| 03/13/2018 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Older American, Servicemember |
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I am including a letter I sent to the CEO facility explaining the issue here, in short XXXX XXXX filed a medical claim using wrong information. they said they had tried to contact me for over a year again they were using the wrong phone number, wrong address and the wrong city. They after a year had passed filed a complaint with the three credit agencies and their collection company XXXX of Florida. When I noticed the issue on my credit report I contacted XXXX XXXX but they said they couldn't do anything because it had gone to collections. I told them that in speaking with my health insurance provider XXXX that all they had to do was file a bill/claim/invoice that XXXX told me that they would probably pay the bill. In checking with XXXX they said that XXXX XXXX had not filed any claims. Also, XXXX informed me that XXXX had passed the one year deadline for filing a claim and that I was not liable for anything. I wrote to two of the XXXX XXXX CEO 's explaining that I was trying to help them get paid but no one replied. All XXXX has to do is file a claim with XXXX. I mailed my XXXX insurance information to XXXX so they could do this. I filed a dispute with the Credit Agencies but they said the report filed by Merit was accurate and would remain on my report for over seven years. I would like to have this inaccuracy removed from my credit report. The following is a copy of one of the letters I sent to one of XXXX XXXX 's CEO XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MS XXXX ( XXXX ) XXXX XX/XX/XXXX XXXX XXXX XXXX CEO XXXX XXXX I am writing this letter hoping that someone will listen and send a bill/invoice to my insurance provider XXXX. I've previously sent a letter to XXXX XXXX and apparently it was ignored as I haven't received any reply.
I contacted XXXX yesterday, XX/XX/XXXX asking them if XXXX had filed a claim for the {$410000.00} that was filed on my credit reports, saying I owed. No claim has ever been filed.
I first contacted XXXX personnel in XXXX when I became aware of the claim on my credit reports ; I called XXXX and found that XXXX had filed a claim with wrong information to XXXX.
I was told by your recovery department that they had been trying to make contact with me for over a year. They had the wrong address, the wrong city and the wrong phone number. I informed them that I lived in XXXX, XXXX XXXX there for over seven ( 7 ) years and I didn't recognize the phone number they had in their records.
That day, XXXX and myself made a conference call to XXXX, but were placed on hold until XXXX said they couldn't wait any longer.
XXXX XXXX, XXXX personnel could've done the following if they really wanted to contact me ; 1. Called and obtained a copy of the XXXX police report, all my information was there.
2. Called XXXX XXXX, Where XXXX had transferred me to because they didn't have a XXXX XXXX on hand. I was in a accident incurred XXXX XXXX XXXX. This action was XXXX 's decision so they definitely knew where I was at and knew their phone number.
3. Called XXXX who had visited me the day of the accident ; they had all my information.
4. Asked my attorney 's office for any necessary information, when they contacted XXXX to obtain a copy of my records.
In my letter to XXXX XXXX I included a copy of my XXXX card both sides with my I.d . & plan number, I also sent a copy of my drivers license that had my address in XXXX, XXXX Before I sent the letter to XXXX XXXX I spoke with XXXX , they said that health providers have a year limit to file a claim, When some providers file a claim with inaccurate information, XXXX usually furnishes the correct information. After the deadline date I was informed I was not liable for the claim.
In speaking to XXXX yesterday, they said if XXXX were to file late, XXXX would probably request and need additional information but would probably pay their claim.
XXXX XXXX, I would like XXXXs claim removed from my credit reports. I would appreciate it, if you would notify your collection company XXXX and take the proper action of filing a claim with XXXX so XXXX could get paid and agaain, remove the wrong information from my credit reports.
If this isn't done I shall contact the Federal Consumer Protection Bureau and let them handle things.
I relocated to the XXXX Texas area in XX/XX/XXXX ; XXXX has all my up to date information, I really find it difficult to believe that a company tries so had not to get paid, has persons so unwilling to just think as to how to locate someone ... .XXXX XXXX is just a few blocks away from the XXXX facility and XXXX definitely knew their phone number as they made the arrangements to transfer me that evening.
Amazing, I'm trying to hard to get you paid and I'm not even your employee!!!!
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| 08/29/2019 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Back in XX/XX/XXXX a debt collector company named Paragon Revenue Group contacted me via phone and said they were here to collect a debt from a date of service from XX/XX/XXXX.I proceeded with questions on who it was for and what medical facility. It was for my daughter who at the time of service she was only XXXX years old and it was from the XXXX XXXX XXXX XXXX XXXX here in XXXX, MO. I told them that I wasn't going to pay the bill over the phone till I done my investigation on this bill because we knew absolutely nothing about it. We never once got a bill from the hospital. They told me in a mean and hateful voice that I was the responsible parent and I had to pay the bill. I told them that at the moment I am not paying anything till I figure out what is going on. So I started digging deeper and found out that at the date of service the hospital didn't bill the insurance correctly. They only billed the secondary insurance and not the primary insurance. The hospital shut down and another hospital in a different city took over some of the billing. I contacted the hospital that took over the billing and had them to rebill the insurance. I gave the lady both insurances. She stated there shouldn't be a problem. A few months passed and Paragon Revenue Group contacted me again stating that I need to pay the bill in full. I told them once again that I wasn't paying anything just yet that I am trying to get this bill resubmitted with the correct insurance co. Paragon told me it wouldn't do me any good since it was now in collections and once stated again that I needed to pay since I was the parent of the child. I told them that I am still investigating this bill and I am in contact with the insurance co and working on this bill. Once insurance co got the bill for it to be resubmitted it was denied. Insurance said it was my fault for not providing the insurance. Which I did. The hospital had it. They just didn't bill it correctly. I later than got a health advocate from the insurance co to help me with this case. I submitted all sorts of documents to the health advocate such as EOBs from both insurance, copy of the bill from the debt collector, proof of insurance for date of service, proof of claim where I filed a claim with the primary insurance to have billed paid. Never once did I ever receive a bill from the hospital just the debt collector. I have now received about 3 bills from the Paragon Revenue Group for final notice to collect and it has hit my credit. I have disputed it with my credit. After the case with the health advocate started we then discovered I lost the case against the insurance co. They stated that in the insurance policy that they have the right to refuse to pay a bill if older than 365 days and it was. But I argued back stating that we knew nothing about the bill until the debit collector contacted me wanting me to pay. Insurance co told me there was nothing they could do about it. I filed a medical claim form, had the bill resubmitted several different times, but they refused to pay it every time. In their defense they argued that the bill was older than 365 days which I had it resubmitted once I found out about it when Paragon contacted me regarding the bill. Paragon contacted me once again so this time I tried to set up payment plans but it wasn't going to be anything that I could afford. They didn't offer anything else. I asked them what cash pay discount could I get and it was going to be 10 % off the bill which was still very high for me to pay. No other options were available to me from them. I told them at this time I couldn't afford that. For me to have gotten the discount I was going to have to pay in full that day, which I couldn't. Paragon Revenue Group was very rude every time I had spoken to them, they acted like making small payments would be a waste of their time but I was going to do what I could afford.
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| 10/09/2020 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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On XX/XX/XXXX, I got a notification from XXXX that DBA Paragon Revenue Group flagged account as collection for {$3100.00} on XX/XX/XXXX. On XX/XX/XXXX I got another notification from XXXX that the same company flagged my account as collection on XX/XX/XXXX. Noted on the account from XXXX, XXXX and XXXX, Paragon states that the account were opened XX/XX/XXXX. On XX/XX/XXXX I sent a letter advising Paragon to validate debt and HIPPA Authorization with break down of fees including any collection cost and medical charges, I asked them to provide a copy of my signature with the provider of service to release my medical information to Paragon as well as to cease any credit bureau reporting until debt has been validated by me. I received an envelope from Paragon with post date XX/XX/XXXX. The letter dated XX/XX/XXXX, states that they have documented my account as disputed and that an itemize statement and consent to treat is enclosed to validate account. I don't know all the legal terms when it comes to this type of situation but I don't think what they sent justifies validation. Paragon didn't provide me a copy of my signature with XXXX XXXX XXXX XXXX to release my information to Paragon. Previously this account were with XXXX who the hospital states is there internal collection agency and that XXXX have access to there billing system to start collection process but does not send any documents that she know of, well back in XX/XX/XXXX I sent XXXX the same validation letter and the only thing they could produce were an itemized statement but also sent me a letter dated XX/XX/XXXX that the debt were being removed from my XXXX credit report because that's the only bureau it were reporting too. So I'm confused, if it were removed from XXXX around XX/XX/XXXX, how could Paragon states that the account were opened with them on XX/XX/XXXX. In other words XXXX never gave me a chance to validate the debt, they passed it on 10 days later to someone else. Paragon never sent a letter stating that this is an attempt to collect a debt until I sent the validation letter. This is a violation of my rights, no matter how many times a debt get passed down from collection to collection, you still have to notify the consumer that you are attempting to collect a debt. The dates just not adding up nor is the information. If Paragon has a contract to collect on the debit for XXXX XXXX XXXX XXXX, I need to be made aware of it in writing because in speaking with the original creditor billing department who I asked about the debt he did say that Paragon have it and I did proceed to ask what documents they released to Paragon and I was advised that Paragon receives only the amount of the debt and I also asked where there any other paperwork they get and the agent said he not sure so I asked who else can i speak to that can advise me and the agent said the Patient Access Director, contacted the PAD and she have no knowledge of Pargaon collections and couldn't tell me what documents they get. I may not be the smartest when it comes to this but just tell me how is that Paragon can get something that the hospital collection XXXX couldn't produce who suppose to have access to the hospital systems. I also contacted XXXX and asked if the debt were sold and the young lady told me that they don't sell debts or transfer. Yes, I'm aware that it's been since XXXX but I moved right afterwards and alot of mail got delayed so when pulling credit back in mid XX/XX/XXXX is when I learned of the collection and addressed it.
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| 01/04/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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1. ( XXXX ) : Debt Collection Letter Received from Paragon Revenue Group for {$1000.00}. ( Attachment 1 ) 2. ( XXXX ) : Disputed Debt Using CFPB Template. Mailed My Letter Via USPS Return Receipt. ( Attachment 2 ) 3. ( XXXX ) : Per Return Receipt, Paragon Revenue Group Received my Debt Dispute Letter. ( Attachment 3 ) 4. ( XXXX ) : Paragon Revenue Group Failed to Respond to Debt Dispute Letter After 60 Days and I Filed a Formal Complaint with The Consumer Finance Protection Bureau ( CFPB ). ( Attachment 4 ) 5. ( XXXX ) : The CFPB Provided the Following Statement from Paragon Revenue Group : The referenced account has been cancelled from collections and has not affected the consumers credit report. ( Attachment 5, Page 2 ) 6. ( XXXX ) : I received an unsolicited email from XXXX ( XXXX XXXX XXXX XXXX XXXX ) including a link to a 14-page contract I could not understand. The length of the contract, legalistic terminology, my concern over scammers, and the security of my personal medical data caused me to DECLINE. I was then prompted to call the doctors office. ( Attachment 6 ) 7. ( XXXX ) : I called the Doctors Office and spoke with a woman representative. She tried to coerce me into accepting. I politely declined and asked if there is anything I should know. The representative said the communication was between the doctor and I and she could not comment. We amicably ended the three-minute call. ( Attachment 7 ) 8. ( XXXX ) : I received two ( 2 ) identical debt collection letters, from XXXX XXXX XXXX ( DBA : XXXX XXXX XXXX ) in the same day, in two separate envelopes for the same alleged debt. Both XXXX XXXX XXXX Letters Were Dated ( XXXX ). ( Attachment 8 ) 9. ( XXXX ) : I went to my local Post Office to mail my Debt Dispute Letter to XXXX XXXX XXXX, via USPS Return Receipt Requested. Upon arriving at the USPS counter, The Mailman informed that the return address provided on the Notice to Collect A Debt, in both duplicate debt collection letters, was INCORRECT. I was provided a zip code of XXXX and the correct zip code is : XXXX. I believe this is malicious intent. In any instance both Debt Collection Letters were incorrect and would have negatively impacted my ability to remit payment for this alleged and untenable debt had the Mailman not made that pivotal discovery. He corrected the zip code. To recap, both letters had the incorrect mailing address for payment or for dispute. The XXXX XXXX XXXX agent who signed the Return Receipt, XXXX checked the USPS box confirming the zip code the mailman fixed to XXXX is the *correct* address. ( Attachment 9 & 9.b. ) 10. ( XXXX ) : I included a letter that stated how this debt had been cancelled, and is untenable, because the previous debt collector ( Paragon Revenue Group ) failed to verify the debt. ( Attachment 10 ) 11. ( XXXX ) : I received XXXX XXXX XXXX ( alleged ) debt validation letter dated ( XXXX ). The debt validation letter was generic, outlined all private medical information, was provided to a third party I have zero contract or obligation to work with, and they failed to all my questions as outlined in the CFPBs Debt Dispute Letter Template. ( Attachment 11 ) The CFPB and Paragon Revenue Group provided the following statement on XX/XX/2021 : The CFPB Provided the Following Statement from Paragon Revenue Group : The referenced account has been cancelled from collections and has not affected the consumers credit report. ''
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| 12/07/2016 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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Paragon Revenue Group keeps reporting my sons debt to my credit report. He was on my insurance, and my sons mother kept taking him to emergency room without my knowledge and i stopped working for the employer and i was continuously charged. And as a result this debt is being reported to all XXXX credit agencies. I also mailed Hipaa letters. XXXX letters and they are still saying this debt is valid, and i wasnt even aware of this debt.They have yet to provide me any documentation with my signature proving the validity of these debts. It is hurting my credit score tremendously.
The credit company is Paragon Revenue Group, to date they have XXXX accounts on my report Paragon Revenue Group XXXX XXXX XXXX acct # XXXX {$840.00} Paragon Revenue Group XXXX XXXX acct # XXXX {$640.00} Paragon Revenue Group XXXX XXXX XXXX no acct # Balance owed {$1100.00} Paragon Revenue Group XXXX XXXX XXXX acct # XXXX {$650.00} Paragon Revenue Group XXXX XXXX XXXX no acct # {$640.00} Paragon Revenue Group XXXX XXXX XXXX XXXX {$1200.00} Paragon Revenue Group XXXX XXXX XXXX XXXX no amount shown Please help me verify these debts or remove them from my report with all XXXX credit bureau reports XXXX, XXXX, and XXXX. This is the letter that was sent to them regarding my debt and they only sent me bills, no other info .Dear Paragon Revenue Group, After viewing a copy of my credit report, I noticed a collection accounts placed on my credit reports. I am requesting that you allow me to validate the alleged debt. I am unaware of any outstanding medical bills that I possess, and I am seeking the name and hospital/medical provider to which I owe the debt and a detailed breakdown of the fees that I owe.
Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patient 's authorization. Therefore, my request is twofold -- validation of debt and HIPAA authorization.
Please provide breakdown of fees including any collection costs and medical charges.
Provide a copy of my signature with the provider of service to release my medical information to you.
Cease any credit bureau reporting until the debt has been validated by me.
Please send this information to my address listed above and accept this letter, sent certified mail, as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt.
Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent. I will await your reply with above requested proof. Upon receiving it, I will correspond back by certified mail.
Sincerely, XXXX XXXX Please contact me as soon as possible when this matter has been resolved
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| 02/19/2021 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Re : Acct # XXXX XXXX To Whom It May Concern, This letter is being sent to you in response to my last notice on XX/XX/XXXX. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation is requested.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
Please provide me with the following : What the money you say I owe is for ; Explain and show me how you calculated what you say I owe ; Provide me with copies of any papers that show I agreed to pay what you say I owe ; Provide a verification or copy of any judgment if applicable ; Identify the original creditor ; Prove the Statute of Limitations has not expired on this account Show me that you are licensed to collect in my state Provide me with your license numbers and Registered Agent At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus ( XXXX, XXXX or XXXX ) this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate in bringing legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.
Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes any listing any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is.
If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.
I would also like to request, in writing, that your offices make no telephone contact to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.
It would be advisable that you assure that your records are in order before I am forced to take legal action. This is an attempt to correct your records ; any information obtained shall be used for that purpose
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| 06/19/2019 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
Servicemember |
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Paragon Revenue Group, XXXX XXXX XXXX, XXXX NC XXXX USA, is violating my rights as a consumer. This company is inconsistent with the amount that I allegedly owe and has violated my HIPAA rights in the process. This company purchased this alleged debt from XXXX XXXX XXXX, Paragon Revenue Group has never attempted to contact me regarding this alleged debt, therefore I had no knowledge of this claim existing until it ruined my credit score. Once I noticed this collection account on my credit report, I contacted the agency via phone ( XXXX ). I spoke with XXXX with PARAGON REVENUE GROUP, who was rude, aggressive and unprofessional. He threatened that my credit would be affected if I did not pay them immediately. I asked him to validate the alleged debt. He responded by saying a letter had already been sent to my address months before this call and that they will NOT be sending another bill/notice and aggressively tried to force me to make a payment. I NEVER received a bill/statement from Paragon Revenue Group and I needed the representative to verify that this alleged debt was mine before I provided a complete stranger with my personal information. I would have addressed this immediately with the original owner of the debt if I received a bill and debt validation from XXXX XXXX or even from paragon revenue but I did NOT. My request for debt validation was not accepted during the phone call which is unfair to the consumer and direct violation of the FCRA. Between the months of XX/XX/XXXX and XX/XX/XXXX, I attempted to dispute the debt being that I was unsuccessful at getting a validation of debt when I originally requested one. Paragon revenue group responded via mail by sending me an itemized statement, which shows every treatment and diagnosis from the date of service, to me in the mail in efforts to validate the debt. This is a direct violation of HIPAA. I have extensive knowledge on my rights as a consumer and a patient. A company can validate a debt without having knowledge of any medical treatment and diagnosis. Anyone could have retrieved this information from my mailbox. In addition, this account is reporting closed on my XXXX report, with an original balance of {$16000.00} and a reported balance of XXXX. This is inconsistent reporting and is a violation of my rights under the FCRA. It shows on my XXXX report as : reported balance of XXXX and original balance XXXX. This is still, inconsistent reporting.
This company needs to adhere to and abide by the FCRA. Accurate reporting should take place, this 3rd party collection agency should not have my medical records with a complete word for word break down of why I was seen, and especially being that the treatment was sensitive to nature. They are one, reporting different amounts to credit bureaus, I did not receive written notification about this debt and when asked them to verify that the debt is mine ( which is my right as a consumer ) they initially refused, and lastly a representative threatened to ruin my credit with this collection. All ill practices.
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| 11/26/2019 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Dear Collector, PARAGON REVENUE GROUP XXXX XXXX XXXX XXXX XXXX , NC XXXX ( XXXX ) XXXX I do not believe that I owe this debt or what you say I owe.
Pursuant to the Fair Debt Collection Practices Act, Section 809 ( b ), Validating Debts : If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.
( emphasis added ) I respectfully request that you provide me with the following : 1. the amount of the debt ; 2. the name of the creditor to whom the debt is owed ; 3. verification or copy of any judgment ( if applicable ) ; 4. proof that you are licensed to collect debts in Maine ; 5. proof of the last payment made on the account.
I am asserting my rights under the federal and state Fair Debt Collection Practices Acts and the Fair Credit Reporting Act, including these rights : Because I have disputed this debt in writing within 30 days of receipt of your initial notice, you must obtain verification of the debt or a copy of the judgment against me and mail these items to me at your expense.
You can not add interest or fees except those allowed by the original contract or state law.
Any attempt to collect this debt without validating it violates the FDCPA.
Also be advised that I am keeping accurate records of all correspondence from you and your company, including recording all phone calls, and I will not hesitate to report violations of the law to my State Attorney General, the Federal Trade Commission and the XXXX XXXX XXXX.
I have disputed this debt. Therefore, until it is validated, your information concerning this debt is assumed to be inaccurate. Accordingly, if you have already reported this debt to any credit-reporting agency ( CRA ) or Credit Bureau ( CB ), then you must immediately inform them of my dispute with this debt.
Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act 1681s-2. Should you pursue a judgment without validating this debt, I will inform the judge and request that the case be dismissed based on your failure to comply with the FDCPA.
Finally, if you do not own this debt, I demand that you immediately send a copy of this dispute letter to the original creditor so they are also aware that I dispute the debt.
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| 09/12/2023 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Subject : Dispute Reasoning Letter - Request for Immediate Deletion of Unauthorized Inquiries from Consumer Report Dear Sir/Madam, I am writing to formally dispute the presence of certain unauthorized inquiries on my consumer report maintained by your agency, which violate my rights as a federal protected consumer under the provisions of 15 U.S. Code 1681c-2 and 15 U.S. Code 1681b. I request that you take immediate action to delete these items from my consumer report in accordance with the applicable laws and regulations.
As a diligent consumer, I have thoroughly reviewed my consumer report and discovered the presence of inquiries that have been reported without my written consent, thereby contravening the provisions outlined in 15 U.S. Code 1681c-2. This violation is not only a breach of my privacy rights but also undermines the fundamental protections guaranteed to consumers under the U.S. Constitution.
Moreover, in accordance with the " saving to suitors '' clause as prescribed in sections 41 ( 3 ) and 371 ( 3 ) of title 28, U.S.C., I am asserting my rights to seek resolution of this matter through appropriate channels. The fraudulent reporting of these inquiries is in direct violation of the principles enshrined in the U.S. Constitution, which upholds the sanctity of individual rights and protections.
I kindly request that you promptly investigate this matter and initiate the necessary steps to delete these unauthorized inquiries from my consumer report. It is crucial that your agency takes immediate action to rectify this error, as the presence of these inquiries is not only inaccurate but also has the potential to impact my creditworthiness and financial well-being.
Please find my information below for reference : Name : XXXX XXXX Address : XXXX XXXX XXXX, XXXX, NC XXXX Email Address : XXXX I expect your full cooperation in resolving this matter expeditiously, within the prescribed timeframes as defined by the Fair Credit Reporting Act ( FCRA ). Failure to comply with these legal obligations may leave me with no choice but to pursue further action to protect my rights as a consumer.
I would appreciate a written confirmation acknowledging receipt of this dispute letter and providing an outline of the actions you intend to take to address this matter. Furthermore, I request that you provide me with a copy of my updated consumer report once the unauthorized inquiries have been removed.
Thank you for your attention to this matter. I trust that you will handle this dispute with the utmost diligence and professionalism, adhering to the legal guidelines and your responsibilities as a consumer reporting agency.
Yours faithfully,
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| 08/04/2018 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Servicemember |
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This is a notice and demand of validation of debt and dispute.
XXXX XXXX XXXX Account # XXXX This is a formal request for validation of debt according with FDCPA The above reference account is not acknowledge as valid and validation is requested. In addition to this request for validation. I am disputing the balance owed, the account status, the payment responsibility, the comments, the past due amount and the date opened portion of the alleged debt indicated by the above reference account. The insertion of rights to dispute should not be construed with verification or validation of alleged debt.
Please provide me with the following : 1. A copy of your original contract to account # XXXX under which I accrued the alleged debt for {$430.00}.
2. Please provide me with the name and address of the original creditor as well as proof of your authority to represent the creditor or consumer in this legal matter.
3. An acceptable form of proof would be : A power of attorney or an assignment letter appointing you for the debt or a statement sworn under penalty and perjury that the debt is valid and you are legally entitled to collect this debt on behalf of the original creditor 4. Provide me with the name and the official title and person to whom you verified this information with, their company or their computer base system used for verification.
5. Please also include the date which you communicated with that individual or the date by which the system was access.
6. As a request for validation, please provide an accounting of any monies, property name is as collateral insurance or services subject-to or arising out of the transactions that create this alleged debt obligation.
7. Please inform me of the date you opened account # XXXX 8. Please provide me a record of any payments or other reductions since the last billing statement for account # XXXX 9. Please inform me of whether your agency has a debt collection license of Florida and if not, please explain why.
10. Please provide me with the date of your professional license for debt collection along with the name of the license, the license number, the name, address and telephone number of state agency issuing the license and your tax ID number. The address of your registered agent and your business registration issued by your Secretary of State office.
If you provide the requested documents, I will require at least 30 days to investigate this information you provide.
During this time you must cease collection activity, do not report any negative information to the credit bureau during this validation period.
If your office does not respond in 30 days, you have to remove it.
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| 12/11/2017 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XXXX XXXX XXXX has inaccurate information reporting to the credit bureau 's regarding a medical bill that is not mine. I have disputed these accounts twice and they are not giving me the info I have requested.I was in an accident and this was paid for by my attorney, throught the other party 's insurance company. The letter below is what I have sent them and the 3rd party company has not responded to my requests. The account number for this 3rd party creditor is XXXX amount {$2100.00} The letter below is what was sent to them regarding this account XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX Dear XXXX XXXX XXXX, After viewing a copy of my credit report, I noticed a collection account placed on my credit from XXXX XXXX in the amount of {$2100.00} Account # XXXX. I am requesting that you allow me to validate the alleged debt. I am unaware of any outstanding medical bills that I possess, and I am seeking the name and hospital/medical provider to which I owe the debt and a detailed breakdown of the fees that I owe. Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patient 's authorization. Therefore, my request is twofold -- validation of debt and HIPAA authorization. Please provide breakdown of fees including any collection costs and medical charges. Provide a copy of my signature with the provider of service to release my medical information to you. Cease any credit bureau reporting until the debt has been validated by me. Please send this information to my address listed above and accept this letter, sent certified mail, as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt. Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent. I will await your reply with above requested proof. Upon receiving it, I will correspond back by certified mail. Sincerely, XXXX XXXX
|
| 12/15/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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XXXX XXXX XXXX has inaccurate information reporting to the credit bureau 's regarding a medical bill that is not mine. I have disputed these accounts twice and they are not giving me the info I have requested.I was in an accident and this was paid for by my attorney, throught the other party 's insurance company. The letter below is what I have sent them and the 3rd party company has not responded to my requests. The account number for this 3rd party creditor is XXXX amount {$2100.00} The letter below is what was sent to them regarding this account XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX Dear XXXX XXXX XXXX, After viewing a copy of my credit report, I noticed a collection account placed on my credit from XXXX XXXX in the amount of {$2100.00} Account # XXXX. I am requesting that you allow me to validate the alleged debt. I am unaware of any outstanding medical bills that I possess, and I am seeking the name and hospital/medical provider to which I owe the debt and a detailed breakdown of the fees that I owe. Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patient 's authorization. Therefore, my request is twofold -- validation of debt and HIPAA authorization. Please provide breakdown of fees including any collection costs and medical charges. Provide a copy of my signature with the provider of service to release my medical information to you. Cease any credit bureau reporting until the debt has been validated by me. Please send this information to my address listed above and accept this letter, sent certified mail, as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt. Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent. I will await your reply with above requested proof. Upon receiving it, I will correspond back by certified mail. Sincerely, XXXX XXXX
|
| 05/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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XXXX. I was receiving calls from Paragon Revenue Group, multiple times per day, every day of the week for about two weeks. I was not familiar with them and I only received generic voicemails.
XXXX. On XX/XX/2021 I received a debt collection letter from Paragon Revenue Group. The letter was dated XX/XX/2021.
XXXX. On XX/XX/2021, one day after receiving their debt collection letter, I promptly return mailed Paragon Revenue Group a XXXX XXXX XXXX XXXX via USPS Certified Mail, Return Receipt Requested. ( Attached ) XXXX. Paragon Revenue Group called me the morning of XX/XX/2021.
XXXX. Paragon Revenue Group received my Debt Verification Letter via USPS Certified Mail on XX/XX/2021 in the afternoon. The Certified Letter 's Domestic Return Receipt was signed by XXXX XXXX. ( Attached XXXX XXXX. I used the Debt Verification Template provided by the CFPB to request more information about this alleged debt. I do not recognize Paragon Revenue Group as a creditor to whom I'm allegedly indebted {$1000.00}. I never signed any contract with this debt collector and I am not responsible for their alleged claims against me. ( Attached XXXX XXXX. I stated in my Debt Verification letter : " All debt collection practices must stop. Phone calls of any sort will be treated as harassment. Please direct all future correspondence to my mailing address above. '' Per my request, the harassing debt collection calls stopped. In an effort to resolve this matter, reduce the volume of calls, and to have all communication via written word only ; I maintained an open channel of communication with Paragon Revenue Group by instructing all return correspondence be mailed to my PO Box Mailing Address. The same address they mailed the debt collection letter to me on XX/XX/2021.
XXXX. I allotted Paragon Revenue Group 30 days to respond to my Debt Verification Letter. I monitored my PO Box mail on a daily basis for an additional 18 business days.
XXXX. I never received a debt verification letter. I afforded Paragon Revenue Group ample opportunity and time to respond : 30 days after they received my request to verify this alleged debt plus an additional 18 business days to receive their return correspondence.
XXXX. Paragon Revenue Group failed to fulfill their obligations as outlined in the Fair Debt Collection Practices Act. I do not believe they are a valid debt collector nor do I believed this alleged debt is legitimate. It only took me one day to respond to their debt collection letter. I waited nearly 60 days for a response and got no response.
|
| 03/22/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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1.I have never had an account with this company PARAGON REVENUE GROUP XXXX REMOVE from all credit agencies from reporting.
2.consumer means any natural person obligated or allegedly obligated to pay any debt. According to 15 U.S. Code 1692a ( 3 ) 3.This letter is in pursuing 15 U.S. Code 1692c ( c ) Ceasing communication 4.I am the consumer mentioned in 15 U.S. code 1692a ( 3 ) You are PARAGON REVENUE GROUP the debt collector 15 U.S. Code1692a ( 5 ) I am invoking specified remedies under use 15 U.S. code 1692c ( c ) ( 2 ) as a creditor I am demanding you to terminate all farther efforts pursing to 15 U.S. Code 1692c ( c ) ( 1 ) 5.I am the executor under the 15 U.S. Code 1692c ( d ) pursing to 15 U.S. Code 1692d A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) ( 2 ) and ( 4 ) 6.According to 15 U.S. Code 1962e ( 8 ) Communicating or threatening to communicate to any person credit information which is known, or which should be known to be false, including the failure to communicate that a disputed debt is disputed.
7.15 U.S. Code 1692e ( 12 ) The false representation or implication that accounts have been turned over to innocent purchasers for value.
8.As mentioned in the 15 U.S. Code 692f Unfair practices ( 8 ) 9.While pursuing to 1692g ( b ) while the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt.
10.15 U.S. Code 1692k Civil Liability ( a ) Amount of damages Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of ( 1 ) ( 2 ) ( A ) ( B ) ( 3 ) 11. Mentioned in 15 U.S. Code 1681a ( 3 ) ( 3 ) Restriction on sharing of medical information. Except for information or any communication of information disclosed as provided in section 1681b ( g ) ( 3 ) of this title, the exclusions in paragraph ( 2 ) shall not apply with respect to information disclosed to any person related by common ownership or affiliated by corporate control, if the information is ( A ) ( B ) ( C ) Ive pointed out many violations your company is in pertaining to the U.S. Code 1692 and 1681.
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| 11/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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1.I have never had an account with this company PARAGON REVENUE GROUP , REMOVE from all credit agencies from reporting.
2.consumer means any natural person obligated or allegedly obligated to pay any debt. According to 15 U.S. Code 1692a ( 3 ) 3.This letter is in pursuing 15 U.S. Code 1692c ( c ) Ceasing communication 4.I am the consumer mentioned in 15 U.S. code 1692a ( 3 ) You are PARAGON REVENUE GROUP the debt collector 15 U.S. Code1692a ( 5 ) I am invoking specified remedies under use 15 U.S. code 1692c ( c ) ( 2 ) as a creditor I am demanding you to terminate all farther efforts pursing to 15 U.S. Code 1692c ( c ) ( 1 ) 5.I am the executor under the 15 U.S. Code 1692c ( d ) pursing to 15 U.S. Code 1692d A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) ( 2 ) and ( 4 ) 6.According to 15 U.S. Code 1962e ( 8 ) Communicating or threatening to communicate to any person credit information which is known, or which should be known to be false, including the failure to communicate that a disputed debt is disputed.
7.15 U.S. Code 1692e ( 12 ) The false representation or implication that accounts have been turned over to innocent purchasers for value.
8.As mentioned in the 15 U.S. Code 692f Unfair practices ( 8 ) 9.While pursuing to 1692g ( b ) while the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt.
10.15 U.S. Code 1692k Civil Liability ( a ) Amount of damages Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of ( 1 ) ( 2 ) ( A ) ( B ) ( 3 ) 11. Mentioned in 15 U.S. Code 1681a ( 3 ) ( 3 ) Restriction on sharing of medical information. Except for information or any communication of information disclosed as provided in section 1681b ( g ) ( 3 ) of this title, the exclusions in paragraph ( 2 ) shall not apply with respect to information disclosed to any person related by common ownership or affiliated by corporate control, if the information is ( A ) ( B ) ( C ) Ive pointed out many violations your company is in pertaining to the U.S. Code 1692 and 1681.
|
| 02/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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|
Web |
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Paragon Revenue Group DBA XXXX XXXX XXXX XXXX XXXX XXXX are debt collectors attempting to collect a medical debt on behalf of XXXX XXXX XXXX. I nor my property have not received any services from Paragon Revenue Group DBA XXXX XXXX XXXX XXXX, XXXX and we are not a party to their agreement with XXXX XXXX XXXX. I have not agreed to pay/tender anything to Paragon Revenue Group DBA XXXX XXXX XXXX XXXX XXXX XXXX XXXX I have no idea how Paragon Revenue Group DBA XXXX XXXX XXXX XXXX XXXX XXXX received our private medical information. I did not sign a medical release of information to Paragon Revenue Group DBA XXXX XXXX XXXX XXXX XXXX XXXX.
Paragon Revenue Group DBA XXXX XXXX XXXX XXXX XXXX XXXX violated our H.I.P.P.A. rights once again and is attempting to collect on an alleged debt that does not belong to me nor my property. I have previously experienced unfair treatment with Paragon Revenue Group DBA XXXX XXXX XXXX XXXX XXXX XXXX in XX/XX/XXXX ; also filed with the CFPB complaint no. : XXXX.
While in the process of this dispute ; Paragon Revenue Group XXXX XXXX XXXX XXXX XXXX XXXX XXXX flagged my credit files with inaccurate/unverified medical debt collection information. Please be advised Paragon Revenue Group DBA XXXX XXXX XXXX XXXX, XXXX are not Holders in Due Course. Paragon Revenue Group DBA XXXX XXXX XXXX XXXX, XXXX provided an unverified debt collection letter via mail dated XX/XX/XXXX. XXXX validation notices were mailed to Paragon Revenue Group DBA XXXX XXXX XXXX XXXX, XXXX physical and mailing address. ( See attachments ) The letters were received via USPS postage XX/XX/XXXX and XX/XX/XXXX. Please note in the highlighted section on the letter provided by Paragon Revenue Group my validation notice was received at both addresses before XX/XX/XXXX. Paragon Revenue Group DBA XXXX XXXX XXXX XXXX XXXX XXXX did not validate their alleged debt and flagged my credit files on XX/XX/XXXX, and XX/XX/XXXX proving they do not honorably allow their alleged clients to dispute the validity of their debts before placing their accounts with the bureaus for collection.
XXXX XXXX dba collection XXXX for Paragon Revenue Group DBA XXXX XXXX XXXX XXXX XXXX XXXX sent a copy of proof of stolen medical information that has absolutely nothing to do with Paragon Revenue Group DBA JXXXX XXXX XXXX XXXX XXXX XXXX.
NOTE : XXXX XXXX 's envelope ( also attached ) was stamped XX/XX/XXXX by the post master and the letter is dated XX/XX/XXXX.
|
| 03/15/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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This complaint is being submitted by XXXX XXXX, consumer and natural person. Please see attached identification for verification purposes only. On XX/XX/XXXX XXXX XXXX noticed a deceptive and suspicious account listed on the consumer credit file ( please see attached consumer file ). The account refers to Paragon Revenue Group a dba of Jon Barry and Associates Inc, with an account balance owed of {$2500.00}. XXXX XXXX has done NO business, has NO agreement, nor any account with Paragon Revenue Group a dba of Jon Barry and Associates Inc. XXXX XXXX mailed Paragon Revenue Group a dba of Jon Barry and Associates Inc a cease and desist letter ( see attached Paragon C & D ), which was delivered on XX/XX/XXXX ( see attached USPS delivery confirmation ). In attempts to collect on this ALLEGED debt, Paragon Revenue Group a dba of Jon Barry and Associates Inc has compromised the identity, violated the privacy, defamed the reputation, and affected the credit worthiness of XXXX XXXX. Even with a cease and desist in place, Paragon Revenue Group a dba of Jon Barry and Associates Inc continues to communicate with, harass, and abuse XXXX XXXX by accessing the consumer files of XXXX XXXX under deceptive and fraudulent pretenses. Paragon Revenue Group a dba of Jon Barry and Associates Inc accessed the consumer files of XXXX XXXX on XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX ( see attached Unauthorized Access ). XXXX XXXX mailed Paragon Revenue Group a dba of Jon Barry and Associates Inc a notarized Affidavit attesting to the facts listed herein, along with a notice of opportunity to cure for the injuries caused by its abusive debt collection practices ( see attached Paragon AOT ) ( see attached Paragon civil liability ). Paragon Revenue Group a dba of Jon Barry and Associates Inc received said affidavit and notice on XX/XX/XXXX ( see attached delivery confirmation ). Paragon Revenue Group a dba of Jon Barry and Associates Inc has refused to submit payment for damages caused to XXXX XXXX or rebut the sworn statement of facts with an opposing sworn statement of facts. Paragon Revenue Group a dba of Jon Barry and Associates Inc has in fact mailed XXXX XXXX a letter dated XX/XX/XXXX admitting to breaching the privacy of XXXX XXXX by disclosing nonpublic personal information to 3 consumer reporting agencies ( see attached Paragon admittance letter ).
|
| 11/27/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
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Web |
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XXXX, XXXX XXXX XXXX SEC # XXXX DOB XXXX/XXXX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX FL XXXX XXXX XXXX XXXX {$500.00} Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious XXXX XXXX XXXX {$500.00} I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX Litigation, Case No. XXXX, in the XXXX XXXX XXXX for the XXXX XXXX XXXX California XXXX collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX XXXX SEC # XXXX DOB XXXX/XXXX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX FL XXXX
|
| 01/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
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In early XXXX I spoke with a woman at paragon revenue group after receiving multiple calls while I was at work. I told her that I was at work and it was not a good time and requested that she call me back after I leave work. She got an attitude immediately, telling me that she wouldn't be calling me back and I have to call her back unless I want to go to court. This woman is the same one I've spoken with several times and every time she has been rude and uncooperative with me in regards to making payment arrangements, even threatening to send me to court because I had no money at that time and was unable to start the payments. After me telling her that I was at work and unable to continue the conversation, I still received calls during my work hours. I made it clear that I am only able to answer my phone during work hours for emergencies. Today I called to make payment arrangements as I am finally able to. A gentleman answered the phone and at first was very helpful until he realized that I wouldn't be paying the full amount. He was very condescending to me during the creation of the payment plan, huffing heavily when I told him that an amount he suggested wasn't financially feasible. After we finally came to an agreement on an amount, I asked for an email or a letter just stating that we had made the payment arrangement. The gentleman became very condescending, even going as far as to laugh at me and tell me that " thats not something they do '' When I asked if he could at least just type me an informal email saying that a payment arrangement was made today with a payment made today and he laughed again and said " Do you know how many hospitals we deal with? How many patients every day? '' At which point I was so disgusted by his flippant behavior, I simply wished him a good day and hung up. We are in the middle of a global pandemic with unprecedented mass unemployment rates ; to use such tactics and attitudes when dealing with a consumer is absolutely abhorrent. If they spoke to me like this, I can only imagine how they've treated those who have lost their job and have debts. A quick XXXX search of the company revealed 86 reviews with a one star average. Reading some of the reviews, their business practices are absolutely ridiculous.
|
| 11/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
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Dear Credit Reporting Agency : I am an identity theft victim. I am writing to NOTIFY YOU OF THE ACCOUNTS LISTED IN THE AFFIDAVIT. Each of the accounts and transactions listed were opened and made without my knowledge or authorization. I never authorized, used, or benefited from these accounts or Inquires transactions in any way : Pursuant to section 605B of the Fair Credit Reporting Act, and send the required notifications to all furnishers of this information.
RE : IDENTITY THEFT, FRAUDULENT ACCOUNTS & INQUIRES!
Copy of Social Security Card and Drivers License, Copy of Utility Bill Notification of Identity Theft, List of Fraudulent Accounts, FTC Identity Theft Victims Complaint & Affidavit XXXX 1. XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report.
2. XXXX XXXX Account Number : XXXX Please remove it from my credit report.
3. XXXX Account Number : XXXX Please remove it from my credit report.
4. XXXX XXXX Account Number : XXXX Please remove it from my credit report.
5. XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report.
6. XXXX XXXX Account Number : XXXX Please remove it from my credit report.
7. XXXX XXXX Account Number : XXXX Please remove it from my credit report.
8. XXXX XXXX Account Number : XXXX Please remove it from my credit report.
9. The following personal information is incorrect Account Number : CURRENT ADDRESS : XXXX XXXX XXXX XXXX XXXX, NC XXXX 10. The following personal information is incorrect Account Number : EMPLOYER : XXXX XXXX XXXX 11. The following personal information is incorrect Account Number : EMPLOYER : XX/XX/2019 12. The following personal information is incorrect Account Number : EMPLOYER : XXXX 13. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX, NC XXXX 14. XXXX Account Number : XXXX Please remove it from my credit report.
15. Account Number : XXXX Please remove it from my credit report.
16. Account Number : XXXX Please remove it from my credit report.
17. XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report.
Please delete the disputed items from my credit report within ( 4 ) four days as required by the Fair Credit Reporting Act.
|
| 06/15/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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I recently requested validation of a debt collections listed on my credit report under the company Jon Barry & Associates , Inc. DBA XXXX XXXX XXXX. The company sent correspondence as to what they believe is proper validation of the accounts, however by doing that it was found that Jon Barry & Associates , Inc. DBA XXXX XXXX XXXX failed to include their physical/true address ( NOT XXXX XXXX ) on the stationery/correspondence form ( copy attached ) and is therefore in violation of North Carolina Department of Insurance General Statures ; 58 70 50. All collection agencies to identify themselves in correspondence.
All collection agencies licensed under this Part to do the business of a collection agency in this State, shall in all correspondence with debtors use stationery or forms which contain the permit number and the true name and address of such collection agency.
The permit to engage in the business of a collection agency shall at all times be prominently displayed in each office of the person, firm, corporation or association to whom or to which the permit is issued. ( 1931, c. 217, s. 9 ; 1969, c. 906, s. 5 ; 1979, c. 835. ) Jon Barry & Associates , Inc. DBA XXXX XXXX XXXX is in direct violation of federal & state laws, and therefore is illegally attempting to collect a debt in a state that they are violating the NC Department of Insurance General Statures & failing to abide by the Fair Credit Reporting Act.
Attached is the entire Article 70. Collection Agencies where the exact section mentioned above can be found, directly from the NC Department of Insurance website. In addition, after speaking with a representative from the NC Department of Insurance whom specializes in the Collection Company general statures, they confirmed that XXXX XXXX addresses are not an acceptable/approved address to list on any stationery or form correspondence with debtors.
The accounts in debt collection assigned to this company must be deleted as the company collecting on the debts ( Jon Barry & Associates , Inc. DBA XXXX XXXX XXXX ) violated not only federal laws, but also state laws, mandated by the North Carolina Department of Insurance General Statures ; 58 70 50.
|
| 03/10/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
On XX/XX/2016 I sought emergency care in a North Carolina hospital after an automobile accident. At the time I had hospital insurance with XXXX XXXX and also XXXX XXXX XXXX. When I received a bill from the hospital I called to question why I was being billed but promised to pay a small amount as a " goodwill place holder '' until I could clarify my responsibility.. Some months later, XXXX contacted me and took ownership of their insured 's liability and I erroneously thought that XXXX would pay all medical bills associated with the accident. I found out that the medical debt to North Carolina had gone to collections, thus spoiling what had been my stellar credit score of the years.
As a new resident of Georgia, I was never able to find any lawyers to help me with any claims either because they did not practice in North Carolina or because my case was not worth their while. ( Moreover the timing of the accident presented any number of other issues piled up to complicate the matter. ) As I mentioned earlier, I had erroneously thought that XXXX would pay the medical bills that I had incurred. I have finally gotten a settlement offer from XXXX only to find that NC law does not permit XXXX to pay the debt incurred in the NC Hospital emergency department. The settlement leaves me with a diminished credit rating, the balance of over {$1000.00} in collection, and the unresolved question as to why the NC Hospital 's Billing Department did not first make a claim to my health insurers I think that this was an error on the part of the NC Hospital. I want to add that I received subsequent medical treatment through XXXX XXXX, for which liens were attached to the settlement and thus these bills will be paid by XXXX. The statute of limitations for the accident is just about to expire as far as the accident is concerned .. Because I am XXXX years old and have never had any credit problems, I had no thought of contacting you earlier and still do not know if you can offer any advice. However, I am going to call your telephone number but wanted to establish a background. I am only trying to address the bill from the North Carolina Hospital that is on my credit report
|
| 03/05/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
See attached documents.
The XXXX XXXX XXXX authorized payment through XXXX XXXX XXXX XXXX for a XXXX XXXX at the XXXX XXXX XXXX XXXX XXXX ( XXXX ) and follow-up with XXXX XXXX XXXX 's office, Authorization # XXXX.The XXXX XXXX was done on XX/XX/XXXX.
I received a bill from XXXX dated XX/XX/XXXX indicating that they had charged my XXXX XXXX XXXX, XXXX and expected a {$95.00} copayment from me. I called XXXX and spoke with XXXX on XX/XX/XXXX and explained their error. She instructed me to send my information to : ATTN : Ins. Dept. XXXX XXXX XXXX, XXXX, TN XXXX and they would refund the payment to my insurer and process the billing to the XXXX XXXX XXXX where there is no balance billing.
I received another bill dated XX/XX/XXXX and this time mailed it back to : XXXX XXXX XXXX XXXX, XXXX, GA XXXX with the VA authorization # and explanation.
I received a third bill dated XX/XX/XXXX and called on XX/XX/XXXX at XXXX XXXX and spoke with XXXX in payments. He told me they had all of the necessary info to bill the VA, which should have already been done and that I would receive no further notices.
I received another bill dated XX/XX/XXXX and called again on XX/XX/XXXX at XXXX XXXX and was transferred to XXXX in the escalations Dept. She said that she notified Billing and will also notify Collections and the matter would be taken care of.
I then received a collections notice from PARAGON and called them on XX/XX/XXXX at XXXX XXXX to explain what the situation was. The man on the phone was exceedingly rude and did not want to hear anything I had to say.
I then took copies of all that I will also attach here for you to the XXXX hospital administrator 's office where the administrator 's assistant told me she would forward them on to the appropriate office where the problem would be taken care of.
On XX/XX/XXXX at XXXX XXXX I again called PARAGON to see if my case had been resolved and a very polite lady told me it had not been.
I am now writing your agency to see if you can get the XXXX to finally resolve this situation and remove me from collections which has since dinged me with the credit bureaus for an unpaid debt.
|
| 10/01/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
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Back in XXXX, I was very sick and I had to go to the hospital. I do have health insurance. I never receieved a bill for anything I owed. I am trying to get a home mortage right now and I had my credit pulled last week and they said I had a collection debt on my report which I know could not be true. When I reviewed it, I was sent to XXXX for a XXXX bill. I never received a bill for this so I had no idea it was even due! I called XXXX to talk to the payment center and they told me that I did not owe anything as my insurance had paid everything. I asked for them to remove me from XXXX and they said they could not. I would have to speak to XXXX. I went into their XXXX NC XXXX and the lady up front said there was nothing she could do, that my credit was damaged for 7 years and to just go ahead and pay it and it will " look better '' than it being owed. She also said if I did not pay it, they could put out a warrant for my arrest for failure to pay a debt that is owed.
If I owe it, that is fine and I will pay it in full but the hospital told me I didn't owe it and XXXX is no help in the matter. They have broken the Fair Credit Reporting Act and my fiancee is an attorney here in XXXX NC. He is wanting to file a suit against paragon for damages to my credit report but I would rather just pay the amount owed and have it deleted vs going to court over something I don't even owe and never got a bill for. All i am asking for is the opportunity to work this out and have it deleted off my 3 credit report bureaus before my fiance takes XXXX to court over XXXX dollars.
I have heard horror stories in the past about XXXX lying, double crossing people, and I refuse to be a victim when they broke the FCRA law in North carolina.
I have filed a complaint with Consumer Financial Bureau, XXXX XXXX XXXX, and I have also contacted my Attorney Generals office of North Carolina.
If they are unwilling to resolve this with or without payment and delete from my report, I will have no choice but to let my fiance file a lawsuit against them to have it removed from my report as this is keeping us from getting our new home!
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| 01/22/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Credit monitoring or identity theft protection services
- Billing dispute for services
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Web |
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I have a medical bill that was submitted to credit bureaus by collection company, XXXX XXXX XXXX, even though I was/am attempting to pay the debt. I am not arguing the amount, but due to financial problems I was not able to pay when the bill was originally sent out to me. The bill was sent out in XX/XX/XXXX and I received final notice on XX/XX/XXXX. The message was supposed to contain a link for me to access, but there was no link. Then on XX/XX/XXXX, I received message that included the link. I was not able to pay the full amount of {$940.00}, but I did make a payment of {$50.00}. I then made a payment of {$25.00} on XX/XX/XXXX. I noticed on XXXX XXXX that the bill had been submitted to the credit bureaus. I reached out to the company and inquired about the bill being submitted even though I was attempting to pay the debt. I received a call back from the supervisor the next day, XX/XX/XXXX around XXXX and she informed me that the bill was submitted because I did not pay on it until XXXX. I told her that I made two payments on the bill and was attempting to pay the debt and asked why was it submitted? I requested that it be removed and she said that it would not be removed until the debt was paid. As of today, XX/XX/XXXX, the debt is now down {$100.00}.
I then disputed it on XXXX and my dispute was rejected. As I stated I am not disputing the amount, but the fact that it was submitted in the midst of me attempting to repay the debt. I am also questioning why my credit score was affected due to this medical bill-I was under the understanding that I had at least 365 days to pay the debt before it would affect my credit. I have been in good standing with my debts for over 10 years. As I have worked hard to maintain my credit and my debt, I am not perfect and I too have been affected financially by pandemic.
I am requesting that I have the year/365 days to pay this debt before my credit is affected by this medical debt with any of the credit bureaus. It is showing on my credit report on XXXX that my score has been affected in a decrease of XXXX points.
Thank you for your time and consideration.
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| 05/21/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/XXXX i disputed this bill with Consumer Financial Protection Bureau, and it was removed by Paragon Revenue Group. This bill was re-added to my credit report from you on XX/XX/XXXX for {$2500.00} and as allowed under the Fair Debt Collection Practices Act ( FDCPA ), I am requesting that you allow me to validate the alleged debt. I am aware that there is a debt from XXXX XXXX, but I am unaware of the amount due and your bill does not include a breakdown of any fees. Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I do not recall giving permission to XXXX XXXX for them to release my medical information to a third party. I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization. Therefore my request is twofoldvalidation of debt and HIPAA authorization. Please provide breakdown of fees including any collection costs and medical charges. Provide a copy of my signature with the provider of service to release my medical information to you. Cease any credit bureau reporting until the debt has been validated by me. Please send this information to my address listed above and accept this letter, sent certified mail, as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt. Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent. I will await your reply with above requested proof. Upon receiving it, I will correspond back by certified mail.
Sincerely, XXXX XXXX Previous Case from CFPB XXXX Also
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| 04/05/2016 |
Yes |
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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When I returned a missed call to agency the representative refused to give name or information. Would not connect me with supervisor. Hung up on me when I again asked for the When I returned a missed call to agency the representative refused to give name or information. Would not connect me with supervisor. Hung up on me when I again asked for the supervisor. Bullying me, rude and loud tone. Called supervisor XXXX XXXX and left a message about the matter. Supervisor XXXX returned my call 2 hours later. She briefly went over account and asked how I was going to take care of the account. I told her that medicaid was contacted so I could dispute the unpaid bills. She told me they would n't do anything about them! I told her I could n't make any payments at this time, she asked me " Well do you still work for XXXX XXXX? " I said yes and then asked who my husband worked for, I told her that it was none of her business and she said, " Refused '' as if it was to offend me. Not at all professional. I feel overwhelmed with my phone calls with the Representative and with the Representative Coordinator /Supervisior. I have sent out a cease of communication letter and a disputing debt letter as well to the debt collector agency. Bullying me, rude and loud tone. Called supervisor XXXX XXXX and left a message about the matter. Supervisor XXXX returned my call 2 hours later. She briefly went over account and asked how I was going to take care of the account. I told her that medicaid was contacted so I could dispute the unpaid bills. She told me they would n't do anything about them! I told her I could n't make any payments at this time, she asked me " Well do you still work at XXXX? " I said yes and then asked who my husband worked for, I told her that it was none of her business and she said, " Refused '' as if it was to offend me. Not at all professional. I feel overwhelmed with my phone calls with the Representative and with the Representative Coordinator /Supervisior. I have sent out a cease of communication letter and a disputing debt letter as well to the debt collector agency.
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| 10/08/2018 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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A debt was added to my credit report, that I was unaware of in the amount of {$620.00} acct # XXXX ( Client account # XXXX ) This is hurting my credit negatively and I need this removed as soon as possible and as allowed under the Fair Debt Collection Practices Act ( FDCPA ), I am requesting that you allow me to validate the alleged debt. I am aware that there is a debt from XXXX XXXX, but I am unaware of the amount due and your bill does not include a breakdown of any fees.
Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I do not recall giving permission to [ name of provider ] for them to release my medical information to a third party. I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization. Therefore my request is twofoldvalidation of debt and HIPAA authorization.
Please provide breakdown of fees including any collection costs and medical charges.
Provide a copy of my signature with the provider of service to release my medical information to you.
Cease any credit bureau reporting until the debt has been validated by me.
Please send this information to my address listed above and accept this letter, sent certified mail, as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt.
Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent. I will await your reply with above requested proof. Upon receiving it, I will correspond back by certified mail.
Sincerely, XXXX XXXX
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| 01/25/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XXXX disputed this bill with Consumer Financial Protection Bureau , and it was removed by Paragon Revenue Group. This bill was re-added to my credit report XX/XX/2021 you on for {$4800.00} and as allowed under the Fair Debt Collection Practices Act ( FDCPA ), I am requesting that you allow me to validate the alleged debt. I am aware that there is a debt from XXXX XXXX, but I am unaware of the amount due and your bill does not include a breakdown of any fees. Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I do not recall giving permission to XXXX XXXX for them to release my medical information to a third party. I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization. Therefore my request is twofoldvalidation of debt and HIPAA authorization. Please provide breakdown of fees including any collection costs and medical charges. Provide a copy of my signature with the provider of service to release my medical information to you. Cease any credit bureau reporting until the debt has been validated by me. Please send this information to my address listed above and accept this letter, sent certified mail, as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt. Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent. I will await your reply with above requested proof. Upon receiving it, I will correspond back by certified mail. Sincerely, XXXX XXXX
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| 07/30/2018 |
Yes |
- Debt collection
- Medical debt
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- Communication tactics
- Used obscene, profane, or other abusive language
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Web |
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Account reference # XXXX I missed a call from a XXXX phone number who left a message with their company name XXXX XXXX XXXX advising it was a call from a debt collector.
I returned the phone call a moment later and received an unprofessional introduction of yes when I called in. The representative XXXX then said he hadnt realized there was incoming call. XXXX then proceeded to inform me of the supposed medical debt for {$94.00} in his office. At this point there are had been no verification or mini-Miranda provided. I know that these are standard requirements of 3rd party debt collections and wanted to confirm I had a legitimate company before providing payment information.
I requested a statement. XXXX advised they had sent one out in XXXX, I informed him I did not receive that notice. XXXX then became almost abusive by questioning my character saying it was odd I hadnt received the bill from them or the hospital since they are the second collection agency. I explained again I didnt receive anything for that amount. XXXX continued saying it was odd, I then requested a validation of the debt. Since there had been violations in the phone call I again wanted to ensure I had a legitimate company before providing my payment information.
XXXX refused to accept my verbal request for validation. I requested to speak to a manager to inform them about the above information.
I spoke with Mrs.XXXX who was the first person to provide a mini-Miranda on the phone call. I advised her of the above and requested validation of the debt. She advised they would mail the validation out. It is extremely deceptive and unfair to have practices where one employee refuses to accept your request for validation while the other accepts it? As a consumer this is very confusing.
She advised me they would review the recordings and question and not contact my number further. I was never provided any disclosure that the company in question was recording the call either.
Thank You, XXXX XXXX ( XXXX ) XXXX XXXX XXXX
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| 06/10/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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DBA PARAGON REVENUE GR {$1000.00} There is no contract, no valid claims ... account was settled with original creditors and has been confirmed, grave errorsfalse claims and reportingI want this account removed immediately or litigation may follow. Debts can not be collected twicethis is unlawful Yet again, you continue to report this and failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested. Additionally, please provide the name, address, and telephone number of each person who personally verified this alleged account, so that I can inquire about how they " verified '' without providing any proof, bearing my signature.
As per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification.I am again formally requesting a copy of any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay you the alleged amount.Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed items are inaccurate and incomplete and represents a very serious error in your reporting.
I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the Consumer Financial Protection Bureau and the Attorney General 's office, should you continue in your non-compliance of federal laws under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the corresponding local state laws. I further remind you that you may be liable for your willful non-compliance. Failure on your behalf to provide a copy of any alleged contract or other instrument bearing my signature will result in a small claims action against your company. I will be seeking a minimum of {$1000.00} in damages per violation
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| 01/25/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/2021 there were 3 bills added to my credit reports from Paragon Revenue Group in the amounts of {$140.00}, {$210.00}, and {$390.00} and as allowed under the Fair Debt Collection Practices Act ( FDCPA ), I am requesting that you allow me to validate the alleged debt. I am not aware that there is a debt from XXXX XXXX, and unaware of the amount due and your bill does not include a breakdown of any fees. Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I do not recall giving permission to XXXX XXXX for them to release my medical information to a third party. I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization. Therefore my request is twofoldvalidation of debt and HIPAA authorization. Please provide breakdown of fees including any collection costs and medical charges. Provide a copy of my signature with the provider of service to release my medical information to you. Cease any credit bureau reporting until the debt has been validated by me. Please send this information to my address listed above and accept this letter, sent certified mail, as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt. Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent. I will await your reply with above requested proof. Upon receiving it, I will correspond back by certified mail. Sincerely, XXXX XXXX
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| 10/10/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I received a bill from you on XX/XX/2020 and as allowed under the Fair Debt Collection Practices Act ( FDCPA ), I am requesting that you allow me to validate the alleged debt. I am aware that there is a debt from XXXX XXXX, but I am unaware of the amount due and your bill does not include a breakdown of any fees.
Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I do not recall giving permission to [ name of provider ] for them to release my medical information to a third party. I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization. Therefore my request is twofoldvalidation of debt and HIPAA authorization.
Please provide breakdown of fees including any collection costs and medical charges.
Provide a copy of my signature with the provider of service to release my medical information to you.
Cease any credit bureau reporting until the debt has been validated by me.
Please send this information to my address listed above and accept this letter, sent certified mail, as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt.
Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent. I will await your reply with above requested proof. Upon receiving it, I will correspond back by certified mail.
Sincerely, XXXX XXXX
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| 08/08/2016 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
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Web |
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DBA PARAGON REVENUE ACCOUNT NUMBERs : XXXX XX/XX/XXXX XXXX XXXX, XXXX, NC XXXX Phone : XXXX Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I also ask that you notify DBA PARAGON REVENUE or any company associate with this account # XXXX and tell them the debt is the result of identity theft. I have enclosed a copy of the Federal Trade Commission 's police report Notice to Furnishers of Information. It explains your responsibilities under the Fair Credit Reporting Act ( FCRA ). The FCRA requires that debt collectors give an identity theft victim documents related to an account if the victim asks. Please send me copies of all records relating to the account, including : date account open all sign original contract Account applications made on paper, online, or by telephone Account statements or invoices Records of payment or charge slips Delivery addresses associated with the account Records of phone numbers used to activate or access the account Signatures on applications and accounts Investigators report Please send me a letter explaining what you have done to : DBA PARAGON REVENUE or any company associate with this account that the debt is the result of identity theft Stop collection proceedings against me Stop reporting information about the debt to credit reporting companies Provide me with the records I request Thank you for your cooperation.
Sincerely, XXXX, XXXX XXXX SOC SEC # XXXX DOB XXXX/XXXX/XXXX ADDRESS XXXX XXXX XXXX, XXXX, FL XXXX
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| 09/27/2022 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Be advised this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g stating your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request your offices provide me with competent evidence, such as a trilateral contract, that I have any legal obligation to pay you. I will need this documentary evidence to insure that your office isnt using unlawful extortionate means, as defined by 18 U.S. Code 891, with forethought and malice to bring harm to me or my financial reputation by making any false claims of securities, causing a tax liability. This documentation showing my legal obligation to pay you would insure me that there isnt any unlawful theft by deception, bank fraud, and creation of false and deceptive forms is in the act of taking place to a federally protected consumer, beneficiary, debtor, and holder in due course pursuant to UCC 3-306. If your offices can provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information, during which time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will file for suit. This includes any listing of any information to a credit reporting repository that could be inaccurate or invalidated. If your office fails to respond to this validation request within 30 days from the date of your receipt, all references to these accounts must be deleted and completely removed from my credit file, if applicable, and a copy of such deletion request shall be sent to me immediately.
|
| 11/21/2022 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Paragon Revenue Group dba Jon Barry and Associates Inc., is demanding {$640.00} from me with the intentions of damaging my credit files if not received in their version of a timely manner. Paragon Revenue Group are debt collectors demanding a debt on behalf of XXXX XXXX XXXX XXXX XXXX I have not received goods or services from Paragon Revenue Group.
XXXX XXXX XXXX XXXX violated my HIPPA rights releasing my private medical information to Paragon Revenue Group XXXX Please be advised no consent to treat documents bare the name Paragon Revenue Group as Paragon Revenue Group is not a medical facility with active medical degrees allowed to collect funds from their alleged patients.
A permissible purpose was not granted to Paragon Revenue Group. I am not a party to any agreements Paragon Revenue Group may or may not have with XXXX XXXX XXXX XXXX I am not responsible for Paragon Revenue Groups purchase / transfer from XXXX XXXX XXXX XXXX XXXX have not agreed to pay/tender anything to Paragon Revenue Group.
On XX/XX/2022 at XXXX I contacted XXXX XXXX XXXX XXXX on a recorded line in efforts to clear this matter with the original creditor. According to XXXX XXXX Customer service for XXXX XXXX XXXX XXXX the alleged debt was sold to Paragon Revenue Group XXXX XXXX stated there was no payment due to XXXX XXXX XXXX
Paragon Revenue Group provide the original purchase receipt, tax filings, name and number of the authorized representative that released my detailed private medical information to Paragon Revenue Group.
My credit files are not to be reported to or damaged in regards to this matter Paragon Revenue Group., are not Holders In Due Course with contractual agreements to support goods or services provided to me.
All calls are recorded for my safety. Please Cease and Desist.
See attachments
|
| 10/06/2016 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
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On XXXX/XXXX/XXXX I was alerted by XXXX that there was a new entry added to my credit report. The collections agency that had reported was Paragon Revenue Group. They were stating that I owed {$180.00} in the year of XXXX. They stated that i was seen in the month of XXXX of XXXX at XXXX XXXX XXXX XXXX XXXX. I explained that I have no knowledge of ever being seen on that date. I also explained that I called the hospital and asked them to run my social, dob and name to see if they had any past due accounts or medical forms or records by any name. They informed me that they had nothing in the year of XXXX. The only thing they had was when i was brought in XXXX by my mother and the amounts that were due at that time was XXXX for {$55.00} and XXXX for XXXX even. I also went to their online site and put in the account number that paragon gave me and there was no record of it. I called paragon and informed them of all this They then sent me to someone that " handles those type of accounts '' which was a voicemail. I then called back and a man answered the phone and tried to tell me he was someone else when he clearly was not. He then transferred me to another voicemail. At this point I was very frustrated and called back and demanded to speak to a person. A lady got on the phone and told me that this was a debt from XXXX of XXXX. I repeated that I had never been to the hospital around that time and informed her of the information that was given to me by XXXX XXXX. I also let her know that taking old debt that is past the statute of limitations and trying to collect on it was illegal. This has caused major problems with my credit score as they have been reporting to all major credit reporting agencies. Thank you for your help.
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| 10/02/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/2020, I received a collections bill/letter from DBA Paragon Revenue Group claiming that I owed a debt for a medical bill that went into collections. I then checked my report to see the original creditors information and reached out. The original creditor was/is my current health care providers office. They stated that they had no accounts for me that were referred for collections and that there were no recorded files that reported a balance or previous balance on my accounts. She confirmed that she does not have any record of a charge that may have been sent to collections. With this information I sent out a debt validation request certified ( attached documents ) and never heard back. I reached out to the credit reporting agencies after the collection company failed to respond to my request and filed a dispute. XXXX deleted the account after conducting its investigation. XXXX and XXXX stated the account had been verified. I requested a method of verification used by XXXX and XXXX to validate this debt, they failed to respond and only issued another investigation, that came back as verified as accurate. I then bought a service XXXX that accurately pulls all credit reports and compare the information. The comparisons were inconsistent being the collection agency is reporting different information to different bureaus. The collection company will not validate the debt it claims I owe and I believe that its because it does not exist as mentioned by the original creditor. This collection account is effecting my ability own a home, qualify for a better job at my current job and has caused me a lot of restless nights and worrisome days. I need help as I believe this collector is taking advantage of me
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| 12/12/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
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To Whom It May Concern : I have recently been informed that there is negative information reported by XXXX XXXX XXXX in the file you maintain under my Social Security number. Upon reviewing a copy of my credit report, I see inaccurate entry listings of {$880.00}, {$970.00} and XXXX.
I challenge the accuracy, compliance and reportability of these listings.
There are no contract, no valid claim ... accounts were settled with original creditors by insurance provider, and I have confirmed this with insurance ( XXXX XXXX XXXX XXXX ) ... grave errorsfalse claim and reportingI want these accounts removed immediately or litigation may follow. You can not collect a debt TWICE! It is unlawful.
Please validate this information and provide me with copies of any documentation associated with these accounts, bearing my signature. In the absence of any such documentation bearing my signature, I formally request that this information be immediately deleted from the credit file you maintain under my Social Security number.
Please note that you have XXXX days to complete this investigation, as per the Fair Credit Reporting Act section 611 ( a ) ( 1 ) ( A ), and I am keeping careful record of your actions, including your Method of Verification. I do not consent to e-oscar or any means of automated verification.
You must provide me a copy of ANY original documentation required under Section 609 ( a ) ( 1 ) ( A ) & Section 611 ( a ) ( 1 ) ( A ) ( a consumer contract with my signature on it ) and under Section 611 ( 5 ) ( A ) of the FCRA you are required to promptly DELETE all information which can not be verified.
Please be advised this is against F.C.R.A. law and is a violation of my rights..
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| 04/10/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
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Web |
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I have recently been informed again that there is negative information reported by XXXX XXXX XXXX in the file you maintain under my Social Security number. Upon reviewing a copy of my credit report, I see inaccurate entry listings of {$860.00}, {$1200.00}, {$250.00} & {$250.00}. I challenge the accuracy, compliance and reportability of these listing.
There are no contracts, no valid claims ... accounts were settled with original creditor, grave errorsfalse claims and reportingI want these accounts removed and reported correctly immediately or litigation will follow. Debts can not be collected twice or reported inaccuratelythis is unlawful Yet again, you continue to report this and failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested. Additionally, please provide the name, address, and telephone number of each person who personally verified this alleged account, so that I can inquire about how they " verified '' without providing any proof, bearing my signature.
As per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification.I am again formally requesting a copy of any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay you the alleged amount.Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed items are inaccurate and incomplete and represents a very serious error in your reporting.
|
| 07/12/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Paragon Revenue Group Hit my credit on XX/XX/XXXX and I had no knowledge of the account. It wasn't until I called the debt collector that i found out that they were collecting for " XXXX XXXX XXXX XXXX XXXX For a date of service of XX/XX/XXXX that i gave birth to the my daughter XXXX XXXX. The debt collector case worker " XXXX XXXX '' that is assigned to me was very rude to me after i tried to explain to her that I have Medicaid health insurance at the time told me it was my fault and she did not want to hear me but wanted to know how did i want to pay the debt? Which prompted me to call the health insurance XXXX XXXX XXXX XXXX VIRGINIA XXXX who stated the claim was denied because it was not filed in a timely manner. The claim should have been filed under my insurance that follows my newborn from birth to 2 months of life according to my insurance and they did not file to my insurance directly but to my daughters insurance and not in a timely manner. The insurance advised me to file a complaint with medicaid because i am not at fault and the hospital is trying to balance bill me which is not legal and correct since they were the ones to make the error. I have called back to the hospital billing department who advised me to deal with the debt collector and that a supervisor will follow up if more information is needed but have not received a call. The provider also never notified me of a denied claim neither by MAIL OR PHONE so i was not aware of the claim being denied until the debt collector reported to my credit. I also did not receive any debt verification from the debt collector or any collections notification regarding any debt before reporting to the credit bureaus.
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| 01/30/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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To whom it concerns, I have requested an investigation by the three major credit bureaus for the following debt collector : Paragon Revenue Group. This company opened an account using my personal information with no authorization from me. Paragon Revenue Group has reported that the account of the alleged debt is open and active but listed under collections. How can an account show open under a collection status? I requested from all three bureaus ( XXXX, XXXX, and XXXX ) an investigation for these companies. XXXX sent a response letter providing me with the contact information this debt collection company listed above. This company has reported an incorrect illegal account to The Credit Bureau without consent from me. Paragon Revenue Group is holding my personal medical information without a contract between them and I to hold my personal health information within their company. This tactic is listed in the U.S. Law as identity theft and a HIPPA violation. Paragon Revenue Group used my social security number, name, address, etc. They also created an account identification number without my permission within their establishment to identify me and I'm not sure who they are. According to 15 USC 1692 d : A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. I have multiple denials from major companies to operate in business due to this oppression. This company has posted that because the alleged debt that I do not owe has been sent to an attorney that has not reached out to me. This is a violation of 15 USC 1692 j and 15 USC 1692e.
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| 02/02/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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On XX/XX/XXXX a medical office provided my information to a debt collection agency without my written permission. I did not sign a XXXX waver allowing XXXX XXXX to disclose any of my personal information to the debt collection agency PARAGON REVENUE GROUP. I immediately called the collection agency and began feeling pressured to give an immediate payment even though I explained I did not currently have the amount requested. I have since been advised to send a letter to the collection agency explaining my rights under the HIPAA law were violated as I did not give permission for XXXX XXXX to disclose my personal information to PARAGON REVENUE GROUP, a collection agency. The amount that the collection agency told me that I owed was {$300.00}. I requested to see exactly what XXXX health sent to them and where in that paperwork was my signature stating that they were allowed to forfeit my personal information to the debt collection agency.I also submitted a dispute letter to XXXX requesting that the debt collection report be removed from my credit score, and i recieved a formal letter on XX/XX/XXXX showing the investigation results as DELETED- disputed item was removed from my credit report. I have attached documentation of the letter that was sent to me from XXXX, a record of the incident being reported to my credit score, and record of XXXX removing it, but XXXX and XXXX NOT removing it. If any additional information is needed I will be happy to supply it. This collection is a medical debt under the {$500.00} threshold and I am under the assumption that medical debts less than {$500.00} can no longer be reported to the credit bureaus.
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| 08/05/2015 |
Yes |
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- Communication tactics
- Used obscene/profane/abusive language
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Web |
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Apparently, a XXXX debt for my daughter XXXX XXXX adult for which I have court appointed legal guardianship ) has been turned over to this collection company. I have been paying on this debt for over two years at the agreed amount of {$50.00} per month. The collector XXXX took my statement verbally as legal guardian. When told that I have a payment agreement with the debtor and had made payments perfectly, her attitude and statement was " come on sir, we are XXXX too old for these games ''. During the call, which was on my cell phone, the sound dropped for approximately 10 seconds, after which she became extremely beligerant and stated again " we 're too old for this ''. Basically, nothing was accomplished except her implying that I am not telling the truth. I told her when I got back home I could send her the payment records. After this call, I called her supervisor and he was less than agreeable to help. After hearing that I wanted to register a complaint, he said he could not discuss my daughter 's account without proof of legal guardianship. I have the letters from the court that I could forward to him. He all but hung up on me with again no resolution. Based on his actions, I now have another complaint against the company regarding discussing the information on my daughter 's account without proof of my court appointed guardianship. The first collector freely discussed the account based on my verbal statement. The second person said they could n't do that. So someone broke the law. I guess it is their choice as to who they want to determine violated the law ... the first person or the second person.
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| 09/05/2023 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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Received credit report alert on XX/XX/2023, logged in to view alert had a company DBA Paragon Revenue GR, with address ( XXXX XXXX XXXX XXXX, NC XXXX, Phone XXXX XXXX XXXX XXXX XXXX Collections Balance Date, Balance. Tried calling immediately, XXXX XXXX XXXX. Contacted company next day XX/XX/2023 to verify debt. Advised rep I have not received anything in the mail for this debt. I have paid all my bills on time, even payment arrangements on time and have not had any collections on my credit in the last 5years. How can something be placed in collections if I was never given notice of an outstanding bill, the account number, where to pay, how to pay, or even set up payment arrangement? The rep could not give me any information and kept asking me for account number which I did not have because I have not received any type of bill/notice, and then asked me for my social security number which I did not give due to have recently been a victim of data breaches through several providers I have accounts with. I did give my name/ date of birth, address for identifiers. The rep advised without an account number/or ss # he could not help me. If I had been given a notice, pay by date, or someone to contact to make payment arrangements this would have never made it to collections. My credit has been clear for some time, and I have made it an process to always contact a biller for any outstanding debt once I receive notice that I have an outstanding bill. I have no clue who turned me into collection and for what and when I incurred the debt. My information is limited all I have is what is on my credit report.
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| 12/31/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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To Whom It May Concern : I have recently been informed that there is negative information reported by XXXX XXXX XXXX in the file you maintain under my Social Security number. Upon reviewing a copy of my credit report, I see an inaccurate entry listings of {$950.00} & {$1000.00}.
I challenge the accuracy, compliance and reportability of these listings. ( Can not collect debts twice ) There is no contract, no valid claim ... accounts were settled with original creditor ... grave errorsfalse claims and reportingI want these accounts removed immediately or litigation may follow Please validate this information and provide me with copies of any documentation associated with this account, bearing my signature. In the absence of any such documentation bearing my signature, I formally request that this information be immediately deleted from the credit file you maintain under my Social Security number.
Please note that you have 30 days to complete this investigation, as per the Fair Credit Reporting Act section 611 ( a ) ( 1 ) ( A ), and I am keeping careful record of your actions, including your Method of Verification. I do not consent to e-oscar or any means of automated verification.
You must provide me a copy of ANY original documentation required under Section 609 ( a ) ( 1 ) ( A ) & Section 611 ( a ) ( 1 ) ( A ) ( a consumer contract with my signature on it ) and under Section 611 ( 5 ) ( A ) of the FCRA you are required to promptly DELETE all information which can not be verified.
Please be advised this is against F.C.R.A. law and is a violation of my rights..
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| 10/28/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XXXX XXXX Ss # XXXX PARAGON REVENUE GROUP XXXX XXXX XXXX XXXX XXXXXXXX, NC XXXX ( XXXX ) XXXX This is not a refusal to pay, but a notice that your claim is disputed. Under the Fair Debt Collections Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you.
I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation which is binding on me to pay this debt. Your legal staff will agree that compliance with this request is required under the laws of Federal Statutes. In addition to the questionnaire below, please attach copies of : Agreement with your client that grants you the authority to collect on this alleged debt, or proof of acquisition by purchase or assignment.
Agreement that bears the signature of the alleged debtor wherein he or she agreed to pay the creditor.
Please also be advised that this letter is not only a formal dispute, but a request that you cease and desist any and all collection activities. Your receipt of this letter will be considered as having granted consent to the taping of any and all telephone calls to me at my home or business by you or your agents or assigns I require compliance with the terms and conditions of this letter within 30 days or a complete withdrawal, in writing, of any claim. In the event of noncompliance, I reserve the right to file charges and/or complaints with appropriate Federal authorities, the XXXX and State Bar associations for violations of the FDCPA, FCRA, and Federal and State statutes on fraudulent extortion
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| 02/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
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Web |
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After noticing that I had a debt appear on my credit report from Paragon Revenue Group, located in North Carolina Permit No. XXXX. I reached out and made contact with them via phone inquiring on what the debt was. After speaking with several associates who claimed to work for Paragon Revenue Group. During these phone calls, I was advised by the associates that I owed a debt to XXXX XXXX XXXX XXXX. So I made arrangements to start making payments on the account. At first, I was making payments from my bank account, I paid a little over {$400.00} from my bank account before my husband paid the remaining balance on his credit card. Once my husband was informed by me that this was on my credit report we made arrangements to pay the bill off in its entirety in the sum of {$760.00}. After requesting several times that the company send a statement that the bill was paid in full. Paragon associate XXXX advised me on XX/XX/2022 that he was going to put it in the mail for me and a month before that I was advised the same thing. On XX/XX/2022 I spoke with Supervisor XXXX XXXX with Paragon Revenue Group and she advised that XXXX did not send it via mail because I was claiming that I did not receive it the last time in the mail. Now they're claiming that they said they sent it via email. After I never received it this prompted me to call XXXX XXXX XXXX XXXX to speak with their billing department. I spoke with the billing department and was advised that my bill had been written off as charity and Paragon was not supposed to be collecting on that bill anymore.
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| 10/02/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I had to have lab work completed in XX/XX/XXXX, the company requesting payment XXXX XXXX XXXX XXXX XXXX Maine, I had to file XXXX complaints with their patient relations department regarding these charges. Twice the day I had the lab work drawn as they could not figure out how to enter my insurance information into their computer system and I provided them with a copy of the card, the registration rep still could not enter it and made me self pay. I had to call patient relations to get it resolved. Never heard anything again. I then get a bill from them in XXXX of XXXX prompting a call and they are telling me its not self pay charges its what I owe for not meeting my deductible. I never got an EOB, I never got an invoice until 14 months later, I called did not get it resolved and reported to patient relations again. I called Paragon review once I got the collections notice as I was never given any answers from Innovative Health who assured me a callback from a supervisor in XX/XX/XXXX. I told this information to Paragon that I am disputing. This falls under the No Surprise Act. I was never given any opportunity to make payments, never provided a EOB and would pay charges that were mine but I am not paying for " surprise charges '' especially when I did due diligence to rectify this before it got to collections. This is Innovative Health Error and they are responsible for the charges. I take my credit very serious and I pay my bills, that is why I am taking all necessary steps to fix this even though I tried several times before this.
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| 06/10/2019 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Set up payment arrangements directly with Collection Agency and have been paying. Had contacted collection agency about identy theft of banking information. Have had bank cards and account replaced. Bank cards replaced about 7 times, bank account 2 times. Can provide banking claims to show proof of issues of stolen information. Made a XXXX payment on XX/XX/2019, received a credit alert that collection agency had put collections account on my credit which brought my score down and the company kept asking me to pay the debt completly off and this will be removed from my credit. But if I have been paying and due to banking info being stolen repeatedly making payments of more that my payment arrangement why was this put on my account now since I have paid almost all the debt off and payments are due at the end of the month. If this is not a attempt to harm my credit and being threating I dont know what is. I am paying and this is still harming my credit file. Paid and not even 2 days later this shows up on my credit file. My original debt was at over XXXX and I only owe XXXX some dollars. Paragon Revenue never called me due to them purposely calling an alternative number when they had my direct contact number.They have lied completly about there practices and I went to court for this and they lied and not honoring there spoken recorded words, and as well as the hospital representative that uses them and know how they practice. How is these legal if I am making payment arrangements and the debt is almost completly paid down.
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| 03/14/2023 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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On about Thursday XXXX of XX/XX/XXXX, I reached out to paragon after realizing I have an account reported from medical treatment I received on about XXXX of XX/XX/XXXX at XXXX XXXX XXXX. At this time I was not advices or given the option to apply for financial assistance or charity care or any other government assistance or programs under the affordable care act due to me falling under the poverty guidelines.
I reached out to Paragon Revenue Group on the XXXX of XXXX Their representative XXXX answered as I attempted to receive information from XXXX. He refused to give me my information. He proceeded to pressure me to pay that I had to pay it was on my credit will remain there and ruin it if I dont pay. Was very aggressive on assisting I make a payment. I explained to him I was unable I was going to apply for financial assistance he aggressive stated it to late I must pay. Got personal asking personal trying to buy. Im not trying to buy anything just want this taken care of, as he continued to press the issue. I just said anything that came to mind in hopes hell give me my information as I continued to randomly ask during conversation. After I gave him anything that came to mind he then get personal asking well how can you buy anything if you cant afford the bill. At this point Im highly agitated asking him for my information. After I saw Id get nothing. I hang up called back four times. Three times getting him the fourth time I got a lady who finally gave me the information on the account.
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| 07/25/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
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Web |
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An agent from the company call Me on XX/XX/2018 @ XXXX. No consent was ever given by me to speak to her concerning the debt in violation of the Fair Debt Collection Practice Act. 805. " Communication in connection with debt collection '' Communication with the consumer generally Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt.
One day before her call, the agent informed me that a letter was mailed to my home address on XX/XX/2018 in violation of 809. Validation of debts ( a ) Notice of debt ; contents Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice The agent I spoke with was both abusive and oppressive with me, and used obscene language to abuse the hearer of her words. I was also harmed with a threat of my reputation being ruin if the debt was not paid in full. In violation of 806. Harassment or abuse 1 ) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person.
( 2 ) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader.
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| 03/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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So, not too long ago I had a chance to pull a full credit analysis to do a check in on my credit and the only reason that I'm just now taking action is due to my address and number not being updated due to me relocating and the credit bureaus not properly making the change in time. When I did look at my report, to my surprise, I noticed I had 3 collection accounts from some company I've never heard of called XXXX Paragon Revenue Group that was opened in XX/XX/2021 for {$2000.00}, {$740.00}, & {$220.00} with the last balance update of XXXX that I do NOT recall and am not liable for. That's a total of {$2900.00} from a company I don't know or have never signed any agreement or contract with. I've NEVER received any notice pertaining to this alleged debt or that it was even reported and added to my credit. I never entered into any signed agreement or completed an original contract with them for this alleged debt. This situation is fraudulent and is a violation of my rights. This inaccurate collection is NOT mine and is doing nothing, but negatively impacting my credit score. I've filed a complaint with the XXXX and have also mailed in documents asking them to validate debt and have no received a response, they also said they would remove their accounts from collections and they're still reporting to my credit report and affecting it negatively. My last resort if this can not be solved or fixed is to take legal action and speak with the attorney general and take it to court.
|
| 01/08/2016 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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Sometime in 2015 I went to see a XXXX at XXXX XXXX XXXX , XXXX about a XXXX XXXX. XXXX XXXX wanted me to XXXX for 24 hours. I informed XXXX XXXX I had no insurance and could not afford the XXXX. XXXX XXXX gave me a form to take to XXXX XXXX for patient assistance. At XXXX XXXX I spoke to a XXXX XXXX who I specifically told if there would be any cost I could not have the procedure. She told me the hospital would cover the cost. Later when I received a bill from the hospital and a bill from the XXXX I called XXXX XXXX to ask why I was receiving bills at which time she told me that the financing had not caught up with the billing and I should just ignore the bills. Now I am receiving letters from a debt collector from the XXXX. I am being told that there was a XXXX who had to read the XXXX and that was who the bill was owed to. I asked XXXX XXXX why she had not informed me there would be a bill when I had specifically told her if there was ANY cost I could not have the procedure. She told me there was nothing she could do about it. I have no income and just a small amount of money to live on that I inherited and could not justify spending any money on this procedure, which I did initially inform XXXX XXXX of. No one ever mentioned to me at any stage there would be a bill from a XXXX or that one would be involved. I would have opted out of the procedure if I had been informed. I feel I was never given the choice.
|
| 12/11/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
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On XX/XX/XXXX of 2018 I discovered a collection account from XXXX hospital on my credit report.
I called hospital 's billing department and disputed the amount of the bill which was {$1500.00}. I sent them both documented proof that on the date of service proving I did had valid and billable insurance. When I spoke with the representative at the hospital in the billing department it was discovered that the hospital filed with the insurance the wrong billing code under " MENTAL HEALTH SERVICE for a XXXX XXXX instead of medical servics. She told me this was a hospital Error and since two years had passed she don't think that the insurance company would pay and this was a billing and coding error in the hospital billing department. The collection account was taken off of my credit reports within 90 days.
Then on XX/XX/XXXX of 2018 I discovered that the hospital has once again place the same account with a balance of {$1500.00} back on my credit report again with a different collection agency called XXXX XXXX XXXX and I am disputing it once again with the hospital and with the collection service with those same document showing that on a date of service I had valid and billable insurance.
I am now demanding that the hospital not be able to ever put this balance back on my credit report again this is an account that the hospital made the air on not the patient.
|
| 03/01/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
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I have been repetitively contacted during work hours. i did not receive mail from debt collector as XXXX stated on XXXX. I suspect XXXX lied about my letter of verification being returned Undeliverableto get an address and has not provided appropriate notice of rights to include letter of verification. I called several times following my initial call midday on XXXX to seek proof requested of returned mail and have not been provided evidence requested. After calling XXXX to persist in request on XXXX was threatened he would turn me in for harassing him by seeking proof of returned Verification. Not knowing my rights to appeal or investigate i feel this collection agent has passed his legal right. The irony here that I am harassing him by asking for proof after persistent calls to aggressively and deviously pursue his client.
As for the XXXX XXXX XXXX in XXXX has been unresponsive to my persistent and repetitive inquiries related to duplicate billing error i have not been provided meaningful explanation of medical bill associated prior to enlisting this aggressive collections team in NC. as I realize this facility has had persistent mismanagement of state funding as they moved to XXXX XXXX they seem determined to minimize pre existing losses by aggressively sending bills to collection without providing review of contested billing.
|
| 12/31/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
XXXX XXXX XXXX {$1100.00} & {$1000.00} I challenge the accuracy, compliance and reportability of these listings.
There is no valid claim ... accounts were settled with original creditor ( Debts can not be collected twice ) ... grave errorsfalse claims and reportingsI want these accounts removed immediately or litigation may follow Please validate this information and provide me with copies of any documentation associated with these accounts, bearing my signature. In the absence of any such documentation bearing my signature, I formally request that this information be immediately deleted from the credit file you maintain under my Social Security number.
Please note that you have 30 days to complete this investigation, as per the Fair Credit Reporting Act section 611 ( a ) ( 1 ) ( A ), and I am keeping careful record of your actions, including your Method of Verification. I do not consent to XXXX or any means of automated verification.
You must provide me a copy of ANY original documentation required under Section 609 ( a ) ( 1 ) ( A ) & Section 611 ( a ) ( 1 ) ( A ) ( a consumer contract with my signature on it ) and under Section 611 ( 5 ) ( A ) of the FCRA you are required to promptly DELETE all information which can not be verified.
Please be advised this is against F.C.R.A. law and is a violation of my rights..
|
| 12/31/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
XXXX XXXX XXXX {$630.00} I challenge the accuracy, compliance and reportability of these listings.
There is no valid claim ... account was settled with original creditor ( Debts can not be collected twice ) ... grave errorsfalse claims and reportingsI want this account removed immediately or litigation may follow Please validate this information and provide me with copies of any documentation associated with this account, bearing my signature. In the absence of any such documentation bearing my signature, I formally request that this information be immediately deleted from the credit file you maintain under my Social Security number.
Please note that you have 30 days to complete this investigation, as per the Fair Credit Reporting Act section 611 ( a ) ( 1 ) ( A ), and I am keeping careful record of your actions, including your Method of Verification. I do not consent to XXXX or any means of automated verification.
You must provide me a copy of ANY original documentation required under Section 609 ( a ) ( 1 ) ( A ) & Section 611 ( a ) ( 1 ) ( A ) ( a consumer contract with my signature on it ) and under Section 611 ( 5 ) ( A ) of the FCRA you are required to promptly DELETE all information which can not be verified.
Please be advised this is against F.C.R.A. law and is a violation of my rights..
|
| 12/31/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
XXXX XXXX # XXXX {$720.00} I challenge the accuracy, compliance and reportability of this listing. There is no valid claim ... account was settled with original creditor ( Debt can not be collected twice ) ... grave errorfalse claimsand reportingI want this account removed immediately or litigation may follow Please validate this information and provide me with copies of any documentation associated with this account, bearing my signature. In the absence of any such documentation bearing my signature, I formally request that this information be immediately deleted from the credit file you maintain under my Social Security number. Please note that you have 30 days to complete this investigation, as per the Fair Credit Reporting Act section 611 ( a ) ( 1 ) ( A ), and I am keeping careful record of your actions, including your Method of Verification. I do not consent to e-oscar or any means of automated verification. You must provide me a copy of ANY original documentation required under Section 609 ( a ) ( 1 ) ( A ) & Section 611 ( a ) ( 1 ) ( A ) ( a consumer contract with my signature on it ) and under Section 611 ( 5 ) ( A ) of the FCRA you are required to promptly DELETE all information which can not be verified. Please be advised this is against F.C.R.A. law and is a violation of my rights..
|
| 08/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I received a notice from my XXXX account about a collection being reported to my credit report on XX/XX/XXXX. I attempted to contact the company, Paragon Revenue Group, on XX/XX/XXXX, as I had received no notification about this debt. I called the number listed for the company on the XXXX collections notice, because I did not have any paperwork from this company about a debt. The person I spoke to immediately asked for my social security security number, when I refused to supply it she got hostile. I attempted to call back and speak to someone else. Second rep asked for my social security number again, when I refused to give it to her she asked for my account number. I explained I do not have an account number because I had not received any information about this debt. She then hung up. I called back asked for a manager, I was put on hold and hung up on again. I filed a XXXX complaint. Through the complaint the company 's response was that I would receive formal notice of the collect attempt. Since XX/XX/XXXX, this company has filed 2 notices of non-payment, and 2 notices of account in collections to my XXXX credit report. The original amount listed on my credit report for the debt was {$150.00}, now it is {$300.00}. I still have not received any formal notice from this company.
|
| 11/27/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have an alleged medical debt in the amount of {$6300.00} reporting to my credit currently by XXXX XXXX XXXX, in error. I have attempted to dispute this matter with the agencies as well as I have requested validation on this account. This has been falsely reporting to my credit report and has caused major damage to my score. Please note that I was unemployed from XX/XX/XXXX- XX/XX/XXXX of 2016 and did not have any funds for any of my bills at the time. I fell behind on everything from my car payment, which was eventually repossessed, my credit cards went into default ( however XXXX XXXX worked well with me and I am proud to say I was able to get it taken care of ), my insurance lapsed, as well as I was unable to come up with my rent during this time. I was also in school at the time and was having to find ways back and forth to ensure that I would not fall behind on my education. I am doing the very best that I can but do not know what to do at this point. I am attempting to work on my bills but do not find it fair that I would be responsible for things that are not mine. Please help me get this matter resolved. I do not want to result to litigation regarding these types of matters but I do n't know if I have any other choices. Please tell me what I should do????
|
| 01/11/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
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XX/XX/XXXX I received a collection letter from XXXX XXXX XXXX, XXXX TN for {$100.00}. I responded that I disputed the collection attempt because I had never received an invoice from XXXX Hospital. They responded with " proof of debt '', {$99.00}, that had a name that matched mine but no address, phone, DOB. I took the documents to the XXXX XXXX of my family doctor to inquire if I actually owed them anything. They found in their system that I owed them {$2.00} which I did not need to pay. They gave me the phone number ( XXXX ) of XXXX lab and imaging billing which I called, they found me in their system and stated I had no outstanding balance. They transferred me to a separate billing dept. which stated the same. I sent XXXX a letter with this information and never received anything from them after. Then in XX/XX/XXXX, over a year later I received a collection letter from Paragon, XXXX NC, for the same disputed debt from XX/XX/XXXX. I responded to them, they responded by sending me " proof of debt '' for {$100.00} that had a name that matches mine, incorrect phone number, no address, no date of birth, etc, and they reported this as " bad debt '' to the credit reporting companies. As instructed by my attorney I am now reporting this to the CFPB.
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| 11/18/2023 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I am writing to lodge a formal complaint against XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, Paragon Revenue Group XXXX XXXX XXXX : XXXX, located at XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX, for their failure to address an overpayment on my account ( Account Number : XXXX Despite multiple attempts to resolve this issue directly with the agency, including two written correspondences and a direct conversation with an account representative, my concerns have been blatantly ignored. The representative unprofessionally ended the call, stating they could not assist further since the bill was paid.
In XXXXXXXX I paid a total of {$1000.00}, and in XXXX, {$1700.00}, against an original balance of {$2300.00}. However, XXXX XXXX bill payment service, overpaid by {$450.00}. I have attached the XXXX XXXX payment summary as evidence of this overpayment and have repeatedly requested a refund of this excess amount, to no avail.
I am deeply concerned about Paragon Revenue Group 's practices and lack of response, which I believe violates the Fair Debt Collection Practices Act ( FDCPA ). I kindly urge the FTC to investigate this matter and ensure that such practices are not repeated with other consumers.
Thank you for your attention to this serious matter.
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| 07/17/2022 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I would like to file a complaint about PARAGON Revenue Group who sent my medical bills that were under dispute to Credit Bureau. I am a XXXX patient and had large amounts of bills for my medical treatment during year XXXX. Since I was eligible for XXXX XXXX, I was in contact with XXXX XXXX in sending documents to prove my eligibility and to receive the proper discount and pay the rest of bills. After I received my medical bills from PARAGON, I notified PARAGON in writing in less than 30 days from the date of bills. I explained it to PARAGON that the amounts of bills are not correct, I am eligible to receive hardship discount for my medical bills and am waiting for XXXX XXXX response. In spite of that PARAGON reported me to Credit Bureau and damaged my credit.
PARAGON has damaged my credit by sending the bills that were under review to XXXX XXXX. Assistant Vice President of XXXX XXXX XXXX in XXXX XXXX contacted PARAGON on XX/XX/XXXX, and asked PARAGON to reverse the derogatory reporting against me but PARAGON has not done any action so far. I also contacted PARAGON in writing on XX/XX/XXXX and asked them to remove my name from Credit Bureau. ( Please see attached ) As of now PARAGON has not done any action.
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| 01/14/2023 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
Servicemember |
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I received a letter from Paragon Revenue Group about a debt from XXXX XXXX XXXX XXXX for XXXX. I have never received a bill from XXXX XXXX XXXX XXXX. I sent an email to Paragon on XX/XX/XXXX informing them this was in relation to a workers ' compensation claim and provided the Claims Manager contact information ( XXXX XXXX ). Per the Paragon letter if contacted before XX/XX/XXXX they would stop collection until they sent me information, I owed the debt. I never received anything from them. I received a notice from my credit monitoring on XX/XX/XXXX that Paragon had made a major derogatory mark on my credit report on XX/XX/XXXX. I sent an email to the Claims Manager on XX/XX/XXXX informing her of the Paragon letter and received a notice she was out of the office until after the XXXX XXXX 's holiday. I called Paragon on XX/XX/XXXX and spoke to XXXX and she said to send another email requesting them to remove the mark, and I sent the email that day. On XX/XX/XXXX, I was copied on an email from another Claims Representative XXXX XXXX XXXX XXXX and they had contacted Paragon and explained the responsible payor would be XXXX XXXX. To date ( XX/XX/XXXX ) my credit report still shows the major derogatory mark.
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| 03/03/2023 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I was contacted by Paragon Revenue Group in XXXX NC saying that I had three accounts that I owed them money for in XXXX of 2022. These were reported as medical debts on my credit report. I immediately sent them a letter via certified mail requesting them to validate/verify the debt and that they had the right to collect. On XX/XX/2022 they sent me a packet of documents in the mail, which I have attached to this complaint. In this packet were pages upon pages of personal and private detailed medical information about myself. They did not include a signed HIPAA release. They did not include any kind of original signed contract and they did not provide a contract showing they have a relationship with the original creditor to collect on this so called debt I owed. I did not realize that they had not provided the proper verification needed until I spoke to a lawyer this week who pointed it out to me. They refuse to remove the 3 collections from the credit bureaus upon requesting this. The phone representative was also threatening toward me and tried to strong arm me into making immediate payment without proving they have any kind of right to collect, what the amount is, who they are collecting for, etc.
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| 07/02/2023 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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In XX/XX/XXXX, Paragon Revenue Group sent a collection notice to my home address. Around that time, Paragon Revenue Group was leaving daily voicemails regarding the debt.
Payment for the the debt described in the collection notice was remitted to the original creditor in XX/XX/XXXX. Per the debt notice, I sent a letter to Paragon Revenue Group stating that the debt was paid. I also included the following in the letter : " Be forewarned that this debt has been paid in full, and any attempt to falsify verification of the debt or obtain a judgment without proper evidence will be in violation of 807 of the Act, False or misleading representations, and therefore subject to, 813 of the Act, Civil liability. '' Approximately 10 days later, Paragon Revenue Group responded with a letter stating that they verified the debt by consulting their records and that the debt is still owed.
This statement, if not read carefully, may be interpreted as their actually verifying the debt. It is misleading. I suspect they use the same language with other consumers who probably do not owe the debt but pay anyway because it sounds as Paragon Revenue Group actually verified the debt.
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| 03/02/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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On XX/XX/XXXX I paid debt in the amount of {$170.00} in full. Paragon revenue group in XXXX XXXX XXXX in XXXX nc. stated it would be removed from all 3 credit bureaus in two to 4 weeks. Or 30 days, however in some cases it can take up to 45. It is XX/XX/XXXX. 4 months later and the payoff is not reflecting. The debt still shows open and reporting to the 3 bureaus. When I called them back I had to leave a message on Friday, XX/XX/XXXX at XXXX et because I was told the collections ladies were not available. I received a call on Monday XXXX XXXXand but had missed it and called back. I stated I missed a call and the man said hold on and transferred me. A lady then picked up and harshly said hello and argued with me for a couple minutes about how I had told her she had the wrong number. I did not have this conversation since she repeated the number she dialed back to me and it was indeed wrong. She then proceeded to state it's up to the credit bureaus to remove the negative reporting and they had requested it once and sometimes it takes many requests to have it removed. Paragon has a due diligence to ensure this is removed from the credit bureaus.
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| 10/04/2018 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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In XX/XX/XXXX I went to the emergency room for an XXXX that I had on my XXXX due to XXXX. When I received the bill a few weeks later I mailed them a {$10.00} check, and was never contacted after that. I was never sent another bill or called for the remaining balance, and had honestly forgotten about the bill completely. I am now ready to purchase my first home, and I went to check my credit score online to get an idea of where I stand. I noticed I had an open collections account with the amount of {$310.00} with XXXX XXXX XXXX that I was never made aware of, and the account had been open since XX/XX/XXXX. I attempted to email the company in regards to the account where they state they will respond in 1-2 business days, but I never heard back from them. I called them today on XX/XX/XXXX and found out it was from the XXXX XXXX XXXX visit that I had in XX/XX/XXXX. This has drastically affected my credit score to the point of possibly not being able to purchase a home. If I had known about the bill I would have paid it years ago, but I was never contacted by the original collector or the current collector about the bill.
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| 09/17/2022 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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By phone Paragon Revenue Group did not address the FDCPA violations, the threats made to me, the unanswered messages I left for a supervisor to call me or the validity of the company.
The most important issue was the FDCPA violations.
I spoke to XXXX she called my home implying that something was wrong with my child. It wasn't until later into the call and me concern for my child was clear that she mentioned it was about a debt. This is impersonation, giving the impression it was something other than a business matter.
She threatening me with my credit after proof of debt was requested, she nor her co-worker, XXXX, fully mirandized the call.
They hung up on me after I requested a manager more than once.
I never received a call back from a manager and I attempted and left messages for one 3 different dates.
This is abusive behavior from their staff towards a customer. This is unethical, unprofessional and against the fair debt collections practices act. Paragon Revenue Group took no responsibility for their actions. I feel an attorney or authority above myself should hold Paragon Revenue Group accountable.
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| 02/13/2022 |
Yes |
- Debt collection
- Medical debt
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- Communication tactics
- Frequent or repeated calls
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Web |
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This is an alleged debt that is not mine. This company has been repeatedly calling me and sending me letters in the mail without my written consent. They do not have permission to communicate with me under federal law. They have been harassing me and is causing emotional turmoil. This company is in violation of federal law by harassing me and using abusive language pursuant to 15 usc 1692d ( XXXX ) and 15 usc 1692d ( XXXX ). This company is communicating that I owe a debt. This is in violation pursuant to 15 usc 1692b ( XXXX ). This is a violation of my consumer rights under the FDCPA. This company has called me 99 times from XXXX, left voicemails ( I have the proof with transcripts ) and has sent numerous letters. This coming any has contacted me more than once which is in violation of federal law pursuant to 15 usc 1692b ( XXXX ). Also pursuant to 15 usc 1692d ( 5 ), this company is causing the telephone to ring repeatedly with the intent to harass and annoy me. The amount of federal laws this company has violated is over 100. Pursuant to 15 usc 1692k ( XXXX ) ( a ), I am owed {$1000.00} per violation.
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| 11/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax, mail, or email in a fraudulent account.
I demand to see Verifiable Proof ( an original Consumer Contract with my Signature on it ) you have on file of the accounts listed below. Your failure to positively verify these accounts has hurt my ability to obtain credit. Under the FCRA, unverified accounts must be removed and if you are unable to provide me a copy of the verifiable proof, you must remove the accounts listed below.
To Delete any and all accounts that do not have Verifiable physical proof including the ones below : XXXX XXXX XXXX Account Number - XXXX Amount - {$2100.00} XXXX XXXX XXXX Account Number - # # # # # # # XXXX Amount - {$920.00} XXXX XXXX XXXX Account Number - # # # # # # # XXXX Amount - {$1000.00} PARAGON REVENUE GROUP Account Number - # # # # # # XXXX Amount - {$180.00}
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| 09/10/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I have trouble getting any kind of loan for car or anything because of something that I had no control over. I could not afford insurance but I had no choice to go to the hospital or I would not be here today to even be telling my story. It wasnt something I wanted to do and have more debt added to my credit. This has made my life so much harder and makes my interest rates so high on anything I do get so I dont have the extra money to pay for my medical bills. Not everybody has the chance or opportunity to have insurance and going to the doctor or hospital is not a necessity it is a have to or you can die. I have stomach problems and I would not have made it if I didnt go to the hospital. I was recently hit by a drunk driver and have had no income to pay any medical bills and I have to buy a car to be able to get to work so I can just pay to live. If I could get some of the medical off of my credit it would make my life so much easier. Like I said before it wasnt something I wanted to do it was something I had no choice to do. If you could please help I would be more appreciative than you know.
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| 01/29/2021 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- Frequent or repeated calls
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Web |
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I have received multiple calls from this company. Each time there is a warning that this is a " Robo Call ''. They leave a message saying they are a debit collector and to call back. There is not other information. I called back asking for them to mail documentation. They asked for verification of who I am. Not sure why they need to know to mail documentation to me. I hesitate to say who I am because of the " robo call '' warning. She was extraordinarily rude and unprofessional. I asked again for documentation. Until they do that I asked for calls to cease. She said " If I am XXXX why don't I just verify that and she can tell me what the debit is '' When I explained I wanted it in writing she hung up on me. I called back another person answered. He basically did the same thing. When I search the number it says it is Paragon Revenue Group. Many of the reviews describe similar experiences. I get multiple calls a day every day of the week. When I told the first contact that I was filing a complaint with the attorney general she became even more unprofessional and disagreeable.
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| 11/09/2023 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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XXXX XXXX was paid {$6.00}, {$400.00}, and {$370.00}. The 'remit to " address changed XXXX XXXX XXXX between the {$6.00} invoice due XX/XX/2023 and the {$770.00} invoice due XX/XX/2023. However, the account number remained the same for XXXX XXXX # XXXX. I am attaching the cover letter and proof all amounts were paid with cancelled checks that were endorsed by the company. I filled a dispute with XXXX on XX/XX/2023 to prove the {$770.00} was fully paid with two checks {$400.00} deposited XX/XX/2023 and {$370.00} deposited XX/XX/2023. I use their website XXXX submission portal and attached all supporting documents that I am also attaching to this complaint. I heard nothing from this dispute and assumed they completed the research and applied the payments properly to fully pay the invoice.
On XX/XX/2023, I received a collection notice from Paragon Revenue Group ( likely a 2nd placement collection agency for the original debt paid to XXXX XXXX ). The invoice was for the same {$770.00} also included in the attachment file. Thanks XXXX XXXX
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| 09/18/2023 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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XXXX XXXXl XXXX billed my insurance company for a XXXX. I paid my amounts due after insurance. I then was billed again for the same procedure, and another one ( same type of procedure, same day ). The company ( XXXX ) called me to collect and I talked to them about the prior billing and insurance payments etc, and it seemed clear based on my conversations with them they needed to take away with their " research department ''. I received a call a few weeks later from another hospital rep trying to collect, went through it all again, no indication they had researched etc. Later I received a letter from XXXX XXXX, a collection agency, walked them through issue and sent them a letter that I don't believe I owe anything ( attached ). They or XXXX never got back. Now I have Paragon Revenue group harrassing me with calls, etc. I sent them the same documentation I sent XXXX XXXX. I also sent XXXX a notification now today that I would be following up with the CFPB since I can't get anyone to do the analysis versus just try to strong arm me.
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| 12/10/2020 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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XX/XX/2020 I contacted Paragon Revenue Group to find out about this surprising mark that was reported to me on my Credit Reports. I spoke to XXXX who was the front person and she told me that they tried to reach me by phone calls. I never received not one message from this company. She told me the phone calls could have been marked as SPAM. Well my phone forwards ALL SPAM calls to my Voice Mail. So that is a problem from the start because I have yet to receive any messages from this organization. Then she said they sent me mail through XXXX about this but I told her I never received any mail from this company. Again, I am left in the DARK about this account.
Next she transferred me to her manager, XXXX, and she said I should have known in XXXX that this bill was due. Well how was I suppose to know when I never received any correspondence from the company via phone calls, voicemail messages, letters, etc.
As you can see in the attached letter to XXXX that I was under the impression that this balance was paid off by my XXXX XXXX.
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| 06/16/2018 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Servicemember |
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XX/XX/XXXX I had a notification stated a collection item for {$530.00} was added to my credit report by XXXX XXXX XXXX. Ive never received any correspondence from this company about the item. On XX/XX/XXXX I contacted XXXX and requested information on the supposed debt. Said it was for medical services provided to my daughter on XX/XX/XXXX. I told them I never received correspondence via mail to be able to disputed the debt. I asked XXXX where they mailed the information and the address they provided wasnt even mine. The reason being is they never had my correct address therefore I couldnt dispute. I asked them to immediately delete the item from my credit report and gave them my correct address so I can dispute the item and they stated no. They stated it was my responsibility to provide an updated address to them. Now how am I going to update my address to them when I dont know whats going on? Very unprofessional. My ex wife is responsible for the bill being she was the grantor by taking my daughter to doctor.
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| 01/13/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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I recently filed a complaint with XXXX against Paragon revenue company filed number XXXX about submitting negative information on my XXXX report. They agreed to delete the information and remove all of the alleged debts from there office.. on XXXX/XXXX/2017, I received an alert from my XXXX and Paragon re- inserted the debt back onto my report which has caused a XXXXpoint decrease to my score ... I called to confirm with XXXX and it was put on there again for the amount of XXXX .. I have tried to be a great consumer and be in compliance with this company. I have enclosed all documentation about this company. .I have paid the original CREDITOR for the alleged debt ... I have recently started the process with a local attorney against Paragon.. This company has violated several laws ... I was in the process of closing on my home on XXXX/XXXX/2017, but when Paragon added this debt to my report it decreased my chances of closing ... I have enclosed documents from Paragon as well as XXXX who is the debt was old too..
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| 07/16/2021 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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DBA Paragon is reporting a debt on my credit report since XXXX of 2021. This debt has been under billing error dispute with the company previously before they obtained the debt and failed to be resolved properly.
DBA paragon is reporting the debt for the account twice separately knowingly because the {$560.00} attempted to be collected has already been paid out according to my insurance company XXXX XXXX XXXX. The original creditor has been sent the EOB of the amount. I have confirmed and requested this information myself. My XXXX is covered and the amount they are attempting to collect has already been paid. They have not removed nor verified the debt belongs to me after a debt validation letter has been sent and the XXXX are confirming whatever information that is false. The debt practices violate my rights under billing discrepancy laws that protect me until the insurance company and creditor resolve the debt and what is owed if any by the consumer. I have sent information showcasing my son is covered.
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| 03/14/2018 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
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Web |
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During my 2009 XXXX and XXXX XXXX, the hospital ( XXXX ) asked that I pay $ XXXX/mo. I expressed at the time I was not working and couldn't afford $ XXXX/mo. I worked out a payment plan with the billing staff of $ XXXXmo and started paying immediately. Several weeks after the 6 weeks of XXXX and XXXX I received notification from XXXX XXXX XXXX ( previously a branch of XXXX ) that delinquent bills were forwarded them from XXXX for collections. I spoke with the XXXX billing staff repeatedly on the phone and over 5 times in person. The billing representatives acknowledged they were supposed to have culminated all of the incoming bills into the one assigned to me for payment. But stated the " rules '' didn't allow them to pull the billings back from collections even though it was an obvious mistake given the date of the payment plan commencement preceded the date of the collections.
This XXXX person 's error decimated my 800+ credit rating down to the 600 's. And I've been struggling to bring it back up since.
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| 09/05/2018 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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XXXX XXXX has repeatedly reported derogatory information to the credit bureaus causing my credit scores to drop considerably. This was from a XXXX medical bill that they set up monthly withdrawals from my credit card. I have the statements and now they are saying I owe additional fees that were not included in the withdrawals. I attempted to explain, I did not set the amount, I just provided my card information to eliminate the debt and not ruin my credit! They have stated they are uncertain why the amount XXXX Dollars for one and XXXX Dollars for the other were not taken, however, if I pay it now, they will stop reporting it. Mind you, they are reporting twice a month. This is just a terrible act committed against the little people. I was trying to be responsible and they still ruined my credit. I was in the process of buying a home, my score dropped 40 points in two months. This is unfair to the core of collections!!!!! We the little people in the Big Business World require assistance. HELP!!!!!!!!!!
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| 03/15/2017 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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I went into XXXX for a XXXX because I had a XXXX that required a prescription medication. I sat in the waiting room for over 4 hrs. Once I was called to see the doctor and told them specifically what I needed done they told me they could n't service me for that situation and that I would need to go to another location to be seen. I told them what I needed was only a prescription for the issue and to be seen to make sure that that is the issue because I was told by the pharmacist that in order to get that particular medicine I would have to be seen by a doctor. The doctor then told me that they would just write up a prescription for me without seeing me ( which is illegal ) and then I left. Now they are charging me XXXX for a hospital visit where I was never seen and given medicine that did n't even help the situation in which I originally went in for. I shouldnt be charged for services I did n't ask for such as an urinalysis and emergency room visit when I went in for a pap smear that couldnt be done.
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| 03/28/2016 |
Yes |
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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This company called me and demanded payment for something they could n't tell me what it was for. All they could tell me was that it was from XXXX XXXX XXXX so I called the hospital and XXXX different departments ( hospital billing dept, physician services, and XXXX ) within the hospital and each department said I did n't owe anything. I called the " debt collector '' back to try and find out if this was real or a scam because all they did was call and demand payment over the phone. I asked them all 3 times I spoke with them to please send me a bill in the mail. I 've given them my address each time and I still have n't received any written notice stating what this is for and I have no idea how to find out what I 'm paying for. I ca n't get them to work with me and I do n't want to pay something I do n't owe. I 'm NEVER late or delinquent on anything I owe!! I do n't even know what bill they are asking for!! I also called my insurance company and they have nothing on record that I owe. Please Help
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| 04/25/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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I had a medical bill that I received back in XX/XX/XXXX for XXXX XXXX in the amount of {$200.00}. This bill was paid XX/XX/XXXX. I received confirmation of my payment, and heard nothing else about this account. Then in XX/XX/XXXX, this account showed up as a delinquent account on my credit report across all agencies. The collections group, Paragon Revenue Group, said that they would take care of the mistake, but they did not.
I contacted XXXX, who took it down within two days and were very helpful. It took 3 tries to get XXXX to remove it. XXXX still refuses to remove it even after showing them proof multiple times that this account is not delinquent, and even after every other agency has removed it. I had a dispute on XX/XX/XXXX that they said they would not remove it, and another that was completed XX/XX/XXXX. I can't buy a house, I can't do anything with a new credit card, nothing that I wanted to because XXXX has ruined my credit score by keeping this incorrect information on my account.
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| 10/07/2020 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
Servicemember |
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In XXXX of XXXX, I received an alert to my credit file from a Paragon Revenue Group. It stated it was a medical debt and that I owed them {$4700.00}. I reached out to the company to tell them that this was not my debt and I was instructed that I had to pay it. The next day after talking to this company I contacted the hospital and they stated I had been in for services. I informed the young woman that I was not even in the state of Ms and she instructed me to bring the papers to her. I took the information she requested and she said that she will pull it from the company and my file. Two weeks later I received notification that the fraudulent account had been removed. On XX/XX/XXXX, I received another notification. The same company put that same fraudulent account on my credit file again and it damaged my credit severely while I was in the process of buying a home. The account is fraudulent and the company is continuing to try to collect on an account thats not mind by damaging my credit.
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| 07/04/2023 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Reference # : XXXX I reject your offer to contract. I did not consent to any nonaffiliated third party being in possession of my nonpublic personal information. This is a notice to cease and desist all communication resulting from this alleged debt. I am not requesting validation of any alleged debt as obtaining nonpublic personal information without my lawful authority constitutes aggravated identity theft 18 USC 1028A. The balance reflects an extension of credit. The collection of this extension of credit would be a violation of the false claim act. I would like the name and address of the original creditors as I have reason to believe that you both are conspiring to collect on this extension of credit through unlawful extortionate means. If there is any attempt to engage in any further collection activity on this extension of credit such as the furnishing of false credit information to the credit reporting agencies, I will file for suit for intentional infliction of emotional distress!
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| 02/22/2017 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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this debt originated from XXXX XXXX XXXX in XXXX XXXX was told this group was " in network ''. Not true. I was initially billed a {$600.00} deductible, which I paid. In XXXX I noticed on a credit report that Paragon Revenue Group had placed a collection for {$3500.00}. I tracked it down to XXXX. After calling several times I was told the reason I owed this bill was because they FAILED to file the insurance claim!! I have battled Paragon for 13 years now. If I call or write to dispute it, they renew the claim. Or did. Now, it 's on auto-renew. I have no account number as it 's so old it 's out of their billing system ( they admitted this in XXXX ) and Paragon 's billing system. XXXX removed this debt twice ; XXXX and last year as there is no way to formally pay what I do n't owe due to their error. I 'm extremely frustrated that it has continued to ruin my credit.And I have no means to correct it. You 're basically my last hope. Any questions? call me or write. Respectfully, XXXX XXXX XXXX
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| 07/26/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
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|
Web |
Older American |
|
I received a notice from paragon revenue group I tried to tell the lady that my brother is in a nursing home the charges are from XXXX XXXX on the XX/XX/18 for XXXX and the other was XX/XX/18 for XXXX I tried to tell her my brothers medicade number for them to file and the social worker told me this all I need to do. The collector cut me short and said that this has over a year and she is not interested in his medicade number to file these charges. My brother XXXX XXXX is medicade retroactive for XX/XX/18 because I had a hearing and got a lawyer to help him prove that the monies in his trust fund was being used by his caregiver. Once I filed a lawsuit against the caregiver then the XXXX in Oklahoma back the coverage from XX/XX/18 to the present. The person from Paragon revenue group refused to take his medicade # so the can file and XXXX will pay them. No she feels the her job is to collect the monies owe be rude and threaten me that she does not care to take the info to file.
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| 01/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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I had a hospital stay in XXXX and setup payment arrangements for multiple bills with the medical provider. One bill was missed and went to collections but a payment plan was established with the previous creditor. In XXXX they stopped taking the payment but didn't contact me to setup the payment plan again.
Late in XXXX I received a letter from paragon saying I owed them for XXXX from the hospital stay> I called the prior creditor who confirmed they sold the debt without notice.
Paragon accepted one payment from me and never sent another statement. I tried to login on their self service site but it says my account number is incorrect.
Paragon should remove the delinquent reporting and allow a payment plan to be established to suffice this debt.
Account info I was provided : Paragon XXXX XXXX It is absolutely ridiculous to hurt someone's credit when they made every attempt to repay the debt. This company 's practices should be reviewed further.
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| 12/28/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
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|
Web |
Older American |
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I had XXXX at XXXX hospital on XXXX/XXXX/15 and received confirmation from my health card provider on XXXX/XXXX/15 that they provided payment in full. Since that time I have been contacted by XXXX, XXXX collection agency and now Paragon collection agency. Each time a new collection agency contact was made I provided the explanation of benefits to the company but Paragon is telling me XXXX XXXX XXXX explanation of benefits was incorrect ; I asked for proof that I owe the debt but they said that was not up to them to provide. This has now been credit reported by Paragon and my credit score has dropped by XXXX points. I submitted a complaint to XXXX and they came back and said Paragon states I owe and they closed my complaint. Again, no proof. What must I do to correct? I have never had any collection debts before and this has already resulted in me getting a letter from XXXX that they are closing XXXX of my credit card accounts.
Thanks for your help
|
| 09/17/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
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I received a letter in the mail for a debt that I have already paid on XX/XX/2019 from Paragon Revenue Group. The account number is XXXX when I called I got XXXX on the phone very rude and I told her that I have already paid this and to send this back to the original creditor and to cease all debt communications she then hung up on me. I called back spoke to XXXX and told him the same thing he then stated that he would ruin my credit if I did not pay him and I told him I am disputing the debt and to send it back to the original creditor that my XXXX XXXX account shows a XXXX balance and he said if you dont pay me I will put it on your credit right now and I said I have right under the FTC and FDCPA and he hung up on me. I then called back to ask for a manager and he told me I could not speak to one. They threatened to ruin my credit on a bill that is paid and I have a XXXX balance. They are a fraudulent company. XXXX XXXX is my name
|
| 07/06/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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On XX/XX/2020 I received a notification from XXXX Credit monitoring that a collections account has been placed in my file. Paragon Revenue Group had opened two collections accounts one in the amount of {$3200.00} and a second for {$230.00}. At no point have I ever received notification from Paragon Revenue Group, either via the phone or through the mail, that I have any outstanding debt with any medical provider, furthermore I have not had any treatment or service outside of a single routine doctors visit in the past 14 months, for which there is no outstanding balance.
I have written to Paragon Revenue Group, at an address that I found online, requesting validation and removal of these collections. Given that I have never had any correspondence with Paragon Revenue Group, or anyone else, I do not have account numbers or other information in which I can base this validation request on beyond my name and address.
|
| 12/09/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
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XXXX XXXX XXXX has failed to validate that this account is reporting maximum possible accuracy per the FCRA. I have initiated several attempts through the credit bureaus and collection agencies to have this account validated and has not received a response and I have reason to believe that reasonable procedures were not conducted on these accounts due to the current violations I have found as if relates to my credit profile and unverified accounts also XXXX is reporting the date of last activity as XX/XX/XXXX XXXX is reporting XX/XX/XXXX and XXXX is reporting XX/XX/XXXX, It is a violation to re-age a collection account 605 ( c ) running if the period has also been violated as the date of last activity on this account is reporting. When it should reflect the last date a payment was made.
This company has continuously failed to validate this collection account further violating FDCPA 809b per the FTC opinion
|
| 07/26/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
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I recently pulled my XXXX major credit reports. This debt is appearing. It is not my debt. I have requested written XXXX from both of the collection agencies/law offices and the original creditor. I requested XXXX over 30 days ago. I have not heard from the original creditor or the collection agency regarding this debt. I supplied a copy of my ID, my social security #, and proof of address to all parties. I was never in their facility/hospital/office. I have shown proof of residence as well as tax documents to show my employment was NOT in their area. I want this deleted from my XXXX as they have failed to prove it is my debt. In fact when I call the original creditor they have an entirely different name and social security # listed in the original file. This is what prompted me to send proof of ID and social security number. This is NOT my debt and I want it closed and removed from my XXXX immediately.
|
| 08/17/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
To Whom it May Concern : This letter is a follow up to my original letter regarding an inaccuracy in your credit reporting, regarding the entry being reported under Paragon Revenue Group.
You have failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately.
Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed item is entirely inaccurate and incomplete and represents a very serious error in your reporting.
I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the Consumer Financial Protection Bureau and the Attorney General 's office, should you continue in your noncompliance.
*Please note this account has been removed from my XXXX credit report , I am requesting for it to be removed from my XXXX credit file as well.
|
| 09/23/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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I contacted XXXX on two separate occassion asking them to validate a debt that they claimed belonged to me. This last letter I sent out to them was sent out around XX/XX/XXXX I sent out yet another letter to the credit reporting agency and a letter to XXXX XXXX XXXX asking them to validate the debt. What they sent to me is a bill on their letter head with my name XXXX XXXX as being the patient along with the dates of service and the amount due. But the actual bill was addressed to XXXX XXXX. They said that they believe that the bill is valid yet they did not send me anything from the company itself. If they are legally able to collect on this debt then they should be able to validate the date with more than an amount and a bill with two different name on it I have been the victim of fraud and I am very careful as to anything on my credit report that seems suspicious
|
| 05/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
Despite numerous calls to XXXX XXXX about the billing, they are still stating that my insurance, XXXX has declined payment. They ( XXXX ) have paid out the sum in each case and I have paid my portion of the bill.
I have also been in contact with my insurance company, AXXXX several times on this matter and they assure me that I have paid my portion of all the bills and I owe nothing further.
This was an XXXX visit which while out-of-network, due to the fact it was an XXXX, it was covered by my insurance. XXXX paid out the bill as if the XXXX was in-network.
I've lodged a dispute with my insurance company in this matter and they attempted to make a settlement with XXXX, but XXXX was not interested. I called XXXX to discuss the issue of the bill, but was hung up on.
They have since escalated the issue by sending correspondence through a bill collector.
|
| 07/03/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I sent a letter asking for validation of debt owed to Paragon Revenue Group because I have no or have I ever had business with them. During the dispute/validation process every few days this company has flagged my credit. It has caused my credit to decrease 23 points. They sent me a statement of alleged debt amounts I owe them. They even stated others names on the bill who I am not aware of. They continue to update the collection but has yet to provide validation as per Section 609, I am entitled to see the source of the information, which is the original contract that contains my signature. I have reached out to an attorney and intend on moving forward with legal actions against this company. This has been an ongoing thing with this company and I consistently get them deletes and they pop up with new amounts not being able to verify any debts owed to them.
|
| 07/06/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I am filing this complaint against Paragon Revenue Group. They are trying to collect on an account that was paid a long time ago. Paragon Revenue Group never sent me any documents on this alleged debt. They just started reporting a collection account on my credit reports. They never sent me any letters for me to seek validation and or dispute the alleged debt. All this clearly violates the Fair Credit Reporting Act. Plus there is no debt for them to collect on.
In addition the account Paragon Revenue Group is listing on my credit report is over 3 years old. The account is XX/XX/2012. In my state SC the statute of limitations for both open and written contracts is 3 years. So they are also violating the Fair Debt Collection Practices Act. Please make them quit violating multiples laws by trying to collect on an account that does n't exist.
In addition
|
| 10/09/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
On XX/XX/XXXX I received a notification that I had a new account added to my credit file. I looked at my file and noticed that it was a fraudulent account that had been placed by on my credit file. I first interacted with this company in XXXX of XXXX. They placed this account on my credit report and I contacted the company telling them this was not my account. I was told I had to pay it. I then went to the hospital that had this fraudulent account and showed them proof that I was not in the state of Ms to receive services from their company. The woman in the business office told me it would be taken care of and about 2 weeks later the account was taken off my credit file. Now here it is, a year later and this company has placed this fraudulent account on my credit file again while I was in the process of trying to buy a home.
|
| 09/11/2023 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
Paragon Revenue Group DBA Jon Barry & Associates , Inc.
XXXX XXXX sent mail to my house asking for money this is a result of identity theft and mail Frauds. Elements of Mail Fraud 18 U.S. Code 1341 - Frauds and swindles intending to devise any scheme or artifice to defraud, or for obtaining money or property by means of false or fraudulent pretenses. ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 15 U.S. Code 1692j - Furnishing certain deceptive forms ( a ) It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer ... ... ... ... ... ... ... ... ... ..... I XXXX XXXX had NO transactions completed between me and Paragon Revenue Group DBA Jon Barry & Associates, Inc.I do not know them.
|
| 08/13/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
PARAGON REVENUE GROUP Contacted me in regards to two hospital bills with past due deductibles. I gave them my Veterans insurance information for them to submit claims for payments as well as previously providing the hospital the same information. Ive also contacted the VA to ensure payments would be made on my behalf. The PARAGON REVENUE GROUP continued to contact me by phone and mail with no indication of insurance updates and they have now reported the past due bill to the credit reporting bureaus. By law, the treating hospital must submit claims for payments to the VA in a timely manner ( within 90 days of discharge from the treatment facility ). XXXX XXXX XXXX XXXX has a history of failing to submit claims to the VA and the employees dealing with insurance continually have issues with the proper entry in their system.
|
| 04/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
On XX/XX/2022, Paragon Revenue Group sent a letter and an invoice to MY address ( Without my permission ) claiming that I owe them {$120.00}. I don't know who gave them permission to contact me at my home address, I don't know who they are, or how they have the audacity to claim I owe them ANY money. I sent them a debt validation letter on XX/XX/2022 ( see attached letter and certified mail green slip ). On XX/XX/XXXX, they sent me back everything I did not ask for, further proving they have violated my rights as a consumer ( see attached ). I've never done business with this company, I don't owe them money, and they did not provide me with proper debt validation. They did NOT abide by my demands and reported this fraud account to my consumer credit file anyways ( without my written permission ).
|
| 03/17/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have never received any letters from the debt collections company, I have only seen it pop up on my credit report. I have called the Paragon from the number listed on XXXX and requested a debt validation on XX/XX/2022 and never received it. I called again today ( XX/XX/2022 ) and while they claim to have sent it XX/XX/2022 I still have not received anything. I called the provider ( XXXX XXXX ) and they confirmed all of my accounts are current with none being in collections. The amount also does not match any of my billed amounts over the past 3 years. This is highly damaging to my credit and reputation as I have taken a hit to my credit of over XXXX points due to this. I have done everything in my power to get this resolved with no help or cooperation from the debt collection company.
|
| 01/24/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I never received a bill from XXXX XXXX XXXX in XXXX. It was a {$200.00} bill from XX/XX/2016, for my son when he was born. I had two insurances at the time. ( XXXX XXXX XXXX XXXX XXXX XXXX ) The bill was sent out to XXXX XXXX but never got billed to my secondary insurance, which would have taken care of the rest. I have made calls to both the hospital and the collections agency XXXX and have been told the bill is so old the only option is to pay it. XXXX offered me 20 % off the bill if I paid them right now, and said the only way it can come off my credit is to pay it. I cant understand how I never received a bill or any document notifying me I was going to be turned into collections. If I had, this would have been cleared up through insurance. I want this removed off of my credit.
|
| 05/03/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Paragon Revenue Group is trying to collect {$5500.00} from me. This was from XXXX XXXX XXXX XXXXXXXX in XXXX KY back in XXXX. This was a workers compensation case. They were 100 % liable. They said they didn't get the info. I took them the information probably 4 times, even had our HR at work send it too them. At the time of treatment I even had XXXX XXXX health insurance. Either would have paid for this and they refuse to bill them. I even told them to bill my health insurance and I would pay the deductible and they still won't. I mean I don't know what else to do. I pay for insurance for a reason. And my employer pays workers compensation for a reason. Every other bill was taken care of by the workers compensation and zero issues but XXXX XXXX XXXX just won't do their part.
|
| 06/18/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX XXXX XXXX {$140.00}. XXXX XXXX. XXXX XXXX XXXX {$900.00}. PARAGON REVENUE GROUP ALL ACCOUNTS WITH ANY DOLLAR AMOUNT. NEVER AGREE TO PAY ANY DEBTS WITH ANY OF THESE COMPANIES I DON'T RECOGNISE AND HAVENT MADE A DEAL TO PAY A DEBT WITH THAT COMPAMY OR COMPANIES. I HAVE PROOF THAT MY SOCIAL AND ID HAVE BEEN STOLEN SEVERAL TIMES OF YEARS OUT MY CARS OR HOME. I HAVE PROOF AND SOCIAL SECRUITY CAN BE CONTACTED. AND XXXX XXXX THAT I FORGOT TO ACTIVATE AT THE TIMES. THERES NO PROOF THAT THIS STUFF BELONGS TO ME. I NEVER MADE A DEAL WITH THESE COMPANIES OR PROMISE TO PAY ANY FEE AT ANY TIME AT ANY AMOUNT. PLEASE REMOVE THESE. THESE COMPANIES HAVE UNSECURE WAYS OF RECIEVING INFO AND FRAUDULENT INFO. PLEASE AND THAK YOU. HAVE A BLESS DAY. ALL ACCOUNTS NEED TO BE REMOVE FOR REAL.
|
| 10/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Jon Barry & Associates , Inc DBA Paragon Revenue Group are debt collectors attempting to collect a debt on behalf of XXXX XXXX I have not received from them. I am not a party to their agreement with XXXX XXXX XXXX and I have not agreed to pay anything to Jon Barry & Associates , Inc DBA Paragon Revenue Group. I have no idea how Jon Barry & Associates, Inc DBA Paragon Revenue Group received my private medical information. Jon Barry & Associates , Inc DBA Paragon Revenue Group have once again violated my H.I.P.P.A. rights and is attempting to collect on an alleged debt that does not belong to me. Jon Barry & Associates , Inc DBA Paragon Revenue Group continuously violates the FDCPA by attempting to collect on alleged debts without providing any proof of service or goods.
|
| 02/08/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On XX/XX/XXXX. I checked my credit report and saw there was a new collection on my XXXX report.I called the company 3 times and 2 times was hung up on. The 3rd time I ask the collector what address the validation notice was sent he stated did not have an address . I was informed that there where other debts of mine in there office and it was not reported to the credit bureau .He hung up on me . Texas has not reported any of my medical debt before I was told they do not. Violation of the FCRA and FDCPA for abusive behavior ..Continue to hang up and not try to resolve the issues..If they report to the credit bureau they must report all DEBT as of today the only report is for XXXX XXXX from XX/XX/XXXX the others have not been reported they can not pick and choose
|
| 02/27/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
On XX/XX/XXXX, XXXX XXXX XXXX submitted a derogatory mark against my credit claiming that they were collecting a debt from XXXX from a hospital. I contacted XXXX, and they were unable to give me any details about the debt including why they had not contacted me prior to submitting my information to the credit bureaus. I contacted the hospital who informed me that they would not have submitted any collection to XXXX XXXX XXXX and that the debt had been paid. The hospital then emailed me a copy of the paid in full report. XXXX will not receive my calls ( they continually drop the call ) as I have tried to contact them to provide the proof of payment. I have emailed the proof to them and have received no response. I have mailed proof to them with no response.
|
| 02/06/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I'm paying them every month as I can since I learned I had a debt to them. But XXXX XXXX XXXX keeps calling me and hanging up. I called back and asked whom was calling. The gentleman told me who he was and what company he was calling on behalf. I explained to him that I've been pay as I can Every month. He then became aggressive in tone. And explains that the the bill is due in full. I again tell him I'm paying every month as I can and that I'm not trying to dodge the debt. He became even more irritable and I tell him I don't respect his tone and attitude that I didn't appreciate being called at work about something I was taking care of already and didn't see the reason for repeated ghosts calls to my phone
|
| 02/10/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Paragon reached out about a medical bill that it said that I owed {$3400.00}. In their form, they asked me to respond on whether I believed this was my debt and if I wanted proof of the bill. I requested that it was my bill as well as the original documentation. They validated my personal information but provided no original bills nor any of my wet signatures. They only provided the account numbers and two creditors ' name. It appears there are two bills that it wants me to believe it's one bill. It is all very unclear. I would like for the creditor to provide the original bill ( s ) as I requested along with my wet signature on any documents that Paragon has in its possession to assure that I owe the debt.
|
| 10/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I submitted a previous complaint with CFPB and I am asking CFPB to reopen. Paragon Revenue is a Debt Buyer and I do not owe them. I asked for a " signed '' copy of the original written agreement that I owe a debt them. Paragon sent me an XXXX Health Statement, as well as a printout of XXXX XXXX Treatment and Authorization standard lingo with a printed version of my name, as well as the signature of a witness that is unidentifiable. I do not owe this debt to Paragon Revenue. I had never heard of and only learned of whoever Paragon Revenue is by seeing their name on my credit bureaus accounts.
The company did not provide me with the documents I requested which is a signature agreement that I " signed ''.
|
| 10/21/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
On XX/XX/XX/XX/XXXX Paragon Revenue group agreed in response to consumer financial protection bureau complaint number XXXX to remove their collection from all credit reports and from their account. They are also responsible for notifying the original creditor of the complaint and the debt resulting from Identity Theft. Paragon Revenue group has failed to comply with its agreement. The collection is still on my XXXX and XXXX credit reports. With this complaint, I request that Paragon Revenue group comply with its original agreement to remove and block this debt and collection from my credit reports as well as provide me with proof of the notification and information sent to the credit reporting agencies.
|
| 12/28/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
My name is XXXX XXXX XXXX.
XXXX XXXX XXXX has placed an alleged collection on my credit reports recently.
I have no idea who this company is or why they are attempting to collect a debt from me. I have never had an account or done business with them.
Furthermore I was never given a notice of this debt nor my right to dispute it.
I am asking for validation of debt, and proof of notice being sent to me.
If this is a medical debt I'd like to see itemized breakdown of the bill and original charges. And if they provide these documents and XXXX is not a medical facility and don't have my written proof to view or have these documents then that has to be a HIPAA violation ... along with FDCPA violation.
|
| 02/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I was contacted on XX/XX/2021 at XXXX by a woman from Peragon Revenue Group to collect a {$790.00} medical debt. When i explained I thought I had already paid and questioned the validity of the debt, she got extremely angry and told me I was incorrect and this was for the hospital not medical provider. I asked for validity and she continued to become angry and I told her I wasnt going to pay without proof. When I said that, she told me fine, I will call the hospital and tell them to put this on your credit report and it will affect your credit! I have rights to ask for validity which she denied and I have rights not to be threatened for a debt I will gladly pay once validated!! Unacceptable.
|
| 03/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
XXXX XXXX @ XXXX XXXX XXXX XX/XX/XXXX Bill : {$7100.00} sent to XXXX XXXX XXXX payed the ALLOWABLE amount of {$500.00} on XX/XX/XXXX to XXXX XXXX DBA Paragon Revenue GR opened collection on XX/XX/XXXX This collection charge appears on XXXX Credit Report DBA Paragon has NEVER CONTACTED me regarding the alleged amount owed of {$1200.00} either by a paper trail or phone. I do not know how they arrived at this figure when XXXX XXXX accepted the payment of {$500.00}. XXXX won't remove this charge because DBA Paragon claims it is legitimate. XXXX considers this original bill of {$7100.00} to be payed in full. My out of pocket expenses with XXXX had been met, so I am not responsible for this bill.
|
| 11/03/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Ive tried to explain to these people that I was in an car accident and all the medical bills were taken care of by my insurance company. A total of {$2000.00} was paid. It was a sprained thumb. What else could I possibly owe money for? Besides the fact that the bill was covered and paid for by my car insurance company. The bill was paid in two separate payments XXXX on XX/XX/20 and XXXX on XX/XX/20. Ive tried referring them to my insurance company several times and they just kept harassing me and now have sent my account to collections when I dont owe them anything. Ive also never received the bill from XXXX XXXX XXXX XXXX stating I owe anything other than what was paid by my insurance.
|
| 12/13/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
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|
on XX/XX/2016, I disputed a medical bill debt with Paragon Revevue Company with the XXXX credit bureaus and the debt was deleted.. I have recently received a copy of my credit report and Paragon has re inserted the debt back. Paragon is a third party collection agency and they have put the debt back on just under a different name. I am asking that the collection mark be removed from all bureaus immediately. They were given thirty days to respond back to the disputes.. The company has violated all Hipaa laws as well as debt validation requests.. I am asking for the prompt removal of all inaccurate accounts from this copany and the debt owed was paid in full from an insurance claim..
|
| 02/19/2020 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Older American |
|
I am in the XXXX program for XXXX and XXXX people. I have been trying to get XXXX XXXX XXXX XXXX XXXX located at XXXX XXXX XXXX XXXX, XXXX, NC, XXXX XXXX to leave me alone. Yes I was in the hospital for nine days but I gave them all of my information from my XXXX card, my XXXX card and I am not willing to fight with them anymore that I don't have to pay the XXXX deductibles, co insurance and co payments. The bill is for {$1400.00} from XXXX XXXX. It has now been sent to a collection agency called Paragon Revenue Group located at XXXX XXXX XXXX Ct, XXXX, NC XXXX. There phone number is XXXX. I don't no what else to do. Please help. I really hope that this agency can fix this.
|
| 09/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
|
|
Paragon Revenue Group reported their unverified medical account to my credit file on XX/XX/2021 and XX/XX/2021. I have no idea how Paragon Revenue Group received my personal medical information. I have not agreed to do any business with Paragon Revenue Group, I have not received any goods or services from Paragon Revenue Group, nor am I responsible for their debt collection purchase from their alleged client. Paragon Revenue Group have violated my H.I.P.P.A. rights and are trying to collect on an alleged debt.
Paragon Revenue Group are acting as attorneys violating the FDCPA attempting to collect on an alleged debt without providing any proof of service or goods.
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| 07/13/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
|
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No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
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| 08/30/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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I received a phone call from Paragon revenue group in XX/XX/2020 stating I had a debt placed with them. I told the representative in that phone call that I didn't have such a debt and I requested validation of it as provided by law. I then prepared a written statement outlining that the debt was incorrect and false and asked for proof of such debt. The letter was mailed via USPS and signed for by Paragon Revenue indicating receipt. On XX/XX/XXXX the account was listed on my credit report and no proof of the debt has been provided. Zero proof or documentation has been provided by the collector. This fraudulent reporting has damaged my financial well being.
|
| 10/20/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I checked my credit after being denied multiple times for a new auto loan. I noticed FOUR accounts for DBA PARAGON REVENUE totaling amount of {$500.00} with the ORIGINAL ACCOUNT OWNER as XXXX XXXX XXXX. First, each of these debts are a violation of my HIPPA rights, as I did not sign a release to have my medical records, including costs, shared with any outside agency. Second, I never received any correspondence from the medical facility or the doctor after my care as I made sure they knew that I was indigent and had no income. Third, I have a right to be notified with proper instructions on how to dispute, according to the Fair Debt Reporting Act.
|
| 04/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
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On XX/XX/2022 I submitted a complaint to the CFPB ( XXXX ) in regard to Paragon Revenue Group violating my consumer rights. I received a response from the company that did not address the full extent of the fair resolution I provided. Paragon Revenue Group did agree to remove the account from consumer reporting agencies as well as XXXX out the alleged debt. Legally this company is responsible for payment for the federal violations committed under the FDCPA. I have not received my entitled compensation for being violated as a federally protected consumer pursuant to 15 usc 1692k. I will attach the original documents provided in the first complaint
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| 08/31/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Paragon Revenue Group, The repeated Fake Debt Collection calls have been coming in for about 1-2 months. We are tired of the harassing phone calls for medical debt that is being handled by our Attorneys. This company and its people are performing fake and fraudulent debt collection practices here in the North Carolina area. Something must be done about it. My Attorneys and I have constantly told them about their fake and unfair debt collection practices for years now. It is constant calling, constant leaving messages, and harassment to the next level of our family on a daily, weekly and monthly basis. Please look into this matter asap. Thank you
|
| 07/03/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
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Paragon Revenue Group has stated that I owe {$110.00} for medical bills that were not paid. However, I know I have never missed a medical bill payment. They told me to contact the medical practice that issued the debt, so I did and they said they have no record of sending a debt to collections. I called Paragon back and asked for them to provide a Debt Validation letter they said they already sent one to my address and it came back undeliverable. The agent then said to call the post office to find the letter that he just said was returned undeliverable. I asked him to send the Debt Validation letter again and he refused and then hung up on me.
|
| 05/18/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
PARAGON REVENUE GROUP has a {$7300.00} hospital bill ( with XXXX XXXX XXXX, XXXX XXXX, Florida ) which they posted as a NEGATIVE on my credit report in XX/XX/2022. Since this is the ONLY outstanding debt that shows on my credit reports, they have negatively impacted my credit. This medical bill was for an emergency room visit which my health insurance paid a lot of money on and I did not expect this surprise bill. I want Paragon Revenue Group to REMOVE this hospital bill debt from ALL credit reporting agencies. I never received an itemized bill from the hospital despite numerous attempts to acquire one. Please help and thank you.
|
| 04/28/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Recently signed up for XXXX XXXX XXXX around XXXX XXXX . Upon the people at XXXX XXXX XXXX XXXX checking out my debt at Paragon they was able to remove one account from there records but not the other account. I received a letter from Paragon Collection Agency stating they are validating the debt by sending me a medical bill that does not show my actual signature on this bill that they submitted to an insurance company. This is not validation of the debt as it does not show a signature on this documentation that they provided but instead, it seems to violate HIPPA laws as they should have t his information.
|
| 08/08/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
XX/XX/XXXX XXXX account need to be removed from my credit report this information is incorrect- XXXX XXXX XXXX XXXX XXXX account need to be removed from my credit report because this account is inactive - XXXX XXXX/XXXX XXXX XXXX XXXX account need to be removed from my credit report it has been past 7 years - XXXX/XXXX XXXX XXXX account need to be removed from my credit report - Medical bill was paid after the insurance dispute. XX/XX/XXXX XXXX account need to be removed from my credit report this account is past 7 years - XXXX/XXXX XXXX XXXX account to be removed from my credit report this account has been inactive - XXXX/XXXX
|
| 10/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
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On XX/XX/XXXX XXXX Paragon Revenue GR added a derogatory mark on my credit report per XXXX XXXX XXXX XXXX. Upon, further research the accounts was transferred/sold and I am no longer responsible for the account. Debtor 's creditor did not verify this collection also there was no written form of communication, contract or written signature for this accused debt. A bill without a written signature does not validate the debt and anybody can send a bill and say that it belongs to me. According to the FCRA XXXX XXXX XXXX XXXX has violated my rights as a consumer and I am requesting legal action to remove this account immediately.
|
| 04/05/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
Copay was paid to the hospital. In the amount of {$90.00}. Paragon Revenue Services called repeatedly wanting money. I finally paid the {$90.00} again, to Paragon Revenue Services. To stop the harassing calls. I then contacted XXXX XXXX and they told me I had a XXXX balance. And they have no record of sending anything on me to a collection agency. PRS said they were sending paper bills to an address I had not lived at in two and a half years. My information is correct with XXXX. Please make these people stop stealing money from patients. And reporting them to credit bureaus when nothing was owed to begin with.
|
| 11/12/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have received notice that I owe XXXX XXXX XXXX XXXX for {$180.00} which is with Paragon Collection Agency from XX/XX/2016. I contacted Paragon Collection Agency and they said they do not have any information on this account - that it is with the " attorneys. '' I was transferred to the " attorneys '' and they said they have information under my name. I contacted Paragon back and they said they can't help me because it is with the attorneys. I am not getting any answers. I continue to get statements. I want to know what this bill is for and when so I can get this paid or it needs to be removed from my credit.
|
| 08/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
I am a victim of identity theft and I have submitted a notarized affidavit which serves as a legal document to my identity theft. I am also a victim of the XXXX breach and opted out of the settlement because I have suffered extreme losses due to the breach and the identity theft. I need the fraud accounts that are in my letter that is attached removed permanently from my file as I have also contacted the creditors as well. This is extreme in violation of my fair credit reporting act rights and I will seek legal recourse. I have also attached the printout of me being affected by the XXXX breach as well.
|
| 06/01/2023 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
I ask to stop contacting me and they continue to do so! I keep getting the spam phone calls everyday or every other day! I keep getting letters in the mail and they are also sending the letters to the wrong address when I have corrected the address on the XXXX XXXX website and ask not top send me anymore as we would get this debt paid as soon as we get the funds we are waiting for!! So I would greatly appreciate it if the letters and phone calls would stop! I see this being a harassing matter as we can not help our insurance sucks and dont help as much as we want it too! So please STOP contacting us!!
|
| 11/25/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I believe the account is invalid. PARAGON REVENUE GROUP needs to verify under oath that this claim is valid, free from any claims and defenses including but not limited to any breach of agreement, failure of consideration, or material alterations, and that the original lender provided value. Further, the alleged account was transferred in good faith and with the consent of all parties involved. If they are unable to provide under oath the previously listed item then I require the account to be removed from my credit & their records. PARAGON REV ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX
|
| 01/30/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
|
|
Paragon revenue group repeatedly contacts me before XXXX XXXX and I asked them to stop contacting me as I do not owe them anything. They contacted me most recently XX/XX/2023 at XXXX XXXX and when I called back to request they stop calling me because they were not allowed the lady told me yes we absolutely can call you before XXXX. I told her you are now allowed by law to contact anyone before XXXX and she got rude with me, laughed at me, and hung up after I told her to stop calling me and to mail any information that needed to be communicated. They also called me XX/XX/2023 at XXXXXXXX XXXX.
|
| 03/22/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
This company keeps reporting XXXX collection accounts which have been paid. When I paid these accounts they agreed to remove them from my report ... I guess it 's called a paid for deletion. I never received a letter fro them which I understand is important. I 've called them on the phone & they said the would n't remove them. They continue to report the account as a collection when they agreed over the phone to remove it. The negativity is impacting my ability to get a loan when it was paid over 2 years ago. I would like Paragon to remove it at once from all XXXX credit reporting agencies.
|
| 12/20/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was XXXX in XX/XX/2017 by XXXX county sheriff 's department in Georgia when I was they're under the care of XXXX county they had to transport me to XXXX XXXX for further evaluation for medical issues. I remained in XXXX until XX/XX/2017 therefore I am not responsible for these medical bills occurred during these times therefore they should have been billed to XXXX county sheriff 's department and not me personally I'm the only one out of other six XXXX that were taken that got bills personally the other ones were billed to the county and I am not financially responsible for this.
|
| 01/14/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am XXXX years old and I am an XXXX child of the State of Florida. I was therefore given medical insurance through the Department of Children and Families and Medicaid once I reached the age of XXXX in XXXX. My plan is XXXX.
On XX/XX/XXXX, I received a letter from debt collectors stating I owed {$1100.00} to a local hospital. The service date was XX/XX/XXXX. I was not asked for insurance information from this local hospital and I was confident they already held my insurance information in my files.
As of XX/XX/XXXX, this is the first announcement of any wrongful debt I am owed.
|
| 01/23/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I call today XXXX XXXX XXXX and spoke with XXXX XXXX she call me a lie about 14 medical bill I dont own .. I try to talk to her about is identity theft be cuz I have the prove and police report I been in this situation over years .. they dont want to make any fail decision about my case she es very rude to me by the phone ... she was I have medical insurance I never have before in my life!! The only insurance I have is XXXX XXXX She say she didnt believe what I was saying .. any to XXXX no collect entre medical bill in my name she say they have 14 new bill from XXXX XXXX clinic
|
| 11/14/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
In 2018 I was a victim of identity theft, which accounts were made with housing that was not me I discovered fraudulent accounts had been opened with XXXX XXXX also represented by XXXX XXXX XXXX XXXX XXXX/ and XXXX XXXX XXXX XXXX . Also Paragon Revenue is reporting fraud account to credit reporting agencies. I immediately filled a police report with XXXX, nc XXXX XXXX police department because of fraud. These accounts were soon removed because they were fraudulent. Now these accounts are back and reporting a negative on my credit report preventing me from getting a home.
|
| 09/15/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Jon Barry and Associates DBA XXXX XXXX XXXX XXXX XXXX XXXX Ct , XXXX XXXX XXXX XXXX Scammer- Sending collection notice and reporting on paid accounts-This is the second time he has attempted to collect on a paid account. this collection activity should be illegal and this person needs to be have his ability to further this activity removed. I HAVE POSTED TO THE CREDIT BUREAU THAT A PREVIOUS CLAIM WAS UNFOUNDED.
I have written directly to the address with no response. It seems like this is some kid sitting in his bedroom, trying to scam others to make money.
|
| 11/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
I submitted a prior complaint that was closed by the CFPB because Paragon Revenue Group agreed to remove this negative item from my credit reports and that I did not owe them any money. Today I received a text message from them asking me to call them with a XXXX digit Pin #. I attached a screenshot.
I do not owe Paragon Revenue any money and they need to stop contacting me. The CFPB needs to investigate this debt buyer! I want them to stop contacting me and remove my information from their database.
Here is the case # from XX/XX/2022 with CFPB : XXXX
|
| 01/03/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
XXXX XXXX XXXX constantly harass me. They call repeatedly from different area codes and continue to send mail to addresses that I have not provided them with.I have continued ton dispute with this company and requested that they not contact me. The state of North Carolina also requires collection agencies to be licensed and active in order to operate in our state. XXXX XXXX XXXX is not currently licensed in North Carolina with the Secretary of State and should therefore be removed from all credit bureau agencies immediately due to the non active status.
|
| 01/17/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
This debt is invalid. The account was put on hold with the medical service provider while the provider reviews the account with the health insurance provider. I have spoken with the business office for the service provider ( XXXX / XXXX XXXX ) and they have confirmed that no account in my name has been sent to a debt collector. I have repeatedly advised the debt collector that the debt they seek to collect is invalid, disputed the collection, requested proof of the debt based on their information and asked them to stop calling. They continue to call.
|
| 04/29/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I recently checked my credit report and theres a collections that was added XX/XX/2018 in the amount of {$910.00}. It is from XXXX. I am not sure what this is about because I have always had insurance. And I had state insurance then which covers everything.
If there was an out of pocket expense that should have been explained to me as far as why. I was told I had an XXXX XXXX and that it HAD TO be removed and now I get this bill. I have worked really hard to get my credit score up and I am extremely upset that this is now effecting my score
|
| 06/28/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Paragon Revenue Group is attempting to collect debt for a medical expenses in the amount of {$3200.00} I XXXX XXXX DID NOT authorize these medical charges. There is no signatures authorizing these charges by myself. Supposedly a phone authorization. I did not authorize these charges. I have also requested Paragon Revenue to provide me with a copy of their license to collect debt in the state of Wisconsin. Paragon Group FAILED to show license and signature verification of this debt. I demand this be removed from my credit report immediately.
|
| 01/22/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX just put a collection on my credit report without sending me a notice of the debt. If I had received a notice I would have paid it! I take very good care of my credit and monitor it daily. Im a veteran and make sure all my bills are paid.
I called them and advised them and offered to settle it but I want it removed since they did not follow procedure. They were very rude & hung up on me.
How is it ok for them to just whatever they want one someones credit report and then treat you badly when you call in to take care of it!
|
| 03/16/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I was notified on XX/XX/XXXX by my credit monitoring service that my credit score dropped XXXX points ( my score was XXXX ) due to a collection being added by Paragon Revenue. I called the collection agent ( XXXX XXXX and she stated the debt was for XXXX XXXX XXXX XXXX XXXX. I told her the exact date of my payment XX/XX/XXXX and she advised she could see the payment however she could not remove the debt. I requested proof of outstanding debt which she would not provide. I went to the atrium website and confirmed I have no balance due. I
|
| 10/02/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Some collection agency named Paragon Revenue just put two collection accounts on my credit report. One was for {$1400.00}, and the other one was for {$500.00}. Prior to these two collection accounts appearing on my credit report, I had never even heard of this collection agency, much less have any idea what these balances could be for. The Fair Debt Collection Practices Act requires that a collection agency gives me a 30 day notice to dispute, prior to reporting debts to the credit bureaus. However, that never happened in this case.
|
| 06/16/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
I have VA Insurance coverage, the bill was sent to my previous insurance company. Which then denied coverage. In XXXX I had provided all my new insurance information to XXXX XXXX XXXX XXXX XXXX XXXX I was told to disregard this bill. Since the VA pays all my bills, I should not have a balance. I have called to provide this information again to billing at XXXX XXXX XXXX XXXX, I was told they would take care of it. This Paragon Revenue Group has wrongfully billed me. I would like to have this debt removed from my account. Thank you!
|
| 07/23/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have disputed this account with XX/XX/2018, XX/XX/2018, XX/XX/2018, requesting they provide some type of application, or signed security agreement showing that this medical bill belongs to me. They continue to provide the contact for the hospital, in which the hospital billing department was not helpful. I have sent written letters to the collection company and called the hospital contact that was provided. The amount of the alleged debt is {$830.00} ; also in which I have not been to NO HOSPITAL or received any MEDICAL CARE.
|
| 12/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
An individual is impersonating a medical collection agency, Paragon Revenue in XXXX. He called about outstanding debt, wasn't sure how or why he had this information, and when we tried to clarify the information, he asked for social security and other personal information.
We said we'll call back. He said ok. We did later, and he didn't know what we were talking about, and asked for our personal information again. When we said we didn't want to share that info, he told us that he's busy and needs to go and hung up on us.
|
| 12/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I received an alert around XX/XX/XXXX, XXXX there was a collection on my XXXX report that does not belong to me. I submitted a dispute online. XXXX wrote be back and said they verified the items belongs to me. I have also written the Paragon company as well and asked them to delete this information because i have never had any account with this company. XXXX continue stop report in accurate false information on my credit file and i want hen to delete this information immediately and stop playing with my credit file.
|
| 08/31/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have received more than XXXX telephone calls from Paragon Revenue Group. Many have left automated voicemail. After sending dispute letter requesting proof which has not been provided, notifying them that I am only to contacted via USPS they called me, being very abusive threatened me with legal action and possible arrest. My granddaughter heard the conversation and has since had XXXX issues since. They have also put a negative mark on my credit report. All this after I have sent a dispute letter requesting proof.
|
| 03/11/2016 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
Paragon revenue group reported a debt to creditors prior to notifying me of the attempt to collect a debt, and willfully admitted it during our conversation in an attempt to resolve the issue. Customer service rep XXXX and customer rep XXXX were both EXTREAMLY in professional to me, my wife, and failed to put me in contact with their supervisor in an attempt to pay my debt in full. They both used deception and un professionalism to conduct themselves. It was the worst experience I have ever had with a company.
|
| 11/07/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
My credit report states that I owe {$1500.00} to Paragon Revenue Group. I called Paragon Revenue Group and was told that this was the correct amount and was given my account number to make payments. When I enter my account number and attempt to make payments, the balance of all accounts totals {$2300.00}. I called XXXX in attempt to dispute the incorrect balance and was told the extra charges are from a balance that was previously paid and removed from my report, yet they are still attempting to collect it.
|
| 05/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I started a payment plan with this company thinking i had no option. I started paying {$25.00} a month soon after I changed cards and recieved a call about payments being in default. I looked up information on what I could do and sent a letter of validation where the responded with a bill statement. I've called lawyers and I've been told that if I never received a letter within the first 5 days of the company assuming my debt then I could have a debt scrubbed from my credit being they violated my rights.
|
| 11/07/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American, Servicemember |
|
First received a phone call from Paragon Collections demanding bank routing numbers to pay a debt. When I told the man calling that I needed to have written verification he said it would be mailed. Received nothing in the mail. Many weeks later I received a text message to call. When I called I again said I needed written verification. I was told it would be mailed right away. It's been several months and still nothing in the mail. It is now showing up on my credit report as debt collection.
|
| 02/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
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Web |
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I recently pulled my credit to see where I stood to purchase a home. After looking at my credit I saw these medical collections I reached out and asked the companies to send verification and validation of my dept on XX/XX/2020 they only played games threatening me and asking me to claim the debt. I asked to prove that the debt was mine and I was told that the police will come and get me and that I would be sued.
I asked the company to stop calling me. I have no other choice but to see help
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| 10/22/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
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Web |
Servicemember |
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This debt does not belong to me it belongs to my brother who has the same last name and same date of birth as well as close to the same Social Security number but one digit different. I want this account removed from all credit bureaus to include XXXX, XXXX XXXX, and XXXX immediately. I also have received numerous harassing messages in the past related to this debt. I am seeking legal help and in the process of hiring attorney to sue for damages if this account is not resolved immediately.
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| 06/04/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
Servicemember |
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( XXXX ) The debt collector could not give me the details about the bill that I was asking for and would not stop talking and listen to me long enough for me to get the clients account number so I can figure out if it was a facilities charge or the doctor 's billing. I need to know what I am paying. He threatened that it will continue to stay on my credit and he will tell the client that I am not willing to pay even though I told him I will pay the bill as long as I know what I am paying.
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| 04/14/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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have asked XXXX to validate, and have not received any response. also asked transunion to verify, there response is it meets requirement but fail to show proof.
I have asked several times with certified letter to provied me a document that bears my signature that this debt is mine from both XXXX and XXXX and have not received any such documents. as this is my last step to take prior to filing a civil action against both companys. if need be i can provide proof of dispute delivery
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| 08/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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Paragon Revenue Service. Apparently my debt was sold to this company, so I set up a payment plan. Theyre claiming I only made one payment and the others were returned. They had my account information wrong and never attempted to make me aware of my payments not being processed. I am now on a payment plan with the XXXX who this is owed to. They will not stop contacting me and sending bills for money I do not owe them. It is exhausting and causing me so much XXXX XXXX.
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| 10/20/2022 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I went to the hospital in XXXXXXXX XXXX 2021, XXXX XXXX XXXX XXXX. The only bill I received was for {$1100.00} and I paid online but most was paid my insurance. I never received a bill for XXXX , until a collection noticed came and I called and disputed and never heard from them again. Then it hit collection without notice and Ive been harassed by collection since it has hit, but Ive explained and sent this information I have in and still it sits in collections.
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| 04/17/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
Servicemember |
|
This bill was created when I was in the hospital with XXXX. I had created a payment arrangement with the facility. I made payments to them until I got XXXX again. The amount of the bill isnt correct. Ive sent the collection agency the paid bill and the credit reporting agencies keep putting this on my credit. Considering that the world was going through this more time and compassion should be shown to XXXX survivors because we still have a long road to recovery
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| 01/12/2021 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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My HIPPA rights have been violated and the actions that Paragon group has done is incorrect. I am not working due to Covid and this negative information being reported is hurting my credit score. I have never received a bill for the collections and the information reported is inaccurate. They are reporting that I owe them XXXX for TransUnion and XXXX for XXXX. My Hippa Rights have been violated and have provided the credit bureaus with inaccurate information
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| 07/07/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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A dispute was placed on a credit report regarding a medical bill that my spouse owes. I contacted the company and they informed me that this was a medical bill that my spouse owes and it is now my responsibility. I informed the lady on the phone that my husband XXXX away and she stated the bill is now my responsibility. I live in Mississippi an and it is not a community property state. I did not sign or agree to this debt and hold no obligation to repay it.
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| 01/17/2023 |
Yes |
- Money transfer, virtual currency, or money service
- Money order
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- Confusing or misleading advertising or marketing
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Web |
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This is happening constantly over and over, Identity Theft, PARAGON REVENUE GROUP are using name, address and Social Security number is being used fraudulently and has taken the signature and the instrument like it belongs to them and collecting from the state filing number. They are stealing. I do not know who this company is and have not authorized any use of this information and they are causing defamation of character and threatening the credit report.
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| 07/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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I keep getting repeated calls from Paragon Revenue Group about them trying to collect an alleged medical debt theyre saying I owe. I sent them a letter disputing the debt and ask them to cease all phone communications with me, but they are refusing to stop the calls. I got a call this morning from one of their rep, I asked him not to call my phone, and to send all correspondence via mail, he got rude with me on the phone, started yelling and hang up on me.
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| 04/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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The debt collector XXXX Paragon is unable to prove what I owe and why. Despite not being able to prove it they sent me an attached bill from the children 's hospital which clearly shows blank. I attempted to call PA XXXX PAragon Revenue Group they have stated that they do not know what is owed but they require {$1700.00} to be paid full. I find it very concerning that they can not provide a bill of fees and only provide a bill where it shows i owe XXXX.
|
| 10/22/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
|
I have constantly disputed this collection as it is not mine. I have gotten repeated harassing phone calls from the debt collector and in process of seeking legal preparations for a law suit. The account in question belongs to my XXXX brother with the same last name and date of birth not me. Or SSN are 1 digit apart. This account is not mine and I want it removed ASAP from all credit bureaus to include XXXX, XXXX, and XXXX immediately. Thank you.
|
| 12/19/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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Paragon Revenue Group has an account an my cerdit report saying i owe, and its not my debt. Im looking at my credit report and they added another debt to my credit report after all the others were removed.The debt is for {$1300.00} dollars. Mys sons mother is taking my son to the doctors and i no longer work for the company the insurance was originally carrying him on. All his or her debts are coming over to me since i was the account holder
|
| 01/25/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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I have contacted DBA Paragon Revenue Group as well as XXXX XXXX on XXXX as well as XXXX to make a settlement due to accounts being listed on my credit report. When I made contact they each told me that they did not see records of these accounts. The amount for one account was {$100.00} and the other was {$140.00}. I am concerned that these are on my credit report inaccurately and that this is a bait and switch situation.
thank you
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| 06/26/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Recently, I've grown an interest in monitoring my credit. I am XXXX years old and I and my family are ready to purchase a home. As I've gone through the accounts and collections displayed on my credit I've noticed unusual activity and an ample amount of accounts that do not belong to me. I've made several attempts to call the dept collectors and explained my situation to all of them, however these accounts still appear on my report.
|
| 05/22/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
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Web |
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These XXXX medical bills are not my debts. XXXX for {$280.00} and the other XXXX for {$75.00}. I sent Paragon Revenue Group a letter to verify this is my debt per the Hippa Validations.So i just got a letter in the mail for Paragon Revenue Group that is suppose to be verifying this is these debts.They have failed to comply not only per HIPPA but also by the FAIR CREDIT REPORTING ACT. What they sent me is not a validation.
|
| 05/25/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I sent a Debt Validation letter to Paragon Revenue Group and the sign and received it in their office on XX/XX/2020. I received correspondence from them and they did not validate the debt. They sent me a lot of printouts with very personal information that violated my medical rights. ( HIPAA ) No release forms or anything showing I consented to any of this. I am appalled that this is the way they are practicing in their business.
|
| 01/13/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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|
Web |
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Hello. I noticed a company on my credit where I did not sign or give any of my personal information. It is for {$1000.00}. I disputed this account # XXXX in XXXX and XXXX of 2021 with the credit bureaus to have it removed. In XXXX, I wrote directly to Paragon Revenue Group, who then violated my HIPAA rights by sending a detailed medical bill from a hospital listing medical services and medication along with personal information.
|
| 03/29/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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|
Web |
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My identity was stolen through my XXXX email. They took Birth certificate, Social security card, id. They used my identity to open bank accounts, XXXX XXXX, applied for apartments, ect. I now have creditors coming after me. I filed a police report. I have no idea how long they had my information.
XXXX Paragon Revenue GR balance {$3800.00} XXXX XXXX XXXX {$180.00} XXXX XXXX XXXX l {$370.00} XXXX XXXX XXXX {$450.00}
|
| 03/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
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|
Web |
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|
The company Paragon Revenue Group is in violation of several FCRA laws and has been attempting to collect a higher amount than is being reported to the Credit Bureaus.
This company refuses to remove the incorrect information from my report. Pursuant to 15 USC 1681s-2 They have the duty of furnishing correct information, and once they've been put on notice, they must remove the incorrect information immediately.
|
| 11/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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I have sent letters to the credit bureaus and to PARAGON XXXX on XX/XX/2021, in regards to a debt said to be owed in the amount of. The creditor is reporting inaccurate information on my credit report and it is affecting me. The Last Active date is a year off across all XXXX credit bureaus. According to XXXX U.S. Code 1679c a consumer has the right to dispute inaccurate information found on their credit report.
|
| 11/02/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
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|
Web |
Servicemember |
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XXXX and XX/XX/XXXX ( 60 days ) Disputed XXXX XXXX with Veterans Administration. XXXX XXXX XXXX XXXX XXXX was Given Proper Billing information via Drivers License, XXXX XXXX XXXX upon Entry to ER in XXXX of XXXX. Veterans Administration XXXX XXXX XXXX XXXX XXXX for 'Inpatient Treatment ' from XXXX XX/XX/XXXX thru Mid XX/XX/XXXX. XXXX XXXX XXXX XXXX XXXX sent bill to collections rather then VA Administration
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| 05/23/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
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|
Web |
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According to the FCRA, I have the right to an accurate credit report. Pursuant to 18 USC 8, I owe no debt. This company is violating my consumer right to privacy pursuant to 15 USC 1681b 2. This company isnt the original creditor. Im no longer liable for this debt, being that the original creditor already sold my debt to you. Meaning youve been paid for my debt and Im no longer liable for this debt
|
| 04/19/2018 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
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Web |
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My wife contacted this company. They asked for my account number which she provided. They then verified the year I was born and proceeded to provide her with all information on my account. I have never given them permission to speak with her and they never verified my ssn or any other identifying information even after she told them I had never been treated at the hospital they were collecting for.
|
| 05/25/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
|
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XXXX told me that they tried to bill my car insurance instead of my health insurance. And since they messed up its too late to bill my health insurance and i have to cover it.
I feel : No. I do not owe it. If they didn't bill it properly thats their fault not mine. They can bill the insurance or erase the debt. Either way it needs to be removed from my credit report. It is not my responsibility.
|
| 09/01/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
|
|
I sent a letter through the mail on XX/XX/XXXX and the company has not replied to my request of verifying the debt.
Under the Fair Credit Reporting Act ( FCRA ), the company has 30 days to validate/verify the debt, if they are unable to verify they must remove the inaccuracies from my credit report, if not I will submit a complaint to the XXXX, FTC and I will contact my state Attorney General.
|
| 10/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The results are do to a motor vehicle accident that accrued in XXXX of 2019. I was the passenger and the XXXX I was in was XXXX by another vehicle. The total medical claim was for {$13000.00}. I should have not been responsible for any bills what so ever. This needs to be removed from my credit report please help resolve this for I have attempted several times.
Sincerely, XXXX XXXX XXXX
|
| 08/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
|
|
in accordance with the fair credit reporting act XXXX account # XXXX has violated my rights.
1
5 usc 1681 section 602 states i have a right to privacy. 15 usc1681 also states a consumer reporting agency can not furnish a account without my written instruction. 15 usc 1666B a creditor may not treat a payment on a credit card account under an open end consumer credit plan for any purpose.
|
| 07/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
i notice on my credit report on XX/XX/2021 that PARAGON REVENUE GROUP had some negative items reporting that i dont owe or have no business with. they are reporting 9 alleged debts of : {>= $1,000,000}, and XXXX. I don't know where these debts come from and they are ruining my credit and keeping me from getting thing plus causing me XXXX and XXXX from not getting anything with my credit.
|
| 10/20/2015 |
No |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have had XXXX phone calls from Paragon Revenue XXXX for a lady named XXXX. I have told them I have no clue who she is and told them to delete my number. I have been hung up on three times. They would not allow me to talk to a manager. I understand that this is a high stress job but am disgusted that this company is being represented by very rude employees. I want them to stop calling.
|
| 11/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX I received a call from an XXXX number, it was a recording. They told me that I had a collection with them for " they gave the exact amount '' approximately XXXX. They wanted me to pay {$50.00} for XXXX months then get reevaluated. When I asked for proof of bill, etc they said it's in policy but wouldn't give me any proof. I want to see the bill and prove that it was me.
|
| 09/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have a collection company that has put two medical collections on my report but i paid the doctors co pay when i went and my insurance paid the other parts. So this is not owed. I have tried disputing with the credit bureaus to get removed but have not had any success. Please help me to get these removed as they are not owed and i've never received a breakdown for what they're for.
|
| 05/23/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I checked my credit report and a collection company is listed as belonging to me. I have not received a dunning letter by certified by from this company. They are in violation according to the ftc because I have never signed a contract with this company and they are trying to falsely collect on a debt.. I have attached a debt validation letter and this company needs to respond to it.
|
| 03/12/2016 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I have several medical bills that I am trying to get paid off by XXXX 2017. My home equity will balloon at that time and I stand a chance of losing my home because I ca n't paid the loan off in 8 months and I need help to forgive as much of the medical amounts. I am trying to get them paid but I am having problems. How do I get help with this? Thanks so much if anyway I can get Help.
|
| 01/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
|
|
Paragon Revenue Group XXXX XXXX XXXX XXXX XXXX, NC XXXX XXXX This firm has called me numerous time prior to XXXXXXXX XXXX XXXX the time zone in which I live- I have asked them several times that they are calling me prior to the authorized times. This has woke me up and disturbed my sleep.
They continue to call unrelentingly knowing they are calling prior to the legal time period
|
| 09/01/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
The company Paragon Revenue Group is in violation of my HIPPA rights, I mailed them a letter XX/XX/2020 to remove all information off my credit reports due to the fact they were in Violation of the HIPPA Law. They have a DBA ( DBA Paragon Revenue Group ) which is on my report as off XX/XX/2020 showing as verified and accurate. Please see attached of their Violation of my HIPPA.
|
| 06/30/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
I am writing to dispute the following information in my file. The items I dispute also I have the attached copy of the credit report I received. Such as credit account, judgment, etc. ) Is ( inaccurate and incomplete ) I am requesting that the item be remove corrected.
Please reinvestigate this ( these ) matter ( s ) and ( delete ) the disputed item ( s ) as soon as possible.
|
| 06/30/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
I am writing to dispute the following information in my file. The items I dispute also I have the attached copy of the credit report I received. Such as credit account, judgment, etc. ) Is ( inaccurate and incomplete ) I am requesting that the item be remove corrected.
Please reinvestigate this ( these ) matter ( s ) and ( delete ) the disputed item ( s ) as soon as possible.
|
| 06/30/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
I am writing to dispute the following information in my file. The items I dispute also I have the attached copy of the credit report I received. Such as credit account, judgment, etc. ) Is ( inaccurate and incomplete ) I am requesting that the item be remove corrected.
Please reinvestigate this ( these ) matter ( s ) and ( delete ) the disputed item ( s ) as soon as possible
|
| 06/30/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
I am writing to dispute the following information in my file. The items I dispute also I have the attached copy of the credit report I received. Such as credit account, judgment, etc. ) Is ( inaccurate and incomplete ) I am requesting that the item be remove corrected.
Please reinvestigate this ( these ) matter ( s ) and ( delete ) the disputed item ( s ) as soon as possibl
|
| 06/30/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
I am writing to dispute the following information in my file. The items I dispute also I have the attached copy of the credit report I received. Such as credit account, judgment, etc. ) Is ( inaccurate and incomplete ) I am requesting that the item be remove corrected.
Please reinvestigate this ( these ) matter ( s ) and ( delete ) the disputed item ( s ) as soon as possibl
|
| 12/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Identity Theft, PARAGON REVENUE GROUP are using name, address and Social Security number is being used fraudulently and has taken the signature and the instrument like it belongs to them and trying to collect. I do not know who this company is and have not authorized any use of this information and they are causing defamation of character and threatening the credit report.
|
| 04/18/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The company Paragon Revenue Group is in violation of my HIPPA rights, I mailed them a letter to remove all information off my credit reports due to the fact they were in Violation of the HIPPA Law. They have a DBA ( DBA Paragon Revenue Group ) which is on my report as off now showing as verified and accurate but it is not accurate nor mine. i need this removed immediately.
|
| 09/29/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This company Paragon Revenue Group keeps calling my phone and will not tell me what they are calling about, asking fir a male whom I do not know. They do not care what day it is or what time it is they consistently call 5 and 6 times a day. They cuss they claim I'm lying and it's ridiculous. Ultimately they hang up on me and it starts all over again the very next day.
|
| 05/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I contacted XXXX XXXX XXXX but they were unable to identify my account and to give me an answer ( the correct amount of my debt and when the last payment was made ) .My ex husband used to make payments but then stopped. I asked XXXX XXXX to apply for a financial aide but I never got a reply.
I sent 2 emails to Paragon Revenue Group, however they never responded.
|
| 06/22/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I believe this is a bill I received for our son several years ago, we supplied insurance information at the time of the appointment. Received a bill we shouldn't have. ( They never billed insurance ). I then called to find out why and they told me they would bill insurance and I never hear anything else. It is now to late to bill to insurance as it was years ago.
|
| 04/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Paragon Revenue Group has been repeatedly harassing me. I have contacted them numerous times to settle this debt but they refuse to work with me. They have harassed me at work, told me I need to get a second job, and hung up in my face. They will not work a payment plan out with me despite the fact that I am a single mom working full time while in XXXX school.
|
| 06/19/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Paragon has besmirched my credit as they are attempting to collect for a hospital. In the CFPB Complaint # XXXX dated over a month ago, they stated that they would provide me with an ITEMIZED hospital bill for me to peruse. They said that they would and one month later, they have NOT done so. Please remove this unfavorable credit blotch from my report.
|
| 03/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Erroneous Debts Reported : Paragon Revenue Group {$280.00} Reported XX/XX/2022 Paragon Revenue Group {$960.00} Reported XX/XX/2022 Paragon Revenue Group {$670.00} Reported XX/XX/2022 Paragon Revenue Group {$600.00} Reported XX/XX/2022 Paragon Revenue Group {$640.00} Reported XX/XX/2022 Paragon Revenue Group {$920.00} Reported XX/XX/2022 XXXX
|
| 07/11/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I was never notified of this debt, per 15 USC 1692 I was to be notified within 5 days. Per 15 USC 1692gf, unfair practices. No information given regarding debt. FTC Report filed and other reports filed. Unknown debt over 3 months now and no information given. Not sure who this company is and how I even owe them or ever entered into contract.
|
| 08/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2022 I received a letter from Paragon Revenue Group attempting to validate a debt they claim I owe. This letter included document of my medical records that I did not authorize for them to access. I did not sign any HIPPA form allowing this collection agency access to any of my medical records. This is a direct violation of HIPPA.
|
| 06/20/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Thank you for reviewing the complaint. After reviewing the credit report DBA Pargon Avenue which is collecting on behalf of XXXX XXXX XXXX continues to place items on the credit reports. Requesting validation of all information pertaining to the amount displayed. If coverage was out of the network, no financial assistance wasn't offered.
|
| 01/10/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
PARAGON REVENUE GROUP called me and I ended up calling them back. They told me that I owed a medical bill. I asked for proof and nothing was ever sent. this is my second time on here filing a complaint. There are XXXX debts XXXX XXXXor XXXX and some odd dollars and XXXX for XXXX. They keep calling me and will not show proof of debt.
|
| 08/03/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
This company has failed to provide the proper validation of this account per the FDCPA. Also this company has failed to show that they are able to legally collect debts in my state. I have requested the said information from this company and they have failed to comply. This is my final attempt to handle this company independently.
|
| 08/11/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
I have several accounts that are fraudulent that have been listed with your agency and they have been listed with various credit reporting agencies with this fake information. ... that needs to be removed i have gone through alot of trouble to get this taken care of I have filed a police report and a ftc id theft affidavit ...
|
| 07/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
i notice a alleged debt of XXXX on my credit report from Paragon Revenue Group on XXXX that i don't owe, so i sent them a letter requesting the validity of the alleged debt with my USPS TRACKING NUMBER XXXX XXXX XXXX XXXX XXXX, and i haven't heard from them concerning this matter.i have attach a copy for your reference below.
|
| 09/15/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I am being contacted by a debt collector attempting to collect a paid debt. They have sent me a statement with no proof to support their claim. They are stating I owe a paid debt. I dispute the validity of their erroneous claim and demand they validate it and cease all communications and efforts to collect this debt.
|
| 01/12/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hello The collections on my report XXXX XXXX XXXX in the amount of XXXX XXXX ( opened date XXXX/XXXX/XXXX ) They have refused to remove this account from my 3 reports. The 2nd account is XXXX XXXX XXXX in the amount XXXX XXXX ( opened date XXXX/XXXX/XXXX ) both company 's have refused to remove this from my report.
|
| 03/20/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I do not have any contract with this company and am not aware of this debt. It appeared on my credit without any knowledge of this debt. I have tried to reach out to this company and have not had any solution made to this problem. I want this taken off my credit ASAP. I do not owe this collection agency any money.
|
| 05/27/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have been to XXXX XXXX only on emergencies and I have XXXX insurance they never did anything for me in the emergency room they only referred me to other doctors I don't understand how this could be affecting my life so much when they really have no right to be trying to collect anything they charged my insurance
|
| 04/18/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I have been receiving harassing phone calls from this agency. this agency trying to collect a debt I do not own. this agency contacted me by calling my phone and family member several times a day over the past weeks and sent me a letter dated XXXX XXXX. I am requesting this agency stop harassing me and my family.
|
| 09/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Letters received XXXX, XXXX and XX/XX/2022 On XX/XX/2022, I requested debt validation from the company. It was ignored.
On XX/XX/XXXX, I requested validation of debt again. It was ignored.
In XXXX, the debt was reported to the credit bureaus I have still not received the requested information from the debtor
|
| 09/28/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Identity theft I fax police report and all I can fax! My USA passport this is not my first case about lost my adentity I Lear how to deal with it till they can arrest the guy.. right now Im asking you to verified everything and return it to the original creditor! Is XXXX and delete it from my credit thank you!
|
| 07/13/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
There is something showing on my credit file and I truly don't know what it's for. I am a XXXX and believe it may be something mixed up with my father. I wasn't in the hospital or needed medical treatment in 2018 so not sure what this is. I disputed with the bureaus and they just say verified. WHAT IS THIS?
|
| 12/13/2017 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Sued you in a state where you do not live or did not sign for the debt
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX. XX/XX/XXXX. {$290.00} XX/XX/XXXX - {$83.00}.
I was telling them that how can you open something that is not even in Mississippi. These people are from north carolina. Is that even possible even though i am in Mississippi. I have never lived in north carolina so this cant be possible.
|
| 05/22/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I sent a letter to Paragon revenue group asking them to validate these XXXX medical bills of {$280.00} and XXXX that are not my debts. I have heard nothing back from them. It 's been 30 days. The XXXX for {$75.00} was opened on XXXX XXXX , XXXX . The other {$280.00} opened up on XXXX , XXXX
|
| 02/24/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I received a XXXX alert that on XX/XX/2023, a new collection account had been added to my credit report. I NEVER received any notice from PARAGON REVENUE GROUP regarding this {$97.00} medical debt. Also, read where starting XX/XX/2023, medical obligations under {$500.00} would no longer be reported.
|
| 10/10/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I notified Paragon of the identity theft and resulting debt in my name. Paragon refused to address the issue and remove the debt from my credit report. I provided a copy of my identity documents and FTC Identity Theft Affidavit. Paragon has still refused to remove the debt from my credit report.
|
| 01/27/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have received repeated, multiple calls, daily claiming to be from your company. It's an automated call with no detail and have received the same message from various different phone number, even my own area code. I have blocked multiple numbers, but then a new one calls with the same message.
|
| 06/05/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
They have called yelling at me until I hung up the phone on them. I have tried to tell them multiple times that I have NEVER been to XXXX XXXX XXXX XXXX for any reason. I have not been to the ER or hospital in 9 years and then it was a military hospital. Therefore I do not owe them anything.
|
| 12/11/2015 |
Yes |
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
Company calls after I sent a written Cease & Desist notification. Also, robo-calls using an ATDS to my mother 's mobile. I have previously provided both the Company and its client documentation regarding my father 's death and that I am the executor for his estate and POA for my mother.
|
| 08/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Hello, I received two bills for my sons medical service but I recently received a debt collection for {$150.00} usd.
I have two last names and no middle name, and I think I am being charged using a different name which is not accurate.
XXXX XXXX XXXX XXXX XXXX Account Number : XXXX
|
| 03/26/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
In my credit report I see a collection of {$230.00} from PARAGON REVENUE GROUP, XXXX XXXX XXXX XXXX, NC XXXX ( XXXX ) XXXX.
Original Creditor - XXXX XXXX XXXX UNIVERSITY This debt is not mine. I never received or authorize any medical service from XXXX XXXX XXXX UNIVERSITY in 2013.
|
| 12/29/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
someone used my information in creating this debt or account and it is not mine. i have filed police reports and had affidavits notarized in this matter this company seems to be reporting information from an issue where somein has forged and used my idenitity to get this account open
|
| 06/20/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Paragon you closed the accounts but still see one at XXXX in price. Paragon please remove asap. The recent write up from Your company Paragon states y'all will be closing removing all accounts in the cfpb complaints inbox in writing. Thanks for you response. Have a blessed day.
|
| 04/19/2016 |
Yes |
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
|
|
I never received any notification regarding a medical bill that I do n't remember not paying. I would like to get a copy of this bill showing my name and date of appointment. I also would like to know the reason this bill was send to collection without my knowledge.
|
| 04/06/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I have a medical collection that was report on XX/XX/XXXX for {$5.00} that was added to my account by Paragon Revenue Group which has impacted my credit score. I have been to the Dr since XXXX of XXXX with no balance being due and now this was added to my credit.
|
| 11/12/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Older American |
|
There saying I owe XXXX to the XXXX XXXX Ive always paid I also have a XXXX one credit card for any balance I called the XXXX XXXX they said they didnt have any record of me being behind the two credit investigated and removed it from my report but XXXX refused
|
| 07/18/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
I have several accounts that are listed with this company that is a result of my identity being stolen and are fraudulent I have submitted an ftc report # XXXX and a police report detailing the identity theft and some of the fraudulent accounts that are listed.
|
| 12/07/2017 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
XXXX XXXX XXXX, XXXX. XXXX XXXX, XXXX, NC XXXX ( XXXX XXXX XXXX XXXX ) {$660.00} XXXX, 2017,XX/XX/17. This company has put this on my credit report ( XXXX, XXXX, and XXXX ) in collections and they are n't licensed to collect in TX nor do I reside in MS or NC.
|
| 08/22/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Debt Validation letter was sent to Paragon Revenue Group on XXXX XXXX and the company never replied to the Debt Validations Letter.. I also submitted letters to Credit Burueas and they stated everything was correct be nothing was never submitted to verify.
|
| 12/07/2017 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Sued you in a state where you do not live or did not sign for the debt
|
|
Web |
|
|
XXXX XXXX XXXX, XXXX. XXXX XXXX, XXXX, NC XXXX ( XXXX XXXX XXXX XXXX ) {$760.00} XXXX XXXX, XXXX This company has put this on my credit report ( XXXX XXXX XXXX XXXX ) in collections and they are n't licensed to collect in TX nor do I reside in MS or NC.
|
| 07/07/2016 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
Called collection to make payment arrangements. Was asked year I was born, from where the monies would come from and they needed bank information. They would do payment plan but I needed to give bank information so they can withdraw monies directly.
|
| 01/26/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I had XXXX XXXX on XX/XX/2017 my XXXX XXXX insurance paid my bill there are no other charges due. XXXX hires XXXX to collect money due to their error of billing. They have been paid and verified from XXXX XXXX. Remove at once from my credit report
|
| 03/26/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I recently pulled my credit and discovered that this company has reported that I owe them a debt. To my knowledge I have never entered into a financial agreement with this company and neither have they ever provide me goods nor services.
|
| 09/19/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
1006.34 Notice for validation. This debt was put on my credit report without notice and I want to validate that the debt with a itemized bill to confirm amouts owed. I have no record of receiving any information regarding this account.
|
| 06/23/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I wasn't allowed to make payment arrangements. I explained that this occurred in the middle of the pandemic. Paragon submitted to all 3 credit bureaus before the 180 days requirement.
The debt seems to be a co-pay from my insurance.
|
| 01/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Older American |
|
Paragon Collection Agency from North Carolina reported me to experian without ever contacting me.
XXXX said the date was XX/XX/2021 I received a text on my XXXX Credit Card site about this My credit rating went from XXXX to XXXX
|
| 07/16/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I sent a letter to paragon revenue group on XX/XX/2021 asking for them to cease reporting until they validate the debts they claim I owe and I havent received validation yet and they are still reporting which violates federal law.
|
| 04/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I sent a debt validation letter via certified mail that they received on XX/XX/2022. This company has failed to validate my debt. please delete this information from my credit file and cease all collection activities immediately.
|
| 03/15/2017 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Paragon Revenue Group has continually harassed me through repeated phone calls. The associate XXXX has threatened me and has spoken harshly to me when I requested time to investigate the charges I allegedly owe to a medical bill.
|
| 07/10/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX never billed the Va choice and submitted to Paragon Revenue for collection and never sent me a copy of bill or sent me proof of billed sent to XXXX XXXX XXXX. They have never sent me a copy of medical bill either.
|
| 05/27/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received a collection notice from Paragon Revenue Group regarding a medical bill I never received from the hospital. I never had an opportunity to reach out to the hospital with questions. not sure if I owe them money or not.
|
| 04/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Paragon Revenue Group is trying to collect a debt from me personally when they need to be billing my insurance. On XX/XX/XXXX and XX/XX/XXXX they put an account into collection for which they need to bill my insurance, not me.
|
| 02/05/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
This. company Paragon Revenue Group appears on my credit report for {$150.00}. This debt does not belong to me - I have been XXXX in XXXX for the past 8 years. I need this removed immediately. This has been illegally reported.
|
| 08/31/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
there are multiple accounts that are supposed to be closed i contacted them all and explained thoes items that i disputed are not mine and needs to be removed and the accounts are supposed to be closed but are still open also
|
| 11/08/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
The XXXX XXXX XXXX is trying to collect a debt from a hospital visit, however it was discharged in Chapter XXXX this past XX/XX/XXXX. I explained this to them, but they proceeded to add this to my credit report as debt owed.
|
| 05/29/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
DBA Paragon Revenue Group has reported medical bills on all three of my credit reports in XX/XX/2018 in the amount of {$1100.00}.
I have sent a letter to all three credit bureaus and it has remained on my credit report.
|
| 07/16/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
This debt was created as a result of identity theft ... ... and this account has been reported on my credit with attempts to collect as this debt is fraudulent i have filed police and ftc reports regarding this matter
|
| 03/22/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This debt is from a procedure that was approved to be paid for in full by insurance at the time. Debt collector came back after 2 years and claimed I owed the money. There was never any acknowledgement of the debt.
|
| 05/05/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
|
| 10/23/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
this account was supposed to be paid by insurance company. I saw this debt on my credit report and discovered hippa was violated by disclosing the nature of services provided. FCRA-605 ( a ) ( A )
|
| 11/22/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX keeps calling my home phone XXXX even though I have had no business dealings with this company and have no debt associated with them. I would like the repeated phone calls to stop.
|
| 11/24/2018 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
this collection agency calls me several times a day and treating to sue me for the medical bill I do not own. I informed this company to stop harassing me many times and continued calling me.
|
| 05/31/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I've contacted this company requesting validation and they sent me a bill with my name, but without anything further they also violated Hippa.
XX/XX/2015- {$680.00} XX/XX/2015- {$370.00}
|
| 12/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have no record of this account that ever belonged to me with these collectors/creditors. I've asked multiple times to send proof of ownership but they haven't complied to my request yet.
|
| 01/16/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
They left 2 voicemails stating they had called from a debt collection agency without confirming any information of mine, which is a HIPPA violation. They also called me 2 times in 4 days.
|
| 05/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
|
|
Web |
|
|
I have several medical bills showing on my credit report and I turned in my Medicaid Card number to all companies. It's still showing on my report. Can you help? Thank You XXXX XXXX XXXX.
|
| 01/02/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
I filed an complaint against this company in XXXX XXXX. The company agreed to cancel the referenced account and remove it from my credit. It has been reapplied to my credit report again.
|
| 06/19/2015 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
They use a horrible robot-caller that is barely understandable. The robo-caller does n't connect you to a real person, but instead forces the contact to call back at a different number.
|
| 11/06/2016 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Debt is being illegally reaged by this company. I have had this debt removed from from my reports by the credit bureaus several times and they keep reaging it and reporting it as new.
|
| 08/29/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Keep calling with an automated system, but no way to actually talk to someone to tell them that they have the wrong number, since I have no idea who they are trying to reach or why.
|
| 07/21/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have repeatedly tried to dispute an item on my credit report that is being reported by a collection agency by the name of Paragon Revenue Group..this debt does not belong to me.
|
| 03/09/2017 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
Paragon Revenue recently reported XXXX collection accounts on my credit report. I did not received a notice of right to dispute prior to the accounts hitting my credit report.
|
| 01/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
The amount they are attempting to collect is the wrong amount and the debt doesn't belong to me. My name is XXXX XXXX XXXX and the the bill is in the name of XXXX XXXX XXXX
|
| 01/03/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
They harass me continuously. Calling my cell phone, Calling my wife 's work phone, and also my work. I 've told them multiple times to quit contacting my wife and my work.
|
| 05/12/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
XX/XX/19 : XXXX XXXX Hospital {$3400.00} & {$1100.00}. Tried disputing with company to no avail nothing happened. Tried getting help paying bill thru assistance program
|
| 12/10/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Notice a collection account was added to my credit report on XX/XX/17 that does not belong to me. I recently had my identity stolen and have a police report to support.
|
| 01/18/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Hello The company XXXX XXXX XXXX is claiming falsely that I have a collection account in the amount XXXX account # XXXX XXXX XXXX XXXX XXXX NC XXXX phone # XXXX
|
| 10/28/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
It 's called Paragon Revenue Group And it says it was opened XX/XX/2014 and the amount is {$3400.00} Theres NO WAY I could have gotten that amout from anyone.
|
| 07/23/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Didnt receive validation letter from the collection company of this debt either through the mail or electronically before being placed on my credit report.
|
| 09/26/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I pulled my credit report and Paragon was listed in collections. I have never received anything from them about a debt, and I do not owe them.
|
| 09/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In 2019 I went to the hospital and was required testing. They collected my XXXX information but failed to bill the {$2600.00} to my insurance.
|
| 08/20/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
i have been a victim of identitiy theft and these accounts is a result of it they are being reported on my credit file and they are fraudulent
|
| 12/29/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me.
Please see the identity theft report and legal affidavit attached.
|
| 12/29/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me.
Please see the identity theft report and legal affidavit attached.
|
| 12/02/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me.
Please see the identity theft report and legal affidavit attached.
|
| 12/01/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me.
Please see the identity theft report and legal affidavit attached.
|
| 09/20/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
|
| 09/20/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
|
| 09/20/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
|
| 10/12/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
|
| 10/12/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
|
| 09/24/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
|
| 09/08/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
|
| 01/11/2017 |
Yes |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
This collection company spoke with a third party without my consent I disputed it online with XXXX and never received anything.
|
| 08/20/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
There is a collections amount of {$37.00} from XXXX XXXX XXXX that does not belong to me. The account number as shown is XXXX.
|
| 02/22/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
There is no way this is also accurate there is a company listing I owe XXXX I have disputed with nothing being received back.
|
| 06/19/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
PARAGON REVENUE GROUP Last reported XX/XX/2020 $ XXXX/Open balance XXXX XXXX XXXX XXXX Original creditor
|
| 07/13/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
Servicemember |
|
Paragon revenue group inaccurate account I asked for a debt verification letter never received one.
|
| 11/10/2015 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
No debt validation, no chance to verify debt, showed up on my credit report, did not receive bills.
|
| 10/23/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Received a collection on my credit without any notice of debt collection
|
| 08/18/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
Information was disputed from my credit report and now it has reappeared
|
| 09/07/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
DEBT BUYER HAS PLACED A DEBT ON MY CREDIT REPORTS THAT I DO NOT OWE.
|
| 10/19/2016 |
Yes |
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
|
|
the debt in question has being pay in full as of XXXX XXXX, 2016
|
| 06/30/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Erroneous information has been reported.
|
| 12/13/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have no knowledge of said debt.
|
| 12/13/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have no knowledge of said debt.
|
| 12/13/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have no knowledge of said debt.
|
| 12/12/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have no knowledge of said debt.
|
| 06/26/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
Erroneous information reported.
|
| 10/08/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Medical bill that is not mine
|
| 06/28/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
NOT MY DEBT PLEASE REMOVE
|
| 01/31/2024 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Older American, Servicemember |
|
|
| 01/27/2024 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
|
| 01/10/2024 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/10/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 01/10/2024 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 01/09/2024 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/05/2024 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 12/29/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 12/28/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 12/22/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/21/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/16/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 12/14/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/29/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 11/27/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/27/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/22/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 11/21/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/30/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/30/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/17/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/13/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/27/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 09/11/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/09/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/08/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/08/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 09/07/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/25/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 08/15/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 08/14/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/10/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 07/06/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/06/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/30/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/27/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/26/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
|
|
Web |
|
|
|
| 06/25/2023 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
|
| 06/18/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/15/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 06/12/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 06/09/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/04/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 06/01/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
Servicemember |
|
|
| 05/25/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 05/18/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 05/18/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/12/2023 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 04/20/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/17/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 04/14/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/04/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 03/16/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 03/16/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 03/03/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/24/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/23/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/19/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/19/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/19/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/12/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/06/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/25/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
|
| 01/22/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/20/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/15/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/07/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/31/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/04/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 12/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 12/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 12/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 11/30/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 11/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
Older American |
|
|
| 10/11/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 10/01/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/20/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
|
| 09/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Phone |
|
|
|
| 08/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 08/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
|
|
Web |
|
|
|
| 07/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 07/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 07/22/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 06/27/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 06/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 05/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/16/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
|
|
|
| 04/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/12/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
|
| 04/12/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/12/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/23/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 03/08/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 03/07/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
Older American |
|
|
| 02/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/19/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 02/18/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/11/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
|
| 01/07/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 01/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 01/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/15/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 12/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 11/10/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/03/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 10/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/30/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 09/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 09/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 08/31/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 08/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/26/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/23/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 08/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/03/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 07/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/07/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/03/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 03/24/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Postal mail |
|
|
|
| 03/14/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 03/12/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/12/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/11/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/08/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/09/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/05/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/04/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 11/22/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
|
| 11/18/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 10/25/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/14/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Postal mail |
|
|
|
| 10/05/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/02/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/17/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/17/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/15/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 07/01/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 05/29/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 04/30/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/15/2020 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 04/03/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 03/11/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/04/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/25/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/20/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 02/20/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 02/07/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/28/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/26/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 11/04/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 10/25/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 10/21/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Servicemember |
|
|
| 10/03/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/30/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 08/22/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 08/01/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/31/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 07/27/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/12/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/19/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/02/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/15/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
|
|
|
| 05/06/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Postal mail |
|
|
|
| 05/04/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 04/16/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/28/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/21/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/21/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 02/12/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/12/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 02/01/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/23/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 01/16/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 01/03/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 12/22/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
|
| 12/12/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 12/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/05/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 11/15/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/15/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/14/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/27/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 09/20/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 09/04/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
|
| 08/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 07/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
Servicemember |
|
|
| 07/06/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/26/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/22/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 05/12/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 05/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 05/03/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 05/02/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/26/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/26/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/15/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 04/10/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 04/01/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/27/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 03/21/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/15/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/03/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/03/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/03/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/03/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/28/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
|
|
|
| 02/20/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
|
| 01/22/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 01/19/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 01/19/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 01/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/03/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/05/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 11/21/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Postal mail |
|
|
|
| 11/21/2017 |
Yes |
- Debt collection
- Federal student loan debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 11/06/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/04/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 09/20/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 09/13/2017 |
Yes |
- Student loan
- Federal student loan servicing
|
- Dealing with your lender or servicer
- Received bad information about your loan
|
|
Web |
Servicemember |
|
|
| 09/12/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 09/11/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/25/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
|
| 08/02/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/27/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/23/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/02/2017 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
|
| 07/02/2017 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
|
| 06/26/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/02/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 05/29/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 05/03/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/21/2017 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 04/11/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 04/03/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/23/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 03/14/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 03/01/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/01/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/20/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/16/2017 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 02/03/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 01/25/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Phone |
Older American |
|
|
| 01/20/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 01/10/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 01/06/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 12/19/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 12/19/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 12/07/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 11/14/2016 |
Yes |
|
- Communication tactics
- Called outside of 8am-9pm
|
|
Web |
|
|
|
| 10/27/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 10/05/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 07/26/2016 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 06/30/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
|
| 06/15/2016 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 06/07/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/19/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/22/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
|
|
|
| 03/21/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/07/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/04/2016 |
Yes |
- Debt collection
- I do not know
|
- Taking/threatening an illegal action
- Threatened arrest/jail if do not pay
|
|
Phone |
|
|
|
| 03/02/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Postal mail |
|
|
|
| 02/29/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Phone |
Servicemember |
|
|
| 02/25/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/28/2016 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 01/07/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Older American |
|
|
| 01/07/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/28/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 11/24/2015 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 10/05/2015 |
Yes |
|
- Communication tactics
- Called outside of 8am-9pm
|
|
Web |
|
|
|
| 09/11/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 09/08/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Postal mail |
|
|
|
| 08/02/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 05/13/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 05/02/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/14/2015 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 03/10/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 03/01/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
|
| 02/26/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 02/23/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/18/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/11/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 01/08/2015 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 01/05/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
|
| 01/05/2015 |
Yes |
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
|
| 12/29/2014 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 12/17/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 12/10/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 12/04/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 11/21/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
|
| 10/13/2014 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 10/05/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/04/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/05/2014 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 09/04/2014 |
Yes |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
Older American |
|
|
| 08/28/2014 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Postal mail |
|
|
|
| 07/18/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 06/27/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 06/26/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 06/04/2014 |
Yes |
|
- Incorrect information on credit report
- Account terms
|
|
Web |
|
|
|
| 05/15/2014 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Referral |
Older American |
|
|
| 05/14/2014 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 03/21/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American, Servicemember |
|
|
| 03/03/2014 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 02/27/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/17/2014 |
Yes |
|
- Credit reporting company's investigation
- Inadequate help over the phone
|
|
Web |
|
|
|
| 02/12/2014 |
Yes |
- Debt collection
- Non-federal student loan
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/30/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Postal mail |
|
|
|
| 11/22/2013 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/09/2013 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 09/30/2013 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/01/2013 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 08/06/2013 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Referral |
|
|
|