Kashable LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
11/30/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	TX 75237	Web
Dear Sir or Madam, XXXX. KASHABLE LLC Account NumberXXXX Please correct this inaccurate information on my credit report. I recently pulled my credit report from your Bureau and my attorneys and I had a chance to go over my credit report and in amazement, that you have decided to report me 120 days late on this account in XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX. I immediately disputed this information with KASHABLE LLC and the results of the investigation came back " verified ''. Not only was I never late on this account, but according to the Fair Credit Reporting Act ( FCRA ), the information furnisher is required to notify me of the insertion of negative listings. Since I have disputed the lates with the creditor, and you obviously " verified '' them, I am very curious as to what kinds of " records '' you may have for this alleged account. I am very confident that you are in violation of the ( FCRA ) and ( FCBA ) sections ( 1666, 1666a. 1666b., and 1666c. ) as stated below : 1666. Correction of billing errors ( b ) Billing error ( XXXX ) The creditor 's failure to reflect properly on a statement, a payment made by the obligor or a credit issued to the obligor. ( XXXX ) A computation error or similar error of an accounting nature of the creditor on a statement. ( XXXX ) Failure to transmit the statement required under section 1637 ( b ) of this title to the last address of the obligor which has been disclosed to the creditor, unless that address was furnished less than twenty days before the end of the billing cycle for which the statement is required. ( XXXX ) Any other error described in regulations of the Bureau. 1666a. Regulation of credit reports ( a ) Reports by creditor on obligor 's failure to pay amount regarded as billing error After receiving a notice from an obligor as provided in section 1666 ( a ) of this title, a creditor or his agent may not directly or indirectly threaten to report to any person adversely on the obligor 's credit rating or credit standing because of the obligor 's failure to pay the amount indicated by the obligor under section 1666 ( a ) ( XXXX ) of this title, and such amount may not be reported as delinquent to any third party until the creditor has met the requirements of section 1666 of this title and has allowed the obligor the same number of days ( not less than ten ) thereafter to make payment as is provided under the credit agreement with the obligor for the payment of undisputed amounts. ( b ) Reports by creditor on delinquent amounts in dispute ; notification of obligor of parties notified of delinquency If a creditor receives a further written notice from an obligor that an amount is still in dispute within the time allowed for payment under subsection ( a ) of this section, a creditor may not report to any third party that the amount of the obligor is delinquent because the obligor has failed to pay an amount which he has indicated under section 1666 ( a ) ( XXXX ) of this title, unless the creditor also reports that the amount is in dispute and, at the same time, notifies the obligor of the name and address of each party to whom the creditor is reporting information concerning the delinquency. ( c ) Reports by creditor of subsequent resolution of delinquent amounts A creditor shall report any subsequent resolution of any delinquencies reported pursuant to subsection ( b ) to the parties to whom such delinquencies were initially reported. 1666b. Timing of payments ( a ) Time to make payments A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose, unless the creditor has adopted reasonable procedures designed to ensure that each periodic statement including the information required by section 1637 ( b ) of this title is mailed or delivered to the consumer not later than 21 days before the payment due date. Because I take my credit very seriously, I contacted every name and account that was listed on the report. I was again very shocked by the multiple names, account numbers and figures. Included with this letter, is every letter written to those who have hampered my ability to obtain credit. I believe that any judge that looks over the report would agree that it is a violation of both the FCRA, CCPA and FACTA. The following accounts were listed on your report and I have demanded from them a full accounting and XXXX years worth of records to see if their accounts were in violation of the FAIR CREDIT BILLING ACT ( FCBA ). We also demanded signed contracts, agreements or any legal paperwork that would tie us to the following accounts. Under the FCRA, you are required to conduct an investigation on this account if I request it. I DEMAND to see all 100 % verifiable proof that I was indeed Verifiably late on these accounts and the creditor fulfilled its obligations under ( FCBA 1666 ( a ) ( XXXX ) ), As I was never notified of a billing delinquency on my accounts, which the creditor must do under section ( FCBA1666 ( b ) ( XXXX ). I DEMAND to see proof that I was mailed my statement to the correct address notifying me of both payment due date and delinquency of payment on the account. If you can not provide 100 % Verifiable proof and proper documentation that the CREDITOR fulfilled its obligations under the ( FCBA ) and ( FCRA ), I therefore demand these late payments be removed from my account or I will be forced to be in contact with the Attorney General of my State and the Consumer Financial Protection Bureau. I therefore am submitting my written request to you to conduct an investigation. Per the FCRA, you have 30 days to conduct this investigation and respond to my request. If you do not respond within this time period, per the FCRA, you must remove this negative information. Thank you for your time, XXXX XXXX SS # : XXXX Date of Birth : XX/XX/XXXX XXXX : Consumer Financial Protection Bureau XXXX XXXX XXXXXXXX XXXX XXXX, Iowa XXXX
04/06/2021	Yes	Payday loan, title loan, or personal loan Installment loan	Getting the loan	OR 97030	Web	Servicemember
I was applying for a loan with this company called Kashable they advertise their service to federal employee needing a loan. So during the process i had to submit documents to verify my identity which i did and they verified my information. I proceed to do application for the loan which i did. during the process i filled out the information and then i got to the page where i was to put my checking account information in the system. I put my checking account information and i when i hit update the system gave me a red banner that clarify service could not verify my checking account. I thought because the bank use was XXXX bank since XXXX became their own bank i thought maybe there were issue with the routing number so i did remember that XXXX used XXXX XXXX as their partner bank i used my old account thinking it was the problem, when i hit update the red banner appear again from clarity service. So i reached out to Kashable which i talk to gentlemen about the red banner he explain to me that clarity flag my profile because it either could not verify the bank information and or that i had overdrawn my account. I inform the agent that XXXX was in good standing and i don't overdraw this account. then the representative explain to me that the second account i put in which was XXXX XXXX that there may have been issue with that bank. I inform him that bank would not allow me to overdraw my account either. He than told me to contact XXXX XXXX which is the company that flag my account. I contact XXXX XXXX and received my report and i was going threw my account i could not see anything that would red flag my profile in which i talk to XXXX XXXX, they inform me that they are not the ones that would deny or approve my application that i need to reach out to them. I reached out to Kashable once again and the next agent i spoke with me told me that something in XXXX XXXX was flagging my account as a high risk. I than try to get a better understanding of what could flag my account the agent explain that could be numerous reason but spoke in general terms which i understood. the agent stated that it could be XXXX XXXX could not verify my account, or that i had some overdrawn account from another institution. I than went on explaining that could be that XXXX is a new institution that just established to be a bank. I explain to the agent that there were other companies that had issue with the routing number. the agent stated that could be a reason and that they don't accept prepaid account which i replied that its not a prepaid company. the agent stated that i need to reach out to XXXX bank to make sure the routing information was correct. the agent also explain that the application could not move further until XXXX XXXX was resolve. I stated ok that is when reached back to XXXX XXXX to getting a better understanding of this high risk issue that was told to me. Since i did not know how to read the report i was explain what i see is the same thing the lender and agent that i spoke to can see. The report as i was going over with did not have anything that would flag my system. So i turn around and spoke with my bank and they stated that the routing number is correct. So i than went to kashable website to see if i could put the account information again and to my surprise i had a status that application was denied due to credit. I was confused so i reached out to kashable once again and spoke with a different agent who inform me that application was denied. I ask how can it be denied when XXXX XXXX issue was not resolved and i told the agent what i was told by the previous agent. the agent began to tell me that they use the XXXX XXXX information and that it was denied due to credit. I was upset because they mislead me and told me that i need to resolve the XXXX issue and they went behind my back and submitted the application. I was also told that there was second application that was submitted and that is why the application was denied. I told them that i did not submit another application because of the first issue that was inform to me. So i ask the agent if these calls were record and the agent stated yes and explain to the agent that i wanted to speak to a supervisor because this violated me. the agent stated that they would have a supervisor call me back before the end of the day. XX/XX/2021 i received a phone called about an hour later and i thought was a supervisor which was the same agent that i requested a supervisor. the agent explain to me that their were two application that was submitted and i explain that i did not do a second application because of the first issue. I went back and forth with this company and with clarity trying to resolve the issue. the agent just stated that we can send you a denial letter out if you want and i stated no because you violated your own policy and that i wanted to speak a supervisor still refuse to send me to a supervisor. I feel that they have violated me as a person as well as my information as they had no right to submit my application without resolving the XXXX XXXX. This company is a joke and the way they treated me as person they did not take my concern very serious. I mention that i would be looking into a consumer attorney as this issue is a serious issue. I am not sure what power they have to tell me one thing and do another. This is the reason why fraud happens and they have misrepresented themselves as a lender and they have caused me unnecessary stress and hardship because they gave me the run around and i was going back and forth with Kashable and XXXX XXXX. This company needs to understand that they can't do what ever they want without any consequences. I am not even mad they denied my application but i am very displeased the way they handle the issue as they have not resolve the issue or have taken any corrective measure to rectify this issue. I know have a hit on my credit and they lied about what they did and they miss lead me as a consumer.
12/17/2019	Yes	Payday loan, title loan, or personal loan Personal line of credit	Getting a line of credit	AZ XXXXX	Web
On XX/XX/2019, I applied and was approved for a loan with this lender. I had to provide my ID, social security number, proof of employment, bank statements showing Automatic Clearing House ( ACH ) deposits from my employer, and set up an allotment and show proof. Kashable is a lender designed to help it's employees and federal employees with loans. However, I was told on XX/XX/XXXX that my loan would not be finalized because I have a business account and my loan would get rejected by my financial institute. I told the woman that is not true as my agency deposits ACH payments into my account and I never had any issues. I was then placed on hold and told that they will reach out to my financial institute as a courtesy to me but needed a manager on the phone. The manger XXXX was busy. I was told that I would receive a phone call later that day. I did not receive a phone. On XX/XX/2019, I reached out to Kashable under the impression we would be reaching out to my financial Institute to better address this concern Kashable claimed to exist. During the phone call XXXX told me something extremely different than the information I had heard the day prior. He told me that my business account was not a checking account which it actually is. He rudely told me we denied your application because you don't have a checking account. I then proceeded to ask could I speak to a manager. He hesitated and begin to deflect my questions. Then he finally told me that he was a manager and my loan had already been decided on. I asked to speak someone higher than his position. He told me that everyone is busy and he is the only one I could speak with because he is in charge. I asked him again who else could I speak with. He finally tells me XXXX I believe. I asked could I have his direct line he said they don't have direct lines. I asked could I receive a call back from him he explained that he will relay the message. I have not heard from this person and it has been about 3 hours. I was told I should hear something back within 2 hours. XXXX became very unprofessional and sound as if some of the information he was giving was not factual and made up as the conversation carried on.
07/01/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 76011	Web
XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Re : Account # XXXX \| SSN : XXXX Dear Sir/Maam, I am writing you this letter regarding payments that were marked late by your company for the following accounts on the following date ( XXXX ) : XXXX XXXX It is my understanding that per 15 USC 1681 ( a ) ( 2 ) ( A ) ( i ), my consumer report should not contain information solely as to transactions or experiences between the consumer ( me ) and the person ( you ) making the report. Payment history and the late payments associated with payment history negative documentation impact my consumer report and are considered as part of my transactions and experiences between your company and me. Furthermore, I am requesting that you provide me with, in writing, the reasonable procedures ( according to 15 USC 1666 ( b ) ) that you have adopted to ensure that each periodic statement is mailed to me ( the consumer ) not later than XXXX days before the payment due date. Include also, all the information required by Section 1637 ( b ) of Title 15. You have XXXX days from the date that you receive this letter to provide me with the information that i am requesting. If you do not provide this information in the expressive time given, then it will be assumed that you can not verify the late payments on the dates specified above ( lacking reasonable procedures to ensure the accuracy of my account ) and I would demand that you remove the late payments from my account and consumer report with the following consumer reporting agencies ( XXXX, XXXX XXXX XXXX or all that apply ) and update the accounts to positive. Please forward any changes to my account to the address below. Thank you for your attention and understanding in this matter. I look forward to hearing back with the positive adjustments made to correct payment history by removing everything negative inflicted on my reputation as a upstanding consumer. Regards, XXXX XXXX XXXX : CFPB FTC XXXX Attorney General
04/03/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 33319	Web	Older American
In XXXX of XXXX I had taken out a loan with Kashable Account # XXXX in the amount of {$2500.00} which was to repaid via payroll deductions. This was a service that was offered to XXXX XXXX. The installment payments were to be in the amount of {$120.00} a pay period ( bi-weekly ). However, in XXXX of XXXX I became sick with XXXX XXXX and had to take an early retirement form XXXX XXXX. As a result of my illness I was not able to make my payments and was not able to contact Kashable until XX/XX/XXXX. At this time I offered to pay Kashable {$50.00} per month until the loan was paid off. This payback offer was accepted and a new agreement was signed for this payment plan. The first payment was due on XX/XX/XXXX ( Direct Payment ) and since that date I have not missed a payment. The problem is that Kashable has consistently show me 30 days late each and every month causing my credit score to be affected. I have tried to have the credit reporting agencies attempt to get this corrected but I have had no luck. I have also contacted Kashable directly and they have stated that although we have a new payment plan I am still late in making the original loan payment. I have a signed new payback agreement from Kashable accepting the new payment plan and have lived up to my end. I have contacted other companies that I owed and they worked with me to reduce my payments and adjust my credit. Kashable should at least reflect my account to show " Paid as Agreed ''. This has had a very negative impact on my credit score and needs to be corrected. XXXX XXXX XXXX XXXX XXXX XXXX, Florida XXXX
07/20/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AL 350XX	Web	Servicemember
I am reaching out to request the validation of a debt associated with an account. Additionally, I would like to explore the possibility of settling the account if validated while seeking an arrangement for the permanent deletion of the account from my credit report. I kindly request your assistance in providing the following information for debt validation : 1. Original creditor 's name and contact information. 2. Account number and date of debt inception. 3. Detailed breakdown of the claimed amount, including any interest or fees. 4. Supporting documentation demonstrating my liability for the debt. I kindly ask for your prompt support in providing this information within 30 days. To ensure fairness, I also request the suspension of any collection activities related to this debt until its validity is confirmed. Once the debt is validated, I am eager to discuss a settlement arrangement. Furthermore, I kindly request an agreement to permanently delete the account from my credit report upon successful settlement. This mutually beneficial arrangement would allow me to rebuild my credit history without the negative impact of this debt. I truly appreciate your understanding and cooperation in this matter. Please kindly reply to this email or arrange for an appropriate representative to contact me. I am available at the provided email address or phone number to discuss the next steps or provide any additional information required. Thank you for your attention, and I sincerely hope for your assistance in reaching a fair resolution.
01/12/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 75181	Web
I have previously written letters to notify you ( Kashable LLC ) ( XXXX ) ( XXXX ) ( XXXX XXXX ) of the innaccurate and unvalidated information. I recently received a copy of my ( XXXX, XXXX, XXXX XXXX ) consumer reports, and I noticed accounts reporting that are a violation of my rights. AS A FEDERALLY PROTECTED CONSUMER ; AS MY CONSUMER REMEDY FOR THESE WILLFUL AND NON-COMPLIANT VIOLATIONS. I DEMAND THESE ACCOUNTS BE DELETED FROM MY CONSUMER REPORT IMMEDIATELY. Kashable LLC Acct # XXXX Consumer Reports Reporting as Closed Account Pursuant to 15 USC 1681 a ( 2 ) ( B ) Any 15 authorization or approval of a specific extension of credit directly or indirectly by the issuer of a credit card or similar device should be Excluded from a consumer report. The definition of a credit card under 15 USC 1681 is the same as it is under 15 USC 1602 ( 1 ) which states, The term Credit Card means any card, plate, coupon book or other credit device existing for the purpose of obtaining money, property, labor or services on credit. Notice '', Congress said ANY card. The credit card is my Social Security Card. This is the credit card used to originate every consumer credit transaction below. They should all be removed from my consumer report pursuant to 15 USC 1681 a ( 2 ) ( B ). I am demanding that you delete these transactions from my consumer report immediately as they are a violation of my rights as a federally protected consumer under Title 15 Chapter 41.
06/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MI 482XX	Web
I tried to work with the company to settle the debt initially, and I was met with all kinds of unlawful practices and found the Kashable company to be a Predatory lender. I was forced to believe that I could afford the loan and in the event of termination of employment, they had insurance to help to continue to make payment for you that was included in your loan payments was told when I got the loan in XXXX of 2019. I found out that was completely wrong information when I was inadvertently terminated from my job in XXXX of 2019 I informed them of the termination and that I would like to use the insurance to make payments while I look for another job, the representative told me that no such insurance existed and that I was still responsible for the loan. I was completely misled by this company and would have never taken the loan had I knew they were a predatory lender. They used use aggressive sales tactics and deception to get borrowers to take out loans they can't afford. when I got my stimulus check I had planned to use that to settle the debt as I was looking to purchase a new home during the COVID-19 pandemic and they kept moving the goal post further as I tried to settle during these uncertain times. This debt is affecting my credit on XXXX and it is showing 671 days delinquent. I would like to have this company remove this tradeline from my account as this is my last resort.
06/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MI 482XX	Web
I tried to work with the company to settle the debt initially, and I was met with all kinds of unlawful practices and found the Kashable company to be a Predatory lender. I was forced to believe that I could afford the loan and in the event of termination of employment, they had insurance to help to continue to make payment for you that was included in your loan payments was told when I got the loan in XXXX of 2019. I found out that was completely wrong information when I was inadvertently terminated from my job in XXXX of 2019 I informed them of the termination and that I would like to use the insurance to make payments while I look for another job, the representative told me that no such insurance existed and that I was still responsible for the loan. I was completely misled by this company and would have never taken the loan had I knew they were a predatory lender. They used use aggressive sales tactics and deception to get borrowers to take out loans they can't afford. when I got my stimulus check I had planned to use that to settle the debt as I was looking to purchase a new home during the COVID-19 pandemic and they kept moving the goal post further as I tried to settle during these uncertain times. This debt is affecting my credit on XXXX and it is showing 671 days delinquent. I would like to have this company remove this tradeline from my account as this is my last resort.
08/11/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MD 21113	Web
1. XXXX- have ignored my request to provide me with validation that this debt was assigned or sold to a collector. I have call several times and was told because they no longer have the account, I have to speak to the collector but XXXX is the one that is reporting the inaccurate information on my credit report each month since XXXX. The collection agency is not reporting anything to the credit bureau. 2. Kashable loan Llc - In year XXXX, Kashable loan agree to take a smaller payment amount because I no longer had an income due to not working until I retired in XX/XX/XXXX. Kashable have inaccurate reported me delinquent for 276 days pass due. I received a phone call on XX/XX/XXXX from XXXX offering me a settlement of {$2900.00} but constantly reported to the credit bureau inaccurate information and remains charging me XXXX percentage interest. 3. XXXX XXXX XXXX - have reported inaccurate delinquent payments transfer from XXXX XXXX XXXX XXXX during the bank merger between the two banks. This account was transferred from XXXX XXXX XXXX XXXX. 4. XXXX XXXX XXXX XXXX XXXX XXXX )- This account has been paid in full for XXXX XXXX XXXX. I was told by XXXX XXXX XXXX this account can be deleted but has to be done by the collection agency because the account was placed with them for collecting but they refuse to delete from my credit report.
04/07/2020	Yes	Payday loan, title loan, or personal loan Personal line of credit	Charged fees or interest you didn't expect	FL 328XX	Web	Servicemember
Kashable was withdrawing funds from payroll account on a bi-weekly basis. I signed a contract allowing Kashable to withdraw funds in the amount of the loan agreement of {$100.00} I did not authorize Kashable to withdraw the amount of {$100.00} I made several attempts to resolve the issue with Kashable. My concerns about my privacy and these unauthorized transactions have me feeling violate. I thought I could trust the company, Kashable, but evidently the records show how they operate business. They are scandalizing my credit score with falsified information. To settle this breach of contract on this day, XX/XX/2020, I am requesting that Kashable settle the remaining balance of : Loan ID : # XXXX {$2200.00} with XXXX amount ( {$0.00} ) owed from the borrower/myself, XXXX XXXX, and also remove anything that is pertaining to their company, Kashable, from all three credit bureaus. I have also attached the loan agreement and the documents of payment history that came directly from Kashable website ( kashable.com ) obtain by entering my username and password. I'm greatly looking forward to resolving these issues as soon as possible. I will conduct a follow up within the next 7-10 business days. XXXX XXXX
07/20/2023	Yes	Payday loan, title loan, or personal loan Installment loan	Problem when making payments	VA 22309	Web	Servicemember
This was a loan advertised to federal employees as being deducted directly from federal payroll. However, Kashable failed to draft the loan from my payroll for 2 months unexplicably but they marked my credit report as it having been paid late. I dont know if they failed to communicate with my XXXX XXXX or what happened, but I paid it off almost immediately when I realized there was a disconnect between my payroll deduction and Kashable 's receipt of the payments. I believe these late payments should be removed because this company specifically targets and advertises to XXXX XXXX as the loan repayments coming out of your pay and I relied on this assertion to my detriment when they failed to take out the payments for those two months. There was no problem initially with them taking the payments and I am not sure happened these two months where it was reported late, but I had no reason to think there was an issue in the process. I should not be held responsible with this penalty when I believed that this would be deducted from my pay and they failed to do so
12/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 770XX	Web	Servicemember
This complaint seeks to have kashable LLC and XXXX identify why is there a report of a XXXX day late reporting to XXXX on an account that was paid and closed in XX/XX/XXXX with Kashable LLC. I've tried to bring this to the attention of Kashable supervisor ( who I was told was on the phone and then at lunch and he would return my call but never did ). I continued to make calls attempting to rectify this issue, using all my time and energy for this egregious error that caused an XXXX point decrease in my credit score. I brought this to the attention of Kashable and they deny they reported this ( although I disputed the 30, 60, 120 day late they did report back in XX/XX/XXXX and again in XX/XX/XXXX ). I was told by XXXX supervisor that it was the creditor that report these items. I am back and forth between XXXX and Kashable and both are saying it was not them it was the other.
03/24/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Unable to get your credit report or credit score Other problem getting your report or credit score	NY 105XX	Web
Today XX/XX/2022, I received a notification that my credit score went down on XXXX, I logged into my account and do not see what company had reported something on my account. So I called XXXX customer service phone number and I verify my information and I asked the rep if she can tell me what was the change on my account that made my score go down from XXXX to XXXX and the rep told me she cant give me any information and I need to hire or pay a Financial institution to get information about my credit report. I told her I was going to report the agency and put it up on social media because I cant believe that you are tell me I have to hire someone to get information about my credit report. I later found out that a company that I took a personal loan reported something on my account as derogatory on my credit after I resumed paying off the loan that I took out.
03/08/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 95376	Web	Servicemember
My ignorance of the credit laws should not be the reason the cra 's, creditors and collection agencies abuse my rights to privacy. I have been trying to get these accounts dealt with properly. Both accounts, Kashable and XXXX have repeatedly verified this information on my credit report. According to XXXX XXXX consumer law and factual disputing, these two accounts have violated my rights. I'm getting very frustrated with the way this is dragging on. And every dispute has copies, evidence attached. I was trying to get a refi, and was denied for these accounts. All they do is verify. If you look at my credit report, you see the inconsistencies I have the right to privacy. I didn't give any one permission to share my non public information. At this point, they are willingly and knowingly causing me harm.
05/30/2023	Yes	Payday loan, title loan, or personal loan Installment loan	Charged fees or interest you didn't expect	AZ 850XX	Web	Servicemember
I took out a loan with kashable 15 months ago. I have been making payments since then. They have added excessive fees and it should be investigated as a scam for innocent people who are being preyed upon by this company. I was given a loan for XXXX and received XXXX. Now they are saying I owe them over XXXX. I have paid over XXXX to this company and now they say I owe them over XXXX more. Itemization of Amount Financed : {$9700.00} 1. Amount given to you directly : {$8700.00} 2. Plus Amount advanced for the origination fee ( Prepaid Finance Charge ) {$460.00} 3. Plus Payoff of Current Loan ID XXXX : {$1000.00} 4. Equals Principal Loan Amount {$10000.00} 5. Less Prepaid Finance Charge : {$9700.00}
04/08/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	MO 63031	Web
I am in the process of trying to close on a home and my loan processor informed me that I had an installment loan opened in XX/XX/2017 that showed current with a balance in the amount of {$5300.00}. I paid this off in XX/XX/XXXX. I contacted Kashable LLC and was informed that the pay off wouldnt show until possibly the end of XX/XX/XXXX. I thought all was well. The issue is that Kashable has not reported any of my biweekly payments. {$5300.00} was the original loan balance. I again contacted Kashable and was jnformed that they would try to get me a paid in full letter from the supervisor to provide to my processor. I emailed the same person the next day for an update and didnt get a response.
01/20/2019	Yes	Payday loan, title loan, or personal loan Installment loan	Struggling to pay your loan	NY XXXXX	Web
Loan ID # XXXX Predatory practice during this current Govt Shutdown. Sells and markets to federal employees and it's business model is geared toward federal employees and will not assist nor work with loan holders during this government shutdown. Only offering to waive late payment fee. Kashable 's actions and response prove they are determined to ruin the credit of fedral employees with negative credit reporting during the Government Shutdown. Lenders across the USA are offering assistance by delaying negative credit reporting. But Kashable, who markets TO federal employees will not help in regards to preserving the credit profiles of its government customers.
11/04/2019	Yes	Payday loan, title loan, or personal loan Installment loan	Getting the loan	MD 20705	Web	Servicemember
On XX/XX/31 I applied for a loan with Kashable. After applying and pulling my credit report Kashable advised that I had been approved for a loan paid through payroll allotment. I was asked to submit 3 months of banking statements, a copy of my photo id, a copy of my social security card, proof that I set up an allotment to pay the loan, and a utility bill. Subsequently AFTER SETTING UP AN ALLOTMENT that I can longer cancel. I was advised the loan was denied. Kashable is on social media and has reviews of other customers who by virtue of photographs appear to be in their XXXX, XXXX and early XXXX. I believe that Im being discriminated against based upon my age.
01/24/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Problem with the payoff process at the end of the loan	PA 19139	Web
I paid off my loan with XXXX Kashable in XXXX of 2021, however due to issues with our systems at my agency being hacked, and my govt ID needing to be reset, I was unable to stop my financial allotment. I mentioned this to XXXX Kashable and they were able to refund my allotment payments. On XXXX, I was able to gain access to the system and stop the allotment. I contacted XXXX Kashable and provided them this documentation, however despite this, they are holding my funds arbitrarily, and state they will not issue my refund ( s ) despite me fully paying off my loan and providing documentation that the allotment was stopped, and why there were issues with it.
11/26/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 92407	Web	Older American
The following account was part of my XXXX XXXX Bankruptcy and was discharged on XX/XX/XXXX. Since this account was still being reported to the credit bureaus as of XX/XX/2023, I had a conversation about it with one of your representatives last month. However, since XX/XX/2023 it was reported as current up until XX/XX/2023. Now, its being reported as " Charged Off ''. I filed the XXXX XXXX XX/XX/2023, then ceased payments. The credit bureaus shouldn't receive reports of " Charge off '' from accounts included in XXXX that they are reporting. United States Bankruptcy Court Case # XXXX
10/27/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 770XX	Web
Although the Cares Act preventing creditors from reporting past due payments, charging late fees or penalties, Creditors are claiming that has ended and has now attempting to force consumers to somehow pay the amount or else. Not only does this place society in danger, but has negative affects on credit at no fault of our own. Creditors were ask to provide extended time, forbearance, and any other remedy to assist consumers with a worldwide nation health crisis. I am asking that Kashable remove all negative reporting.
10/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 19131	Web
I am XXXX XXXX XXXX and I am submitting this complaint myself and there is no third party involved. This account is reporting late as reported in my 3 Credit Bureaus. Lets correct this immediately. The Bureaus are required to verify for themselves, but they failed to neither verify nor update me about these complaints. Please update or remove the late payments from this account. XXXX XXXX $ XXXX-Date Opened : XX/XX/2020 XXXX XXXX $ XXXX-Date Opened : XX/XX/2020 XXXX XXXX $ XXXX-Date Opened : XX/XX/2020 XX/XX/XXXX
08/25/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Was approved for a loan, but didn't receive the money	GA 30345	Web
I applied for a loan around XX/XX/2021 last year I had got approved for it. While I was waiting for it to be deposited I realized that I messed up the routing number by a few digits. I quickly called the loan company they basically told me it was nothing they can do about it I spoke to my bank they also said the same thing. they said it would just affect my credit even though I never received the money Ive even filed a police report still nothing now I have late payments on my credit report.
03/10/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	TX 770XX	Web
After speaking with collection mgr at Kashable, I continued to believe this is unfair practice for which the company does not have an implemented policy in place that would address what happens in a global crisis to consumers credit itemsthings arent as usual but it seems Kashable has no answer as to what to do when a crisis arises, other than lets do what we would usually do. Although living under a pandemic is unusual to say the least. This is unfortunate!!!
01/27/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	MI 48185	Web
I am filing this complaint because KASHABLE have ignored my request to provide me with the documents that their company has on file that was used to verify the accounts I disputed. Being that they have gone past the 30 day mark and can not verify these accounts under Section 611 ( 5 ) ( A ) of the FCRA- they are required to. Promptly delete all information which can not be verified. Please resolve this manner as soon as possible thank you.
12/03/2018	Yes	Payday loan, title loan, or personal loan Installment loan	Getting the loan	FL 33312	Web	Servicemember
I went to kashable.com and filled out my address social security and other personal information and then they blocked me from accessing the remainder of the application. They then emailed me and asked for a copy of my drivers license and social security card and then after I sent it they immediately denied my application before I could finish it by sending me an email telling me that I been denied before I even completed the application.
05/10/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NY 10550	Web
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
05/04/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NY 10550	Web
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
03/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MI 49503	Web
accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purposeXXXX XXXX
04/12/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 93727	Web	Servicemember
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose.
03/12/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 33881	Web	Servicemember
In accordance with the fair credit reporting act XXXX account # XXXX, has violated my rights. 15 USC Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose.
09/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 19131	Web
I am XXXX XXXX XXXX and I am submitting this complaint myself and there is no third party involved. I have read enough to understand my rights. The late history should not be showing late as reported in my 3 Credit Bureaus because I think I paid on time. The Bureaus are attempting to violate this clear understanding. Please Investigate and report the payment status positive and update all late from reporting on this account.
10/17/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NV 89014	Web
Here 's a recap on what happened : On XX/XX/XXXX, I called and spoke to a support specialist about making payments to loan : # XXXX, I asked about adjusting my payments to $ XXXX. The specialist sent me an ACH agreement which I signed. On XX/XX/XXXX, I noticed that my account had been reported as delinquent. I have authorized a payment of {$2400.00} to bring my account current.
04/14/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 78260	Web	Servicemember
I sent Certified mail to Kashable requesting that they provide me proof that this account was opened by me and to provide proof. They did not send correct info only a statement with the payment due dates which doesnt show proof of anything. They are in violation of the FCRA and FDCPA. They did not respond in the alotted amount of time to my request
07/24/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	PA 150XX	Web
I have contacted kashable llc numerous times to resolve reporting on my credit report. Disputes to the bureaus show validated but I never see proof. I sent 3 letters to the company requesting validation and I have received no response. The letters were 30 days apart.
11/29/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	FL 33511	Web
Because of this incident, I have filed a dispute on the incorrect fraudulent accounts, inquiries and public records on my credit report with the credit reporting agencies and it has been very much over 30 days and I have not received any investigation results.
09/06/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MD 206XX	Web
KASHABLE HAS REPEATEDLY POSED AN AUTHORIZED DEBTER TO MY CREDIT REPORT. I HAVE NEVER OPENED UP THIS ACCOUNT AND DID NOT AUTHORIZE THEM TO DO ANY TRANSACTIONS WITH ME. THIS IS FRAUDULENT. THEY ARE REPORTING FALSE INFORMATION TO XXXX XXXX AND XXXX
02/16/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 342XX	Web
I have 4 close account and still show on my XXXX Still open, I call all this creditor and they confirm me this account is close Dispute it on XXXX and they remove and add this account at the same moment, try and tired to call XXXX
08/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 19131	Web
This account is reporting late as reported in my 3 Credit Bureaus. Lets correct this immediately. The Bureaus are required to verify for themselves, but they failed to neither verify nor update me about these complaints.
05/09/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 93727	Web	Servicemember
I have not supplied proof under the doctrine of estoppel by silence, XXXX XXXX XXXX ( XXXX XXXX XXXX XXXX, I presume that no proof of the alleged! debt, nor therefore any such debt, in fact therefor exists.
10/10/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 35215	Web	Servicemember
I have no knowledge of this account. I have sent out a debt validation letter XX/XX/2022 and haven't heard any responses from the company. I have filed identity theft with The FTC.
03/10/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 310XX	Web	Servicemember
Contacted kashable LLC they provided documentation stating that account was paid as agreed and never late XXXX keeps reporting late payment I have disputed for two months
05/09/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	MI 48219	Web	Servicemember
I never received nor applied for this loan. I contacted them and the credit score people to no avail. I need this corrected and removed from my credit report.
10/17/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 94565	Web
KASHABLE LLC is inaccurately reporting on my credit report that {$3400.00} is owed. I have never done business with this company
06/20/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33311	Web
Debts stated does not belong to me
01/26/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 92227	Web

01/20/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30013	Web

01/19/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MD 21213	Web

12/30/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	PA 17602	Web

11/20/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Difficulty submitting a dispute or getting information about a dispute over the phone	CA 93727	Web	Servicemember

10/01/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30083	Web

09/28/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NY 10566	Web

08/21/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 78599	Web	Servicemember

07/15/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30083	Web

06/17/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MD 20782	Web	Servicemember

06/12/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA 30344	Web

05/29/2023	Yes	Credit card or prepaid card General-purpose credit card or charge card	Other features, terms, or problems Privacy issues	GA 30344	Web

05/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 10304	Web

05/19/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MD 21213	Web

05/15/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 76549	Web

04/10/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 93727	Web	Servicemember

03/30/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	IL 60651	Web

03/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MD 21213	Web

03/11/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60542	Web

03/06/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 60624	Web

01/20/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 32503	Web

01/19/2023	Yes	Payday loan, title loan, or personal loan Installment loan	Getting the loan	MD 21209	Web

01/07/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33034	Web

01/04/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 33436	Web

12/26/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MN 55311	Web

12/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 93727	Web	Servicemember

11/21/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33034	Web

11/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 60620	Web

10/05/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	PA 19120	Web

09/30/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	MN 55311	Web

09/28/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Improper use of your report Reporting company used your report improperly	MN 55311	Web

09/27/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information is missing that should be on the report	MN 55311	Web

09/21/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Incorrect information on your report Account information incorrect	MN 55311	Web

09/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 77044	Web

09/12/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	VA 23606	Web

05/31/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 35244	Web	Servicemember

03/15/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	OH 44133	Web

01/10/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Incorrect information on your report Account information incorrect	NY 11422	Web

12/06/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 33025	Web

11/19/2021	Yes	Payday loan, title loan, or personal loan Installment loan	Problem when making payments	CA 94544	Web	Servicemember

11/09/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32792	Web

08/20/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	MI 48228	Web

08/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 11203	Web

03/12/2021	Yes	Payday loan, title loan, or personal loan Installment loan	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	MD 21225	Web

01/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 45227	Web

11/08/2020	Yes	Payday loan, title loan, or personal loan Payday loan	Problem with the payoff process at the end of the loan	TX 77530	Web

06/18/2020	Yes	Payday loan, title loan, or personal loan Installment loan	Struggling to pay your loan	IL 60637	Web

05/27/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 35184	Web

01/15/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TN 37167	Postal mail