, I received a letter from Rash Curtis noting the amount I allegedly owe which was incorrect ( such as the location I received treatment ) and a copy of an outdated patient ledger/statement. In addition, the statement copy sent merely illustrates that I was properly insured at the time services were incurred and their client, XXXX XXXX, was negligent in billing my insurance provider within the required time limit. Therefore, neither Rash Curtis nor their client have properly substantiated their claims that I owe this debt and as such, it has nothing to do with me.
In addition, I have provided significant evidence disproving Rash Curtis 's claim that I owe this debt and I have made several attempts to resolve this issue with both parties ( see attached ). My insurance provider at the time ( XXXX ) also attempted to contact both companies to resolve the issue and provided documentation showing I am not responsible for this debt as XXXX XXXX was contracted with them at the time of my services. Yet, Rash Curtis still reported inaccurate and invalidated information to my credit report over 5 months ago and despite receiving information from me disproving their claims shortly thereafter, Rash Curtis has not removed the debt from credit report. This action constitutes fraud under both Federal and State Laws and the negative marks found on my credit report are in violation of the Fair Debt Collection Practices Act and is Defamation of Character.
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| 03/27/2023 |
No |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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My name is XXXX XXXX a federally protected consumer, and I am making this complaint against RASH CURTIS & ASSOCIAT for their abusive, deceptive, and unfair collection practices in the collection of extensions of credit. In a conspiracy with the consumer reporting agencies to cause a restraint of trade and commerce, this debt collector has engaged in racketeering activity. I have never given this company any consent to be in possession of my nonpublic personal information. I disaffirm any alleged agreement or contract between I, the consumer, and the original creditor, whether implied or explicit. This account is a billing error. Please provide me with documentary evidence of the obligors indebtedness.
This company is in violation of the false claims act and is jeopardizing my consumer credit reputation with other financial institutions by fraudulently furnishing this alleged debt to coerce payment. Any payments made or future payments are a result of threat, duress, and coercion, due to undue influence.
I am legally refusing to pay this debt pursuant to 15 U.S. Code 1692c ( c ). I am demanding a cease and desist of all illegal activity, any communication and collection activity, of this and any alleged debts until RASH CURTIS & ASSOCIAT, can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and RASH CURTIS & ASSOCIAT, continues its collection efforts, I will file for litigation for actual damages caused and RASH CURTIS & ASSOCIAT, shall be liable for violations of TILA, FCRA, GLBA, CFPA, the Sherman Antitrust Act, Robinson-Patman Act, Clayton Act , FTC ACT and RICO Act.
Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant UCC 1-202f. Your prompt attention and response are both requested and required
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| 03/22/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
Servicemember |
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Rash Curtis & Associates account # XXXX account has shown up on my credit report..
That is unacceptable as all of my contact information is public and its very easy to get in touch if there is a legitimate debt.
This account should be deleted based on the California law alone, however it is also in violation of the following federal laws. 15 U.S.C 1681 section 602 A. States I have a right to privacy. 15 U.S.C 1681 section 602 A ( 2 ) It also states a consumer reporting agency can not furnish an account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section states : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C 1681s-2 ( A ) ( XXXX ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. Again I never had the chance to speak with this collection agency or the original creditor to validate this supposed debt. XXXX was the first month is the first time it has shown on my credit report I know this because I check all three bureaus every week. This is a very unacceptable way of doing business and for that and the above violations this account should be deleted from my report immediately. Both the California and Federal laws are attached below. I have mailed dispute letters to company and disputed through all three main credit bureau 's and they are unable to remove an address which does not even exist- yet, Rash and Associates are reporting it on XXXX XXXXI am asking to delete this account and remove off my credit repor due to furnishing inaccurate information.
|
| 10/21/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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Rash Curtis & Associates are reporting an account on my credit report. I have sent debt validation/dispute letters via certified mail to them which has failed to comply with California State laws by properly validating my debt pursuant to the California Fair Debt Practices Act ( CFDPA ).
In addition they have failed to properly mark my account disputed pursuant to the CFDPA. They prepared negative and inaccurate information to credit reporting agencies concerning my credit. I notified them twice via certified mail in regards to the accuracy of the information, however, they have continued to report inaccurate information on my credit report. They have negligently and willfully failed to comply with the requirements of the CFDPA, including but not limited to : California Civil Code Division 3, part 4, title 1.6 1785.25 ( a ), ( b ), ( c ), ( f ), 1785.26 ( b ), ( c ), applicable remedies as follows : 1785.31 ( a ) ( 1 ) ( 2 ) ( A ) ( B ) ( C ) ( D ). Title 1.6C. 1788.17 ( which in accordance with the Rosenthal Act is inclusive of original creditors such as Rash Curtis & associates, and inclusive of the following violations pursuant to the FDCPA 15 USC 1692 ) 807 ( 2 ) ( A ), 807 ( 8 ), 807 ( 10 ), 808 ( 1 ), 809 ( b ). Applicable remedies as follows : 1788.30 ( a ) ( b ) ( c ). Title 1.6C.5. 1788.52 ( a ) ( 1 ) ( 2 ) ( 3 ) ( 4 ) ( 5 ) ( 6 ), 1788.52 ( b ) ,1788.52 ( c ). applicable remedies as follows : 1788.62 ( a ) ( 1 ) ( 2 ) ( c ) ( 1 ) As a result of their failure to comply with the requirements of the CFDPA, I have suffered, and continue to suffer actual damages, including economic loss, denial of credit, lost opportunities to receive credit, damage to reputation, invasion of privacy, degrading social standing and emotional distress for which I seek damages in an amount to be determined by the courts.
|
| 11/18/2017 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
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I called the business that has a negative account on my credit file and inquired about a fax number or email address msg my information : identity theft police report, drivers license, social security number, certificate of birth, XXXX XXXX Identification Card issued per XXXX Safety Administration and a formal letter of identity theft, in addition, a citation issued per XXXX Highway Patrol issued to someone with my license in XXXX, CA.
I mailed my prove to the courts and the court dismissed the case, also deleted the citation from my driving record.
However, the prove I am submitting for more evidence of Id theft is to inform the collector know I am a victim of identity theft and to remove the negative account from my credit report.
The Representative was not completely honest with me because he stated, there is no email address or fax machine to send or receive facsimiles or emails. The collection company is only able to receive USPS mail. I called two more times because I did not believe the representative. The second rep. said we have a fax number.
The third representative said, " We have an email address and a fax machine. '' The rep said he was going to contact the business to inquire of the documents and and that was going to take a while.
Accounts : 2nd. XXXX {$560.00} / XX/XX/XXXX 1st. XXXX / {$600.00} / XX/XX/XXXX I am also attaching DMV printout of a citation issued on XX/XX/XXXX to someone holding my driver license and presenting it to a XX/XX/XXXX Highway Patrol officer, however, the citation and signiture were under my name. I have cleared the citation with XXXX, CA and citation is cleared from my commercial driving record. Fraud was also committed under my commercial driver license and the identity thief signed my name.
I have lived in XXXX XXXX, CA from XX/XX/XXXX to present.
|
| 05/17/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
It dates back to 2018, my XXXX insurance was active with XXXX XXXX. I got a XXXX injury, and I was taken to a nearby hospital using XXXX XXXX XXXX.
I never checked my credit History until recently, when I noticed a collection by XXXX XXXX XXXX XXXX XXXX worth {$5000.00} by the Original Creditor- XXXX XXXX XXXX.
I contacted the Collection agency and they lied to me that my insurance refused to cover Ambulance expenses and threatened me to pay all amount and when I told them that I would like to talk with XXXX first, collection agency personnel insisted that it is not going to be helpful and I should pay them right now to get rid of collection. They were trying to just rip me off.
Next day, I communicated with XXXX XXXX and asked them about my coverage for 2018 Ambulance charges and I came to know that, they never received a bill from XXXX XXXX. I asked XXXX XXXX but they told me that claim was sent. So, I put a three-way call between the XXXX claim XXXX department and XXXX XXXX and XXXX parties agreed that there was negligence and XXXX XXXX never sent them a claim, recently that claim was sent and my insurance covered all the amount leaving behind just {$100.00} copay.
This collection agency, XXXX XXXX XXXX XXXX harassed me on phone call, when I told them about all negligence by Ambulance and XXXX and settlement with them, they were not ready to listen and argued with me and threatened me to pay the {$5000.00} which I do not owe ( as I have already settled issue with original creditor ) and It was never my fault, that they didn't send a claim to my insurance.
This collection agency is deteriorating my Credit since XXXX years and I do not owe them anything as it was not my fault at all.
You can call XXXX XXXX to know more about this case.
|
| 02/16/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
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Previous Complaint # XXXX and info below.
Account name RASH CURTIS & ASSOCIATES Account number XXXX Recent balance {$360.00} as of XX/XX/XXXX Date opened XX/XX/XXXX Status Collection account. {$360.00} past due as of XX/XX/XXXX. Show more Account name RASH CURTIS & ASSOCIATES Account number XXXX Recent balance {$360.00} as of XX/XX/XXXX Date opened XX/XX/XXXX Status Collection account. {$360.00} past due as of XX/XX/XXXX. Show more Account name RASH CURTIS & ASSOCIATES Account number XXXX Recent balance {$360.00} as of XX/XX/XXXX Date opened XX/XX/XXXX Status Collection account. {$360.00} past due as of XX/XX/XXXX. Show more Account name RASH CURTIS & ASSOCIATES Account number XXXX Recent balance {$5200.00} as of XX/XX/XXXX Date opened XX/XX/XXXX Status Collection account. {$5200.00} past due as of XX/XX/XXXX. Show more Account name RASH CURTIS & ASSOCIATES Account number XXXX Recent balance {$3300.00} as of XX/XX/XXXX Date opened XX/XX/XXXX Status Collection account. {$3300.00} past due as of XX/XX/XXXX. Show more Account name XXXX XXXX Account number XXXX Recent balance {$350.00} as of XX/XX/XXXX Date opened XX/XX/XXXX Status Collection account. {$350.00} past due as of XX/XX/XXXX.
Per there response I've provided and emailed the physical copy of the police report as asked to provide. I was told after this information was sent that. I was told I'd be notified of an outcome but still haven't gotten one yet. I'm just trying to get my credit situation finally solved and fixed once and for all so my innocence gets these off my credit. I understand Rash Curtis and Associates is a business and they're just doing their job, but I'm also doing what I can to solidify their needs to fix this. Thank you!
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| 07/04/2018 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XXXX XXXX XXXX XXXX is in complete violation of the CFDPA, FCRA, HIPAA, They have listed seven alleged debt accounts on my credit reports which I have no firsthand knowledge of and no contract in existence proving the alleged debt reported is legally valid. No request for the services this organization provides was ever requested by me. They prepared negative and inaccurate information to credit reporting agencies. Also, this company seems to have some of my medical records without a medical release form or any type of authorization from me. I believe this violates my privacy according to HIPAA. I notified them twice via certified mail in regards to the accuracy of the information ; however, they have continued to report inaccurate information on my credit report and send me bills. The dispute letters I sent dated XX/XX/2018 using the address they provided to the credit bureaus were returned as No such number, unable to forward ( returned envelope and receipts attached ). This is evident that they reported inaccurate information to the credit bureaus regarding their address. I resent dispute letters dated XX/XX/2018 ( attached ) and they never responded, as I did not receive the signed certified mail receipt back nor were the packet returned to me.
I am very serious about my credit and their inaccurate reporting has caused damage to my credit, my ability to receive credit, my reputation, as well as an invasion of my privacy. I am requesting that since they have not responded and can not provide indisputable proof bearing my signature of the alleged debts, that all the accounts be removed from all three credit report and that this collection agency cease and desist from trying to collect from me.
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| 01/29/2023 |
No |
- Debt collection
- Medical debt
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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rash Curtis and associates is repeatedly calling me and impersonating both the medical office and an attorney pretending that I owe money for which I do not. I have already spoken to my primary health insurance provider XXXX XXXX and they informed me that I do not owe this provider money because they did not properly submit the claim. The provider sent the amount of money to a collection agency, rash Curtis and associates, instead of properly submitting the claim through the insurance company. Rash Curtis has claimed that it doesn't matter whether I owe the money or not, since I didn't respond to an initial letter many months ago, I now owe them the debt. They have never verified the debt with me they refused to send me any documentation proving that I owe the debt. They have transferred me repeatedly throughout departments claiming that I'm speaking with the law department or legal division. I have informed them to stop contacting me and that I had an attorney with whom they must be, and they refused to go through my attorney. I do not owe this money. I have already hired an attorney to have it legally removed from my credit report. Rash Curtis continues to call me and harass me. The most recent phone call they alleged that they were calling from the California XXXX XXXX in XXXX XXXX the doctor 's office who initially failed to properly submit the medical claim.
yesterday was the most recent phone call. Prior to that they have called me every 30 days without fail. They have lied to me on the phone and harassed me and threaten me with legal action if I do not respond even though they have failed to submit documentation that I owe the money. They are harassing me and using abusive language.
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| 03/10/2023 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Older American |
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On XX/XX/2016, I went to XXXX XXXX in XXXX XXXX, CA, with grandsons. Walking down treacherous stairs to the beach, the stairs collapsed, and I fell with a XXXX XXXX XXXX XXXX XXXX XXXX XXXX. At the time, the only insurance I had was Medicare. I was charged {$500.00} for an ambulance ride less than a mile to the XXXX XXXX. Since several persons had been injured on these stairs that were not safe, an attorney sued to have the stairs removed and to pay for all of my medical bills due to their improper and dangerous stairs.
This accident changed my life for the worse. Could no longer work, and after XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, I had no auto, no savings, and close to becoming homeless at the age of XXXX. My understanding this {$500.00} charge was to be paid since this was no fault of mine. I was not aware of it being turned over to XXXXXXXX XXXX XXXX XXXXXXXX, XXXX XXXX, XXXX, CA XXXX, Ph. ( XXXX ) XXXX. They in turn, immediately added a charge of {$490.00} to the debt, and have charged interest to this medical bill, accelerating the debt to {$1600.00}. Because of this I have not been able to purchase an auto, and it has caused me to not find rentals. I called them several times, the dates I do not remember now, since this will be 7 years old this year. I feel it was inappropriate to increase this bill from {$500.00} to {$1600.00} when due to the issues, I should not be held responsible for this debt. I spoke to the attorney that handled this case, and he did not realize this was not addressed and taken care of at that time. Any assistance on this matter would be greatly appreciated.
Respectfully, XXXX XXXX
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| 05/20/2020 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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These collections just started showing up on my credit reports a couple months ago. I have never heard of them before. All medical bills have been paid in full primarily with insurance, but also with payments at time of service. I have never been on any sort of payment plan. All paid I full at time of service. The provider they are listing was seen over 10 years ago. I have received no past due collections notices ever from these providers listed, or any others. There are approximately a dozen different account numbers and amounts. I think I would have gotten at least one bill. Also, when the items first appeared on XXXX and I disputed them, these were removed. I then received one envelope of notices that contained just a balance due notice for each account with zero explanation of what it was for or when or anything. I won the dispute and the items were removed. Rash & Curtis then put them back on a couple months later. I had them removed again. This time, they also appeared on XXXX. XXXX removed the items immediately. Now they are showing up on XXXX. I have disputed them here as well. As I win the disputes, they turn around and refile the collection on my reports. It is happening almost immediately after I win the dispute.
This is a bogus company. I do not know how they can continue to put over a dozen items with different account numbers and amounts and expect me not to notice. These are not owed. These are really fraudulent at this point.
Is there any way I can keep them from being able to repost? I am tired of disputing a dozen items across 3 credit bureaus every couple of months.
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| 12/11/2019 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I checked myself into a XXXX facility, XXXX XXXX XXXX XXXX, on XX/XX/17. Upon entry, I was told that my insurance would cover my stay but that I would have to pay a copay of $XXXX which I agreed to and paid upfront. I completed XXXX and left the facility three weeks later. I was never told that I would have to pay for anything else, nor did I ever agree to pay for anything else. I never received anything until the account was sent to the Rash Curtis & Associates collection agency. They then sent me a letter saying that I needed to pay $XXXX in full or that it would be put on my credit report. I tried to contact them and obtain an itemized copy of what the bill was for. They informed me over the phone about a few dates coinciding with the charges and they were for days that I was no longer even in the facility. They also told me that they would send me a copy of the documents they had and that never happened. I reported them to the CFPB before for this same account. The result of that complaint was a removal of the account from my XXXX and XXXX reports but it still remains on my XXXX report. I disputed it again through the online center and they did not remove it as they should have. Instead, they updated it & increased the amount by $XXXX. It currently says that the account is closed but that I owe them $XXXX and shows my payment status as derogatory. I would like for this account to be deleted from the XXXX report as well since the charges were never agreed to in the first place and the results of my last complaint prove that to be true.
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| 01/23/2018 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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Hello, This collection company is called XXXX XXXX XXXX XXXX and they are located on XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, CA XXXX.
They have shown up on my XXXX credit report. I attempted to contact this company via certified mail asking them to verify this " medical bill '' and show me proof that I owe them, I have also included my updated mailing address to ensure they have the right address to send me back any documents. They failed to respond to me. I contacted XXXX and disputed this collection account several times and everytime they said they couldn't take it off because of the collection agency. I contacted the doctor 's office that is listed on the account and they mailed me a document showing " XXXX balance '' and that I don't owe anything. I disputed the item again with XXXX and attached the document showing I have a XXXX balance with the doctors office and I also included the letter and certified mail receipt showing I sent this to the collection agency. XXXX failed to take this account off my account and instead of listening to me they transferred to me to the collection agency who were very rude and ended up hanging up on me despite admitting they did get the letters from me. This collection agency is violating the law by putting something negative on my credit report despite proof that I owe nothing and even the amount they out there is different that the amount that was paid to the doctor 's office.
This is the only negative thing on my credit reports and it is ruining my life. Please help
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| 07/23/2019 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
Servicemember |
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I only recently found out about this collection activity. It has been on XXXX for years apperantly. I had a legal service that said they could never find out where the debt originated. I have never ( in the 7-8 years at my current address ) even been notified by this collection company of any debt owed or otherwise to be able to dispute. When i did find out from XXXX, i could not dispute for whatever reason.
Now its on another credit XXXX and I cant bring it up.
These people have by holding secret from me, cost me probly thousands in high interest rates not to mention kept my score artificially low causing undue stress over a low score. If you see my credit report you will see no missed payments, late payments, non payments for years. any time i have been notified that I owe money it has been promptly paid. Had i known that there was a bill out there I would have made contact and delt with it. I am absolutely going to take whatever recourse ( which as you know i likely have none ) to be able to hold this company responsible for years of holding me back artificially with my credit score. I am disgusted with this credit system where the people who are kept down FOR WHATEVER REASON get screwed for years by a complex and underhanded system designed to never be able to get ahead. What a horrible way to treat American citizens. Rash and Curtis should be disbarred for what they have done to likely lots more victims than myself.
XXXX XXXX XXXX
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| 07/16/2019 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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This account has appeared on my credit report file before and has since disappeared. I called to pay off my medical debt ( $ 255-ish ) with Rash Curtis & Associates to find out that a XXXX XXXX Apartment account still in collections. I have used CFPB before to settle my many credit card debt that I have had due to Identity Theft. This XXXX XXXX Apartment collections account appeared during the time the credit cards were opened, unbeknownst to me therefore without my authorization. I have been living with my parents and have never moved out nor stayed at XXXX XXXX Apartments. My previous partner many years ago stole my social security information and has opened up said credit card accounts under my name and took the liberty added himself as a secondary on all accounts. I never authorized any cards nor did I authorize for him to have this information - let alone rent out an apartment without my consent! I have never missed a car payment on my first car loan, nor my second ( current ) auto loan, credit card payment, nor rent - I have a positive payment history. I have also asked all the company that have forgiven my Identity Theft debts to press criminal charges if possible to my previous partner. If you notice on my account my ex partner also attempted to either open a credit card or a loan and added an address in Nevada to my credit file, he currently lives in Nevada. I have NEVER left California and let alone have an address in Nevada!
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| 11/09/2017 |
Yes |
- Debt collection
- Medical debt
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- Communication tactics
- Frequent or repeated calls
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Web |
Servicemember |
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Rash Cutis and Asso. contacted myself XXXX about a debt ; I stated my medical bills were paid when I moved from CA and never received a bill they are referencing. I told them to provide validation of the debt via mail and if it was valid, I would call them back to remediate. Until then, stop calling. The guy said he could email me the bill. I responded how can you securely email my bill if that is PHI data? He said it would be encrypted. I asked how? How can an email be encrypted if I do not have a copy of the public key? he had no answer. I told him he can not send me encrypted email without the recipient having the public key. I told him that he lied to me and attempted to deceive me and he apologized. I told him to ensure that I am not called since his approach lacks the ethos that is expected in the industry. He also told me if I give him my credit card info and pay, he would make sure it was " like it was never on my credit report since he had connections to do that ''.
The following day, I have received five calls from robots ( no one there ) and disrupting my day. I am also receiving text messages when I never authorized texts and incurring cost. I called the number after the text and asked why am I receiving texts? I was told I should not be and that they have not validated the debt. I also asked why am I getting calls if I asked to be removed? XXXX said well it was my and implied the longer I wait that it will get worse.
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| 01/11/2018 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
Servicemember |
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I started receiving phone calls from a company where the rep identified herself as XXXX XXXX. She asked for my personal info and I told her I wasnt comfortable with that and she got abusive then hung up. Since the I kept getting phone calls asking for the same info, until I finally got a letter and initiated contact.
At that point I advised the rep I wasnt aware of the debt and needed it validated after over an hour telling me I must pay it and wanted my employer info and threatened my credit and job.
On XXXX XXXX I sent registered letters to both locations that had been calling me requesting validation in the mail and no further phone contact. USPS tracking # XXXX shows this was delivered within a week. I still continued receiving phone calls, despite my request not to.
Finally I received a letter dated XX/XX/XXXX acknowledging receipt of my letter and sending me a typed up page showing creditor and amount owed, not a validation. The calls also continued. During this timeframe they also reported me tonyhe credut bureaus.
I then sent letters to the credit bureaus disputing this debt after proof of the debt wasnt furnished. To date XXXX is insisting the debt is valid and I affect heard back from the other 2 agencies.
Today, XX/XX/XXXX, I received a threatening letter that now they will be forced to take the action that the creditor is insisting they take.
The collections agency is XXXX XXXX for XXXX XXXX XXXX.
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| 12/28/2020 |
No |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Since XX/XX/XXXX Rash Curtis and Associates ( RCA ) has attempted to collect a large medical debt stemming from an ambulance ride with XXXX XXXX XXXX Department ( XXXX XXXX I took in XX/XX/XXXX. They failed to notify my insurance company whose information they were provided with in XX/XX/XXXX and again in XX/XX/XXXX.
During the date of service I was insured for an ambulance ride by XXXX XXXX XXXX. Neither XXXX or RCA contacted my insurance after they created the bill. RCA contacted me in XXXX telling me I owed almost {$3000.00} and threatened me saying my credit score would be affected. Despite me telling them to contact my insurance.
Even after they had the number of my representative and my insurance information they continued to make threatening phone calls attempting to get money from both myself and my insurance.
After long negotiations in XX/XX/XXXX with my insurance representative, XXXX XXXX XXXX paid the original amount owed to XXXX.
Rash Curtis and associates is now claiming that I owe interest. Interest on medical debt that they failed to acquire from my insurance company XXXX in XXXX.
I believe this is a fraudulent attempt to collect more money than they are owed. By neglecting to inform my insurance in XXXX they allowed the interest to climb to {$980.00}. They are now attempting to collect this money from me personally.
The only reason this debt exists is negligence on the part of RCA.
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| 11/27/2020 |
Yes |
- Debt collection
- Medical debt
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- Communication tactics
- Called before 8am or after 9pm
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Web |
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Telephone call from Rash Curtis & Associates ( XXXX ) XXXX on XX/XX/2020 @ XXXX Left note with creditor that information given was incorrect. They are pursuing a debt in excess of the medical debt that was previously owed, and had not sent written declaration of intent to pursue debt. Also, have received a medical bill from XXXX XXXX that said I have until XX/XX/XXXX to pay.
Telephone call from Rash Curtis & Associates ( XXXX ) XXXX on XX/XX/2020 @ XXXX Once more calling in pursuit to the debt, no correction of debt amount or written notice acquired yet. Under the California State Rosenthal Fair Debt Collection Practices Act AND the United States Federal Fair Debt Collection Practices Act, " Collectors may not contact you before XXXX XXXX or after XXXX XXXX '' Looking up reviews from other people about Rash Curtis & Associates reveals this is a common practice from this company.
Telephone call from Rash Curtis & Associates ( Restricted Number ) on XX/XX/2020 @ XXXX Once more calling to pursue the debt, less than one hour after previous call. This falls under the repeated phone call abuse and harassment. Again, another common tactic applied by Rash Curtis & Associates in attempts to collect debts.
The company Rash Curtis & Associates has been under numerous lawsuits for these tactics as they are blatantly ignoring the law in an attempt to collect debts, even when the facts of the debt are in question.
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| 02/05/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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A collection company put a XXXX collection account on my credit report on XX/XX/XXXX. The amount is {$290.00} plus some interests. However I should not owe this bill.
The original creditor of this bill was from a doctor who treated me in XX/XX/XXXX. The original bill was {$510.00}. The fact was that my insurance already PAID that bill. Because this doctor is in network ( based on explanation of benefits from insurance company ), my insurance paid it at a discount rate at {$210.00} ( in network rate ), and I got claims from insurance company that explicitly said I owe NOTHING for this bill. All the supporting documents are in attachment.
I have good insurance. I was in the hospital because of emergency. XXXX day after I was in hospital, my insurance called me and said that all my bills should be covered because it was an emergency situation.
It turned out that doctor still charged me the rest of bill even if my insurance paid it, and they didn't recognize the discount rate for in network provider. They should contact my insurance company for the deal between them.
Even worse, I didn't get the bill in time and when I found out this bill, it was already on my credit report. I didn't have enough time to handle this bill before it was on my credit report. By the time I got called from collection company, I paid this bill by myself immediately because I was so nervous and surprised.
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| 04/17/2019 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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XX/XX/XXXX - Collections from Rash Curtis & Associates from XXXX, CA shows up on my credit report. I have never been contacted by these people.
XX/XX/XXXX - I call them and request my account information. I give them my new mailing address and request a physical copy of my account information so that I can determine if the debt is mine. They also email me a file, but the email ZIP file is corrupted and doesn't open. They tell me over the phone that the debt is allegedly from XXXX XXXX XXXX, but I have lived out of state for nearly two years and nobody from XXXX XXXX XXXX ever contacted me despite having both my phone number and email address.
XX/XX/XXXX - Nothing has come in the mail. I email client services and request a new emailed account information and ask about the status of my physical copy. They do not reply.
XX/XX/XXXX - I call and ask about the status of my physical mail and they have not sent to the new address I gave them. They try to bully me into paying right then and there saying they have an EOB from an insurance company and give me the date of the care that allegedly happened. I say that I do not recall what insurance I was using at the time and that I want my physical copy of my account information. The representative hangs up on me. I call back and talk to somebody else. They pressure me to pay as well and send me another email attachment that doesn't open.
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| 08/21/2017 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
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Web |
Older American |
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Pursuant to my debt validation request, on XXXX XXXX, XXXX, Rash-Curtis & Associates, a collection agency, provided me with debt validation support documentation. On XXXX XXXX, XXXX, I wrote a response to the collection agency indicating that the statement from their client, XXXX XXXX XXXX dated XXXX XXXX, XXXX for XXXX XXXX Co-pay for XXXX in the amount of {$140.00} was inappropriately billed to me. In my letter, I mentioned that the aforementioned charge is a XXXX XXXX XXXX XXXX XXXX XXXX, which should be billed to XXXX. XXXX XXXX/XXXX/XXXX statement, copy attached, clearly reflects that the XXXX XXXX is XXXX XXXX ( Upper right side ). As a note, I am a XXXXyear-old individual entitled to XXXX benefits. XXXX is XXXX provider that handles Part D benefits. Finally, in my letter I also mentioned that I was not willing to pay for inappropriate billings. Rash-Curtis has not responded to my XXXX/XXXX/XXXX letter.
Although I properly notified the collection agency that I disputed the debt, on XXXX XXXX, XXXX, I received a notification from XXXX informing that the XXXX XXXX XXXX invoice for {$140.00} had been reported as a collection debt. Because Rash-Curtis actions are clearly not in compliance with the Fair Collection Practices Act, I hereby request that this collection item be immediately removed from XXXX records as well as the files from other credit reporting companies.
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| 04/22/2021 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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In XX/XX/XXXX, I received several phone calls from Rash Curtis and Associates regarding a debt that I owed. I informed the people on the phone that there is no way I have any new debt and that this would have to be from over 10 years ago. I informed them to stop calling me or I will hire an attorney. The amount owed was {$590.00} dollars, which they are asking for over {$1100.00} dollars. I found out from the original creditor that this was from XXXX. This fell off my report in XXXX. Rash Curtis and Associates are trying to say that this is a new credit and re-aging my old credit. I have emails from XXXX XXXX XXXX that state this is from XXXX. I also have an old credit report that shows who owned this before Rash Curtis and Associates.
I have requested the 3 major credit agencies XXXX XXXX XXXX XXXX XXXX XXXX to remove this from my report. It appears they reached out to Rash Curtis and Associates to verify the account. My understanding is that XXXX XXXX has told them that this account is not re-aging and is committing fraud. I have filed several disputes to have this account removed from my credit report with no success. I have sent a certified letter with all of the documentation to all 3 agencies today, which cost me {$33.00}.
All four companies need to do better with communication about re-aging debt, as this has been a very trying experience.
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| 08/08/2020 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I have never received any information about this debt from this company. I saw this debt in XXXX XXXX. I filed a complaint with CFPB which it then was removed from credit. Upon reviewing the collections on my from the credit bureau this collections is 5 years old and this company has been tarnishing my credit for this long. This company has been removed from all three credit bureaus. Yet turns around and continues to try and collect a debt not owed to them by me. I have no legal or binding account with this " Third Party Collections Agency. Per my consumer rights I do not have to pay a third party collections agency. Also I have never had any connections with any company that I haven't payed for my services or if medical I have medical insurance. CFPB closed this on XX/XX/XXXX for XXXX and now it is reporting on XXXX. This is harassment. And causing affect to my personal credit. K, B, R , Inc. continues to post on my credit accounts after they have been removed. K, B, R Inc. aka Rash Curtis has no accounts with me has never notified me nor whatever company they are collecting for has notified me for an account number with XXXX I do not have any legal binding accounts with K, B, R or Rash Curtis for them to continue to try and collect from me. They have reached the statue of Limitations 5 years since they said this happened in XXXX XX/XX/XXXX XXXX
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| 05/10/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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A false collection has been assigned on my name which I do not owe and has been paid by my roommates for XXXX XXXX utilities con services for the period of XXXX to XX/XX/XXXX.
I had left from lease for the apartment which i was staying in XXXX XXXX in XX/XX/XXXX. My roommate had got the XXXX XXXX utilties account transferred to her name and paid the bill in XX/XX/XXXX. I can provide her bank statment for the payment made towards the XXXX XXXX utilties.
The collection agency is Rash Curtis collections. I had requested for the itemized bill for which the collection charged. The company sent a corrupted zip file in email within 5 minutes of the request. When I called them again to request for the non corrupted pdf file, the collection person said they will send the file after the call. But i have not received it for 2 days.
I had also visited the apartment leasing manager in XX/XX/XXXX and ask her to clear this with collection agency, since she was the one who had forwarded it to collection.
She had called up collection agency and asked them to clear it since there was no pending balances.But it is still not cleared and there is no way to get this resolved.
Please help with false collection which is assigned to me. I have attached the file which was emailed to me by Rash curtis which was corrupted. I have also attached the email from them.
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| 07/19/2023 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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After giving birth to my child, I accrued medical bills due unbeknownst to me due to the 30 day birthday rule after my insurance paid for my child 's post 30 day stay & did not pay for the initial 30 due to my husband 's birthday being first.
After several months of working with the XXXX group to change several things, i.e. charge my husband 's insurance, untimely filing according to his insurance, as well as appeals & having them change their tax ID to be within network my bill was officially paid by XX/XX/2023 with verification XX/XX/2023 when I called & spoke to the XXXX representative via phone call.
I had gotten a few calls from XXXX XXXX XXXX XXXX & had asked them to put my account on hold, as well as having the XXXX group ask them to place my account on hold, which they had agreed to.
Again, as of XX/XX/2023 my bill was paid in full & I owed a balance of {$0.00}.
However, I have had an account opened in my name on/around XX/XX/2023, consequently dropping my credit score from near excellent, to below XXXX, which it has never been in my life time.
When contacting XXXX XXXX XXXX XXXX XX/XX/2023 they had said they would update their end, however, was asking how I would like to pay the accrued interest of {$2000.00} as well as receiving a letter in the mail speaking of legal action on XX/XX/2023.
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| 08/02/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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The original debt was owed to XXXX XXXX, XXXX. Hes located in XXXX, CA. He did a root canal for me in XXXX of XXXX. I made the first payment but missed the next because I was in a car accident. I received a notice from Rash Curtis and Assoc in XX/XX/XXXX that they were now assigned to collect the debt. I mailed a request to verify the debt shortly after and never got a response. On XX/XX/XXXX I logged in to my account on Rash 's website. The total amount owed was {$840.00}. I then paid that amount in full. My account showed a balance of XXXX dollars and XXXX cents. The total amount owed was paid in full. I have included the receipt that shows the {$840.00} was paid in full. Within weeks of paying the debit in full I received notification of a second amount, also {$800.00} that was owed. I only had one root canal, not two. An additional {$800.00} should never have been added on. The whole debt was paid in full on XX/XX/XXXX. At that time, the collection account should have been closed. I requested verification of the second amount from Rash via mail, to cover my bases, and got no response. They even put a collections account onto my credit report at the end of XXXX for this additional {$800.00}. It seems like they did that to try and extort more money out of me. This debt was paid in full on XX/XX/XXXX.
|
| 07/23/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
What I remember is when I had my business in the city of XXXX on XXXX XXXX this company approach me to buy a Web site advertising and the were really pushing me to buy it. One day after many times they trying to convence me I agree to do it BUT for 6 months only!!! The were trying to convence me to do One year but I told them NO!!!
So, they agree for 6 months. The took my checking account number and were doing withdrawals every month. Before the XX/XX/XXXX month I told them that that advertising wasnt working for me at all and I asked them to stop taking money from my checking account but they charge the XX/XX/XXXX month and I complained to them and they said that is for One year and I told the that the agreement was for 6 months.
Then I canceled my checking account so they couldnt charge more.
Since then I havent heard from them until now with this Collection in my credit report.
Please understand my situation, I dont have that store anymore.
I need your help to resolve this matter as soon as possible. It is damaging my credit and is not fair, because I act in good faith when they approach me to do business with them even Though I never had any customer related to their advertising. I believe in my heart that was going to work but never did and I paid on time for those 7 months. Please help me!!!
|
| 06/29/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX I received a notice from XX/XX/XXXX that 5 new accounts were reporting negatively on my credit report in the total amount of {$4100.00} and $ XX/XX/XXXXI saw 5 different collections from the same Collection agencyXX/XX/XXXX for outstanding medical bills from 6 years ago. I never ever received anything from the Original Creditor stating that I owed anything. I did have medical coverage and since I never received a bill I didn't even know I owed anything. I have disputed this several times via both XX/XX/XXXX and all three credit reporting agencies online and in writing only for them to send back a report stating " Account information disputed by consumer, meets FCRA requirements '' I have requested validation from the collection agency on XX/XX/XXXX for them to send me anything from the original creditor with my signature agreeing to pay this alleged debt. They sent back their version of a validation letter on XXXX XXXX XX/XX/XXXXXXXX the letterhead with various dates of service, but nothing really verifying that I agreed to paying this debt in writing with my signature on it. I have asked both the Credit reporting agencies and the collection agencies to send me something with MY signature on it to verify this debt and I keep getting the runaround.
|
| 06/01/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
I was injured at work in XXXX and I was exposed to chemicals in the job. My XXXX had XXXX and had my half my XXXX XXXX. All this was workers compensation, workers injury. It's illegal to bill a worker if the injury is work related this law is found in California section 3751B. They are aware this was injury at work. I was billed illegally and they have been sent to collections. I have already disputed these inquires with the credit bureaus and they still are billing me. Protection from surprise medical bills This means consumers with health insurance generally wont be responsible for balance bills or out-of-network cost-sharing. If it passes the statues of limitation they shouldn't bill me.
Deleted illegitimate collection ( Original Creditor XXXX XXXX XXXX XXXX XXXX XXXX XXXX opened on XX/XX/XXXX - {$80000.00} ) This item was Deleted from my credit thank you ; However this same company also made a total of 3 Hard Inquires as a DEPT COLLECTION AGENCY on my credit report on ( XX/XX/XXXX ) OIS RASH CURTIS AND ASSO ( XX/XX/XXXX ) OIS RASH CURTIS AND ASSO ( XX/XX/XXXX ) OIS RASH CURTIS AND ASSO I am requesting once again that these HARD INQUIRY COLLECTION AGENCY items also be removed from my credit report since they should not be on there.
Sincerely, XXXX XXXX
|
| 10/04/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I was contacted by Rash Curtis & Associates about a debt owed to XXXX XXXX XXXX. I informed the person I was speaking to that the debt was paid. The representative of Rash Curtis refused to confact XXXX XXXX to confirm payment even though I provided them with the time and amount of payment. Instead Rash & Curtis threatened me by saying that they will report what they believe to be my lack of payment to credit reporting agencies. I continued to tell Rash & Curtis that the debt was paid when the invoice was received.
I spoke to another employee of Rash after realizing that the first employee was not interested in helping me resolve the matter. The second employee of Rash was also rude and disrespectful. While I understand that they are dealing with people who have not paid bills, in this instance the bill was paid.
They are terrible in terms of their treatment of people and are not looking to help find ways of resolving issues. They refused to confirm with the originator of the debt that the debt was paid. It was n't until I spoke to a manager that I found someone willing to help resolve the matter. I called the place where the debt originated and they confirmed payment. Weeks later I received notice that Rash was able to confirm payment of the debt.
|
| 01/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Today i received phone call from Rush Curtis & Associates collection company about my medical bill, which is I went to XXXX XXXX XXXX room on XX/XX/2020. At that time I didn't have health insurance and i left all my information SSN, DL, home address. Few days later i talked several times person who helping financial advise for patient, but she told me that XXXX XXXX XXXX will send my bill. Since XX/XX/2020 I haven't received any mail through my mailing address. Until today 's phone call from debt collection company, I didn't know about this medical bill that already sent to the collection company.
This was the first time, the collection company called me about medical bill ( I didn't receive any email, mail and phone call before these phone calls ). The collection company said that If I don't pay {$8000.00} medical bill today, they are gon na report to the my credit history. I am wondering that why they didn't let me know anything until today and suddenly they are threatening me to pay {$8000.00} bill.
After the phone call, I found out that my address was wrong. I already provided right address and right information. If I received my medical bill through my right mail address, I obviously pay {$8000.00} before it went to the collection company.
|
| 10/07/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received from Rash Curtis & Associates account # XXXX dated XX/XX/XXXX Re XXXX XXXX XXXX XXXX XXXX stating that I owe XXXX XXXX Hospital {$1200.00} Please note that did not receive Medical Care from XXXX XXXX XXXX XXXX. The debt is not mine and is possible identity theft. Attached are documents showing that I owe XXXX XXXX Hospital for Medical charges from XX/XX/XXXX not XX/XX/XXXX am currently on a payment plan of {$50.00} per month the account # XXXX Furthermore, attached are document showing that I received Medical Care Urgent on XX/XX/XXXX from Urgent Care in XXXX, CA totaling {$68.00} was paid in full at the time services were rendered my visa Debit Card. Please note that these charges are false in my opinion identity theft. Also, note that I am on Worker Compensation for the XXXX XXXX XXXX XXXX with XXXX XXXX claim adjuster names are XXXX XXXX XXXXXXXX XXXX ex XXXX & claim adjuster XXXX XXXX ( XXXX ) XXXX Claims # XXXX state claim # XXXX & XXXX ( please note that this injury was not registered with the state of ca because this workplace was injury was caused by a co-worker at in the Direct Sales Department named XXXX XXXX ). Also, note that XXXX XXXX attorney named XXXX XXXX XXXX of the Law Firm XXXX, XXXX, XXXX XXXX XXXX XXXX
|
| 01/31/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Original creditor : XXXX XXXX XXXX XXXX XXXX : RASH CURTIS & ASSOCIATION I am disputing a XXXX XXXX charge on XX/XX/2020, for the amount of {$1900.00} ( original medical bill {$1400.00} ).
Because of my age, my doctor pressured me to get a XXXX XXXX XXXX Insurance should have covered this 100 % but it appears it was coded incorrectly.
" The Affordable Care Act requires recommended preventative services, such as colonoscopies, be covered at no cost to the patient. However, strict guidelines are used by insurance companies to determine whether a XXXX is categorized as preventative or diagnostic, which can impact your potential out of pocket cost '' " XXXX XXXX Screening : Patient is XXXX ( no present gastrointestinal ssymptoms ), is age XXXX or older, and has no personal history of XXXX XXXX, XXXX XXXX XXXX XXXXXXXX. A XXXX has not been performed within the past XXXX years. This is usually a routine screening XXXX and covered by most insurance plans. '' This was the case for me.
This medical collection account needs to be removed from my credit reports. In addition, Rash Curtis and Assoc. also has two hard inquires on my credit report they also need to remove.
Thank you for your help with this matter.
|
| 09/15/2015 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I have previously disputed these ( XXXX ) accounts for various reasons and have yet any resolution.
Acct -- XXXX I never received any initial notice of debt nor right to dispute. I have asked for this proof several times and have never received it. They claim they do not need to provide that to me ( see CPPB case # XXXX ). I disagree- if they choose to claim I owe money and report negatively on credit, they need to furnish allinformation I request. We have moved several times. Do they even have the correct information? Can they verify? Can they collect?
2- On XXXX/XXXX/2015 I filed a complaint with CFPB ( Case # XXXX ) in which XXXX responded ( response date XXXX/XXXX/2015 ) that they mailed me " proof '' on XXXX/XXXX/2015. How could this possibly be? They are claiming that they mailed me documents two weeks before I even opened a case against them. This is false. Also, to this date, I have yet to receive any documents.
3- I sent a dispute to their response and did not hear back. Their facts above are wrong.
Once again, because of inconsistencies and false information provided above ( refer to case number and dates above ), I am requesting immediate removal of these items from my credit reports.
|
| 06/10/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hello, Rash and Associates contacted me on XX/XX/XXXX regarding a debt in which I have already paid them over {$3500.00}. The original debt was with the city of XXXX Ca who began a program in which they charge rental property owners a fee. The original debt was {$2500.00} and the city of XXXX never sent the bill to my address. I received calls from the collection agency with an offer of {$3300.00}. I have paid this company {$4000.00} dollars and they increased the debt to over {$5000.00}. They still have {$960.00} attached to my credit account. I filed a complaint with XXXX because XXXX was given documents and proof that I paid over {$4000.00} and they allowed XXXX XXXX XXXX to changed the amount of {$2500.00} to {$960.00} and this is after I had provided XXXX with documents that I have paid more than {$4000.00}. Furthermore, I did a debt consolidation and I believed my lender had paid off the {$960.00} to Rash. However, when I contacted my lender to see if they paid it off they agreed with my statement and why I had not paid Rash and they didn't pay them off. I wish to have Rash and Associates to stop contacting me and leave me alone. Also, stop modifying the debt with XXXX because I don't owe them.
|
| 04/25/2023 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Upon disputing a medical bill on my credit report, Rash Curtis sent me documents to verify the debt. According to my rights under the FDCPA, A collector has to give you validation information about the debt either when they first communicate with you or within five days of the first contact. The collector has to include the following : their name and mailing address, the name of the creditor you owe it to, how much money you owe, written out to include interest, fees, payments, and credits, what to do if you dont think its your debt, your debt collection rights, including your right to get information about the original creditor if you ask for it within 30 days of getting validation information from the collector '' The letter did not include an " address '' for Rash Curtis and Assoc as required by law. The letter did not include " what to do if I think this debt is not mine '' as the FDCPA requires.
The only address provided is for a debt collector called " Recovery Revenue Specialists '' and they list a XXXX XXXX XXXX I can not find any legal business information for this company through the XXXX, State of California or XXXX XXXX Fictitious Business XXXX.
I've attached the supporting documents.
|
| 03/13/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
RASH CURTIS & ASSOCIATES is reporting a ridiculous amount of 11 collections on my credit report that do NOT belong to me in first place. I was never a patient of Original creditor XXXX XXXX XXXX XXXX- whom I contacted and they had nothing available to provide me to prove the ownership or to validate this account. I attempted numverous times to speak to someone in person at Rush and Curtis only to be told that I need to write them a letter. Today after a total of 5 letters 3 months in I have NOT heard anything back from them. I disputed these 11 collections with credit bureaus but they sent me letters stating that rash and Curtis has validated these accounts ... how ... when I was never a patient at verity medical foundation how are they validating .THIS IS FRAUD .... today I was given a message from my receptionist that rash and Curtis called asking for a payment they pretended that I advised them to call my work and have my accountant to pay these over the phone. THIS IS FRAUD ON A TOTALLY DIFFERENT LEVEL WHY WHY ARE THEY GETTING AWAY WITH THIS. I RECORDED A CALL AND WILL BE SENDING THIS TO FTC AND OTHER OTHORITIES IF THESE ERRONEOUS COLLECTIONS ARE NOT REMOVED FROM MY CREDIT REPORT IMMEDIATELY ...
|
| 05/26/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
RASH CURTIS AND ASSOCIATES XXXX {$750.00} IS STILL REPORTING A COLLECTION ON MY CREDIT REPORT .... A COUPLE OF MONTHS AGO, CALLED AND REACHED A SETTLEMENT ON SEVERAL AND ALL ACCOUNTS THEY HAD IN MY NAME. SETTLEMENT LETTER CAME IN SHOWING ONLY ONE ACT NUMBER, WAS TOLD NOT TO WORRY BY RASH CURTIS THAT IT INCLUDED FULL BALANCE DUE TO THEM AND SETTLEMENT WAS FOR ALL ACCOUNTS AND IT WOULD BE PROCESSED CORRECTLY, ONLY TO FIND OUT THEY LIED AND NOW TRYING TO SAY THERE IS ANOTHER ACCOUNT I OWED ON.. THIS IS REDICULOUS, AND THIS IS FOR THE MEDICAL FEES AND SERVICES I INCURRED BACK IN 2010 HOW CAN THEY STILL REPORT THIS ON CONSUMER CREDIT .... THIS IS LIEYING AND CHEATING BY RASH CURTIS AND ASSOCIATES ... NOW I RECEIVED A NOTICE FROM XXXX THAT THEY REPORTED 5 NEW COLLECTIONS ON MY REPROT ... FURTHER INVESTIGATION OF THESE AND CONTACTING THE ORIGINAL CREDITOR PROVED VIOLATION.. RASH CURTIS IS GUILTY OF CHANGING ACCOUNT NUMBERS, AMOUNTS AND DATE OF DEFAULT DATES WHICH ALLOWS THEM TO REPORT SAME COLLECTION SEVERAL TIMES UNDER DIFFERENT NUMBERS ... THIS IS ILLEGAL AND AUTHORITIES ARE BEING ALLERTED BY CONSUMERS TO TAKE ACTION FOR PREDATORY COLLECTORS SUCH AS RASH CURTIS AND ASSOCIATES ...
|
| 05/09/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was exposed to chemicals at work and my XXXX XXXX. I was taken from work to the hospital by my employer and spent two months in the hospital. I had part of my XXXX removed as a result of the XXXX XXXX XXXX. It is illegal for a physician or medical facility to bill an injured worker if they know the injury is work related-related. this law is found in California labor Code section 3751 ( b ). This dept is for a work related injury and there is a current and open workers comp claim. I will attach the documentation that shows that there is a current and open worker comp claim and they are absolutely aware of the fact that there is and I have provided this information to The Hospital as well as this Dept Collector. This Hospital Bill is the sole responsibility of the Workers Compensation insurance company, and I am not legally responsible for any medical services rendered. This Company is Harassing me for a Fraudulent Dept collection that was never my responsibility, nor will it ever be my responsibility and it is completely fraudulent and unethical to be billing me for anything regarding having part of my XXXX removed due to being exposed to toxic chemicals at work.
|
| 04/24/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
In XXXX I was in the hospital and the bill went to a collection agency, Rash Curtis. In XXXX my husband and I filed bankruptcy but then about 6 months later we withdrew the filing. I never heard from this company again and on my credit report it said discharged in bankruptcy. A few weeks ago I pulled up my credit report and they have begun posting on this debt that I have refused to pay. I received a phone call on XX/XX/XXXX from this company. I called and have been told I owe XXXX in medical bills dating back to XXXX. I asked about the discharge and they said they lifted that after the bankruptcy was discharged but we never received any information, no letters. When I called they said they sent a letter in XX/XX/XXXX about a new medical bill, I have no idea what they are talking. They said they have called numerous times but have never left a message. Now they want a settlement or for me to pay the entire XXXX, and will continue posting to my credit report that I am not paying. I am not sure what to do and if this is legal. I have no problem paying, but the posting on a credit report from a XXXX debt doesn't seem ethical or legal.
|
| 07/07/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
OnXX/XX/XXXX I received a written notice of the claimed debt, a copy of which is attached. On XX/XX/XXXX, I sent a letter to Rash Curtis and Associates in response to this notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) that their claim is disputed and validation is requested. As of XX/XX/XXXX I have not received any written correspondence from your firm with validation of alleged debt.
On XX/XX/XXXX, I applied for loan and received a copy of my credit report from XXXX credit reporting agency. Included in that report was the following incorrect information the firm reported : RASH CURTIS & ASSOCIAT XX/XX/XXXX PAST DUE {$2500.00} # XXXX XXXX XXXX XXXX XXXX BY XXXX XX/XX/XXXX XXXX MEDICAL PAYMENT DATA CREDIT GRANTR CAN NOT LOCATE CONSUMER MEDICAL ACCOUNT IN DISPUTE PAYMENT DATA As a result of this reporting my credit score was damaged and my ability to pursue further loans has been delayed until this reporting has been removed. Reporting this activity with out validating debt per my request within 30 days is a violation of the FDCPA Section 809 ( b ).
|
| 09/14/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
There is a Rash Curtis and Associates account on my credit report that should not be there. Between XXXX and XXXX I disputed this account with the credit bureaus and with Rash Curtis and Associates directly. It was just discovered after a phone call on XX/XX/XXXX that the company is reporting this on my credit report with NO proper validation. Both the supervisor and the manager admitted to having no itemization with my name on it. The supervisor also admitted that they have no documents with my signature on it. Even further, there is no documentation showing there was insurance coverage from me. Despite all this, the operations manager declined to delete this account because of " California community property laws ''. That is simply an excuse to continue reporting a debt that is not valid. So not only has this company falsely verified this account with the credit bureaus, they have done so while also admitting they have nothing stating that I am responsible for this debt. Rash Curtis and Associates is engaging in illegal collection practices and causing great damage to my credit in the process.
|
| 04/11/2015 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Rash Curtis reported a bill from XXXX in XXXX as " in Collection '' as of XXXX. There was no detail about the bill except that the services were from XXXX which turned out to be incorrect. I called XXXX in XXXX on XXXX/XXXX/XXXX. XXXX reviewed my account and advised that the bill was paid in full by the insurance company on XXXX/XXXX/XXXX. There is no patient portion due. Here are more details : Date of Service : XXXX/XXXX/XXXX, amount XXXX. This went to collection on XXXX/XXXX/XXXX and was paid in full by XXXX XXXX on XXXX/XXXX/XXXX. XXXX advised that XXXX year ago they changed collection agencies and hired Rash Curtis. Rash Curtis reported everything to the credit bureaus regardless of account status. In other words, even though my account was at XXXX balance as on XXXX/XXXX/XXXX, Rash Curtis reported this as in collection because it had been in collection at XXXX time. I ca n't imagine how many people will look at their credit report XXXX day and see this incorrect report even though Rash Curtis knows that they need to review all of XXXX in XXXX accounts to ensure the amount is truly overdue.
|
| 07/03/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Rash Curtis and Associates improperly reported a debt on my credit report to XXXX. I have never sent me an itemized bill for the debt they are claiming I owe XXXX XXXX, who is a former landlord of mine. In their correspondence they also never sent me information about what to do in order to dispute this debt. When I called on XXXX XXXX XXXX I requested an itemized bill and the contact information of the original debt holder, XXXX XXXX. They said they could not provide either. I insisted and they said it may take up to 2 months to get the itemized bill but that they most likely no longer have it. They said they were not authorized to give me XXXX XXXX ' contact information. Since there is not a record to verify the debt or amount and no way to contact the original debt holder it is improper that they reported this to a credit bureau. I wish to have the debt removed from my credit report immediately. XXXX indicates a negative account with XXXX XXXX XXXX It is listed as : Opened XXXX Last effective XXXX Reported XXXX High balance {$6600.00} Collection XXXX Balance {$9300.00}
|
| 07/21/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Rash Curtis and associates are not only unethical in their practices, failing to communicate in writing, threatening to 'sue ', 'damage my credit ' and/or poor accounting/booking practices.
As of XX/XX/XXXX they have reported a COLLECTION of {$370.00} dated XX/XX/XXXX, on behalf of XXXX XXXX XXXX to credit bureau companies. Not only is this not a valid collections this account was closed in good standing. This error had been previously resolved with Rash Curtis & associates, in which they reported to me as 'resolved ' yet due to their poor booking practices and poor customer skills they internally mishandle accounts and now, 6.5 years later they are reporting this to the credit bureaus.
This reporting is to my surprise as I have not received any information from them neither via phone or mail In XX/XX/XXXX due to their poor booking practices and false credit bureau reporting. I contacted Rash Curtis and associates to resolve issues in response they sent me an itemization of account in which it included XXXX XXXX XXXX as paid in full transaction.
|
| 02/18/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Servicemember |
|
After sending certified, return receipt letters to XXXX on XX/XX/18, which they received on XX/XX/18, reporting that there were inaccuracies on my credit report in the form of {$380.00} from Rash Curtis & Associates, and I would like some type of verification bearing my signature, I never received any type of verification of any kind.
All that was sent to me was a letter saying that the supposed debt had been verified. Waiting over 30 days ( which is how long XXXX is allowed to verify any disputes legally ), I then sent another letter on XX/XX/18, which was received on XX/XX/18 ( again, certified with return receipt ), stating that they had still not verified any debt bearing my signature as requested. Upon checking my credit report, the non-verified debt is still there, causing a negative effect on my credit score, as well as public humiliation throughout my local community.
Since no verification of any kind has ever been sent to me or provided by XXXX, I am seeking that this particular inaccurate assumption is removed immediately.
|
| 04/24/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I work part time, 3-4 days a week up to 5 hours each day. When at work i can not receive personal calls and have very limited to complete the tasks at hand to maintain my job. I have messages stacking up on a daily basis from XXXX XXXX Office of Rash Curtis and Associates harassing coworkers to get me on the phone, when either I am already on the phone or with customers, and disrupting my work performance. Complaints are being made to my superiors about these calls as they are very rude and angry to the receptionist Our phone calls are recorded and monitor so there is proof of the harassment to the people at my job. Calls are even made on days or time that I am not even in the office. I have school Monday through Friday and work in between or after school for about 18-20 a week. I leave my house XXXX to XXXX most days to just to get by and I can not afford to lose my job because of complaints to my supervisors because staff members are being harassed by someone trying to reach me when I am unreachable unless by appointment at my job,
|
| 04/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
I had a XXXX, XXXX and a XXXX XXXX in XX/XX/XXXX and ended up with a hospital stay. Coming from XXXX I thought I was adequately insured with Obama Care through Covered California. I was in no XXXX or XXXX state to deal with reality as I was fighting to keep my job as a XXXX and get well at the same time. I tried speaking to the hospital when I realized that the bills coming through were not for my insurance, but me. The hospital did not want to negotiate and handed it to a debt collector, who then handed it to a 2nd one. Both accepted a payment of {$10.00} a month as I hardly can afford anything on my monthly wages. Due to this my debt has now climbed to {$190000.00} and has damaged my credit report dramatically.
Original Amount XX/XX/XXXX {$120000.00} Todays Amount XX/XX/XXXX {$190000.00} 1st Debt Collector XXXX XXXX Interest Amount XX/XX/XXXX {$10000.00} 2nd Debt Collector XXXX XXXX XXXX Amount {$190000.00} The HIPPA law has been violated. All invoice/ medical details have been shared amongst all without my approval.
|
| 07/12/2019 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
RASH CURTIS & ASSOCIATES Account number XXXX Recent balance {$1200.00} as of XXXX/XXXX/XXXX RASH CURTIS & ASSOCIATES Account number XXXX Recent balance {$700.00} as of XXXX/XXXX/XXXX RASH CURTIS & ASSOCIATES Account number XXXX Recent balance {$530.00} as of XXXX/XXXX/XXXX this collection company reported numerous collections on my credit report. I do not recognize these charges or the original creditors XXXX XXXX county, dental office and parking authority ... what is this for ... My numerous attempts to request validation from rash Curtis went ignored, for 3 months now I have written them with no response, I called only for them to ask for my phone # and social and now they are calling me non stop and said they will be calling sheriffs office and garnishing wages .... I simply wish to know what these fees are for and if they are mine as I always pay my bills on time and have a good reason to believe that there may be a mistake on their behalf. please help me to resolve these issues damaging my credit
|
| 01/02/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
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|
On XX/XX/XXXX I received a notice from the debt collections agency Rash Curtis Associates, that I owed {$1200.00} on a medical bill from XX/XX/XXXX. I wrote back to them immediately ( so well within the 30 days cutoff ) that I requested validation. They sent me back on XX/XX/XXXX another collections letter that showed no more information than the initial letter. I wrote them a letter requesting more information and that their response to my validation request was not sufficient because I was trying to get enough information to correspond with my insurance and verify this or any amount was in fact due. They did not respond to this letter, but put in a negative report on my credit and sent me another collections letter with no additional information in the second week of XXXX, sorry I don't have the exact date that most recent letter is not with me at this moment.
I sent all my letter registered mail and they signed for receipt of them and I have copies of all communications they sent to me.
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| 06/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I reached out to the company and the person on my case is always rude. He told me about how if i do not decide to pay that my credit will drop more because they will be charging more interest or rate on it. After that phone call we talked again the next day and same person refused to take my call and gave it to somebody else that told me they were busy. They brought up on how i even tried to make a payment before and it made no impact so that i need to just pay the whole thing so that im not getting charged interest daily on my collection. I was also told that I recently ran my credit to apply for a car loan and that i should just pay my medical collection.
Its really embarrassing knowing that not just one or two people but multiple people know my personal medical information and history and my credit information as well as if I recently ran my credit. I also need a break down of what was done at the medical facility for me to receive a high medical bill from only a 2 hour visit.
|
| 03/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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Rash , Curtis and Associates in XXXX, CA continues to keep reporting a false amount owed on a debt. The original debt is for {$2900.00}, and they keep reporting is at increasing amounts every month. They have not contacted me properly, and have tried to collect over {$4000.00} for this, and that is not the correct amount. I continue to dispute the amount on my credit report, but all agencies keep letting them report the wrong amount and continue to let them keep adding more to it.
Creditors or collectors are not allowed to report inaccurate information to your credit reports, and under the Fair Credit Reporting Act, I have a right to have it removed. Yet, the agencies keep letting them increase it, and the original amount is significantly less. I'm a single, XXXX mother to a XXXX XXXX XXXX, and I don't know what to do from here. This is not right!
You can see in the image I am attaching what the original debt should be ; {$2900.00}, and they are reporting over {$4000.00}.
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| 05/16/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I had an old medical debt where I was charged incorrectly at the hospital. The charges were disputed but sent to a collection agency. The collection agency attempted to collect but I refused the incorrect charges. The collection agency then kept the entire debt collection and multiplied it by fake selling it to other collection agency 's who ended up on my report. The other collection companies attempted to collect on the same exact debt thus multiplying the debt excessively and caused excessive damages to my XXXX XXXX. I contacted XXXX and XXXX to have the debt disputed and removed. XXXX understood my complaint and removed the debt that was violating the FCRA ( fair credit reporting act ) XXXX on the other hand has not responded to my disputes and every time I call them I end up talking to someone in XXXX who has no idea what is going on. I want XXXX penalized for continuing to report my score incorrectly for so long and I want that excessive debt removed from my report.
|
| 03/08/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
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Web |
Servicemember |
|
IN XXXX XX/XX/2020 I RECEIVED BILL STATMENT FROM RASH CURTIS ASSOCIATES, THE LETTER SHOW I AM IN XXXX XXXX XXXX SERVICES TREATED PET FOR {$270.00}. AT SAME DAY I CALLED THE RASH CURTIS ASSOCIATES I TOLD THIS COMPANY I NEVER FEED A PET AND I NEVER GO TO XXXX XXXX XXXX XXXX TREAT A PET. I REALIZED THAT SOMEONE WAS USING MY NAME TO MAKE EXPENSE SO I IMMEDIATELY GO TO MY LIVE CITY POLICE DEPARTMENT TO REPORT THIS ISSUE, THE XXXX GAVE TO ME REPORT CASE NUMBER, THEN SAME DAY I SENT IT TO RASH CURTIS ASSOCIATES AND EXPLAIN THAT. XXXX XX/XX/2020 I RECEIVED LETTER FROM RASH CURTIS ASSOCIATES AGAIN, THIS COMPANY STILL LET ME PAY THAT BILL STATMENT, I NEVER EXPENSE AND I NEVER USE THAT SERVICE SO I DO NOT PAY IT, ALSO THE LETTER SHOW 'S PHONE NUMBER IS NOT FOR ME I NEVER USE THAT NUMBER. IT WAS NOT LONG I SAW IT ON MY CREDIT REPORT SHOW THIS IS FOR ADVERSE ACCOUNT, PLESE SEE ATTACHED I WILL UPLOAD ALL INFORMATION IN THERE, I HOPE THAT CAN HELP YOU REVIEW MY CASE, THANKS IN ADVANCE!
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| 12/10/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I have sent Rash Curtis and Associates 2 verification letters to include that they could legally obtain my medical records from XXXX XXXX. The first one was dated XX/XX/2018. Which I asked for documents showing that they can legally obtain my detailed medical information and verify that I agreed for them to charge 12 % interest on the alleged debt from the original contract. They could not verify that information. I notified XXXX and XXXX about their lack in properly verifying the debt on XX/XX/XXXX. Sent Rash Curtis and Associates a second letter XX/XX/2018. Again, they were unable to provide the requested documents to show that I released my medical information to them and that they could legally have my information. I have also requested that information from XXXX XXXX. I have yet to hear back. Again, I have sent, today, XX/XX/2018, letters to XXXX and XXXX about Rash Curtis and Associates and XXXX XXXX inabilitys to properly provide me with that documentation.
|
| 04/16/2022 |
No |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
On XX/XX/XXXX I called Rash Curtis & Associates and they advised me that I owed nearly {$9000.00} in medical debt and they agreed to settle with me for {$5500.00}. They said by paying this, I would be completely cleared and no longer have a balance. When I called, I provided them with my previous married name, XXXX XXXX XXXX and my current ( Maiden Name ) XXXX XXXX XXXX and provided them with my Social Security. My Credit Report began to show them as Paid/Settled except for a handful of accounts. I called them again on XX/XX/XXXX and was once again assured that my account was settled. I filed a dispute with the Credit Bureaus and they were told by Rash Curtis & Associates that I still owed a balance. I called Rash Curtis XX/XX/XXXX and they advised I still owed a balance of {$700.00}. I feel they baited me into settling for a large lump sum and are now trying to take advantage of me by asking for more money, after assuring me that I was completely settled.
|
| 10/05/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
|
|
Hi, One XX/XX/18 I underwent a XXXX. I received a letter from XXXX XXXX XXXX regarding my dues and I paid them in full.
Recently I received a call from the Rash Curtis and Associates ( collector ) regarding the balance due ( XXXX ) for that XXXX. I was told that the XXXX XXXX XXXX are separate and their bill was different. I called them and ask why I did not receive the bill and I was told that their address was incorrect. They did not include my apartment number and that is why I did not receive any letter. They collected the address from the XXXX XXXX XXXX and did not try to reach out to me ever to get the amount paid.
I called the XXXX XXXX XXXX to pay them the bill directly but I could not because the billing department already sent it to collection.
I can not use my XXXX card for collection and I do not want to pay extra money ( interest ) because they did not send the bill to the right address.
Thanks in advance.
|
| 06/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
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Rash Curtiss has harassed me since 2015 I have submitted information numerous times i had state covered benefits through california XXXX XXXXXXXX and XXXX of 2015 my family was moving from XXXX XXXX county to XXXX XXXX county California during the inter county transfer this bill was never paid. Done my due diligence on this matter however this has not ben resolved.XXXX XXXX county says they are not responsible although the date falls under coverage for that county. XXXX XXXX XXXX XXXX is the original debtor. This is the only debt on my credit report and should not have been in the first place. i have submitted proof of coverage and still this remains on my credit report. Trying to rebuild my credit at this time this is my only bad mark, on numerous occasions this matter has costed me from gaining credit. I have faxed info to XXXX I'm at a loss of how to resolve this issue Please help me remove this debt on my credit report.
|
| 10/27/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
A bill from water company was sent to collections - i do n't believe that I owe the amount, but that 's not really the issue. I called to gain info about the matter, and asked to speak on a non recorded line and was promptly refused. My additional requests to not be recorded and my desire to be assisted were also followed by insults and a condescending attitude - both not good faith attempts on the part of " rash curtis and associates ''. These actions are illegal and unfair collection tactics, and I believe that living in California I am afforded such rights as to not to be forced to waive my rights to privacy and voice recordings to clear up an erroneous collection attempt. They have threatened negative credit reporting as well and did not attempt to solve the matter. The call was ended on their part as I continued to seek a resolution and they rudely hung up when i explained i would contact your agency.
|
| 03/20/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
RASH CURTIS AND ASSOCIATES HAS REPORTED A TOTAL OF 14 DIFFERENT MEDICAL COLLECTIONS ON MY REPORT WITH DIFFERENT DATES OF ORIGINATION AND AS XXXX XXXX AS THE ORIGINAL CREDITOR .... I NEVER RECIEVED A COLLECTION NOTICE IN FIRST PLACE.. I CALLED TO INQUIRE ABOUT THESE COLLECTIONS AND WAS TOLD TO PROVIDE ALL PERSONAL INFORMAITON AS THE LADY TYPED IT IN SHE SAID THEY DIDN'T HAVE MY SOCIAL # IN FIRST PLACE AND NOW THEY DO ... IT UPSET ME GREATELY ... I ALWAYS HAD 100 % MEDICAL COVERAGE AS A XXXX EMPLOYEE AND CONTACTED THE HOSPITAL WHO STATED THEY WERE NOOOOO PAST DUE BILLS AND THEY DO NOT CONTRACT IWTH RASH CURTIS FOR COLLECTIONS ... AS I DISPUTED THESE WITH CREDIT BURAUS A FEW WERE REMOVED AND NOW RUSH AND CURTIS POSTED 9 MORE COLLECTIONS WITH NEW NUMBERS AND AMOUNTS ... THIS IS NOT LEGAL AND MUST BE REGULATION AGAINST THESE FRAUDUENT COLLECTORS RASH CURTIS AND ASSOCIATES # XXXX, XXXX, XXXX, XXXX, XXXX, XXXX,
|
| 02/27/2017 |
Yes |
|
- Incorrect information on credit report
- Information is not mine
|
|
Web |
|
|
rash Curtis & associate tel XXXX address XXXX XXXX I run my credit report in find out they had put me on collections explained the it was n't me they still keep saying it was me they had used somebody else information it linked with my I had a police report mailed to them and I had also disputed on XX/XX/2017 I had ask rash Curtis to send me all ER bills and you can see this person it is not me and they know that so I wanted to make a complained for this company run my identity not having enough proof they just because this person had the same name I did this is totally against the law my name is XXXX can you please help I could send the police report XXXX already has the dispute and I also have a copy so I dont't know what to do this people are not understanding I 'm been a victim a identity theft I have the police report and dispute but I need to scanned if you need it could be available for you as well
|
| 10/10/2015 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
Older American, Servicemember |
|
Collection agency has accepted information to collect a co-pmt. from XXXX XXXX XXXX. Not only have they turned it over to the Credit Bureaus ( XXXX at the least ) and damaged my credit ; yet also have continued to call XXXX daily ; or XXXX time at the least. Once turned over to the Credit Bureaus it is not to be collect by them. Fair Credit Act ; Law..I believe. The same accounts are being collected by another collection agency. Which has worked with me to stop the collection calls now that I have told them it is " Double Jeopardy '', Law, I believe ; only XXXX Agency can collect a debt. Also, and I am complaining here against " Rash Curtis XXXX XXXX along with other numbers. I lived with roommate and have since moved from the home number the roommate knows he has no right to share information. The ex roommate has told only that I do not use his phone number anymore and can not locate me for them.
|
| 05/30/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This day is not mine and it has never been mines this originated from my son who was at the time XXXX years old and he had health insurance at the time which was medical do this state because he was receiving social security XXXX and I told this creditor this was not mine this is my child into charge medical for this emergency rooms is it which they shouldn't charge them for but if it was going to charge him they should have put it to medical because he had health insurance I don't know how this got in my name and I don't owe this because it's not mine and they should have built medical when I attempted to explain the situation they told me that any told me that they can't look it up because it's too old and I no longer have any record of it this is not my eyes every time I try to dispute it it says it's accurate that it's mines and it's not I want it off my credit report is affecting my credit
|
| 08/17/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Asked for debt validation of this all edged debt with any contract they can send me saying I owe them money that was signed by me, a breakdown in charges including collection fee breakdown, original bill itemized statements, debt collection license number for the California. Im not required to pay a debt I am not responsible for and you are unable to prove that I am. The vagueness makes me think they already know It isnt mine and theyre trying to collect money from me for something that I am not responsible for by strong-arming me with threat of damaging my reputation which is actually theft and defamation. This debt collector who doesnt have a debt collection license and wouldnt give me a number that I can verify that is license pending Refused to send me any of the documentation I asked for. This is misrepresentation and According to the FDCPA I am entitled to more than a vague response.
|
| 01/09/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This account belongs to my ex husband XXXX XXXX I have a court order stating that he is responsible for any and all medical bills for Our daughter, being that I do not have an income.. The dates of the services are in question and have not been provided to me in detail. I also believe that if these bills continue to be in my name they would be covered under of my bankruptcy that discharged in XXXX XXXX. Collection agency can provide me with no documentation that the children were even seen at the doctor at the dates in question. Also at the time my children were covered under XXXX as a secondary coverage. I have made several attempts to provide the medical information to the collection agency to no avail.
Amount {$360.00} {$180.00} Date opened XX/XX/XXXX & XX/XX/XXXX Rash Curtis & Assoicates Have been threatened with legal action several times by this company and been called daily.
|
| 08/02/2019 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This debt allegedly was a medical bill Rash Curtis collections tried to submit a bill one year ago for {$39.00} I got that disputed and deleted last year. The last time I saw this doctor was early XXXX. The doctor nor his representatives billed me for a dime. I moved out of the State in XXXX, this debt if correct would be over 7 years ago, XXXX Rash Curtis has falsified the date to cover their rationale for pursuing me on the old fictional debt. Rash Curtis was notified in XXXX of my attorneys phone number and address. Please help me resolve this collection that shows up on my XXXX report.My attorneys state that they received no notifications from Rash Curtis of any outstanding debt after they got the {$39.00} debt disputed and deleted last year. Rad Curtis has never provided any prima facile evidence of a bill from my former doctor showing any balance due. XXXX XXXX XXXX
|
| 06/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
In XXXX of 2021 I ran my credit report and noticed there was a collection balance of XXXX.
I logged on to their website and paid the balance in full. The account wasn't updated. I then disputed the amount on my credit report with the credit agency but it still was not removed. I then sent a letter directly to XXXX XXXX along with a copy of the bank statement showing the funds were paid. The amount is still listed on my credit report.
After receiving the payment in XXXX they sent me a letter stating I owned them amount that were now past the 7 year mark. I think they took the amount I paid them and tried to apply them to amounts that are past the 7 year period.
If they do not remove the collection from my account I will be forced to reverse the charges as I will not pay for any amounts that have not been verified as legitimate.
Thanks, XXXX XXXX
|
| 03/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Hello and thank you for your services, I'm contacting you with some trouble that I'm having with XXXX XXXX XXXX from an urgent care facility that has since been turned over to a law firm that the collection was sent to. First and most importanly, this bill was not acquired by me but someone else who apparently stole my wallet and/or information to open this account.and secondly they have charged my credit 2 times in the same day for the same service but a {$1.00} difference between the two amounts owed and seperate account numbers, so I'm assuming they double billed me for services rendered in my name.And the third problem I have is its supposed to be illegal for them to pay a collector to come after me, and the third problem is medical is not supposed to be on my report.I super appreciate your help and expertise you can offer.
Sincerely : XXXX XXXX
|
| 09/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
This is a medical debt that occurred in the state of California in XXXX, through XXXX XXXX XXXX XXXX. Org amount : {$470.00} Amount now {$750.00}. Now showing on all 3 credit bureau 's as Rash Curtis and associates. 2 things. 1. THE ORIGINAL CONTRACT TO THIS ACCOUNT HAS BEEN CANCELED. 2. DATE OF SERVICE PAST STATUE OF LIMITATIONS FOR MEDICAL DEBT IN THE STATE OF CALIFORNIA- WHICH IS 4 YEARS. I have called this company, disputed it with XXXX, XXXX and XXXX, which every single time this company verifies the information as accurate, and it's not, and because they are verifying inaccurate information accurate, its staying on the 3 credit reports. This is not legal, the original contract has been canceled!! This needs to be taken off and fixed and I have tried reaching out to the company and credit bureau 's and this has not be looked into properly.
|
| 11/02/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I contacted Rash Curtis & Associates and asked to have some invoices sent to me via email of all the accounts that I have with them. They told me they did, when they did n't. I asked to have the dispute comments removed and they advised that they would n't remove the dispute comments until I paid them {$5000.00}. I asked to pay XXXX account that was in dispute and they advised that even if I paid, they would n't properly report it to the credit bureaus because they are aware that I am trying to purchase a house. XXXX XXXX at Rash Curtis then told me the following : " you should have paid your bills and thanked the doctors that helped you '' This statement has caused severe emotional harm to myself. XXXX then advised that it is a curtosy to have the dispute comments removed and she was n't willing to do that for me until I paid the {$5000.00}.
|
| 10/15/2019 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you instead of your attorney
|
|
Web |
|
|
XXXX XXXX harassment : I am in the process of appealing a medical debt with my provider, and have informed the collection agency for the hospital of this process ; including sending them a copy of the appeal letter and time-frame. i have also hired an attorney and have requested they contact my attorney going forward. They continue to call me repeatedly. Further, They are now calling me to harass me about my spouse 's income and have blatantly said " Your wife probably makes enough to take care of this. Where does she work, her name, last 4 of social security. '' They also have acted like they are calling from the hospital billing department and have said they work for the hospital when I asked them to identify them self. They refuse to listen when I have requested they do not call during work hours, and always call while I am working.
|
| 03/29/2017 |
Yes |
|
- Credit reporting company's investigation
- Investigation took too long
|
|
Web |
|
|
Rash Curtis & Associates has been fraudulently attempting to collect for a debt which I do not owe on XXXX accounts for a hospital that closed over more than a year ago. The collector has proof that I was covered fully covered by XXXX whom paid for all my XXXX expenses. The collector has refused to provide me with proof that I owe them or that XXXX did not pay. After receiving my certified letter which they signed as received on XXXX/2017 ( proof is attached ) advising them that they had 30 days to validate the debit or I would be contacting the XXXX as well as filing a law suit against them, they refused to respond. I 'm sending a letter to XXXX today requesting for these fraudulent accounts ( XXXX, XXXX & XXXX ) to be removed within 30 days as they also will be unable to validate this debit. I have attached my supporting documents.
|
| 09/23/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
The debt in question was a total of {$90.00} ; debt collection agent is trying to collect {$83.00} times 3 AND has tried to tell me i also owe my dead over 5 years husbands bills! I attempted to pay the {$90.00} dollars ( 3 copays for XXXX XXXX that i thought workmens comp would cover ) over 2 years ago to both XXXX XXXX XXXX XXXX directly and to whatever agency had contacted me then for a total of XXXX dollars which included their fees. That agency told me there was NO debt owed and not to worry about it.
Then i get dinged on XXXX XXXX 3 times! I called the agency reporting the supposed debt-they were rude nasty and threatening and after they pulled tge XXXX about my late husband i hung up. THAT debts statue of limitations was up over 4 years ago. I want these 3 dings removed and my credit cleared up-your help is appreciated.
|
| 01/03/2020 |
No |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
|
|
After being served with papers indicating I was being sued by Rash and Curtis at home, they also sent a server to my place of work. They told the receptionist I was being sued. I had no idea up to this point that Rash and Curtis had bought my medical debt from XXXX XXXX XXXX. I had no idea who Rash and Curtis were.
When I called them and explained the event occurred during a volunteer event with a church, and the church had said they would take care of of, they explained they were suing me and getting a judgement against me for 25 percent of my wages. I asked why they served me 1 ) by mail 2 ) at home 3 ) at work. They said that the servers were not their problem. I said they can't serve me at home, actually speak to me and identify me, and then 2 days later also serve me at my place of employment. They said yes they can.
|
| 03/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Rash Curtis is attempting to collect an unverifiable and canceled debt. This is for medical services provided by XXXX founder and partner XXXX XXXX. Rash Curtis refuses to contact XXXX who has stated that he is not collecting the debt. The Billing company that he used XXXX XXXX and XXXX XXXX no longer works with XXXX and does not have billing records for this alleged debt. Their number is XXXX. XXXX XXXX can be reached at XXXX XXXX XXXX, XXXX, CA, XXXX ( XXXX ) XXXX Rash Curtis has refused to contact the provider who owned the practice that the alleged debt originated from. XXXX XXXX stated that he would be the individual responsible for deciding if a bill went to collections.
The XXXX is no longer valid for the practice and they have no information about the debt. Rash Curtis has refused to get current verification.
|
| 01/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
XXXX and XXXX debt collection agency repeatedly calls me asking for more in monthly payments. I have repeatedly told them that I can not afford more than I already agreed upon.
They recently called my work number when they know my cell number. My voice mails are monitored and this is unacceptable.
I have been dealing with XXXX and if I had more money, I would certainly pay more ; however, my income does not support any more than I did agree upon and signed the agreement.
Once an agreement is made with a collection agency, they are dishonoring their own agreement and I definitely feel they are harassing me now, as this has been a monthly call.
I no longer will accept any calls from this collection agency. Their practices of harassment is causing me undue XXXX XXXX and XXXX while I am dealing with XXXX.
|
| 09/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I am writing this to try and resolve an issue that is still appearing on my credit reports. I noticed a collection several months back on my credit reports and contacted Rash Curtis to reach a resolution.
After a bit of back forth, my wife and I finally decided to go ahead and pay the collection with the stipulation that Rash Curtis would remove the collection FULLY from my credit reports. I only agreed to pay any amount because I felt this was the quickest way to get the collection removed from my reports. I was told that it would take 45-60 days for the collection to be FULLY removed from my credit reports.
Flash forward six months and the collection is still reporting! I am demanding that Rash Curtis sticks to the agreement and requests the deletion of this collection from the three credit bureaus.
|
| 04/15/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have made efforts in getting rid of a collection account for the medical that does not belong to me. Its clearly showing on the report the last reporting date was in XX/XX/XXXX I reside in XXXX Hawaii XXXX since XX/XX/XXXX never been to hospital of out hawaii I have notified them that I believe that I am a victim of identity theft and was ask this debt collector provide me information about the debt amount {$3100.00} The company has failed to adequately provide me with documentation that the account actually belongs to me. I would be happy to view any signed paperwork by myself and a copy of any adequate identification that was provided during the transaction. Of course this does not exist in the account should be removed Immediately as required by law and the rules at Set fort for ID theft victims
|
| 05/13/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
1. collection agency K.B.R Inc reported on credit report XXXX XXXX balance {$40.00} open balanceopened XX/XX/XXXX, XXXX when call to resolve collection has different amount owe than stated on the report. it also dated last reported XX/XX/2022 which is inaccurate.
2. collection agency K.B.R Inc reported on credit report XXXX XXXX balance {$58.00} open balanced opened XX/XX/XXXX, XXXX when call to resolve collection has different amount owe than stated on the report. it also dated last reported XX/XX/2022 which is inaccurate.
3. collection agency K.B.R Inc reported on credit report XXXX XXXX balance {$120.00} open balance opened XX/XX/XXXX, XXXX when call to resolve collection has different amount owe than stated on the report. it also dated last reported XX/XX/2022 which is inaccurate.
|
| 12/30/2022 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
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XXXX, XXXX, XXXX have incorrect information on my Credit Report that that needs to be deleted within 30 days, The Information belongs to someone else with a similar name i mailed them many time about this. The following info is the claim numbers that were givien to me when we filed the claim. They promised me it would be deleted in 30 days and gave me the following confirmation, they have not removed it within 30 days so thats what this complaint is for.
DELETE THE FOLLOWING ACCOUNT, IT IS NOT MINE, IT BELONGS TO SOMEONE ELSE RASH CURTIS AND ASSOCIAT Last reported XX/XX/XXXX {$1900.00} Open balance XXXX XXXX XXXX XXXX XXXX Original creditor XXXX XXXX ( Finance ) XX/XX/XXXX Credit file # XXXX XXXX XXXX XXXX XXXX XXXX, pa XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX Dispute reference # XXXX
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| 06/11/2015 |
Yes |
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- Improper contact or sharing of info
- Talked to a third party about my debt
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Web |
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XXXX XXXX XXXX sent me to collections ( Rash Curtis & Associates ). This was a pre bankruptcy petition debt. Rash Curtis & Associates reported this debt unpaid in XX/XX/XXXX. This is a post bankruptcy petition collection action and a violation of my bankruptcy discharge ( XX/XX/XXXX ). I explained this to XXXX XXXX XXXX on at least XXXX occasions and requested that they remove the collection from my credit report/s. They did not. I recently disputed this with XXXX and it appears that they agreed with my explanation and have removed the collection from my credit report. I am concerned that I may have been turned down for employment because of the collections reference on my credit report. I would also like to request to be informed if any information in my file has been used against me.
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| 03/18/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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I have had multiple problems with XXXX XXXX and Rash Curtis and Associates reporting collection accounts to my credit report for unpaid doctor bills. These bills have been paid per union contract and my HRA account in full. I have had a credit lawyer help me in the past to dispute such items. This has affected my credit score to be " fair '' instead of " good '' credit. I have excellent insurance coverage from my job and have had such for 30 years. The past 8 years I have had these issues with these bills I no longer owe, and have been paid in full. The most recent false report from Rash Curtis and Associates was opened on XX/XX/2016. When I call my benefits about these bills, their copies of these statements claim they are paid in full. This is a nightmare and I need help.
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| 07/26/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
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Web |
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Rash Curtis associates made a payment place with. Me about a bill I allowed them to take money out of my checking on the XXXX each month and the left a payment of XXXX dollars on and put it was seriously past due when they been taking out there payments which balance was XXXX bucks and I called them and submitted the last payment and the have not put out proper on times payments instead the deliberately put negative stuff on my report and when I made final payment on phone they ask me personal infor I refused to tell them and they put more stuff on my credit report which is damaging my score its unfair I made a payment plan with them and the did not take out the last payment XXXX bucks which I called on the phone and did it that way and I have all my statements
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| 05/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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collection agency violated FDCPA, FCRA and HIPPA by posting protected medical information on various credit bureaus without validating that the alleged debt belongs to me.
I've mailed several letter requesting they validate the alleged debt and produce documentation to substantiate that the debt belongs to me and if it is, to provide written proof that i signed HIPPA releases allowing the protected medical information to be discussed with a 3rd party. Furthermore, I've asked them to provide a copy of their written permission from my to discuss ANY of my protected medical information with a 3rd party such as XXXX XXXX
They have failed to respond and furthermore have attested to the XXXX XXXX that they have the legal documentation and that the debt is mine.
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| 06/10/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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complaint about Rash Curtis & AssociatesI had no clue what this account was back in XX/XX/XXXX .... I was contact by a company XXXX XXXX XXXX and was told i had XXXX accounts with home plus and was over {$3000.00} not knowing what this was but was trying to clean my credit i paid there settlement o XXXX releasing me from these account and they said they would report to all XXXX credit bureaus. I have been fighting to get theses off my credit I made a few phone calls and got know where. rash curtis just gives me the runaround and cant provide any documentation. now there re-reporting and changing the dates from XX/XX/XXXX to XX/XX/XXXX?? i have a documents to prove this was paid and that they contentiously are change how they report on my credit report.
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| 01/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Spoke with collection company about a higher than original balance on my account. It turned out that the debt collection company decided to add anothers person account to mine. They claim it is my spouse, my spouse is A completely different person than what they claim and has been my only spouse. When I tried to get them to remove this debt or to offer me a letter saying that my payments will only apply to my original account to which I acknowledge and would like to pay they said they couldnt do that. All I wanted was a guarantee in writing that my payments will only go to the accounts that I am responsible for, not some other account that without my knowledge or any written proof that its in anyway linked to me, but they wouldnt do that either.
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| 01/23/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I have had repeated, harassing phone calls on both my cell phone and home phone from a company called Rash Curtis whom I 've told repeatedly that I do not owe any debt to.
They call from various numbers, but this one has surfaced several times : XXXX They have failed to provide me with any details whatsoever as to why they even think I owe them or any of their affiliates any money. They have never sent me anything in writing, despite numerous requests to help them sort this out. Because I have a fairly common name, I explained that they may have the wrong individual, but they consistently harass me at my home and via my cell phone. This scam company who is trying to get me to agree to wire them funds needs to be STOPPED!
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| 09/28/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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I initially contacted Rash Curtis & Associates in XXXX requesting a validation of the account they are collecting on. They sent an account statement that was NOT from the alleged original creditor but on their letterhead and it included interest. I then contacted them again in XXXX by certified mail asking for proof that I agreed to pay any additional fees and interest. Til this day they have not responded but continue to add interest to the account.
I have been educating myself and found out that it is against federal and state laws for collection companies to add interest unless it is agreed upon by myself. As you will see at the time of their XXXX response the interest they added increased from {$240.00} to {$410.00}.
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| 04/25/2023 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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When disputing a medical bill, Rash Curtis sent me an account statement from an unknown third party debt collector, XXXX XXXX XXXX I do not recognize this company or information it contains. XXXX XXXX XXXX did not list a physical address. XXXX XXXX also claims to be a " Pending '' licensed debt collector but I can not find any information about this company with California Secretary of State, The DFPI, or through the XXXX XXXX fictitious business registry site. XXXX XXXX XXXXXXXX is not registered as a licensed debt collector in California. The letter was from Rash Curtis so I am not sure who this third party is and their relation to the medical bill.
I was not given instructions on how I can dispute this medical debt.
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| 03/24/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
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Web |
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In XXXX of XXXX I settled with Rash & Curtis for a XXXX bill of {$330.00}.
Based on this agreement, they advised that it will settle my debt for less than the amount owed and that a letter will be sent to me and once my final payment processed and assured that the tradeline will be deleted from all 3 credit bureaus. As of today, I have not received a letter advising that the debt was settled and my account is still showing under collection. Since XX/XX/XXXX I have been sending the bureaus 2 letters a month on the XXXX and XXXX and have reached out to the Rash Curtis & Associates and they are both unresponsive. Per CFPB guidelines they have to respond to every notice within 30 days and they have both failed to do so.
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| 02/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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This is the third complaint regarding Rash , Curtis and Associates abusive behavior regarding a collection account that was not mine. After my last complaint I was sent a letter dated XX/XX/2020 that I would no longer be sued for the debt nor would it be reported on my credit bureau. I provided that to XXXX and it was removed. This was based on the documentation provided at the time. Despite the fact that I have provided police reports to the credit bureaus and never was contacted for clarity by Rash Curtis. Two weeks ago I got an alert that the account was back to being reported on my credit after the company sent me a letter stating that it would not be reported. The tactics have become abusive and unethical.
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| 12/21/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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I believe this was a result of XXXX XXXX in XXXX, California, I paig my bill in full, almost {$1500.00} before I left XXXX. This was paid off at the front desk in their office using a credit card. As for the dates, I have no idea but I left XXXX on XX/XX/2014.
Now, I'm sick and tired of every credit bureau, every complaint department ALWAYS being in the right - this was paid off and I will not pay it again.
Rash Curtis bought an account that was not correct and that's their issue, NOT mine. It's XXXX how everyone makes the consumer the responsible party to an issue that should not have gotten to this point. I'm fed up with this collection and I want the bogus complaint removed from my credit report TODAY
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| 11/27/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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When I checked my credit report, I had a negative mark that stated I owed {$1000.00}. to XXXXXXXX XXXX. The dates shown for services was in XXXX of XXXX or XXXX. I have always had medical insurance through XXXX XXXX and only go to XXXX XXXX when I go to a doctor or hospital. I tried talking to an associate from RashCurtis and didn't get anywhere with them, as they refused to communicate if I didn't provide all my personal information over the phone. The amount keeps going up and bringing my credit down. I tried to dispute this through the credit bureau only to have them say it was proven to be mine. When I try to communicate with them to find out how they came to this decision I get nothing in return.
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| 08/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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During an emergency room visit to XXXX XXXX XXXX for a medical issue I told the hospital doctor and intake nurse I had NO medical insurance. I signed the forms to that effect and they indicated the bill would be sent to XXXX XXXXXXXX. I left and didnt hear anything until months later when the hospital sent the bill to me demanding payment. I called immediately to patient billing and explained forms were signed and the hospital staff were to send to XXXX. They never followed up and time passed and they never returned my calls to follow up. I dispute this medical debt- it is not mine the hospital assured me it would be paid by the agency. It was not. I have exhausted all attempts to resolve this issue.
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| 08/14/2021 |
No |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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Contacted RashCurtis in XX/XX/XXXX about old medical debt that is time-barred after 4 years under California Statute of Limitations on Debt ( Start date was XX/XX/XXXX ). RashCurtis claimed they could no assist me without a file number and then proceeded to start increasing the debt each month by {$1.00}. So first they lied to me and then they started falsely adding fees on a time-barred debt.
RashCurtis is now increasing the amount of the debt monthly by {$1.00}, ( now {$210.00} ), which is a false misrepresentation of the debt owed as it is uncollectible and they can not collect or continue to charge me additional fees under The Rosenthal Fair Debt Collection Practices Act California Civil Code.
|
| 12/14/2017 |
No |
- Debt collection
- Mortgage debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
Older American, Servicemember |
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XX/XX/2017 a debt for medical services I did not get or owe, because I am a retired XXXX XXXX veteran with full medical benefits. And only go to the VA hospital. I got a collection notice by my credit agency after being turned down for a credit card application. I did not know a collections agency can State they are entitled to collect a debt on.behalf of the federal govt. Withhout Verfication of one 's financial.status. Currently I had and do have a fraud alert on my credit and this information still got through. They.wanted me to pay the debt off from the collection agency first before they could remove any negative items. I refuse to pay anything because I do n't any ' medical bills period.
|
| 04/14/2015 |
No |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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|
Web |
|
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Hi there, for the past 8 months I have tried to have a fraudulent account removed from my credit. The collection company is called Rash Curtis. Originally I have XXXX accounts on my credit from this company. I disputed the accounts and they were removed then all of a sudden a new account from the company was placed on my credit with a new account number and the account was said to have been in collection since XX/XX/XXXX even though it appeared on my credit in XX/XX/XXXX!!!
I have tried to contact the company 5 times by mail but my dispute remain unanswered but they apparently answer the credit bureau and have requested that the debt stay on my credit!!!
Rash Curtis & Associates XXXX
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| 05/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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|
Web |
|
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In XX/XX/2017 I checked my credit report and seen I had two collections from XXXX XXXX XXXX XXXX in XXXX, CA. and a Debt Collector by the name of Rash Curtis and Associates had the Collections. I contacted Rash Curtis and Associates about this matter to inform them that these debts were not mine and I've been a victim of Identity Theft. I asked them to research my whereabouts because I live in Alabama and that's where I was in these debts took place. The Associate at Rash Curtis and Associates didn't say much and hung up the phone. I've tried to dispute these charges from XXXX a few times but nothing is being done about it. The debts still remain on my Credit Reports to this day.
|
| 12/13/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
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|
Web |
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I have been threaten with a law suit and I constantly receive calls from Rash Curtis Associates at least 2-3 times a day sometimes 4 and I have asked them not to contact me.
I did business with an Attorney back in XXXX and he was fully paid. I received a notice from Rash Curtis Associates in XX/XX/XXXX, alleging I still owe the firm that is no longer in practice a debt of {$18000.00}. The notice states the debt was for services rendered on XX/XX/XXXX which is more than 7 years old. I also advised the rep that I paid the debt in full.
He agreed it was paid in full but told me I was late on my payments to the firm and the balance of {$18000.00} is the interest that has incurred.
|
| 08/04/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
|
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I have tirelessly tried to resolve this matter with this collection company but to no avail. I found this company had reported to my credit report an account which I believed was not a valid debt and didnt belong to me.
I sent them by certified return receipt mail a debt validation letter dated XXXX XXXX, 2017, which they conveniently ignored. Concurrently when I disputed the item with the credit repositories, I was told that the debt collection company responded back to them affirming that this account was valid. I am appalled that this company continues to violates my rights and refuses to delete the account despite not being able to provide the original debt instrument.
|
| 01/10/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
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|
Web |
Older American |
|
debt collector refused to release lien on my property after I paid There was not a description above that matched my problem!
the agreed amount in full. I paid debt as requested on XX/XX/XXXX and per CA laws should have gotten a release filed with County in XXXX days.
I have contacted them by phone and in writing at least XXXX times without any response.
It is now XX/XX/XXXX XXXX days since payment and no release provided by debt firm. Debt firm says they do n't have a substitution of judgment but per superior court records they got one on XX/XX/XXXX from XXXX collections ... previous owner of the debt ... there is no excuse for not providing the required release!!!
|
| 09/30/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
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|
Web |
|
|
I paid {$1200.00} on this debt XX/XX/XXXX. The medical procedure and first delinquency were XX/XX/XXXX. I applied for and was granted relief from the balance of this debt XXXX {$2500.00} XXXX by the medical provider after those payments XX/XX/XXXX. The provider was XXXX XXXX XXXX at XXXX XXXX.
Rash Curtis is attempting to collect a debt that I no longer owe. I disputed it with the credit bureaus and it remained on my files.
Not only is it outside of the federal obsolescence time frame for remaining on my file ( Rash Curtis may have received it XX/XX/XXXX but the procedure and delinquency was XX/XX/XXXX ) ... but they are trying to collect a balance that I do not owe.
|
| 09/30/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
On XXXX/XXXX/XXXX - Received mail from Rash Curtis and Associate about a collection On XXXX/XXXX/XXXX - I paid my debt in full to the original creditor ( XXXX XXXX XXXX for XXXX XXXX XXXX XXXX ) ( have receipts from my bank as well as the original creditor ) On XXXX/XXXX/XXXX - Received a call from Rash Curtis and Associates, where I had informed their representative that I have already paid the debt in full to the creditor and have receipts and confirmation.
On XXXX/XXXX/XXXX - Received more mail from Rash Curtis and Associates trying to collect this debt that has already been paid, as well as the cookie cutter threat to report it to the credit agencies ...
|
| 07/14/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
8 Months after receiving medical care, I received a debt collection notice out of no where from Rash Curtis Associates indicating I failed to pay {$1000.00} to XXXX XXXX. I never received a bill from the hospital stating I owed any monies, and my insurance company, XXXX XXXX, confirmed all cost due was paid to XXXX XXXX as contracted on my behalf. The initial letter had no itemized detail. I have since requested and received information that does not add up, and a call to the agency did not help explain how they are deriving the amount due.
Rash Curtis has reported delinquency to credit agencies, negatively impacting my ability to continue my bank credit.
|
| 08/26/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
In XX/XX/XXXX, Rash Curtis associates added a debt to my credit claiming that I owe them nearly {$3000.00}. They claimed that this debt is several years old and has never been paid. This debt was actually paid for by my insurance in XX/XX/XXXX, from a XXXX that happened XX/XX/XXXX. They have been bullying me and claiming false accusations even after calling XXXX XXXX and getting a claims summary and providing it to Rash Curtis. It has been a month since I have contacted and provided proof of payment, all they tell me is to wait another week and continue to push me away without solving anything and adding to the collection of debt they believe is owed.
|
| 10/20/2022 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
collection company Rash in curtis is been trying to collect a medical bill that has been paid to XXXX XXXX XXXX, this debt was sent to collections by rash in curtis, not by XXXX XXXX XXXX because in the hospital records is all been paid, i have asked rash in curtis to validate this debt correctly and they have fail to validate this item properly, they keep on changing the information on this bill to keep on chasing me for a bill that i dont owe and is been improperly posted in my credit reports without been properly validate i asked them to validate and if fail to validate needs to be removed from my credit report but they keep on ignoring my request
|
| 12/24/2016 |
Yes |
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
|
|
I would like to file a complaint against Rash Curtis & Associates Original creditor XXXX The following accounts XXXX {$170.00} XXXX XXXX on my credit file XXXX to XXXX {$650.00} XXXX XXXX on my credit file XXXX {$1800.00} XXXX XXXX on credit file XXXX {$450.00} XXXX XXXX on credit file I was a patient at the hospital and I had a XXXX and my insurance Paid for my XXXX and all the medication required. I just pulled my credit because I was being denied for employment and I was n't sure what the cause was. I do see that there are collections account and have been reported by Rash Curtis & Associates Original creditor XXXX .The collection company and XXXX
|
| 08/17/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
i was contacted by Rash Curtis and associates for a medical bill from some where in California and also have an address and phone number listed that has never belonged to me. I called them on 3 separate occasions stating that this is not my bill for {$990.00} and I had never lived at that address. I said I would be more than happy to pay the bill if they could provide me with any information at all proving it was mine. To date this has never happened. I also disputed this with XXXX as they are the only credit agency that has it listed on my credit report. I do not know what else to do to get this bill that is not mine removed from my reporting.
|
| 08/12/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Rash Curtis and Associates are reporting that I owe {$530.00}. The account was opened on XX/XX/XXXX. Initially, there were three separate accounts that Rash Curtis was reporting that I owed. I submitted a Dispute on XX/XX/XXXX. Which resulted in them removing two of the three accounts but they are still reporting that one account is accurate. This account is inaccurate and I would like it removed from account as soon as possible. I believe Rash Curtis is reporting on behalf of XXXX XXXX in XXXX, CA. If I were ever a patient there, I would have had valid health insurance. I believe theyre are trying to double collect on a bill and it is unjust.
|
| 08/25/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
The debt collection entity Rash Curtis & Associates violated FDCPA 3 times : # 1 ) Refusing to stop collections after receiving a debt validation letter on XX/XX/XXXX through fax and email ( they said they did not send a certified letter for the first interaction ) # 2 ) Credit Reporting a debt that is disputed on XX/XX/XXXX # 3 ) Re-aging a debt that originally was opened on XX/XX/XXXX, re-opening to XX/XX/XXXX.
The origin of this {$630.00} medical debt is an emergency security charge that was not charged under employee medical insurance nor was signed or authorized by me.
Rash Curtis & Associates XXXX XXXX XXXX XXXX XXXX, XXXX, CA XXXX
|
| 08/21/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I discovered in XXXX the following collection on my account : RASH CURTIS & ASSOCIATES Account # XXXX Collection opened XXXX XXXX, 2020 Account type Collection Department / Agency / Attorney Paid off : 0 % Balance on XX/XX/2020 {$560.00} I called Rash Curtis believing that this was an overcharge on another Medical Bill I had made arrangements. After further investigation I found out this had to do with Medical Identity Theft fraud in which someone who stolen our identity information 5 years ago had been using periodically. I disputed the account on my credit bureau and provided the police report and they still refuse to remove the account.
|
| 07/25/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
there was a debt collection on my credit report so I started contacting rash Curtis and Associates in XXXX California over 6 months ago after not being able to reach a settlement with them to get this removed from my report I then did a fraudulent report online through the government website for identity theft at that point I sent them letters and emails with both those documents including documents were sent to the hospital where the original debt was from and now I keep sending them emails every week and they still will not remove this from my debt collection report this is a fraudulent debt from XXXX hospital California
|
| 03/19/2017 |
Yes |
|
- Taking/threatening an illegal action
- Sued w/o proper notification of suit
|
|
Web |
|
|
Received a wage garnishment order for a medical bill that i did n't know about from XX/XX/XXXX. They obtained a judgement back in XX/XX/XXXX that i did n't know about either. I was never properly served ( they have an incorrect address ) I called when i received the one and only letter i got from them.explaining i was never informed and that i have a court order for my ex-husband that should have paid the bill.but they would n't listen.Spoke to me in a condescending way.They have been running my credit report every three months without my knowledge or consent to find me. i told them to cease and desist.but they dont
|
| 08/04/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am a victim of identity theft .This collection agency is not only reporting fraudulent account but also aware that is account is fraudulent in deed and sent me some random letters saying this fraudulent account is mine. I sent my police report and my FTC affidavit that i received from the Federal Trade Commission that was notarized. They keep verifying this fraudulent account and are not reporting to my dispute. I have never had any goods or services with or their affiliates west the are knowingly and willingly reporting this fraud. They have caused me great damage and embarrassment also with emotional distress.
|
| 02/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Rash Curtis is attempting to collect a debt from XX/XX/2019. The Practice they state the debt is from is called XXXX, XXXX.
XXXX is no longer in business. The number they provide XXXX simply leaves forwarding information. The company where the Dr. now works has no previous records of any debt owed by me.
Rash Curtis sent me what they claimed as verification with {$0.00} owed.
XXXX had all my information if there were an issue and would have been paid through my insurance via XXXX XXXX XXXX and XXXX XXXX as the Dr. mentioned : XXXX XXXX was covering for my regular Dr . They worked out of the same office.
|
| 11/29/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have been in contact with Rash Curtis & Associate and thier attempt to collect a medical debt. In the first place I told them the debt wasn't mine, as well as the major XXXX bureaus. I asked for signed copies of my XXXX release which nobody provided. They kept saying that it was verified and I kept writing letters. I contacted the company directly by mail and they sent me an updated bill of medical services that I've never been seen for, with an address that I never lived at from the state of AZ. I've dealt with having my identity stolen before and this feels like a remnant of the same thing.
|
| 08/27/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Rash Curtis and Associates trying to collect on a debt not owed.
It just showed up on my credit report late last month ( XX/XX/2019 XXXX ) ( XX/XX/2019 for XXXX and XXXX ) for the amount of {$850.00}. Which seem unusually high for a trip to the emergency room for the XXXX. It dinked my credit score 40+ points.
The original creditor was XXXX. So I went to check all my bills from XXXX and my Health Insurance. Nothing remotely close to it.
Never received any notification or any call. Aren't they by law suppose to send some kind of notification?
I would also like a copy of the original bill
|
| 04/06/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Over the past year, the collection company Rash Curtis & Associates, XXXX XXXX XXXX, XXXX, CA XXXX has called our family multiple times each week on our cell numbers, looking for someone else. On Friday XX/XX/2018 at XXXX XXXX, they spoke to my spouse who explained that there is no one by that name at our address or at our cell or home numbers. We then asked them to cease calling us. After handing up the phone, their representative immediately dialed my cell number and I repeated our demand to stop harassing us and informed the collector their company was in violation of federal and state laws.
|
| 10/24/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
I received a phone call on my direct line at my place of employment on XX/XX/XXXX at which time I sent them a letter via fax and USPS to cease and desist contacting me at my place of employment during my work hours. I have continued to receieve phone calls : XX/XX/2016 at XXXX XX/XX/2016 at XXXX XX/XX/2016 at XXXX I have sent them 4 notices, all faxed and then sent by standard USPS delivery.
On XX/XX/XXXX I spoke to a woman named XXXX who verified that they had received my communications and was unsure why I was continuing to get calls. She was going to contact their IT department.
|
| 06/22/2016 |
Yes |
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
|
|
Rash Curtis and Associates contacted me twice after receiving a certified letter asking for proof of debt and to cease and desist communication. The letter was received XXXX XXXX at XXXX.
I then received a robocall and after a brief dialogue, informed the first representative that I work at home, the call was interfering with my job, and I previously asked not to be contacted. A couple hours later, the robodialer called again and the second representative confirmed notes from the first call.
The frequency of automated robocalls indicates the beginning of a harassment campaign.
|
| 09/03/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
A debt collection company has been posting derogatory information regarding a claim that I dispute. They claim that I had not paid a {$150.00} bill to XXXX XXXX XXXX XXXX XXXX.
I told them that I had two cancelled checks of that amount and if they would send me the details, then I seek to match a check and send them a copy. They have never sent me any information verifying the claim and, yet, they keep adding interest charges. It appears that they are delaying simply to extort more money from me by adding interest charges after their failure to provide the requested details.
|
| 04/05/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
Servicemember |
|
Rash Curtis is attempting to collect for medical collections on behalf of Original creditor XXXX XXXX XXXX XXXX where I was never a patient and have no debt to them. I contacted both entities with no luck .... now rash curstis is calling my work, home even my ex 's household threatening to arrest me if I didn't pay these collections. original creditor could not find anything in my name and could not validate the ownership of these collections ... it is damaging my credit big time and my reputation. I almost lost my job because of these calls and false allegations. please help
|
| 04/19/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
The company Rash Curtis & Associates XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX are reporting two medical debts on my credit reports they opened in 2012. I live in Texas. I have sent certified mail to them requesting validation of debt and proof of surety bond in Texas. They did not respond in the 30 days and they do not have a surety bond to collect or report debt in the State of Texas per Texas Finance Code 392. According to the Texas Secretary of State website debt collector search they do not hold a bond and are illegally reporting and collecting debt in this state.
|
| 08/17/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Advised this agency they are collecting on a debt that is not mine. They refuse to provide valid statements, any signed paperwork, and threatened my credit by advising me they wont sue me but will damage my credit. They also do not have a valid California debt collectors license and would not provide me a number.
I sent a written request that was excepted by a lady but the last name is XXXX. They sent me back a letter just saying that I owe them money and that they dont have a license and its pending and threatened my credit bureau XXXX Theyre in violation of FDCPA.
|
| 12/09/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I reviewed my credit report, and i noticed there was an account i did not authorize. The accounts was sent to rash Curtis and is now a collection on my credit report. I sent my necessary documents to rash Curtis in order to dispute this item. After receipt I called them to get an update and they said I set up payments. I did not because I didn't never open this medical account. My identity was stolen. Rash Curtis said they needed more time to investigate, but I haven't heard anything. I am trying to purchase a home and I need this fraudulent account to be deleted.
|
| 07/22/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Rash curtis and associat.
XX/XX/2017.
{$350.00}.
Rash Curtis and associates.
XX/XX/2017.
{$200.00}.
This debt has been paid by the insurance company at XXXX XXXX XXXX.
This is an invalid claim.
I've contacted rash Curtis and Associates and asked them to physical email copies of these bills and they refused. They only offered to email copies of the bills. I will not divulge my email to a harassing credit agency like this. I want these removed from my credit report it immediately until we can go to court and get this harassment stopped once and for all.
|
| 04/02/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have contacted the agency Rash Curtis and Associates, XXXX XXXX XXXX XXXX, XXXX, CA XXXX ( XXXX ) XXXX regarding an alleged debt of {$46.00} on my credit report. I was seeking verification that the debt was mine, and if it was indeed mine I wanted to pay it. They repeatedly denied my requests to provide any verification that the debt is actually mine, and only asked multiple times if I would like to pay by debit, credit card, etc. I do not believe I owe this debt, but they are neither willing to verify the debt is accurate or remove it from my credit report.
|
| 10/15/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I have submitted two previous complaints including the letter showing that Rash and Curtis agreed to delete/remove this listing with all credit bureaus. The first and second complaint said it takes 90 days. I did a pull of my XXXX credit report and disputed this directly with them and that date was XX/XX/XXXX, past the 90 days stated by Rash and Curtis in the last complaint.
XXXX have come back and validated that Rash and Curtis had not only reported it, but confirmed it to be correct, despite agreeing in a documented letter that it was to be deleted.
|
| 02/29/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I received a notification some time XXXX that a debt was owed by an account I did not open. XXXX my home was broken into and since then I have noticed identity theft on my credit report. I have been trying to get the company to send me information about the debt but I have had no luck. The debt was said to be open XX/XX/XXXX. The name of the debt collection is Rash Curtis And Associates. Original name XXXX XXXX XXXX XXXX XXXX XXXX. While waiting on a response I have gotten a police report for identity theft and got a fraud alert on my credit report.
|
| 07/26/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Today XX/XX/2020. I checked my FICO report and wanted to know why my score dropped dramatically this year. Then I saw from three reports that I owed {$170.00} to the company called " RASH CURTIS AND ASSOCIATES '' ( XXXX XXXX XXXX XXXX XXXX, XXXX, CA XXXX ). I checked with the original creditor " XXXX XXXX XXXX XXXX '' ( XXXX XXXX XXXX # XXXX, XXXX, CA XXXX ) and they said there was no balance that I need to pay. So I'm confused by why " RASH CURTIS AND ASSOCIATES '' still has me on their collection list and that significantly affected my FICO score.
|
| 03/17/2016 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
They are reporting XXXX accounts XXXX and XXXX I do n't not owe them a dime. I paid XXXX to original creditor XXXX XXXX XXXX XXXX XXXX paid in full. They do n't not have the right to report it to the credit bureaus as they do not own the accounts they are a third party. It 's only suppose to be XXXX account and they did duplicate accounts. I talk to XXXX XXXX XXXX paid them XXXX and verified there was only XXXX account. They are reporting inaccurate information to my credit bureaus. I do not owe them a dime I paid home shopping net in full XXXX!!
|
| 02/29/2020 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
The original creditors disclosed my personal information and my child personal medical information to the agency ( Rash Curtis and Associates ), which in turn disclosed that same information to the bureau. My privacy and my child privacy was violated in which we are protected by the HIPAA laws. I did not give the hospital permission to release my child personal information such as specific treatment and etc outside or basic collecting information. This will be forwarded to the U.S. Department of Health and Human Services Office for Civil Rights.
|
| 03/11/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This is the second complaint. I had filed a complaint about Rash Curtis collecting a debt that the hospital had recalled because I paid the hospital directly. I incurred in interest, lost wages trying to find resolution to this ordeal.
According to XXXX XXXX Hospital Rash Curtis agreed to debit me back the interest on the duplicate accounts but has refused to do so. The amount is close to 300 dollars. This whole ordeal needs to end. The CFPB did not do anything the first time and took Rash Curtis statements accurately instead of believing me.
|
| 05/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
1 never showed proof of claim failed to provide an actual contract where the actual flesh and blood name XXXX XXXX dually signed and witnessed by both parties not the unilateral agreement and which apone pg there there is reference to the entire agreement .proof of claim that rash Curtis is the original debt holder and a detailed invoice not a stament to which rash Curtis has lost any monies due to the mention debt And why are rasjh curtice o make false claims. And illegally place and report fictitious statements to the credit brought
|
| 04/01/2015 |
Yes |
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
|
|
I sent Rash Curtis & Associates a letter by certified mail return receipt that they received on XXXX XXXX, 2014 requesting that they cease and desist any and all collection activities on a medical debt that they have failed to properly validate.
Despite this, they continue to call my cell phone ( which costs me money ) repeatedly.
I am concerned about retaliatory conduct on their part because I have requested them to comply with the law including HIPAA, FCRA, and FDPCA which they apparently continue to ignore and not comply with.
|
| 03/07/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Rash and Curtis a collection agency is charging me {$68.00} for a {$210.00} medical debt that I am almost sure that I have paid it already. This was a medical bill for services provided by XXXX XXXX XXXX XXXX, on XX/XX/2020 at that time I had Medicare and Medical so I would like to know what kind of services did I received.
Also, I believed the amount that Rash and Curtis is charging is excessive is more than 30 % of the debt, besides is a medical bill and is unfair that they are charging me that kind of interest, that is usury.
|
| 07/20/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
To whom it may concern, My name is very common, it is in the XXXX community the same as " XXXX XXXX '' So from time to time I have had erroneous information on my credit report that I have been able to clear by contacting the creditor directly. in this case, I had this collection show up on my credit for XXXX XXXX XXXX, and I have no idea what this is so I contacted the creditor and was told " I don't care if this is your debt or not, pay it and we will take it off your credit. Don't pay it and it will ruin your credit! ''
|
| 12/19/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
i had to pay {$750.00} to XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, CA XXXX in XX/XX/XXXX.They transfered it to Rash Curtis & AssociatesXXXX XXXX XXXX XXXX, XXXX, CA XXXX i paid Rash & curtis {$750.00} on XX/XX/XXXX.after paying bill also they did n't send me a receipt and did not provide me a bill for it, still they sent this as negavtive item to XXXX credit baurau.
i requested XXXX to remove it from my credit report they said they ca
n't do it though it is paid, Rash & curtis associates and XXXX XXXX XXXX XXXX XXXX said same
|
| 07/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have asked repeatedly for proof of debt from Rash Curtis over the years, detailed bills, invoices, etc, but they have not provided it. They went as far as to call my out-of-state parents trying to find me. They are notoriously rude and my alleged debt is nearly 7 years old. Since they did not provide the original invoice of any of the debts, I've been righting these off my credit report for years only for them to put them back on sneakily. I have been sending dispute letters to them for years none of them were answered.
|
| 05/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
I reveiwed a current copy of my credit report and show inaccruate information. Account name RASH CURTIS & ASSOCIAT ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ) Account numberXXXX. is showing as a collection/chargeoff with and open balance of {$750.00} and I understand this is a direct Violation of FDCPA. I understand a charge off account must report {$0.00}. I have disputed this account on a number of time and no reply has been given and its been more than 60 days. Which is a violation of FCRA. Please delete account.
|
| 07/30/2015 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
This company has XXXX 3 ) accounts on my credit report -- XXXX, XXXX, XXXX believe this collection company does not have my proper information and therefore can not collect upon this disputed debt. I have disputed several times and sent letters asking where they came up with the original amount, how they got to this amount and proof I agreed to this. They can not verify nor validate this account. Because of the aforementioned violations, I am requesting immediate deletion of these accounts from my credit reports.
|
| 01/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
In 2018 I had an emergency I went to XXXX XXXX in California I talked to my insurance at the time they said they would pay it next thing I know I have a collection on my account from Rash Curtis & Associates later when I went to someone to assist me with getting it taken care of I noticed the amount owed on the debt is going up and continues to go up when we called to work something out the operator wasn't receptive of a payment plan or anything. This issue has gone on all my credit reports XXXX XXXX XXXX XXXX.
|
| 07/30/2015 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I believe this collection company does not have my proper information and therefore can not collect upon this disputed debt. I have disputed several times and sent letters asking where they came up with the original amount, how they got to this amount and proof I agreed to this. It shows {$0.00} due yet still reports negatively on my credit reports. They can not verify nor validate this account. Because of the aforementioned violations, I am requesting immediate deletion of this account from my credit reports.
|
| 07/30/2015 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I believe this collection company does not have my proper information and therefore can not collect upon this disputed debt. I have disputed several times and sent letters asking where they came up with the original amount, how they got to this amount and proof I agreed to this. It shows {$0.00} due yet still reports negatively on my credit reports. They can not verify nor validate this account. Because of the aforementioned violations, I am requesting immediate deletion of this account from my credit reports.
|
| 07/30/2015 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I believe this collection company does not have my proper information and therefore can not collect upon this disputed debt. I have disputed several times and sent letters asking where they came up with the original amount, how they got to this amount and proof I agreed to this. It shows {$0.00} due yet still reports negatively on my credit reports. They can not verify nor validate this account. Because of the aforementioned violations, I am requesting immediate deletion of this account from my credit reports.
|
| 09/25/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I want to dispute the following account with Rash Curtis : Account # XXXX, opened on XX/XX/2019, high credit {$250.00}.
There are many violations committed by this company ( re-aging account, double reporting ). They have been negligent and unfair. All I am asking is to get this account removed from my credit report as a compensation for all the damages ( emotional stress, high interest rates that I had to pay as a consequence of their actions, etc. ).
I have attached some documents.
Thank you.
|
| 06/11/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
Rash Curtis and Associates has falsely reported information to the credit bureau. After deletion, reported to a different bureau with a different amount and have reaged the account as well. Disgusting! After speaking with them several times and explaining to them that there is no way I have any relation to this, also asking for proof, they have not removed it. They ask questions to try and add legitimacy to false claims. How can they be allowed to falsely report, delete, report again, pad, and reage?
|
| 10/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have been receiving bills from XXXX XXXX XXXX in XXXX XXXX, California & collection agencies for the past year for a medical bill totaling {$380.00} that is not mine. I am a student in college. The time the services was rendered in year XX/XX/2018, I was away in college at XXXX XXXXXXXX XXXX in XXXX Texas. My grandmother, ( who past away last year at XXXX XXXX XXXX & I have similar names. I have reached out to XXXX XXXX health several times, sent emails as wells phone calls. No-one has responded.
|
| 11/07/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
On my account RASH CURTIS & ASSOCIATES Account number XXXX Date opened XX/XX/XXXX Status Collection account. {$580.00} past due as of XX/XX/XXXX.
I am writing this to investigate my account RASH CURTIS & ASSOCIATES. I am an identify theft victim. I sent FTC complaint & ID theft report, I also sent validation letter request they prove my information but they did n't response to me and they did n't remove these on my credit report. Please investigate and remove all these of my credit report.
|
| 07/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Rash Curtis & Associates reported an inquiry on my XXXX credit report in XXXX, XXXX without my authorization after my wife called to pay them off. That served no benefit for them to do that other than to demonstrate an abuse of power. Please note, they have never put an inquiry on my report before. It was only after having me in collections for a few years, and a phone to pay off the debt decided to do that. they don't offer any credit or loans for them to put a hard inquiry on report.
|
| 06/29/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Back in 2014 or earlier I had an XXXX XXXX which was covered under my insurance. Then a couple years later I see a collections on my credit report with no notification, I disputed and it was removed. A few years later it has came back. I have never received a notice of any kind from Rash Curtis in regards to this debt. With it being removed after my 1st dispute I do not feel it should have came back on my report. Rash Curtis Associates have a really bad reputation for falsifying debt.
|
| 07/22/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Already settled issues with Rash Curtis over XXXX XXXX XXXX XXXX Ca it was found that the bill was paid since I have medical insurance all I owed was a deductible which was {$100.00} and I paid that to Rash Curtis and associates now they have filled again for the same issue and have damaged my credit over the same issues had to resolve issue due to myself buying a home time was XX/XX/2019 when it was resolved the first time spokes with a supervisor name XXXX and an employee named XXXX
|
| 08/14/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
This company has reported a debt on my credit report that I did recognize. When I disputed the validity of this debt with the company through a validation letter sent via certified return receipt mail, the company turned around and verified the debt as a valid debt to the credit bureaus, whereas they were required by the FDCPA to report the debt as " disputed. '' This is a clear violation of FDCPA. 809. Validation of debts [ 15 USC 1692g ]. ( see attached credit report excerpt )
|
| 03/01/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I do n't believe this ... ... I am right in the middle of financing and the lender had to pull my credit one last time before I fund ... .. all of a sudden I have literally have 9 collection account appear on my credit from Rash Curtis & Associates XXXX I do n't know who they are or what this is about but I have never received 9 different collection notices from them. I HAVE NEVER EVEN RECEIVED ONE!!
I am going to file a complaint with the FTC and the Attorney Generals office
|
| 11/14/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
Servicemember |
|
The Debt Collector ( Name XXXX ) called and pretended to be a Lawyer and send garnishments to Banks where I have no Account with They also threatened to garnish my Temporary total XXXX i receive from a XXXXXXXX XXXX XXXX as my only Source of Income! This behavior is totally against the Law and they cause me a lot of additional Health issues And I want to press Charges against the Individual that called me plus the Collection Agency XXXX XXXX XXXX Rash Curtis and Associates
|
| 10/23/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
This company continues to make false claims. This is my fourth complaint and I will need to get legal representation.
Have pulled my credit report today XX/XX/XXXX and this shows reporting as a collection and not paid. I asked for proof rash and Curtis told XXXX to delete the debt and they didnt They said if I pulled my credit it would not show that is also a lie Now I will need to go to court to have them keep their letters claim which is to request XXXX to delete
|
| 01/03/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
1. Besides few disputed medical claim items, we had paid the {$320.00} at XXXX ( receive the bill statement at XXXX ) to the XXXX XXXX XXXX which had withdrew the money at XXXX.
2. The XXXX XXXX XXXX had rushed the bill to the collection agency within two weeks. Earlier XXXX, we had called the XXXX XXXX XXXX to understand the bill statement, but its agent said the bill had been send to collection agency without bothering answer any question.
|
| 09/30/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
They state I owe {$88.00} and have never produced XXXX shred of evidence supporting their position. I never received services from the hospital and the hospital has been closed for over a year and a half. I was able to contact the XXXX XXXX Hospital board and confirmed with them that I do not owe this debt and have a letter confirming. However, I have disputed this claim with all XXXX agencies and they wo n't remove the fraudulent collection.
|
| 08/08/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
Servicemember |
|
XXXX is refusing to prove in writing, their validation and verification process on closed accounts that they are reported as " failure to pay ".
Accounts are closed and not from the original creditors.
Amounts are incorrect and not the original amount owed.
Accounts are showing inaccurate non-payments.
All addresses except : XXXX XXXX XXXX XXXX, CA. XXXX are to be removed All Hard Inquiries except XXXX XXXX were NOT approved by me.
|
| 05/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
XXXX, from Rash Curtis & Associates, has been calling my workplace ( a XXXX ) repeatedly over the last two weeks. He has called three times SINCE being told by the receptionist that we do not allow these ( personal ) phone calls at work ( including today, XX/XX/2018 ). He told her that he would call other branches of our school, looking for the number for our Human Resources Department. He was rude and threatening to our receptionist.
|
| 04/13/2015 |
No |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have sent XXXX certified letters to Rash Curtis and Associates to have a fraudulent collection account removed from my credit and they continue to ignore but they are apparently responding to the credit bureaus advising them that the account belongs to me- it does n't!!!
Originally they were reporting XXXX unknown accounts then they were removed and all of a sudden a new account appears with a different account number # XXXX
|
| 05/04/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
On XX/XX/2021 Rash Curtis & Associates made an inquiry against my credit report without my knowledge. They are a collections agency for a medical company who they represent. We have been in contact with the medical company for over a year now asking for some form of details billing instead of just a line item with a number on it and no amount. RASH CURTIS was never given written or verbal authorization to check my credit ever!
|
| 06/22/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Report # XXXX on XX/XX/2020 from XXXX verified the acct as being accurate but the communication I received on XX/XX/2020, from a direct dispute with XXXX XXXX XXXX XXXX provided a different alleged amount due, a different address and company name from what is being reported on my credit report. This subterfuge being portrayed can not be verified or validated. It is hurting my ability to obtain credit and financial wellbeing.
|
| 03/10/2016 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
I have contacted Rash Curtis & Associates on 5 separate occasions about XXXX accounts, I dispute having knowledge of, that they have placed on my credit.
I am referring to accounts numbers XXXX and XXXX. I find it immensely frustrating that they will not acknowledge my complaint/dispute however they continue to discuss the matter with the credit bureaus and have advised them that the accounts belong to me when they do n't!!
|
| 11/04/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have repeatedly requested that Rash Curtis & Associates provide me with an explanation of the amount they claim I owe, how that amount was calculated, account history. They have refused to provide this or any copies of documentation that this debt is in fact mine. Yet they have been willing to put this unverifiable debt on my credit report, as well as send me a continuing stream of collection letters. Please see attached.
|
| 12/08/2022 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
As of today XX/XX/22 you are trying to get me to pay {$68.00} and I have no idea for what?? I need more information on what I am paying for because to my knowledge I don't owe anybody anything! To harass me like this is with constant phone calls and letters is distracting me from my work and concentration in my life cause now I got ta deal with all this. I want extreme detail on why I am receiving these letters and calls.
|
| 04/21/2015 |
No |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Rash curtis & associates called me this morning between XXXX and XXXX. I spoke with them and explained the situation then they called again before noon harrasing me and not letting me explain the situation saying that i did not understand the meaning of the word rhetorical. What this has to do with it i am not sure. So i disconnected the call. More than XXXX contact with me in less than 24 hrs is a violation of fdcpa
|
| 01/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
On XX/XX/2021 I called Rash and Associates ( a XXXX collection agency ) to dispute an account that was a result of Identity Theft. This account is having a negative impact on my credit report and creating a very challenging situation for me to get certain loans.
On XX/XX/2021, WITHOUT MY CONCENT Rash and Associates performed a Hard Inquiry that lowered my Credit Score. This is not acceptable and must be removed.
|
| 02/13/2023 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Received several letters from Rash Curtis & Assoc. stating they were attempting to collect a debt. I requested debt validation in accordance with 15 USC 1692g. The debt validation letter was mailed certified and Rach Curtis & Assoc. confirmed receipt of the debt validation letter in their reply. They have violated my rights, the Fair Debt Collections Practices Act, caused me stress, and defamed my character.
|
| 12/27/2022 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have already disputed this charge from my account but it is still appearing on there. I am not the person they are charging me. The amount is of {$1100.00}. I disputed the transaction on in 2021 and It still is affecting my credit. It doesnt appear on any of the other credit bureaus and I want it off of my account because it is still appearing as a collection on my credit and it is affecting it.
|
| 01/05/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
The same numbers which all come back to the debt collection agency Rash Curtis & Associates call me approximately 6-8 times a day. When I do answer there is nobody on the line, sometimes there is a recording requesting me to call back. There voice messages which typically last 2-3 seconds have no information and just clog up my voicemail box. This is very frustrating and feels like harassment.
|
| 09/11/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Older American |
|
I filed a chapter XXXX my attorney sent out notices we file in XXXX iI told the XXXX XXXX XXXX and XXXX the collection agency of the bankruptcy, I gave them my attorney 's contact info. They stopped calling then they started sending mailing, again i told them they should have responded and to contact my attorney. Now i see it as a collection on my credit report.
They need to remove it.
XXXX
|
| 05/05/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
I am writing to delete and remove the following accounts and information off of my consumer report. The accounts and information listed below should not be reporting on to my consumer report. This is a direct violation of the FDCPA and FCRA and needs to be deleted and remove off of my consumer report immediately as its violating several laws. Remove these account and information immediately!
|
| 07/07/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
there is 5 accounts with RashCurtis & Associ acct no, XXXX for {$3000.00} acct no XXXX for {$2300.00} acct no. XXXX for {$1600.00} acct no. XXXX for {$410.00} acct no.XXXX for {$390.00} I reported to XXXX that these do not belong to me for the past 12 years and can not get them to remove them ... .. then XXXX XXXX acct no.XXXX for {$220.00} then XXXX XXXX XXXX acct no . XXXX for {$200.00}
|
| 08/12/2016 |
Yes |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Contacted me instead of my attorney
|
|
Web |
Older American |
|
Rash Curtis is harassing me everyday with calls from several different phone numbers ( XXXX ). I filed for bankruptcy and had a hearing to discharge my debts -- medical bills and credit cards -- on XXXX XXXX and my lawyer said I should expect to get my discharge by XXXX 2016.
All of my creditors should know by now that I filed for bankruptcy but Rash Curtis is continuing to harass me.
|
| 02/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX XXXX is attempting to collect a debt that XXXX XXXX stated is not owed. His billing service is closed and he is not seeking payment. He is not authorizing the collection company to proceed with any attempts to collect this debt. He is a partner in the practice and since left. He is also the provider named in the collection attempt.
He can be reached at XXXX and will verify this.
|
| 04/17/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Rash Curtis & Associates a debt buyer/collector shows on my credit report with the original creditor as XXXX XXXX. XXXX XXXX is a property management company in my general area I assume rents properties. I have never done business with either of these companies. Shows an open date of XX/XX/2014 I have been in a motor home the last five years. Not my debt. Please remove from the CRA 's
|
| 08/21/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I applied for an auto loan today. The car dealer informed me that I have a derogatory collection on my XXXX credit report. He informed me the debt was from the City of XXXX and the collection agency that handles the debt is Rash Curtis & Associates. I was never aware of this debt nor did I ever receive any notification from Rash Curtis & Associates. I want them to validate this debt.
|
| 03/16/2016 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Multiple calls it in one day, I 've told them to call me after XXXX because of work. XXXX will not work with me on making payments and have the debt removed from my credit report. XXXXsaid she only will have n't debt removed if I pay in full which I ca n't pay in full I would be more than happy to make payments only if they will remove my debt from my credit report once paid in full.
|
| 10/30/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
Rash and Curtis has not replied to my letter requesting validation of debt which was received via certified mail on XXXX XX/XX/2016 and continues to be reported on my credit report. Rash Curtis and Associates have violated federal law, but also failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately.
|
| 12/16/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Billing error corrected XXXX, 2016. I have {$0.00} balance. Rash Curtis & Associates knows this when I demanded proof of debt in XXXX XXXX, 2016.
I just received a new letter ( XXXX/XXXX/2016 ) with new account number for the SAME DEBT that was disputed 6 months ago.
THIS IS FRAUD AND HARASSMENT I am sick, sick and tired of this lethargy. I am seeking legal advice.
|
| 01/25/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
RashCurtis & Associates have agreed to delete their account from my credit back in XXXX 2021. Please see the attachment OR see the results to my previous claim with the CFPB. XXXX is the ONLY bureau to not have updated this information yet. XXXX needs to delete RashCurtis from my credit reporting asap! I have attached a copy of my XXXX report as proof as well.
|
| 11/08/2021 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
He venido haciendo seguimiento a mi score los ltimos meses, y he notado un balance incrementado cada vez que se actualiza mi nuevo score de $17 y $1, lo que estn haciendo esta afectando mi crdito gravsimamente, no pueden reportar un balance incrementado sobre todo si ya cerraron la cuenta as que les pido que no lo sigan haciendo antes que tome otras acciones.
|
| 08/29/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
Rash and Curtis had multiple accounts totalling {$2800.00} for my daughters XXXX XXXX. I had to work with insurance for several months to get this resolved but the totals were paid and yet this company has agreed to remove this from their records and remove from credit report, however, I applied for a mortgage and this has caused my score to drop XXXX points.
|
| 02/23/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
It was brought to my attention that I am in debt collection for allegedly not paying my medical bill? If I did use services, I was never notified by email, phone or letter about the charges from the medical facility? I am shocked that this was reported on my credit?
Collection Agency : Rash Curtis & Associat Balance Date : XX/XX/2020 Balance : {$1200.00}
|
| 07/22/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I received a letter from Rash Curtis and Associates dated for XX/XX/XXXX on XX/XX/XXXX account number XXXX stating I owed an alleged debt of XXXX. After contacting Rash Curtis and Associates on XX/XX/XXXX I spoke with representative ( XXXX ) but before I could plead my case that I had no knowledge of nor authorized the account I was rudely hung up on.
|
| 05/12/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I have 2 collection accounts on my credit from this company. I have never been contacted by them and I don't know what the debt is for. I am a XXXX and not only do my dad and I have the same name- so do 2 of my uncles and 1 cousin. I DISPUTE THE VALIDITY OF THE DEBT AND THE PAYMENT HISTORY. I never received a collection notice or the right to dispute.
|
| 11/22/2023 |
Yes |
- Debt collection
- Medical debt
|
- Electronic communications
- Frequent or repeated messages
|
|
Web |
|
|
Ive disputed this bill since I got the first bill and asked them several times to rebill with XXXX XXXX XXXXXXXX XXXX and then XXXX XXXX XXXX XXXX. I have disputed it since I established my XXXX XXXX in XXXX. I no longer get mail from this company but Ive disputed on XXXX XXXX every 2 months since XXXX I last disputed this account in XX/XX/XXXX.
|
| 08/05/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This company is reporting a medical debt on a date that is over two years later than the actual date of service. This will cause the debt to remain on a credit report longer than it should.
Also, this debt is disputed and I wish to sue the reporter, but the credit agency refuses to give me the medical practitioners contact information.
|
| 09/03/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I 've been getting daily automated phone calls from XXXX ( XXXX XXXX XXXX for XXXX XXXX (? ) for the past week or more. More than half the times I 'm called I do not receive a message. The automated voice system also does not allow me to remove myself from whatever it is without staying on the line and " acknowledging '' I am XXXX XXXX.
|
| 12/09/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
RASH CURTIS & ASSOCIATES AGREED TO DELETE THEIR ACCOUNT OFF OF MY CREDIT REPORT IN THE EVENT I SETTLED THE BALANCE WITH THEM. I HAVE SETTLED THE BALANCE YET, THE ACCOUNT STILL REMAINS ON XXXX. XXXX AND XXXX HAS DONE THEIR JOB. DELETE THIS ACCOUNT FROM THE REMAINING BUREAU IMMEDIATELY! I HAVE ATTACHED A SOPY OF OUR SETTLEMENT LETTER.
|
| 01/25/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I am continuously being harassed by collection agencies with illegal threats over debt that is not mine. I have notified the bureaus of identity theft but XXXX and XXXX refuse to help me to remove them. I never signed up for any of this debt. These creditors and and the bureaus need to remove this false information.
|
| 05/29/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Went to XXXX XXXX XXXX, notified them that treating doctor referred me to another XXXX, they put it on my Credit Report XXXX, notified my attorney who sent the attach letter below. Now it is on XXXX and XXXX. Went to apply for an apartment and my Security Deposit was increased by {$500.00} this is not my debt.
|
| 01/13/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I've tried many times to settle debts with Rash Curtis and Associates but they will not settle for any amount and continue to report negatively to my credit monthly. I ask to settle the acts reporting on my credit in XX/XX/2019 but they will only settle all debts including outdated debts from over 7 years ago.
|
| 02/05/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
The associate said that my husbands credit will also be reported if I do n't pay. This is for dental work I had done. My husband was my emergency contact. So I told him this is inaccurate as we both did not have work done and he said that if I do n't pay that they will report my husbands credit.
|
| 08/16/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Rash Curtis and Associates is trying to collect a debt that has passed the Statute of Limitations in California. This was a charged off account by the original medical facility.
The FDCPA, or fair debt collection protection act, says this has to stop being reported to the collection agencies.
|
| 07/09/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On XX/XX/2018, I sent Rash and Curtis a cease and desist letter via certified mail. It was signed on XX/XX/2018. To date, Rash and Curtis is still reporting collection activity to all three Credit Bureaus and have not been in compliance. they are in violation of the FCRA and FDCPA
|
| 08/03/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Called XXXX XXXX XXXX. about a collection showing on my credit report. Found out it was in my husbands name for a medical co-pay. My name was not on debt or insurance, but they placed on my report and will not remove, even if I pay it. I looked at FCRA and believe this is illegal.
|
| 09/28/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
RASH CURTIS & ASSOCIATES - I have requested verification this XXXX debt belongs to me and debt collector fail to response. After deft collector receives dispute they increase balance by {$1.00} to avoid providing verification. I have not received any notices from debt collector.
|
| 02/26/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Rash Curtis company is trying to collect two medical bills that I do not owed. One for {$170.00} and the other for {$160.00}. They are denying that they are trying to collect the {$170.00} although it is on my credit report from them. They have trashed my credit.
|
| 03/03/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I paid a debt owed to XXXX, but the collections agency, Rash Curtis, continues to harass me, calling during work hours and trying to get interest on the already paid debt to XXXX. I have an email from XXXX attesting to the fact I have paid my debt in full.
|
| 12/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Rash AND Associates called my phone for a debt collection for my daughter XXXX. But they called my number XXXX. Please I have asked them to stop calling this number, but they continually call. Would it be possible to have them stop calling this number.
|
| 12/27/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I already blocked their number, but keep calling and do n't leave a message. They call 3 to 4 times a day everyday. I dealt with the same debt collecting agency before and they 're rude and inconsiderate thats why i do n't answer their calls anymore.
|
| 06/12/2018 |
Yes |
- Debt collection
- Payday loan debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Company is consistently contacting me at my place of work and on my personal cell phone. Calls are several times each hour, every hour. I've spoken to a representative that my employer does not allow for such calls, but the calls have continued.
|
| 03/21/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Daily, continuous automated calls from XXXX. Recording advises of an urgent, important matter regarding my daughter who has not lived with me for numerous years. I press XXXX ' as instructed to speak to an operator and then the line hangs up.
|
| 09/18/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
debt was a medical bill for daughters XXXX XXXX I had to fight with insurance company to get the money which was put into collections. This was paid and still it shows XX/XX/XXXX it was not. I have letter stating it will not be reported
|
| 02/28/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/ 2018 I sent RASH & CURTIS a cease and desist letter.
RASH & CURTIS is still reporting COLLECTION ACTIVITY on this account and have not responded at all to my letters. Please see credit reports listing collection activity
|
| 06/09/2022 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
disputed numerous times, requested information showing proof that the debt belonged to me and the debt collector will not send proof. this collection does not belong to me and is effecting my ability to purchase a home.
|
| 10/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
Multiple calls a day received from a man that was rude and made threats. These calls started in 2019. Collecting interest on a debt that was not fairly communicated. I have paid the debt in full through the hospital.
|
| 01/10/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I've asked them to stop bothering me, as well as requested a letter detailing the supposed debt and charges and they have done neither. They keep calling me from different numbers that all have the same receptionist
|
| 08/17/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Failure to provide a verifiable notification that debt existed as required by Law. Reported to my credit bureau without advising me. Debt is not mine and I could have disputed. Never sent me required notice.
|
| 03/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX XXXX XXXX. XXXX XXXX XXXX, CA XXXX Date : XXXX Amount : {$540.00} Account : No XXXX I never signed for anything and they did not check for any ID. I want this Debt off or I will make a complaint.
|
| 09/28/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have no account or binding contract with this company, I have never opened an account with this company so I have no debt with them. Please discontinue on collecting and or reporting to my credit agencies
|
| 10/27/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
VERY ABUSIVE caller, refuses to stop calling my phone, and the person they are looking for is NOT me. I have tried to ask, and asked for a manager, no response ... they are EXTREMELY abusive and threatening
|
| 03/31/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Rash Curtis & Associates are trying to collect a debt thats is not mines and have been paid off. My credit score dropped because of this non sense. Please I need help resolving this issue. Thank you.
|
| 05/27/2015 |
No |
|
- Improper contact or sharing of info
- Contacted employer after asked not to
|
|
Web |
|
|
I 've asked this collection agency to not call me at work and keeps doing it. I just started working here in XX/XX/XXXX and I 'm afraid they are jeopardizing my new job with personal phone calls.
|
| 11/08/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I paid the debt in full over a week ago to Rash Curtis and they still continue to bombard my cell phone with calls from all over the U.S. They have not cleared the XXXX credit bureaus either
|
| 07/01/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
This company continues to Report a " medical bill '' to the bureaus after they have been provided the police report and all documentation several times. They are dogmatic and threatening.
|
| 03/28/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I XXXX XXXX do not owe any company any money. I do not have a signed contract with any collection company. I request you delete this collection off my credit report. Delete delete
|
| 11/14/2022 |
No |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
They are trying to collect on a debt that isn't mine. I have tried calling and writing the companies to remove the information from my credit report but have had no luck.
|
| 06/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I don't remember that I had an account with this collector/creditor. I've asked multiple times to send proof of ownership but you haven't complied with my request yet.
|
| 04/04/2022 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
XXXX XXXX agreed to delete their accounts from my credit reporting after settlement but they have yet to do so. Please delete as this was part of our deal.
|
| 07/29/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I lived in XXXX XXXX at my parents house the utilities were never in my name I never received any bill or comuncation from them this was about 6 years ago
|
| 04/19/2015 |
No |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I was getting calls sometimes within XXXX minutes of each other through an automated system. They kept harassing me even though I am disputing the debt.
|
| 12/16/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
i had call them back in XXXX when i found out i was on credit report and i told them it was me than i ask where and how didn't want to get them
|
| 04/22/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I never received any information from the hospital or collection agency that a debt was being issued for nonpayment. I never received bill.
|
| 01/20/2017 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have received multiple robo-calls daily from XXXX ( Rash Curtis and Associates ) even though I have asked them to stop calling my phone.
|
| 08/03/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I have no legal or binding contracts with this company I have no debt or no money owed to this company as is a third party collections
|
| 05/11/2017 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
RASH CURTIS AND ASSOCIATES is attempting to collect a debt from me that I have no awareness, via threatening to damage my credit.
|
| 06/19/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I tried contacting the collection agency, but my certified mail was returned. I can not get in contact with the agency.
|
| 01/12/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Medical bill was paid in total by the insurance and this was billed separate and never charged to the insurance
|
| 02/21/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This account is not mine and is the result of fraud. I have never been to that hospital or city.
|
| 07/27/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
XXXX calls within the last day. In the middle of the night and early morning. I don't have debt.
|
| 09/16/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Was not aware of debt owed opened XXXX2016 from original debtor : XXXX XXXX XXXX XXXX.
|
| 09/11/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
I did not authorize these companies to run my credit it is fraudulent.
|
| 01/19/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Rash and Curtis Associates debt collection for XXXX
|
| 05/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The debt is not mine.
|
| 01/17/2024 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 12/14/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/06/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 10/02/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/10/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/02/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/26/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/26/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/19/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 06/04/2023 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 05/05/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/13/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/07/2023 |
No |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 03/10/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/23/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/13/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 01/26/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/04/2023 |
No |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 12/01/2022 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 11/15/2022 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 09/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/27/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/25/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/16/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 05/16/2022 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 04/24/2022 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/06/2022 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/23/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
|
| 03/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 02/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 02/17/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 02/09/2022 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 02/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Phone |
|
|
|
| 02/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 01/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/23/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/19/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 12/21/2021 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/14/2021 |
No |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/30/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 11/20/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 11/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
|
| 10/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
Older American, Servicemember |
|
|
| 10/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 09/23/2021 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/17/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 08/18/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 08/03/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 07/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Referral |
|
|
|
| 07/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 06/29/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 06/18/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 06/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/04/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/28/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/28/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 04/16/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/18/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/17/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/10/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 02/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 02/03/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/29/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/23/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 12/17/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/14/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/03/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 10/22/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/23/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Phone |
|
|
|
| 09/16/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Postal mail |
|
|
|
| 08/21/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 06/30/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/18/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 06/13/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/12/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/11/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/10/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 06/09/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/28/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 05/28/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
|
|
|
| 05/14/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/11/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/22/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 04/20/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 03/20/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/03/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 01/31/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/23/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/17/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 01/13/2020 |
No |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 01/10/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 12/18/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Older American |
|
|
| 12/09/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
|
|
Web |
|
|
|
| 11/15/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
Servicemember |
|
|
| 11/09/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 11/01/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/11/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 09/30/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Servicemember |
|
|
| 09/27/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Phone |
|
|
|
| 09/26/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 09/25/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/21/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 09/16/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/13/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Phone |
|
|
|
| 09/13/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Billing dispute for services
|
|
Web |
|
|
|
| 09/12/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 09/07/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/03/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 08/23/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/23/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/22/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/22/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/15/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/12/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/10/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/05/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/29/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 07/28/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/26/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/19/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Older American, Servicemember |
|
|
| 05/28/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 04/28/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/30/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/26/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/26/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/31/2019 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
|
| 01/14/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 01/14/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 12/19/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/26/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 11/23/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 10/17/2018 |
No |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/10/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 09/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
|
| 09/04/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Fax |
|
|
|
| 08/31/2018 |
No |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 08/29/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 08/22/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/06/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/26/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
|
|
|
| 06/13/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Phone |
|
|
|
| 05/29/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
|
| 05/08/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Referral |
|
|
|
| 02/28/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 02/21/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 02/09/2018 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 02/09/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 01/19/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
|
| 01/19/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/05/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 12/18/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Fax |
Servicemember |
|
|
| 12/12/2017 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 12/05/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 11/29/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 11/06/2017 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 11/03/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 10/30/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/23/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 10/06/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
|
| 10/05/2017 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
|
|
|
| 10/05/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 09/22/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/16/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/13/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 09/06/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 09/05/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 08/28/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/09/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/29/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 06/04/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/04/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 05/30/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 05/23/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/11/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Postal mail |
|
|
|
| 02/16/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 12/08/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 12/07/2016 |
Yes |
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
|
| 12/05/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 11/07/2016 |
Yes |
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Web |
|
|
|
| 11/04/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 10/31/2016 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 10/06/2016 |
Yes |
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
|
| 10/05/2016 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Indicated committed crime not paying
|
|
Web |
|
|
|
| 10/05/2016 |
Yes |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Contacted me instead of my attorney
|
|
Web |
|
|
|
| 10/03/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 09/27/2016 |
Yes |
|
- Taking/threatening an illegal action
- Sued w/o proper notification of suit
|
|
Web |
|
|
|
| 09/15/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 09/07/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Phone |
|
|
|
| 08/18/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
|
|
|
| 08/17/2016 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 07/11/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Phone |
|
|
|
| 06/29/2016 |
Yes |
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
|
| 06/17/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 06/15/2016 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 05/06/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 04/29/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 04/23/2016 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American, Servicemember |
|
|
| 04/15/2016 |
Yes |
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Phone |
|
|
|
| 04/15/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Referral |
|
|
|
| 04/14/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Phone |
|
|
|
| 04/12/2016 |
Yes |
- Debt collection
- Credit card
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
|
| 04/11/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 04/07/2016 |
Yes |
- Consumer Loan
- Installment loan
|
- Problems when you are unable to pay
|
|
Web |
|
|
|
| 04/07/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 04/05/2016 |
Yes |
|
- Improper contact or sharing of info
- Contacted employer after asked not to
|
|
Web |
|
|
|
| 04/04/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/30/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/24/2016 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 02/17/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 02/16/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
|
| 02/01/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 01/21/2016 |
No |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Postal mail |
|
|
|
| 01/12/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Postal mail |
Older American |
|
|
| 12/22/2015 |
No |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 11/08/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 11/03/2015 |
Yes |
|
- Improper contact or sharing of info
- Contacted employer after asked not to
|
|
Web |
|
|
|
| 10/22/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 10/08/2015 |
Yes |
|
- Taking/threatening an illegal action
- Threatened arrest/jail if do not pay
|
|
Phone |
|
|
|
| 10/07/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 09/17/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/31/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 08/21/2015 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 07/26/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
|
| 07/06/2015 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 06/30/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Postal mail |
|
|
|
| 05/15/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/11/2015 |
Yes |
- Consumer Loan
- Installment loan
|
- Problems when you are unable to pay
|
|
Web |
|
|
|
| 05/08/2015 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 05/06/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 04/30/2015 |
No |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Referral |
|
|
|
| 04/19/2015 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 04/07/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/20/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Phone |
|
|
|
| 03/18/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 03/17/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 03/13/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/25/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/23/2015 |
No |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/18/2015 |
No |
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
|
|
|
| 02/13/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 01/27/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/27/2015 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/27/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/22/2015 |
No |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 01/16/2015 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
Older American |
|
|
| 01/03/2015 |
No |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 12/31/2014 |
No |
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
|
|
|
| 12/30/2014 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/24/2014 |
No |
|
- Improper contact or sharing of info
- Contacted employer after asked not to
|
|
Web |
|
|
|
| 12/22/2014 |
No |
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Referral |
|
|
|
| 12/16/2014 |
No |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 12/16/2014 |
No |
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
|
| 12/13/2014 |
No |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 12/10/2014 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Phone |
Older American |
|
|
| 11/26/2014 |
No |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 11/25/2014 |
No |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 11/18/2014 |
No |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
|
| 11/15/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/15/2014 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 11/03/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 10/21/2014 |
No |
|
- Taking/threatening an illegal action
- Seized/Attempted to seize property
|
|
Web |
Servicemember |
|
|
| 10/21/2014 |
Yes |
|
- Taking/threatening an illegal action
- Seized/Attempted to seize property
|
|
Web |
Servicemember |
|
|
| 10/09/2014 |
No |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 10/04/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/24/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 09/09/2014 |
Yes |
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
|
|
|
| 09/02/2014 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/22/2014 |
No |
- Debt collection
- I do not know
|
- Taking/threatening an illegal action
- Threatened arrest/jail if do not pay
|
|
Web |
|
|
|
| 08/06/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Referral |
|
|
|
| 08/06/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Referral |
|
|
|
| 08/01/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 07/09/2014 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 06/10/2014 |
No |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 06/04/2014 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 06/02/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/27/2014 |
No |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 05/21/2014 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Referral |
|
|
|
| 05/16/2014 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
Older American, Servicemember |
|
|
| 05/04/2014 |
No |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 05/02/2014 |
No |
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
|
|
|
| 04/12/2014 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 04/01/2014 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 03/21/2014 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/17/2014 |
Yes |
|
- Improper contact or sharing of info
- Contacted employer after asked not to
|
|
Web |
|
|
|
| 02/11/2014 |
No |
- Debt collection
- I do not know
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
|
| 01/29/2014 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 01/16/2014 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Phone |
|
|
|
| 01/02/2014 |
No |
|
- Communication tactics
- Threatened to take legal action
|
|
Phone |
|
|
|
| 12/27/2013 |
No |
|
- Incorrect information on credit report
- Information is not mine
|
|
Web |
|
|
|
| 12/09/2013 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 11/13/2013 |
Yes |
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
|
| 11/13/2013 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 11/06/2013 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Referral |
|
|
|
| 11/05/2013 |
No |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
|
|
|
| 10/26/2013 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
|
|
|
| 09/09/2013 |
No |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 08/07/2013 |
No |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
|
|
|
| 08/05/2013 |
No |
|
- Improper contact or sharing of info
- Contacted employer after asked not to
|
|
Web |
|
|
|
| 07/10/2013 |
No |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American |
|
|
| 02/12/2013 |
Yes |
|
- Incorrect information on credit report
- Information is not mine
|
|
Web |
|
|
|