| 02/10/2022 |
Yes |
- Debt collection
- Credit card debt
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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|
Web |
Older American |
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XXXX XXXX would remove all Credit Card Debt they have deceptively charged, and notify the Credit Bureaus that debt has been removed. XXXX XXXX has harmed my Credit Rating with their bogus and felonious charges.
Dispute Filed by : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX OH XXXX Filed against : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX.
XXXX OH XXXX Complaint Description : In XXXX of XXXX, my XXXX XXXX suggested that my wife and I to be try XXXX XXXX to address my XXXX XXXX and my wifes XXXX XXXX XXXX
On XX/XX/XXXX, I and my wife were evaluated by staff representative at XXXX XXXX The XXXX XXXX staff person alleged that he would diagnose our XXXX XXXX and prescribe XXXX XXXX for my wife XXXX XXXX and myself.
XXXX XXXX clerk informed us that : XXXX and our supplemental XXXX insurance would cover most of the costs.
Next, the XXXX XXXX clerk used a computerized machine that he claimed would specifically identify our foot condition. After the computer scan of my XXXX and my wifes, the XXXX XXXX Clerk reported : The scan revealed that we need the following XXXX XXXX XXXX : Model numbers XXXX, XXXX, XXXX.
XXXX XXXX representative informed us that XXXX and XXXX XXXX XXXX XXXX XXXX would cover 80 % of costs ( {$1500.00} ) for Claim. Our portion would be {$380.00}.
1 ) Reality : XXXX XXXX clerk represented himself with the ability to prescribe our foot condition. We found that the XXXX XXXX Store is not a XXXX XXXX. The XXXX XXXX Clerk Store and their clerk are not licensed XXXX in the State of Ohio.
2 ) We were misled my XXXX XXXX store that they had the ability to diagnose our food condition and prescribe orthotics ( shoe inserts ) to treat our foot condition.
3 ) We were frauded by XXXX XXXX clerk that we were XXXX XXXX that could diagnose and prescribe XXXX, that we would only have a minimal copay.
4 ) Fact : XXXX XXXX XXXX XXXX plan is in reality an application for Credit with XXXX XXXX. The bait and Switch is the total cost for XXXX are over {$3000.00}.
5 ) XXXX XXXX alleged they had a 16 day return policy.
We were instructed to wear the XXXX XXXX orthotics for 16 days, if we were not satisfied, we could return the orthotics and would be given a full refund.
6 ) My wife and I followed the 16-day regimen and found the XXXX inserts to be increasingly painful and worsening my XXXX XXXX XXXX and XXXX XXXX XXXX XXXX, and my wifes XXXX condition.
7 ) I called XXXX XXXX, on or about XX/XX/XXXX. I was told we would not get a refund. In my subsequent calls after XX/XX/XXXX, I was told the order was not refundable.
8 ) Secondly, I approached the XXXX XXXX XXXX. They rated XXXX XXXX poorly but did not get a refund for us.
9 ) Third, I contacted XXXX XXXX XXXX XXXX informed them of the fraud and filed a dispute. XXXX XXXX feedback : they do not get involved in Fraud cases, and I would need to file criminal charges.
Next, I notified the XXXX XXXX XXXX. XXXX XXXX refused to cooperate with XXXX XXXX and our claim with the Ohio Attorney Generals Office.
10 ) Ohio Attorney Generals Office referred us to file Consumer Protection with XXXX XXXX XXXX for XXXX XXXX. Reference # with Ohio Attorney General : XXXX XXXX ) We have now received a statement from a Debt Collector : JB-Javitch Block of XXXX XXXX XXXX, XXXX, Ohio stating we had a financial obligation with XXXX XXXX of {$2.00}, XXXX. Apparently, JB liability Company, and XXXX XXXX have not been informed by XXXX XXXX Corporations committing fraud.
What we were not told was we needed a prescription from our XXXX, then have it approved by XXXX. XXXX XXXX did not explain that we needed XXXX approval first. Moreover, according to our XXXX, XXXX XXXX XXXX XXXX did not address our XXXX XXXX, and made them worse!
We were instructed to wear the XXXX XXXX XXXX for 16 days, if we were not satisfied, we could return the XXXX and would be given a full refund.
My wife and I followed the 16-day regimen and found the XXXX XXXX to be increasingly painful and worsening my XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and my wifes XXXX XXXX.
I called XXXX XXXX on or about XX/XX/XXXX. I was told we would not get a refund. In my subsequent calls after XX/XX/XXXX, I was told the order was not refundable.
Secondly, I approached the XXXX XXXX XXXX They rated XXXX XXXX poorly but did not get a refund for us.
Third, I contacted XXXX XXXX XXXX XXXX informed them of the fraud and and filed a dispute. XXXX XXXX feedback is that they do not get involved in Fraud cases, I would need to file criminal charges.
Fourth, I notified the XXXX XXXX XXXX. XXXX XXXX refuse to cooperate with XXXX XXXX and our claim with the Ohio Attorney Generals Office.
Therefore, we maintain the following : 1 ) We were prescribed orthotics by a staff person who is not licensed to diagnose medical conditions in the State of Ohio, nor is XXXX XXXX able to prescribe.
2 XXXX XXXX XXXX Prescription was not appropriate for our condition.
Refer to Attachment A below 3 ) XXXX XXXX staff person misled us that we could get a Refund if not satisfied within the 16 Day Trial. When it became apparent that XXXX XXXX orthotics were not appropriate, as verified by my Podiatrist XXXX XXXX XXXX, they refused to refund.
4 ) We were misled by XXXX XXXX XXXXhat XXXX and our other Health Insurance : XXXX XXXX XXXX XXXX XXXX XXXX XXXX percent of cost.
5 ) XXXX and XXXX XXXX XXXX and XXXX XXXX informed us that XXXX XXXX could not prescribe the XXXX. Our XXXX would have to prescribe the appropriate XXXX, apply for Approval from XXXX and XXXX for the Claim. XXXX XXXX XXXX said that XXXX XXXX treated both our conditions with three separate levels of XXXX supports. These XXXX supports exacerbated my XXXX XXXX and XXXX XXXX XXXX. The same XXXX supports that were prescribed for my wifes, exacerbated her condition.
6 ) Moreover, XXXX XXXX are not licensed to diagnose our condition nor prescribe in the State of Ohio according to the Ohio Medical Board.
7 ) My XXXX, XXXX XXXX XXXX XXXX, XXXX, informed me that the average fee for Prescribed XXXX is $ XXXX {$600.00}. If XXXX XXXX would have had acted in " good faith '' and requested that my XXXX XXXX XXXX diagnose and send a Claim for the appropriate XXXX for approval from XXXX and XXXX, we would not have been defrauded and stressed with products that are not effective, and actually harmful, while being stuck with an outrageous bill that is beyond usual and customary fees. To date, I have paid over {$1000.00} on this account and our Balance XXXX XXXXt XXXX XXXX is {$1900.00} at 26.99 % Annual Percentage rate.
8 ) According to The XXXX XXXX Stores FAQs, the companys arch supports are pre-made, and you can take them home the same day you purchase them. This means that The XXXX XXXX Stores arch supports are not custom foot orthotics, and are, instead, prefabricated orthotics.
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| 07/12/2019 |
Yes |
- Debt collection
- Credit card debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I enrolled with XXXX XXXX XXXX in XX/XX/XXXX. I agreed to have them withdraw {$200.00} every 2 weeks from my personal checking account, deposit it into a dedicated accounts with XXXX XXXX and apply it to debts they were to negotiate and settle on my behalf.
They negotiated and reached settlements on 2 enrolled debts ( XXXXXXXX XXXX and XXXX XXXX ) and I approved the settlements.
However - they defaulted on BOTH settlement agreements and NEVER informed me!
One of the accounts they settled and defaulted on received a judgement against me. They collected their settlement fees and defaulted on it for non payment. But they got their fees!
When I found out about it on XX/XX/XXXX - they told me that the XXXX XXXX account defaulted due to NSF in my dedicated account. In my research, I found that they deducted their fees from that account which left NSF to make the agreed upon payment therefore resulting in default on the first payment! Clearly NOT my fault! So, of course the negotiated settlement was null and void and has to be renegotiated. I was NEVER informed of any of this!!!
The second account with XXXXXXXX XXXX defaulted in XX/XX/XXXX. It was negotiated and settled in XX/XX/XXXX. Also in XX/XX/XXXX I was served with a judgement on this account. XXXX told me they would have their legal team ( that I paid monthly to retain to protect me form these things ) take care of it and not to worry because it has been negotiated and all I have to do is approve the settlement. I did just that and continued to make my payments of {$200.00} each payday without fail.
In XX/XX/XXXX, I started the process of refinancing my HELOC in an effort to obtain a mortgage and make forward progress on my financial obligations. I contacted XXXX advising them of my plans and requesting the payment status of the remaining settlements and when they would be complete. I was told that the XXXX XXXX account would be complete on XX/XX/XXXX and to call back on XX/XX/XXXX to request the completion letter to submit to my mortgage company. I did just that.
In the mean time - I was under the impression the XXXX XXXX account had already been paid in full and completed. I later found out that it was in default as well!
XXXX XX/XX/XXXX, when I called to request the Completion Letter, I was informed that the account had fallen into default back in XX/XX/XXXX due to non payment. In the meantime, my dedicated account with XXXX ( XXXX XXXX ) was showing these payments being made to Javitch Block ( debt holder for XXXX XXXX ) each month like clockwork. I was never told by XXXX that the account had fallen into default due to non payment on their behalf.
I called Javitch Block inquiring about what happened because XXXX told me Javitch Block had been refusing payments made to them by FDR/Crossroads since XX/XX/XXXX. Javitch Block insists that no payments or attempts to make payment have been made since the last payment they received on XX/XX/XXXX. XXXX insists that Javitch Block accepted a payment of {$100.00} on XX/XX/XXXX and it cleared my XXXX XXXX account. Javitch Block says they did not receive or refuse any payment or attempts of payment by XXXX and that's why the account fell into default. Javitch Block says they reached out to XXXX numerous times and never reached anyone for an explanation.
In the mean time, XXXX is still collecting my {$200.00} every 2 weeks and applying it to their settlement fees instead of to the accounts they settled on my behalf.
AND - no one can tell me where the {$100.00} payment made to Javitch Block in XX/XX/XXXX is now!
I have been financially XXXX by XXXX and lied to repeatedly!
I informed them I would be reporting them to CFPD as well as the BBB. They promptly terminated my contract with them without notice. I had almost {$1100.00} in my dedicated account ( XXXX XXXX ) at the time. They deducted all but {$190.00} from that account for settlement fees on the 2 accounts they did not settled and finalize or even make payments to!
Now I am left to try and negotiate with these 2 creditors on my own and avoid new judgements and garnishments.
It has also caused me to not be able to proceed with my mortgage application.
XXXX XXXX XXXX are CROOKS!!!
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| 10/11/2017 |
Yes |
- Debt collection
- Credit card debt
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- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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In XXXX of XXXX I received a letter on a account that I had with XXXX XXXX on a debt owed. On XXXX XXXX, XXXX I sent a letter to XXXX XXXX from Javitch Block LLC stating that I had a dispute in the amount of money owed with this case and to see if a payment arrangement can be made. I also sent a copy of this letter to the XXXX XXXX XXXX office for XXXX XXXX.
On XXXX XXXX, XXXX I had a hearing with XXXX XXXX XXXX clerk. In attendance was a contracted attorney for the law firm, myself and the clerk. At this time I stated on the record that I accepted the debt and wanted to set up payment arrangements. After the hearing, the contracted attorney gave me the phone number to get in contact with someone at the Javitch Block office.
On Tuesday XXXX XXXX, XXXX I contacted the phone number at Javitch Block. My call was routed to XXXX XXXX because she was assigned to my case. I left a message for XXXX to contact me. I waited a week then I called XXXX XXXX again and left her another message for her to give me a call. No call was ever returned. So at this time on XXXX XXXX, XXXX I decided to start voice record myself contacting the Javitch Block LLC and asking for XXXX XXXX and asking her to please return my call so that arraignments can be made regarding my case. I would contact XXXX XXXX leave a message and wait for a week to see if she will return my call and them do the same thing all over again. Since I was n't getting a response from XXXX XXXX I decided to write a letter to her on XXXX XXXX, XXXX letting her know I had been leaving voice mail messages for her to contact me back on if payment arrangements can be set up. At this time I sent the letter certified with signature required and return to sender. XXXX received my certified letter on XXXX XXXX, XXXX and someone from the firm signed that it was received. On XXXX XXXX, XXXX I received a letter from XXXX County Clerks Office that a judgment had been made on XXXX XXXX against me due to not filing a response. This is bold face lie on me but also to the County Clerk who signed off on this. So on XXXX XXXX, XXXX I gave an attorney XXXX XXXX my information to see why did XXXX XXXX has lied and if it was legal. On my behalf XXXX XXXX contacted XXXX XXXX and left her a message that she was calling her regarding my case and how she lied to the court. It took 2 weeks but XXXX XXXX finally contacted XXXX XXXX back. The conversation entailed that yes an agreement can be made. I can either pay 75 % of the bill upfront or make {$50.00} payments monthly. I took the {$50.00} a month payment. XXXX XXXX contacted XXXX XXXX again and once again it took her about 2 week to respond back but told her that I wanted the $ 50 monthly payments, At this XXXX XXXX stated that she would contact me to set up monthly payments. She never called. Finally Attorney XXXX told me to contact her. On XXXX XXXX, XXXX I contacted Javitch Block to set up payment arrangements. At this time I recorded and spoke to XXXX XXXX 's and told her what Attorney XXXX said about the payment arrangements that was discussed with XXXX XXXX. XXXX XXXX would not let me set up payment arrangements because I stated I had an attorney. There were n't any notes with my account stating that XXXX XXXX ever spoke to Attorney XXXX in the 2 times they spoke in XXXX. So not only has XXXX XXXX has lied to the court she has now lied on a well respected Attorney meanwhile interest has now started to be added of over {$150.00} due to Javitch Block LLC and XXXX XXXX scamming to get more money. XXXX XXXX told me that in order for Javitch Block to speak with me, I need to have Attorney XXXX to contact XXXX XXXX back and say I am allowed to speak to Javitch Block on my own. Attorney XXXX has contacted XXXX XXXX numerous times which have been documented and XXXX XXXX has not returned any of them. So since I cant contact Javitch Block LLC on my own and Attorney XXXX cant get in contact with XXXX XXXX interest keeps going up making my bill higher.
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| 07/26/2016 |
Yes |
- Debt collection
- Non-federal student loan
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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I received a debt collection notice in the mail from XXXX about a non-federal student loan debt. I requested proof of the debt, but the representative kept asking if I knew I owed the debt. I explained that I had several loans from different degrees, but nothing was showing under their name on my credit report and unless I received proof, I would n't know what she was talking about. I finally received a notice from them after about a month stating that the client did not provide the information needed and that collection would be stopped and any negative information would be corrected. I called the office to acquire the name of the agency that was collecting the so-called debt, it was XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. I spoke with a representative that answered and when I acquired about any debts, she informed me that they were n't the Collection department, but the business office that worked with XXXX XXXX XXXX. I asked for contact information for XXXX and she stated that it was a Trust, not a person that I could contact. She explained that I had to contact XXXX, debt collector/attorney, for loans being serviced through them and the loan with XXXX, ( she did not state that it was even with a collection agency ) had been paid in full as of XXXX XXXX. I immediately called XXXX back and asked why I was in collection if the client they served had my account as paid in full almost a year ago. They could n't provide any information, but stated they would forward to their supervisor for further investigation. I have n't heard anything back from XXXX, but XXXX sent me a paid in full letter on the account dated for XXXX XXXX, XXXX.
I have been dealing with XXXX since XXXX XXXX when I received a collection notice about non-federal student loan debts. They stated that they were acting as a collection agency on behalf of XXXX even though they were attorneys as well. I asked for proof of the debts and received letters with XXXX as owner and the amounts owed. XXXX was not listed as any entity, but had reported on my credit report as of XXXX XXXX after XXXX was removed in XXXX XXXX. The paperwork had XXXX as the Plaintiff, but the address was XXXX XXXX XXXX, XXXX, MD, which XXXX XXXX XXXX confirmed as XXXX XXXX, not XXXX. I received a Summons XXXX from Javitch. XXXX had submitted an Affidavit that stated they were the custodian of records and could verify that all information in the lawsuit papers were correct from XXXX until present XXXX had a verification letter from XXXX that they were able to provide Affidavits on XXXX accounts, but in checking the phone number for verification, was XXXX in the XXXX and the gentleman had no idea of what I was talking about and offered different number to contact about my account. I could n't afford a lawyer, but tried to defend the lawsuit. In XXXX XXXX, a summary judgment was entered in their favor and I was required to pay this debt, although I had argued about not owing the debt and they were not legally able to collect on a debt they did not own. When, researching the loans, I found that they were Serviced through XXXX until they defaulted in XXXX and claim paid in XXXX. I contacted them for proof of the debts and where they stand. After several months and a call to their Consumer Advocacy Dept, I received the Account Summary and final letter that all the non-federal loans serviced for XXXX ( including XXXX XXXX ) had been paid in full through the Guarantor Default Claim program with XXXX XXXX XXXX XXXX XXXX XXXX XXXX in XXXX and XXXX of XXXX. XXXX did not own the loans, nor should they be able to collect on them. I do n't understand how XXXX is in the middle of the debt collection as a debt collector and servicer who has hired other debt collectors to collect on loans that had been paid since XXXX
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| 09/26/2015 |
Yes |
- Debt collection
- Credit card
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- False statements or representation
- Indicated shouldn't respond to lawsuit
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|
Web |
Older American |
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What the Defendant as surmised of this case and the way it was mishandled is as follows : Plaintiff and XXXX XXXX acquired Defendants XXXX mailing address from credit card report, XXXX, without prior permission and tried to use it as evidence of Defendants residency.
Defendant received a summons addressed to XXXX XXXX XXXX, XXXX to appear in this Court on XXXX XXXX, 2014. Defendant answers the summons on XXXX XXXX, 2014 that stated he resides in the State of XXXX, and would be unable to attend the hearing, due to employment obligations.
Defendant receives another summons addressed to the XXXX address to appear in Court on XXXX XXXX, 2014 at the request of Plaintiff, without giving an option to XXXX 's circumstances.
Plaintiff supplied numerous XXXX XXXX Statements and a copy of the Contract prior to XXXX XXXX, 2014, to the Defendant and the Court for viewing as evidence.
Defendant discovered that the documents had been altered to show the appearance that the Defendant had been receiving these statements in XXXX.
Defendant has never received any Bank statement documents from XXXX Bank at a XXXX address.
Defendant has supplied the Court with factual evidence to proof his XXXX residency. To prove that the Plaintiff has filed in the wrong judicial jurisdiction, and case must be dismissed.
Defendant on XXXX XXXX, 2014 notified the Court and the Plaintiff that the Defendant would not be able to appear on the XXXX XXXX date, due to his XXXX employment obligations. The filing returned address was my XXXX.
Well the case was heard on XXXX XXXX, 2014, without the presence of the Defendant. The Plaintiff had prepared an Order Judgment document for the Judge to sign at the hearing, and through some persuasion his wishes were granted. Along knowing that he had won the case without having to argue against a Defendant objection.
WHY WAS THIS CASE HEARD, without giving consideration to a Defendant rights to present some defense. When everyone knew the Defendant was not going to be present.
What type of " Dog and Pony '' show was this hearing?
Defendant has submitted several requests to have this Case Vacated, based on the facts ; that ALL the evidence brought to this Court by the Plaintiff and client XXXX XXXX Bank is false.
This was just a clever, disrespectful and unlawful attempt to try and show that the Defendant resides in XXXXThe Defendant after receiving the shocking notice of Summary Judgment several months later as it was sent to XXXX XXXX XXXX XXXX, XXXX and then forwarded to Defendants legal residency address in XXXX.
Defendant filed a Dismissal request with the Court and the Plaintiff in XXXX 2014 with a return address receipt showing his XXXX address.
IF the Defendant is to be held contractually obligated with the XXXX XXXX Card Contract and all its contents that the Plaintiff presented to the Court as evidence. If So ; then the whole contract has to be recognized, not just bits and pieces.
The Plaintiff should be obligated to follow the Contract agreement under " Arbitration and Hearings '' and propose a means of arbitration and possible mutual settlement.
At no time during these proceedings has Arbitration been presented to the Defendant by the Plaintiff or its client XXXX XXXX. Violation of XXXX XXXX 's contract with Defendant.
Plaintiff should consider their decision for Dismissal as they did in Case XXXX, XXXX XXXX XXXX. XXXX, when it became perfectly clear that I was not a XXXX resident, and you were filing in the wrong jurisdiction.
Defendant is returning to XXXX residence.
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| 02/24/2021 |
Yes |
- Debt collection
- Credit card debt
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- False statements or representation
- Indicated you were committing crime by not paying debt
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Web |
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XXXX XXXX XXXXXXXX sent people to my home 4 different times trying to collect debts. Also sent me a letter from : Javitch Block LLC XXXX XXXX XXXX, XXXX XXXX XXXX, OH XXXX XXXX XXXX XXXXXXXX Reported : XXXX XXXX, XXXX {$5700.00} Closed Overview You're currently using XXXX XXXX of your account 's limit.
Balance {$5700.00} Credit limit $ XXXX Monthly payment No Info Opened XXXX XXXX, XXXX ( XXXX XXXX XXXX XXXX ) Payment History Youve made XXXX XXXX of payments for this account on time.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Last payment XXXX. XXXX, XXXX Current Payment Status Charge-off Amount past due {$5700.00} Worst Payment Status Charge-off Account Details Account status Closed Type Credit Card Responsibility Individual Account.
Remarks XXXX XXXX Reported : XXXX XXXX, XXXX {$1700.00} Closed Overview You're currently using XXXX XXXX of your account 's limit.
Balance {$1700.00} Credit limit $ XXXX Monthly payment No Info Opened XXXX XXXX, XXXX ( XXXX XXXX XXXX XXXX ) Payment History Youve made XXXX XXXX of payments for this account on time.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX Last payment XXXX XXXX XXXX Current Payment Status Charge-off Amount past due {$1700.00} Worst Payment Status Charge-off Account Details Account status CLOSED Type Credit Card Responsibility Individual Account.
Remarks Charged off account Times XX/XX/XXXX days late XXXX Closed XXXX XXXX XXXX XXXX Reported : XXXX XXXX, XXXX {$3600.00} Closed Overview You're currently using XXXX XXXX of your account 's limit.
Balance {$3600.00} Credit limit $ XXXX Monthly payment No Info Opened XXXX. XXXX, XXXX ( XXXX XXXX XXXX XXXX ) Payment History Youve made XXXX XXXX of payments for this account on time.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Last payment XXXX XXXX XXXX Current Payment Status Charge-off Amount past due {$3600.00} Worst Payment Status Charge-off Account Details Account status Closed Type Credit Card Responsibility Individual Account.
Remarks Charged off account Account closed by credit grantor Times XX/XX/XXXX days late XXXX Closed XXXX XXXX XXXX XXXX Reported : XXXX XXXX, XXXX {$4500.00} Closed Overview You're currently using XXXX XXXX of your account 's limit.
Balance {$4500.00} Credit limit $ XXXX Monthly payment No Info Opened XXXX XXXX, XXXX ( XXXX XXXX XXXX XXXX ) Payment History Youve made XXXX XXXX of payments for this account on time.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX Last payment XXXX. XXXX, XXXX Current Payment Status Charge-off Amount past due {$4500.00} Worst Payment Status Charge-off Account Details Account status Closed Type Credit Card Responsibility Individual Account.
Remarks Charged off account Account closed by credit grantor Times XX/XX/XXXX days late XXXX Closed XXXX XXXXXXXX XXXX XXXX Reported : XXXX. XXXX, XXXX {$0.00} Closed Overview You have XXXX XXXX left to pay on this real estate loan.
Balance {$0.00} Highest Balance $ XXXX Monthly payment {$0.00} Opened XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX ) Term No Info Payment History Youve made XXXX XXXX of payments for this account on time.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX Last payment XXXX. XXXX, XXXX Current Payment Status Current Worst Payment Status Current Account Details Account status Paid and Closed Type FHA Real Estate Mortgage Responsibility Individual Account.
Remarks
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| 02/15/2018 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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XX/XX/XXXX received a letter from debt collector Atty XXXX XXXX. Letter sounded too good to be true the settlement offer they were asking me to pay on an old judgement for XX/XX/XXXX. I contacted my Local Courthouse and they informed me that XXXX XXXX was NOT they atty on file and said XXXX XXXX was.The courthouse said it sounded like a good offer and I should contact them an thell them who the Atty on file was. So I contacted the number XXXX ext. XXXX as the letter directed. I gave them the information. They then filed at my local courthouse as the atty on file.
Received a settlement letter from Javitch Block LLC of XXXX Ohio date XX/XX/XXXX, it instructed me to make my check out to XXXX XXXX XXXX Successor to XXXX XXXX XXXX .XX/XX/XXXX Called XXXX XXXX back because the settlement letter I rcvd said to pay XXXX XXXX XXXX. I read online that XXXX XXXX XXXX closed in XX/XX/XXXX. I asked them how they were going to cash a check to a company that doesnt exist. I was speaking to XXXX XXXX at that time. I asked for a phone number to contact XXXX XXXX XXXX because I wanted to verify that they were in business. She told me that she didn't have their phone number. I told her if they were a client she should have their phone number. I explained to XXXX that I wanted to pay the debt but I needed verification that the Company was in business because I did not feel safe to write a check to XXXX XXXX XXXX. At that point XXXX told me I could just make it out to Atty XXXX XXXX. I stated to XXXX that I did not feel comfortable to do that either as the letter states " To enusre proper credit, all payment must be made to Creditor listed above '' .. which was XXXX XXXX XXXX.. XXXX started talking loudly and implied that I was refusing to pay. I told XXXX that I was not refusing to pay that I just wanted to feel safe about my payment. I asked her how I could find any information on XXXX XXXX XXXX. XXXX said I could XXXX it. I told XXXX I did that and it said that the business was closed in XX/XX/XXXX. Then XXXX put me on hold. When XXXX came back she stated that XXXX XXXX XXXX was owned by Atty. XXXX XXXX and that I could contact the Tennessee Supreme court if I wanted his contact information. Prior to the conversation she stated that it was being recorded. I can provide copies of the letters that were sent to me stating that XXXX XXXX XXXX is still the creditor if needed. On XX/XX/XXXX at XXXX, I spoke with XXXX XXXX at XXXX XXXX phone number listed above. XXXX told me on XX/XX/XXXX that in XX/XX/XXXX XXXX XXXX XXXX sold the debt to Atty XXXX XXXX when I questioned her about it. I was also told the conversation was being recorded at that time. Last week I contacted the Original Creditor, XXXX XXXX XXXX at XXXX at the number XXXX and spoke to XXXX who told me that XXXX XXXX XXXX XXXX was the current owner of the account. I don't want to be sued in court for the full amount, I would like to pay the settlement offer. Although I can not trust if my money will go to the proper person and clear my debt. There is no guarantee I will receive a satisfied judgement letter. It is possible XXXX XXXX has sent misrepresentation paperwork to my mailbox. Please advise me how to proceed.
|
| 08/15/2018 |
Yes |
- Debt collection
- Credit card debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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I just recently married my husband and I am trying to help him pay off his credit card debt. We received a letter from the courts regarding garnishment of his wages. The company in question is Javitch Block LLC. I called this company about 2 months ago to get a balance on the account and also question if there are settlement options. I was told by their rep XXXX that typically when an account is in garnishment status, they do not offer settlements, however they always review offers. He indicated that not all offers are accepted, but we could always make an offer to pay in full to fulfill the debt. I told him I wanted to talk to my husband in regards to what we could afford if we made an offer, and that I would call back. I just called this company back today ( XX/XX/18 ). After waiting on hold for 23 minutes, I spoke with XXXX XXXX who told me that since the debt is being garnished, there are no settlement options. I explained to her what XXXX told me, and she confirmed this by looking in the notes in my husbands file, and told me that since the remainder of the debt was " only '' {$570.00}, they would not accept any offer. I asked her why? She said because the amount is so small. That amount is not small to me, and I asked her why I was told that their company accepts any offer for review. I asked her what would the process be if I wanted to offer {$100.00} to pay off the debt, and she said that she would review it, that it was just reviewed based on my verbal example of {$100.00}, and that it was denied, she was not accepting any offer I wanted to give them. She was very abrasive, and treated me as if I was beneath her simply because I was trying to make an offer to pay off this debt. Then she transferred me to her supervisor, XXXX XXXX, who clearly has been doing this job for way too long as he treated me worse than XXXX. He would not let me talk, finish a sentence, and wanted nothing to do with hearing my explanation. He kept saying that he was not hearing any offer, we are required to pay the remainder in full. Why was I told otherwise a few months ago? Why would they not want to settle a debt? I told him he sounded like he has zero patience for me, or my questions, and he cut me off saying that he was been doing this for 18 years, and that I could ask anyone he works with, he is the most patient person on the team. I told him to have a nice day and disconnected the call. I feel they lied, and misled me regarding making an offer to clear up this debt, and because I challenged them, they want nothing to do with working with me. I find it VERY hard to believe that if I offered them close to the full amount, they would deny it, but they didn't even give me an opportunity. Also their customer service is HORRIBLE. Just because we have an outstanding debt, does not make them better than us. I am very unhappy with my experience and feel awful for anyone who has to deal with their company.
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| 09/20/2023 |
Yes |
- Debt collection
- Credit card debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I have disputed several times with certified receipts letters to validate said debt with Javitch Block LLC on dates XX/XX/2023 ; XX/XX/2023 ; XX/XX/2023 - Javitch Block LLC- XXXX XXXX XXXX XXXX XXXX Not In Its Individual Capacity But Solely As Trustee Of XXXX XXXX XXXX XXXX XXXX I have not received ANY correspondence requesting proof of debt validation -certified letters were sent to this debt collector listed above to validate this account as correctly belonging to me, nor has my credit report been updated to reflect that the account is disputed and therefore another debt validation letter was sent out on this.The Debt collector listed above still failed to respond accordingly to the Certified Letter sent for verified documentary evidence as requested in the Certified Letters sent. The requesting documents requested : provide Verified copy both front and back of alleged original contract in its entirety including any application accompanying by a commercial affidavit sworn to be true correct and complete, provide how you determine the alleged debt is within the statute of limitations and when the statute of limitations expired for this debt, explained how the added interest fees or other charges expressly authorized by consumer agreements, Itemized showing dates and amounts of each reduction or payments were accrued in your firms procedures, authorized by the consumer agreement and creating the debt or permitted by law, provide proof the alleged debt has not already been satisfied by any means available including but not limited to tax write off or an insurance claim, provide bill of sale assignment verifying that you have purchase evidence of alleged debt, verify understanding that credit card contracts are a series of continuing offers to contract and as such are non transferable. Provide verification and documentation that is valid basis for your form charge off of the alleged debt- for example provide a copy of the written agreement that created the requirement to pay and stipulates your terms for a delinquent account. After reviewing credit report again, several attempts to receive discovery documents. There have been no updates and account is still reflecting on the report. I do not believe the account belongs to me nor do I believe that the creditor has no authorization to access the account nor authorization to attempt to collect on the account and the account continues to negatively affect me. Please strike and remove this account from all 3 credit bureaus until adequate validation has been received proving that the account belongs to me and all information is correct.
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| 10/14/2022 |
Yes |
- Debt collection
- Credit card debt
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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On XXXX XXXX I was notified that Javitch Block LLC was trying to collect an alleged debt.Shortly after I reviewed my credit report and had seen there was a charge off/written off account of {$4600.00} on my credit report under XXXX XXXX XXXX I sent out a dispute letter via certified mail to all three reporting agencies ( XXXX, XXXX, and XXXX ) XXXX the debt that they were claiming I owed.This debt has been sold numerous times and I actually received a letter from XXXX claiming they gave this alleged debt to a company by the name of XXXX XXXX XXXX XXXX XXXXAlso some time after I received another letter from Javitch Block LLC claiming they were the ones collecting this debt as debt collectors for XXXX which I was not notified about prior by XXXX as they did for XXXX XXXX XXXX ( whom also are not licensed to collect debt in my state of TN according to the XXXX XXXX XXXX XXXX XXXX XXXX XXXX and XXXX XXXX ) ( but Javitch Block LLC, through summons , are claiming they're attorneys for XXXX XXXX ) false or misleading representation WHOEVER they are they also pulled my consumer report without my consent.Everyone needs written consent by consumer per FCRA and GLBA.no need for consumer report also invading privacy.This alleged account has also been constantly reporting charged off every month and is also written off/charged off.There can not be a balance due on a charged off account and when it's been written off for taxes.That is a 1099c tax form.Time went by and I still had not received a response or notification about my dispute letter to each of them.That being said, on XX/XX/2022 I sent out a request for a debt of validation ( pursuant to the FDCPA 15 USC 1692 Sec 809b ) to XXXX XXXX debt collector or attorney ( Javitch Block Llc- whom is NOT licensed to collect debt in my state of TN and also retrieved my consumer report with out my consent or acknowledgement ) .As time continued I still had not heard from any one of these businesses so I then sent out more debt of validation letters on XXXX XXXX to the 3 CEOs of the three credit reporting agencies via email requesting validation and deleting of this account if they could not properly validate this account and to remove any information that is not true, accurate, or compliant with FCRA.Still to this day no one has responded back to me as requested.this would be unwilfull compliance from everyone connected to the alleged debt.
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| 08/18/2015 |
Yes |
- Debt collection
- Credit card
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- False statements or representation
- Indicated shouldn't respond to lawsuit
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Web |
Older American |
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When I was visiting my investment properties in XXXX, XXXX, XX/XX/XXXX an attorney attempted to serve me with a court order to answer the claim of XXXX XXXX outstanding credit card that I supposedly owed. I answer the court order, explaining that I could not attend any court hearings in XXXX due to my employment obligations in XXXX. I have been a XXXX resident for the last XXXX years and only occasionally visit XXXX, XXXX to conduct on site examinations of my investment properties. Another Court hearing was rescheduled by the Plaintiff attorney. XXXX XXXX XXXX request to XX/XX/XXXX. I again answered the Court Order, explaining that there was no way I could attend the hearing, due to the same reason, my employment in XXXX. Well the hearing was conducted without my presence, and the Plaintiff appealed to the Judge for judgment against me. Judgment was granted, and a lien was recorded against my real estate for {$2700.00} dollars. During the course of this fiasco the Plaintiff produced modified XXXX XXXX statements to the court for viewing, for the years XX/XX/XXXX,XX/XX/XXXX, and XX/XX/XXXX all showing my billing address to be XXXX, XXXX. During those years I had never lived in XXXX and to this day I have never lived in XXXX, for more than XXXX months at a time.
On XX/XX/XXXX I presented a request to the Court, to have the Court Order dismissed and the lien removed, based on the following facts ; that the hearing was presented in the wrong judicial jurisdiction, submission of inaccurate bank statements falsely representing Defendant 's residence, and the expiration of the Statute of Limitations of XXXX Laws governing written contracts to be XXXX years, not XXXX years like in XXXX. Also there was never a mention of the arbitration clauses that were presented in the XXXX XXXX contract with the Defendant as possible options for settling the debt.
In closing I would like to say that throughout these proceedings XXXX XXXX XXXX XXXX ignored my pleads of defense and at the end acted unethical in his actions and demeanor to have this case won in his favor. Again the arbitration clauses were never brought up.
I can produce additional supportive documents if necessary to prove my claims.
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| 02/04/2020 |
Yes |
- Debt collection
- Credit card debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Older American |
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I sent them a letter to XXXX XXXX XXXX at XXXX XXXX XXXX, XXXX XXXX, XXXX, TX XXXX. ( The Javitch Block main company is also in XXXX Ohio ) I called where Mr. XXXX works at. The operator told me that he doesn't work there anymore. I asked if there was any other person taking my account and she didn't say and hung up. ( I sent a letter on XXXX XXXX .I called on XXXX XXXX. To find if they got my letter. That is when I found out Mr. XXXX didn't work there anymore. ) I called on XXXX, XXXX and spoke with operator and gave her my case number XXXX. She looked that up and transferred me to a location, never said where I was being transferred too. Automated service came on asked question. I tried answering questions. I wait on phone for 20 minutes. No One ever came on. So I hung up. Tried calling the number I received the other day. It was the same automated thing from before.
All I want to do is solve this issue. It has been going since XXXX with 5 collection companies and the problem started with XXXX visa credit card.
That is why I writing again on this company Javitch Block because you can go to reference # from this complaint XXXX also from CFPB on XXXX XXXX, XXXX.
At least Mr. XXXX could told me that the company was from Javitch Block.
I feel that I have been lied to and harrassed by these companies. No one cares about me at all. They just want to go by what XXXX has for the debt.
I don't owe the amount they are saying and no one is listening to me. Customers have rights too. There isn't anything in the fair trade act that has been done yet with this issue.
I feel that I haven't been treated right. I have had to get someone to monitor my phone calls so I won't have to harrassed 10 times a day. Anyone who calls can leave a message for me to call back. I just want to be treated fairly.
Integrity is very important.
I also have been advised by a lawyer. He told me to go to the CFPB and also send the letters. I did that and never heard from anyone.The letter I received from Javitch Block on XX/XX/XXXX and also finding out from XXXX said to call XXXX.
The amount was {$8500.00}.
I just want to know who has taken over the account after Mr. XXXX.
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| 05/17/2021 |
Yes |
- Student loan
- Private student loan
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- Dealing with your lender or servicer
- Trouble with how payments are being handled
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Web |
Servicemember |
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I have XXXX private student loans through XXXX XXXX XXXX XXXX etc. My father co-signed but after he died in XXXX I was the only one on left on the loans and they came after me pretty hard. I defaulted. They got judgments on all four. They have garnished my wages. I paid one loan off and was working toward paying off one of the the very largest of the four. On XX/XX/XXXX I received a " Release From Garnishment '' from the Court that granted the garnishment ( submitted by the debt collector Javitch and Block ). The Release was for one case only. It was on the case that I owed the least amount on and ( most importantly ) NOT the case I was paying a garnishment on. The Release did not say why that case was being released from garnishment, nor did it name any terms or if there would eventually be areturn to garnishment. I called Javitch in XXXX of XXXX to find out what was going on. The person I spoke with said that he didn't know. That it was unusual for the company to release a garnishment and that they must have done it because my other 2 loans that were outstanding were so large they decided to write the smaller one off. A year passes and I am still paying on one of the larger loans. I get a notice of garnishment from the state treasurer ( I XXXX for the XXXX ) that my wages will now be garnished on this old case that I thought had been released! I had not finished paying off the other loan yet. So, I called Javitch again. This time I talked to an attorney. He said the release that I received a year ago was to provide relief for loan holders during COVID. I told him that it didn't! I was being garnished the whole time! Over {$1000.00} per month. I kept my main employment but I lost work due to COVID. A lot of work and so did my husband. We are behind on all of our bills due to this loss in income. This attorney made some jokes about XXXX giving me relief, etc and said there was nothing anyone could do about it now! Really? Is that really true? Shouldn't they have to give me back the money I paid them during the time that I was not supposed to be paying? They still have a garnishment now! Can you help me?
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| 07/07/2023 |
Yes |
- Debt collection
- Credit card debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I found XXXX XXXX XXXX reporting on my credit report and disputed it as unrecognized. The Credit Agencies reported back on the dispute as correct per XXXX. They told me to call XXXX directly at the number listed on credit report ( see attached item # 1 ). XXXX told me they can not speak to me, as they no longer have the file. They had me log in their website and showed me the phone number for XXXX XXXX and said to call them, they have no information on the debt anymore and are not permitted to speak with me about it. I haver called XXXX XXXX several times over the course of four weeks and only am placed on hold after pressing prompts. I wait 20 minutes or more and no one ever answers the phone. I call XXXX XXXX the original Creditor, and told them the above. XXXX XXXX states that their records show they charged it off and sold it to XXXX XXXX XXXX, to call them again. I called XXXX again and asked for a supervisor and explained why. She apologized but said she can not tell me anything, but she would send an email to XXXX XXXX asking them to call my cell number ( which I provided.to her ). I can not understand how they can claim they own the debt on my credit report and verify its info with the credit reporting agencies, but tell me they have no information on file anymore and they have no jurisdiction to speak with me about it anymore. How can they then verify they own it and corroborate its accuracy on my credit report when it was recently disputed? I am trying to get validation of this debt, but the supposed " owners '' of the debt refuse to tal to me and refer me to another party who will not answer there phones. I can show phone records of my attempted multiple calls and wait times. This should not be legal and it appears they can not validate the debt since they can not speak about it,. Secondly, this XXXX XXXX has never sent me any communications as required nor has either party allowed me to validate the debt, including the supposed owners of it!
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| 03/25/2016 |
Yes |
- Student loan
- Non-federal student loan
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- Dealing with my lender or servicer
- Received bad information about my loan
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Web |
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XXXX hired a third party debt collector for my defaulted debt. The debt collector is XXXX. XXXX is out of my state where I borrowed, so they have farmed it to a network debt collector called Javitch Block. I have worked with Javitch Block for 5 years to repay the debt I defaulted on under the pretenses that there was no interest, and the current debt balance is in the area of {$8000.00}. After not receiving paperwork from the creditor nor Javitch Block for some time, I inquired in XXXX 2015, which ended up in having to go to the XXXX for assistance after many refusals to assist me in getting this information. To date, and after many emails, many letters, certified mail requests, I have not had the debt verified by Javitch Block. This includes their right to collect from me, whom they are an agent for, balance, interest, and other pertinent information I am due under fair debt collection rights. Additionally, not only has the company not verified the balance of this account, but by misrepresenting the balance and interest rate over the phone, they have misplaced nearly {$6000.00} of the debt as the creditor states that money went to interest. I am not in a position where I have paid {$12000.00} and only received half of the credit due to dishonesty. Furthermore, the debt collector, who states they are an agent for XXXX refuses to honor the settlement agreement address in XX/XX/XXXX by XXXX themselves. I have not received a written confirmation that after misleading me for 5 years, that Javitch Block intends to accept a lesser payment on behalf of their client without suing me for failing to meet our initial payment plan. I also have been told by Javitch Block in recording calls that the collection account is in a " holding '' position, and while I can make payments, it is not an active collection. Upon disputing the credit line on my credit files, XXXX states otherwise and continues to post a much larger balance.
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| 09/09/2016 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- Threatened to take legal action
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Web |
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I received a Notice of Court Proceeding to Collect Debt on XXXX XXXX XXXX. On the back of the same letter it states : Payment to avoid Garnishment and lines to fill out information such as my Employer 's signature, work place and only XXXX lines to complete as far as money they want me to send in for payment XXXX % of my earnings. This debt occurred in XXXX it is a valid debt however, I was only given 15 days to comply to my understanding I should have 30 days according to the Fair Debt Collection Practices Act I read. I have not received no other notices allowing me to respond before now. I spoke with the creditors Attorney regarding this debt in XXXX and the Attorney stated he would get back in contact with me regarding payment arrangements that was the only contact I had with this creditor. Now 4 years later no other notices sent to me in all this time they want to garnish me without any type of negotiation and acceptance of what I shared I can pay them every week which is {$100.00} dollars. I have already sent {$100.00} last week in good faith to show I am willing to pay the debt owed. So my claim is this debtor failed to give me enough warning does not return my calls and try to work with me, the Debtor is stating I have to pay what they want me to pay regardless of my other creditors and household bills. So I feel I am being done wrong in that that debt is 4 years old, they have not sent me in the 4 years no type of notices giving me the opportunity to work out the debt, only 15 days given for me to respond instead of 30 days which most my other debtors send, pressuring me to get this done in a certain time frame of 15 days, wanting my employers information versus allowing me to make my payments and not returning my calls. I would like to know what can be done about this? I am speaking with a consumer attorney on Monday for more help.
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| 01/31/2023 |
Yes |
- Debt collection
- Credit card debt
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- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
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Web |
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I had a XXXX card and back in XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. My partner lost her job. We werent able to make payments on the card. XXXX turned the account over to XXXX XXXX. I never recieved anything by mail from them. When I asked what address they were mailing to, they got angry. I stated I have a po box every thing needs to me mailed to the po box XXXX if it didnt have the po box our post office sent it back to sender. XXXX would call everyday either my number or my sons cell phone. When I would explain to them that I wasnt able to make payments right now, they got mad. Once a gentleman called from XXXX and I told him once we got on our feet I would start making payment. He told me I was a liar, that I never planned on paying it back. He proceeded to tell me i was going to me sued and asked how I felt about possibly going to jail. This went on for about a year. Then I tried to reach out to pay my debt and they told.me I was being sued. AnotheXXXX XXXX months went by I never recieved anything. Then on XX/XX/XXXX I got a complaint and summons that they were suing me. Javitch Block LLc is the attorney. I have tried to reach out to them to pay this debt. When you call they dont have enough agents for the wait time is XXXX plus minutes. I sent them several emails asking to reach out to me. I emailed and faxed a settlement letter ask for them to contact me. Still nothing. I got on XXXX XXXX and dis a settlement. They replied to me then with we will not communicate or negotiate through XXXX XXXX. I want to settle this debt. But I feel being harrassed daily, cursed at, and threatened is not worth amswering the phone when they would call. And for Javitch block to say that want to clear up this matter, but I need to contact them. How do I contact when no one answers the phone and they dont reply back to my emails.
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| 04/01/2016 |
Yes |
- Consumer Loan
- Installment loan
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- Managing the loan or lease
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Web |
Older American |
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Attorney Javitch Block, LLC, XXXX XXXX XXXX, XXXX XXXX., XXXX , XXXX, XXXX, XXXX, ext. XXXX, purchased my loan ( from the attorney who took the case to court ), the lender, XXXX XXXX got a verdict on it a few years back. Attorney Javitch Block got ownership of the loan when the Certification of Service was signed by a judge in the State of XXXX Circuit Court in XXXX 2015. I received a copy of that Certification from the court by mail. That is the only way that I knew of the transfer. I was making payments on the loan when ownership was transferred and I am still making payments. Atty. XXXX has not contacted me. I have contacted his office on numerous occasions to inquire of what my balance is so that I can determine if it is correct. They tell me that they do n't have my balance because they have not received it from the attorney whom they bought it from and can not tell me when they will have that information. What they have told me, to include managers XXXX XXXX and XXXX XXXX is that they received numerous cases from that attorney and do n't know when they will get the balance and payment information on my case from them. XXXX did divulge the fact to me that they are not allowed by law to contact me in writing until they have a balance to include in the contact letter. XXXX did assure me the last time that we spoke ( XXXX XXXX ) that he would send an XXXX XXXX XXXX to the attorney. He also told me that since they have had the case no interest or fees are accruing on my account. PLEASE CONTACT ATTORNEY XXXX XXXX AND ASK HIM TO SEND ME IMMEDIATELY THE BALANCE AND PAYMENT HISTORY ON MY CASE/ACCOUNT. Surely, there is a time span in which they must provide that information to the debtor once they have acquired the case according to a court preceding. Please inform me of what that time span is. Thank you, XXXX XXXX XXXX
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| 06/15/2018 |
Yes |
- Debt collection
- Federal student loan debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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This complaint is being filed against Javitch Block & Rathbone debt who represent the creditor XXXX XXXX XXXX XXXX XX/XX/XXXX. I was a cosigner for my ex-husband 's student loan for XXXX College and he also attended XXXX College. He went to XXXX College for approximately 3 months then dropped out. He graduated with his XXXX XXXX XXXX from XXXX in XX/XX/XXXX. The paper I cosigned on was for XXXX that I know of for sure was for XXXX. We are currently divorced and in the divorce decree I am indemnified of any student loan debt. However, I have to sell my house and come to find out there is a XXXX dollar lien put on my property in XX/XX/XXXX by XXXX XXXX XXXX XXXX I never signed or had any contact with the company prior to finding out about this lien. In XX/XX/XXXX they garnished my wages for a total of XXXX which was a surprise to me when I received my paycheck. Then, I contacted a lawyer who tried to get in touch with XXXX XXXX XXXX XXXX when contacted no relevant information was given from the firm, and we tried to settle with a certain amount but XXXX XXXX and XXXX would not settle for anything other than the XXXX there was never a reply back from the lawyer ( XXXX XXXX ) hired or XXXX XXXX and XXXX. I realize this is happening due to the loans being put in default, however my exhusband is currently paying all student loans from XXXX and XXXX College in accordance with Federal Student Aid ( FSAID.gov ). I have never received a statement after my wages were garnished and the amount of the loan has never gone down due to my garnished wages and my exhusband paying them as well. After I contacted my lawyer XXXX XXXX my garnishment ceased with no apparent reason. This is causing a major problem in the sale of my house can you please investigate this current situation due to me being left in the dark.
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| 07/26/2018 |
Yes |
- Debt collection
- Credit card debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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On XX/XX/XXXX I received a letter in the mail from Javitch Block LLC about an account of mine going to them to try to get payment. Upon receiving the letter I had called the company to call the company to get a settlement set up. At the time we agreed to {$95.00} a month to be taken out on the XXXX of each month until the full balanced was paid. The lady that we were speaking to was trying to negotiate a higher amount saying that the longer it's in collections the more my credit would be hurt and that a higher payment would significantly help my credit. Finally, I got her to agree with said {$95.00} a month after some arguing and being interrupted multiple times. Early XX/XX/XXXX I received a letter from Javitch Block saying they were taking me to court due to non payment. When I called them they said that the banking information provided to them was incorrect after having the previous associate confirm the account information that I had pulled up that was linked to my direct deposit. At that time we had to re-set up a payment settlement. The associate we talked to this time was a lot friendlier than the first person. This person then said the very minimum I could pay each month would be {$200.00} and that nothing lower could be settled even though the previous associate messed up the payment eventually saying the same that my credit was going to be heavily effected until the balance is paid off. I asked to just be enrolled on auto, but the person refused to get me set up on auto deduct, but asked for the account information eventually, so I figured the auto was set up. Yesterday, ( XX/XX/XXXX ) I received an affidavit saying that my wages are set up to be garnished without needing signature from me, due to my bank already signing off on it.
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| 11/15/2021 |
Yes |
- Debt collection
- Credit card debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I the consumer, orginal creditor, XXXX XXXX has sent an Affidavit of Truth to the debt collector Javitch Block LLC regarding federal violations commited against me by their company. They are in violation of 15 U.S.C 1692b ( 2 ) and 15 U.S.C 1692b ( 5 ). 15 U.S. Code 1692b - Acquisition of location information Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall ( 2 ) not state that such consumer owes any debt ; ( 5 ) not use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt ; In exhibit A and B proves that these violations have been committed. I have also instructed Javitch Block LLC that all payments made to them be sent via check to the address on the Invoice pursuant of 15 USC 1692h 15 U.S. Code 1692h - Multiple debts If any consumer owes multiple debts and makes any single payment to any debt collector with respect to such debts, such debt collector may not apply such payment to any debt which is disputed by the consumer and, where applicable, shall apply such payment in accordance with the consumers directions.
Also provided Javitch Block with a cease and desist pursuant 15 USC 1692c ( c ) and invoking my specified remedy as the consumer and original creditor pursuant of 15 USC 1692c ( c ) ( 2 ) I am demanding that all account be XXXX out, Pay the attached invoice for every federal violation, and direct payment shown in exhibit A and exhibit B to address provided pursuant 15 USC 1692h.
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| 02/27/2023 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
Older American, Servicemember |
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On XX/XX/XXXX I filed a complaint with CFPB about this same debt and debt collector/law firm. See that complaint here : YOUR COMPLAINT I received notice that I am being sued by XXXX XXXX XXXX, XXXX XXXX at a trial on XX/XX/XXXX in a Justice of the Peace Court . I do not know the company nor have I done business with them. I am XXXX years old, widowed and on a limited income. I can not afford an attorney. I believe this is a scam and a form of harassment due to my age. I have filed a complaint with the Attorney General of Texas and sent an email to the Justice of the Peace regarding this.
The response from the company is here : Company responded Status Company responded on XX/XX/XXXX Response Type Closed with explanation Company 's Response XXXX XXXX XXXX XXXX XXXX acquired a XXXX XXXX account in XXXX XXXX name reflecting a balance of {$3400.00}. When efforts to resolve the debt were unsuccessful, the account was placed with XXXX XXXX, XXXX with authorization to file suit on our behalf. The matter was subsequently transferred to Javitch Block, LLC. Based on the information XXXX XXXX provided and as a courtesy, we have instructed Javitch Block, LLC to dismiss the case. XXXX XXXX XXXX XXXX XXXX is terminating further collection efforts and closing its file. Thank you for the opportunity to respond.
The most recent letter dated XX/XX/XXXX from Javitch Block LLC is attached and again a request for debt collection for XXXX XXXX XXXX XXXX but no indication for what. I do not owe XXXX XXXX XXXX or Javitch Block LLC.
I would appreciate assistance on this. Preying upon the elderly should be a criminal offense. Regards, XXXX XXXX XXXX
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| 04/23/2020 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
Older American |
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XXXX XXXX filed a complaint of an amount owed, for which I received a Civil Summons in XXXX. The amount due was in connection with a XXXX XXXX credit card. I was not aware of this debt before receiving the summons. After receiving the summons, I called numerous times to find out when these charges occurred and what they were for. XXXX XXXX credit department said I had a XXXX balance due on my accounts. XXXX XXXX said I should contact the collector, Javitch Block LLC.
We have probably spent approximately 20 hours over the last 9 weeks trying to resolve this issue, most of which has been on hold with the parties mentioned above, attempting to get information on the charges. That doesn't include the emotional stress caused by this action. I have been told multiple times that the information would be mailed, but I still have not received that information, and they refused to email anything. Instead, they sent only only two statements from 2015 showing a XXXX balance due, and which do not include any of the charges in question. If an amount was owed, why can XXXX XXXX not produce a simple account history so that I can review the charges made on the account? My understanding is that these charges were from several years ago, and I no longer have statements for them. According to CFPB.gov, banks should respond to complaints in 15 days. I find that doubtful, since I have been trying to get basic account history information from XXXX for 9 weeks, with no success, on an account for which they decided to take legal action against me.
|
| 03/10/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
To Whom It May Concern, The reason for my dispute is JAVITCH BLOCK LLC XXXX XXXX XXXX XXXX # XXXX was required to notify me no later than 30 days after furnishing the negative information to credit bureau reports, in writing ... under such section 623, subsection ( 7 ) ( A ) .However, in my records I am unable to locate documentation that they complied with thisrequirement, which is a violation of the FCRA & FDCPA . Also, JAVITCH BLOCK LLC.failed to give me my " Mini-Miranda '' five days prior to placing this derogatory item on all of my credit reports, per Section 807 ( 11 ) & FDCPA 809, which is {$1000.00} per violation and the state of OHIO allows treble damages. Under 809. Validations of date and Mini-Mirandi under Section 807 ( 1 ) JAVITCH BLOCK LLC failed to send me my initial communication before placing this alleged item on my credit reports further violating the FCRA, with {$1000.00} per violation. JAVITCH BLOCK LLC is held liable as well for defamation and in the state of OHIO a creditor is who collects their on debt is considered a debt collector under 1319.12 Taking assignment of debts. FDCPA I fail to see where JAVITCH BLOCK LLC is in compliance with OHIO LAW. I also believe that this business is not registered to operate in the state of OHIO I expect this collection account to be removed from my credit report. JAVITCH BLOCK LLC. has not even tried to contact me regarding this collection account. Please have them remove this collection account immediately. Thank you!
|
| 03/19/2015 |
Yes |
- Debt collection
- Credit card
|
- Improper contact or sharing of info
- Contacted me instead of my attorney
|
|
Web |
Older American |
|
After retaining counsel in XXXX of XXXX due to contact by Javitch & Co. a collection agency in XXXX OH for judgement on a credit card debt I could no longer pay on due to having lost my job in XXXX of XXXX ... said collection agency sent me on consecutive months from XXXX till XXXX, requests fro payments ... Attorney XXXX XXXX XXXX OH contacted said collection firm and asked to set up a payment schedule - debited directly from my bank account. Attorney XXXX NEVER had a call returned from XXXX XXXX the contact person on record for this action with Javitch & Co. in XXXX OH. I am on Social Security, as my only source of income.
Being a seasonal employee at XXXX XXXX in XXXX - I was contacted by XXXX XXXX that my wages would be garnished at 25 % of net pay, when I worked for XXXX XXXX - working for XXXX XXXX from XXXX XXXX to XXXX XXXX, XXXX - I had {$2800.00} garnished from my paychecks - a MAJOR setback for my finances as my Social Security barely covers my monthly overhead.
Efforts by Attorney XXXX to reach XXXX XXXX at Javitch & Co. to arrive at an equitable monthly payment - directly debited from my account. Went unanswered by phone and writing.
A complete written history since judgement was rendered by the court toward my effort to establish payment schedule, through counsel is 100 % factual. This Collection agency - Javitch & Co. has totally ignored all requests by counsel & has circumvented equitable protocol to establish a payment schedule for re-payment of this debt.
|
| 06/14/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Javitch Block, LLC is a debt collector using fraudulent deceptive practices, to extort funds from me. I contacted the Indiana XXXX XXXX XXXX, in which they informed me this company is not a licensed debt collector in Indiana, which constitute fraud under the FDCPA. Whatever they did to get my information was done fraudulently. This company has stolen my identity and created an account saying that owe this debt to them. I sent them a debt validation letter in XXXX of XXXX. I got no response so I thought they decided to cease all communications. But then I received a letter from the courts in XXXXXXXX XXXX XXXXXXXX, stating their intent to garnish my wages. I resent the 1st letter, this time by certified mail in XXXX. In which, they failed to answer each item, line by line which is a violation ( 15 US Code 1692 ( g ) ). They harassed me and embarrassed me on my job by sending bogus garnishment paperwork that was not signed by a judged. They are acting as an attorney which is a violation ( 15 US Code 1692e ( 4 ) ). I want them to cease and desist any and all communications ( 15 US Code 1692c ( c ) ) ; in addition to paying me {$1000.00} for each violation ( 15 US Code 1692 ( k ) ) listed above. This situation is harming me with undue stress. They are illegally trying to take my funds for this false account. An account they created without my knowledge. I also filed reports against this company with : - Indiana Secretary of State - Indiana Attorney General - XXXX - FTC.
|
| 05/12/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
XXXX XXXX XXXX and Javitch Block LLC have failed to provide me ANY of the requested information dated XX/XX/XXXX, XXXXeither by posting all the information publicly on the case court docket, attaching the documentation through the CFPBs Meditation Portal, through secured email or regular U.S. regular mail*.
Javitch Block LLC, on XX/XX/XXXX, filed a motion to extend the time to response to this request to XX/XX/XXXX. This day has come and gone and as of writing of this letter NOT A SINGLE PIECE OF INFORMATION AS BEEN PROVIDED ( over 4 months late ) by any of methods listed above.
I urge the Federal Government to action against Javitch Block LLC** for ramming through court cases that are seldom contested and result in judgements to the American public that is too busy or dont have the resources to defend themselves from such action. Because they have not proven otherwise, I believe Javitch Block LLC is filing lawsuits across the nation from a central location in Ohio for collection accounts suits. When a company is left unchecked, they will feel empowered to continue actions that may need to be corrected. PLEASE TAKE ACTION CFPB!!!
* Complaints were filed with CFPB on XX/XX/XXXX ( # XXXX, answered on XXXX AND # XXXX answered on XXXX ) REGARDING NUMEROUS ISSUES ON THIS ACTION ** wide scale audits from across the nation for cases won by default and, as appropriate, criminal and civil penalties for breaking laws in place to protect the consumer at large
|
| 02/09/2016 |
Yes |
- Debt collection
- Non-federal student loan
|
- False statements or representation
- Impersonated an attorney or official
|
|
Web |
|
|
I. Javitch Block and XXXX XXXX sent me a letter XXXX/XXXX/XXXX that they had been retained by XXXX XXXX XXXX XXXX XXXX. 2 ) notice of opportunity to contact within 30 days to dispute the debt, and 3 ) a statement they are a debt collector. The letter was delivered uncertified. II. I responded on XXXX/XXXX/XXXX. In the letter, I asked Javitch Block LLC and XXXX XXXX to validate the debt. The letter stated to respond to a specific Notary Public ( who would verify and validate receipt of said validation ) within 30 days. The letter was sent by certified mail and received by Javitch Block LLC on XXXX/XXXX/XXXX. III. I also pulled down my credit report and saw that this debt had been charged off. IV. I was served a lawsuit on XXXX/XXXX/XXXX by Javitch Block LLC and XXXX XXXX regarding this matter. This firm stated they were retained by XXXX XXXX XXXX XXXX XXXX. That claim is patently false, since the debt was charged off. If XXXX XXXX XXXX XXXX XXXX was still pursuing this debt, it would not be at this status, so this firm has made a false statement regarding its disposition on this matter. Further, this firm has stated they are a debt collector further down in the letter. This indicates that they obtained this debt as a third party debt collector. The statements made by Javitch Block LLC and XXXX XXXX in the letter are fraudulent and misleading and intended to intimidate. Further, Javith Block LLC nd XXXX XXXX has extended this fraud into court.
|
| 10/01/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX, now owned by Javitch Block XXXX http : //www.jbllc.com/, Javitch Block has me served papers by Law Offices of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. I am on a monthly payment agreement with XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX to pay off this debt. I am in the process of trying to obtain a mortgage and repairing my credit. I pulled my report from all 3 credit bureaus and the monthly payments are not being reported and the new balance is also not being updated every 30 days after I make a payment. I have attempted to send certified disputes and called XXXX XXXX, Javitch Block and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and after 4 monthly payments my 3 credit reports are still not updated. They can not report an incorrect balance until it is paid off. This continues to show higher amounts than what I really owe after I make my monthly payment. I have other charge off accounts that are on payment plans and monthly payments and balance is updated monthly. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX has informed me that they do let Javitch Block know every month when a payment is made because this is under a stipulation agreement with the courts and if I do not pay monthly it will turn into a judgment against me and as I am trying to repair this I do not want a judgement and have made my payments ever month. Please call XXXX they will verify my payments.
|
| 06/14/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XX/XX/2023 Account number : XXXX On XX/XX/2023 I received a letter form Javitch Block LLC regarding current creditor - XXXX XXXX XXXX XXXXXXXX / Original Creditor - XXXX XXXX XXXX in the amount of {$32000.00}.
On XX/XX/2023 Javitch Block LLC received my detailed response via Certified Mail/Letter from me at XXXX XXXX XXXX XXXX XXXX XXXX OH XXXX via asking them to please provide me proof of the alleged debt with the following information : What the money they say I owe is for, Explain how they calculated what I owe, Provide me copies of papers that show I agreed to pay what they say I owe, ; Identify the original creditor ; provide the statute of limitations has not expired on this account ; show me that you are licensed to collect in the state of Texas ; provide me with their license numbers and registered agent credentials.
I also request in writing that no telephone contact to be made by their office to my home, cell phone or place of employment. Which was not abide by, as I am still receiving phone calls daily. Ive still yet to receive a response letter back from Javitch Block LLC within the XXXXday period, which puts them in violation. This negative entry has cause me lots of denial on applications submitted to various institutions, and needs to be Deleted Immediately.
Sincerely, XXXX XXXX
|
| 04/19/2017 |
Yes |
- Debt collection
- Credit card
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
Servicemember |
|
I was contacted about a judgement from XXXX whic h Javitch Block got r eactivated. I understand that they are allowed to do this. I came to a payment arrangement of {$200.00} per month for which they refuse to provide statements or billings The payments are due the XXXX of the month. I paid late this month on the XXXX and attempted for several days to call and discuss ( after submitting the payment ) with no response. You get in the phone queue and are XXXX in line, you count down to XXXX or XXXX and are then put into a voice mail that is full and you can not leave a message. This is after 2 hou rs on the waiting line. I did submt an online payment. They did not take the payment I submitted and have a confirmation number for I have sent a fax asking for contact, I have sent several messges. I have been in endless loops trying to speak to someone. I called and spoke witth an operator who immediately put me into a recording without listening to me. Currently am in a loop that tells you there is n o one av ailable to assist, your call will be returned in the order receied, you are advised to leave a message but then put into a voice mail that can not take a message. Please try it : XXXX . I do n't know what to do about them.
|
| 01/12/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Javitch & Block sued me in court for an unknown, unverified debt. I never received notification of the debt from XXXX or them. They have not correctly validated the debt saying it is part of a bulk debt from XXXX ; I think they meant XXXX. They never broke down the debt interest principal and charges. They never sent proper notices telling me about this debt and telling me I could dispute it which I strongly dispute. After they filed the lawsuit, I tried to call them and they never picked up the line, so I couldn't even dispute it verbally.
Yet they took me to court. They never showed a proper Bill of Sale or any chain of ownership even after I asked for proper and full validation. I was surprised that this case even made it to court because the paperwork was so shoddy and was the same generic paperwork they serve to everyone. My name was not on any specific paperwork except for a spreadsheet that it appears they created themselves. I attended the court hearing, was called by the wrong name by the judge and was served an order to pay the full amount with interest each year. To top this all off, I was served with a default judgment as if it didn't matter that I was even there and feel my civil rights have been violated.
|
| 12/01/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Javitch Block filed a lawsuit against me in XX/XX/XXXX in small claims court on behalf of XXXX XXXX XXXX for a credit card that was charged off on XX/XX/XXXX for {$3100.00}.
I am currently a full-time student barely making ends meet utilizing my student loans and financial aid. The circumstances which led to the default of the credit card was that I was furloughed from my part-time job when the pandemic hit, I haven't worked since then, I contracted XXXX, and lost my father tragically -- all within the past 12 months. Additionally, I am taking XXXX for my XXXX and XXXX, while trying to remain enrolled in school to keep my financial aid.
I have made several good faith attempts to negotiate a settlement offer with Javitch Block but they are refusing to accept my offer of {$1300.00}. When trying to speak with the manager, I felt belittled and threatened by him. He spoke to me in a condescending manner suggesting that I should go find a job like everyone else so I can pay this balance and then threatened me that they will see me in court soon if I can't pay the amount they are demanding.
|
| 04/06/2016 |
Yes |
- Debt collection
- Non-federal student loan
|
- False statements or representation
- Impersonated an attorney or official
|
|
Web |
|
|
I need your help with a third party debt collector Javitch Block LLC. They are suing me and I suspect without any meaningful attorney involvement. They sent a extension to my motion to dismiss to the courts to obtain documents. They wrote in the first paragraph it was for XXXX XXXX XXXX XXXX XXXX XXXX and then the last paragraph they put XXXX XXXX XXXX XXXX XXXX XXXX. I do not owe this company money and they have not verified any documentation nor did I give them permission to obtain and use my personal information. I have had several XXXX and this added XXXX is not helping my condition. I have heard Javitch Block LLC in XXXX Ohio is a debt collection agency who uses unfair practices and threatens to destroy people and have an attorney XXXX XXXX. I do n't have a lawyer because I can not afford one and have a child to take care of. This purported debt has gone to XXXX other third party debt collectors and none of them could verify it and they all have different account numbers for this purported debt and I have never had a contract with this company or heard of them. Can you please help.
|
| 03/11/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I have a wage garnishment sent to a court in a county I moved out of in XXXX. I moved from there to XXXX in XXXX and back to XXXX in XXXX till present day. The original debit or portfolio recovery sent this collection to javitch block law in XXXX who sued me in XXXX XXXX XXXX. I cant do anything about it. This is 100 miles away from where I live and have lived for 5 years. Now I have garnishment papers from my work with the old address used to sue me. I have no way to stop this as I was deceived by javitch block. My due process in court was violated by using these tactics of filing so far away from where I live so I wouldnt know about it and have a chance to appeal. I have no idea how this is legal. I had a prior creditor XXXX XXXX XXXX who got ahold of me in XXXX about a debt and I worked with them paid it in full and everyone was satisfied. I can prove my willingness to do this with a court getting involved but javitch block denied me of this and now I have the embarrassment of my employer thinking Im some deadbeat person.
|
| 01/30/2024 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
Servicemember |
|
Someone came to our house on XX/XX/2024 @ XXXX XXXX He was flashing his flashlight XXXX looking around. We didn't know who he was so we didn't answer the door. He came back XX/XX/2024 at XXXX XXXX. My dog was going crazy so I asked who he was. He said he had papers and I told him I'm not opening my door. I told him I'm going to call the police if he doesn't leave. He said he had papers for XXXX XXXX. I asked him to leave again and told him I will call the police. He pretended he was the police but left the property but took pictures of my home. The police was also called and I was told if he comes back we can do a trespass warrant but he had to be there to do it and was told we don't have to answer or door. The guy also said we didn't have to sign the papers which was a lie in attempt to get us to open our door. The lawsuit came from a place called Javitch Block LLC and the phone # is XXXX XXXX XXXX. They will not answer their phone and I felt threatened in my own home by the person they sent out.
|
| 10/26/2017 |
Yes |
- Debt collection
- Auto debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX XXXX XXXX ( XXXX ) failed to honor a reaffirmation on my auto loan following aXX/XX/XXXXbankruptcy filing ( dischargedXX/XX/XXXX). I continued to pay {$310.00} to XXXX via automatic payments from my checking account without interruption. I later found XXXX had closed my account, and had not been reporting my timely payments to the Bureaus ( XXXX ). Between the time of the bankruptcy filing and my finding XXXX had not been counting and/or reporting my payments, I had paid them at total of {$1800.00}. Their report to the Credit Bureau reflects XXXX ofXX/XX/XXXX. I had absolutely NO default at this point, and had continued to make timely payments through XX/XX/XXXX. Following the discovery, I contacted XXXX and voluntarily surrendered the vehicle ; however, they are reporting it as an involuntary repossession. XXXX is now attempting to litigate against me in Civil claims court for the vehicle despite their having closed my account and kept my payments without reporting them.
|
| 03/08/2023 |
Yes |
- Debt collection
- Auto debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
XXXX XXXX is trying to garnish my pay from my employment. This account is over XXXX XXXX XXXX. I didn't get a court date from them. They also take advantage of low income individuals. They use unscrupulous business tactics. The car lots they are in business with sell the consumers bad automobiles, they are predatory lending company, jack up prices so that the low income buyer can't afford to possibly pay off the car. The interest they charge for these loans are criminal. I use to try and pay my car note ahead of time. They accepted my money told me, that they take payments in advance and then repossessed my car for missing a car payment added on tow and other fees and made it impossible to get my vehicle back. I need help, I feel like they owe me money they are a horrible company and I would like to be added to any lawsuit filed against them. I am a victim of this predatory lending company. They need to be stopped.
|
| 07/27/2015 |
Yes |
- Debt collection
- Credit card
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
In XX/XX/XXXX, I had applied for an XXXX XXXX store credit card. I had never used it. In early XX/XX/XXXX, I had lost my wallet at a movie theater. I reported the card as lost/stolen to XXXX XXXX and XXXX XXXX who the card was financed through. I did not want a new card as I was unemployed as of the end of XX/XX/XXXX.
Apparently at some point, this XXXX XXXX card was converted to a Synchrony bank card and there was a balance after it was reported stolen. I started receiving collection letters from a company called XXXX XXXX XXXX. They stopped collection after I sent a copy of the FTC Identity theft complaint to them and to XXXX. I had assumed everything was settled at that point. Now I am receiving collection letters from a Javitch Block, LLC collecting on the same debt.
Javitch Block, LLC is not even licensed in the State of Tennessee for debt collection. I have filed complaints regarding this as well.
|
| 12/09/2017 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
|
|
XXXX XXXX XXXX has sued me for a XXXX XXXXXXXX XXXX credit card. I have told them that this was identity theft, and written detailed letters to them, and to the court. Since they persist, I told them of debt owed to me, in the amount of {$5000.00}, by XXXX XXXX. Address : XXXX XXXX XXXX, # XXXX, XXXX, TX XXXX Business address : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX TX XXXX. After I was sued, I asked her for repayment. She came to XXXX and assaulted me, XXXX police report # XXXX. Then, she started paying me {$200.00} a month. I ask that Javitch have her pay them instead, and drop the lawsuit. If they insist on repayment of the full credit card amount, they should sue her on my behalf due to the assault. I am XXXX, and my primary source of income is Social Security XXXX payments. Javitch will not answer my calls or emails about this matter. Very strange that debt lawyers are the ones refusing calls.
|
| 01/19/2024 |
Yes |
- Debt collection
- Private student loan debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
On XXXX I reached out to set up payments with Javitch Block. These were for a collection on unpaid private student loans. They not only refused to accept payments but they also denied that they were a debt collector and made the statement that they were a law firm. I understand that they are a division within a law firm that collects debt but they were deliberately misleading us in order to not abide by FDCPA. They were also incredibly rude. Using the phrase if I were you I would take the deal and asking me questions about my wifes job and income. In addition to this, the individual spoke over me and made condescending remarks throughout. I called to set up payments in an amount I knew I could make with missing them. It was not enough for them. In addition, they mentioned a court hearing which we have not received paper work for.
|
| 10/05/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Told you not to respond to a lawsuit they filed against you
|
|
Web |
|
|
Hello, I paid a settlement offer to Javitch and Block XXXXPayment for XXXX XXXX They refused to give me a valid receipt, saying that there is a 14 day hold on my payment, they have the money the amount is gone out of my bank as of today. The company refused to answer the phone to communicate. Their website has an email. I even tried to communicate by email and without success they never returned or replied.
1. wont answer the phone 2. wont email me a valid receipt but have my money 3. They stated they can not give me a receipt until XX/XX/22 4. Not sure this is a legit company.
5. Wont return emails, calls, nothing They state it is the company policy to not send emails out to consumers so they cant send me a receipt for my money.
They wont give phone extension to follow-up and they refuse to follow-up
|
| 09/18/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I was served garnishment papers at work on XX/XX/XXXX and the company suing me was Javitch Block representing XXXX XXXX. When I called the courthouse, this was from papers that had been originally served and money taken from my check for 6 months back in XXXX. Apparently when Javitch block ceased taking money from me, they supposedly didnt collect the full amount. I was never made aware of this and I had not been contacted in over two years regarding this. I have called 10 times in 10 days and left 4 messages with no contact back. I have sent emails with no communication back. How can they come back and just start taking more money from me when there was no communication? Why was this not resolved in XXXX when they were taking money the first time? Why will they not reach back out to me?
|
| 10/04/2019 |
Yes |
- Student loan
- Private student loan
|
- Dealing with your lender or servicer
- Need information about your loan balance or loan terms
|
|
Web |
|
|
I have had trouble paying my private student loans this past year. Many loans became delinquent and were moved around from different servicing agencies. XXXX XXXX XXXX XXXX XXXX XXXX XXXX Javitch Block LLC filed a lawsuit, " Summons Civil Action '' in the XXXX County Courts, case # XXXX. I reached out to the law firm representing XXXX XXXX XXXX XXXX and they said there is no way to contact " their '' client and they are refusing to provide me with payment history on the loan that was originally taken out through the lender XXXX XXXX XXXX XXXX, XXXX. for {$6000.00} on XX/XX/2005. I have made many payments towards this loan over the past 10 years, but XXXX XXXX and their affiliates refuse to provide that information. I have been calling all of my loan services to get all of my history.
|
| 10/06/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
|
|
Web |
|
|
I am currently under an order by child support enforcement for in excess of 25 % of my wages. XXXXavitch & Block, llc sent me a notice of court proceeding to collect debt.
i sent them a letter advising of such with relevant case numbers and advising the order is in affect until XXXX they filed a garnishment anyways, at my old job. they sent a second notice of court proceeding to collect debt and i sent emails to the attorney who was on the form and the managing partner. they filed the garnishment anyways. This is legal harassment and i believe it violates the FDCPA if they knowingly attempt to attach funds that are not attachable. I have received no response from Javitch Block. this is also running up the costs on the judgment which seems punitive
|
| 11/22/2017 |
Yes |
- Debt collection
- Private student loan debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
Servicemember |
|
Replied to my previous CFPB complaint with a false statement about when they first contacted me about the debt, insinuating that I did not request validation within 30 days which is not true.
Did not explain why they will not provide the validation documents I am asking for. They even detailed what they are going to send me but what I have asked for three times now is not included.
They also, instead of contacting me about the CFPB complaint, sent debt collection notice to my mother.
They continue to insist that they have the proper documents to sue me despite being barred by the CFPB. However, they refuse to send me what I keep requesting.
Then their attorney asked me to contact him with questions but did not give his contact info.
|
| 08/06/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I set a payment plan with javick block on an acct I have and they take it amount not a medically eight month out of my checking acct I have tried and tried to contact them about the payments they take out I have called for times XX/XX/30 XXXX XXXX and XXXX I cant reach anyone I have set on hold 20-30 min I have left 3 messages for a return call XX/XX/30 XXXX XXXX and I leave my nAme number ss # and never hear back from anyone I just have questions about my payments I am trying to get a balance and a print out of my payments made for my records I never even received a letter showing my payment plan this is an issue because if they can take my money they should provide me the documentation I am asking for
|
| 05/18/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Received Bill of Sale that my account was charged-off ( Original Loan was through XXXX XXXX XXXX XXXX XXXX and purchased by XXXX XXXX XXXX XXXX XXXX XXXX on XX/XX/XXXX.
File Name and Number : XXXX I do not know what amount XXXX XXXX XXXX paid for the account that was charged-off. As this information was not provided, what was provided was a group of accounts ( XXXX ) and a total of unpaid balances ( {>= $1,000,000} ).
I request to know what was paid for my debt.
On XX/XX/XXXX - A letter from Javitch Block LLC was received.
Javitch Block LLC is a debt collector trying to collect a debt and they are trying to collect on an amount ( {$31000.00} ) that I believe to be in accurate.
|
| 01/30/2024 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I received a small claims notice that I am being sued by XXXX XXXX XXXX XXXX through Javitch Block LLC. This is the first I had heard of this debt or of it being " owed. '' I never received any communications from Absolute Resolutions of the debt AT ALL. When served with the papers of the small claim, I filed an Answer affidavit back denying debt and asking for several things including - debt validation, copy of original signed contract with original creditor ( which I had no prior knowledge of ), Valid proof, attorney 's collection and licensing, Lack of Privity, all of this- I was NEVER provided anything from Absolute Resolutions on such a debt placed with them.
|
| 11/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
|
|
Web |
|
|
XXXX XXXX XXXX XXXX has put a judgement on my personal checking account. They do not hold an active XXXX bond in Texas. They hired XXXX XXXX, who are actively bonded in Texas, but this NOT enough to get around the bond requirement, per XXXX XXXX XXXX XXXX. This is an unlawful attempt to collect a debt that I was not properly notified of nor made properly aware of where the debt originated. This debt was charged off by the original company and placing judgement against me by a collection company NOT bonded in the State of Texas. And once they hired attorney to take over made this claim and therefor the judgement placed on my acount unlawful in the State of Texas.
|
| 04/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I RECEIVED A LETTER ABOUT FROM JAVITCH BLOCK LLC, ABOUT A ACCOUNT I DO NOT RECOGNIZE XXXX XXXX XXXX BANK. I HAVE NEVER DONE BUSINESS WITH JAVITCH BLOCK LLC AND I DONT RECALL HAVING ANY ACCOUNT OR LINE OF CREDIT WITH THEM. THIS IS A FRAUDULENT ACCOUNT THAT I HAVE REPORTED TO XXXX POLICE DEPT. AND CFPB Case No. XXXX XXXX XXXX XXXX The account is a violation of 1319.12 O.R.C Taking Assignment of Debt.The assignment was manifested by a written agreement separate from and in addition to any document intended for the purpose of listing the account, bill, or other evidence of indebtedness with the collection agency. I need this fraudulent account deleted asap.
|
| 07/30/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I owed a car loan debt with XXXX XXXX XXXX and I didnt know they sold the debt to javitch block & rathbone llp, The way I found out was through my bank because I have been trying to pay my rent and everyday necessities and My bank told me that ones that froze my bank was XXXX law firm a court appointed receiver. Javitch block now this people claim I owe them but the debt is not with them I dont owe anything to javitch block and XXXX XXXX. I did not get any paper work saying they are suing me or any type of notification they have violated my rights. I want this matter to be disputable and corrected.I never sued with proper documents or proper service.
|
| 12/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
Servicemember |
|
I got served by Javitch Block LLC on XXXX, XXXX, 2021 for something that doesn't even appear on my credit report. They are saying I can make payments on it monthly or pay a lump sum. I have no way to see how much I owe or anything, I only have what they are verbally telling me and I don't feel comfortable with it. I feel like I am being treated very poorly. I have tried to work with them but they are not willing to negotiate at all and the payments they want are too high for me to afford. Like I said before, it doesn't even appear on my credit report so I am not even sure if I owe it.
|
| 10/05/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On or around XX/XX/2019 I was served with a civil warrant regarding a debit I was unaware of and had never been contacted about. On XX/XX/2019 after attempting to contact Javitch and Block, the firm filling the suite . I sent them a certified letter requesting information about the debt and never received a response. I appeared in court per the notice and the court date was moved back two months. I have also contacted the original creditor and they could not verify the information. I have attempted to contact Javitch and Block multiples time and have never received a call back.
|
| 09/24/2023 |
Yes |
- Debt collection
- Auto debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
I had received a letter from javitch block and have been trying to contact them for a month now via email, phone and mail and request this information every attempt of contact, they have not gotten back to me but according to my mother call her excessively and disclosed information, Im not sure if that is true or not but what I do know to be true is I have been trying to come to an agreement and they are refusing. I understand javitch block is a receivership company meaning after failure for people to comply they can freeze bank accounts, however I have been trying to comply.
|
| 03/09/2023 |
Yes |
- Debt collection
- Payday loan debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I got calls from some place called XXXX XXXX XXXX and they said i had a debt with them. I have never did any business with this company and i told them i wanted the validation of debt. They never did that and they didnt call me back and now has hired an attorney to send threatening letters demanding payment. The attorney also put their company name on the envelope and didnt use the mini miranda in their letter. I want them to cease the collections and to pay for the violations of the FDCPA. Lawyers should be held accountable and they are clearly robo signing documents.
|
| 01/15/2024 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
I received a summons from the Sheriffs office that I owe XXXXXXXX XXXX XXXX XXXXXXXX I sent a letter asking for more information because all the account number except the last four were erased with a black marker. The same with the social security.
I received a lot of statements but again no verification I sent the second letter and I received statements again and somewhere it says verified.
Who verified it?
I flip the pages and I see that I have to answer the following interrogatories.
I never received the purchase agreement and the bill of sale either.
|
| 11/07/2017 |
Yes |
- Debt collection
- Private student loan debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX XXXX XXXX XXXX XXXX contacted me about an alleged debt. I responded with a debt validation letter requesting several items. They sent me two of the things I asked for. I responded telling them that they did not provide what I asked and that if they did not provide it, I would assume that they did not have the right to collect on it. They did not respond. Instead, they sued me. I know they are currently barred by the CFPB in regard to filing suits in which they do not have proper paperwork but yet they are still doing it.
|
| 11/13/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I was looking online and found a Motion for Default Judgement for failure to appear in court. It is noted that I was served at an address I have not been in the vacinity of for nearly 2 decades. I believe this to be an attemp to prevent me from disputing the debt by purposely sending mail and court inormation to a place that I do not reside. These individuals are using unscrupulous, deceptive, and probably unlawful tactics to obtain a judgement for money I do not owe. Filing a complaint with the Indiana/Ohio Bar Association is next.
|
| 04/04/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
My complaint is with XXXX XXXX, XXXX, and Javitch , Block & Rathbone Law Firm. In XXXX 2010 XXXX XXXX XXXX, filed a judgment against me ( case # XXXX ). The debt was paid in full ( I have documentation ) to Javitch, Block & Rathbone in XXXX, 2010. To date, the judgment still shows open on my county 's Clerk of Courts website. I 've requested XXXX XXXX ( Attorney of record ) for this debt to please forward documentation to XXXX XXXX, XXXX of the satisfied debt. To date, XXXX XXXX XXXX, states they have not received documentation.
|
| 01/18/2019 |
Yes |
- Debt collection
- Private student loan debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I received a letter from Javitich Block in XXXX, Ohio on XX/XX/2019 in matters regarding collections on a XXXX XXXX XXXX XXXX XXXX XXXX that the CFPB already settled with regarding this matter. I have yet to have had an independent review of my case from XXXX County Court and I believe at the time of the filing they used falsified documents to win a judgement in the matter. The collection attempts is a clear violation of the recent settlement agreements that the CFPB has with XXXX XXXX XXXX XXXX XXXX XXXX.
|
| 01/11/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
XXXXXXXX XXXX XXXX is saying they went to court which I knew nothing about a court date. Their saying I owe almost {$4000.00} that one I don't even remember getting a loan from XXXX XXXX XXXX for {$4000.00}. Their saying that there will be tax consequences this year to look up tax consequences online if I dont know what they are. It's crazy that they went to court against me and I didn't get a summons to court to stand up for myself. Im not sure but I dont think that's legal.
|
| 11/26/2015 |
Yes |
- Debt collection
- Credit card
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
I WAS ALL READY SUED IN XXXX COUNTY COURT XXXXINXX/XX/XXXX CAUSE NUMBER XXXXBY XXXX XXXX XXXX XXXX , XXXX XXXX PLUS INTEREST OF XXXX WE MY SSA XXXX PAYEE MADE A PAYMENT OF XXXXCHECK NUMBER XXXX XXXX ACCT NUMBER XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXXTHERE FILE NUMBER WITHOUT A CAUSE NUMBER XXXXCASE NUMBER XXXXXX/XX/2015BALANCE DUE XXXXPRINCIPAL XXXX INTEREST XXXX COURT COSTS XXXX I CAN NOT BE SUED FOR THE SAME CREDIT CARD AND OR FOR AND OTHER REASONLESS = DOUBLE JEOPARDY
|
| 01/23/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
On XX/XX/2019 XXXX XXXX XXXX an employee of Javitch Block LLC filed a civil court case IN THE XXXX COUNTY MUNICIPAL COURT IN XXXX COUNTY OHIO. JAVITCH BLOCK LLC is a debt collector and per their website ( XXXX XXXX XXXX ). XXXX XXXX XXXX mis-represented her self and company as an attorney for a company XXXX XXXX XXXX XXXX, when in fact their main activity is debt collection because principal purpose of Javitch Block LLC qualified him as a debt collector.
|
| 11/01/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
Javitch Block LLC continues their disregard for the law. They havent produced any of the XXXX documents being requested to validate that the case is lawful.
I urge the federal government start a full-scale audit/investigation on Javitch Block LLCs practices including looking into all cases won by default judgment across the nation and prosecute all individuals in this operation that helped in anyway to get any illegal judgment.
|
| 09/18/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
Older American, Servicemember |
|
I had an out court debt settlement pay arrangement to a debt with this company. The company did not show up the Scheduled Court Hearing and their did not respond to Judge and myselft about the No Show. The Judge advised sent in the final payment of the arrangement. On XX/XX/XXXX I received the Cashiers Check from the Debt Collector staying that I can not request and letter stating that the agreement was paid full.
|
| 01/29/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A debt collector called XXXX XXXX XXXX XXXX is garnishing my employment wages for {$16000.00} for a debt that is definitely not mine. The judgement is dated XX/XX/2010. Case XXXX. Please help this is not my debt! I have been monitoring my credit for many years and this is not even listed there. I am filing for a hearing with the Municipal Court to have this removed.
|
| 09/02/2021 |
Yes |
- Debt collection
- Auto debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I demanded a debt Validation with the third party debt collection agency Javitch Block Which I received thanks to consumer financial protection bureau. Upon review of the the paperwork I received, it shows the wrong balance because GAP paid the financing company and the financing company did not report the payment to the third party debt collector.
|
| 08/05/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have been requesting a payoff letter since the XXXX of XXXX. When I contacted them at the end of XXXX approximately the XXXX, that day was the first they'd heard of my request. As of today I still not have received a response to any of my emails. And no documentation has been received. It shouldnt be this hard to pay an account.
|
| 03/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Javitch Block LLC is trying to collect a debt that is not mine and a result of identity theft. Furthermore, this company is attempting to come off as if it's a court sending the notice which is illegal.
XXXX XXXX, XXXX can request copies of my identity theft report from XXXX XXXX Police by filing an open records request for it.
|
| 05/05/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Disputed several times with credit bureaus, disputed with XXXX, even reported to Federal Trade Commission.
XXXX now is submitting to a new collection agency after failed attempts to collect. This has been a dispute several times and becoming so frustrating to find a new collection agency harassing called XXXX XXXX XXXX.
|
| 01/25/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I received a notice from Javitch Block LLC saying they were collecting from XXXX XXXX XXXX XXXX. 1. I have never received anything XXXX XXXX 2. They state debt is XXXX the interest is XXXX. The interest is more then half debt listed how can this be is XXXX XXXX XXXX charging interest?
|
| 03/01/2022 |
Yes |
- Debt collection
- Auto debt
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
|
|
Ive attempted to reason with the defendant regarding this debt, defendant repeatedly attend to collect my debt under fall and misleading information and representation. defendant failed to provide proof of the original creditor in the affidavit attached.
|
| 03/25/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I recently pulled my credit and discovered that this company has reported that I owe them a debt. To my knowledge I have never entered into a financial agreement with this company and neither have they ever provide me goods nor services.
|
| 09/25/2023 |
Yes |
- Vehicle loan or lease
- Loan
|
- Repossession
- Loan balance remaining after the vehicle is repossessed and sold
|
|
Web |
|
|
The company filed a lawsuit and has asked for summary judgment on a debt I am no longer obligated to pay according to the final order filed by the XXXX XXXX.
|
| 06/24/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
i keep on getting notice in mail, that i am getting garnishment, for a debit that is not mine. i keep on sending letters back to them
|
| 08/23/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I do not recognize the debt. And XXXX XXXX XXXX Block LLC has failed to validate the debt. They are still reporting the debt.
|
| 07/31/2023 |
Yes |
- Debt collection
- Auto debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
Javitch Block LLC unlawfully filed a lawsuit in circuit court beyond the timeframe allowed by the WV statute of limitations.
|
| 11/20/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
|
|
Web |
|
|
Had a past credit card debt that was to be settled. It got taken to collection and placed with XXXX XXXX. They
|
| 12/05/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I talk to low office XXXX block paid in full need to update to send all three the credit bureau
|
| 10/29/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
Servicemember |
|
This company is using scare tactics to try and collect a debt.
|
| 07/24/2017 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
I received a letter by mail portraying a lawsuit against me.
|
| 09/13/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
|
|
Called repeatedly @ XXXX XXXX., XXXX XXXX., & XXXX XXXX
|
| 03/21/2017 |
Yes |
- Debt collection
- Credit card
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Contacted about debt that is not on my credit report.
|
| 01/29/2024 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
|
| 10/29/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
|
| 10/19/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/19/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 10/09/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 09/01/2023 |
Yes |
- Debt collection
- Auto debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Postal mail |
|
|
|
| 06/07/2023 |
Yes |
- Debt collection
- Credit card debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
|
| 05/31/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
|
| 05/31/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 03/06/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
|
| 02/28/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/02/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/04/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
Older American, Servicemember |
|
|
| 08/08/2022 |
Yes |
- Credit card or prepaid card
- General-purpose credit card or charge card
|
- Other features, terms, or problems
- Other problem
|
|
Web |
|
|
|
| 07/21/2022 |
Yes |
- Student loan
- Private student loan
|
- Dealing with your lender or servicer
- Received bad information about your loan
|
|
Web |
Servicemember |
|
|
| 06/09/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 06/06/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
|
| 03/16/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 02/28/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
Older American |
|
|
| 10/13/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/15/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/10/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 03/16/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/31/2020 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/02/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
|
|
Web |
|
|
|
| 11/20/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
|
|
Web |
|
|
|
| 11/06/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 10/16/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Sued you in a state where you do not live or did not sign for the debt
|
|
Web |
|
|
|
| 08/05/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
|
|
Web |
|
|
|
| 07/03/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/18/2019 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 11/30/2018 |
Yes |
- Debt collection
- Private student loan debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Servicemember |
|
|
| 11/15/2018 |
Yes |
- Debt collection
- Private student loan debt
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
|
|
Web |
|
|
|
| 11/15/2018 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
|
| 11/07/2018 |
Yes |
- Debt collection
- Credit card debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 10/09/2018 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/26/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Postal mail |
|
|
|
| 03/02/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 11/25/2017 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
|
|
|
| 11/21/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Phone |
|
|
|
| 10/25/2017 |
Yes |
- Student loan
- Private student loan
|
- Struggling to repay your loan
- Can't get other flexible options for repaying your loan
|
|
Web |
|
|
|
| 10/05/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
|
| 09/27/2017 |
Yes |
- Debt collection
- Auto debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/24/2017 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
|
| 09/24/2017 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
|
| 07/25/2017 |
Yes |
- Debt collection
- Federal student loan debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Referral |
|
|
|
| 05/27/2017 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/24/2017 |
Yes |
- Student loan
- Private student loan
|
- Struggling to repay your loan
- Problem lowering your monthly payments
|
|
Web |
|
|
|
| 04/18/2017 |
Yes |
- Debt collection
- Credit card
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/07/2017 |
Yes |
- Debt collection
- Credit card
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Postal mail |
|
|
|
| 02/02/2017 |
Yes |
- Debt collection
- Non-federal student loan
|
- Taking/threatening an illegal action
- Seized/Attempted to seize property
|
|
Phone |
|
|
|
| 12/01/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Referral |
|
|
|
| 07/14/2016 |
Yes |
- Debt collection
- Credit card
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Phone |
|
|
|
| 06/14/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Threatened to take legal action
|
|
Phone |
|
|
|
| 06/08/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Postal mail |
|
|
|
| 04/10/2016 |
Yes |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 04/01/2016 |
Yes |
- Debt collection
- Credit card
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
|
| 02/09/2016 |
Yes |
- Debt collection
- Credit card
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
|
| 12/17/2015 |
Yes |
- Debt collection
- Credit card
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
|
| 10/02/2015 |
Yes |
- Debt collection
- Credit card
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 08/26/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Phone |
Older American |
|
|
| 07/10/2015 |
Yes |
- Debt collection
- Credit card
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 05/07/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Referral |
|
|
|
| 05/07/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Referral |
|
|
|
| 05/06/2015 |
Yes |
- Debt collection
- Credit card
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 01/28/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Fax |
|
|
|
| 01/19/2015 |
Yes |
- Student loan
- Non-federal student loan
|
- Dealing with my lender or servicer
- Received bad information about my loan
|
|
Web |
|
|
|
| 01/14/2015 |
Yes |
- Debt collection
- Credit card
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Referral |
|
|
|
| 12/22/2014 |
Yes |
- Debt collection
- Credit card
|
- Taking/threatening an illegal action
- Sued w/o proper notification of suit
|
|
Web |
Older American, Servicemember |
|
|
| 10/29/2014 |
Yes |
- Debt collection
- Non-federal student loan
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
|
| 10/12/2014 |
Yes |
- Student loan
- Non-federal student loan
|
- Dealing with my lender or servicer
- Don't agree with fees charged
|
|
Web |
Servicemember |
|
|
| 10/08/2014 |
Yes |
- Debt collection
- Credit card
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American |
|
|
| 09/10/2014 |
Yes |
- Debt collection
- Non-federal student loan
|
- Taking/threatening an illegal action
- Seized/Attempted to seize property
|
|
Web |
|
|
|
| 09/04/2014 |
Yes |
- Debt collection
- Non-federal student loan
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Referral |
|
|
|
| 07/31/2014 |
Yes |
- Debt collection
- Credit card
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/07/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Taking/threatening an illegal action
- Sued w/o proper notification of suit
|
|
Phone |
|
|
|
| 07/03/2014 |
Yes |
- Debt collection
- Non-federal student loan
|
- Communication tactics
- Threatened to take legal action
|
|
Referral |
|
|
|
| 05/09/2014 |
Yes |
- Debt collection
- Non-federal student loan
|
- False statements or representation
- Indicated shouldn't respond to lawsuit
|
|
Web |
|
|
|
| 04/17/2014 |
Yes |
- Debt collection
- Credit card
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Phone |
|
|
|
| 04/17/2014 |
Yes |
- Debt collection
- Credit card
|
- Taking/threatening an illegal action
- Seized/Attempted to seize property
|
|
Web |
|
|
|
| 03/11/2014 |
Yes |
- Debt collection
- Non-federal student loan
|
- Taking/threatening an illegal action
- Sued w/o proper notification of suit
|
|
Web |
|
|
|
| 02/05/2014 |
Yes |
- Debt collection
- Credit card
|
- Communication tactics
- Called outside of 8am-9pm
|
|
Web |
|
|
|
| 12/17/2013 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 11/18/2013 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Taking/threatening an illegal action
- Sued w/o proper notification of suit
|
|
Web |
|
|
|
| 10/24/2013 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/16/2013 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 09/04/2013 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 09/03/2013 |
Yes |
- Debt collection
- Credit card
|
- Taking/threatening an illegal action
- Seized/Attempted to seize property
|
|
Phone |
|
|
|
| 08/09/2013 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Taking/threatening an illegal action
- Sued where didn't live/sign for debt
|
|
Web |
|
|
|
| 07/29/2013 |
Yes |
- Debt collection
- Credit card
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Phone |
|
|
|