| 09/17/2020 |
No |
- Debt collection
- I do not know
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- Communication tactics
- Used obscene, profane, or other abusive language
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Web |
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I have no idea who this company is and they refuse to provide me with details regarding any debt that they are attempting to collect! I have not received any written correspondence from them. I have no idea what creditor they are seeking to collect the debt for. I have received a bulk load of threatening telephone calls from them as early as XXXX XXXX and as late as XXXX XXXX. They hang up and attempt to call me from different numbers but the recording and automated system is the same. They continue to call me from different numbers. I have blocked each number and they simply call me right back from a different number. I have requested to know who they are, what debt they're attempting to collect and they have refused to advise me of the requested information. I have advised them that they have the wrong number. I have requested that they remove my number from their contact list. Each person says that they'll remove me or they simply hang up on me. The agents continue to call and ask for someone named XXXX! When I tell them that it isn't me and to stop calling, they threaten me and tell me that a warrant will be issued for my arrest! That I will be sued in court. I do have most of the calls and voicemail messages recorded! I believe that they are scamming individuals out of their personal information. I received a call today from XXXX. I pressed 0 to request to speak to an agent and the first agent was a XXXX female. I asked for the address and direct phone number of the company and she immediately transferred me to another agent without advising that she was transferring me. The second agent was a very rude, unprofessional XXXX male named XXXX. Again, I requested the name, address, phone number and type of company in which he hesitated at first and then got irritated when I requested him to spell the city. Apparently he didn't know how or he was making up an address just to keep me on the phone. I was provided with XXXX. XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, FL. XXXX. He advised that he was attempting to reach XXXX. I advised him to be on the lookout for a complaint from CFPB. This company has been calling the wrong number for over a year now. They continue to use scare tactics to force me into providing my social security number. Warning signs of debt collection scams, Withholds information from you, A debt collector must tell you information such as the name of the creditor, the amount owed, and that if you dispute the debt the debt collector will have to obtain verification of the debt. If the debt collector does not provide this information during the initial contact with you, they are required to send you a written notice within five days of that initial contact.Pressures you to pay by money transfer or prepaid card Scammers like these payment methods because they may be untraceable, and it can be hard for you to get your money back.Falsely threatens you with jail time or poses as a government official But beware, if you do owe criminal fines or restitution, it is possible that failure to pay may result in your arrest. Says they will tell your family, friends, and employer Some scammers may try to get you to pay by threatening to reveal your debts to family, friends, coworkers, or employers. A debt collector is not allowed to tell other people about your debt without your permission. The Fair Debt Collection Practices Act states that a debt collector must send the consumer a written notice containing the amount of the debt, name of the creditor and a statement stating they have 30 days to dispute the validity of the debt or the debt will be considered valid by the debt collector. Failure by the consumer to dispute the debt within that 30-day time period is not considered an admission of liability. If the agency doesn't follow this process then they have no rights or grounds to collect or report the debt to any credit bureaus and must immediately remove the debt from the consumers credit report. The company didn't contact me within 30 days of assuming the debt and has therefore violated my rights so this needs to be removed from all 3 credit bureaus! I do NOT give the company permission to contact me via telephone, an employer, email or any other means except by US Mail.
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| 10/20/2020 |
No |
- Debt collection
- Payday loan debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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Investigative Services claims I owe {$640.00} from an unpaid loan with XXXX XXXX XXXX. The first gentleman that called me claimed it was over {$700.00}, they have given me 2 separate dates one in XXXX and one in XX/XX/2016. I was very skeptical because I know I have never taken a payday loan that large and they are also inconsistent with the dates and amounts owed. I called XXXX XXXX XXXX and they advised me that my last loan with them was in XX/XX/2016 for a little over {$300.00} and was paid in full. I repeatedly asked for something in writing, after multiple attempts I got a form that is clearly a template with misspelled words on it and has a different amount than what was verbally asked for. I have asked for solid proof and they are not providing it nor emailing me back to answer my requests. They also are past the statute of limitations. I have advised them this sounds like a scam, They have called me 3-4 times in an hour, to the point I had to block their number. They have repeatedly called my mom 's phone. They do not leave voicemails. They have yelled at me to pay my bills when I have asked for proof. They have hung up on me when I said it sounds like a scam. I have never had a debt collection agency act this way. I believe this is a scam, they can not provide solid proof.
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| 09/06/2015 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
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Web |
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Investigations & Recovery had apparently been collecting on a debt for XXXX XXXX. This Debt was discharged in my bankruptcy Case # XXXX, XXXX. XXXX was giving the Stay order but instead they hired this collection agency in XX/XX/XXXX I believe in XXXX or XXXX to collect for the outstanding Balance. As this has transpired they have put not only XXXX collection entries but XXXX collection entries on my XXXX report. They had as of XX/XX/XXXX put on the report Included in Bankruptcy but refuses to remove the collection entry as it was reported after the bankruptcy was filed and the the stay order was already in place. They should have never put the entry on my collection report and it should be removed
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| 09/08/2019 |
No |
- Debt collection
- Auto debt
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
Servicemember |
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XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX c.a XXXX tel XXXX XXXX. Amount is {$11000.00} they are calling my job family in XXXX the XXXX call me to take me to court .. yesterday around XXXX XXXX XX/XX/2019 I was working When I receive a call from my wife the A lady dropped paper on my door my wife ask Who are you When my wife read the paper she find out she I s process service For Texas . I noticed the paper is not. correct the information the signature and date and amount
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| 06/10/2014 |
Yes |
- Debt collection
- I do not know
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- Disclosure verification of debt
- Not given enough info to verify debt
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Postal mail |
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