| 07/13/2017 |
Yes |
- Debt collection
- Other debt
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- Communication tactics
- Frequent or repeated calls
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Web |
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My junior year of college, I moved into a four bedroom apartment at XXXX XXXX in XXXX XXXX to attend school. When moving in, I met one of my roommates and her parents. My mom was also there and spent time talking to her parents. Her dad told my mother about some of the problems they had to deal with last year which included an abusive relationship that developed between this girl and her boyfriend. He said that XXXX had severed all ties with him and he ( the ex ) had no idea where she was living or working at this point. From what her dad told my mother it sounded as if her dad and his friends dealt with the boy and persuaded him that it would be a very bad idea to contact this girl. Her dad did make it clear that he was abusive and that she would not be in contact with the ex-boyfriend because he was bad news. Later in the week, my roommate gave us ( the roommates ) background information on her relationship with this ex. She said that he had been abusive to her and that he was suicidal. She also told us that he showed up at her work and at school last year. Honestly, she was never my favorite roommate. She was very dirty, often leaving dishes coated in food in the sink for days and leaving food out on the counter uncovered for long periods of time. She also had no respect for my roommates and me. She would use our property and not clean it and she would talk loudly on her cell phone out on our porch and in the kitchen at all hours of the night. She was also openly XXXX against XXXX XXXX ; this was an issue I took great offense with because it is not how I was raised. I learned to ignore these qualities ; I understand that in college you dont always get to pick who your roommates are and that you re not always going to get along with them. She was a very irritating person, but I put up with it without complaint ( I did try to talk to her about it but quickly discovered that that approach wasnt going to work. ) I found it best to just ignore the behaviors I didnt care for. However, I went from being annoyed to fearing for my safety. Towards the end of my last semester of my junior year it became very clear that she was talking to her ex again. Over time, the situation became more and more volatile. They were constantly arguing on the phone. This is when I started to fear for my own personal safety but I was not sure what to do. Since she claims he was unstable I didnt know what he was capable of. I know that he had picked her up at XXXX before ; I dont believe he had been in our apartment. However, it wouldnt be very hard to follow her to our apartment because security was minimal at this complex, and for most of the first semester the key pads to get on our floor at XXXX wasnt working, so anyone could get in. There was only one lock on the door of our apartment ; if he wanted to get in, he couldve. I didnt feel protected living there. In late XXXX XXXX , everything boiled over. My roommate got into a fight with her ex because he had called her parents ( I dont know what he said to them ). She was out on our porch screaming profanities at the top of her XXXX so I went out and said that everyone could hear her ( I didnt want the cops called ) . She came back in the apartment a short time later and blew up at me. I asked her why she continued to talk to him and she claimed she did it to protect us from him. She said that if she cut him off she feared that he would come to the apartment and hurt all of us. She also said that I dont seem to mind when the XXXX downstairs are yelling all the time. I told her to never use that word in front of me again and that I have never heard someone downstairs yelling like she was. After this fight, it was very clear to me that I was not safe in that apartment, and that I was not willing to place my personal safety in the hands of someone making very poor choices. I was incredibly uncomfortable and I wanted to get out of there as soon as possible. My parents were not happy with the situation and told me that I needed to move immediately. I got in touch with the manager of XXXX and at first she seemed like she was on top of things ; she agreed I needed to be moved and that there would be no additional charges since I was moving under duress .She asked me if I would please write to management and tell them how well she handled the situation, because evidently some people had reported that she was not a very good manager. I asked to be moved into an apartment that hadnt had any problems because I didnt want to be in the same situation a second time. The manager said that the girl who would know that information was out with a cold and wouldnt be there until the next day. When I went to speak with management the next day to follow up on the search for a new apartment, the manager said she had hand-picked this apartment because she completely understood that I need to feel safe in my own home. She said that there might be a slight increase because it was a different layout and in the newer phase. After that she continued to change her stories, it was as if the person I had talked to the day before disappeared and I was talking to her for the first time. She sent me into another employees office to sign the new lease. This is when I was told it would be XXXX plus parking, I was paying XXXX . I said I couldnt afford that so she went to talk to the manager because only the manager can determine prices. She came back and said it would be XXXX . Again, we told her we werent paying any more than we already were. This employee said she would see if she could find something else more in my price range, so I went back to the apartment to wait until I heard news. She called me many hours later and said that was the best apartment available and that it would be XXXX . At this point my mom called the manager to tell her that I needed to move immediately and we would not pay additional money. She kept telling my mother different stories about how I just wanted to move out of my apartment but that I didnt need to move, to how she had worked many hours of overtime to find me the perfect apartment. My mother firmly told her that I was to be moved immediately because of safety and if it was not done I would not be staying in that apartment for another night. After my mother spoke with the manager, I was told I had to go down to the office and speak with her. Everything went downhill from here. She was very rude to me, like I was putting her out. She claims that when she said I wouldnt have to pay anything the day before, I was getting my terminology mixed up and thats not what she meant. I asked her point blank several times whether I would be charged more to live in this new apartment and she refused to answer my question. It was very clear we were not going to get anywhere and lies were piling up so I walked out of the office and told her my mom would call her, she said my mother was not to call her. My mom called me about 5 minutes later and said I needed to go down to the office and get my keys for my new apartment. I was incredibly confused, since I had just walked out of there and the manager was angry with me! She had apparently called my mom as soon as I left the room. The managers behavior can only be described as bazar, she was telling me and my mom multiple different stories within minutes of each other, each story would contradict the one she had just told. After this I went down and got my keys, the manager apologized profusely and blamed other office staff for the mix-up. She never took responsibility for her own actions. I moved into my new apartment, a XXXX with only one occupant, the manager assured me that someone had walked the apartment and that it was even better than the one I had been in and that the occupant in it seemed very nice. I immediately noticed that it had not been cleaned after the old people moved out, there was trash in the room, furniture had been chewed on ( I think the previous resident had a puppy ) and the carpets reeked of urine ( the previous occupant had left multiple air fresheners in the apartment, when I took them out is when I started smelling urine ). I notified the apartment about the carpets and it took over a week for the problem to be fixed. I didnt have a lot of contact with my new roommate but I did find out she wasnt notified I would be moving in. After returning from spring break I started to notice a lot of men coming in and out of the apartment. One man would come in, the apartment would fill with the smell of weed ( I have been to concerts before and smelled pot ), they would cook a whole bunch of food and leave a mess, and then he would leave. Then another guy would come, the apartment fills with the smell of weed again, they would eat, and he would leave. It was like our apartment was a revolving door. I was extremely uncomfortable with this. I stayed locked in my room for most of the day, only coming out when I knew my roommate wasnt there. There were multiple occasions when I was there that the apartment smelled like weed. I dont do drugs and I dont want to be around them. I also dont want to be held responsible for any damage done to the apartment. I started to feel like a prisoner because I was so uncomfortable coming out of my room while strange people were there. I felt completely unprotected and unsafe in that apartment. I was nervous to say anything about the illegal activity in the apartment because she would know exactly who was reporting it since I was the only one there. I was in contact with my parents and filling them in on what was going on. My parents lived about XXXX XXXX XXXX so I was stuck because that was too far of XXXX XXXX to make while still enrolled in school. However, one night after I returned from work I walked into the apartment and there was a huge crowd of people. Everyone froze, I walked into my room, and everyone began laughing. The apartment reeked of pot. I also noticed that the unoccupied room had been broken into. They left around XXXX and returned at about XXXX XXXX The apartment again filled with the smell of pot and they didnt leave until after XXXX XXXX . I cant describe what it feels like to be in an small apartment, with a bunch of random men who have been partying, none of which I know, who stare at me as I walk in, and all I have is a small lock on my bedroom door and no other way of getting out of the apartment. I have never felt this kind of fear before I moved into this apartment complex, and I have never again felt this fear after moving out. I talked it over with my parents and again we agreed that I was in an extremely unsafe environment. After dealing with the manager the first time I had to move, there was no way I wanted to talk to her again. I packed everything up, quit my job, and moved back home to XXXX . It was incredibly hard having XXXX XXXX XXXX hours for classes until my semester ended. My mother and I scheduled a meeting with the regional manager of XXXX XXXX in XXXX XXXX to discuss everything that had taken place. She did not take responsibility for anything. She did let us know that the previous manager that we had worked with was no longer with the company. We explained to her that we would not be paying anymore rent because I was not safe in this environment and management had done nothing to address these safety issues. We did not feel it was fair to continue to pay rent on an apartment where my safety was not guaranteed or even addressed. She explained that they were not responsible for ensuring safety at the apartment complex and that they had floors of legal representatives if we were going to pursue legal action. My experience at XXXX was horrific. I feel it was handled extremely poorly and I lived every day in fear. I feel that XXXX interfered in my studies. Both of these situations took up a lot of my time. I was dealing with both of these roommates and also fearing for my personal safety, while also trying to complete my classes. I do not feel that XXXX takes any steps to keep occupants safe on that property. This has created a lot of problems for me. My rent had been paid on time every month and I had left both rooms that I occupied in better condition than when I arrived. I began receiving calls from debt collectors every single day, some of which even threatened to take legal action against me. I had blocked all calls from them. I got in touch with student legal representation through the college and they informed me that I was definitely not the only student who had these types of issues from XXXX XXXX . However, they informed me that the way XXXX had their lease written would make it very hard to take legal action against them. They said I had two options, I could either continue to pay my rent even thought XXXX XXXX did nothing to satisfy my safety concerns or I could choose to not pay rent. I chose the second option. They informed me that they would help me choose an apartment complex next year that they had not had any issues with, clearly showing that they knew XXXX XXXX was at fault. This entire experience was traumatizing and I did not want to return to this school. I did not return to finish my degree ; instead I found a smaller, private college and lived on campus the following year. For the two years that it took me to finish my degree at this new school, I had absolutely no issues with housing, both on and off campus. It is now over 4 years later and this debt continues to haunt me. I am in the process of purchasing a house and would like to resolve this matter as it reflects poorly on my credit. I have been told by my loan officer that it would be a good idea to take care of this housing debt and that the debt collector is saying I owe about XXXX dollars in unpaid rent and various extra late fees. It is my understanding that the apartment complex has been sold by XXXX XXXX XXXX and is no longer called XXXX XXXX . It is now owned by XXXX XXXX XXXX and called XXXX XXXX .
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| 10/13/2018 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Dear CFPB, i am sending this letter to you as the Realtor is attempting to collect a debt. He used deception to get to sign an Independent Contractor Agreement by giving me sidebar discussions that he would not enforce the Contractor agreement under certain conditions. I am hopeful that you can help to resolve this matter. Thank you.
XX/XX/XXXX Complaint Division XXXX XXXX XXXX XXXX XXXX, FL XXXX Complaint Division Re : Complaint # XXXX Dear Complaint Division, I submitted pertinent info regarding my complaint raised against XXXX XXXX and XXXX XXXX. Since my complaint sent to you I have received an attorney referral that XXXX XXXX has retained Hunter & Warfield to collect the contested debt. I have provided copies of the following : Independent Contractor Agreement ( Exhibit A ) Addendum to Independent Contractor Agreement. ( Exhibit B ) Copy of the letters from Hunter and Warfield ( collection agency ) ( Exhibit C ) Itemized Invoice ( Exhibit D ) Email Advising me of Payment of the separation fee ( Exhibit E ) I will give a narrative of the following : What transpired Discuss the items that he is wishing to collect upon XXXX failure to provide the resources that were promised in the XX/XX/XXXX meeting Some of the improprieties that XXXX XXXX teaches in his training session.
What am I seeking?
I am seeking that XXXX XXXX XXXX forever halts all collection activity and provides me a letter stating they will no longer pursue their claimed indebtedness against me.
What Transpired In XX/XX/XXXX, I received a call from XXXX XXXX from XXXX XXXX. Her call was intended to recruit me to join the XXXX XXXX. At the time I had been with the XXXX XXXX XXXX in XXXX XXXX XXXX. I had received my XXXX XXXX XXXX XXXX license in XX/XX/XXXX and had yet to have earn any money on a closing. At the time of XXXX call, I had returned to my full-time position as a XXXX XXXX XXXX and had begun to question whether I was suited to be a XXXX XXXX XXXX.
When I talked with her she explained to me that we offered solutions to recruits that no other XXXX XXXX XXXX offered.
Free Classes to take qualify you to take the Sales Associate Exam ( I already had my license at the time ) Free XXXX XXXX XXXX Sales training courses.
When I talked with her and later with Mr. XXXX I explained that if I was to change agencies I needed the following : An advanced interactive Client Management System ( CMS ) The ability to take my existing prospects and convert them into the CMS with little to no formatting.
Flexibility to take my XXXX XXXX XXXX as I was working a full time on a 2nd shift and needed to take courses in the mornings only.
I was interested to join for the primary reason that I would not need to pay for my XXXX XXXX XXXX. XXXX offered FREE!!! courses and that they could convert my data into their robust CMS software.
The result was that the person who was to help me convert my data, XXXX XXXX, was unable to do so. She kept coming back to me about additional formatting needed. I explained to her that my time was limited as I was working full time elsewhere and had only part time hours to give to my XXXX XXXX XXXX.
Secondy, the CMS that I was promised by Mr. XXXX which was promised a rollout by XXXX or XX/XX/XXXX was never made available. I am not sure if it was ever rolled out as I left XXXX XXXX in XX/XX/XXXX. So I went from a Computerized CMS system that XXXX XXXX offered for free to using excel spreadsheets which was much more archaic than the system I had with XXXX XXXX.
The XXXX XXXX XXXX that I was looking to take advantage were only offered on full day basis and the instructor would not make accommodations for my work schedule. Thus, I was not able to do so.
THE MAIN REASONS I CAME TO XXXX XXXX FAILED TO DELIVER ON ANY OF THE PROMISES MADE TO ME!!!!!
Where is the accountability for XXXX XXXX XXXX in failing to deliver on the promises made to lure me away from XXXX XXXX? Do I have rights to claim damages for promises not kept?
SIGN UP WITH XXXX XXXX I met with XXXX XXXX on XX/XX/XXXX to sign the attached Independent Contractor Agreement ( EXHIBIT A ) and the Addendum ( EXHIBIT B ).
HIS COMMENTS HE MADE AS THEY PERTAINED TO THE COSTS WERE AS FOLLOWS : The intent for placing these itemized costs was that I had instances where Sales Associates would come to join XXXX XXXX XXXX, enroll in the free education classes and leave once they either passed the Sales Associate exam or pass the XXXX XXXX Exam.
He also stated.
After SIX MONTHS TIME AND YOU ELECTED NOT TO GO WORK FOR A COMPETITOR I would have no intention of to collect upon any of the expenses listed in the Independent Contractor Addendum.
We discussed that after a year if not sales volume was generated that maybe one would not be a good fit to sell Real Estate. With that in mind I agreed to sign the agreement. I have been a XXXX XXXX for XXXX years. I went upon his word and the spirit of the conversation to sign the agreement, Afterall, I did not call them they called and solicited me to join. If I had the slightest notion that they would pursue remedies to collect these fees from me, I would have kindly walked away. I left the meeting thinking, I will give a year to this endeavor and then after a year, I would assess whether to continue or to let my license lapse.
Fees and costs : Separation Fee {$1400.00} : As you can see no matter what happens, XXXX XXXX XXXX intends to collect a {$1400.00} separation fee either by collecting it directly from XXXX XXXX or by generated commission volume. I once again contend that he explains in his presentation that he has no intention to collect after a 6-month tenure and effort. He contended in our XX/XX/XXXX signup meeting was he did not want to train a person, so he/she could move to another agency and that he had no intention of enforcement if a recruit stayed on with XXXX XXXX for at least 6 months. Therefore, it was my intention to stay and if decided to leave it would be because I would leave the profession altogether. On XX/XX/XXXX I sent him a note that I was not sure I was cut out to be a realtor. Rather than contacting me to encourage me to continue, I received an email from XXXX XXXX, Director of Human Resources advising me to pay {$1400.00} for the separation fee. In addition, my email with XXXX, and all of my portal sign-ons were shut off immediately. It seems apparent that Mr. XXXX could not wait it terminate me so that he could create grounds to collect his fees outlined in the Contractor Agreement. I forwarded the note to Mr. XXXX and reminded him of our conversation in the meeting. As you can see his response reads Everything is in Line with your independent contractor agreement. This whole thing reminds me of being an indentured servant.
Please note that I did generate closing volume when I was with XXXX XXXX that predated my XX/XX/XXXX sign-on date. I made approximately {$1800.00} on the closing and asked Mr. XXXX as to equitable settlement for the closing. Please note the transaction did not run through XXXX XXXX XXXX and I could have pocketed the money without XXXX XXXX XXXX ever knowing. Instead I reached out to XXXX and we agreed upon an equitable settlement of {$300.00}. Please note that there is no accounting for the {$300.00} paid to XXXX XXXX XXXX ( refer to the itemized invoice in Exhibit D ) I Business Cards {$150.00} per box : I just checked business cards on the internet and you can get Realtor business cards for {$21.00}.
Automobile Magnets {$140.00} : The cost for Automobile Magnets on the internet range from {$14.00} to {$21.00}.
Shirts {$49.00} : The cost for Realtor polo shirts on the internet range from {$21.00} to {$29.00} Name Tags {$49.00} : The cost for name tags found on the internet range from {$5.00} to {$14.00} Company Email {$69.00}. How is the cost of an email address determined. XXXX, XXXX do not charge for an email address.
Office Key Electronic Door access Code {$44.00} : I was not granted a key to any of the offices but to ensure that the office was armed if I was the last to leave from the XXXX XXXX office. How can anyone charge for giving you an access code so that you can ensure you are protecting XXXX XXXX XXXX assets?
These hard costs appear to be outrageously high. There is no documentation given to me to support the costs listed on the Addendum ( Exhibit B ) ETC.. XXXX XXXX has the audacity to put an Etc category. The total costs listed are {$2000.00}. The letter I received from Hunter Warfield is {$2600.00}, Therefore the Etc.. cost equals {$600.00} and I have no Idea what the costs represents. Exhibit D is an invoice that I received from Hunter Warfield itemizing the cost to {$2000.00}, but in the same enclosed letter calls for {$2600.00}.
Departure from XXXX XXXX, On or about XX/XX/XXXX ( 14 months after signing the Independent Contractor Agreements ) I sent a note to Mr. XXXX stating that I do not think Real Estate Business is for me. I described in the note above how XXXX went into action on XX/XX/XXXX, requiring payment for the separation fee.
I just feel it appropriate to bring up XXXX other items in which he encourages new sales associates to perform.
Encouraged recruits not to worry about violating the State and Federal Do not Call list. He did not feel it imperative to be vigilant in honoring those people who placed themselves on that list. If you called them just excuse yourself for the mix-up., Conclusion I joined XXXX for an improved Client Management System and to be able to format the data to feed into the CMS. Neither item was available for use.
There is no way that I would sign up and commit to spending {$2000.00} unless I received assurances that I would not be held liable. Mr. XXXX assured me he had no intentions of enforcement providing that I did not go to a competitor and that I stayed on for at least 6 months as a Realtor with XXXX XXXX XXXX.
The costs assigned appear to be inflated, there is no documentation given to support what the cost of a car magnet, name tag, business cards, email address, shirts, and office key ( which I never received ). They have the audacity to put in a classification of etc, an attempt to charge {$600.00}.
In light of the accounting practices witnessed, it may be deemed appropriate to do an audit relating to XXXX XXXX practices to charge for recruits items that they have yet to substantiate, charge for etc.. category ( where is that listed on the income statement ) and failed to credit me for a commission volume that I generated for XXXX XXXX XXXX.
After 14 months, a simple email sent to Mr. XXXX questioning my ability to be a Realtor prompted XXXX to shut off all access to XXXX portals. The only conclusion I can draw from this was that he saw an opportunity to collect off from the Independent Contractor agreement.
I ask in earnest of the Board to take swift action XXXX XXXX XXXX to intervene on my behalf to stop this agency from engaging in these deceptive practices. Furthermore, if they wish to use these contractor agreements that they make it clear that to work for XXXX XXXX XXXX, we will need to collect from you {$2000.00} in the event that you wish to leave XXXX. This sounds like slavery. The only way XXXX gets people to sign up is to assure he will not enforce the agreement if you stay for at least 6 months and promise not to go to a competitor. This is deceptive in order to get a recruit to sign up. If he was up front on his intentions it seems obvious that no one would sign up. There are 100s of real estate offices that do not try to collect when an agent elects to leave their offices. They sought me out. I have been a XXXX XXXX for XXXX years and there is no way I would have signed the agreement unless I had assurances that he would not enforce in the event of at least a 6-mo stint and not to leave for a competitor. They advertise free education, free training, free stuff magnets, name tag business cards etc, but its not free.
I want this office to leave me alone and forever halt all collection efforts. I would like that in writing from XXXX XXXX XXXX.
I also hope that the XXXX takes corrective measures that XXXX XXXX XXXX makes it crystal clear that an agent is on the hook for {$2000.00} if they sign up to XXXX XXXX XXXX.
Sincerely, XXXX XXXX XXXX C.C. Consumer Finance Protection Bureau
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| 06/25/2017 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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NOTICE From : XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX Hereinafter collectively referred to as Claimant To : HUNTER WARFIELD INC XXXX XXXX XXXX XXXX XXXX, FL XXXX Phone : ( XXXX ) XXXX Fax : ( XXXX ) XXXX Hereinafter collectively referred to as RESPONDENT, you, your company RE : Alleged account that is not mine ACCOUNT NUMBERs : XXXX XX/XX/XXXX NOTICE OF DISPUTE ; DEMAND FOR V
ALIDATION AND PROOF OF CLAIM To Whom it May Concern I RECENTLY PULLED MY CREDIT FILE AND SEEN THAT THIS ACCOUNT DOES NOT BELONG TO ME. Be advised that your claim is disputed and validation and proof of claim of the disputed debt is requested in accordance with the Fair Debt Collection Practices Act, 15 USC 1692 and as amended by adding the following new Title 8 USC 802 et seq., and the Fair Credit Billing Act, 15 USC. 1666 et seq. All of which work in conjunction with each other, including the Truth In Lending Act ( TILA ) 15 USC 1601 et seq. It is not now, nor has it ever been, my intention to avoid payin g any obligation that is lawfully owed by the Claimant. In order to make arrangements to pay an obligation which may be lawfully owed, please document and verify the debt by complying, in good faith, with this request for validation and return it to me, within thirty ( 30 ) days of receipt of this letter. This is NOT a request for verification or proof of Claimant mailing address, but a request for VALIDATION and PROOF OF CLAIM made pursuant to the above named Titles and Sections. I respectfully request that your offices provide Claimant with competent evidence as per the attached Declaration and Proof of Claim that I have any legal obligation to pay you the unsubstantiated alleged debt. Furthermore you shall cease all verbal communication. No phone calls to the Claimant. At this time I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus, such as
, XXXX, XXXX and XXXX prior to validation and proof of claim of the disputed debt, this action might constitute fraud under both Federal and State Laws. Due to this fact ; if any negative mark is found on any of Claimant credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character Violation of United States Code TITLE 18 PART 1 CHAPTER 63 1341 ( Mail Fraud ) This debt is considered to be invalid until I receive proper validation and your offices provide Claimant with proof of claim of the disputed debt. Your offices have 30 days to produce the required documentation in accordance with FTC guidelines. During this validation period and proof of claim, if any action is taken which could be considered detrimental to any of Claimant credit reports, said action will be considered a dishonor and cause the self-executing contract portion of this notice to be implemented. This includes any listing any information to a credit reporting repository that could be inaccurate or invalidated.
If your offices fail to respond to this validation and proof of claim request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from Claimant credit file and a copy of such deletion request shall be sent to Claimant immediately.
Title 8 USC 809. Validation of debts [ 15 USC 1692g ] ( b ) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector. XXXX LAW DICTIONARY : VERIFICATION. Confirmation of correctness, truth, or authenticity, by affidavit, oath, or deposition.
Counter Claim with Self-executing Contract If Respondent, such as by commission, omission, and otherwise : ( a ) Fails to provide VALIDATION and PROOF OF CLAIM within thirty ( 30 ) days ; ( b ) Makes a false representation of the character of the herein above-referenced alleged debt ; ( c ) Makes a false representation of the legal status of the herein above-referenced alleged debt ; ( d ) Makes any threat of action that can not legally be taken, in violation of any applicable law, such as, the law codified at the Fair Debt Collection Practices Act, will be construed to be Respondents tacit acceptance of the terms and condition stated herein. In which case RESPONDENT agrees to : ( e ) Voluntarily report this account to all credit bureaus as DELETED ; and, ( f ) Voluntarily waive all claims against Claimant, their Agent or Heirs with prejudice ; and, ( g ) The matter regarding the alleged debt is finally and totally DELETED ; and, ( h ) Voluntarily admits the Claimant is the depositor for this account, that Respondent risked none of their assets at any time regarding this account and that they failed to disclose these material facts to Claimant ; and, ( i ) Voluntarily report the date of last activity on this account is the date of this notice.
Furthermore, RESPONDENTS failure to Cease and Desist in accordance with the requirements of the FDCPA and other related law, and/or satisfy the above terms and conditions, constitutes RESPONDENTS Breach of Duty and voluntary agreement to compensate Claimant, by certified mail, with a cashiers check within thirty ( 30 ) days of the date of billing by Claimant, their Agent or Heirs, in the following amounts : I ) One Thousand Dollars ( {$1000.00} ) for each communication made to Claimant or their Agent or Heirs, whether telephonically or in writing, which is not in affidavit form, by a person who has first hand knowledge, regarding Respondents unsubstantiated claim ; and, II ) Fifty Thousand Dollars ( {$50000.00} ) for each transaction initiated by Claimant where Claimants commercial ability is impeded due to you, your agents or assigns adverse credit reporting ; and, III ) Five Thousand Dollars ( {$5000.00} ) for each court appearance Claimant, their Agent or Heirs makes in response to Respondents unsubstantiated claims ; and, IV ) RESPONDENT owes Claimant the balance equal to the purported credit limit on this account, plus interest and fees, for money lent ; and, V ) Three times the alleged claim amount of one hundred sixty-five thousand nine hundred seven dollars ( {$160000.00} ) which equals ( {$490000.00} ) ; and, VI ) Five Thousand Dollars ( {$5000.00} ) per occurrence, for listing or reporting any information to a credit reporting repository which could be considered detrimental to Claimants credit history ; and, VII ) Punitive damages in the amount of ( {$270000.00} ) ; and VIII ) Debt Collector tacitly agrees that Debt Collector will compensate Respondent for all costs ; fees and expenses incurred in defending against this and any and all continued collection attempts ( by anyone ) re the above-referenced alleged account RESPONDENT also agrees to : 1. Voluntarily authorize Claimant to record a UCC-1 on RESPONDENT as debtor to secure the debt owed Claimant ; and, 2. Voluntarily prove their claim as a RESPONDENT in possession of Claimant property in a involuntary bankruptcy proceeding process ; and, 3. Voluntarily compensate Claimant for ALL costs and attorneys/consultant fees ; and, 4. Resolve ALL claims by Claimant, against Respondent, et al, exclusively and finally through binding arbitration, if necessary, to enforce the above terms, conditions, fees, penalties and damages. Arbitration replaces the right to go to court except to confirm an arbitration award. The arbitration organization that is selected will apply its code or procedure in effect at the time the arbitration is filed, subject to this agreement. The arbitration will be conducted before a single arbitrator. The arbitrators authority is limited solely to the Claims between Claimant and Respondent alone. The arbitration will not be consolidated with any other arbitration proceeding. If Claimant prevails in the arbitration of any Claim against Respondent, Respondent will reimburse Claimant for any fees Claimant paid to the arbitration organization in connection with the arbitration. Any decision rendered in such arbitration proceedings will be final and binding on the
parti es, and judgment may be entered in a court of competent jurisdiction. This arbitration provision applies to all Claims now in existence or that may arise in the future. The arbitration provision shall survive any voluntary payment of Cla imants claim against Respondent, in full, or any bankruptcy by Respondent. This is a private communication and is intended to affect anout-of-court settlement of this matter. Conduct yourself accordingly. Shou
ld any provision on this agreement be found to not be enforceable by order of a court of competent jurisdiction, it shall not adversely affect any other provision of this agreement and reasonable opportunity and effort shall be taken to modify it to become enforceable.
Equality under the Law is PARAMOUNT and MANDATORY by Law NOTICE TO THE PRINCIPAL IS NOTICE TO THE AGENT NOTICE TO THE AGENT IS NOTICE TO THE PRINCIPAL Applicable to all successors and assigns Silence is Acquiescence/Agreement/Dishonor
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| 06/06/2021 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I lived in the XXXX XXXX XXXX XXXX XXXX ( 2 bed 2 bath ), XXXX XXXX XXXX XXXX XXXX, TX XXXX for 2 years. Third year I renewed from XX/XX/XXXX XXXX XX/XX/XXXX. Every year XXXX time, the XXXX XXXX XXXX XXXX XXXX TX XXXX XXXX XXXX XXXX, XXXX XXXX ) advertised on their website that monthly rental rate is XXXX XXXX for 2 bed and 2 bath. They collected $ XXXX for the first year, $ XXXX for the second year and $ XXXX for the third year. Whenever I sign apartment contracts in all apartments I lived so far, I always sign immediately without reading. I never had any problem except this XXXXXXXX XXXX XXXX problem.
I moved from another city for my son 's education in XXXX XXXX TX.
Apartment unit they gave to me was bad condition. 1 ) Kitchen one side bottom- brim they have removed before I went there. They did not put a new one until I lived there. 2 ) If I woke up in the early morning, I could see all utensils were filled with Cockroaches in the kitchen. 3 ) Big spiders coming from outside the XXXX XXXX, through front door after XXXX XXXX was daily fear. 4 ) Smoke alarm loud noise kept going-on quiet often in the midnight. Although they repaired, the sound did not stop. 5 ) This unit and surrounding unit water pipes very noisy. If anyone from neighboring unit takes bath in the midnight, the water pipe sound disturbed our sleep. 6 ) Dust inside the room comes from outside through the front door and also through AC. 7 ) Grass pieces come inside the room, when the lawn care people blow grass outside the room near the front door. The lawn care people made dirt on my car, by blowing parking lot dust. 8 ) Whenever neighbor cook Barbeque outside this room, kerosine smell, smoke and burning beef smell easily came inside the room through front door. I am highly XXXX to all these. I complained all these to the apartment manager- XXXX and she could not stop any of these.
a ) From day 1- Ranch oven-very old- rusted -oven inside did not have light, oven ranch top ( cook top ) -some parts were rusted and broken piece. I asked the apartment manager- XXXX to replace with a new oven. She did not do. b ) From day 1- rusted, dirty, dish washer- not working. c ) When we moved in, black color stain was sticking on the foot from floor over 1 month period. We were wearing sandals inside the room. After repeated cleaning and wiping of the floor by us, that stain was gone.
I suffered a lot in this apartment because of all the above problems.
Therefore, I gave advance written notice a month ahead to - XXXX XXXX XXXX XXXX XXXX : XXXX ; email : XXXX XXXX about my early move out and I had been reminding about my early move out to XXXX XXXX on different times thereafter also. I moved out on XX/XX/XXXX. I paid full month rent for XXXX. For my early move out, I paid reletting charges {$620.00} on XX/XX/XXXX to the apartment Manager XXXX XXXX. This check was already paid by the bank to the apartment. I also returned the apartment keys to XXXX on the same day XX/XX/XXXX. I closed all utilities account, internet account and everything. After keys were returned to the apartment manager, I never went to this apartment.
Approximately, after one month period, I contacted XXXX XXXX XXXX via email to refund my security deposit {$250.00}. She replied me that Management will send to me refund check and she asked my current address. I sent to her my current address and still waiting for the refund security deposit money. Thus, I have paid extra money {$620.00} + XXXX XXXX {$870.00} to the XXXX XXXX XXXX and was not yet used for me.
On XX/XX/XXXX, I got one email from debt collector - XXXX ( Hunterwarfield Account Number : XXXX : Hunter Warfield , IncXXXX, XXXX XXXX XXXX XXXX, XXXX, FL XXXX Website : XXXX XXXX saying that I have to pay {$570.00} to the XXXX XXXX XXXX XXXX XXXX TX XXXX I was saying to the Hunter Warfield team that I have not yet received security deposit refund {$250.00} from the apartment. I also paid extra money as early move out reletting charges {$620.00} to the apartment. They have not yet used this money for me. I vacated the apartment because of the above problems. Therefore I asked the debt collector to close the account. XXXX.
I called the apartment office and asking them what is the amount {$570.00} for?
They said it is for cleaning charges. The apartment manager XXXX did not ask me more cleaning of the room is needed, when I turned the keys on her hand, as we have been already cleaning the dirty apartment unit every day and left in better condition than what condition we moved in there. We kept this room with neatness after every day cleaning and wiping. Is it possible to change decades old apartment unit to look like a new one by cleaning? I posted this charges on several websites including XXXX, how 2 bed 2 bath cleaning charges will come {$570.00}. After one month period, XXXX XXXX XXXX team has criminally manipulated these charges and modifying their answer by saying that this charge {$570.00} includes cleaning and some part of XX/XX/XXXX rent. I vacated the apartment on XX/XX/XXXX and turned the keys on XX/XX/XXXX ; Thereafter I never went to this apartment. The apartment unit is already rented to another tenant in XXXX end, according them. I still have {$620.00} + XXXX XXXXXXXX {$870.00} extra money I paid to the apartment, so far not used for me. Why the apartment need to send to the debt collector {$570.00} charges and why the debt collector needs to create an account for this fraudulent charges? I am very sincere in paying bills and I never paid anything late including apartment rent. This apartment with the help of this debt collection company has been executing this crime.
After I spoke with Hunter Warfield Account Number : XXXX : Hunter Warfield , Inc., XXXX XXXX XXXX XXXX, XXXX, FL XXXX, they have put this account in dispute. I requested Hunter Warfield team to close this account. Still, they have not closed it by saying they have placed this account in dispute. Why this company need to open this account when they already know that these are fraud charges manipulated by the XXXX XXXX XXXX manager-XXXX.
I need all your- higher authorities help to force Hunterwarfield company to close this account XXXX : XXXX.
I am sincere in paying bills. I never got debt collector notice. Therefore, I was looking this debt collector company review. When I checked review about the debt collector -Hunter warfield company XXXX the company itself has several comments.
I filed a complaint with Texas attorney General office, florida attorney General office and florida OFR.
On XX/XX/XXXX, florida OFR office forwarded to me reply sent by XXXX XXXX, Staff Attorney, XXXX XXXX, to the florida OFR. When I read the XXXX XXXX letter with the bill, I was surprised. This Hunter warfied team and XXXX XXXX XXXX were criminally created a bill to make the balance {$570.00}. This would not have happened without the coordinated planning of both the debt collector and the XXXX XXXX XXXX management team. I am not the only victim of this, several other people also complained on several websites about the debt collector and also about the XXXX XXXX XXXX XXXX XXXX, TX XXXX management team 's criminal activity in USA.
The bill sent to the florida attorney General office by Hunter warfield attorney shows a ) I moved out on XX/XX/XXXX. Infact, I moved out on XX/XX/XXXX, XX/XX/XXXX I turned the keys to the apartment Manager-XXXX, and thereafter I never went to this apartment. b ) The letter also says, the apartment manager-XXXX advised me that the unit was not left in the best condition, as it was dirty. She never asked me to do more cleaning is needed. These are some of the examples of several fraud charges they have intentional composed. Thus, Hunter warfield team and XXXX XXXX XXXX together criminally created these charges and still not closed this Hunter account. The bill shows if the bill is not paid with in 15 days to the apartment, bill will be send to the debt collector. Until today apartment did not sent the bill to me. Without showing to me the bill and without explaining to me what are these charges, apartment has sent the bill to debt collector.
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| 10/06/2023 |
Yes |
- Debt collection
- Rental debt
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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When initially contacted by Hunter Warfield via phone, XXXX XXXX and I explicitly requested that all further communication be conducted through email. Despite our clear request, XXXX at Hunter Warfield continued to make phone calls to us.
XXXX, on XX/XX/2023, I formally requested additional information in writing via email. However, XXXX responded with a discourteous phone call at approximately XXXXXXXX XXXX
Please refer to the email I sent this morning, XX/XX/2023, at approximately XXXX XXXX below : Dear Hunter Warfield, We are writing in joint response to your recent communication regarding the debt associated with the account number XXXX We wish to express our strong dissatisfaction with the manner in which you have handled this matter, including the debt verification process and the unprofessional conduct exhibited during our phone conversation.
First and foremost, we want to reiterate our dispute of the debt based on the legally terminated lease agreement for the property located at XXXX, XXXX, Illinois, XXXX. The termination document we previously provided clearly outlines the terms and conditions of the lease termination, which releases us from any further obligations, including any outstanding balances or charges. It is important to note that the lease agreement was terminated in accordance with the provisions outlined in the Resident Landlord Tenant Ordinance ( RLTO ) and the Illinois Consumer Fraud Act.
As per the RLTO and the Illinois Consumer Fraud Act, we had valid grounds to terminate the lease agreement due to numerous breaches of the lease terms by the landlord. We have meticulously documented these breaches with photographs, testimonials, and digital correspondence with XXXX Management. The evidence we possess substantiates our decision to terminate the lease and further supports our position in disputing the alleged debt. We are fully prepared to present this evidence in court, should it become necessary to protect our rights and seek a fair resolution.
In light of the aforementioned, we find it unacceptable to receive the lease agreement as a debt verification, as it fails to address the valid termination of the lease agreement and the subsequent release of our obligations. This document does not serve as a proper debt verification under the Fair Debt Collection Practices Act ( FDCPA ), nor does it acknowledge the legal grounds on which the lease was terminated.
Furthermore, we must express our deep concern and disappointment regarding the unprofessional conduct displayed by your representative during our recent phone conversation. Despite our request to communicate solely via email to ensure a clear and documented record of our interactions, your representative adopted a rude and threatening demeanor, ultimately hanging up on us. Such behavior is entirely unacceptable and falls far below the expected standards of professional conduct.
We expect an immediate response addressing the issues raised in this email, along with a proper debt verification that complies with the requirements of the Fair Debt Collection Practices Act and acknowledges the validity of our lease termination. Furthermore, we demand that all future communication be conducted in a respectful and professional manner, strictly adhering to our explicit request to communicate solely via email.
Please be advised that any further violations of debt collection laws, including harassment, misrepresentation, or failure to provide accurate debt verification, will be promptly reported to the appropriate regulatory authorities. We are fully prepared to take all necessary legal actions to protect our rights and seek appropriate remedies.
We look forward to your immediate attention to this matter and a swift resolution. Please provide a joint written response to this email within XXXX business days confirming that you have received and understood the contents of this communication.
Sincerely, ************** **************** XXXX The email sent on XX/XX/2023, which we have included below, has remained unanswered. It also reiterates our preference for communication exclusively through email.
Dear Hunter Warfield, We are writing in joint response to your recent communication regarding the debt associated with the account number XXXX We wish to express our strong dissatisfaction with the manner in which you have handled this matter, including the debt verification process and the unprofessional conduct exhibited during our phone conversation.
First and foremost, we want to reiterate our dispute of the debt based on the legally terminated lease agreement for the property located at XXXX, XXXX, Illinois, XXXX. The termination document we previously provided clearly outlines the terms and conditions of the lease termination, which releases us from any further obligations, including any outstanding balances or charges. It is important to note that the lease agreement was terminated in accordance with the provisions outlined in the Resident Landlord Tenant Ordinance ( RLTO ) and the Illinois Consumer Fraud Act.
As per the RLTO and the Illinois Consumer Fraud Act, we had valid grounds to terminate the lease agreement due to numerous breaches of the lease terms by the landlord. We have meticulously documented these breaches with photographs, testimonials, and digital correspondence with XXXX Management. The evidence we possess substantiates our decision to terminate the lease and further supports our position in disputing the alleged debt. We are fully prepared to present this evidence in court, should it become necessary to protect our rights and seek a fair resolution.
In light of the aforementioned, we find it unacceptable to receive the lease agreement as a debt verification, as it fails to address the valid termination of the lease agreement and the subsequent release of our obligations. This document does not serve as a proper debt verification under the Fair Debt Collection Practices Act ( FDCPA ), nor does it acknowledge the legal grounds on which the lease was terminated.
Furthermore, we must express our deep concern and disappointment regarding the unprofessional conduct displayed by your representative during our recent phone conversation. Despite our request to communicate solely via email to ensure a clear and documented record of our interactions, your representative adopted a rude and threatening demeanor, ultimately hanging up on us. Such behavior is entirely unacceptable and falls far below the expected standards of professional conduct.
We expect an immediate response addressing the issues raised in this email, along with a proper debt verification that complies with the requirements of the Fair Debt Collection Practices Act and acknowledges the validity of our lease termination. Furthermore, we demand that all future communication be conducted in a respectful and professional manner, strictly adhering to our explicit request to communicate solely via email.
Please be advised that any further violations of debt collection laws, including harassment, misrepresentation, or failure to provide accurate debt verification, will be promptly reported to the appropriate regulatory authorities. We are fully prepared to take all necessary legal actions to protect our rights and seek appropriate remedies.
We look forward to your immediate attention to this matter and a swift resolution. Please provide a joint written response to this email within XXXX business days confirming that you have received and understood the contents of this communication.
Sincerely,
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| 06/12/2020 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
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Web |
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Collection Company : Hunter Warfield Inc Phone : ( XXXX ) XXXX Address : HUNTER WARFIELD INC XXXX XXXX XXXX XXXX XXXX, FL XXXX Complaint : I am requesting a formal escalation to the FTC to include a full investigation into the unlawful and deceptive business practices of Hunter Warfield Inc, its executive management team, in house collection team and any affiliated collection service companies. Currently I ( and members of my family are being attacked regarding a debt tied to my SSN ) via harassment by Hunter Warfield Inc regarding a debt they currently hold under my SSN.
Each of my creditors, on every account that is going unpaid due to my inability to pay approximately {$480000.00} dollars in debts to various creditors and the IRS. Each creditor was notified in writing that I will be filing for bankruptcy as soon as I have enough money to secure an affordable attorney and cover my filing fees. For each company I submitted and verified that they received my request for a cease and desist for no contact - with additional directions to require them to mark the account in a manner that if the debt was outsourced for collection that they would see the account notated for no contact as well.
Hunter Warfield Inc has willfully engaged in a complete disregard for my request despite them receiving a SECONDARY cease and desist request with notice of intent to file bankruptcy delivered to : XXXX XXXX XXXX XXXX XXXX, FL XXXX Their company consistently operates outside of federal protections regarding debt collection and following their unsuccessful attempts to bully and harass me into paying a debt that I can not pay they have begun their persistent aggravated contact attempts to my family members and roommates including an onslaught of daily phone calls and postal letters made out to my father ( same name ), who lives in a different time zone and they have called him leaving voicemails between the hours of XXXX and XXXX XXXX his local time. I have secured his phone records validating the time of contact and all the numbers can be traced back to Hunter Warfield Inc. Previously when I was contacted around XXXX XXXX eastern standard time personally by this collection company ; a man who IDENTIFIED HIMSELF AS HUNTER WARFIELD, when I asked if that was his actual genuine individual name ( not to be confused with an entity ), he told me yes my personal name is HUNTER WARFIELD and when I asked what his title was, he told me that he was THE ATTORNEY assigned to handling my legal case and they had already filed and won a default judgement since I didnt return his previous phone calls. The male caller NEVER ASKED WHO I WAS OR VERIFIED MY IDENTITY. He did not preface the call with any kind of recording notice and did not explain that he was a debt collector for a debt collection company. When I questioned the validity of his name, title and requested a docket reference or case number and court, the man who identified himself as a LAWYER NAMED HUNTER WARFIELD, began to SCREAM THE MOST OBSCENE CURSE WORDS and went on a PROFANITY LACED TIRADE berating me and my debt. I was in complete shock and stricken with fear. I could not bring myself to believe what was happening. He ended the call by yelling that he was going to have me arrested because I was a broke deadbeat who couldnt pay to keep myself out of jail and there was nothing that I could do about it. As I took a breath to respond he shouted another vulgar term at me and slammed the phone down in my face. I am absolutely afraid for my life and safety knowing that this company teaches and supports these kinds of malicious attacks. If this is how they coach and develop their collection agents to lie, verbally abuse and mistreat me, I know with certainty they are treating my family members, roommates, and associates the same way when they call looking to bully demean and harass for information.
Hunter Warfield Inc is further advised for immediate notice in this escalation complaint addressed to the CFPB and FTC to cease and desist any and all communications with me, my employers ( past, present, future ) and to discontinue their harassment, intimidation, and contact with my relatives/roommates/associates. As well as to black list my social security number and bar any accounts past, present, or future from any kind of contact.
I feel I am under extreme duress from their relentless refusal to cease their harassment and communications to 3rd parties disclosing my debt. Hunter Warfield Inc had received the separate notice advising that I am having to file a bankruptcy and Im getting together my filing fees. I dont have the funds at this time and although there are several legal firms who have offered to take up my harassment case against Hunter Warfield Inc in a class action claim at no cost upfront ; my bankruptcy filing is a different issue it takes time to get together the funding for that with my family providing assistance when they can. There is no confusion regarding my clear communication to Hunter Warfield Inc. In order to fraudulently obtain a default court judgement in their favor, they are consciously falsifying their contact records and will deny any receipt of my correspondence and continue to aggressively collect on a debt held by their offices. I am certain they have falsified their records.
In the process of their aggressive collection efforts even after receiving my cease and desist requests with notification of bankruptcy intent ; they have exposed my private financial issues to several 3rd parties. The violently abusive actions from their collection representatives, threats towards me, along with credit reporting have put an agonizing amount of stress on me and ruined my XXXX XXXX XXXX. I refuse to be silent about their violent verbal abuse and illegal actions. I have also escalated a formal complaint including documentation to the Virginia State Attorney Generals office for investigation into the business dealings of Hunter Warfield Inc in my state. Regarding my concerns, I am requesting a further investigation into Hunter Warfield Inc including a full review of their business practices and detailed audit of other consumer complaints like mine against their company. They can not be allowed to continue operating beyond the scope of required business practices for a debt collection agency. After consulting with a legal advocate attorney who is handling other complaints against Hunter Warfield Inc, I intend to seek all options through class action or individual suit including any compensation available to me based on the array of evidence ; and their intimidation and blatant disregard for the protective laws in place by flat out refusing to abide by my cease and desist requests for no contact along with an additional refusal even after receiving notice of my intent to file bankruptcy. This notice of complaint to be filed with the CFPB and FTC as well as the Virginia State Attorney Generals office serves as notice of my grievances with this collection company.
|
| 02/01/2020 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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This is a complaint follow up to CFPB Complaint ID XXXX AND XXXX. As of XX/XX/XXXX, The debt collection agency HUNTER WARFIELD continues to knowingly and intentionally report false and inaccurate information about me. They have been notified multiple times by letter and phone that this is not my debt and they are negatively impacting my life. They continue to pursue a debt that is not mine, continue to lie to me about the law and what information I am legally required to provide to them, which is nothing since this is not my debt.
I believe this business is engaged in deliberate and intentional violations of credit reporting laws, both federally and locally, as well as violating my rights as a consumer. I also believe that this business has failed to take even simple steps to ensure the information they are collecting, analyzing, and disseminating are accurate, true, and can be proven. HUNTER WARFIELD continues to violate my rights. The debt they are attempting to collect is not mine and HUNTER WARFIELD should remove and request expungement of any communication or documents they have had with third parties regarding me, this includes but is NOT limited to information provided to credit agencies about this debt that is not mine.
Below is more information obtained after filing the previous two CFPB complaints which show HUNTER WARFIELD, knowing that this is not my debt, engaged in threatening, illegal, and intimidating tactics to collect a debt that I do not owe.
On XX/XX/XXXX, while attempting again to contact HUNTER WARFIELD and understand why they are continuing to report false and inaccurate information about me to the credit agencies, I was told by XXXX ( 'legal team manager ' ), after providing him with my account number and verifying my name, date of birth, and the reason I am calling, he asked me to provide multiple pieces of private information to 'verify ' who I am, then proceeded to tell me he was terminating the call because I won't provide additional information to them.
Then, I called back and 'office manager XXXX ' came on the line and said that she 'was going to have to block your number ' from calling into HUNTER WARFIELD . I inquired why and XXXX stated because I have already spoken to several people. I explained to her that HUNTER WARFIELD is intentionally submitting false and inaccurate information about me to third parties, including credit agencies. XXXX said 'ok well I am going to hang up now ' or words to that affect. Then she disconnected the call.
Earlier, prior to XXXX and XXXX, I spoke with 'compliance employee ' XXXX XXXX , who accused me multiple times of owing the debt and stated several times that I had one of two options only, 'to file a fraud claim with us and fill out paperwork or elaborate on why this debt is not yours ', or words to that affect. I explained to XXXX that I was not filling out anything and not providing any additional information to HUNTER WARFIELD even though he insisted that I am required to provide additional information and fill out paperwork with HUNTER WARFIELD. I explained that HUNTERWARFIELD has already not shown due diligence and taking basic steps to ensure the information that they are obtaining is accurate, true, and provable, why would I provide them with additional information about me when they are inaccurately reporting serious derogatory, hurtful, and life-impacting comments.
I also continued to inquire with XXXX why I would have to provide any additional information to them when it is not my debt. XXXX told me this is part of the process and only options I had. I asked him if I am legally obligated to do this, XXXX stated no. I further asked if this was HUNTER WARFIELD procedure and he stated yes. I told him I don't have to follow HUNTER WARFIELD procedure, XXXX stated if I want this resolved that I do and will need to provide them more information. He was attempting to intimidate me to cooperating which I am not willing to do. he was telling me that if I don't do these things, that he will leave everything on my credit report because this is my debt. These are illegal and threatening practices. I felt and feel threatened and believe HUNTER WARFIELD is continuing to intentionally inflict emotional distress and worry regarding something that is not mine. this is not my debt XXXX, throughout the conversation kept attempting to obtain information from me that I continued to explain I was not comfortable providing any additional information.
XXXX also told me during a phone call we had during the XXXX to XXXX hour on XX/XX/XXXX, he told me that there was additional 'evidence ' and 'documents ' that HUNTER WARFIELD has and has had in their possession regarding this debt they are attempting to collect and XXXX also stated to me that all of the information and evidence he had in the file was not disclosed to me when I requested it and they supposedly sent 'validation of debt ' to me in the latter half of XXXX. I responded to that 'validation of debt letter ' with a letter I sent to HUNTER WARFIELD , that I can provide the XXXX for proof, which stated the documents they provided did not prove a debt and not to report this false information to credit bureaus. hUNTER WARFIELD reported it anyway, and then XXXX says that there is additional documents that HUNTER WARFIELD has been withholding from me. XXXX stated approximately 5 or 6 documents that he supposedly have. I again told XXXX that I have never seen those documents or information that he was referring to and that I can not make a comment on those documents because I do not see them or have them in front of me, so I don't know exactly what he was talking about.
XXXX told me that I had to answer his questions, which I continually denied answering his questions because this is not my debt and HUNTER WARFIELD has already caused immense stress on my life and defamed my character with at least three third party agencies. HUNTER WARFIELD has acted aggressively and inappropriately as a debt collector by threatening and intimidating me, refusing to transfer me to the correct person to speak with, being threatened by the debt collector to block my calls, knowingly and intentionally reporting false information to third party credit agencies. They continue to cause me harm in my life and I am urging them to stop this aggressive, unlawful, and inappropriate action immediately as well as remove false, negative, and derogatory statements about me from my credit report. This debt is not mine.
HUNTER WARFIELD should immediately cease this unlawful and unethical behavior and hurtful actions.
|
| 07/17/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I wrote a letter of verification and validation of debt to the XXXX XXXX and DID NOT RECEIVE WITHIN THE 30 ( THIRTY DAYS ), allowed time frame as per Section 15 USC Code 1692g. Hunter Warfield has CONTINUED to INCREASE the amount of debt on my credit profile and has NOT given me an explanation on why they continue to add ( what appears to be interest ), which is deemed " COLLECTION ACTIVITY '' as per Consumer Financial Protection Bureau ( CFPB ).
" COLLECTION ACTIVITY '' of a debt Hunter Warfield failed to authenticate via a written dispute. In addition as per the Consumer Financial Protection Bureau ( CFPB ) " A DEBT COLLECTOR MUST STOP ALL COLLECTION ACTIVITY ON A DEBT IF YOU SEND THEM A WRITTEN DISPUTE ABOUT THE DEBT, GENERALLY WITHIN 30 DAYS AFTER YOUR INITIAL COMMUNICATION WITH THEM. Collection activities can RESTART, though, after the DEBT COLLECTOR SENDS VERIFICATION RESPONDING TO THE DISPUTE. '' Hunter Warfield practices are UNLAWFUL and ABUSIVE AS PER code section 1006.34 ( b ) ( 5 ) under the Fair Debt Collection Practice Act ( FDCPA ). The ( FDCPA ) which is meant to provide " consumer protection amendment, and establishing legal protection from ABUSIVE DEBT COLLECTION PRACTICES. '' Futhermore Hunter Warfield received my written request for verification and validation of the alleged debt on XX/XX/2023 and had 30 ( thirty ) days from XX/XX/2023 to reply to my request, with the end of the 30 ( thirty ) ( the last day to reply ) days being XX/XX/2023. An email was send and certified mail through the United States Post Office. The last time Hunter Warfield updated the alleged amount owed on my credit profile was on XX/XX/2023 in the amount of XXXX on XXXX, as evidence by the proof provided from XXXX credit report.
XX/XX/2023 XXXX DATE REPORTED ACTIVITY BUREAU XX/XX/2023 Updated Account XXXX XXXX ( copy of the letter ) XXXX ( copy of credit profile ) Please note I was given the email for Hunter Warfield by the representative of Hunter Warfield along with the account number, as well as the letter was send via the United States Post Office Certified Mail to the address listed below.
Attached is a copy of my letter sent to Hunter Warfield with a time stamped date.
XXXX XXXX XX/XX/2023 Hunter Warfield XXXX XXXX XXXX XXXX, XXXX, XXXX XXXXXXXX Re : XXXX, Dear Hunter Warfield : I am responding to your contact about a debt you are trying to collect. You contacted me by phone/mail, on XX/XX/2023 and identified the debt as XXXX XXXXXXXX XXXX. Please supply the information below so that I can be fully informed : Why you think I owe the debt and to whom I owe it, including : The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed.
If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I might know them, if that is different from the official name. In addition, tell me when the current creditor obtained the debt and who the current creditor obtained it from.
Provide verification and documentation that there is a valid basis for claiming that I am required to pay the debt to the current creditor. For example, can you provide a copy of the written agreement that created my original requirement to pay?
If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide verification and documentation about why this is a debt that I am required to pay.
The amount and age of the debt, including : A copy of the last billing statement sent to me by the original creditor.
State the amount of the debt when you obtained it, and when that was.
If there have been any additional interest, fees or charges added since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each added amount. In addition, explain how the added interest, fees or other charges are expressly authorized by the agreement creating the debt or are permitted by law.
If there have been any payments or other reductions since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each of them.
If there have been any other changes or adjustments since the last billing statement from the original creditor, please provide full verification and documentation of the amount you are trying to collect. Explain how that amount was calculated. In addition, explain how the other changes or adjustments are expressly authorized by the agreement creating the debt or permitted by law.
Tell me when the creditor claims this debt became due and when it became delinquent.
Identify the date of the last payment made on this account.
Have you made a determination that this debt is within the statute of limitations applicable to it? Tell me when you think the statute of limitations expires for this debt, and how you determined that.
Details about your authority to collect this debt.
I would like more information about your firm before I discuss the debt with you. Does your firm have a debt collection license from my state? If not, say why not. If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license.
If you are contacting me from a place outside my state, does your firm have a debt collection license from that place? If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license.
I have asked for this information because I have some questions. I need to hear from you to make an informed decision about your claim that I owe this money. I am open to communicating with you for this purpose. In order to make sure that I am not put at any disadvantage, in the meantime please treat this debt as being in dispute and under discussion between us.
In addition to providing the information requested above, please let me know whether you are prepared to accept less than the balance you are claiming is owed. If so, please tell me in writing your offer with the amount you will accept to fully resolve the account.
Thank you for your cooperation. Sincerely, XXXX XXXX
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| 04/17/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
Older American |
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My wife and I leased a townhome from XXXX XXXX in XX/XX/XXXX. I had just accepted a new job in northern KY and we made the deal sight unseen. On XX/XX/XXXX I suddenly and unexpectedly lost my job ( termination letter from employer attached ). On XX/XX/XXXX I turned in a written notice to XXXX XXXX staff ( attached ) informing them that we were moving out on XX/XX/XXXX. We requested a move out inspection and asked to be released from our lease due to my job loss. We were unable to pay any future rent and elected to move out rather than rack up rent that we couldnt pay. We never received a response from XXXX Townhomes.
My wife received a call from Hunter Warfield stating they were attempting to collect a debt for XXXX XXXX for {$3600.00}. She asked what the charge was for and was told that we did not allow a move out inspection. She told them we did provide for a move out inspection but XXXX XXXX elected not to do an inspection. Hunter Warfield could not provide any explanation for the charges so we assumed they were not legitimate. Hunter Warfield sent a few statements periodically to us with that amount as a charge, again with no breakdown of charges and the amount has been increasing with interest. The interest rate was also not disclosed on the lease agreement. We have not received a statement from them for the past year however they have increased the amount listed on our credit report. That amount is now {$4400.00}.
In XX/XX/XXXX we applied for credit and found out that Hunter Warfield had reported their charges as failure to pay a debt. It is listed as a negative on my wifes credit report. My wife filed a complaint with XX/XX/XXXX to try to get the negative entry removed from her credit report and through this process ; Hunter Warfield finally provided a generic breakdown of charges ( attached ) in XXXX, XXXX. I suspect the document was created then but cant prove it. There was no letterhead and the signature is illegible but the document shows the charges Hunter Warfield is attempting to get us to pay. None of the amounts for these charges are stated in our lease agreement ( attached ). Hunter Warfield again verified the debt was valid and XX/XX/XXXX accepted that verification without any proof and closed the complaint.
In XXXX, XXXX we applied for a loan at a local bank and discovered that Hunter Warfield had added the inaccurate information to my credit report, backdating it to the original date that was on my wifes credit report XXXX, XXXX. I filed a complaint with XX/XX/XXXX and Hunter Warfield again verified that the debt was valid and XX/XX/XXXX accepted that verification without any proof and closed the complaint.
In XXXX, XXXX I filed a complaint against Hunter Warfield with the XX/XX/XXXX in XXXX, FL. Hunter Warfields response was to send me a copy of my lease and again stated the debt was valid even though the document they provided does not have any of those charges stated in the lease agreement.
XXXX XXXX has reported this inaccurate information on my wifes credit report to all 3 credit bureau for the past 39 months and on my credit report with all 3 credit bureaus for the past 7 months, backdating it to XX/XX/XXXX. They have verified the debt is valid repeatedly, with XX/XX/XXXX and the XX/XX/XXXX even though they have a copy of the lease agreement and we have questioned the validity numerous times. Hunter Warfield has destroyed our credit and done irreparable damage to our reputation by reporting negative information that they know is not accurate and we believe that is a violation of the Fair Credit Reporting Act. Hunter Warfield has hundreds of complaints filed against them each year for the same reasons but they continue to operate using the same tactics. Hunter Warfield should be permanently barred from reporting any information to credit bureaus.
XXXX XXXX and XXXX Townhomes have been unresponsive to any of our attempts to contact them including refusing a certified letter. They instigated these fabricated charges instead of disclosing them on our lease agreement. It is certainly not ethical and we believe it is not legal to not disclose any charges on the only document that is signed by both parties. On the Additional Special Provisions page of the lease agreement the amount for lease abandonment fee is blank yet on the breakdown of charges they show a charge of {$2000.00}. for lease abandonment. There is no dollar amount specified in the lease agreement for not giving 60 days notice yet on the breakdown of charges they show a charge of {$2000.00}. If they intended to charge these outrageous fees they would have been disclosed on the lease agreement. Making up charges and amounts after we signed the contract is at best fraudulent ; reporting those made up charges on our credit reports surely violates the FCRA.
XX/XX/XXXX did not exercise any oversight or conduct any investigation into our complaints even though we attempted to resolve this through them. They failed to require proof that this negative information is accurate even after we filed complaints through them on 3 occasions. As the disseminators of credit files they have a responsibility to confirm information is correct but they just accepted a the debt is valid from Hunter Warfield.
XXXX XXXX, XXXX XXXX, Hunter Warfield and XX/XX/XXXX have all consistently, purposely and repeatedly allowed or caused inaccurate negative information to be shown on our credit reports for 39 months. We have been constantly frustrated with this entire process as Hunter Warfield changed the original creditor as listed with XX/XX/XXXX from XXXX Townhomes to XX/XX/XXXX but on my wifes credit report and only after she filed a complaint with XX/XX/XXXX in XXXX. It was added to my credit report later in XXXX and on my credit report they say it is XXXX Townhomes. It has been nearly impossible to get any information from any of the parties on that side ; it took nearly 3 years to get the breakdown of charges. In XXXX we finally received a response letter from XXXX XXXX with XXXX XXXX stating that XX/XX/XXXX was sold by XXXX XXXX to XXXX XXXX in XX/XX/XXXX. She also provided an address for XXXX XXXX. We sent a letter to XXXX XXXX and they eventually responded ( their letter is not dated ) that Hunter Warfield is their 3rd party collection agency. The damage to our credit extends to paying higher insurance costs, higher credit card interest and being denied credit.
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| 02/19/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I am XXXX XXXX and I am submitting this complaint myself with no third party involved. I, XXXX XXXX, the consumer, natural person, and original creditor received a collections alert on all of my consumer reports from Hunter Warfield , Inc. on XXXX XXXX, 2022. Pursuant to 15 USC 1692 ( a ) ( 6 ), Hunter Warfield , Inc. is in fact a debt collector. Pursuant to 15 USC 1602, I know that my Social Security Card/Number is in fact a credit card under my open-end credit plan. I am also aware of the FDCPA ( Fair Debt Collection Practices Act ), and the abusive, deceptive and unfair debt collection practices that are used by many debt collectors ; including Hunter Warfield , Inc . The Fair Debt Collection Practices Act was put in place by congress to protect consumers such as myself, from illegal activities used by debt collectors such as Hunter Warfield , Inc. Pursuant to 15 USC 1692, Hunter Warfield , Inc. is in violation of several Fair Debt Collection Practices Act laws by contacting me and furnishing my information with other third parties about a debt that I DO NOT owe them. Pursuant to the FDCPA, Hunter Warfield , Inc. is now civilly liable to me in the amount of {$1000.00} per violation. Before I go into the violations, I want to make it very clear that I DID NOT, DO NOT, and WILL NOT give Hunter Warfield , Inc. any of my personal information or permission to use or publish any of my information in ANY WAY! Any use or sharing of my personal information, including my SSN, by Hunter Warfield, Inc. without my written consent directly to Hunter Warfield , Inc. is unauthorized use, fraud, and aggravated identity theft. In the event that my information is used or has been shared by Hunter Warfield , Inc. with any third party including credit reporting agencies and is not immediately deleted with proof sent to my mailing address of the deletion request, I will not hesitate to seek litigation against Hunter Warfield , Inc. for all violations of the FCRA, all violations of the FDCPA, identity theft, unauthorized use, defamation of character, fraud, court cost, attorney fees, all present and future loss of credit opportunities, and monetary relief for all damages/injuries sustained due to their actions such as but not limited to the following : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. 1. Hunter Warfield , Inc. is in violation of 15 USC 1692 ( e ) ( 2 ) ( a ). They are misrepresenting the character and amount of an " alleged debt. '' They are claiming that I owe them {$430.00}, when in fact according to congress, I know that I DO NOT owe anything because I am the one who credited the entire transaction and it was paid upfront by my credit card already ( social security card. ) They know I do not owe because the " bill '' came in a positive balance. It is impossible to pay on a positive balance. They know that if I truly owed anything the bill would come in a negative balance. This is blatant and clear misrepresentation of the character and amount of the debt they claim I owe. 2. Hunter Warfield , Inc. is in violation of 15 USC 1692 ( e ) ( 10 ). They are using false representation and deceptive means to collect or attempt to collect on a debt or obtain information concerning a consumer ( ME ). Since this transaction was a consumer credit transaction and my social security number was used, I know that the entire original transaction was paid for already and now Hunter Warfield , Inc. is contacting me WITHOUT my prior permission and using deceptive means to engrave in me that I owe a debt and I must pay it. 3. Hunter Warfield , Inc. is in violation of 15 USC 1692 ( f ) ( 1 ). A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt of any amount unless such amount is expressly authorized by the agreement creating the debt or permitted by law. I have NEVER done any business with Hunter Warfield, Inc, and they know that I have never signed any contract or agreement with them stating I will pay them any amount! This is another clear violation of the FDCPA! 4. Hunter Warfield , Inc. is in violation of 15 USC 1692 ( j ) ( a ), " It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating. '' The email I received from Hunter Warfield , Inc. does in fact state that they are trying to collect a debt that I allegedly owe someone else. I am the original creditor of the entire transaction because I credited it when I gave my credit card. Hunter Warfield , Inc. is in violation of compiling and furnishing this email to make me believe they are collecting on a " debt '' when they are in fact not the original creditor. They CAN NOT provide me any contract/agreement between myself and Hunter Warfield , Inc. stating that I agree to pay them any amount. Pursuant to the Fair Debt Collection Practices Act, Hunter Warfield , Inc. is now civilly liable to me, XXXX XXXX, in the amount of {$4000.00} just for the FDCPA violations alone. The invoice must be paid by check to my mailing address that they have on file. In the event that they refuse to compensate me for the violations and my information that I never gave them permission to use is not deleted immediately from their system and they continue reporting to other third parties, I will hold Hunter Warfield , Inc. both criminally and civilly liable to the highest extent of federal law. I will also attach all documents that I sent directly to the company as proof that they are aware of the violations, and that I have reached out to them directly to handle the situation before I am forced to take any legal action. For documentation purposes, the documents were mailed on XXXX XXXX, 2022, and the certified mail receipt number is XXXX. Everything written in this complaint is not to be construed : my intentions are clear.
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| 02/02/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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THE FOLLOWING IS THE BACKGROUND INFORAMTION FOR THIS COMPLAINT : A MONTH AFTER WE MOVED INTO XXXX XXXX WE BEGAN HAVING PROBLEMS WITH OUR NEIGHBORS UPSTAIRS DOING DRUGS, HAVING PARTIES, AND PHYSICALLY FIGHTING. WE HAVE XXXX SMALL CHILDREN WHO WERE BEING CONTINUOUSLY WOKEN AND DISTURBED BY SUCH INCIDENTS. WE CALLED THE POLICE AND NOTIFIED THE PROPERTY MANAGER SEVERAL TIMES OVER THE COURSE OF SIX MONTHS. NOTHING WAS EVER DONE TO REMEDY THE SITUATION BY THE PROPERTY MANAGER, XXXX XXXX, AS HER ULTIMATE SOLTION WAS THAT WE SHOULD BE THE ONES TO MOVE IF WE DIDNT LIKE IT. WHEN WE DID NOT COMPLY, SHE REFUSED OUR RENT AND FILED FOR AN EVICTION, IN RELATIATION FOR COMPLAINTS TO THE CORPORATE OFFICE OF XXXX XXXX XXXX ABOUT HER MANAGEMENT PRACTICES AND THE NEIGHBORS UPSTAIRS.
AFTER FILING FOR EVICTION, THEY FAILED TO APPER IN COURT, THUS NO EVICTION WAS GRANTED AS THE RENT HAD BEEN PAID, AND NO LEGAL FEES WERE AWARDED BY THE COURT AS NO EVICTION WAS GRANTED. THESE ALLEGED LEGAL FEES HAVE SINCE THEN BEEN DISMISSED BY XXXX COUNTY COURT AND HAVE NO LEGAL STANDING.
THE ISSUES WITH THE UPSTAIRS NEIGHBORS AND HER MANAGEMENT PRACTICES CONTINUE, AFTER SEVERAL NOTIFICATIONS TO THE NEIGHBORS, XXXX XXXX, XXXX XXXX XXXX, AND THE XXXX POLICE DEPARTMENT. XXXX XXXX AND XXXX XXXX XXXX ARE IN BREECH OF CONTRACT AT THIS POINT FOR NOT PERFORMING DUE DILIGENCE TO MAINTAIN PEACEFUL CONDITIONS PROVIDED FOR IN THE COVENANT OF QUIET ENJOYMENT AND HEALTH AND SAFETY STANDARDS OUTLINED IN THE IMPLIED WARRANTY OF HABITABILITY.
AROUND THIS SAME TIME ALL OF THE TENANTS AT XXXX XXXX WERE FORCED TO PURCHASE RENTERS INSURANCE UNDER FINANCIAL AND LEGAL DURESS, WHICH WAS A DIRECT VIOLATION OF OUR LEASE AGREEMENT. THERE WAS A PROVISION IN THE LEASE AGREEMENT THAT THEY COULD NOT SIGNIFICANTLY CHANGE THE AGREEMENT WITHOUT THE SIGNED PERMISSION OF THE TENANT. HAVING RENTERS INSURANCE IN THE AMOUNT OF {$100000.00} AND NAMING XXXX XXXX AS AN INTERESTED PARTY WAS NOT PART OF THE ORIGINAL CONTRACT. THEY DID NOT OBTAIN PERMISSION TO CHANGE THE CONTRACT AND THREATENEND TO EVICT ANY TENANT WHO DID NOT COMPLY BY CLAIMING THAT THEY WOULD BE OWING LATE RENT BASED ON THE LATE FEES THEY WOULD ASSESS FOR NONCOMPLIANCE.
IT WAS AT THIS TIME WE TERMINATED THE LEASE FOR BREECH OF CONTRACT ON THE PART OF XXXX XXXX XXXX AND XXXX XXXX CONDOMINIUMS.
WHICH BRINGS US TO THE REASON FOR THIS COMPLAINT : IN FURTHER RETALIATION AFTER WE MOVED, XXXX XXXX, KEPT OUR DEPOSIT AND CLEANING FEES AND CLAIMED THAT WE OWED MONEY THAT WE DID NOT OWE FOR SEVERAL REASONS INCLUDING THE FACT THAT THE CONTRACT WAS TERMINATED PRIOR TO THESE CLAIMS BEING MADE, RENDERING SAID CLAIMS NULL AND VOID.
ADDITIONALLY, EVEN SHOULD THE CONTRACT HAVE BEEN IN EFFECT WHEN THE CLAIM WAS MADE, WE DO NOT OWE MONEY FOR THESE CHARGES DUE TO THE FOLLOWING : FIRST, OUR SECURITY DEPOSIT AND CLEANING FEE OF {$300.00} HAS NOT BEEN APPLIED TO ALLEGED CHARGES. SECONDLY, THE RENT AND LATE FEE CLAIMED ON THE STATEMENT OF DEPOSIT IS ACTUALLY A CHARGE FOR LEGAL FEES WE HAD ALREADY DISPUTED AND WERE NOT GRANTED OR AWARDED BY A COURT AND THE PETITION PURSUING THIS CLAIM HAS BEEN DISMISSED BY XXXX COUNTY COURT IN GENERAL. ALSO, WE WERE DOUBLE CHARGED FOR THE ATTORNEYS FEES CLAIMED. ADDITIONALLY, THE STATEMENT CLAIMS THE APARTMENT WAS FILTHY WHICH IS NOT TRUE, WE CLEANED AND EVEN VACCUMED THE PLACE AND TOOK PICTURES AS PROOF, EVEN THOUGH IT WAS STATED THE {$150.00} OF THE DEPOSIT WAS NON-REFUNDABLE FOR CLEANING. WE DO NOT OWE THIS CHARGE. ALSO, THE CARPET NEEDED REPLACED BEFORE WE MOVED IN AND XXXX WAS NOTIFIED UPON MOVE IN THAT THEY NEEDED REPAIRED AND PEPLACED AND SHE AGREED UPON MOVE IN THAT WE WOULD NOT BE CHARGED FOR THE CARPETS. I TOOK VIDEO OF THE CONDIDITION UPON MOVE-IN AS WELL. THE REMAINING CHARGES ARE FOR PREEXISTING DAMAGE AND THINGS COVERED UNDER GENERAL MAINTANANCE FOR WHICH A LANDLORD IS GENRALLY RESPONSIBLE FOR SUCH AS LIGHT BULBS, DRIP PANS, ECT. THE PRE-EXHISTING DAMAGE CLAIMED IS A HOLE IN THE DOOR FROM ANOTHER DOOR HANDLE, WHICH I DOCUMENTED VIA RECORDING UPON MOVE-IN AS WELL. THIS IS ALL STUFF FOR WHICH A SECURITY DEPOSIT IS TO BE USED FOR. AGAIN, THIS WAS ALL CHARGED IN ADDTION TO THE {$300.00} FOR CLEANING AND DEPOSIT THAT WAS NEVER APPLIED OR RETURNED TO US. WE HAVE DISPUTED THESE CHARGES FROM THE BEINING AND WILL CONTINUE TO DO SO AS THEY WERE ONLY ACCCESSED FOR THE PURPOSES OF RETALIATION FOR TAKING ACTION REGARDING THE ISSUES FOR WHICH WE TERMINATED THE CONTRACT TO BEGIN WITH.
AFTER FAILED DISPUTES WITH XXXX XXXX AND XXXX XXXX XXXX, THIS BOGUS DEBT WAS SENT TO A COLLECTION AGECNY NAMED HUNTER WARFIELD, WHO DOES NOT HAVE A LICENSE OF AUTHORITY TO CONDUCT BUSINESS WITHIN THE STATE OF MISSOURI TO BEGIN WITH, WHO REPORTED THIS INFORMATION ON MY CREDIT REPORT AFTER BEING DISPUTED AND FAILING TO VALIDATE THE DEBT. BOTH XXXX XXXX XXXX AND XXXX XXXX, XXXX, AS WELL AS THE CREDIT BUREAUS HAVE BEEN NOTIFIED THAT WE DISPUTE THIS CLAIM FULLY, IT HAS NOT BEEN VALIDATED, AND THEY ARE REFUSING TO REMOVE IT IN VIOLATION OF THE FCRA AND FDCPA. BOTH THE ORIGINAL CREDITOR AND COLLECTION AGENCY FAILED TO RESPOND WITHIN 30 DAYS TO REQUESTS TO VALIDATETHE ALLEGED DEBT AND INVESTIGATE AS AN INFORMATION FURNISHER. ALSO, THE DOCUMENTATION PROVIDED BY THE COLLECTION AGENCY AFTER THE OPPORTUNITY TO RESPOND HAD PASSED, EVEN SHOULD IT HAVE BEEN TIMELY, IS NULL AND VOID BECAUSE WE TERMINATED THE CONTRACT PRIOR TO THE CLAIMS BEING MADE.
THIS IS A CLEAR CASE OF INVALID DEBT, AS WELL AS HARRASEMENT AND REALIATION UNDER MISOURI LANDLORD TENANT LAW ON THE PART OF XXXX XXXX AND XXXX XXXX XXXX, AND IS IN VIOLATION OF THE FCRA AS AN INFORMATION FURNISHER ON THE PART OF XXXX XXXX XXXX, AND IS A VIOLATION OF THE FDCPA ON THE PART OF HUNTER WARFIELD, AND SHOWS WILFULL NON-COMPLIANCE ON ALL PARTS.
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| 09/29/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT METRO 2 data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX XXXX XXXX XXXX and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with The Better Business Bureau, Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C . 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts.
1. HWARFIELD bal. {$6000.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers CC : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX Iowa XXXX
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| 08/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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I signed a lease with XXXX XXXX around XX/XX/XXXX and they made me pay a bunch of monies. The payment amounts felt spurious and I was assured things will be sorted out when I move in.
Due to a covid exposure, I delayed my move in to adhere to CDC laws and they promised to prorate the amounts remaining to accomodate for the disjointed lease start date. I was supposed to move in on the XXXX of XXXX, XXXX, but ended up moving in on XX/XX/XXXX. Despite conversations about the issue, they tried to bill me again for the period I had not moved in. After a little back and forth, then claimed they had fixed the issue. I have attached a copy of that conversation.
Then on XX/XX/XXXX, there was a billing attempt by XXXX, a rental insurance that XXXX recommended. I had my own renter 's insurance from XXXX at the time and had submitted same to XXXX, so I was perturbed that XXXX again tried to bill me. As much as Common pretended not to know what was going on, this communication from Sure proves otherwise : " Hi XXXX, This policy was purchased through Common and the policy number is XXXX. To begin the cancellation process on your renters coverage, give the following number a call XXXX and select Option XXXX, then Option XXXX. Please have your policy number ready when you call. A representative will be able to help you with the cancellation and refund of your policy.Best Regards, '' When I reached out to XXXX on the issue, they pretended not to know what was going on. I have attached a screenshot of the conversation with XXXX.
Around XXXX of XXXX, due to billing opacities, I requested for my rent payment schedule, and up till this day, XXXX never sent that schedule. They first referred me to a non-existent page on their web portal, and after I insisted, they just started sending me random unverifiable screenshots.
When they approached me to renew my lease with them, I declined and cited a plethora of issues with them, including the refusal to furnish me with the lease payment schedule, and other outright lies they kept telling me. Eg for so many months, the dishwasher in the apartment was broken, and despite repeated reports, they will promise to send maintenance to fix it, tell me and my then roommates that they have fixed it via emails and text messages, whereas they never did. On one of the the occasions, when they sent one of such texts, I and another roommate went downstairs to check and sure enough, they were lying as the dishwasher was still not fixed. It was not fixed till I moved out of the apartment.
I endured XXXX abuse by another housemate while at their property, told them about it, and they did nothing to prevent the situation from reoccurring.
When I moved out on XX/XX/XXXX, few days prior to my lease end date of XX/XX/XXXX, I notified them. Up till that time, ALL payments for rent were processed automatically, and never was any payment processing returned as I made sure there was always more than enough in the accounts they had access to via auto payments. These payments ALWAYS occurred on or before the first of the month.
On XX/XX/XXXX, after the end of my lease and after I had moved out, one of their partners, XXXX, who processed payments for them, tried to bill me. I notified them that I had moved out instead of renewing the lease, and that they should update their records to reflect that and prevent further billings. They told me it might take 1 - 2 weeks for the property to process my move out with XXXX. Then on XX/XX/XXXX, a clear one month and XXXX weeks after I had moved out, XXXX billed me again. It was at this point that I was XXXX and told XXXX I might seek legal reprieve at that point. Few days later, XXXX informed me that the property has processed my move out, more than a month and half after I moved out.
Shortly afterwards, XXXX started harassing me with phone calls and emails, claiming I owe them. They did not provide any failed billing attempt prior to my move out as they always processed their payments on or before the first of each month. They still had authorization to bill my accounts up till a month after I moved out. All bills they sent to me and processed went through. When I raised these issues with them, they responded with more phone calls and emails without any explanations. I repeatedly asked them to sent me the payment schedule for the lease like I had asked them in XXXX of XXXX while I was at their property, they never sent it. Nothing to show the amount they claimed I owed is indeed owed viz a viz payments made and what is outstanding via an account statement and or payment schedule despite me repeatedly requesting for those. When they kept ignoring sending me the requested information, and going by their prior spurious unauthorized billing attempts, I told them to stop calling me if they will not send the requested billing and payments reconciliation documents. They did not stop calling me. I had to infact resort to blocking their numbers as they were calling at odd hours of the night and very early in the morning in addition to numerous afternoon calls.
As I was reviewing my annual credit report, I noticed a collection item placed on my XXXX report referencing " XXXX '' for the same amount XXXX XXXX were harassing me for but never proved the debt, and in fact avoided proving the debt. " XXXX '' was the name of the property, but the company was XXXX XXXX.
I would have given more details on how they made the property so unsafe for residents at some point by refusing to fix the building entrance door which resulted in so much package theft, and they kept lying about fixing the door and even lied to cops about the situation when residents now started filing police reports.
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| 03/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XX/XX/2022 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, MD XXXX To Whom It May Concern : I am XXXX XXXX representing MYSELF and I am the consumer in fact and not a third party. I am communicating with you directly as requested regarding concerns/ issues with my credit report.
This letter represents my formal request to again dispute the aforementioned accounts as well as inquiries which are illegally being reported on my account. It was communicated to me to reach out to each individual agency to expedite the removal. As of the date of this letter, it has been over thirty days with no compliance to the Fair Credit Reporting Act ( FCRA 15 U.S.C. 1681 ) enacted by the United States Congress. By their findings, it is now my legal right to have these accounts and inquiries ( FCRA 15 U.S.C. 1681n ) removed. I understand the individual in receipt of this letter is most likely not an attorney. Therefore, I have attached the laws and definitions to educate any person of my legal rights in the United States of America. I appreciate you understanding how this adversely affects me and is in violation of my rights. Thank you for helping me take this federal matter seriously!
Accounts Requiring Immediate Removal from All 3 Credit Bureaus XXXX, XXXX and XXXX : Hunter Warfield Inc for a debt you claim I owe of {$240.00} that is reporting as a Collection/Charge Off Be advised this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g stating your claim is disputed and validation is requested.
This is NOT a request for verification or proof of my mailing address, but a request for XXXX made pursuant to the above-named XXXX and XXXX. I respectfully request your offices provide me with competent evidence that I have any legal obligation to pay you.
At this time, I will also inform you that if your offices have reported invalidated information to any of the XXXX major credit bureaus ( XXXX, XXXX or XXXX ) this action XXXX constitute fraud under both Federal and State Laws. Due to the fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate in bringing legal action against you and your client for the following : Violation of that Fair Credit Reporting Act, Violation of the Fair Debt Collection Practices Act, and Defamation of Character.
If your offices are able to provide the proper documentation as requested in the following XXXX, I will require at least 30 days to investigate this information, during which time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes any listing of any information to a credit reporting repository that could be inaccurate or invalidated.
If your office fails to respond to this validation request withing 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file, and a copy of such deletion request shall be sent to me immediately.
CEASE AND DESIST Pursuant to XXXX XXXX XXXX. ( c ) I am notifying you in writing that I refuse to pay this alleged debt, and I am demanding that you cease all forms of communication with me through any and all mediums.
Pursuant to XXXX XXXX XXXX. ( c ) ( XXXX ) - I am invoking my specified remedy as a consumer, and the original creditor I am demanding all of the following : XXXX out the balance on this account.
XXXX me my title XXXX XXXX.
Pay the attached invoice and compensate me for every violation labeled in the attached exhibits.
Deletion from all consumer reports.
Best regards, XXXX XXXX Please provide the following information : XXXX. Name and address of alleged creditor.
XXXX. Name on XXXX of alleged debtor.
XXXX. Alleged account # XXXX. Address on file for alleged debtor.
XXXX. Alleged account # XXXX. Amount of alleged debt XXXX. Date ( this alleged debt became payable ).
XXXX. Date of original charge or delinquency.
XXXX. Was this debt assigned to a debt collector or purchased?
XXXX. XXXX paid if debt was purchased.
XXXX. Commission for debt if collection efforts are successful.
Please attach copies of the following : Agreement with your client that grants ____ ( XXXX XXXX XXXX ) the authority to collect this alleged debt.
Signed agreement Debtor has made with XXXX Collector, or other verifiable proof Debtor has a contractual obligation to pay XXXX Collector.
Any agreement that bears the signature of XXXX, wherein agreed to pay XXXX.
All Statements while this account was open.
Have any insurance claims been made by any creditor regarding this account?
Yes No Have any judgements been obtained by any creditor regarding this account?
Yes No Please provide the name and address of the following bonding agent for ( Name of Debt Collector ), in case legal action becomes necessary : Authorized Signature of Creditor : __________________________ Date : ________________________________ You must return this completed form along with copies of all requested information, assignments or other transfer agreements, which would establish your right to collect this alleged debt within 30 days from the date of your receipt of this letter.
Your claim can not and WILL NOT be considered if any portion of this form is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act.
Please allow 30 days for processing after I receive this information.
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| 02/14/2018 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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|
Web |
Servicemember |
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In XX/XX/XXXX I filed a XXXX XXXX XXXX complaint against Hunter Warfield in regards to an collection account that continue to fail at validating. On XX/XX/XXXX I received an email from XXXX XXXX from Hunter Warfield concern this collection account. I just want the CFPB aware of all interaction between this company and this consumer. Below is the XXXX complaint Case XXXX, XX/XX/XXXX, I noticed a collection account on my credit file in regard to XXXX XXXX XXXX in the amount of {$5700.00}. I filed a XXXX XXXX XXXX Complaint Case # XXXX letting XXXX XXXX XXXX know that I do not have a contractual agreement with them and I was not signing a consumer release form. So, on XX/XX/XXXX CFPB # XXXX I reiterated that I did not have a sign contractual agreement with them and to provide me necessary documentation that I have a contract with XXXX XXXX XXXX. XXXX XXXX XXXX failed to validate an alleged debt with this consumer and is causing defamation to this consumer credit report and name and would like the Consumer Financial Protection Bureaus to have XXXXXXXX XXXX XXXXXXXX to be remove from this consumer credit reports. So, on XX/XX/XXXX I filed another Consumer Financial Protection Bureau complaint # XXXX to let XXXX XXXX XXXXXXXX know I do not owe this allege debt or the erroneous charges that were providing to me and to let them know that if they did not comply with the FCRA and FDCPA that I will be filing a FTC complaint which I did reference # XXXX and a Attorney General Complaint which I did case # XXXX. Since filing the XX/XX/XXXX complaint with the CFPB there has been other complaints with the CFPB Complaint # XXXX on XX/XX/XXXX, Complaint # XXXX on XX/XX/XXXX. XXXXXXXX XXXX XXXXXXXX deleted the information from off my credit report and re-inserted back on my credit report in XX/XX/XXXX. The reinsertion of previously deleted information is governed under FCRA 611 ( a ) ( 5 ) ( B ). It only applies to information that has been previously deleted due to lack of verification which it was deleted. XXXX XXXX XXXX has continued to report inaccurate information against my report and my wife 's report. XXXX XXXX XXXXXXXX has continued to attempt to collect debt they know is not valid. Multiple of disputes in regards this issue have been filed over this, including several other disputes with the CFPB. In addition, XXXXXXXX XXXX XXXXXXXX deleted the information off of XXXX and XXXX but will not delete from XXXX for the second time and also in the week of XX/XX/XXXX to XX/XX/XXXX XXXXXXXX XXXX XXXXXXXX has added to my wife credit report on XXXX when it has been reporting on my credit report since XX/XX/XXXX. XXXXXXXX XXXX XXXXXXXX have blatantly broken the law in accordance to the FDCPA and FCRA guidelines. On more occasion, I have tried to resolve this issue with them, but they refuse to follow the law in regard to this issue. The account needs to be removed. They have stated that documents have been mailed to me which is false. I have not received nothing since this account being on my credit file only through the CFPB and documents are very hard to read. This company said several times they are about professionalism, but it is obvious that they are not. They have been deceitful, dishonest, and unprofessional in the manner that they have handled this issue from day one. I feel like the only course of course of action is to file a civil suit which my attorney has drafted up and will present with my signed petition. I am tired of dealing with this company and this issue. They have made this process very difficult and is causing my wife and I emotional distress. I also have provided proof to my lawyer that they deleted the items from two reports but not the other credit reporting agencies. If they were sure that the account belong to my spouse and I why did they remove them from my husband and only put it back on one and also just added to my wife in XX/XX/XXXX when it has been reporting on mines since XX/XX/XXXX. This is what I mean by dishonest and unprofessional business ethics and practices. They have stated that they have rights to collect but they indeed DO NOT by right and provisions provided to consumer under FDCPA and FCRA. This blatant and disregard for the law is what is have me want to seek damages from XXXXXXXX XXXX XXXX with filing legal suit against them.
I have also reach out to XXXX XXXX several times by phone trying to resolve this matter. I have been unhung up on several times and have been threatened to be taken to court and also being spoken to very rude and disrespectful. I have exaughted all avenues to try to settled this alledge debt they claim I owe but wont provide an original contract with my wet ink signature.
Also, XXXXXXXX XXXX XXXXXXXX claimed they have sent several letters when their actions before does not match their response previously. They continue to be dishonest and unprofessional regarding this matter. Like I have mention previously I did file and Attorney General Complaint XXXX and I am in the process of filling in civil court to recoup damages that they have caused. They refuse to do what is right and now I must take the necessary steps to ensure that my character is protected. I did not ask for money in this case, I asked for them to remove their accounts from my credit reports. That is a fair resolution. If they want to do the right things I will like a written statement that the account will be remove from remaining bureaus sent to the address on file through the CFPB. Further collection efforts related to this account will Cease and Desist. Please read attached documents for further thoughts. I have also have attatch documents for Hunter Warfield as well.
|
| 09/01/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
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|
Web |
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To whom it may concern, First of all, I would like to thank you in advance for processing my complaint. However, I am infuriated with XXXX XXXX XXXX XXXX/ Hunter Warfield behavior and asked you with all sincerity as an American citizen, that something be done about XXXX XXXX XXXX XXXX/ Hunter Warfield unethical , immoral and disgusting behavior to stop them from abusing consumers rights like myself with no repercussion. However, it has been approximately ( 1 ) week ago since I filed a complaint with CFPB against XXXX XXXX XXXX XXXX/ Hunter Warfield for FCRA and CFPB violation. Now this, I found out that Hunter Warfield is behind the lawsuit against me from XXXX XXXX XXXX XXXX. I can not believe it ; one can only imagine how many other consumers whom rights are being infringe upon by XXXX XXXX XXXX XXXX/ Hunter Warfield and it appears that XXXX XXXX XXXX XXXX/ Hunter Warfield does not have any remorse. I know people feel as though their consumer rights are not being protected by the law, because I do. XXXX XXXX XXXX XXXX/ Hunter Warfield has been compelled to adhere to the rules and regulation in both the Federal Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ) to ensure fairness, accuracy and provide protection for consumers rights. So, with that being said, what makes XXXX XXXX XXXX XXXX/ Hunter Warfield so powerful that their company supersedes Federal Law? How and why is XXXX XXXX XXXX XXXX/ Hunter Warfield able to continuously blow off consumers, by responding to their legitimate complaints with their bogus and frivolous responses that do not have any merit, untrue and hearsay? The fact of the matter is that XXXX XXXX XXXX XXXX/ Hunter Warfield has violated my consumer rights according to both the Federal Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). More so, this is an urgent matter and I respectfully request that your office respond promptly. Due to the fact, Hunter Warfield has DISGUISE themselves as XXXX XXXX XXXX XXXX and filed a wrongful and UNETHICAL lawsuit after I requested monetary damages for multiple violations on or about XX/XX/XXXX. I believe their actions are unlawful, shameful, vile and without merit. With that being said, it is distasteful for them to throw a curb ball of this magnitude, especially when they continuously REFUSE to Validate the Debt which would prove that they have proper ownership of the debt. Therefore, I believe the possible violations are as follow ( s ) but not limited to : 1. The Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681b ( c ) : Transactions Not initiated by Consumer.
2. 607. Compliance procedures : ( b ) Accuracy of report ( 15 U.S. Code 1681e ) 3. 616. Civil liability for willful noncompliance ( 15 U.S.C. 1681n ) 4. 616. Civil liability for negligent noncompliance ( 15 U.S.C. 1681o ) 5. Continued to attempt to collect a disputed debt is a FDCPA violation according to FDCPA-Validation of Debts 15 U.S.C. 1692g ( b ) 6. 15 U.S.C. 1692e - False or misleading representations 7. 15 U.S.C. 1692f - Unfair practices 8. FDCPA-Validation of Debts 15 U.S.C. 1692g 9. Extortion 10. FRAUD by knowingly attempting to execute, any trickery scheme with the intent to defraud a consumer/ debtor.
11. 15 U.S. Code 1681i ( B ) ( i ) ( ii ) and ( iii ) Requirements relating to reinsertion of previously deleted material 12. FCDPA-Communicating false credit information-807 ( 8 ) 13. FCDPA-Falsely obtaining information about me-807 ( 10 ) 14. FCDPA-Creditor Misrepresentation of Identity-807 ( 14 ) 15. The debt collector shall cease all collection once the item has been disputed according to FDCPA-Validation of Debts 15 U.S.C. 1692g ( b ) 16. FDCPA-Implying my account ( s ) have been turned over to purchasers/ XXXX XXXX XXXX XXXX/ Hunter Warfield 17 . XXXX XXXX XXXX XXXX/ Hunter Warfield fail to provide proof of the legal AUTHENTIC/ORIGINAL contract or other instrument bearing my signature that proves I agreed to pay them for the alleged debt. Due to the fact, I NEVER sign a contract agreeing to pay XXXX XXXX XXXX XXXX/ Hunter Warfield .
18. XXXX XXXX XXXX XXXX/ Hunter Warfield fail to provide proof of the Chain of Title to prove that they purchased this debt or that it was legally assign to them and or if they have the right to collect money for this debt that is required by FDCPA XXXX Refer to case ( s ) ( XXXX v XXXX XXXX XXXX v XXXX XXXX XXXX ).
19. XXXX XXXX XXXX XXXX/ Hunter Warfield NEVER properly served the defendant ( s ) with any notice that a lawsuit had been filed against them, which is required by law pursuant to the FEDERAL RULES OF CIVIL PROCEDURE RULE 4. SUMMONS ( a ) ( c ) ( 1 ).
20. XXXX XXXX XXXX XXXX/ Hunter Warfield violated my DUE PROCESS RIGHTS pursuant to the 5th and 14th ADMENDMENTS that is required by law. Due to fact, XXXX XXXX XXXX XXXX/ Hunter Warfield filed a lawsuit against me on or around XX/XX/XXXX, without giving me any prior notice at all. Furthermore, I probably would have never found out about this litigation against me if I would have not received letters from multiple law firms advising me that they would be able to assist me with the lawsuit that was filed by XXXX XXXX XXXX XXXX.
Therefore, please review the attached documents in order to help me rectify this matter. Thank you in advance with all sincerity.
Best Regards, XXXX XXXX
|
| 09/04/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
To whom it may concern, First of all, I would like to thank you in advance for processing my complaint. However, I am infuriated with XXXX XXXX XXXX XXXX/ Hunter Warfield behavior and asked you with all sincerity as an American citizen, that something be done about XXXX XXXX XXXX XXXX/ Hunter Warfield unethical , immoral and disgusting behavior to stop them from abusing consumers rights like myself with no repercussion. However, it has been approximately ( 1 ) week ago since I filed a complaint with CFPB against XXXX XXXX XXXX XXXX/ Hunter Warfield for FCRA and CFPB violation. Now this, I found out that Hunter Warfield is behind the lawsuit against me from XXXX XXXX XXXX XXXX. I can not believe it ; one can only XXXXmagine how many other consumers whom rights are being infringe upon by XXXXXXXX XXXX XXXX XXXX/ Hunter Warfield and it appears that XXXX XXXX XXXX XXXX/ Hunter Warfield does not have any remorse. I know people feel as though their consumer rights are not being protected by the law, because I do. XXXX XXXX XXXX XXXX/ Hunter Warfield has been compelled to adhere to the rules and regulation in both the Federal Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ) to ensure fairness, accuracy and provide protection for consumers rights. So, with that being said, what makes XXXX XXXX XXXX XXXX/ Hunter Warfield so powerful that their company supersedes Federal Law? How and why is XXXX XXXX XXXX XXXX Hunter Warfield able to continuously blow off consumers, by responding to their legitimate complaints with their bogus and frivolous responses that do not have any merit, untrue and hearsay? The fact of the matter is that XXXX XXXX XXXX XXXX/ Hunter Warfield has violated my consumer rights according to both the Federal Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). More so, this is an urgent matter and I respectfully request that your office respond promptly. Due to the fact, Hunter Warfield has DISGUISE themselves as XXXX XXXX XXXX XXXX and filed a wrongful and UNETHICAL lawsuit after I requested monetary damages for multiple violations on or about XX/XX/XXXX. I believe their actions are unlawful, shameful, vile and without merit. With that being said, it is distasteful for them to throw a curb ball of this magnitude, especially when they continuously REFUSE to Validate the Debt which would prove that they have proper ownership of the debt. Therefore, I believe the possible violations are as follow XXXX XXXX ) but not limited to : 1. The Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681b ( c ) : Transactions Not initiated by Consumer. 2. 607. Compliance procedures : ( b ) Accuracy of report ( 15 U.S. Code 1681e ) 3. 616. Civil liability for willful noncompliance ( 15 U.S.C. 1681n ) 4. 616. Civil liability for negligent noncompliance ( 15 U.S.C. 1681o ) 5. Continued to attempt to collect a disputed debt is a FDCPA violation according to FDCPA-Validation of Debts 15 U.S.C. 1692g ( b ) 6. 15 U.S.C. 1692e - False or misleading representations 7. 15 U.S.C. 1692f - Unfair practices 8. FDCPA-Validation of Debts 15 U.S.C. 1692g 9. Extortion 10. FRAUD by knowingly attempting to execute, any trickery scheme with the intent to defraud a consumer/ debtor. 11. 15 U.S. Code 1681i ( B ) ( i ) ( ii ) and ( iii ) Requirements relating to reinsertion of previously deleted material 12. FCDPA-Communicating false credit information-807 ( 8 ) 13. FCDPA-Falsely obtaining information about me-807 ( 10 ) 14. FCDPA-Creditor Misrepresentation of Identity-807 ( 14 ) 15. The debt collector shall cease all collection once the item has been disputed according to FDCPA-Validation of Debts 15 U.S.C. 1692g ( b ) 16. FDCPA-Implying my account ( s ) have been turned over to purchasers/ XXXX XXXX XXXX XXXX/ Hunter Warfield 17 . XXXX XXXX XXXX XXXX/ Hunter Warfield fail to provide proof of the legal AUTHENTIC/ORIGINAL contract or other instrument bearing my signature that proves I agreed to pay them for the alleged debt. Due to the fact, I NEVER sign a contract agreeing to pay XXXX XXXX XXXX XXXX/ Hunter Warfield . 18. XXXX XXXX XXXX XXXX/ Hunter Warfield fail to provide proof of the Chain of Title to prove that they purchased this debt or that it was legally assign to them and or if they have the right to collect money for this debt that is required by FDCPA XXXX Refer to case ( s ) ( XXXX v XXXX XXXX XXXX XXXX XXXX XXXX XXXX ). 19. XXXX XXXX XXXX XXXX/ Hunter Warfield NEVER properly served the defendant ( s ) with any notice that a lawsuit had been filed against them, which is required by law pursuant to the FEDERAL RULES OF CIVIL PROCEDURE RULE 4. SUMMONS ( a ) ( c ) ( 1 ). 20. XXXX XXXX XXXX XXXX/ Hunter Warfield violated my DUE PROCESS RIGHTS pursuant to the 5th and 14th ADMENDMENTS that is required by law. Due to fact, XXXX XXXX XXXX XXXX/ Hunter Warfield filed a lawsuit against me on or around XX/XX/XXXX, without giving me any prior notice at all. Furthermore, I probably would have never found out about this litigation against me if I would have not received letters from multiple law firms advising me that they would be able to assist me with the lawsuit that was filed by XXXX XXXX XXXX XXXX. Therefore, please review the attached documents in order to help me rectify this matter. Thank you in advance with all sincerity. Best Regards, XXXX XXXX
|
| 09/04/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
To whom it may concern, First of all, I would like to thank you in advance for processing my complaint. However, I am infuriated with XXXX XXXX XXXX XXXX/ Hunter Warfield behavior and asked you with all sincerity as an American citizen, that something be done about XXXX XXXX XXXX XXXX/ Hunter Warfield unethical , immoral and disgusting behavior to stop them from abusing consumers rights like myself with no repercussion. However, it has been approximately ( 1 ) week ago since I filed a complaint with CFPB against XXXX XXXX XXXX XXXX/ Hunter Warfield for FCRA and CFPB violation. Now this, I found out that Hunter Warfield is behind the lawsuit against me from XXXX XXXX XXXX XXXX. I can not believe it ; one can only imagine how many other consumers whom rights are being infringe upon by XXXX XXXX XXXX XXXX/ Hunter Warfield and it appears that XXXX XXXX XXXX XXXXC/ Hunter Warfield does not have any remorse. I know people feel as though their consumer rights are not being protected by the law, because I do. XXXX XXXX XXXX XXXX/ Hunter Warfield has been compelled to adhere to the rules and regulation in both the Federal Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ) to ensure fairness, accuracy and provide protection for consumers rights. So, with that being said, what makes XXXX XXXX XXXX XXXX/ Hunter Warfield so powerful that their company supersedes Federal Law? How and why is XXXX XXXX XXXX XXXX/ Hunter Warfield able to continuously blow off consumers, by responding to their legitimate complaints with their bogus and frivolous responses that do not have any merit, untrue and hearsay? The fact of the matter is that XXXXXXXX XXXX XXXX XXXX/ Hunter Warfield has violated my consumer rights according to both the Federal Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). More so, this is an urgent matter and I respectfully request that your office respond promptly. Due to the fact, Hunter Warfield has DISGUISE themselves as XXXX XXXX XXXX XXXX and filed a wrongful and UNETHICAL lawsuit after I requested monetary damages for multiple violations on or about XX/XX/XXXX. I believe their actions are unlawful, shameful, vile and without merit. With that being said, it is distasteful for them to throw a curb ball of this magnitude, especially when they continuously REFUSE to Validate the Debt which would prove that they have proper ownership of the debt. Therefore, I believe the possible violations are as follow ( s ) but not limited to : 1. The Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681b ( c ) : Transactions Not initiated by Consumer. 2. 607. Compliance procedures : ( b ) Accuracy of report ( 15 U.S. Code 1681e ) 3. 616. Civil liability for willful noncompliance ( 15 U.S.C. 1681n ) 4. 616. Civil liability for negligent noncompliance ( 15 U.S.C. 1681o ) 5. Continued to attempt to collect a disputed debt is a FDCPA violation according to FDCPA-Validation of Debts 15 U.S.C. 1692g ( b ) 6. 15 U.S.C. 1692e - False or misleading representations 7. 15 U.S.C. 1692f - Unfair practices 8. FDCPA-Validation of Debts 15 U.S.C. 1692g 9. Extortion 10. FRAUD by knowingly attempting to execute, any trickery scheme with the intent to defraud a consumer/ debtor. 11. 15 U.S. Code 1681i ( B ) ( i ) ( ii ) and ( iii ) Requirements relating to reinsertion of previously deleted material 12. FCDPA-Communicating false credit information-807 ( 8 ) 13. FCDPA-Falsely obtaining information about me-807 ( 10 ) 14. FCDPA-Creditor Misrepresentation of Identity-807 ( 14 ) 15. The debt collector shall cease all collection once the item has been disputed according to FDCPA-Validation of Debts 15 U.S.C. 1692g ( b ) 16. FDCPA-Implying my account ( s ) have been turned over to purchasers/ XXXX XXXX XXXX XXXX Hunter Warfield 17 . XXXX XXXX XXXX XXXX/ Hunter Warfield fail to provide proof of the legal AUTHENTIC/ORIGINAL contract or other instrument bearing my signature that proves I agreed to pay them for the alleged debt. Due to the fact, I NEVER sign a contract agreeing to pay XXXX XXXX XXXX XXXX/ Hunter Warfield . 18. XXXX XXXX XXXX XXXX/ Hunter Warfield fail to provide proof of the Chain of Title to prove that they purchased this debt or that it was legally assign to them and or if they have the right to collect money for this debt that is required by FDCPA . Refer to case ( s ) ( XXXX v XXXX XXXX XXXX XXXX XXXX XXXX XXXX ). 19. XXXX XXXX XXXX XXXX/ Hunter Warfield NEVER properly served the defendant ( s ) with any notice that a lawsuit had been filed against them, which is required by law pursuant to the FEDERAL RULES OF CIVIL PROCEDURE RULE 4. SUMMONS ( a ) ( c ) ( 1 ). 20. XXXX XXXX XXXX XXXX/ Hunter Warfield violated my DUE PROCESS RIGHTS pursuant to the 5th and 14th ADMENDMENTS that is required by law. Due to fact, XXXX XXXX XXXX LLC/ Hunter Warfield filed a lawsuit against me on or around XX/XX/XXXX, without giving me any prior notice at all. Furthermore, I probably would have never found out about this litigation against me if I would have not received letters from multiple law firms advising me that they would be able to assist me with the lawsuit that was filed by XXXX XXXX XXXX XXXX. Therefore, please review the attached documents in order to help me rectify this matter. Thank you in advance with all sincerity. Best Regards, XXXX XXXX
|
| 06/18/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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I XXXX XXXX am being represented by an attorney " XXXX XXXX XXXX '' here in XXXX Kansas for a situation that I pray you can help me with.I resided at an apartment complex called " XXXX XXXX XXXX XXXX XXXX ''. Upon living here I was NEVER late not even once on any payments. I don't smoke I don't have pets I don't have anything that would make someone such as myself a bad tenant. So what has happened here is I bought a new home after living in this apartment complex for a few years and my lease was up in 60 days. I asked the office what I could do to move out with a 60 days notice and they told me that I was better off just paying the two months and be done. I found this very odd but still proceeded to do as they said and asked for the final amount with everything so that I could bring them a check. Upon giving me the final amount of everything for the last two months I went to my bank and paid them in full. Mind you I didn't even reside there in the last two months of paying them in full. I paid a cleaning lady to come and even clean the apartment for me to make sure that what was left was in great clean condition. When my two months were up I received a phone call from a lady at the office of XXXX XXXX XXXX XXXX XXXX who said I was on a recorded line pretending to be a debt collector and saying she had an attorney on the same line with her. Over so called {$470.00} owed to the company? I asked what I was being placed in this so called debt holding for? The girl said that I did not pay and that before sending me to a collection agency she asked that I comply and pay the amount ASAP or she'd place me into collections with Hunter Warfield their collection agency. I laughed and told her that I knew my rights and that was she was doing is illegal especially approaching me telling me that I owed money when my balanced signed by the company was at a XXXX balance. She said that I am not in any position to negotiate my balance that basically what is owed was owed. So I asked that she send me what it was exactly that I owed. She then told me she is also not obligated to send me anything that if I wanted to get an attorney I could hire one and have her and my attorney reach out to one another and share the amount that I owed with these " so called documents ''. Remember this was ONLY OVER {$470.00} an amount that I was not even aware of owing because I know I was paid in full with receipts to prove that I didn't owe any balance at all. So I let the situation go and what happened was a few months go by thinking it was just a threat from the company trying to make me pay and let this employee have her time to shine to feel important per say. I get a letter saying I owe {$470.00} and that I am going to be placed into collections if it is not paid. SO I am furious at this point. I did not know what to do as I did not think that something of this sort was even legal for a company to do. I contacted an attorney XXXX XXXX and explained to him the situation. He takes my case and tells me he will write a letter not only to XXXX XXXX XXXX XXXX XXXX but also a letter to the collection agency regarding the situation. XXXX XXXX has waited over 3 months and has yet to hear back from XXXX XXXX XXXX XXXX XXXX with a final walk through of the apartment I resided in. They failed to give a response back to my attorney via phone call, email, and or mail. So my attorney advised that I wait to see what would happen with the collection agency after providing Hunter Warfield with the information of what was going on. A few more months go by and I receive a notification from XXXX XXXX showing that a negative report was added to my credit. I contact my attorney again and tell him this is what is happening " AGAIN '' and see what he could now do for me at this point. Knowing on all sides that everything happening here is wrong, I tried to call Hunter Warfield to see if I could speak with someone with my attorney on the phone. They told me that they could not remove my {$470.00} credit from my credit report because XXXX XXXX XXXXt XXXX XXXX told them it needed to be in there. This has been nothing but a headache for me and stressful. I am not sure why this is all happening and why they feel the need that they are more Superior than an attorney telling them that they are wrong and we have evidence to back myself with receipts and copies of all paperwork to prove indeed that I DID NOT have an outstanding balance. With XXXX XXXX XXXX XXXX XXXX failing to respond to my attorney and then wrongfully placing myself into collections I feel violated, wronged, and just downright ashamed for anyone else who has to go through this situation besides myself. If you read their XXXX reviews of the new staff they hired and the new company who took over I can assure you I am not alone. The company even charges you for something they do not even provide. If someone could please help me with this situation I would be forever grateful. My attorney and I still are getting no where with either company as they do not feel the need to respond to anything even with an attorney. PLEASE HELP!!!!!!
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| 03/16/2023 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Servicemember |
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Was notified via email by Hunter Warfield ; aparantly a debt collector for XXXX XXXX XXXX XXXX with a very high amount owed to the Apartment complex. My spouse, myself, and XXXX XXXX children were given the okay to break our lease via email forfieting our deposit; were told multiple lies about the stipulations of breaking our lease/told we could not break our lease due to safety concerns and the properties ongoing harassment as well as many other issues with the property that have been assessed by our personal insurance agent now due to the apartments inability to manage a basically ran, honest, professional apartment complex. This is summarizing this in a nice way. My family and I were forces to live in inhabitable circumstances, asked daily for proof to evict a family we did not want to evict whom my wife was a victim of a gun crime on the property ( charges are pending for Aggravated assault as well as 3 other charges, the charge with the fire arm has been dropped and the police suspect the gun was brought into the residence apartment, this is on dispatch if this is needed, you all can access it as we did ). There is more than enough proof of what my family has went through, continues to go through, and how we were treated is beyond unacceptable as the staff here made a terrible situation WORSE for all involved with lies, lack of empathy, discrimination, and complete unprofessionalism at the least. And flat-out laziness by ALL staff involved, and being lied to on so many on so many occasions with zero follow up in regard to serious and I mean serious needs, including maintenance needs. I can provide proof of that as well. This compliant is a very short version of the story that will be shared with the appropriate agency ; however, per advice I am submitting this also. My family and I went in to file a noise complaint and express we were at a breaking point with the safety concerns on a XXXX, and due to the reaction and lack of communication ability to problem solve of the manager, discrimination, ongoing harassment of the complex staff ( proof can be provided ), we were forced to move out and this followed by harassment of XXXX ongoing until the day vacated which was XX/XX/2023. Hunter Warfield did not provide to myself or my spouse ; an e notice was sent to myself, and this is all that has been received of either of us. That states a very high amount over XXXX XXXX in amount owed. This apartment complex has our phone numbers, emails, and forwarding addresses are still in effect for mail. We responded with an intent to sue letter ; attorney on file and did obtain Counsil upon this as we have our ducks in a row and had no intention of filing suit, other than cleaning costs due to my spouse not being able to clean nor myself as we both attempted with LEO 's present and were unable to do so due to XXXX harassment and behaviors ongoing. We did try to clean, and the deposit would cover cleaning and paint which are standard. I was never communicated any damages that were not there prior and have even left the apartment in better condition than when I moved in so I can not imagine what this amount is for. I also will not and am not legally obligated to pay any rent for breach of contract or breaking the lease due to safety and harassment ; and the list mentioned in the intent to sue letter. I would like money for mine and my families ' moving costs as well as what this has costs me and my family for how terribly this was handled and I would like you all to never do this to anyone else, as well as provided protection and safety for your tenants and treat them all the same. I have the original Lease, and lease of when we vacated, attached list to original lease signed and initialed by the leasing manager at the time I can provide ; Pictures of the apartment the day we moved in and the day we moved out for comparison for each room. I would like to ask for a detailed list from Hunter Warfield and/or XXXX for what this money is for and will also be seeking additional funds/compensation pending a response to mail correspondence. Thank you.
Mailing address other than attorney is XXXX XXXX XXXX XXXX, XXXX XXXX, KS XXXX Phone is the same as on file here it is again XXXX, XXXX, email XXXX XXXX XXXX XXXX Last email sent on XX/XX/2023 regarding vandalism ; requesting call back for walk through of apartment and to communicate and share photos of apartment condition at the time of move in, extensive turn over with managers, issues that had been expressed to maintenance/managers via email, and that had been fixed questionably but had been photographed and to share communications with landlord. Response was offering HUD resources not relevant/ inaccessible to spouse, as we are not HUD participants and were full paying renters of the property. This may have been standard ; attempted one more time to do a walk through the same day and provided all evidence to insurance agent at that point with leases ; additional reasons and proof of these reasons can be provided/have been to attorney and insurance agent. Please contact for any questions.
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| 06/15/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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Hunter Warfield , Inc. is a third-party collection agency headquartered in XXXX, Florida. Since XXXX, Hunter Warfield , Inc. has provided effective collection services for its clients in the multifamily, commercial, and funeral industries. Hunter Warfield does not purchase or own debt ; it collects on accounts referred by its clients. Hunter Warfield and its people are committed to ensuring that the consumer is dealt with in a professional, caring manner. Complaint # XXXX has been reviewed. We have also reviewed our collection notes and records. The consumer states that Hunter Warfield has reported a debt under the consumers name to the credit bureaus. The consumer also requests for validation of the debt and a signed contract with Hunter Warfield. Subsequently the consumer request to cease of all collection efforts and the removal of the debt from her credit file. XXXX XXXX referred an account to Hunter Warfield for collection on XX/XX/XXXX, listing the principal amount due of {$3400.00}. The initial collection letter was sent to the consumer on XX/XX/XXXX. Our records indicate that validation of the debt was previously provided. We are enclosing for the consumers records copies of the account statement and the lease ( personal information has been redacted ). A review of this information may help the consumer examine the nature of the charges. If the consumer does not recognize the debt as his and would like Hunter Warfield to investigate based on fraud, Hunter Warfield requests that the following information be provided as soon as possible : 1. Copy of police report filed along with the Identity theft affidavit duly notarized, or other confirmation of the reporting of the fraud. 2. Copy of identification. Acceptable forms of identification include : Social Security Card Valid drivers license/identification card/passport XXXX. Any additional documentation supporting your claim of fraud. The requested information can be mailed to : Hunter Warfield, Inc. XXXX XXXX XXXX XXXX XXXX, FL XXXX Fax- XXXX XXXX The account has been placed under a hold status while awaiting information from the consumer. Credit reporting has been halted as well. In compliance with the consumers request, Hunter Warfield has noted the account to cease communication on XX/XX/XXXX. Hunter Warfield will honor the consumers wish for no further contact. If the consumer has additional questions, he may contact XXXX XXXX of XXXXunter Warfield 's Consumer Resolution Department at XXXX or via telephone ATTACHMENTS XXXX XXXX redacted.pdf ( XXXX MB ) XXXX final account statement redacted.pdf ( XXXX KB ) Again this is an alleged debt so please provide me with the proof I owed Hunter Warfield, Inc any alleged debt please show me where I have had an account with Hunter Warfield, Inc, a signed contract to pay you any fees or debts. Note this is not asking for any validation of debt in which you can not verify any debt or alleged debt I've never had with your company. This is asking if Hunter Warfield, Inc is in compliance with the FDCPA and a request of all documents requested below and in my previous complain in which you have not submitted to me.
I also request the following documentations listed bellow to be certified and sent with your response.
Full accounting for this account Copy of the assignment of purchase from the creditor Every charge and what was purchased, fees, payment, credit, interest paid ) How you calculated what you claim I owe Full chain of assignment from charge off to present Proof that you own the debt with full clear title Proof that you were on the original contract All should be certified and presented to me with a certificate of testimony that the allege account is 100 % accurate and belonging to me. I also request certified testimony that your company, branches, and or offices were in full compliance with the FCRA and all of its mandated rules when it comes to reporting accurately. Please also provided certified testimony on how you validated this debt to all credit reporting agencies and any and all third party reporting agencies you have reported to.
( XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) ( XXXX Am XXXX sect. XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX ) Also you have committed the following FDCPA Violations : 806. Harassment and abuse 807. False or misleading representations 808. Unfair practices 809. Validation of debts If you can not provide me with each and every item listed above then you must remove this account from all three of credit reports immediately according to the FDCPA. If you verify this inaccuracy for the credit bureaus without providing me with all of said listed items you are in violation of the law, which carries a fine of {$1000.00} per violation. Any communications not received by certified mail under the Penalties Of Perjury will be refused for course without dishonor and defective upon its face. Failure to substantiate the claim under Penalties Of Perjury, please settle this account immediately within ( 15 ) days.
Notice To Agent notice to principal
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| 11/05/2021 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- Frequent or repeated calls
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Web |
|
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Hunter warfield is a debt collector that calls me everyday, twice a day using different phone numbers. They are violating the law.
15 USC 1692c 805. Communication in connection with debt collection ( a ) Communication with the consumer generally Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt -- ( 1 ) at any unusual time or place or a time or place known or which should be known to be inconvenient to the consumer. In the absence of knowledge of circumstances to the contrary, a debt collector shall assume that the convenient time for communicating with a consumer is after XXXX XXXX XXXX and before XXXX XXXX XXXX, local time at the consumer 's location ; ( 2 ) if the debt collector knows the consumer is represented by an attorney with respect to such debt and has knowledge of, or can readily ascertain, such attorney 's name and address, unless the attorney fails to respond within a reasonable period of time to a communication from the debt collector or unless the attorney consents to direct communication with the consumer; or ( 3 ) at the consumer 's place of employment if the debt collector knows or has reason to know that the consumer 's employer prohibits the consumer from receiving such communication.
( b ) Communication with third parties Except as provided in section 1692b of this title, without the prior consent of the consumer given directly to the debt collector, or the express permission of a court of competent jurisdiction, or as reasonably necessary to effectuate a postjudgment judicial remedy, a debt collector may not communicate, in connection with the collection of any debt, with any person other than the consumer, his attorney, a consumer reporting agency if otherwise permitted by law, the creditor, the attorney of the creditor, or the attorney of the debt collector.
( c ) Ceasing communication If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt, except -- ( 1 ) to advise the consumer that the debt collector 's further efforts are being terminated ; ( 2 ) to notify the consumer that the debt collector or creditor may invoke specified remedies which are ordinarily invoked by such debt collector or creditor; or ( 3 ) where applicable, to notify the consumer that the debt collector or creditor intends to invoke a specified remedy.
If such notice from the consumer is made by mail, notification shall be complete upon receipt.
( d ) Consumer defined For the purpose of this section, the term " consumer '' includes the consumer 's spouse, parent ( if the consumer is a minor ), guardian, executor, or administrator.
15 USC 1692f A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) The collection of any amount ( including any interest, fee, charge, or expense incidental to the principal obligation ) unless such amount is expressly authorized by the agreement creating the debt or permitted by law.
( 2 ) The acceptance by a debt collector from any person of a check or other payment instrument postdated by more than five days unless such person is notified in writing of the debt collector 's intent to deposit such check or instrument not more than ten nor less than three business days prior to such deposit.
( 3 ) The solicitation by a debt collector of any postdated check or other postdated payment instrument for the purpose of threatening or instituting criminal prosecution.
( 4 ) Depositing or threatening to deposit any postdated check or other postdated payment instrument prior to the date on such check or instrument.
( 5 ) Causing charges to be made to any person for communications by concealment of the true purpose of the communication. Such charges include, but are not limited to, collect telephone calls and telegram fees.
( 6 ) Taking or threatening to take any nonjudicial action to effect dispossession or disablement of property if -- ( A ) there is no present right to possession of the property claimed as collateral through an enforceable security interest ; ( B ) there is no present intention to take possession of the property ; or ( C ) the property is exempt by law from such dispossession or disablement.
( 7 ) Communicating with a consumer regarding a debt by post card.
( 8 ) Using any language or symbol, other than the debt collector 's address, on any envelope when communicating with a consumer by use of the mails or by telegram, except that a debt collector may use his business name if such name does not indicate that he is in the debt collection business.
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| 04/04/2018 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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RE : Failure to verify this account within the ( 30 ) day timeframe thats required by the FDCPA. Therefore, I am Demanding Monetary Damages for FCRA and FDCPA violations, Fraud and Extortion ; as well as, for failing to provide requested documents under the FACTA ACT, FCRA 623 ( a ) ( 8 ) and violating FDCPA-Validation of Debts 15 U.S.C. 1692g.
Inquiry Date ( s ) on my credit report : XX/XX/2017, XX/XX/2017, XX/XX/2017, XX/XX/2017, XX/XX/2017, XX/XX/2017, XX/XX/2017 etc.
To whom it may concern, First of all, I would like to express my concerns, disgust and frustration with HUNTER WARFIELD INC UNETHICAL and DISTASTEFUL discriminatory actions, which I believe your company are using in an attempt to RAILROAD me by using OUTDATED, REDACTED and RE-AGED information in the attempt to collect on an alleged account that your company failed to VALIDATE according to FDCPA-Validation of Debts 15 U.S.C. 1692g. More so, it is against the law for HUNTER WARFIELD INC to continue reporting a disputed account to the credit bureau ( s ) ; nevertheless, trying to collect on an alleged debt without VALIDATING it first. Also HUNTER WARFIELD INC violated federal law by not notifying me within ( 5 ) days before they REQUESTED a DELETED account to be REINSERTED back onto my credit file pursuant to 15 U.S. Code 1681i ( B ) ( i ) ( ii ) and ( iii ) Requirements relating to reinsertion of previously deleted material. Although this is not a refusal to pay ; however, your noncompliance within the ( 30 ) day timeframe is a violation of both the federal and state law according to the disclosure requirements of the Fair Debt Collection Practices Act and the Uniform Commercial Code ; yet, HUNTER WARFIELD INC fail to meet the legal requirements by law. Therefore, it is apparent that HUNTER WARFIELD INC does not have proper documentation or evidence to support their claims against me ; due to the fact, they have not provided me the documentation within the allotted ( 30 ) day timeframe that is required by law according to FDCPA ; as well as, before reinserting the information BACK on my credit report that is required according to both the FCRA and FDCPA, but your company continues to claim that I owe this debt that they did not confirm with proof. Meanwhile, I believe that HUNTER WARFIELD INC discriminatory actions against me are done with MALICE and WILLFUL INTENT to INJURE or cause HARM, due to the fact, HUNTER WARFIELD INC displayed complete DISREGARD for the law, which caused my consumer rights to be INFRINGE upon. With that being said, I am DEMANDING monetary damages for HUNTER WARFIELD INC violating my consumer rights in the amount of XXXX dollars. The possible violations are as follow ( s ) but not limited to : 1. The Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681b ( c ) : Transactions Not initiated by Consumer.
2. 607. Compliance procedures : ( b ) Accuracy of report ( 15 U.S. Code 1681e ) 3. 616. Civil liability for willful noncompliance ( 15 U.S.C. 1681n ) 4. 616. Civil liability for negligent noncompliance ( 15 U.S.C. 1681o ) 5. Continued to attempt to collect a disputed debt is a FDCPA violation 6. 15 U.S.C. 1692e - False or misleading representations 7. 15 U.S.C. 1692f - Unfair practices 8. FDCPA-Validation of Debts 15 U.S.C. 1692g 9. Extortion 10. FRAUD by knowingly attempting to execute, any trickery scheme with the intent to defraud a consumer/ debtor.
11. 15 U.S. Code 1681i ( B ) ( i ) ( ii ) and ( iii ) Requirements relating to reinsertion of previously deleted material 12. FCDPA-Communicating false credit information-807 ( 8 ) 13. FCDPA-Falsely obtaining information about me-807 ( 10 ) 14. FDCPA-Implying my account ( s ) have been turned over to purchasers/ HUNTER WARFIELD INC .
Within the event that HUNTER WARFIELD INC continues to list the disputed item ( s ) on my credit report and not compensate me for the aforementioned violations. I will obtain it crucial to file suit against your company for actual damages ; as well as, punitive damages under the Fair Credit Reporting Act. Due to the fact, the Fair Credit Reporting Act supplies concurrent jurisdiction in federal and state courts ; thus, I shall elect to make use of my Residency County and state as jurisdiction to bring appropriate action against HUNTER WARFIELD INC. Even though I prefer not to litigate, I will use the courts as necessary to enforce my rights under the Fair Credit Reporting Act, if HUNTER WARFIELD INC continues to show complete disregard of the law ( s ).
Furthermore, any correspondence MUST be made in the form of a commercial affidavit under penalty of perjury and sent by certified mail and any other form of service besides aforementioned above shall be deemed defective upon its face. So, be advised that your company make sure that your records are ACCURATE in order to prevent me from taking legal actions ; due to the fact, any information obtained shall be used for that purpose. However, I look forward to an uneventful resolution of this matter.
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| 10/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
Older American |
|
Once I received the ledger and I went through the ledger. I called them and we talk the agent was belligerent and disrespectful. I explain to them that Im willing to resolve this today. I explain to them if you check your recording you told me that this would be negotiable. Im only paying this to get this out the way but the {$200.00} is not my bill. I told them this and the reason I told them this is because they were harassing me I even explain to them how is it? You have my email my phone number I moved out of the place XX/XX/XXXX and here Im getting an email from you all in XX/XX/2022 I said they couldve contacted me about this information Said they took my security deposit. They told me the reason why they told me everything should be covered. I gave them a very clean updated apartment and now youre saying I owe them {$200.00} or you I owe {$200.00} I discussed the amount at that time the person did not want to hear me so I thought if I spoke with a manager that I can get some leeway, explain the situation to the manager I even explain to the manager that the person that I last spoke to after telling them I had not received the documentation as all our mail is coming late Due to the coronavirus, I said I live through the XXXX. I told them I just wan na get a resolution on this I just wanted it done the manager was belligerent as well. He told me that we will continue to harass you. We will continue to call you we will continue to Bother you and youre not gon na like it so I follow the report with the XXXX XXXX XXXX the XXXX XXXX XXXX contact me later after the timeframe I kept checking emails couldnt reply because according to them everything that went south as of today I received another letter email at The telling them to stop harassing me from them requesting {$200.00} And {$.00} during our phone call I was willing talking to the manager to just pay it to get on with Life. We already buried 25 people. I want this to be done the manager like I said again I have to repeat he was rude. He was arrogant and he was belligerent and he said no we want the full amount, I said I dont understand you was confusing for me as a way you said one thing you doing another Im willing to go ahead and accept the bill as I hope you recording this just to go on and youre telling me and Im telling you what I have now to just let it go, I said, but this is really not my bill I said the Apartment Complex had the same information they couldve contacted me too. How is it that I moved out an apartment, XX/XX/XXXX. I told my remember so well because my grandmother died of XXXX I said then I get a letter from you guys. What respect? Where is the accountability? As of today XX/XX/XXXX on Monday at the speaking with them four months ago after they threatened it they will put it back on my credit report and I told him I filed the complaint with the credit report. Thats not my dad but Im willing to close this out so I can get out my life, the man said were gon na harass you were gon na keep coming at you until you pay this and Im letting them know this is not my dad but Im willing to let it go so I can get on with my life. All of this started because of an Apartment Complex, who is a slumlord, and because I was vigilant with protecting my environment at. XXXX XXXX XXXX XXXX XXXX XXXX due to this place being a slum lord. I gave them my information to contact me if any thing comes up, I had a XXXX. Deposit they took this, I left the apt clean even the tenants who moved into the apt the following week told us the apartment was so clean they did not have to wait to move into the apt . Although the assistant manager XXXX told us about light bulbs and his concerns he told us not to worry, I do have pictures. He told me you will have a small electric amount due to the sharing of the unit, how is it XXXX. When I stayed there I paid XXXX. They and Hunter Warfield is lying to recoup unnessary funds. Also, Hunter Warfield isnt aware that they have step into a situation where the office was told I wasnt done with how they treat their people with mold, trash, water flood and so many unlivable conditions. We were so will to work with them base on the death of so many family members, and with me having the coronavirus and surviving, and I still have symptoms of the problems so I was willing my husband was willing to pay them something foreclosure, but they have been harassing and not believing what Im saying and even when I dispute and told them, this is not accurate, I can send you information so if a manager can get on a phone, it be unprofessional and youre telling him OK I have this amount right now and they dont accept it did theyre being combative and negative and before I even went this far with them or finally received the documents from them I had already investigated them on the Internet the strong arm tactics they dont work with people who have been through so much suffering theyre willing to battle.
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| 08/08/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
Older American |
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I am writing to report and bring to your attention several gross FCRA and FDCPA violations conductedby Hunter Warfield, a collections agency located in Florida. The actions of Hunter Warfield could either be categorized by willful, reckless negligence or a total disregard and ignorance of the law, both reasons that has caused and potential to cause unreasonable risk and injury to me. On XX/XX/XXXX, I personally accessed XXXX XXXX and XXXX to retrieve my credit history as I am in the market for shopping for a new home. The reason for my due diligence was to clarify any errors in my credits reports because on XX/XX/XXXX, XXXX XXXX ran a hard inquiry to pre approve me for a loan with an interest rate of over 5 %, which seems excessively but the Loan officer told me that it was due to a collection on my account by Hunter Warfield on XX/XX/XXXX on behalf of XXXX XXXX. I went ahead and disputed the collection on all three credit reporting agencies and it immediately fell off my record on XXXX and XXXX but remained on XXXX. I called XXXX a few days later to ask why the negative info was still on my credit and they told me that the collections agency has 30 days, until XX/XX/XXXX to provide the necessary information for them to adequately do an investigation. So I decided to give Hunter Warfield a call to figure out where this debt originated from and that is when the misconduct by Hunter Warfield associates started happening. I will surmise some of the violations that occurred from XX/XX/XXXX to XX/XX/XXXX. I had my son, XXXX XXXX call on my behalf because I am not familiar the process. I started receiving multiple harassing calls from their agents asking for my credit info to pay the debt. They asked me to provide my full name, address and even social security to be able to pull up my account number. They tried intimidating my son and I when my son told the agent that we were not going to pay and we were going to follow with the dispute process on XXXX. The agent said that is not going to help you. I have never received a letter from Hunter Warfield describing the collections amount, date of first delinquency or who the original creditor. This was my first interaction with them. Hunter Warfield refused to provide date of first delinquency, saying XX/XX/XXXX is when they got the account and that is all they have to report. I never lived at the XXXX XXXX apartment complex. I have lived at my current address since XX/XX/XXXX and have never defaulted on my loan. It seems they are furnishing and reporting old information that does not belong to me. On XX/XX/XXXX, Hunter Warfield pulled a hard inquiry on my account on XXXX. My son found out on XX/XX/XXXX and disputed the inquiry because I never gave consent for Hunter Warfield to run any type of credit inquiry. On my XXXX alert history, Hunter Warfield misrepresented themselves as an installment loan firm. Why is a collections agency falsely representing themselves as a loan agency to a credit reporting agency? I never asked them for a loan. XXXX should also take more due diligence not to disclose my personal informal to such shady businesses. Hunter Warfield and XXXX violated my privacy and this request was for an impermissible purpose. I had my son put a lock on my credit history account so I do not get any unauthorized inquiries. I am terrified as to what this fraudulent collections agency is capable of if they are bold enough to blatantly break the law with such a sense of impunity. On XX/XX/XXXX, I had my son call in to get the account number of my so called debt of which I will attach the transcript. The agent XXXX ext # XXXX, tried to lie about not having the account number when my son told him he needed the account number to report their action. He finally gave the account number after several attempts. My son asked them why they did a hard inquiry on my account without my consent and the agent said, they do not need my consent to run a hard inquiry on my credit history.The agent also did not have a date of when the so called delinquency happened. My son also asked for the amount on record and XXXX said it {$1300.00}, more than what is reported on Experian. My son asked how is this possible? How does interest accrue on a collections account? XXXX said, as of today, this is the amount that I am required to pay. So now, I am unable to qualify for a decent loan amount with a reputable bank because of Hunter Warfield. I am being inaccurately labeled as a high risk lender which is reflected in the excessively high interest rate I was offered. This is a complete nightmare and I am not able to accomplish my life goals because of this scam company. I am requesting that you investigate the matter and communicate what, if any actions are taken.
|
| 07/12/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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Subject : Complaint against Hunter Warfield , Inc. and XXXX XXXX XXXX for Unfair Reporting and Violation of Fair Debt Collection Practices and Violation of Oklahoma Residential Landlord and Tenant Act.
To The Consumer Financial Protection Bureau, I am writing to file a formal complaint against Hunter Warfield , Inc. and XXXX XXXX XXXX regarding their unfair business practices, which have resulted in severe damage to my creditworthiness. I believe their actions have violated consumer protection laws, and I kindly request your intervention to address this matter.
I entered into a lease agreement with XXXX XXXX XXXX on XX/XX/XXXX, with a lease term lasting until XX/XX/XXXX. Throughout the entire lease, I paid my rent in full and on time, as per the terms outlined in the agreement. Additionally, I paid a security deposit of {$500.00} before moving into the property.
On XX/XX/XXXX, at XXXX XXXX, I received an email from XXXX XXXX, an employee of XXXX XXXX XXXX, titled " Keys. '' In this email, XXXX XXXX acknowledged the return of my keys and assured me that the security deposit refund process would commence shortly. He mentioned that I would receive either my deposit or an invoice for damages in the mail in the coming weeks. However, I never received any further communication from any employee of XXXX XXXX XXXX.
To my dismay, I recently received a letter from XXXX, one of the major credit bureaus, stating that I had " 3 potentially negative item ( s ) '' impacting my credit score. When I contacted XXXX to investigate these negative items, I discovered that XXXX XXXX XXXX had reported the account as delinquent, resulting in severe repercussions for my creditworthiness. Moreover, I learned that XXXX XXXX XXXX had sent my account to a collections agency, Hunter Warfield , Inc., which also reported my account as delinquent. Remarkably, I had never been contacted by XXXX XXXX XXXX or Hunter Warfield , Inc., nor was I informed about the reporting of my account to collections.
In an attempt to rectify this situation, I took immediate action. On XX/XX/XXXX, I sent a Certified Mail letter to XXXX XXXX XXXX, requesting an itemized list of deductions from my security deposit. I sought to review the deductions and have the opportunity to dispute any erroneous charges. Unfortunately, I never received a response to my letter from XXXX XXXX XXXX or any of its employees, depriving me of the chance to address these concerns.
Additionally, on XX/XX/XXXX I sent a Certified Mail letter to Hunter Warfield , Inc. requesting validation of the debt. On XX/XX/XXXX I sent a Certified Mail letter to Hunter Warfield , Inc. requesting proof of a good faith effort to contact me prior to reporting the account to the major credit bureaus. Given that Hunter Warfield , Inc. had already reported the account to the major credit bureaus, I expected them to adhere to the Fair Debt Collection Practices Act and provide the necessary documentation. However, I have not received a response to either of my letters from Hunter Warfield , Inc. to date.
The false reporting of the account as delinquent and the subsequent involvement of a collections agency have had severe consequences for my financial well-being. As a result of these inaccuracies, my credit score has been significantly impacted, leading to loan rejections, denied credit card limit increases, and substantial reductions in my credit limits. These adverse effects are solely attributed to the false accounts that were reported to the credit bureaus by XXXX XXXX XXXX and Hunter Warfield , Inc .
I kindly request the Consumer Financial Protection Bureau to conduct a thorough investigation into this matter and take appropriate actions against Hunter Warfield , Inc. and XXXX XXXX XXXX for their unfair business practices, violation of fair debt collection practices, and false reporting to credit bureaus. I seek your assistance in ensuring that both entities rectify their actions, provide me with the necessary documentation and validation of debt, remove the negative marks already reported, and take responsibility for the damage caused to my creditworthiness.
Enclosed with this complaint, please find copies of relevant documents, including the lease agreement, the email communication from XXXX XXXX, the letter from XXXX, the Certified Mail receipts for my letters to XXXX XXXX XXXX and Hunter Warfield , Inc., and copies of the letters sent to XXXX XXXX XXXX and Hunter Warfield , Inc .
I sincerely appreciate your attention to this matter and your commitment to safeguarding consumers ' rights. Please feel free to contact me at the provided contact information if you require any further information or documentation to proceed with this complaint.
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| 04/12/2018 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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Hunter Warfield claim I owe a debt to XXXX XXXX XXXX XXXX ( XXXX ) XXXX. I asked them 30 days ago to remove the fraudulent debt on trumped up charges and then I told them I will sue them and make them solely responsible for sending mail to me concerning a fraudulent debt or mail fraud. I have tried to warn third-party collector to remove the negative item off of my credit report because I do not have a contract with them and that they don't have the right to collect any alleged debts from me on behalf of an alleged Creditor. This debt was conveniently filed on my birthday XX/XX/XXXX and hit my credit report in XX/XX/XXXXshowing " Late payments and closed '' at the same time. I gave them 30 days to comply with my request to remove fraudulent debt from my credit report, and a Cease and Desist from all collection activities 30 days ago today and gave them an additional 30 days to comply with the complete removal request. This collection agency is in violation of the FDCPA.
Typical FDCPA Violations Though the FDCPA is a very technical statute and there are hundreds of ways that the statute can be violated, we have listed some of the most common violations for your convenience.
These are violations of FDCPA from a collector : Call you before XXXX.
Call you after XXXX.
Call you at work more than once.
Call third parties ( the only person debt collectors can contact on multiple occasions apart from you is your spouse if you have one ) more than once to try to locate you.
Tell anyone else ( apart from your spouse ) that the collector is trying to collect a debt from you.
Contact you after you have written to the debt collector and asked them not to contact you Try and collect on a debt that is not valid [ you would be surprised to know that this happens very frequently usually the alleged debtor never owed the money or had settled the debt a long time ago and the debt collector is trying to double dip ].
Debt collectors can not lie to you or use deceptive methods in trying to collect a debt ( this is very vague and can be a great tool for you ).
Leave a message on an answering machine without saying that the collector is trying to collect a debt ; he must leave his name and his company.
Sue or even threaten to sue on a debt that you have not made a payment on for more than four years ( CA other states differ ).
Say or imply anything about arrest, going to jail, or the like.
Threaten to sue you when the collector has no intention of doing so [ this usually happens when you have been given a deadline to do something ( usually make a payment ) and if the deadline goes and they have not sued you, that is a violation ].
Threaten to garnish your wages without explaining that first the creditor must file suit and get a judgment.
Say or imply anything about taking cars, furniture, or any other property and putting liens against your property again a debt collector has to first sue you and obtain a judgment against you before it can do this.
Sue you on the debt except a ) where you live now or b ) where you entered into the debt agreement.
Embarrass you by saying things like : " You are a deadbeat ; why don't you pay your bills ; you are a disgrace ; why don't you get rid of your spending spouse. '' Things like that.
Use profane or other abusive language.
Shout, scream, or get angry with you.
Give the impression that the caller or his company has some connection with the government, the courts, the police, other law enforcement, etc.
Try to collect the wrong amount : add small fees, for instance.
Threaten to deposit a post-dated check, particularly when the collector knows you do not have the money to cover the check. Typical situation : " Give us a check to stop the calls and we will hold it. '' The perfect response to this should be : " The check is in the mail. '' Call you repeatedly. A call a week is OK. More than one call a week is harassment.
Certainly more than one call in the same day is an abuse, particularly if you hang up and the collector calls right back.
Call you or anyone else ( looking for you ), after the collector knows you have an attorney.
Ask you to pay more than you owe.
Ask you to pay interest, fees, or expenses that are not allowed by law.
Call at times the collector knew or should know are inconvenient.
Use or threaten to use violence if you don't pay the debt.
Threaten action they can not or will not take an example of this is when the statute of limitations has passed and they threaten you with a lawsuit when that it is not a remedy to the collector at law from XXXX XXXX XXXXFair-Debt-Collection-Practices-Act/Most-Common-FDCPA-Violations.shtml
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| 03/24/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Our landlord sent us to a collection agency, Hunterwarfield in XXXX Florida. They were initially claiming we owed over {$4000.00} for missed rent payments even though our landlord had agreed to use our security deposit towards rent for the last two months, XX/XX/XXXX and XX/XX/XXXX. After speaking with our landlord, he then adjusted the owed amount to {$390.00}. One of the alleged charges we are being held accountable for is for painting and cleaning services for the amount of {$980.00}. This amount is outrageous and we never even received a final documented walk through of the apartment prior to this work being completed. We are being charged for erroneous items such as light bulbs that were never replaced prior to us moving in, fixing of kitchen cabinets that were broken when we moved in, and every day wear and tear that is normal for rental properties. In addition, the invoice we finally received from our landlord for this " bill '' has a date of XX/XX/XXXX on it. We moved out in XX/XX/XXXX. I called Hunterwarfield to explain why we were disputing these claims and sent them the invoice, they responded saying that their " client '', our landlord, had changed the date on the invoice which was now documented for XX/XX/XXXX. This falsified, fradulent invoice is apparently enough evidence for Hunterwarfield to deem our account " resolved '' and was told they would be sending us to collections for the owed amount.
My roommate and I are XXXX, we are salt of the earth people in good standing with all previous landlords and payments with our most recent landlord. Hunterwarfield has been harassing us for months with multiple threatening calls saying they will send this account to collections and damage our credit score if we do not pay the amount owed. I am extremely disheartened that a company like this could exist and that landlords are allowed to falsify bills and not follow legal housing guidelines when renting out apartments. We also found out that our landlord did not have the appropriate permits to rent out our apartment when we first signed our rental agreement in XXXX. Our landlord also took over two months to return our previous roommates security deposit which is against Connecticut law.
We have tried resolving these claims amicably but feel that we are being completely taken advantage of and know that what our landlord and Hunterwarfield are doing is illegal. Our landlord has multiple open lawsuits against them regarding with holding security deposits for invalid reasons and submitting false claims against tenants. We are hoping you can help us come to an agreement before needing to pursue legal action.
Companies involved : Hunter Warfield XXXX XXXX XXXX XXXX, XXXX FL XXXX XXXX www.hunterwarfield.com Landlord : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX CT XXXX I am including the e-mail sent to Hunter Warfield with the fraudulent invoice that was sent to me by XXXX XXXX.
Please help us resolve this situation. We greatly appreciate your help.
Letter to Hunter Warfield sent on XX/XX/XXXX : Support services, I spoke to XXXX with support services this afternoon and she gave me this e-mail address to provide documentation regarding my account.
XXXX XXXX XXXX is claiming that we owe {$980.00} for tenant responsible painting/cleaning that was billed to them on XXXX XXXX. The apartment was only vacant as of XX/XX/XXXX so the work that they are claiming to have paid for was NOT for our apartment. This is a falsified bill and we are happy to seek legal counsel against XXXX XXXX due to fraudulent claims on damage to the apartment if they do not remove our account from your company. If you deduct the {$980.00} from the amount that we apparently " owe '' ( XXXX ) we are actually owed {$580.00} by XXXX XXXX. Also, according to our lease we are supposed to be notified of ANY damage claims to the apartment prior to work being completed which we never received. We never had a finalized inspection documented and were unaware of any damages done to the apartment. This is illegal by the State of Connecticut and the tenant needs to be made aware of any damage claims prior to work being done.
Also, they are charging us for a bill from XXXX, XXXX XXXX XXXX XXXX which was billed on XX/XX/XXXX. Again, the apartment was vacant as of XX/XX/XXXX so this bill but not for our apartment.
Please review the attached documents and contact me with any additional questions at XXXX. I have made multiple attempts to contact the XXXX XXXX XXXX to resolve this amicably and they have refused to speak with me.
I hope to hear from you soon,
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| 10/09/2018 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I was a cosigner on an apartment for my nephew who followed strict leasing protocol. He paid his rent on time monthly, gave appropriate notice when he moved and left the apartment clean and in good shape when he vacated in XX/XX/XXXX.
Unfortunately, while he was a tenant, he casually dated XXXX XXXX in the Leasing Department of the complex in which he lived. She became disgruntled when he left and broke off the relationship. She broke a window in his apartment and asked her co-worker to charge him with false charges. My nephew contacted XXXX, the Leasing Manager, who had the window fixed, terminated XXXX and said everything was taken care of, per the leasing agreement, and released his security deposit.
TWO MONTHS LATER I received a bill from XXXX XXXX in the amount of {$770.00} dated XX/XX/XXXX with no evidence to support these charges. ( attachment # 1 ) I have tirelessly tried to get evidence supporting the breakdown of charges to no avail. My wife has called and I have sent certified letters. When my wife called she was told everything was taken care of and we owed no money. My certified letters were refused and sent back unopened.
I then began getting calls from Hunter Warfield, a collection agency. Again, we asked for a breakdown of the charges on multiple occasions. On XX/XX/XXXX at approximately XXXX XXXX we spoke with XXXX XXXX with Hunter Warfield. XXXX agreed that XXXX XXXX could not levy these charges with no supporting evidence and stated that Hunter Warfield would open up a dispute and that the derogatory mark against my credit would be flagged as a disputed charge. XXXX also stated that they would request evidence supporting these charges from XXXX XXXX and I would hear in writing from Hunter Warfield regarding the resolution of the dispute in a timely manner. To date we have not received any correspondence whatsoever from Hunter Warfield or XXXX XXXX.
I am requesting these charges be dropped and my credit report cleared. The actions of XXXX XXXX and Hunter Warfield have negatively impacted my credit score significantly and cost me several hundred dollars in loans that would have been approved at lower rates with my previous credit score. Prior to this negative credit report my payment record has been perfect and my credit score was in the mid XXXX.
I have attached documents that we sent to XXXX XXXX and Hunter Warfield supporting my claim that I have done due diligence to address the charges, along with documents I have received from these institutions.
Bill dated XX/XX/XXXX ( attachment # 2 ) for the full amount of {$770.00} from Hunter Warfield, the collection agency hired by XXXX XXXX.
A second notice from Hunter Warfield on XX/XX/XXXX ( attachment # 3 ).
Letter to XXXX XXXX, dated XX/XX/XXXX, regarding the matter that I sent certified mail ( attachment # 4 ). This letter was refused by XXXX XXXX and returned unopened. We sent it to two different addresses the corporate headquarters and the leasing office in XXXX.
We continued to receive phone calls from Hunter Warfield so I then filed complaints against XXXX XXXX to the XXXX and to XXXX, XXXX and XXXX. XXXX responded by sending me a copy of the lease agreement only with no evidence of the alleged damage done to the apartment or which month the rent was delinquent.
Letter from Hunter Warfield on XX/XX/XXXX requesting documentation from me to support my claims ( attachment # 5 ) to which I responded on XX/XX/XXXX providing the requested information. ( attachment # 6 ) We heard nothing after that so I followed up with another letter dated XX/XX/XXXX ( attachment # 7 ) to which I summarized the situation and requested the charges be dropped and my credit report cleared. Still heard nothing from Hunter Warfield.
A letter from Hunter Warfield dated XX/XX/XXXX ( attachment # 8 ) stating that if the {$770.00} was not resolved, then it may be reported to the credit bureaus, which had already been done months before.
It is nothing short of criminal that companies like XXXX XXXX and Hunter Warfield are allowed to file negative credit reports with no support of such charges and to simply ignore our repeated requests for evidence. Consumers have very little recourse to fight such fraud. The credit agencies simply contacted XXXX XXXX and asked them if these charges were legitimate, Hunter Warfield simply assumes such charges are legitimate and my credit score plummets and I am forced to spend countless hours fighting this. These fraudulent charges have cost me money and time for which I should be reimbursed.
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| 09/15/2017 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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Hunters warfield -Explanation Requested a paid debt that should n't have been sent to collections. Applied to credit and I have never received any bill, in the mail, email, or phone Hunter Warfield , Inc. has hassled me on behalf of an apartment debt that was paid and should have never been sent to a collection agency and Hunter Warfield, have failed to provide the necessary requested documentation. After researching this debt, this debt was paid off per the original debt company XXXX XXXX in XX/XX/XXXX in the total amount of {$140.00}, but Hunter Warfield has placed this collection on my credit and it is invalid. On XX/XX/XXXX after discovering this debt on my report, I notified the collection agency via email and phone. I provided documentation ( lease along with lease dates ) that the debt is incorrect and was paid and should have never been sent to the collection agency.
Letter After reviewing my credit report, I have discovered an inaccurate listing included on my file. I found there is an entry from XXXX XXXX for a total balance of {$140.00}.
Explanation : Charged for an additional month of rent at the rate of {$540.00}. Deposit was forfeited and a balance was paid to XXXX XXXX for the departure month. The lease was month to month at the rate of {$540.00} ( please see attachment ). After briefly speaking with an associate, the balance was confirmed as paid, however, there is an additional charge of {$140.00} that is being requested and should not be listed as this debt was settled with the forfeit of deposit and last payment to XXXX XXXX.
Please validate this information with XXXX XXXX and provide me with copies of any documents related to this listing. In the absence of any documents stating that I was required to make a payment for the next month and I was under a month to month contract, I request that this information be deleted from the file you maintain under my Social Security Number.
Kind Regards, I received a response to contact them directly for assistance where I spoke with XXXX XXXX XXXX. I provided her with the proof that the lease was signed for month to month and I was being charged for the payment that I made to XXXX XXXX before departure. She indicated that I did not inform XXXX XXXX that I was moving out two months prior but if I was moving out two months prior then the remaining balance should include two additional months rent instead of the last payment I made to XXXX XXXX. I then informed the agent I need to dispute this debt seeing as though I have never received any bill in the mail, email, or phone call about owing any debt. XXXX told me that she could only go by the information that they provided to her but she did not believe it was correct either and she would reach out to original debtor for sufficient evidence and or will send a validation letter. After 30 days, I contacted Hunter Warfield and another rep was very disrespectful, rude and told me that they were not aware of the situation ( which is untrue ). Hunter Warfield was contacted once again on XX/XX/XXXX and via email and was unsuccessful as the email was blocked/not valid. I will now go through the certified mail process to request a validation letter and request a full investigation per my information that I provided as well. I have come to the conclusion that they have bad business ethics and if they really wanted to contact me about a debt I owed then we could have solved this in XX/XX/XXXX. Hunter Warfield and their client had the necessary means to contact me if the proposed debt is was valid after providing my lease information and not falsely reporting on credit report as unpaid debt. Again they could n't even give me a breakdown of the so called DEBT!! I will be contacting FTC, BBB and the CFPB. I also XXXX and XXXX XXXX was blocked. I would like this to be removed from my credit report immediately!! Today is XX/XX/XXXX and I have yet to receive anything regarding this debt. I agree with the XXXX complaints against this agency, this kind of behavior should not go unchecked.
Please validate that the debt paid on XX/XX/XXXX of {$140.00} to the apartment complex is not the current {$140.00} being reported. I have my lease ( will attach ), email requesting Debt Validation to delete.
Attachments contain initial contact for a debt validation to delete and have yet to receive. Also the lease indicating that the contract was month to month and the balance they are requesting, they have files to confirm that payment however requesting the exact same paymen
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| 10/14/2020 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Hello. My name is XXXX XXXX and I lived in an apartment called XXXX XXXX from XX/XX/XXXX-XX/XX/XXXX I moved out due to harassment from neighbors and the apartments condition deterring, which XXXX XXXX did not want to repair. They immediately sent over charges to a collection agency called Hunter Warfield in XX/XX/2020. XXXX XXXX has my phone number as well as my husbands and NEVER NOT ONCE attempted to reach out to us to regarding any balance owed. They neglected that apartment as we stated to them several times it needed repair. They had mold in the bathtub that they simply scraped away and glued over which came back a few months later which prompted me to move out. The place was XXXX infested and this was told to them and they never did anything about it. The doors were falling off the hinges and the bathroom floor was coming apart. All of which were disclosed to XXXX XXXX prior to moving out. They never came to fix the problems. Now theyre charging us for damages. Again, XXXX XXXX never contacted us about this balance. It was immediately sent to Hunter Warfield. In the end of XX/XX/2020, Hunter Warfield sent a letter to my new address with the balance owed. The letter just specified for me to pay what is owed. It did not specify a specific time frame to pay, just the amount. My husband and I started receiving harassment phone calls between XXXX and XXXX demanding that we pay a little over {$1000.00} immediately due to damages, rent owed, and furniture removal. I was told if I dont, they would damage my credit for non payment. This was almost 2 months after moving out. They never gave me a fair chance to settle the debt. I finally spoke to one gentleman by the name of XXXX who told me to pay at least {$820.00}. They did not specify when that needed to be paid. They just told me to pay right away. They told me I can even XXXX XXXX the money to them. When I tried to do that, XXXX told me it could be a scam and I shouldnt do it until I know for sure that its not. I asked for proof of the balance owed, they sent an XXXX spreadsheet, not even an official document from XXXX XXXX. This was sent by XXXX XXXX, whom I also emailed back and forth to communicate my struggles with the balance. I made an arrangement to try to pay at least half of the balance of {$820.00}, which I did in XXXX. The harassment calls continue from XX/XX/2020 all the way until this very day, XX/XX/2020. I get calls from them at least 5 times a day, both my husband and I. Even though Ive expressed to them several times I am trying to figure out how to pay the remaining balance because Ive been out of work due to an injury and COVID. Whenever I explained this to someone, they raised their voice at me and told me that was not their problem and I shouldve paid the bill as soon as they sent it to me and since I didnt, its going on my credit to damage it. They hang up on me every time I try to discuss with them and resolve this. Ive asked to speak with a supervisor and they refuse to connect me to one each time. They claim all the supervisors are in a meeting, no matter what time it is. Even I tried calling a few times to see if I get a supervisor and they all claim the same thing, the supervisors are in a meeting or are unavailable. My last phone call back to them after they called me a few times was today which resulted in me being hung up on. Long story short, after all these months, theyre telling me Ill have to pay more than {$820.00}. I already paid {$410.00} in XXXX and {$200.00} in XXXX. All thats left is {$200.00} but theyre telling me I need to pay more if the {$200.00} paid by XX/XX/2020. Everyone falls on hard times and that certainly happened to me and I communicated that to them over and over. It happened to a lot of people during COVID so for them to continue to harass me even though they know my situation, has made me nervous to even pay the rest thats owed! How can I confidently pay a balance thats owed when Im basically having a XXXX put to my head everyday to pay it!? They wont even give me a chance considering everything Ive been going through and everything they put me through! FROM THE VERY BEGINNING. They sent me one letter and proceeded to call me 5 times a day for the past 4 months even though I paid most of the {$820.00} we agreed on! I cant even sleep at a decent time because usually that 5th call they make is around XXXX! Who does that!? I hope someone does reach out to me to make sure this companys ways of practice does not go unnoticed!
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| 01/11/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I co-signed for my adult son to live there the XXXX XXXX in XX/XX/XXXX. My son has a developmental XXXX and I help him manage finances and other day to day chores. At the time, the apartments were under XXXX XXXX but later changed to XXXX & XXXX XXXX.
In early XX/XX/XXXX my sons car was towed because he did not have the correct parking sticker on his car. When I signed the initial lease and each of the following XXXX years, I was never informed we needed to update parking stickers, nor was this in the leases. There was never a notice left on his car, it was simply towed. I let the office know I was unhappy about what happened and reminded them of my sons XXXX and that I was to be communicated with regarding all reminders. The office assured me that I would get all future communications, this did not happen.
Later on that same month, my sons apartment was entered without notice. My son thought someone was trying to break into his place and each time the bolt was unlocked, he re-bolted it. You can imagine how terrifying this might be to someone who doesnt understand what is happening. Again, I let the management know, my son is XXXX, please communicate with me anything happening with the apartment. They assured me they would. It is obvious they knew to notify me, since they are coming after me for the alleged debt, and not my son. I reminded them of the reasonable accommodation for my son, and the XXXX at the time said some crude words ( she was later fired ). I spoke to her boss who assured me I would get all future notifications ( I never did ).
In XXXX, they told me they could no longer accept my sons XXXX XXXX payment since it didnt cover the full amount of the rent. I would have to get a cashiers check. My son is on a XXXX XXXX, barely leaves the house, but would have to go to the bank and pay an additional fee for a cashier 's check as they no longer were accepting partial payments. This felt like retribution for my previous complaints.
That same month, they told me I would need to cancel my sons current utilities and start using their XXXX utility billing. I explained I could not do that as my son gets reduced utilities because he is on XXXX. I refused and was called repeatedly about canceling his utilities and using XXXX.
Water, sewer and trash were supposed to be a set amount of {$35.00} per month as stated on the lease, but was always more than that, sometimes as much as {$17.00} more per month. Each time I emailed the office about this, they ignored my emails, except once where the XXXX asked if we could speak by phone. I wanted it documented in writing, so we never did speak about the water/sewer/trash billing and my son was simply repeatedly overcharged.
In XXXX of XXXX, I told the XXXX that it didnt seem like they were able to provide a place for someone like XXXX and that I wanted to move him out. They said I just needed to find a replacement tenant. I wasn't sure why he needed to find a replacement tenant since they were the ones breaking the lease. I found someone to replace XXXX. Once I did and informed the office, they told me I would have to pay a lease transfer fee of {$350.00}. I asked them what this fee was for. I contacted an attorney who said I can only be charged for actual fees associated with losses or what they could account for, so I asked for the accounting of these costs. I asked for the accounting of these costs over 20 times and they were NEVER able to tell me what this fee covered and simply avoided my question.
They forced XXXX to move out three days before his actual move-out date, which was not in the lease, but this money was not returned. I had the apartment professionally cleaned and it was spotless.
After XXXX moved out, I emailed them asking for the deposit to be returned and sent them a detailed list of what I felt we were owed.
In XXXX, I started getting calls from a collections agency. They have sent me to collections, even though my son 's name is on the lease. I was never told I had the right to contest the debt, even though I have because I know I don't owe them anything.
I sent emails to the XXXX regarding fees owed to me on : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Emails and voicemails sent to debt collector, Hunter Warfield to substantiate my claims on : XX/XX/XXXX XX/XX/XXXX I do not believe the debt collector is reading the documentation or reading it carefully to realize the XXXX XXXX accounting is inaccurate.
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| 10/20/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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This complaint is in reference to the debt collection practices of Hunter Warfield.
From XXXX to XXXX, I was a XXXX XXXX XXXX stationed at XXXX XXXX. During this time, I rented a home from XXXX XXXX XXXX ( d.b.a XXXX XXXXXXXX XXXX XXXX ). During my tenure at that post there were numerous unresolved maintenance issues on my home. These maintenance issues revolved around the health and safety of my family and me. At move-out the community manager wrote up a statement of charges in excess of {$1200.00} and we were charged one extra month of my Basic Allowance for Housing ( {$1200.00} ) for the 30-day period post move out. For clarity, I have included an abbreviated and a not all-inclusive list of maintenance concerns that were unaddressed. These concerns directly contributed to my immune compromised child having multiple hospitalizations.
Gas stove that was leaking natural gas and had a broken heat regulation system Black mold around the entirety of the bathroom Pigeons that were able to enter the attic crawl space via a hole in the roofing eves and dying in that space Bathtub in which the glaze had worn off Garage door that was hung upside down making the space unusable Dangerous electrical system that led to a small fire Broken hot water heater leading to water temperatures below rental requirements Allowing an aggressive, restricted breed, dog to live next door, which resulted in us being unable to utilize our back yard Reporting an ongoing undercover drug investigation to the suspects At the time we instantaneously disputed the charges with XXXX XXXX, but it was ignored. Within one calendar week XXXX XXXX had moved the debt to Hunter Warfield, their contracted debt collection company. We contacted XXXX XXXX, in writing, to dispute the debt within the first 30 days but all attempts to dispute the debt were ignored. In addition we received calls that appeared to be outside normal business hours for this company ( M-Th XXXX XXXX and Fr XXXX EST ) and were also outside the rules set forth in the Fair Debt Collection Practices Act with calls coming in well before XXXX XXXX and after XXXX XXXX PST. These activities all appear to be a violation of the Fair Debt Collection Practices Act.
Over the past 3+ years Hunter Warfield has left threatening and/or rude voice mails, called multiple times a day, and otherwise been a bad actor in an industry filled with bad actors. I was honestly content with leaving this illegal debt unresolved until it fell off my credit, but I applied for a job that requires a high-level security clearance. This required me to interact with Hunter Warfield and XXXX XXXX.
Due to my knowledge that Hunter Warfield had the debt I contacted them first. At that time the customer service representative ( CSR ) informed me that I needed to contact XXXX XXXX about my concerns with the debt.
During the efforts to resolve the debt I received numerous phone calls and letters from Hunter Warfield. Including several hostile and abusive CSRs who berated me and demanded payment for this debt. This also appears to be a violation of the Fair Debt Collections Act.
After several rounds of escalating discussions with XXXX XXXX, Ms. XXXX XXXX, Regional Property Manager for XXXX XXXX XXXX got in touch with my wife and me. On, XX/XX/XXXX she informed me that the debt was to be removed from Hunter Warfields debt collection as it had been fully discharged.
On XX/XX/XXXX and again on XX/XX/XXXX, I visited the Hunter Warfield website and verified that the debt was still showing on their system. At that time, I sent an email to them asking why this had not been discharged. On XX/XX/XXXX, I attempted to call into their office during normal business hours. I was repeatedly routed to a voicemail system until I blocked my number. At that time XXXX ( possibly incorrectly spelled ) stated that she saw what I saw in the system ; I explained the situation and asked for a supervisor and she refused stating that she had the authority to make that decision. I informed her that this debt has been discharged and that they are attempting to collect a debt illegally and as such I needed to speak to a supervisor. She again refused becoming increasingly hostile, belligerent, and rude. I informed her that the company again appeared to be in violation of the Fair Debt Collection Act and planned on filing a complaint with the CFPB as a result of the ongoing illegal actions by this company.
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| 05/12/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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After viewing a copy of my report, I noticed a collection account placed on my credit report from Hunter Warfield on XX/XX/XXXX in the amount of {$550.00}. First and foremost, that debt collector Hunter Warfield is not licensed in the state of Florida to collect on this debt. Secondly, Hunter Warfield violated FDCPA rules and regulations when they failed to send me written debt validation notice including the amount of the debt, name of the creditor, and notice of the consumer 's right to dispute the debt within 30 days. Third, what obligation do I have at all to Hunter Warfield? I have never heard of them, have no written contract with them and have never received any benefits from them, yetHunter Warfield has submitted negative information to all three credit reporting agencies ( XXXX, XXXX, XXXX ) against my name and social security number and is demanding payment from me in the amount of {$550.00} .However, I did reach out to XXXX and I spoke with XXXX XXXX Property Manager and I spoke with her in regards to this debt. I originally applied for an apartment with XXXX and he application fee was {$120.00} and a REFUNDABLE ADMIN FEE for {$350.00} in your application was denied or canceled. I originally gotten approved, signed my lease, transferred my lights over and everything I was set to move in, however, due to a medical emergency I was in the hospital for my XXXX and apparently they XXXX XXXXXXXX wasn't able to receive payment and they tried to contact me on XX/XX/XXXX via phone and through email. When I saw the email and By the time I left the hospital it was too late to reach out to the XXXX XXXX. So within XXXX they XXXX and XXXX decided to cancel my application which now voided the whole lease and application overall, so which now meant I no longer owe them {$550.00} because they decided to cancel my lease. Ive reached out to the XXXX XXXX on XX/XX/XXXX and spoke with XXXX the property manager and she advise me to bring in a Cashiers Check in the amount of {$550.00} and that she will contact her higher manager and see if they can fix the cancellation since I manage to show proof of my emergency and brought in the cashiers check. In about a day or two after I gotten no response so I went to XXXX and XXXX returned my check and advise me that her higher manager said there was nothing that can be done, so I took the check and left XXXX. Now, XXXX is stating that I owe them {$550.00} it states in their contract the ADMIN FEE is refundable if your application is denied or canceled. However, I contacted Hunter Warfield and I made a payment with them in full in the amount of {$440.00} and they agreed to pay to delete. I reached out to XXXX XXXX on XX/XX/XXXX to let them know that this debt has been paid in full and is requesting this debt be removed from all three credit reporting agencies as well as my refund of {$320.00} for the admin fee but the XXXX denied and once again told me she would have to call her higher manager and looking this and contact me back, as of XX/XX/XXXX I never received a call yet. I am asking that Hunter Warfield to please provide the following : 1. Agreement with the creditor that authorize you to collect this alleged debt, 2. the agreement bearing my " WET '' signature stating that I have agreed to assume the debt, 3. Valid copies of the debt agreement stating the amount of debt and interest charges, 4. Proof that the statute of limitations has not expired, 5. complete payment history on this account along with an accounting pf all additional charges being assessed, 6. show me that you are licensed to collect in my state ; and Registered Agent. If proper validation of the alleged debt can not be provided, I demand Hunter Warfield immediately delete and completely remove this alleged debt from all three credit reporting agencies ( XXXX, XXXX, XXXX ) I also demand Hunter Warfield agrees to have no contact with me in any form regarding this alleged debt now or in the future. I demand that Hunter Warfield agrees to remove my personal information from all accounts in its companies database. Lastly, I demand that Hunter Warfield and or XXXX XXXX give me a refund in the amount of {$550.00} since they XXXX decided to cancel my application overall vs denying me. Had I been denied I would agree to receive a refund in the amount of {$320.00} for the ADMIN FEE That States in the contract that this fee is refundable.
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| 10/23/2023 |
Yes |
- Debt collection
- Rental debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/XXXX, I contacted XXXX XXXX inquiring about their affordable housing units. I was informed that they indeed had an affordable housing program, but there was a waiting list with XXXX people ahead of me. When I inquired about touring the property, I was told that only virtual tours were available. Accepting this, I requested the application and promptly provided my email address to the representative. Within moments, I received the application and submitted it the same day. In my application, I emphasized the special accommodations needed for my XXXX son, as well as our homeless status at the time.
On XX/XX/XXXX, I received a voicemail from a staff member at XXXX XXXX, XXXX, indicating that I had been approved. I felt a wave of relief knowing that I had progressed on the waiting list so quickly. Eager to gather more information, I promptly returned XXXX 's call, only to be informed by another leasing agent that XXXX was currently unavailable. They assured me that they would pass along my message.
However, instead of receiving a call back from XXXX, I received an email from her on XX/XX/XXXX. In the email, she outlined the requirements for approval, which included the need to earn at least XXXX times the rent amount of {$1700.00}. XXXX XXXX had conducted a standard credit and background check, focusing on the debt-to-income ratio rather than a specific XXXX XXXX. The application also contained a price quote for an available unit, which had an expiration date of XX/XX/XXXX, at XXXX PM. After receiving this information, I promptly attempted to apply for the unit.
While completing my application, I encountered an issue. I observed that the unit provided by XXXX in the quote was not available for selection in the application process. Despite my numerous attempts to reach out to XXXX before the application deadline, I left several messages with other staff members in the hope that they might assist me and prevent me from missing the deadline. Regrettably, I was informed that only XXXX handled the affordable housing applications.
I patiently waited until XXXX PM on XX/XX/XXXX, hoping to hear back from XXXX before submitting my application. Following the submission of my application, I once again contacted XXXX to report the error. However, I did not receive a callback from her. Instead, I received an email a few hours later, stating that my application was under review. I was confident that the capable staff would identify this error and rectify it.
The following day, I received the disheartening news that my application had been denied. I felt a deep sense of confusion and frustration because I was confident that I met all the qualifications, and I had diligently sought answers to all necessary questions before applying. This incident had a profound impact on my emotional state, causing me to experience a depressive episode.
Seeking clarification, I promptly contacted XXXX XXXX to understand the reasons behind my denial. It was explained to me that my credit and income did not meet their criteria. I explained the challenges I faced during the application process, particularly my persistent attempts to reach XXXX. In response, I was advised to contact resident verification as they might be able to assist me in rectifying my application.
I reached out to resident verification, who explained that the application I had submitted was for a standard unit, which required applicants to have an income of XXXX times the rent. This discrepancy was the reason for my initial denial, and I was advised to contact XXXX XXXX directly if I wanted to make any changes.
In response, I called XXXX XXXX as well as their corporate office to address this issue, emphasizing that it was an error on their part. Unfortunately, I was informed that they were unable to rectify the situation. When I inquired about the possibility of reapplying, I was met with a negative response, as reapplication was not an option. Furthermore, I asked if they could refund my application fee, to which they also declined, stating it was not possible.
Given the situation, I had no choice but to dispute the charge with my bank. Regrettably, this dispute led to XXXX XXXX placing a collection on my credit report. I've already experienced discrimination and felt scammed by the company, and now these actions are negatively impacting my life.
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| 01/22/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I was a tenant at one of XXXX XXXX XXXX XXXX from around XX/XX/XXXX through XX/XX/XXXX along with a co-tenant. My co-tenant and I had a disagreement resulting from the heat emanating from the basement from the landlords washer and dryer which resulted in mold growing on the walls and floor of the unit. The landlord refused to fix any of this, and mold did in fact grow on my furniture as a result. On XX/XX/XXXX the landlord suggested that if we wanted to get out of the unit, we were more than welcome with 30 days notice. The landlord offered this in writing via email and we tendered our notice via the same medium for departure on XX/XX/XXXX. In the interim the landlord sought and received my help to show the apartment to potential tenants, which he did receive. Based on this tendering we went ahead and signed a new lease with a new and different landlord. The landlord later changed his mind and threatened to sue us relating to the lease but it was too late as the landlord had let us of and we had signed another lease. Before we vacated the apartment, there were two issues that needed resolution. ( 1 ) whether the landlord wanted to keep upgrades we made to his unit specifically bathroom mirrors and a wardrobe, mainly aesthetics that lifted the face of the unit. The landlord was asked this question and did not give an answer either way. Except for a mirror and cabinet in the basement, I lost and trashed all my furniture and some clothes and shoes which had been riddled with mold from inadequate ventilation in the unit. The superintendent agreed to dispose of it and other pieces of furniture if the landlord did not want it after securing a new tenant ( I have this text in writing ) ( 2 ) Fixing a broken door which I had forced open to gain access to the backyard. The wood used to make the door was low quality because it expanded and contracted with heat making it difficult to open ( please see image attached of an initial request we had to the superintendent asking that he fix the door in XX/XX/XXXX. I had to force open the door around XX/XX/XXXX ). I communicated with the landlord that this, being the only damage in the apartment, as evidenced and confirmed via text ( I still have this text ) by his superintendent before the move out date, will be fixed before departure. I did not find a carpenter to make the repairs myself so I asked the superintendent to make and assessment and send me a bill if he would fix the door. We communicated via text message ( which I still have ), as was customary. The superintendent said it would cost {$250.00} to complete the repairs, including a new frame. I gave the superintendent {$300.00} to fix the door via a XXXX transfer. The superintended confirmed receipt via text but never sent me an email confirming receipt as requested ( I still have the text ). The {$300.00} including a {$50.00} tip since the superintendent agreed to throw out any trash and upgrades or furniture the landlord did not want ( as the landlord was actively showing the apartment to potential tenants ). Then in or around XX/XX/XXXX I received a message from the debt collector for rent calculated as rent for XX/XX/XXXX to XX/XX/XXXX. This, even though the landlord had asked us to vacate the lease in writing with a 30-day notice, which we duly gave. This, amount of {$17000.00} included interest costs and assorted damages. I disputed the debt with the debt collector stating that I did not owe any amounts under the terminated lease. I asked the landlord to prove the debt. This prove never came and instead a debt of {$17000.00} was placed on my credit report. This was not a court judgement, simply a self-assessment that did not account for the fact that we were asked to vacate the lease by the landlord and the superintendent confirmed no damages other than the door the superintendent was paid and tipped to fix. Furthermore, the landlord did not repay the security deposit of the co-tenant amounting to I believe ~ {$1800.00}. Indeed, landlords would usually use part of security deposit to clean the apartment in the case of any dirt left behind beyond typical wear and tear. Such cleaning would not cost that much, and repainting is considered wear and tear ( we did not repaint the unit from its original color ). The landlord is unfairly making this claim because they have the time and resources to do so.
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| 03/26/2021 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I have already numbers of reports about Identity Theft problem in legal authorities and disputed most of the debt claim under my name. Not only the debts that I did not owe also, false addresses, false phone numbers, false work occupation information have been disputed.
This specific complain is about a company that I had already filed a complain against. I understand this collection agency was being connected with an apartment complex in XXXX which I did not live in.
I was in XXXX and in XXXX XXXX during XX/XX/XXXX to XXXX. I had to came to USA at the end of XXXX XXXX to report again my Identity Theft problem that has been continuing since XXXX. I had only 5-6 months, could not stay longer. I applied total of 10 apartment complexes near by XXXX XXXX, XXXX, looking for furnished and month to month or short term leasing. 7 of the apartments rejected me for not being able to have short term lease or furnished apartment or both. 2 of the apartments were too expensive. Only one of them called XXXX XXXX responded positive. I paid {$170.00} non-refundable fees for I can not remember what. Also, {$130.00} for prorated rent for XXXX, and {$200.00} for deposit. In addition, they requested following 5 month rents checks in advance by promising they were not going to take money earlier than it should be. They prepared a contract, and both parties signed it. I did not have a car, most of these procedures completed over phone and online and a help of a friend of mine delivered the documents. Until recently I did not know where they were located for sure either.
When I went to take my keys I read the contract and saw that NO furniture, and it was a 12 months of lease contract. I reminded them that was not what I wanted. I was there temporarily and had no furniture, also not able to stay long term. A female leasing agent said their manager did not agree to provide what I asked for. I asked immediately lease cancellation and they ripped my contract in front of me, but I did not see them cancelling or shredding their side of the contract. They told me after informing the head office They would return my payments back. They have never done, then I called to XXXX XXXX XXXX to complain against them back in the date.
Following 5 months I stayed in XXXX XXXX, my friends apartments in XXXX XXXX XXXX in XXXX XXXX XXXX XXXX an other friend in XXXX, and a few weeks in NJ.
I have been receiving a harassing phone calls and threatening mails from a collection agency about this apartment. Collection agency name is XXXXUNTER WARFIELD. I can provide the documents if needed. As to collection agency`s sent information to me the Apartment complex had not only cancelled their share of the contract, they also charged me for rent. Due to Identity Theft my all past accounts were closed and they could not take too much money. I personally went to apartment complex recently, they refused to talk about it with me by using the excuse of pandemic. I talked to some residents they said many strange actions done by the management not even legal. I was told, possibly the unit I supposed to get were given to other people under my name of contract because any cancelled contract is against the leasing agent work performance. I am not in that business and no idea how things can be twisted. I truly believe they took advantage of the situation of a client with ID Theft problem because I inform every businesses before I do anything with them.
I have lost my " OK paying job '' in XXXX, XXXX, and now I am making $ XXXX {$400.00} a week gross. For example, my last pay check for 2 weeks were {$190.00} total. I was not qualified for unemployment but my TX state provided a card for my children that I can buy food for them which I am grateful about. If it was not for Stimulus help from our Government I could not even pay my rent. I understand that Hunter Warfield does not care about pandemic and its damages to whole nation and insisting to get the money from me which I don`t owe. In their letter they talk about law suit against me.
A volunteer lawyer first suggested me to make little payments then see what happens. He made a call to collection agency, they did not want to discuss the issue with a lawyer. WHY?
Under this circumstances I will NOT PAY This collection agency live in a different universe obviously have no pandemic and no law.
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| 03/16/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I am currently trying to get a mortgage. In XXXX of XXXX, I checked my credit reports and my credit reports from XXXX and XXXX showed that I had a collection under my name for a debt that I did not owe.
According to my credit report, I owed the original creditor " XXXX XXXX XXXX XXXX '' a debt of {$450.00} dollars, created in XXXX. XXXX XXXX XXXX XXXX sold the debt to a collection agency, Hunter Warfield, in XX/XX/XXXX.
Prior to me checking my credit report, neither the original creditor nor the collection agency sent me any communications informing me that I owed a debt.
Once I found out about the collection on my credit report, I contacted the credit agencies to dispute the collection. I filed an online dispute with XXXX on XX/XX/XXXX, and I reached out to XXXX in early XXXX. I did not, however, receive any updates to my dispute from either XXXX or XXXX.
In an effort to follow up, I reached out to the original creditor, XXXX XXXX XXXX, on XX/XX/XXXX. They told me that they would have to check their databases to determine whether the original debt was mine. I did not receive any follow-up from XXXX XXXX XXXX, so on XX/XX/XXXX, I called XXXX XXXX XXXX again. On the XX/XX/XXXX call, XXXX XXXX XXXX confirmed that the birthdate and the passport number associated with the debt/collection do not match with mine. XXXX XXXX XXXX told me to contact Hunter Warfield with my birtdate and passport number to clear the debt.
After confirming that the debt was not mine, I reached out to the collections agency, XXXX XXXX, on the same day XXXX XX/XX/XXXX XXXX. I informed them that the debt was not mine, and they requested that I send a copy of my passport over email, which I did on the same day ( attached to this complaint ). They did not respond to my XX/XX/XXXX email. On XX/XX/XXXX, I sent a follow-up inquiry ( attached to this complaint ). They did not respond to my XX/XX/XXXX email.
I called Hunter Warfield again on XX/XX/XXXX. A Hunter Warfield agent told me that they had investigated my debt and contacted the credit report agencies XXXX XXXX XXXX and XXXX XXXX on XX/XX/XXXX to remove the collection from my credit reports. They provided me with a reference number.
I continued checking my credit report, and by XX/XX/XXXX, my XXXX and XXXX credit reports still reflected the erroneous collection. I called XXXX on XX/XX/XXXX to inquire about my dispute ( which is still listed as pending on the XXXX website ). The XXXX representative told me that my dispute was resolved on XX/XX/XXXX. This was the first time I learned of this information. I never received any email or correspondence telling me this. In fact, at the date of this complaint, the XXXX website still lists my first dispute as pending. The XXXX representative told me that XXXX had contacted XXXX XXXXXXXX XXXX, and that XXXX XXXX XXXX had confirmed that the debt was mine. The XXXX agent told me that the dispute was considered resolved, refused to send me a report of the investigation, and that I would have to open another dispute to remove the collection from my account.
I also called XXXX on XX/XX/XXXX. The XXXX representative told me that my dispute was still under investigation, and that they had not received any communications from Hunter Warfield or XXXX XXXX XXXX.
On XX/XX/XXXX, I contacted RP XXXX XXXX to ask for a letter confirming that I did not owe a debt and emailed them all the information again ( attached ). On XX/XX/XXXX, I called again and XXXX XXXX XXXX informed me that it had contacted Hunter Warfield and would not issue a letter until Hunter Warfield finished investigating my inquiry as part of their internal procedure. XXXX XXXX XXXX told me that it had received no communications from Hunter Warfield since my XX/XX/XXXX inquiry. Soon afterwards, Hunter Warfield called my personal phone number seeking to collect on the improperly assigned debt ( despite the fact that Hunter Warfield confirmed on XX/XX/XXXX that the debt was not mine ). When I asked about my XX/XX/XXXX inquiry, the Hunter Warfield agent told me that XXXX XXXX XXXX had not received any communications from XXXX XXXX XXXX.
It has been over 3 months, and despite multiple attempts to resolve this issue with XXXX, XXXX, XXXX XXXX XXXX, and Hunter Warfield, my credit report still reflects a collection for a debt that is not mine.
|
| 08/16/2018 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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On XX/XX/2018, I was looking online for a freight company, to deliver a copy/scanner machine ( XXXX XXXX XXXX ) from XXXX XXXX XXXX to XXXX XXXX XXXX. I was comparing rates and quotes with different companies. I managed to find XXXX XXXX ( The Broker ) thats located in XXXX XXXX XXXX. The Broker gave me a price quote in the amount of {$440.00}. I booked with ( The Broker ) and paid by XXXX {$440.00} ( copy of the payment attached ) ( Page 2 and 3 of XXX ). The Broker was charging {$1.00} per pound, and {$6.00} per cubic foot. My total weight was 280 lbs. ( Thats including the pallet thats the shipment was on, copy of the customer estimate and agreement attached, page 5 of XXX ). The Broker gave me a freight company by the name of XXXX XXXX XXXX XXXX. The name of the company is clearly shown on the bill of landing ( top left hand corner on page 6 of XXX ). According to XXXX official website the weight of XXXX copier/scanner is 192.9 lbs. if you add the pallet thats the shipment was on, thats about 80 lbs. Thats 273 lbs. total. We paid for 280 lbs. On bill of landing and customer estimate agreement you can clearly see the price and the weight we paid for ( Pages 5 and 6 of XXX ).
On XX/XX/2018 a truck pulled up to our place of business at XXXX XXXX XXXX XXXX. Driver, had all of my information, where to pick up the package, what the package is, how much it weights, whos the shipper and whos the receiver.
On XX/XX/2018, I got a notification from The Broker to log in into my online account. When I logged in, I was presented with a bill in the amount of {$790.00} ( copy of Billing Adjustment attached, page 7 of XXX ). On the billing adjustment it states, that I owe additional monies for my shipment. Apparently a licensed freight inspector documented the discrepancies. There was a discrepancy either in my weight, size or the item that was shipped. It also states that a copy of the report attached. There was nothing attached. I called The Broker and asked them to provide me with the report. They still have not provided me with one to this day. When I called The Broker and asked them for a copy of the report from the licensed freight inspector, I was told there is no report and they are charging me for Miscellaneous Fees. They want an additional {$1000.00} in Miscellaneous Fees are they serious??? What kind of fees is this??? I understand if there was Miscellaneos Fees of an additional {$100.00} or {$200.00}, I understand, but {$1000.00} thats ridiculous. Since Ive paid The Broker already {$440.00} and they want an additional {$790.00}, and they charge {$1.00} per pound by my calculations the shipment should weight about 850 lbs. The copy/scanner machine itself weight 192.9 pounds. Why am I being charged for 850 lbs? To my understanding, the way Broker works is they would charge a customer X amount of $ for their services, find the lower rate with some other company, collect $ from the customer, keep some kind of percentage for themselves and the rest goes to the company with who they found the cheaper rate. Furthermore, as of right now, Ive been placed in collections with Hunter Warfield in the amount of {$1000.00}. Why??? Ive paid for the services that were provided to me. Im attaching a copy of the sales receipt when I sold the copy/scanner machine to somebody in XXXX, XXXX. Since I dont have the means of transporting the equipment there myself, Ive hired a company for me to do so.
All the documents that I was able to gather, it show different amount of monies owed. On page 7 of XXX it shows I owe {$790.00}. On page 8 of XXX it shows I owe {$1100.00}. On page 9 of XXX, it shows I owe {$1000.00}.
I am also attaching a copy of the XXXX tracking information, stating the package was delivered. Furthermore, shipment weight was corrected on XX/XX/2018 at XXXX XXXX. Total shipment weight was corrected to 395 lbs.
Honestly, this is not how you do business!! Ive paid for the services that were provided to me. Now our company is being sent to collections. Ive called ( The Broker ) and they cant help me at all. They want me to pay an additional {$1000.00} for something that was paid already. I kindly ask you to look into this matter. If you require any additional information or you have any questions, please do not hesitate to contact me at XXXX. Or XXXX XXXX
|
| 07/08/2019 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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NEVER received proof that debt belongs to me or that I agreed in writing to pay Hunter Warfield for alleged debt. Hunter Warfield reported to the credit bureaus a collection account that is fraudulent and frivolous in nature. Be advised this is a notice that your claim is disputed and validation is requested immediately. Under the Fair Debt Collection Practices Act ( FDCPA ) /FCRA, I have the right to request immediate validation of the debt Hunter Warfield says I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt to Hunter Warfield. This is a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I request that your offices provide me and CFPB with competent evidence that I have any legal obligation to pay Hunter Warfield. At this time I will also inform Hunter Warfield that if their offices have or continue to report invalidated information to any of the three major credit bureaus ( Equifax, Experian, TransUnion ) or specialty bureaus, this action does constitute fraud under both federal and state laws. Due to this fact, if any negative items or marks are found or continues to be reported on any of my credit reports by Hunter Warfield or the companies you represent, I will not hesitate in bringing legal action against Hunter Warfield and their client for the following : Violation of the Fair Debt Collection Practices Act and Defamation of Character. My consumer rights attorneys and your legal staff will agree that non-compliance with this request could put Hunter Warfield in serious legal trouble with the FTC and other state or federal agencies. If your offices are able to provide the proper documentation as requested in the following declaration, I require 30 days to investigate this information and during such time all collection activity must cease and desist. All items of collection added to credit bureaus must be removed immediately per federal consumer rights guidelines meant to protect consumer. Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my attorney to continuing filing suit. This includes any listing of any information to a credit-reporting repository that could be inaccurate or invalidated. If Hunter Warfield fails to respond to this validation request within 3 days from the date of this complaint, all references to this account must be deleted from my credit file and a copy of such deletion request shall be sent to me immediately. CREDITOR/DEBT COLLECTOR DECLARATION pursuant to FDCPA/FCRA laws. Please provide the following ( please note all items must be completed and original forms no copies ) : Agreement with your client that grants you the authority to collect on this alleged debt. Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor and signed agreement that alleged debtor agreed to pay Hunter Warfield ( in its entirety with debtors original signature in writing ). Any insurance claims made by any creditor regarding this account. Any Judgments obtained by any creditor regarding this account. Name and address of alleged creditor. Name on file of alleged debtor. Alleged account number associated with original creditor. Address on file for alleged debtor. Amount of alleged debt. Date this alleged debt became payable with contract agreeing to payment signed by alleged debtor & Hunter Warfield Date of original charge off or delinquency from original creditor. Verification that this debt was assigned or sold to collector. Complete accounting ( ledger/statements ) of alleged debt on original creditors books & Hunter Warfield books Commission for debt collector if collection efforts are successful. Please provide the name and address of the bonding agent for XXXX XXXX in case legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with original documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act and FCRA guidelines. Please allow 30 days for processing after me and my attorney receives the requested documentation
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| 04/13/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
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Web |
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IDENTITY THEFT XX/XX/XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Florida XXXX Date of Birth : XX/XX/XXXX SS # : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Florida XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX RE : LAST 4 OF SOCIAL SECURITY NUMBER # XXXX To Whom It May Concern, This notice is to inform you that you unlawfully reported fraudulent accounts that arose from IDENTITY THEFT that you did not verify as required by law on my consumer report.
15 USC sS 1681 b ( c ) Furnishing reports in connection with credit or insurance transactions that are not initiated by the consumer ( 3 ) Information regarding inquiries ; Except as provided in section 1681g ( a ) ( 5 ) of this title ; a consumer reporting agency shall not furnish to any person a record of inquires in connection with a credit or insurance transaction that is not initiated by a consumer.
The following Inquires are a result of Identity theft and was not initiated by me, I demand that they are DELETED immediately.
1. The following account is due to identity theft HUNTER WARFIELD ACCOUNT NUMBER : XXXX Please remove it from the consumer report.
My identity has been stolen you are hereby put on notice Aggravated Identity Theft pursuant to 18 USC S1028A ( 1 ) IN GENERAL.
Whoever, during and In relation to any felony violation enumerated in subsection ( c ), knowingly transfers, possesses, uses, without lawful authority, a means of identification of another person shall, in addition to the punishment provided for such felony, be sentenced to a term of imprisonment of 2 years. An identification of me has been used without my permission to open several accounts that have damaged my reputation and damaged my mode of living because you furnished a consumer report without my written permission as stated by Federal Law. 15 USC sS 1681b Permissible purpose of consumer reports ( a ) IN GENERAL Subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other.
( 2 ) In accordance with the written instructions of the consumer to whom it relates.
YOU XXXX, XXXX, XXXX have aided this fraud by not verifying these accounts.
Congress states 15 USC sS 1681 Fair Credit Reporting Act ( a ) Accuracy and fairness of credit reports ( 4 ) There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy.
1. The following account is due to identity theft HUNTER WARFIELD ACCOUNT NUMBER : XXXX Please remove it from the consumer report.
Pursuant 15 U.S Code sS 1681c-2 Block of information resulting from identity theft Except as otherwise provided in this section, a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft not later than 4 business days after the date of receipt by such agency of ( 1 ) Appropriate proof of the identity of the consumer : a. A copy of identity theft report b. The identification of such information by the consumer and c. A statement by the consumer that the information is not information relating to any transaction by the consumer.
I have attached all the relevant documents pursuant the above section of the law.
I demand all the above fraudulent accounts be DELETED immediately.
I demand an updated copy of my Consumer file reflecting these changes ( 15 USC 1681 c-1 2 Access to free reports ) ( 2 ) Access to free reports In any case in which a consumer reporting agency includes a fraud alert in the file of a consumer pursuant to this subjection, the consumer reporting agency shall ( A ) Disclose to the consumer that the consumer may request a free copy of the file of the consumer pursuant to section 1681 ( d ) of this title ; and Thank you, XXXX : XXXX XXXX Beneficiary Enclosed XXXX copy of ID, Utility Bill showing proof of address, for address proof. FTC Identity theft report with statement of fraudulent accounts/ inquires.
Cc : The Bureau of Consumer Protection Financial ( CFPB ) Cc : Federal Trade Commission Cc : XXXX XXXX XXXX XXXX
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| 03/22/2018 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I received a letter from Hunter Warfield on XX/XX/XXXX regarding a debt. The letter was prepared on XX/XX/XXXX and was proposing a resolution offer for an outstanding debt with XXXX XXXX. Our college age son co-leased an apartment at XXXX XXXX and we cosigned on the lease. He moved out of the apartment on XX/XX/XXXX and neither our son nor us, have received any communications or invoices regarding additional payments.
On XX/XX/XXXXI called Hunter Warfield and spoke to a representative ( XXXX XXXX ) about the letter we had received. XXXX XXXX informed me that they were attempting to collect a debt of {$1000.00} owed to XXXX XXXX I told him that we have no knowledge of the debt and have not received any information from XXXX XXXX.
XXXX XXXX told me that XXXX XXXX turned the account over to them on XX/XX/XXXX. He mentioned that apartments often turn these invoices over to collect company rather than billing the leases. I told him we would be happy to pay the amount once we review and validate the charges. Therefore, I requested a copy of the XXXX XXXX invoice.
Given the length of time since the account was turned over to Hunter Warfield, I asked why this is the first communication weve received. He informed me that notices had been sent to the XXXX XXXX apartment address ( XXXX XXXX XXXX ). I informed him that our son has not lived there since XX/XX/XXXX and that he never used that mailing address.
I checked our credit score onXX/XX/XXXX and found that Hunter Warfield had reported the outstanding debt to the credit agencies in XX/XX/XXXX
I called Hunter Warfield on XX/XX/XXXXand spoke to XXXX XXXX. I informed XXXX XXXX that I had just learned that Hunter Warfield reported the debt to the credit agencies in OXX/XX/XXXX and that we had never received any information about the charges from either XXXX XXXX or Hunter Warfield. XXXX XXXX told me that Hunter Warfield had sent a written notice to our home address in XX/XX/XXXX. I told him that we never received a notice from them and I asked for a copy of the letter. He would not provide me with a copy. Given that I had no notice of the charge or their efforts to collect the debt, I asked them to withdraw the credit bureau notice to provide me time to review and validate the charges. He told me that they would not remove the credit bureau notification. He told me to pay the debt and they will notify the credit bureaus. I told him that was not the same as withdrawing the notification.
As of XX/XX/XXXX, I still had not received a copy of the XXXX XXXX charges. Therefore, I called Hunter Warfield to inquire on the status. My call went into the general voice mailbox where I left a voicemail with my information and question.
I called Hunter Warfield on XX/XX/XXXX as I still had not received the information nor a return phone call. I spoke to XXXX in Support Services and explained that I had not received the XXXX XXXX invoice. XXXX reviewed my past call history and found my request for the invoice. He said that the information had not been sent and that he would ensure it went out this time. I again asked for a copy of the original Hunter Warfield notice letter that they claim was sent to my home address. He said they dont send out copies of these letters.
Given the inability to verify the debt and the lack of notice, I again requested that they remove the credit bureau notice while we resolve the issue. He told me that they could not do it and that I should just settle the debt. He added that its Hunter Warfields policy was to wait 90 days from receipt of an account before filing a report with the credit bureaus. I reminded him that I never received a written notice prior to XX/XX/XXXX. Furthermore, I also pointed out that even if they sent me a letter in XX/XX/XXXX, which I never received, their notice to the Credit Bureaus occurred before the letter would have arrived. Given these facts, I asked to escalate the issue to a manager. He said he would talk to his supervisor and put the call on hold. He came back several minutes later and told me the answer was no.
On XX/XX/XXXX I received a copy of the XXXX XXXX Invoice. Im currently in the process of contacting them to review and verify the charges.
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| 09/23/2022 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Servicemember |
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Date XXXX On this day I contacted Hunter Warfield a debt collection agency ( XXXX ) XXXX Address XXXX XXXX XXXX XXXX XXXX, FL XXXX says I owe debt in the amount of {$4500.00} to XXXX XXXX XXXX located at XXXX XXXX XXXX XXXX, XXXX TX XXXX Phone number is XXXX. We have talked to them on several occasion to dispute this debt. I was not properly notified by XXXX XXXX XXXX located in XXXX TX as proof of debt or any type of notification of debt to my address. They sent me to collection agency called Hunter Warfield without proper notification to me or given 30 days to dispute this debt prior to being sent to a collection agency. Contacted XXXX XXXX XXXX and they stated they could not talk about the debt since it has been moved over to collections. Again, no verifiable proof of debt in the amount of {$4500.00}.
On XXXX XXXX I spoke with someone at Hunter Warfield asking for verifiable proof of this debt in writing with pictures, itemized invoice of work, labor cost for parts and they did not provide that information to me in writing within 30 days and have continued to pursue the debt they say I owe without the requested information. On XX/XX/2022 I spoke with Hunter Warfields agents/representatives, and they were rude, and non-compliant with my request and what I had requested on XXXX XXXX. The representatives names are XXXX XXXX and XXXX XXXX. Their justification of notification was sent via e-mail with an email that does not identify Hunter Warfield. The e-mail that was used was XXXX. In the tag line it states you have an encrypted message that was sent on XXXX XXXX, which is way past the date of 30 days of verifiable proof, which was not what was asked from them we asked of this to be in writing by mail not by e-mail. This is not proper notification of debt or what I had requested from them. I wanted hard copies from XXXX XXXX XXXX located at XXXX XXXX XXXX XXXX, XXXX TX XXXX with proper invoices, pictures of alleged work, details invoices of products that was used, and yet it was not provided by Hunter Warfield as requested within 30 days of XXXX XXXX.
XXXX XXXX XXXX in XXXX TX failed to properly notify of debt prior to sending to a debt collection agency and never received a bill in my name to my address. Hunter Warfield failed to send proper notification of debt and items requested by mail, not by email within 30 days of items that were requested. There for I feel the debt to be absolved by XXXX XXXX XXXX and Hunter Warfield as they failed to send proper notification of debt, improper reporting of alleged debt to the credit bureaus. There for resulting both agencies to be in violation of the Fair Debt Collection Act XXXX XXXX.
Hunterwarfield I also believe used deceptive collection practices by using an e-mail address that does not include their identity in pursuit of un fair and deceptive practice of collection and notification in an attempt to collect a debt, which make them seem as if they purposely do this to say the contacted the person who they are trying to collect a debt from, which they know that the e-mail they used does not represent their agency in any way shape or form or identify who they are.
Let me reiterate the fact that there was no notification of original debt from XXXX XXXX XXXX of debt sent to my XXXX XXXX or verifiable proof of debt not sent to me in my name to my address located at XXXX XXXX XXXX, XXXX XXXX, Kansas XXXX. XXXX XXXX XXXX sent me to a collection agency when they did not in no way shape of form deliver proper notification to dispute any charges, before they decided to do improper reporting and send to collection agency which is a clear violation of my rights under the Fair Debt Collection Act.
Hunter Warfield ( XXXX ) XXXX Address XXXX XXXX XXXX XXXX XXXX, FL XXXX failed to use proper notification and verification of debt as requested and used deceptive practices by using an email for notification using an e-mail address that does not identify who they are and when the items were requested to be in writing withing 30 days.
I feel that both companies are in violation of the Fair Debt Reporting Act and there for the debt should be removed from my credit reports and absolved immediately.
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| 04/15/2019 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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This is a second complaint against Hunter Warfield. They recently responded to my previous complaint numbered XXXX. Unfortunately, their response is misleading and deceiving and further proves that they are attempting to defraud me of money and unjustly enrich themselves. Their response provides me with several pictures of the location. I agree that it is the location I lived at, and that those are pictures of the location, but I disagree that all those pictures are from when I lived there. There is no dates on those pictures so they could be from any time. I will provide you of pictures I took with the dates on the negatives from my phone to show you what the place looked like when I was moving out. It's not anywhere near as bad as what they are portraying.
Furthermore, a lot of the itemization they are attempting to charge me for are things that were not warranted, nor applicable to the repairs necessary to get the property in a living condition. For example, They are attempting to charge me for numerous blinds. That property did not have a single blind when I moved in. If the apartment is attempting to claim they did, I demand to see the initial walk trough with my signature that lists them. They are also attempting to charge me {$600.00} for a stove. Again, the location did not have a stove when I moved in. I had to bring my own as well as my own fridge. If they are claiming I owe them money for a stove, I will repeat myself in asking the initial walkthrough with my signature showing it listed. Not only do I not owe them a stove since there was never one there to begin with, that is MY FRIDGE I left behind in those pictures. They owe ME money for my fridge. It is the same with the security screen door. I had that bought and installed. I was never reimbursed for it nor was it deducted from my rent. They owe me money for that as well. That is not to say that I don't agree with some of the charges. Obviously the place needed new screens and some paint and drywall repair as well as some drawers and cabinet replacements but not anywhere near what they are attempting to charge me for. It did also need a new toilet.
Based on my calculations here is what should be charged using the same template they used and at their prices. Those numbers are outrageous by the way. Keep in mind I have my own invoice from a contractor showing what the estimated repairs should be.
Livingroom : 3 Screens XXXX Security Gate ( I provided and left it ) XXXX Total XXXX Kitchen : Kitchen Cab door make new one XXXX 4 bulbs ( Questionable ) XXXX Refrigerator ( I provided and left it ) XXXX Total XXXX Hall : Fix Cab Door XXXX New Drawer XXXX Total XXXX XXXX1 : 2 Screens XXXX Total XXXX Bed 2 : Door XXXX Trim XXXX 2 screens XXXX Bi-pass closet door XXXX Total XXXX Bath : New toilet XXXX TP Holder ( Questionable ) XXXX Paint and Drywall Repairs ( Outrageous! ) XXXX 25 % XXXX Total XXXX Grand Total XXXX Tenant Security Deposit XXXX Amount due XXXX So according to their own estimates of repairs needed at their prices, I should only owe {$330.00} once you include my security deposit and the fact that they kept my Fridge and my security gate, and never provided a stove nor blinds to begin with.
If you actually look at the invoice I was given by a contractor who gave me an estimate of repairs actually needed, Here is what it should really look like.
5 screens material and labor {$170.00} Fix Cab door {$30.00} New drawer {$65.00} New Door {$80.00} Bi-Pass Closet Drawer {$150.00} New Toilet {$180.00} Paint and Drywall Repairs {$120.00} 25 % {$30.00} Refrigerator ( My own ) XXXX Security Gate ( My own ) XXXX Grand Total {$390.00} Tenant Security Deposit XXXX Amount Due $ XXXX I should be owed {$100.00}. Even if you add the trim for the door replacement at the landlords contractor price, I'm still owed {$55.00}. In any case, for them to claim I owe them $ {$2200.00} AFTER they kept my deposit is extortion and I will not stand for it. I am now absolutely demanding they cancel this debt and remove it from my credit report immediately or I will file this in small claims court in 30 days And list the apartments and Hunter Warfield as well.
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| 03/19/2019 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I have been trying to get a collection agency named Hunter Warfield to provide me with proof that I owe a debt they claim I owe. They claim I owe them {$2200.00} for an apartment I used to live in a few years ago. Because I left the apartment in good standing and paid my rent until my lease end date, and because I also had a {$500.00} deposit which was never returned to me, I felt these charges were ridiculous. I understood that apartments have to clean after tenancy ends regardless of the condition of the property, but that number should only be a few hundred dollars. To charge me {$220000.00} ON TOP of my deposit already taken is fraudulent and just a way for the apartments and it's collection agency to extort money from me.
On XX/XX/XXXX I sent Hunter Warfield a validation of debt request in writing specifically asking for the itemization of charges. Hunter Warfield did actually provide me with a ledger showing what all the charges were for. I commend them for that because at least I know they attempted to adhere to the F.D.C.P.A. up to that point. The letter was dated XX/XX/XXXX. The problem is that now I can not get a hold of a Hunter Warfield representative if my life depended on it to challenge this vague and ambiguous itemization. I have attempted on numerous days for the last month to contact Hunter Warfield to no avail. I have called XXXX which is the number sent on the " validation of debt '' notice sent to me by XXXX XXXX the collector I will assume is handling my case. I have also called XXXX which is what is on the collection notice they sent me. I have called XXXX which is the number listed on XXXX for Hunter Warfield. I have even called XXXX which is the number listed on the Hunter and Warfield website reserved specifically for their " clients. '' I have attempted every single one of those numbers numerous times over numerous days at all hours of the day starting from XXXX XXXX. up to XXXX XXXX pacific standard time. On every single occassion except one, I never reach a live representative even though I am holding for 6-7 minutes. Eventully the call gets sent to a voicemail asking me to leave my number and name. This happens if I dial for the collections department, if I dial for the operator, if I dial for the Spanish department, or any other department.
After trying numerous times today I finally reach a live operator. I attempt to inform her of my plight and how I never reach a live representative and I have been attempting to communicate with someone for a month. I tell her how the itemization is frivolous and ambiguous and I really need to talk to someone. Also that every time I attempt any department I reach a voicemail and that I needed to speak to someone now. What does she do?, she transfers me to the collection department and it goes to voicemail again. Well I've had it. I am filing this complaint not only because I do not owe this bill, but because Hunter Warfield does not follow proper procedure for collecting a debt,. Even if I did agree to this debt and chose to pay it, I couldn't. No one ever answers the phone. But for clarity 's sake, I DO NOT OWE THIS BILL.
I will send you a copy of the itemization Hunter Warfield forwarded to me. At face value, it would seem this debt is legitimate. Upon close inspection however, you will notice that the itemization is flawed. On the itemization it lists everything accordingly except the portion of repairs and maintenance. It simply states repairs and maintenance {$2300.00}. It does not list what those repairs were. It does not list anything simply an arbitrary number of {$2300.00}. Because the itemization provided lists removing all trash from property for {$250.00}, and carpet cleaning for {$50.00}, and house cleaning for {$150.00}, then why aren't the repairs itemized and listed? The reason is that those charges are fraudulent. The property did not need {$2300.00} in repairs. This is clearly extortion and I demand this account be removed from my credit report and for this debt to be cancelled immediately. My deposit already covered the costs of all the cleaning and I paid all my rent dues.
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| 11/28/2023 |
Yes |
- Debt collection
- Rental debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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In XX/XX/ I moved out of a property XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ). Upon moving out, they sent my remaining balance to collections without answering any of questions on the alleged charges which I believe were wrong. After I moved out, I received a call from a collections agency ( Resident Advocate ), where I explained what had happened, disputed the debt and asked for a validation of debt since I had not received anything from the property itself. During that call, the collections agents explicitly told me that this alleged debt will not be reported to the credit bureaus and that they will provide me with the information requested.
While I waited for them to provide the response, I tried contacting the property as well via email, phone calls, and even walked up their office but could not meet the manager and never got any response.
The phone calls from the collections company kept continuing ( without providing me with a Validation of Debt ) and some time in XXXX I requested to be provided a Validation of Debt again. In this phone call I was again explicitly told that this alleged debt will not be reported to credit bureaus After this point, I stopped answering the calls from them because they were not entertaining my dispute and request of a validation of debt On or around XX/XX/, I found out that the collections agency had in fact reported the alleged debt to credit bureaus and it was not reported as a disputed debt. As soon as I found out, I contacted the property via email and informed them that I will be lodging a formal complaint with the CFPB if they do not respond to me. That is the only time I was able to get a response from the property ( took them 6 months ) At the same time I also contacted the collections agency where I raised my concerns again. I disputed the debt again and asked for a validation of debt, and informed of intention to pay once the dispute is resolved. The agent informed me that my dispute was received and that I will be receiving a follow up email acknowledging the dispute, the next steps and when the dispute is resolved. I also asked them why was the alleged debt was reported to the credit bureaus when I was explicitly informed it will not happen, the agent informed me that it was a different collection agency and the alleged debt had since transferred to a different collection agency and they can not speak to why they would have done so However, I had called the original collection agency ( Resident Advocate ) which was able to transfer my call to the new agency ( Hunter Warfield ) which makes me wonder they are both related somehow. Looking through the websites it also seems they are related and not sure why they would be passing inaccurate information ahead This was the third time, I had disputed the debt and asked for a validation of debt. Again I waited for a few weeks but I was not provided with any of the information requested nor an acknowledgement of the dispute On XXXX XXXX XXXX XXXX I sent emails to both collection agencies, explaining everything, disputed the debt again and asked for a response but to this day I have not received any information regarding my dispute To summarize : 1 ) I have disputed the alleged debt 4 times since XXXX XXXX ( 3 times over the phone and once via email ) but to this day I have not received any acknowledgment on the dispute and it has not been resolved nor have I been provided with a validation and breakdown of the alleged debt 2 ) I was explicitly informed twice that this debt will not be credit reported but it was still credit reported and not reported as disputed Per my understanding, these are also FCRA violations and as a result of these, my credit score was significantly impacted, which not only caused me emotional stress but also financial stress as it directly affected my plans to obtain credit for different reasons ( auto loan, credit card ) due to now having a significantly lower credit score. I am being denied for credit that I had pre-qualified offers from The alleged debt was identified to be {$190.00} and I have disputed it to be {$170.00}
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| 04/24/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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XXXX XXXX XXXX XXXX XXXX, GA XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FLXXXX ( XXXX ) XXXX XXXX : Account # XXXX I have previously sent you a request to validate my debt under the Fair Debt Collection Practices Act and all I received was an itemized list of the alleged charges you claim I owe you. This does not meet the Federal Trade Commissions guidelines of what constitutes proper debt validation In addition, in the case of Spears Vs. Brennan ( IN THE COURT OF APPEALS OF INDIANA, No. 49A02-0003-CV-169 ), the court ruled that : 15 U.S.C. 1692g ( b ) ( emphasis added ). On XX/XX/XXXX, nineteen days after the date of Brennans debt collection letter, Spears counsel XXXX sent Brennan a letter declaring that Spears disputes your debt collection-related allegations, denies the same, and demands strict proof and verification thereof. Record at 21. As such, Brennan should have ceased his debt collection efforts immediately upon receiving that letter. Instead, Brennan proceeded to obtain a default judgment against Spears on the debt collection claim before he had mailed Spears the necessary verification and, thus, violated 15 U.S.C. 1692g ( b ).
Brennan maintains, however, that there was no violation of the FDCPA because he sent adequate verification of the debt [ to Spears ] in the XX/XX/XXXX notice of claim. Brief of Appellee at 13. Specifically, Brennan claims that a copy of the consumer credit contract between Spears and American General attached to the notice of claim provided sufficient verification of the debt within the meaning of 15 U.S.C. 1692g ( b ). We can not agree.
The contract in no way provides sufficient verification of the debt. A review of the document reveals that it identifies only the terms of Spears loan, including a 17.99 % annual interest rate and the original loan amount of {$2500.00}. The loan agreement contains no accounting of any payments made by Spears, the dates on which those payments were made, the interest which had accrued, or any late fees which had been assessed once Spears stopped making the required payments. Indeed, the existing unpaid contract balance at the time Brennan sent the debt collection notice was at least {$350.00} more than the original loan amount. Therefore, Brennan violated 15 U.S.C. 1692g ( b ) when he failed to cease collection of the debt by obtaining a default judgment against Spears after Spears had notified Brennan in writing that he was disputing the debt but before Brennan had mailed verification of the debt to Spears. We reverse the trial courts entry of summary judgment in favor of Brennan on this issue.
I notice that you are still reporting this collection on my credit report, which is considered to be a collection activity. You are now in violation of the FCPDA, and are now subject to fines of {$1000.00}, plus actual damages and attorneys fees, which I may collect from you by filing a claim in small claims court. These collections on my credit report are causing me severe problems in trying to purchase a home and the damage could lead into the $ 1000s.
You should also be aware that reporting such invalidated information to major credit bureaus might constitute defamation of character, as the negative marks on my credit report harm my credit and prevent me from enjoying all the benefits of good credit. In addition, the Fair Credit Reporting Act ( FCRA ) does not allow the inaccurate reporting of information on my credit report and under this act. Therefore, if you do not immediately remove this account from my credit report, you are subject to another {$1000.00} fine, plus punitive damages. I'm sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies.
I intend to follow through with the suit if I do not hear back from you within 15 days.
I look forward to hearing from you, XXXX XXXX Please remove this account from my credit and do not contact me by phone only contact me by mail or by CFPB portal.
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| 06/26/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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As of XX/XX/XXXX I recently got a copy of my Consumer report and in my findings I found Numerous Inaccuracies being reported to the Consumer reporting agencies XXXX XXXX XXXX as well as these debt collectors XXXX XXXX XXXX ( ACCOUNT # XXXX ) XXXX XXXX ( ACCOUNT # XXXX ) XX/XX/XXXX ( # XXXX ) XXXX XXXX ( # XXXX ) PA child support enforce ( ACCOUNT # XXXX ) XX/XX/XXXX ( ACCOUNT # XXXX ) XXXX ( ACCOUNT # XXXX ) ( ACCOUNT # XXXX )XX/XX/XXXXXXXX XXXX ( ACCOUNT # XXXX ) Each one of these accounts states : Account Status CLOSED_CHARGE_OFF or Payment after Charge Off Which are VIOLATING MY CONSUMER PROTECTION RIGHTS by reporting inaccurate/incorrect information of these debts they are reporting each debt to my consumer report as Closed and charge-off accounts which I found to be in clear violation of my consumer protection rights NOTICE TO AGENT IS NOTICE TO PRINCIPLE NOTICE TO PRINCIPAL IS NOTICE TO AGENT It States Under Federal Law:15 US CODE 1681 SXXXX2 RESPONSIBILITIES OF FURNISHERS OF INFORMATION TO CONSUMER REPORTING AGENCIES ( a ) DUTY OF FURNISHERS OF INFORMATION TO PROVIDE ACCURATE INFORMATION1 ) PROHIBITION ( A ) REPORTING INFORMATION WITH INACCURATE KNOWLEDGE OF ERRORS A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
DUTY : a moral or legal obligation ; a responsibilityACCURATE : correct in all details ; exactPROHIBITION : a law or regulation forbidding something As defined by The IRS Even if you didn't receive a form 1099-C you must report canceled debt as gross income on your tax return.
The IRS clearly defines a charge off as gross or ordinary income, INCOME DOES NOT GET REPORTED ON THE CONSUMER REPORT which in fact makes your reporting of this account inaccurate!
By definition The IRS clearly says a canceled or charge off is income. the reporting of this account as a debt is inaccurate 15 USC 1681s-2 says you the debt collector are a furnisher of information to a consumer reporting agency.
You ARE PROHIBITED BY LAW to furnish inaccurate information and I demand you to Cease and Desist the reporting of incorrect/inaccurate information immediately.
15 USC 1681 s-2 ( a ) ( 1 ) ( A ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate the lender must file from 1099-C and send you a copy if the amount of debt canceled is {$600.00} or more and the lender is a financial institution, credit union, federal government agency, or other applicable entity as discussedEarlier in chapter 1.the above paragraph is taken directly from the IRS 2021 publication.
SEND ME MY FORM 1099-C that you should have sent when you filed the account as a canceled debt. Which they did not do which is also a violation of my consumer protection rights and also tax fraud.
15 us code 1681 s - 2 ( a ) DUTY OF FURNISHERS OF INFORMATION TO PROVIDE ACCURATE INFORMATION1 ) PROHIBITION ( B ) REPORTING INFORMATION AFTER NOTICE AND CONFIRMATION OF ERRORS A person shall not furnish information relating to a consumer to any consumer reporting agency if- ( I ) the person has been notified by the consumer, at the address specified by the person for such notices thats, that specify information is inaccurate ; and ( II ) the information is, in fact, inaccurate.
In conclusion I have shown you and you have been put on notice that you are reporting inaccurate information. the information is, in fact, inaccurate.The continued reporting of this inaccurate information is a clear violation of the law15 USC 1681 s-2 of your responsibilities as a furnisher of information.You have caused me and my family severe harm due to your negligence and inaccurate reporting.
This is a final opportunity to CURE and DELETE this Erroneous, inaccurate account from my Consumer report.
YOU HAVE 10 calendar days to DELETE THESE ACCOUNTS FROM MY CONSUMER REPORT
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| 02/18/2021 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Consumer Complaint : To whom it may concern, First of all, I would like to thank you in advance for processing my complaint. However, I am infuriated with XXXX XXXX behavior and asked you with all sincerity as an American citizen, that something be done about XXXX XXXX unethical, immoral and disgusting behavior to stop them from abusing consumers rights like myself with no repercussion. Now this, I found out that XXXX XXXX has illegally damaged my credit making it impossible to get the mortgage for the home I am purchasing! I can not believe it ; I can only imagine how many other consumers whom rights are being infringe upon by XXXX XXXX and it appears that XXXX XXXX does not have any remorse or desire to work within the law that should protect consumers such as myself. I know people feel as though their consumer rights are not being protected by the law, because I do. XXXX XXXX has been compelled to adhere to the rules and regulation in both the Federal Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ) to ensure fairness, accuracy and provide protection for consumers rights. So, with that being said, what makes XXXX XXXX so powerful that their company supersedes Federal Law? How and why is XXXX XXXX able to continuously blow off consumers, by responding to their legitimate complaints with their bogus and frivolous responses that do not have any merit, untrue and hearsay IF they respond at all? The fact of the matter is that XXXX XXXX has violated my consumer rights according to both the Federal Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). More so, this is an urgent matter and I respectfully request that your office respond promptly. I believe their actions are unlawful, shameful, vile and without merit. With that being said, it is distasteful for them to throw a curb ball of this magnitude, especially when they CONTINUOUSLY REFUSE to Validate the Debt which I have requested via phone, email AND letter, I believe they will not do so due to the fact that THIS IS NOT MY DEBT, I have NEVER had or signed ANY account with XXXX XXXX. Therefore, I believe the possible violations are as follow ( s ) but not limited to : 1. The Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681b ( c ) : Transactions Not initiated by Consumer. 2. 607. Compliance procedures : ( b ) Accuracy of report ( 15 U.S. Code 1681e ) 3. 616. Civil liability for willful noncompliance ( 15 U.S.C. 1681n ) 4. 616. Civil liability for negligent noncompliance ( 15 U.S.C. 1681o ) 5. Continued to attempt to collect a disputed debt is a FDCPA violation according to FDCPA-Validation of Debts 15 U.S.C. 1692g ( b ) 6. 15 U.S.C. 1692e False or misleading representations 7. 15 U.S.C. 1692f Unfair practices 8. FDCPA-Validation of Debts 15 U.S.C. 1692g 9. Extortion 10. FRAUD by knowingly attempting to execute, any trickery scheme with the intent to defraud a consumer/ debtor. 11. 15 U.S. Code 1681i ( B ) ( i ) ( ii ) and ( iii ) Requirements relating to reinsertion of previously deleted material 12. FCDPA-Communicating false credit information-807 ( 8 ) 13. FCDPA-Falsely obtaining information about me-807 ( 10 ) 14. FCDPA-Creditor Misrepresentation of Identity-807 ( 14 ) 15. The debt collector shall cease all collection once the item has been disputed according to FDCPA-Validation of Debts 15 U.S.C. 1692g ( b ) 16. FDCPA-Implying my account ( s ) have been turned over to purchasers XXXX XXXX 17. XXXX XXXX fail to provide proof of the legal AUTHENTIC/ORIGINAL contract or other instrument bearing my signature that proves I agreed to pay them for the alleged debt. Due to the fact, I NEVER sign a contract agreeing to pay XXXX XXXX. Furthermore, I probably would have never found out about this litigation against me if I would have not have applied for a mortgage to purchase my home under the belief that I have NO collections and therefore am able to obtain a mortgage with favorable conditions. Please assist me in reviewing this illegal activity.
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| 12/05/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Once again this company is trying to place false information on are credit reports. When we have emails and a letter from the property manager saying that we don't owe that amount also have letter from the courts letting us out are lease and dismissing the case. We also have witness from previous tenants saying they always had the same issues with the leaks that they are trying to charge us for which they tried to charge the previous tenants as well. I have work orders showing how I kept putting them in for the toilet leak which they never fixed and now they trying to charge. We have videos and pictures of how we left the apartment clean and neat. We also have statements from the city health inspector. And we will sue this collection agency for putting false information on are credit reports its against the law to place false information we have all the documents to back this up and they need to take it off asap or we will file a law suite and also go to the local news we moved because they never fixed anything and a stray bullet came through the window while my 9 month old grandson sat a few feet away we lived with a bullet hole in the wall and in the window for 5 months they never fixed and they would never fix the leaky toilet which I have over a dozen work orders that I placed. I also have a hand written letter and emails from the property manager and a recorded conversation with the corporate office which I informed her she was being recorded for my records and I was told that they agreed we didnt owe those charges. We have all this we left that apartment spotless we have the videos and the pictures showing it And a letter from the health inspector from the city and a neighbor who came over as a witness her and her son signed a witness statement saying the apartment was cleaned and in good condition and tenants before me saying they had the same issues with the leaks that they are now trying to charge us for after I placed dozens of work orders and they never fixed it. I have the letters from the courts as well. This collection agency will be sued because this is placing false information on someone's credit report which is not right at all. And we will fight this nail and tooth because we know its wrong please send your proof that we do not owe this amount when we asked the leasing office to come do a walk through exit so they can see the condition of the apartment upon exit they didnt have time to come we have that on email as well the property manger emailed me and said they were short of staff in the office that day and wouldn't be able to make it I made sure I communicated through emails. Which the clerk of the courts advised us to do we did just what the attorney office at the courts told us to do to have proof we have videos of the apartment with me saying the date and time out loud so it can be shown the condition that we were leaving the apartment it was spotless even have a receipt from the guy that cleaned the carpet that we paid and a picture of him cleaning it. We have prior tenants that will speak on how they had the same issue with the leaks and have work orders that they place as well and they were charged for the same thing the floor because of the leaks that they never fixed the inspector even wrote in his report that it was the complex fault of the leaks never fixing it we are surprised we didnt fall through the floor. This is not right and with all are proof we are sure we have a case and will sue and go to the news something needs to be done about these collection agency placing incorrect information on peoples credit reports without proof please send pictures from the complex of the condition they are saying it was left in because we have pictures and a full video of the apartment cleaned. And a letter from the courts saying the case was dismissed and we were let out of the lease and also a email from the manager saying she was letting us out the lease and her saying we dont owe that amount.
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| 03/13/2020 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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H. Warfield has added an account showing me as being deliquent with them. I have never contracted to do business nor are they in receipt of any such request on my behalf. I have sent them a cease and desist letter because of the following : Please supply the information below so that I can be fully informed : Why you think I owe the debt and to whom I owe it, including : The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed. If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I might know them, if that is different from the official name. In addition, tell me when the current creditor obtained the debt and who the current creditor obtained it from. Provide verification and documentation that there is a valid basis for claiming that I am required to pay the debt to the current creditor. For example, can you provide a copy of the written agreement that created my original requirement to pay? If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide verification and documentation about why this is a debt that I am required to pay. The amount and age of the debt, including : A copy of the last billing statement sent to me by the original creditor. State the amount of the debt when you obtained it, and when that was. If there have been any additional interest, fees or charges added since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each added amount. In addition, explain how the added interest, fees or other charges are expressly authorized by the agreement creating the debt or are permitted by law. If there have been any payments or other reductions since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each of them. If there have been any other changes or adjustments since the last billing statement from the original creditor, please provide full verification and documentation of the amount you are trying to collect. Explain how that amount was calculated. In addition, explain how the other changes or adjustments are expressly authorized by the agreement creating the debt or permitted by law. Tell me when the creditor claims this debt became due and when it became delinquent. Identify the date of the last payment made on this account. Have you made a determination that this debt is within the statute of limitations applicable to it? Tell me when you think the statute of limitations expires for this debt, and how you determined that. Details about your authority to collect this debt. I would like more information about your firm before I discuss the debt with you. Does your firm have a debt collection license from my state? If not, say why not. If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. If you are contacting me from a place outside my state, does your firm have a debt collection license from that place? If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. I have asked for this information from them because I have some questions. I need to hear from them to make an informed decision about your claim that I owe this money. I am open to communicating for this purpose. In order to make sure that I am not put at any disadvantage. Please remove this entry until all research and validations are completed. I have no idea who H Warfield.is.
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| 08/10/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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I had a lease which began XX/XX/XXXX and ended XX/XX/XXXX. I gave the notice to vacate XX/XX/XXXX. The leasing office claimed they lost or never received the notice.
On XX/XX/XXXX I was given a 3 day notice to pay rent or quit. I informed them that I would be vacating in XX/XX/XXXX.
On XX/XX/XXXX XXXX XXXX had an eviction summons served on my door with case number XXXX.
On XX/XX/XXXX, my attorney XXXX XXXX of XXXX XXXX XXXX served notice upon XXXX XXXX. In the notice, Attorney XXXX confirms that in reply to Community Consultant XXXX XXXX XXXX 's email on XX/XX/XXXX inquiring whether we planned to stay or vacate, the notice to vacate was given to the leasing office with a witness present on the very same day. I additionally emailed XXXX XXXX on XX/XX/XXXX informing her that we intended to vacate.
On XX/XX/XXXX I followed up with an additional email verifying and reiterating our intent to vacate the unit on XX/XX/XXXX and requesting to have the move out inspection scheduled for XX/XX/XXXX.
I have attached the emails with the representative from XXXX XXXX which evidence that they had written notice of our intent to vacate since XX/XX/XXXX.
On XX/XX/XXXX, XXXX XXXX XXXX emailed stating that they could not locate the notice to vacate.
I gave a notice to vacate 7 times in total through emails, written notice given in office, and XXXX notices given through my attorney serving notices upon XXXX XXXX.
We vacated the unit on XX/XX/XXXX. The unit was professionally cleaned and photos and videos were taken of the unit since the representatives refused to acknowledge that we vacated the unit or do the move out inspection.
I have the evidence attached verifying that the movers were paid and completed the move on XX/XX/XXXX. I have attached evidence of our new lease which began at our new residence in XXXX on XX/XX/XXXX.
Attorney XXXX XXXX served notice upon XXXX XXXX on XX/XX/XXXX which is attached. The notice verifies that multiple notices to vacate given, the unlawful actions of XXXX XXXX in their fraudulent billing and collection attempts, and the verification that they were paid in full.
When I moved out, my security deposit was kept by XXXX XXXX. They processed the deposit and rather than returning the {$900.00} they owed me which was the remainder of my credit for the pro rated rent of XX/XX/XXXX, they instead sent a bill that they had added preposterous unlawful fees and charges.
I had multiple emails with Resident Recovery collection services wherein they claimed they had added the fees and charges because we allegedly remained in the unit through XX/XX/XXXX.
With all of the aforementioned facts which verify that we vacated on XX/XX/XXXX and gave 7 notices to vacate in the same month, it is absurd that they would try to attempt such fraudulent and deceptive billing and collection practices. The lease ended XX/XX/XXXX.
On XX/XX/XXXX I received an email from XXXX XXXX with the fraudulent charges. I received multiple harassing calls from Hunter Warfield for the fraudulent debt collection. These calls were recorded.
On XX/XX/XXXX, I emailed XXXX XXXX reiterating that they owed me {$900.00} and their billing attempts were fraudulent and unlawful.
I spoke to the Resident Recovery department multiple times and sent them multiple emails in XX/XX/XXXX and XX/XX/XXXX. They refused to acknowledge their errors and refused to delete the fraudulent billing despite receiving all of the aforementioned evidence which is attached.
By XX/XX/XXXX, Hunter Warfield as representatives and debt collectors for XXXX XXXX, placed the fraudulent debt collection on my credit report. On XX/XX/XXXX, I immediately retained Law Offices of XXXX XXXX XXXX, XXXX.
Attorneys for Consumers XXXX XXXX XXXX XXXX # XXXX XXXX XXXX, CA XXXX XXXX to represent me for due to their violations of the Fair Debt Collection Practices Act.
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| 07/24/2020 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Servicemember |
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Hunter Warfield has added an account showing me as being delinquent with them. I have never contracted to do business nor are they in receipt of any such request on my behalf. Please supply the information below so that I can be fully informed : Why you think I owe the debt and to whom I owe it, including : The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed.
If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I might know them, if that is different from the official name. In addition, tell me when the current creditor obtained the debt and who the current creditor obtained it from. Provide verification and documentation that there is a valid basis for claiming that I am required to pay the debt to the current creditor. For example, can you provide a copy of the written agreement that created my original requirement to pay?
If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide verification and documentation about why this is a debt that I am required to pay. The amount and age of the debt, including : A copy of the last billing statement sent to me by the original creditor. State the amount of the debt when you obtained it, and when that was. If there have been any additional interest, fees or charges added since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each added amount. In addition, explain how the added interest, fees or other charges are expressly authorized by the agreement creating the debt or are permitted by law. If there have been any payments or other reductions since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each of them. If there have been any other changes or adjustments since the last billing statement from the original creditor, please provide full verification and documentation of the amount you are trying to collect. Explain how that amount was calculated. In addition, explain how the other changes or adjustments are expressly authorized by the agreement creating the debt or permitted by law. Tell me when the creditor claims this debt became due and when it became delinquent. Identify the date of the last payment made on this account. Have you made a determination that this debt is within the statute of limitations applicable to it? Tell me when you think the statute of limitations expires for this debt, and how you determined that. Details about your authority to collect this debt.
I would like more information about your firm before I discuss the debt with you. Does your firm have a debt collection license from my state? If not, say why not. If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. If you are contacting me from a place outside my state, does your firm have a debt collection license from that place? If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. I have asked for this information from them because I have some questions. I need to hear from them to make an informed decision about your claim that I owe this money. I am open to communicating for this purpose. In order to make sure that I am not put at any disadvantage.
Please remove this entry until all research and validations are completed. I have no idea who Hunter Warfield are.
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| 10/27/2021 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I lived at a property called XXXX XXXX XXXX. We had lived there for one lease term ( 12 months ) already and renewed our lease for another 18 months of XXXX of XXXX. In XXXX of XXXX we learned the noise levels in the property were affecting our health because our unit was facing the freeway, was within 40 feet of the freeway, and the noise levels were above 60 decibels at all times. My XXXX had been suffering after my XXXX and i was nearly XXXX in my apartment. We told the property manager and he indicated we had a buyout option in our lease.
Our lease allowed us to buy it out on 60 days notice for XXXX. It also contained a clause saying if the letter of notice and money was accepted, the buyout was complete.
I provided a letter on XX/XX/XXXX stating that we were going to vacate as of XX/XX/XXXX ( but we left XX/XX/XXXX ), due to the noise levels and the impact on our health and that and that of our XXXX XXXX. In the letter I stated that because of those reasons we hoped theyd accept the short notice. They accepted the money.
However, after the fact, they stated that we gave them defective notice and owed them XXXX. They did not return our security deposit. I tried talking to the manager via email since he had accepted the notice and the buyout fee but he wouldnt speak to us. He was a new manager since the apartment had just changed ownership. We were already frustrated because as soon as they took over theyd raised our rents. He was open to discussion then, so we tried talking this out with him as well.
He did not care what the language in our contract stated. At He was adamant we owed 19 days of rent for 19 days deficient notice. At the time I was a practicing corporate attorney, so I understood our contract well. I explained in our buyout option it said if they accepted our payment then our notice was accepted. Since he has accepted it, and hadnt said anything about it being defective etc, we had satisfied our obligations. I told him that as far as I understood, under the law, they would still have the ability to seek recompense for any actual damages, i.e. perhaps he could sue us for any actual amounts the business lost due to the defect in our notice if he couldnt rent the unit back out before the end of the notice period. He didnt speak with me further. XXXX XXXX then proceeded to take legal action some months later. I disputed the claim, as we exercised our buyout right and that absolves us from any further debt to the landlord. They can not claim XXXX for insufficient notice after accepting our buyout fee as reflected in our lease document.
They have harassed us with phone calls from Hunter Warfield. Theyve contacted family to talk with me. Ive told them I dispute the debt. They had no desire to work it out. I do not appreciate being harassed. I called to discuss the matter with Hunter Warfield after they hired another company called XXXX to contact me and transfer me to them. They didnt allow the XXXX agent to tell me who was speaking. XXXX called me on XX/XX/XXXX and XXXX. They contacted my family members the same day. On the XXXX i spoke with XXXX and said to tell their client I would speak via email or letters but didnt prefer phone calls since I couldnt document them. They also had XXXX contact my family members ( my little brother ). Hunter Warfield called me that day. They wouldnt talk to me unless I provided an account number. I tried to explain the situation ( and also that I dont have an account number ). The Hunter Warfield agent said I wasnt being harassed and then hung up on me when I tried to explain.
I am appalled by the behavior of all companies involved and believe that action should be taken. I am XXXX and trying to get XXXX benefits and have a lot of debt I do owe, so being harassed for something I dont owe is very frustrating and makes me feel very poorly.
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| 02/11/2021 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I am writing a complaint against HUNTER WARFIELD Account # XXXX the Original Creditor : XXXX they are in violation State and Federal laws. Non-compliance violations of FCRA and FDCPA statues on fraudulent extortion. I wrote to HUNTER WARFIELD on XX/XX/XXXX a letter of validation and it was deliver to them on XX/XX/XXXX. They wrote back on XX/XX/XXXX not answering any of the questions or sending any of documents I required. In the letter I wrote they fail to complete the form with questions and documents : CREDITOR/DEBT COLLECTOR DECLARATION Please provide all of the following information and submit the appropriate forms and paperwork within 30 days from the date of your receipt of this request for validation. ______________________________________________________ Name and Address of Alleged Creditor : ______________________________________________________ Name on File of Alleged Debtor : _____________________________________________________________ Alleged Account # : XXXX Address on File for Alleged Debtor : ____________________________________________________________ Amount of alleged debt : _____________________________________________________________ Date that this alleged debt became payable : _____________________________________________________ Date of original charge off or delinquency : ___________________________________________________ Was this debt assigned to debt collector or purchased? XXXX Amount paid if debt was purchased : XXXX Commission for debt collector if collection efforts are successful : Please attach a copy of the agreement with your client that grants XXXX the authority to collect this alleged debt. Also, please attach a copy of any signed agreement debtor has made with debt collector, or other verifiable proof debtor has a contractual obligation to pay debt collector. Please attach a copy of any agreement that bears the signature of debtor, wherein he/she agreed to pay creditor. Please attach copies of all statements while this account was open. Have any insurance claims been made by any creditor regarding this account? YES or NO ( circle one ) Have any judgments been obtained by any creditor regarding this account? YES or NO ( circle one ) Please provide the name and address of the bonding agent for ( Name Of Debt Collector ), in case legal action becomes necessary : XXXX XXXX XXXX XXXX Authorized Signature For Creditor Date __________________________ 2 ) Collection agencies " Re-Age '' my account by reporting the date of last activity instead of the date of XXXX delinquency : Consumer Protection afforded by the FCRA Section 605 ( c ) damages.3 ) They fail to report that this item as disputed debt to the credit bureaus. Protection afforded by the FDCPA Section 807 ( 8 ) fine.4 ) They have validated the debt and still continue to report to the credit bureaus. Consumer protection afforded by the FDCPA Sec. 809 ( b ) FTC opinion letter XXXX from XXXX a fine.5 ) They are reporting my history inaccurately. Defamation, financial injury. U.S. Court of Appeals, XXXX XXXX, XXXX. XXXX, XXXX vs XXXX XXXX. 6 ) XXXX v. XXXX XXXX XXXX, XXXX XXXX, XXXX ( XXXX. XXXX XXXX ), the district court awarded a consumer XXXX for anguish resulting from denials of a mortgage due to inaccurate credit reports. The Sixth CircuiXXXX affirmed. 689 F.2d 72 ( 6th Cir.1982 ). 7 ) Show me that you are licensed to collect in my state. 8 ) ) Provide me with your license numbers and Registered Agent. This is harming me as consumer of reporting inaccurate and errors not only you but the credit bureaus. Who refuses to correct information after provided proof of inaccuracies. Defamation, willful injury. FCRA Section 623 CUSHMAN v. TRANS UNION CORPORATION US COURT of Appeals for the Third Circuit Court Case 115 F3d 220. If this is not removed from all CRA with 15 days we will be pursuing legal actions.
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| 03/25/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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Bills turned over to collection agency BEFORE ever being sent to renter who moved out! XXXX different invoices turned over with bogus charges. On XXXX/XXXX/XXXX my son moved out of his student housing apt . at XXXX XXXX ( XXXX ). He had worked for the complex for 4 yrs. as a maintenance tech. The manager, XXXX inspected the apartment. The XXXX roommates were told everything was good. They turned in their keys and signed out. I am one of the renters Mom and my name was on my son 's lease. He moved to an apartment in XXXX XX/XX/XXXX. That apt . ( XXXX XXXX XXXX ) requested and was sent a statement that my son was paid up at the XXXX BEFORE they would allow him to move in. We have a copy that paperwork signed by the manager. Months passed, in late XXXX XXXX and early XXXX XXXX, we started to receive phone calls from a Hunter Warfield. We had no idea what that was and thought it was a solicitor. On XXXX/XXXX/XXXX XXXX recieved an alert in the mail from Hunter Warfield, attempting to collect a debt! We had not received anything at all from XXXX although they had our home mailing address! I contacted XXXX XXXX with XXXX on XXXX/XXXX/XXXX. I explained we never received a bill or statement of charges and had no idea what this was about. She said she did n't have the info. only the bookkeeper ( XXXX XXXX ) did, and I could email her. I emailed her that day and many others, but NEVER heard back from the XXXX XXXX. I called again the next week, but did n't get an answer. I left several messages. I decided to call the corporate office in Texas to resolve the issue. I left messages for XXXX XXXX and the manager of apartment properties for the XXXX XXXX. No response from the company. On XXXX/XXXX/XXXX I received a call from Hunter Warfield! Up to this time only my son had received had gotten calls. Now I was getting them. I called back and was verbally harassed by the collections clerk. I explained we had never received any correspondence from XXXX and I felt it was unfair and unethical to turn something over to a collection agency before being billed. I was told too bad, that 's the way it is and the charge is with them now. I was not willing to speak with them any further until consulting an attorney and reviewing my legal rights. I have a XXXX credit rating and had never been late on a bill in over 50 years! I called XXXX XXXX more time to try to reach the bookkeeper, XXXX XXXX. She was unavailable, but the rental rep. pulled up the account and FINALLY emailed a statement of charges to me. Thank goodness for XXXX XXXX XXXX at XXXX. To my surprise, I received XXXX statements. XXXX dated XXXX/XXXX/XXXX for {$71.00} signed by XXXX XXXX, XXXX dated XXXX/XXXX/XXXX with an additional {$13.00} added for utility overage ( also signed by XXXX ) from XXXX, bringing the total to {$84.00}. We have no problem with these charges at all and are willing to pay these immediately. The third charge is dated XXXX/XXXX/XXXX and signed by XXXX XXXX for an additional " repair work '' of {$410.00}! Move in day for the new students is XX/XX/XXXX and these charges appeared over 45 days after all inspections were conducted. We have requested but are unable to obtain any other information, itemized statement, or pictorial proof of this damage or repair work. We are disputing this charge AND the practices by which this company conducts business with their renters. It is unethical and, I would think, illegal to turn someone over to collections BEFORE they receive a bill, are given evidence of the need for repair work when requested, and have the opportunity to resolve the issue in house. Also, my son 's roommate has been in touch and is being harassed by the collection agency for some of the same charges!!! I do n't intend to pay for bogus charges and be bullied with threats of " ruining my credit '' by Hunter Warfield or XXXX.
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| 08/27/2022 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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This company has had my collections account on my credit report since XXXX of XXXX. They contacted me in XX/XX/XXXX to try to collect the debt, but due to XXXX I didn't answer. I called them at the beginning of XXXX to speak with them and see what my options were. I tried to explain to the rep that I incurred the debt due to being in a XXXX XXXX XXXX ( which I was never told that there were resources for if you needed to move without incurring debt from breaking a lease ) and also because I had a roommate who refused to move out when I had to leave for my own safety ( and was also contributing to the XXXX XXXX ). The rep informed me rather coldly that I 'would n't be able to get off the hook for the debt ' ( which I was never trying to in the first place ) and also told me that if I didn't make a payment within the next six weeks, that I would be sued for it and my wages would be garnished and most of my paychecks would be taken as well as my taxes and basically that my credit would be further damaged. I then tried explaining to the rep that due to XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, I was now the sole provider for XXXXXXXX people, and was barely making it by as is, and that I didn't know how much I could afford to pay. He told me about the self service option to set up a payment plan but that I 'needed to find a way to make it happen ' and also suggested that I take out a loan through their website to pay off the balance quickly and make payments towards the loan since it would be more flexible. Even though he said everyone can qualify for those loans regardless of credit, not only did I not qualify, but the loan options were extremely predatory and had astronomical interest rates ( I was told by an attorney that this was a way for them to basically loan shark people ). I did set up a payment plan even though I couldn't afford it, and made payments for several months. I did miss a payment by literally one day back in XXXX due to starting a new job, and they did let me restart a payment contract. However, when I spoke to the same rep as before, he told me my payment plan was fine but that I was 'just skating by ' with my payment amount and 'should be paying about XXXX per month ' that they'd settle the balance if I made a lump sum payment ( mind you for XXXX XXXX of the debt ). I explained to him that I was STILL barely able to pay my bills, especially now that I was making these payments every month and he literally told me that 'maybe I could find a way to motivate myself and make it happen '. I have continued making payments, however the issue is not only are they extremely predatory and condescending about my situation, they're pretty much breaking several Fair Credit Reporting laws. Every two months, I have to dispute the balance on my credit report because they aren't updating it unless it's disputed. Not only that, but they aren't updating the balance for all 3 credit bureaus. It's showing different balances. Most importantly, they aren't even reporting the payment history on the collections account, which is further damaging my credit. The only thing updated is the balance ( only when I dispute it of course ) but on my credit report it shows that I haven't made any payments and have negative payment history on the collections, when I've been making payments on it for almost the entire year. I understand that I do owe the debt and need to pay it, however the threats of being sued and the verbiage used by the rep and the cold condescending tone used has caused serious emotional stress about the situation. I'm XXXX XXXX working to be able to pay my bills and be able to make these payments, but I absolutely do not appreciate the threats and the tone and the incorrect reporting. Also, my account with them recently showed that it was closed, but now is showing open again.
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| 12/13/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Hunter Warfield is attempting to collect a debt that I owe to XXXX XXXX XXXX Apartments. The amount is around {$16000.00}. I am disputing approximately {$10000.00}. I am not doing well health wise and I am having some problems communicating verbally at times. So, I wrote them a letter with the help from the legal aid office in XXXX.
In the letter I disputed the {$10000.00} and gave the reasons for the dispute. I also attached another document as proof of the validity of my statement.
I also requested them to stop communications with me by phone regarding the account. I requested this because I have n't been feeling well and have difficulties communicating. I want them to contact me in writing. I sent the letter via Priority Mail to Hunter Warfield, XXXX XXXX XXXX XXXX, XXXX, FL XXXX. The signature confirmation receipt # is XXXX XXXX XXXX XXXX XXXX receipt of the package was done on XXXX XXXX, 2015 at XXXX and was signed by XXXX XXXX.
XXXX XXXX continued to called me daily and called me twice at work on my first day back since XXXX ( I 've been ill. ) And twice on my cell phone. The phone calls to my cell phone that day were at XXXX and XXXX on Wedenesday XXXX XXXX. The calls to my work were around the same time. I think XXXX calls in an afternoon is excessive.
I answered the phone because I do not want to loose my job and they had called twice to it that afternoon. I told the man that I did not consent being recorded. He raised his voice and said that this was a business call and had to be recorded. I told him I did not consent to being recorded and asked him if they had received my letter. He recorded the conversation anyways.
He did n't let me speak. I told him that I sent them a letter disputing the amount and requesting not being contacted by phone. That it was delivered and signed by XXXX XXXX. He said that he has n't seen any letter and I told him that they signed for it so they needed to get their act together and find it. I knew they received it. He said he had no letter and that since I did n't want to be contacted by phone that he was going to recommend to their client that they report me to the credit bureau that afternoon.
I told him that I wanted communication to be in writing and he would n't let me speak. And continue to state that they were going to report me to the credit agencies. I told him that he needs to find that letter because I 'm disputing a large portion of the amount. He hung up.
So he recorded me without my consent. He denied receipt of the letter even though it was delivered and signed by Hunter Warfield. And they are not allowing me to dispute a portion of the debt. In my view, they are attempting to collect the wrong amount by denying receipt of it and by not respecting my request of ceasing communication by phone, and then retaliating against me for it.
The address to which I sent the letter is the address that was on the only debt collection letter that I received. If that is not the correct address they are not being fair. They should n't be able to only give people one means to communicate. I should n't have to be bullied into talking to them over the phone if I am not feeling well and I am having difficulties. I should be able to dispute the amount in writing if I think it is wrong and provide documentation for it.
Their system does not allow for a fair dispute of debt. In my view, they are trying to confuse people into thinking that they have to do everything by phone. I think that their system is set up so they can deny receipt of dispute letters and then collect full amounts or threaten people with retaliation. It 's not fair. I got my collection letter. Wrote a dispute letter and sent it through registered mail. I asked for communication to be in writing and now I 'm being retaliated against.
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| 06/25/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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Hunter Warfield has been reporting me negatively for a debt they bought from XXXX XXXX XXXX that not only do I not agree, I believe it is wrongful as well. Also what they are reporting is inaccurate and I have supporting documents. I moved put of XXXX XXXX XXXX on XX/XX/2018 at XXXX XXXX. After moving out, I was sent a letter of charges, which I contested well with in the time through the XXXX XXXX corporate website ( sometime in XX/XX/2018 ). They forwarded that inquiry to the property manager who then contacted me via email, and I responded with dates and times she could call me. I never got a call. I had been a resident of that community for 4 years, 3 of which in the unit in question. I believed I was being charged for something that is wear and tear for the length of time I have lived. Also, I don't appreciate how XXXX XXXX XXXX handled this situation, especially considering that I was a long term resident with NO ISSUES as a resident and was even know by the staff that worked the leasing office and maintenance. They can even check their records and see that the entire time there I paid my rent 2-3 days before the XXXX ( due date ) every month, and one incident where I used a bad internet connection when I paid, and that got rectified immediately.
As far as the inaccuracies reported on my credit reports, it also makes it appear that XXXX reported to Hunterwarfield that this debt occurred before I even moved out. The debt is currently at {$680.00} originally {$630.00}. It's reported to be delinquent on XX/XX/2018, which is odd because I did not move out that unit until XX/XX/2018. Our last communication on the matter was XX/XX/2018.
Also, Hunterwarfield is rude. They make statements such as " how about you pay your bills '' when I ask, what are my rights as a consumer when they don't even know that I was a great resident and did everything with my end to rectify this but never was contacted back.
I even called and made a complaint to XXXX XXXX corporate around the time Hunterwarfield initially contacted me and was promised that they took notes to forward so that I may get a call back from someone higher up to fix this, and it never happened. I am extremely disappointed. I was a proud and abiding member of that community, I am an XXXX Veteran, who lived there while earning my degree and getting help for my service-connected XXXX while living there. I never had any issues, was even great neighbors with the cop that lived a few doors down. If things seemed out of service I would notify the property manager. I moved because they had a horrible property manager before the current one. After She did not care about the property, and I was consistently having to submit a work order for ants, the gym equipment was always broken when the previous property manager had just remodeled the gym the same year I moved in, and the pool no longer lit up or looked nice, and that's not what I was paying for initially, it was luxury, so I decided to move. I assume it was fired, because when it was time to move out we got a new property manager. I even wished the new property manager luck and told her I wished I could remain to see the property go back to the way it was, but she got there right when I decided to honor the end of my lease, and this is how I was treated as a consumer and a long term resident. I had no complaints until the end, and that was due to the carelessness of the property manager before the one named in the attachments. They also have a pet deposit that they allowed me to carry over from my first unit in the community to this one.
I have included emails, videos, screenshots with the video timestamp, and date. I couldn't upload the videos due to the file size, but I included a private link to the video in the fair resolution section.
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| 07/31/2020 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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To whom it may Concern ... Hello My Name XXXX XXXX ... past Leasee of XXXX XXXX of XXXX XXXX. In the past yrs XXXX @ XXXX ... I Leased a condo of there in XXXX of XXXX..I signed a 2yr lease to stay in the property ... I Went to the leasing office on XXXX XXXX To Ask If I Can Get Out My Lease Early And What I Needed To Do. Because I was Moving For A Better Job Offer Out Of State ... SO I Talk To XXXX XXXX The Office Mgr..And Ask Her What I Could Do ... She Told Me To Write A Statement on What I was doing and get it notarized and bring it back and we can schedule a walkout of the property ... I meet with the maintenance guy to do the walkout inspection..on the walkout the property was clean, carpet was cleaned, no damage to the property, it was wear and tear in the carpet where the vaccume pulled some of the carpet string out the carpet ... and I had a certified electrician put new 2 ceiling fans in the property and left them also with the fixture of the lights and the maintenance guy wrote on the walkout sheet ... and also return the keys to property to maintenance guy ... so everything went ok and my move out went well ... and also month before my job offer in XXXX ... With the same company I paid my lease payment to them for XX/XX/XXXX ..By XX/XX/XXXX I received a letter saying my payment wasent received and I had a XXXX dollar late fee ... so I called the company .had to go show my receipt and had to pay my rent again ... while doing this had to file a police report cause I put in there mailbox and someone from the company stole my money orders ... 6mos later XXXX XXXX found who stole my money orders and they return my money ... but couldn't tell me who took the moneyorder ... And A yr later this collection agency contacted me and said XXXX XXXX said I Owe the XXXX dollars for keys , fixture and damage to carpet, and the carpet was dirty and the wall were damage ... So I Called the Company To Find Out What Was Going On ... I Ask To Talk To XXXX the Office Mgr. And The Recp.Ask me Who I Was And Preceed to Say She Said She Cant Talk To You ..Because your in collections ... I Told The Receptionist That Was My Reason For Calling ... I'm Not Undestanding what happen ... Plus They Never Gave Me My XXXX Deposit Back ... They Kept it ... ..But She Said She Cant Talk To You And You Have A Great Day..And Hung Up ... So I Called the collection agency back and told them I dont understand what is going on ... but I dont owe this company anything ... I have rented many of property and never have I ever been threw anything like this ... so sad ... so about two week later the collection company sent me a letter and said they was going to stop the collection until XXXX gave them proof of these accusations.so it stopped for couple of months ... and as of XX/XX/XXXX during this pendimic another company I think they using now contacted me and wanted money for them ... and me and the guy went back and forth ... and I was layed off at that time ... I think it's sad that a collection company would call anyone at this time when the whole world was out of work ... But I'm sorry I really need someone to investigate this company ... I promise I did exactly what they told me to do ... and never will I ever tear anyone 's property up ... everywhere I've live I've always better the place ... and if I owe anything I will pay but XXXX dollars is Crazy ... But To Not Talk To Me Is A Bad Look On This Company ... I'm Not The Only one Who This Company Has Ripped off ... I'm sure there are others ... But Please can Some one please reply ... Before this company ruin my name along with what there doing to my credit ... all because I wanted a better job and they let me out my lease. And it ruin my credit ... Thank So Much ... Looking Forward to your Reply ... Have A Bless Day.
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| 11/11/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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Letter of Dispute for Collection Account with Hunter Warfield/XXXX Besides my witness letter and description letter, I would like to say that me and the property Manager XXXX had agreed on me only owing {$180.00} which would be for the cleaning fees in total after he did a walk through. He also mentioned that my {$100.00} deposit would go towards the total, and that I would owe {$83.00} cash. He said this to me in front of two people and he did warn me that it would be a skip on my record. I told him this was fine, because I was not going to pay a buyout, on the fact I left for four reasons, which I had told him.
1. He was negligent from my constant complains about the XXXX dealing neighbor and her friends who had been XXXX. I had called the police on several occasions. XXXX did not evict her or do anything on his behalf to ensure safe living quarters and therefore violated their part of the lease. Other than the XXXX she smoked XXXX on a daily and I could smell it through the walls and it was giving me XXXX.
2. The staff themselves almost dropped a couch on my friend and me and they laughed about it. The staff still continued to work there, and XXXX just told him to be careful and they never had any sort of disciplinary action, they had thrown thee couch over the top rails of the top floor and I lived on the bottom and we had been walking in the grass, me and two other friends.
3. We had agreed that I would not SUE because of this and we would call it a skip. I had hinted at this heavily. Me and my friend the day I left went in to his office and told him I could n't do a lease takeover because I made the effort for them, and when we spoke he had said he had gotten off the phone with his own BOSS and that she had granted him to let me pay the cleaning fees and give me a skip. XXXX XXXX who wrote the witness letter was sitting in there with me.
4. The woman in the apartment above me was XXXX going to her apartment several times before and nothing had been done, and he did n't even know about this incident until days later. I have had several residents tell me how he has been negligent with them and that I need to leave before I am XXXX also. When we did the walk through he had wrote down {$180.00}, I gave him the address for the XXXX XXXX I had in XXXX, XXXX and he said he would send over the bill for {$180.00} and had even mentioned it would have been less if I replaced the burners on the stove top but I had said I would pay the {$180.00}.
He wrote all this down, told me he would send it in the mail. I had written my own paper asking him to sign and he said since it is hand written he would send me the information and refused to sign because I wanted it then and there.
It was n't until I moved to XXXX months later that I get a call from Hunter Warfield, the guy screamed at me and hung up. He told me I owed my buyout fee plus electricity, which also is n't true because I had all bills paid with no cap. So they also increased how much the buyout fee would have been.
Nevertheless this was a matter of me not taking them to court, and him supposedly understanding my situation and shaking my hand.
When I called XXXX about this, I had asked what is going on and at first he was saying that he never said everything he said until he finally reacted, " Did you get it in writing? Well that 's too bad '' and told me he had to hang up.
The complaint I wrote to the attorney general of XXXX was returned by his boss saying that I had complained for a decent amount of time that I could n't pay my rent.
I paid my rent on time every month and had no issues with money or being able to provide my rent. The whole problem with me leaving is that HE broke the lease, he agreed to me paying {$180.00}, and that I would not sue at this point.
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| 04/14/2022 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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I sent a request to verify the debt and request for additional information letter ( in the hand written letter and email ) to XXXX XXXX on XX/XX/2022 via certified mail ( with a signature from employee ) and email. I never received any communication or documentation from XXXX XXXX. In the letter I asked for these items : Why you think I owe the debt and to whom I owe it, including : The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed.
If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I might know them, if that is different from the official name. In addition, tell me when the current creditor obtained the debt and who the current creditor obtained it from.
Provide verification and documentation that there is a valid basis for claiming that I am required to pay the debt to the current creditor. For example, can you provide a copy of the written agreement that created my original requirement to pay?
If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide verification and documentation about why this is a debt that I am required to pay.
The amount and age of the debt, including : A copy of the last billing statement sent to me by the original creditor.
State the amount of the debt when you obtained it, and when that was.
If there have been any additional interest, fees or charges added since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each added amount. In addition, explain how the added interest, fees or other charges are expressly authorized by the agreement creating the debt or are permitted by law.
If there have been any payments or other reductions since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each of them.
If there have been any other changes or adjustments since the last billing statement from the original creditor, please provide full verification and documentation of the amount you are trying to collect. Explain how that amount was calculated. In addition, explain how the other changes or adjustments are expressly authorized by the agreement creating the debt or permitted by law.
Tell me when the creditor claims this debt became due and when it became delinquent.
Identify the date of the last payment made on this account.
Have you made a determination that this debt is within the statute of limitations applicable to it? Tell me when you think the statute of limitations expires for this debt, and how you determined that.
Details about your authority to collect this debt.
I would like more information about your firm before I discuss the debt with you. Does your firm have a debt collection license from my state? If not, say why not. If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license.
If you are contacting me from a place outside my state, does your firm have a debt collection license from that place? If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license.
On XX/XX/2022, I was notified that XXXX XXXX added a Derogatory Account to my credit report. I do not owe this amount and have the documentation to prove this but they did not send me anything as I requested.
|
| 04/19/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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|
Web |
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My sister and I obtained a lease with XXXX XXXX XXXX XXXX XXXX XXXX in XXXX Florida starting on XXXX / XXXX / XXXX and ended XXXX XXXX , XXXX . The unit was XXXX and base rent was {$1300.00} per month. I never heard back from the apartment ( mail, calls, or email ) until 60 days after the lease termination, XXXX XXXX , XXXX when I received an email containing a Final Account Statement stating I owed them money. I disputed this with them stating it is outside of Florida Stat ute 83.49 ( 3 ) and sent certified return receipt mail stating so. I never heard back but months later was contacted on XXXX XXXX , XXXX by a Debt Collector, Hunter Warfield. Despite disputing the debt with them in writing ( also certified return receipt ), they are still contacting me about the money I supposedly owe. They state the reason being I did n't perform a walkthrough at the end of the lease. I have read through the lease multiple times and a walkthrough at the end of the lease is not mentioned as a requirement. The apartment complex did not follow section 25 of the lease stating : " 25. NOTICES. Any notice or document required or permitted to be delivered under this Lease shall be deemed to be delivered, whether actually received or not, when deposited in the United State m ail, postage prepaid, first class, or certified or registered mail addressed to Resident at Resident 's residence address at the premises ( or if Resident 's residence address changes, to such other residence address as Resident may at any time or from time to time designate by written n otice to Manager ), and to Manager at the office address of the Apartment Community ( or at such other address or addresses as Manager may a t any time or from time to time designate in writing to resident. ) ... Notwithstanding anything herein to the contrary, all notices to Resident required pursuant to pa rt II of Chapter 83 of the Florida Statutes shall be served in accordance with said Part II of Chapter 83. Resident acknowledges that all notices shall be given in writing. Resident ... '' and the debt collection company can not verify they did as this is the evidence from them that I am requesting and they will not provide. They simply send me copies of the lease I signed saying that 's evidence when I have written to them proving it is not. I did provide a forwarding address for the apartment complex upon move-out for contact and they already had my phone number, it appears they chose to ignore my information. They are originally stating I owe them a total of {$490.00}. They are charging me a trash and water rate from XXXX / XXXX / XXXX - XXXX / XXXX / XXXX of a total of {$36.00}. That is supposed to be a per month charge, I do n't know why they are including additional months in the rate. Also included in this total, they are claiming a Liquidated Dama ges- Prorated Rent am ount on me of {$84.00} for XXXX when I had previously already paid the prorated amount of rent, {$640.00}, that month on the second for rent until the lease termination date and have proof of this. The remainder they are claiming under Carpet Replacement/Pet Sea l. When I asked for proof of the carpet damages they sent me pictures of carpet ripped up in the " rooms ''. The damage could have easily been done by water damage as our unit had previously flooded due to the upstairs neighbor 's water heater bursting, which they knew about. I use " because some of the pictures of carpet had diff erent color c arpet than our unit did, hence my dispute with them over both that and the Florida Statute 30 day limit of notification of a claim. I have noticed in my credit report howev er, Hunter Warfield are n ow attempting to charge me {$500.00}.
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| 02/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted you instead of your attorney
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|
Web |
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Just received another letter from the debt collectors, along with phone calls. They did not follow instructions from my letter sent. Please see below : XXXX XXXX XXXX : XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Date XX/XX/2022 Re Creditor : XXXX XXXX Creditor Account # : XXXX XXXX XXXX Account # : Letter also sent dated XX/XX/2022 To whom it may concern : Please note that that this is not a refusal to pay off the account, but a notice sent as per the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ). The notice states that your claim is disputed and validation of the account is required.
This notice is not a request for verification of the account or proof of my mailing address, but a request for validation and/or accuracy made pursuant to the FDCPA laws. I humbly request that your agency/office sends me valid proof that I am legally obligated to pay you.
Please provide me with the below mentioned things : * The amount you claim I owe you including full payment history & the specific dates alleged debts occurred.
* Explain and show me how you have computed the amount * Send me the copies of any documents that prove I agreed to pay the alleged amount * Identify the original creditor * Confirm that the account has not crossed the SOL period * Prove that you're a licensed debt collector * Show me your license numbers and registered agent.
* The agreement with your client that authorizes you to collect on this alleged debt * Explain your attempt to charge interest.
I would like to inform you that in case your agency has reported invalidated account information to any of the 3 main Credit Bureau 's such as XXXX, XXXX, XXXX, then it will be regarded as a fraudulent action under both the federal and state laws. Due to this reason, if any negative item is reported to any of my credit reports by your agency or the agency that you represent, then I will be compelled to take legal steps against you for the below mentioned reasons : * Violation of the FCRA * Violation of the FDCPA *Violation of the FCCPA * Defamation of character If your agency can provide me with the requested documents, I will need minimum 30 days to investigate this information, and during this period of time, all collection activities must be stopped.I would like to further inform you that if any action is taken ( during the validation period ) which could be regarded as detrimental to any of my credit reports, then I will seek advice from my attorney for lawsuit. This includes listing any information on a credit report that could be incorrect or invalidated, or confirming an account as correct when in fact there is no provided proof that it is.
If your agency/company fails to respond to this debt validation request within a period of 30 days from the date of your receipt, then the account information must be completely deleted from my credit report, and a copy of such deletion request should be sent to me at once.
I would also like to request, in writing, that no calls, emails, text messages, social media contact should be made by your agency or company at my residence or work place. If your agency attempts to make unlimited or computer generated calls, emails, text messages, social media contacts to me or any third parties, then it will be considered harassment, and I will have no option but to file lawsuit. All future communications with me should be done in writing and sent to the address mentioned in this letter.
It would be advisable that you assure that your records are in order before I am forced to take legal action. This is an attempt to correct your records, any information obtained shall be used for that purpose.
Sincerely, XXXX XXXX
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| 08/27/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
My old apartment complex XXXX XXXX XXXX XXXX located in XXXX, IL drummed up bogus charges to cover the cost of the apartment while not being leased. For 2 years all of our rent was paid in full and on time. XXXX first sent an email for repainting for {$180.00} about 6 days after our lease was up. Then about a month later the amount they have asked for an amount that is strangely close to the amount for 1 month of rent ( around {$2000.00} ). I at least know of one bogus charge specifically they claim one charge is around {$1200.00} for a washer and dryer with a light dull blue tint in the dryer which happens when new blue jeans have been washed and dried. This is normal wear and tear as stated in the lease and they say the washer and dryer is unserviceable because of the light blue tint.This was all strangely brought up exactly a month after we moved out. XXXX XXXX XXXX XXXX specifically told us there is no final walk through for the apartment which is strange in my experience.I refused to pay the amount.A collections agency Hunter Warfield then contacted me about the debt which I disputed via registered mail when I received a letter dated XX/XX/2019 from Hunter Warfield within the 30 day period.
Hunter Warfield has not validated or itemized the debt at all which if they did would see the charges are illegitimate.
Hunter Warfield is charging undue interest as per the original contract.The original contract only says interest is applied to late rent payments not bogus/alleged damages.
Hunter Warfield has also have sent differing amounts and by differing I mean a range of $XX/XX/XXXX- {$400.00} on most letters.
Hunter Warfield refuses to show that they are licensed to collect this debt.
Hunter Warfield refuses to show that they have a contract to collect this debt and are not a scam.
Below is my response to Hunter Warfield. They have continued to send the same automated responses.They claim they have no responsibility to provide any such information on the debt.
( 1 ) To address the threatening interest rates that are being displayed in your response the 5 % interest rate as per the lease only pertains to late rent payments as per the original terms and conditions of the contract not alleged damages. As per FDCPA you can not add interest or fees except those allowed by the original contract. Furthermore, even if you could charge interest, which you can not, it would not start until after debt validation which as far as our party is concerned has not been properly validated as a legitimate debt.
( 2 ) The amount owed again is unfair, ambiguous and deceptive. You have sent differing amounts in your responses. On the original letter dated XX/XX/2019 you stated that the amount was {$1800.00} and then in your letter dated XX/XX/2019 the amount was {$2100.00}. You have not sent any itemization of the alleged charges accurately totaling either amount. You have only sent a ledger of all my rent payments. FDCPA gives me the right to have itemization on what is owed and reasonable basis on why it is owed.
( 3 ) Furthermore, to address your statement Regarding your demand for verification including original signed contracts, copies of state licenses, our agreement with the original creditor listed on this account etc., there is no basis in law to substantiate your right to such information. In fact, court cases and the Federal Trade Commission have found there is not duty to comply with excessive verification. is vague and deceptive. Please provide case citations for the statement you made on behalf of Hunter Warfield.
The above only has the violations. As both Hunter Warfield are both being vague, deceptive with the amounts I can't even begin to dispute the charges are fraudulent.
|
| 05/10/2015 |
Yes |
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- Incorrect information on credit report
- Information is not mine
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Web |
Older American |
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I disputed this debt directly with the collection agency after I found the debt that is not mine and that I do not owe erroneously reported on my credit report. I sent a letter disputing the debt and requesting validation of the debt to the collection agency via USPS certified mail which shows delivery to the collection agency XXXX/XXXX/XXXX. The collection agency ignored by request for validation, never sending me anything at all - nothing. Per TEXAS FDCPA it is a violation for the collection agency to leave UNVALIDATED accounts on a consumers credit report if the collection agency fails to validate that account within 30 days of receiving the consumers written DISPUTE letter and request for validation. Furthermore, per the TEXAS FDCPA, once the collection AGENCY FAILED TO VALIDATE THIS ACCOUNT TO ME WITHINN 30 days of their receipt of my written request on XXXX/XXXX/XXXX the collection agency then had exactly 5 days in which to remove this account from my credit report with all credit bureaus. The TEXAS FDCPA also states that when the collection agency failed to validate this account to me within 30 days of their receipt on XXXX/XXXX/XXXX of my written request for validation that their inability or refusal to validate this account actually serves as this collection AGENCYS admission that this is not my debt and must cease future attempts to collect this debt. Finally the Texas FDCPA states it is a violation for a collection agency not to immediately report this disputed debt as " disputed by consumer '' upon receipt of my written DISPUTE letter and request for validation which this collection agency received via certified Mail on XXXX/XXXX/XXXX. Violations of the Texas FDCPA is actionable under the Texas deceptive trade practice act which awards for civil penalties, damages, court costs, attorney fees, and XXXX and all awards are paid at triple the amount. Individuals and companies that violate the Texas FDCPA ARE Subject to criminal fines due the state of TEXAS AS WELL. THE FCRA AND THE FDCPA states it is a violation for this collection agency to report an UNVALIDATED account to the credit bureaus and to report an UNVALIDATED account on my credit report. The Fcra and FDCPA state it is a violation for this agency to report inaccurate information on my credit reports. The FCRA and the FDCPA state that this collection agency violated my rights by not immediately reporting this account as disputed by consumer to all credit bureaus upon receipt of my written DISPUTE that they recvd XXXX/XXXX/XXXX. Today, this account that I do not owe that this collection agency neglected to validate remains on my credit report even though that is a direct violation of federal and state credit acts/laws. Today, this UNVALIDATED account which remains in my credit report has never been reported by this collection agency as disputed by consumer to any credit bureaus even though that is a deliberate violation of the federal and state credit acts. This UNVALIDATED account that I do not owe has continued to hurt my credit for over 4 months even after this collection agency RECVD my second notification via USPS certified mail informing them that their failure to validate this debt within 30 days of their receipt on XXXX/XXXX/XXXX of my initial request for validation constitutes their action of immediately removing this account from all my credit reports as a matter of state and federal law. In the second letter they recvd via USPS certified mail, I specifically outlined all their violations of the Tx FDCRA the FRCA and the FDCPA and the penalties due me for those violations as well as informing them that their actions could end with criminal penalties in TEXAS. They chose to ignore my XXXX letter as well.
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| 07/19/2019 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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According to my XXXX XXXX account, Hunter Warfield is falsely alleging I owe a debt of {$640.00}, this was placed on my XXXX report on XX/XX/XXXX. Hunter Warfield has consistently harassed me by telephone since then. They call every single day from fake telephone numbers. Each day I have to block anywhere from three to five different telephone numbers. My number is on the Do Not Call registry. Hunter Warfield is in blatant violation of the Fair Debt Collection Practices Act. I demand Hunter Warfield cease and desist all future communications and that it remove this falsely alleged debt from my credit report. According to state, federal, and municipal Fair Debt Collection Practices Acts. I have no legal duty to work with third party debt collectors. I refuse to communicate with Hunter Warfield and demand the IMMEDIATE removal of this falsely alleged debt from my credit report. This false allegation was originally made by XXXX XXXX. We leased an office space from an XXXX XXXX building called XXXX XXXX. We held the lease for many years until XXXX XXXX hired a new manager. The new building manager instituted all sorts of unwanted changes. She ran the building like a dictator. She kept getting into everyone 's business and every lessee hated both her and the unwanted changes. She kept telling small business owners how to run their businesses and how to keep their shops. She kept increasing rent and adding unwanted additional charges. She falsely accused lessees all the time when anything went wrong or was broken. Worst of all, she made XXXX and XXXX XXXX comments to a XXXX XXXX XXXX XXXX XXXX. She created a hostile work environment for everyone. We were lessees in XXXX XXXX from XXXX to XXXX, in that five year period we documented, took pictures of, and took videos of every single thing that ever went wrong in the building that management failed to address or fix, or often made worse. If this debt is not immediately removed from my credit report, every single one of these videos, photos, and documents will be made public on social media. We will also make public every single XXXX and XXXX XXXX or other inappropriate remark that created such a hostile work environment we were forced to leave XXXX XXXX. We will not cease until we have put both the XXXX XXXX, XXXX and XXXX XXXX out of business. I might also point out that XXXX supported XXXX in XXXX, and are staunch Trump supporters, despite his collusion and obstruction. We have already successfully put other property owners out of business who attempted to XXXX us over. I will point out finally, that I served two, consecutive, two-year terms as a XXXX for the XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. I know the Director of XXXX XXXX Anti-Discrimination Office personally. Take this off my report immediately, or we will do everything in our power to put Hunter Warfield, XXXX XXXX, and XXXX XXXX, XXXX out of business for good and to expose your XXXX, XXXX XXXX anddiscrimination against persons with XXXX. We will also file a direct complaint to both the State Attorney General 's office, with all of the evidence above described, as well as a complaint with the Mayor 's Anti-Discrimination office with all of the evidence above described, take this off of ALL of my credit reports immediately. We paid our rent, any falsely alleged damage is not our fault or responsibility, the building was already torn up and run down, and we have all of the documented evidence of this. We thoroughly cleaned our workspace when we left and we took photographs and video of the entire space as we cleaned it, we owe neither Hunter Warfield, nor XXXX XXXX, nor XXXX XXXX a single penny. Take this off our report or we will take legal action.
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| 03/12/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Other personal consumer report
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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Hunter Warfield, Inc purchased a debt in XXXX under the name XXXX XXXX XXXXXXXX XXXX on consumer in an allegedly owed of XXXX dollars and reported alleged debt on consumer to XXXX the same year. Consumer reached out multiple times to try and correct the issue at hand and consumer later found out on XX/XX/XXXX that Hunter Warfield Inc changed date reported to XX/XX/XXXX in order to harm consumers report. GROUNDS FOR IMMEDIATE DELETION XXXXunter Warfield, Inc intentionally added hundreds of dollars on the amount allegedly owed which is now in the amount of XXXX dollars in an attempt to coerce consumer into paying a higher amount which is a violation of 15 USC 1692e -False and Misleading representation by character, amount and legal status of debt ; services rendered ; threat to take actions that legally can not be taken. GROUNDS FOR IMMEDIATE DELETION Account was charged off by XXXX XXXX XXXX XXXX in XXXX which zeros out any alleged debt owed.
Hunter Warfield Inc reported to XXXX as original lender which violates consumer rights by way of misuse of consumer report per 15 USC 1681b.
Hunter Warfield, Inc violated consumer law 15 USC 1681b ( a ) ( 2 ) by way of transfer of false information to XXXX without the consent of the consumer and in doing so violates 49 CFR subsection 801.56 Unwanted invasion of personal privacy which also violates my right to privacy which I have a right to per 15 USC 1681 ( a ) ( 4 ).
Hunter Warfield, Inc violated consumers rights by way of extortionate means per 18 USC 894a ( 1 ) ( 2 ).
Hunter Warfield, Inc violated consumers rights by way of coercion by forcing an invalid contract on consumer to which consumer did not enter into with Hunter Warfield , Inc .
Hunter Warfield, Inc violated consumers rights by reporting false, invalid, unverifiable inaccurate information on consumer to XXXX knowing that it would bring harm to the consumer and in doing so violates 15 1692g ( e ) by falsely making a self determination that consumer is in admission of liability for any allegedly owed debt Hunter Warfield , Inc violates consumers rights per 15 USC 1692j by furnishing deceptive forms by coercion that consumer owes Hunter Warfield, Inc anything that could possibly show a preponderance of evidence that a BONA FIDE agreement exists and shall be held liable for damages under 15 USC 1692k.
Hunter Warfield, Inc violates consumers rights per 15 USC 1682a Congressional findings and Declaration of purpose under abusive practice clause Hunter Warfield, Inc violates consumers rights by violating the term debt collector per 15 USC 1692a ( 6 ) by false representation that an instrumentality of interstate commerce for Principal Purposes was valid and due for collection ; That Hunter Warfield, Inc is attempting to collect his or her own debt ; Or the use of an instrumentality of interstate commerce who's Principal Purpose is to enforce a security interest Hunter Warfield , Inc violates consumers rights per 15 USC 1692c ( a ) by way of communicating with the consumer generally without prior consent, directly and indirectly by the non consensual communication of consumers XXXX Consumer Report.
Hunter Warfield, Inc violates consumers rights by ignoring Cease and Desist letter sent by consumer to Hunter Warfield, Inc upon proof of validation of alleged debt.
Hunter Warfield, Inc violates consumers rights per 15 USC 1692d ( Harassment and Abuse ) through use of criminal means to harm the reputation of consumer through publication ( XXXX ) without meeting the requirements of 15 USC 1681a ( f ) or 15 USC 1681b ( 3 ).
Hunter Warfield, Inc violates consumers rights per 15 USC 1692d ( 4 ) by advertisment for sale of any debt to coerce payment of the debt.
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| 08/14/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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I 'm a very small business owner who was the unfortunate victim of being given a stolen credit card over the phone for goods and service. I was the one who discovered the card stolen by reporting it to the police. I am out $ 1600+ because by the time I discovered it, the money was n't recoverable. I 'm guilty of being an idiot, but I am not dishonest. I 'm also a VERY small business owner and in this economy I live hand-to-mouth.
XXXX XXXX XXXX XXXX, my credit card processor, deducted $ 1400+ from my business checking with no warning, about a month later. That put my account into negative. My Credit Union rejected the ACH due to insufficient funds. In fact there was no indication on the ACH as to who initiated the transaction and my Credit Union had to do some research for me.
I signed up for my POS/Merchant Services through a XXXX party, had no contract to sign and therefore I did not have much information to go by in order to contact them in an attempt to resolve the issue.
After several attempts to talk to a physical person and leaving messages, I ferreted out an e-mail address and sent them XXXX explaining my wish to negotiate a payoff. I did n't at any time dispute my responsibility. It was only my wish to not be put out of business. I have an e-mail trail after negotiating a payoff that would involve them intercepting 60 % of my batches, that honestly did n't solve my problem. Plus they intercepted 100 % instead and I resorted to taking out a loan at an interest rate that 's disgustingly high in order to save my business.
They promised receipts and statements. They had to be continuously badgered for them. I did this via e-mail as I no longer trusted them to honor the agreement. I got XXXX letter half way through the process to initially notify me of my responsibility to pay the debt. Once I had paid them off, requested a statement showing that the same day I received a letter stating that I owed {$1200.00}. I called, and they assured me that my account showed a XXXX balance. Then, they suddenly ACH deposited $ 1300+ into my account. I called and e-mailed. I was verbally assured that it was being taken care of. I was notified that they 'd intercepted the required amount from batches in order to remedy this error and I have in my e-mail that the intercept would be removed from my account as I was paid off.
Two months later my bank account was ACH - $ 1400+ without warning. I spoke to my Credit Union, showed them my paper trail. They refused the transaction on my behalf and then revoked access to my account. On that day, I cancelled my account with them. Had to jump through hoops to have that confirmed and I signed up with a credit card processor that did not use XXXX XXXX and anyone affiliated with them.
I received another collection letter, which I disputed, showing them my paper trail, statements and proof of payment. They continued the collections process anyhow. I have since contacted an attorney who is willing to help me without billing me thus far. He suggested a Debt Verification letter, which I have sent. After 3 weeks of silence, my account has now been referred to a collection agency and have received a call today.
My problem is that I have asked for specific answers to questions and had been assured on numerous occasions that my account showed no outstanding balance. Even on a day that I received a collection call, I called them back and the woman on the phone could not find a balance on my account.
I have made every effort to pay them, have paid them and at this point I smell a rat. And even if I were inclined to throw money at it, I do n't trust paying them off again. And I ca n't afford to keep bleeding money to them either.
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| 06/29/2015 |
Yes |
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- Disclosure verification of debt
- Right to dispute notice not received
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Web |
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Veterinary practiceXXXX { aka XXXX } : Changes agreement of how account would be paid { partial credit payments of {$200.00} per month, oral agreement after lump sum of close to {$1000.00} was paid by XXXX/phone, initially. Without advising myself, creditee or XXXX { XXXX } who was paying for my XXXX dog 's treatments. A total of {$1400.00} was paid by XXXX between XX/XX/XXXX & XX/XX/XXXX ~ less than 2 wks. XXXX dog was placed in medical endangerment XXXX. As XXXX XXXX, acct, held out for more money. Wasting time that life saving care could be administered. Time slipped & XXXX dog to suffered. Even though, the acct was below the full estimate of costs. After she had, orally, approved phone partial pmts/ {$200.00} per month credit payments. She plays domination game : results in our dog suffering, repeatedly w/o minimal medical intervention ( XXXX ). My XXXX dog died XXXX only after addl pmt was made.Still, refused to put her XXXX until more money was collected. Another partial pmt was paid by phone to XXXX. Pmts of {$200.00} each were mailed by XXXX { XXXX 's XXXX, XXXX XXXX XXXX } in XX/XX/XXXX,XX/XX/XXXX ,XX/XX/XXXX & XX/XX/XXXX. Vet practice refused to process those pmts. Claiming all XXXX got lost in the mail. XXXX XXXX, acct mgr & XXXX XXXX, practice mgr say XXXX sent invoices to XXXX president, XXXX XXXX, by fax. But, never received fax confirmation as fax machine was inoperable.Never phoned XXXX, or myself, to resolve unpaid invoices. Neither of us received invoice, bill or notice that payments were ( supposedly, XXXX separate months ~ lost in the mail by USPS? ) not received. Upon receipt of Hunter Warfield collections notice { see attached photo }, having had no prior notice that payments were not received or processed { 4 months }. A staff mbr advised us there were no invoices, del notes in my acct file. XXXX & myself made numerous calls, ( many unreturned ) to pursue remedy/make pmts. Practice refused pmts since XX/XX/XXXX. Practice refused to remove Hunter Warfield or collections status which were.erroneously.involved. My due process, as a consumer & creditee rights are violated. No 30,60 or 90 day notices. No phone calls. Last invoice/pmt notice received is XXXX. Account was sent to Hunter Warfield in less than 60 days. This has victimized myself, my XXXX animal { died XXXX }, XXXX { charity } good standing. As well as endangers my current XXXX dog 's future medical care, when the need arrives for a specialist involvement. I, and the XXXX, XXXX 's XXXX, XXXX XXXX XXXX, have acted in good faith to pay said account current. XXXX XXXX, on XXXX XXXX, advised me how sorry she was for all the mistakes, misinformation resulting in XXXX 's suffering & my victimization. She said it would take her a couple of days, but she would attempt to work out a pmt plan. XXXX XXXX should be ready to put down {$1000.00}. She would advise upper management of the XXXX XXXX. And, request that my account return to the practice for repayment. 3 weeks passed, I made XXXX phone calls to check on the status. I was advised XXXX XXXX was busy. XXXX XXXX sent me an email on Friday,XX/XX/XXXX to advise Hunter Warfield , debt collector would be the only manner to repay the practice. This results in me allowing a debt collection to my credit report. The rescue org paid, but the checks were not processed due to a unadvised change in payment arrangements If I contact Hunter Warfield, they can at anytime report a delinquency/collections plus interest accrues ~ even, if XXXX pays. The practice has been injurious to life they should 've protected & saved. Affected XXXX 's XXXX good standing as a charity. And, placed undue hardship and punitive damage on myself.
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| 08/30/2017 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I rented an apartment at XXXX XXXX in XXXX. I signed a Contract to lease for XXXX yr. the lease was up in XXXX XXXX which I paid until the end of my lease. after my lease was up I stayed one more month just because I was trying to pay XXXX XXXX what I owed them, in that time it was approximately, {$1300.00}, I was having a difficult time in my life at that moment I lost my job. because the company I was working for closed down.
and I was having a hard time finding a job that would pay the similar hourly rate I was making in previous job. I was so stressed and depressed by not being able to pay my bills because I run out of savings and no money. I was trying so hard, I even went in person to the XXXX XXXX and spoke to the manager at that time a nice woman I do n't recall her name. I explain to her everything that I was going thru in that time, I even told her that I was going to be forced to leave the apt to go and live with my friend in her house, because my friend wanted to help me until I got back on my feet. which I decided to take the offer and I moved out in XXXX XXXX. I left the apt with no damages and in excellent condition. and I went to the management office and returned my keys. I was devastated because it was such a nice place and I lost it because I could n't pay anymore. I was literally homeless, but My good friend XXXX invited me to stay in her house in XXXX XXXX.
which I did. at that time and due to the frustration and stress I did not pay attention and did not know that! in the contract stated that if the contract to lease was up and you did n't let the mgmt office know with 2 months in advance your lease was automatically, renew! and that is why they continue charging me and interest plus late charges which I did not know this was happening since I did n't have an address, I was living with my best friend. and did not know. they said they sent plenty of letters to my friends address, but I swear I never received anything. I have always being a Good citizen and I am not a lier. since then my credit is affected by this and I can not buy or rent anything due to my credit score, and the main reason is the collection I got from Hunter Warfield/ XXXX XXXX XXXX
I am not proud of have to leave my apt that way unexpectedly, but the circumstances in that time forced me to do so. I am just begging to resolved this amigable the most we can. I do not have money saved. I am a XXXX mom who works hard for a decent living, and I help my family in need in XXXX XXXX. who has being harassed by the guerillas. please all I want is to fix my credit so I can have a better and decent life, and perhaps be able to buy a small place so I do n't have to pay so much rent. I do not live on welfare and I do not have food stamps, I always believe that there is probably someone else out there who is in worse shape than me. and they need the help more. so I try not to live on government help. please advise me what to do? Thank you very much, Hunter Warfield XXXX XXXX XXXX my life and my credit record. and did not have any compassion and the manager at that time lie to me because she said it was ok for me to live if I did n't have an money to support myself and pay my rent. she said it was ok. oh and by the way when I first moved in at XXXX XXXX MY FIRST APT WAS FILTHY WITH CUCARACHAS AND RATS IN THE ATTIC. AND I ASKED THEM TO PLEASE MOVE ME AND MY SON TO A DIFFERENT APT . WHICH THEY DID, AND I NEVER COMPLAINT OR ADVERTISE THIS IN SOCIAL MEDIA AS OF RESPECT. I FEEL THAT THEY SHOULD HAVE A BIT MORE CONSIDERATION AND COMPASSION FOR ME AND MY SITUATION. I ALWAYS TREATED THEM WITH RESPECT. I apologize for my wrong spelling my first language is XXXX.
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| 04/10/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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NOTICE AND DEMAND FOR CEASE AND DESIST FOR ACCOUNT # XXXX ) To Whom It May Concern : I have asked you to validate the alleged debt that you claim that I owe, and all you have provided me are statements and signatures to an account that you can not prove is mine.
You have violated my consumer rights under the Fair Debt Collection Practices Act ( FDCPA ) 15USC 1692 ( g ) - Failure to validate this alleged debt.
I refuse to pay this alleged debt until the proper validation of this debt is provided. Please cease and desist all collection activities until you can properly validate this alleged debt.
15 USC 1692c ( c ) Ceasing communication If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt.
If proper validation of this alleged debt is not provided within 30 calendar days of receiving this notice, I will assume this alleged debt to be invalid and you shall delete this account and stop all collection activities regarding this account.
Furthermore, you do not have any jurisdiction or authority to even collect on this alleged debt.
FDCPA 811 [ 15 USC 1692i ] Legal actions by debt collectors ( a ) Venue Any debt collector who brings any legal action on a debt against any consumer shall -- ( 1 ) in the case of an action to enforce an interest in real property securing the consumer 's obligation, bring such action only in a judicial district or similar legal entity in which such real property is located ; or ( 2 ) in the case of an action not described in paragraph ( 1 ), bring such action only in the judicial district or similar legal entity -- ( A ) in which such consumer signed the contract sued upon ; or ( B ) in which such a consumer resides at the commencement of the action.
( b ) Authorization of actions Nothing in this subchapter shall be construed to authorize the bringing of legal actions by debt collectors.
By the way, if you ever decide to turn this alleged debt over to an attorney to collect and violate my rights under the FDCPA 15USC 1692 even further, just keep in mind that an attorney can not be a debt collector and a debt collector can not be an attorney.
FDCPA 807 [ 15 USC 1692 ( e ) ( 3 ) ] False or misleading representations A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : The false representation or implication that any individual is an attorney or that any communication is from an attorney.
With all that was said above, for each VIOLATION of the FDCPA that you have committed I am entitled to {$1000.00} per violation. You dont believe me? Ok, let me show you what the law says : FDCPA 813 [ 15 USC 1692k ] Civil liability ( a ) Amount of damages Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of
-- ( 1 ) any actual damage sustained by such a person as a result of such failure. ( 2 ) ( A ) in the case of any action by an individual, such additional damages as the court may allow, but not exceeding {$1000.00}.
Your Options are as follows : Delete this account and cease and desist with all collection activities.
Settlement ; or We go to court and you incur lawyer fees, plus pay me {$1000.00} per violation along with more in damages.
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| 09/01/2021 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I received an alert today ( XX/XX/XXXX ) that a collections account had been added to my credit report by a XXXXHunter Warfield '' for " The XXXX. '' This debt is NOT VALID. There is no debt owed and they have violated both the FDCPA and Texas Property Code.
FDCPA Violation 808. Unfair Practices Notice of Debt ; Contents o 'Hunter Warfield Never sent a dunning letter. They are required to notify me of any alleged debt along with the contents of the alleged debt. This fraudulent debt being added to my credit report has also caused a FDCA violation for reporting of inaccurate information.
TXXXX XXXX XXXX XXXX XXXX XXXX XXXXOSURE OF OWNERSHIP AND MANAGEMENT o Failed to disclose information - Disclosure to a tenant under Subsection ( a ) must be made by giving the information in writing to the tenant on or before the seventh day after the day the landlord receives the tenant 's request for the information Sec. 92.202. LANDLORD FAILURE TO DISCLOSE INFORAMTION o A landlord is liable to a tenant according to this subchapter if : o ( 1 ) after the tenant or government official or employee makes a request for information under Section 92.201, the landlord does not provide the information ; and o ( 2 ) the landlord does not give the information to the tenant before the eighth day after the date the tenant, gives the landlord written notice that the tenant may exercise remedies under this subchapter if the landlord does not comply with the request by the tenant for the information within seven days.
Sec. 91.001. NOTICE FOR TERMINATING CERTAIN TENANCIES o Law not followed after notice given Sec. 92.101 through 92.110 o Landlord Never mailed my security deposit or an itemized list of deductions. They had 30 days to mail this information from the date of me vacating the premises per Texas Property Code.
I sent 2 notices to terminate my lease, the first of which being on XX/XX/XXXX. I was advised that my notice was not accepted because it was less than 60 days. I waited until after my lease termination date of XX/XX/XXXX and on XX/XX/XXXX I sent a new notice to terminate my lease to The XXXX Assistant Manager Florida XXXX as per Sec. 91.001. NOTICE FOR TERMINATING CERTAIN TENANCIES.
My notice included my move out date of XX/XX/XXXX and my forwarding address of XXXX XXXX XXXX, XXXX XXXX CA, XXXX for my deposit and any final invoices. No final invoice or deposit was sent to my forwarding address which is required under Sec. 92.103 On XX/XX/XXXX, I requested the contact information of the property owners and the regional as per Sec. 92.201 DISCLOSURE OF OWNERSHIP AND MANAGEMENT. This request was not responded to. I again requested this information on XX/XX/XXXX pursuant to Texas Property Code. I also requested an itemized bill of the charges due for XXXX. An itemized invoice was NOT provided and the property ownership information was NOT furnished. The Assistance Managers follow up message was only to provide an email to the regional. I sent a follow up message on XX/XX/XXXX advising the assistance manager that the requested information was covered under the Texas Property Code and that their failure to furnish this information was considered a failure to disclose information under Sec. 92.201 DISCLOSURE OF OWNERSHIP AND MANAGEMENT. I made my final payment of XX/XX/XXXX in the amount of {$1500.00}. My monthly rent was {$1800.00}. The prorated amount for my final 24 days was {$1300.00}.
The landlord is required to mail any security deposit along with an itemized final invoice to the forwarding address provided to them. The XXXX did no do this.
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| 02/20/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Servicemember |
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XXXX XXXX XXXX XXXX XXXX XXXX XXXX # XXXX XXXX XXXX, FL XXXX HUNTER WARFIELD XXXX XXXX XXXX XXXX, FL XXXX ( XXXX ) XXXX RE : Accounts # XXXX ; XXXX To Whom It May Concern : This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a vAriginal creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus { XXXX, XXXX or XXXX } this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.
Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.
If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion { to any/all of the 3 major credit reporting bureaus : XXXX, XXXX and XXXX } request shall be sent to me immediately.
I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.
It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose.
Best Regards, XXXX XXXX XXXX
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| 03/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I request validation of this debt per Texas Finance Code Section 392.202 which requires a debt collection agency or credit bureau to provide the alleged debtor with specific information concerning their debt including but not limited to ; For the purpose of validation provide me with : The name and address of the original creditor. The original date of default or non-payment of the debt with original creditor. The date the debt was transferred from the original creditor to the third party debt collector. The original balance. The current balance. Any fees added by your agency. Sec. 392.303 ( a ) ( 2 ). I did not sign any agreement and/or contract with this company regarding any allege debt. And this company should provide a valid recorded copy of an assignment of transfer to be able to attempt to collect on uncollectable debt after the statute of limitations.
Texas Surety bond information as required by Sec. 392.101 - my original signature on the application from the creditor - my original signature on an application with your office consenting to any service Please note XXXX, XXXX, and XXXX are bonded in the state of Texas and are required to comply with Texas Finance Code. If a debt collector has failed to respond to your debt validation request, then they have essentially admitted, per Texas Finance Code 392.202 ( b ) ( 2 ), that the debt in question is inaccurate. Per this requirement you must delete this trade line if you do not have sufficient time to complete an investigation to validate this debt in 30 days according to Sec. 392.202 ( d ) ( 1 ) Also per Texas Finance Code 392.202 Correction of third -party debt collectors or credit bureaus files. I request immediate notification by mail if this alleged debt is sold or transferred per Sec. 392.301 ( a ) ( 4 ).
This company is also attempting to collect debt that has exceeded the statute of limitations in the state of Texas. This company does not have my permission to call me on any cell phone I may have possessed, currently possess or will possess in the future. They need to cease and desist their threats to sue requesting that I submit a written plaintiff statement in my defense and schedule a time and location for delivery of whatever, which is a violation of collection practices to threaten to sue someone or delivery lawsuit/judgement items to their place of employment. I am seeking an attorney to discuss a class action lawsuit as I believe this is their practice and they are violating several laws includes Texas Finance Code 392.202 ( b ) ( 2 ), FCRA, FDCPA, Texas Debt Collection Act and TCPA 47 U.S. Code 227. These calls are harassment and have been going on for months, which is a violation of FDCPA. A complaint has also been filed with the Texas Attorney General 's office. I will also be filing a lawsuit in the state of Texas due to the violation of the TCPA and FDCPA. There is no executed contract authorizing transfer of alleged debt to an unauthorized third party.
Please reply with your response via US MAIL. Do not contact me by phone as it is inconvenient. Do not contact my family, acquaintances, or employer in any manner. Please note I am fully prepared to pursue my rights for the harm this inaccuracy has done to me. Sec. 392.403. CIVIL REMEDIES. ( a ) A person may sue for : ( 1 ) injunctive relief to prevent or restrain a violation of this chapter; and ( 2 ) actual damages sustained as a result of a violation of this chapter. Please also note Texas BCC17. I demand that you will not sell, transfer, or assign this debt per Sec. 392.301 ( a ) ( 4 ). Regards.
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| 01/05/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
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Web |
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I retrieved a copy of my credit report and immediately noted that Hunter Warfield had inserted a derogatory entry on my credit reports and had not sent me any correspondence ( dunning letter ) prior to doing so, which would have granted me 30 days as required by law to dispute the validity of the alleged debt. To that end, I communicated in writing ( see attached ), to the credit bureaus regarding this inaccurate, erroneous, unverifiable entry being placed on my credit reports. The bureaus responded that the company verified the information as correct. How so? A third-party collection company can only validate a debt. The original creditor is the only XXXX able to verify a debt. Nonetheless, Hunter Warfield did not advise XXXX to update the account status to disputed. This is a violation. The dispute with the bureaus was the first notification Hunter Warfield received and should have advised the bureaus at the time they allegedly validated the information that they should update the entry to disputed. Hunter Warfield did not and as you can see in the attached document, it does not denote it was in dispute. This violation in and of itself warrants Hunter Warfield to delete this entry.
My continued efforts to seek validation from the company and/or have them remove this entry from my reports was with a direct dispute to the company after the bureaus stated the company had verified the entry. If Hunter Warfield was previously aware of the dispute from the bureaus and advised the bureaus that the entry was correct, they were negligent in advising the bureaus to update the account to disputed. I sent a certified letter to Hunter Warfield and to date, the company has refused to respond or provide any documentation to substantiate their allegations of the debt.
If Hunter Warfield is attempting to collect a debt on behalf of XXXX XXXX, XXXX, then they must comply with Georgia XXXX section XXXX, XXXX ; XXXX and tenant laws as well as the Georgia Fair Debt Collection Practices Act. Hunter Warfield not only was negligent in not communicating with me and not updating the account as being in dispute but they did not provide the following : An agreement that states your authority to collect on this alleged debt ; Agreement with signature of the alleged debtor wherein he/she agreed to pay the creditor Alleged account number Date this alleged debt became payable Original delinquency date Verification that this debt was assigned or sold to collector Complete accounting of alleged debt Name and address of the bonding agent for collection agency in case legal action becomes necessary Duration of the lease Rent payment clauses Security deposits Utilities Landlord 's right to entry Maintenance of the leased property Subleasing clauses It is puzzling to say the least, that Hunter Warfield continues to report a derogatory entry on my credit report but not respond to the certified disputes I have sent them and none have been returned as undeliverable.
Hunter Warfield did not furnish an agreement reflecting their authority to collect on this alleged debt in the state of Georgia. Hunter Warfield blatantly violated my consumer rights and continues to do so. This alleged debt lacks veracity and verification ; further since they are violating FDCPA mandates to provide me notification prior to inserting it on my credit report and ( 2 ) failing to cease collection efforts and reporting when they received the letter of dispute, this entry should be deleted from my credit report immediately and Hunter Warfield should remunerate me for the violations.
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| 03/17/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XXXX - My spouse and I buy a home and are ready to break our lease at XXXX XXXX to XXXX. We coordinate breaking our lease with the manager of the apartment scheduling us to vacate our unit XX/XX/XXXX. Paperwork is signed by me, my spouse and XXXX XXXX 's manager XXXX we are all in agreement to break the lease and pay {$2500.00} in fees and rent through XX/XX/XXXX. ( Proof of payment, lease termination signed paperwork and emails attached in PDF form with corresponding dates as document title. ) XXXX - Apartment is professionally cleaned with professional carpet cleaner receipt generated to submit to apartment complex.
XXXX - Walk through is scheduled with new apartment manager and myself. ( Emails attached in PDF form with corresponding dates as document title. ) XXXX - unit walk through is complete but with a new manager who is unfamiliar with the paperwork signed. Apartment is professionally cleaned on XXXX and emails are submitted to manager. Renters surrendered keys, paperwork to vacate is complete and I emailed accountant manger to clarify how these fees will be generated. No response. ( Emails attached in PDF form with corresponding dates as document title. ) XXXX XXXX XXXX - Receive three separate electronic letters from XXXX XXXX with three separate charges, I reply asking for clarification on these charges. ( Emails attached in PDF form with corresponding dates as document title. ) XXXX XXXX XXXX - submitting further emails asking for clarification on charges. No response. ( Emails attached in PDF form with corresponding dates as document title. ) XXXX XXXX XXXX I sent another email asking for confirmation of prior received email. No response. ( Emails attached in PDF form with corresponding dates as document title. ) XXXX XXXX we receive an computer generated email from the billing department asking for payment, we ask for further clarification on bill and rent charges through XX/XX/XXXX when we surrendered keys XX/XX/XXXX. No XXXX. ( Emails attached in PDF form with corresponding dates as document title. ) XXXX - We call XXXX XXXX 's office manger - leave voicemail. Send another email asking for response. No Response. ( Emails attached in PDF form with corresponding dates as document title. ) XXXX - Send certified mail to XXXX XXXX, however I did not receive a return receipt but attached is a copy of the letter.
XXXX - Receive email from XXXX which is a bond company used for the deposit that a claim was filed on our account. ( Emails attached in PDF form with corresponding dates as document title. ) XXXX - Account is sent to Hunter Warfield a debt collectors agency and alleged debt is filed on my and my spouses credit report. My spouse and I were not notified of this, I saw this while checking my credit on experian in XX/XX/XXXX.
XXXX - Received first phone call from Hunter Warfield along with email from Hunter Warfield. Attached is that email.
XXXX - Received second phone call from Hunter Warfield.
XXXX - My spouse and i sent certified mail to Hunter Warfield disputing charges made by XXXX XXXX. No written physical proof was mailed to us as was requested in our certified mail. Attached in a PDF of the letter and of the receipt for proof or delivery.
XXXX - My credit monitoring account with XXXX sent me an email notifying me that my credit has dropped by over XXXX points due to a collection not paid from Hunter Warfield on behalf of the XXXX.
XXXX - Filed to dispute the collection on my credit from XXXX, XXXX and XXXX. Also filed with Consumer Financial Protection Bureau.
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| 01/10/2023 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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To whom it may concern ; Id like to file a complaint against a previous property manager that reported a wrongful debt to an out-of-state collection agency.
Ive disputed the validity of this debt with both the previous property manager and debt collection agency. Neither have made any attempt to discuss the validity of this debt with us as of this day, XX/XX/XXXX.
My wife and I signed a XXXX year lease agreement on XX/XX/XXXX. The Property manager emailed us XX/XX/XXXX, about the homeowners intent to sell the property that we were renting, and planned on renting through our lease agreement, which was scheduled to expire on XX/XX/XXXX. This came as a surprise to us given the fact that we were only 4 months into our lease. I asked that the property manager ask the owner of the property to please reconsider either not selling the home or allowing my family the option to break the lease so that we could secure more permanent living arrangements before going into the fall and winter months, as these would be difficult times of year to be moving because of weather, and would also interfere with my kids going to school in their district.
She responded on XX/XX/XXXX, that the homeowner would not allow us to break our lease because quote The owner is dependent on the rental income from the lease to pay his mortgage. I wrote back on XX/XX/XXXX, explaining that constant interruptions by prospective buyers and realtors and our need to vacate during showings was a real inconvenience for us because my wife worked from home, and we had small children in the home. I asked again, to please allow us to break our lease agreement so that we could make permanent living arrangements. She responded on XX/XX/XXXX that the homeowner had no intention in allowing us to break our lease agreement. I responded to her that we would be vacating the property on XX/XX/XXXX. I explained that due to a small inventory of homes in the area that this needed to be done so that I could secure a home in the district and keep my kids in school.
I received move-out instructions from the property manager on XX/XX/XXXX. I followed all procedures described within the move-out instructions, and left the home in satisfactory condition on XX/XX/XXXX. The property manager kept our deposit of {$1600.00}.
I did not hear back from our property manager, and therefore assumed that there were no outstanding debts owed. That was until I was contacted by a debt collection agency in XXXX of XXXX. This was a month after I suffered from a severe XXXX. The debt collection agency was hired by the property manager to collect a debt that I knew nothing about. There were absolutely no attempts to contact me or my wife prior to reporting this debt to a collection agency. This collection has had a major impact on both my wifes and my credit reports. As of today my wife and I have had a very difficult time securing credit, mortgages, and rentals as a result of this one and ONLY invalid collection.
I really hope you can help remove this collection from our credit reports, as it has absolutely no grounds or merit.
Please be advised that I am XXXX, and due to my past XXXX, and XXXX from them, I hadnt had the wherewithal to address this matter sooner. But given how much this single collection has impacted our lives, I feel that it needs to be resolved once and for all.
Given the Nevada Statutes regarding leases, and the way our previous property manager went about handling this whole situation, I feel we have been wronged, and only want what is right.
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| 03/18/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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HUNTER WARFIELD XXXX XXXX XXXX XXXX, FLXXXX ( XXXX ) XXXX XXXX : Account # XXXX To Whom It May Concern : This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a v Ariginal creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus { XXXX, XXXX or XXXX } this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.
Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.
If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion { to any/all of the 3 major credit reporting bureaus : XXXX, XXXX and XXXX } request shall be sent to me immediately.
I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.
It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose.
Best Regards, XXXX XXXX
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| 07/07/2021 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Servicemember |
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I writing this complaint on my behalf with instruction from my Attorney General 's Office requesting that I am a resident of state of XXXX. I have a collection company by the name of Hunter Warfield Inc Account # XXXX Original Creditor : XXXX XXXX XXXX XXXX I wrote them a certified letter on XX/XX/2021 and the received it on XX/XX/2021 certified mail receipt was signed ( Have attached the letter and certified receipt with this complaint ). My Attorney General 's Office stated that they are illegally trying to collect in a state that they are not license and don't have a registered agent in the state of Maryland that they are committing FRAUD. They also in violation of the FCRA & FDCPA that as consumer I am afforded protection and these are the violation : FCRA Sec 605 ( c ) and FDCPA Sec 809 ( b ). If they don't immediately delete this item that they have never validated the Attorney General 's Office is going to help me and some other residents of Maryland to sue for damages. I have ask them to reply to the following so we can file the lawsuit for damage. These are the questions we ask for validation : If all these answer or documents can not be provide along with license and registered agent.
Please provide all of the following information and submit the appropriate forms and paperwork within 30 days from the date ofyour receipt of this request for validation.
______________________________________________________ Name and Address of Alleged Creditor : ______________________________________________________ Name on File of Alleged Debtor : _____________________________________________________________ Alleged Account # : XXXX Address on File for Alleged Debtor : ____________________________________________________________ Amount of alleged debt : _____________________________________________________________ Date that this alleged debt became payable : _____________________________________________________ Date of original charge off or delinquency : ___________________________________________________ Was this debt assigned to debt collector or purchased?
XXXX_ Amount paid if debt was purchased : ___________________________________________________________ Commission for debt collector if collection efforts are successful : Please attach a copy of the agreement with your client that grants HWARFIELD the authority to collect this alleged debt.
Also, please attach a copy of any signed agreement debtor has made with debt collector, or other verifiable proof debtor has acontractual obligation to pay debt collector.
Please attach a copy of any agreement that bears the signature of debtor, wherein he/she agreed to pay creditor.
Please attach copies of all statements while this account was open.
Have any insurance claims been made by any creditor regarding this account? YES or NO ( circle one ) Have any judgments been obtained by any creditor regarding this account? YES or NO ( circle one ) Please provide the name and address of the bonding agent for ( Name Of Debt Collector ), in case legal action becomes necessary : ______________________________ ______________________________ ______________________________ _________________________________________ Authorized Signature For Creditor Date __________________________ Print Name As I have stated all they have to do is deleted this from my credit report because of the harm that it is causing me as a consumer. We will not have to get the Attorney General 's Office involved. If they don't we will be suing for damages.
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| 10/26/2023 |
Yes |
- Debt collection
- Rental debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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I am writing to file a formal complaint and request the assistance of the Consumer Financial Protection Bureau ( CFPB ) in resolving a critical issue that has adversely impacted my financial and credit standing. I have an unauthorized reporting of collection account on my XXXX credit report. The account in question is associated with Hunter Warfield, and the total balance is indicated as {$540.00}, attributed to invalid move-out charges.
To provide you with a comprehensive overview of the situation, I would like to detail the events leading up to these erroneous accounts and their subsequent impact on my credit history : 1. In XX/XX/, I submitted work orders for necessary repairs to my rental unit. However, these work orders were not processed, leaving maintenance issues unresolved during my tenancy.
2. On XX/XX/, I vacated the rental unit. At the time of my move-out, maintenance was still behind on processing the work orders. Unfortunately, I faced penalties for these unresolved issues and additional charges for what the property management considered inadequate cleaning.
3. It is important to note that the property management failed to provide a move-out list, which would have clarified the expectations for cleaning and maintenance.
4. Compounding the issue, the property management office and staff were unavailable due to a tropical storm, which further complicated the move-out process. I was assured that this situation would have minimal impact on me.
5. Regrettably, I was unable to return to the unit to dispose of a small trash can, a bag of trash, and a shower curtain rod, which were unintentionally left in the living room due to the shelter-in-place directive during the storm. This inability to return and address these items was not considered, and I was not provided with extra time for their removal.
6. When I received notice of the outstanding balance, I promptly contacted the property management office, where I was assured that my balance would be reviewed and addressed. However, despite my follow-up and expectations, I never received any further communication from the office, leading me to assume the matter was resolved.
7. To my dismay, I recently discovered that the accounts associated with Hunter Warfield have been reported on my consumer credit report, significantly impacting my credit rating.
I believe that my situation is indicative of a recurring practice by this property management company, XXXX, as I have learned that several former residents have faced inaccurate cleaning charges similar to those assessed to me. This suggests a pattern of unfair and unjustified practices.
To rectify this situation, I kindly request that the CFPB intervene to ensure the following fair resolutions : 1. The immediate removal of the erroneous accounts associated with Hunter Warfield from my credit report.
2. An investigation into the property management 's questionable practices regarding move-out assessments and charges.
3. A review of my deposit return, which has not been provided, along with a transparent explanation for its withholding.
I also requested a walk-through of the unit at the time of my move-out, a request that went unacknowledged and unfulfilled.
I appreciate your attention to this matter and trust that the CFPB will take prompt and decisive action to rectify the injustices I have faced. I eagerly await your assistance in restoring my credit rating and resolving this unfortunate situation.
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| 09/14/2021 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I was a tenant at XXXX XXXX XXXX XXXX in XXXX. I been staying in that complex for almost 21/2 years, I always paid my rent till the pandemic. Im a XXXX XXXX and we all know that XXXX industry was shut down for a minute. I didnt get unemployment I was denied cause i didnt file right and I had a hard time trying get into contact with Alabama labor cause they was so bagged up and I caught XXXX. Now the management at the apartment was aware of my situation cause I keep in touch with them through emails. I signed the Eviction Order in XXXX for protection. I offered them XXXX on my rent and they refuse to answer me or work with me. I didnt know that they can refuse payments while on the CDC Eviction Order , they did the whole time I was on the order. They evicted me 3 times while on the order. I made effort for rental assistance and XXXX XXXX approve me and gave me over XXXX for rent. So of course they threw it out. They did it again then I got a lawyer from legal help and she told me to send them a partial payment and see what they do. I sent them {$50.00} and made effort for more assistance in XXXX and they knew this. The lawyer sent the money back. The whole time I was on the order they wouldnt take any money from me. My lease was up and they wouldnt renew my lease and I ask the management and the lawyer why and they told me they didnt have to give me a reason it was the law. I took the situation to court and the judge ask me what did I want do after I told him that I was evicted while on the order. He told me to pay till he give them possession of the property because it was nothing he could do about the renew lease because it was the law. He told they Attonery to make payments arrangements with me and he will mail us a letter when he reach his decision. They never made the payments arrangements, I heard nothing from them. ( I will show documents. ) They file something the next week and the sheriff put a letter on my door saying I got 48 hours to leave the property. It was never court possession papers only a paper from management office with they attorney name on it and the paper I had already had that was mail to me.I didnt trust it and to me something wasnt right so I remained in the property because the judge did tell me and they Attonery it was gon na be a while before he give them the Property, and because I had no where else to go.So I contacted they home office for the 3rd or 4th time to let them know what was going on. The sheriff never came and they never contact me to give me heads up that he was coming at the end of XXXX. The sheriff came and told me I had till XX/XX/XXXX to remove my stuff or he was gon na throw it out. XX/XX/XXXX is when I left, they had two sheriffs out there like I was threat or something. A guy who I had seen before and a female cop. They guy cop act like he was scared of me. XXXX I never threaten them or cuss them out. I want to but I kept a cool head. Its no telling what they told them officers or that judge to get me removed the next week. So I moved out I did a video before I left I didnt clean up but I didnt leave any trash or furniture nor it wasnt any damage done to the apartment. The movers scrap the connor of the wall by they entrance cause they had a hard time getting my sofa out. I got a email from Hunter Warfield saying I owe XXXX XXXX XXXX XXXX this is my outstanding balance. I sent them a email and court paper and they said they will send it to dispute and put it under investigation.
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| 07/02/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
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Web |
Servicemember |
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In approximately XX/XX/XXXX, I moved into an apartment at XXXX XXXX XXXX XXXX XXXX in XXXX, FL. There were two prior tenants leasing the apartment. One of the tenants was moving out of the apartment. I agreed to sign the lease as a new co-leaser. The other co-leaser was then taken off of the lease. I was going through a divorce at the time and I was looking to move quick. I did not inspect the apartment before moving in. When I moved in, there was pre-existing damage and maintenance issues with the apartment. In early XX/XX/XXXX, my co-leaser lost his job. He was unable to pay his half of the rent and utilities as a result. I was unable to pay my co-leaser 's half of the rent and utilities for him and the leasing office would not accept partial payments for rent. Unfortunately, the end result was an eviction. After the eviction, I received an invoice indicating that the final amount owed by me and the co-leasor was approximately {$5000.00}. I informed the leasing office that I agreed to pay the past due rent, past due utilities, and the eviction fee. I offered to make payment arrangements for the amount that I owed. The leasing office refused to cooperate. They would not remove any of the charges accredited to me. The additional charges should have been accredited to my co-leaser and the prior co-leaser. The leasing office sold the debt to a third party collections agency called Hunter Warfield out of XXXX, FL. Hunter Warfield unlawfully began charging interest on the debt. Hunter Warfield did not disclose the interest to me up front as required. I never agreed to interest. Furthermore the debt was never associated with a loan, credit card, bank account, or other financial product. The original credit did not assess interest to the debt in question either. Furthermore, I sent an electronic written dispute to Hunter Warfield pertaining to the incorrect balance through their company web site. I received confirmation that Hunter Warfield received the dispute. Hunter Warfield never followed up with me pertaining to their investigative findings as required by the Fair Debt Collections Practices Act. I attempted to make a partial payment online and via automated phone. Both methods would not allow me to submit a partial payment. I called Hunter Warfield after no success. I spoke with two different collections agents via phone at Hunter Warfield. I explained my debt balance dispute to both agents and made a good faith payment attempt with both agents for a partial payments towards the balance. Both agents demanded the total amount due and informed me that they do not have to accept any partial payments. In formed the agents that I am trying to pay what I owe and I do not have the total amount of the debt in my bank account so I am trying to pay what I can. Hunter Warfield, despite my good faith efforts has reported that I am in default on the debt to the credit bureaus. I am only in default because Hunter Warfield will not cooperate and allow me to make any payments towards the debt. After being unable resolve anything with Hunter Warfield, I sent another follow up dispute via e-mail to the leasing office at XXXX XXXX XXXX XXXX XXXX on XX/XX/XXXX. I have received no response to date from XXXX XXXX XXXX XXXX XXXX pertaining to the written dispute that I sent them. Neither the Original Creditor or the Collections Agency are communicating, cooperating, investigating, or doing anything to resolve the debt with me.
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| 04/17/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
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Web |
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This letter was sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed and validation is requested.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
Please provide me with the following : What the money you say I owe is for : Explain and show me how you calculated what you say I owe : Provide me with copies of any papers that show I agreed to pay what you say I owe : Provide a verification or copy of any judgment if applicable : Identify the original creditor : Prove the Statute of Limitations has not expired on this account : Show me the you are licensed to collect in my state : Provide me with your license numbers and Registered Agent or Agent of Service : At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus { XXXX, XXXX or XXXX } this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.
Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.
If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion { to any/all of the 3 major credit reporting bureaus : XXXX, XXXX and XXXX } request shall be sent to me immediately.
I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.
It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose.
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| 01/17/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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These accounts violated my rights XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 15 U.S. Code 1681 - Congressional findings and statement of purpose U.S. Code Notes prev | next ( a ) Accuracy and fairness of credit reporting The Congress makes the following findings : ( 1 ) The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system, and unfair credit reporting methods undermine the public confidence which is essential to the continued functioning of the banking system.
( 2 ) An elaborate mechanism has been developed for investigating and evaluating the credit worthiness, credit standing, credit capacity, character, and general reputation of consumers.
( 3 ) Consumer reporting agencies have assumed a vital role in assembling and evaluating consumer credit and other information on consumers.
( 4 ) There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy.
( b ) Reasonable procedures It is the purpose of this subchapter to require that consumer reporting agencies adopt reasonable procedures for meeting the needs of commerce for consumer credit, personnel, insurance, and other information in a manner which is fair and equitable to the consumer, with regard to the confidentiality, accuracy, relevancy, and proper utilization of such information in accordance with the requirements of this subchapter.
Account Name : Hunter Warfield XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 15 U.S. Code 1681 - Congressional findings and statement of purpose U.S. Code Notes prev | next ( a ) Accuracy and fairness of credit reporting The Congress makes the following findings : ( 1 ) The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system, and unfair credit reporting methods undermine the public confidence which is essential to the continued functioning of the banking system.
( 2 ) An elaborate mechanism has been developed for investigating and evaluating the credit worthiness, credit standing, credit capacity, character, and general reputation of consumers.
( 3 ) Consumer reporting agencies have assumed a vital role in assembling and evaluating consumer credit and other information on consumers.
( 4 ) There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy.
( b ) Reasonable procedures It is the purpose of this subchapter to require that consumer reporting agencies adopt reasonable procedures for meeting the needs of commerce for consumer credit, personnel, insurance, and other information in a manner which is fair and equitable to the consumer, with regard to the confidentiality, accuracy, relevancy, and proper utilization of such information in accordance with the requirements of this subchapter.
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| 02/22/2017 |
Yes |
- Debt collection
- I do not know
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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On XXXX XXXX, 2017, I faxed a letter to Hunter Warfield asking them for validation of a debt they are reporting on my credit report. As of today, XXXX XXXX, 2017, they still have n't validated the debt but they continue to report the account on my credit reports. I have received correspondence twice since my validation was received, neither being anything coming close to validating the debt.
The first letter received was dated XXXX XXXX, 2017, confirming they received my request however they will need additional time to obtain my request. On XXXX XXXX, 2017, I faxed them a letter advising they have failed to validate the debt and I demanded the account be deleted, however they continue to report the account.
The 2nd letter I received from them was dated XXXX XXXX, 2017, which states they received my claim of fraud activity regarding the account and requesting I provide them with Fraud Packet ( police report, copy of ID 's and additional documentation supporting my claim ). The problem with this is that I have never filed anything with them or any other entity that would be mutual that would state this as fraud.
I contacted Hunter Warfield 's office onXXXX XXXX, 2017 @ XXXX at the XXXX number and spoke with a representative that stated they had sent out a letter and I advised her that the letter did n't validate the debt and must be removed. She continued to state there was nothing they could do therefore I asked to speak with their Compliance Officer & or office manager, and this is when I was connected to XXXX XXXX, who stated she is Support Services Manager.
I explained to XXXX XXXX what the concern was and advised they are violating FDCPA in which they are reporting an account that they have failed to validate and I demanded validation. XXXX kept stating that the account was reported as a fraudulent account. I asked her when was this reported to them as fraud and by whom. XXXX clearly became frustrated at this point and stated that the only thing she could tell is that it came from the credit bureau and refused to provide a date. I asked her repeatedly for the documents they were sent by the credit bureau to support what she was saying and she refused. She stated she was the only person I could speak with. I told her that what they were doing is willful and malicious and I would file a complaint as well as file a motion with my local court and possibly obtain an attorney to handle it if need be.
Upon her hearing me state that I would get an attorney if this was not resolved, she refused to talk to me again as she stated I mentioned an attorney. I advised her if I do n't have an attorney at this time then they could continue to speak with me until there is a notice of appearance filed or until I have obtained counsel. XXXX simply was n't budgeting and refused to help me to resolve the issue.
She did provide me the name of XXXX XXXX to speak with and transferred me to his voicemail. This entire call lasted me a whopping 23 minutes 30 secs. I really wanted to speak with this XXXX XXXX directly therefore I called back and got another representative that was to transfer me to him but I again out the voicemail, this was also on XXXX XXXX at XXXX
I have attached all documents for review : -initial validation letter ( XXXX/XXXX/17 ) -Hunter Warfield letter 1 ( dated XXXX/XXXX/17 ) -Hunter Warfield letter 2 ( dated XXXX/XXXX/17 ) -failure to validate letter ( XXXX/XXXX/17 )
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| 02/08/2023 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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This company Hunter Warfield, received a debt collection case from my former landlords, XXXX properties. I let XXXX properties in XXXX, keep my {$850.00} deposit when I moved out because we were not able to clean out all the cardboard or replace the blinds ( 2 ) which were missing in that short of time. I mailed the key back to them because they refused to do a walk through with us. Now Hunter Warfield says we owe them 2 months additional rent, plus a bunch of other damage we didnt do. I think they moved someone in or let someone stay there for a few days after we left, as they did that with the neighbors unit before she moved in, used it as an XXXX XXXX XXXX XXXX and tried to tell me no one was there even though the smoke made it so bad I had to stay in a hotel. Anyway, I offered to send Hunter Warfield the evidence of the email I sent to the landlord over 60 days before we moved out telling her we would be out ASAP. I had a month to month lease, so it should not have been a problem with me leaving, since I gave her 60 plus days notice. They also claim we had an authorized pet which we didnt and they have no proof of, but Hunter Warfield wont take that off either. They are accusing us of damaging and dirty a stove we never used, removing cabinet knobs that were never there, breaking a cement step that according to the mail carrier had been broken for years, among other things. I was willing to pay for removal of the cardboard I had to leave and the two missing blinds but none of the other things are my fault.
Hunter Warfield refuses to listen to me or see my evidence. They said Im going to pay this or go to jail. The man I spoke to also made fun of my voice because to this day Im ill due to the drugs I was exposed to living in that duplex next to the neighbor that smoked as well as the mold from the basement that constantly filled with water that they refused to fix despite me letting them know multiple times it was affecting my health as was the neighbors smoke. They claim they replaced the carpets due to pet urine, but my dog never urinated inside and I paid to get the carpets professionally cleaned, all of which is evidence Hunter Warfield refuses to hear.
They are aggressive and rude to my mother and myself and they said they will ruin our credit unless we pay them every penny of the like {$3800.00} they are asking. We didnt do {$3800.00} worth of damage to the house. The carpets probably had to be replaced due to the neighbors smoking which I told them was flooding the house.
Hunter Warfield is being unfair and refusing to her our side of things or even see our evidence. I have pictures of when we left and when I first got the house, showing the existing damage. I also have witness statements to the smoking and water in the basement and other existing damage and that the carpets never had pet urine on them. I have a carpet cleaning bill I can show to prove the carpets were steam cleaned anywhere the pet had been though she didnt urinate on them, after the pet returned to live with my mom due to the neighbors put bull trying to XXXX her. I also have a copy of the email I sent 60 days before we moved out telling XXXX we would have to mode out since they were doing nothing about the neighbor.
Hunter Warfield refuses to hear or see any of this. They are using evidence thats a lie to ruin mine and my mothers good name and credit. They have threatened us and made fun of me.
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| 12/22/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Communication tactics
- Used obscene/profane/abusive language
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Web |
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The collection agency told me that if I paid by check instead of credit card I will save {$14.00}. I gave the company representative my routing number and checking account number. He said I could get a receipt by going to a particular website and he gave me my account number and PIN to get the receipt. I checked my bank account this morning and there was no check pending. I went to the website to get a receipt. There was no website. I called the company three times, XXXX at a number they had called me on and twice at the number the man I spoke to yesterday gave me as his number. XXXX call did get a message but with no identifying information such as the name of the company so I hung up. The other XXXX calls just rang and rang with no answer. I sent an email to support services at the company. At that point I became nervous that I had given my checking account number to an unknown man and that this might have been a scam. I called my bank and they advised me to put my account on hold which I did. I then called the number on the company 's website and the company receptionist transferred me to someone. I explained the situation, that I had put a hold on my checking account and why and that I wanted to pay by credit card today. He said that I had the URL of the website to get my receipt incorrect and that it takes 20 days to get a receipt. The person I actually made the payment to yesterday never told me it would take 20 days to get a receipt. The representative I spoke to today said that because I had put a hold on my account I had to pay the alleged debt in full. I explained again that I wanted to pay today by credit card instantaneously and he said I could not. I asked to speak to his supervisor which I did. I explained the situation to him although he interrupted a number of times. I said he should listen to the tape of the call so he could hear that I was not told it would take 20 days before I could get a receipt and that I would like the call to be emailed to me as well. He said that is not going to happen, that I had to pay in full because I put a hold on my account. He was extremely rude, cutting me off and hung up on me. I called back and asked to speak with the VP, President or Founder none of whom were in. I asked to speak with another supervisor higher than the one I had just spoken to. She was also very rude, would not work with me on a solution and was yelling at me. She did say she would pull the recording of the call and if the representative had not told me about the 20 days I could pay the discounted amount by credit card but this would take a while. I reiterated I wanted to pay it today by credit card so it was done and taken care of. She continued to yell at me and was abusive as the prior person had been. I asked her to put what she had said in writing and email it to me. She said they do not put anything in writing. I then politely ended the call. I called back and asked to speak with the administrative assistants for the VP, President or Founder and the receptionist said they were also not in. I asked if there was a quality assurance or complaints person and she said no. I asked to speak with anyone on a VP level. She took my name and phone number and said someone would call me. I asked for the email addresses of the VP, President and Founder and she said she had to get permission to give me those addresses. She was trying to be helpful and was pleasant.
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| 11/17/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Other personal consumer report
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- Incorrect information on your report
- Old information reappears or never goes away
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Web |
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I applied to multiple rental properties, repeated denials. A couple advised they would work with me, requiring a higher deposit, one wanted a co-signer.
XX/XX/XXXX is when I found out exactly what was showing up on my background. One of the properties advised XXXX XXXX XXXX. ( my former residence ) was showing on my background check hindering me from renting. I chose to move from XXXX XX/XX/XXXX. Yes, I did sometimes pay rent late. Ive been a caretaker of my mom for a short period & decided to look for a rental. XXXX has NOT sent me anything personally since I moved, OTHER THAN the court filing from XX/XX/XXXX in the XXXX XXXX XXXX, XXXX XXXX, MO XXXX.
There IS another name associated with the court filing. However, XXXX XXXX XXXX, XXXX XXXX XXXX. did not file XXXX proceedings on. They filled those proceedings under my name ONLY. XXXX XXXX XXXX was listed on the lease at the time of moving. XXXX XXXX XXXX is listed on every page of the court filing from XX/XX/XXXX.
XXXX XXXX XXXX. automatically somehow forwarded an amount to Hunter Warfield ( collection agency ), XXXX, FL under MY name only for {$1700.00} ( acct # XXXX ) Mind you, I did receive 1 notice from Hunter Warfield in XXXX ( approx ). After the frustration of constant denials & requirements of higher deposits on rentals. Absolutely not. I called XXXX XXXX XXXX XX/XX/XXXX, the new rep acted as though she could not remember the correct number to provide me of who to speak to to pay off an old balance. So she said to call Hunter Warfield.
Annoyed, I called & spoke with XXXX Hunter Warfield who initially stated the amount was $ XXXX. Shocked I disagreed, settled for {$1700.00} plus {$9.00} processing fee, paid in a lump sum THAT day. I was advised it would take 2 days for the XXXX XXXX. to XXXX out the balance & produce a receipt for upload. He provided me a Pin # for the upload to log back in & obtain on their website ( www.payhwi.com ) Its almost ( VERY CLOSE ) to 30 days later, I have not received anything via USPS or email or via telephone from XXXX XXXX. XXXX. or Hunter Warfield that this will be completely removed from my background. Why is it still there? I have the receipt. Thats fine. But its not ok, due to Im producing the receipt up front & this is STILL hindering me.
Was a collection filed against XXXX XXXX XXXX? Why was only I responsible for this? I paid it & its still causing havoc on my life. Its unacceptable. I should not have been solely responsible when on ALL paperwork theres XXXX names but when submitted to Hunter Warfield, apparently XXXX XXXX XXXX. only provided MY name? Not XXXX XXXX XXXX too? Is that legal or acceptable? I also have attorneys that XXXX waiting to hear back from on this on if I have to file a small claims case.
I do not have money to give away when there were XXXX parties involved. Its called accountability. Thats on my part, XXXX XXXX XXXX AND XXXX XXXX XXXX when submitting collection information correctly to Hunter Warfield AND the XXXX Judicial Circuit, XXXX XXXX, MO XXXX. When & how did XXXX XXXX XXXX name disappear? Making me be responsible solely? Who is responsible for givingc me that information & XXXX that money back being that the collection agency did not go after him, nor are they appearing on his background. XXXX is appearing on mine.
UNACCEPTABLE! People need every dollar they earn these days. Its a Pandemic.
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| 10/31/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/2020 I received a notice from Hunter Warfield Debt Collections on behalf of the XXXX XXXX XXXX owned by XXXX XXXX XXXX notifying me that I had a debt of XXXX and it was running at 4.75 %.
I have disputed this debt with Hunter Warfield. I was never notified that any debt was due. I have not received any information or contact from XXXX since XXXX 2020. I was never notified of a debt or any amount due. No discussion of amounts due was ever discussed. This is an attempt to collect from previous renters in good standing with bogus charges in order to save their business.
During the pandemic, XXXX management was hosting one on one meetings with residents to determine on a case by case basis, what would happen with each resident and apartment. After my wife and I both lost our jobs we made a one on one appointment to discuss our options and told one of our apartment managers we that we had lost our jobs, thought we would be unable to afford the apartment, and we wanted to know what our options were. He took our keys and said he totally understood and that he was sorry. I explained I didn't want to keep occupying a space I knew I couldn't afford. He thought that was very considerate. There was no discussion of debts or amounts owed at any time. No discussion of financial consequence. We were leaving because we couldn't afford the apartment. In our conversation we told the rep that we didn't feel it was fair to occupy their apartment when we knew we couldn't make it up on the backside. He appreciated our candor. I even repaired and replaced items in the apartment so their maintenance wouldn't have to.
We wrote them two letters. 1 explaining that we felt it was better to give them their apartment back ( this was during the eviction moratorium ) because once we got our jobs back we would not be able to pay double rents to make up for the " free '' time. We left their apartment in immediately rentable condition. Including preparing the apartment for the next renters by improving repairs on behalf of the company ( removing old shelving and patching the drywall for them ). In the second letter we attempted to pay for the month we had vacated. Our letter was returned.
This was over 8 months ago. Aspect never reached out to me, never called, never wrote a letter. Nothing. No good faith efforts to collect, no conversation. Just a notice from a debt collector 10 months later. Pretty XXXX practices, I think. Pretty low indeed.
Now I have a notice telling me I owe {$2900.00}. I have no idea how this number was arrived at, when it was allegedly due, how long it has been allegedly overdue, when the interest period allegedly began, how I have an interest charge on a loan I never took. I am baffled at this notice. I called XXXX and they refused to speak with me concerning " ongoing litigation '' so I don't even know what that means. They directed me to speak to Hunter Warfield.
This seems to be a last ditch attempt for The XXXX and XXXX XXXX to pull any dollar they can from any source to try to save their business. I personally hope it fails horrifically but they would probably get a bail out. This organization is FILLED with deceptive marketing and business practices, using bait and switch methods on apartment leases, deceptive and dishonest trade practices. Truly, the worst experience I've ever had with a company.
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| 04/15/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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I received a letter from a debt collector by the name of Hunter & Warfield in XXXX 2015 referencing that owed XXXX XXXX at XXXX XXXX ( the apartment complex at which I was previously residing ) {$170.00}. The bill states that I can settle for {$91.00}. What the bill does not state is WHY I owe them money, nor does it provide me the option of disputing the debt. It only asks for a payment. Because of this, I phoned Hunter & Warfield in XXXX to request a validation of debt because I wanted proof that I owed them money. I informed the agent I spoke with, XXXX, that I did not receive notification from XXXX XXXX at XXXX XXXX by phone or mail ( I had left them my forwarding address and phone number before leaving ) before I received the collections notice, and was therefore never provided an opportunity to pay the bill before it went to collections. I stated I needed an itemized bill before paying. XXXX advised me that XXXX XXXX at XXXX XXXX attempted to send me a bill, but claims they received returned mail. She verified the address that XXXX XXXX at XXXX XXXX had on file, and I confirmed with her that the address she had on file was correct and current ( how else would I have received their bill? ) She informed me she would request the itemized bill and would halt credit reporting since I was disputing the debt. On XXXX XXXX, 2015, I received a letter from Hunter & Warfield stating that they needed additional time to validate the debt and that all collections attempts have ceased while the debt is disputed and suspended credit reporting. According to my rights under the FDCPA, I disputed this debt because I doubt that I am liable for any monies owed to XXXX XXXX at XXXX XXXX. However, as of today, XXXX XXXX, 2015, I have not received a validation of debt, and I discovered that the disputed information is still being reported against me on my credit report. The letter that Hunter & Warfield sent to me advising that the credit reporting was suppressed was deceptive because they did not stop reporting as they stated. Because the derogatory information is still being reported against me, this was held against me today while signing a lease for a new apartment ( and is n't this purposeful inaccurate reporting a violation of the FCRA? ) The new complex could not allow me to sign the lease because my credit report reflects that I owe money to XXXX XXXX at XXXX XXXX. So, I called Hunter & Warfield to request a status update on the validation of debt, and I was informed that it was still pending. When I asked XXXX if they were still waiting for documentation from XXXX XXXX at XXXX XXXX, XXXX informed me that she had no information for me, but that I was welcome to email her Compliance department to find out the status. Although Hunter & Warfield did not actively attempt to collect a debt from me, purposely delaying a validation of debt is a deceptive and unfair method to attempt to collect on a debt : their delay tactic forced me to pay the debt that I have been disputing for 2 months in order to secure a new residence. Not only that, but they added a processing fee of {$14.00} to my " settlement '' offer of {$91.00} to pay online or over the phone. This means that I was forced to PAY THEM A FEE for them to TAKE MY MONEY that I DID NOT OWE IN THE FIRST PLACE, which is one more deceptive act on the part of Hunter & Warfield.
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| 07/28/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
Older American |
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TO : XXXX DISPUTES XXXX. XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX, GA XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX, PA XXXX FR : XXXX XXXX # XXXX CELL # XXXX XXXX XXXX XXXX XXXX XXXX XXXX , TX XXXX Date : XX/XX/XXXX REF : HUNTER WARFIELD Original creditor : XXXX {$5100.00} Balance updated XX/XX/XXXX Account Info Tap labels for more details Account numberXXXX Collection opened XX/XX/XXXX Account type Collection Department XXXX Agency / Attorney Paid off : 0 % Balance on XX/XX/XXXXLoan Amount {$5100.00} {$3800.00} Payment Info Original loan amount {$3800.00} Balance {$5100.00} Status date XX/XX/XXXX Contact XXXX XXXX XXXX XXXX, FLXXXX ( XXXX ) XXXX Is everything correct?
If inaccurate information appears on your report, you can contact the lender directly to have it corrected, or let us know online or by mail.
Dispute this account TO WHOM IT MAY CONCERN : XXXX XXXX XXXX XXXX Hunter Warfield is violating my rights under the FAIR CREDIT ACT, and causing undue stress to me and my family by continuing to violate credit reporting rules, accessing credit every month w/o authorization, continuing to report false balances, and reporting false information for six years.
If this false information is not removed immediately, you leave me no choice but to retain counsel, and pursue damages from Hunter Warfield, XXXX, XXXX, and XXXX XXXX.
I would like to give some background information about this entry on my credit and continued harassment of fees unexplained balances. This undue stress is causing me and my family a tremendous amount of harm.
I lived in this apartment complex from XX/XX/XXXX to XX/XX/XXXX, over 4 years with no issues whatso ever. XXXX reported me perfect to XXXX for four years!
I was having trouble paying rent, and received notice of evection PROCEEDINGS. I went to court in XXXX, PAID THE COURT IN FULL my rent due and fees. I moved out, with the manager signing off. No problems with the apartment after four years of living there!
The next thing I know, six months later I see this entry from HUNTER WARFIELD. I called them several times, and offered settlement money, they never accepted.
Over the last few years HUNTER WARFIELD has submitted FALSE information about the correct balances, they have lied over and over again. This type of abuse of the credit system has consequences, you can not continue to act like this is a current debt, this was a write off in XX/XX/XXXX. Hunter Warfield continues to ping my credit report by continuing to check my credit WITHOUT AUTHRIZATION! THIS IS ANOTHER VIOLATION UNDER THE FAIR CREDIT ACT.
I have never given them authorization to run my credit or access my credit. They are hitting my credit every month and adding money to the balance. This account is going on 7 years. STOP THE HARRASMENT.
The apartment was left in PRESTINE CONDITION, with NO DAMAGES! After, living there for four years w/o incident, no damages. See photos attached.
I am asking XXXX, XXXX, and XXXX XXXX to REMOVE THIS ENTRY IMMEDIATLEY, because of misinformation and abuse of my rights under the FAIR CREDIT ACT.
If this is not removed, XXXX, XXXX and XXXX XXXX could be held liable for aiding and abetting the criminal act of mis reporting the facts, and disregard for violations under The Fair Credit Reporting Act.
Sincerely, XXXX XXXX XXXX XXXX XXXX
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| 04/01/2021 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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This collection agency is furnishing an alleged debt that is on my consumer report XX/XX/XXXX and XX/XX/XXXX The collection Agency HUNTER WARFIELD which is in XXXX XXXX XXXX XXXX, FL XXXX has not provided me with the proper validation according to 15 usc 1692g. Also they have violated 15 usc 1692f. I have not received any proof that there was a such agreement that expressly authorizes this debt collection agency to collect on an Alleged debt which is a violation of the FDCPA. I sent a debt validation letter on XX/XX/XXXX and have not received any proof of the from them that there is an agreement in place pursuant to 15 usc 1692f ( 1 ) of the FDCPA that they can collect from me or that they even own the debt. This is a violation of my right to privacy.
Also i sent a dispute letter toXX/XX/XXXX andXX/XX/XXXX on XX/XX/XXXX asking them to verify the account but i got a response back saying that the account was indeed verified.
Then on XX/XX/XXXX i sent another dispute to XX/XX/XXXX and XX/XX/XXXX stating that the balance is incorrect between the two credit reporting agencies and they came back and said it was verified.
XX/XX/XXXXis reporting a balance of {$7700.00} and XX/XX/XXXXis reporting a balance of {$7800.00}. How is this account inaccurate if this alleged debt is coming from the same creditor. the fair credit reporting act clearly states that i am entitled to an accurate credit report and this is definitely not the case.
Also the account has been re aged by XX/XX/XXXX and will be on my credit report for a lot longer.XX/XX/XXXX Shows the last time the account has been active was on XX/XX/XXXX and XX/XX/XXXX says the account was last active on XX/XX/XXXX. Again more inaccurate reporting which is damaging to my reputation.
The following laws have also been violated by this company - 15 usc 1692b ( 2 ). Requesting location information from a family member saying i owe such debt - 15 usc 1692b ( 5 ) Using a symbol to indicate to the consumer that the debt collector is in the debt collection business - 15 usc 1692c ( a ) ( 1 ) calling the consumer at an unusual time or place - 15 usc 1692c ( a ) ( 3 ) calling at the consumers work place when it is prohibited to recieve such communication.
- 15 usc 1692d ( 1 ) using the means of harm to damage my reputation - 15 usc 1692d ( 2 ) The use of profane language which is used to abuse the hearer or reader - 15 usc 1692d ( 5 ) Causing the telephone to ring repeatedly with intent to annoy, Abuse or harass any person at the called number - 15 usc 1692e ( 2 ) The false representation of the legal status of a debt - 15 usc 1692f ( 1 ) The collection of any amount unless such amount is expressly authorized by the agreement creating the debt - 15 usc 1692g ( a ) Failure to provide the 5 things to prove the comsumer owes a debt within 5 business days.
This company has caused serious harm and damage to myself and my family. This is an alleged debt that has not been proven and is still reporting on my credit report. Also the reporting is clearly inaccurate between equifax and transunion. i plan on seeking monetary relief of over {$10000.00} for FDCPA violations and monetary relief for violations of the Fair Credit Reporting Act. section 616 and 617 for non compliance and negligence.
I have attached the two dispute letters along with debt validation letter.
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| 11/30/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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|
Web |
Servicemember |
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When we left XXXX XXXX XXXX XXXX XXXX we vacated the property in XXXX, first notice for collection was dated XXXX/XXXX/XXXX Received on XXXX/XXXX/XXXX at that time we had not even been out of the apartment for one month. The collection amount was for XXXX which was the sum total of all the remaining months on the lease. Under Tennessee state law Tenn. Code XXXX XXXX XXXX as long as we sent a letter to the apartment complex asking that they mitigate our losses and re-rent the apartment as soon as possible then we are only responsible for the amount of rent that was not collected prior to a new tenant moving in. The apartment was rented within two weeks of the time we turned the keys in.
Despite several attempts to get an itemized list from the apartment complex which Hunter Warfield claims to represent for the charges we are supposed to owe, no list has been forthcoming.
So that the apartment complex could find a new Tennent ( which they did within the two weeks of the time we turned in the keys ). XXXX XXXX cleaned the apartment and left it in a much neater/cleaner state than it was initially rented at. Cleaning/degreasing all cabinets in the kitchen, cleaning all vents, shampooing the carpets and repainting any areas that needed it. We purchased the paint color from XXXX XXXX that we were told to use by the apartment complex management. Ensuring that no damage was done to the apartment and any normal ware and tare items, IE. Picture holes were patched and painted.
Additionally, we made an earnest effort to find someone to take over our lease and when that failed we gave proper notice were current on our rent when we vacated and turned in all keys. Moreover, we sent a letter to the manager of the apartment complex asking for an itemized statement of charges and that they re-rent the apartment as soon as possible so that we may mitigate our losses which we were entitled to do under Tennessee state law. As the apartment was rented within the first two weeks the amount that Hunter Warfield is pursuing us for is null, in addition they broke the law when they did not validate the debt, then began collection procedures after they had been asked for proof of the debt and to cease collection efforts until we had proof.
The first attempt was XXXX XXXX, XXXX we received a notice of collections for a debt that was not legitimate from Hunter Warfield on XXXX XXXX XXXX we disputed the debt, I sent them a letter stating that the debt was not ours, they sent me a letter stating that they would cease collection attempts on the debt until they could produce the statement and documentation that they had legal ownership of the debt and that it was mine. In XXXX, my wife discovered that they had parked the debt on her and disputed it with the credit bureaus, in XXXX they again started trying to collect the debt that is not ours against both of us. We have asked for documentation, proof of legal ownership of the debt, disputed the debt and asked for removal from our credit reports. To date they temporarily work with us then will quietly attach the debt and begin trying to collect on it again after a few months. We have been subject to collection calls and we still have yet to receive any documentation that was requested. The account # is XXXX. My Name is XXXX XXXX XXXX XXXX My wife is XXXX XXXX XXXX
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| 07/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Subject : Complaint against Hunter Warfield , Inc. for Violation of Fair Debt Collection Practices I am writing to lodge a formal complaint against Hunter Warfield , Inc. regarding their violation of fair debt collection practices, which has resulted in significant harm to my creditworthiness. I believe their actions have infringed upon my consumer rights, and I kindly request your intervention to address this matter.
Recently, I received a letter from XXXX, one of the major credit bureaus, which stated that I had " 3 potentially negative item ( s ) '' impacting my credit score. Alarmed by these negative items, I promptly contacted XXXX for further clarification. To my dismay, I discovered that Hunter Warfield , Inc. had reported delinquent accounts on my behalf to the major credit bureaus. Shockingly, I had never been contacted by Hunter Warfield , Inc. or informed that my account was in collections with them.
In an effort to rectify this situation and protect my rights, I took the initiative to send a Certified Mail letter to Hunter Warfield , Inc. on XX/XX/2023. In this letter, I disputed their claim and requested a validation of debt. Furthermore, I explicitly informed Hunter Warfield , Inc. that their continued reporting of invalidated information to the three major credit bureaus could potentially constitute fraud under federal and state laws. However, I did not receive any validation of debt from Hunter Warfield , Inc. within the required 30-day period or at any time thereafter.
Recognizing the seriousness of the situation, on XX/XX/2023, I sent another Certified Mail letter to Hunter Warfield , Inc., requesting written documentation demonstrating that they had made a good faith effort to contact me before reporting the debt to the credit bureaus, as stipulated by the Fair Debt Collection Practices Act. Unfortunately, I have not received any response from Hunter Warfield , Inc. to date.
The actions of Hunter Warfield , Inc. have had severe implications for my financial well-being. As a result of their inaccurate reporting, my credit score has been significantly affected. I have experienced loan rejections, denied requests for credit card limit increases, and notable reductions in my credit limits. These adverse consequences are solely the result of the unauthorized and unsubstantiated information reported by Hunter Warfield , Inc .
I kindly request the Consumer Financial Protection Bureau to investigate this matter thoroughly and take appropriate actions against Hunter Warfield , Inc. for their violation of fair debt collection practices. I seek your assistance in ensuring that Hunter Warfield , Inc. ceases their unfair and unauthorized reporting, provides me with the necessary documentation to dispute these alleged delinquent accounts, and takes responsibility for the damage caused to my creditworthiness.
Enclosed with this complaint, please find copies of relevant documents, including the letter from XXXX, the Certified Mail receipts for my letters to Hunter Warfield , Inc., and both letters I have sent to Hunter Warfield , Inc .
I appreciate your prompt attention to this matter and your dedication to protecting consumers ' rights. Please do not hesitate to contact me if you require any additional information or documentation to proceed with this complaint.
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| 10/18/2023 |
Yes |
- Debt collection
- Rental debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/XXXX, I, the consumer, sent a certified green letter document to the CFO at Hunter Warfield Inc., located at XXXX XXXX XXXX XXXX, XXXX, FL XXXX.
They have been harassing me via email communications in attempts to collect an alleged debt that I, the consumer, do not owe. What they are attempting to collect is false and misleading. It's identity theft as well as extortion, coercion, and a violation of privacy rights as a consumer.
In the letter, I let them know I was disputing their claim and requested validation of the alleged account. I politely and humbly asked for Hunter Warfield to provide me with the following items : The amount they claimed I, the consumer, owed them, the collector.
Evidence of licensing numbers and registered agent in the state of Texas.
Proof that they are, in fact, a licensed debt collector in the state of Texas.
Confirmation that the alleged account has not crossed the statute of limitation ( SOL ) period.
Copies of the documents that prove I, the consumer, agreed to pay the alleged amount to the collector, Hunter Warfield.
An explanation of the alleged debt computed amount.
I also stated in the letter that if they failed to provide the information I requested within a time period of 10 days from the date of receipt of my notice, all account information should be deleted from my credit report, and a copy of the deletion request should be sent to me at once, or I would be forced to take legal action.
Today is XX/XX/2023. I have not received any of the requested documents from the collector, Hunter Warfield. The certified letter was sent on XX/XX/XXXX. Per my tracking, it says someone on XX/XX/XXXX received my letter. Tracking # XXXX XXXX. We are now outside of the 10-day window.
I am seeking relief as they were unable to properly validate this alleged debt.
Furthermore, due to this matter not being equitable and fair, I filed a complaint with XXXX Complaint # XXXX was submitted on XX/XX/2023, in which they replied on XX/XX/2023, asking me to give authorization for Hunter Warfield to give information regarding my complaint in order to protect my privacy. My privacy has already been breached.
A company I have never done business with is attempting to collect an alleged debt and has been using my personal non-public information, and reporting to the credit agencies without ever having properly validated the debt or ever receiving consent to report to any of the credit reporting agencies, and somehow getting access to my private non-public information, including my social, home address, email, and phone number.
Hunter Warfield has many violations in this complaint alone.
Violation of 15 U.S. Code 1692g - as they did not properly validate the alleged debt to me, the consumer.
Violation of 15 U.S. Code 1692d - Harassment.
Violation of 15 U.S. Code 1692f ( 1 ) - Unfair practices by attempting to collect an alleged debt while adding interest.
Violation of 15 U.S. Code 1692e ( 8 ) - False or misleading representation by sharing false credit information on me, the consumer, by reporting to credit agencies when this account is in dispute.
I could list more illegal practices that Hunter Warfield is carrying out on an innocent consumer, yet I really just want to amicably solve this misunderstanding. Please see resolution below.
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| 08/29/2023 |
Yes |
- Debt collection
- Rental debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I resided at XXXX XXXX XXXX XXXX XXXX XXXX Texas, from XX/XX/2023, to XX/XX/2023. The leasing contract was with XXXX XXXX ( XXXX ) XXXX ( XXXXXXXX XXXX XXXXXXXX XXXXXXXX XXXX XXXX XXXX XXXX TX XXXX XXXX Prior to my move-out, I ensured the apartment was professionally cleaned, including the bedroom, kitchen appliances, bathroom, and closet. I possess both video evidence and a cleaning receipt to substantiate this.
During an in-person visit to the office on XX/XX/XXXX, before my move-out, I discussed move-in formalities with XXXX ( Manager ) and XXXX XXXX XXXX mentioned a flat cleaning fee of {$75.00}, which she assured would be waived upon receipt of the cleaning receipt, as I had conveyed to her during our conversation. I inquired about a move-out inspection and even offered to arrange one to prevent any last-minute surprises. To my surprise when I spoke to other residents who had moved out none of them was charged a XXXX fee as claimed by the management.
On XX/XX/XXXX, the leasing agent XXXX XXXX emailed me a ledger with a total of {$370.00}, a substantial difference from what was verbally promised. The ledger contained a {$180.00} cleaning fee, a {$50.00} cleaning fee, and a {$30.00} damages fee. Remarkably, within just 15 days of sending the ledger, I was sent to collections without prior notice or responses to my emails/calls seeking clarification on these unwarranted charges. I disputed these charges with the collections team, providing supportive evidence such as a video, email correspondence, and the cleaning receipt.
Despite my efforts, the XXXX management denied my claims and failed to provide invoices or evidence to justify their charges. After I sent them the cleaning receipt, XXXX XXXX reached out, promising to adjust the bill and update the ledger. However, nearly two months have passed, and my attempts to communicate with XXXX have been met with silence from management.
This pattern of behavior is not new ; in the past, XXXX had my already registered vehicle towed during a ten-day vacation and still demanded a {$320.00} storage fee after I provided records which I had to pay in order to get my vehicle back. Additionally, I was asked a {$75.00} fee for remote control access, which was initially promised to be free in the lease contract. This history suggests a recurring trend of fraudulent charges by the management.
Despite repeated emails, XXXX has not provided any utility bills, instead, they rushed me into collections, which raises concerns about the legitimacy of these charges.
I urge XXXX XXXX XXXXXXXX XXXX management to furnish the utility bills and apply my {$100.00} deposit toward the utilities and I am ready to pay the remaining amount toward utilities after deduction of the utilities if any. I possess evidence of pre-existing wear and tear to the gas stove/sheetrock, including email correspondence before my move-in and work records, which XXXX have chosen not to share with the collections team.
I dispute the {$180.00} + {$50.00} cleaning fee and the {$30.00} damage fee, as no damage occurred during my move-out and my entire stay. I also insist that XXXX remove my name from collections and any credit rating agencies. Furthermore, I request the return of my deposit after deducting the utility bills.
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| 09/19/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
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Hello, I accrued a debt from an apartment complex judgement in XX/XX/XXXX. As specifically directed by the complex, I paid the debt to Hunter Warfield in XX/XX/XXXX. Debt remained on my credit report after repeatedly notifying ALL parties involved from XX/XX/XXXX-XX/XX/XXXX. I was unable to rent an apartment in my name for YEARS ( XX/XX/XXXX/XX/XX/XXXX to be exact ).
I believe the collection agency committedseveral violations ( FDCPA and others ) Including but not limited to : 807. False or misleading representations 808. Unfair practices ( 1 ) 809. Validation of debts 812. Furnishing certain deceptive forms 813. Civil liability ( Specifically B-1 ) -the frequency and persistence of noncompliance by the debt collector, the nature of such noncompliance, and the extent to which such noncompliance was intentional I have every single receipt, email correspondence, credit report, direct dispute to the credit bureaus, complaint #, Attorney/Firm of record information, rental application, adverse action letter, video, audio etc ... to validate my beliefs. The collection agency is also aware of our interactions over the years.
The collection agency is not only blatantly rude and egregiouslydeceptive at every turn, they are also extremely reliant on the statute of limitations. However, I recently discoveredthe court and law firm of record was never paid nor notified the debt was satisfied. Credit reports no longer report judgments butto this day ( XX/XX/XXXX ) I have an unpaid judgement in my name until XX/XX/XXXX. The statute of limitations on a civil judgement is 10 years. Legally I am still subject to garnishment if anyone ever tried to pursue action. It is my belief, that they acted fully as creditor and in doing so violatedTennessee Code Title 26. Execution 26-2-217 : ( 2 ) The judgment creditor shall notify the court clerk of the balance due upon a judgment whenever the creditor causes the issuance or revival of a garnishment thereon. Furthermore, the judgment creditor shall notify the court clerk when the judgment has been satisfied. Tenn. Code 26-2-217 Please note, there is NO DISPUTE from either party that the debt was paid in XX/XX/XXXX. The issue, as I believe, is that they want to separate the judgement from the debt and deny responsibility forall related items that appeared on my credit report ; yet, they acted fully on their client 's behalf when they accepted the payment ( and approved it's deletion in XX/XX/XXXX ). I can also prove that even if it is two separate issues, even their client was unaware of this arrangement.
This issueis from my very first apartment. As a regular adult, I could not simply give up my attempt to provide shelter. IHAD to keep all of my documentation in order to embarrassingly explain this situation repeatedly to rental properties. I literally made life decisions based on this. This has been continuously stressful but with family, I make it through.
It is my sincerest hope that they are unable to do this to anyone else.
Most importantly, Thank You for this service. Like many others subjected to predatory business practices, I do not have counsel. I only have my voice. Iam grateful for theefforts of those who tireless work to increase our tone.
Best Regards, XXXX XXXX XXXX XXXX XXXX XXXX
|
| 11/10/2017 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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Our company had a commercial fuel card account with XXXX XXXX ( aka Universal Premium ) in XXXX XXXX We closed the account around XXXX of this year due to nonstop bogus charges on our invoices. They would automatically sign us up for programs that we did n't want or make up new fees and we would have to call to get them removed and credited back to our account. For example, on XXXX/XXXX/XXXX we were charged {$430.00} for high risk credit fee. This was not triggered by a late payment. When we called to dispute the charge, we were told that their computers crashed and to call back the next day to have it removed and we did. They also swapped over to a new online system around the beginning of the year which delayed them sending invoices and they sent a notice ( included in attachment ) stating that they would extend due dates because we could not pay the bill online until their system was fully functional. We then mailed a check on XXXX/XXXX/XXXX in the amount of {$25000.00}. Due date was XXXX/XXXX/XXXX. As of XXXX/XXXX/XXXX the check had not cleared and we were charged {$3600.00} late fee, XXXX interest, and they signed us up for a program called clean advantage for {$360.00}. Again we called and they agreed to remove and credit these charges on the next billing cycle along with {$5.00} bonus fee, {$15.00} check fee, and {$4400.00} minimum program admin fee. The last invoice received billing date of XXXX/XXXX/XXXX, all charges were removed except for " clean advantage '' fee of {$410.00} and fuel charges of {$440.00}. I called to ask what clean advantage was why we keep getting billed for it. His response was " let me email you the information so you can look at it ''. After looking at the email ( included in attachment ) while he was on the phone I learned that this program is designed to fund projects to help reduce XXXX emissions by planting trees and develop recreational space for people to enjoy. I asked him to remove the charge that we never asked for. He said ok and I was given reference # XXXX on XXXX. This was the last invoice received from this company and the account was deactivated. After hours spent on the phone correcting similar issues each billing cycle, we determined that this company is unethical in its business practices. Better Business Bureau have been flooding with complaints about this company with similar issues. We signed up with a new fuel card company and have had XXXX issues or surprise fees. 6 months have passed and we received a call from a collection agency on XXXX/XXXX/XXXX trying to collect a debt from universal fleet card. The amount is for {$1500.00}. We have no clue what this is for and when we asked the collection agency to send a breakdown of charges their response was " no going to happen ''. This person was very rude as well. Then we received a letter from XXXX XXXX collection agency dated XXXX/XXXX/XXXX collecting debt for same amount. I assume these are the same people that called. We do not owe this debt. Our last invoice was paid on XXXX/XXXX/XXXX and we have n't received anything from them since. I called XXXX XXXX on XXXX/XXXX/XXXX to get a breakdown of the {$1500.00} but they were not willing to help me and said that I need to go through the collection agency with any questions.
|
| 04/01/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
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|
Web |
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When the one year term leasing contract terminated on XX/XX/XXXX, wee moved out the Apartment at XXXX, XXXX, XXXX, XXXX, owned by XXXX. The manager XXXX seemed very unhappy for our moving. We moved out due to that our kids need to go the XXXX area, which is a different area from the apartment. Another reason is that the repairs took really long time, which is not good.
Beforewe moved out, I informed the landlord in writing, more than the time as required by the contract. So there is no issue on this.
When I moved out, I cleaned out the whole apartment, and informed the manager XXXX. Due to that I have to work and is extremely busy at the ending and beginning of each month, based on the nature of my work, I asked XXXX whether I can drop the key into her office, and she can take a look at apartment I cleaned on her own. But I did tell her that, if she thinks I did not clean anything clean enough, please let me know, and she must get my signature for those disputes if any. I did not receive anything saying I did not clean the apartment good enough. So I expect to get my full deposit of {$200.00} back soon.
I cleaned the apartment well enough, because I wanted to get my deposit back of $ XXXX.We lived in over 20 apartments inmore than one decade, in the USA and XXXX, and never had any deduction by any landlords from our deposits. This is means I always cleans the apartments very well, usually above the expectations of the landlords. I have never welshed any debts, that I should pay, and that is why my credit scores are so excellent, except for this extremely unfair issue done by XXXX.
XXXX lied to me saying it was okay to leave the door key to her, and I do not need to sign on anything, the apartment is clean enough and asked for my new address so that she can mail my deposit back to me.
I told her my new address, and found that she claimed I own her ( or the apartment company ) {$580.00}. So she kept my deposit of {$200.00}, and asked me for another {$380.00}.
In her damage list, there are something that is normal wears and tears such as the blinds. Also something that I have requested a fix shortly before I moved out. It is the apartment company that did not come on time to fix those damages. Plus there are something that were not fixed at all when we moved in, such as some marks on the carpet left from the previous tenants and the broken desk surface in the washroom, which we are generous about when we moved in and also due to we moved in in a hurry with little kids ( just a couple of months old when we drove from XXXX to XXXX due to job change around the end of XX/XX/XXXX ) and elder person ( my mother-in-law ) who does not speak English.
While we lived there, whenever we go to XXXX office, she was aloof, and whenever we had parcels mailed to her office, she always forgot ( she said she forgot, but we doubt that ) to let us know on that. So all those makes us feel that is discriminating against us, and gave our family hard time on purpose.
I let my lawyer wrote a letter to XXXX, exclusively about this issue, but she did not respond. I think she did that on purpose.
All those above facts made us very uncomfortable and feel very much unfairly treated. We need justice!
Thanks, Yours truly, XXXX
|
| 09/01/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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In XXXX, my wife and I moved to another city at the end of our lease. Apparently we were charged a crazy amount cleaning fees after we turned in our keys. We had no idea we even owed money to this apartment complex until XXXX when I my wife I checked our credit looking to purchase a home. Since then, I have sent NUMEROUS validation attempts directly to the credit bureaus, apartment complex itself, and then to Hunter Warfield. Even after sending them letters from our NEW address, HW has claimed that they have been sending their responses to the old apartment address, which in turn we had not received a one. Obviously we dont live there anymore, that is why you are trying to hustle money out of us. I am at my wits end and this is the only way that I can see to rectify this situation.
In XXXX of this year, I visited the HW website directly to attempt to make a payment, I saw the option to negotiate a settlement with this account and I jumped at the opportunity since this account is the ONLY hold up for my husband and I to proceed on with a purchasing a house. I was given an offer of {$1500.00}, unfortunately I didnt have that full amount available so I pushed the pay date out to XX/XX/XXXX. ( Pics attached ) As an essential healthcare worker, I was exposed to COVID-19 during those 2 weeks and had to self-quarantine. Unsure of my return date to work, I had to secure our finances and I made an executive decision to not make the payment and re-negotiate a new deal at a later date. After returning to work on XX/XX/XXXX I decided that I was clear to move forward with the settlement offer. I logged into the website and was given and offer amount of {$1400.00} with a payment due by the XXXX of XXXX. I go to make a payment today ( XX/XX/XXXX ) and the site was requesting the full amount again and not allowing me to pull my original settlement offer. ( Pics attached ). I called the company to just make the settlement payment over the phone and was met with extreme rudeness and complete disregard for the truth seeing as though this company TO THIS DAY has yet to provide me with any proof that I even owe on this ridiculous account. After being told that HW doesnt even allow settlements, I had to send a snapshot of the pics provided to show that was in fact not true. Its a whole option under payment on their website. I was even hung up on today after being told Why didnt you just make the payment in XXXX when you got your first settlement offer then. To which I replied that is none of your business, I am trying to make a payment now. After they expressed that I couldnt make any partial payments online if it wasnt in an amount that HW agreed on. What kind of business is that? If I wanted to pay {$20.00} a month until this account was paid in full, that is my legal right to do so. After that conversation, I was hung up on. I feel defeated and I would just like this account removed from my husbands and my reports. This company is obviously up to some shady ways of operating and it seems that they do this with all of their customers after they harass and disrespect them. They refused to prove that I owe this account and the refused to accept ANY payment that is not in full or a monthly payment amount that they approved.
|
| 06/06/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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I XXXX XXXX am a person, non-adverse, non-belligerent, non-combatant party and executer with full life. I am in possession of my credit reports with your voluntary submission of alleged account in question. As you keep reporting the alleged account verified and accurate. I herby dispute this alleged account in its entirety and request the removal of it from my consumer report. This letter also constitutes as a cease and desist, for you Hunter Warfield to stop all attempts at collecting this alleged debt owed to you. This letter is addressing XXXX, XXXX, XXXX and you the direct data furnisher of this subterfuge. Hunter Warfield must herein provide a true and certified original copy of the complete audit trail under penalties of perjury of said account, pursuant to 15 USC 1692g of FDCPA. Furthermore in order for Hunter Warfield to validate this debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P, XXXX, in accordance with XXXX and XXXX Conventions. I will also need a certified copy of the original contract with my wet ink signature between me and Hunter Warfield. Providing that Hunter Warfield ) is the holder in due course of the original debt contract and a certified original copy of your Tax Registration Certificate.
I also request the following documentations listed bellow to be certified and sent with your response.
Full accounting for this account Copy of the assignment of purchase from the creditor Every charge and what was purchased, fees, payment, credit, interest paid ) How you calculated what you claim I owe Full chain of assignment from charge off to present Proof that you own the debt with full clear title Proof that you were on the original contract All should be certified and presented to me with a certificate of testimony that the allege account is 100 % accurate and belonging to me. I also request certified testimony that your company, branches, and or offices were in full compliance with the FCRA and all of its mandated rules when it comes to reporting accurately. Please also provided certified testimony on how you validated this debt to all credit reporting agencies and any and all third party reporting agencies you have reported to.
( XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) Also you have committed the following FDCPA Violations : 806. Harassment and abuse 807. False or misleading representations 808. Unfair practices 809. Validation of debts If you can not provide me with each and every item listed above then you must remove this account from all three of credit reports immediately according to the FDCPA. If you verify this inaccuracy for the credit bureaus without providing me with all of said listed items you are in violation of the law, which carries a fine of {$1000.00} per violation. Any communications not received by certified mail under the Penalties Of Perjury will be refused for course without dishonor and defective upon its face. Failure to substantiate the claim under Penalties Of Perjury, please settle this account immediately within ( XXXX ) days.
Notice To Agent notice to principal All Rights Reserved Without Prejudice U.C.C 1-308
|
| 12/20/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
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Hunter Warfield INC, Please supply the following information in entire detail : >Why you think I owe the debt, and to whom I owe it, including : >The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed. >If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I potentially can know them, if that is different from the official name. In addition, tell me when the Current creditor obtained the debt and who the present creditor obtained it from. >Provide verification and documentation ( retail installment contract etc. ) that there is a valid basis for claiming that I am required to pay the debt to the extant creditor. >If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide verification and documentation about why this is a debt that I am required to pay. The amount and age of the debt, specifically : >A copy of the last billing statement sent to me by the original creditor. >If there have been any additional interest, fees, or charges added since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each added amount. In addition, explain how the added interest, fees or other charges are expressly authorized by the agreement creating the debt or are permitted by law. >If there have been any payments or other reductions since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each of them. >If there have been any other changes or adjustments since the last billing statement, please provide full verification and documentation of the amount you are trying to collect. Explain how that amount was calculated. In addition, explain how the other changes or adjustments are expressly authorized by the agreement creating the debt or permitted by law. >Have you made a determination that this debt is within the statute of limitations applicable to it? Tell me when you think the statute of limitations expires for this debt, and how you determined that. Due Diligence and Rights to Collect : >If you fail to provide any of the info or documentation I have asked for, please say why. If you do not provide it, and do not adequately explain why, I will understand that you are unable to confirm or catalog your claims. >I would like more information about your firm before I discuss the debt with you. Does your firm have a debt collection license from my state? If not, say why not. If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. >If you are contacting me from a place outside my state, does your firm have a debt collection license from that place? If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license.
|
| 08/12/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
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In XXXX, my husband and I moved to another city at the end of our lease. Apparently we were charged a crazy amount cleaning fees after we turned in our keys. We had no idea we even owed money to this apartment complex until XXXX when I my husband I checked our credit looking to purchase a home. Since then, I have sent NUMEROUS validation attempts directly to the credit bureaus, apartment complex itself, and then to Hunter Warfield. Even after sending them letters from our NEW address, HW has claimed that they have been sending their responses to the old apartment address, which in turn we had not received a one. Obviously we dont live there anymore, that is why you are trying to hustle money out of us. I am at my wits end and this is the only way that I can see to rectify this situation.
In XXXX of this year, I visited the HW website directly to attempt to make a payment, I saw the option to negotiate a settlement with this account and I jumped at the opportunity since this account is the ONLY hold up for my husband and I to proceed on with a purchasing a house. I was given an offer of {$1500.00}, unfortunately I didnt have that full amount available so I pushed the pay date out to XX/XX/XXXX. ( Pics attached ) As an XXXX XXXX XXXX, I was XXXX to XXXX during those 2 weeks and had to XXXX. Unsure of my return date to work, I had to secure our finances and I made an executive decision to not make the payment and re-negotiate a new deal at a later date. After returning to work on XX/XX/XXXX I decided that I was clear to move forward with the settlement offer. I logged into the website and was given and offer amount of {$1400.00} with a payment due by the XXXX of XXXX. I go to make a payment today ( XX/XX/XXXX ) and the site was requesting the full amount again and not allowing me to pull my original settlement offer. ( Pics attached ). I called the company to just make the settlement payment over the phone and was met with extreme rudeness and complete disregard for the truth seeing as though this company TO THIS DAY has yet to provide me with any proof that I even owe on this ridiculous account. After being told that HW doesnt even allow settlements, I had to send a snapshot of the pics provided to show that was in fact not true. Its a whole option under payment on their website. I was even hung up on today after being told Why didnt you just make the payment in XXXX when you got your first settlement offer then. To which I replied that is none of your business, I am trying to make a payment now. After they expressed that I couldnt make any partial payments online if it wasnt in an amount that HW agreed on. What kind of business is that? If I wanted to pay {$20.00} a month until this account was paid in full, that is my legal right to do so. After that conversation, I was hung up on. I feel defeated and I would just like this account removed from my husbands and my reports. This company is obviously up to some shady ways of operating and it seems that they do this with all of their customers after they harass and disrespect them. They refused to prove that I owe this account and the refused to accept ANY payment that is not in full or a monthly payment amount that they approved.
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| 12/29/2020 |
Yes |
- Debt collection
- Mortgage debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I move into XXXX XXXX in XX/XX/XXXX. I was pregnant and separating from my husband. My son came a month early and I was told I wasnt going to get paid maternity leave after I was told I would. I went to the office on XX/XX/XXXX and told XXXX that I would be breaking my lease due to not being able to pay the rent. I also provided them with a letter. She stated that there will be a two month termination fee as stated in the leasing agreement. I looked over that leasing agreement from front to back and there was nothing there stating a fee. She couldnt tell me where it was located either. I signed a document stating I was breaking my lease. I move out XX/XX/XXXX and received my final bill on the XXXX which states an amount of {$520.00}. A month later I received an email stating I owed {$1900.00} which I didnt know at the time. On XX/XX/XXXX, I received a text from my brother letting me know someone by the name of XXXX XXXX from Hunter Warfield was looking for me. I reach out to see who he was and what it was about. He stated that he was collecting a debt on behave of XXXX so I was ready to pay the {$520.00}. He then proceeds to tell me that I owe {$1900.00}. I stated to him that my final bill stated {$520.00}. He then stated that I didnt give them notice and that was what I owed. I asked him to send me the documentation where it shows that amount. He sent my leasing agreement and that was all. The front page had the amount that I owed only it wasnt {$1900.00} anymore. It was {$3400.00}. I reached out to XXXX and ask why my balance increased. The manager stated it was a mistake on the old property managers end and that multiple accounts were that way and she no longer works there. I asked why wasnt I notified about this and he couldnt answer me. He only stated there was nothing he could do and that he would go over my account and reach back out to me. He never did. I reach backed out a couple days later and he stated he couldnt find my letter giving them a months notice or the paperwork I signed after. I didnt have the copy so I couldnt show any evidence. Until I received a refund from XXXX XXXX. I called them asking why I was receiving it they stated it was because someone from the community called and put the account back in the communitys name. I called the property manager again and he stated he doesnt know why that happened. I also tried reaching out to XXXX to find out where in the lease it was located. She stated that my leasing agreement is different from what they have now. The property manager stated I should try resolving it with Hunter Warfield and so I called and let XXXX know that the amount is wrong and that I am willing to pay the amount I owe of {$520.00}. He stated that wasnt going to work and I let him know that I wasnt going to pay that total amount and stated the next time I called he was going to be more and hung up. So it ended up showing up on my credit and hurting my score so I called Hunter Warfield again and tried to do a settlement. I paid {$660.00} on the account and never made another payment because it was too expensive and I didnt owe that much. I tried disputing it and nothing worked. So now Im filling a complaint because this is unacceptable.
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| 02/02/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Credit monitoring or identity theft protection services
- Received unwanted marketing or advertising
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Web |
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Debt Collector, please supply the following information in entire detail : >Why you think I owe the debt, and to whom I owe it, including : >The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed. >If this debtstarted with a di! erent creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I potentially can know them, if that is di! erent from the o '' cial name. In addition, tell me when the Current creditor obtained the debt and who thepresent creditor obtained it from. >Provide veri $ cation and documentation ( retail instalment contract etc. ) that there is a valid basis for claiming that I am required to pay the debt to the extant creditor. >If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide veri $ cation and documentation about why this is a debt that I am required to pay. The amount and age of the debt, speci $ cally : >A copy of the last billing statement sent to me by the original creditor. >If there have been any additional interest, fees, or charges added since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each added amount. In addition, explain how the added interest, fees or other chargesare expressly authorized by the agreement creating the debt or are permitted by law. >If there have been any payments or other reductions since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each of them. >If there havebeen any other changes or adjustments since the last billing statement, please provide full veri $ cation and documentation of the amount you are trying to collect. Explain how that amount was calculated. In addition, explain how the other changes or adjustments are expressly authorized by the agreement creating the debt or permitted by law. >Have you decided that this debt is within the statute of limitations applicable to it? Tell me when you think the statute of limitations expires for this debt, andhow you determined that. Due Diligence and Rights to Collect : >If you fail to provide any of the info or documentation I have asked for, please say why. If you do not provide it, and do not adequately explain why, I will understand that you are unable to con $ rm or catalog your claims. >I would like more information about your $ rm before I discuss the debt withyou. Does your $ rm have a debt collection license from my state? If not, say why not. If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. >If you are contacting me from a place outside my state, does your $ rm have a debt collection license from that place? If so, provide the date of the license, the name onthe license, the license number, and the name, address and telephone number of the state agency issuing the license.
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| 10/03/2021 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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Hunter Warfield, collecting for XXXX XXXX : In XX/XX/XXXX my son and I were evicted from our home, primarily due to an interruption in child support payments, medical expenses, an increase in my rent and car repairs, which ultimately resulted in me having to replace my vehicle. The late fees for renting a home with XXXX XXXX XXXX were astronomical, making it extremely difficult to ever catch up. Adding {$450.00} in late fees and requiring the payment of attorney 's fees even when the rent is paid prior to any eviction notification is contrary to a mutually benefitting business deal. Although I tried very hard to stay in the home it just was not possible. After leaving the home I sent an email to the property management company asking where to make payment arrangements. I did not get a response initially and I sent a second email, in which I was told to send payments to corporate. No specific person or department, just corporate. I contacted corporate and asked for the direct address and person to send my payments to and I was told someone would contact me. I never received any communication from XXXX XXXX XXXX. I did not close my post office box until XX/XX/XXXX and my email address has not changed. I was laid off in XXXX of XXXX and did not regain employment until XX/XX/XXXX.
I have not received ANY communication from Hunter Warfield about this debt. XXXX has this debt listed as being reported XX/XX/XXXX, for {$5200.00} and showing a balance of {$5300.00}. XXXX is showing that it was assigned XX/XX/XXXX and reported XX/XX/XXXX. As I stated, I did not close my post office box until XX/XX/XXXX. XXXX XXXX used my post office box as my mailing address. Furthermore, my telephone number and email has not changed.
I reached out to Hunter Warfield in XXXX of XXXX when I had to explain the collection account during a background check for a job. I attempted to get on a payment plan and was told by the Hunter Warfield representative that the only way to set up a plan was to provide my bankcard. I explained that I did not want to have my bankcard on file, I wanted to send payments, via bill pay through my credit union and I was told no I could not. I should not have to give out my bankcard information.
Hunter Warfield did not make a serious effort to communicate with me. When they are hired to collect a debt they to not function responsibly. Because a debt can be devastating to individuals having negative items on their credit, collection agencies should have to show " good faith efforts '' that they exhausted attempts to locate the consumer. Also, Hunter Warfield is just being a bully and abusing consumers by mandating how the payments are made. They should not care how the payments are made, as long as the payment agreement is maintained. Due to Hunter Warfield not allowing me to set up a payment plan I did not get further consideration for the job. Given the job would have been an increase in salary the actions on the part of Hunter Warfield were detrimental in more ways than one.
It is simply unjust to get XXXX over by a property firm to the point of eviction and then get screwed over again by the debt collector. Not everyone is attempting to avoid their debts.
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| 12/11/2018 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I am writing to file a complain about my dispute on my previous apartment XXXX XXXX XXXX XXXX situated in XXXX California. I rented my unit last XX/XX/2018 for the amount of {$1700.00} per month. On our first month we experienced odd and scary events, we immediately called the attention of the Community Manager and our Agent but they don't have explanation whatsoever on our complain and nothing happened. Since it was only our first month so we decided to continue our rent and ignored the strangest events in our unit.Days and week passed it became more aggressive and scary. We still ignore and continue our rent. But something horrible happened last XXXX and we came to the point that we sleep in our car or sometimes we will go to hotel to spent our night and be back on the following morning to our apartment. We all know that it is so costly to move to another apartment aside from the security deposit they mandated to comply, the cost of the movers are expensive too. Finding a new place was also exhausting and stressful. Not to mention the damages and trauma that we experienced on our unit. We decided to move and transfer to another apartment last XXXX but prior to that we talked to the Community Manager and Regional Manager regarding our case. They offered us options 1. We transfer to another unit 2. We move anytime before XXXX XXXX and they will refund whatever amount will left on our rent plus our security deposit. We chose # 2 option and we moved out and transfer to another Apartment last XX/XX/2018. We also agreed that we will not pay for the break lease contract amounting to {$3500.00}. Then last XX/XX/XXXX we received a letter from HUNTER WARFIELD regarding our debt balance from our rental at XXXX XXXX. We immediately called the office of XXXX of HUNTER WARFIELD and told us ti settle the debts and reconcile with XXXX XXXX. She also asked us if we got a letter or notice from XXXX XXXX XXXX XXXX and we told them that we didn't received any notice or letter from XXXX XXXX. We called XXXX the Manager of XXXX XXXX XXXX XXXX and she told us she can't do anything about it. She promised us that she will talk and relay our message to XXXX the Regional Manager of XXXX XXXX. We waited for return call but nothing happened our calls are being forwarded to Voicemail, We even visited the Admin Office of XXXX XXXX XXXX in XXXX and no one talk to us, they are ignoring our calls. According to the letter that sent to us we are advise to pay {$3200.00} because of the interest of 7 % late fees & other charges may vary from day to day. It is so unfair in our part to pay such amount. Actually we are the victim here we pay for our rent that is so expensive and yet we can't even sleep at night in our own unit. Our life there was ABNORMAL. The stressed, Trauma and all the damages that we experienced was priceless. There is no amount of money to pay for your PEACE OF MIND. We just wanted to go out of that XXXX house and claim our peace. We know our story and experienced is a bit strange but we have witnesses to prove our claims. It is so unfair. The Regional Manager and the Community Manager are both liar and unprofessional.
I hope this matter will be put into light. Thanks
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| 09/22/2019 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Back in XX/XX/XXXX, in need of a new car, I visited the dealership to see if I could get some sort of financing. The sales rep came back with a twisted face and a horrible credit report in his hands saying that my score was XXXX!!!!! The last time I had checked my score it was in the mid 600s and I didnt recognize alot of the information that was in my credit report like collection accounts, credit cards, addresses, and over 80 inquiries! I immediately knew someone had gotten my information and I called all 3 credit bureaus and had a fraud alert placed. I tried disputing with the credit bureaus about all the misinformation, some things were removed. HUNTER WARFIELD refused to move these three collection accounts ( XXXX XXXX XXXX - ACCT # XXXX ) & ( XXXX XXXX - XXXX ) & ( XXXX AT XXXX XXXX - ACCT # XXXX ) and these accounts are almost {$8000.00} and {$9000.00} debt that does not belong to me and is extremely affecting my credit. After advising the credit bureaus that these collections are identity theft and I myself did not enter any contract with anyone to owe these amounts. By XX/XX/XXXX all credit bureaus had contacted me back saying HUNTER WARFIELD had verified the information as accurate! I contacted them immediately asking to provide them a police report and identity theft report and they refused saying I could only add a statement because they have already verified. I ask them to provide me with them information they used to verify the account belonged to me and they told me to contact the company who is requesting the debt! HUNTER WARFIELD IS REPORTING FALSE INFORMATION TO MY CREDIT REPORT AND REFUSES TO PROVE THESE ACCOUNTS BELONG TO ME! I believe their actions are unlawful, shameful, vile and without merit. With that being said, it is distasteful for them to throw a curb ball of this magnitude, especially when they continuously REFUSE to Validate the Debt which would prove that they have proper ownership of the debt. Therefore, I believe the possible violations are as follow ( s ) but not limited to : 1. The Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681b ( c ) : Transactions Not initiated by Consumer. 2. 607. Compliance procedures : ( b ) Accuracy of report ( 15 U.S. Code 1681e ) 3. 616. Civil liability for willful noncompliance ( 15 U.S.C. 1681n ) 4. 616. Civil liability for negligent noncompliance ( 15 U.S.C. 1681o ) 5. Continued to attempt to collect a disputed debt is a FDCPA violation according to FDCPA-Validation of Debts 15 U.S.C. 1692g ( b ) 6. 15 U.S.C. 1692e False or misleading representations 7. 15 U.S.C. 1692f Unfair practices 8. FDCPA-Validation of Debts 15 U.S.C. 1692g 9. Extortion 10. FRAUD by knowingly attempting to execute, any trickery scheme with the intent to defraud a consumer/ debtor. 11. 15 U.S. Code 1681i ( B ) ( i ) ( ii ) and ( iii ) Requirements relating to reinsertion of previously deleted material 12. FCDPA-Communicating false credit information-807 ( 8 ) 13. FCDPA-Falsely obtaining information about me-807 ( 10 ) 14. FCDPA-Creditor Misrepresentation of Identity-807 ( 14 ) 15. The debt collector shall cease all collection once the item has been disputed according to FDCPA-Validation of Debts 15 U.S.C. 1692g ( b ) 16.
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| 03/23/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
Servicemember |
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Approximately 3 months ago, a letter was received by mail from Hunter Warfield collection agency. I contacted them, inquiring what the bill was for, they advised me that they are attempting to collect a debt for XXXX. During the call, I said the charges do n't sound right and why after 7 months am I just hearing about this from a collection agency. I gathered the information about who and why the debt was being collected so I stated I will seek advice from and possibly hire an attorney.
I did seek legal advice and was advised to request a physical breakdown of the bill sent by mail, as it is my right to have that information, advised to give no further information or answer any questions, and also request a freeze put on my account so no further interest would be accrued. I then contacted Hunter Warfield a few hours later. Hunter Warfield rudely declined to send me the bill and also declined to put a hold on accrued interest while I wait for the physical documentation. She said that she ca n't help me because I said the trigger word, " attorney '', in my first call and I refused to say if I had representation or not.
Everyday for a few days I would call and was declined to have my bill sent to me, due to my account now being " marked '' for saying " attorney ''. For the next month, a couple days a week I would call and ask for a copy of the supposed charges be sent to my address and kept getting declined, hung up on, and some of my calls where ignored. I know the calls where ignored because instead of ringing for a full 30 seconds or being put on hold it would instantly go to voice mail, this would be right after I had talked to them on the phone and refusing my requests for information still. I also did leave voice mails requesting the information be mailed to me. Finally, after about 5 weeks, I contacted Hunter Warfield and was told they will procure a copy of the bill from XXXX and mail me the information. About 4 weeks later I received a " Notice of Additional Time Needed to Provide Verification of Debt ''. In this new letter they have finally suspended collection activity and credit reporting. This letter is dated XX/XX/XXXX.
I was illegally evicted and left around XX/XX/XXXX. For around 7 months I never heard anything from XXXX. I thought it was over, they kept my security deposit, and they moved on with their lives. I could have opened a case about being illegally evicted, but I 'm just want to live my life like everybody else. Looking back, I wish I had kept the eviction notice, kept a log of all times and dates, and made a record of all evidence. I digress, mainly because its good to get a better idea of the whole situation.
So, this is where the situation currently resides. A few months ago when they refused to send me a copy of my bill I was going to submit a complaint because this whole situation is ridiculous. I am opening a case now to start a record and also hopefully be able to add to it as it progresses. I will also be contacting the credit bureaus and talking with them about the matter.
I also recorded some of the calls as evidence but need to figure out how to get them off of my phone and submit them as part of the report.
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| 05/11/2019 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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I started getting contacted by Hunter Warfield at the end of XXXX. I asked the agent to validate the debt and they refused saying I had to verify my address. Hunter Warfield was told XXXX XXXX XXXX XXXX was not a valid address for me yet they continued to send mail regarding this debt there. They also sent mail to another address that is not mine, knowing it was not my address.
In XX/XX/XXXX, I spoke to a Hunter Warfield agent and advised them that I do not want to receive calls from their dialer system. I would gladly speak with a live agent but I advised the agent verbally and escalated to a manager and advised them that I did not want to receive dialer calls. To date I continue to receive dialer calls from Hunter Warfield.
TodayXX/XX/XXXX I received a dialer call from Hunter Warfield. There is always a long pause before the calls are connected. When the call connected I asked the female agent if this was a dialer call and she laughed and asked what is that. I then requested a supervisor and she disconnected the call.
I called back and got XXXX who claimed she was my account manager. She offered to resolve the dialer issue herself and I explained that I already had the info on file and wanted a supervisor.
I was transferred to XXXX XXXX who identified himself as a supervisor and proceeded to read the FDCPA. I told him it was not necessary because I understood it was an attempt to collect a debt and the information obtained would be used for that purpose. Instead he continues to over talk me. I stopped talking and when he finished with the FDCPA he demanded payment. He never once tried to address why I was escalating to a supervisor. He asked me if I was paying today and I told him no. He then said there was nothing else for us to talk about and disconnected the call.
I called back and got XXXX again. I asked for a supervisor again and was transferred to XXXX XXXX (? ) he refused his last name when asked. XXXX also read me the FDCPA and demanded payment. I again attempted to explain my issue and he refused to listen and also demanded payment. He said since I was not paying there was nothing for us to discuss. I tried to explain my dialer call issue and he disconnected.
I called back this time I got XXXX who told me the notes on my account said to cease and desist and she hung up. I NEVER told anyone from Hunter Warfield to cease and desist, I only asked that I not receive dialer calls.
I called back for the final time. I was transferred back to XXXX XXXX. Who did not read the FDCPA to me at all. Instead he asked me if Hunter Warfield has permission to speak with me. I told him Hunter Warfield has always been able to speak with me but that I have it on the record and it was sent in writing that I am not to receive dialer calls. I asked who put a cease and desist on my account and he refused to say who, just that it was being removed.
I have NEVER been hung up on, over talked or mishandled by any agency as horribly as I have by XXXX, XXXX and XXXX of XXXX XXXX. Their unprofessional demeanor as well as XXXX putting fraudulent notes of a cease and desist on my account, and XXXX removing them is far beyond legal and acceptable.
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| 07/03/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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During the time I lived at the ( XXXX ) property XXXX XXXX XXXX XXXX XXXX TX I had problems with the air conditioner, water heater, smoke detectors and fence. I called and emailed every year during my whole stay. I have attached some of the emails per our conversation with XXXX at the XXXX XXXX office. I was then told to call the vendor direct when I would have issues with my air conditioner. The unit was never replaced just parts replace and the next year it would go out again with the vendor coming out and fixing what ever part. It would be weeks we would go without air conditioning in the summer ( XXXX ) with me calling the vendor and also XXXX and XXXX with them telling me to be patient. XX/XX/XXXX I called XXXX to let her know the smoke detectors were all going off in the house. She told me to change all the batteries which I told her that could not be the problem. I asked the neighbor to come over and see if he could tell what the problem was and he said it was something wrong with one of the detects. I called the vendor per XXXX request and they came out 3 days later. The detector in the 2 bedroom had gone back and it was causes all the detectors to beep. My family and I had to live with this constant beeping for 5 days. In XX/XX/XXXX the air conditioner went out again and I call and spoke with the vendor and he told me it would be a day before he could get out and look at the unit. I called XXXX and told her I couldn't live like this and would start looking for a new place to live. She said they were trying to fix it and I had to be patient. It took me some months but when I did find a place to live I gave XXXX my 60 day notice on XX/XX/XXXX.
Rent Payments - {$9200.00} XX/XX/XXXX - {$1600.00} XX/XX/XXXX - {$1600.00} XX/XX/XXXX - {$1600.00} XX/XX/XXXX - {$1600.00} XX/XX/XXXX - {$1600.00} XXXX XXXX XXXX XXXX {$1000.00}.
There should not be any rent charged for these months there was a 60 day notice submitted on XX/XX/XXXX to XXXX XXXX.
Late Fees - {$880.00} XX/XX/XXXX - {$50.00} XX/XX/XXXX - {$390.00} XX/XX/XXXX - {$50.00} XX/XX/XXXX - {$390.00} I was being charged a late fee when I sent my 60 day notice and I had already moved out of XXXX XXXX XXXX? I started moving XX/XX/XXXX finished on XX/XX/XXXX.
Eviction - XX/XX/XXXX - {$120.00} - I moved out of the property XX/XX/XXXX so the property was cleaned and vacant.
Make ready Charges- {$1500.00} The house was cleaned upon me leaving in XX/XX/XXXX. These charges were added for normal wear and tear of the property.
Electric Bill from XXXX XXXXXXXX XXXX XXXX - {$320.00} I was responsible for paying the electric bill. I don't know why or how I am being charged for this. How can I owe this electric bill when I had the electric turned of upon me leaving.
I attached Electric Bill information shows where I changed companies trying to find a cheaper rate for my electric bill when I lived at the property. The electric bill was never the responsibility of the landlord or XXXX XXXX per the lease agreement.
Water Bill from XXXX XXXX XX/XX/XXXX - {$430.00} Water bill with city of XXXX was also in my name so how can I owe this bill when I had the water and utilities turned off.
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| 09/22/2019 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Back in XX/XX/2019, in need of a new car, I visited the dealership to see if I could get some sort of financing. The sales rep came back with a twisted face and a horrible credit report in his hands saying that my score was XXXX!!!!! The last time I had checked my score it was in the mid 600s and I didnt recognize alot of the information that was in my credit report like collection accounts, credit cards, addresses, and over 80 inquiries! I immediately knew someone had gotten my information and I called all 3 credit bureaus and had a fraud alert placed. I tried disputing with the credit bureaus about all the misinformation, some things were removed. HUNTER WARFIELD refused to move these two collection accounts ( XXXX XXXX XXXX - ACCT # XXXX ) & ( XXXX XXXX - XXXX ) and these accounts are almost {$8000.00} and {$9000.00} debt that does not belong to me and is extremely affecting my credit. After advising the credit bureaus that these collections are identity theft and I myself did not enter any contract with anyone to owe these amounts. By XX/XX/XXXX all credit bureaus had contacted me back saying HUNTER WARFIELD had verified the information as accurate! I contacted them immediately asking to provide them a police report and identity theft report and they refused saying I could only add a statement because they have already verified. I ask them to provide me with them information they used to verify the account belonged to me and they told me to contact the company who is requesting the debt! HUNTER WARFIELD IS REPORTING FALSE INFORMATION TO MY CREDIT REPORT AND REFUSES TO PROVE THESE ACCOUNTS BELONG TO ME! I believe their actions are unlawful, shameful, vile and without merit. With that being said, it is distasteful for them to throw a curb ball of this magnitude, especially when they continuously REFUSE to Validate the Debt which would prove that they have proper ownership of the debt. Therefore, I believe the possible violations are as follow ( s ) but not limited to : 1. The Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681b ( c ) : Transactions Not initiated by Consumer. 2. 607. Compliance procedures : ( b ) Accuracy of report ( 15 U.S. Code 1681e ) 3. 616. Civil liability for willful noncompliance ( 15 U.S.C. 1681n ) 4. 616. Civil liability for negligent noncompliance ( 15 U.S.C. 1681o ) 5. Continued to attempt to collect a disputed debt is a FDCPA violation according to FDCPA-Validation of Debts 15 U.S.C. 1692g ( b ) 6. 15 U.S.C. 1692e False or misleading representations 7. 15 U.S.C. 1692f Unfair practices 8. FDCPA-Validation of Debts 15 U.S.C. 1692g 9. Extortion 10. FRAUD by knowingly attempting to execute, any trickery scheme with the intent to defraud a consumer/ debtor. 11. 15 U.S. Code 1681i ( B ) ( i ) ( ii ) and ( iii ) Requirements relating to reinsertion of previously deleted material 12. FCDPA-Communicating false credit information-807 ( 8 ) 13. FCDPA-Falsely obtaining information about me-807 ( 10 ) 14. FCDPA-Creditor Misrepresentation of Identity-807 ( 14 ) 15. The debt collector shall cease all collection once the item has been disputed according to FDCPA-Validation of Debts 15 U.S.C. 1692g ( b ) 16.
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| 03/02/2022 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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|
Web |
Servicemember |
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XXXX XXXX XXXX of XXXX, GA issued me a moveout checklist on a particular date. It was requested back in 5 days to dispute any damages or issues found. My wife went into labor and was hospitalized in the same timeframe and I was out of pocket. During this time, my wife experienced complications which required my presence with her and our 4 other children who are all of school age. On the 6th or 7th day I responded with my dispute and photo 's of items they claim are damaged or were damaged by myself and do to not meeting their timeline, they responded with collections. Their documented photo 's have been requested more than 10 times for more clear photo 's of damages verses small photo 's not able to be zoomed in on. Their photo 's are also grainy and hazy and can not be distinguished. There is no way to identify damages of one item and the second item I sent them photo 's of damages that were there upon our move in with time stamps. These photo 's were also discarded. I believe this has happened before or is an issue that happens often being I reside in a state known to be a " XXXX XXXX ''.
Both my wife and I requested a walk through inspection with the Unit Manager to identify any damages or areas needing to be touched up since I do operate a small handyman company and would have been more than willing to patch, repair, or touch up areas within my skillset. Carpet cleaning and lock-smithing are not my scopes or work and would be charged anyway and I would have no argument there after.
The collection company ; Hunter Warfield, has been in contact with me across the span of 2 months. I've requested they send me photo 's of the images that can be seen and they have twice only sent me the same invoice from the property management company with no photo 's. Hunter Warfield claims to have sent photo 's to my XXXX XXXX but can't and won't inform me of the time they were mailed, nor the tracking information to legitimize not only the validity of damages or the verification of evidence provided for fair and equal benefit of both parties. I keep my mail assigned to " Informed Delivery '' through the U.S Postal Service and there have been no such letters including photo 's of damages I've been charged for in the mail or email or any other method. I have emails, photo 's and some recorded conversations between myself and the property manager and the collection firm.
I also believe that following this complaint, the two companies will make it harder or more unfair red tape for tenants due to the force behind them given by the state of residence and the financial backing of a collection agency on retainer. This also paired with the lack of education of many consumers will punish other consumers due to the property management company taking advantage of their benefits in the state of Georgia.
Of the {$260.00} remaining balance, I countered that with an offer to pay {$75.00} for toilet seat replacement and in return these items would be " Deleted '' from my credit report. Hunter Warfield rep spoken to XXXX XXXX, 2022 declined offer and stated it was no where near their tolerable or allowable range to settle.
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| 08/31/2022 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Without any written information, the company Hunter Warfield Inc placed a negative remark on XX/XX/XXXX for debt collection of {$24000.00} on my credit score which had a significant negative impact on my credit report. This company has made multiple phone calls to my husband 's phone with no follow-up.
The debt collection is claimed to be from our previous property management, charging us invalid fees due to the early termination of our lease.
On XX/XX/XXXX we've informed by email by our former property management company we would move out on XXXX XXXX, XXXX, our lease was meant to expire on XXXX XXXX, XXXX. They have informed us that we would have to pay early termination fees as such : Provide 45-day notice in writing Our leasing team will find a new tenant. A leasing fee of 70 % is billed back to the tenant ( s ).
Tenant is responsible for rent until the new tenant ( s ) moves in.
Termination fee. Equivalent to one month 's rent.
We stated that our move was due to job relocation and explained those fees would have exceeded the amount of the remaining months of our lease, and the conditions within the house have severely impacted my health and my son 's health, causing XXXX XXXX due to water infiltration they never took care and we reported multiple times. We were left with no choice but to leave as early as possible due to our son 's XXXX and my then XXXX. so we asked for mitigation which they denied. We paid a prorated amount for the month of XXXX.
On XXXX XXXX XXXX we informed them that the property was vacant, and there were no keys to return since the house lock with a code. They stated that this represents a breach on our lease and we would still need to pay the remaining months of rent until a new tenant would be found.
On XX/XX/XXXX, they sent us by email a statement including several items ( see attachment of the statement ) with a balance of {$24000.00} ; including repairs for the neglect of the pool charged for {$22000.00}. They threatened us to close the balance within 30 days or the bill will be sent to collection. Although we have taken care of the maintenance of the pool by ourselves each month and paid for the necessary supply to do so, our lease never expressively stated that the tenant was responsible for the pool/spa maintenance ( see lease attached ). In fact, there is a mention of an addendum that we never signed. We also informed them on multiple occasions that the pool was deteriorating due to a lack of updates ( see email-HOA Notice for details ).
Between XX/XX/XXXX and last week, my husband and I received multiple calls from a debt collector which we never responded to. Last week I noticed a negative remark on my credit report with a debt collection of {$24000.00}.
I'm disputing the statement sent by the property management, the amount charged, and the responsibility of the pool maintenance and neglect. Note that we have proof of excellent payment history so far and they have never taken into consideration our request to trim the trees surrounding the pool causing a constant deterioration of the chemical balances of the water that we had to take care of.
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| 07/10/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I moved to The XXXX on XXXX in XXXX, Ohio in XXXX, XXXX. They are owned by XXXX XXXX XXXX. I broke my lease and moved out XX/XX/XXXX to relocate out of state with my employer. I have email correspondence with myself and the then property manager who is no longer with the company saying that they had found a new tenant and that I would only need to pay a pro rated rent amount for XXXX. I never received a bill regarding this.
In XXXX, XXXX I moved to a new city and my current landlord reached out to The XXXX on XXXX to do a typical rent history check. They never mentioned anything about past due rent to him. Several weeks later I was contacted by a collections agency regarding past due rent for The XXXX on XXXX of {$2100.00}. My regular rent there was {$1300.00}. {$2100.00} is not pro rated. He informed me that this was for 2 months past due rent ( which is also incorrect ). I disputed this and sent him the emails between myself and the then property manager regarding the pro rated rent. The collections agency never contacted me again so I assumed the issue was resolved as I had submitted proof.
I am relocating out of state again in XXXX, XXXX and applied for a new apartment. The rental agency informed me there was a collection for past due rent at The XXXX on XXXX. I reached out to the collection agency to dispute this as well as The XXXX on XXXX. My efforts to have a conversation with the new property manager, XXXX, were dismissed as he talked over me and did not really give me a chance to speak. I told him I wanted to send him the email correspondence between myself and the former property manager. He said he would like to see it. He spoke with his colleague and they agreed that I was not entitled to anything that was written in the previous emails and went on to say that I had corresponded with the previous property XXXX past XXXX, XXXX. This is false, I believe whatever alleged emails they have between myself and the former property manager ( which they will not allow me see ) have been tampered with and/or do not exist at all.
Important things to note : - I never heard anything further from the first collection agency regarding this once I submitted my proof.
- This has been with the current collection agency since XXXX, XXXX. I have not received any correspondence or voice messages about this. I have however, received random calls from unknown or blocked numbers that NEVER leave a message which I later found out were from this current collection agency, Hunter Warfield. There were never any messages or written correspondence left. This is a violation of FDCPA rules.
- I have had an unblemished rental history since XXXX when I first started renting and my current landlord can attest to my on time rental payments. I move for work quite often and there has never been an issue on me paying rent until a new tenant is found. Especially since I am usually moving 100 miles or more because of work. The XXXX on XXXX has been the only issue.
- I am not disputing that I owe The View on XXXX, I am disputing the amount given the correspondence between myself and the then property manager.
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| 09/22/2017 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
Servicemember |
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I sent a certified letter to Hunter Warfield on XX/XX/XXXX explaining to them that they were collecting a debt that was not owed and untrue. That after learning about the debt that was not owed and was brought on by an apartment complex that tried to take a retired military vet for his hard earn money, we are filing a civil suit against the company that they say a debt is owed. As of XX/XX/XXXX I have not received a responds from Hunter Warfield INC. So I dispute these claims with all 3 credit agency, and as of XX/XX/XXXX I received a respond saying dispute not specific, verified and updated. But I did not receive any proof on how Hunter Warfield claims I owe the debt. I have proof that this apartment complex and Hunter Warfield INC are trying to collect a debt that is not owed. We lived in this apartment for 18 months, 12 months lease ( attached ) and we did n't sign a new lease because I was due for orders. So we went on a month to month lease and my rent increased by XXXX. As you can see our rent was XXXX a month ( we were only late once in the 20 months we lived there ) on the move in date, I was told to do a check list o all the things that needed to be taking care of. I was told it would, our main concern was or carpet was no new, and have some wear and tear. They told us not to worry about that, new carpet would be put in, but it never was. We also paid a security deposit of XXXX.
Fast forward to our move out date, we got a notice of how much we owed and if we want a inspection of the apartment before we moved out, we had to sign and return paper. We did but we never got a inspection, they told me when I returned the keys, everything was good, and I told them to keep the security deposit to cover the 9 days for the month of XX/XX/XXXX ( XXXX ) and to just sent the remained balance to my current address. And from that day XX/XX/XXXX I had no concerns or worried that I owed any money to them. Fast forward to 11 days after we move out, we get an estimate, no a bill but an estimate for new flooring and carpet ( attach ). When contacting them I explain that they never did a walk through, when I turned in my keys and was told everything was good. The manger told me she would get back to me and never did. So I assume it was cleared and moved on. But now I have this collection agency trying to collect on a debt that is not owed. I 've attached my finally bill from them stating was was refundale ( XXXX ) and our rent owed for XX/XX/XXXX-XX/XX/XXXX for XXXX. Also no utilties that where due as well. I 've also attached final statement copy of them charging me, late charges on a bill I never received ( XXXX ) and month to month Charge of XXXX, rent for XXXX when we were charged for 9 days and now they charging more, for a balance of XXXX. They are trying to charge us additional charges for new carpet, cleaning and painting. We did not get evicted, we did not abandon our apartment. We just simply moved out and believed all was taking care of. If we were to do the math, we own XXXX XXXX not XXXX that is falsely being report on my credit. I 've attach all paperwork to validate my claim.
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| 04/14/2023 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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XX/XX/XXXX : We signed a one-year-lease with Trails of XXXX XXXX ( then managed by XXXX XXXX XXXX ) in XXXX, Texas.
XX/XX/XXXX : We entered the office notifying one of the clerks of our intention to leave six months later ( XX/XX/XXXX, to be exact ) and signed a lease extension ( from XX/XX/XXXX to XX/XX/XXXX ), which included a {$200.00} raise in our rent for the duration of the extension.
XX/XX/XXXX : We received a note on our door offering us to extend our lease a second time as its termination was approaching ( for another {$200.00} raise ). Via email to the manager, we responded to this offer, declining it, as we were packing and getting ready to leave the country -- just as we notified them in the last XXXX ( we have already bought our airline tickets in XX/XX/XXXX ).
End of XX/XX/XXXX : Airline travels were cancelled ( XXXX ), but we have found a temporary shelter at our friends ' house while hoping to rebook new tickets.
XX/XX/XXXX : We paid our last rent, prorated ; but as they sent us a new raised bill ( as if we took their offer for another extension ), we sent an email to the manager ( they never answered their phone ) asking her to prorate our rent, for we were leaving in six days as planned. When no response arrived by XX/XX/XXXX, we prorated our rent and paid it off.
XX/XX/XXXX, XXXX XXXX : We entered the office of Tails of XXXX XXXX, handed our keys and said our goodbyes.
XXXX XXXX : Our travel plans were cancelled three times (! ), until we gave up trying and settled in a friends house in XXXX. Sometime during XXXX or XX/XX/XXXX we began receiving bothersome phone calls from a collection agency in XXXX, FL. As we've been scammed in the past year, we ignored these calls at first ( we had no business in XXXX whatsoever! ). Once we dared ask for their information, the agent across the line was extremely rude and claimed we owed money. To our astonishment he said that XXXX XXXX XXXX XXXX are charging us penalty fee in the amount of {$1800.00} for braking the lease!! What lease?! We exclaimed, we left on XX/XX/XXXX, just as we told them five months beforehand...
Once we called the company personally, the manager across the line was very rude and unfriendly, not listening to our side of the story, but kept repeating, according with our company 's rules, you broke the lease. I assured her that we do not agree with this claim and were aiming to dispute it.
Our past attempts to dispute this false charge/claim ( XXXX, Credit Bureaus ) were not effective, this collection agency ( Hunter Warfield ) is still bothering us, and that collection account marks a big dark spot on our Credit Report for no true fault of our own. XXXX XXXX XXXXXXXX XXXX never attempted communication with us in any way, no letter/email/phone call, before assigning this collection agency on us as if we were running-away criminals. The attitude towards their past residents who were struggling during the peak of Covid-19 pandemic just like the rest of them, shows no care, no honor, and no fair trade. We ask that their false claim be removed from our record.
Respectfully, XXXX XXXX.
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| 06/18/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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In XX/XX/XXXX, a woman named XXXX XXXX defaulted on her lease with an apartment community called XXXX XXXX. On XX/XX/XXXX, the apartment community sent the lease with her name, a copy of her drivers license, and all other pertinent information to a collection company called Hunter Warfield. Sometime in XX/XX/XXXX, Hunter Warfield contacted me, XXXX XXXX, telling me I owed money to this property. I told them that I had never lived at this property in XXXX XXXX, and they attempted to gather more information from me. I told them to find the woman named XXXX XXXX who was on the lease they kept mentioning, as my name has legally been XXXX since XX/XX/XXXX.
Apparently they searched XXXX XXXX for anyone whose name matched this womans, and my name was formerly XXXX XXXX from XX/XX/XXXX-XX/XX/XXXX.
I went to the apartment community, XXXX XXXX at XXXX XXXX, who sent this womans lease into collection. They showed me her lease and drivers license picture. I showed them my ID, although unneeded, as they had never met me before. The manager assured me she would call XXXX XXXX to clear up the matter.
At some point, unbeknownst to me, XXXX XXXX placed this debt on MY credit, committing identity fraud against me. I called them this month, in XX/XX/XXXX, asking them to remove this debt from my credit. They did not want to release any information to me, as they could not pull up this womans file using my social, my drivers license number, or even my legal name. I told them because they had ruined my ability to lease a short-term apartment while I sell the home I have owned since XX/XX/XXXX, they needed to provide me with information.
All they had was my cell phone number, which they found on XXXX XXXX. They first refused to take it off my credit, claiming they had never placed it on my credit. It was on XXXX and XXXX, both of whom I have reported this debt to as fraud as of XX/XX/XXXX. As of today, it is cleared off XXXX, and XXXX states it will be off TransUnion by XX/XX/XXXX. However, also as of today, Hunter Warfield is again trying to contact me concerning this womans debt.
From my conversation with Hunter Warfield, they have sent me a piece of paper asking me to file a report against this woman, XXXX XXXX ; however, she did nothing wrong. She did not steal my identity, and she did not commit fraud against me. Hunter Warfield did, and apparently will continue to do so even after I send them the documentation, as they are texting me links about this debt even today ( XX/XX/XXXX ).
The account number they have for XXXX XXXX is XXXX. Their creditor account (? ) is XXXX. The balance XXXX XXXX ( I thought I remembered it being XXXX XXXX, so they may have changed her last name to match my maiden name on XXXX XXXX ) is {$870.00}. The company Hunter Warfield is collecting from is XXXX XXXX.
Hunter Warfields mailing address is : XXXX XXXX XXXX XXXX XXXX, PA XXXX Their phone number is XXXX.
I am attaching the letter of resolution from Hunter Warfield, the two bureaus, XXXX and XXXX, that were reported from my XXXX account, as well as the dispute results from XXXX.
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| 04/22/2021 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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The second item listed as follows : Original Creditor : private and confidential location Amount in Question : {$3000.00} ; however they are reporting {$4900.00} Date Opened on XX/XX/2020 Account Reported on Credit Reports is under Hunter Warfield Inc Length of Item In Dispute : approximately 3 months The issue is that this account is inaccurate as the CARES ACT released funds to XXXX XXXX XXXX, located at XXXX XXXX XXXX, XXXX, FL and federal funds were utilized to cover the Landlords due to the COVID-19 pandemic. Attached please find copy of Complaint submitted to the FBI and Consumer Financial Protection Bureau for further investigation. In addition, under the CARES ACT attached, NO NEGATIVE INFORMATION SHOULD BE REPORTED AS THIS IS AN ONGING INVESTIGATION.
I am requesting that the item be removed immediately as it has caused duress and other unwarranted financial and economic hardship on top of the COVID-19.
Exhibit B, copies of phone calls made to me by this company are voluminous, if you require additional data, this can be readily available through phone company.
Under Federal Trade Commission, Section 813, Civil Liability, under ( 2 ) ( A ), it states as follows : ( 2 ) ( A ) in the case of any action by an individual, such additional damages as the court may allow, but not exceeding {$1000.00}. In this case, they made over 10 phone calls that equals to {$10000.00} so far this debt is not even mine.
The Fair Debt Collection Practices Act ( FDCPA ) says debt collectors can't harass, oppress, or abuse you or anyone else they contact. Some examples of harassment are : Repetitious phone calls that are intended to annoy, abuse, or harass you or any person answering the phone. Obscene or profane language In addition, this company falsely and mislead me into thinking that they were offering me a job as my background is in Law and under the Federal Trade Commission, Section 807, number 3 states as follows : 3 ) The false representation or implication that any individual is an attorney or that any communication is from an attorney.
False or misleading representation, they not only made it seem like they were giving me a job and in fact, they acted like a law firm extending me a position and the mere fact that during this time I was unemployed and did not have a job and the misleading lawyer told me that he was interviewing for a position that was available at his law firm and I was so nice and sweet and shared information, then the guy acted as the lawyer and he was not a lawyer.
The following deceptive acts under the Fair Debt Collection Practices Act : Under this Act ( Title VIII of the Consumer Credit Protection Act ), third-party debt collectors are prohibited from using deceptive or abusive conduct in the collection of consumer debts incurred for personal, family, or household purposes. Such collectors may not, for example, contact debtors at odd hours, subject them to repeated telephone calls, threaten legal action that is not actually contemplated, or reveal to other persons the existence of debts.
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| 06/02/2017 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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XXXX XXXX has submitted to the collection company Hunter Warfield unauthorized charges for cleaning fees from apartment I lived in for 1-year until XX/XX/XXXX California Civil Code Section 1950.5 States : " The tenant is not responsible for damages resulting from normal wear and tear You can not charge cleaning fees for conditions caused by normal wear and tear during the tenancy or previous tenancies, or for cleaning a rental unit that is as clean as it was when you moved in. '' Civil Code Section 1950.5 ( b ), ( e ). The lease agreement states : That I agree to leave the premises clean and in the same condition received, except for ordinary wear and tear. I left the premises in better condition then I received ( included are photos of the dirty apartment when I moved in ). According to the lease, California Civil Code and California Tenant Rights : when I provided my 30-day notice I 'm entitled to an " initial inspection '' that requires a list of proposed deductions beyond normal wear and tear. This inspection was scheduled on XX/XX/XXXX to be held on XX/XX/XXXX from XXXX and no one showed up. I have phone records showing I called and talk to manager XXXX XXXX and she never got back to me, and no one showed up for my scheduled initial inspection. Under California Tenants ' Rights, the initial inspection shall provide itemized statement of intended deductions beyond normal wear and tear. The cleaning fees that XXXX XXXX is charging are from normal wear and tear, which under California Civil Code Section 1950.5 I 'm not responsible for because I left the apartment in better condition and received my full deposit back. They have no documentation, stating that the cleaning fees are from beyond normal wear and tear because they never showed up to the agreed initial inspection providing me with the proposed deductions and the opportunity to fix any identified deficiencies beyond normal wear and tear. The only documentation is the " Move-In Checklist ''. This Move-In Checklist states the Move-In Condition of the apartment with marks/notes which I signedXX/XX/XXXX. This checklist does not have any marks/notes comments, estimated move-out changers under the Move-Out Condition section because nobody did the inspection. OnXX/XX/XXXX I sent a letter to Hunter Warfield disputing these claims by providing evidence and asking them to validate the debt within the required 30-day period. Under the Fair Credit Reporting Act they are in violation by reporting these claims to the bureaus some 4-months later with no accurate validation required. After not receiving the validation. I contacted XXXX XXXX on XX/XX/XXXXno response so I called Hunter Warfield again on XXXX/XXXX/XXXX at XXXX pacific and talked to XXXX asking again for Validation they said " NO '' then a manager got on the phone and I asked him the same thing he said " NO '' then hung-up the phone. After failing to provide the Move-out Condition Checklist with estimated charges Hunter Warfield removed the collections account from XXXX and XXXX but not XXXX.
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| 02/23/2021 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I received a call from a XXXX or XXXX XXXX that no longer works ( Hunter Warfield ) started that I owed {$150.00} for an application fee for XXXX XXXX XXXX ( apartment ) which i never did.
Collector stated that i need to pay .... due to my credit status i willing to, I made this payment and requested documentation which was never provided, furthermore we have made valid attempts to contact them for documentation also was denied.
After the payment was made i was advised that i would be sued for a debt that doens't exist.
Per the FDCPA 15usc 1692f see below 15 USC 1692f A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) The collection of any amount ( including any interest, fee, charge, or expense incidental to the principal obligation ) unless such amount is expressly authorized by the agreement creating the debt or permitted by law.
( 2 ) The acceptance by a debt collector from any person of a check or other payment instrument postdated by more than five days unless such person is notified in writing of the debt collector 's intent to deposit such check or instrument not more than ten nor less than three business days prior to such deposit.
( 3 ) The solicitation by a debt collector of any postdated check or other postdated payment instrument for the purpose of threatening or instituting criminal prosecution.
( 4 ) Depositing or threatening to deposit any postdated check or other postdated payment instrument prior to the date on such check or instrument.
( 5 ) Causing charges to be made to any person for communications by concealment of the true purpose of the communication. Such charges include, but are not limited to, collect telephone calls and telegram fees.
( 6 ) Taking or threatening to take any nonjudicial action to effect dispossession or disablement of property if -- ( A ) there is no present right to possession of the property claimed as collateral through an enforceable security interest ; ( B ) there is no present intention to take possession of the property ; or ( C ) the property is exempt by law from such dispossession or disablement.
( 7 ) Communicating with a consumer regarding a debt by post card.
( 8 ) Using any language or symbol, other than the debt collector 's address, on any envelope when communicating with a consumer by use of the mails or by telegram, except that a debt collector may use his business name if such name does not indicate that he is in the debt collection business.
15 USC 1692g We would like this account rectified so called immeadiately we were advised this so called acconut we have paid 150.00 to an account that dose n't exist but was applied to an out of stat account.
Prior to filing this i was in contact with agruss law firm who have several suits .... I have also tried several attempts to resolve with an manager and have been hung up on repeatedly. My last hope
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| 08/25/2022 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX Re : XXXX XXXX XXXXXXXX XXXX in XXXX TX To Whom It May Concern, I have an issue with my final bill that still hasnt been cleared. I was told by the property manager XXXX XXXX XXXX that this issue isnt handled by the leasing office. I assumed everything would be a dealt with quickly. Unfortunately, that was not the case. I XXXX XXXX XXXX and my daughter XXXX XXXX XXXX occupied the apartment located at XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX from approximately XX/XX/XXXX until XX/XX/XXXX. I did give you my forwarding address which is still currently XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX. I was told that any final bill would credit against my deposit. I also spoke with XXXX XXXX XXXX regarding the bed bug treatment charge that was included in my final bill. I never had and still dont have bed bugs. From day one if you check your records, I requested monthly sprays due to bugs getting in my home. My home and was immaculate otherwise. I had technician in & out of my home for maintenance issues and bugs were never reported. I did however advise the rental office that the neighbors above me had several dogs and bad odor coming from their home. My tub and toilet backed up numerous times due to no fault of my own and bugs came to that restroom area. You sent a plumber a few times for that. Now if you choose to do that for prevention thats one thing but I should not be charged for it. Frankly the home was cleaner when I left than when moved in. I completely cleaned out the home when I left. Also, the main issue is that my deposit was Never applied to my account. You have sent this to a collection agency without doing you Due Diligence. I was required before moving in or signing the lease to get a XXXX XXXXXXXX deposit. This was Never applied to my bill and the difference sent to me. The XXXX XXXX XXXX coverage # XXXX which I enclosed a copy of the original email receipt. Please note their phone number is XXXX. I did reach out to that company on my own and was told No One ever reached out to them to close my account or let them know I moved out. Perhaps this is an oversight but its quite a major one. I insist you must rectify this situation Immediately. I want this removed from my credit Immediately from under both me and my daughters names. This needs to be taken away from whatever debt collector you sent this to. A good contact number for me and my daughter is XXXX and/or XXXX. Please contact me at your earliest convenience. I will truly appreciate getting this worked out swiftly. Thank you for your assistance. Please note I will be using certified mail for this.
Kind regards, XXXX XXXX XXXX XXXX XXXX XXXX XXXX : XXXXXXXX XXXX XXXX, XXXX, XXXX, and XXXX.
The above is a copy of the certified letter I sent to the above and the other people I copied. I did speak with a representative from the collection agency but was told I need to straighten out everything with the original creditor who placed it with their agency.
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| 05/08/2019 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Over final rent statement was forward to Hunter-Warfield. During a previous discussion with them it was confirmed that approximately {$920.00} of our final rent bill was paid via money order to the original creditor XXXX XXXX at XXXX XXXX. The collection agency put the account a dispute status in order to confirm the balance and get an updates statement from the original creditor. The update invoice took some time to get to the collection agency, but onXX/XX/ I received an update statement via US mail from the collection agency requesting a balance of {$220.00}. I contacted the agency because I was unclear of the balance and wanted to confirm that the utility charges on the remaining balance were correct. A second dispute was requested and the collection agency agreed to verify and request a breakdown of the utility statement from the apartment complex. During this conversation I was told that my collection account would accrue interest at a daily rate while the dispute was being processes. When I asked where the interest was from and how could they charge me interest, I was informed that my apartment lease stated that interest would be paid on late payments. I reviewed my lease and saw that the only fees accessed on late rent and past due payments were {$150.00} late and after 3 days another {$100.00} fee plus any fees associated with an eviction. I argues this issue and spoke with a manager who state that it was in my lease which authorizes the collection agency to charge interest on a collection balance.
On XX/XX/XXXXat approximately XXXX I contact the original creditor XXXX XXXX at XXXX XXXX to inquire about the interest on late payments in the lease and the collections agency to charge interest. I was informed by the leasing agent that XXXX XXXX at XXXX XXXX does not charge interest on late or past due rent even when it is in collections. The leasing agent stated that the only fees stated in the lease include {$150.00} late and an additional {$100.00} late fee after three days plus applicable eviction processing fees. She then stated that the collection agency was a third party hired to collect the balance due to the leasing company only. The leasing agency stated that they still own the debt and use a third party to collect on pass due accounts.
At approximately XXXX I called the collection agency Hunter-Warfield to inquire about the interest on my past due balance and the updated invoice and break-down of the utility fees. The debt collection agent stated that the interest was able to be charged based on my original agreement between the leasing agency and I. When I told the agent that I spoke with the leasing agent and that was false, he then quickly stated that the interest was based on an agreement between the collection agency and myself. I informed the agent that I never entered into any contract with the collection agency and I requested a document which permits lawfully the ability for the collection agency to charge interest. The conversation ended.
|
| 10/04/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
Servicemember |
|
I brought a home an informed the property manager that I would I had a closing date. But unfortunately I didnt close on that date but I had allowed for this because I give myself time to move without pressure. So I closed on XXXX. XXXX on my new home. I paid a company to clean to inside I have to pictures and my receipt. I use the yard man they referred to me because my yard man couldnt get there in time and he said his fee was XXXX dollars. He came by the house an picked up the check I have the text messages of that conversation also. The next time I spoke with XXXX I was asking for the receipt for the work he had done which I had never received. Now am waiting for my deposit to come back from the house, I never heard anything from them. They told me they had up to 30 day to return my funds. So the next thing I know 30 days have come and gone. No funds or information concerning or funds it was given or explained until I called demanding an explanation and calling supervisors. The next thing I know I get a letter stating I owe them money in the amount of XXXX. Now that said that they had to clean the house, mow the yard, which included getting the limbs off the roof blowing off the roof, now if thats not over kill, not too mention they charged me for light bulbs for led light, when I moved into that home they only had regular light bulbs but I chose to put LED bulbs into the light to cut down on my bill because am an XXXX XXXX by trade. Now to go on further I got notice that I was to leave the premises on the outside in better condition then I received it. I updated and replaced had manicure that yard because the snakes were running me off. I was I. A wheelchair and the snakes were tremendous. I had too have brushes cut and taken out. Now what they said I didnt trim the hedges when I moved out but what they consider the hedges with a XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. They dont know about the upkeep of whats on the property an its entirely. Now the law states if my explanation is not given to me within 30 days or my deposit they have to pay restitution. Now I believe this is something that do all the time because if they did it too me a XXXX XXXX which also is a XXXX XXXX, you know they really take advantage of young people. You should look into their practices very closely. Blowing of roofs, wait until you see these pictures of which is not clean which they have to re clean the house and re cut the glass. They are straight out breaking the law and should be face the penalty that go along with that. I XXXX my county and did my time but right is right and wrong is wrong and when did wrong we had to paid the cost and so should they. No one is above the law. I also failed to tell you that the XXXX after I talk to him never cashed the check that I gave him so in other words, he played it with the people at XXXX, XXXX I thought talk to him and never cashed the check I will send you the copy of the bill, my telephone bill the text after I talk to him
|
| 02/10/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American |
|
Hunter Warfield based on my communications and documents closed the file and removed all derogatory information from the CRA 's. Now they are attempting collection from my wife.
Please read all attached documents. This matter was settled through the XXXX XXXX XXXX in my name and now Hunter Warfield is attempting to collect again after closing the file, by now sending collection notices to my wife.
Again, no billing from the creditor. Claims only from Hunter Warfield but told on the phone that the creditor closed and recalled the file as a result of my complaint and now re-placed the file in my wife 's name.
The original was as follows : Hunter Warfield is attempting to collect on move out charges which have never been billed to me by the creditor nor Hunter. Apartment rental scam We rented an apartment at XXXX XXXX XXXX, XXXX XXXX, Ca. from XX/XX/XXXX thru XX/XX/XXXX. In XXXX, I received a call from them and found out they sent a collection letter to my XXXX year old mother 's address. XXXX has claimed damages to the apartment in the amount of {$620.00}. As the caller began to read off the damages, I referred him to the move-in sheet where the alleged damage was noted at move-in. He stated that he had better contact them and see about an adjustment. I've heard nothing from XXXX XXXX XXXX, XXXX XXXX, nor Hunter Warfield except a notification from my credit watch service that they had reported the collection to the credit reporting agencies. I faxed a letter to XXXX XXXX and have had no response. Today, XX/XX/XXXX I received another call from Hunter Warfield. The caller told me I now owe {$620.00}. He stated that Hunter 's customer service department verified and adjusted the balance due. They adfjusted the items on the move-in sheet and now I owe more? Why am I dealing with a third party only. If XXXX states I owe anything, I am entitled to a clear detailed statement from them. He then stated that that Hunter sent me a statement. I advised him that I have received nothing. They had a wrong address months ago and apparently the debt isn't even worth the XXXX cents to XXXX to obtain an address correction from the USPS. Or, the item could have been sent to my address at XXXX XXXX XXXX and it would have been forwarded to me. I receive a daily email from the USPS with every mail piece being forwarded. When I asked the caller from Hunter what address did they send their statement to, he hung up. I have 703 emails from XXXX XXXX XXXX, none requesting any monies. XXXX XXXX XXXX has 2 valid phone numbers, were given our new address when our keys were returned. Why am I dealing through this third party to begin with. If XXXX XXXX XXXX wants to charge me for something they should bill me directly. I have friends who have moved out of the building who have had the same experience. I believe this is a scam since you don't hear from XXXX directly. Libel. fraud.
Please see attached documentation to see the rest of the dispute and result.
|
| 09/26/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hunter Warfield inc, is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$5500.00} does not belong to me. This account was fraudulently opened through this company in XXXX of XXXX an has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
THE COMPANY RESPONSE AS THIS IS A IDENTITY THEFT AND THE ACCOUNT DOES NOT BELONG TO ME.
Warfield , Inc. is a third-party collection agency headquartered in XXXX, Florida. Since XXXX, Hunter Warfield , Inc. has provided effective collection services for its clients in the multifamily, commercial, and funeral industries. Hunter Warfield does not purchase or own debt ; it collects on accounts referred by its clients. Hunter Warfield and its people are committed to ensuring that the consumer is dealt with in a professional, caring manner. Complaint # XXXX and the attachments have been reviewed. We have also reviewed our collection notes and records. The consumer states she is a victim of identity theft, and the debt does not belong to her. The consumer also indicates the balance reported to her credit file is fraudulent. Subsequently, the consumer requests to remove the debt from her credit file. XXXX referred an account to Hunter Warfield for collection on XX/XX/XXXX, listing the principal amount due of {$5500.00}. The initial collection letter was sent to the consumer on XX/XX/XXXX. On XX/XX/XXXX, the consumer recognized ownership of the debt. On that occasion, the consumer requested payment options and unfortunately, the call got disconnected. We are enclosing for the consumers records, copies of the documents including the account ledger, lease agreement, move-out inspection pictures, and repair cost invoices ( personal information has been redacted ). A review of this information may help the consumer examine the nature of the charges. If the consumer does not recognize the debt as hers and would like Hunter Warfield to investigate based on fraud, Hunter Warfield requests that the following information be provided as soon as possible : 1. Copy of the police report filed. 2. Copy of identification. Acceptable forms of identification include : Social Security Card Valid drivers license/identification card/passport 3. Any additional documentation supporting your claim of fraud. The requested information can be mailed to : Hunter Warfield, Inc. XXXX XXXX XXXX XXXX XXXX, FL XXXX Fax- XXXX XXXX The account has been placed under a hold status. If the consumer has additional questions, she may contact XXXX XXXX XXXX Hunter Warfield 's Consumer Resolution Department at XXXX or via telephon
|
| 03/07/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Hunter Warfield Corporation Service Company dba XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, TX, XXXX, XXXX To XXXX The Office of Registered Agent for Hunter Warfield From : XXXX XXXX Regarding XXXX Unauthorized Administration of the XXXX XXXX My credit report shows a collection from your agency. I was never notified of this collection. Whats more, I do not believe this debt is accurate. Under the FAIR DEBT COLLECTION PRACTICES ACT, I have the right to request and receive validation of the debt. Therefore, please provide me with a copy of all the following : 1 ) An explanation of what this alleged account balance is for.
2 ) A calculation of this balance, including the complete payment history on this account, so I have proof that the amount is correct.
3 ) Documentation that shows I agreed to pay this debt with my signature.
4 ) The Agreement that grants you authority to collect on this alleged debt.
5 ) A copy of your state license, including license number that give you rights to collect in my state.
You will forthwith return and transmit your written evidences of your delegated authority to represent that you and The XXXX is authorized to administrate ( acting trustee ) on the XXXX XXXX, together with a certified copies of signatures contract between you and XXXX XXXX, you and original creditor, bonds, original creditor Charge-off documents, sureties, indemnification, insurance and any Third Party Debt Collector Association Agreement passing XXXX XXXX private information to other members, possibly resulting in identity thief. Also, relating information to your personal and professional acts referenced above and your arrogated paperwork intrusion upon the XXXX XXXX. Courts require your contract for jurisdiction.
Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act.
Also you have committed the following FDCPA Violations : 806. Harassment and abuse 807. False or misleading representations 808. Unfair practices 809. Validation of debts Stop contacting me about this or any other matter you have, except to provide me with accurate verification of this debt by U.S. mail only.
I also submitted this letter to theConsumer Financial Protection Bureau ( CFPB ), My State Attorney General Office and The XXXX XXXX XXXX to have confirmation of proof if you respond without the proper validation request or not in the 15 day timeframe you have.
You have 15 days from the date of this letter to respond with all items requested or this is considered an insufficient validation response and this item must be removed immediately or I will seek litigation forMonetary damages.
Consumer disputes this debt and ALL claims in accordance of 16 CRF 433.2, Title 15 USC 1692, Regulations Z, Regulations M and ALL applicable UCC Articles.
If you lack understanding of this paperwork, forward to your ATTORNEY.
By : XXXX XXXX
|
| 08/06/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
HUNTER WARFIELD XXXX XXXX XXXX XXXX, FL XXXX XX/XX/18 Re : Account # XXXX I have received your attempt of validation of the above mentioned account and have several issues to address with your claim that I owe this ALLEGED debt to your organization.
First, you have not, by any means, managed to prove to me that I owe this alleged to YOUR organization. You have not provided me with a signature that undoubtedly proves that I have some sort of contractual obligation to pay YOU ( OR provided me with a complete statement of accounting as required by law to be considered full and complete validation ).
Second, you have also not sufficiently proven to me that I owe this alleged debt to ( Creditor Name Here ) by providing me with a copy of a signature on a contract that I supposedly signed ( OR provided me with a complete statement of accounting as required by law to be considered full and complete validation ). You have merely supplied me with copies of alleged bills on the account in question ( OR contract ). This does not sufficiently prove that there is any legal, contractual obligation between myself, your agency or the creditor.
If you can not provide me with a copy of MY signature on a contract with ( Creditor Name Here ), I submit to you that this debt is unverified and reporting it to ANY Credit Reporting Repository is a direct violation of theFDCPA. Continuing collection attempts on this account can and WILL be considered harassment under theFDCPA.
( Optional ) Fourth, I do not appreciate the insulting tone that my validation request was answered in. I have a right to request ANY and ALL proof that I owe this alleged to your organization AND to the original creditor. Your answers were rude and insulting and I WILL be sure to report this negative response to theFTCand theXXXX. This was completely uncalled for as I am acting within MY rights under theFDCPAandFCRA.
I DO NOT have any contractual obligation to pay YOU at this point as you have failed to provide ANY proof of that. A copy of an alleged bill is simply not enough satisfactory proof that I, personally, incurred this alleged debt.
I, again, request that your company PROVE to me, beyond a shadow of a doubt, that I incurred this alleged debt by providing to me a copy of my signature on some type of contract. I also request that your company IMMEDIATELY abide by the rules and regulations of theFDCPAand CEASE all collection attempts on this account, including, but not limited to, removing ANY listing on my credit file that may be damaging to my credit status and verifying this information with the credit bureaus.
I have enclosed another copy of my validation request, as amended and set forth that you now have 15 days to respond before further action is taken on my part. Please note the changes made within the validation request itself and answer ALL questions accordingly, along with providing the information that I have requested.
Sincerely XXXX XXXX
|
| 04/17/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
XX/XX/XXXX - Enter into a lease agreement for a family home for {$900.00} per month from XX/XX/XXXX to XX/XX/XXXX with XXXX. XXXX XXXX. Paid a {$900.00} deposit. ( XXXX, the home owner is XXXX. ) XX/XX/XXXX - XXXX XXXX XXXX and XXXX takes over the lease ( XXXX has died ).
XX/XX/XXXX - I respond to XXXX claim about damaged sprinkler system ( there is no sprinkler system ; I have to drag hose ). I also advised them that I had also reseeded the lawn.
XX/XX/XXXX - I question XXXX about renewing the lease and was told that owner was planning to sell the home. The lease was not renewed. I was my family might have to vacate on 30 days notice.
XX/XX/XXXX - First advised XXXX that I and family would vacate at end on XXXX. Followed up with emails. This was acknowledged by XXXX.
XX/XX/XXXX - Advised XXXX that I would apply deposit to XXXX rent. They claimed I would owe a {$450.00} releasing fee. I had to remind them that I had been out of contract for over a year. They then acknowledge this, claiming they had misread the year.
XX/XX/XXXX - Family moves out and leaves keys.
XX/XX/XXXX - XXXX claims {$900.00} deposit for cleaning and repairs. ( Bill had told me could use the deposit for last months rent. ) XX/XX/XXXX - I received a bill from XXXX for rent, late fees, cleaning and repairs in the amount of {$2700.00}.
XX/XX/XXXX - I immediately respond to this claim with pictures and a written dispute to damages and cleaning : I had hauled truck loads of trash from back yard, had to repair plumbing with my own labor and parts I had purchased ( as landlord never responded ), holes in walls were preexisting ( I had put no holes in walls ), the sewer leaked when we moved in and I had done nothing to carpets. I also said I would provide additional photos upon request.
XX/XX/XXXX - Hunter Warfield, a company hired by XXXX makes a collection claim against me for {$3100.00}.
XX/XX/XXXX - Hunter Warfield sends another collection letter threatening my credit report ( and they file a negative claim ; against my credit that I have been trying hard to repair on my own ).
XX/XX/XXXX - I sent a letter to Hunter Warfield ( copy to Ameritrue ) disputing the claim and demanding that they remove the negative credit complaint.
Summary : I abided by the lease and a 30-day notice once the lease had been expired for more than a year. I cleaned up the property after moving in and did needed repairs, as XXXX was unable to. The damage now claimed was pre-existing. I believing using the deposit for the last months rent was appropriate ( as the original landlord let believe I could do so. I thought I had finally resolved this with the substitute landlord until, about a year later, they send collection agency against me. Under the circumstances a negative credit report is wholly inappropriate, especially since the underlying claim has never been resolved....
Most of the referenced documents are in the possession of XXXX.
|
| 01/20/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XX/XX/2022 HUNTER WARFIELD XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, FL XXXX To : The Office of Registered Agent for HUNTER WARFIELD From : XXXX XXXX Regarding : Unauthorized Administration of the XXXXXXXX XXXX XXXXXXXX My credit report shows a collection from your agency. I was never notified of this collection. Whats more, I do not believe this debt is accurate. Under the FAIR DEBT COLLECTION PRACTICES ACT, I have the right to request and receive validation of the debt. Therefore, please provide me with a copy of all the following : 1 ) An explanation of what this alleged account balance is for.
2 ) A calculation of this balance, including the complete payment history on this account, so I have proof that the amount is correct.
3 ) Documentation that shows I agreed to pay this debt with my signature.
4 ) The Agreement that grants you authority to collect on this alleged debt.
5 ) A copy of your state license, including license number that gives you rights to collect in my state.
You will forthwith return and transmit your written evidences of your delegated authority to represent that you and XXXX XXXX is authorized to administrate ( acting trustee ) on the XXXX XXXX XXXX, together with a certified copies of signatures contract between you and XXXX XXXX XXXX, you and original creditor, bonds, original creditor Charge-off documents, sureties, indemnification, insurance and any Third Party Debt Collector XXXX XXXX passing XXXXXXXX XXXX XXXX private information to other members, possibly resulting in identity thief. Also, relating information to your personal and professional acts referenced above and your arrogated paperwork intrusion upon the XXXX XXXX XXXX. Courts require your contract for jurisdiction.
Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act.
Also you have committed the following FDCPA Violations : 806. Harassment and abuse 807. False or misleading representations 808. Unfair practices 809. Validation of debts Stop contacting me about this or any other matter you have, except to provide me with accurate verification of this debt by U.S. mail only.
I also submitted this letter to the Consumer Financial Protection Bureau ( CFPB ), My State Attorney General Office and XXXX XXXX XXXX XXXX to have confirmation of proof if you respond without the proper validation request or not in the 15 day timeframe you have.
You have 15 days from the date of this letter to respond with all items requested or this is considered an insufficient validation response and this item must be removed immediately or I will seek litigation for Monetary damages.
Consumer disputes this debt and ALL claims in accordance of 16 CFR 433.2, Title 15 USC 1692, Regulations Z, Regulations M and ALL applicable UCC Articles.
If you lack understanding of this paperwork, forward to your ATTORNEY.
By : XXXX XXXX XXXX
|
| 03/31/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I solicited XXXX of XXXX, MD for the burial of my grandmother, XXXX. At that time, my total bill was {$8000.00}. XXXX had a life insurance policy of {$5000.00}, which was signed over to the Funeral Home, bringing the balance to {$3000.00}. Additional payments were made to the Funeral Home. The funeral home turned the account over to Hunter Warfield for collection of the original, full balance of {$8000.00} in addition to interest of {$220.00}. On XX/XX/2017, I sent a cease communication and dispute letter to Hunter Warfield disputing the debt, requesting they cease calling my phone numerous times a day without leaving a voice mail or answering when I answer, and requesting documentation showing verification of ownership of this debt, itemized account details showing original amount of debt and all credits made and accounting, itemization showing the {$8200.00} balance, and any documentation showing they are licensed to collect in the State of Maryland. On XX/XX/2017, I received a response from XXXX Hunter Warfield stating Enclosed is verification of your debt and attached the original document completed at the funeral home at the time of PLANNING the burial. None of the documents I requested, most importantly an itemization of credits made to the account, were included. On XX/XX/2017 I responded by written correspondence reiterating I asked to be provided with " all documentation showing verification of this debt, itemized account details showing original amount of debt, all credits made and accounting showing the balance as set forth in your correspondence. As well as documentation showing you are licensed to collect in the State of Maryland. Their two sentence cover letter and attachment of the original planning statement of funeral services was insufficient, and again requested an itemized accounting showing how they reached the {$8200.00} balance, retrieve proper documentation from their client regarding credits made to their client from the life insurance policy, as well as payments made. On XX/XX/2017 I received correspondence from XXXX with the same two sentenced cover letter and the same original statement of funeral services. This company has refused to supply me with anything other than the original planning document, nothing showing the life insurance policy payments or other payments made to the account, and continues to try to collect on the full, original balance that is not owed. This company refuses to submit any of the information requested in both dispute letters submitted to them. They have reported on my credit bureaus as a collection account in the amount of {$8200.00}, which I have disputed with the credit bureaus. The account was kept on my reports as Hunter Warfield verified the debt, despite reporting that the full balance was still owed. They are collecting on an amount that is completely false, as well as falsely reporting to credit bureaus.
|
| 11/09/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
My name is XXXX XXXX, a federally protected consumer, and I'm filing this complaint with the CFPB against Hunter Warfield , Inc. because they have failed a requirement in the Fair Debt Collection Practices Act ( FDCPA ) sending me written notice containing 1. a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; 2. a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector ; and 3. a statement that, upon the consumer 's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. I received the initial communication via email on XX/XX/2022, which I have attached and labeled as Exhibit A. These failed requirements were not included in the initial communication by Hunter Warfield , Inc. which they are required to be ( 15 USC 1692g ( a ) ). Although, Hunter Warfield , Inc. failed their requirement, I thankfully knew and asserted my rights, and asked for validation of debt, which I have attached and labeled as Exhibit B. I mailed this letter on XX/XX/2022 and it was received by Hunter Warfield , Inc. on XX/XX/2022. I sent the letter via certified mail with return receipt, which I received back not properly filled out with a name of who received it, which I have attached and labeled as Exhibit C. On XX/XX/2022, Hunter Warfield , Inc. sent me an encrypted message stating that they enclosed a validation of debt. Upon further inspection, they didn't include a trilateral agreement that I had requested them to provide that I am obligated to pay their company. They only provided a 'Statement of Account ', 'Apartment Lease Contract ' , & 'Signature Details ' which states that I owe an alleged debt to XXXX XXXX, which I have attached and labeled as Exhibit D. I sent Hunter Warfield, Inc. an Opportunity to Cure letter on XX/XX/2022, which I have attached and labeled as Exhibit E. Hunter Warfield , Inc failed to provide a trilateral contract with my signature, or anything else proving that I am legally obligated to pay this company. Hunter Warfield , Inc. received my letter on XX/XX/2022 via tracking and return receipt, which is attached and labeled as Exhibit F. Once Hunter Warfield , Inc. received my letter, they did not respond back. Now, on XX/XX/2022, I found that Hunter Warfield, Inc. is trying to collect without verification of debt, which they have not provided by debt parking this account on my consumer file.
|
| 06/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
1. I am a Texas resident. I terminated my apartment lease with XXXX XXXX on XX/XX/XXXX due to XXXX XXXX. I was and am protected under Texas Property Code Section 92.016, which allows victims of documented and reported XXXX XXXX to vacate the property or terminate a lease early and avoid liability. I provided the property with copies of a XXXX XXXX in which I am the XXXX XXXX, as well as the police report number for the incident.
2. Hunter-Warfield, a debt collector, called me on or about XX/XX/XXXX and notified me I owed XXXX XXXX {$3100.00} and this debt would be reported to the credit bureaus on XX/XX/XXXX if the debt was not paid in full before then. I immediately explained to the individual on the phone that I dispute the debt and explained the situation which caused me to move out. The debt collector/representative was rude, spoke over me and hung up on me. I called back and spoke to a supervisor and again stated I dispute the debt and wanted the debt validated with XXXX XXXX. I immediately contacted the property manager at XXXX XXXX to attempt to settle the matter and was unsuccessful. The property manager, XXXX XXXX stated the debt has been sold to Hunter-Warfield.
3. Hunter-Warfield e-mailed me a statement on XX/XX/XXXX with an e-mail stating the debt was validated and I owed {$3100.00}. I called Hunter-Warfield again and explained the alleged debt was pending litigation, that I disputed the debt and to please delay credit reporting pending a court hearing. The representative, again, was very rude and not willing to work with me in any way.
4. On XX/XX/XXXX, I sent a certified letter via USPS ( tracking # : XXXX ) to Hunter-Warfield stating I officially disputed the debt and to cease collection activity until the debt was legally validated and litigated ; additionally, I included evidence proving the alleged debt wasn't valid. Finally, I stated that the case was pending mediation in local court and included the case number. The package was delivered/received on XX/XX/XXXX at XXXX per USPS Certified Mail Tracking.
5. On XX/XX/XXXX, I received an e-mail from Hunter-Warfield offering me a settlement for {$2200.00}, to be paid within 30 days, despite my request to cease collection activity pending validation and litigation of the debt.
6. I have hired an attorney who is actively litigating the alleged debt with the original creditor XXXX XXXX XXXX XXXX.
7. I believe my rights under the FDCPA are being violated by Hunter-Warfield due to 1. Their refusal to validate the debt despite written request and evidence, 2. Their continued collection attempts despite an official dispute of the alleged debt and 3. Their threats to report this alleged debt, which is pending litigation, to my credit report, which would significantly impair my ability to move to a new property in the future due to the appearance of owing a rental property a large sum of money.
|
| 05/28/2019 |
Yes |
- Debt collection
- Mortgage debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
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XXXX XXXX I contacted Hunter Warfield Inc I Spoke with Ms XXXX who I learned was in charge of my case. I inquired about the debt because I saw it was on my credit and she immediately said that they were in the process of taking legal action against me for this debt and that she could not give the itemized list of charges because of this. we exchanged a few words and eventually she said it was her job to say what she said and she finally agreed to send the paperwork. We also discussed a payment plan and she stated that she would need {$180.00} a month for 6 months and then we can revisit to increase if possible. I stated that it may be ok but I needed to go over my finances to see what I could take out to afford it. I sent her my printers email address so it could print right out and I finally received a paper on XX/XX/2019. Which I noticed was a encrypted message that I had to click a link to open.
On XX/XX/2019 I called back to Hunter and Warfield and spoke to Mr.XXXX and I explained to him that the encrypted message came through a printer and I was unable to open it and I wanted to update my email address. He took the new email and stated that I needed to set up an arraignment or his client will take legal actions against me. I told him I understand but I needed to see what exactly I was being charged for. he kept going on and on about setting up a payment today until the last time I stated that I understand and I will set something up once I received that paperwork. He then says ok Mrs XXXX I will make sure I tell my client that you are refusing to pay and they can take further legal actions against you and I stopped him and said that I never said that and don't I have a right to know what i'm paying before I set anything up and he said yes but you need to set the payment up today so I hung up the phone.
I then was able to reach the client on XXXX XXXX and got them to send me a copy of the itemized list the same day.
On XXXX XXXX I called Hunter and Warfield back to set up payment arrangements for the debt owed and spoke to ms. XXXX. I stated that I could pay {$50.00} a month for 6 months and we can revisit to see if i can increase payments. XXXX stated that her client will accept nothing less than {$180.00} a month and I stated that wasn't something I could afford at the moment. we went back and forth and she said {$50.00} would not cover the daily interest the debt is accruing and she didn't want me to be upset because I would not see the payment decreasing. I said that it was fine and that was all I could pay at the moment and she still stated that her client would not take anything less than {$180.00} a month so I said that I couldn't afford it and her response was next time I call back the full amount would be due and all payment plans would be voided. And Then I told Ms. XXXX that that's fine and that the call was being monitored.
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| 08/01/2023 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
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Web |
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I am responding to your business reporting a debt you are trying to collect. You reported on all three credit bureaus XXXX, XXXX as well as XXXX by postal mail, on XX/XX/2023, and identified the debt as verified debt owed. Please supply the information below so that I can be fully informed : Why you think I owe the debt and to whom I owe it, including : The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed.
If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I might know them, if that is different from the official name. In addition, tell me when the current creditor obtained the debt and who the current creditor obtained it from.
Provide verification and documentation that there is a valid basis for claiming that I am required to pay the debt to the current creditor. For example, can you provide a copy of the written agreement that created my original requirement to pay?
If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide verification and documentation about why this is a debt that I am required to pay.
The amount and age of the debt, including : A copy of the last billing statement sent to me by the original creditor.
State the amount of the debt when you obtained it, and when that was.
If there have been any additional interest, fees or charges added since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each added amount. In addition, explain how the added interest, fees or other charges are expressly authorized by the agreement creating the debt or are permitted by law.
If there have been any payments or other reductions since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each of them.
If there have been any other changes or adjustments since the last billing statement from the original creditor, please provide full verification and documentation of the amount you are trying to collect. Explain how that amount was calculated. In addition, explain how the other changes or adjustments are expressly authorized by the agreement creating the debt or permitted by law.
Tell me when the creditor claims this debt became due and when it became delinquent.
Identify the date of the last payment made on this account.
Have you made a determination that this debt is within the statute of limitations applicable to it? Tell me when you think the statute of limitations expires for this debt, and how you determined that.
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| 04/08/2022 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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The XXXX XXXX XXXX XXXX XXXX, VA owned by XXXX XXXX previously known as XXXX XXXX XXXX owned by now XXXX XXXX and XXXX XXXX ), has turned over an outstanding balance of {XXXX} to a debt collector, Hunter Warfield. They are claiming that I owe the balance of {XXXX} for a carpet cleaning fee, a move out fee, and utility charges for XXXX through XX/XX/2017. When I lived at XXXX XXXX XXXX, we paid the utilities a month in arrear. I was current on my rent and utilities at the time of my move out in XX/XX/2017. The balance that I should be paying should only reflect the utilities from XXXX through XX/XX/2017. I was advised that I would receive a bill for the remaining utilities and provided my forwarding address. I never received a bill. I was also told that there is no move out fee and I would not have to pay for a carpet cleaning fee which is also included in this balance.
Over the course of the next year, I attempted multiple times via email, phone calls, and even visiting the office to find out what my remaining balance was so that I could resolve it. Every time I would go to the office, there was new management and staff in the office and no one was familiar with my account or able to help me and I was told that they would follow up. No one ever did. Now five years later, this balance has been turned over to a collections agency with the threat of negative credit reporting.
The management and staff for this apartment complex was constantly changing while I lived there and changed many times after I left. Additionally, the apartment was acquired by a new property management company since XXXX and XXXX had gone bankrupt. There were a number of tenants who moved out around the same time I did due to issues like apartment construction not being finished, repairs not being done, tenants being promised varying rent discounts that were not honored every time the management or staff changed. I personally went from paying {XXXX} a month to almost {XXXX} a month with in two years. This various fees such as common area fees, parking fees, etc. There were definitely some confusing and shady dealings going on.
I attempted a dispute through the debt collector. Their response was just an itemized list of the charges and a copy of the lease. My concerns about the utility charges being for the wrong timeframe were not addressed.
I am fully aware that there were some lingering charges for utilities that needed to be paid after my move out. Those charges should be for XXXX through XXXX of 2017 only. All other utility charges, carpet cleaning charges, and move out fees should not be included. I would like this corrected immediately and I do not want this reported on my credit. I will be emailing a copy of this to the office management of the apartment complex, the debt collector as well, and possibly HUD.
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| 02/15/2022 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Servicemember |
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I have sent in statements from the original creditor that the information is clearly inaccurate and violates the FDCPA and the FCRA and have cited the specific statutes in my disputes and have not received any result. I was living in California at the time and the RosenthaXXXX Fair Debt Collection Practice Act and the Federal FDCPA said Collectors may not use False or Misleading statements. I have submitted proof of the changes in the account balance without any payment being paid as a direct violation of this Law. This has caused drastic harm on my credit and prevented me from getting apartments and was even turned down for a job because of it. I am not running from my debt, I would like this issue to be resolved as they have clearly violated State and FederaXXXX laws.
XXXX XXXX XXXX XXXX XXXX XXXX IN EFFECT -XXXX XXXX XXXX pledge to pay {$200.00} rental assistance for late rent and property manager refused payment -XXXX XXXX landlord file eviction -XXXX XXXX, XXXX XXXX XXXX XXXX Close due to LOCKDOWN, never notified of eviction. And could not file a response XXXX XXXX, court date for lock out, extended due to morotorium extention ruling for XXXX XXXX XXXX XXXX City of XXXX also enacted extension with no lockouts.
XXXX XXXX XXXX XXXX positive for COVID test result attached XXXX ( mid month ) court hearing regarding eviction. Court rules in XXXX XXXX XXXX favor. Try to settle debt. Attached court document and breakdown of debt at that time.
Back rent no start date to XXXX {$9400.00}.
*Utilities~ XX/XX/XXXX ( because property manager withheld sending me bill to pay the utilities and that was brought to the courts attention ) XXXX : {$150.00} *Attorney fees {$1200.00} *Cost ( unknown ) {$360.00} XXXX XXXX : court hearing regarding lock out date.
XXXX test positive for COVID Again.
And provided to court.I vacate property due to thinking I would be locked out and gave notice to my property manager ( turned in keys and electric garage door opener ) and my attorney the same day.
- Court states I will be locked out 3 days later but then reverse decision.
Judge filed ruling XXXX XXXX regarding XXXX XXXX hearing.
XXXX XXXX XXXX Warfield opened a collection against my credit with XXXX XXXX listed as original creditor in the amount of {$17000.00} Throughout XXXX, I have contacted the legal office of ATTORNEY XXXX XXXX AND XXXX with no response or being put on hold for long periods of time with no productive response to settle debt.
XXXX XXXX collection amount from Hunter Warfield {$19000.00} on my credit report to date with no contact, no written information as to how to settle the debt, complete the debt or whom to contact regarding debt collection.
To date I have not received any notice of balance or agency to contact regarding debt issue in writing to my address of record.
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| 06/01/2023 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I have received a collection from HUNTER WARFIELD INC, the debt collection agency at which came from the original creditor, XXXX XXXX XXXX who's principe place of business is located at XXXX XXXX XXXX XXXX # XXXX, XXXX, AR XXXX, and the debt collection agency principle place of business being located at, XXXX XXXX XXXX XXXX, XXXX, FL XXXX.
Hunter, Warfield , Inc., and or the original creditor real property management alleges fees that are in accurate as evident by bank statements!
I contacted the debt collection company to try to resolve this issue, and they have told me multiple times that I have attempted to pay this debt through the original creditor and have received a insufficient fee fund regarding to a lease payment at which is completely untrue, and made evident by bank account statements! They also alleged that I owe additional fees which I do not recognize! Upon contacting Hunter, Warfield, Inc. I spoke mainly with one individual who was then interrupted by a senior advisor who was extremely rude! They attempted to contact pre-discovery at which all discovery they should already have! I have requested a five day debt validation request starting on XXXX XXXX XXXX by email which they first told me could not be sent and then I responded after officially verifying who I am you still cant send it to me by email she then replied yes we can and continued with her, discovery questions! I asked them to send out a validation to the original creditor, she responds ( the senior advisor ) theres no need to we already have all the legal documentation in front of us!
As still my request was as followed but was denied and she said the debt collection agency would send me a validation notice!
Back some time ago I signed a lease for {$1100.00} x 12 months, on my credit report it is showing a balance of {$1800.00} some of this balance is stated to be from insufficient funds fees which is once again INCORRECT and my back account will show that as evident Upon move out of the rental property, I never received an itemized receipt of any damages as to which the security deposit wouldve been applied for!
I believe this collection agency is conducting bad business practices just because of the sheer lies imposed and false penalties under the lease contract.
I was able to verify incorrect information on my credit report, since that moment I just started the process to get in touch with the Credit Bureaus in an attempt to get this issue corrected. The sad truth is that I never got an answer.
This case is about abusing credit systems and collecting to force consumers ' hands to pay regardless of whether or not they are truly at fault.
This action has caused harm to my credit and I am unable to apply for another loan. I would like the record corrected, the delinquency removed
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| 08/30/2022 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX Re : Fairway at XXXX Apartments in XXXX TX XXXX XXXX is XXXX XXXX who have not and refuse to valid debt To Whom It May Concern, I have an issue with my final bill that still hasnt been cleared. I was told by the property manager XXXX XXXX XXXX that this issue isnt handled by the leasing office. I assumed everything would be a dealt with quickly. Unfortunately, that was not the case. I XXXX XXXX XXXX and my daughter XXXX XXXX XXXX occupied the apartment located at XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX from approximately XX/XX/XXXX until XX/XX/XXXX. I did give you my forwarding address which is still currently XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX. I was told that any final bill would credit against my deposit. I also spoke with XXXXXXXX XXXX XXXX regarding the bed bug treatment charge that was included in my final bill. I never had and still dont have bed bugs. From day one if you check your records, I requested monthly sprays due to bugs getting in my home. My home and was immaculate otherwise. I had technician in & out of my home for maintenance issues and bugs were never reported. I did however advise the rental office that the neighbors above me had several dogs and bad odor coming from their home. My tub and toilet backed up numerous times due to no fault of my own and bugs came to that restroom area. You sent a plumber a few times for that. Now if you choose to do that for prevention thats one thing but I should not be charged for it. Frankly the home was cleaner when I left than when moved in. I completely cleaned out the home when I left. Also, the main issue is that my deposit was Never applied to my account. You have sent this to a collection agency without doing you Due Diligence. I was required before moving in or signing the lease to get a $ XXXX deposit. This was Never applied to my bill and the difference sent to me. The XXXX XXXX XXXX coverage # XXXX which I enclosed a copy of the original email receipt. Please note their phone number is XXXX. I did reach out to that company on my own and was told No One ever reached out to them to close my account or let them know I moved out. Perhaps this is an oversight but its quite a major one. I insist you must rectify this situation Immediately. I want this removed from my credit Immediately from under both me and my daughters names. This needs to be taken away from whatever debt collector you sent this to. A good contact number for me and my daughter is XXXX and/or XXXX. Please contact me at your earliest convenience. I will truly appreciate getting this worked out swiftly. Thank you for your assistance. Please note I will be using certified mail for this.
Kind regards, XXXX XXXX XXXX XXXX XXXX XXXX XXXX : XXXX at XXXX, XXXX, XXXX, and XXXX.
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| 06/28/2018 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I was the victim of a XXXX XXXX XXXX and XXXX XXXX XXXX by a neighbor on XX/XX/XXXX in my apartment with my daughter who was XXXX XXXX XXXX and my XXXX year and XXXX year grand daughters who was at my apartment at that time. This happen at XXXX. My neighbor was arrested and taken to jail and charged with XXXX XXXX XXXX and XXXX XXXX. he kicked my door in and was coming at me trying to attack me. I XXXX XXXX XXXX XXXX with my XXXX, he still was still coming and then I XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX, he ran off. I don't know what his intentions were or why he kicked down my door and was in my apartment, my grand daughters were shook up from this, that frighten them. The DA requested I move out and placed a restraining order agaisnt my neighbor. I went to my rent office and told them I was moving due to my XXXX XXXX and XXXX and I was too affraid to continue to live in my apartment by myself after this incident. The apartment manager agreed to let me out my lease, but told me I still had to pay my rent for the amount days I was living in the apartment. I at first gave the manager a letter stating I was moving out on XX/XX/XXXX. I wasn't sleeping in my apartment since the incident, so I written another letter stating I was moving out on XX/XX/XXXX, and I did moved out on XX/XX/XXXX. I was living at my oldest daughter house sleeping on a air mattress from XX/XX/XXXX until XX/XX/XXXX with the assistant from XXXX XXXX who helped me to pay part of my rent and deposit for my new apartment. To make a long story short. The XXXX at XXXX XXXX XXXX XXXX, reported to XXXX credit bureau since XXXX late rent on my credit report. I received a letter from a collection agency name Hunter Warfield requesting I pay {$330.00} at a 50 % saving. My credit score dropped to XXXX, Recently XXXX shows my credit score as XXXX with an amount of {$700.00} gaining interest. My rent with this apartment at that time was {$630.00}. They kepy my deposit of {$200.00} and no return of the pet deposit which was {$250.00}. The collection agency say I owed {$670.00} and the apartment was asking me to pay {$1000.00}. This is false report amount and it's a negative on my credit reportand this is hurting me financially. I am seeking legal advice and action. I'm the one that's still affraid to live alone and have nightmares because of the incident. I would the like an investigation done on this apartment complex at XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, ph # XXXX and collection agency Hunter Warfield at XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX ph # XXXX or XXXX. I'v already had XXXX to investigate and they refuse to remove it or remove the negative reporting. Yes, I have try to work with collection agency and apartment manager it's getting no where. This has been going on for 2 years
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| 12/10/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
Servicemember |
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I am writing to formally dispute and bring to your immediate attention several inaccuracies that I have discovered in my credit report, as provided by your agency. The discrepancies pertain to the accounts listed below : Account XXXX : Address : XXXX XXXX XXXX, XXXX XXXX, XXXX, AL XXXX Phone : ( XXXX ) XXXX Date Opened : XX/XX/XXXX Responsibility : Individual Account Account Type : Open Account Loan Type : XXXX XXXX Date Updated : XX/XX/XXXX High Balance : {$320.00} Original Creditor : XXXX XXXX XXXX XXXX XXXX : {$320.00} Pay Status : XXXX Estimated Removal Date : XX/XX/XXXX Remarks : >PLACED FOR COLLECTION< Account XXXX : Address : XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX : ( XXXX ) XXXX Date Opened : XX/XX/XXXX Responsibility : Individual Account Account Type : Open Account Loan Type : XXXX XXXX Date Updated : XX/XX/XXXX High Balance : {$620.00} Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$620.00} Pay Status : XXXX Estimated Removal Date : XX/XX/XXXX Remarks : >PLACED FOR XXXX Upon reviewing the information provided in my credit report, I have identified discrepancies that are not only misleading but also damaging to my creditworthiness. According to the Fair Credit Reporting Act ( FCRA ), I am entitled to accurate and timely reporting of my credit history. I kindly request an immediate and thorough investigation into the following discrepancies : Incorrect Address : The address associated with Account XXXX is inaccurate and does not correspond to my current or previous residence.
Inaccurate Collection Status : Both Account 1 and Account 2 are inaccurately marked as being in collection status. I dispute this status, as it does not reflect the true nature of my financial obligations.
Incorrect Original Creditor : The original creditor listed for Account XXXX is inaccurate, as I have no history or association with XXXX XXXX XXXX XXXX.
I request that you investigate these discrepancies promptly, verify the accuracy of the information with the relevant creditors and furnishers, and correct any inaccuracies found during your investigation. Additionally, I request that you provide me with a copy of the corrected credit report once the investigation is complete.
I have enclosed copies of the relevant portions of my credit report, highlighting the discrepancies for your reference. Please consider the supporting documentation attached.
I am confident that your prompt attention to this matter will lead to the necessary corrections, ensuring that my credit report accurately reflects my financial history. I anticipate receiving a written response outlining the results of your investigation and the actions taken to rectify these inaccuracies.
Thank you for your immediate attention to this urgent matter.
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| 06/08/2017 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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This company called my job letting another co-worker know personal information on me and the guy on the phone XXXX was very nasty and rude as well He called stating that I owe this apartments complex when the case went before the judge and was dismissed we were let out of the lease and also there were no plumbing issues that we caused the apartments had issues way before we moved there that 's one of the reason why we moved out we have a paper from the inspectors saying that we were not at fault of the plumbing issues and also the blinds were broken when the stray bullet came in on XX/XX/XXXX and they didnt fix the wall or the window until XX/XX/XXXX we took them to court we also had a inspectors there upon move out and saw the apartment was cleaned we also have court papers signed by the judge saying the case was dismissed. We also have pictures and live videos of how the apartments was left cleaned. We will take this company to court because this I wrong we do not owe this amount after living there with the mold and mildew, leaks, plumbing issues and also my XXXX XXXX XXXX grandson was there when a stray bullet came in and hit my XXXX painting that They never replaced they still trying to hurt us. We have already been through enough. So we will go back to court XXXX XXXX stated that this case is no longer there 's that it belongs to the collection agency. A rude guy called my job would n't let me talk I got written up for personal phone call I called the guy back and he yelled at me was very rude and disrespectful and hung up on me when I was trying to ask a question about the case so Yes we will be taking this back to court only now the collection agency are the one that XXXX XXXX says we have to go after because the collection agency now owes the case. We will be faxing all the information that 's the judge signed at court I also called the court house and they stated that the information on the fees etc that the judge signed off on was the same as mine so we dont know where XXXX came from we had an inspectors there from the city When we moved and we have live videos and pictures XXXX XXXX is only trying to get us back from calling the inspectors code inforcements thats all so please explain these charges and show proof because we have a signed form by an inspectors and the judge signed us out of the lease she dismissed the case and also we have live videos and pictures of how the place was left and also 2 prior tenants can testify with work orders proof of the plumbing issues we also have the work orders from the first week we moved in and had plumbing issues and the paper that we filled out when we moved in stating all the things that e wrong that they never fixed and also 3 neighbors as witness as well
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| 08/20/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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XXXX offered to settle an account then refused when I didnt have a secondary phone #. Also RUDE and SARCASTIC Supervisor. I called Hunter Warfield regarding an alleged debt to ask if there was a possibility of removing from my credit report with full payment or settlement. The representative said that it can not be removed but she would certainly offer me a settlement of less than the full balance. When I asked what was the lowest amount she would accept she said there were some questions. I verified my name, address, and ONLY phone #. She asked for a secondary # to which I replied I did not have a home phone # and my place of employment didnt allow personal calls. She told me that without another phone # to put on the file she would not offer me a settlement. I told her I didnt understand that policy because I was prepared to close the account that day. She asked me for a friend of family members number and I asked why if she had a confirmed phone # for me. Calling a XXXX party when they have a good phone number for me would be an FDCPA violation. She said sorry. I asked to speak to a Supervisor. Supervisor got on the line and reiterated that they could settle the account. I said, Great! How much can you save me today to take care of it?? He said : I just need to updat the file with another phone #? I again told him that I only had XXXX number, that they had permission to call me on my cell manually but not by an auto dialer. I told himt here was no other # I could give him. He sarcastically said : When you pick up your cell phone and click on contacts you mean to tell me it 's empty?? I again asked why having a freinds phone # was so important and that having and using a XXXX party phone # would be an FDCPA violation. He said : " Fine pay the balance in full then. '' I asked him if it was normal practice to offer settlements to people who have XXXX phone # 's but not people with XXXX?? Doesnt that seem like discrimination? He said I can pay the balance in full if I do n't like it. We ended the call with me asking them to call back when they would like to offer me the settlement they first spoke of. He hung up. XXXX hour later the XXXX representative called me again and said : " what 's up with the account? '' Sarcastic and unprofessional. I asked if she was going to offer me the settlement figure and she said she needs a XXXX #. We ended the call the same way with me saying that I would gladly discuss with them when they were ready to call back and offer a settlement.
I do not understand their arbitrary practices of offering a settlement not do I understand their need for an alternate phone # for a friend or family memeber when they have a good contact number for me.
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| 10/05/2023 |
Yes |
- Debt collection
- Rental debt
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- Electronic communications
- Frequent or repeated messages
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Web |
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I am writing to formally file a complaint against Hunter Warfield, a debt collection agency, for their relentless and unwarranted actions concerning an alleged debt. I also wish to highlight the numerous violations of the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ) that I have endured throughout this ordeal. My intention is to request a comprehensive investigation by the CFPB to address this matter appropriately.
I want to convey the frustration and sense of invasion of privacy and harassment I have experienced in dealing with Hunter Warfield. Here 's a summary of the events : 1. In XX/XX/2023, XXXX XXXX first notified me of a collection account from Hunter Warfield, an issue I was previously unaware of.
XXXX. On XX/XX/XXXX, I took the initiative to send a debt validation notice via certified mail to XXXX XXXX of Hunter Warfield, with a firm intent to protect my rights 3. Moving forward to XX/XX/XXXX, Hunter Warfield responded via email, offering documents, including a XXXX rental lease agreement. However, their response left me unsatisfied, as they failed to provide crucial details such as a signature or information about the original creditor. Moreover, there was no clear justification for their claim, and no certification of assignment was provided to demonstrate their rights to pursue this alleged debt, leaving me concerned about the consequences if the debt remained unpaid 4. In XXXX, Hunter Warfield made a resolution offer for a reduced amount via email - 5. In XXXX, I decided to accept their offer, provided that they could legally substantiate their claim through authenticated documents under the penalty of perjury 6. Hunter Warfield responded to my acceptance on XX/XX/XXXX via email, repeating the same information as in their XX/XX/XXXX response.
7. In XXXX, I submitted a dispute to XXXX regarding the collection 8. On XX/XX/XXXX, I sent a NOTICE OF OPPORTUNITY TO CURE to XXXX XXXX of Hunter Warfield 9. By XX/XX/XXXX, XXXX had removed the collection from my credit report 10. Shockingly, on XX/XX/2023, Hunter Warfield made another resolution offer for the same amount, ignoring all previous correspondence. This behavior clearly demonstrates a pattern of harassment and an attempt to collect a debt for which they lack a proper legal basis In addition to the FDCPA violations previously mentioned, I firmly believe that Hunter Warfield has violated the FCRA in several ways : 1. Posting adverse information on my credit report without a permissible purpose.
2. Failing to contact me prior to reporting the debt to the credit bureaus.
3. The absence of a contractual agreement between Hunter Warfield and myself.
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| 06/22/2023 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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Upon relocating to Alabama for work I rented a property from XXXX Properties. My rights were violated because I was informed that the deposit was {$2000.00} so I signed the lease and paid {$3600.00}. I was given permission by XXXX XXXX XXXX XXXX XXXX Properties to have access to the property prior to moving in to paint the XXXX XXXX pink and canary yellow walls a neutral tan color. I was told the carpet and house would be professionally cleaned prior to move in and neither was done. XXXX informed me that I would not be responsible for the cleanings on the way out verbally and in writing. ( 1 ) I found out during my research that it is illegal in the state of Alabama to charge more than the monthly rent for the deposit. I called XXXX XX/XX/XXXX to find out what my options were for ending the current lease and they told me that they find someone to sublease the property. Lease was signed in XX/XX/XXXX started in XX/XX/XXXX and I went to California to assist my daughter XXXX XXXX with the birth of her twins. XXXX kicked in and I was stuck in California. I had my nephew taking care of the property and yard while I was away. When XXXX found a tenant I paid someone to pack my belongings and my son drove my belongings to California. My nephew swept the house clean and we did a facetime video before he turned the key in. The house was left cleaner at moveout than it was prior to move-in. There was a major storm between the time the home was vacated and when XXXX visited the property. I received a call from XXXX informing me that the house was trashed as I knew this was not true I asked them to send me proof. I received pictures of the same spots I sent them upon moving in after I cleaned the carpet 3 times with my XXXX. Through email I received a list of charges after 4 years of normal wear and tear I corresponded with XXXX in an attempt to resolve this and was informed I would receive a call from the owner the next day ( XX/XX/XXXX ) and the next call I received was from a collection agency ( XX/XX/XXXX ) XXXX XXXX who first misrepresented themselves by telling me they were attorneys representing XXXX. I sent XXXX XXXX XXXX XXXX the documentation and pictures I sent XXXX explaining why I wasn't obligated to pay the charges and they told me they basically had nothing to do with that and XX/XX/XXXX they reported the inaccurate information onto my credit file. All communications was done through email with the owner 's secretary. They were given my forwarding address several times, but I never received anything in writing by mail informing me of the retention of my security deposit within the 60 days allotted by law according to Alabama landlord/tenant laws.
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| 10/09/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
Servicemember |
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I am filing a complaint of non-compliance requesting validation, made pursuant to the Fair Debt Collection Practices and the Fair Credit Reporting Act, along with the corresponding local state laws.
Please note that I am requesting VALIDATION ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay these companies : 1 ) XXXX XXXX ( XXXX XXXX ) SEE ATTACHMENT 2 ) XXXX XXXX ( XXXX XXXX ) SEE ATTACHMENT 3 ) XXXXXXXX XXXX XXXX XXXX XXXX XXXX SEE ATTACHMENT This month the FTC, and Federal Law Enforcement Partners have announce XXXX Crackdown on Abusive Debt Collection Companies.
This is formal complaint that you have failed to provide me with copies of any viable evidence, bearing my signature to my dispute letter deposited by certified registered mail with USPS. ( have attached certified letters that were sent ).
I have maintain careful records and for your benefit, and as a gesture of goodwill final attempt to have you clear up this matter. You have 15 days to cure. How are you guys reporting or verifying these accounts to the CRAs when it lacked underlying documentation.
In 2000, the FTC held that the FCRA barred a debt buyer from " verifying a tradeline disputed by a consumer when it didn't posses the original documents. FTC allegations was that upon receiving a CDV form from a CRA that the debt buyer ( s ) and furnisher ( s ) they can not use the PCM for verification does not constitute an " investigation '' for purpose of section 1681s-2 ( b13 ), when a consumer disputes the accuracy of information reported by debt buyer ( s ) or furnisher ( s ), they should either verify the information with the original documents bearing a signature within the time period set forth in the FCRA or take all necessary steps to deleted the information from the files of all consumer reporting agencies to which the information was reported within 5 business days after receiving the consumer dispute, notify all consumer reporting agencies to which the information has been provided that the information is to be deleted from the file of the consumer who has disputed the account.
Consent Decree Order, Section II.
As per FTC opinion letter from Attorney General XXXX XXXX XXXX, you should be aware that a print out of a bill or itemized document does not constitute verification.
I am again formally requesting a copy of VERIFIABLE PROOF ( of original Consumer Contract with my Signature on it ) you have on file ( Section 609 ( a ) of the accounts listed on my original letter. If not you must remove the accounts listed above. These accounts have hurt my ability to obtain credit.
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| 08/30/2017 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I received a letter from the collection agency Hunter Warfield on X/XX/2017 regarding a debt from XXXX XXXX XXXX. Before calling the debt collector, I researched the company with the Better Business Bureau website and learned about its unfavorable rating on account of its heavy-handed debt collections tactics. In fact the company has a reputation of taking " disputed rental claims from shady rental agencies and tries to intimidate consumers into paying disputed claims by threatening their credit. '' Armed with this information, I telephoned the account manager, XXXX XXXX, and queried him about the matter. I stated to XXXX XXXX, " How did the company gain access to a confidential address which is not listed on any credit report? ". Although he claimed the original creditor had furnished him with information, I called him out on such an audacious lie because no one had the address. I stated that I had accumulated the debt after a lengthy hospital stay and was in no position for repayment because of a debilitating medical condition which prevented me from working. XXXX XXXX neither wanted to provide any information about how the company retrieved my personal information nor wanted to provide any information to affirm the debt.
I stated to XXXX XXXX that because the company may have violated provisions on the Fair Debt Collections Practices Act for using a third party to gain unauthorized access to a confidential address and unlisted telephone number. I stated to XXXX XXXX the collection agency had used the skip-trace method after an unauthorized third party had provided his company hired a private detective agency to supply personal information. He tried denying the situation ; however, I stated to the debt collector I knew my rights and therefore the company could neither employ shady business practices nor intimidation to cower me into repayment.
I later learned Hunter Warfield retrieved my information from the screening company, XXXX, XXXX, which is listed on a formal housing discrimination complaint with the both the Federal and Washington State Office of Housing and Urban Development. XXXX, XXXX is a local tenant screening company in XXXX Washington that provides information on prospective tenants to landlords and rental companies. XXXX, XXXX provided personal information to the debt collector, Hunter Warfield, as a scare tactic to prevent me from moving forward with a formal complaint of housing discrimination. Also, XXXX, XXXX provided adverse information to all credit reporting agencies in direct retaliation for naming the company in a formal housing discrimination complaint, thereby limiting ability to rent.
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| 04/19/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Communication tactics
- Threatened to take legal action
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Web |
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Back in 2013, me and my wife moved from XXXX to XXXX XXXX XXXX, because that was her dream. After a few months, we was in the swimming pool when about XXXX XXXX was skipping rocks across the pool. It was me, my wife, my daughter, her boyfriend and my grand-baby. So naturally, my daughters boyfriend told them to stop because of the baby. The next day me and my wife had to put air in our tires. A couple of days later, we mentioned the situation to the manager ; about two or three days later, my window got busted. I had just to XXXX it up because we spent everything we had to move there, XXXX XXXX XXXX. About 2 weeks later, new neighbors moved in downstairs. They would bang on their ceiling all the time. I night, about XXXX, I was in bed when my wife came running into the bedroom saying that someone was beating on the door. I got up and answered the door ; there stood a woman asking me to keep it down because they was trying to sleep and we was making too much noise ( I was in bed ) and my wife was in the living room watching t.v. That next day I told my wife to find another place because it was getting ridiculous there. On the last day that we moved out, the manager came up to me and asked what was going on. I told him that earlier that month my window was busted out of my car, and he told me " well if you would have told me, we would have you park under one of our cameras ''. I told him we live week to week and even though we would have caught the juvenile delinquents, that would not help me if they slashed my tires. The law would make the parents pay for the damages ; but what was I supposed to tell my boss. Oh, as soon as my car gets fixed, I 'll be in. Like I said, we was on a very tight budget and could n't wait till XXXX, or maybe even both of our cars to be fixed. The manager even said he knew who done it because he has had trouble out of them before. Then I told him about our new neighbors and how they was banging on the ceiling all the time, and once even got me out of bed to tell me to be quiet. He said you should have came to me for that too ; but I thought it would be easier just to move and not make any more enemies. So now Hunter Warfield calls me all the time. I only have a cell phone and I even told them to quit calling me because I ca n't get phone calls at work, but they call anyways. The last time we talked, they said that they was going ahead and start legal action, even though they know this story also. So, if you could help, I would appreciate it. I know that I broke the lease, but I had no other choose. So, XXXX XXXX XXXX, but it 's Hunter Warfield that calls # XXXX Thank You, XXXX XXXX
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| 07/26/2018 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
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On XX/XX/2018, I received a call from Hunter Warfield Inc.. I have been attempting to settle this debt with them for almost 2 years now. I have offered a payment plan that I could afford, and they refused to accept that amount. Although it was minimal, it was a payment that would have caught me almost half way up by now, but instead, none of it has been paid. After they called me and I told them what I could pay, they still would not accept it. Even though the amount that they wanted me to pay was way more than I can afford at this time, I decided to call back on my way home from work to go ahead and make the payment arrangement to pay their " acceptable '' price. I recently started working a weekend job along with my full-time position, and was hoping this would cover the " acceptable '' price. So, when I called them back, I got a new representative named XXXX XXXX, who said his job title was " Pre Legal Auditor ''. XXXX belittled me on the phone saying things such as : " Why haven't you and your husband pulled together your funds for the last 2 years to pay this, '' " What would make you think THAT is an acceptable payment?, '' " What have you been doing for the last two years that you still can't make more of a payment? '' I asked XXXX to please stop making it personal, but he continued saying the same things over and over again, claiming that I was wasting his time. It took me asking 3 times before he even told me a settlement amount, which was {$4000.00} out of the {$5000.00} that we owe. He said that he would not tell me the amount because I had stated that I couldn't pay it at this time, so it was pointless to give me an amount because I would not be able to save up for this, as they were planning to take legal action before I'm able to save up. After I was belittled on the phone for about 10 minutes, I asked to speak to his supervisor, who was even worse.
He said the same things to me that XXXX did, and even at the end of my conversation with him, I said " I am more than willing to pay the debt, so I will do my best to get it to you all as soon as possible. He YELLED at me and said " You don't have time to think about this, you only have until Friday before we take legal action. '' Both XXXX and his supervisor talked about how " their client '' wasn't interested in my minimal payment, yet the account was sold almost an entire year ago, so they shouldn't have even brought the old creditor in to the equation at alll, but they certainly did.
All of the above is true, and Hunter Warfield would have this on their recorded line, as that was what I was told every time I talked to a new person.
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| 01/28/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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I requested a validation of debt with the collection agency Hunter Warfield when I received a bill for {$510.00}. I advised them that I did not owe XXXX and that I would like all charges verified and explained. I received a letter from credit agency dated XXXX/XXXX/XXXX stating that they received my request for verification of debt and needed more time. THe letter clearly states they will suspend collection activity and credit reporting until they can properly validate the debt. Months passed with no contact or validation. On XXXX XXXX I received a call from the agency attempting to collect the debt. This agent had no record of my request for validation. I advised the collector I received a letter from them acknowleding my request for verification of debt, he asked me if i had a copy of the letter they sent me. I told him yes, but to look in his records if he needed to verify it. I advised the collector that by the Fair Credit Reporting Act they had 30 days to respond and did not, and that per my letter he was not supposed to be attempting to collect on the debt. This agent proceeded to threaten me that he will ruin my credit if i do n't agree to pay. I advised him to look at their records and it will clearly show I requested a Verification of Debt. He repeatedly just asked so you are refusing to pay the debt over and over. I continued to advise him I am not refusing to pay and it was an invalid debt that was disputed with their agency months prior to his call. He continued to disregard what i was telling him about violating the FDCPA and that he could not act like this was the first collection call regarding the bill. I told him by law their time passed and even on the call he could not provide the information I requested 4 months prior. I advised him to research his records and to stop calling me because he is in violation of several laws. The agent hung up on me. A few weeks later I noticed the collection account on my credit report. I sent the agency a certified letter, which they signed for on XXXX/XXXX/XXXX. I advised them they did not validate the debt and that is was not a valid debt to remove from my credit report immediately. I advised them on the treatment from their agent and all the laws they have violated. I informed them that the bill went from {$510.00} to {$2200.00} and that was falsifying information to my credit report. I received a 2nd bill from them dated the same day XXXX/XXXX/XXXX but with the new amount {$2200.00} that again was not itemized of the bogus charges. As of today, almost 6 months later, they still have not responded or removed the account from my credit reports.
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| 01/10/2018 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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This is my second and last complaint regarding Hunter Warfield to Consumer Financial Protection Bureau. Hunter Warfield responded to my last complaint which is below advising that they have ceased communication and reflected this on my credit and that they are not re-aging this " debt '' but they are indeed doing just that. Hunter Warfield removed this debt from my credit in XX/XX/XXXX and placed it back on my credit report dropping my credit score 42 points as though this was a new delinquent account.Hunter Warfield has caused me much anguish by reporting an invalid debt to the credit bureaus. Hunter Warfield occasionally removes and then re-inserts this invalid debt in order to illegally re-age this erroneous account. Hunter Warfield is reporting this item as an OPEN account. I never received notice of this debt from Hunter Warfield. I applied for a home loan and was denied due to this criminal act by Hunter Warfield. Hunter Warfield is claiming that I owe them {$3100.00} on a debt with an account number of XXXX. I have disputed this account with the credit bureaus and Hunter Warfield. My first debt validation letter was sent to Hunter Warfield on XX/XX/XXXX Tracking number : XXXX XXXX XXXX XXXX XXXX, I received a response back from a XXXX XXXX advising me that a contract with my signature stating that I owe them the debt was enclosed in the envelope. It was not enclosed in the envelope. This was just another one of their deceptive tactics. They did not enclose a contract with my signature on it because it does not exist. I then sent Hunter Warfield a second request on XX/XX/XXXX Tracking number : XXXX XXXX XXXX XXXX XXXX, requesting that they provide me with proof that this debt belongs to me, but I never received a response back from the company and they failed to notify the credit bureaus that I was disputing this frivolous account. After several failed attempts with disputing this account with Hunter Warfield, I decided to dispute the account once again with the credit bureaus. I sent a certified letter to the credit bureaus requesting that they re-investigate this erroneous account and that they provide me with proof that this account belongs to me. I then received notification that my dispute was updated by the credit bureaus but the account for Hunter Warfield is still being listed on my credit file. This is a direct violation of FDCPA, FCRA and OCPA. This wrongful reporting has not only negatively impacted my life ; it has also had a negative effect on my family as well. I request the immediate removal of this account from all credit reporting agencies whom has been notified.
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| 10/27/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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I have been dealing with this issue since XX/XX/XXXX. I applied to rent an apartment, and the agent to me I had to pay a larger deposit because of a collection account from, Hunter-Warfield, where I owe another apartment complex. I told her NO, I have never heard of that because I left my last apartment, XXXX XXXX in good standing with no balance owed. I have never heard of Hunter-Warfield, nor was I ever contact by them or received anything. So she says I should contact that apartment and inquire. I did exactly that, and I spoke with the Regional Manager the first time I called and he said to give him the apartment number and he could look it up by that way. He did so and said he could not find me in the system. He said to contact the previous property management, which is XXXX. I contacted XXXX by email and the reply was, " All records pertaining to XXXX XXXX were turned over upon sale of the property. You will need to speak with current management. '' Ok, so I contacted XXXX XXXX again, the new management is XXXX. I spoke to XXXX different leasing agents, told them what XXXX said, gave them the apartment numbers again, and they said I am not in system owing anything. I contacted XXXX again, and their reply was the same as before. XXXX, now its XXXX XXXX after all the back and forth with trying to clear account info up with apartment and still no resolution. I start disputing with Credit Bureaus. I asked them to contact the original creditor, XXXX XXXX, but they never do. I sent in documents where I mailed a certified letter to Hunter-Warfield. Still, no reply from Hunter-Warfield. I have the return receipt from the postal service, where the collection company signed for letter, but still no reply. I called Hunter-Warfield and the representative, yelled at me and hung up while I was talking to him. I am at the end of what to do to get the collection that I do not owe off my credit report. It makes no sense that I would not pay a balance owed, according to credit report of {$170.00}, when I was paying over {$800.00} a month rent. It almost a year and it is still not deleted from my report. I am requesting Hunter-Warfield be deleted from credit report due to the fact they failed to provide me with requested information, and conduct a thorough investigation with the original creditor. Hunter-Warfield failed to remove its collection from my report after I mailed the certified letter for them to stop reporting on my credit. Still, to this day, XX/XX/XXXX. I have received nothing from Hunter-Warfield, no cooperation from them. Please delete from my credit report. Thank you.
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| 01/05/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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XXXX XXXX has submitted to the collection company Hunter Warfield unauthorized charges for cleaning fees from apartment I lived in for 1-year until XXXX/XXXX/XXXX California Civil Code Section 1950.5 States : " The tenant is not responsible for damages resulting from normal wear and tear You can not charge cleaning fees for conditions caused by normal wear and tear during the tenancy or previous tenancies, or for cleaning a rental unit that is as clean as it was when you moved in. '' Civil Code Section 1950.5 ( b ), ( e ).
The lease agreement states : That I agree to leave the premises clean and in the same condition received, except for ordinary wear and tear. I left the premises in better condition then I received ( included are photos of the dirty apartment when I moved in ). According to the lease, California Civil Code and California Tenant Rights : when I provided my 30-day notice I 'm entitled to an " initial inspection '' that requires a list of proposed deductions beyond normal wear and tear. This inspection was scheduled on XXXX/XXXX/XXXX to be held on XXXX/XXXX/XXXX from XXXX-XXXX and no one showed up. I have phone records showing I called and talk to manager XXXX XXXX and she never got back to me, and no one showed up for my scheduled initial inspection. Under California Tenants ' Rights, the initial inspection shall provide itemized statement of intended deductions beyond normal wear and tear.
The cleaning fees that Sequoia equities is charging are from normal wear and tear, which under California Civil Code Section 1950.5 I 'm not responsible for because I left the apartment in better condition and received my full deposit back. They have no documentation, stating that the cleaning fees are from beyond normal wear and tear because they never showed up to the agreed initial inspection providing me with the proposed deductions and the opportunity to fix any identified deficiencies beyond normal wear and tear.
On XX/XX/XXXX I sent a letter to Hunter Warfield disputing these claims by providing evidence and asking them to validate the debt within the required 30-day period. Under the Fair Credit Reporting Act they are in violation by reporting these claims to the bureaus some 4-months later with no accurate validation required. After not receiving the validation. I contacted XXXX XXXX on XXXX/XXXX/XXXX no response so I called Hunter Warfield again on XXXX/XXXX/XXXX at XXXX pacific and talked to XXXX asking again for Validation they said " NO '' then a manager got on the phone and I asked him the same thing he said " NO '' then hung-up the phone.
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| 03/28/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I had a judgment placed on me in XXXX of 2012 by XXXX apartment complex for an eviction in the amount of XXXX plus XXXX in court fees. I have been trying to pay this judgment to the apartment complex that placed it as I was advised to do the the judge 's office over this case. The apartment complex added XXXX in additional fees on my account after the judgment was set in place and then sent my account to collections with Hunter Warfield that now has a total of XXXX. I contacted the judges office that granted the judgement and they stated I am only required to pay the judgment amount of XXXX plus XXXX in court fees. And that the apartments do not have the right to add charges after the judgment was placed. All charges due should have been brought to court when we went. I am trying to pay this judgment and they have refused my payment because of the incorrect balance they are reporting on my account. My rights under the FDCPA have been violated.
( 1 ) Contacting me at my place of employment despite receiving verbal notice from me that I am not allowed to accept such calls at work. After I stated this to the customer rep and provided her with my cell number she called me right back at my place of employment the same day ; FDCPA 15 U.S.C. 1692c states : Under the Fair Debt Collection Practices Act, a debt collector CAN NOT call the consumer 's place of employment if they have been advised that calls can not be accepted at work.
( 2 ) Using rude and a hostile tone by the manager I was transferred to after requesting a copy of the itemized of the debt in question because the customer rep state she could not provide me with that information, the manager stated he submitted the information to be mailed to me and I still have not received a copy of the itemized statement for these charges on this account that was requested a month ago ; FDCPA 15 U.S.C. 1692d states Under the Fair Debt Collection Practices Act, a debt collector CAN NOT Use any profane language or any language that is harassing and abusive FDCPA 15 U.S.C. 1692d states Under the Fair Debt Collection Practices Act, a debt collector CAN NOT Engage in any conduct, the natural consequence of which is to harass abuse or oppress.
( 3 ) Continuing to report to all XXXX credit bureaus an incorrect balance owed of {$4500.00} after I provided a copy of my court judgment for this account stating I actually owe {$1800.00}.
FDCPA 15 U.S.C. 1692e states Under the Fair Debt Collection Practices Act, a debt collector CAN NOT Send false information to the credit bureaus
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| 01/17/2020 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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XX/XX/XXXX, My roommate and I moved out of my apartment called XXXX XXXX in XXXX XXXX, GA. The leasing office refused a walk-out inspection and said they'd send an inspection on their own time the next day.
XX/XX/XXXX, we received a bill of {$540.00} of misc. fees from XXXX XXXX.
XX/XX/XXXX We responded to XXXX XXXX demanding copies of the move-out inspection reports, our original lease, and disputed the charge. We never got any response from them.
XX/XX/XXXX - XX/XX/XXXX We emailed XXXX XXXX multiple times requesting a response to our original dispute, no response.
XX/XX/XXXX ( We found out way later on ) XXXX XXXX actually already sent our bill to a collection agency in XXXX named Hunter Warfield by this date, only 14 days after we moved out.
XX/XX/XXXX Received first call from Hunter Warfield regarding the debt. Again, we contacted XXXX XXXX on XX/XX/XXXX, asking for the same documents and reason for the charge. XXXX XXXX finally responded this time with the documents they should have provided us within 3 business day after we moved out.
XX/XX/XXXX I found a mistake in my last bill from the {$540.00} bill. XXXX XXXX " mistakenly '' over charged {$87.00} for XX/XX/XXXX in our final water/sewer bill. XXXX XXXX said they would look into it with the utility office. We questioned how come we could use {$87.00} worth of water within one day and demanded investigation into the charge, and also wondered how many times these hiddencharges are overlooked by other tenants and customers.
XX/XX/XXXX XXXX XXXX emailed and took off {$87.00} from our final bill, admitting that it was an error on the final month of water/sewer.
XX/XX/XXXX I sent a letter of dispute to Hunter Warfield, claiming that this debt is unmeritorious because the leasing office took legal actions before responding to our dispute. According to the GA code, the renter should always respond to the tenant 's dispute before taking legal actions. XXXX XXXX never provided us the opportunity to inspect the premise within 3 business day. We never got the chance to sign that list, with the statement specifically in writing any items on the list that we would have disagree with.
XX/XX/XXXX Received a letter from Hunter Warfield saying they would look into the matter with XXXX XXXX.
XX/XX/XXXX Received a new bill of {$450.00} ( {$540.00} - {$84.00} ) from Hunter Warfield with the {$84.00} deducted from original bill.
XX/XX/XXXX Received phone calls from Hunter Warfield threatening to report this debt to the Credit Bureau on XX/XX/XXXX.
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| 08/08/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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In XXXX XXXX my husband and I were searching for a new, larger apartment for our family since I was XXXX at the time. We arrived at XXXX XXXX XXXX and decided this is where we wanted to live. The leasing agent provided us with a Move-in cost sheet indicating that it would cost {$2100.00} to move into the apartment. In order for them to approve us, they needed to perform a credit check and background check and instructed us to complete an application. Within the application it states we have 24 hours to change our minds and if after the 24 hours we are approved and decide not to take the apartment, they would then charge us one months rent equivalent to {$1500.00}.
More than 72 hours later, the apartment complex called to tell us that we were denied based on our credit and the original costs to move in were no longer valid and that if we still wanted the apartment it would cost us between {$2500.00} and {$2700.00}. We needed time to think because that was not the original agreement and we could not afford such a large amount. On XXXX XXXX, I went on emergency maternity leave and as a result our financial picture changed and we decided there was no way for us to afford the large amount to move in.
When we called the apartment complex to turn down the apartment they demanded we pay them {$1500.00} for one months rent since we signed an application agreement. We instructed them that we never signed a LEASE, and since they changed the move in costs required of us to move in, it nullified the application agreement.
We contacted our friend XXXX who is an attorney and the apartment complex refused to speak to him ( and us ). Within a few weeks we received a collection letter from Hunter Warfield. A few months later I contacted the Attorney Generals office who forwarded our complaint to XXXX where they spoke to XXXX, the manager at The XXXX. XXXX agreed that the debt should be retracted. I spoke to XXXX who explained why they sent it to the XXXX credit bureaus but agreed that the debt should be retracted. The Florida Department of Agriculture was unsuccessful in reaching XXXX and Hunter Warfield.
Thee problem was never fixed and XX/XX/XXXX I received another letter from Hunter Warfield who is still attempting to collect the debt and refuses to remove it from our credit reports, and after disputing it with XXXX, the smear still remains. I also went to XXXX to speak directly to XXXX who denied ever speaking to XXXX XXXX XXXX and could not recall who I was or what my complaint was ever about.
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| 03/04/2023 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I became aware of a debt I owed regarding an eviction that had been finalized by a court. I was told by the property management company that the debt had been placed with Hunter Warfield. At this point no record of the debt was reflected on any credit reports. I was told the total amount of the debt was {$10000.00} and set up a payment plan of {$300.00} weekly to resolve the debt. I had paid approximately {$6700.00} towards the debt when I learned that the judgement made through the court was capped at {$8000.00} due to local law and that the amount I was ordered to pay was {$8000.00}. I immediately contacted Hunter Warfield offered to pay the full remainder of {$8000.00} ( {$1300.00} ) immediately provided a copy of the final judgement, signed by a judge. I provided this document on XX/XX/2023. I was informed a review would begin on my account which was required to be decided no later than XX/XX/2023. I contacted Hunter Warfield several times during this period to check the status of the debt. When I contacted Hunter Warfield on XX/XX/2023 I was told that the debt would be removed from all credit reports and all collection attempts would cease no later than XXXX, XXXX. On XX/XX/2023 I acquired copies of all my credit reports and the debt was reported on each, with no acknowledgement of it's dispute status, reported with not only the higher incorrect total but with no evidence of any payments having been made. When I contacted Hunter Warfield regarding this on XX/XX/2023 they acknowledged the debt was outside the 30 day limit for dispute and asked if I was aware of any unlawful action they had taken. Hunter Warfield 's agent, XXXX XXXX # XXXX, repeatedly informed me that he was unable to and would not provide any written information regarding the debt, any payments that had been made or accept any payment to clear the debt. He informed me I was not entitled to any information regarding the debt and acknowledged the company was not legally reporting the debt. He refused to provide any further information. He stated that the debt was " not his '' and that he refused to provide information based on his lack of compensation for any money collected. When I contacted Hunter Warfield a second time another agent suggested that Hunter Warfield was willing to accept the larger, incorrect balance they reported to " clear '' the debt but that Hunter Warfield would not remove the debt, mark it as disputed, report any payments unless I paid the {$10000.00} they had incorrectly reported in full.
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| 12/30/2020 |
Yes |
- Debt collection
- Other debt
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- Communication tactics
- Used obscene, profane, or other abusive language
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Web |
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On XX/XX/XXXX, I called Hunter warfield to ask if they would settle with me so i can closed the account. The debt is from rental property where my father and I reside, unfortunately we had to leave a two months early because we were upset with the management. When the property manager renewed our lease in XX/XX/XXXX, she accidentally left my dad who was the main income off the lease. I just had a baby and was nit working. Well when we left early, the rest of lease contract went on my credit and only mine. I have an XX/XX/XXXX child who is XXXX and anotherXX/XX/XXXX who is XXXX. I am not working cause of covid and virtual learning with my oldest but unfortunately my car choose to die on me. So I called hunter war field and asked them if they would settle? The gentleman said {$1000.00} but when I told him my situation he was willing to take $ XXXX {$700.00}. But he first said, we should try to dispute this since this should nit be just your responsibility and he would call me that Tuesday to let me know if it went through. No call. I left Vm after Vm then finally a man calls me telling me the rental property is saying my dad did not live there which was a lie by the property and if I can get receipts of checks he paid rent and any other evidence, that will help my dispute. So XX/XX/XXXX I emailed them everything I had. XX/XX/XXXX I received a call from a hunter warfield debt collector stating it does not matter what evidence I provide, I was the only person on lease therefore its my responsibility. He was very pushy and rude. He said I need to pay half of the debt which was {$790.00}. Unfortunately with XXXX and unfortunate circumstances I couldnt even do anything. He said they are offering this once and he can split two payments but it must be paid by XX/XX/XXXX. There was no way I could and I needed to talk to my dad and fianc first to see if possible but when I ask the man fir an hour, he wanted my debit card and they would arranged two payments. I said I cant afford {$790.00}. He was very pushy and kept trying to make feel like I had no choice and this was it for any help from them. He would not allow me an hour to speak to husband and dad a d kept going on and on that this was it for offers and I need to take responsibility. They are trying to help me but I am the one who contacted them first to settle. I finally got aggravated because he made feel threaten, I told him that I need to speak to a lawyer to know my rights. Abd he said well now you brought up lawyers, we are done.
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| 07/12/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
Older American |
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XXXX XXXX reported a collection of {$290.00} on my XXXX credit report.
The collection is invalid but XXXX XXXX doesnt want to remove it even though I submitted all the proof ( photos and screenshots ) that I dont owe any money.
Heres what happened : I have been a tenant at XXXX XXXX apartments in XXXX, Kansas for only XXXX months and I paid rent for XXXX months plus a {$250.00} security deposit. I moved out on XX/XX/2021 after my multiple requests for repairs in the apartment were ignored.
Requests for repairs : * XXXX noise at night ( apartment situated right next to the laundry room, with a thin drywall with a hole between the laundry room and my apartment ). Tenants did laundry all night. I asked the leasing office to insulate the wall or allow doing laundry only during the day hours which was denied. I was unable to sleep at night.
* Not working stove ( I couldn't cook at all ) - see pictures * MOLD around the water heater - see picture * Water in the bath tub not draining - see picture * MOLD in the bathroom around the shower - see picture * Water coming through flooring - see picture * Bugs coming through the windows due to not having correct size of window screens - see picture I left the apartment on XX/XX/2021 and gave the apartment keys and letter of moving out to the leasing office on XX/XX/2021 ( XX/XX/2021 was Sunday and the office was closed, no mailbox or anything I could leave the keys ). The XXXX didn't show up for a walk through on XX/XX/2021. I expected getting my security deposit of {$250.00} back which has not happened and it's due to me.
Every state has specific health and safety codes that provide minimum standards for rental units, and Kansas is no different. If those standards are not met and proper notice is given by the tenant and the repairs/fixes are still not made within the allowable time period, a tenant would be considered constructively evicted. As a result, the obligations of the tenant under the lease are no longer required, given that the landlord has not met their own responsibilities under Kansas landlord-tenant law. According to Kansas XXXX law XXXX, landlord duties to provide habitable premises include the following : * Compliance. Comply with applicable building and housing codes materially affecting health and safety.
* Repairs. Make all repairs and do whatever is necessary to put and keep the premises in a fit and habitable condition.
The collection report should be removed from my credit report at XXXX XXXX.
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| 06/06/2018 |
Yes |
- Debt collection
- Mortgage debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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I was living at XXXX XXXX XXXX in XXXX XXXX until a month before XXXX XXXX on XX/XX/XXXX. XXXX XXXX XXXX XXXX are given to soldiers a month or 2 before XXXX so soldiers can get out of leases and turn into certain creditors for lower interest rates during a XXXX cycle. I received my XXXX XXXX on XXXX XX/XX/XXXX and turned them into the office at XXXX XXXX. They did not honor my XXXX XXXX. I continued to clear my apartment in a timely manner and had paid first and last months rent upon moving in. To include a security deposit that would have covered any cleaning upon me leaving. I did not receive my security deposit back and paid my pet fee to the front office. My mother co-signed the lease with me and this is on both of our credit reports for over 6k in fees. For one the apartment complex never contacted my mom or myself before leaving in XX/XX/XXXX. The debt was sold to a collection agency while I was XXXX, and me and my mom have been dealing with harassing phone calls ever since. My mom started receiving calls shortly after me leaving and she asked the collection agency ( Hunter Warfield ) to provide a by name list of charges against me. She did not receive a by list charges until XX/XX/XXXX ... .and over a thousand dollars in interest charges from a collection agency we had no contract with. My mother has sent to me the bills they have sent as well as the by name list of charges in which I find to be totally fraudulent. I should never of had a fee for last month rent because I paid first and last month before moving in, I also accrued fraudulent cleaning charges that my security deposit would have covered, I also should not of had a lease termination fee of over XXXX with XXXX XXXX. Not to mention pet fees and so on. The list is crazy. To think this is how companies operate and treat deploying soldiers. And then sell the fraudulent debt to a head hunting collection agency on fraudulent grounds. And then to have fees of over 1.5k from a company you never had a contract with and bought this fraudulent debt on pennies to the dollar. To get this rectified would be wonderful. I have tried disputing with all three credit bureaus with no luck. I truly feel this is my last step to get this resolved. I am a father of five and can not purchase a house for my family because of this on my credit report. I am almost XXXX and have never owned a home for my family. Please help this XXXX veteran clear me and my mothers name in this matter. Supporting documents follow ...
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| 10/25/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I requested proof of Debt Validation Request on XX/XX/2023 I haven't received nothing back from the company, but the original price was balance was {$1900.00} but as of today the updated balance is {$2000.00} I am writing to formally request the validation of a debt that your agency claims I owe. I received a communication from your agency regarding an alleged debt, and I am exercising my rights under the Fair Debt Collection Practices Act ( FDCPA ) to request validation of this debt.
I request that you provide the following information to establish the validity of the debt : 1. The full amount of the alleged debt, including any additional charges, fees, or interest that have been added.
2. Detailed information about the original creditor, including their name, address, and contact information.
3. Proof of your agency 's authorization to collect this debt, including documentation demonstrating that you are licensed to collect debts in my state.
4. Verification of the date this alleged debt was incurred, along with any supporting documentation that proves I am responsible for the debt.
5. A complete payment history showing all transactions related to this debt, including any payments made, charges, and any adjustments or credits applied.
6. Copies of any contracts or agreements I supposedly signed with the original creditor, specifically proving my liability for the alleged debt.
Please note that according to the FDCPA, you are required to provide this validation information within 30 days from the date of this letter. During this time, you should cease all collection activities related to this debt until you have provided the requested validation.
If you are unable to validate the debt, or if any of the requested information is unavailable, please immediately cease all collection efforts and remove any negative information regarding this debt from my credit reports. Failure to provide the requested validation will result in the assumption that this debt is invalid, and I will pursue all available legal remedies to protect my rights.
Please ensure that all further communications regarding this alleged debt are conducted in writing. Any phone calls or other forms of communication should be documented and kept for my records.
I expect your prompt attention to this matter and a timely response. I look forward to receiving the requested information within 30 days from the date of this letter. Thank you for your cooperation.
Sincerely, XXXX XXXX
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| 02/22/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
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|
Web |
Servicemember |
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On or about XX/XX/XXXX, I received a notice from XXXX credit reporting agency that a collection for past rent was place on my credit report by Hunters Warfield for XXXX at XXXX XXXX, causing my credit score to lower by XXXX points. I never received a notice from Hunter Warfield or XXXX at XXXXXXXX XXXX prior to them reporting this on my credit report, which is a violation of the Fair Debt Collection Practice Act that regulates third party debt collections.
On or about XX/XX/XXXX, I spoke with the property management XXXX XXXX about moving out because of the XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX from my bedroom window.
After our conversation, the property manager XXXX XXXX email a letter referencing our conversation and stated that she were sending a new lease agreement to me by email because my current least was expiring on XX/XX/XXXX, and it was XX/XX/XXXX.
If a new lease agreement is not sign by end of old lease agreement. An additional {$300.00} would be added to current rent. Making residents renting on a month-to-month bases, which would increase the rent from {$1300.00} a month to {$1600.00} added onto the old least agreement. ALL residents would consider renting on a month-to-month basses.
I feel this is why a new lease agreement was not sent to me because the property manager was trying to get me and the other residents into a month- to- month situation.
After several months have passed and no new lease agreement were sent out to me. I reiterated to the property manager XXXX that since she never emailed a new lease agreement that it was obvious that she did not want me as a resident or trying to put me into a month - to- month situation.
So, we schedule a walk through inspection with her assistance manager and the apartment was very clean, and I handed over the keys. This is why I am somewhat baffle to having a collection reporting on my credit report for {$1500.00} after not receiving a new rental agreement or a collection notice from Hunters Warfield or XXXX at XXXX.
Maybe I would have split the different or come to agreement. I feel not receiving a collection notice from XXXX at XXXX or Hunters Warfield has violated my civil rights and Federal and state laws. I pray that Hunters Warfield and XXXX at XXXX be fine and penalize and this collection be order to be removed from my credit report immediately. Thank You
|
| 06/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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This collection agency is furnishing an alleged debt of {$2100.00} that is on my consumer report with all XXXX credit bureaus. The collection Agency HUNTER WARFIELD which is at XXXX XXXX XXXX XXXX XXXX, FL XXXX has not provided me with the proper validation according to 15 usc 1692g. Also they have violated 15 usc 1692f. I have not received any proof that there was a such agreement that expressly authorizes this debt collection agency to collect on an Alleged debt which is a violation of the FDCPA. I sent a debt validation letter several times and have not received any proof from them that there is an agreement in place pursuant to 15 usc 1692f ( 1 ) of the FDCPA that they can collect from me or that they even own the debt. This is a violation of my right to privacy. Also I sent a dispute letter to all 3 credit bureaus several times asking them to verify the account but I got a response back saying that the account was indeed verified. The following laws have also been violated by this company - 15 usc 1692b ( 2 ). Requesting location information from a family member saying i owe such debt - 15 usc 1692b ( 5 ) Using a symbol to indicate to the consumer that the debt collector is in the debt collection business - 15 usc 1692c ( a ) ( 1 ) calling the consumer at an unusual time or place - 15 usc 1692d ( 1 ) using the means of harm to damage my reputation - 15 usc 1692d ( 2 ) The use of profane language which is used to abuse the hearer or reader - 15 usc 1692d ( 5 ) Causing the telephone to ring repeatedly with intent to annoy, Abuse or harass any person at the called number - 15 usc 1692e ( 2 ) The false representation of the legal status of a debt - 15 usc 1692f ( 1 ) The collection of any amount unless such amount is expressly authorized by the agreement creating the debt - 15 usc 1692g ( a ) Failure to provide the XXXX things to prove the consumer owes a debt within 5 business days. This company has caused serious harm and damage to myself and my family. This is an alleged debt that has not been proven and is still reporting on my credit report. I plan on seeking monetary relief of over { {$10000.00} } for FDCPA violations and monetary relief for violations of the Fair Credit Reporting Act section 616 and 617 for non compliance and negligence and under Federal Trade Commission, Section 813, Civil Liability, under ( 2 ) ( A ). Phone records from my telephone company and letters sent from different credit repair agencies can be produced if need be.
|
| 11/30/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Used obscene/profane/abusive language
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|
Web |
|
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Good afternoon, I am wanting to write in regard to a situation that I feel was professionally wrong. I communicated with a collection agency Hunter Warfield on a debt that I owed to them. I set up to where I settled for a disclosed figure and was told by the employee ( XXXX XXXX ) that it would be taken off my credit within 24hrs of final payment. well I called and tried to figure out how to go about making sure that this was taking off my credit as I had already been able to go and print out the receipt of payment where it states that the collection had been XXXX out and settled in full. Upon trying to do so I spoke with another employee who submitted a manual notification stating that it had been settled as well to the credit company and provided me with the AUD Update Control Number to provide to the credit company as well. Upon contacting the credit company I was informed that it was going to be up to the collection company as to whether or not they remove it off my credit. I called Hunter Warfield back and was transferred to a lady by the name of XXXX XXXX who did n't seem to want to try and hear me out at all and started out by cutting me off and stating that she did n't care what some credit company had told me that she had the say so on whether or not it be removed. XXXX XXXX also went on to inform me that if I did n't be quiet and listen to what she had to say that I was n't definitely going to have anything moved off of my credit. I tried explaining to her that an employee of Hunter Warfield had told me that the debt would taking off my credit once the debt was paid in full. XXXX XXXX informed me that she was n't going to take it off and that it would stay on there for another year and half because I waited for so long to try and pay. she completely disregarded me for a customer and overlooked the fact that I was trying to inform her that I have a XXXX month old and a XXXXmonth old who I am trying to provide housing for and that I was n't able to due that as long as that was still showing up on my credit and so now here still my children and my wife are having to stay with a family member on their couch because she refused to take the collection off my credit and was nasty as all get out with it. I also informed her that I was recording the call as I do with all important calls and she then tried changing her story but it was to late by then. I tried calling back and she has not returned my call or anything to try and get this resolved.
|
| 02/01/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
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I lived in XXXX XXXX in XXXX, MN : XXXX XXXX, XXXX was landlord ; ( herein referred to as XXXX XXXX. ) I paid all of my rent. ( I would have been evicted otherwise. ) I have the landlords ledger of the rent I paid.
I have all my rent receipts.
XX/XX/XXXX was my last month.
I left not owing money.
Nearly 2 years later : Hunter Warfield [ XXXX ] XXXX XXXX XXXX XXXX XXXX FL XXXX ( XXXX ) XXXX a collection agency that HAS illegally identified themselves as an attorney on my credit report this collection agency reported a Collections ( AND a negative Account ) to my Credit Report : Claiming that I owed ( what? ) {$1700.00}?
to XXXX XXXX.
All systems have failed since that moment : [ FIRST SYSTEM-FAILURE : ] I provided ( 1 ) my rent receipts for XXXX, ( the time in question ; ) ( 2 ) my lease ( proving rent amount ; ) and ( 3 ) the computer printout of my account history from the landlords database.
Warfields proof that I owe this money is a document that any XXXX can manufacture with a computer and printer.
[ SECOND SYSTEM-FAILURE : ] I disputed this record on my Credit Report the last time in XX/XX/XXXX : ( I sent everything by return-receipt mail : ) I NEVER RECEIVED RESPONSES FROM WARFIELD OR THE THREE CREDIT-REPORTING AGENCIES.
So it should have been removed from my credit report.
It was not removed.
[ THIRD SYSYTEM-FAILURE : ] Things fall off automatically after X-amount of time : From memory : In Florida, it is 3 years?
Definitely across the board SEVEN YEARS MAXIMUM : The debt is from XXXX : XXXX plus 7 years equals XXXX : It is still there on my Credit Report.
Until XXXX, I was told.
...
Firstly : I NEVER OWED THIS MONEY!
Secondly : I PROVIDED ALL EVIDENCE my receipts, the lease, the landlords record THAT I DO NOT OWE MONEY, AND THAT I NEVER DID OWE MONEY.
Thirdly : How many laws in-place to protect me have failed?
( a ) Calling the business an attorney ; ( b ) never responding to my filed dispute ; ( c ) not adhering to the 7-yr MAX reporting time-limitation WHERE AND HOW IS THIS GOING TO END?
DO I NEED TO TELL YOU WHAT CONSEQUENCES I HAVE SUFFERED FROM THIS FRAUD!!
IF I HAD A HISTORY OF NOT PAYING MY BILLS : MY CREDIT REPORT WOULD REFLECT THAT.
__ THIS NEEDS TO BE REMOVED TODAY, NOW. STAT. I am suffering because of my Credit Report BECAUSE OF THIS! and I need your help to rectify this evilness.
This is nothing more than extortion.
Pay the {$1700.00} and get my life back.
Please help me.
Thank you.
|
| 10/30/2019 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
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This company ( Hunter Warfield ) which I hold No Contract with nor have received services from is a 3rd party agency who has no right to collect anything from the alleged debtor since there is no way they can prove they were on any original contract. 73 Amjur, 2nd, Section 90. You have no right to subrogate ( substitute ) yourself into a contract. Whether it be by purchase, assignment, transfer, or trade. If you bought the debt you did it on your own behalf. Not at the request of any alleged debtor, and therefore are a stranger to the transaction ( voluntary payee ). Reporting of this debt is a violation of the FCRA and the FDCPA. Ive conducted some research on this company and in the state of Missouri this company is not Licensed, Bonded, and does not have a Certificate of Authority to collect in the state of Missouri. This is against the state and federal laws. According to the FDCPA : Under the Act, a debt collector communicating with persons other than the consumer for the purpose of acquiring location information about the consumer shall not : use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt ; 28. The Missouri Division of Finance is statutorily charged with the licensing, supervision and regulation of state-chartered financial institutions and enterprises.
Rescission of Contract.
Refused for a cause without dishonur. I hereby rescind my signature and do not consent to this contract with your corporate office.
Required Proof of Claim I would be happy to settle any financial obligation I might lawfully have to you, as soon as I have received proof by way of the following Documentation : against me, a Flesh and Blood Woman with my God Given name ( XXXX : House of XXXX ). 1. Validation of the debt ( i.e. the actual accounting showing real losses, if any ) ; 2. Verification of your claim against me ( a Sworn affidavit or a hand signed invoice in accordance with The FDCPA, GAAP, and the FTC ) ; 3. A copy of the original contract signed by both parties and therefore binding both parties to the agreement.
They are in Breach of Contract by violating the Arbitration Clause. Once a company charges off the account and sends it to a collection company they are in breach of their own contract. This is against the FCRA.
|
| 11/26/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
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In accordance with the Fair Credit Reporting Act the list of accounts below have violated my federal protector consumer rights to privacy and confidentiality under 15 U.S.C. 1681, Section 604A Section 2. I have not provided my written consent to either consumer, nor have I permitted XXXX XXXX XXXX XXXX permission to place the below items on their credit reporting platforms. The information is inconsistently reported throughout my credit report which I have highlighted the inaacuracies and want them DELETED off my credit report. Because of the inaccurate information I have been denied credit to purchase a home for me and my family, a car, new credit cards, and any such credit I choose.
List of Negative Accounts/ Inquiries listed below XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX As you can see 15 U.S.C 1681 Section 602A states I have a right to privacy.
15 U.S.C 1681 Section 604A Section 2 it also states a consumer reporting agency can not furnish an account without my written instructions.
Three Bureau Credit Report Reference XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ***SECURITY FREEZE : THE FOLLOWING CREDIT BUREAUS REPORT THAT YOU HAVE PLACED A SECURITY FREEZE OR LOCK ON THIS FILE. HOWEVER, THE FILE HAS BEEN DELIVERED TO YOU UNDER THE APPLICABLE EXEMPTION PROVISIONS ( PROVIDING A CONSUMER WITH A COPY OF HIS OR HER CREDIT REPORT UPON THE CONSUMER 'S REQUEST ) : XXXX Customer Statement XXXX : THE INFORMATION WITHIN MY CREDIT REPORT HAS NOT BEEN VERIFIED OR HAS NOT BEEN PERMITTED OR VERIFIED B Y ME, NOR HAVE A SIGNATURE TO BE PLACED ON YOUR CREDIT PLATFORM. PLEASE REMOVE FROM MY CREDIT REPORT WITHIN 30 CALENDAR DAYS. DO NOT CONFUSE ME WITH RELATIVES WITH SIMILAR NAMES OR ADDRESSES. VERIFY ALL IDENTIFYING INFORMATION. DO NOT CONFUSE MY CREDIT FILE WITH PEOPLE OF SIMILAR NAME, ADDRESS OR S SN. VERIFY ALL IDENTIFYING INFORMATION.
XXXX XXXX XXXX XXXX XXXX I DID NOT AUTHORIZE THIS INQUIRY
|
| 11/06/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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On XX/XX/23, Hunter Warfield , Inc. sent me an email to my email account XXXX stating that they were collecting a debt for XXXX XXXX XXXX of {$140.00}. The email stated that I could dispute the debt in part or in full by XX/XX/23. If the debt was disputed, Hunter Warfield, Inc. must stop collection on any amount you dispute until they send information that shows I owe the debt. On XX/XX/23, I sent a letter through certified mail disputing the debt in full and requesting a debt verification letter. A copy of this letter is attached in the documents, as well as my certified mail receipts. As outlined by the Fair Debt Collection Practices Act : " Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing -- ( 1 ) the amount of the debt ; ( 2 ) the name of the creditor to whom the debt is owed ; ( 3 ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; ( 4 ) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector ; and ( 5 ) a statement that, upon the consumer 's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. '' ( 4 ) was never completed by Hunter Warfield , Inc. after I disputed the debt and requested a debt verification letter. No additional collection efforts were made by Hunter Warfield , Inc. As of today XX/XX/23, the debt verification letter has yet to be sent to me. This is a violation of the Fair Debt Collection Practices Act. At some point that is unknown to me, Hunter Warfield , Inc. reported a collection to XXXX, XXXX, and XXXX. This collection now appears on all of my credit reports, and is potentially negative to my credit score. This has transpired without any communication from Hunter Warfield , Inc .
|
| 10/02/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Fl XXXX XX/XX/2023 XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Subject : Debt Validation Request for XXXX Dear Sir/Madam, I am writing to formally request the validation of a debt that your agency claims I owe. I received a communication from your agency regarding an alleged debt, and I am exercising my rights under the Fair Debt Collection Practices Act ( FDCPA ) to request validation of this debt.
I request that you provide the following information to establish the validity of the debt : 1. The full amount of the alleged debt, including any additional charges, fees, or interest that have been added.
2. Detailed information about the original creditor, including their name, address, and contact information.
3. Proof of your agency 's authorization to collect this debt, including documentation demonstrating that you are licensed to collect debts in my state.
4. Verification of the date this alleged debt was incurred, along with any supporting documentation that proves I am responsible for the debt.
5. A complete payment history showing all transactions related to this debt, including any payments made, charges, and any adjustments or credits applied.
6. Copies of any contracts or agreements I supposedly signed with the original creditor, specifically proving my liability for the alleged debt.
Please note that according to the FDCPA, you are required to provide this validation information within 30 days from the date of this letter. During this time, you should cease all collection activities related to this debt until you have provided the requested validation.
If you are unable to validate the debt, or if any of the requested information is unavailable, please immediately cease all collection efforts and remove any negative information regarding this debt from my credit reports. Failure to provide the requested validation will result in the assumption that this debt is invalid, and I will pursue all available legal remedies to protect my rights.
Please ensure that all further communications regarding this alleged debt are conducted in writing. Any phone calls or other forms of communication should be documented and kept for my records.
I expect your prompt attention to this matter and a timely response. I look forward to receiving the requested information within 30 days from the date of this letter. Thank you for your cooperation.
Sincerely, XXXX XXXX
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| 06/01/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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Dear Sir/Madam : My name is XXXX XXXX XXXX, and I thank the Consumer Financial Protection Bureau ( CFPB ) in its efforts to correct the wrong-doings of the collection agencies and credit information repositories. This is, may be, the only U.S. federal agency fighting on behalf of us the people. According to my friend and credit consultant, XXXX XXXX, occasionally you do a fine job. I suggest that you show our enemies, the debt collectors and credit reporting agencies, who the boss is here. Display your huge teeth and toughness to these no good, nefarious entities.
This is a complaint I am filing against a debt collector who has violated the FDCPA, and may be even the FCRA rules and regulations.
On XX/XX/XXXX, I sent a dispute letter requesting validation of an alleged debt to Hunter Warfield , Inc, a debt collection agency based in XXXX, Florida. To date I have received no response from them even though it has been way past the 30-day limit set by FCRA and FDCPA. I have proof of delivery ( on XX/XX/XXXX ) of my dispute communication to the above-mentioned debt collector. The derogatory, however, still remains on all 3 of my credit reports. The debt collectors in this country have no respect for the law nor do they fear any federal agency, including you the CFPB. The CFPB isn't tough enough with these scoundrels. The collection agencies are so cold-hearted and aggressive in their collection efforts that they make the XXXX and XXXX look almost like angels ; they are totally arrogant, unethical and dishonest. The people behind these collection agencies are very nasty people ; they violate the people's/debtors ' right every chance they get.
Even the last name of this debt collector, XXXX XXXX, matches his aggressive, militant/warring like-manner of collecting debts. This guy XXXX XXXX must have come out from the wrong side of his mother ; he has no shame in showing his terrible face on his company website. Does he take pride in what he is doing? All debt collectors are like this scumbag XXXX XXXX, cold, heartless and compassionless.
Who or what gives them the right and authority to do what they do?
I humbly ask that you, the powerful federal agency, resolve this matter for me immediately as it is preventing me from obtaining credit and to move on with my life.
Please order Hunter Warfield, Inc to delete the derogatory remark from all 3 of the credit reporting agencies pronto.
Again, thank you very much.
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| 07/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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I have been charged an amount when I previously paid the amount in full. I also notified the company which submitted documentation as a law firm and not a debt collector. This inaccurate information was still placed on my credit file of all three credit bureau which has significantly affected my credit score. The rental contract was scheduled to end on XX/XX/XXXX. I departed and submitted all keys on XX/XX/XXXX. Also per the documentation I have provided all fees had been paid as of XX/XX/XXXX. Please view that the amounts owed were addressing the dates from XX/XX/XXXX until XX/XX/XXXX.
The company Hunter Warfield , Inc replied : The consumer states the account was paid to the original creditor on XX/XX/XXXX. The consumer also states she does not owe past-due rents and requests Hunter Warfield for tradeline deletion. XXXX XXXX referred an account to Hunter Warfield for collection on XX/XX/XXXX, listing the principal amount due of {$11000.00}. The initial collection letter was sent to the consumer on XX/XX/XXXX. XXXX referred an account to Hunter Warfield for collection on XX/XX/XXXX, listing the principal amount due of {$2700.00}. The initial collection letter was sent to the consumer on XX/XX/XXXX. The consumers dispute was reviewed with our client XXXX XXXX on XX/XX/XXXX. Hunter Warfield was advised the consumer was charged only for fees listed in her lease agreement. Also, the rental contract ended XX/XX/XXXX but the consumer submitted the keys on XX/XX/XXXX. We are enclosing for the consumers review, copies of the account ledger and the security deposit disposition. This information may help the consumer to review the nature of the charges. Personal information has been redacted for the consumers protection. Lastly, the consumer has requested deletion of the trade line. We are unable to do so because there is no valid reason, i.e., error in reporting, that a deletion should take place. Therefore, the facts justifying deletion are not present.
I have proof that the company Hunter Warfield , Inc had been provided incorrect information, defrauded by XXXX at XXXX XXXX/XXXX XXXX./XXXX XXXX/XXXX XXXX/XXXX XXXX XXXX.
What has taken place is landlord retaliation in which litigation is currently in effect.
Hunter Warfield, Inc is now involved as the collection actions have now added to the financial hardship, pain and suffering caused by XXXX XXXX XXXX XXXX/XXXX XXXX./XXXX XXXX/XXXX XXXX/XXXX XXXX XXXX.
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| 06/26/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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After living in this apartment for 12 years, we were sent a letter asking us to move due to remodel ( see pg 1 ). We were never given the option of a walk through to identify anything that we could correct before having it deducted from our deposit of {$700.00}. Landlord conducted a walk through after new tenants had been living in unit He has kept our entire deposit plus asked us to pay another {$900.00}. He has called us liars and insulted our intelligence as you can see in his email. we asked to see receipts but were denied. except for the one for carpet. He wanted us to pay for carpet but pg. 8 of the lease states we can not be charged for carpet after so many years, so instead he is charging us for the recycling of old carpet and padding and installation of the new carpet this is how he has worked his way around it. He claims we damaged appliances and that they werent clean enough, this is after 12 years of use, they are going to have wear, plus they are the same appliances that were left for the new tenants, so they couldnt have been too damaged. he would not produce a receipt for the extra cleaning. We received a letter on XX/XX/XXXX stating we had 10 days to pay or we would be turned over to collections, on XX/XX/XXXX we received a statement from a collection agency. we had just moved out on XX/XX/XXXX. we are being charged twice for utilities, and late for supposedly over 10 mos. ago. He has ruined our hard earned credit standing, it dropped 40 points. which he had threatened to do to make it difficult for us to find a new place to live Please see his email to us dated XX/XX/XXXX, very intimidating and threatening. We tried mediation, but we received very little cooperation. I am willing to pay {$75.00} each for 3 closet doors, since he will not get us receipt i think that is fair. The handle on the refrigerator was missing when we received it. it had come from another apartment that way, it was replacing the one we had because it was broken when we moved it. I feel I am entitled to my deposit minus the {$220.00} for closet doors, I expect him to correct what he has done to our credit and be held monetarily responsible. We have worked hard to keep our credit in good standing, he had no right to damage it for his satisfaction. I would really appreciate your help on this matter. we have been denied what should have been rightfully by law offered to us, our credit is ruined, and he has kept our funds.
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| 12/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Hunter Warfield a debt collection agency based out of XXXX, Florida whose Ein number is XXXX, the registered agent name is XXXX XXXX, have been damaging my credit for over a year now. The alleged creditor is suppose to be the XXXX complex located iXX/XX/XXXX Georgia. First after checking the Georgia Secretary of the State business registration website, Hunter Warfield is not registered on the Secretary of the State data base as registered to do business in Georgia. Second, I never gave permission for Hunter Warfield to have my Social Security account number, they are in violation of 42 U.S.C 408 Penalties, which is a federal offense. Third Georgia Law regarding rental properties clearly state as far as security deposits, a move out inspection must be performed and the parties signature must be affixed.
7. Security Deposit Move-out Inspection. Landlords who own more than ten ( 10 ) rental units, including units owned by their spouse and/ or children, or who employ a management agent, must adhere to a formal inspection process or forfeit the security deposit.
Within three ( 3 ) business days after the lease terminates, or a reasonable time after the landlord discovers the tenant vacated, the landlord must inspect the unit and prepare a list of all damages and the estimated dollar value of such damage. The landlord must sign the list and provide it to the tenant. '' After disputing the debt Hunter Warfield committed violation 15 U.S.C. 1692e, along with 18 U.S.C.1341 by sending a statement of fraudulent damages not signed by a landlord which is a must according to Georgia rental law! Hunter Warfield to add insult to injury keeps adding interest on to the debt reporting the fraudulent debt to the credit bureaus. If damages were left why is it that the current apartment complex who called the XXXX to confirm verification was not informed of damages? Why is the damages statement not signed by I the tenant or the landlord? I have uploaded all proof by documentation. Hunter Warfield is trespassing on my constitutional protections to life liberty and pursuit of happiness I have plans on buying a home or moving to a more striving area and can't do that because of Hunter Warfield refuses to follow the law. Last in good faith I sent Hunter Warfield a notice stamped with a money order for discharge and they up until this day haven't accepted the payment which under U.C.C 3-603 is discharge whether accepted or not.
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| 01/30/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
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Web |
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I was shocked when I reviewed my credit report this week and I found multiple inaccuracies on my credit report from the 3 major credit bureaus from a collection company that I never have dealt with before. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity.
You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the XXXX XXXX XXXX and XXXX XXXX XXXX for code of ethics violations.
|
| 06/24/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
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|
Web |
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Upon vacating our former apartment complex, we were sent via certified mail a list of charges due. We found that the charges related to the utilities are fair and accurate, but we are disputing the charge for carpet replacement. After contacting property management we were instructed to dispute the charges in writing explaining our position on the matter.
The dispute letter was delivered to property management in person. While waiting for a response from property management, we were contacted by Hunter Warfield via telephone for the purpose of collecting the debt in its entirety. We explained that we were in the process of contesting certain components of the debt with property management and were not really certain as to why a debt collection agency would be reaching out to us. We do not feel as though we are responsible for replacing the carpet as it was left in the same condition in which we received it. We have pictures and a move-in inspection that notes that there were stains on the carpet at the time we took occupancy of the apartment. The carpet was not new when we moved in. This was the point made in our original letter to property management. We were merely informed that a notation on the account would be made. We contacted property management who said it was now out of their hands which we found shocking being that we were waiting on a response from them. They then informed us that they responded to our letter via certified mail, but acknowledged that they had not received notice from the post office that their response had been received. We never received a response from property management by either letter or phone call. Since then, Hunter Warfield has repeatedly phoned for the purpose of collecting the entire debt without formally identifying themselves, sending anything in writing for the purpose of debt validation, or explaining the process of disputing the debt. During every phone call, we 've simply repeated the entire story to each Hunter Warfield associate that has called. During our last exchange with Hunter Warfield, we found the associate to be very rude and condescending as she threatened actions that would have adverse effects on our credit reports. It was then we began to feel harassed and quite stressed about the situation. I have repeatedly called XXXX XXXX at XXXX to open a better line of communication. I was sent to her voicemail only after being hung up on XXXX.
|
| 11/08/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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On XX/XX/23, Hunter Warfield , Inc. sent me an email to my email account stating that they were collecting a debt for XXXX XXXX XXXX of {$140.00}. The email stated that I could dispute the debt in part or in full by XX/XX/23. If the debt was disputed, Hunter Warfield, Inc. must stop collection on any amount you dispute until they send information that shows you owe the debt. On XX/XX/23, I sent a letter through certified mail disputing the debt in full and requesting a debt verification letter. A copy of this letter is attached in the documents, as well as my certified mail receipts. As outlined by the Fair Debt Collection Practices Act : " Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing -- ( 1 ) the amount of the debt ; ( 2 ) the name of the creditor to whom the debt is owed ; ( 3 ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; ( 4 ) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector ; and ( 5 ) a statement that, upon the consumer 's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. '' ( 4 ) was never completed by Hunter Warfield , Inc. after I disputed the debt and requested a debt verification letter. Additional collection efforts were made by Hunter Warfield, Inc, they call me every day attempting to collect this debt. As of today XX/XX/23, the debt verification letter has yet to be sent to me. This is a violation of the Fair Debt Collection Practices Act. At some point that is unknown to me, Hunter Warfield , Inc. reported a collection to XXXX, XXXX, and XXXX. This collection now appears on all of my credit reports, and is negative to my credit score.
|
| 12/21/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
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|
Web |
|
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I was Leasing a house with XXXX other roommates. Vacated the property on XXXX XXXX - started receiving letters months later from Hunter Warfield that I owed in excess of {$3600.00} after my {$1000.00} security deposit was applied. I never received written notice from landlord stating my rights as a tenant to contest charges. I have repeatedly asked for invoices as to the damage and have been hung up on, harassed when I am working and am badgered with lawsuits, being told I have to get an attorney and that my credit will be wrecked if I do not pay. No one is willing to verify that this debt is accurate and when asked for copies of invoices I am told to get an attorney. I am a XXXX year old XXXX XXXX student supporting my way and do not have the luxury of an attorney. XXXX Statutes mandate that I am to be sent a written letter explaining the charges, the reasoning my security deposit is held and my rights to dispute and I have never received anything like that. I am told that they have photo 's, but I have photo 's date and time stamped as well proving many of the charges were falsified. I was told also that the leasing company is too big to provide the invoices so I should get an attorney just to verify that these charges are accurate. The charges were reported the day I vacated the property - how a house can have drywall, painting, cleaning all in the same day I moved out is ridiculous. The removal of items that they are claiming as well charging me for, are in my friends garage so obviously the leasing company went to our house prior to our move out. These charges make no sense, I was never officially notified by the leasing company and the debt collectors Hunter Warfield have no proof that the debt is even accurate but are putting on my credit report. The only proof of any letter sent by leasing company was to my former roommate. There is nothing showing my name.
This is the email sent when I requested invoices " XXXX, Your lawyer can request invoices, not you I can share the pictures of the damage you were charged for as I did with XXXX. You must dispute the charges with a lawyer.
They are not that easy to get, this is the XXXX largest XXXX single family home company in the XXXX and all is in XXXX through XXXX. Just dispute with a lawyer and have him request. '' This does not seem fair or legal to just put blanket charges on an invoice and give to collection agency.
|
| 06/26/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have filed a complaint against XXXX XXXX XXXX that alleges the company, which operates as XXXX XXXX XXXX XXXX, charges improper and excessive termination fees for leases of point of sale ( POS ) equipment, such as payment terminals, card readers and mobile payment devices.
We mailed this company many times to explain that a collection is impossible and we explained the collector can not seek a reimbursement from XXXX XXXX stemming from the profits reaped by the company from subjecting merchants to complex agreements involving several parties just to lease a POS terminal which could simply be purchased for less than {$200.00}.
The only existing contract was signed with XXXX. This XXXX document is identified with a number. This document doesnt make any reference to XXXX XXXX.
XXXX XXXX present a new Document with a reference to XXXX XXXX. This document was completed after signature.
I claim that XXXX XXXX pushes merchants to lease payment equipment from XXXX XXXX upon entering into payment processing agreements with financial institutions, who serve as the companys agents in POS leasing transactions. XXXX XXXX allegedly tricks merchant customers into spending thousands of dollars leasing payment equipment that can be purchased outright for less than {$200.00}.
I this case XXXXXXXX XXXX allege a binding merchants to years-long agreements that do not allow for the cancellation of the lease of POS terminals.
I didnt signed any leasing agreements with XXXX XXXX.
The material ( XXXX XXXX XXXX XXXX ) was returned as soon as it was received.
The merchant service XXXX was informed more than a year ago that the contract was breached.
XXXX XXXX as well was informed a year ago.
XXXX XXXX includes a alleged a non-cancelable agreement clause within its form contract.
We never signed the contract neither any affiliates Program Guide.
We never signed an insurance for a non existant material.
We never signed for any delivery of material from XXXX XXXX or anyone else.
The collection company attempt to maximize profit for XXXX XXXX regardless of the circumstances and the documents provided.
In fact, there is a class action for the same reason against XXXX XXXX claiming that the contract can not be canceled without the customer paying all remaining sums due for the full term of the lease agreement, even if XXXX XXXX fails to perform its obligations under the contract.
|
| 01/03/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I received a letter from the original creditor ( legal action department XXXX XXXX XXXX XXXX XXXX ) in XX/XX/2018, stating I owe {$190.00} in damage to carpets and double coating wall painting. this letter also stated that I may get threats from the collection agency hunter Warfield, harassed and the company will not be responsible. XX/XX/XXXX I sent a letter in response to XXXX XXXX XXXX stating I do not owe balance XXXX and please provide validation and documentation of charges listed in ledger. I never received response back from the original creditor. On XX/XX/18 I received a second letter from original creditor stating the same as 1st notice. On XX/XX/18 I sent a 2nd letter to the original creditor legal department ( address listed on 2nd notice ) requesting validation. No response. XX/XX/18 I received a letter from hunter Warfield stating I owe XXXX. XX/XX/18 I sent a letter to hunter Warfield stating I have attempted to contact original creditor x 2 via mail, no response and requesting validation and proof of false charges made against me. XX/XX/18 I received a response from hunter Warfield with an ledger of balance breakdown, black and white photos of unclear spots on carpet. XX/XX/18 in response to hunter Warfield validation response. I requested clear photos and proof showing that this was in fact the unit I previously resided in damaged and also provide proof of other damages listed on ledger. I did not receive pictures or proof from double coated paint charges of {$180.00}. I was charged for 11 stains on carpet and only received 6 unclear photos, I was charged for a gum stain on carpet and did not receive proof. XX/XX/18 I received a 3rd notice from hunter Warfield stating again the debt was validated, now owing a sum of XXXX with {$.00} interest added. I received the same photos from previous letter, still unclear and did not show in fact this was the unit I resided in. I still did not receive any proof of damage to walls requiring double coated paint and {$180.00} in charges. I have been receiving harassing phone calls after asking not to contact me by phone and only in writing. I have also been threatened to have my account reported to credit bureaus and listed as dispute. I do not owe this debt and feel my rights have been violated with threats of false information negatively affecting my credit report, along with reporting inaccurate information.
|
| 04/20/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance to the fair credit reporting act of 15 U.S. Code 1681 - Congressional findings and statement of purpose, 15 U.S. Code 1681 ( A ) ( 4 ). States There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. The persons XXXX XXXX XXXX are consumer reporting agencies and I am the Consume. That is federally protected, With birthrights to ensure that my private in personal information isn't shared without my authority which is backed by 15 USC 6801 which states '' It is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers nonpublic personal information. Hunter Warfeild INC is a financial institution according to title 15 USC 1681 section 604 a section 2 states that In general subject to subsection ( c ), Any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. A consumer report may be furnished only when the consumer gives the credit reporting agency written instructions or permission to provide a report, Hunter Warfeild INC i.e the financial institution along with the consumer reporting agencies XXXX XXXX XXXX has never! Obtain permissible purpose from me the consumer to furnish this information and they surely do not have my written consent. Any and all consent to XXXX, XXXX, And Hunter Warfeild INC is hereby extinguish, rescind, revoke, cancel, abrogate, annul, nullify, discharge, and make void ab initio. 15 USC 6802 ( b ) ( c ) states that " A financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless the consumer is given an explanation of how the consumer can exercise that nondisclosure option. Hunter Warfeild INC have not informed me of my right to exercise my nondisclosure option. 15 USC 1681C ( a ) ( 5 ) states '' Except as authorized under subsection ( b ), no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.
|
| 08/29/2017 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
I am a member of the South Carolina XXXX XXXX XXXX. Back in XX/XX/XXXXI transferred my apartment at XXXX XXXX XXXX to another student at XXXX XXXX University. Her father wrote a transfer fee check and I paid her first month 's rent. XXXX XXXX never cashed her father 's check because it was my responsibility to cover the transfer fee. I was never informed of this nor was I contacted by XXXX XXXX about this outstanding balance. However my distaste does not reside with them.
I have been over seas on XXXX training for a month, XX/XX/XXXX -XX/XX/XXXX and then recently came back and moved to my new home in NC XX/XX/XXXX. After a week of being home I was contacted by Hunter Warfield, XX/XX/XXXX, they were at first polite explaining the situation they had supposedly also contacted my mother. After speaking with my mother and then the apartment complex I had found out what had happened.
This morning I was contacted again by Hunter Warfield at XXXX, XX/XX/XXXX, this time they were very agitated and begun to get quite rude with me. They told me they have been they have been trying to collect this debt that I had not heard of until a week ago and that they have been attempting to collect it over a month. Again I tried to calmly, but sternly, explain I have not been here for a month and I have been investigating the matter since they had contacted me. That is when they said they were going to charge me. I then asked what they were going to charge me with. They said they were going to charge me, and send this to a credit report agency. Then told me that they had taken my response as that I was not going to pay the {$300.00} debt. Once he stated this, he then proceeded to quickly hang up on me.
Please understand I never said I would not pay the debt. I then called back the apartment complex to tell them my experience and they apologized greatly astonished by they lack of professionalism exhibited by Hunter Warfield. They then explained to me that since they themselves were never able to contact me ( since I was on a XXXX ) that they would be so kind to remove the debt from the collection agency.
I have never been treated with such arrogant and ignorantly placed hostility when approached. I would have expected a greater amount of professionalism from a 'law firm ' trying to collect payment, cruelty and threats is not the way to accomplish any goal in business or law.
|
| 09/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American, Servicemember |
|
am a XXXX XXXX American Veteran rated at XXXX XXXX In XXXX of XXXX I relocated from XXXX XXXX XXXX XXXX XXXX XXXX intending to purchase a home for retirement. Before relocating I had secured an apartment in XXXX XXXX to live during my home search opting on " XXXX XXXX XXXX XXXX XXXX. '' located @ XXXX XXXX XXXX. XXXX, XXXXXXXX XXXX XXXX XXXX, and signing a 13 month lease. In XXXX of XXXX I received a letter informing me that the property management at XXXX XXXX would be assumed by " XXXX XXXX XXXX XXXXXXXX '' aka XXXX. In XXXX of XXXX I closed sale on a New Home and vacated the XXXX XXXX promptly and on time on XX/XX/XXXX and after moving from XXXX XXXX I had monitored my online account with XXXX for over a month making my last attempt to log into the account I discovered that the account had been closed. Naturally this indicated to me that business was complete and without issue. On XXXX XX/XX/XXXX I received an email from XXXX XXXX stating that I owed {$310.00} and if not immediately payed would be referred to collections. I immediately contacted XXXX XXXX and arranged to meet with them and discuss the unexplained charge. I delivered to them all receipts as well as every contractual & financial transaction made between both property managements and myself. After refusing to view my personal records the XXXX XXXX associate informed me that she could not explain the discrepancy of {$310.00} and blaming the former management for the error. I explained that I would gladly pay the {$310.00} upon proof of it's authenticity. The XXXX XXXX associate then informed me that they would report back to their manager and would definitely contact me or call me back, but I was never contacted with any proof that I owed this debt. In XXXX of XXXX I received an letter from " XXXX XXXX '' located at XXXX XXXX XXXX XXXX, XXXX, FL XXXX, Informing me that they had purchased the debt of {$310.00} from XXXX and was attempting to collect. As I write this, I have never had any direct correspondence with Hunter Warfield except for my request for a letter of validation. On Wednesday XX/XX/XXXX I received notification through my paid XXXX XXXX XXXX XXXX that my credit score changed from XXXX XXXX XXXX overnight due to this unverified debt. I have also learned while researching this claim that XXXX XXXX XXXX XXXX Apartments were yet again under new management with " XXXX XXXX XXXX.
|
| 02/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
Servicemember |
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I have been having a rough time financially, but I am on track to taking care of my debts. I have not heard from Hunter Warfield since XXXX of XXXX, but I am aware of my debt with them. I reached out via phone call on XX/XX/XXXX at XXXX XXXX. The first representative I spoke with explained the options I had but neither of the two were within my financial means. I gave them a number that I could afford to settle the debt, but he refused and said that the lowest they would go was the amount stated for settlement, around {$1900.00}. I tried to explain that I am currently unemployed, a XXXX XXXX, and taking online classes to earn my degree so I can get a better job and that I did not have much but that I could afford {$1100.00}, but no more than that. The original amount owed is around {$2300.00}. The first representative got frustrated with me and told me he needed to transfer the call to someone else. The call was transferred to XXXX, which is when it got worse. I re-explained my situation, but he still pressed and said that they could not go any lower. I told him that the two options they gave me were not possible for me and my situation which is when he said, " how close to $ XXXXXXXX {$1600.00} can you get? '' I again told him that I could only do {$1100.00}. I told him I understood that it is low, but it is all I could afford. He then asked me what my future plans were. I told him I did not know what he was referring to. He stated " you are going to school right now, right? Does that mean you want to get a job after you graduate? '' I told him yes, of course, which is when he said that the {$2300.00} owed would be better than $ XXXX {$6000.00} in court fees or 20 years in XXXX because of this unsettled debt. I am aware of my rights, and I know that I can not be threatened with XXXX time from a debt collector. This statement from him infuriated me, as it is not only a threat to me but to my XXXX son as well. I do not appreciate being threatened when I am trying to correct my errors and resolve my debts. I told him that he could not threaten me with XXXX time. Throughout the XXXX phone call I was threatened, they raised their voices, cut me off, spoke over me, and called me rude multiple times. This company, Hunter Warfield, is unprofessional and out of line. I only hope to resolve my debts without having to deal with that level of verbal XXXX again.
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| 08/17/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I was a former tenant of XXXX XXXX, an apartment complex located in XXXX Arkansas but owned and operated by XXXX XXXX based in XXXX Missouri, and I vacated the complex in XX/XX/2021 after XXXX XXXX illegally prevented me from vacating in XX/XX/2021, in breach of the lease contract. As part of the contract there is a special provisions clause known as Section 10 which which supersede any conflicting provisions of the Lease Contract and in part states the following : " All 30 day notices will take effect on the first day the month for which it is issued '', as I wanted to vacate I approached the complex manager in XXXX to inform him of my decision, however the manager refused to give me the proper paperwork in order for me to leave saying that I have to give him 30 days notice, however according the the special provisions, its clearly stated that any 30 day notice would take effect on the first day of the month of the issued notice, therefore any notice after the first of XXXX would start on the first of XXXX and the manager therefore was given 30 days notice. After vacating the complex XXXX XXXX engaged in a campaign of harassment by unlawfully disclosing my personal information to debt collectors named XXXX XXXX based in XXXX, Florida, claiming that I owed XXXX XXXX XXXX for an termination fee, I responded by filing a complaint with the XXXX and pointing out not only the above mentioned, but also the fact that I paid XXXX in XXXX and XXXX of XXXX for rent and the termination fee, but XXXX XXXX falsely attributed the payment in XXXX to rent. In the course of the XXXX investigation XXXX XXXX admitted that they " could not backdate any notices, '' i.e. breached the contract. I wish to also point out that if they could not backdate any notices, then what was the purpose of the special provision I invoked and how else was it to be used. The investigation was then concluded as answered without much progress after that. XXXX XXXX continued to harass me even after disputing the debt, furthermore they not only failed to provide verification of the debt, they failed to provide a statement stating that unless the consumer, that within thirty days after receipt of the notice, disputes the validity of the debt or any portion thereof, the debt will be assumed valid by the collector, as well as falsely representing the legal status and amount of the so-called debt.
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| 04/22/2015 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- Used obscene/profane/abusive language
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Web |
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I received a vociemail message on XXXX/XXXX/XXXX on my cell phone ( no prior authorization given to use my cell ) from this number : XXXX told to call back about a complaint they had against me. No name or company name given. I called the call back number : XXXX and transferred to a XXXX XXXX. No company name ever given. he referred to me by maiden name ( I have been married 10 years and go by my married name ). He very rudely advised me I had to pay {$3200.00} for an origianl debt of {$550.00} and if I settled today within an hour I could pay {$820.00}. If I did not pay within the hour he would take me to court. When I tried to obtain information about this debt he said he was from XXXX and was rude and yelled at me and said I have all the information and I was calling to pay. He also told me he " looked into my bank account and knew I had the money to pay this. '' And told me they would garnish my wages. and come and subpoena me at work. He would not give me any information and said I must call back within an hour or he was taking me to court. I never received any paperwork or notice of this ever. I have no idea who this company is as it was never identified. I have no idea what this about. i have good credit and no debt has showed up on my credit. I tried calling back and with my friend who is a lawyer. They hung up on her accusing her of identlfying herself as me, she did not. She advised she was calling about an account and they assumed she was me as they never gave her the chance to advise who she was. As soon as she did they accused her and hung up. We were able to get a name of the company either pruvant or provant mediation. Each time I called to get more information they disconnected me ( total disconected over 7 times ) and accused me of already getting the information from them in the first call. They hang up each time I spoke to them without providing information and when I ask for more information or when my frined asked for information. They were rude, provided me with false information - that they went into my bank account, could go to work and subpoena me and threaten me all without even telling what the money was for or idenitying themselves. They have violated the FDCPA, XXXX, and XXXX with their scare tactics to say the least. They kept hanging up so that I could not even get an address to send a letter to dispute the debt.
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| 10/22/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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I rented an apartment from a company called XXXX XXXX XXXX from XX/XX/XXXX to XX/XX/XXXX. When the year was up I decided to move on and was in communication with management on the issues I was having and complaints I had made which was due to my vehicles being broken into and other complaint on which I can provide videos, photos and other evidence to prove my complaints and issues. This was supposed to be a gated community and gates only work 2 months while I was there. They also had a maintenance person that was arrested for theft and breaking into vehicle that lived on site. So I really had no choice but to move. In my process of moving they were having management and staff changes and I had made several attempts to turn my keys in. During the month of XXXX. I also made several calls that I have records of to one of the new managers that was going to receive my keys which was not in on these days that we agreed on. I was never late on my rent. and they kept my security deposit for no reason. Which the manager couldn't keep her appointments or meet with me at times that she agreed. It has almost been a year now sense I moved out and now they state that I owe them {$1200.00} Which I have no clue or idea where that's coming from. Someone has obviously made some kind of mistake.This company infact owes me my security deposit of {$1200.00} Which I would like to retrieve. Since the Covid-19 and me living over an hour away Its been very difficult for to try and take to court. XX/XX/XXXX. Hunter Warfield put a collection on my credit report. Which I would like proof and records showing that I owe this amount. I purchased a home in XX/XX/XXXX. The same month on my lease ended. Which they were aware of as well. I had moved out that same month which I have proof of. So that couldn't be possible. This was all based on XXXX XXXX XXXX negligence and failing to meet me to turn in the key because no one was ever in the office. I would like this collection remove from my credit report immediately because its inaccurate information and I do not owe anything to this company. Infact, they owe me a security deposit which I can provide proof of. What ever information Hunter Warfield has is incorrect and I would like a copy all records and my leasing agreement my departure time and all other pertinent information as well. So I can turn it over to my attorney.
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| 02/02/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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From XXXX XXXX XXXX 2021 my girlfriend and I rented an apartment from the company XXXX XXXX XXXX which represented our landlord XXXX. On that final week of XXXX we asked our landlord and property manager if that we could have an extra week to move our stuff out. They said yes. At the time there was no mention of a charge for staying an extra week, considering that we had paid first and last months rent + security deposit. A month later our old property manageXXXX XXXX called us and demanded we pay him XXXX $ for staying the extra week. At this point we had already long since moved out. It was not agreed upon at the time and certaintly not in our lease agreement, so we saw this as a fraudulent charge. We contacted our landlord, XXXX and he said had no knowledge of this charge. He expressed that we did not owe that to him over text messages which I have saved. The property manager representing XXXX XXXX XXXX management then changed his story and told us he " had no record for rent being paid in XXXX ''. We sent the receipt for XXXX, and pointed out in our lease we had already paid the first and last month 's rent plus security deposit. We were always on time with our rent payments, and recieved our security deposit back in XXXX minus XXXX dollars. We recieved a check for XXXX of the remaining deposit. We thought this was closed issue. In XXXX the property company threatened to send us to collections for this supposed charge. We once again sent them our receipts and expressed that this charge had never been agreed upon, and was an extortion attempt. Yesterday we received a call from XXXX XXXX trying to collect this alleged XXXX XXXX Our old landlord XXXX once again put in writing that we do not owe this to him. This is a fraudulent charge and I left them a message asking for debt verification. We have all of the written proof that our rent was paid in full for the 9 months we were at our old apartment and would like to dispute this fraudulent charge. Once again, XXXX $ was taken from our security deposit. At the time we assumed they were taking this as a charge for the week over our lease. But now here we are, with no agreement, no mention of money until a month after the fact, and a bill from some random collection company, over a charge that was made by a company who hadn't represented us or our property in over a month.
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| 05/21/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, FL XXXX HWARFIELD XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious HWARFIELD XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re Portfolio Recovery Associates, LLC Telephone Consumer Protection Act Litigation, Case No. 11-MD-2295-JAH-BGS, in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, FL XXXX
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| 03/09/2019 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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To Whom It May Concern, The reason for my dispute is HUNTER WARFIELD INC # XXXX was required to notify me no later than 30 days after furnishing the negative information to credit bureau reports, in writing ... under such section 623, subsection ( 7 ) ( A ). However, in my records, I am unable to locate documentation that they complied with this requirement, which is a violation of the FCRA & FDCPA. Also, HUNTER WARFIELD INC. failed to give me my " Mini-Miranda '' five days prior to placing this derogatory item on all of my credit reports, per Section 807 ( 11 ) & FDCPA 809, which is {$1000.00} per violation and the state of OHIO allows treble damages. Under 809. Validations of date and Mini-Mirandi under Section 807 ( 1 ) HUNTER WARFIELD INC failed to send me my initial communication before placing this alleged item on my credit reports further violating the FCRA, with {$1000.00} per violation HUNTER WARFIELD INC is held liable as well for defamation and in the state of OHIO a creditor is who collects their on debt is considered a debt collector under 1319.12 O.R.C.Taking assignment of debts Section C paragraph 3. ( 3 ) The assignment was manifested by a written agreement separate from and in addition to any document intended for the purpose of listing the account, bill, or other evidence of indebtedness with the collection agency. The written agreement shall state the effective date of the assignment and the consideration paid or given, if any, for the assignment and shall expressly authorize the collection agency to refer the assigned account, bill, or other evidence of indebtedness to an attorney admitted to the practice of law in this state for the commencement of litigation. The written agreement also shall disclose that the collection agency may consolidate, for purposes of filing an action, the assigned account, bill, or other evidence of indebtedness with those of other creditors against an individual debtor or co-debtors. FDCPA I fail to see where HUNTER WARFIELD INC is in compliance with OHIO LAW. I also believe that this business is not registered to operate in the state of OHIO I expect this collection account to be removed from my credit report. HUNTER WARFIELD INC. has not even tried to contact me regarding this collection account. Please have them remove this collection account immediately.
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| 06/30/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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In XXXX, my mother moved into a XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Since I was not working with and living with my mother I was not working and a full time student under my mother care. The lease was signed and due to run XX/XX/XXXX XX/XX/XXXX. If wanted to receive a {$50.00} discount on the rental. In XXXX of XXXX, the apartment complex came to my mother and told us that they recalculated the numbers and we can move out and not have the additional months added. They had a tenant who wanted the unit. We SPECIFICALLY told them that we were under the impression that we had to move by XXXX. The apartment manager stated that it was incorrect and we can move now NO Penalty.
Then after a couple months the new company decided that they didn't like the agreement and filed charges against me and my mother. XXXX XXXX.
XXXX XXXX XXXX owner XXXX c/o XXXX & XXXX filed a rental eviction on us to Appear in court on XX/XX/XXXX. Case # XXXX for the amount of {$1600.00} My mother called and they stated that it was a mistake and they cancelled their case with 36th district court. A couple months later it was added to my credit report.
I called and they told they me that it was an error and that why the removed the case. I reached out to the company and since its now new management they wont speak to me. i filed a complaint with the credit bureaus. And I also sent Hunter & Warfield letters to rectify the error that is cause a huge problem with my credit file. Hunter and Warfield refused to respond to me. Instead they came up with this outrageous amount and trying to make me pay something in which they know I do not owe. They know that they removed the error from my mother account and just using me as a way to try to get an unlawful payment.
The Credit bureau keep sending back verified. I send another asking the how did they verify it .. The sent another letter asking how did you verify and who and when did you speak with someone. XXXX and XXXX did the same this and refused to kook into my claim..
They are trying to put debt on me that I do not owe. You can look at my payment history and see that i pay my bills.
And further more I was not even living in that home, i resided in XXXX for months before.
Im sending a complaint to CFPB due to the companies inability to correct this painful hit to my credit file.
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| 06/23/2021 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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XXXX, XXXX XXXX SOC SEC # XXXX DOB XXXX ADDRESS XXXX XXXX XXXX, XXXX XXXX, FL XXXX TODAYE DATEXXXX HUNTER WARFIELD XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious HUNTER WARFIELD XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX XXXX Telephone Consumer Protection Act Litigation, Case No. 11-MD-2295-JAH-BGS, in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOB XXXX ADDRESS XXXX XXXX XXXX, XXXX XXXX, FL XXXX
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| 10/20/2023 |
Yes |
- Debt collection
- Rental debt
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
Servicemember |
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Hunter Warfield is inaccurately reporting negatively on my credit file, and I have asked for this to be deleted and blocked. Regarding : Unauthorized Accounts Defamation, financial injury and FCRA Section 605 ( c ), Section 611 Part ( A ) ( 1 ) To whom it may concern, XXXX XXXX XXXX In representation of XXXX XXXX XXXX, claimant. This written communication is to inform XXXX, XXXX XXXX XXXX as well as Hunter Warfield has been reported as a victim of Defamation, financial injury, and FCRA Section 605 ( c ), Section 611 Part ( A ) ( 1 ). Secondly, This Notice is to inform you that the information/accounts that are contained herein, this communication is not an attempt to DISPUTE any part of these fraudulent accounts but a Legal and Lawful demand. Therefore, not legally obligated or liable to pay any of these fraudulent accounts or debts under the FCRA ( FAIR CREDIT REPORTING .NO VALID CONTRACT WITH NAME HERE signature has been presented bust has be request in the previous affidavit. Take notice that I am now reserving all rights under my consumer credit profile with your company, and as a consumer under the Fair Credit Report Act. Your XXXX, XXXX XXXX XXXX do not have the legal authority to decline this demand to block information on the basis of a misrepresentation of fact by me the consumer, or any other reason under 905B ( c ). Promptly send notice if XXXX, XXXX XXXX XXXX declines to block information and provide proof of your claim supported by an affidavit that ALL COMPANIES LISTED misrepresented any fact contained herein within. Failure to comply with any requirement imposed under 15 U.S. Code Subchapter III- Credit Reporting Agencies will constitute your organization 's willful/negligent non-compliance. Thus making your organization civilly liable pursuant to 15 U.S. Code 1681n and MD Code, Commercial law, 14-1213 for actual and punitive damages along with attorney fees whereas I do intend to sue your organization and file a complaint with a court of general jurisdiction in the state of Georgia for your non-compliance to federal and state law. Please govern your actions accordingly, and also send a corrected report in a timely manner. Parties are subject to fines and a minimum of {$1000.00} per fine under the FCRA ( Fair Credit Reporting Act ). Please remove all listed accounts and inquires.
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| 08/07/2018 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XXXX, XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX, FL XXXX XX/XX/XXXX TO WHOM IT MAY CONCERN ATTENTION DISPUTE DEPARTMENT : Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious XXXX XXXX XXXX I have report your company to XXXX As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX Litigation, Case No. XXXX, in the XXXX XXXX XXXX for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX, FL XXXX
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| 11/27/2017 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I was living in XXXX XXXX XXXX XXXX XXXX XXXX in from XX/XX/XXXX to XX/XX/XXXX. I had a two bedroom second floor apt XXXX XXXX XXXX. In my bedroom there was a roof leak when it rained. I removed paint on walls to find mold, I did a Mold test. It was positive for Black, Brown, Green Mold. I told XXXX about it and they sent a maintainance man over and he painted it wit XXXX just to cover the stain and repainted it. I became very sick with XXXX XXXX XXXX XXXX. I moved for 1 month to a one bedroom, I was told by my XXXX XXXX XXXX XXXX I need XXXX XXXX, XXXX, and XXXX XXXX XXXX. I lived in XXXX alone, I had to move back to XXXX where I am currently living and since have advanced to XXXX XXXX XXXX XXXX XXXX which XXXX from XXXX to XXXX. I have 2 of the same collections on my credit report from XXXX XXXX ... ... XXXX.the Legal Dept I spoke to said they were two duplicates of same debt. The Debt is not even acuurate to start with as I paid my rent and had to leave for Medical reasons my XXXX believes is form environmental Mold in Apt . I am XXXX from the XXXX, and in treatment for the rest of my life till I die. I will be needing housing as my final resting place as I currently live with my XXXX yr old Father who has had XXXX XXXX, I can not get approved because eof these False Derogetory Marks on my Credit Report. I do not have funds to hire an Attorney as I um under Poverty Level by XXXX State Law. I became ill because of XXXX XXXX, Never was late on my rent was an excellent tenant ... and this is now at the end of my life what they are trying to do.False debt,2 of same when I owe nothing to begin with paid rent and I believe they used my security when I HAD TO LEAVE. I am not a Deadbeat ... I pay my bills. Iam willing to settle even though this is a False Bogus Debt x2, for {$100.00} dollars to have this removed both from my credit report, I have contacted local news and TV of this. Please help me. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX. My current XXXX is XXXX XXXX XXXX Director of XXXX XXXX XXXX XXXX in XXXX XXXX XXXX, if you need to verify the status of my illness. I should be suing them for my XXXX, but instead they are nasty in the Legal Dept and will not remove at least one of the False Debts, never mind both. Thank You for uour time and consideration.
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| 07/02/2015 |
Yes |
- Debt collection
- I do not know
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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XX/XX/XXXX I agreed to " pay '' for my Step daughters ( XXXX XXXX XXXX lease deposit for her student housing XXXX, one of the conditions they had ( I found out after the fact in reading the lease ) for her was that she had to have a cosignnor in order for the lease to be signed. Bottom line when they XXXX forwarded the paperwork for me to sign ( for the lease deposit ) it was asking me to sign on her behalf for the lease. I REFUSED and immediately told her I would not.
This company " Hunter Warfield '' within 30 days of my refusal to cosign and or sign for the lease ( On XXXX behalf ) started calling me at my place of business, my home and my cell phone weekly threatening me with lawsuits demanding me pay in full for a lease that was never signed ( THEIR OWN TERMS WERE GET A COSIGNOR WHICH SHE COULD NOT, AND NEVER DID ). She told them numerous times she could get no one to sign on her behalf. She eventually found other housing with oter students. It took me over a year just to get the harassing phone calls from Hunter Warfield to STOP.
Now XXXXforward to XX/XX/XXXX, I decided to refinace, I have a derogatory collection account on MY CREDIT REPORT from Hunter Warfield. I have contacted them numerous times asking what and why I have a {$260.00} unpaid collection charge on my account. I have no clue what and or how this is and neither I nor XXXX ever signed anything agreeing to any charge with this company XXXX.
in communications with a XXXX XXXX ( Manager at Hunter Warfield, he is no longer there by the way ) he did indeed admit that no lease was ever signed and XXXX XXXX never moved into this facility, he suggested I get a letter from XXXX stating I should not have any costs associated with XXXX or myself and he would work to clear this from my account.
I got a letter from XXXX XXXX XXXX University stating just that, It is not my charge nor my Step Daughters expense whatsoever, now I 'm dealing with XXXX Hunter Warfield and he is saying now that he needs to " verify '' via letter XXXX that I do n't owe something that I have no clue as to what or why I owe any money whatsoever.
How is it a company ( I have no idea who Hunter Warfield is, nor did I ever sign any document with them ) can just put a bogus charge on my credit report with zero back up documentation.
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| 07/14/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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Over the last 2 years I have been dealing with the harassment of HUNTER WARFIELD , INC . The reporting of such inaccurate information has caused severe damage to my character, my reputation, my general mode of living and my ability to obtain credit for personal and house hold purposes. The inaccurate reporting have damaged my livelihood. On XXXX XXXX I initially asked HUNTER WARFIELD, INC to validate and delete the reporting from my consumer reports. I've asked for many things to provide me such as the Alleged Debtor, The Address of the Alleged Debtor, the date the alleged debtor became payable, proof that they are the current holder in due course, did HUNTER WARFIELD, INC Purchase the debt, what is the commission for the debt collector if the debt was collected. Many questions which they have not complied. I've also sent payment by promissory note, and money order to cancel the alleged debt XXXX XXXX XXXX has harassed me for. I'm afraid I will have to make more payments under duress. HUNTER WARFIELD, INC Purchased the debt from XXXX XXXX XXXX. At this point it has become completely stressful, and depressing trying to get this matter handle. Trying to track down the original creditor and they're Chief Financial Officer of XXXX XXXX XXXX. I have received many fraudulent unsigned mail from HUNTER WARFIELD , INC . According to Chief Justice XXXX XXXX of the US Supreme Court, in direct violation of the COURT of COMMON PLEAS OF XXXX XXXX PENNSYLVANIA, XXXX XXXX XXXX FOR THE SEVENTH CIRCUIT ; HEINTZ v. JENKINS 514 U.S. 291, 2, and in jeopardy of fraud by mail for attempting to commit felony conversion and attempted theft of Respondents property for which restitution will be sought. At this time you have set forth two ( 2 ) predicators of the three ( 3 ) needed to begin a Racketeering lawsuit against HUNTER WARFIELD, INC and the other firms included in this Racketeering. I will take the next step to file a police report on harassment, invasion of privacy, defamation of character plus more. I have also sent disputes to XXXX, XXXX, and XXXX asking them to investigate this account and DELETE it as well. These companies have failed to verify they're method of verification and continuously send me computer generated responses with no signature or date on responding mail.
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| 05/18/2022 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I was contacted by XXXX XXXX from Hunter Warfield on XX/XX/2022 at XXXX XXXX. She informed me she was attempting to collect a debt from XXXX XXXX, my previous apartment complex. She inquired about " what could be done to settle the debt today ''. I asked about the debt amount and etiology of the charges. She stated I owed {$1700.00} for " damages and early lease termination ''. She was unable to specify the type of damages or further information regarding the debt. She also informed me that I was sent to collections alongside the previous co-tenant. I discussed that I had an ex-parte restraining order against the co-tenant and that I had a detailed video of the apartment when I moved out. She asked me to email all the documentation to XXXX.
I emailed the documents at XXXX XXXX on XX/XX/2022. I second a second email on XX/XX/2022 at XXXX XXXX and requested a debt validation letter containing itemized information regarding the debt, as well as my liability. I further requested information pertaining to the total amount of debt, the date of which the debt was submitted to collections, details of etiology of the debt, and information that irrefutably associated the debt to my obligations. I received no response.
I spoke with a representative on XX/XX/2022 at XXXX XXXX and requested the collections case be closed due to the company violating Section 809 of the Fair Debt Collection Practices Act. The representative said that Hunter Warfield is " still waiting to receive detailed information regarding the debt from the original creditor ''. I discussed that, per Section 809, the company has within five days after the initial communication to provide a written notice containing specific information. I requested to speak with XXXX XXXX, the original representative who contacted me, and was informed that XXXX was " unavailable ''. I requested to speak with a supervisor, but was told the supervisor was " not available ''. Finally, I requested to speak with a manager above the supervisor or a member of upper management, and the representative informed me that was not possible. I requested a return call from the supervisor. I did not receive a return call on XX/XX/2022 and left a voicemail requesting a return phone call on XX/XX/2022, I did not receive a return call.
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| 09/18/2020 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I had rented through an apartment complex called " XXXX XXXX '' in XXXX, Virginia from XX/XX/XXXX though the end of XX/XX/XXXX. We had left our lease early as I needed to relocate for a job opportunity. I had to go through the early lease termination which was set at XXXX or 2 months rent. We were told we would leave, they would make their assessment of the amount of the deposit to be kept and send us a notification of the amount still owed. I received the letter listing what the deposit was used for and the amount left over and the notice I had 14 days to dispute the amount with the management team. This letter had no due date and had no terms on how payment should be made or at what date the payment was due by. So, reasonably, I was under the assumption they would wait the dispute period and then would send me a final bill. The next communication that I received was a phone call from a debt collector saying that I was sent to collections and asked if I was able to pay the amount in full that day. I told them during the first call that day that I was at work and requested a call back the next day. I was then called a few hours later that same day after making an appointment for the following day. I told the representative this and he said that he figured he would try again just to see if I was available. I told him I was driving and was unable to do any kind of payment or really work out many details. I did ask what the settlement amount was and was told the offer was available for 24 hours. I told him I would have to be in contact with them later and that this amount shouldn't have been sent to collections yet as I hadnt revived a final bill. He told me that the debt has been reported to them on XX/XX/XXXX, and they reached out to me on XX/XX/XXXX. They didn't inform me of my ability to dispute the debt at all and as of today XX/XX/XXXX I have yet to receive any written document from the debt collector. Looking back at my lease it says that I have 60 days after my vacation notice from the apartment to settle all amounts owed to the management office. My vacation notice date was XX/XX/XXXX which means I would have had to pay any amount owed by XX/XX/XXXX before my account would have been sent to collections. The collection agency is Hunter Warfield.
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| 07/31/2017 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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Hunter Warfield is attempting to collect a debt in which I am not obligated to pay using incomplete and falsified documentation. I have been in contact with Hunter Warfield by phone for several months off and on as I am an XXXX XXXX service member and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX since XX/XX/XXXX when all of this started. The initial circumstances leading up to XXXX XXXX attempting to incorrectly charge late fees and and change rent were while I was XXXX on XXXX XXXX XXXX and caused by a change in XXXX Ownership and management. During the change, XXXX changed website and cancelled my prearranged method of paying my bills. Due to circumstances relating to my XXXX XXXX service and XXXX status, it was incredibly difficult to login and pay rent owed. Additionally, XXXX began leaving notices on my door indicating impending eviction and harassing letters on my door even at my request not to do so because they were public and embarrassing. As a result of this situation, I arranged to have my belongings moved and gave 30 days notice. XXXX refused to remove erroneous fees from my account, so I calculated and paid what I owed them. Following my leaving, XXXX hired Hunter Warfield to collect the alleged debt. Hunter Warfield contacted me by phone some time following my XXXX in XX/XX/XXXX and alleged I was obligated to pay an unsubstantiated amount and insinuated if I did not pay the amount it wouldnegatively affect me in some way. I offered to pay what I owed in move out fees, but HunterWarfield refused payment. I also requested Hunter Warfield to provide documentation verifying debt owed. Hunter Warfield responded nearly an entire year later in XX/XX/XXXX, while I was on my third XXXX during this dispute, with an electronically signed lease with handwritten figures and no signature pages. Upon my return to the US in XX/XX/XXXX and receipt of Hunter Warfield letter, I then secured legal representation and had my lawyer write a letter to Hunter Warfield in an effort to resolve this matter. Hunter Warfield did not respond to attempted correspondence and reported false information to the credit reporting mechanisms. This situation has affect me financially and is now starting have some affect on my job and standing in the military.
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| 05/28/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I lived at XXXX XXXX in XXXX, SC for 6 months while my home was being built. There was a tenant in there prior to me who needed to break their lease and so I came in and took over the lease. The apartment was cleaned but not checked thoroughly, such as carpets being lifted. to ensure damage was not done by prior tenants. I moved out of XXXX XXXX XXXX of 2019 and the apartment was immaculate. I received an email XX/XX/2019 stating that XXXX was taking my {$600.00} deposit and charging me an additional {$740.00} to replace the carpet in the apartment because of XXXX stains. On XX/XX/2019 I emailed them back letting them know I did not have a dog to cause the damages that they showed in the pictures and it was probably from the tenants prior to me. I even sent them pictures of where my table sat that even if I did have an animal, there is no way it could get in that area. They wrote back on XX/XX/2019 stating because I signed the condition of statement and marked all looked good, I am going to be the one who is going to pay for the replacement of the carpet. I called and try to explain that if I were given the option to lift the carpet up to look for stains I would have, but the stains were not visible on the surface, so yes I I marked that all was good. I was told that the carpet was never checked ( lifted up ) in between the old tenants moving out and me moving in. I have since gone back and forth with them for a year and and half. I also called XXXX XXXX, XXXX XXXX, which is their management company and left very detailed messages and never received a call back. When XXXX, XXXX XXXX, put this into collections, I put a dispute in with the collections company but to no avail. I am now selling my home and buying another. My credit is perfect without any marks. My loan officer called and asked what is this collections thing on my report. I almost started crying on the phone. Because of this, my credit which is around 815 is now XXXX and my interest rate for my mortgage right now is going up because of this. I want to report this because I am being made to pay for something that is not my damage and they have not once listen to what I have had to say. This needs to get off my credit and not ruin what I have worked so hard for my entire life.
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| 03/25/2019 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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XX/XX/XXXX Sent a letter to the 3 credit bureaus to remove a debt from Hunter Warfield Inc. off of my credit report and provided supporting documentation.
XX/XX/XXXX Made a payment in error due to a mistake and trying to clean up credit report to move into an apartment immediately.
XX/XX/XXXX XXXX and XXXX sent me a letter stating that Hunter Warfield Inc. was deleted from my credit report based off of the letter and supporting documentation I sent to them.
XX/XX/XXXX I emailed Refund Request for Payment to Hunter Warfield Inc. and provided supporting documentation that the payment was made an error.
XX/XX/XXXX I faxed Refund Request for Payment to Hunter Warfield Inc.
XX/XX/XXXX I called for Refund Request for Payment to Hunter Warfield Inc. and requested verification letter. I was informed by the Supervisor that they were waiting on a response from the original company and needed an answer from the client.
XX/XX/XXXX Hunter Warfield Inc. emailed need me stating " in need of additional time to conduct an investigation. As soon as we have a response from our client, we will complete our investigation and promptly forward our response and any applicable documentation to your attention. " XX/XX/XXXX Hunter Warfield Inc. emailed verification letter.
XX/XX/XXXX I emailed requesting for an update on the status of my refund.
XX/XX/XXXX I emailed requesting for an update on the status of my refund.
XX/XX/XXXX I emailed requesting for an update on the status of my refund.
XX/XX/XXXX Hunter Warfield Inc. emailed need me stating " in need of additional time to conduct an investigation. As soon as we have a response from our client, we will complete our investigation and promptly forward our response and any applicable documentation to your attention.
XX/XX/XXXX Hunter Warfield has received the resolution to your dispute and we are unable to process a refund due to the fact that you voluntarily paid the account. The deletion from your credit has already been processed and if you have more questions regarding the process, please contact the credit bureaus for further assistance.
XX/XX/XXXX I informed Hunter Warfield Inc. that I will be contacting a lawyer and the federal trade commission in regards to this matter wrongfully practice.
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| 12/15/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I sent this collection agency a debt validation request on two occasions because I noticed this alleged debt was reporting on my consumer files with XXXX XXXX and XXXX. my first request was sent XX/XX/2022 at the address specified on my consumer file Hunter Warfield Inc, XXXX XXXX XXXX XXXX, XXXXXX/XX/XXXXXXXX with tracking number XXXX. The company received my letter on XX/XX/XXXX XXXX my second attempt was sent XX/XX/2022 at the address specified on my consumer files Hunter Warfield Inc XXXX XXXX XXXX XXXX XXXX, XXXXXX/XX/XXXXXXXX with tracking number XXXX the company received my request XX/XX/2022. I have not received any correspondence back from this collection agency and I am beginning to think this collection agency can not provide the information I have requested from them to make this alleged debt valid and legal for me to pay, possible causing this account to be fraud. my first request I asked for validation of the debt. my second request I put there company on notice of the violations there committing by not responding or providing what I had requested from them. this collection agency still reports this alleged debt on my consumer files. I dispute the account with the XXXX XXXX and XXXX and the results they provide are either updated or verified. why is it that this company can respond to indirect disputes with the consumer reporting agencies but cant respond to my disputes directly? I was never notified of a initial communicantion before the debt was reported, I was never given a chance to dispute the debt, I still have not received any type of validation, notice of sale, a signed contract with my signature, or any type of communication from this entity, the reporting of this account was never ceased on my consume files after they received my validation request and until validation was provided but they continue to report on my consumer file. this is not fair to me I've already tried giving them two chances to respond and plenty of time to receive the information they have in there files at my contact address. if this collection agency cant provide the legal documentation to make this debt legally valid for me to pay then the reporting of this account on my consumer files is considered to be fraud until proven innocent.
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| 01/20/2019 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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This company continues to put false information on my credit report. I have a letter and emails from the Apartment Manager saying I dont owe that and also a email agreement to be let out of lease also pictures of the apartment cleaned carpet and all. I have work orders from the 2nd day of moving in complaining about the bathroom floor leaking etc I have 30 work orders that I saved also witness from the last 2 previous tenants saying they had the same issues and were charged for it when they moved out. I will take this company to court this is not right and As of this moment I am getting all the information from the judge etc pictures and all I even have live videos of the place and the neighbors as witness of how the place was cleaned and the carpet company as a witness they cleaned the carpets spotless yet I'm being charged for carpet even after I asked for an exit walk through and they refused to do so that's why I took pictures and live videos and only spoke through emails so I can have it because they never fixed anything and I knew they would scam me that's why I had the health inspectors out there. Please show me the proof of what's owed or what was not cleaned because I have the live videos and pictures and emails from the manager saying I didnt owe I have all that stuff the clerck of the courts advised me to do so this is so wrong and it's a crime to falsely bill someone XXXX for what a floor that was already messed up I have the work orders that I put in from even the 2nd day even the previous tenants has work orders that they had put I for the same floor when they lived there we could of fell through yet they want to charge for wood they should of replaced a long time ago this is wrong so guess what I am filing charges and they tell me they no longer owe this account so I will go after this company for falsifying information I took all this to the court house when. We went to court I took the complex to court so the ongoing issue is already known that's why the health inspector came out this is wrong so I am suing. This is fraud and is against the law to charge or place something on someones credit that they dont owe especially with a signed letter from the leasing manager saying I dont owe it. I am pressing charges.
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| 09/06/2023 |
Yes |
- Debt collection
- Rental debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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Moved out of our Apartment complex at the end of lease after purchasing home on XX/XX/XXXX. We cleaned apartment and turned over keys this day on XX/XX/XXXX as the last day on the lease. Email was sent to us on XX/XX/XXXX, that we owe {$660.00} after all the deposit is used and we had 10 days to pay off our debt and collectors will be contacting us. I disagreed with the charges for new carpet as it was listed and stain to the paint. We lived there from XX/XX/XXXX through XX/XX/XXXX. Also prior that apartment had been rented out to others 6 months before for a total of XXXX years of life on the carpet. They wanted to charge us XXXX for the carpet and XXXX for the paint. I found articles that the carpet should be prorated and I should only be charged for the expected life of the carpet left. I found articles that state stated I should pay the remaining cost of the life which was set at 5 years. I should only be charged 1.5 years remaining life only and we settled for paying less. A new statement was sent to us XX/XX/XXXX for XXXX and we agreed to pay. Check was delivered on XX/XX/XXXX and cashed by the apartment complex. On XX/XX/XXXX found out a debt collector was after the original statement amount of {$660.00}. Reported to the apartment complex and mentioned this was an accounting error to us. Contacted debt collector and told them what had happened and they wanted us to submit a claim and they already reported us to creditors and these errors happen. We since have lost points on credit report from XXXX to XXXX and we feel this was a mistake of no fault of our own. Waiting on the collection agency to address this now.
Thank you for contacting Hunter Warfield regarding account number XXXX Hunter Warfield has received the documentation you have sent and needs additional time to investigate. As soon as we have a response from our client, we will complete our investigation and promptly forward our response and any applicable documentation to your attention.
If you have any questions, please feel free to contact our office at XXXX. Hours of operation M-F XXXXXXXX XXXX. We look forward to helping you resolve this matter.
Support Services Department XXXX XXXX XXXX XXXX | XXXX, FL XXXX | Tel. XXXX XXXX | XXXX | Fax. XXXX
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| 12/18/2018 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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|
Web |
Servicemember |
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Myself XXXX XXXX and my wife XXXX XXXX were stationed at XXXX XXXX XXXX with the XXXX XXXX. I am still currently XXXX. We rented a house from XXXX XXXX XXXX located in XXXX XXXX, XXXX on XXXX. The address of the property was XXXX XXXX XXXX XXXX, XXXX XXXX. Upon receiving orders to our current duty station at XXXX XXXX, XXXX I gave XXXX the proper notification and established an appointment for a move out inspection for XX/XX/XXXX. The move out inspection was completed and signed by both parties to include XXXX XXXX XXXX. approximately 35 days on XX/XX/XXXX I received a bill from XXXX XXXX XXXX for {$1600.00}. The damages from the Move-out inspection agreed to by XXXX XXXX XXXX would entitle me to {$800.00} of my initial deposit. The bill for damages did not arrive until XX/XX/XXXX which exceeds the 30 day limit by XXXX XXXX. Due to XXXX exceeding the time line of the damages XXXX XXXX states I am entitled to 11/2 times the deposit in damages by XXXX. The amount billed by XXXX of {$1600.00} was in addition to XXXX XXXX XXXX withholding my initial security deposit of {$1900.00}. I first contacted their financial department with a letter disputing claims due to the close out inspection which is including in their contract. After they replied with pictures and ignoring the closeout inspection and including damages that were caused due to XXXX workers that were hired to fix work orders and. I then contacted a JAG Lawyer Captain XXXX XXXX from XXXX XXXX XXXX who decided to provide legal assistance. CPT XXXX also called, emailed, and sent a letter to emerald property to include all evidence that proved XXXX XXXX to be erroneous in their attempt to collect on the debt. XXXX XXXX XXXX then sent the debt to collections without notifying me that they were going to do so or contacting Captain XXXX. I received a letter from Hunter Warfield Debt Collections on XX/XX/XXXX. Captain XXXX XXXX then had to write a letter to Hunter Warfield stopping the collection under the fair Debt Collections Act. All evidence provided XXXX XXXX XXXX fails to address the correlation between the move-in and move-out inspection which violates their own contract which requires a move-out inspection which requires both parties to agree upon damages.
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| 05/22/2023 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Collection, I do not have a contract with Hunter Warfield, I sent them a letter of affidavit of demand for verification of the debt and still sending me a letter and report into my Credit report on All 3 credit bureaus without my consent and thats a violation of 18 USC 894. Not only I am stressed and it has been a very emotional time for me as well since can not assist my kids with their schools and sign for an apartment to continue their degrees. Since I can not apply for anything due to that matter, this also needs to be taken care of ASAP. That is a violation of 15 USC Code 1681 ( 7 ) ( E ) They are telling me that they are required to do so, and I know its a VIOLATION, THEY NEED TO GET THAT FIX ASAP. Another violation of 15 USC 6802 I need to know who gave them permission to furnish such a thing on my report? ( privacy=private information VIOLATION OF MY PRIVACY. They damage my reputation with false information. They are also in violation of the Privacy Act of 1974 The Privacy Act of 1974 ( Pub. L. 93579, 88 Stat. 1896, enacted December 31, 1974, 5 U.S.C. 552a ), a United States federal law, establishes a Code of Fair Information Practice that governs the collection, maintenance, use, and dissemination of personally identifiable information about individuals that is maintained in systems of records by federal agencies. A system of records is a group of records under the control of an agency from which information is retrieved by the name of the individual or by some identifier assigned to the individual. The Privacy Act requires that agencies give the public notice of their systems of records by publication in the Federal Register. The Privacy Act prohibits the disclosure of information from a system of records absent of the written consent of the subject individual unless the disclosure is pursuant to one of twelve statutory exceptions. The Act also provides individuals with a means by which to seek access to and amendment of their records and sets forth various agency record-keeping requirements. Additionally, with people granted the right to review what was documented with their name, they are also able to find out if the " records have been disclosed '' and are also given the right to make corrections
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| 05/24/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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The debt collector contacted me by mail on XX/XX/2022, and claimedI am responsible for a debt in regards to an apartment lease. The letter provided on this date claimed I owe a debt of {$2600.00}. I responded to this letter disputing the debt and requesting additional information as required by law.
In response to my letter, I received additional correspondence on XX/XX/2022, restating the alleged debt amount of {$2600.00} and listing the original creditors information. This letter also mentioned a 2 % interest fee that is not outlined or agreed to in any of my contracts, or agreements.
On XX/XX/2022, the apartment complex sent a final account balance to me via email. This invoice reflected a total outstanding balance of {$2600.00} which included an Early Termination fee of {$1700.00}. After much back and forth via email and phone, apartment complex representatives finally conceded that we should not have been charged for both the cancellation fee and the rent responsible fee. At that time the rent responsible fee was removed from the final account balance.
On XX/XX/2022, an apartment complex representative sent a final account balance via email which reflected a total outstanding balance of {$1900.00}. This statement included an Early Termination fee of {$1700.00} and allowed for 30 days to pay any outstanding balances. Neither final account balance provided reflects the correct amount of the cancellation fee based off the Notice of Intent to Vacate signed by all parties on XX/XX/2022.
A letter stating the above was mailed to the debt collector in XX/XX/2022. Included in this correspondence was supporting documents. On XXXX XXXX the debt collector sent another letter by mail stating that their duty to provide verification has been fulfilled and that they would not respond to any additional requests. To this day, they have not sent the correct total owed but continue to charge me interest. On XX/XX/XXXX, my husband contacted the debt collector by phone and was told the debt amount is valid. While on the phone, I logged into the apartment complex portal and am able to pay the lower amount directly without interest. Im confused why a debt collector is refusing to acknowledge that their amount is incorrect.
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| 01/21/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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The property of Hunter Warfield in XXXX, Tx.
I became ill unable to work.I went XXXX XXXX XXXX applied for help to pay rent.
The Social Worker a young XXXX XXXX female Ms.XXXX told me to wait about a week.
I informed the Management Office they agreed to hold off filing the Eviction.
After a week Ms. XXXX informed me that I was approved for XXXXShe told me that the stipulation was everyone who agreed to help had to have the donations in by Wednesday of that week.I informed her that the church has to have a meeting to get approval to proceed with the XXXX payment to help with the rent.
Which would be by Friday or Monday.
While we were waiting on the church to get the approval.
Ms.XXXX at XXXX XXXX XXXX decided not to help with rent.I begged her, the Management Office to allow me to get the rest of the funds from the church.
They said no at the time we were one month behind plus late fees.I explained to the Judge my situation.I was working at XXXX .I began having health issues.They terminated me on XX/XX/XXXX.I was waiting to go to XXXX for my S S I hearing.After we threw our furniture on the curb in XX/XX/2018 .Being I'll and homeless they put in Texas State database that we owed them XXXX Then they sold it to the collections agency in Florida.I called to see if we could get the amount lowered? The head Supervisor said we had to pay at least XXXXl informed him that I only get XXXX a month.Even with 1.6 % raise in XXXX is only XXXX a month. if I had that kind of income we wouldn't have been Evicted .I would have paid them rent plus late fees.I had no control over my health issues.I feel that in situations such as mines they should not put it in the State database.We qualified for the government subsidy program for low income families.When I was honest and told them we had Eviction.She denied our lease it would have been a real blessing to pay XXXX a month for rent.We 're trying to get in a program where we can afford the rent.Not worry from monthly if we're going to be Evicted and Homeless again.Every where else they say you have to be making 3 times the rent.XXXX a month between my self and my Spouse .We 'll never be able to afford decent housing or affordable housing!
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| 01/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
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Most recently ( XX/XX/XXXX ) a payment was made to Hunter Warfield against threats of legal action by two male reps within this companies Legal Department. I made a payment of {$170.00} plus a processing fee of {$9.00} on XX/XX/XXXX using a credit card to begin payments. However, as I have complained to the company itself the debt account is for 3 individuals total. I assume due to being the only one calling to attempt to settle the debt I was harassed and forced to make such large payments. I have requested the company afford me the opportunity to set up payments each month for {$50.00}, but Customer Service would not assist claiming I had to pay the minimum ( at the time ) of XXXX. I was unable to do so and that is why the debt went unpaid until XX/XX/XXXX. I truly want to repair my credit and get this debt paid off. My complaint to you is that as one of three people I cant truly afford XXXX a month. I have other debts and its a strain on paying my regular cost of living expenses. Nothing luxurious just referring to my rent, gas, lights, and water. The luxurious bills of any are phone, cable, internet, food, etc. I am seeking assistance from a third party as I only want Hunter Warfield to assist me and allow me to pay {$50.00} a month for now. I set up a 6 month draft for XXXX/mo plus the XXXX processing fee due to the Pre Legal Departments threats to take further legal action. As a single parent of XXXX XXXX I can not afford to let my check be garnished or any other actions that may occur. I tried emailing and making phone calls to multiple people with no response. Those individuals are XXXX XXXX, the support services email, an XXXX email address provided in response to a bad XXXX review I posted, and a number ( XXXX ) provided on the same bad post reply. All the emails end XXXX. Again, I would like a fair payment arrangement for myself as I am not the only one on this account and the times I have attempted to speak with the Pre Legal reps ( all males ) I have been laughed at for requesting the opportunity to pay {$50.00} and/or had very rude reps to the point I did get upset and argued with them as I felt I was being bullied and disrespected. Please help.
|
| 04/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Hunter Warfield CORPORATION SERVICE COMPANY XXXX XXXX XXXX XXXX XXXX XXXX District of Columbia, XXXX To : The Office of Registered Agent for Hunter Warfield From : XXXX XXXX Regarding : Unauthorized Administration of the XXXX XXXX You will forthwith return and transmit your written evidences of your delegated authority to represent that you and XXXX XXXX Acquistions are authorized to administrate ( acting trustee ) on the XXXX XXXX, together with a certified copies of signatures contract between you and XXXX XXXX, you and original creditor, bonds, original creditor Charge-off documents, sureties, indemnification, insurance and any Third Party Debt Collector Association Agreement passing XXXX XXXX private information to other members, possibly resulting in identity thief. Also, relating information to your personal and professional acts referenced above and your arrogated paperwork intrusion upon the XXXX XXXX. Courts require your contract for jurisdiction.
Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act.Also you have committed the following FDCPA Violations : 806. Harassment and abuse 807. False or misleading representations 808. Unfair practices 809. Validation of debts Stop contacting me about this or any other matter you have. I also submitted this letter to theConsumer Financial Protection Bureau ( CFPB ), My State Attorney General Office and The XXXX XXXX XXXX. You have 15 days from the date of this letter to respond with all items requested or remove this item must be removed immediately or I will seek litigation forMonetary damages. Also be advised any medical records shared without my consent is a violation of my privacy and HIPPA.
Please remove all unauthorized, fraudulent accounts promptly within four business days of receipt pursuant to 15 USC 1681-c-2 & 12 CFR 1022, Regulation V, to prevent further legal proceedings. I have already contacted the respective companies as well and please be reminded, no consent is identity theft. Thank you!
I swear under penalty of perjury that all of the above mentioned information is true and accurate.
By : XXXX XXXX
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| 10/29/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Beginning inXX/XX/XXXXI moved into XXXX XXXX XXXX, XXXX XXXX, Al XXXX. It was a home that I rented along with XXXX XXXX. My daughter was also there. We rented this home through XXXX XXXX XXXX. While I was there the rent was paid and all utilities including rental insurance was paid, nothing was behind. On XX/XX/XXXX XXXX XXXX XXXX XXXX me by XXXX and he also snatched the phone out of my little girls hands who had dialed 911. He hung up and the phone from her. He continued to XXXX XXXX me. After the cops were called and I spoke with the magistrate of the city of XXXX XXXX and made out a report. I was informed by police that XXXX XXXX wanted to remain in the house. XXXX XXXX XXXX also called and informed me that he wanted to remain at the residence. So I moved all of me and my daughters things out and I had to find another place to reside. Because of the XXXX he subjected us to that night, we could no longer stay there because it was XXXX. He couldve XXXX XXXX. No one at XXXX XXXX XXXX cared. And they also let him reside at the house when he was suppose to provide proof of income to get my name off of lease, they also let him reside there and he did not have any rental insurance, and having insurance was a stipulation of the lease. Also providing his proof of income so my name could be removed was a condition of the lease and he failed to do both. I have proof because I have emails, voice messages, and recorded phone calls from XXXX XXXX XXXX. He stayed at the residence from XX/XX/XXXX til XX/XX/XXXX. I have proof of this. The debt owed is his because he resided there and he made was violent and assaulted me. I have talked to several people at XXXX XXXX XXXX and also Hunter Warfield. They showed no concerned. XXXX XXXX XXXX didnt make him do what he was suppose so my name would could be removed from the lease. Im not going to pay for a place I was not staying. I had to pay for a safe place for me and my child. Hunter warfield needs and XXXX XXXX XXXX need to hold the right person responsible which is XXXX XXXX. I have attached several emails after I left the residence that show only XXXX XXXX is responsible. He did not pay rent for where he stayed.
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| 09/14/2021 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I moved into the XXXX XXXX apartment complex in the summer of XXXX. I began noticing inconsistencies in their contracts, verbal agreements and even in respecting our privacy. Many times the maintenance man brought people over to tour the apartment without giving us 24 hour notice or asking if we were comfortable. This individual has been accused of certain behaviors by my previous roommates, other tenants in the complex and myself. There were times things would be moved throughout the apartment that were not moved before, lights turned on that weren't before, etc. These would take place when no one would have been in the apartment for days at a time. During the summer of XXXX, XXXX was making it impossible for most of the world to be employed. Instead of understanding how I was one of the individuals that was unemployed and had paid my rent in advance, I wouldn't need to owe them any more money when it comes to my stay there. Many tenants had reported and still continue to report racial discrimmination issues with XXXX XXXX. I personally was charged double the rent of white tenants who had the same living situation as I did at the time. There were many false fees that they tried to charge me and my parents such as not having the apartment cleaned when I vacated the residents. I provided the company with detailed pictures of everything scrubbed and cleaned before moving out, I was then informed that I was lying about cleaning. This company NEVER takes responsibility for any of their actions especially when it comes to racial discrimminationn. The amount of times I have brought to their attention about the way they had made me feel or that their claims of owing them more money are completely false. There is a reason more people are coming forward about XXXX XXXX XXXX issues -- its a bunch of he says they say. There are more of them than he says. My credit is ruined because of the manipulation, violation of privacy and racial discrimmination that XXXX XXXX has placed on me and for that this complaint needed to be filed. They also took it upon themselves to forge my signature onto a new contract just to match what scam they were saying in the moment.
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| 09/12/2017 |
Yes |
- Debt collection
- Other debt
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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I was contacted by a Mr. XXXX on the behalf of XXXX & XXXX apartments. This was end of XXXX to late XXXX early XXXX. I stated to him that I did n't owe them anything I was never presented with a bill after I returned my keys. He then stated to me that it would go on my credit report and I would n't be able to rent another apartment. XXXX XXXX or XXXX. I received a call from my aunt who was a cosigner when I first signed my lease with XXXX & XXXX, but she did n't sign when I renewed my lease with them. She stated that this XXXX guy has been calling her about a debt I supposedly owed to this apartment company. I stated to her that she should n't have gotten any calls because her signature was only on the first year that I stayed in the apartment. I called Mr. XXXX over 6 times. When he finally answered I stated my name and went on to ask why would he contact my aunt and she had nothing to do with my business because she did n't resign the lease when I renewed with this apartment complex, so she should n't have been contacted. I stated that he has disclosed personal information and asked could I speak with his supervisor he stated no and hung up in my face. I called back repeatedly he finally answered I stated that he waa rude and unprofessional and asked could I speak with a supervisor. He transferred me to another man. I stated my name and what I was calling for he too was rude. I repeated how mr. XXXX was very rude and how he has been contacting my aunt and informing her on information that has nothing to do with her because she only signed for the first year of my lease. He stated to that he was n't aware of what transpired between mr. XXXX and I and how do I want to settle my account. Still speaking in a even tone my voice is slightly elevated but not screaming. I said to him so after all that I said to you Thats your response. He then proceeded to tell me that my aunt was contacted because she was the guarantee on the lease so she is liable. I said no that not right because she never put her signature on the new lease that I had so how can that be. I then asked to speak to his supervisor he told me repeatedly and he too hung up in my face.
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| 04/27/2023 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
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Web |
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I received a notification of a negative report on all 3 of my credit bureaus from Hunter Warfield for {$3300.00}. I was not given any notice of this debt nor was I afforded my rights as a consumer to dispute the validity of this debt.
I do not believe this debt to be valid and the collection company was unfair to report this on my credit report causing me financial harm without notifying me in advance and giving me an opportunity to avoid this financial harm.
I called the collection company on XX/XX/XXXX to let them know that I was disputing this debt and to get their email so that I can send an email letting them know that I officially dispute this debt and to request more information from them. I was transferred to XXXX XXXX who was reported to be a manager.
After expressing my concerns to XXXX, I was told that they attempted to call me but left several messages. Unknown and robocalls are often blocked through my phone settings so I didn't receive any calls or messages from Hunter Warfield. When I have received messages in the past, they don't have any specific details about the debt they're calling about which could have easily led me to associate the calls to the account I currently have in collections with the company.
XXXX also said that Hunter Warfield hasn't mailed me any correspondence ( although they had my mailing address from another debt I had in collection with them in recent months which I have recently paid in full ). I couldn't understand why they mailed me a letter about the last account I had in collections but not this account.
They chose instead to email me. By his own admission, these emails often end up in spam, junk, and promotion folders which are essentially undelivered. In fact, these emails are deleted on a schedule. I never received a call, an email, or a letter in the mail regarding this debt. I can't help but feel blindsided and treated very unfairly by their methods of communicating with consumers and subsequently reporting matters to credit bureaus.
At the end of this call, I was given their email address and I emailed Hunter Warfield a letter today XX/XX/XXXX which I will attach below.
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| 11/29/2022 |
Yes |
- Debt collection
- Mortgage debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On XX/XX/XXXX I was called on phone by XXXX XXXX regarding a debt ( XXXX ) I did not know existed to the apartment complex I moved from in XXXX ( XXXX XXXX XXXX ). XXXX XXXX XXXXep stated they had sent me emails and had called previously. I never saw the emails in my inbox or spam folder. If they left a message on my phone I never heard it. As I found out later the apartment complex gave them the wrong phone number. ( see conversation I had on XXXX XXXX chat ) ============================================= We have been trying to reach you since XXXX to the phone number given by the creditor XXXX and we have sent emails to XXXX me XXXXXXXX XXXX that is not my phone number me XXXX XXXX my phone number is XXXX me XXXX XXXX i swear nothing was in my email inbox at that address =============================================== This whole problem originated by XXXX in XXXX being totally unorganized with the move out process. The portal access to my account was closed immediately and I was never sent my final bill, deposit due back or anything. Not by phone, email or mail. They had all my forwarding info.
My whole point now it this debt has been paid in full as of today XX/XX/XXXX and this collection should never be sent to the credit companies ruining my perfect credit for 7 years.
XXXX XXXX representative stated they have not sent to credit companies yet but I want to make sure they do not. See communication on chat below : ================================================ This account has not been reported to any credit bureaus by XXXX XXXX as of today. As long as the account reaches a {$0.00} balance by XX/XX/XXXX, this will NOT be reported by XXXX XXXX. If you set up a payment plan that extends past XXXX whatever the remaining balance is, could be reported to all three credit reports. Once your account reaches {$0.00} balance, if any credit bureaus were notified of this account, we will advise them to update accordingly. It can take them an additional 30-60 days to update that information.
================================================ So, I think I'm ok but want reassurance my credit will not be affected.
Thanks, XXXX XXXX
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| 08/23/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Please reference case # XXXX closed XXXX. Again, I do not owe the balance in reference as on three separate occasions the sewer backed up in the 2nd floor bathroom. Please see case notes from the XXXX XXXX XXXX below as the case was dismissed.
Case Type Housing Court Summary Process Case Status Closed File Date XX/XX/XXXX DCM Track : Initiating Action : SP Summons and Complaint - Non-payment of Rent Status Date : XX/XX/XXXX Case Judge : Next Event : Property Address XXXX XXXX XXXX XXXX XXXX XXXX MA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - Plaintiff Alias Party Attorney Attorney XXXX, XXXX, XXXX A Bar Code XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MA XXXX Phone Number ( XXXX ) XXXX More Party Information This is tooltip Text. It should display nicely.
XXXX, XXXX - Defendant XXXX XXXX Attorney Attorney Pro Se Bar Code PROPER Address Phone Number More Party Information This is tooltip Text. It should display nicely.
Events Date Session Locality Location Type Result XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - XXXX Summary Process Trial Dismissed Docket Information Docket Date Docket Text File Ref Nbr.
XX/XX/XXXX XXXX XXXX : Entry of Action filed ( Section XXXX - M.G.L. XXXX XXXX, XXXX ) SURCHARGE Receipt : XXXX Date : XX/XX/XXXX XX/XX/XXXX Summary Process : MGL Chapter 185C Section 19 ; Chapter 262 Section 2 Receipt : XXXX Date : XX/XX/XXXX XX/XX/XXXX SP Summons and Complaint - Non-payment of Rent XXXX XX/XX/XXXX Notice to quit filed XXXX XX/XX/XXXX Scheduled Event : Summary Process Trial Date : XX/XX/XXXX Time : XXXX XXXX Result : Dismissed XX/XX/XXXX Event Resulted The following event : Summary Process Trial scheduled for XX/XX/XXXX XXXXXXXX XXXX has been resulted as follows : Result : Dismissed Reason : No one appeared Appeared : XX/XX/XXXX After notice and opportunity to appear for the following event : XX/XX/XXXX XXXX XXXX Summary Process Trial the above entitled matter is dismissed for the following reason ( s ) : * Neither party appeared.. XXXX XX/XX/XXXX Case Disposed Case Disposition Disposition Date Dismissal XX/XX/XXXX XXXX XXXX XXXX XXXX an equivant company , XXXX XXXX XXXX
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| 02/22/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I was wrongfully sent to collections due to management 's gross negligence and unethical practices. I should have never been reported to the collections company, XXXX XXXX. My insurance company, XXXX, paid XXXX 's XXXX XXXX ( XXXX XXXX XXXX ) for their claim. It is inappropriate and unethical to file a claim on someone's insurance and then send them to collections without any follow up. They have destroyed my credit.
XX/XX/XXXX, XXXX Moved out of XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX in XXXX XXXX XXXX TX XX/XX/XXXX, XXXX XXXX XXXX XXXX reported a loss to my insurance XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX opened a collections account against me with Hunter Warfield ( Account # XXXX XXXX ) for {$2800.00}.
XX/XX/XXXX, XXXX XXXX settled the claim and paid XXXX XXXX XXXX XXXXXXXX XX/XX/XXXX, XXXX assured me that the entire debt will be cancelled with Hunter Warfield .
Management is refusing to provide copies of all bills communicated to me after XX/XX/2021 or an itemized bill that was assessed for the alleged damages.
No one contacted me or sent me any form of communication that I still had a balance pending.
No one cancelled the collections account in XX/XX/2021 when the balance was paid in full by my insurance.
Today this account is still being reported against me on XXXX with no updates since XX/XX/2021.
Not only has this issue affected my ability to refinance my vehicle, apply for a mortgage, but now it is affecting my ability to get a rental home.
Enough is enough, this has gone on far too long and caused incredible hardship affecting me and my daughters.
XXXX confirmed that the negative item that denied my application is Hunter Warfield ( Account # : XXXX ).
I don't have 30 days for XXXX to review my dispute and make a decision. this needs to be completed deleted, i should have never gone to collections. I need to find a home for my children within the next 7 days or I will lose my pending job offer! I can't apply to any rental properties till this item is off my credit report. No one is taking responsibility for this egregious oversight that has been detrimental to my life and lives of my children.
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| 10/01/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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In XXXX of XXXX I was told that I had 60 days to vacate my apartment at the end of my lease for reasons not known to me. I had applied for rental assistance due to having hours cut and eventually laid off during the pandemic. My lease was supposed to be up in XXXX but the rental assistance paid up through XXXX. Instead of notifying me of the extra payment the apartment complex owned by XXXX XXXX XXXX took the extra month 's rent ( paid up several months in advance ) and told me I had to leave. During the process of moving out the staff at XXXX XXXX in XXXX Oklahoma continuously harassed me telling me to get out and even consulting my boyfriend at the time who was not on my lease about how they were going to get me for my credit because I supposedly owed them a {$75.00} late fee, which would have been included in my rental assistance that was paid up for several months. I left XX/XX/XXXX like they told me to but they still charged me for XXXX rent and filed an eviction on XX/XX/2021. I did not live at that residence and I was unaware of the filing but I called the courthouse and sent them copies of my new and old lease. The case was dismissed and no eviction was ruled in their favor. Some months later they filed with Hunter Warfield collection agency. The charges they included were eviction fees which were fraudulent, XXXX rent which was also fraudulent, damages to the property that I had already told them about when I moved in such as holes in the countertop and a dog chewing on the window sill. They charged me for keys that I put in the night drop box when I left, they charged me for a missing shower head that was under the sink, damages that I had complained about and they did not fix, etc. I filed a dispute about this account being fraudulent and it was removed from my credit report. Now Hunter Warfield has somehow reapplied it to my credit and when I disputed it again they just increased the balance by a dollar. I will not be held responsible for illegal charges just because this greedy, unscrupulous and harassing apartment complex has access to my information. I intend to sue both of them if it isn't removed permanently.
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| 12/11/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Dear Sir or Madam, I'm XXXX XXXX from XXXX, NC. I've been disputing this collection agency Hunter Warfield , Inc.XXXX XXXX XXXX XXXX. XXXX, FL XXXX, Phone : XXXX, Email : XXXX. I'm XXXX XXXX from XXXX, NC and I'm disputing a company called Huntington Warfield. I have contacted this company on several occasions since XXXX to resolve a debt that I disputed from a company name XXXX XXXX XXXX, that I had rented a home from over 2 years ago that claimed that I owed monies for basic wear and tear of the rental home. Therefore, they had sold the account to Hunter Warfield who has been harassing me for a couple of years to collect approximately {$2000.00} dollars. Therefore, this year Ive tried to contact to resolve the collection debt and to negotiate a pay-off. On XX/XX/XXXX, I called to negotiate a pay-off and the lady on the line stated she will allow me to settle and pay {$1400.00} to pay the {$2000.00} balance off in full. Therefore, I gave her my credit card information and paid {$1400.00} and she stated that I will receive a receipt that the debt was paid in full for the complete balance within 24-48 hours to my email. The complaint is the following day the lady calls back and states that I owe {$1500.00} more dollars before the debt will be paid off. I then reiterate what she had told me on XX/XX/XXXX, that my account balance was paid in full. She stated that she didnt tell me that. I was very upset and I disconnected with the lady at Huntington Warfield. I decided to call back on XX/XX/XXXX, and requested to speak with a manager and received a gentleman representative that stated I owe over {$2000.00} now and stated that the lady representative did not suppose to have negotiated with me on the balance. My second complaint is that they are trying to scam and price gauge me because my debt was only {$2000.00} and I paid {$1400.00} on XX/XX/XXXX. Therefore, how do I still owe {$2000.00}? Please help this collection agency has made my life so miserable and they are allowing me from being able to rent another place for me and my children to live and at this time we are currently XXXX. Please HELP!
Thanks, XXXX XXXX
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| 09/05/2023 |
Yes |
- Debt collection
- Rental debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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My name is XXXX XXXX and I am filing a complaint because my rights under the FDCPA and FCRA have been violated by Hunter Warfield. I XXXX of 2023, I became aware that Hunter Warfield was reporting a collection account related to an apartment lease. The original balance of this account was listed at {$1700.00} and {$1700.00} ( The amount is inaccurately reported between the three bureaus ) but has ballooned to {$1800.00} and is still rising. This is because I found out that a 4.75 % interest rate has been put on this debt, even though there is no interest rate related to the original account. This is a violation of the FDCPA. I sent a dispute letter to this collection agency to inform them of this violation, as well as to validate the debt itself. In their response, I discovered, through basic addition, that the amount that they claimed that I owe is completely incorrect based on their own records and that they have been inaccurately reporting this debt for over a year now. I demand that this debt be removed from my credit report because the collector doesnt even know how to do basic arithmetic when calculating the amount that they claim that I owe. They have also been violating the law by including this interest rate on the account that is not in any contractual agreement. The debt being listed on my credit reports is completely erroneous and fraudulent and is defamatory to my character. Since Hunter Warfield has expressed their intent to break the law, I would also like to see their license to collect in the state of Florida, license # XXXX, be suspended or revoked so that they can no longer engage in this fraudulent activity. I was denied for an apartment, a bank account, and for lines of credit due to this companys refusal to correct this inaccurate reporting. I have suffered financial and reputational damages and my character has been defamed. My case against this company is open and shut and I do plan to take legal action if this is not resolved. I want this account deleted from my credit report immediately and I want this companys license to be put under review by the Florida Office of Financial Regulation.
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| 12/11/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Dear Sir or Madam, I'm XXXX XXXX from XXXX, NC. I've been disputing this collection agency XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX, FL XXXX, XXXX : XXXX, Email : XXXX. I'm XXXX XXXX from XXXX, NC and I'm disputing a company called Huntington Warfield. I have contacted this company on several occasions since XXXX to resolve a debt that I disputed from a company name XXXX XXXX XXXX, that I had rented a home from over 2 years ago that claimed that I owed monies for basic wear and tear of the rental home. Therefore, they had sold the account to Hunter Warfield who has been harassing me for a couple of years to collect approximately {$2000.00} dollars. Therefore, this year Ive tried to contact to resolve the collection debt and to negotiate a pay-off. On XX/XX/XXXX, I called to negotiate a pay-off and the lady on the line stated she will allow me to settle and pay {$1400.00} to pay the {$2000.00} balance off in full. Therefore, I gave her my credit card information and paid {$1400.00} and she stated that I will receive a receipt that the debt was paid in full for the complete balance within 24-48 hours to my email. The complaint is the following day the lady calls back and states that I owe {$1500.00} more dollars before the debt will be paid off. I then reiterate what she had told me on XX/XX/XXXX, that my account balance was paid in full. She stated that she didnt tell me that. I was very upset and I disconnected with the lady at Huntington Warfield. I decided to call back on XX/XX/XXXX, and requested to speak with a manager and received a gentleman representative that stated I owe over {$2000.00} now and stated that the lady representative did not suppose to have negotiated with me on the balance. My second complaint is that they are trying to scam and price gauge me because my debt was only {$2000.00} and I paid {$1400.00} on XX/XX/XXXX. Therefore, how do I still owe {$2000.00}? Please help this collection agency has made my life so miserable and they are allowing me from being able to rent another place for me and my children to live and at this time we are currently homeless. Please HELP!
Thanks, XXXX XXXX
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| 04/30/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Hunter Walfield, a collection agency, has been collecting a debt of {$1900.00} from me. The original creditor is XXXX XXXX, who falsely charged me and my husband of {$1900.00}, of which {$1700.00} for not giving 60 day moving-out notice and {$260.00} for property damage/cleaning. {$1700.00} was generated as a 60-day month-to-month rental fee from the notice given day ( XX/XX/XXXX to XX/XX/XXXX ), while {$260.00} was generated based on the move-out inspection form -- {$160.00} for whole apartment cleaning and {$100.00} for dining room carpet cleaning.
I disputed with Hunter Walfield who sent me no debt validation proof but a copy of the rental lease. I sent emails to Hunter Walfield on XXXX XXXX, XXXX and XX/XX/XXXX with a detailed explanation and pointing out that there is no statement in the lease regarding any financial penalty if the tenants not giving 60 day moving-out notice. Also, The vacate form provided and signed by XXXX XXXX Manager specifically stated that if your move out date is after the lease end date, you will be billed the month-to-month rate for any days up to and including your move out date. We moved out before the lease end date XX/XX/XXXX. XXXX XXXX still billed us the month-to-month rate from XX/XX/XXXX to XX/XX/XXXX, which is absolutely a false charge.
I have attached photos along with the email to show how well we have cleaned the apartment before we moved out. I have also attached the move-in inspection form to show the pre-existing condition of the apartment in order to prove that there was no damage made by us while living there.
I believe the proof and evidence I have provided to Hunter Walfield are sufficient to prove that this is a false charge and we do not own any debt to XXXX XXXX. I have also disputed with XXXX, XXXX and XXXX. Yet Hunter Walfield chose to ignore the facts and not have the collection account removed from the XXXX bureaus. After 30 days, all three credit bureaus sent me a letter with " updated '' but nothing else regarding the collection account. When I called, I was told to have to go back to ask Hunter Walfield for the collection account removal.
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| 11/11/2022 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
Servicemember |
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While in college, I signed a rental agreement for a property from XXXX XXXX XXXX, XXXX from Fall XXXX until Summer XXXX, then resigned a contract from Fall of XXXX until Summer XXXX. Although some of the people I rented with stayed in the house, I no longer was on the contract for the school year of XXXX. On XX/XX/XXXX, I received a notice from Hunter Warfield claiming I owed {$5800.00}, from XXXX XXXX XXXX, XXXX. The notice said the debt originated on XX/XX/XXXX, although I had not been notified prior of this amount due. The notice said I could dispute the claim by calling or writing by XX/XX/XXXX. After many failed attempts to call the collection agency, I wrote a letter on XX/XX/XXXX, asking the debt collections agency to work in accordance with the Fair Credit Act, The Fair Credit Billing Act, and The Fair Debt Collection Practice Act to provide all documented proof from the XXXX XXXX XXXX, XXXX which includes the signed agreement, along with all charges made and all payments, that says I owe the amount to the XXXX XXXX XXXX, XXXX, all accounting records of this account, a copy of the signed contract and signed truth lending contract I signed with the XXXX XXXX XXXX, XXXX, and copies of all orders made with this company. If these could not be verified, I asked that all debts be removed from my account. I also included an address and email the company could reach me at moving forward. After months of no contact, I received notice from XXXX XXXX that this debt was now on my credit report as of XX/XX/XXXX. I once again disputed this claim through XXXX XXXX with no prevail. On XX/XX/XXXX, I reached out to XXXX XXXX XXXX, XXXX, to get more clarification of this debt ; they refused to have any contact and referred me to the collection agency of Hunter Warfield. When I reached out to Hunter Warfield on that same day, I reiterated my request for debt validation as I had moved out in XXXX and did not have a running contract with XXXX XXXX XXXX, XXXX when the debt originated in XXXX. As of today, I still have not received a verification of this debt and am still receiving reports of it on my credit report.
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| 12/10/2017 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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Hunter Warfield has caused me much anguish by reporting an invalid debt to the credit bureaus. Hunter Warfield occasionally removes and then re-inserts this invalid debt in order to illegally re-age this erroneous account. Hunter Warfield is reporting this item as an OPEN account. I never received notice of this debt from Hunter Warfield. I applied for a home loan and was denied due to this criminal act by Hunter Warfield. Hunter Warfield is claiming that I owe them {$3100.00} on a debt with an account number of XXXX. I have disputed this account with the credit bureaus and XXXXunter Warfield. My first debt validation letter was sent to Hunter Warfield on XXXX/XXXX/XXXX Tracking number : XXXX XXXX XXXX XXXX XXXX, I received a response back from a XXXX XXXX advising me that a contract with my signature stating that I owe them the debt was enclosed in the envelope. It was not enclosed in the envelope. This was just another XXXX of their deceptive tactics. They did not enclose a contract with my signature on it because it does not exist. I then sent Hunter Warfield a second request on XXXX/XXXX/XXXX Tracking number : XXXX XXXX XXXX XXXX XXXX, requesting that they provide me with proof that this debt belongs to me, but I never received a response back from the company and they failed to notify the credit bureaus that I was disputing this frivolous account. After several failed attempts with disputing this account with Hunter Warfield, I decided to dispute the account once again with the credit bureaus. I sent a certified letter to the credit bureaus requesting that they re-investigate this erroneous account and that they provide me with proof that this account belongs to me. I then received notification that my dispute was updated by the credit bureaus but the account for Hunter Warfield is still being listed on my credit file. This is a direct violation of FDCPA, FCRA and OCPA. This wrongful reporting has not only negatively impacted my life ; it has also had a negative effect on my family as well. I request the immediate removal of this account from all credit reporting agencies whom has been notified.
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| 07/25/2019 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XXXX filed an eviction against me and my family after refusing to accept the rent for that month.Saying that we did not pay rent the month before.I sent in the rent receipt to courts proving they lied, they said no rent payment for present month sent in copy of money order in which they refused to accept and full rent amount.instead they demand the keys we forward all proof to courts in our response to eviction answer the Judge only ruled us to vacate property we didn't turn money into court register because they wanted keys and us to vacate The judge did not rule any funds owed to XXXX and closed the book on that no open judgements owing them anything. they kept our {$1400.00} deposit. we lived in a badly molded home which we should've never been there to began with never missed a month paying rent. Now they have their collection company Hunters Warfield harassing our credit reports for $ XXXX and the judge did not rule us to pay no $ amount to them. I have called the Clerk of Courts to see if they had anything that was ruled by the Judge for us to pay and they says no nothing at all and the final Judgement is closed. we also forward the courts a copy of the emails sent to us from the property manager was demanding the keys over the money order for rent that month then they filed eviction saying we did not pay our rent they should have stated the truth that they didn't accept the rent money order. they had no reason to have treated us this way we feel very discriminated against and now harassed for $ XXXX dollars by their collectors Hunters Warfield and for what? We forwarded documented proof to the judge.so where is the open judgement of owing $ XXXX on our records? There is none Exactly we are being discriminated against why?? There was no reason for them not to except our rent payment why did we have to be treated so differently and still is with Hunter Warfield reporting to our credit reports. then lied to evictions courts 100 percent. still being discriminated against through Hunter Warfield this is so senseless. but we will get justice served by all legal means necessary. ( smile )
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| 06/05/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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On XX/XX/2020, I entered an agreement with Hunter Warfield to settle an owed amount of {$390.00}. The settlement was for {$300.00}, that was to be split into two equal payments of {$150.00} ( see the document titled " Hunter Warfield - Settlement Agreement ''. ) On XX/XX/XXXX, the first payment of {$150.00} was posted to my account account ( see the highlighted transaction in the document titled " Statement, XXXX ''. ) On XX/XX/XXXX, the remaining {$150.00} was scheduled to be withdrawn. No such withdrawal was ever made. However, the funds were available for withdrawal ( see the Balance column of the highlighted portion of the document titled " XXXX Transactions & Balance ''. ) Today, on XX/XX/XXXX, I noticed that the {$150.00} still had not been withdrawn from my account. I called Hunter Warfield to speak with a representative. I asked the representative why the transaction failed. He said he didn't know why. I said I was willing to pay it today. He said since the transaction failed, the installment of {$150.00} and the entire settlement were both void. He told me that instead, my balance was {$240.00}, but that they could get the amount down to {$190.00}. I asked why I was never contacted my customer service, and he said that he didn't know. I told them that it was clearly a mistake on behalf of Hunter Warfield, and that either I will a. ) honor the original agreement of {$150.00}, or b. ) not pay until it was resolved. He said that they would not honor the original agreement, and insisted I pay the higher amount of {$190.00} - an additional {$45.00}. The representative recommended that I contact my bank and see if it was a mistake on their part. I contacted my bank, and they said that no such transaction was ever attempted on XX/XX/XXXX.
Hunter Warfield is either deliberately lying in an attempt to collect more money than what was agreed upon, or are not willing to adhere to an agreement we made as a result of their own wrongdoing. The phone call ended after I repeated that it was Hunter Warfield 's fault and wasn't going to pay for their mistake. The representative hung up on me.
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| 06/10/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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In XX/XX/XXXX I received a letter from this company stating I owed XXXX to XXXX XXXX. However, I had been in communication with XXXX upon me moving out as they were going to put my apartment on the market as soon as I moved to try to get a someone to rent it out before my actual leasing date was up. I moved out 30 days before my lease was up due to miscommunication on their end. However, I agreed to still move as I had already signed another lease with a different apartment so I agreed that I would pay up until someone leases out that apartment. The property manager encouraged myself and my roommate to pay the rent until up until the date we are moving and to not worry about late fees because they were sure the apartment would be leased out. The apartment was leased on. XX/XX/XXXX and our leasing contracting was supposed to be over XX/XX/XXXX. But they still charged me rent and the late fees up until XX/XX/XXXX. Which is charging double rent for an apartment. Therefore, Im not willing to pay this company {$2100.00} as this wasnt apart of the agreement. I discussed this concern with the debt collector ( hunter warfield ) upon receiving the first notice and they stated they would contact XXXX to get a new amount in contact me within 14 days. Well 14 days went last and I received another notice in the mail in late XX/XX/XXXX with the same amount ( {$2100.00} ) and never contacted me with a resolution. So I contacted them once again to resolve the issue and they reported they would contact XXXX and contact me within 14 days with a resolution. Still no contact and no letters being sent until XX/XX/XXXX when I received notification of this company on my credit report. I called to resolve the issue again and they argued with me about the amount stating I have to pay that or I wont be able to lease an apartment anywhere else ever again. Im willing to pay the amount that up until the new tenant moved into the apartment on XX/XX/XXXX but I will not pay them double the amount of rent. The company would not settle as the are charging the wrong amount plus an ample amount of late fees.
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| 01/18/2018 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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I am XXXX XXXX XXXX XXXX, I was on a Overseas XXXX XXXX from XXXX. On or about XX/XX/XXXX we received extended Orders on my XXXX XXXX which extended my XXXX XXXX. I had been in the process of looking for an apartment in XXXX XXXX, TX at the XXXX. I communicated with XXXX XXXX via email that I was currently XXXX and had limited access to internet and communications. On XX/XX/XXXX I notified them our printer was not working and I would not meet the deadline. According to the written correspondence if I didnt submit the documents by XXXX MST, then they would not be able to move forward with the application or hold the apartment. At that time I had not provided a deposit, so it is their policy for a courtesy hold 24 hours. I contacted them via Satellite phone that my XXXX had been extended until XXXX, but no exact date had been provided. Therefore, due to the extenuating circumstances because of my XXXX XXXX and XXXX XXXX I didnt know when I would be coming back and would start the process when I returned from XXXX. While XXXX, I received a XXXX XXXX XXXX XXXX, for me to XXXX immediately upon my XXXX. Within 30 days of me returning from XXXX XXXX, I received my XXXX XXXX XXXX XXXX XXXX. I received Temporary Housing at XXXX XXXX due to the short window between my XXXX XXXX and XXXX to XXXX XXXX, NC. I received Collection Calls from Hunter Warfield on behalf of XXXX, stating I owed the XXXX money. After repeated requests, on XX/XX/XXXX I submitted my XXXX XXXX, my XXXX XXXX XXXX XXXX, and my XXXX XXXX and email traffic to Hunter Warfield and I was told that the negative remarks and collection account would be removed from my Credit History. This is still on my Credit Report, and I have contacted XXXX, and their Corporate Office about this matter. Based on the email traffic they would not be able to process the application without the paperwork. Additionally, I contacted them and told them that our XXXX XXXX was extended. I should not be charged for a deposit, when I was told it was a courtesy hold until they received the paperwork, I notified them the extension of my XXXX XXXX.
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| 09/11/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Hunter Warfield has been attempting to collect on an alleged debt that was sold to them by my old Apartment complex in XXXX. During the move out process and apartment review, my roommates and I were offered by the apartment complex and chose to pay for an " express move out service '' which included a " professional carpet cleaning '' which would take place after moving out.
After moving out, the apartment complex replaced the carpet without realizing the carpet had not yet been cleaned. They then charged us for the carpet replacement. We reminded them we paid for the carpet cleaning, but they said they had forgotten and opted to replace the carpet as they carpet " looked too worn ''. We said it was not our fault they had replaced the carpet without cleaning it first and per North Carolina regulation that we were not responsible for a replacement as the carpet did not exhibit anything beyond normal wear and tear.
In XXXX of XXXX this debt was sold to Hunter Warfield. In XX/XX/XXXX we received our first collection attempt from Hunter Warfield and requested that they verify that we were responsible for this debt, as we knew they could not given that the apartment complex had broken their agreement, and that per North Carolina regulation we were not responsible for replacing a carpet that exceeded normal wear and tear.
They did not verify the debt and in XX/XX/XXXX reported it to XXXX. At that time, we reported this violation and XXXX removed the collection account from our credit reports. In XXXX, Hunter Warfield sent incomplete verification information. We contacted them again through our attorney to let them know that this did not verify the debt and they should cease all collection activities until first verifying the debt.
We did not hear anything past that point in time until XX/XX/XXXX when they reported the debt to a different credit agency, XXXX this time. We have initiated the dispute and contacted them to let them know they would once again be violating FDCPA if they did not withdraw the account. They sent back the same incomplete verification information.
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| 03/28/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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On XX/XX/XXXX my wife and I brought our dog to the XXXX XXXX Hospital located at XXXX XXXX XXXX XXXX XXXX, NY XXXX. After our dog was seen by a vet, we proceeded to the front desk and checked out, as we normally do. At the desk we were given the bill, and once paid, given the discharge instructions/ care report.
On this visit, we had a bill of {$930.00}. I handed the front desk receptionist {$930.00} USC, and was then given the discharge paperwork and left. On or about XX/XX/XXXX I received a collections letter in the mail from Hunter Warfield XXXX XXXX XXXX XXXX. XXXX, FL XXXX ( XXXX ) XXXX. The collections letter stated that I owed them {$990.00} based upon a collections debt from XXXX XXXX Hospital. I immediately contacted Hunter Warfield to discuss this letter. Ms. XXXX XXXX from Hunter Warfield advised me that their company was hired by XXXX XXXX Hospital from collection procedures. I advised Ms. XXXX that I paid this bill the date my dog was seen. Ms. XXXX advised me that I needed to contact XXXX XXXX Hospital as they have this as an " active '' debt.
I contacted XXXX XXXX who advised me that I needed to contact their corporate office as they have nothing to do with this anymore. I attempted to locate a phone number for their corporate office, however was unable to find one. I was able to send the corporate headquarters an email, to which I did on or about XX/XX/XXXX. In this email I explained what transpired, to which I received an email back from the XXXX XXXX XXXX on XX/XX/XXXX stating that they will respond to me as soon as they can. Since that date I have not heard back from them. Today XX/XX/XXXX, I received another letter in the mail from Hunter Warfield again harassing me for " collections ''.
As I advised both XXXX XXXX Hospital, and Hunter Warfield collections, I paid this debt, in full ( cash ) on the date of service. I also described in my email the description of the employee who took the money from me.
In sum, this debt has been satisfied by way of payment in full on the date of service, and this collections notice is false/ incorrect.
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| 06/03/2021 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Under the FDCPA -The Fair Debt Collection Practices Act, Pub. L. 95-109 ; 91 Stat. 874, codified as 15 U.S.C. 1692 1692p - '' The FDCPA prohibits debt collectors from making false statements about the character, amount, or legal status of your debt '' Hunter Warfield , Inc. have repeatedly REFUSED to provide legal status or verify this debt despite repeated requests.
I moved out of XXXX XXXX XXXX after refusing to be strong-armed into paying an additional {$600.00} in " Late Fees '' as it was not in my legal lease ( copy of the lease is still in my possession ). I have written XXXX XXXX who continues to state they have no knowledge of the amount that is being pursued on their behalf by Hunter Warfield.
When redirected to Hunter Warfield, they are consistently refusing to remove the debt while violating the FDCPA by NOT BEING ABLE TO PROVIDE " details about the age and amount of the debt including a copy of the last billing statement from the original creditor ; a detailed explanation of any interest added or payments made since the last billing statement and the legal authorization for this interest ; the date the original creditor claims this debt became delinquent or any legal documentation that I owe this debt. '' In addition, they have yet to forward details about their authority to collect this debt : whether they are licensed in my state and if so provide the date of the license, name on the license, license number, and the license number, and the name, address and telephone number of the state agency issuing the license.
Lastly, since they are contacting me from outside my state they have not provided the licensing information from their state. In reading reviews across the web, denial and deflecting are their trademark behaviors. They do not provide proof as they do not have any legal legitimate proof of the debts for which they are collecting. It is their business practice to strong arm consumers into paying debt for amounts they clearly do not owe.
It is time to stop this unlawful practice and hold Hunter Wakefield accountable.
Thank you!
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| 04/12/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Due to misrepresentation of services and fraudulent practices, we are stuck paying {$4900.00} lump sum in future monthl payments for a product we do n't use Due to misrepresentation, we were stuck in a 48 month contract that did not perform like promised. Now, we are expected to pay {$4900.00} up front. We started working with XXXX XXXX in XXXX 2015. XXXX XXXX promised in writing a 1 % rate on all CC transactions and 0 % debit card transactions. It was never disclosed that we would be working with another company ( XXXX XXXX ) We were also promised a XXXX machine that would be compatible with quickbooks for accounting purposes. We were sent a different model of key pad, but I did not complain since we were going to be saving at least 2.5 % ( 1.5 % more than promised in writing ) on all transactions. For the first few months, I noticed we were getting charged anywhere from 5 % to 9 %. After trying to get a hold of XXXX XXXX, I finally got a hold of XXXX XXXX of XXXX XXXX ( XXXX )? We had to settle for 2.5 % and 3.5 % that she refunded for a few months. Then it became difficult to get a hold of her, and we were not receiving any refunds for being charged 9 times more the percentage than promised in writing. I finally faxed a termination/cancellation letter to XXXX asking that we cancel with XXXX, XXXX XXXX ( I had just learned that they were involved in the actual contract ), and any other companies involved. I stopped payment being taken out from any companies that I did not recognize through my bank because we were n't using their services. I get a letter from XXXX XXXX about an amount owed. I called back and told them that it was cancelled due to non-performance and misrepresentation. They said that it was impossible to cancel. I was reported to the credit bureaus for non payment on personal and business and chased down by collection company Hunter Warfield. Now my business and personal credit is ruined for years and I am being forced to pay over {$4800.00} for a service that I have already cancelled and was n't performing like promised in writing.
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| 07/05/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Hunter Warfield has not complied with the law to give me a remedy regarding a debt that I asked for validation on or about XX/XX/XXXX. I sent a letter, via certified mail return receipt, explaining to the company that I did not recognize the debt being reported to the credit reporting agencies, as I am a victim of ID theft. I confirmed with the post office that my letter was signed for.
However, I never received the return receipt confirmation from Hunter Warfield. I waited for debt validation for over 45 days and never received the validation. After the 45 days, I filed an ID theft report with the FTC and all 3 credit reporting agencies. Additionally, I sent a second letter to Hunter Warfield explaining to the company that it failed to validate the debt of XXXX XXXX, and how it was a debt resulting from ID theft ; therefore, I am requesting it be removed and blocked from my credit file. As of today, XX/XX/XXXX, the debt is still reporting with a limit increase ; however, I finally received a letter from Hunter Warfield at the end of XXXX stating they would not continue collections on this account until a investigation was complete within 30 days.
My issue with this investigation is that Hunter Warfield is attempting to shift the burden of proof of my ID theft to me, victimizing me a second time, as if, I committed the crime of ID theft. The company failed to address any of the questions I asked in my debt validation letter. Additionally, it did not give me due process at law when they ignored my first attempt to address the validation of debt. This process is all new to me, and I did not know that I had all of the remedies in law to protect myself against ID theft or fraud to my credit. Thus, I have experienced many credit fraud since about XXXX. Maybe I did not express my letters according to an attorney ; however, that does not give Hunter Warfield the right to ignore mail, as consumers are protected by the United States Post Office. I am spending a lot of money for postage to address my ID theft issues ; therefore, I expect due process.
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| 06/13/2017 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
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Web |
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I am here to complain about a collection agency named " HUNTER WARFIELD '', located at XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX This agency placed false collection case against me with the wrong address, amount and wrong debt. I sent a certified letter to HW and asked it to verify the debt, however, it never really verified the debt but still reported a collection case to all three credit bureaus and ruined my credit score. This agency was collecting the debt for XXXX at XXXX XXXX, a XXXX XXXX XXXX, and it claims that I owe XXXX XXXX XXXX XXXX for {$2300.00}. The truth is, Hunter Warfield collected a debt that does not belong to me. The debt was to address XXXX XXXX, but I lived in XXXX XXXX. The debt never belonged to me. Second, XXXX and I went to the Supreme Court of California and both parties have settled the case. The debt can no longer be collected by a collection agency, since it is in litigation. The settlement amount is {$2300.00}. HW was collecting the wrong balance. Third, most importantly, the Supreme Court has decided that this debt does not have a due date, so the debtor can pay the creditor anytime. However, ignoring all those facts I requested the HW to verify, HW still posted the false collection cast on my credit files. I first received the collection letter onXX/XX/XXXX, and I sent back the letter to HW to ask it to verify the debt on XX/XX/XXXX, and HW posted the false collection case on my profile on XX/XX/XXXX. It never really looked into my letter to verify the debt before it post collection case on my account. This agency has historical issues with all kinds of consumers. On behalf of XXXX XXXX XXXX XXXX, it posted all kinds of wrong collections on consumers per it 's BBB ratings. It has a C- rating and had 5-6 collection issues with consumers. Please investigate this collection agency and give me some justice. I 've already gone to the court with this business and still have to face all kinds of trouble this agency brought me. The california supreme court case number is XXXX. Please look into this agency.
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| 12/02/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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I rented a XXXXbdrm from the XXXX XX/XX/XXXX to XX/XX/XXXX. I submitted a notice not to renew my Lease to XXXX on 3 different occasions with a request for an additional 4 days. Payments and adjustments were made and my balance settled. 3 years later XX/XX/XXXX after a new management company took over the XXXX and branded the community i was sent a collections notice.
The notice stated that i had a balance for not paying my rent. After speaking with the collections agents on several occasions i as advised that i had terminated my lease prematurely. On other occasions i was advised that i provided to much notice in advance of the minimum 60 days i was advised that i had to give 60 days and not more or less.
I provided copies of my request to terminate my lease that i was able to locate. there are XXXX more which i requested from the leasing office but was advised the the documents were destroyed during the remodeling process.
A copy of my ledger was sent to me along with a copy of the charges. A few things are of great concern.
1. ) That an insufficient notice was added the day of my move out XX/XX/XXXX then removed on XX/XX/XXXX. I assume this was because the notice for my lease termination was not applied on XX/XX/XXXX but on XX/XX/XXXX.
2. ) A correction was made to the charges on XXXX XXXX for both utilities and insufficient notice as this was paid in full on XX/XX/XXXX to cover through XX/XX/XXXX including my initial security deposit.
3. ) The ledger shows a {$0.00} balance since XX/XX/XXXX.
After 3 years and a XXXX balance ledger i am being sent to collections {$0.00} balance plus interest amounting to {$1300.00}.
The original agent i spoke with is still at the current management company and has indicated that this is a regular occurrence and has indicated that she did in fact submit my notice in advance of the 60 days required however i was advised that i would have to go through the collections agency of Hunter Warfield who is unable to or unwilling the reach out to the rep who handled my case. to resolve this issue.
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| 10/28/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
Servicemember |
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I was living at XXXX XXXX XXXX XXXX on a one year lease that was supposed to end in XX/XX/XXXX. I informed them on XX/XX/XXXX that I would be needing to move out as of XX/XX/XXXX due to personal issues, HOWEVER, there had also been some major issues with maintenance and being blamed for having dog waste that wasnt ours outside of our apartment even though we were picking other peoples dog waste up. We had maintenance issues with our dryer and one of our showers not working that was ongoing from almost the beginning of our lease. I paid my rent until when I moved out and left the apartment in pristine condition. Nothing more was said from the complex after I left. My daughter had even been back a few times to get mail not forwarded and the office said nothing to her ( she was also on the lease ).
Imagine my surprise when I just checked my credit report and see that I am being reported as owing {$9800.00} since XX/XX/XXXX to XXXX XXXX XXXX being collected by a Hunter Warfield who I will also be reporting as a collection agency should know better than this. Im assuming that they are trying to make me responsible for the remainder of the lease from when I moved out until XXXX. The problem is, XXXX XXXX contacted me by phone and email ( thankfully ) and let me know that a new tenant had moved into the same apartment I had moved out of ( they took tenancy as of XX/XX/XXXX ) and needed me to release services because some reason services were still hooked up in my name. I have thankfully kept that communication to prove that they are trying to collect for the same apartment twice and only within a month of me vacating which I believe is a violation of the Fair Debt Reporting Act as well as other AZ tenant/landlord laws. I am requesting that this ALL be removed from all credit reporting agencies and stop all collection activities due to this violation and the fact that there was harassment over behaviors displayed by neighbors and not by me ( quite the opposite ) as well as maintenance issues ongoing and never corrected after numerous visits.
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| 04/06/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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I co signed for my sisters apartment. I agreed to help her with her first year. After the first year my mom, and my sister went into the rental company, and told them to take my name off. That i didnt want to be on it for the second year, and that I wasnt going to sign again. They told my mom and sister, no worries he doesnt need to. At that point my mom offered to go on the lease with her to replace me as well. They told her she was not needed either, all payments were made on time, and my sister was fine. The rental company clearly knew I wasnt ok with being tied into the lease agreement for a second year. My sister got in legal trouble towards the emd of the lease. The rental company calls me saying i am responsible for the place and that I need to come get her stuff. I made it clear then I was to be removed from the lease. They started to argue with me so I went in in person. They told me they just wanted to get her stuff out that they were not going to come after her to collect on the lease. So I dropped it and removed her belongings from the apartment. Well a couple months later I get a bill for XXXX + dollars. I called immediately and was given the run around again. I asked for a copy of the lease they said sure come pick it up. I drove the whole way to them, and they said I cant have a copy of the lease. They also refused to give me a copy of the move out report from my sisters roomates for the first year she was there. As alot of damages that were on this bill were done by them, as well as my sister. They could not produce those documents either. I told them I wasnt responsible for the debt. I have told the collectiom agency the same story, and the gentleman on the phone tried to threaten me. Saying I will mo longer be able to buy a home, or a car with my credit of I dont pay. Which is a total lie and made me angry. I secure loans for people for a living other than this mess i have over XXXX on time payments on record without XXXX late payment. I pay MY debts. However this collection needs removed from my credit immediately.
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| 01/09/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Improper contact or sharing of info
- Contacted me after I asked not to
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Web |
Servicemember |
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I recently purchased my Condo, and was living at XXXX XXXX. I gave my notice and informed them that I will be moving out and that the balance I would pay. I have emails where we came to a conclusion of amount and date that payment would be paid each month. I spoke with XXXX which is the manager at XXXX XXXX. She agreed verbally and through email. She stated that would be fine since I just purchased my Condo via VA Home Loan and was making sure my payments and anything that might go wrong would be taken care of. That is why I asked for payments. I know that I owe the debt but would need time to pay it off. XXXX inadvertently sent the file to Hunter and Warfield XXXX -- XXXX account number XXXX. I called them informed them it was a mistake, and that I had arrangements with XXXX XXXX to make monthly payments. They stated that XXXX just needed to call and have it rescinded. I called and spoke with XXXX, the Manager at XXXX and she informed me that Hunter and Warfield would n't release the file. I called Hunter and Warfield and explained to them that I refute this and is in dispute, please do not call me or contact me. My phone is a business phone and I can not receive calls. The lady said ok and hung up. I tried speaking with XXXX and she said there is nothing she can do. I informed her that the emails stated we had an arrangement and I am appalled how they could send it to collections. Hunter and Warfield has called my phone 2 times. I informed them that they are breaking the FDCPA regulations. I informed them that I will be filing a complaint against them. Afterwards when I called them back to confirm they are aware of me disputing this and filing a complaint the representative informed me that they cant speak with me and hung up on me. Since they state they have recorded lines and that they are following the FDCPA regulations, then they have broken not one, but 2 of the codes that protect me. I am very aware of my rights and they had no reason to contact me at work and demand payment when I informed them that I was disputing it.
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| 04/04/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
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Web |
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Due to a program, XXXX XXXX closing its doors in XX/XX/XXXX many families including my self was force to find other housing. I was living at XXXX XXXX XXXX ran by XXXX XXXX. I was informed by XXXX XXXX ( forgot the lady 's name who called me ) we had to move. I moved as quickly as possible by paying a moving company to move and placed my belongings in storage. A week afterwards I was called by someone named ( XXXX ) and offered to stay in a different apartment because they were upgrading my apartment. Because I had no where to live, I agreed if they could find me an apartment upfront near the apartment I moved out of. I was informed the only apartment they had left was in the back. Due to homelessness, I took it. After moving in, I found the apartment to have issues and was infested with roaches. The upstairs neighbor confirmed this as well, she informed that after the previous tenant moved out, her apartment was infested. Nonetheless, I called and sent email to get concerns such as spiders coming in through a window and the patio door allowed other insects in. I could not bare it any longer. I had not moved any furniture in, I slept on a mattress in the living room. I informed a leasing agent I am moving. I went to court and the attorney informed me as long as I was out of the unit by XX/XX/XXXX I would only be charged the court fees and I believe late fees. I informed the attorney I would be out. I moved the few items I had in the apartment, went to a hotel, and the next day XX/XX/XXXX, I moved into Transitional Housing where I remained until XX/XX/XXXX. I believe the keys were turned in on the XXXX or XXXX of XXXX. My issue is the collection agency continued to raise the fees which caused my credit to drop each time. The amount owed to the collection agency Hunter 's warfield is nearly {$5000.00} if not over since I last heard from them. A rep from Hunter 's Warfield costantly called and failed to listen to me ... they were quite rude. I later found out that XXXX no longer manages the complex and I dont know what to do.
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| 05/16/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Hunter Warfield Inc has a debt that was place by XXXX XXXX XXXX # XXXX in which XXXX XXXX is and in default for any amounts owed or due. XXXX XXXX did not show for court 2 times and the case that XXXX XXXX filed on me to go to court never showed up and the case was dismiss. My attorney also mailed XXXX XXXX a letter in which they never responded back to issues and I was not evicted and as the letter states owe any money to XXXX XXXX. XXXX XXXX received over 3 US Certified Mail that they did not respond back to in any way. If the matter is not cleared up I'm filing a law suit on Hunter Warfield Inc & XXXX XXXX as to a debt that is fraud by Hunter Warfield Inc & XXXX XXXX as to they never came to court and the case was dismiss and they received a letter after court stating there was no money owed in any way. XXXX was also informed we could pursue going to court on other issues that there was pictures and the unit had mold and other issues that was verified by the insurance company that came in and access the property. The City Building inspections also came to the unit 3 times and XXXX XXXX played games with the city codes and inspections for not having a building permit as well as a list of things that they city building codes and inspections was on XXXX XXXX for 3 months before they obtained a building Permit for work they was doing. I'm giving finale notice to Hunter Warfield Inc that a law suit will be filed on them to the matter and for XXXX in default not coming to court and the case was dismiss as well as XXXXXXXX XXXX not answering the US Certified Mail that was mail to them 3 times with no response. the debt is not valid in any way by the courts or XXXX due to the case was dismiss and no reply back.
And there is over 8 US Certified Mail going back to XX/XX/2015in regards to the matter as proof as well as XXXX XXXX XXXX XXXX XXXX reports and the issues the city had with XXXX XXXX as well as no reply by XXXX XXXX.
Attach is court document as proof as letter that was sent out by my attorney with no reply from XXXX XXXX
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| 09/27/2023 |
Yes |
- Debt collection
- Rental debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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Yes year of XXXXXXXX I rented from XXXX XXXX the house was extremely rodent/squirrel infested in the attic, the rental refused to repair the issue I withheld rent for two close to the ending of my lease the company refused to go to court and a XXXX XXXX asked that they render payment my mail unfortunately the funds was returned to me and XXXX XXXX stated she would take out a new eviction which she later cancelled.XXXX XXXX asked through try t message when would I be moving off the property and I told them XXXX which was a month past my move out time which they agreed to. Upon me moving out XXXX was notified multiple times I requested a move out inspection and to return the keys no response two weeks after my move out I reached again and was responded to by XXXX who stated that someone would reach out to retrieve the keys however said nothing about the move inspection. Didnt hear anything from XXXX until the following year where they sent of letter all Al types of charges and Mossi g items that was never placed inside the home. They gave the debt over to Hunter & Warfield who has been giving different info and refusing to do a proper investigation up until this current date XX/XX/XXXX I contacted Hunter & war filed and sent over all type of correspondence supporting my disputes against this debt I have recently spoke with a supervisor who stated they was going to reinvestigate the debt upon learning XXXX was charging me for months of living when I was not living in the home the supervisor oXXXX Hunter & warfield stated that while the debt is under investigation they would not attempt to collect off the debt I recently called this week and was told it was still under investigation that debt would not be sent too collections cause its under a dispute investigation. Today it hit my XXXX I contacted the company again and was told it was a error and that it was not suppose to be sent to collection but reported as disputed and that their investigation is still ongoing. I do not owe the debt they state these are false collections
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| 11/23/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
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|
Web |
Servicemember |
|
On XXXX, XX/XX/2018, Hunter Warfield ( Bill Collector ) contacted me at XXXX which is an observed Holiday and known inconvenient time in which was a violation of FDCPA laws. They first would only ask for me by name and would not tell me where they were calling from which is a violation of TCPA laws. They did not tell me that the call was being recorded at the onset of the call in which also is in violation of Florida law.
I had let them know that it was an observed holiday and an inconvenient time and they did not care and they were quite rude in regards to speaking with me, again before I was to sit down for XXXX dinner. I had called back and asked to speak with a manager who I had told that they were contacting me on an observed Holiday and he did not care and became rude with me as his only care was my bill.
On XX/XX/XXXX they had contacted me again on my cell phone while I was at work. Again asking for me by name and not telling me who they were until I was upset. Once this occurred I had spoken with them in regards to the holiday call and they did not care and were rude. I let him know I was going to speak with my lawyer into the matter to see if this was legal. The individual became even more rude and disconnected the call after he was insisting I give him my lawyers contact information. I had told him I would connect with my attorney prior to them speaking with him in which he just threatened he has 14 days to contact him. I had called them back and spoke with someone else in regards to how I would not be threatened or spoken too in that manner and that I was reporting them to the XXXX/CFPB and possibly my State Attorney General.
This type of business practice must stop. I have told them where my bills are and when I can make payment and they do not care and just become more rude. They have contacted me many times prior to this but I was not tracking it as I am now. I have seen that there is over 500 reports against them with the XXXX XXXX in which I have filed mine as well now. I need assistance in this manner.
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| 09/05/2018 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XXXX, XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX, FL XXXX HUNTER WARFIELD To Whom It XXXX Concern : This letter is being sent to you in response to CFPB COMPLAINT : XXXX sent to me on ( XX/XX/XXXX ). Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request tha tyour offices provide me with competent evidence that I have any legal obligation to pay you. Please provide me with the following : What the money you say I owe is for ; Explain and show me how you calculated what you say I owe ; Provide me with copies of any papers that show I agreed to pay what you say I owe ; Provide a verification or copy of any judgment if applicable ; Identify the original creditor ; Prove the Statute of Limitations has not expired on this account Show me that you are licensed to collect in my state Provide me with your license numbers and Registered AgentAt this time I will also inform you that if your offices have reported invalidated information toany of the 3 major Credit Bureaus ( XXXX, XXXX or XXXX ) this action mightconstitute fraud under both Federal and State Laws. Due to this fact, if any negative mark isfound on any of my credit reports by your company or the company that you represent I will nothesitate in bringing legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.
XXXX, XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX, FL XXXX
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| 07/27/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Contacted me instead of my attorney
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Web |
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This debt was first incurred in XXXX 2013. I refused to pay the creditor rent in the form of cash because of lease and data breach. The conflict started when I transitioned to the property who in turn denied my form of payment was accepted at their company. I was a section XXXX tenant. I was told after section XXXX not only inspected the unit, but began sending payments to XXXX after the rental agent accepted my voucher in order to recieve those abatements on my behalf from the housing choice voucher program in XXXX, Florida. I discovered They illegally shared and sold my information to debt collectors ( whereabouts and known income source ) and were caught a part of an illegal debt collection ring. Because of them I was sued for criminal theft by a bill collector for a unpaid credit card bill XXXX XXXX court but the charge was dropped because the judge deemed it bogus and missappropriated. The lease was then breached by the collector XXXX XXXX XXXX who turned down any further payments in the form of section XXXX abatements from XXXX. and blamed the XXXX XXXX that XXXX XXXX XXXX was owned by and they then demanded another form of payment from me immediately after and then they demanded to me turn the property over unless i pay the full amount of rent on the balance.
So this debt was incurred for the following consumer related issues : *Data Breach *Illegal Debt Collection Practices *Breach of Lease All resulting in public records & court libel, harrassment, loss of assets and property and other incurred debt, expenses, loss of time and psychological damages.
I feel that after this experience that XXXX should dismiss this action for collection based on the true facts. Their rental agent signed into a lease agreement accepting section XXXX from XXXX XXXX XXXX and then the manager turned down the form of payment after. XXXX did NOT get paid because they did NOT accept my " form of payment '' ... ... After mind you entering into a XXXX party contract that clearly states section XXXX pays this portion ... ..
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| 05/21/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I was written a letter of owing for a carpet cleaning in the amount of XXXX after moving out of my apartment of 11 years on XX/XX/XXXX of last year. I know for a fact having lived their that long that they replace the carpets immediately following a move out, so why would I owe to get something cleaned they are going to remove? Please see my email to them the day I received the notification. Following this email to them I heard nothing else and then it hits my credit report for collection. I do not owe this amount and this should be removed from my credit report as it is now hitting it in a negative manner. I would like your help in resolving this as I can't get this resolved with the company because they don't answer the phones at any of their locations.
To whom it may concern, I recently moved out of this unit after having moved in XX/XX/XXXX of XXXX. From XX/XX/XXXX to XX/XX/XXXX of XXXX, not one thing other than the water heater that busted and the compressor that wore down, because who knows how old it was already, was replaced aside from a few toilet handles etc, here and there. You can not tell me that the carpet, which you want to try to charge me XXXX dollars for, isn't due to be replaced before someone else moves in. That's just simply unsanitary. With this being said, I will NOT be paying for this bill. Especially when it was cleaned each year thru the company you have hired upon each lease renewal, as a deal to your tenants. If you continue to come after me for this obscene charge I will be reporting this request and the fact that you are trying to get out of replacing this for new tenants, especially after Covid season, to the XXXX. I had lived there long enough to know that you do in fact replace carpets in most units, so this should be no exception. This is insulting and frankly after being a gracious and respectful tenant that produced zero issues at your complex, I am extremely disappointed and find this very unprofessional. Thank you and please take this to your corporate office. XXXX
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| 04/13/2018 |
Yes |
- Debt collection
- Mortgage debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Hunter Warfield became a part of my life in XX/XX/XXXX. Hunter Warfield reports that they are the collection agency for an apartment that I had in XX/XX/XXXX. I moved out of the apartments they are collecting a debt for on XX/XX/XXXX however after checking credit due to receiving numerous of calls from Hunter Warfield they have been reporting on my credit report since XX/XX/XXXX ( I was still staying in the apartment at this time ). The company as stated above calls soooo many times a day that it is becoming harassment. They will contact my cell phone and turn around and call my house phone and repeat. When I first became aware of hunter warfield being on my credit I request that they provide validation due to the timeframe being off. The company sent me a letter typed on letterhead but it was not validation to the debt and the amount was not accurate. When speaking to a representative they are VERY unprofessional and demand funds on each call. On many occasions when receiving voicemails from this company, they leave you DOB, as well as your SS #, which I'm sure is a violating of some sort. I have reached out to my old apartment complex to possibly confirm Hunter Warfield being a collector for there agency but this is still not being verify. At this time Hunter Warfield has not provide information im abide to in accordance with fdpca, which mean they have not properly validate the debt they using bully tactics to received. I have dispute this account on 2 occasion and they are stating they meet the FCRA requirements but they have NOT. I am requesting that this account be deleted from my account immediately. I have no contract with the company and this company as well as the suppose original creditor has no contract to confirm I am responsible for paying the incorrect amount they are requesting. Please ensure that this information is properly deleted from my acoount due to the company not being able to validate the information within the proper timeframe with the proper legal documentation.
Thanks
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| 03/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Ive received several phone calls and voice messages from a company by the name of Hunter Warfield. Each time they left a voice message, they spoke very fast and unclearly about who they were and what number I could call back on. They phone number they did provide was much different than the one that appeared on the screen when they called. On XX/XX/XXXX, I received another call and voicemail at XXXX. I called back at XXXX pm and spoke with a man that told me I owed approximately {$1000.00} for potential gross rent. When I asked what it was for, he stated that I was the guarantor on a contract and that I owed this money.
He could not reference the exact contract nor the section of the contract that indicated I was responsible for such fees. The representative also failed to mention the name of the company I allegedly owed this debt to and did not offer to send me a copy of any statements regarding such debt. I assumed he was referring to my late fathers apartment complex. I informed him that my father passed away XX/XX/XXXX and that his belongings were cleared out of the unit by XX/XX/XXXX. The key was returned to the management office the morning of XX/XX/XXXX. The rent was paid in full and up to date until the end of the month. I offered to send in a copy of the proof of death which the property management already has on file. The Hunter Warfield rep stated that he was sorry to hear but that I still owed this debt because I signed a contract. He also stated I didnt need to send anything as his company would reach out to the property manager.
To date, I have not received any bills or notifications from the apartment complex that any money is owed to them. I have not had time to fully mourn the loss of my father and to receive calls barely 3 months after his passing, from a debt collector about a debt I have no knowledge of is insulting and disrespectful. I will seek legal action if I continue to get any calls or see any negative items placed on my credit report as a result of this torment.
|
| 12/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Difficulty submitting a dispute or getting information about a dispute over the phone
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Web |
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I was extorted to pay {$1000.00} + interest to Hunter Warfield ( Collection Agency located at XXXX XXXX XXXX XXXX, XXXX, Florida XXXX ) for fraudulent claim. I received a phone call XXXX, but the message left did not indicate it was from a collection 's agency, so I did not respond. I then received an email from Hunter Warfield XX/XX/XXXX, indicating I owed {$1000.00} to XXXX XXXX XXXX. I proceeded to call XXXX XXXX XX/XX/XXXX regarding the email I received. They did not return my call. I then emailed them and called XX/XX/XXXX and sent certified mail to the office. I still did not receive a response. I then called the office multiple times since, one time speaking with office staff at XXXX XXXX who stated she would talk to the manager and get back to me. I also spoke with Hunter Warfield who stated that I had to pay the balance in full by XX/XX/XXXX or else it would go as a derogatory mark on my credit report. XX/XX/XXXX, I physically walked into XXXX XXXX to find out what I am being charged for. I never received a move out notice and was sent to collections 55 days after moving out, never notified XXXX time that I was being charged with anything. The staff member at XXXX XXXX could not find a move-out notice uploaded. But promised the manager would get back to me. I did not hear from her. I called Hunter Warfield and disputed the charges. They then proceeded to tell me that I even though the charges are being disputed, it would still be reported to the credit bureau and show up on my credit report. I emailed XXXX vista again XX/XX/XXXX, received a quick response from the manager stating she would get back to my Monday, of which I still, Wednesday XX/XX/XXXX, have not heard anything from her. I was forced to pay Hunter Warfield XX/XX/XXXX, so as to not have the charges sent to the credit bureau. According to the Fair Credit Reporting Act the abovementioned collection agency abandons its statutory duty by enforcing a bad collection without proof ; even though, this matter was disputed.
|
| 04/12/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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Due to misrepresentation of services and fraudulent practices, we are stuck paying {$4900.00} lump sum in future monthl payments for a product we do n't use Due to misrepresentation, we were stuck in a 48 month contract that did not perform like promised. Now, we are expected to pay {$4900.00} up front. We started working with XXXX XXXX in XXXX 2015. XXXX XXXX promised in writing a 1 % rate on all CC transactions and 0 % debit card transactions. It was never disclosed that we would be working with another company ( XXXX XXXX ) We were also promised a XXXX machine that would be compatible with quickbooks for accounting purposes. We were sent a different model of key pad, but I did not complain since we were going to be saving at least 2.5 % ( 1.5 % more than promised in writing ) on all transactions. For the first few months, I noticed we were getting charged anywhere from 5 % to 9 %. After trying to get a hold of XXXX XXXX, I finally got a hold of XXXX XXXX of XXXX XXXX ( XXXX )? We had to settle for 2.5 % that she refunded for a few months. Then it became difficult to get a hold of her, and we were not receiving any refunds for being charged 9 times more the percentage than promised in writing. I finally faxed a termination/cancellation letter to XXXX asking that we cancel with XXXX, XXXX XXXX ( I had just learned that they were involved in the actual contract ), and any other companies involved. I stopped payment being taken out from any companies that I did not recognize through my bank because we were n't using their services. I get a letter from XXXX XXXX about an amount owed. I called back and told them that it was cancelled due to non-performance and misrepresentation. They said that it was impossible to cancel. I was reported to the credit bureaus for non payment on personal and business and chased down by Hunter Warfield for the remainder balance for a service that was misrepresented and lied about in writing. I need this to be taken off of my credit report and debt forgotten.
|
| 02/04/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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When I was renting a house my credit was pulled and I found out that Hunter Warfield, a collection Agency, had report that I owed them {$5100.00} in XXXX and {$5100.00} in XXXX and XXXX XXXX. They had XXXX XXXX XXXX XXXX ( XXXX ) as the original creditor.
I do not owe this alleged debt. They and XXXX had never tried to collect this from me nor notified me about this debt.
In XX/XX/2018, I disputed the debt with Hunter Warfield, through certified mail with return delivery ( usps.com tracking # XXXX ), asking them to validate the debt because I do not owe this alleged debt. Returned cert, received showed that Hunter Warfield received my validation disputed mail on XX/XX/2018 at XXXX XXXX. But Hunter Warfield never responded and never validated the debt as required but kept reporting the debt in all 3 credit reporting agencies.
According to Fair Credit reporting Act ( FCRA & also FDCPA ), debt must be validated with 30 days after they receive my notice to validate. According to these Federal Credit Laws not validating the debt is an indication they are admitting what they are reporting is not true, false and/or fraudulous. The debt was then un-validatable and reported in error. The debt report was inaccurate and in error.
These Federal Credit Laws Stated that they must remove and delete inaccurate, false and error report from my credit record immediately.
According to FCRA and FDCPA my credit record must be free from error and reported accurately and complete.
Actually I did not even owe XXXX. They still had {$420.00} of my money to date.
I want Hunter Warfield and XXXX to delete this un-validated alleged debt and inaccurate and false information from my credit record with all Credit Reporting Agencies immediately in accordance to the Federal Credit Laws, ACRA and FDCPA. And notify me when these inaccurate, false and error information are remove and deleted from my credit record. It has passed the required 30 day. It has even passed 150 days with no validation of the debt.
|
| 01/26/2023 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
On XXXX XXXX, XXXX I received a letter from Hunter Warfield claiming that I owed a lease payment from XXXX XXXX XXXX XXXX for a total amount of {$1100.00}. With a principal of {$940.00} and interest of {$210.00} from the year of XXXX when I was residing in XXXX XXXX XXXX. Stating on the letter, if the debt is not paid they will file a lawsuit against me. The principal balance of {$940.00} which is also higher than my original lease amount. Furthermore, all lease payments were made, I have copies from XXXX of the certified checks, and the statements of my bank account showing the withdrawal amount, as well as the emails confirming payment from mresmgmt.com as will be provided in my supporting documents. I have performed my due diligence and looked up Hunter Warfield on the XXXX it's noted that this business has very shady business practices, with a 1 Star Rating on XXXX reaching XXXX complaints about this very business model. Let it not go unnoticed, this might also be in collaboration with XXXX XXXX XXXX XXXX.
Hunter Warfield does not also provide information on how to dispute this claim, but merely state if I pay now, they will give me 50 % off my total bill. I intend to write Hunter Warfield directly as well as present this claim to the Judge Advocate General Officer, XXXX and FCRA.
As a servicemember, I would like to also recommend an investigation into this companies business practices to wit seem fraudulent. They have also violated Florida and Federal Law, not stating action of which I should take if I believe I do not owe money, stating if the debt is not paid a lawsuit will be filed against me, and demanding amounts that are not contractually legal.
In the attached documents you will find checking history for the last two months of residency, along with the certified checks, a copy of the ORIGINAL lease, and a copy of the Notice of Intent to Vacate, including date matching with the pro-rated monthly lease payment. Lastly, the letter from Hunter Warfield and associates.
|
| 08/09/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Web |
|
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the origional debtor XXXX never sent me a security deposit back or a itimized list of charges or a bill or anything. After several calls and email attempts to find out where my deposit was or list of charges was I received no response. My deposit was 2 months rent XXXX dollars. A few month later I receive a collection bill from Hunter Warfield for like XXXX dollars. I called them and went asked them for a itimized list of what they were saying I owed the same I did for XXXX. They refused to send me anything. At this point Hunter Warfield was calling me 4 to 5 times per day. I finally had to change my number just so the calls would stop. So being an uniformed consumer and not really knowing anything to do or having the means to pay for help I had to accept the collection on my credit. As of recently I was trying to get approved for a loan and low and behold this collection account was an issue because of a dispute comment on the credit report. I talked with XXXX and they said the data provider, Hunter Warfield had to remove this comment. Nervous about this, I reluctantly called Hunter Warfield to get them to remove the comment. The person I spoke with laughed at me and the proceeded to ask me what I was trying to buy. I was very offended by this. He said that he would not remove the comment, he said even if I paid the collection off he would not remove the comment. Again my request for detailed explanation of the debt in writing was denied. So now I can not get the loan I needed because they would not remove a comment from my credit report that was not accurate and worse of all they started to harass me on my work number now. Which I never gave them permission to call or the number for. The guy I spoke with was completely trying to bully me to pay him money that I can not even get a validation for. I have already talked to several lawyers and I know I have a strong case. I just wanted to try to resolve this before litigation. I orgionally moved out of the rental over 2 years ago
|
| 09/11/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
The purpose of this communication is to advise the collector Hunter Warfield that the debt you are trying to collect do not, and should not exist, because I notified XXXX the manager at XXXX XXXX XXXX that, I could no longer reside in the community, because of the fact that I was the victim of a car burglary, and I no longer felt safe, as a senior citizen living in XXXX. XXXX told me that I could live out my deposit if I cleaned the apartment, and this was done.
I also told her was that I had came into contact with a criminal that I knew from my previous employment, at the XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, and he had made a verbal threat on my life. XXXX told me, and I understood that she could not evict a person because of the fact that they had previous involvement in a criminal life style.
Therefore, I told her that I would have to move, because I feared for my safety, and on the day that I moved I went to the office, along with one of two of my former co-workers and turned in my key. Several years later, I started getting calls from Hunter Warfield about a debt I owed to XXXX. This debt should not exist because I made sure that I took a witness with me for this specific reason, and he is willing, and available to testify in court if needed.
As far as the criminal I did not take the time to find out if he was a resident at, or if he was visiting a resident in the community. I know that at my age, I was prepared, and had would have had to use deadly force to protect, against him, and I did not want a public trial, because this would have led to even more scrutiny, and me having to move again. Therefore, I would like the CFPB to publish this description of my response to Hunter Warfield claims, because I feel that, if there was a problem with my actions, XXXX should have stated them to me when I turned in my key. if they continue with their unwarranted contact I am prepared to go to court with a witness to provide direct evidence of my lst contact with XXXX.
|
| 06/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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XXXX I received an encrypted email from Hunter Warfield stating I owed an alleged debt.
XXXX I received a call from Hunter Warfield Debt Collector stating I owe the debt. At that time I requested by email that they provide with written documentation via mail to verify the debt.I also sent an email requesting this information as well. I also provided a screenshot of the documentation from the Property Manager XXXX XXXX with XXXX XXXX ( alleged original debtor ) who stated her and her regional manager ( RM ) approved that everything was zeroed out and voided approved by both of them, however the owner decided to put it back up after I was told that everything was voided. The lady I spoke with told me that they would be sending information over to original debtor based off what information I provided and that they would follow up with me via email.
XXXX I sent a certified letter to Hunter Warfield requesting in writing that I receive written documentation of the debt along with other information important to the claim. Letter was sent with signature drop off.
XXXX Certified letter was received by Hunter Warfield and was signed off by H Hunter as the person who signed for the letter.
XXXX I receive an encrypted email again alleging I owe this debt.
I never have received a written notice sent to me via Postal mail within 10 days of first contact. I also never received any verification once I sent the letter of request and it was received. I have sent an additional letter via certified mail as of XX/XX/2020 to request the information once again.
I have also attached all information from the original debtor using scare tactics to get me to pay them for this alleged debt stating they would not be responsible for possible threats, harassment or illegal practices done to myself, my family or my place of employment. This has scared both myself and my family to know this could happen. I have attached information for them as well to get this resolved.
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| 02/11/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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In XX/XX/XXXX I applied for an apartment at XXXX at XXXX whose address is : XXXX XXXX XXXX XXXX XXXX in XXXX, Texas XXXX. I did not get approved due to my credit. I got residency at another address. On XX/XX/XXXX I went to a federal job interview and learned that XXXX apartments had charged me XXXX dollars since XXXX. This is a delinquent mark on my credit report and has been since XXXX. I called them on XXXX at XXXX XXXX about the bill that they claim I owe. I spoke with XXXX who works in the office there said she will locate my file and call me back. She also took down my phone I called back on XXXX XXXX at XXXX XXXX. I spoke with XXXX in the office who told me that they have not yet grabbed my file and when they do they will give me a call back. I did not receive a call back on XX/XX/XXXX. I called the collection agency handling my file. The company is Hunter Warfield Inc. whose address is : XXXX XXXX XXXX XXXX. XXXX, Florida XXXX. I called them at XXXX XXXX and spoke with XXXX XXXX who stated that the charge was a utility service fee. He suggested that I pay the debt and then they would alert all three credit companies for half the price of the debt.I refused. I then called XXXX XXXX on XX/XX/XXXX at XXXX XXXX and spoke with XXXX in the office. I told her who I was and she then stated that they pulled my file and submitted a request to the credit company and its in the process of being taken off. I then asked for a letter stating that I dont owe them and XXXX agreed to send me an email on a letter head. I still have not received this letter. I called Hunter Warfeild at XXXX. on XX/XX/XXXX and spoke with XXXX to make sure that the paperwork was received by them. XXXX said that they have not yet received any paperwork from XXXX. XXXX also said it was a file for identity theft. I told her there has been no Identity theft. I would like this false charge to be removed from my credit report and i would also like my credit restored in some way.
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| 03/27/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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In XXXX XXXX, I had a landlord and tenant issue with XXXX XXXX XXXX XXXX due to a Rodent infested apartment that management refused to resolve the problem. I secured a lawyer and placed the rent in escrow at the courts in XXXXXXXX and I sued XXXX XXXX XXXX aka XXXX XXXX, XXXX
With assistance of my Lawyer the management of the apartment complex settled the case without going to court. The matter was settled out of court with a cash settlement.
There are XXXX buildings within the property. Of which each building had different building names. XXXX of which is the XXXX XXXX where I lived the apt number was XXXX.
Approximately 4 months ago, I received a letter from a Collection Agency Hunter Warfield XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX stating that I owed a debt in the amount of {$2100.00} with a Collection Account # XXXX.
I immediately contacted this collection agency and informed them that this collection Agency that this debt to a creditor by the name of XXXX does not and did not belong to me.
Also, I followed up by forwarding a certified Cease and Desist letter to this collection agency HUNTER WARFIELD.
On Wed, XXXX XXXX, XXXX, I received an email from my credit monitor that Hunter Warfield Collection reported this Debt that does not belong to me in all XXXX Credit Bureaus. This negative information has been damaging and affected my credit score negatively Even though, I have contacted this Collection Agency and informed them that this is NOT my debt, they continued to report this debt to my credit report.
This debt that does not belong to me was maliciously listed on my credit report by this Collection Agency Hunter Warfield. I am in the process of being interviewed for a Security Clearance and this negative and malicious information will impact my employment.
I AM SUBMITTING A COMPLAINT TO THE FTC, BECAUSE HUNTER WARFIELD HAVE VIOLATED MY CONSUMER RIGHTS.
PLEASE ACCEPT THIS AS MY FORMAL COMPLAINT AGAINST HUNTER WARFIELD..
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| 01/19/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Right to dispute notice not received
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Web |
Servicemember |
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I moved out of XXXX XXXX XXXX XXXX, MO XXXX 2015 because I lost my job and was forced to move in with friends. During the same month I was told that I could buy out my lease, but only had 20 days to do so for about XXXX. I could n't come up with that amount of money that fast. By XXXX 2015 I started receiving collection notices via mail and phone by a bill collector named Hunter Warfield in Florida. They are trying to collect over {$8000.00} for moving out of the apartment before the end of the lease. I told the bill collector that I had agreed to buy out the lease with the apartment complex manager via emails and he did n't care. He told me to call the apartment complex and discuss that with them in which I did via emails. The apartment manager told me there was nothing that she could do since it was at the bill collectors office. Also, I asked her to let me have my apartment back and I would catch up the late rent but she said no. I had only been out of the apartment for a month and a half. Taking to the bill collector again I told him that I could prove the agreement for buying out the lease for {$2600.00} but he refused, said the emails could be altered. He said they want over {$8000.00}. and nothing less. I asked for an itemized bill in which I received XXXX letters. XXXX letter with no itemization on it just the {$8000.00}. amount. The second letter said all collection processes were going to stop until the debt could be verified. Now, this past week the bill collector started calling again demanding {$8000.00}. When I told him the amount was wrong, not within the laws of the state of Missouri, asked him not to call my cell phone anymore, he hung up on me. Today, my mother said Hunter Warfields office called my moms home phone asking for me which I found embarrassing because I had to explain why a bill collector was calling them. There number is listed in the white pages so I guess they are going around calling all my relatives.
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| 01/18/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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On XX/XX/XXXX I sent a notarized affidavit to Recorder of Deeds in the county of XXXX County, XXXX, XXXX stating the following : I have received correspondence from the XXXX credit bureaus : XXXX, XXXX and XXXX that they verified this account HUNTER WARFIELD via phone, email or fax.
I acknowledge this account/debt was established without my knowledge and I have no contractual agreement with HUNTER WARFIELD ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX ).
On XX/XX/XXXX I received official correspondence from Recorder of Deeds in the county of XXXX County of XXXX, XXXX, ( XXXX XXXX XXXX, Clerk Superior, State and XXXX Court, XXXX County, XXXX ) stating that they do not report to the credit agencies listed above " Our office does not provide any information to credit reporting agencies. You will need to contact the credit reporting agency in order for them to update their records. '' On XX/XX/XXXX I sent legal notarized affidavits from XXXX County, XXXX to XXXX, XXXX and XXXX stating the following : To the Following : XXXX, XXXX XXXX, XXXX, XXXX XXXX ( XXXX. XXXX XXXX, XXXX, XXXX XXXX ) XXXX XXXX, XXXX. XXXX XXXX, XXXX, XXXX XXXX ( XXXX XXXX XXXX, XXXX. XXXX XXXX, XXXX, XXXX XXXX ) XXXX XXXX XXXX XXXX , XXXX, XXXX. XXXX XXXX, XXXX, XXXX XXXX ( XXXX XXXX XXXX, XXXX, XXXX. XXXX XXXX, XXXX, XXXX XXXX ) This is an unverified account. I acknowledge this account/debt was established without my knowledge and I have no contractual agreement with HUNTER WARFIELD ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX ).
On XX/XX/XXXX I then sent copies of these legal affidavits, the XXXX County Deeds Office letter, and a letter informing HUNTER WARFIELD the following : I do n't know anything about this debt please send to the Original Creditor.
As Resolution of this complaint, I ask that HUNTER WARFIELD stop all current and future correspondence with me and their company be erased from my current credit report.
Thank You, XXXX XXXX
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| 05/17/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I was under contract for a home I rented from XXXX with XXXX XXXX XXXX. I fulfilled the contract in full in XX/XX/XXXX and went on to a month to month contract due to purchasing a new home. I purchased the home XX/XX/XXXX and left the rental property with no money owed or contract. I have a verification of rental form filled out and provided from XXXX XXXX XXXX that show my contract length and payments history that was provided to my lender for proof i was not under contract so it would not go against my debt to income ratio. I also have corresponding emails from my lender and XXXX XXXX XXXX clarifying i was not under contract nor would take on any late payments due to me moving out and the response from prime is clear that i was not. About 2 weeks after I moved out I was contacted by my lender that said a individual from XXXX had contacted them and told them i was under contract and being sued. My lender contacted me and provided me with all emails and Rental verification form for my personal records in case this was true and i would have the proof that shows i really was never under contract. Fast forward to XX/XX/XXXX and i have a collections account from Hunter Warfield in the amount of {$10000.00}. I called and spoke with the collector and submitted all documents that clearly show i was not under contract and month to month when i moved out. I filed several! dispute with Hunter warfield and they claim i had a contract and sent me a contract in the mail with the finding that i am liable for the collections. Upon reading the contract its a Electronic document with E signatures of my name. Not one actual signature of mine.So that dispute was unsuccessful so i disputed it 2 times with XXXX with all documentation i have and they are still unsuccessful because Hunter Warfield is still claiming its accurate information. I really am extremely disappointed and this is not fair or right at all. Im not sure what to do now? Please help!
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| 09/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
Servicemember |
|
Due to continuous noise complaints of my neighbors above me for several months and management 's lack of attempting to fix the issues at hand ; both management and I, came to an agreement via email, that I can move out due to him finding someone to take over my apartment. Management informed me that I would have to move out on XX/XX/2020 and surrender my keys that night so that the apartment would be prepped for the next person to take over the apartment on XX/XX/2020 and in turn I would only have to pay the amount of {$280.00} from XX/XX/2020-XX/XX/2020.
I ensured that the apartment was clean and completely empty when I left on the night of XX/XX/2020 as requested by management.
After moving out, I purchased my money order on XX/XX/2020 and stopped by the leasing office and placed the amount of {$280.00} in the dropbox since the office was closed due to Covid-19.
Management then reached out to me and informed me that the person will not be moving in until XX/XX/2020, however, that was not apart of the agreement that he sent me via email, so therefore I informed the collections company via email and certified mail that I am not responsible for the rest of the amount because there was no verbal or written agreement with management that I would be responsible for any other payment. I paid what was owed of me, which was the {$280.00}, so the debt that was placed in collections is fraudulent and should be removed.
I was also told by two close friends that still resides at the apartment complex that a couple moved in my apartment shortly after I moved out in the month of XXXX. They are not sure of the exact day of move-in, however they are sure that the person moved in XXXX.
Although I sent certified mail to the collections agency with documents proving that I do not owe the apartment any other monies, they still placed the collections on my credit report.
Please help me to rectify this issue, as I do not owe this debt.
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| 05/24/2016 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
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Web |
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Hunter Warfield , Inc .
ACCOUNT NUMBERs : XXXX XXXX/XXXX/XXXX XXXX XXXX XXXX, XXXX, FL XXXX Phone : ( XXXX ) XXXX : ( XXXX ) XXXX Dear XXXX : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I also ask that you Hunter Warfield XXXX Inc. or any company associate with this account # XXXX and tell them the debt is the result of identity theft. I have enclosed a copy of the Federal Trade Commission 's police report Notice to Furnishers of Information. It explains your responsibilities under the Fair Credit Reporting Act ( FCRA ). The FCRA requires that debt collectors give an identity theft victim documents related to an account if the victim asks. Please send me copies of all records relating to the account, including : date account open all sign original contract including : Account applications made on paper, online, or by telephone Account statements or invoices Records of payment or charge slips Delivery addresses associated with the account Records of phone numbers used to activate or access the account Signatures on applications and accounts Investigators report Please send me a letter explaining what you have done to : Hunter Warfield XXXX Inc. or any company associate with this account that the debt is the result of identity theft Stop collection proceedings against me Stop reporting information about the debt to credit reporting companies Provide me with the records I request Thank you for your cooperation.
Sincerely, XXXX, XXXX XXXX SOC SEC # XXXX DOB XXXX/XXXX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX
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| 09/27/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I have been contacted by this agency repeatedly claiming that I owe a debt. On XX/XX/2023 I sent HUNTER WARFIELD a debt validation letter requesting valid proof of claim that I am legally obligated to pay the alleged debt. This company has failed to supply any documentation that has my wet ink signature agreeing to pay the alleged amount, an explanation showing me how the agency have computed the amount, nor confirmation that the account has not crossed the statute of limitation ( SOL ) period. I do not believe that I owe this debt, and I have disputed it and allowed the agency an appropriate amount of time to show evidence of this debt to be valid, but the agency have disregarded these repeated requests to validate the debt. On XX/XX/2023 I sent a cease and desist letter because such conduct from this company has caused me to suffer severe humiliation and embarrassment, emotional distress, and physical discomfort. HUNTER WARFIELD have violated 15 U.S.C. 1692 ( c ) of the Fair Debt Collections Practices Act by harassing me regarding this debt. I demanded that the agency cease and desist of this activity as soon as possible within fifteen ( 15 ) days from your receipt of this Notice. This includes eliminating my account from the agency 's records, discontinuing and retracting reports to all credit reporting bureaus, and ceasing any and all communications to us by mail and otherwise. This company has failed to remove these negative remarks. On XX/XX/2023 I sent an Affidavit of Truth because I do NOT have a contract or a " wet ink '' Signature with the CORPORATION. This agency has also used my copyrighted, commercial property, the artwork of XXXX XXXX XXXX, without my prior, written consent. The agency has also failed to provide proof that the courts have furnished the reporting agency with these records and has failed to show where access was granted to furnish this information.
|
| 10/09/2023 |
Yes |
- Debt collection
- Rental debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
Servicemember |
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I called the debt collection agency, XXXX XXXX, on XX/XX/2023 and requested a current bill from them so I can pay the debt. I explained that I am moving into a new apartment, but my application approval for the apartment is contingent on me paying the balance owed to my old landlord which appeared on my background. I contacted my old landlord ( rental management company ) and was informed the debt was sent to the collection agency, XXXX XXXX, and was given their phone number XXXX to contact the debt collector. When I called the XXXX XXXX at this number, I explained the situation, requested a current bill, and was told that I would receive a current bill via an email within XXXX business days. My email address was verified during the call. I called XXXX XXXX again on XX/XX/2023, as I have yet to receive the current bill from them or any correspondence from them since my call on XX/XX/2023. I explained to them that I am living at a hotel, as I cant move into the new apartment until I receive this bill and pay the balance. The representative with XXXX XXXX stated they saw my request in their system, but that XXXX XXXX requested verification of charges with my old landlord and have not yet received response from my old landlord. The representative stated that have not sent me the bill yet, as they are waiting on the verification of charges prior to sending the bill. I expressed that this is unfair practice as this information is on my background/rental history as unpaid, but they are denying me the necessary documentation to make the payment. They representative informed me that they legally have 30 days to provide this, but that statement does not seem accurate from my research. I requested to speak with a supervisor but was told the supervisor was busy and couldnt take my call. I then requested they send me documentation of this process and was put on hold, then hung up on.
|
| 07/05/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Servicemember |
|
Hunter Warfield claims that XXXX XXXX XXXX XXXX referred an account to them for collection on XX/XX/XXXX, listing the principal amount due of {$17000.00} but has failed to provide such proof as requested in my letter sent on XX/XX/XXXX. They further claim that an initial collection letter was sent to me on XX/XX/XXXX of which I was never notified. They state that verification of the debt was mailed to me on XX/XX/XXXX. Nonetheless, on XX/XX/XXXX I sent a letter requesting that Hunter Warfield Validate not verify the validity of the alleged debt, including providing the following : The agreement with XXXX XXXX XXXX XXXX that grants them the authority to collect on this alleged debt.
Agreement that bears my alleged signature wherein I agreed to pay the creditor.
Any insurance claims that have been made by any creditor regarding this account.
Any Judgments obtained by any creditor regarding this account.
Name and address of alleged creditor.
Name on file of alleged debtor.
Alleged account number.
Address on file for alleged debtor.
Amount of alleged debt.
Date this alleged debt became payable.
Date of original charge off or delinquency.
Verification that this debt was assigned or sold to collector.
Complete accounting of alleged debt.
Commission for debt collector if collection efforts are successful.
I did not request verification but validation with my wet signature.
I have never done business with Hunter Warfield and they have refused to provide the information requested in my original letter. Furthermore, the information being reported is inaccurate and pursuant to the Fair Credit Reporting Act ( FCRA ) If inaccurate information is discovered in your file it hast to be removed. The attached documents will confirm that this debt has been falsely reported. On XX/XX/XXXX XXXX XXXX XXXX XXXX voluntarily dismissed this alleged debt that they say I owe.
|
| 05/08/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Personal information incorrect
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|
Web |
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XXXX Credit Report XXXX XXXX Credit Report I have sent 6 letters outlining there failure to abide by the FCRA and demand deletion of these accounts immediately. I have show previously on my credit report that they are violating my rights. There are 2 different dates and information for a collection with XXXX XXXX on my report. So how can it come back as investigated and verified as factual. My documents prove that the credit bureau did not do a competent investigation of the information when the dispute was assigned. I have also asked for validation and verification previously and never been provided service. Even though I supplied documentation that proved this account is inaccurate they have failed to recognize this and supposedly " verified '' the accounts as accurate. This is a violation of the FCRA which require them to complete a reasonable investigation, which was obviously not done in this situation. I have included all previous disputes to show pattern.
I have also attached Credit Reports from XX/XX/XXXX and XX/XX/XXXX and Results of investigation with experian which show that reports are still not consistent and showing incorrect information.
to show XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX Date of Last Activity XXXX Different Dates on Credit Report Reaged XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX -XXXX XXXX XXXX Date of Last Activity 3 Different Dates on Credit Report Reaged XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX Date of Last Activity 3 Different Dates on Credit Report Reaged XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX -Hunter Warfield High Credit Balance incorrect Reporting Credit Balance on Report XXXX High Reporting Balance XXXX High Balance should be equal to or more than Balance. This is a violation of FCRA.
I mailed letters on Dates XX/XX/XXXX XXXX XXXX, XX/XX/XXXX XX/XX/XXXX
|
| 05/29/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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Hunter Warfield is showing a past due balance of {$2000.00} on my credit report. This company has not contacted me other than once back in XX/XX/XXXX ( before the debt was even reported ) as this occurred on XX/XX/XXXX. The original balance was {$1600.00} -- Hunter Warfield claims that I owe this due to a cleaning fee & broken lease agreement. I verbally gave XXXX XXXX a 30 day move out notice on XX/XX/XXXX & was informed that no additional information was needed. I proceeded to move out XX/XX/XXXX and did not know any additional action was needed. XXXX XXXX XXXX ( no longer in business, closed in XX/XX/XXXX ) refused to supply me with a detailed statement and receipts of subcontractor fees. I was informed that the account would be sent to collections. I sent a letter requesting validation of debt as well as phone conversation requesting validation and Hunter Warfield representative stated they were not responsible for such things and I needed to just " pay it off ''. I will not acknowledge or own this debt until such validation is presented. Also it is showing a past due balance of {$2000.00}, the original starting balance was {$1600.00}, i have not been informed or attempted to be contacted regarding ANY interest rates or outstanding balance. I am unable to get in touch with original creditor due to them going out of business several years ago and i refuse to speak to Hunter Warfield due to the HORRIBLE experience i had while trying to discuss the balance back in XX/XX/XXXX. I have disputed through XXXX & XXXX more than once, and they continue to say account is valid. I will not own this debt until a detailed summary is sent to me with an explanation of charges. I do not want a confirmation of my mailing address, i want an itemized statement proving the charges. This company demonstrates HORRIBLE collection practices and is absolutely impossible to work with.
|
| 04/06/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
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Web |
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I'm requesting we address this first!
GOT OUR HOMES XXXX XXXX XXXX XXXX Florida XXXX Dear Attorney 's, This company has me at the end of my strings. They owe me on a lease to own at XXXX XXXX XXXX XXXX XXXX ga XXXX. Of which after robbing me ( charging fees and taken money on a monthly basic for maintenance never proformed, withholding XXXX. Down payment and services I had to pay for on the property above our agreement ). Comes to a {$6000.00}. plus total they owe me.
On top of this they have me in collection with Hunter Warfield XXXX XXXX XXXX XXXX XXXX FL XXXX contact number XXXX, account number XXXX for the sum of XXXX which on XXXX reviews they claim I missed 4 months, XXXX, XXXX, and XXXX XXXX.after a tenent misses the due date, due on or no later than the XXXX they will file evidentiary paperwork by the XXXX. The court stated, I was to move on the XXXX if XX/XX/XXXX I did that an have proved that my beings are in storage with XXXX the amount is wrong. They also claim I stole something upon existing. I'm not sure what they're talking about but that's false as well. I counter claimed they owe me XXXX, during our meeting with the court mediator The house manager said XXXX XXXX XXXX they don't want anything from me but to get out. '' I did that XX/XX/XXXX.
Attach is a few paper from the court and Hunter Warfield 's collection bill. I have a file I created for this company. I knew they were going to be a problem.
They need a class action lawsuit.
I'm a single XXXX woman who tries to work as well. I was deemed XXXX XXXX.
I also was in a car accident XX/XX/XXXX where 3 cars ran into me. Which makes it extremely hard to work.
I was able to keep a home for XXXX kids and XXXX dogs for 12 years. Until I made the great mistake of doing business for 5 years with GOTOURHOMES.
HOMELESS XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ga XXXX XXXX
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| 01/14/2018 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
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Hello ; To whom it may concern, I have been in an uphill battle with Hunter & Warfield ( XXXX XXXX ) which has described themselves as a debt collection company base out of Florida. Their address is XXXX XXXX XXXX XXXX, XXXX FL. XXXX. I have contacted this company several times in regard 's to a collection that I have no knowledge of other than it being listed on my credit reports, when I saw this listed I immediately contacted this company by certified mail only to receive no reply. I have been sending this company letters since early XXXX, I even called only to get a voicemail and no response. The company says that I owe them {$2500.00} and I do not know where this debt came from nor do I owe them anything. Each month they add {$5.00} to {$15.00} dollars to the account on my credit reports to show that I have not paid and to keep the debt current. I have tried to contact this so called creditor ( XXXX XXXX ) and they are no longer in business because the property was sold by a Management company called XXXX XXXX XXXX, property management company ( XXXX XXXX XXXX XXXX, XXXX Georgia XXXX ). This company was called and I spoke to a representative and they advised that the property was sold and have no records of me having any debt with their company because all that information would be with XXXX XXXX.
I have tried effortlessly to talk with someone at Hunter & Warfield and to no avail has anyone responded, or has the company made an effort to correct this issue. I have also told them that my identity was stolen when my home was broken into and I placed fraud alerts on all my credit reports due to a lot of inquiries and several accounts open on my credit file. This situation with this company has tarnished my credit badly and they still not have responded after at least 12 letters sent to them. This is a clear case of Credit collection bullying!
|
| 06/22/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Hunter Warfield has been notified approximately ( 5 ) times since XX/XX/XXXX that a debt that they are reporting against my name and social security number are fraudulent. I have had to dispute this with them now ( 5 ) times and have also completed a fraud affidavit that they sent me to complete, but they continue to reinsert the same fraudulent information into my credit report each year. Every time I resolve this matter with them and go through all of the steps to have this fraudulent account removed from my credit repot they continue to re-report and re-insert it into my credit files, and they know that they are doing this fraudulently, but they have no regard for the law. I never lived at the XXXX XXXX XXXX, and I never even stepped foot in the place and never submitted an application to that property, and this was opened as a result of identity theft. Not only have I been through this ( 5 ) times with Hunter Warfield and even submitted a police report they continue to try to blackmail me by reinserting this fraudulent account into my credit file hoping they can force me to pay it. This is a fraudulent account and is in no way associated with me, other than my stolen information was used to open the account. At this point I should be suing Hunter Warfield for defamation of character and exortion, but I have not as of yet. HUNTER WARFIELD, INC Agency Address : XXXX XXXX XXXX XXXX XXXX, FL XXXX Date Reported : XX/XX/XXXX Date Assigned : XX/XX/XXXX Creditor Classification : Rental/Leasing Original Creditor Name : XXXX XXXX XXXX Account Number : XXXX Account Owner : Individual Account. Original Amount Owned : {$1800.00} Date of 1 st Delinquency : XX/XX/XXXX Balance Date : XX/XX/XXXX Balance Owned : {$2200.00} Last Payment Date : N/A Status Date : XX/XX/XXXX Status : D - Unpaid Comments : Consumer disputes this account information
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| 01/25/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
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To whom it may concern, I was asked to leave an apartment shortly after signing a lease. It was agreed that no penalties or fees would be owed if I moved out by the end of XXXX. I complied and on XX/XX/XXXX a letter from apartment manager XXXX XXXX ( who I have an open case with for harassment ) sent me a letter showing I owe a debt and I had 30 days to send payment.
On XX/XX/XXXX an email from Hunter Warfield Inc was sent to me advising I owed a debt in the amount of {$2800.00} by XXXX XXXX on account # XXXX. It was impossible for the debt to be valid since the XXXX day had not passed.
I sent a response the same day advising I would be disputing this information and that I had proof from management that a debt was not owed. A response was sent to me by Ms. XXXX XXXX Consumer Collections Manager with Hunter Warfield who advised a debt validation letter would be sent.
34 days after my initial request to validate the debt, another communication email was sent with an encrypted message. I was not able to see the message and saw this as an attempt to not provide the information I was seeking.
The property manager has been known to use harassment tactics to violate peoples daily lives. She is now using Hunter Warfield since she is now under litigation for her actions.
Hunter Warfield should have noticed the debt was not even due and should have not started debt collections. Hunter Warfield is fully aware of their actions. They refuse to provide the information necessary to collect a valid debt and still continuing to harass me for debt that has not been validated.
The apartment is charging for items such as water and sewer use that was never required to be paid. Also the apartment is charging for XXXX rent when a letter is attached showing rent would not be charged for XXXX as well of any other penalties if moved out by XX/XX/XXXX.
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| 11/07/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Servicemember |
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I have filed a dispute previously and received communication from the company, however, my initial concern, that I did NOT receive notification from company '' prior to this being placed was not discussed in their responds to my dispute. I have not received any calls or voice mails from this company and the letter that they provided never reached me, the address that is on the letter that they have attached to my previous dispute is not a valid address for me, I have also had my mail forwarded so had they placed a correct address, I would probably have received it and would have been able to deal with this accordingly. AGAIN, the address listed on the letter that the company provided on my last dispute, IS NOT a valid address, there is NO LOT number on it, therefor it must not have been placed into a mailbox or forwarded to me. Also I had disputed with the initial company When I vacated the premises concerning the owed rent. I have NOT received any information from them concerning ANY type of fees. How am I supposed to receive ANY information, if THEY have listed an incorrect address. Therefor, I am once again requesting that this be removed from my credit report and that if there is something truly owed, that I be provided with an itemized statement of what is owed so that I can review and either dispute charges or make payment arrangements if I feel that the charges are accurate. I am not trying to get out of my obligation if there is truly an obligation, however, I am requesting that this be removed from my credit as I have never received anything from either company due to their error in placing the correct address and that the process starts fresh with them sending me the itemized list of charges owed.
I am attaching a copy of the letter that was provided to me with my last dispute that reflects that this is not a correct address.
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| 02/02/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
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Web |
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Never received a notice from this company to allow me to dispute the debt. I received notice from my credit monitoring company. Once I received notice from the credit monitoring company, I contacted my granddaughter who lived at the residence ( I just signed for her to live there, I DID NOT, live there ), she contacted the company, filed a dispute with the XXXX on XX/XX/2016, who tole her to send her dispute via email, my granddaughter sent her dispute and XXXX never got back to her. So again on XX/XX/2016 My granddaughter called again because the item had nit been removed from my credit and XXXX had not gotten back to me or my granddaughter. So, my granddaughter called on and spoke to a XXXX who said he had to get my consent and authorization to discuss any account matters with her. So my granddaughter did a conference call with XXXX, myself ( XXXX ) and XXXX, at that time i gave XXXX authorization to speak with and discuss any matters pertaining to this account, with XXXX, I was then removed from the call. XXXX then verbally took XXXX 's dispute over the phone as well as having her email him the dispute. XXXX told XXXX, because the XXXX days had passed and XXXX failed to respond or provide verification of the debt, that it should be removed, XXXX then told XXXX it was not XXXX days from XX/XX/2016 when they spoke to XXXX but the XXXX days would start from XX/XX/2016, because that is the day I gave them authorization to speak to XXXX XXXX. XXXX days passed and I still received no response to my dispute, it was not until XX/XX/XXXX that I received anything from XXXX. I am demanding this item be removed from my credit report. The money being charged by the company is not valid and I do not owe this money, I did not receive notification of this debt, I disputed this debt and the validity of this debt and did not receive a valid response.
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| 11/19/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
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Web |
Servicemember |
|
XX/XX/2017 XXXX - I called and talked to the Collection Agency - Hunter-Warfield in XXXX, Florida. This is a wrong amount that they are trying to collect and has put on our Credit Reports for Me ; My Son and Daughter were on the lease for XXXX XXXX in XXXX, Florida. The Management Company they are under is called XXXX XXXX.
When we moved out ; we had a bed bug infestation in the carpet and flea infestation. They did not listen to any of the complaints of the infestation ; and instead charged us extra for a carpet stain ; which the carpet already had small stains when we moved in.
Our next door neighbor moved out and they pulled up the carpet in her apartment and I believe the bed bugs and flees in her apartment came through the walls to our apartment.
These apartment buildings take no claim when they do wrong but like to pass on to the tenant for the problems the whole complex was dealing with.
I will pay {$400.00} but will not pay for carpet that was infested while we were there!!!
I want this collection removed from my Daughter 's, Son 's and My credit bureau file as this is causing problems of trying to get another home ; or buying a home!!!
They are still adding interest charges to a collection ; I believe they are not supposed to do that if it is in Collections making the collection larger and larger.!!!
THIS IS NOT RIGHT TO DO TO THE CONSUMER!!!
PLEASE CHECK INTO THIS FOR ME PLEASE!!!
HUNTER AND WARFIELD - XXXX XXXX XXXX. XXXX XXXX XXXX XXXX.
XXXX, FL XXXX fax - XXXX telephone no. XXXX or XXXX!!!
Thank you for all your aid in this unscrupulous endeavor and behavior on behalf of the Apartment communities out here in the Country. Unethical Collection Practices on their tenants on move-out!!!
Financial Ruin of tenants to get other places to stay by putting on credit reports as open Collections!!!
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| 02/13/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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Hunter Warfield ( HWARFIELD ) dated XX/XX/XXXX put us in bad credit for {$6000.00} based on XXXX XXXX stating we broke lease and left property in a poor state. Facts are that we lived there for 6 years paying over {$17000.00} a month with utilities included and were never late or missed a payment. Each year the agent did a walk through and NEVER noted any abuse by us on the property. For the last three years, XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX the agent listed the roof interior being cracked, falling, and leaking. Each time several contractors came out and gave quotes to landlord and nothing was fixed. Water leaked into the kitchen and was reported several times where a roofing company came out and said they fixed. Next time it rained, water came in that ruined the tile in the kitchen that is now being said we damaged. XXXX XXXX was notified several times each year that the water was shut off for non payment by the Landlord. Records can be seen through XXXX XXXX XXXX. Each time the agent came out she was show where the grass and yard were not maintained by the landlord as stated in lease. Again these things were listed in the walk through report. After she left each year we did seem to get better yard service for a month or so after, but then went back to same. I have pictures of all of this along with pictures to how the house was left. They are also charging us with painting cost. In our lease it stated we were NEVER to paint. We followed the lease, but once the mold began to cause issues with our health and shady contractors making us feel unsafe, we were forced to leave. On a side note, the owner of the property did a walk through with us prior to us leaving and they were not happy that we were leaving. They did not say anything about any problems with the condition we were responsible for the property.
|
| 09/18/2020 |
Yes |
- Debt collection
- Mortgage debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I moved into this house renting it, was there for 3yrs. never missed or been late for my rent.Getting repairs done was a big issue thru the way you had to email a request and wait to be contacted.on one time I called daily trying to conferm the work order. the company recognize my phone number.they would not answer my call. so I used my daughter phone the call was answered the second ring. I had to clean the house to move in or pay rent at the apartment I was moving from. this place already had my money.first week refrigerator broke, lost all my food.they would not replace.door knob broke, took about 2weeks to fix, toilet broke took almost 6days, air condition broke took 3days to fix, I didn't have a rep for 2years I know of. Finally a rep contacted me during the time the door knob was repaired. I never met him face to face, eventhough I asked to meet with him to discuss somethings that I was facing he told me he lived 1 1/2 hours away.my health started to flair, XXXX, and other symptoms started to surface. well the air condition went out again, this time it was a major fix. this is during summer time very high temps.3rd day a handyman showed up with a very small air condt. from XXXX XXXX or XXXX XXXX iam guessing. it did not cool the house only the living room with 4celing fans and 3 floor fans.without the air Black Mole started to surface by this time XXXX XXXX XXXX and all kinds of med.i was not on XXXX until I moved here.my renew contract was for XX/XX/2019 XXXX XXXX contacted me to try and get me to renew, he told me please don't turn in my notice he was going to do what ever it took to keep me. I told him it was to late I had been thru too much.he said to me, I understand I'll start to show the house the end of XXXX. I told him that was fine air broke XXXX XXXX and was still not repaired when I moved XXXX
|
| 07/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
Servicemember |
|
XXXX XXXX XXXX, XXXX and myself went to court on XX/XX/XXXX. The judge signed a court order saying that I owe this company no monies.
Prior to seeing the judge, XXXX XXXX ( an agent for XXXX ) and I discussed this alleged debt and she said that the main office in XXXX, FL would reach out to me to discuss a payment plan. I inquired about the down payment that I put on the home ( XXXX XXXX XXXX, XXXX ) and if that would be taken away from the total balance. XXXX stated that she did not know and that I would need to discuss that with the main office when they reached out.
The judge signed a court order that day that said I do not owe this company any monies. Furthermore, I never received any correspondence from the main office as to them sending this account to collections, discussing a payment plan, my downpayment, or anything else. In XXXX of XXXX I received a dunning letter from Hunter Warfield Inc and I have been going back and forth with them recently about the validity of this debt and the way everything was handled. I have turned in the signed court order to Hunter Warfield multiple times ; however, on XX/XX/XXXX at XXXX XXXX during a recorded phone call with XXXX XXXX at Hunter Warfield she told me that the court order from a judge did not matter and that I would need to seek legal counsel if I wanted to handle this any further.
I have asked Hunter Warfield for debt validation several times. They have only sent me verification and the signed court order has never been part of the verification thus the verification is incomplete. They refuse to send me validation that I am legally bound to this debt and they say XXXX XXXX XXXX says that I have to pay them.
I am trying to keep from taking this issue to court. I just want this collection removed from my credit reports and handled the proper way.
|
| 07/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/XXXX, around XXXX XXXX, I was threatened by an XXXX XXXX at the apartment complex for witnessing a XXXX that ended up being on the news. While living at my residence there were reports of an XXXXXXXX XXXX man who had XXXXXXXX XXXX a XXXX female at her front door. a car followed me with a XXXX female threatening me to call the cops on me because I fit the description of an XXXXXXXX XXXX male that did the XXXXXXXX XXXX. I was very offended by this, I assured the woman that it wasn't me and how I just moved her regardless of what I told her she continued to accuse me. in today 's climate would've been arrested with no questions asked putting my life in danger. XX/XX/XXXX around XXXX pm, I had to walk my dog before turning in for the night. While walking my dog, a woman approached me nicely and calmly and asked to pet my dog, even though I noticed she reeked of XXXX, I allowed her to touch my dog. After that it went Left from there, she started to yell at me saying " It's my dog it's my dog, you stole my dog!!! '' Side note Almost everyone in my area has seen me with my dog every day, she is also my XXXX XXXX animal and I cherish her. With that being said luckily there were witnesses outside at the time that was wondering why she was screaming with tears in her eyes. I wasn't sure if the the woman was XXXX XXXX or what the problem was. I spoke with the manager at the property at that time was XXXX XXXX. she stated my partner, and I can leave with no consequence, and she also sign a document. In total, XXXX XXXX XXXX XXXXXXXX XXXX stated I owe {$3200.00}. a majority of the amount went to XXXX XXXX XXXX XXXXXXXX for me to pay them {$2400.00}, and XXXX went to my roommate and I credit under HUNTER WARFIELD. While the manager stated it would be on my credit report nor my roommate 's credit report.
|
| 04/19/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Talked to a third party about my debt
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Web |
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My wife and I moved out of out of XXXX XXXX last year. The apartment company claimed that they wanted more money to cover cleaning fees for the unit, however it was in good condition when we left. In addition, we had the unit professionally cleaned and provided XXXX with a copy of the receipt. My wife began communicating with XXXX XXXX via email to resolve the discrepancy, but XXXX stopped responding to our emails in XXXX . We received the move out XXXX final account ) statement on XXXX XXXX We responded stating that it had appeared that we had been mischarged and pointed out the discrepancies. We received a response from XXXX XXXX stating that they would review and revise and get back to us. They never got back to us. After numerous email follow ups, we visited the leasing office in person and spoke wit XXXX XXXX XXXX who assured us that XXXX would respond, but we still never got a response. We began receiving notifications from a generic, no-reply email alias from XXXX and tried to get in touch with them again about the errors, but received no response. Now we see that they have sent us to a collections company without even bothering to address our concerns. In actuality, based on our calculations, XXXX owes us a little over {$70.00}, but we were willing to forgo that amount if we could stop wasting time dealing with this issue. Now we hear that the collection agency has been harassing my in-laws for a debt that we have clearly disputed. The agency continues to call my parents-in-law about me ( not even my wife! ) and will not relent. The collection agency has yet to make phone contact with either of us directly, even though XXXX would have provided our contact information to them, and makes improper contact to individuals unassociated with this matter.
|
| 11/29/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
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Web |
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I sent this as an email to management at XXXX XXXX XXXX XXXX XXXX.
On XX/XX/XXXX and XXXX, XXXX, Hunter Warfield contacted me on behalf of XXXX XXXX XXXX XXXX XXXX and claimed that I owe {$12000.00} to XXXX XXXX XXXX XXXX XXXX. At this time, I would like for you to be advised that I am disputing this claim.
On XX/XX/XXXX, during our visit at XXXX XXXX XXXX XXXX XXXX, your representatives XXXX XXXX, a XXXX XXXX employee and XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX attorney. Your representatives presented and signed the Stipulation of Settlement to waive the {$12000.00} rent arrears provided I vacate the apartment on XX/XX/XXXX.
Your failure to adhere to the agreement and such conduct have caused me to suffer severe humiliation, embarrassment, emotional distress, and physical discomfort. Please take note that any future unsolicited letters, calls or text messages will be reported as a violation of 15 USC 1692c of the Fair Debt Collection Practices Act for debt harassment and unfair collections efforts in the attempt of collecting said debt.
If you do not cease the aforementioned activity a lawsuit will be commenced against you.
I HEREBY DEMAND THAT YOU CEASE AND DESIST all future calls, text messages, emails, and negative credit reports, and that you update your records immediately.
If action is not taken by you to cease and desist, and if you do not confirm in response to my email Monday, XX/XX/XXXX, and by mail XX/XX/XXXX, I will have no choice but to take appropriate legal action against you including but not limited to filing a report against your company under the Fair Debt Collection Practices Act.
I will also seek monetary damages to be proved at trial. Hopefully this recourse is not necessary, I have my own interest to protect and will vigorously do so.
Sincerely,
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| 02/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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Currently, Hunter Warfield has been calling me every single day, at least once a day, since XXXX claiming that my old apartment is seeking a collection on a utility bill debt. I explained to them that there was no debt, I had paid off any remaining balances before moving out otherwise I would have not been able to move out. They went to issue a dispute within their own company and told me it was not valid because I had no proof. The collection came up on my credit report as of XX/XX/2023 for the {$140.00} balance they claimed I never paid. I had offered to send them proof it was paid and they got incredibly aggressive with me and told me to figure it out on my own. I filed a dispute with XXXX on XX/XX/2023, the same day the collection came up, and submitted the supporting documents showing that, yes, I had in fact paid the " debt '' they're trying to collect and my balance at the end of my lease was {$0.00} since the customer service and Hunter Warfield refused to let me send in the documents initially. Within about 24 hours, the dispute through XXXX was resolved in my favor and the collection was removed from my credit report, thankfully. Now, as of XX/XX/2023, Hunter Warfield is still harassing me and calling me multiple times today to tell me I need to pay them right now or they will charge me more to pay it off despite explaining I had already gotten the collection resolved. They are claiming it was never disputed and that the charge is valid despite already sending in proof it is not valid and getting confirmation the collection was removed from my report. I do not appreciate them calling me repeatedly, getting rude and aggressive with me over the phone, and telling me I'm lying and that I can not possibly dispute the collection despite already doing so and it getting resolved.
|
| 05/31/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
As a service member in the United States XXXX when this lease was effective, I was protected under the Service Member Civil Relief Act with the right to terminate a residential lease, if there is a permanent change of duty station for no less than 90 days. T ermination of residential or motor vehicle leasesSec. 305 ( 50 U.S.C. app. 535 ) Military persons who live in rental property are allowed to terminate leases entered into prior to a period of XXXX XXXX . It applies to : ( 1 ) property leased for a dwelling or for professional, business, or farm u se, or other similar purpose, where the person leasing the property later enters XXXX XXXX in military service, or where the service member executes the lease while in military service and thereafter receives military orders for a permanent change of duty station ( PCS ) or to XXXX with a military unit for a period of at least 90 days.
The service member may terminate a property lease by delivering by hand, private business carrier, or mailing return receipt requested, a written notice and a copy of his or her military orders to the lessor or its agent.
In XXXX 2013, I did my due diligence and provided a WRITTEN NOTICE to the landlord in informing them that we were vacating the premises in 30 days due to military orders. The landlord ACCEPTED the written notice and made note that we were vacating the premises.
To this date, there is a collections account on my credit report for {$3800.00} and this has dramatically impacted my credit score and report to the point where it is difficult for me to obtain credit and rent elsewhere!
I have attempted numerous times for the past 3.5 years to dispute this collections account. It is VERY SAD how this company and its representatives treat service members!
|
| 12/11/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
My son leased an apartment from XXXX XXXX in XXXX XXXX, California on XX/XX/XXXX. A few months after moving in he found out that the apartment is full of bugs. He notified the management and during the next 2-3 months the management sprayed the apartment on four separate occasions, but they could not get rid of the bugs infestation. The bugs would be everywhere. He had to remove all the dishes and food from the kitchen cabinets and kitchen area and he could not sleep at the apartment since the bugs were growling on his bed during the night. He stoped sleeping in the unit around XX/XX/XXXX. We met with three members of the management company at the end of XXXX and since they could not resolve the issue with the bugs and the apartment was not in livable condition my son was released from his lease agreement. We agreed to pay the rent for the month of XXXX as FULL AND FINAL PAYMENT. My son paid close to {$1400.00} rent and they also kept his deposit of {$250.00}. ( Total of {$1600.00} for not using the place for more than six weeks ).
To our surprise a few weeks after he paid the final payment he got another bill for {$100.00}. We called the manger and explained this was incorrect and there is no balance due. We asked that this mistake will be corrected but instead of helping us, this balance was transferred to XXXX XXXX XXXX XXXX. Our attempts to tell Hunter Warfield that there in no balance due fell on empty ears.
We believe that this is harrasament. We would like XXXX to correct their records and honor their agreement with us from XX/XX/XXXX. Per agreement this account was paid in full. We also would like XXXX to instruct Hunter Warfield to close their account and to make sure that none of the credit agencies show that this account was ever in collection.
|
| 06/13/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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To Whom It May C oncern : Please be advised that pursuant to the Safe Homes Act, I had to end my lease early at XXXX XXXX in XXXX , IL because there was a credible imminent threat of XXXX XXXX ( XXXX , XXXX and XXXX ) against me on the premises. My ex-boyfriend, XXXX XXXX , had been XXXX , XXXX and XXXX XXXX to me while I was living with him at this property. This forced me to leave the home and to start living with my parents. Because he was still in the apartment, I could no longer return to it since it would have put me under a constant threat of XXXX , XXXX , or XXXX harm by him, and it was no longer safe for me to live in my unit. I have a two-year order of protection against him and can provide you with that documentation, if necessary. I vacated my apartment at XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX , IL XXXX on XX/XX/XXXX under the protection of the Illinois Safe Homes Act. All of my belongings were removed from the unit that day, and my keys were turned in to the management office. As a victim of XXXX XXXX by my roommate in this apartment, I am protected under this law and have the right to terminate my lease early with no further payment required because of a credible, imminent threat of further XXXX XXXX On XX/XX/XXXX , I disputed the attempt by XXXX XXXX to collect a debt for the rest of my rent through the debt collection company XXXX XXXX . XXXX XXXX stopped contacting me due to my cease and desist request. However, the collection was placed on my XXXX and XXXX credit reports on XX/XX/XXXX . This is why I am submitting a dispute with you today. Thank you for your attention to this matter. Sincerely, XXXX XXXX
|
| 11/12/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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I received notification that a collection for an amount not owed was placed on my credit by Hunter Warfield. In XX/XX/2015, my wife and I were looking at moving to XXXX from XXXX and we reached out to XXXX XXXX XXXX. XXXX was the rep, and she told us that they had an apartment that might meet our needs that would be coming up. We had specific concerns due to having dogs and we were not familiar with the area. We were told that she could hold the unit for us for a period of 10 days if we filled the application and paid a {$99.00} application fee ( please see emails below ). We paid the fee and came out the week before XXXX. We were not happy with the unit and decided not to move forward. We told the agent that same day but followed up with XXXX on the XXXX. We never heard anything afterwards until we received a letter from Hunter Warfield. We never signed a lease or agreed to anything beyond the application. Hunter Warfield has not sent us any proof of the debt other then invoices from XXXX XXXX XXXX. The invoices were created weeks after we decided against the apartment and they weren't signed by us. The email that I will attach will show that at no time were we told of any fees other then the credit application fee of {$99.00} that we paid.
The only proof that Hunter Warfield provided us after we disputed this was Internal Documents created by XXXX XXXX XXXX XXXX. Most were created weeks after we decided against the apartment. I have attached all the documents that Hunter Warfield has provided us with and none of it was agreed to before hand. Hunter Warfield claims that they don't have to prove that we agreed to the charges. They simply wouldn't remove the debt because their client want us to pay this amount even though we didn't agree to it.
|
| 05/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
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Web |
|
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To whom it may concern : When applying to two apartments I received two notices saying I could not be approved due to a debt I owed an apartment complex. Upon further investigation ( and wasting hundreds of dollars applying to apartments ) I found out the Owner of the Rental Property was XXXX. I tried to reach out to XXXX and they informed me they could tell me nothing of the matter? I tried repeatedly and they finally referred me to a Company Called Hunter Warfield. They said they had sold " debt '' to them.
I finally got ahold of Hunter Warfield. They told me I owed XXXX {$4800.00} in rent and fees and that I owed them {$800.00} in interest. I am not sure how they worded it but they said something of the nature that they themselves would be pressing charges or that XXXX would be if I did not pay them in a timely fashion. This was after I told the representative at Hunter Warfield I would prefer to communicate by email rather than phone. I paid my rent on time before leaving and even informed the manager there that due to a work-live-in situation I would be exiting the lease. I let him know this weeks before the start of the new month XXXX XX/XX/2018 ).
There was another individual on the lease as well, XXXX XXXX. About the same time I was going to leave for my live-in-work he was given orders to move back into Housing on the Naval Base. By the looks of the balance they did not search for a renter to fill our apartment till months after we left. In addition due to the size of balance it seems that they allocated its entirety to me and not the other individual on the lease? I have since tried to email Hunter Warfield and have gotten no response.
If you could help me resolve this issue I would be very appreciative.
Sincerely, Renter
|
| 05/07/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
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I am contacting you today due to the collections from Hunter Warfield IncXXXX that is reporting to my credit report. XX/XX/XXXX, I mailed Hunter Warfield Inc. a debt validation letter to validate the alleged debt. They could not properly validate in the tine given. They sent back a signed contract that is obviously not from the company of Hunter Warfield Inc. The contract states another companies name. Therefore that contract would be cancelled. In the US law encyclopedia, American Jurisprudence, 73 Am Jur 2d. Sections 90-93 ; it says that " one can not subrogate onto a contract that they were not originally on, did not have any interest to protect, and then claim successor in rights and interests. '' Thus, Hunter Warfield Inc. can not act as a substitute for the original creditor. They are a 3rd party collector claiming that I owe them a debt, and by law, that is not true.
When trying to resolve this matter with one of the representatives of Hunter Warfield, via email. I was asked a very uncomfortable question. The representative replied " Thank you for your response.
I have reviewed your account including the recent form letters you sent to us. In the letter dated XX/XX/XXXX, you state My attorney before we proceed I need to verify whether you have an attorney representing you in this matter.
Thank you. '' I am uncertain and appalled as to why this is acceptable. My main purpose is to resolve this as it is weighing heavily on my future as my credit report is being misused.
I have marked out all personal information for the privacy reasons. I have attached evidence of the debt validation, as well as the certified mail receipt that proves it was sent. I also attached the letter Hunter Warfield provided and the email stated above.
|
| 01/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
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XX/XX/2019- unknown debt collector called my phone asking for my name and when I said yes ... they hung up and slapped a {$2500.00} onto my credit report. I sent a dispute letter to the credit bure
aus asking to please investigate and verify this account. for2 months I was receiving debt collectors calls after changing my phone number and blocking spam calls. I still was receiving calls so I upgraded my phone service to blocked any unknown or likely spam calls so that I wo
uldn't receive them at all.
, XX/XX/19- I received a letter saying that I owe the amount and they offered to be discount 25 % percentage to pay debt off, XX/XX/19I received my credit report saying that the debt was deleted because it could not be verified according to the FCRA. but then I saw it was reported to the other 2 credit bureaus XXXX and XXXX.
, XX/XX/19, I received a flyer saying make full payment of 90 % off on your debt just login to the link below.
XX/XX/19 credit report got hit again with debt in the amount of {$2500.00}, I sent another certified letter to the creditor to please send me proof of my signature and how I owe the debt they claim is mine. and that I will involve my attorney for their illegal practices.
, XX/XX/19- the amount is {$2500.00} They sent a response letter saying that if the debt is not resolved, it may be reported to one or more credit bureaus and that it could adversely affect your credit.
As on XX/XX/2019 I sent another letter for them to send accurate proof of my consent/ signature of so-called owed debt, Haven't received a response yet.
The Creditor is Hunter Warfield and the original creditor is XXXX XXXX XXXX XXXX which I was never notified by the original creditor of any debt and why I was being billed.
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| 09/04/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
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Web |
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Over the past few months, I have received countless calls from unknown and random numbers. When I answered the call, it is a computer voice saying that my social secruity number has a debt collection on it and I need to call a number. When you call the number, the person that answers asks for your name and social secruity number. Obviously, I thought it was fake and I didn't give them my person information. Over the weekend I received a XXXX alert saying that I had a debt collector after me. XXXX XXXX provided me the name of the debt collector, Hunter Warfield. I called the company and talke to an extremly rude person that told me I was lying ( I told him I didn't have outstanding debt and I wasn't sure what this was all about ) and demanded my social secruity number. Again, I didn't give him it. I did give him my first and last name and the last XXXX of my SS. This gave him enough to tell me my old apartment complex, XXXX XXXX XXXX, filed for a debt collection because I apparently didn't pay to break my lease ( which I 100 % did pay on time ). The guy at Hunter Warfield told me to fax them proof of payment, which I just did. I have an email confirmation from XXXX XXXX on XX/XX/29 saying I payed the full amount and it also shows I have a Zero Balance. Now what? XXXX XXXX XXXX inaccurately reported debt information on my credit report. A debt collector has been harrasing me for months now, they have been disrupting my work life, and they really disrupted today 's work. I felt compelled to reach out to the CFPB because I don't have the money to get a lawyer and now I am worried that my credit has been negatively impacted. I also don't know if I this is settled now that I have shown the debt collection company that I payed.
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| 06/10/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Taking/threatening an illegal action
- Threatened to sue on too old debt
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Web |
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In XXXX I move out off apartment that I was renting.
Deposit of {$500.00} was in question when I left the property.
XXXX XXXX sends this account to collection, without notification.
The only balance was left was {$500.00} prorate rent for XX/XX/XXXX, but they did not return my deposit.
My balance was at the time {$500.00} to XXXX XXXX apartments In XXXX XXXX, CA.
Last year trying to build credit, lender run my credit and shows a balance of {$2000.00}.
I request the credit companies a validation of the account to find out : -How they came up to this balance? From {$500.00} to $ XXXX-I offer a Settlement-I offer a payment plan with something in paper to reflect this agreement.
They came back with, I had to pay or there attorney will proceed ; know collection calls asking me to pay full balance.
When account was Charge off. Status of Limitation was check in California is 2 year.
I started contact ; I initiated conversation and XXXX call.
I submit a request to the credit bureaus but, they only send me a charge statement from this Agency.
Company failure to comply with : -break down of fees-copies of the original contract-provided name or manes of account ( Attorney ) - Harassing me with calls- Company failure to comply with copies of records within 30 days.
-refuse to work with me-damage my credit - reporting account I was not informed I had.
Please see attached documents I have send to credit companies.
Please, know I am asking for deletion of the account.
This collection had created a financial impact in my credit for many years.
Not able to obtain credit, not employment.
Creating, : Stress, fair, and emotional stress that have affected the stability and peace on my family.
Thank you!!
XXXX XXXX
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| 09/17/2020 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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First off, I'm a partially incapacitated severely autistic adult. A company called XXXX XXXX keeps calling my telephone incessantly. They violated Texas Penal Code 42.07 ( a ) ( 4 ) on XX/XX/2020 by calling me ( from XXXX ) three times in a row in immediate succession. I file a report with the XXXX Police Department and they contacted the company to instruct them to never call this number again, both as a remedy for the criminal harassment and also as a reasonable accommodation request under American 's with Disabilities Act and Texas Human Resources Code 121.003.
They did not honor this request. Today, XX/XX/2020, they called me again, three times in rapid succession, only this time it was a different telephone number that was offset by XXXX, XXXX. I have asked the XXXX Police Department to criminally charge them for harassment as well as a criminal violation of Texas Human Resources Code 121.004 ( a ). Also after reviewing my call logs, they called me twice on XX/XX/2020, from XXXX.
I don't know what their deal is, they incessantly harass me via the telephone, there are many other occasions where they call me only twice in a row. Their communication tactic are abusive, especially for an autistic.
Furthermore, they are attempting to collect a debt that I do not owe. Additionally, they have not provided written notification about this alleged debt. I checked my credit report the other day and they are defaming me with false statements on my credit report. I have been rejected from stuff due in part to derogatory marks on my credit report.
Furthermore, my credit report shows they are tacking on penalties, this too is unlawful. I dispute the debt entirely and demand they provide a debt verification letter.
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| 08/29/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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The name of the collection company is Hunter Warfield , Inc . They are extremely unprofessional when I've spoken to them over the phone and when I wrote to them directly, I never got responses to my letters. I have attached copies to this complaint of the letters I sent them and also a copy of the account as it was on XXXX ( it was on all 3, but I am just providing a copy of XXXX simply as proof of what was reported and the dates ). They just stuck this debt on my credit reports and refused to investigate. I never even heard of them until they started calling profusely in XX/XX/XXXX. I began disputing in XX/XX/XXXX the unverified, invalidated debt of original amount {$5600.00} and balance of {$6000.00}. While I sent them debt validation letters directly, I also disputed this debt via the 3 major credit bureaus. What Hunter Warfield did was deleted the account and bolted or simply stopped reporting and never said a word ; in other words, they refused to respond, they stopped reporting the account, and to this day ( late XX/XX/XXXX ) I have not heard one word from them. I can only assume that the account was deleted or that they're simply not reporting ; which, I do not know because they refused to say anything. The credit reporting agencies never reported the account as deleted. Therefore, it is very possible that this unverified, invalidated debt could be placed right back on my reports because of this -- and I believe that it is their underhanded, sneaky way of being able to do so! I am outraged that a company could get away with doing such a thing. They did not do their due diligence, the credit bureaus did not do their due diligence either, and I was not given due process as they violated the FCRA and FDCPA.
|
| 04/26/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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Some years ago, I rented a home through XXXX XXXX XXXX XXXX. The lease contained a 30-day termination clause in the event my job relocated me, which is exactly what happened. On XX/XX/XXXX, I sent written notice to their office in XXXX, GA that I would be vacating the house due to employment relocation in XXXX, GA.
On XX/XX/XXXX, I received an invoice from XXXX XXXX XXXX XXXX XXXX, showing {$1200.00} due. There was a {$1000.00} deposit on file. I made payment for the {$230.00} expecting that they would keep the {$1000.00} deposit, which would clear the debt in full. I have retained a copy of the invoice and can provide it if need be.
However, around XX/XX/XXXX, Hunter Warfield began trying to collect a debt from me regarding XXXX XXXX XXXX XXXX claiming that now somehow -- {$3200.00} was owed. Worse, by XXXX, with interest/fees/etc. added, Hunter Warfield is now claiming {$3700.00} owed.
First, I have no idea where the {$3700.00} figure came from. XXXX XXXX XXXX XXXX sent an invoice to me stating that {$1200.00} was the amount due with a {$1000.00} deposit on file. So even if I hadnt of settled the {$230.00}, it is still beyond explanation how the amount could multiple exponentially couple of years.
Again, I very much dispute ANY debt is owed to XXXX XXXX XXXX XXXX. Since I shouldnt owe anything, I am absolutely flabbergasted that Hunter Warfield is trying to collect more than TRIPLE the original invoice amount from me. And, they are reporting it to the credit reporting agencies as though the initial amount owed was {$3200.00}. I have disputed this debt numerous times and each time, Hunter Warfield continues to verify it as accurate. I can only assume this means they know they are wrong and dont care.
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| 05/04/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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I filed a complaint with the XXXX XXXX XXXX concerning XXXX XXXX XXXX in XX/XX/XXXX. I was summoned to court by XXXX XXXX concerning possession of the property during the COVID-19 pandemic in XXXX & XX/XX/XXXX. And, all both times I was given a continuance until I provided XXXX XXXX with their keys in XX/XX/XXXX. So, prior to this I obtained a new lease with XXXX XXXX XXXX XXXX after XXXX XXXX mailed me a notice in XX/XX/XXXX for {$6000.00}?! I looked at the notice it said the property had a screens on the windows that had to be replaced. They said the property had furniture left in the home that they would have to remove ( glass artificial flower pot, four XXXX tires, and a water hose in the garage ), therefore I was incapable of receiving my security deposit. I insisted on doing all I could to make regular payments even though were late because I assumed they were willing to work with me because of the COVID-19 pandemic, and the emails they gave me in reference to financial assistance! So, I mailed them bank personal checks, and they mailed them back stating they do not except personal checks! I was almost ready to call them when I received court papers about other reasons unrelated to the pandemic that I was getting evicted. So, basically I was getting evicted because I got married in the home due to the pandemic which was strange. To make a long story short along the month of XX/XX/XXXX to XX/XX/XXXX I received phone calls from Hunter Warfield impersonating XXXX XXXX, then telling me that I still have debt owed to a personal owner of the property under XXXX XXXX. Im still continuing to get harassed over the amount XXXX XXXX wants me to pay them, prior to only wanting possession of there property.
|
| 11/25/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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I have disputed this account many times throughout the years. The original creditor nor Hunter Warfield have ever been able to provide any proof of this amount owed. I am going to seek counsel if this is not removed from my credit report immediately. It has been XXXX years as of today that I purchased my home and I can prove this. I moved out of this apartment in XXXX of XXXX. I was not notified of this debt until XXXX. I immediately contacted the company and disputed this claim with the CFPB, attorney general, and the credit bureau 's. The parent company XXXX XXXX responded with an email that XXXX of their employees typed up stating that I did not provide 45 days notice. I was on a verbal agreement and had no written lease. I was on a verbal month-to-month agreement. I went into the office at the end of XXXX in XXXX and advised the receptionist that I would be leaving in XXXX. I asked what was expected of me and she advised that I just needed to return my keys. When I officially left in late XXXX of XXXX I stopped by the office and gave them my new information and left my keys. At this point it has been over XXXX years since I left the property and this was a fictitious claim to begin with. I did provide notice and the fault was on that of the receptionist who helped me. Either she is lying or she failed to take the proper steps on her end. Either way I did what was expected of me to properly leave my verbal month-to-month agreement. I have now resided in and lived in my home for XXXX years as of today and this is still reporting to my credit. If this does not get removed I will be forced to file a suit for damages caused to me for the XXXX years this fictitious claim has been reporting to my credit.
|
| 02/21/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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My name is XXXX XXXX. I resided in an apartment complex called XXXX XXXX in XXXX XXXX Arizona. Address is XXXX XXXX XXXX XXXX XXXX. XXXX, AZ XXXX. I rented from XX/XX/XXXX to XX/XX/XXXX in apartment XXXX and finished the lease. We did a walkout inspection with a management employee and he claimed there were red floor stains on the vinyl, which is not true. I have taken video and photographs with a newspaper for the date and time to prove it. The apartment management refuses to acknowledge this. I also sent letters requesting information about the charges, what company they hired to fix the floor, or when the work was done. When I approached management again, I asked for a receipt to prove the repairs they made, but they could not provide it and claimed they had no such receipt in their files to even prove they did the work on the floor. Also, before my family moved into the apartment, the floors were heavily scuffed, discolored, and damaged and we notated that with our move-in inspection. The apartment also did not notify me of their intent to send me notification of forwarding this claim to creditors. With counseling, I sent written letters to the apartment and even sent certified mail with no response. The mark on my credit is still on current reports. My wife also filed a complaint to consumer finance back in XX/XX/XXXX to look into this matter and was able to have this negative mark removed from her credit, but XXXX still has not taken it off mine.
The debt collection service is called XXXX XXXX XXXX XXXX XXXX XXXX XXXX and the representative is XXXX XXXX.The dollar amount they are attempting to collect is {$120.00} and {$18.00} of that amount was interest unless the numbers changed recently.
|
| 05/22/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
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Web |
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I did not track telephone calls/correspondences from the debt collection agency, Hunter Warfield.
We began in XX/XX/XXXX writing letters to the creditor and collection agency and the Minnesota Attorney General 's Office ; the Creditor and I went to court in XX/XX/XXXX and the case was dismissed, nothing awarded to either party ; The Creditor and her attorney told my attorney that they contacted Hunter Warfield and said the debt is not valid and asked that it be removed ; they have not had further contact with Hunter Warfield and have not received anything from Hunter Warfield. I wrote Hunter Warfield a letter in XX/XX/XXXX enclosing correspondence from my attorney indicating the debt is not valid and asking they remove the debt from my credit reports and in XX/XX/XXXX I received notice from XXXX stating that Hunter Warfield verified the debt as a valid debt even though it was made aware by that time that it is not a valid or enforceable debt.
My attorney has sent a letter today, XX/XX/XXXX again requesting they stop reporting it as a valid debt and to remove it from my credit reports.
Hunter Warfield also reflects two different amounts as owing ( {$1000.00} and {$1000.00} ) and the Creditor and her attorney admitted to my attorney they do not know where Hunter Warfield arrived at the initial {$720.00} amount or how it has gotten to be over {$1000.00} or why it would show as two different amounts on my reports.
This is hurting my credit score ( and has been since XX/XX/XXXX apparently ) and I am not able to open a business banking account until this is removed from my credit report which they are unwilling to do.
Hunter Warfield has not had any communications with me or my attorney either.
|
| 11/25/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
|
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XXXX XXXX XXXX took a few hundred dollars of tee time money from our golfers and were not supposed to ; we asked them to stop and send it to us and instead they did it again. We asked for it back and waited a couple weeks, then asked again. We finally got frustrated with the way they do business and went with a different golf software. They never sent the check. This began in XX/XX/XXXX.
About 4 weeks later they contacted us asking for payment and we told them we have clearly not been using their software. They threatened us and we told them to cease and desist since they breached the agreement and we went with an honest software provider. They are a very dishonest company and so is the collections firm.
the collections company stated : " Satisfactory arrangements have not been made to resolve this obligation to our client. As a construction and building material company, our client has specific remedies at its disposal to pursue satisfaction of the above referenced account. '' They are a tech company providing cloud based software solutions to the golf industry, they are lying and saying they are a " construction and building material company '' so they can utilize collection methods that would otherwise be illegal. This is fraud and a material fabrication. This are a couple of very dishonest companies and they should be investigated. I have heard a lot of other golf courses left XXXX due to their dishonest business practices. Our lawyer is sending this collections firm a cease and desist. We would appreciate some help as what they are doing is definitely illegal.
XX/XX/XXXX An email was sent to us requesting we pay {$4300.00} this is false, we have yet to receive a check back from them
|
| 08/19/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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I sent a certified letter to HUNTER WARFIELD on XX/XX/2018 and they failed to respond back within the ( 30 ) day time frame for the 2nd time. HUNTER WARFIELD also continues to violate my consumer rights by deliberately refusing to comply with federal and state law according to FCRA and FDCPA. Therefore, I believe their actions are discriminatory ; due to the fact, this item has been DELETED, RE-INSERTED BACK ONTO MY CREDIT REPORT, REDACTED and RE-AGED in the attempt to collect on an alleged account that they failed to VALIDATE on approximately ( 5 ) occasions according to FDCPA-Validation of Debts 15 U.S.C. 1692g. More so, it is against the law for HUNTER WARFIELD INC to continue reporting a disputed account to the credit bureau ( s ) ; nevertheless, trying to collect on an alleged debt without VALIDATING it first. Also HUNTER WARFIELD INC violated federal law by not notifying me within ( 5 ) days before they REQUESTED a DELETED account to be REINSERTED back onto my credit file pursuant to 15 U.S. Code 1681i ( B ) ( i ) ( ii ) and ( iii ) Requirements relating to reinsertion of previously deleted material. Since HUNTER WARFIELD refusal to respond to my request for validation and their noncompliance within the ( 30 ) day time frame is a violation of both the federal and state law according to the disclosure requirements of the Fair Debt Collection Practices Act, the Uniform Commercial Code and the FDCPA. ; due to fact, HUNTER WARFIELD INC fail to meet the legal requirements by law. Also, HUNTER WARFIELD is still adding interest on a close account which also violates the FCRA and the FDCPA. Furthermore, I do not believe that HUNTER WARFIELD is licensed to conduct business in my state etc.
|
| 08/17/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I sent a certified letter to HUNTER WARFIELD on XX/XX/2018 and they failed to respond back within the ( 30 ) day time frame for the 2nd time. HUNTER WARFIELD also continues to violate my consumer rights by deliberately refusing to comply with federal and state law according to FCRA and FDCPA. Therefore, I believe their actions are discriminatory ; due to the fact, this item has been DELETED, RE-INSERTED BACK ONTO MY CREDIT REPORT, REDACTED and RE-AGED in the attempt to collect on an alleged account that they failed to VALIDATE on approximately ( 5 ) occasions according to FDCPA-Validation of Debts 15 U.S.C. 1692g. More so, it is against the law for HUNTER WARFIELD INC to continue reporting a disputed account to the credit bureau ( s ) ; nevertheless, trying to collect on an alleged debt without VALIDATING it first. Also HUNTER WARFIELD INC violated federal law by not notifying me within ( 5 ) days before they REQUESTED a DELETED account to be REINSERTED back onto my credit file pursuant to 15 U.S. Code 1681i ( B ) ( i ) ( ii ) and ( iii ) Requirements relating to reinsertion of previously deleted material. Since HUNTER WARFIELD refusal to respond to my request for validation and their noncompliance within the ( 30 ) day time frame is a violation of both the federal and state law according to the disclosure requirements of the Fair Debt Collection Practices Act, the Uniform Commercial Code and the FDCPA. ; due to fact, HUNTER WARFIELD INC fail to meet the legal requirements by law. Also, HUNTER WARFIELD is still adding interest on a close account which also violates the FCRA and the FDCPA. Furthermore, I do not believe that HUNTER WARFIELD is licensed to conduct business in my state etc.
|
| 06/30/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I received a call from a debt collector with Hunter Warfield in an attempt to collect a debt. I informed the collector that the debt did not belong to me, and I inquired about the social security number associated with the account because I have a fraud alert on my credit reports. The collector provided the last 4 digits of the social security number by phone, and it was not mine. I again, informed the collector that the debt did not belong to me. ( 1ST CORRESPONDENCE ) I received a bill by mail from Hunter Warfield attempting to collect the debt. ( 2ND CORRESPONDENCE ) The letter was addressed to " XXXX XXXX XXXX this is not my legal name and I do not have an alias. I sent them a letter requesting verification of the debt. I specifically requested a contract with my signature and the last 4 digits of the social security number connected to the account. Hunter Warfield sent me a contract between " XXXX XXXX XXXX and a creditor, there was a signature on the contract that did not belong to me, and they would not re-confirm the last 4 digits of the social security number which they provided in an earlier communication by phone. ( 3RD CORRESPONDENCE ) I sent another letter informing them that they are contacting the wrong person and I provided the evidence described above. Hunter Warfield resent the same bill, with the same contract, and is still demanding I pay them. ( 4TH CORRESPONDENCE ) At this point, they are harassing me ; the agreement that they continue to send is not between myself and the creditor, I have never lived at the address listed in the agreement, and the social security number attached to the account does not belong to me. So, why is this collection agency harassing me?
|
| 03/26/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I am re-submitting a complaint against a debt that I do not owe. Hunter Warfield ( Collection Agency ) and XXXX XXXX XXXX XXXX XXXX ( Apartment Home ) will not and still have not provided the documents required to me by law. They state that they have pictures of the damage done to the wall of which they will not send and a move out inspection form that was signed by the leasing manager that states I did not owe any balance on move out. The refusal to send the documents shows that the apartment home and collection agency are keeping the information from me. I have attempted to resolve the issue with both parties and they both have given me false statements saying they will send the information I have requested. In my last complaint they responded with a copy of my lease and the bill ( balance of the account ). That information is not sufficient in proving that debt is mine being that a document was signed stating that I had a {$0.00} balance and the pictures they have will clearly show that the wall just needed to be painted. I was also to on the phone " As a one time courtesy the documents will be sent to you ''. First I have a legal right to any documents especially if it is associated with a debt that is owed. Second, painting an apartment is basic " wear and tear '' in an apartment. The bill states sheet-rock repair. If the pictures even actually exist you will see that there are no repairs needing to be made. Third, If they had this information why didn't they include it in the first complaint? At this point in time because Hunter Warfield or their client can not proved the documentation to prove that the charges and the damage are real I have reason to believe this is fraud.
|
| 05/25/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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I received a collection notice fro m Hunter-Warfield claiming that I owed {$700.00} principle and {$51.00} interest. The debt was supposedly being collected on behalf of XXXX XXXX XXXX , the owner of an apartment I rented, the notice was dated XXXX / XXXX / XXXX . I moved out of the apartment in XXXX XXXX , the end of the lease, and the property manager told me everything was fine and I did n't owe anything. A year later I received the collection notice. I called Hunter-Warfield and requested a copy of the contract, and validation of the debt, which they are required by law to provide, according to the Fair Debt Collection Practices Act ( 15USC1692 ). On XXXX / XXXX / XXXX Hunter-Warfield admitted over the phone that they do not have the contract or validation of the debt. They told me they would stop trying to collect, and would contact the credit bureaus to correct the situation. They said they are unable to provide a written statement that they have done so, and they also are unable to close my case, all they can to is stop trying to collect. They claim that they are unable to cancel the collection. If they do n't have the contract or validation, they have to cancel the collection. I am pretty sure that in 6 months to a year they will attempt to collect this debt again, that is why they wo n't provide a written statement or close the case. They were illegally trying to collect a debt that I never owed, and they certainly never had any evidence that I did, and they are keeping the case open so they can try to harass me again in the future. I am certain their response will be " company believes the complaint is a result of a misunderstanding ''.
|
| 05/07/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
A collection account from Hunter Warfield showed up on my credit report about two weeks ago. This account is not mine. I have contacted the company and asked them for help removing it and for relevant information about the account. It is from an apartment I have never lived at or been associated with. The address of the apartment does not even show up on my credit file. They said they have been reporting since XXXX , but it only showed up on my credit file in XXXX of XXXX !! I have perfect credit and this account is ruining my credit. I have NEVER been sent any type of letter or bill from this company in the 2 years that they have had this account, and again I did n't even know this account excited till two weeks ago. I have called the company and they are unwilling to help or work with me. They want me to provide information that is so old and almost impossible to get, they also said that any information provided they would call and verify it as correct, which is invading my privacy. The information showing up on my credit file is as follows. Hunter Warfield XXXX XXXX XXXX XXXX XXXX , FL XXXX XXXX Date Reported : XXXX Date Assigned : XXXX Creditor Classification : Rental Leasing Original Creditor : XXXX XXXX XXXX XXXX Account Number : XXXX Account Owner : Individule Account Original Amount Owed : {$4500.00} Date of XXXX Delequency : XXXX Balance Date : XXXX Balance Owed : {$5200.00} Status Date : XXXX Status : D-Unpaid This is not my account and I want it removed from my credit file! Please help me stop this company from illegally doing whatever they want and reporting incorrect information to the credit reporting agencies!
|
| 05/25/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I received a collection no tice from Hunter-Warfield cl aiming that I owed {$700.00} principle and {$51.00} interest. The debt was supposedly being collected on behalf of XXXX XXXX XXXX , the owner of an apartment I rented, the notice was dated XXXX / XXXX / XXXX . I moved out of the apartment in XXXX XXXX , the end of the lease, and the prope rty manager told me everything was fine and I did n't owe anything. A year later I received the collection notice. I called Hunter-Warfield and requested a copy of the contract, and validation of the debt, which they are required by law to provide, according to the Fair Debt Collection Practices Act ( 15USC1692 ). On XXXX / XXXX / XXXX Hunter-Warfield adm itted over the phone that they do not have the contract or validation of the debt. They told me they would stop trying to collect, and would contact the credit bureaus to correct the situation. They said they are unable to provide a written statement that they have done so, and they also are unable to close my case, all they can to is stop trying to collect. They claim that they are unable to cancel the collection. If they do n't have the contract or validation, they have to cancel the collection. I am pretty sure that in 6 months to a year they will attempt to collect this debt again, that is why they wo n't provide a written statement or close the case. They were illegally trying to collect a debt that I never owed, and they certainly never had any evidence that I did, and they are keeping the case open so they can try to harass me again in the future. I am certain their response will be " company believes the complaint is a result of a misunderstanding ''.
|
| 08/02/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
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According to Hunter Warfield themself as stated in the previous Consumer Financial Protection Bureau complain " the last time that Section 8 paid the consumers rent was on XX/XX/XXXX ''. This date is the last date of delinquency, however Hunter Warfield is reporting the last date of delinquency as " XXXX XXXX XXXX referred an account to Hunter Warfield for collection on XX/XX/XXXX ''.
In accordance with the Fair Credit Reporting Act ( FCRA ) If you are a debt collector furnishing information to a CRA about the accounts of a creditor, you must report the date of delinquency given to you by the CREDITOR FCRA 623 ( a ) ( 5 ) ( A ) This " date of delinquency '' determines how long the debt can be reported on a consumer 's credit report. Generally, a CRA may report a delinquent debt for seven years from the date of delinquency. If the debt was XXXX in XXXX, however, a CRA may report it for 10 years. I have never had a XXXX
Hunter Warfield is going by the date that the so-called collection account was placed with there not so legitimate company, instead of the date of delinquency given to you by the CREDITOR, which is against the ( FCRA ). Hunter and Warfield is attempting to re-age this account so that this account stays on my credit report longer than it legally should, an offense punishable by a lawsuit with punitive damages plus lawyer fees accrued.
Warning Warning this is the second ( 2nd ) Consumer Financial Protection Bureau complain filed against this company, the first being un-timely verification passed the 30 day time allowed. I intend to SUE this company if the account is not deleted from my credit report due to fraudulent and deceptive credit reporting.
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| 06/13/2023 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Hunter Warfield is currently reporting on my XXXX, XXXX XXXX XXXX consumer reporting bureaus that I owe their company, {$3300.00}. However, after reviewing my records, I am unable to find any documentation of any contractual relationship between Hunter Warfield & myself, legally listing Hunter Warfield as a person/company entitled to enforce a commercial claim against me. On XX/XX/2023 ( document enclosed ) I mailed & faxed a letter to Hunter Warfield. It was NOT a request for verification or validation. This letter was a demand for proof of contract to substantiate Hunter Warfields claim to XXXX, XXXX & XXXX that I am indeed the correct person that owes {$3300.00}. Hunter Warfield responded back by mail with computer generated documents. Some documents were illegible ( per my attorney, & attached ), yet no document had my signature to substantiate their claim. Nevertheless, no document was notarized through the presence of a notary public, who duly swears the copy made ( and sent to me ) is in fact a copy of the original paper contract in question. I corresponded back by mail and fax on XX/XX/2023 ( document enclosed ) and Hunter Warfield has ignored my legal demand for information. Hunter Warfield 's documentation provided is misleading. Hunter Warfield has yet to provide a underlying credit agreement, no proof of ownership and provided no legal basis to report " late payments '' or any information to consumer reporting agencies. As a ramification due to this fraudulent account, I was discriminated against & denied my right to be extended credit. Nevertheless, I have suffered emotional and mental stress because of this false and negative credit bureau reporting.
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| 04/04/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Taking/threatening an illegal action
- Threatened arrest/jail if do not pay
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Web |
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Hunter warfield is refusing to return a {$500.00} check that was mailed to them to settle the debt and remove their collections from all credit bureaus.
Hunter warfield has stated that they were hired by a separate company to collect debt on their clients behalf. I have spoken with a collections agent as well as the supervisor and neither have been very helpful in resolving the issue regarding my delinquent account. I have sent a pay for deletion letter certified mail to the corporate hunter warfield office and have received no type of response or acknowledgement that my cashiers was received as well as my letter. The cashiers check of XXXX dollars was sent as a settlement amount for the debt they were trying to collect on. I stated in the letter that if the settlement amount was acceptable they were free to cash the check as long as the debt was removed from all XXXX credit bureaus that they were reporting to. It has been past a month and my check has not been returned nor has my collection account been removed from my reports.
I have received constant increases on my debt since contact which i believe to be a harassing method of collecting on a debt. After my cashiers check was mailed my debt increased on my credit report from the amount of {$2100.00} to the amount of {$2100.00} on XX/XX/2017 via my XXXX account. The following week i received yet another increase on my debt from the amount of {$2100.00} to {$2100.00}. I am now in fear that the supervisor i spoke with by the name of XXXX has increased my debt continually as a way to negatively hurt my credit report until I pay the settlement amount or agree to let him keep my check without resolving my debt.
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| 12/03/2021 |
Yes |
- Debt collection
- Other debt
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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The company is Hunter Warfield they have my balance from an apt complex that I once occupied. XXXX XXXX I had to switch my number from XXXX to now XXXX. The number ending in XXXX SIM card is in a phone I dont use due to it was a daily issue this company calling none stop no end. I place every number they called me from on block. I have over 15 numbers. I have noticed on that phone with XXXX they are still calling everyday more than 2-3 times. They also I had one lady call me and I told her well I dont have it therefore you can not get the payment. She threatened to call my employer etc. she called me 5 times within 30 minutes. Everyone who calls from this company is threatening. I have spoke to three people and each threatened me in some accord if I didnt pay the balance. I advised you cant force me to pay for something I dont have the money to pay. the balance also steady is going up with them. It was placed on my credit report with a 5 thousand dollar and something balance but as of today the balance sets at 6695.00. This delinquent should be falling off at end of 2022. I am reporting this company because of the harassing tactics they use and if threatening consumers isnt part of the job qualifications then they have people who take it to the extreme. I am diagnosed with XXXX and XXXX and those calls makes me have mental episodes thinking something is going to happen to me etc because of the threat I receive on the other side of phone. Something need to be done with this company. Their calls are monitored and recorded per what they say and I know they should have something that shows they called XXXX far too many times. How and can I file a suit against them
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| 04/01/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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In XXXX of XXXX we moved into an apartment in XXXX called XXXX XXXX that was no where near ready for occupancy. We contacted the apartment manager as well as the corporate office several times with complaints about the structure, carpet, AC Unit, appliances, etc. We took photos of black mold in the AC Unit and window sills, cockroaches, our vacuum chamber that was filled twice ( we had only been there 1 day at that point ) and dirt on the inside of the patio door. This apartment was in severe disrepair with a pest problem that never got solved. During our stay, we noticed that other residents were having the same problems which were published on XXXX and a few we spoke to also had poor feelings toward their apartments. We documented everything and took screenshots every time we put in a work order. We took photographs of everything when we moved in and they still tried to say nothing was wrong. We finally moved out in XXXX of XXXX after over a year of complaints to the office. We had told the district manager at the time ( in XXXX of XXXX ) that our carpet was disgusting and needed to be replaced prior to our move in. They denied it and said the carpet had been steam cleaned and vacuumed before we moved in. This was absolutely a lie. We are now being harassed by Hunter Warfield for collection monies that are erroneous to our situation since we had already put in complaints that the apartment was disgusting when we moved in. We are not going to pay for a carpet that was in disrepair, needed to be replaced prior to move in and that was denied by management during our stay. We had nothing but problems with this apartment complex and do not recommend it to anyone.
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| 07/22/2022 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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On XX/XX/2022 I sent Hunter Warfield a letter asking them for validation on an account listed on my credit report. Instead of complying with my request, the company insisted on sending me alleged bills of some kind. The bills that they sent me wouldn't even classify as VALIDATION, it would be VERIFICATION if the account was indeed mine I thought as a collection company, they would be informed on what constitutes as VALIDATION but to make sure there aren't any further misunderstandings, I will describe to them exactly what I am looking for when referring to VALIDATION.
I am requesting the following : Agreement with your client that grants you the authority to collect on this alleged debt.
Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor.
Any insurance claims been made by any creditor regarding this account.
Any Judgments obtained by any creditor regarding this account.
Name and address of alleged creditor.
Name on file of alleged debtor.
Alleged account number.
Address on file for alleged debtor.
Amount of alleged debt.
Date this alleged debt became payable.
Date of original charge off or delinquency.
Verification that this debt was assigned or sold to collector.
Complete accounting of alleged debt.
Commission for debt collector if collection efforts are successful.
Attached to this complaint is also a cease and desist letter describing the only method of communication that can be used from this point going forward. Communication about this debt through mediums such as the credit bureaus will constitute as a breach of the cease and desist and proper litigation will follow if the order is ignored.
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| 05/18/2017 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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My wife and I, along with our XXXX children, were tenants at XXXX XXXX XXXX XXXX , XXXX , IL for a period of approximately XXXX years. We vacated the apartment at the end of our lease in XXXX XXXX We paid all of our rent when due, and complied with all of the terms and conditions of the lease. When we moved out, we asked for a " walk through '' but were refused. XXXX XXXX XXXX , XXXX , the landlord, some weeks later sent us a notice for {$580.00} for damages that do not exist. They collected no security deposit if there were a security deposit they clearly would not be allowed to withhold from it under the XXXX XXXX XXXX , which permits reasonable wear and tear. Instead they have hired a debt collection agency to harass us and are threatening to damage our credit if we do not pay them the amount they claim we owe. The photographs they claim show damage do not show anything obvious, and certainly not {$580.00} of damages. XXXX of the photographs actually shows a clean, empty apartment. They have no photographs of when we entered the apartment, to my knowledge. I suspect this might be part of a pattern. A landlord threatens collection against tenant. The tenant is afraid of damage to credit and pays off the landlord to go away, even though the charge is unfair. Many tenants hope to become homeowners. Credit ratings have a lot of power over people, and landlords and debt collection agencies should not be able to report debt that they can not prove to credit bureaus. If it were unpaid rent, that would be obvious in the lease. This is highly subjective, and they do not have the evidence to sustain a breach of lease claim.
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| 09/10/2023 |
Yes |
- Debt collection
- Rental debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I move-in XXXX XXXXXXXX XXXX XXXX XXXX XXXX in XXXX. I stay my full year with all kinds of problems with unit. They change managements 3 times in 1 year. Upon leaving the properly XX/XX/23 I did a walk though with XXXX XXXX ( XXXX XXXX Manager ) to make sure that everything was clean and better than I arrived at the unit, so I could not get charge for something CRAZY and get my security deposit back with no problem. XXXX XXXX assure everything was good and I will get a bill mailed to my XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX within 3 to 5 days. I never received anything by mail, on XX/XX/23 I email XXXX regarding for a bill and she said that there system email me 3 times. I have no email and ask then can she give me something to show they tried to email me. Her respond was no. I said that not right, system are not always corrected. So she email a bill with the wrong {$1200.00}, I sent a copy of the paper work she gave me about my balance with the walk though. She then went back to check and reduce my balance to {$400.00} I agree and purchase a money order. XX/XX/23 I received a email from Hunter warfields company about a debit from XXXX XXXX for amount of {$790.00} case was open XX/XX/23. I advised them that this is not true and I have email and copy of money order. I would be willing to pay {$400.00} only. They advised to send all information to claims departments, then they would contact XXXX XXXX XXXX XXXX and get back with me. Nobody has contact and its still show a negative on my report. Can someone please help, It has made it hard for me to get another place after a year because of this foolishness that I did everything to sure that this did not happen.
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| 01/22/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I am a victim of identity theft. My apartment was broken into and several identity documents were stolen. After the theft several accounts were opened in my name. I have had to dispute these accounts in the past. Now there is only one account left. The collection account from debt collector " Hunter Warfield '' is being reported on my credit report. This collection account is for an original creditor. The original creditor is an apartment complex called " XXXX XXXX ''. This apartment is the address that all the fraudulent accounts were opened at and credit and debit cards sent to. I never lived at this apartment complex nor have I ever agreed to any lease with this apartment complex. Every single bank has done their own investigation and found that I did not open the accounts nor did I live at the XXXX XXXX address. I have filed a police report and an FTC Identity theft report. I submitted this information in a dispute directly to Hunter Warfield 60 days ago yet they still are reporting this negative account on my credit. This is the only negative item on my otherwise perfect credit report.
I have attached the following documents to this dispute : A copy of the police report A copy of the FTC identity theft affidavit A screen shot of the " XXXX XXXX '' webpage showing the address which is the fraudulent address where credit cards where sent to and where a lease was executed in my name without my knowledge or consent.
A copy of the XXXX credit card application that was opened in my name, showing the XXXX XXXX address A copy of the letter from XXXX showing the results of their investigation removing me from the account and deleting it from my credit report.
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| 09/28/2023 |
Yes |
- Debt collection
- Rental debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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In XX/XX/XXXXXXXX I received two letters by mail from a collections company named XXXX XXXX , XXXX in which they claimed I owe the amount of {$5800.00} to them. This letter included my actual residential address and my legal name. On the other hand, the other letter contains the name of : XXXX XXXX with the same address as me. This person does NOT reside in my address nor I have any relation with, and I do NOT owe any amount of money to them. In XX/XX/XXXX, just 30 days after I receive this first communication from them, I sent a Debt Validation Letter asking them for validation, information, and competent evidence in regards that I owe them that amount, and also a Cease and Desist request to stop them trying to communicate with me by phone and only by mail.
They received my Debt Validation Letter on XX/XX/XXXXXXXX as my tracking number from USPS stated, given that I sent my letter with Priority Mail for evidence reasons. As of today, I have not received any evidence of dismissal of the debt but a negative credit report on my XXXX credit bureau yesterday, Thursday XX/XX/XXXX. I tried to contacted them yesterday by phone and they refuse to talk to me because I need authorize that again ( Cease and Desist requested for me ) but indirectly telling me that they indeed received my letter and obey my request, but fail to prove that debt belongs to me. The name of the representatives that I spoke to are XXXX XXXX and XXXX XXXX from Hunter Warfield , Inc . I filed a dispute to XXXX yesterday XX/XX/XXXXXXXX and provide them with some evidence that I have and looking to have them remove out of my credit report and repair the damages they have done to my credit.
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| 08/08/2017 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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I got a XXXX alert that my credit report has " changed. '' Incidentally, when I signed in, I saw a Hunter Warfield collection. It had raised approximately {$25.00}. I was not aware that it was there. I have never purchased any products or services with this company. ( I have been a victim of identity theft in the past, so this is likely a product of that unfortunate experience. ) Nevertheless, I observed that the amount they are attempting to collect is in excess of what they say the original balance was by {$1400.00}. ( {$5700.00} and XXXX respectively. ) And the site displays a difference of thirty-five per cent. This creditor ( whomever they are ) is in violation of the Truth In Lending Act because raising the balance they are attempting to collect requires notification of charges to the consumer. {$1400.00} is excessive, even for someone that would have even incurred the original debt. I have received nothing by mail, nor any other collections conduit to have been notified of said " balance increases. '' Furthermore, it is only recently ( the past week ) that I have taken notice of the XXXX dollars. Presumably, this has been going on for several years, perhaps even prior to me even monitoring my credit and has gone unknown and thereby Hunter Warfield Inc., is likely to have been violating my consumer rights the entire time without my knowledge that there was even a collection in my name. I never opened an account with this company, nor have I ever incurred charges with an agency at the mount of {$4200.00}. This is very upsetting and I ask that they do not contact me at this time, rather they may respond via CFPB. A dispute has been issued via XXXX
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| 11/09/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I received a letter from XXXX XXXX on XX/XX/XXXX in regards to a debt owed by a previous rental company XXXX XXXX for the amount of XXXX, looking over the amount I disputed this debt for incorrect amounts based of what I was told by the property company I thankfully still had text messages from the property companys VPN with statements proving what I would owe, I gave Hunter Warfield that documentation via email from the property company XXXX XXXX which shows it was not reflective to the amount stated. I contacted Hunter Warfield by phone on XX/XX/XXXX disputing the debt, emailed them the information I had.
I called the collection agency to verify they had received my email and they confirmed they had and I should hear back in 2 weeks from XX/XX/XXXX.
On XX/XX/XXXX I tried calling Hunter Warfield to check the status of my debt and was disconnected after the language prompt. I attempted to call several times with the same issue, I then sent Hunter Warfield support services an email on XX/XX/XXXX in attempt to communicate and explained the issue I was having reaching them by phone. With no response, I did mail them a letter on XX/XX/XXXX again disputing this debt to have it in writing.
I received a letter XX/XX/XXXX dated from Hunter Warfield for XX/XX/XXXX again verifying the debt owed with no other communication stated and far as my dispute. On the front page of the letter is the number to contact a XXXX XXXX at XXXX when I call the number I am again hung up on after the language prompt.
I am unable to get into contact with this agency and this agency isn't making an attempt to address my dispute after several attempts by phone, email and by mail.
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| 12/21/2017 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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On XXXX XXXX XXXX, received call from associate XXXX. Said associate failed to provide proper call disclaimer.
I immediately asked said associate to provide the name of the person that called my phone two days ago. Said associate disregarded the question and proceeded to third party debt collection requests. I asked a third time and was asked why u needed the name. I inquired of the name because the associate that phone left a voicemail advising the call was from a debt collector ... which is against FDCPA requirements. XXXX persisted today advance her script of collecting the debt and I refused to entertain as my question wasnt answered. XXXX advised it was my debt and that my credit would suffer and disconnect d the call.
I called the company back. Asked to speak to a manager. Call was transferred to XXXX XXXX. Initially said manager appeared attentive and concerned. However, he then disengaged and proceeded to collect his alleged debt. I advised my complaint about XXXX was not addressed. After moments of back and forth the manager wanted me to give permission for him to discuss the debt. I advised I never received the requir d thirty day notification. Manager advised the letter was sent twice. I not d I called in a few weeks ago and was provided a website to pay the alleged date with th account number. However said manager noted there was no inbound call from me noted in the record. When I pressed the topic, his storyline changed to acknowledge the call. However when it was apparent I wasnt acknowling th alleged debt XXXX advised he had other callers willing to pay their debts and I could call back when I was prepared. He disconnected the call.
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| 02/03/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I was initially contacted via telephone on XXXX XXXX XXXX from a representative from Hunter Warfield stating that they were trying to collect on a debt that I owed from XXXX XXXX which I told them that I had not been contacted by XXXX nor had I received anything in writing from their office. After speaking to several agents via telephone and being told that my asking for clarification on this matter was my refusal to take care of their alleged debt. The only thing that I was told was that I owed {$1300.00} for painting, repairs and trash removal.
In XX/XX/XXXX I received a letter from Hunter Warfield stating that I owed a balance of {$1300.00} to XXXX XXXX. I sent them a letter dated XXXX XXXX stating that I disputed the validity of this debt and requested that XXXX and Hunter Warfield send me documentation of all claims for repairs, painting etc. as I occupied the premises in XXXX XXXX when the area suffered severe tornado damage.
Hunter Warfield responded and reduced the amount of the alleged debt to {$840.00} per a conversation that I had with XXXX. XXXX XXXX is still charging me for XXXX and XXXX rent and property Admin fees when I no longer occupied the residence.
I ultimately submitted several more letters with the documentation to Hunter Warfield proving that XXXX XXXX submitted false statements about the damage to the home, utilities that they claimed were unpaid trash that had not been removed. I have not heard Hunter Warfield since my XX/XX/XXXX letter until XX/XX/XXXX via telephone. At this time I learned that they had submitted a collection report on my credit which shows me they have no intention on correcting this situation.
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| 04/14/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Indicated you were committing crime by not paying debt
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Web |
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On XX/XX/2019 the collection agency HUNTER WARFIELD ( address & phone number below ) filed a {$940.00} collection entry against my credit report on behalf of the original creditor XXXX XXXX XXXX XXXX regarding a lease for a property at XXXX XXXX XXXX XXXX, FL XXXX that they claim I am responsible for. note that the lease they provided is INVALID as the LANDLORDS/Owner ( s ) of XXXX XXXX XXXX XXXX, FL XXXX were - and still are - XXXX, XXXX and XXXX, XXXX [ Tenants in Common ] evidenced by the XXXX County Tax Record file attached. The correct VALID lease provided by XXXX XXXX XXXX ( attached ) reflects this ownership as well. The INVALID lease provided to me by Hunter Warfield ( attached ) indicates that the Landlord/owners of XXXX XXXX XXXX XXXX, FL XXXX were XXXX XXXX and XXXX XXXX which is incorrect ( ie not a valid lease ). I have provided redacted versions of both leases along with a screen shot from the XXXX County Florida Property Appraiser indicating correct ownership of the property located at XXXX XXXX XXXX XXXX, FL XXXX. I have never signed a valid lease for XXXX XXXX XXXX XXXX, FL XXXX nor have I ever resided at the property and therefore dispute this charge in its entirety. Unless Hunter Warfield is able to provide a valid lease I request that the debt immediately be removed from all credit bureaus to which it was submitted. If Hunter Warfield feels as though this lease is legitimate I request that they provide evidence of the LANDLORDS mentioned, XXXX XXXX and XXXX XXXX.
Thank you, " XXXX '' XXXX XXXX ( XXXX ) XXXX XXXX XXXX Contact information for Hunter Warfield XXXX XXXX XXXX XXXX, FLXXXX ( XXXX ) XXXX Collection account # XXXX
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| 01/20/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
Servicemember |
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Account Info Account Name XXXX XXXX Account Number XXXX Account Type Collection Responsibility Joint with Date Opened XX/XX/XXXX Status Collection account. {$2200.00} past due as of XX/XX/XXXX.
Status Updated XX/XX/XXXX Balance {$2200.00} Balance Updated XX/XX/XXXX Recent Payment $ XXXX Monthly Payment {$0.00} Original Balance {$2200.00} Highest Balance {$0.00} Terms 1 Months On Record Until XXXX XXXXXXXX Account Info Account Name XXXX XXXX Account Number XXXX Account Type Collection Responsibility Joint with Date Opened XX/XX/XXXX Status Collection account. {$2200.00} past due as of XX/XX/XXXX.
Status Updated XX/XX/XXXX Balance {$2200.00} Balance Updated XX/XX/XXXX Recent Payment $ XXXX Monthly Payment {$0.00} Original Balance {$2200.00} Highest Balance {$0.00} Terms 1 Months On Record Until XXXX XXXXXXXX Account Info Account Name XXXX XXXX Account Number XXXX Account Type Collection Responsibility Joint with Date Opened XX/XX/XXXX Status Collection account. {$2200.00} past due as of XX/XX/XXXX.
Status Updated XX/XX/XXXX Balance {$2200.00} Balance Updated XX/XX/XXXX Recent Payment $ XXXX Monthly Payment {$0.00} Original Balance {$2200.00} Highest Balance {$0.00} Terms 1 Months On Record Until XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX, XXXX fl XXXX phone number XXXX XXXX XXXX XXXX I have never had an account with this person : a person by the name of XXXX XXXX made these charges against me. and then stole the money for herself. She was a manager with the company at the time and stole money from the company. Then placed me and other persons in default. A criminal case was made at the time. The information such as timeframes is incorrect
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| 06/05/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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Hunter Warfield debt collection company has reported I owe a debt of over {$1000.00} which they purchased from a lease company called XXXX XXXX out of XXXX, Ohio. XXXX XXXX fabricated these charges in retaliation for me reporting and complaining about illegal activity on the apartment complex property which endangered myself and my children. When we broke our lease because of unsafe conditions and repeatedly being victimized by theft by other residents and their guests the leasing company withheld my security deposit and fabricated charges for non-existent " damages '' in order to recoup the rent that would have been owned had we fullfilled the remainder of our lease. I informed Hunter Warfield of this on every occasion that I spoke with them. They insisted they had verified the debt was " valid '' by taking XXXX XXXX 's word for it. I told them I had XXXX photos of the apartment on the day we moved out showing there were no damages but they refused to let me send them to them. After repeated contacts to my cell phone I informed them I did not want them contacting my cell phone anymore and requested they only contact me in writing. Collectors were rude and hung up on me when I made these statements, only to continue calling back to my cell phone multiple times. Their collection practices were aggressive, threatening, intimidating and illegal when they refused to stop calling my cell and refused to contact me only in writing. They also did not do a proper job of validating this debt as there were no damages to the apartment at all. I have now been denied a mortgage loan to purchase a home due to this specific item appearing on my credit reports.
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| 03/24/2022 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I rented apartment at XXXX XXXXXXXX XXXX and my application was approved with {$1000.00} deposit in month of XXXX XXXX after i moved in month of XX/XX/2021, while staying with family in 2 Bed/2 Bath apartment i received lease violation notice after 2 months mention that my wife also living with me and i did not add her as tenant. I mentioned them about there was no place to add while doing application online.
i was told it's an easy fix, all they need is name, SSN and D.O.B plus {$75.00} for applicating fees. 2 days later they ran my credit instead of my wife and i was told that now i have to pay additional {$1000.00} top of existing deposit. when i revised my lease no where it says each individual has to pay {$1000.00} deposit. when i mentioned them they forced me to sign addendum addition to my lease.
so i denied and i was told that either i have to sign or i have to vacate their apartment.
so i decided to Vacated my apartment. after vacate my apartment they keep {$1000.00} deposit plus they asked me to pay additional {$3100.00} 2 months rent since i am breaking their lease.
After they sent me certified copy i object that amount and submit complain to XXXX XXXX XXXX but 2 months later i received a notice mentioning this business are not in their file.
After that they sold this balance to Collection agency Hunter Warfield, i started receiving call so i contact an attorney in Florida and after examine my case they took my case. they notify collection agency not to report to credit bureau and if they do they can report as disputed amount.
even though they have been notified they kept calling me and they reported to Credit Bureau.
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| 11/21/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
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Web |
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1. Hunter Warfield sent me a letter to collect application fee and reservation fee for their client : XXXX.
2. XXXX is an apartment renting and management agent in XXXX XXXX, to which I applied an apartment to rent in XXXX online, however I never got any reply from XXXX to either accept or reject my application. Later on they charged me for application and reservation fee, which I requested them to present me any legal documentation signed by both parties, which they failed to do so. XXXX then decided to send this case to the debt collection service Hunter Warfield.
3. Once I got the debt collection letter from Hunter Warfield, I sent three certified letters to Hunter Warfield to respond and present me any legal documentation which proved that I owned XXXX any fees, Hunter Warfield never replied my requests.
4. Due to my international travel and a potential impact on my credit while I was traveling, ( this was clearly stated in Hunter Warfield letter to me " This debt has been reported or is scheduled to be reported to one or all of the following XXXX national credit reporting bureaus : XXXX. If your debt is reported to the credit bureaus this could adersely affect your credit. ) 5. I then filled their debt collection letter with my credit card info for the charge, alone with a letter clearly stated that they needed to reply my request on providing me legal documentation on the debt before they could charge me on my credit card.
6. Couple of weeks later when I came back from my international trip, I did n't receive any legal documentation on the debt Hunter Warfield claimed that I owed, but Hunter Warfield had charged my credit card.
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| 07/24/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
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Web |
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My Husband and I have been threatened on numerous occasions by this mobile home park for the last year. In XXXX of XXXX we were taken to court for an eviction hearing. During the eviction hearing it was ruled by the Magistrate court for the eviction to be dismissed and for my husband and I to pay only {$500.00} per month. We did as the courthouse instructed only to be told by XXXX XXXX that we were to pay more money. When we attempted to pay only what was court ordered to pay, that amount was denied and then we were threatened to have another amount placed on my credit report. In XXXX of XXXX my husband and I were contacted by the property managers of XXXXXXXX XXXX again to collect an amount that was not owed. Once we informed them of what we would pay and that we were moving. The property managers stated that we could not move until we paid them all of their monies and if we tried to move they would place this amount on my credit report.
Through several attempts and applications my husband and I were able to finally find somewhere else to move to, only to be informed that the property managers of XXXX XXXX had already placed the amount on my credit history and we were denied housing. Therefore we attempted another place to reside, and we ( my husband and I ) had to inform this property manager of what was going on. Thankfully this property manager was willing to work with us and we were able to move. Then on XX/XX/XXXX I received mail correspondence that the property managers did in fact sell the debt to a collection agency and now I have received letters and phone calls from this agency trying to collect this debt that is not owed.
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| 05/18/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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This matter stems from a rental property in XXXX XXXX XXXX, XXXX owned by XXXX XXXX XXXX. My son and I moved into the property on XX/XX/2016 after moving from XXXX. Once in the home it became apparent there were several urgent repairs needed. I contacted XXXX XXXX about the problems and they told me someone would be coming out to do repairs but they never did. I continued calling as at this point the fence had fell in ( just to mention one thing ). XXXX XXXX was well aware when we moved in we had dogs and the fence was mandatory. Finally, after 2 weeks of attempts to contact them, instead of making necessary repairs, they served me with an eviction notice. I was working for a law firm so they reached out to XXXX XXXX 's legal counsel and a made settlement agreement for {$1700.00}, this included 30 days of rent and half the security deposit. It was agreed we would vacate XX/XX/2016 and no further collection efforts from either side would be pursued.
It is my understanding Hunter Warfield ( a collection agency ) was hired by XXXX XXXX XXXX to collect {$1900.00} from me in violation of our settlement agreement. I have sent Hunter Warfield the settlement contract from XXXX of 2016 along with receipt of payment at least 3 times. In response they sent me the settlement agreement back and said their client ( XXXX XXXX XXXX ) confirmed the debt.
At this point there is no way they do not know this was settled but it is still listed on my credit report. I have been trying by mail, phone and email to settle this matter for more than 2 years now. Hunter Warfield will not cease collections and have the collection removed from my credit report.
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| 08/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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I left XXXX XXXX XXXX XXXXXXXX XXXX, an apartment complex in XXXX, VA some months back. I figured there might be some balance due. At the time, provided forwarding information by email and return phone call. I heard nothing for several months. Then I began receiving repeated calls from " The office of Hunter Warfield ''. They call using a variety of 8xx numbers, and do not leave a message. When I have answered and spoke to them, the have a long introduction that makes them sound like a federal agency.
However, in my specific case, they start off about collecting a debt after numerous attempts to contact me. After some questions, I find they have been sending letters to an address I am not at. I give them a proper address for postal mail and an email address. I receive nothing from them at either the postal or email.
And then I receive another phone call. Same speil.
So today I called the leasing office to ask what is the deal. And I find that I have a XXXX balance!! There is no reason for Hunter Warfield to be calling me.
As a certified communications engineer, I consider this to be harassments and fraud by telephone, across state lines, which is a felony under FCC rules. Any further calls or other communication from this firm will be handed over to the FCC and Attorneys General of Virginia and Tennessee, along with alerts to the media for suitable judicial action.
Do not harass me by phone and commit fraud trying to collect a debt I do not owe.
A XXXX Search shows Hunter Warfield at : XXXX XXXX XXXX XXXX, XXXX, FL XXXX ( XXXX ) XXXX It appears to me that the landlord is not the problem, but the collection agency is.
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| 02/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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In XX/XX/XXXX I got an email from a debt collection company Hunter Warfield about an debt that I supposedly to an old apartment complex, for damages. As soon as I got the email I called the company and gave proof that I did not owe this debt. After the call I did not hear anything from this company, and in XXXX of XXXX a collection was placed on my credit report. I have tried dispute this several times, with no luck. While, on the call on with this company one of their representatives tried insinuate that not paying this debt could hurt my chances of buying a home, before the guy I spoke with could finish the statement he was stopped by a manager listening to the call. The manger then asked me to resend proved of payment and gave me the wrong email address. I called back to get the correct email. I then after the call, called my old apartment complex to have them pull my pre-move in checklist that listed all the damages to my apartment before I moved in. The apartment representative said that she would have the manger pull the information I requested. Since that call in early XX/XX/XXXX I have not hear back from the manger, and they are avoiding my calls and refuse to talk to me. I called the collection agency back to see if they would close this debt for a lower rate, and they refused to accept the amount to close the account and fix my credit. I have tried everything that I can think of with no luck. I will proved the photos of the apartment with timestamps of when they were taken, my last bill, and money order that I paid with. Also I am going to be sending pictures of the emails I sent to this company, and got no reply.
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| 04/30/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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XXXX XXXX XXXX along with Hunter Warfield have put a large ungodly amount of money against me that has seriously hit my credit score .. ALL IS COMPLETELY FALSE! I paid my rent 2 weeks early the entire time I rented from them.. They kept my deposit and said the extra amounts were for carpet replacement.. The carpet along with the 2nd rate apartment complex was disgusting. They had XXXX and XXXX XXXX raided every single night.. The most unprofessional person 's they could find for representing their company that harassed tenants trying to move from facility worse than any situation I had ever been in with a landlord. She cut the locks off while we were inside 3 weeks before my lease was needing to be renewed completely beligerant scaring my kids and not {$1.00} was late and I tried staying away from her completely not causing any problems.. The place was subpar and really nothing I would ordinarily would ever live in but my husband died 2 weeks before moving in.. I had never seen this complex or knew of anyone renting their.. I moved back to my hometown for familiarity and this was built in the mean time.. I have tried resolving this issue with them.. Hunter Warfield should be shut down along with these greedy slum lords trying to squeeze a few more dollars for their own greedy gain.. THE CARPET WAS DISGUSTING IN FIRST PLACE! DO WAS THE PAINT! HOW AM I OAYING THIS? AND HOW IS THIS LEGAL FOR YOU ALL TO RUIN MY GUTURE AND MY CREDIT SCORE ALTERING MY CHILDREN AND I PLANS BEVAUCE YOU NEED PAWNS TO OAY FOR XXXX HACK WITH XXXX LURKING 24/7.. I HAVE NEVER RAISED MY KIDS UNDER THESE CONDITIONS.. IT WAS TIME TO GO! 1 YEAR WAS XXXX!
|
| 05/26/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Threatened to take legal action
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Web |
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I was contacted by the XXXX XXXX XXXX who evicted me because I reported and filed police reports because of safety issues. There was a man stalking my apartment and my XXXX young boys and after repeated notifications to the apartment complex they did nothing to help me. They even stated their cameras were not in working order so they could not catch the suspect on camera. I attempted to move to a higher level because I was on the ground level but was told I would have to pay a new security deposit and month 's rent before the transfer could take place. The apt complex knew I did not have the extra money to move because I was a single mother and recently lost my job. Despite everything that I was going through, I made attempts to pay what I could my last month of residing there ( approximately XXXX 2015 timeframe ) and my money was accepted, but I was still evicted. I then received a bill for over {$1700.00} stating that I needed to pay for the remainder of the month in which I was evicted as well as the upcoming month because I had voluntarily left the property. This is absurd. When I contacted the debt collector, they had stated that they had no recollection of eviction and their client, the apt complex had informed them that I voluntarily moved out and that I owed rent as well as replacement of carpet fees worth over {$1000.00}. They kept my security deposit and sent me a bill which was surprisingly already on my credit report being reported as a collection. This has ruined my credit and I want justice. They did threaten to take legal action and hired this attorney 's office which is the one reporting this false debt.
|
| 05/19/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
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Web |
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On XXXX XXXX XXXX Hunter Warfield responded to a complain i filed with the CFPB on XXXX XXXX XXXX ( case number XXXX ). The complaint was filed because while checking my credit report i found and account from this company listed on my file from which i had never received any communication from and when i disputed the account with them they sent me a letter requesting more time. Their response states that they did send me verification when the obtained the account but the documentation they sent to " back up '' their claim shows otherwise. The documentation they sent through the CFPB portal is as follows. Rental application, Move out statement, and their verification letter. Now looking at these documents you can see that the apartment complex noted i gave them notice and moved out on XXXX XXXX XXXX and Hunter Warfield claims they sent me a letter on XX/XX/XXXX..But they did not send it to the address i gave the apartment complex they sent it to the apartment from which i had moved out of over month before they claimed to have sent their verification letter had they sent the letter to my correct address which the apartment complex has this matter would have been taken care of. Now to add insult to injury they have not only increased the original balance from {$2600.00} to {$2800.00} they are not KNOWINGLY reporting the original amount as {$2800.00} on my XXXX, XXXX, and XXXX files. In their response to my original complaint they note tht i must contact XXXX XXXX about this account on XXXX XXXX XXXX i mailed a letter to XXXX to settle this account which was delivered on XXXX XXXX XXXX and i have not received any response.
|
| 02/16/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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I am disputing a negative collection mark on my XXXX and XXXX credit reports in the amount of {$140.00}. The original creditor for this amount is XXXX at XXXX XXXX Apartments. The debt now belongs to Hunter Warfield.
The reason I am disputing this collection is because the original creditor, XXXX at XXXX XXXX, is attempting to charge me for an expense they incurred before I was a resident at their apartment complex.
I have attached two supporting files : File # XXXX is the move out statement and ledger that the original creditor, XXXX at XXXX XXXX, mailed to me upon vacating the apartment. The ledger indicates there is a move out balance of {$130.00} ( the actual amount on my report is now {$140.00} due to added interest charges from Hunter Warfield. ) File # XXXX is an invoice from XXXX XXXX XXXX charged to the original creditor, XXXX at XXXX XXXX. This invoice was provided to me by the original creditor, XXXX at XXXX XXXX, as part of my move out statement. The invoice is for carpet replacement in the apartment unit I resided in.
Per File # XXXX my lease agreement began on XX/XX/2018. Per File # XXXX the invoice was generated and dated on XX/XX/2018. This means that the carpet in the apartment unit was replaced before my lease agreement began.
I have disputed this issue with XXXX and they quickly removed the negative collection mark from my credit report. As quoted by XXXX on page # 1 of the attached file XXXX Dispute Results, Account information disputed by consumer ( Meets requirement of the Fair Credit Reporting Act ). Please feel free to review the XXXX Dispute Results attached file for your reference.
|
| 03/02/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
Servicemember |
|
Hunter Warfield is reporting a debt from a property management company for excessive debt to credit agencies. They claim I owe {$8000.00} dollars, but I was never notified of this debt, never received any billing or notice of the debt before two days ago when I did a credit check on myself to see what my score was. I told the person I talked to over the phone today that I wanted to dispute the debt and that my wife XXXX XXXX XXXX isn't being effected by this or had any knowledge of the debt either. They then told me over the phone that they intended on suing me and were taking the steps to do so as of the XXXX of last month. I pulled my own credit to find out about this false debt and was threatened.
The court case was mediated and we came to an agreement and not once did anyone inform me I was to pay anything considering we all agreed to part ways and that was it and the court case for the agreement was dismissed outright. The agreement was made in court to just leave the residence with my wife. We did that with no issues, we didn't damage anything we didn't take anything from them, we agreed to the terms to leave and we did just that. Not once did the judge say anything about paying them this horrendous amount, the mediator didn't mention anything about paying XXXX over what my rent was ands they didn't ask for anything in court. They are reporting a debt that isn't real and i was never informed of before two days ago, it's excessive, they have threatened to sue me now and I've attached the court order and court minutes along with copies of the receipts from paying in person with my wife 's name on them to.
|
| 03/27/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
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This company Hunter Warfield Acct # XXXX is in clear violation of several consumer laws put in place to protect consumers like myself from willful disregard of basic consumer rights. *Under 15 U.S. Code 1681b Permissible purposes of consumer reports I never gave you any written consent to report anything on my consumer reports no consent is fraud. *Under 15 U.S. Code 1692j - Furnishing certain deceptive forms I am not participating in the collection of this alleged debt. Cease and desist asap *Under 15 U.S. Code 1602 ( p ) - unauthorized use of my information As defined by the IRS Even if you didn't receive a tax form 1099-c you must report cancelled debt and gross income The IRS clearly states charge off as income the reporting of this account is inaccurate. I have done my own investigation and have researched numerus legal cases in which other consumers were victims of the same things that I am now experiencing, and the courts have ruled each an every time that the credit reporting agency could not merely parrot information from the creditors and/or collection agencies. you are required to conduct your own independent reasonable investigations to ensure the validity of the debt and the honesty, and integrity of the creditor and/or collection agency in question. Sending out generic form. Through the XXXX system that does not even contain my reasons for the dispute is not reasonable. Also according to 15 USC 1681 everything has to be 100 % accurate on my consumer report. There are several inaccuracies as it pertains to the reporting of this erroneous account. ( Date last active, date opened, dispute status )
|
| 02/08/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
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Regarding former Complaint XXXX, Hunter Warfield claims to have no records of my phone calls or communication between myself and XXXX XXXX in the Consumer Resolution Department, but in their answer they advised me to contact XXXX XXXX of Hunter Warfield 's Consumer Resolution Department. This sounds contradictory and doesnt make any sense. You want me to call XXXX XXXX and go through the entire process again? Since my previous efforts and attempts have gone unresolved, pursuant to FCRA 611 ( a ) ( 6 ) ( B ) ( iii ), I request that Hunter Warfield provide the certified documents that were reviewed to conclude the accuracy of the information they are reporting to the credit bureaus and to provide me a complete copy of all the information that was furnished to them by the original creditor XXXX that they are claiming to be trying to collect a debt on behalf of. If you do not comply I intend to commence a lawsuit against you for damages and equitable relief due to non- compliance with the FCRA Section 611. I will also be aggressively pursuing the full judgment that I can get against Hunter Warfield for violation of the Fair Credit Reporting Act and defamation. I have fully investigated my rights in this matter. The foregoing is not intended to be a complete recitation of all applicable law and/or facts, and shall not be deemed to constitute a waiver or relinquishment of any of my rights or remedies, whether legal or equitable, all of which are hereby expressly reserved, including my right to all available remedies against Hunter Warfield, including but not limited to the recovery of costs and attorneys fees.
|
| 08/03/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Hunter Warfield began reporting an apartment collection from XXXX XXXX around XXXX XXXX. The original balance was reported as {$2300.00}, and as of XXXX 2017 is reporting the balance at {$3200.00}. I have disputed this debt to Hunter Warfield directly as well as through the credit reporting agencies that they reported it to as a collection account. I do not owe this debt. There were repeated and significant issues with the apartment and the apartment management breached its duties under Florida law to maintain a habitable environment. There were rodents in the apartment, and I and my children were bitten by bed bugs, and the apartment was consistently infested with cockroaches. The last straw was when my daughter came screaming to me because there was a dead roach on her toothbrush. I am not sure which adjectives I can use to describe the apartment other than completely substandard, disgusting and gross. To add insult to injury, the apartment management created all kinds of bogus and illegitimate fees and sent it to Hunter Warfield to collect. When I tried to explain this to Hunter Warfield, they seemed uninterested in anything other than collecting the debt for their " client, '' whom apparently they presume to be right and the consumer wrong. I paid what I was required to pay and more ; I left in XXXX but had rent paid through XXXX. It is morally reprehensible that Hunter Warfield is attempting to collect over {$3000.00} for these reprobates. On top of this, it seems Hunter Warfield is adding a collection fee or interest charge to the balance each month. I can not see how this is permissible or legal.
|
| 05/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
my name is XXXX XXXX I moved into these apartments pre-Covid, I have never been late in XXXX I notified management that I would be leaving the property because of my transfer as I am a XXXX XXXX, The manager on duty on time said that would be fine, He said I needed to clean unit, and hand in all keys, he stated, that, I would not receive any late fees, or incur any pentalities, I cleaned unit, and gave keys to manANGEMENGT, I asked him again would I owe any fees he stated I would not, because of the Cover relief bill I would not be charged any late fees, or have any broken lease fees, Under the COVID RELIEF BILL, I WAS AWARE I COUULD MOVE OUT OF THE UNIT AND NOTIFIED THEM THAT MY MILITARY UNIT WAS CLOSED AS WELL AND THAT I HAD A TRANSFER TO XXXX, THE MANAGER SAID IT WAS FINE, NO PROBLEM, IN XXXX I APPLIED FOR A APARTMNET AND WAS DENIED, BECAUSEA XXXX DEBT OR COLLECTION HAD BEEN ADDED TO MY CREDIT REPORT, I NEVER RECIVCED NOTIFICATION, EVER THE COMPANY HAS NO SIGNED LETTER, ALSO MANY CONSUMERS HAVE STATED THAT WE WERE ALL TOLD TO MOVE OUT AS WELL AS THE COMPANY SENT LETTERS AND TEXT ASKING US TO USE OUR STIMULUS CHECKS TO PAY OUR RENT, THEY ALOS SAID TO AVOID EVICTION COST TO MOVE OUT N LATE FEES TO MOVE OUT, AND TO NOTIFY THEM, THIS COMPANY HAS MANAgers that switch, and each one tells you a different thing, none of them known the truth, I'm a XXXX year old Army veteran and this is affecting my credit, I was denied the apart Im being charged and it was stated I would not be, I never ever received proof, I left the apartment in excellent condition, the manager at the time stated it was move in ready,
|
| 01/28/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
hunter warfield, XXXX XXXX XXXX XXXX, XXXX florida XXXX is the company this complaint is about. they are attempting to collect a debt of {$1300.00} that i simply do not owe. it's a bogus made up debt by XXXX XXXX in XXXX XXXX. i lived at XXXX XXXX in XXXX XXXX. for 12 months. from XX/XX/XXXX to XX/XX/XXXX. i signed a 12 month lease, stayed there the full 12 months, and paid the rent on time every month. when i left the apartment it was in the exact same condition as when i moved in. i didn't even ask for my security deposit back when i left the apartment. if anything they owe ME. now, i am a XXXX, XXXX old man seeking a low income place to live here in XXXX. i will soon become homeless. every apartment application i fill out is denied because of this bogus debt. twice i contacted hunter warfield to dispute this bogus debt so i don't end up homeless. and twice the person i spoke to became very, very rude and obnoxious with me on the phone. i got rude back cause that is just my nature when someone gets rude with me as they did. i attempted to explain my urgent situation to them, and never got a chance to finish before they became very rude with me. i scratch and claw to get by month to month on a small disability check, so it'd be impossible for me to pay this if it was a legitimate debt, which it is not. besides their phone reps being very rude, hunter warfield is a company that puts pennies ( that's what {$1300.00} is to them ), ahead of the well being of a XXXX, XXXX, XXXX old man. greed above compassion, on top of being very rude. and XXXX XXXX in XXXX XXXX. are total liars, and also greedy.
|
| 12/06/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Did not even know about the debt initially until I was applying for a credit card and it came on the report. The debt was an invalid debt from the apartment complex and I was speaking with them when my lease ended in XX/XX/XXXX to settle it.
Once I found out about the debt, the address that was shown on my credit report was not the address their office was located for any resolution letters to be sent so there was no way to contact them by certified mail. I did more research on the company and found out they have a different address that is not listed on the collection reports and it was the correct address. I requested them to validate the debt around XX/XX/XXXX, which they agreed to not report the debt for the period of time they were validating it because they needed more than the 30 days in order to do that ( it never stopped reporting on any of my reports during that time frame ). When they validated the debt all they provided was the receipt for the apartment complex that used to own the center I was residing at ( which that company is n't even there anymore ). The amount that they stated was owed was approximately {$260.00}, but for some reason the collection amount they said I owed was {$290.00} which was invalid.
After I received all the information and discussed with them how everything was invalid they still continued to report the invalid information.
XX/XX/XXXX I contacted my attorney to communicate with them in order to get this issue resolved and the invalid account removed. They resolved the debt, but the account is still reporting negatively and inaccurate information.
|
| 04/13/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
|
Web |
Servicemember |
|
My chapter XXXX bankruptcy ( Case XXXX ) was discharged on XX/XX/XXXX. After the discharge, I filed XXXX disputes - XXXX with XXXX and XXXX with XXXX - to have an eviction record reported by Hunter Warfield ( collection agency for XXXX XXXX ) removed from my reports.
XXXX of these accounts was removed on XX/XX/XXXX, the other on XX/XX/XXXX. I recently moved and I 'm unsure why but Hunter Warfield began contacting me via telephone and postal mail, attempting to collect the debt that was included in my Chapter XXXX and had already been removed from my credit reports.
I notified them via Electronic Mail that I am no longer liable for this debt, and included a copy of my Discharge Certificate.
Hunter Warfield failed to reply to my e-mail, but I reached out to the City of XXXX ( there was a default judgment against me for this debt ), and they said that although I have proof of filing Chapter XXXX Bankruptcy, since the discharge certificate does n't specifically list Hunter Warfield, XXXX, or the City, they would not remove the judgment from their records, although the City advised me that they would not attempt to collect on the judgment since I had a Chapter XXXX on file.
After my move, I checked my credit report via XXXX and discovered that Hunter Warfield added this debt back onto my XXXX credit report. I contacted Hunter Warfield advising that this debt was discharged but once again, I received no response.
I have filed a dispute with XXXX but it could take up to 30 days to resolve. I also feel that Hunter Warfield has violated their rights as a debt collector in the state of Virginia.
|
| 02/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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from XXXX of XXXX to XXXX of XXXX, i lived at XXXX XXXX in XXXX arizona. my address was XXXX XXXX XXXX XXXX. i signed a 1 year lease, lived there 1 year, and moved out. now, XXXX claims i owe them {$1300.00} dollars. it is now in collection by hunter warfield, XXXX XXXX XXXX XXXX. XXXX florida, XXXX, XXXX i do NOT owe this money. it is a made up bogus debt, period, full stop. i satisfied the lease with XXXX, and left the apartment in the EXACT same condition as when i moved in. there is no possible way for me to owe XXXX, and now hunter warfield one single penny. impossible. if anything they owe me cause i never received my security deposit back for leaving the apartment in perfect condition. i called hunter warfield in XXXX on two different occasions and told them this is a bogus made up debt. that i do not owe it and i will not pay it cause i do not owe it. i explained to them that i will soon become homeless and this bogus made up debt on my report is causing me to be disqualified whenever i apply for an apartment before that happens. they then became very rude and nasty with me on the phone both times. i also disputed this bogus debt on XXXX XXXX and they are now claiming that this debt is accurate. IT IS NOT. i do NOT owe this money. period. and hunter warfield is attempting to collect money not owed, from a sick, XXXX old man struggling to get by on XXXX once a month. hunter warfield, as well as every living breathing american must be made aware that hunter warfield attempts to collect money not owed, and that they have very rude and obnoxious employees answering their phones.
|
| 02/06/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
My XXXX XXXX XXXX daughter lives in XXXX XXXXXXXX XXXX in XXXX, XXXX and her initial 6 month lease required her to have a co-signer which I acted as. After the first 6 months, my daughter elected to enter a new lease with a new roommate at the same apartment complex which I did not co-sign. Months passed after my daughter signed the new lease when I received an email from a Hunter Warfield, a Debt Collection company in XXXX, XXXX stating that they were attempting to collect on a {$4100.00} debt from my daughter 's lease in XXXX. No information regarding an amount owed to XXXX was ever received by me from XXXX nor the Hunter Warfield at any time prior to receiving this email and no information or details were provided by the debt collector other than the amount owed.
Both XXXX XXXX XXXX. and the Hunter Warfield have violated a number of debt collections laws including failure to report the debt within a specified time frame and yet XXXX and XXXX refuse to remove the debt from my credit report stating that they verified that the debt information is valid. I also hired a lawyer to send a cease and desist letter to the Hunter Warfield threatening legal action if they did not remove the bad collections report from my credit record and since sending the letter, no action has been taken.
I believe the XXXX XXXX debt to be completely false I believe that a number of debt collections laws have been violated in the process. I want to report both companies for their failure to follow federal and state debt collections laws and for not removing the collections report from my credit report.
|
| 01/10/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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After 5 years living at XXXX XXXX XXXX, and suffering from dirty water coming through the shower, and my many attempts to get this corrected even through the corporate office and they, not responding to my request. The manager decided to not renew my lease and I was ask to leave, ( and this, all because I was concerned over my health as it relates to the filthy water ) so, as requested I left.
The next thing I knew the app asinged a fraudulent case to Hunter Warfield to collect what they are now claiming I left owning, {$2600.00} ( WHAT?? ) I owe no such thing and, Hunter Warfield has slandered me on all three credit reporting agencies, this in nothing short of fraud, illegal, defamation and I am encouraging CFPB to fine both Hunter and XXXX XXXX at XXXX XXXX XXXX XXXX dollars for their fraudulent activity against me. Futher, The app complex knew of my medical condition ( XXXX, and XXXX ) and made no effort to conciser my financial difficulties, no, instead, they harassed me into purchasing renters insurance before I had a chance to shop around for the best price. They also sought to harass me by ope
ning my garage door both while I was sleeping at night and also while I was away, all illegally. And they did this because I had told them I had some pipes that came off of a wagon my great grand father owned 140 years ago.
Therefore, because of this fraudulent activity I am filing this complaint with CFPB and I am also preparing a press release and also a law suit if they continue this erroneous and non sense activity against me.
As I have stated, these companies needs to be fined.
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| 02/10/2021 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I specifically deny that this alleged account/debt and/or account stated/implied and/or obligation is certainly mine, if this alleged account/debt and/or account stated/implied is certainly mine, I deny that this account/debt and/or account stated/implied and/or obligated to is authentic and supported by VERIFIABLE and AUTHENTICATED ( under penalty of perjury ) loan level documentation under the FDCPA 1692g ( a, b ). I affirm this alleged account/debt was established without my knowledge, prior consent nor expressed permission. I acknowledge that this alleged account/debt and/or account stated/implied and/or obligation is false, misleading and deceptive ( 1692e ( 2 ) ( 10 ) ) in nature & that there is no VERIFIABLE & AUTHENTICATED contractual agreement nor obligation specifically with HUNTER WARFIELD or any of its Affiliates nor have I ever engaged in any business with HUNTER WARFIELD in the past and this trespass against me is a result of identity theft. I affirm that this alleged account/debt and/or account stated/implied is false, a grand misrepresentation upon my good name and has caused me injury for which I will seek redress, compensation and settlement. I specifically demand within 15 days of receipt of this affidavit, unmodified, original verifiable valid proof of claim on all claims of alleged accounts stated and/or implied by sworn affidavit under penalty of perjury to the location aforementioned above. I intend on seeking remedy for damages, equitable relief and just compensation for any and all violations of my consumer rights and any other rights not mentioned.
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| 10/23/2023 |
Yes |
- Debt collection
- Rental debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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Total balance {$250.00} {$50.00} Late fee charged for XX/XX/XXXX rent.
I mailed out two checks on XX/XX/XXXX certified mail. One check for rent, XXXX and water usage ( XXXX ) the other check for parking ( XXXX ). The checks were delivered on XX/XX/XXXX. They cashed the parking check on XX/XX/XXXX and stated that the bank rejected rent check. I called the bank who stated that they have no evidence of the rental company trying to deposit the check. My checking account has remained above the amount the check was valued. I asked them to resubmit the check but they mailed the check back to me with void written across it. I also tried to resend them a another check but XXXX told me that I have to wait until they send me the move out ledger.
I send an email to XXXX XXXX on XX/XX/XXXX disputing charges.
{$60.00} Smoke detector, carbon monoxide and 3 extra {$32.00} for XXXX XXXX XXXX XXXX XXXX ) I purchased a 2 in 1 smoke detector and carbon monoxide at XXXX on XX/XX/XXXX. I moved into the apartment on XX/XX/XXXX. I returned the smoke detector and carbon monoxide on XX/XX/XXXX and I moved out of the apartment on XX/XX/XXXX. They never provided any of these items. I never asked about it because I had my own. The lease have XXXX XXXX XXXX XXXX XXXX ) which is {$32.00} a month, I paid it every month even when it's not on the rent receipt. The lease never stated that the last 3 months before the lease terminate the XXXX of {$32.00} would double to {$64.00}.
I also have a lawyer send them 2 letters and is about to send a third letter disputing the charges with no avail.
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| 03/06/2018 |
Yes |
- Debt collection
- Mortgage debt
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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I use my mobile phone for my XXXX XXXX, and at my job, as I'm not provided a phone to call my sales leads. The company, Hunter Warfield for the last 3 years have called me repeatably during my working hours after I have clearly stated to them multiple times to call me after my work hours. They have called me for the last 2 months, and after I have advised to call me after work hours. On XX/XX/XXXX, at XXXX XXXX I received a call from " XXXX '', I advised her that I was at work and the number she was calling, was my work Number. she continued to speak and I advised her to call me after hours when I get out at work at XXXX XXXX, she ignored me and continued.. I disconnected the call after advising I was at work.
On XX/XX/XXXX at XXXX, they called again. I advised the same, that i was at work, and this was my mobile work number and they shouldn't call me during this time, they continued to speak and I needed to disconnect the call.
Today on XX/XX/XXXX, at XXXX, XXXX calls again and continues with her script. I advised her I'm at work and can not speak to her, that she is calling me mobile work number and need to call me after work hours ... she continued to speak, I disconnected the call.
They have called me from Multiple Numbers.
Dates Below.
XX/XX/2018 XXXX XXXX XX/XX/2018 XXXX XXXX XX/XX/2018 XXXX XXXX XX/XX/2018 XXXX XXXX XX/XX/2018 XXXX XXXX XX/XX/2018 XXXX XXXX XX/XX/2018 XXXX XXXX All of these hours are times which I'm at work and they are aware of this. I would like for them to stop harrassing me while I'm at work, and calling my work number.
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| 04/04/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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Hunter warfield inc has a collection on my credit report on behalf of The XXXX at XXXX XXXX for the amount of {$3100.00}. All of my balance owed had been paid years ago and I do not owe any money, to the XXXX at XXXX XXXX. I have attatched an email from the XXXX XXXX XXXX XXXX stating my account with them was settled and that they did contact Hunter Warfield to clear the account. Additionally in the documentation from Hunter Warfield it specifically says " ok by corporate to waive termination fee and removed from collections record ''. The final statement date provided by Hunter Warfield is from XX/XX/2017, XX/XX/2017 is when the XXXX reached to rectify this issue so it is clear Hunter Warfield has not updated the account on their end and has made NO effort to make an update. No money is owed and I request that Hunter Warfield due their job and obtain an updated record from the preserve and have this be removed from my credit report with tXXXX XXXX XXXX XXXX immediately.
-- -- -Original Message -- -- - From : XXXX XXXX XXXX XXXX To : XXXX XXXX Sent : Mon, XX/XX/2017 XXXX XXXX Subject : Collection acct. correction Good morning XXXX XXXX, As per our conversation this morning this mail is to confirm that we have addressed Hunter Warfield about your account clearance, and today again I emailed the client service at Hunter Warfield to get a confirmation letter releasing the account from collection as per approval from our Regional XXXX. We have corrected your account and waived the termination fee. Respectfully, XXXX XXXX Assistant XXXX The XXXX XXXX XXXX XXXX
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| 07/02/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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In XXXX XXXX leaked the data of XXXX million Americans, I was also one of those XXXX million. My personal information was used to open several accounts in my name, as a result I have become a victim of identity theft, my overall credit score as well as mental health has suffered greatly. Hunter Warfield has continued to report this fraudulent information to my credit report which is a direct violation of the Fair Credit Reporting Act.
I have disputed this account twice, this company has not verified this account as belonging to me. The Fair Credit Reporting act requires you to remove this account from my credit file as soon as possible. In the event that you do not remove this account from my credit file, I will move forward with the necessary steps to sue you for actual damages and declaratory relief. According to the FCRA regulations, I may sue you in qualified state or federal court, including small claims court in my area.
Under the " Fair Debt Collection Protection Act '', by law, your company should have sent me the following information.1. An explanation of what this alleged account balance is for.2.A calculation of the balance, including the complete payment history.3.Documentation that shows I have agreed to pay this debt.4.The agreement that grants you authority to collect on this alleged debt.5.A copy of your state license, including license number.
Your company has failed to provide me with this information, my lawyer has advised me that we will move forward in court in exactly 4 business days if this information is not removed today.
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| 08/03/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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My son, with me as a co-signer, rented an apartment from XXXX until XXXX. My son vacated on XXXX and, after a walkthrough, both parties agreed on a cleaning fee and a small amount for damages. Legal possession was given back to the landlord on XXXX. The company refunded our security deposit on XXXX for the agreed upon amount which included the cleaning fee and the small amount for the agreed upon damages.
Inexplicably, in XX/XX/2020, they added charges after they refunded security deposit and double-charged for items they had already deducted from the security deposit ( and actually charged more for said items ). They never sent a bill or any notification out for the additional charges ( because they knew that was going to be contested ). So, what they did instead is send the old account to a collection agency 8 months later. As soon as it hit my credit report approximately on XXXX - which is the first time I learned of any purported charges - I contacted both XXXX at XXXX. He did not respond but my son received a ledger randomly. Once I reviewed the ledger, I emailed XXXX as well as Hunter Warfield and neither has responded. That second email was sent on XXXX.
So, I am having to waste time disputing with each of the credit bureaus this account and am reporting them so that they dont do it to anyone else. Because they rent to college students, it concerns me that this may be a pattern or practice of adding charges after a security deposit is refunded, refusing to respond, and negatively impacting a student ( and the co-signing parent ) credit.
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| 07/22/2021 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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In XX/XX/XXXX, I gave 60 days notice to XXXX XXXX at XXXXXXXX XXXX XXXX that I would not be renewing my lease upon expiration on XX/XX/XXXX. I moved to my new house in XX/XX/XXXX, and continued to pay rent in my vacant apartment through lease expiration. A scheduled walkthrough was performed on XX/XX/XXXX with the maintenance manager, and the only damage he noted was the replacement of the stove 's drip pans for {$15.00}. I signed paperwork to be billed the {$59.00} carpet cleaning fee and turned in my keys. In XX/XX/XXXX, the property manager sent me a nondescript photo of carpet padding with a wet stain and an invoice showing my deposit was withheld and a {$280.00} charge towards the cost for replacing all of the carpet in a XXXX XXXX sq ft apartment. Since that time, I have disputed my deposit being wrongfully withheld with management and XXXX. They have chosen to not resolve this issue, therefore, I advised them that I would be taking legal action. I received a notice from XXXX that my credit score dropped 30 points. Hunter Warfield, a collection agency in Florida who has never contacted me, or made any attempt to collect, or given me an opportunity to dispute such debt, has reported this to the credit bureau and ruined my credit, even though I am the one owed money. I have photos and videos that shows the apartment was left in pristine condition. Notably, I was never charged the {$15.00} for the drip pans, although my photos show they were tarnished and unusable for a new tenant. This was an act of retaliation and in violation of FDCPA.
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| 08/10/2018 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
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Web |
Servicemember |
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On XX/XX/2018 Hunter Warfield a collection agency called my mom who is a co signer for a leased apartment about a debt that I owe them. They violated several articles of the Federal Debt Collection Practices Act ( FDCPA ).
1. They called a house number that was never given to them and spoke to my moms estranged husband ( third party ) and the gave him personal information about this debt. His name is no where on the account and has not been given permission by my mom or myself to discuss this account as they are separated.
2. I've already set up an agreement for payment to the account and asked them to no longer call my mom on this account. My mom is elderly and they called her with threats and scare tactics in order to get a full payment out of her at that moment.
3. They threaten they would put a lease on her house which she no longer lives in because she is estranged from her husband 4. They told her she will never be able to lease or get another place to stay.
5. They told her interest and fees where being added daily and that the longer its not paid that it will cost more. And that the debt is edging up towards {$6000.00} ( false I was told {$5600.00} ) FDCPA clearly states that a collector can not misrepresent the amount. And that they can not add interest or fees not added in the original agreement. I signed a lease with a apartment complex not with Hunter warfield.
They used abusive language towards my mom trying to scare her into giving up her money and use the threat of taking a lien on her house to scare her even more.
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| 10/17/2017 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I resided at XXXX XXXX XXXX from XXXX XXXX to XXXX of XXXX is when I moved to XXXX Texas. The property manager for this location at the time name was XXXX XXXX.
According to the company 's move out policy I did everything in compliance with supporting documentation that I was supposed to do ( Gave my notice for moving, Removed items from the Townhomes, cleaned the unit ect ). The property manager had on site grounds keeper that did the walk around with me and took photos of the unit. The documentation was supposedly given to XXXX XXXX in spite of the fact she still kept my deposit that was owed to me and falsely reported that the unit was in a terrible condition when I moved out. I moved out on Friday the XXXX of XXXX XXXX and another family moved in on Monday XXXX the XXXX XXXX. I was not able to come back to Minnesota to contest the accusations because myself being a single mother and moving to another state was impossible task financially, the property manager was aware of this at that time. However, I have attempted to contact the company directly numerous of times and on different occasions to take care of this issue. I kept getting the run around by the staff of XXXX XXXX XXXX because I did n't know the proper steps file with the false claim that the property manager made and yet not a positive response.
I 'm asking for a someone to please look into this matter regarding the false claim that the property manager made and please let me know what I need to do to take care of the situation.
Thanks, A Very Concerned Petitioner
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| 05/29/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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I have been disputing 2 accounts since XX/XX/2018. I reached out to the collection agency and have yet to have received a response. These are not my debts. One amount is for {$3600.00} that started out as {$3600.00} and the other alleged debt started out as {$3200.00} and increased according to XXXX as {$32000.00}. How do you have a {$29000.00} increase within 60 days? I did make a phone call to Hunter Warfield when I first noticed it but never could get anybody on the phone, which is why I asked for help from the credit bureaus initially. I have asked for evidential validation of these accounts ; however I do see that XXXX went and closed these accounts after I requested to either validate them or remove them. I also sent a dispute letter via fax to XXXX. I also requested information since they were adding interest on this account because all third-party debt collection agencies are required by Texas Finance Code, Section 392.303 to provide evidence that they have the authority to collect interest or a charge, fee, or expense incidental to the debt obligation. Also, it is to my knowledge to cease collection as a dispute is being investigated. Substantial amounts of interest were added on as I disputed these accounts. Clearly these are outstanding violations and definitely not protecting my consumer rights. This is absolutely unacceptable. I am hoping that you can help me. I have attached the letters and receipts I sent over. I crossed out my name for my protection. If you need any additional info please feel free to let me know.
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| 03/07/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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I had a bad debt from an apartment move out. I offered to pay for what I felt I owed but the apartment company would not discount the final bill to what I felt was reasonable and covered in my lease. They sent the debt to collections. After several phone conversations to get the debt reduced to what I owed I was not successful. The last representative I spoke to offered me a number and told me I had to pay then to resolve the debt. I said I would not make a payment over the phone and that I wanted and invoice sent to me to define the settlement. He said he could not do that so no way I was giving my CC info over the phone. Then he told me I could go only to the website. I went right to the website and entered my account info that was given to me. The website gave me an option to make a settlement offer. I entered the $ I felt I owed first and it came back as a no on settling that amount. I made a second offer and that was accepted. I paid the agreed settlement and a $XXXX processing fee and the debt was settled. I printed the letter and confirmation from the website and was done.
They started calling me again and when I answered no one said anything so I called back on XX/XX/2016 at approx XXXX. The person that took the call told me I still owed them money and my settlement wasn't enough. I told him I used the website and got an accepted offer and took it.He basically said that I still owed the rest of the debt. He said the documentation I claimed I had wasn't valid.
Out of frustration I spoke some curse words and hung up.
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| 09/27/2018 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Servicemember |
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I checked my credit reports on XX/XX/XXXX and found a negative account reporting on collections from a company called hunter warfield. I have never been contacted by this company and was never given notice of this debt owed to give me a chance to dispute it. However they have already reported it on my credit file. The Fair Debt Collections Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ), which are enforced by the Federal Trade Commission ( FTC ) and the Consumer Financial Protection Bureau ( CFPB ) states that debt collections must provide written validation and verification of any debt attempted to collect. I am taken legal action to sue the collections company for violations the fair debt collections act by not contacting me directly to both verify and validate this supposed debt owed. I want proof that the apartment complex did not move a new tenant into the apartment before selling this incorrect debt to hunter warfield.
As of XX/XX/XXXX, the XXXX XXXX XXXX reported 397 closed Hunter Warfield complaints over the previous few decades, such as 120 closed HW complaints over the past 12 months. The XXXX provides HW with a B evaluation. Additionally, XXXX lists 28 complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act, two alleging violations of the Fair Credit Reporting Act, and one alleging violations of the Telephone Consumer Protection Act. Moreover, the Consumer Financial Protection Bureau ( CFPB ) lists 255 closed HW complaints for XX/XX/XXXX.
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| 08/07/2018 |
Yes |
- Debt collection
- Other debt
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- Communication tactics
- Used obscene, profane, or other abusive language
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Web |
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I am submitting this formal complaint to report the very, very, very abusive tactics of Hunter Warfield Inc.
I was shocked when I called to inquirie about a debt of {$230.00}.
I also clearly verified myself and stated clearly " I AM CALLING TO REQUEST SOME TYPE OF FAIR SETTLEMENT TO PAY THIS OFF AND CLOSE THIS OUT COMPLETELY ''. Apparently, I was billed for a little over {$120.00} that I was completely unaware of and this company has added exhorbent, unreasonable fees.
I simply asked them to make a FAIR ADJUSTMENT so that I can pay this fair amount off.
I am shocked that I was met with being BULLIED, LIED TO, HUMILIATED, PASSED TO ANOTHER AGENT WHEN I ASKED FOR A MANAGER.
XXXX XXXX AND XXXX XXXX XXXX alias if not real names made every effort to Badger, Belittle, Provoke me, Disrespect me, Misrepresent the simple facts of payoff request discussion. Worse of all they continued to demand the address of the Safe house or Women 's shelter that had to assist my leaving a dangerous, life threatening situation.
I offered my police report, crime victims address- but they kept badgering and so disrespect me. I was shaken over a simple matter and simple request for fair final payment request. I even asked over and over what amount might I pay to FULLY RESOLVE this and XXXX it. ( I only owed one other creditor. I called them-they faxed settlement letter, I paid full amount as agreed ) ; but, Hunter Warfield agents are dogmatic, ABUSIVE, demeaning and disrespectful while I WAS TRYING TO PAY A FULL FAIR SETTLEMENT TO XXXX THIS.
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| 02/18/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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My mother had a debt that was settled with her retirement home. She got numerous calls after I removed her from the home due to abuse that was reported previous to her moving and after. After that she got a demand letter and a filing from Hunter Warfield for approximately 15k which was never what she owed to start before being settled. XXXX XXXX belittled my elderly mom and scared her. She had me take over trying to deal with him. He and I did not get along and he would not listen so he decided it was best to call my mom and do it over to her. I filed with a lawfirm for her and she spoke to them they said that they could get it settled I said I am not settling for a debt that I dealt with them for that was a year ago. Well about 2 weeks ago I got a collection on my report for XXXX and I have never signed anything for her I was not even in the same state when she went into the retirement home. I started looking for a law firm to sue and see that this is a normal practice of these XXXX. I want to stop this. They need to remove from my report immediately as there are many damages as I support my mom and she has altheimers and I have been looking for a loan for her to get complete medical care that XXXX and XXXX XXXX and XXXX XXXX will not cover and of course they pulled this and see this collection and now I am unable to do this ... I am contacting all places needed to resolve this and attorney generals. I contacted the original creditor they do not know how they got my social security number so this is very serious in my book.
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| 07/07/2017 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Indicated you were committing crime by not paying debt
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Web |
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I received a letter from a collection company called Hunter Warfield on XXXX XXXX of this year. They listed an arbitrary sum from a former landlord who repeatedly failed to fulfill their duties as a landlord under North Carolina State law. The landlord had harassed my family before sending this to a collection agency. I did some research on the internet and using your website realized I could dispute the charges and make them provide relevant information. I talked to Hunter Warfield around XXXX XXXX on the phone about the charges and told them I was going to dispute the charges. They said it did n't matter and they could still report me to the credit bureaus. On XX/XX/XXXX I sent Hunter Warfield a letter disputing the charges and CC 'd the Department of Justice in North Carolina ( creditor location ), South Carolina, and Florida. I pointed out in the letter is was illegal for them to report me to the credit agencies, hence CCing the DOJ. I also requested they mail me : 1. The amount of the alleged debt ; 2. The full name and mailing address of the original creditor for this alleged debt ; 3. Documentation showing you have verified that I am responsible for this debt, or a copy of any judgment ; 4. Documentation showing you are licensed to collect debts in North and South Carolina. On XX/XX/XXXX, the NC DOJ wrote me back and thanked me for reporting Hunter Warfield. Hunter Warfield never responded to my dispute letter and reported me to XXXX and XXXX onXX/XX/XXXX. I learned that they had reported me on XX/XX/XXXX.
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| 11/23/2021 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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In XXXX, I sublet an apartment through estate management. Upon moving out, my security deposit was applied to a balance that I allegedly owed. After learning of the charges I found out that I was illegally charged for my service animal. I contacted XXXX XXXX and Informed the manager that I believe I was mistakenly charged for my service animal. The manager told me that she was new and the former manager no longer worked there. She said that she could not find anything about me having a service animal. I let her know that I showed my service animal Identification card to the former manager and that I could also provide it to her as well. Although I provided her with my service animal documentation, as well as XXXX XXXX laws regarding service animals, she refused to adjust the balance. She claimed that I never had information of a service animal on file with the apartment complex. I explained to her that I did in fact provide documentation to the former manager and I that under XXXX laws, even if I am to provide my documentation at a later date, the charges have to be adjusted. She told me that the balance could not be adjusted and it was up to the collection agency. I contacted the collection agency explaining the situation and they informed me that all they needed from her was to update the balance on her end. I called her back and explained that and her answer was okay. She never did it and this debt is affecting my credit. After explaining all of this to XXXX XXXX with documentation, they still did not change the balance.
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| 11/20/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I lived in XXXX XXXX Apartments at XXXX XXXX XXXX from XX/XX/XXXX to XX/XX/XXXX. I gave a proper two-month notice, and left according to the terms of my lease. On XX/XX/XXXX I received notice from my credit monitoring service that I had been turned over to collections regarding XXXX XXXX XXXX. I disputed this, and on XX/XX/XXXX XXXX completed their investigation and would not take the collection item from my account.
XX/XX/XXXX I was notified by Hunter Warfield that they were trying to collect a debt for XXXX XXXX. I responded to them via certified mail on XX/XX/XXXX stating that I did not owe this debt. I have attached this as CORRESPONDENCE # 1.
Their reply finally came on XX/XX/XXXX, and I have attached this as CORRESPONDENCE # 2.
Also, XX/XX/XXXX I received similar debt correspondence from the firm of XXXX XXXX XXXX XXXX XXXX. I replied to them via their provided fax number on XX/XX/XXXX asking for backup for the debt they claimed I owed. I have attached this as CORRESPONDENCE # 3.
I never received an answer from XXXX XXXX XXXX XXXX XXXX, but starting XX/XX/XXXX I have been receiving sporadic resolution offers from Hunter Warfield trying to collect a debt from me from XXXX XXXX or XXXX XXXX, depending on the month apparently. I have attached this as CORRESPONDENCE # 4.
As you can see from all the documents back and forth I have repeatedly asked for proof that I owe this debt. I asked numerous times for backup documentation that I owe thousands of dollars in damages, and just keep getting the same runaround.
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| 02/08/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
Servicemember |
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Iam in the process of getting a mortgage, and the lender pull my credit and told me that an apartment complex I use to stay at back in XX/XX/XXXX, XXXX XXXX XXXX XXXX XXXX in XXXX, XXXX had a derogatory account for listed on my credit and was the original creditor for the account. I know I had to use my PCS ( Permanent Change of Station ) orders to break my lease with them when I PCS 'd out of XXXX, XXXX to XXXX, XXXX. in XX/XX/XXXX which is protected by law. When XXXX XXXX military has orders to leave they have to leave, it is not an option. I called XXXX XXXX XXXX XXXX XXXX on the XX/XX/XXXX after I got off work and explained the issue to the assistant manager and she said they were under new management, and could not say who was the management back in XX/XX/XXXX, and could not provide me with any point of contact to resolve the issue. I spoke with a US XXXX attorney and he spoke with the assistant manager and again she could not provide a company name or point of contact to resolve the issue, and the manager also said she didnt see anything suggesting debt discrepancy on file for me with the courts. The mortgage company says I have to get this cleared off my credit before I close on my new home on XX/XX/XXXX, and im sure this has been affecting my credit for sometime since XX/XX/XXXX. The US XXXX attorney said the consumer financial protection bureau can have this removed from my credit because no company wants to own up to it to resolve the issue and its a wrongful debt because you can break a lease with PCS orders.
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| 03/15/2019 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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On XX/XX/XXXX we received a threatening message from our former landlord XXXX XXXX XXXX XXXX XXXX saying they were going to sue us for debt that we had no clue of or were liable for. They threatened that we should settle with the owner or they were going to the legal action and ruin our credit and we would have to pay thousands to repair.
They then sent out a repair bill totaling up to over XXXX $ in XX/XX/XXXX.
We moved out from our rental of XXXX XXXX XXXX XXXX Texas. on XX/XX/XXXX. We were month to month after our initial lease was up in XX/XX/XXXX. We gave XXXX XXXX our 30 days notice. And they never returned our deposit or did a final walkthrough. We had to leave the keys at the house inside as they wouldn't even meet with us to turn over the keys and garage remotes.
We haven't heard a word from them as they did have our forwarding address.6 months later ( past the 30 days they have ) they reported to credit agencies of a debt for XXXX $ that is not ours or are we responsible for. They will not answer any questions they just keep sending us bills and we didn't even live there. They are making false threats as XXXX XXXX rents several properties in our neighborhood and thinks people can be intimidated. We have disputed this with the collection agency. They hung up on me as you will hear in the recording I am attaching. As you can see we paid our rent up until XX/XX/XXXX which was our last payment. You will see from the lease extension that they provided It clearly states XX/XX/XXXX as termination of the lease.
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| 02/13/2018 |
Yes |
- Debt collection
- Mortgage debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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This debt is in all 3 bureaus collections sections and it is not a valid debt. It is from Hunter Warfiled on behalf of XXXX XXXX XXXX XXXX XXXX XXXX located at XXXX XXXX XXXX XXXX, CA XXXX.
I have also requested validation of debt on 10/29/17, through certified letter and did not receive anything back from this company. I then was called 3 times by XXXX XXXX in XX/XX/XXXX and XX/XX/XXXX and was told they did not get the letter, even though it was signed for. I also was told I would be sues and called an XXXX. I then said not to call again and they called my Sister instead. I received one last call from them to my place of employment where they told my boss I was being sued. I am shocked by this behavior and very distressed.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XX/XX/XXXX To whomever it may concern, I noticed that my credit report, pulled through XXXX, XXXX and XXXX, shows a collections account that does not belong to me. I believe you have listed this account erroneously and I would like to have it removed immediately. Below is the account you have listed.
Name : XXXX XXXX XXXX Social : XXXX Account : 1. XXXX XXXX XXXX XXXX Opened on XX/XX/XXXX. {$4500.00} Please remove this account immediately. I understand that, by law, you have 30 days to complete your investigation of these errors. I trust that you will provide me with the procedure that you used to verify the accuracy of the information listed above.
Thank you for your time.
Sincerely, XXXX XXXX XXXX
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| 11/28/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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When I vacated apartment to purchase a home, XXXX XXXX ( complex ) charged me for costs associated with maintaining a pet in addition to retaining the {$300.00} deposit. During this time the complex was acquired by XXXX XXXX, a large firm with XXXX. I paid the charges in full during the transition from XXXX XXXX to the acquirer, XXXX XXXX but the accounting systems between the XXXX did not account for all the payments made. I contacted XXXX at XXXX XXXX and the matter was resolved after getting harrassing calls and letters from Hunter Warfield, another collection agency. Subsequently and for a long period of time, Hunter Warfield ceased collection efforts on this previously paid debt. Now, recently they have apparently shifted collection efforts to yet another COLLECTION agency XXXX XXXX XXXX ( XXXX ), XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, CO XXXX. ARC resumed collection activities on this paid obligation, calling my place of business and home and even my father 's home number in another state. I have written them and advised them to cease collection efforts, referring both to Hunter Warfield correspondence as well as that of XXXX XXXX the entity who has confirmed that the obligation is fully extinguished. Had XXXX XXXX proceeded with filing the claim on my renter 's insurance at the time, the charges would have been fully paid by the insurer. As a result, XXXX XXXX XXXX XXXX XXXX should in fact reimburse me {$720.00} in monies I paid as a result of them failing to proceed with filing a claim as requested.
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| 11/06/2018 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
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Web |
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To Whom It May Concern : This letter is regarding account # which you claim [ insert a derogatory condition here, such as I owe XXXX or my account was charged off {$1900.00} ].
This is a formal notice that your claim is disputed. I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws. Please note that I am requesting validation ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay you.
Please also be aware that any negative mark found on my credit reports ( including XXXX, XXXX and XXXX ) from your company or any company that you represent, for a debt that I dont owe, is a violation of the FCRA & FDCPA ; therefore if you can not validate the debt, you must request that all credit reporting agencies delete the entry. Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports.
Failure to respond within 30 days of receipt of this certified letter may result in small claims legal action against your company at my local venue. I would be seeking a minimum of {$1000.00} in damages per violation for : Defamation Negligent Enablement of Identity Fraud Violation of the Fair Debt Collection Practices Act ( including but not limited to Section 807-8 ) Violation of the Fair Credit Reporting Act ( including but not limited to Section 623-b )
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| 01/24/2023 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I have tried many times to contact XXXX at the XXXX XXXX ( apartment company in XXXX, Texas ) in regards to an outstanding debt ( {$270.00} ) however they are very unresponsive. This debt of {$270.00} is from XX/XX/2022 and it pertains to my last month staying at the apartment. I was invoiced on XX/XX/2022 and tried to pay however because I was no longer a resident I did not have an option to pay via the portal. I repeatedly tried to call the front office so that I could ask how I could pay, given that I no longer stay in XXXX and the portal was not working, but no response. I then emailed the front office ( via their website ) on XX/XX/2022 asking how I could pay the outstanding charges but again, there was no response. I kept calling but they remain unresponsive. I even tried today ( XX/XX/2022 ) and no one picks up the phone. This was also an issue when I lived there, they are very unresponsive and seem to ignore their customers.
As a result, {$270.00} was sent to collections and is now being reflected on my credit report. How could I be at fault for this when I have been actively trying to pay and have been ignored for so long? If they were to pick up the phone this would have been resolved a long time ago and all of this could have been prevented. Instead here I am now dealing with nonstop calls from what I assume to be a debt collector ( Hunter Warfield ). Also, I have not received any official notice informing me of this debt, I had to dig into my credit report to even realize this debt existed.
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| 06/28/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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Collection notice Date : XX/XX/XXXX Amount : {$7700.00} includes interest Creditor name : XXXX XXXX, XXXX / XXXX XXXX XXXX XXXX.
Collection Agency : Hunter Warfield On XX/XX/XXXX with index number XXXX a lawsuit was filed in the Supreme Court on NYS. The lawsuit is regarding poisonous chemical exposure and the presence of mold in the apartment I rented. I had to vacate the apartment immediately. The rent was fully paid up to XX/XX/XXXX the day I vacated the apartment. My lease was to expire on XX/XX/XXXX. XXXX.
The collection agency was notified by Mr. XXXX XXXX, my guarantor on XX/XX/XXXX of that there is a lawsuit pending following a collection notification against him as well.
I called the collection agency today after the receipt of the letter. At first they hang up on me and after subsequent call they notify me that they will not discuss that issue with me but with my attorney ( causing me to spend money on legal fees ).
The letter I received from the collection agency is misrepresented and deceive the consumer stating that the department of consumer affairs phone number is attached to the letter- XXXX XXXX. When I called that number its the number of Hunter Warfield, the collection agency.
If lawsuit was filed against the creditor on XX/XX/XXXX why the collection agency proceeding with unlawful collection in XXXX from me and my guarantor.
The collection agency notified the credit reporting companies to affect my credit and Mr. XXXX credit.
See attached documents.
Sincerely, XXXX XXXX
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| 02/06/2017 |
Yes |
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- Credit reporting company's investigation
- No notice of investigation status/result
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Web |
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I explained that revolving credit has a time frame. In return to my response, the reset date of all my debt was XX/XX/2013 versus a removal and an increase in my credit scores. XXXX XXXX XXXX : The final result was a verbal conversation with a customer rep from XXXX to inform them that all debt has to be erased on all revolving accounts due to being opened in XXXX. I have paid and it was not properly reported. The account is accruing interest, which is being reported, not the debt that was paid. Thus it requires removal from my credit report. Judgement : There is also a judgement listed as an installment account such as a car payment for an apartment with unfit living problems such as floor boards being uneven and imperfections in the carpeting. The XXXX XXXX XXXX had us sign a lease agreement for XXXX months to keep us locked in a higher rental rate to cover it 's XXXX quarter of the year. Thusly, I sent letters attesting the non legal nature of the lease under the Renter 's Rights. XXXX XXXX XXXX : The car with XXXX XXXX was bought under the XXXX law due to its previous accident being omitted from the XXXX reporting and battery not being replaced. I was not told it was a program or rental car by a previous company such as a rental agency. I discovered this due to the previous owners names recorded in the Blue Tooth Device. XXXX : The services were disconnected in XX/XX/2013 and I was still being billed. Advised the company to come and get the boxes, due to the status of my XXXX, I was not able to XXXX.
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| 07/16/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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Hunter Warfield, XXXX leaked my personal information as well as the information of over 143 million Americans. This situation has affected me mentally as well as damaged my overall credit score and credit health. The three major credit bureaus XXXX, XXXX, and XXXX are now reporting accounts to my credit file that are a direct result of Identity theft. Credit reporting laws ensure that bureaus report only 100 % accurate credit information, and every step must be taken to assure the information reported is completely accurate and correct.
I have requested debt validation ( I have kept proof of this request, which I plan to use this information in court ) I have yet received any information in over 90 days. The Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( 8 ) ( FDCPA ) requires you to respond and validate any listed on a consumer 's credit file within 30 days, your company has not done so. I am distressed that this account is currently being reported to my credit file. While I prefer not to litigate and contact the media, I will use the courts and publicity to enforce my rights under the FCRA. I will bring this information forth to a judge in my area, if these accounts are not removed from my credit file.
The Fair Credit Reporting Act requires you to remove this account from my credit report as soon as possible. My lawyer has taken the steps necessary in order to bring this information forth to a judge in my area if this account is not removed from my credit file as soon as possible.
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| 04/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Notice for Proof of Claim Account : Hunter Warfield account # XXXX. To Whom it may concern : This complaint is submitted Under OHIO LAW U.C.C 1319.12 Taking assignment of debts state ( C ) No collection agency shall commence litigation for the collection of an assigned account, bill, or other evidence of indebtedness unless it has taken the assignment in accordance with all of the following requirements : Credit contracts are non-assignable even if the contract has a clause for assignability because it violates the contract law. Where there is no fair valuable consideration given, the contract or agreement is void ab inito. The debt is non-transferable. If it is a contract for credit or goes to the character of the parties, it can not be transferred or assigned. No state can make a law impairing contracts, Under OHIO LAW U.C.C 1319.12 Taking assignment of debts ( XXXX ) The assignment was manifested by a written agreement separate from and in addition to any document intended for the purpose of listing the account, bill, or other evidence of indebtedness with the collection agency. The written agreement shall state the effective date of the assignment and the consideration paid or given, if any, for the assignment and shall expressly authorize the collection agency to refer the assigned account, bill, or other evidence of indebtedness to an attorney admitted to the practice of law in this state for the commencement of litigation. The following account is listed below : Hunter Warfield account # XXXX
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| 11/07/2018 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Per my last complaint. This account has been in dispute with Hunter Warfield since XX/XX/2018. A certified dispute was mailed to the collection company multiple times requesting an itemized report of the alleged amounts owed and why. A copy of the lease has been received from Hunter Warfield, but this company has failed to comply by my request of an ITEMIZED report of WHAT is owed and WHY. A copy of the lease does not fulfil the request of an itemized report of the amounts owed and why. I have request this information because I was NOT evicted from this property. I do not feel that I am obligated to any amounts owed. Hunter Warfield has had over 120 days to provide proper verification of the amounts owed via the multiple disputes received regarding this account. Based on my last complaint, Complaint # XXXX-XXXX, a representative from Hunter Warfield was able to confirm that they have indeed received my request for verification of the amounts owed. They have not provided proper verification of the amounts owed. By law Hunter Warfield is obligated to provide the requested information within 30 days of the initial dispute. They are now breaking the law by keeping this inaccuracy on my credit report without providing me with the requested documentation. I do plan to use my rights under FCRA, to sue for deformation of character. Again, this is against the law. Attached is another copy of the notarized Dismissal from XXXX County Court house. Please DELETE this account. Balance owed is {$0.00}.
Thanks!
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| 09/19/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
Servicemember |
|
First,. I'd like to start by saying I've never heard of this company. I've never received anything in the mail and had no idea who they were until they started calling me about a year ago.
Hunter Warfield has continuously been calling and harassing me for a debt I have paid to the original creditor. I have spoken to a collection agent twice in the past year. Unfortunately, I did not note the date and time I spoke to them. The first conversation I was informed that they were attempting to collect a debt for XXXX XXXX for XXXX paper shredder. I informed the agent that the account in question has been included in a debt consolidation program and paid. The agent then began to try and bait me agitate me by attempting to interrogate me about this account and asking me personal questions. They continued to call on a weekly basis several times a day sometimes.
I spoke to another agent several months later. By then this account had already been paid in full through the debt consolidation program. I informed the agent of this but he insisted I still owed them money. I also informed him that I never heard of their company nor have I ever received anything in the mail from them concerning alleged debt. He said they would send something via mail. I never received anything to this day.
The phone calls continue and they are always from a different number. They never leave a message. In fact, I received one this morning from XXXX and that is why I am taking the time to report them for continued harassment.
|
| 09/10/2023 |
Yes |
- Debt collection
- Rental debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Hunter Warfield never gave me a chance to dispute this alleged debt, which breaks the law 15 U.S.C 1692g - Validation of debts. On XX/XX/, I took matters into my own hands and sent Hunter Warfield a debt validation letter. In the letter, I asked Hunter Warfield to validate this alleged debt with the following questions : 1. The name and contact details of the original creditor.
2. A detailed breakdown of the debt amount, including any interest or fees that may have accrued.
3. Proof of any written agreement or contract that establishes my liability for this alleged debt.
4. Verification that your agency is authorized to collect this alleged debt.
Hunter Warfield ignored my previous questions and only answered question 2. Hunter Warfield responded to my debt validation letter by stating I owed {$320.00} with a XXXX XXXX interest rate and ignored all my other questions that would validate my alleged debt. The company sent me a lease application agreement but did not send me a contract between me and Hunter Warfield.
Hunter Warfield violated code 15 USC 1692d- Harassment or abuse because the company reported this alleged debt to my credit which can ruin my reputation.
The XXXX XXXX XXXX is the original creditor, and they sold my personal information along with the debt, to Hunter Warfield which is a violation of code 18 USC 1028. I know they sold my personal information to Hunter Warfield without my permission because Hunter Warfield has my old address where I no longer reside on file.
|
| 08/02/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Alleged debt collection attempt by XXXX XXXX XXXX. Through XXXX XXXX, a creditor named " HUNTER WARFIELD '' assumed the debt. Though it is unclear if the debt was sold first, or owned originally by a foreign entity, it is absolutely an invalid debt. While I am a resident of the city and state of the stated debt, I believe the company or creditor, Hunter Warfield, is attempting to collect a debt owed by someone with a similar or same name as myself. At the time of the stated occupation, I was living in an apartment complex on the opposite side of town. This can be verified through rental agreements, utility statements, etc. While I am not contesting the validity of XXXX XXXXXXXX XXXX residing at XXXX XXXX XXXX I AM contesting, with extreme prejudice, that the aforementioned XXXX XXXX is not the same person as myself. I have attempted to dispute this debt directly through the creditor, through XXXX XXXX, XXXX XXXX, XXXX XXXX, and several others over the courese of the past 5 to 6 years, i have been unsuccessful. This is my only option, and have suffered extreme financial and residential losses due to this oversight. Though my complaint may fall short of succeeding in helping myself, i have hopes that others can learn to protect themselves from the surreptitious collection attempts by an unqualified debtor on an honest working class citizen. please, help me or advise me of my rights and a prudent course of action. Thank you in advance, XXXX XXXX.
creditor : Hunter Warfield account Number : XXXX
|
| 02/07/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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Last Summer, I was approved for COVID-19 rental assistance. My apartment ( XXXX XXXX Apartments ) agreed to work with the program ( XXXX XXXX by XXXX ) and we all signed the contract. They received rent in arrears via mailed check in late XXXX or beginning of XXXX. The program also pays for XXXX additional months ( XXXX ). My apartment complex 's manager didn't know about the 3 months of additional funding, so she emailed over the ledgers 3 months late to receive payment. She was supposed to email ledgers by the XXXX of every month. House XXXX explained to her that they will not expedite payment because she failed to do it on time and they work in order received. I was recently approved for XXXX additional months of rent payment. I moved out of my apartment on XX/XX/2022. I moved out for XXXX major reasons- I have a terminally ill wife, so we moved back to Pennsylvania XXXX we could be near her family again. Secondly, I couldn't stay at that apartment anymore because my apartment was charging me monthly late fees until they receive a check from XXXX. My apartment wouldn't let me make any payments towards anything because they require a full payment. Once the check was received, I would've owed a lot of money that includes late fees, water/sewer, tech amenity, etc. On XX/XX/2022 I received an email from a debt collection agency that my apartment turned over my balance to them. My apartment should not of sent anything to a debt collector and should have continued to wait for a payment to arrive.
|
| 04/22/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I received a letter on my apartment door that I would need to vacate apartment by XXXX the XXXX or face eviction. I moved out of XXXX XXXX XXXX XXXX XXXX 2019.
I emailed, and called XXXX XXXX to let them know I would be leaving on XXXX the XXXX.
I talked to the apartment complex manager XXXX XXXX who assured me I owed nothing. And I could leave before XXXX, XXXX. They just wanted me gone before above date.
I received a letter from hunters warfield explaining I owed their client XXXX on XXXX, XXXX. I was shocked.
I asked for validation of debt .I received a reply back. I was mailed a document saying I owed XXXX rent. And that XXXX XXXX reimbursed the apartment complex for part. Hunter warfield says amount I still owed is XXXX I owe nothing to anyone. I payed last month rent in XXXX XXXX. Ive showed Hunter warfield email to XXXX XXXX stating I would be leaving in XXXX XX/XX/2019 I showed them payment on XXXX.
From this point Ive been getting the run around. Hunter warfield says contact XXXX XXXX. XXXX XXXX says I have contact apartment complex. They however do not pick up ( try for yourself to see if you can reach XXXX XXXX and someone actually pics up ) Ive however left messages with apartment. They will not call back.
Ive disputed debt with XXXX. Hunter warfield told them I still owed debt. It is on my credit report.
I refuse to pay a debt that I did not make. This is very disheartening that one can be lied on. Your credit score, your credit reputation destroyed over a lie.
|
| 03/11/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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In XXXX I submitted a dispute online to the credit bureaus to dispute a claim from XXXX XXXX XXXX. The collections company is XXXX XXXX XXXX. They have constantly called me and as I checked my credit report I noticed the dispute was never answered. So I contacted them on XX/XX/XXXX and verbally disputed the claim. I received a letter in the mail from them dated XXXX XXXX, XXXX that they were needing additional information from the company and needed additional time to contact me of the results. On XX/XX/XXXX I contacted Warfield to inquire if they had heard from the company. The told me they had not received a response. I asked how long before they waited until they considered my case founded. The company claimed I owed them money for damages to an apartment that I gave early termination notice of the lease, but paid the lease in full for the month prior to vacating, AND I did a walkthrough video of the condition of full apartment. Since I paid the rent in full for the month I still had possession of the keys. When I went back the appliances had been removed from the apartment. I questioned the management and they said they needed for another apartment. I later received a bill in the mail for damages, which I disputed then and now. I still have the still pictures and the video of when I vacated the apartment. To date they have been noncompliant with trying to resolve this matter in removing this false and negative collection from my report. The confirmation # Hunter Warfield gave me is:XXXX
|
| 05/19/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
XXXX XXXX , I sent a debt valida tion letter to Hunter Warfield. They responded to my validation letter within the same month. They provided a lease with a signature and a final statement from the original creditor. I responded to their verification disputing several inaccuracies with the account. The letter that I sent them was dated XXXX XXXX , XXXX . I waited a full thirty days ( plus additional days ) before I sent them another letter which was dated XXXX XXXX , XXXX . The problem is that they are reporting I owe them XXXX dollars. I 've reviewed the lease, and there is n't a statement that authorizes them to attach additional fees. Furthermore, on the lease it 's stated {$850.00} was the rent. However, on the final statement it is listed as {$1000.00}. The lease stated there was n't a security deposit paid, however there was a security deposit paid to the original creditor. There is a lot of charges that does n't make any sense whatsoever. According to the FDCPA and FCRA, the company should have responded to my request for an investigation within 30 days. It has been well over that timeframe and all three of my credit reports are still reflecting the same information. Additionally, on my XXXX report, they are reporting ter ms ( 1month ). Every month they have been reporting a payment history claiming that my account was charged-off and past due. I 've never made a payment to this company. I 've never signed an agreement with this company agreeing to pay them.
|
| 12/10/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I was a resident of XXXX XXXX XXXX. I moved out on XX/XX/XXXX. On XX/XX/XXXX I submitted my notice to vacate which, includes a counseling on cleaning requirements. This counseling was completed XXXX of XXXX XXXX the property management company which currently manages XXXX XXXX housing. She notified my wife via email of charges we were being assessed on XX/XX/XXXX, four days after our move out, while we were in route to our next XXXX XXXX. We advised her the charges were not correct namely the floor cleaning fee of {$120.00} which she stated in writing during my XX/XX/XXXX counseling with her would be {$60.00}. According to the collections agency attempting to collect this debt they received this case XX/XX/XXXX, all the while we believed the charges were being corrected. My wife received an email from XXXX on XXXX the XXXX and XXXX, she overlooked because we were in contact with XXXX not XXXX concerning the matter stated above. The collections agency was given the incorrect phone number concerning collections of this debt, despite my phone number being written directly on top of the bill in question and I was never notified of collections being involved which resulted in negative impact to my credit. Since then XXXX XXXX has admitted to the overcharge and reduced the bill accordingly. IT IS IMPORTANT TO NOTE I WAS NEVER CONTACTED DIRECTLY CONCERNING THIS MATTER, ALL COMMUNICATION WAS DIRECTED TO MY SPOUSE, AND I WAS REPORTED TO A COLLECTIONS AGENCY NOT HER. XXXX XXXX HAS MY INFORMATION
|
| 06/15/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
Good evening, I have been battling the collection practices of 'Hunter Warfield ' and XXXX XXXX ' for years now. They claim I owe over 8k in collections for a wrong doing eviction that occurred in XX/XX/XXXX XXXX XX/XX/XXXX I was told by XXXX that I could resolve the remaining 6 months of my lease with their leading Office due to the fact that my roommates left me stranded and I could no longer afford rent. They WERE notified of all this in email and I was willingly authorized to vacate the premises before an eviction occurred. XXXX agreed to this because they had confirmation from the VA, that I was not receiving my military housing benefits on time which put me behind on rent. Only a month or so. In XXXX , I had orders from the XXXX XXXX to report to XXXX XXXX in Texas for a XXXX to XXXX . They WERE notified and I thought I was covered under law due to my military orders. XXXX quickly evicted me and added over 2k in f ees. Hunter Warfield them then took over collection and harassed me for months with no re gards to my situation. This debt has been removed twice from my credit reports ( XXXX and XXXX ) but have emerged on my reports both times. I can not afford an attorney and have never been issued any legal documents or paperwork in regards to the debts or my options to settle said Debt. I am pleading for assistance, as this collection account has coated me uncountable credit hardships. Thank you, Best Regards XXXX XXXX
|
| 05/14/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
My name is XXXX XXXX, I am a previous resident at the XXXX in XXXX Maryland. I wanted to reach out to you due to receiving a call from a collections agency. During the call from the collection agency, they stated that my wife and I owe {$3700.00} due to unpaid rent. When I inquired on our move out date from the XXXX they informed me that we move on XX/XX/XXXX, which is incorrect. I have attached a copy of an email that was sent to the XXXX informing your team that we would be moving out on XX/XX/XXXX, which we turned in keys and garage door openers on XX/XX/XXXX at XXXX XXXX. During this time our lease agreement had expired and we were on a month to monthly rental agreement. After sending the attached email my wife received a call from you was she informed you that I had been laid off and we could no longer afford the rent payment. On XX/XX/XXXX, I submitted the prorated rental payment of {$1100.00}, due to us moving out on the XXXX of the month. Per the XXXX county housing code, if you have a loss of income you have the ability to submit a 30 days notice. I have also attached another email stating that your maintenance team changed the locks on the unit on XX/XX/XXXX. I have attached several supporting documents that should clear up the errors and time that we moved from the apartment and also that we do not owe the XXXX any rent. The property management company can not provide a signed lease. They can not provide a reason why I was charged for the additional month and a half.
|
| 06/12/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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|
My husband and I lived in an apartment complex in XXXX from XX/XX/XXXX to XX/XX/XXXX and upon moving out, they sent us an incorrect bill. I called them and explained that we had paid the fee to have our apartment cleaned using their cleaning program and even took them a copy of my cancelled check. They still sent this inaccurate amount to a collection agency named Hunter Warfield. I called Hunter Warfield and even sent them a letter plus corroborating information and they refused to budge stating that the apartment complex said that it was a valid debt. When we applied for an apartment and were denied here in XXXX where we currently live, I learned that this was on my credit report. I contacted XXXX credit reporting agency and filed a dispute. On XX/XX/XXXX, I received a letter from XXXX stating that this collection was no longer on my file. Two years later ( now ), my husband got a free credit report and this collection account is on his account now, when it wasn't 2 years ago. I also found out that it was put back on my account after I was turned down for an apartment. I have contacted XXXX and they are telling me that this collection agency is able to put this information back on my credit report because they are members of the credit reporting agency. I was never notified by XXXX that this was put back on my credit report. I do not understand how a collection agency is allowed to report false information and the consumer has no right to keep it off of their credit report.
|
| 12/27/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Older American |
|
Notice of revocation of payment plan agreement, UDAAP FDCPA violations In order to clear my credit report of a claim for a month of unpaid rent, which was alleged to have occurred in XXXX, which I dispute, but because of the age of this alleged debt, I had in good faith entered into an agreement with Hunter Warfield collection Agency to pay this under a payment plan with the understanding that on completion of the payment arrangement, they would remove it from my credit bureau. I had agreed to make the first payment tomorrow, XX/XX/XXXX. I now find that despite this agreement, they attempted to take the money from my account today, despite having no authorization from me, and then their office called me attempting to collect the unauthorized payment. In calling their office, they categorically refused to confirm in writing that on completion of this payment arrangement, they will report the alleged debt as paid and remove it from the credit bureaus. In addition, they even refused to provide me with a copy of their company policy that this is their standard procedure. I therefore revoked any agreement by me to pay ANY amounts until such time as I get confirmation in writing from them that they will do this. And I continue to dispute this debt.
I believe that these actions may constitute a violation of both state and Federal UDAAP as well as state and Federal FDCPA laws.
.
XXXX XXXX XXXX : Maryland Attorney General Michigan Attorney General Federal Trade Commission/CFPB
|
| 10/10/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I rented a apartment at XXXX XXXX XXXX XXXX It was unit # XXXX. Upon repeated harassment from tenants below us I decided to move after the women who lived there tried to force their way into my unit. I called management repeatedly and was told it is a personal matter. After I felt unsafe I left on XXXX fearing for mine and my daughter safety. On XXXX this debt was turned over to XXXX XXXX collection agency. My rent was paid until XXXX my lease was up XXXX. This collection agency contacted me on XXXX demanding I take care of the debt. I pointed out a few major issues.
1 ) my rent was paid until XXXX how can I owe for non payment I have the transaction on my bank statement.
2 ) my lease was up XXXX yet you say I owe you 24 days but my rent was paid until XXXX.
3 ) the carpet damage is on the walk through report and was badly damaged and frayed when I moved in I was there 8 mos.
4 ) I never received any information or itemized bill from anyone yet you are trying to collect a debt.
5 ) this building is a non smoking building but I was constantly having XXXX smoke blown into my unit by down stairs through balcony door and through vent in the bathroom.
6 ) in there own lease it says prohibited activity is threatening behavior the disturbs the safety of others. I'm XXXX and XXXX these women tried to force their way into my unit.
I called the management office several times telling them about repeatedly being bullied and harassed and XXXX told me is was a personal matter.
|
| 08/06/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
Servicemember |
|
I am writing because my wife has been receiving phone calls from Hunter Warfield, a debt collection agency, regarding a debt we owe through XXXX XXXX for a lease at an apartment we were staying at until XX/XX/XXXX. We moved to XXXX XXXX from XXXX in XXXX and I notified the management company we would be moving to XXXX XXXX at that time as I was relocating for school and work. They did tell me that I may end up paying the remainder of the rent for the lease so that is fine. What isn't fine is that the lady, named XXXX, from Hunter Warfield has been calling and threatening that XXXX will sue us if we don't pay soon. I didn't think she could make that claim on behalf of XXXX since she works for Hunter Warfield and claims XXXX still owns the debt. We tried to offer several payment plans, including {$150.00} dollars for roughly 16 months which would clear the debt but they claim this isn't sufficient enough. She then claimed that if we get a judgement against us, they can come after our financial aid as we are both in school currently. Then towards the end of the last conversation, my wife gave XXXX my phone number as I am more versed in consumer rights and protections and XXXX began asking invasive questions regarding whether I lived with my wife or not, if I wasn't in the picture and why my wife and I " don't discuss are finances ''. I took that as very personally harassing. The recent calls from XXXX were on XX/XX/XXXX at XXXX XXXX EST and XX/XX/XXXX at XXXX XXXX EST.
|
| 06/21/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I've been working with XXXX regarding a " Debt ''. I haven't been dodging his calls we've spoke and unfortunately had a miscommunication with the settlement amount. I was ready to settled as I thought we had agreed to a certain amount to settle and when i received the letter with the settlement amount it was different than what we discussed. he said he was unable to make a change to the settlement amount and i understood there was only so much he could do, so i asked him if he could have his manager call me back.. His manager called me back and I'm shocked at the absolutely disrespect from this guy. I understand being is this business is hard, but there is no excuse for his behavior, it was the job he agreed to take, however the level of disrespect and the tough guy act was not what I was interested in what so ever and I hung up on him, I will never be disrespected by someone like that. I'm looking to settle today and someone with some common sense and a level of respect for a person not trying to dodge them and actually take care of a balance with a reasonable offer, can call or email me and we can get this done I recently found out that this collection agency has had my account since XX/XX/XXXX I have the legal right to be notified in writing prior to my account being reported to my credit report. Hunter warfield has continued to threaten me about reporting an account that they have not provided me an opportunity to dispute or be properly notified in writing.
|
| 07/28/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Beginning XX/XX/XXXX as I began apartment hunting, I ordered my credit report and noticed a charge from " Hunter-Warfield, inc. '' a debt collector, that was placed on XX/XX/XXXX, on all XXXX of my credit reports. I was not aware of this debt and knew I did not owe it. I disputed this charge with Equifax and Transunion. The debt was declared valid since I did not include any supporting documents. I contacted " Hunter Warfield '' via the number on file. The representative stated the charges came from " XXXX XXXX '' aka " XXXX XXXX. '' The rep stated that the company only had to show a lease to prove this was a legitimate debt and have it placed on my credit reports. ( After learning who had placed this charge, I was able to determine what documents I needed to show ) I explained to the rep. that I have court documents to prove that I owed a XXXX balance, and that this charge was not a legitimate debt, and that it was " falsely '' placed on my credit report. I sent the court documents via email on XXXX, XXXX, XXXX to " Hunter Warfield , inc . The rep. verified that she received the documents, but stated that she had to wait on the company 's response to their inquiry before proceeding to remove the charges. I disagreed due to their falsifying of information initially, but I was left no choice but to allow them to follow the steps they state they are required to follow. However, I feel that no actions may be taken to remove this false debt from my credit.
|
| 07/10/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
In XXXX of 2018 my wife and I started the process of buying a house. Before we started the process, my credit score was in the high 700s but when my credit credit was run for pre-approval, it had dropped over 20 points because a collection was added to my credit report that I had no knowledge of. They claimed that they have attempted to contact me but they never had as I have never heard or received anything from them. The debt stems from a bad check my daughter wrote an apartment complex for an application fee. I was a co-applicant on the form but was not responsible for the payment as I live in Colorado and the apartment complex was in South Carolina. According to South Carolina law, they should have filed a complaint against the person that wrote the check, which was not me. I have asked for them to provide me with anything that shows that this debt is mine but they are trying to say that I am responsible regardless and that I need to file a fraud report with the police before they will release me from the debt. I gave them the information to contact my daughter, at least the last known information. I filed a disputed with the credit bureau and it has been removed for now but I know that this company will not stop and this Ill happen again. It should be illegal for someone to report something on your credit report with no proof of the debt actually being yours and no attempts to contact you. Any assistance you can provide will be greatly appreciated.
|
| 05/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
During the pandemic I was living in an apartment complex, and unfortunately like many people I lost my job. I only had a short amount of time left on my lease, and unfortunately I was unable to make my monthly rent payments since I had no income whatsoever.
Instead of being shady and squatting in the unit waiting for an eviction, I did the right thing and went to the management office and explained my dire situation. We worked out that they will use my last month 's deposit and security deposit and will allow me to clear the unit before the end of the month. By the first of the following month, they had already had the unit occupied by another renter. Meanwhile I was living back home with my parents until I was finally able to get back on my feet and get my own apartment. Imagine my surprise when I am being harrassed now by debt collectors trying to collect now {$7300.00} ( originally they tried to collect {$3200.00} ) from both myself AND my roommate ( XXXX unit both on lease ). At the time of us moving we had only owed 1 months rent and it was paid for with the deposit and last months rent as per the agreement we had. Now with this false collection harming my credit and impacting my credit score so significantly I am unable to move into any apartment building as they are afraid because of this collection account. This is a false collection account and especially this absurd amount. I ask that this be immediately removed from all credit reporting.
|
| 09/04/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. Additionally any attempts to harm my credit history and rating by updating or changing dates after you have been informed that the debt is expired, is a direct violation of the FDCPA. Any abuse to my credit rating on your part will be met with all recourse available to me by the law.
You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. I've disputed this debt with the credit bureaus and it came back verified i have since then contacted the company and haven't received a response. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately.
|
| 06/23/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
Hunter Warfield is reporting an inaccurate collection account which they have no proof of. They claim they are collecting on behalf of XXXX XXXX for carpet replacement due to damages they said I made to the carpet when I lived there but they have no proof. Last year, I contacted Hunter Warfield to dispute the debt and to inform them I had no knowledge of such damages and asked them for before and after pictures of the carpet showing the condition when I moved in and pictures of the carpet when I moved out, as well as a copy of the receipt showing the amount XXXX XXXX paid to supposedly replace the carpet which they are charging me for. I also informed them that the carpet was old and had stains when I moved in and that I had included that on my move-in inspection list which I turned in to XXXX XXXX. After 30 days of my dispute to Hunter Warfield, they sent me a letter notifying me they were not able to obtain the proof so they agreed to remove from my credit. Which they did. This year, Hunter Warfield sent me a letter they obtained from XXXX XXXX saying I owed for carpet repairs as their proof. That is not proof. Pictures and receipts are proof. Anyone can just type up a statement saying I owe them money but that does not mean it is true. XXXX is just trying to get me to pay for new carpet because it was already old and needed replacing. Also the move in check list I gave XXXX XXXX when I moved in is my proof that the carpet was already stained.
|
| 11/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I was evicted from the apartment complex, XXXX XXXX ( which has been sold to someone else and the name has been changed to something else ) in XX/XX/XXXX. I was never contacted by the management company XXXX XXXX XXXX or anyone relating to them.
I was contacted 18 months later ( between XX/XX/XXXX/XX/XX/XXXX ) by Hunter Warfield, Inc. telling me that they were a law firm representing XXXX XXXX XXXX XXXX XXXX stating that I owed them over {$10000.00} and when I explained to them that I did not owe them the money and I had disputed the debt on all three of my credit reports to XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX and the debt was removed because they did not report accurate information. I was then told by Hunter Warfield that they proved to the credit bureau that the debt was accurate so it was back on my credit report after being removed. I then told them that it was against the law for them to put something back on my credit report and they said that it was not. I then asked them if the debt was accurate can they prove it to me by showing me a ledger or something and then I was told, " We don't have to send you anything or prove anything to you because we proved it to the credit bureau ( XX/XX/XXXX ) .Then they hung up on me.
I know that I don't owe them over {$10.00} and they refuse to show me anything proving that I owe them money because I don't owe them. They are committing fraud by trying to make me pay money that I don't owe them..
|
| 07/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I, XXXX XXXX, signed a lease in XX/XX/XXXX for an XX/XX/XXXX move-in day to move into an apartment complex called XXXX XXXX XXXX in XXXX, XXXX. Days after signing the lease, the COVID-19 global health pandemic hit and I was immediately put on furlough from my job at XXXX XXXX XXXX XXXX This prompted me to move back in with my parents in XXXX, as I could no longer afford to pay rent due to a complete loss of income, and understanding of what the future held, as was the case for most of us.
I had been in contact with my leasing agent working on extending my move-in date under the assumption that the pandemic was going to go away sooner than later. This obviously never happened, and I was never made aware that I was still being charged rent for this apartment throughout the course of the summer of XXXX. I was then sent to a collections agency ( Hunter Warfield ) without being made aware of this debt. I have been trying to dispute this case ever since, and in XX/XX/XXXX I was made aware that this case was dropped from my credit report. However, I am now trying to apply for an apartment ( XX/XX/XXXX ) and am being denied based on this " unpaid debt '' ( {$3500.00} ) to Hunter Warfield and XXXX XXXX XXXX. However, based on the Fair Debt Collection Practices Act, one thing I noticed was that a landlord can not " Endanger the health and safety of tenants '', and moving into a new apartment in a global health pandemic falls under this complaint.
|
| 05/10/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am writing to file a complaint against Hunter Warfield regarding its violations of the Fair Debt Collection Practices Act ( FDCPA ). The collection agency in question has added a debt to my credit history without any agreement or written authorization from me.
Despite my request that they return the alleged debt to the original creditor, the collection agency has continued to pursue collection activities against me, which I believe is a violation of my rights under the FDCPA. I have also requested debt validation, as is my right under the FDCPA, but the agency has not provided me with any proof that I owe this debt.
I believe that this collection agency has violated several provisions of the FDCPA, including but not limited to : 1. 15 U.S.C. 1692e ( 2 ) ( A ) - falsely representing the character, amount, or legal status of the debt 2. 15 U.S.C. 1692e ( 5 ) - threatening to take any action that can not legally be taken or that is not intended to be taken 3. 15 U.S.C. 1692e ( 10 ) - using false representations or deceptive means to collect or attempt to collect any debt 4. 15 U.S.C. 1692f ( 1 ) - using unfair or unconscionable means to collect or attempt to collect any debt I am requesting that the CFPB investigate this collection agency for their violations of the FDCPA and take appropriate action to ensure that they cease all collection activities related to this debt and that they correct any negative reporting on my credit history.
|
| 03/05/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
Hunter Warfield Inc, was mailed a Certified and signed Cease and Desist Letter, in that envelope was also a notification detailing their Violation of my Fair Debt Collection Practice Act rights and a demand for remove the false information from all my credit reporting files immediately. Hunter Warfield Inc. has ignored my communication for removal of the information.
Copies of the two separate documents mailed by certified USPS to Hunter Warfield Inc. are attached. Also attached is the USPS Certified stub and copy of the delivery confirmation of that envelop to Hunter Warfield Inc.
I formally request this case be forwarded to the Federal Trade Commission for a violation of ( 809. Validation of Debts ). As stated in the copy of the letter attached that was mailed by certified USPS to Hunter Warfield Inc.
Hunter Warfield Inc. made no attempt to notify me ( 30-day notification ) of the attempt to collect this alleged debt, it was simply placed on the credit reports in clear violation of my FDCPA rights to dispute and demand verification ( see attached copy of the letter attached that was mailed by certified USPS to Hunter Warfield Inc., titled Violation of Fair Debt Collection Practice Act.
There has been no attempt to correct the FDCPA Violation since receipt of notification of those violations, per the certified letters mailed and received by Hunter Warfield Inc. The Emotional Distress of Hunter Warfield Inc actions are unmeasurable.
|
| 09/26/2023 |
Yes |
- Debt collection
- Rental debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I was forced to move from XXXX XXXX XXXX due to loss of a major Contract.On the Morning of XXXX XXXX I discovered that my XXXX was not in the Underground Parking Garage.I had parked my car in the garage during a severe thunder and lightening storm.XXXX XXXX XXXX does not have XXXX XXXX.I normally park my car at XXXX XXXX which is across the street from XXXX XXXX.
I am a XXXX XXXX.And I am responsible for Patient Care at several Facilities in the greater XXXX Area.I was unable to locate my car for several hours.And I was forced to cancel a full day of work.Patients ( And their Families ) were forced to cancel their schedule procedures .Most Patients wait months to get scheduled for their procedures.
I previously paid XXXX XXXX XXXX a {$25.00} fee to park .This was despite the fact that I had to pay to for XXXX charging several times a week.There was no security for vehicles since vehicles were broken into.And there was no monitoring of vehicles in the garage.Numerous vehicles did not have XXXX XXXX Stickers on their windshields.I witnessed vehicles tailgating into the garage on a daily based.Most without XXXX XXXX vehicle stickers.
Warfield Hunter a Collection Agency was given personal information ( My Emergency Contact person 's phone number ).
XXXX XXXX XXXX was given sixty days notice that I would be vacating.The early termination was based upon the above events.All that were extremely harmful to my ability to earn a living.
|
| 12/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I am submitting a formally complaint because I was contacted by XXXX on XX/XX/XXXX via a recorded call line. Pertaining to a voice mail I received from XXXX XXXX at Hunter Warfield on XX/XX/XXXX. The phone call stated that they were attempting to collect a debt. I stated that the debt was false and sent a certified letter to dispute the debt.
I sent an email on XX/XX/XXXX stating and got no reply.
Hello, I am responding to your contact about a debt you are trying to collect. Attached is a letter in the format of a PDF and Word document. Please be advised that I have also sent this letter via certified mail. Please confirm your receipt of this email.
Best, XXXX XXXX I sent two emails on XXXX and got no response.
Hello, This is XXXX XXXX. I am following up regarding the letter I emailed and mailed on XX/XX/XXXX. Please confirm receipt of this email.
I am also attaching the letter to this email for reference.
Please note that this is the email that supervisor XXXX gave me on XX/XX/XXXX via a recorded call line. Pertaining to the voicemail I received from XXXX XXXX at Hunter Warfield on XX/XX/XXXX.
Please respond accordingly or I will be contacting the Attorney Generals office and the CFPB.
Best, XXXX XXXX XXXX, This is XXXX XXXX. Following up to provide proof of delivery for the letter I sent in response to the phone call I received on XX/XX/XXXX from XXXX XXXX at Hunter Warfield.
Please follow up with me accordingly.
|
| 09/20/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XX/XX/23 : I received an email from Resident Advocate claiming I owed them {$1300.00} with an incorrect address listed and said that I had to dispute the claim by XX/XX/23. I sent an email back to them on XX/XX/23 and disputed it due to an ongoing open case on the apartment.
XX/XX/23 : I received a voicemail from Resident Advocate to call them. I then proceeded to send them a letter in the mail asking them to validate themselves by sending the original contract with my signature, the creditor 's information ; ( name, address, phone number ), the payment history with an itemized billing list associated with the account number and proof of ownership and that they are authorized to collect payment. And stated, " As per Section 609, I am entitled to see this information and you must provide it to me within 30 days. '' Then I put my legal representation with their phone number and signed the letter with my wet signature while letting them know they had the wrong address listed.
XX/XX/23 : I received another voicemail from Hunter Warfield to call them.
XX/XX/23 : I received another email with the same information I had previously saying I owed {$1300.00} and that I had until XX/XX/23 to dispute the claim again.
XX/XX/23 : I received another email with a resolution offer for {$1100.00} saying I was allotted 30 days to make a payment to receive the 20 % savings.
XX/XX/23 : I received another voicemail telling me to call them back.
|
| 01/17/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
|
|
Web |
|
|
I moved into the house and made my report of everything that needed. The realtor guaranteed that everything would be fixed within 30 days. The house was unsafe with tiles broken that cut my foot walking across it, the stairs were completely broken and my mother almost fell off due to it. The realtor sent a guy out and all he did was dig a brick out of my yard and put it under the stairs to try and prop it up and the problem wasnt solved as as soon as I stepped on the stairs it feel apart again. After that the problem was never addressed again. I made multiple reports and had many conversations with these problems with no response to fix the problem. They did come to fix the tile bye adding grout but that came out within a few weeks and the problem returned. I also reported that there were holes and gaps in the flooring and rats and snakes got into the house. They didnt fix it either. So after 4-5 months of this I had no choice but to move out as it was completely unsafe to have my kids and family in. I broke the lease as they wouldnt fix the issues. I paid my rent on time every month regardless of the problems not being fixed and they had no concerns about fixing the issues. I went bye the house less than a week later to get my mail and someone else was already living there and they want to report on my credit report. And I didnt owe them any rent as I was not behind. What was I supposed to do stay in a unsafe house. I dont think so
|
| 03/15/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Told you not to respond to a lawsuit they filed against you
|
|
Web |
|
|
I called hunter warfield spoke with XXXX XXXX tried to resolve balance with XXXX XXXX, she was rude and also stated I had a judgement placed against me which i am unaware of. i asked to speak to a supervisor she became rude and stated '' he's just gon na state the same thing I'm telling you '' finally transferred me to XXXX XXXX after leaving me on hold for a long period of time. I made an offer due to my income I was willing to pay XXXX due to what I got on my taxes, I'm a single mom of XXXX. I explained to him I had to move due to my daughter having XXXX XXXX XXXX. I explained to them my taxes were XXXX and I was willing to give them the whole thing, knowing that this debt is 4 years old. he then returned to me that it doesn't matter how old the debt is the client will only take 80 %. After he told me that I asked if he could take my offer back to the client XXXX stated that " HE WILL NOT TAKE THE OFFER OF XXXX BCK TO THE CLIENT CUZ HE DOESNT HAVE TO ''. I felt there was no option but for me to file a complaint due to them being rude and unprofessional and untruthful in regards to the judgement. Tried to setup payment plan they stated that it would not update on my credit report, again I am a single mom of XXXX and my daughter needing the extra medical services due to her XXXX my finances are very tight. After speaking to XXXX he did no try to help me with this at all and he hung up abruptly with out hope to resolve this matter.
|
| 07/03/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I am not liable for the debt from the third company hunters warfield inc. the original contract was never received. They have been unsung communication tactics and threaten to take legal action against me. I never received proper written notice from the original creditor therefore I am not liable for the debt owned from someone else to this company. I do not own this debt to hunter warfield inc. they are a third party collection violating my rights to not furnish any accounts without my consent.
In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. Account name : # 8769128, has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
|
| 12/22/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Older American |
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XXXX : Dear Sir or Madam/To Whom It May Concern, On XXXX I requested an investigation regarding inaccurate/erroneous items on my credit file that were being reported erroneously. In XXXX your agency sent a letter stating that you had completed your investigation and the items were not deleted, as requested. This concerns me as I do not understand how you arrived at this conclusion since this information is indeed incorrect. This is a request under FCRA 611 ( a ) ( 7 ) for a description of the procedure used by your agency in providing all information to the creditor associated with my earlier dispute under FCRA 611 ( a ) filed in XXXX ( To be more specific, based on FCRA 611 ( a ) ( 2 ) ( B ), you were required to forward all of the relevant information I provided by you to the creditor for their investigation of my dispute. Please provide me with all of the information you used for your investigation, as required by FCRA 611 ( a ) ( 7 ). Please reply within XXXX XXXX or delete the negative items, as originally requested. Below are the items I am disputing. I never opened an affirm account. I never opened an XXXX account. I never opened an XXXX account. I never opened account called HUNTER WARFIELD ber. Please update XXXX XXXX XXXX XXXXXXXX we brought current so please update this asap. We updated XXXX XXXX XXXX XXXX with a loan modification/settlement. Please correct my credit report by law you must report correct information.
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| 05/24/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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They have sent me a collection notice for {$440.00} and this is supposed to be the final amount due for water and some minor miscellaneous charges from an apartment that I lived in for one month 's time. There is absolutely no way that my water bill was that much for one or two months. They averaged about {$82.00} a month while I lived there. I have asked both the apartment and the collection agency repeatedly to send me a statement itemizing the charges. It has been 9 months since I moved out, and I can not get the statement. I called the apartment, and they say that they made an error and it should be about half that, and they told me that they took care of it with the collection agency, however, I just received another statement from the collection agency with no correction. The collection agency then sent a collection notice to my son who was a minor on my lease, and that is absolutely wrong. Any communication with this collection agency is just completely unhelpful. They yell at me that they can not make the apartment send the statement, and refuse to provide it. I told them not to call me any more, and they said they would call continue to call me. Bottom line, I will pay what I owe, which should be around {$200.00} but I can not get an accurate statement showing me what I owe. I need the statement, and I need this item off of my son 's credit, as he was a minor child listed on my lease as a child, NOT a responsible party.
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| 05/07/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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This letter is a response to your correspondent dated XX/XX/2023. You stated, " Account information disputed by consumer ( Meets requirement of the Fair Credit Reporting Act ) '' As stated in my first letter 15 US Code 1692 ( G ) ( Validation of debt ) and as amended by adding Title 8 USC 802 et seq. All of which work in conjunction with each other. My rights are still being violated. It has not been thirty days from my first disputed letter I sent certified mail on XX/XX/2023. ( Copy of receipt attached with documents ) According to 15 USC 1681 ( A ) ( E ) " Investigative consumer report '' You have not meet the requirements of the Fair Credit Reporting Act. You haven't sent me any evidence to backup your claim.
15 US Code 1681 ( I ) - " Procedure in case of disputed accuracy '' 15 US Code 1681 ( I ) ( 1 ) ( A ) " In General '' 15 Us Code 1681 ( I ) ( 5 ) ( A ) " Treatment of inaccurate or unverifiable information '' 15 US Code 1692 ( I ) - " Legal actions by debt collectors '' 15 US Code 1681 ( N ) " Civil liability for willful noncompliance '' 15 US Code 1681 ( N ) ( 1 ) ( A ) " Any actual damages sustained by the consumer as a result of the failure or damages of not less than {$100.00} and not more than {$1000.00} ; '' I've been denied credit cards because of this inaccuracy. Such number of punitive damages. My credit report has to be 100 % accurate and 100 % complete in accordance with FCRA! ( " 15 US Code 1681 '' ).
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| 07/27/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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My lease was coming to an end at the XXXX. I submitted my 60 days notice 90 days ahead of time to then property manager. He honored the notice and filed it along with my lease information at that time. 30 days before my lease was up I get notice telling that my lease is up in 30days and I had n't submit any notice as to if I 'm renewing my lease or leaving. I then contact the rental office and told advised them that I had already turned in my noticed not to renew. I was then advised that the office staff is new including the manager but they would check everything and I could disregard the letter. They did contact me and informed me that they has my notice the next day. Upon move out day I was told I didnt have any balance and my account was clear and closed. But then 1 month following that I get a phone call telling me that I will need to pay for a prorated month and a whole month for the unit not being under another lease agreement upon me leaving. So there trying to make me pay the monies loss while they waited for another tents to rent the unit. When I refused to pay and cited that I submitted timely and proper documentation to be let out of my lease. That excused me for having to pay any loss monies for the unit being empty. They then stated that I would be sent to collections because of it. And now I have a account in collections with fraudulent charges all because this complex wanted me to pay for a unrented unit.
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| 03/16/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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There is a collection account on my credit report that is posted in error from Hunter Warfield collection agency due to a poorly written contract between XXXX XXXX XXXX and my son. I am the co-signer on my son 's behalf.
The property manager of XXXX XXXX started harassing me for more payments after I have already paid XXXX towards the 2-year term of a total {$8600.00}. After the manager requested more payments, we informed her we had already overpaid. She stated that the amount owed was XXXX per year. The contract stipulated that the term was for 2 years not one. At this point we discovered there was discrepancy in the agreement regarding payments. The total amount owed was worded confusingly. At this point around XX/XX/2017 my son moved out of the fraternity residence because we could not afford the new amount. After my son moved, we received constant calls and emails to pay the balance of what they thought we owed for 2 terms which would be XXXX per year. After many unsuccessful attempts to resolve this issue, we hired a lawyer who extensively explained to them Washington State law and how it works in favor of those who did not draft the contract, " if there's an internal conflict/discrepancy/ambiguity in a contract, it will be interpreted against whoever wrote it. '' Despite my attorney 's efforts, the property manager took this case to Hunter Warfield Collection Agency. This has impacted my credit score severely.
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| 08/18/2017 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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This company Hunter & Warfield INC. out of Florida contacted me in XXXX via phone and mail. When I received the letter in reference to a debt from another company XXXX XXXX I advised them by certified letter to not contact me and I only deal with the original creditor and I owed their company nothing. Also in that letter I asked for proof of the debt and did they have the right to conduct business in the stat of Georgia. They then sent me an additional letter outside of the 30 days that just had a bunch of numbers on it with just my name on it. They were then sent another certified letter stating that the information that they sent to me was not proof of a debt that I actually owed their company, because I never lived in Florida at any time in my life. After sending them the second letter I never heard from them only to receive a letter saying that I owed their company again, so I again sent them another certified letter demanding them to stop all collection efforts because I signed or have never had any deling with their company and to stop all collection efforts. Upon sending Hunter & Warfield Inc. the last letter I received an alert on my credit monitoring that they had listed this debt on my credit reports XXXX, XXXX, and XXXX XXXX. This illegal act has taken my score down almost 50 points they never validated this debt that I owed them or sent me any viable proof proving that I have business with their company.
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| 05/13/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/XXXX, I opened a letter from the debt collection agency Hunter Warfield attempting to collect a debt for {$160.00}. The debt was the XXXX XXXX XXXX XXXX in XXXX, FL, where I had previously applied for an apartment. The XXXX dollars was the price of a fee after I rescinded the {$380.00} payment I had made to process the application. Why was the payment rescinded? The {$85.00} application fee and the {$300.00} administrative fee were paid to PROCESS an application, however, the XXXX staff failed to process my application. In fact after submitting my application, the XXXX was never heard from again. So, no, I did not allow them to keep my payment. For them now to attempt to collect a fee after making no attempt to earn my application fee is absurd.
I verified this information with both the debt collector and the apartment complex yet the debt collection account still stands.Instead, of removing the collection account, the apartment complex promised to call me back with a resolution, failed to provide a callback, and instead manually changed the application status to denied post-notification of the issue via phone call ( as I assume that they think people are too dumbt to check on these things ) with the representative CONFIRMING the application had not been processed.
I hope anyone reading this will stand clear of both apartment complexes like the XXXX XXXX and their debt collector, Hunter Warfield.
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| 02/01/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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When we moved into the apartment our Landlord promised us it would be move in ready, and had us sign paperwork that it would be, It wasn't, it was dirty and mold infested and had furniture and garbage still in it. When we moved in it was not livable but we had limited options as my wife was XXXX at the time. He tried to bribe us to clean it out and move furniture out and maintain the garbage by the mail slot by promising to write up a new lease with a reduced rent. A new lease was never written so we reported the apartments condition to the health department which required him to perform another inspection with updated responses. After that he started treating us poorly and delaying repair orders. I paid my rent on time for the next few months before I lost my income. I went on XXXX Leave in XX/XX/XXXX, and when I returned to work in XX/XX/XXXX they took all my hours and had to look for other employment and was unable to pay rent. I tried to work with our Landlord to give him all the money we would owe him once we got our tax returns, he agreed to those terms but within 2 weeks served us a Pay or Vacate Notice. We since discovered a collection account opened against us. Of the XXXX they have in collections for us XXXX of it is for rent that we owe and are willing to pay but the rest in listed as for " remodeling '' which should have been done before we moved in and we do not feel should be our responsibility.
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| 11/07/2017 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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XX/XX/XXXX Dear Sir : This is a comlaint against this HunterWarfield, XXXX XXXX XXXX XXXX, XXXX FL XXXX Fax : XXXX XXXX Phone : XXXX This company has done the following which seems illegal 1 ) Added false information on my credit profile : It has added a claim of about {$800.00} when with reference to my prior house rental lease, when in fact I have already confirmed with my former landlord that no charges remain.
2 ) Broke the law, specifically Fair Credit Reporting Act ( FCRA ) by : Failing to provide the original documentation on which this claim is based on. When I requested to e-mail it to me as I was not receiveing their mailed items, their agent Maning provided misleading information that they can not email as per FCRA. I later checked FCRA and it allows for communciation over e-mail.
Here 's the relevant excerpt from the FCRA > > ( 1 ) The collection of any amount ( including any interest, fee, charge, or expense incidental to the principal obligation ) unless such amount is expressly authorized by the agreement creating the debt or permitted by law.
I have already issued 2 written notices to Hunter Warfield to either provide written documentation or remove this item from my profile. But they are not acting XX/XX/XXXX XX/XX/XXXX Please take the necesssary legal action to get this questionable company 's claims off of my credit profile, and audit the legality of this company 's operations.
Thanks
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| 05/22/2023 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Indicated you were committing crime by not paying debt
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Web |
Older American |
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I placed a Complain ( # XXXX ) it came back as resolved???
There are many questions.
1st Question : Hunter Warfield is indicating that " Interest is accruing at the legal interest rate on the account ''? I can not find that information on the Lease anywhere. Also what is the Legal Interest Rate? How much is that? where does that come from?
2nd Question : Water was inside the walls. Sheetrock can be Dry but Mold can grow inside ( Smell is very distinctive ) XXXX XXXX promised that they will get a " Professional '' company to make a full report. I am still waiting for the official report.
XXXX show moisture meter which shows up to 12 % + of moisture ( 16 % is high moisture in walls ) I am still looking for the report that XXXX promised when I spoke with them. ( I did contact them about mold ) I told XXXX if they get me a professional report ( From certified Company ) indicating that there are no Mold inside the walls and under the cabinets I will pay the charges.
Also location of the Moisture reading done by? is not indicated anywhere.
How about under the cabinets ( There was 2 '' of water sitting in the kitchen / Living room area ) CFPB automatically accepting explanations without actual proofs from Hunter Warfield Inc. is not acceptable and I like CFPB to reopen this file.
Hunter Warfield could have cost me Thousands in higher interest and I would like them to remove this charge immediately.
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| 05/22/2023 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Indicated you were committing crime by not paying debt
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Web |
Older American |
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I placed a Complain ( # XXXX ) it came back as resolved???
There are many questions.
1st Question : Hunter Warfield is indicating that " Interest is accruing at the legal interest rate on the account ''? I can not find that information on the Lease anywhere. Also what is the Legal Interest Rate? How much is that? where does that come from?
2nd Question : Water was inside the walls. Sheetrock can be Dry but Mold can grow inside ( Smell is very distinctive ) XXXX XXXX promised that they will get a " Professional '' company to make a full report. I am still waiting for the official report.
XXXX show moisture meter which shows up to 12 % + of moisture ( 16 % is high moisture in walls ) I am still looking for the report that XXXX promised when I spoke with them. ( I did contact them about mold ) I told Cascade if they get me a professional report ( From certified Company ) indicating that there are no Mold inside the walls and under the cabinets I will pay the charges.
Also location of the Moisture reading done by? is not indicated anywhere.
How about under the cabinets ( There was 2 '' of water sitting in the kitchen / Living room area ) CFPB automatically accepting explanations without actual proofs from Hunter Warfield Inc. is not acceptable and I like CFPB to reopen this file.
Hunter Warfield could have cost me Thousands in higher interest and I would like them to remove this charge immediately.
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| 01/21/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
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Web |
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Hunter Warfield is attempting to collect on an invalid debt from a prior creditor. The initial creditor XXXX XXXX XXXX breached their contract by not adhering to my request to fix hazardous problems.
In addition to this XXXX XXXX XXXX tried to hold me accountable for rent when the contract had already been terminated. XXXX XXXX XXXX then sold the alleged debt to Hunter Warfield, within months this was being reported on my credit report without an initial attempt to collect on the debt, I was never notified of my rights, nor was I given the opportunity from Hunter Warfield to prove the validity of this debt. I hold both XXXX XXXX XXXX and Hunter Warfield accountable because my rights were violated under both the Fair Credit ReportingAct and the Consumer Financial Protection Bureau. XXXX XXXX XXXX did not follow rules and regulations per the XXXX XXXX XXXX-If you dont receive a response within a reasonable time, re-notify the owner/manager orally and in writing. If you still dont get a response, you may have legal grounds to exercise statutory rights of lease termination, compulsory repairs, damages, penalties, third-party repair and deduct, and attorneys fees. ( Instead of giving two separate written notices, you can give a single notice if it meets certain standards provided under state law. ) Under this rule my lease was legally terminated and other tenants have since then resides in the property.
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| 02/01/2018 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Original CreditorXXXX XXXX XXXX XXXX now known as XXXX XXXX XXXX, lease an apartment from them. Roommate broke lease. There is a fee to break lease roommate refused to pay after I paid my half amount. Was never contacted by them for remainder. Get a phone call from Hunter Warfield on XX/XX/XXXX for amount. Wanted to deal with original creditor. The original creditor refused payment. Original creditor referred me to deal with collection agency. Requested verification of debt on XX/XX/XXXX Debt was verified. Started to negotiation with settlement for original amount of {$1200.00}. On XX/XX/XXXX letter was sent with amount of {$1200.00} with {$4.00} as interest. In original contract there is no interest. Debt collector is seeking to collect more than what is originally owed. In addition, tried to make phone contact onXX/XX/XXXX to settle account. Made phone calls at XX/XX/XXXX and XXXX XXXX with the phone number provide to me in a letter at XXXX. Hunter Warfield did not answer phone during normal business hours. In addition sent email to XXXX XX/XX/XXXX with no answer. A letter was sent on XX/XX/XXXX with full amount of {$1200.00}. Hunter Warfield recieved check on XX/XX/XXXX via certified mail. Since that date Hunter Warfield has not cash the check for payment in full. Hunter Warfield sent letter to consumer suggesting that if payment is not receive then will put negative listing on credit report.
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| 10/28/2022 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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In XXXX of XXXX, I was contacted by a debt collection company called Hunter Warfield ( XXXX XXXX XXXX. XXXX, FL XXXX ) who was hired by a leasing company, XXXX XXXX XXXX, XXXX, ( XXXX ) in XXXX NY my son used for his college apartment 2 years prior ( XXXX of XXXX ). The letter they sent stated that XXXX demanded additional funds, over and above the deposit paid. The amount they were demanding was for repairs of issues that were already present prior to my son moving into the apartment or for repairs for issues that were incurred while he lived there that were not under his control ( leaking roof, bad plumbing ). These issues were written down ( holes in walls, peeling paint ) and we were told would be taken care of prior to him moving in by XXXX or were submitted as maintenance requests through XXXX 's website during his time in the apartment. That information now seems to be " lost '' and XXXX is demanding payment for repairs we are not responsible for. I sent XXXX several photos depicting the issues in the apartment during the lease term as well as documents I had sent to the leasing company disputing their charges. The other issue is that the TOTAL amount demanded is {$1100.00}, yet they are asking for this total amount from the 5 different families of the boys that lived in the house at the time, essentially demanding {$5800.00}, which is even more unfounded and in my opinion complete FRAUD.
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| 05/05/2022 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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XXXX XXXX is continuing to harass me for a debt I do not owe. XXXX was notified prior to me moving out in XXXX of 2020, that I had contracted COVID and was going to go ahead with moving. I paid my last months rent and moved. I had the unit cleaned in XX/XX/2020 because that is when I moved. I had the junk removed from the cleaners at the end of XXXX. I had not been living at the property since the end of XXXX. I did have the grass cut for one last time before the lease ended and I dropped the keys in the mail on XX/XX/2020. They did not receive the keys until XX/XX/2020 because they were mailed to them and not dropped off in person, because I had XXXX. I did not have the carpet cleaned because no one wanted to enter the unit because of me being positive. There is an email dated for XX/XX/2020 notifying them that the keys were being mailed to them. So Im not sure why it says I was occupying the unit until the XXXX if I didnt even have access to the unit after XX/XX/2020. XXXX not sure what they expected the grass to look like after they didnt even come to inspect until the XXXX. I also was not responsible for the stuff growing on the gate. That is how the fence looked when I moved in, I just kept the grass cut. When I initially rented the property it was with another property management company, otherwise they would have known the fence already looked like that. The neighbor can attest to that.
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| 10/25/2017 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
Servicemember |
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I am in the process of trying to purchase a home, I spoke with a mortgage representative on XX/XX/XXXX and they pulled my credit, on XX/XX/XXXX, I spoke with a credit repair specialist that deals with the mortgage company, after looking at all of my credit reports advised me of what I would need to take care off. On XX/XX/XXXX, I received a notification that Hunter Warfield, Inc had been added to my credit profile for a collections of {$1500.00} and that the credit file had been opened on XX/XX/XXXX. Since XX/XX/XXXX, I have been diligently working on my credit to attempt to correct it and I have been keeping a watch on my credit report since, not one time, was this ever placed on my credit report, I never received any telephone calls, emails or mail from this place. I was actually disputing the charges with XXXX XXXX XXXX ( this is who the original company is ) as I do not feel that the charges are valid. I lived in their apartment complex for 2 months, gave noticed to vacate, ( this was a month to month lease ) and handed over the keys. I also requested to be present for the walk thru and was told that I would receive a date, that never happened. Months later, I received a notice from XXXX XXXX XXXX, advising that I owed for damages and cleaning, I attempted to call and received no communications from this company until XX/XX/XXXX, when it showed up on my credit report from Hunter Warfield.
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| 09/12/2017 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
Servicemember |
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I have had zero knowledge of this individual account. I filed a complaint. The company urges that the individual that opened the account is myself. I decided to check old notes from XXXX, a time in which I appointed someone to analyse my credit report and address all information therein and it appears that that individual spoke with the company and on recording, the collections representative threatened that without attempt for payment, nor providing of contact information that 'he ' would keep " clicking '' to run a credit report and repeatedly drop the score/rating. A supervisor was then requested in order to recount the experience with the representative and management at the time did nothing to rectify the situation. It was/is a blatant FDCPA violation to make such credit threats. Recently ( XXXX ), when I " personally '' discovered the account, Hunter Warfield 's account on my credit was disputed through Transunion ( via XXXX XXXX 's direct dispute procedure, ) as I shared with the credit bureaus as well that I did not open any such account despite what perceived evidences that company might produce. The item was removed after being found to be unfounded and shortly thereafter, said item was re-introduced to the credit bureaus, thus impacting my credit rating. I do not know why it was re-reported, nor do I understand why thus far this issue has been handled the way it has been handled.
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| 06/24/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
Servicemember |
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I initiated a dispute with XXXX on XX/XX/XXXX into the inaccurate reporting of debts with Hunter Warfield. I do not owe these debts and have provided adequate proof. Yet XXXX is still reporting.
Hunter Warfield is reporting I owe them amounts related to two apartment complexes. This is false. I worked through a Corporate employer program to apply last summer at communities with a Preferred Employer corporate program for XXXX XXXX XXXX XXXX employees in XXXX, TX. The preferred employer program waived all application fees. In each instance the application was denied. However, they are trying to collect and Administrative fee with XXXX XXXX, XXXX XXXX XXXX | XXXX, TX XXXX P : ( XXXX ) XXXX | F : ( XXXX ) XXXX | rentatrosehill.com which was to be credited back in the event of denial. XXXX XXXX issued a Denial on XX/XX/XXXX with email from leasing staff XXXX XXXX. I never leased at these communities or vacated leases. I have never resided and any amounts attempting to be collected are not mine and not owed. XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX ( XXXX ) XXXX can not charge for a deposit and admin fee when they denied application on XX/XX/XXXX and refused to lease to me. They were supposed to credit back application fee for preferred employer. Hunter Warfield is in direct violation of the FCPA guidelines as they are reporting this to all major credit bureaus in direct violation of FCPA.
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| 06/30/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I lived at XXXX XXXX XXXX XXXX Apartment complex. During the move out procedure, my roommates and I paid them for the move-out package, which would be completed after move out, and which contained a professional carpet cleaning.
After moving out, we were told the carpet had been replaced as it was dirty and we would need to pay the replacement cost. We were told this after the fact it all happened. We asked if the carpet had been professionally cleaned, as we had paid for that service, and they informed us it had not been cleaned. We asked why we had not been notified and they could not provide an answer. They still demanded we pay them that amount of the carpet. We refused as they had not completed the service they had agreed to, and for which we paid.
After a month, the company that owns XXXX ( XXXX ) sent the debt to collections. At that time, we requested that the debt collector ( XXXX XXXX ) verify the debt - that XXXX had cleaned the carpet and shown the carpet displayed dirtiness beyond normal wear and tear for the duration of the lease which would require it to be replaced, and for us to owe money - per North Carolina regulations.
XXXX XXXX did not fully respond to debt verification before contacting my and one of my roommates credit agencies. At this time, we have not yet received a complete debt verification answer from XXXX XXXX, now ~6 months after the initial request.
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| 08/11/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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My landlord sent baseless debt of {$370.00} owed to the debt collection agency on XX/XX/XXXX. The debt is under my name and two others. The agency never sent me any written information about the debt. They claimed to have sent letters, but sent them an old address when I already updated them with a new one. They claim I never did that. They claimed to send emails, but I never received the emails. They said they sent the emails from a different email address than the one I emailed them with. I have called multiple times, and sent documentation to dispute debt via email on XX/XX/XXXX. When speaking with them on the phone, they pretended I didn't send a dispute. I recorded this phone call with their permission, and this time they let me send a second dispute. I called many times asking about the dispute, but never received anything in writing. I sent documentation with the dispute. On the phone ( XX/XX/XXXX ) they told me that the documentation was not sufficient to dispute the debt. They have not sent written notice or advised me on how to challenge this debt in small claims. They stated that they are the only agency that can dispute a debt, and they are a fair third party. The agency has not provided the documentation from my landlord that they claim validates the debt. I do not understand how this debt is valid, and I have not been given written and concrete information about the debt.
|
| 11/08/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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XXXX XXXX XXXX XXXX XXXX CT XXXX XXXX OH XXXX To Whom It May Concern, The reason for my dispute is HUNTER WARFIELD # XXXX was required to notify me no later than 30 days after furnishing the negative information to credit bureau reports, in writing ... under such section 623, subsection ( 7 ) ( A ). However, in my records, I am unable to locate documentation that they complied with this requirement, which is a violation of the FCRA & FDCPA. Also HUNTER WARFIELD failed to give me my " Mini-Miranda '' five days prior to placing this derogatory item on all of my credit reports, per Section 807 ( 11 ) & FDCPA 809, Under 809.
Validations of date and Mini-Mirandi under Section807 ( 1 HUNTER WARFIELD failed to send me my initial communication before placing this alleged item on my credit reports further violating the FCRA, with {$1000.00} per violation HUNTER WARFIELD is held liable as well for defamation and in the state of OHIO indebtedness with those of other creditors against an individual debtor or codebtors. FDCPA I fail to see where HUNTER WARFIELD is in compliance with OHIO LAW. I also have report this account to the FTC, and XXXX Police Dept.I need this collection account to be removed from my credit report. If HUNTER WARFIELD even tried to contact me regarding this Fraudulent collection account I will sued for harassment. Please have them remove this collection account immediately.
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| 04/05/2019 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
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Web |
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I own a small business. I have an Electric Bill. This electric bill is collected by Ohio XXXX, but part of that bill is paid to XXXX as an energy provider. Ohio XXXX handles that part of it, I only pay Ohio XXXX. So I receive a phone call from Hunter-Warfield regarding an attempt to collect a debt. The message I receive is to call them back?? In order to stop these harassing phone calls during my business hours, I attempt to call Hunter-Warfield about this debt? They tell me that I have an outstanding balance from XX/XX/2015? 4 years ago?? And the debt is being collected for XXXX XXXX. Not once have I ever written a check or paid a utility serviced called XXXX! I have always paid Ohio XXXX, and I would assume Ohio XXXX then pays XXXX. Anyway .... not my problem, however it is my problem now because I have to stop what I'm doing in the middle of a business transaction, in the middle of talking to a customer, in the middle of any day to day operation to answer their harassing phone calls every day!! I should not have to put up with this!!! I asked them to send me proof of once, just one time, that my business paid XXXX XXXX. They couldn't. They cant provide a cancelled check or a past due bill. I believe it is a scam and I want their harassing phone calls to stop!!!! BTW ... Not one time has XXXX contacted me by phone or mail about this so called missed payment back in XX/XX/2015. Hmmm??
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| 09/11/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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On XX/XX/XXXX my husband and I signed a lease agreement with XXXX XXXX XXXX and put an {$800.00} refundable security deposit down. We were due to move in XX/XX/XXXX. On XX/XX/XXXX we put in 36 days notice that we would not be moving in and were told by XXXX XXXX that we would receive our deposit back as we provided over 30 days notice. On XX/XX/XXXX XXXX confirmed that the unit was re-rented. XXXX not only held our deposit, but also sent us to collections for {$1600.00}. XXXX XXXX charged the current renters, the new renters and us for the one unit. It is against California state law to charge more than one party rent for the same property.
XXXX XXXX also included a 30 day move-out guarantee within the lease agreement that included that the security deposit would be refunded if we provided 30 days written notice that we were vacating the property within the first 30 days of the lease. We provided this notice 36 days before the lease was even due to begin.
Hunter Warfield Inc, XXXX XXXX XXXX XXXX, XXXX, FL XXXX now holds the debt and every two to four months is entering the debt as a new uncollected debt. For four years and one month they have been entering the erroneous debt as a new charge off. Not only was the debt fallacious to begin with, but they have falsely resubmitted the debt over and over for four years. This is not only harassment but is also falsifying documentation.
|
| 09/19/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Older American |
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Started receiving harassing calls at my office regarding breaking a lease with XXXX XXXX XXXX in XXXX, KY in XX/XX/2019 from Hunter Warfield representatives. Received calls daily for several weeks until I learned I could send a written notice telling them to cease and also request proof of debt. I was not under a valid lease agreement and have provided the collection company proof of such but they continued to claim I owe the debt. What they sent me is exactly what shows that I was not living under a valid lease agreement. They had provided a copy of a lease that expired 6 months prior to me vacating the property. Called Hunter Warfield on XX/XX/2019 to try again to show them I was not living under a valid lease agreement and ended up talking to someone named XXXX that identified himself as a senior manager. All he did was talk over me, threaten to ruin my credit score and argue that the lease agreement was valid when it clearly isn't. The apartments ' management company, XXXX XXXX, turned this over to Hunter Warfield without ever contacting me which makes me wonder if they knew they didn't have a leg to stand on so they'd see if an aggressive collection company could scare me into paying something I wasn't responsible for. My rent was current and paid in full prior to my moving out. I had given them more than 30 days notice and even told them they could keep my {$200.00} deposit.
|
| 09/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Hi, I and my wife were tenants of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and were in the process of vacating the property. We moved out most of our stuff except for a few items and a mattress and were surprised to see it occupied by other tenants when we came to finish the clean up.
1. The apartment was leased to us till XX/XX/XXXX 2. On XX/XX/XXXX we received a statement dated XX/XX/XXXX including unpaid rent and repairs for {$2600.00} 3. On XX/XX/XXXX we disputed the charges as : 1. Rent was being demanded for the period the apartment was leased out to other tenants.
2. Repairs were carried out during the period the lease was still active and we were in the process of cleaning up at their own volition 3. No evidence of damage was provided for repair charges.
Returned the keys. Sought damages for property destroyed. Requested a response in 5 days. No response was received.
4. We received in writing on XX/XX/XXXX a letter dated XX/XX/XXXX from Hunter Warfield a debt collector on behalf of XXXX XXXX XXXX for an amount of {$2600.00} attaching the same original charge sheet sent on XX/XX/XXXX by XXXX XXXX and no additional evidence or response provided.
5. My attorney disputed the charge in writing on XX/XX/XXXX with XXXX XXXX XXXX 6. On XX/XX/XXXX I see a collection placed on I and my wife 's account 7. This has damaged our credit ratings and reputation severely
|
| 06/22/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
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XXXX XXXX is reporting inaccurate information on my credit report. They are claiming we owe money to them we do not. The apartment complex, The XXXX at XXXX XXXX XXXX has many complaints about reporting inaccurate information on several past residents credit reports, causing a blemish on credit history. They are well known for charging past tenants fees as a punishment for leaving. They are holding our credit report hostage. There are many many complaints about them.
The newer site manager claims after being a resident for four to five years that normal wear and tear of the carpet around the bed that we have to sleep in every night was being charged to us in excess of {$1300.00}. I can understand if we damaged the walls etc but how can you charge someone for walking on a carpet. This is absurd, and this complex needs to be investigated for reporting false/inaccurate information on residents credit report just to keep their deposits ; which they have done to us and so many others. They keep the deposits and charge for things that they should not. When we left the apartment the place was spotless and they purposely tried to schedule the final walk through when we could not be there just so that they can claim unwarranted damages. I have also disputed the charges and asked for a detail breakdown of why i was charged. They have refused to send me anything showing why i owe them.
|
| 05/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
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Web |
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Prior to moving out of an apartment the office demanded that all payments be made to settle the account while making the monthly payment. I PAID more for the last month of the lease than I did any other month while living at that complex. After moving out of apartment complex I was charged for fees totalling almost XXXX dollars. Innitially I contacted several team members regarding this error. Explaining that all fees were settled while making monthly payment as demanded. The office refused to accept the rent check unless these fees were included with the final monthly payment. 10 days after move out i recieved a phone call from the office stating they had not recieved the rent. Explained that I had moved out please check your records and maintenance logs proving move out inspection completed. Two months later recieved phone calls stating balance remained. Each time someone said they would look into the charges, nothing was done. When directly asked to explain the charges, no one could definitively explain how the charges were assessed after move out. I have multiple emails detailing inquiries and non follow up from the office staff.
Further this was a joint lease with a roommate. I am being assessed 100 % of the cost not 50 % through a collection agency. Upon inquiring with roommate he is also being assessed for 100 % of cost not 50 % through the same collection agency.
|
| 12/03/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
|
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Web |
|
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I rented an apartment from XXXX XXXX where upon moving out I received a bill for {$440.00} for damaged carpet. I asked at the time to complete the end of contract walk through with whomever completed this process. I was denied that option so I completed my own walk through with video due to multiple complaints from previous tenants for where they were charged similar charges. I received the expected bill of the above amount for damaged carpets. I then attempted several times to contact the apartment manager, XXXX XXXX, leaving several messages because she was unavailable to take my calls. I then called the corporate office attempting to plead my case and was directed to several personnel 's voicemails as well. I sent the video of my walk through, showing no damages to the carpets, or any other potential problems, to both the local apartment complex manager and to corporate. My video was mainly the carpets for the complaints that I had received from previous tenants was of their carpets. I did not receive any return communication from either party, so I attempted again to call both entities, without success. I then started receiving harassing and threatening phone calls from a collection agency, Hunter Warfield, where they told me that if I did not pay I would be turned over to the XXXX collection agencies. I am at a loss as what to do for the charges against me are false.
|
| 12/20/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I have disputed this amount owed for almost two years. In XX/XX/XXXX I resided in a very shady apartment complex and was on a month to month lease. In XX/XX/XXXX I moved out of the complex and provided the management office with 45 days notice pursuant to my original lease agreement which was only for one year and expired in XX/XX/XXXX. I handed in my keys and moved into my house. In XX/XX/XXXX I received a notice from a debt collection company claiming that I had not provided 45 days notice prior to leaving and that I did not turn in my keys until XX/XX/XXXX, which is false. I never went back to that complex once I left it. I also spoke to the management office several times from in the months leading up to my departure to let them know and to make sure that there was nothing else I needed to do. They are now claiming that I owe upwards of {$1500.00} and they kept my {$850.00} security deposit and put it towards the balance, so really they are claiming I owe closer to {$2400.00}. I 100 % dispute this. They refuse to assist me and they refuse to remove it from my bureau 's. This is abusive collection tactics at it's best. I have been told by one collector that I had a lawsuit against me, which I do not and one collector told me I lived in a state where one could be garnished. At this time no suit has been filed and I feel that the company portrays very abusive tactics.
|
| 10/18/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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On or around XX/XX/XXXX, a credit bureau dispute was submitted against this company for an erroneous balance they claim is owed to " XXXX XXXX XXXX ''. On or around XX/XX/XXXX, a written dispute and request for validation was sent directly to collection agency, Hunter Warfield Inc. They were also advised to cease and desist verbal communication. This company failed to provide adequate proof of this alleged debt within a reasonable time frame. They continued to call and harass me repeatedly after receiving notice to cease communication other than a written response to my dispute. They also reported to the credit bureau that this debt was verified as accurate, however after speaking to the original creditor it was found that the balance was in fact erroneous. This debt was taken to court in XX/XX/XXXX through XXXX City Court and was dismissed. I have filed an attorney general complaint against the owner of this debt, XXXX XXXX located in VA as well for failure to address and correct this matter within a timely manner. Hunter Warfield Inc has had many complaints against them for deliberate violations against consumer rights. They run a very unprofessional operation and I believe their name is used as a scare tactic to make people think they are an attorney, which in my opinion is a deceptive practice. I would like to ask that this company be fully investigated by the CFPB.
|
| 04/09/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
|
|
I signed a short term lease while I was in Texas, I was drafted after I already signed the lease but was told ball players could get out of there lease at anytime. I went to the community and advised them of course the lady that was there when I signed the lease no longer worked there and a man advised me no that is not accurate and if I leave I will still have to pay the entire lease which I signed even if they rent the unit out to someone else. So I did I paid every single month to not have any negative remarks against me. When I left I turned off all utilities that were in my name also. Every month the actual rent included trash pick up, water which was a flat fee of XXXX and pest control. I received the ledger of the so called charges and every month per even the ledger reflects the electric being XXXX to highest XXXX which started in XX/XX/XXXX which I was n't there. I should not owe anything to this company. I feel I am being taken advantage of and after paying for a unit I was n't even at. I do not know this for sure but I am sure this company rented it out also and did n't leave it vacant. I and a firm which is trying to help me resolved requested validation of what I paid in and some other information which this company is failing to reply with. Now I have a collection agency Hunterwarfield on my credit and calling me for payment which I do not owe. PLEASE HELP
|
| 10/21/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I went to visit the XXXX apartments about 3 times. The 2nd time I went to the XXXX I was told I needed to fill out an application and I did. And she assured me they would not run my credit until I was ready to move forward. After I viewed the apartment she called me and said that I owed them {$35.00}. I didn't understand why she said that cause I was not ready to move yet. It was probably a month latter when I went back for the 3rd time. My girl friend went and spoke with the same property agent looked at 2 different places at the property and called to tell me to go look before making my final decision. I called and spoke to the same property agent who told me she would show me the property as long as I paid the {$35.00}. I went and I spoke to the agent gave her the {$35.00} money order. and then she said I still owed {$75.00}. I needed to pay that before viewing the apartment I told her I was not paying that because I was not ready to move there. Then she told me that if I didn't pay it they would send me to collections. I told her I haven't said I was ready to move in or even submitted a full application neither have I given you the go ahead to run my credit. They have not ran my credit but they sent me to collections with all 3 burrows which has affected my credit score. I found out cause I had to buy a car last week and the rate was hire because of the collection
|
| 10/14/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
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Web |
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Hunter Warfield has caused me much anguish by reporting an invalid debt to XXXX, XXXX, and XXXX for 5 years and 10 months. Hunter Warfield increases this invalid debt monthly. Hunter Warfield occasionally removes and then re-insert this invalid debt in order to illegally re-age this erroneous account. Hunter Warfield is reporting this item as an Open account. I never received notice of this debt from Hunter Warfield. After close to 6 years I applied for a home loan and was denied due to this criminal act by Hunter Warfield so I decided to check my credit file. This is when I noticed the Hunter Warfield account on my credit report. The amount was over {$7000.00}. I knew that this was wrong because I never had a debt of that magnitude. I did some research online and on XX/XX/XXXX decided to send a letter to Hunter Warfield asking them to either prove that the debt belonged to me or remove the illegal item from credit file. On XX/XX/XXXX Hunter Warfield returned a letter to me stating that a contract with my signature stating that I owe them the debt was enclosed in the envelope. It was not enclosed in the envelope. This was just another one of their deceptive tactics. They did n't enclose a contract with my signature on it because it does not exist.Not only has their wrongful reporting negatively impacted my life, it has also had a negative effect on my family as well.
|
| 06/09/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
To Whom It Concern I disputed an open collection account with Hunter Warfield Inc on XX/XX/2017 in regards to an account for original creditor XXXX XXXX for the amount of {$750.00}. For the record I requested debt validation for the debt due to me not being 100 % positive as to who I owe this debt to. I tried researching and to my understanding XXXX XXXX is a property management company. I have currently been living at my recent place of residence for more than for XXXX years. In my previous residence I lived for more than XXXX years my lease was not broken and unit was properly cleaned and taken care of. Any damages that would 've been noted were due to normal wear and tear due to the fact that I was there for more than 7 years in which the property would assume responsibility. If indeed this company believes I owe any additional monies I believe that my rights to a itemized listing of whats owed is due to me in which they have not replied to my request in the pa st 30 or m ore days. This company has gone to great lengths to change wording and spellings of names and listings of multiple address that makes it hard for the consumer to properly request info thats needed. I ask that if this company can not provide proper documentation within a timely manner that all negative reporting be removed from all of my credit reports. Thanks Advance
|
| 07/13/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Pulled personal credit reports due to trying to buy a house or even rent. Found hunter warfield on credit reports for {$5400.00}. Called to get online access to view what the account was for and first was told online wouldnt allow me to see the information about the debt and that only the lady on phone could assist with settlements or information. Then after resetting my intent and needs she gave me the account login and access code. I went online and there was no direct information In regards to the debt just options and o do settlement. Since my kids and myself are homeless I went ahead and look at what settlement offers available just to be able yo show potential lenders or landlords that I was working on it but the settlement offer was not reasonable so I called back. I got the same lady and explained the situation again, told her what I could afford to pay off immediately but she stated that wasnt enough and that the debt was going to court if not paid by XXXX XXXX.
I then stated I dont even agree with the amount of the debt and she said that she would forward to internal disputes and someone would contact me yo get more info. This was XXXX XXXX. Ive received no letters by mail and no one has contacted by phone. This debt on my reports is causing my family to continue being homeless. I did record every phone call on video to ensure I was able to verify info.
|
| 09/20/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The XXXX XXXX XXXX have alleged that I owe {$550.00} for a full repaint job to the unit. However there was no need for a total repaint. In the lease agreement it states normal wear and tear excepted Which there was nothing more than that, normal wear and tear on some of the walls. I can assure you that these marks were able to have been wiped off rather than repainting the entire apartment. When the initial move out walk through was conducted I was sent no pictures of the walls, yet I was still being charged the {$550.00} for repainting. XXXX did not send me pictures until I had emailed a complaint about it. The pictures I received only showed a few marks on the walls and some left over clear tape, that once again, could have easily been removed from the wall. Even with the pictures these said marks are difficult to even make out. I have previously sent this statement to XXXX XXXX creditor agency, Hunter Warfield. I was never inclined back on my dispute. I contacted the agency once again after two and a half weeks of not hearing anything back, they finally told me that my dispute was denied and this was going to hit my credit today. They said they contacted me on XX/XX/XXXX but, I have yet to receive anything back from them. I have not received any calls or emails from Hunter Warfield since XX/XX/XXXX, when the initial email was sent out informing me of said debt.
|
| 10/21/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I went to visit the XXXX XXXX about 3 times. The 2nd time I went to the XXXX I was told I needed to fill out an application and I did. And she assured me they would not run my credit until I was ready to move forward. After I viewed the apartment she called me and said that I owed them {$35.00}. I didn't understand why she said that cause I was not ready to move yet. It was probably a month latter when I went back for the 3rd time. My girl friend went and spoke with the same property agent looked at 2 different places at the property and called to tell me to go look before making my final decision. I called and spoke to the same property agent who told me she would show me the property as long as I paid the {$35.00}. I went and I spoke to the agent gave her the {$35.00} money order. and then she said I still owed {$75.00}. I needed to pay that before viewing the apartment I told her I was not paying that because I was not ready to move there. Then she told me that if I didn't pay it they would send me to collections. I told her I haven't said I was ready to move in or even submitted a full application neither have I given you the go ahead to run my credit. They have not ran my credit but they sent me to collections with all 3 burrows which has affected my credit score. I found out cause I had to buy a car last week and the rate was hire because of the collection
|
| 08/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
A property manager for an apartment that I did not move into sent the deposit as well as an NSF fee to collection agency.
I received a notice from the agency on XX/XX/XXXX for collection of the amount.
I replied to the notice and told them that I did not owe it since I did not move into the apartment.
I also sent it to the property manager and asked them to explain. They did not reply.
On XX/XX/XXXX, I received a credit alert that the collection has been posted to my credit report. The only way to quickly resolve it, was to pay it and the collection agency would delete it from my credit report - essentially extortion. Since I am in the process of house shopping, this was my only option. I paid it immediately and the delete was sent to agencies on XX/XX/XXXX.
Fast forward a few weeks and we are going through the underwriting process for our mortgage and discover that the debt is now on my husband 's credit and has not been deleted. His credit score has taken a huge hit.
He was never contacted about the debt nor given any opportunity to stop it from going on his credit report, and it has not been deleted like it was off of my report.
This has led to issues in our mortgage underwriting process and we will likely have to pay a higher interest rate because of it.
These agencies need to be stopped from ruining people 's lives. It's absolutely ridiculous.
|
| 02/09/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2019 at XXXX a male representative from a collection agency called from Hunter Warfield telling me XXXX and/or XXXX XXXX owed money from a business called XXXX XXXX XXXX. I immediately looked up the business online & saw it was apartment buildings in Connecticut. No one, including my self, in my family has ever lived in Connecticut. I told him there are 2 XXXX XXXX ( Mother & Daughter ) & 2 XXXX XXXX ( Father & Grandson ) & I asked which ones he was calling about. He could not tell me. I asked for a supervisor & a supposed supervisor named XXXX got on the line. I told him no one in my family owes whatever it is he is trying to collect. I then told him I looked up Hunter Warfield online & saw there were many complaints against his company for fraud & harassment. I also told him this is illegal & very upsetting his company telling me & my family we owed money to someone we never even heard of before. He then said something to the effect that if we are the wrong people, his is removing our telephone number from the list & he hung up on me. I am EXTREMELY concerned that this company is trying to fraud people out of their money & also EXTREMELY concerned that this may show up on my credit report. As I stated, neither I nor anyone else in my family has ever lived in Connecticut. Please help & please stop this awful company from doing this to people.
Thank you.
|
| 03/10/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I rented an apartment from XX/XX/XXXX - XX/XX/XXXX and my landlord terminated my lease on XX/XX/XXXX with a 10-Day notice of termination giving my until XX/XX/XXXX to move out.
I paid my rent up to XX/XX/XXXX as I did not move out by the XX/XX/XXXX date. The leasing company made every attempt to retain me as a tenant despite the notice of termination and I declined, so I moved out.
I received a phone call from the debt collection agency requesting payment for the balance of the lease ( XX/XX/XXXX - XX/XX/XXXX ) I explained the situation described above, asked if they had the termination of lease document ( they said yes ) and asked then what are you trying to collect?
The agent of the debt collection agency started to give legal advice on what a contract is how its upheld and further explained that the leasing company has the right not to have " people like me '' on there property. After trying to further explain and defend my position I realized I did n't have to and I told him I 'll just see them in court, ask them not to call me again and hung up.
They called back ( this time the disclaimer of you are on a recorded line was not stated ) and started to make threats that I will be ruined financially, I should be a responsible person and pay my bills, my lease was terminated because the leasing company does n't want people like me on there property etc ...
|
| 10/24/2017 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I first found out this debt was sent to collections via phone only and never received a notice a call at all even up to today. I spoke with XXXX XXXX regarding the account in the month of XXXX. I updated my address as well since it was inaccurate. I informed the company that I am disputing the debt with XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX and would need to get back with them once resolved. The representative threatened that he will report this on my credit and will impact anything i get in the future if a payment was not made today. I was forced to pay account after continuous calls and threats from the company and never hearing back from XXXX XXXX XXXX which a complaint was filed against them with CFPB as well. More importantly, the representative assured me that if I made a payment prior to XXXX therefore the account will not be reported to the credit bureau. I made payments on XXXX & XXXX which totaled out to be {$320.00} and satisfied the entire balance. Recently, I looked at my credit report and see that the account was on my credit. The company lied and harassed me until I made a payment and even smirked when I told him that I am disputing the account with XXXX XXXX XXXX. Also, I sent an email requesting the company cancel any collection attempts until account is resolved with XXXX XXXX XXXX on XXXX/XXXX/17. I never received a response from them at all.
|
| 07/05/2017 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
XXXX 2017 I received a letter from Hunter Warfield claiming I owed over {$3500.00} for an apartment complex. I called Hunter and requested a debt validation as I had not heard from the complex in question. Hunter Warfield claimed they had not received any statements from the apartment but would get one and mail it to me. I did n't hear from them again until XXXX 2017 when I received a notification via XXXX XXXX that my score had dropped due to a collection. Of course, Hunter Warfield had added themselves to my credit report as a new collection. I immediately called them again and was told that there was nothing they could do. They looked in their notes and saw that I did request to have the debt validation sent and they just had n't done it. The only way to remove it from my credit was to pay the full amount due and they would report it as paid. I tried for a supervisor and manager who all said the same thing and that it was too late now as it was reporting to my credit. I needed to " get over that fact and just pay them what is due or they 'll make my credit even worse. '' I asked what that meant and they said they had ways of making people pay whatever they wanted. I hung up and tried to get someone else and once my file was accessed, I was put on hold for 34 minutes and then hung up on. My old complex is not sure what is going on but says they are out of it.
|
| 03/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
1. On XX/XX/XXXX Respondent XXXX XXXX, an apartment complex, transmitted a move-out statement showing a purported debt of {$4800.00} for rents, fees, etc. purportedly owed for XXXX and XX/XX/XXXX.
2. On XX/XX/XXXX Complainant, an individual, disputed and denied the validity, amounts, dates, reasons, and objectively false representations contained therein, in totality, in writing. Prior, on XX/XX/XXXX the Complainant fully and absolutely vacated and relinquished the leased premises, without further access thereto, surrendering possession to XXXX XXXX.
3. On XX/XX/XXXX [ Second Notice ], ( i ) XX/XX/XXXX [ Third Notice ], ( ii ) XX/XX/XXXX [ Fourth Notice ], and ( iii ) XX/XX/XXXX [ Final Notice ] XXXX XXXX attempted to extort {$4800.00} from the undersigned using ( i ) maliciously invented, invalid debts without factual or legal basis, ( ii ) objectively, provably false and unreasonable representations of the undersigneds prior tenancy ending on XX/XX/XXXX, and ( iii ) explicit threats of abuse of legal process, malicious prosecution, and corrupt influence of judicial proceedings.
4. On or about XX/XX/XXXX, Respondent XXXX XXXX directed it's debt collection agent, Hunter Warfield , Inc., to initiate collection activities to obtain the unlawful debt. The Complainant exercised his rights under the Fair Debt Collection Practices Act. This complaint follows.
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| 08/27/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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A collection was opened by Hunter-Warfield for the amount of {$280.00} on XX/XX/XXXX. The debt was regarding non-payment of rent for the last 9 days of my lease. My lease terms were that I paid 12 payments of {$670.00} and a security deposit of {$250.00}, starting XX/XX/XXXX, I gave receipts of all 12 checks and per my lease agreement those 12 payments covered me through XX/XX/XXXX. Upon moving out on the last day of my lease, a letter was sent in XX/XX/XXXXclaiming I owed the XXXX at XXXX {$280.00} for non-payment of the 5 days between the XX/XX/XXXX and the XX/XX/XXXX. They told me I had 14 days to respond before they sent the amount to collections. I immediately contacted their office and produced the receipts of my 12 monthly payments outlined according to my lease agreement, they claimed they would get back to me and since I had contacted them they would not send it to collections. I contacted their office again a few weeks later and they claimed they didnt have a copy of my lease agreement since it was a new management company in charge and that they would contact me with more information. I was then contacted by Hunter-Warfield sometime in XX/XX/XXXX claiming I owed {$280.00}, upon which i requested an official document with all the information regarding the debt and I have yet to receive any letter or information regarding the account status or debt.
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| 09/16/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Older American, Servicemember |
|
Complaint to FTC ( Hunter Warfield ) Inaccurately Reported as a lease violation to the CRAs This in fact, is a claim for damages, having nothing to do with the lease. In accordance to Furnisher Rule 660 4 ( 3 ), this is materially misleading. I have submitted several requests for proof of debt. HW repeatedly sends me copies of a bill. This is in violation of the FCRA. H.W. Has an obligation to reinvestigate this claim and verify its accuracy These Damages are based solely on accusations of H.W. clients. In accordance to an FTC opinion letter from Attorney XXXX XXXX XXXX You should be aware That a printout of a bill or itemized document does not constitute verification. In addition, H.W. made reference to the Fair debt collections Practice Act, when in fact this is a complaint concerning the FCRA.H..W. Is a law firm and knows, this is an effort to deceive and mislead me. In accordance to FCRA sect 623 ( a ) ( 1 ) it is illegal to report information that is inaccurate when there is reasonable belief that it is inaccurate. Sect 623 ( a ) ( 1 ).
There also several inaccuracies : XXXX : listed themselves as original creditor Date of first delinquency XX/XX/2014 vs date assigned XX/XX/2014 In closing I have included a copy of my recent letters and Hunter Warfields responses. I respectfully request, they remove this from the CRAs and take me off their collections.
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| 01/05/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
|
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I was recently applying to purchase a home through the XXXX XXXX XXXX XXXX XXXX. When I filled out the application and went for approval I was told there were some things I needed to clear up before the purchase. One, in particular, was from a rental property I used to stay at a couple of years ago. XXXX XXXX well since they were increasing rent I decided I was going to move. So, I told the landlord that once my lease is up I will no longer be staying here and I will NOT be signing another lease. When the month came and my lease was up I moved. There is no way I broke my lease nor was I evicted or abandoned my place of residence. I had a verbal agreement that I would not sign another lease and I would be moving. Now not only did XXXX XXXX charge me a whole year 's worth of rent ( {$12000.00} ) or ( {$12000.00} ) or $ ( XXXX ) that reporting to the XXXX XXXX that was sold to Hunter Warfield debt collection company as a collection of bad debt and they have in turn ruined my credit score by placing this erroneous debt that I do not legally owe on my consumer report. I'm a natural person and I have never entered into any written or verbal agreement with Hunter Warfield allowing them to charge me a debt or place any information on my consumer report. Can you assist with this matter? as me and my family would like to be able to purchase our 1st home this year.
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| 11/16/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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I received an email a handful of months ago about a debt that was supposedly owed. I asked for a debt validation letter and one was never sent. Its been well over two months, if not three, since then. They just sent the same details with what amounts were due over and over again and never replied to my emails.
Additionally, under Kentucky Landlord Responsibilities ( KRS XXXX ) they are required to have Electrical, plumbing, heating, air conditioning, and other facilities must be kept in good condition and they in fact were not. They were told the air conditioning was not working and it reached well over XXXX degrees in the household when I had a XXXX in it. They did not respond to the email, nor fix it. Months later, I left, as it was inhabitable to live in a place that hot with baby. After speaking to the heating company they worked with, they told me all units were way too old and needed replaced as repairing it wasnt going to help them keep up since they were outdated. Many others around me had the same issue. I offered to make a payment for the past due rent amount even though the details were wrong and not validated, but was not going to pay all of the fees given they legally had to fix the issue and didnt and therefore I, under law, was allowed to end it. The company did not ever reply. They did not follow the guidelines they were required too.
|
| 07/30/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
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Hunter Warfield is a debt collection agency for XXXX XXXX XXXX apartments where I used to live in XXXX. I made an agreement with XXXX XXXX to pay off the debt, but I lost my job after I made the commitment and was unable to pay the balance due. I was unable to receive unemployment, so I had no income coming in and in the process I lost my mother whom I was taking care of. I finally got a full time job in XX/XX/XXXX and I started making payments towards Hunter Warfield in XX/XX/XXXX when I finally able to speak with them. XX/XX/XXXX {$120.00}, XX/XX/XXXX {$75.00}, XX/XX/XXXX {$75.00}, XX/XX/XXXX - {$75.00} and XX/XX/XXXX - {$75.00}. The last two checks had to send a sigh receipt because they are holding on to the checks and stating that they are receiving them late. It only takes three business days from Maryland to Florida. The check for XX/XX/XXXX has not been cash but they received it and when I spoke with them today, they stated I was referred to an Attorney office because I didn't send the checks on time. I filed a compliant with XXXX of Florida but no results and no resolution. It was just left alone. Why am I going to court when I am making consistent payments to the collection agency and we never discuss a particular date that it had to be in there office. It's like they are bullying people to get what they want, know what it takes to get it.
|
| 10/11/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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I was never properly contacted by the original creditor informing me of the supposed debt. I was never provided with comprehensive documentation of itemizations that supported the amount of the supposed debt. I was only made aware of the debt when I was alerted to it upon reviewing my credit report. I have also never received tangible verifiable documentation of the debt via the collection agency handling the debt, Hunter Warfield. I contacted Hunter Warfield directly on XX/XX/2023 at XXXX regarding the debt, requesting all information regarding the amount of the debt in question, all details of the calculation process as well as the date the debt was created. Once transferred to the appropriate department, the agent I spoke with possessed an unprovoked disrespectful tone throughout the interaction citing that it was my fault that I was never provided with the details of my debt and that we needed to work to resolve the debt that day to avoid court action against me. The agent then disclosed that {$500.00} of the debt was being charged to me for damages that were incurred as a result of a break in that supposedly occurred some period of time after I was no longer legally a tenant of the address and was residing elsewhere, which doesn't even seem legal to me in the slightest. Due to the agents demeanor and his unnerving claim, I ended the phone call.
|
| 09/19/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
To Whom It May Concern, The reason for my dispute is HUNTER WARFIELD INC # XXXX** was required to notify me no later than 30 days after furnishing the negative information to credit bureau reports, in writing ... under such section 623, subsection ( 7 ) ( A ).
However, in my records, I am unable to locate documentation that they complied with this requirement, which is a violation of the FCRA & FDCPA. Also, HUNTER WARFIELD INC failed to give me my " Mini-Miranda '' five days prior to placing this derogatory item on all of my credit reports, per Section 807 ( 11 ) & FDCPA 809, Under 809. Validations of date and Mini-Mirandi under Section807 ( 1 ) HUNTER WARFIELD INC failed to send me my initial communication before placing this alleged item on my credit reports further violating the FCRA, with {$1000.00} per violation HUNTER WARFIELD INC is held liable as well for defamation and in the state of OHIO indebtedness with those of other creditors against an individual debtor or codebtors. FDCPA I fail to see where HUNTER WARFIELD INC is in compliance with OHIO LAW. I also have report this account to the FTC, and XXXX Police Dept.I need this collection account to be removed from my credit report.HUNTER WARFIELD INC has not even tried to contact me regarding this Fraudulent collection account. Please have them remove this collection account immediately.
|
| 07/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I am notifying you of my intent to sue in the XXXX XXXX of XXXX XXXX. I have made several attempts to settle this matter with you personally, but to no avail you continued to violate my rights as a consumer and a natural person under God. I notified you about 15 USC 1692c ( c ) and to validate the debt pursuant to 15 USC 1692g ( b ), however, you failed to cease communication to credit reporting agencies and other third parties. You never properly validated the debt and failed to provide the verification that I requested. The responses you sent me will serve as proof that you have violated my rights as a consumer and a natural person. May I remind you that I have the right to be informed, the right to privacy, the right to be heard, and the right to redress. Your actions have publicly defamed me, including my credit worthiness, credit standing, credit capacity, character, and general reputation. You were supposed to exercise your grave responsibilities with fairness, impartiality, and a respect for my right to privacy. Due to your unfair practices, I have lost confidence in XXXX XXXX XXXX. I am suffering from XXXX XXXX XXXX XXXX XXXX all in which I am currently seeking counseling for. The number of damages you have caused me is unbelievable. You are civilly liable to me for such damages pursuant to the FDCPA, FCRA, and The Gramm-Leach-Bliley Act.
|
| 02/06/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
After my wife and I were living at the XXXX XXXX for over a year, we informed the XXXX XXXX Staff by phone and a hand-written letter we are buying a house and gave them the proper notice required in the lease.
Address : XXXX XXXXXXXX XXXX XXXX XXXX XXXX Ohio XXXX Sidenote : We have always paid our bills on-time and never had any record of debt owed for living expenses, utilities or other items, etc.
During the week we moved out, we paid rent through the end of that month, and also moved out XXXX weeks earlier in the month than expected into our new home giving XXXX XXXX XXXX weeks extra grace period while they had a clean / vacant apartment ready to be filled. XXXX XXXX then leased the apartment unit we were occupying to a new tenant within that XXXX-week period as they had adequate people on the waiting list to fill it. XXXX XXXX proceeded to file collections against us and attempted to collect double-rent on the unit for the next month- which is technically illegal according to Ohio law .
We returned the keys and had the apartment professionally cleaned as well. We took pictures to show there were no damages, etc. XXXX XXXX staff contacted us shortly after stating we did not give them proper notice and we still owe them for XXXX more month of rent. XXXX XXXX kept our security deposit as well, which we should have received back in full.
|
| 03/23/2022 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
I tried applying for an apartment this month. I got denied for this apartment because of a collection that is almost 7 years old and was disputed for misinformation and closed approximately 2 years ago but the apartment complex I applied for said it still showed up. They said to contact the debt collector and see what was going on. When I did this I spoke with a gentleman and explained to him this was closed due to misinformation. He proceeded to tell me that he contacted the other party of the debt ( my roommate ) and verified MY DEBT so now it will be reopened and back on my credit. He then asked for my mailing address and I denied this and hung up. Approximately 2 weeks later ( today XX/XX/22 I receive a letter for them attempting to collect the debt once again and saying I need to send information for my reasoning for disputing it. It was already disputed and taken off! And how did they/why did they get my mailing address to harass me more. I asked them 5+ years ago to leave me alone. This is very unacceptable to me, especially verifying my debt with a third party that has absolutely no say in this as they owed this debt too and just never disputed it. They also raised the debt by {$2000.00} once they obtained it from the original creditor and I believe that is illegal as it was damages and should not have gone up that much for any reason.
|
| 08/16/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I was a tenant at XXXX XXXX XXXX, owner XXXX XXXX XXXX XXXX. As can be concurred by many other residents there was a take over by another company with no formal notification from the above company. Prior to the take over on approximately XXXX XXXX it was arranged Verbally with prior management that I would continue renting month by month due to the fact that I was purchasing a house and close to the closing on the property. Because the closing did not come through as projected I asked the present management XXXX XXXX Preserves to extend my time one more month. I was informed someone has already leased the apartment and will be given until the XXXX of XXXX to vacate the premises. I rented a XXXX on XX/XX/2019 and hired a moving company to assist me and hand over the keys to the office on XX/XX/2019 at approximately XXXX - XXXX XXXX. Pictures of the apartment was Also taken as proof. My deposit was retuned. I surmised few months thereafter I received a letter from Hunter Warfield informing me I owe a balance of {$1500.00}. I did not respond immediately thinking that is a mistake. The calls began followed up with letters. I then responded provided proof of refund check an explanation and also asked to remove the negative reporting From my credit but with no avail and absolutely no response. If necessary I can obtain a copy of documents from XXXX
|
| 12/16/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I was let out of a previous lease from XXXX and I was informed I would receive a bill after my deposit was deducted from the balance of the last month 's rent only if I owed. I was informed by the manager that I should NOT have much balance after deducting my security deposit. After not hearing back from the leasing manager, I called and was informed they were attempting to locate the paperwork from when I initially moved into the apartment complex since it was through a different company and they ( XXXX ) bought out the previous owners. The leasing manager confirmed my previous apt . # ( XXXX XXXX XXXX XXXX, XXXX XXXX, GA XXXX ) and confirmed I was moved to XXXX XXXX XXXX XXXX after many of us was relocated different apartments due to fire. Months later I received a bill stating I owed {$780.00} with no deduction of my deposit. There was no damage to the apartment, no clean up fees attached no nothing but this balance for the last month 's rent. Later I wrote them online through their website and never received a reply. I also wrote the management company and never received a reply. I then later received a bill from a collection agency with a larger amount, when I called them they stated it was due to interest. I explained to them the inaccuracies and informed the collection company I should not have a balance, but it did n't matter to them.
|
| 09/01/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
My husband and I owe a debt for leaving a leased apartment early and breaking that lease. We are not disputing that debt. We have agreed to pay automatically {$400.00} per month to resolve the debt over time. The debtor is not reporting that we are paying as agreed, and further, they are increasing the balance monthly regardless of the payments when reporting to the three credit agencies.
When I contacted them, they refused to report it correctly on my credit report stating, 'how do we know you will continue to pay us after we give you a letter reporting you are paying as agreed, we've been burned before '.
Additionally, in the comments section of the reporting, which is being re-reported every month, they note that this account is being disputed, which is not true. They continue to do this month after month. They say they aren't doing that however when I call the 3 credit reporting agencies, they report that this is happening monthly. The company is bullying us and wants us to settle with them for more than {$5000.00}.
They are aware that we are attempting to get a mortgage on a new home and intentionally doing this to create harm and problems with our credit reports. The company is called Hunter Warfield Collection Agency, and they are out of Florida. They are very rude on the phone when I have called to complain about this as well.
|
| 08/18/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am responding to a collection listed on my credit reports. I do not recognize this claim. Please provide me with written documentation to validate this purported debt, an itemized statement showing the amount you claim I owe, copy of the written agreement or promissory note I signed relating to this purported debt, agreement with the creditor that authorizes you to collect on this alleged debt, agreement bearing my signature stating that I have agreed to assume the debt, valid copies of the debt agreement stating the amount of the debt and interest charges, complete payment history on this account along with an accounting of all additional charges being assessed, show me that you are licensed to collect in my state ; and your license numbers and Registered Agent. If your office fails to reply to this debt validation letter within 30 days from the date of your receipt, all instances related to this account must be immediately deleted and completely removed from my credit file. Moreover, all future attempts to collect on the said debt must be ceased. Your non-compliance with my request will also be construed as an absolute waiver of all claims to enforce the debt against me and your implied agreement to compensate me for court costs and attorney fees if I am forced to bring this matter before a judge. Thank you. I will await your reply.
|
| 09/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
XX/XX/2020 I contacted Hunter Warfield Collections and spoke with XXXX. I clearly asked about a account regarding my wife XXXX XXXX. XXXX only asked for my name as identification and nothing else. He clearly discussed my wifes debt without her consent. He also clearly stated that there were not any notes disputing the account. After he acknowledged we have called in several times and did indeed dispute that the debt is not ours. But we were threatened by the original debtor to pay the debt or they were going to sue us. Which is illegal. XXXX clearly stated on a recorded line clearly all of the debt that is owed without any identification other than my name. No address, social not even phone number was obtained to verify who I was. I was with my lawyer on this call and we recorded this as well. As texas is a one consent party state allowing recordings. Once I notified XXXX of his errors he quickly recovered and tried to say he discussed this with me. Because my name is on the debt as well. That was never discussed on the call and again even if so no ID other than my name was used when he gave private information. Hunter Warfield as you will hear in the call also has not been handling the account properly. By not disputing this and kicking it back to the original debtor. Especially when there is a written threat of suing by owner to us.
|
| 09/13/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I moved into this apartment XXXX on XXXX. At the time I was in desperate need of a place to live so I was willing to pay just about anything to find a place to stay. They sold me on the fact they were planning on updating the place with new amenities. When I saw the suppose Demo unit for the place it was beautiful. Unfortunately they didn't keep any of their promises. I never received my in-unit washer and dryer, I never got my in-unit table but every month I was being charge the price of having all these amenities.
I then contacted the office and the manager XXXX to figure out what was going on and he explained to me that everything would eventually be installed. None of what was promised happened. I didn't feel it was fair to be charged for something I never received so I explained to the office I wanted to move. They were extremely rude about the situation, the threatened to mess up my credit and never gave me any paperwork necessary to move forward with the process. I moved out all my belongings and returned their keys to them even after they informed me this my moving out would mess up my credit. Now they're charging me upwards of {$3300.00} when they didn't give me my security deposit back ( which I didn't expect to receive back ) and I honestly don't think its fair whatsoever and I would like it removed off my credit report.
|
| 10/24/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
Older American |
|
Hunter Warfield ( Collection Agency ) is attempting to collect a debt that is unknown to me. On XXXX/XXXX/XXXX and XXXX/XXXX/XXXX I received collection letters from Hunter Warfield on behalf of XXXX XXXX and XXXX. These letters were the first and only contact received by me. It appears that XXXX XXXX is attempting to collect {$430.00} and XXXX {$500.00} ) for what? I do not know. I moved out of XXXX XXXX Apartments upon proper notice ( 60 plus days prior ) on XXXX XXXX, XXXX. I began living there XX/XX/XXXX. During the signing of the lease I was offered a Surety Bond ( I assume XXXX ) it was explained to me by the employee who signed me, as a way not to pay a deposit, which was subject to be returned at the termination of my lease. However, if I were to pay {$86.00} for the bond with no expectation of refund then all I had to do was end the lease. Any damage, or other expectation would be covered by the bond. I agreed to pay for the bond. I paid my rent on time for the next three years. Then, I get these letters this month demanding payment for the above stated amounts. There was no prior written notification nor explanation for these requests. Just the collection letters with the threat of debt reporting to the national credit bureaus.
I do not owe these people money and am requesting that they STOP these attempts of collection.
|
| 01/29/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
In XXXX of 2021 my husband and I moved out of a property managed by XXXX XXXX XXXX ( operating as California Investors ). The property had been lived in for 12 years and had a higher amount of wear and tear than most properties. Upon move out we were sent a itemized statement totaling over {$5000.00}. I have attached the edited version of the dispute letter sent to the collection agency. The charges were reduced to {$4400.00} however several items disputed were never addressed. We were not supplied with proper documentation ( receipts missing for most charges, photos missing for some charges, charging for items covered by wear and tear ). A 30 day notice to vacate was given but original creditor is still charging rent for that month. No response was given to original dispute, I had to reach out to the original creditor to attempt resolution. I asked for a debt validation from the collection agency ( Hunter Warfield ), and was sent the same information previously supplied. It was incomplete, missing receipts, some additional photos included but again my disputes were ignored. I drafted a formal dispute letter to the collection agency ( attached ) to dispute the amount owed again and before being able to send it I was notified the debt is now on my credit report. I have made it clear at every step that the amount owed is disputed.
|
| 10/08/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
On XX/XX/2021 at XXXX XXXX, a debt collection representative with the debt collection agency Hunter Warfield called my cell XXXX. The representative was very rude and being difficult with me. Because he was being so rude and difficult with me, I told them to never call my number again. After me saying this to him, he sighed and then hung up on me. Despite me telling them to desist calling me, they still call. The very next day they called again. XX/XX/2021 at XXXX XXXX is the date they called me again. Then Hunter Warfield called me again on XX/XX/2021 at XXXX. This is a FDCPA ( Fair Debt Collection Practices Act ) violation. Hunter Warfield is able to be sued for up to {$1000.00} for each violation now. I Record all of my calls with a call recording app, and your lines say the calls are recorded as well. So if I take Hunter Warfield to court, they are required to furnish those recordings to the judge. The debt collection representative didn't read the mini Miranda too!! Hunter Warfield is violating my rights! Also the company from which this balance originated from did not give me a chance, or any options to pay any balance down before just sending something to a debt collector. Also, I left that apartment complex because they had apartments filled with SEWAGE AND IT WAS MAKING ME SICK!!! XXXX XXXX ADVISED ME TO LEAVE IT ASAP!
|
| 12/19/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am a victim of identity theft. I previously mailed this company notification of the identity theft and did not hear a response ( although I mailed it to XXXX and to be fair they were hit by a hurricane a few days after ). I did not live at XXXX XXXX XXXX, nor have I ever. My address at the time was XXXX XXXX XXXX, # XXXX, XXXX XXXX XXXX. You XXXX call the XXXX Apartment complex and confirm that is where I lived. I never met or spoke to any representative from XXXX XXXX which is the apartment building located at XXXX XXXX. My apartment at XXXX XXXX XXXX was robbed and my identity documents were stolen. I filed a police report with the XXXX Police Department after the theft. The police report number is : XXXX Several utility and credit accounts were also opened in my name using this fraudulent address. I alerted all creditors who did an investigation and found the accounts were not opened by me and they removed the accounts from my name. I filed an FTC identity theft affidavit to alert to FTC to this fraudulent address being used in my name. Attached to this complaint are letters from creditor & utility companies that used this fraudulent address to open these accounts, my ID and the FTC affidavit. The police report can be confirmed by calling the XXXX Police Department 's automated system and entering the police report number.
|
| 01/26/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was trying to lease an apartment from a place called XXXX I had the lease to sign and had put down a {$150.00} deposit. XXXX canceled the lease due to the resident not moving. Per the lease the {$150.00} deposit was refundable I requested it back via the payment method my card. They stated they could not refund via card and they would mail me a check. As I needed the money ASAP for a new apartment deposit I request it be over night mailed. XXXX stated the check would take XXXX weeks. The lease was canceled on XX/XX/XXXX they did not send out a check so on XX/XX/XXXX I disputed the transaction with my bank for the deposit charges. The bank took over the issues and resolved it in my favor returning the money. I never heard back from XXXX or got a check sent to me from them. I got a account in collections on my XXXX report from a XXXX XXXX, XXXX XXXX XXXX XX/XX/XXXX I disputed that with XXXX they came back with no resolution. I called and explained the situation and they stated CFPB would be the next step to get the derogatory mark off my credit. I have not owed XXXX nor do I owe them anything as it was a deposit for a unit I never signed a lease for or moved into. They owed me money and did not return it so I got my bank to get it squared away. I want the mark taken off my credit and for them to show that I am in good standing
|
| 04/05/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
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Hunter Warfield, in response to my first CFPB complaint, presented incomplete verification and falsified statements ( claim that they provided me with signed documentation ) for my obligation and completely ignored the original problem which is their failure to provide me with proof that I owe this debt. I attempted to handle this matter via phone the first time it appeared on my credit report and was met with rudeness and unprofessional behavior. They failed to provide documents to me when I requested them over a year ago, removed the item from my credit report, THEN re-inserted it in XX/XX/2017. They have provided no proof that they complied with my request for validation and claim to " verify '' this debt via CFPB by providing an illegible copy of a contract from another creditor. At the bottom of a list of false charges from the original creditor, it states that the original creditor has written off the debt. Therefore, since I have signed no contract with Hunter Warfield, and the original creditor has written off the falsified charges, I have no obligation to pay Hunter Warfield or their inflated charges. In addition, they violated a cease and desist letter which clearly stated communication must stop and no damage was to be done to my credit report because they failed to prove my obligation and I do not owe this debt.
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| 09/01/2023 |
Yes |
- Debt collection
- Rental debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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I have reviewed my credit report and have identified multiple instances of inaccurate information, including the difference in the extra fees and or interest charged. There is no reasoning behind the sporadic amounts. For example, in XX/XX/XXXX the extra charge was {$20.00}, in XX/XX/XXXX {$16.00}, XX/XX/XXXX {$26.00}, Each month it fluctuates and no sense can be made of it. I am attaching the documentation with my complaint today. I have disputed this information with the credit reporting agency, XXXX, XXXX, and XXXX, but the creditor/collection agency has failed to investigate and correct the inaccuracies within the required XXXX timeframe, in violation of 15 U.S.C. 1681i ( a ) ( 1 ) ( A ) and 12 C.F.R. 1022.41 ( a ) Furthermore, the creditor/collection agency has failed to provide accurate and complete information to the credit reporting agencies, in violation of 15 U.S.C. 1681s-2 ( a ) ( 1 ) and 12 C.F.R. 1022.42. Specifically, they have failed to report the correct amount owed, which has resulted in inaccurate credit utilization ratios and a lower credit score. Additionally, the creditor/collection agency has failed to provide clear and conspicuous notice to me of the availability of my credit reports and the procedures for disputing inaccurate information, in violation of 15 U.S.C. 1681g ( a ) and 12 C.F.R. 1022.43.
|
| 04/07/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I vacated my apartment on XX/XX/2020. I informed my apartment in late XXXX. They tried to enforce a provisional 2 month notice to prevent auto renewal of lease and tried to charge me for XXXX. They did not notify me about the auto renewal as required by Minnesota State law to be applicable, I have documentation from the apartment acknowledging that they did not notify me. I directed them that if they wanted to pursue further communications and file against me they needed to direct that towards my lawyer. They never asked for any information about a lawyer I would have attained. They sent the debt to a Florida based company who does not know Minnesota law and did not inform me of said events. I contacted the debt collection agency sending them the information and statues that my apartment had ignored ( When I talked to my lawyer, they said it was very common for apartments to ignore the statute ) I gave them my information and they neglected to send any new statements or documentation. Instead they filed a second derogatory account against me, impacting my credit scores and hindering my financial situations. I have filed a dispute against them, but they're ignoring the steps they have to take to legally do things. Prior to filing my first complaint with the CFPB I was receiving robo calls from them roughly 1-3 times a day.
|
| 04/17/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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I've tried settling the account with the amount I know I owe which was XXXX months rent. I paid {$1400.00} a month and collections is charging me twice the amount. I reached out XX/XX/2023 to do a pay to delete and receive everything in writing. The response I received was, the only settlement they can offer is for {$2900.00} and they do not offer anything in writing. My offer was what I owed which is {$1400.00} and {$100.00} for late fees but collections ( Hunter ) were not budging with me, if anything I was told to hire a lawyer and have them reach out to them. I am responsible for {$1400.00} because I moved out XXXX month prior to the third year living at the property but I had not signed a lease that binded me to stay at the rental property. The lease was to be signed annually for a years time.
Please assist with changing the amount owed or deleting altogether because the amount listed on credit reports by the collection agency is requesting is not the amount owed. Also, when I tried to settle, the collection agency do not provide any documentation to record the agreement only a receipt once payment has been made XXXX hours after payment has been collected.
If I make a payment how do I protect myself without documentation. The debt is holding me back from obtaining another rental for my family and I. Please help!
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| 01/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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|
Web |
Servicemember |
|
Hunter Warfield sent a collections letter to a fictitious address with misspelled name and other mismatched details to me. Then placed this item on my consumer credit report ( s ). I contacted them to provide my correct address/phone information & request validation and verification. Never received any validation or verification. Contacted again by email approx. a month later to launch ID theft dispute. Company requested two forms of ID. I sent a letter detailing the ID theft, photos of state and federal identity documents, FTC Identity Theft Report, and FTC notice to data furnishers letter. I sent several follow-up letters ; however, they will not remove the accounts and meet their obligation under the law. Disputed with XXXX agency under FCRA, when XXXX contact collections agency they provided the details I used to initiate fraud claim to also substantiate initial debt reporting. Put simply, they verified the debt with information they requested from me to dispute it. I am forwarding a copy of this complaint to the XXXX XXXX XXXX XXXX to compel a response from Hunter Warfield within 20 days, per XXXX website their counsel will review both parties documentation, make a determination and consider appropriate action against agency. This report is now submitted for reference and resolution of account reporting concerns.
|
| 03/27/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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Collection Agency Contact Information is Debt Collector : Hunter Warfield XXXX XXXX XXXX XXXX XXXX, Florida XXXX Dear FTC : This complaint is against Hunter Warfield Debt Collection Agency regarding a debt that they purchased from Residence at Congressional.
Please note that I DO NOT OWE This Debt. My Security Deposit was taken for the {$130.00} that was owed and not {$790.00}.
Hunter Warfield Collection Agency is deceptive by Adding this Debt that I do not owe to the Collection Agencies. Please note that I DO NOT owe this debt.
Before I contact a Lawyer, I am contacting the FTC to assist me in making sure that Hunter Warfield remove this Negative Information from my Credit Report and Refrain from Contacting me, because I do not owe this debt.
This apartment complex was given 90 ( 3 months ) notice indicating that I would not renew my lease in 2017. They were also given written notice that I would be vacating 3 days earlier during the month and that they should use my security deposit to cover those 3 days which they have used and never returned to me.
That being said, please assist me as a consumer by having HUNTER WARFIELD CEASE AND DISIST.
My next steps to secure legal counsel and sue Hunter Warfield for damages if I loose my security clearance.
Thank you for all your assistance.
Regards, XXXX XXXX
|
| 07/28/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
Servicemember |
|
In accordance with the provisions of United States Code, Title 50 Appendix, section 535 of the Service Member Civil Relief Act ( hereinafter SCRA ), you were provided written notice of my intent to terminate my lease for premises at XXXX XXXX XXXX XXXX XXXX XXXX XXXX
I am currently serving on XXXX XXXX with the XXXX XXXX XXXX XXXX. I received orders to XXXX XXXX XXXX XXXX XXXX XXXX In addition, I received orders for a permanent change of station to XXXX XXXX XXXX. The SCRA states a service member may terminate a residential lease 30 days after the first date of the next rental payment. My next rental payment was due on XX/XX/XXXX ; therefore, the lease was terminated on XX/XX/XXXX.
Under the SCRA, all unpaid rental amounts for the period preceding the date of termination shall be prorated. The SCRA prohibits any early lease termination charges or penalties. The property was left in great condition with normal wear and tear when I XXXX. As I previously mentioned there were police reports of unknown individuals residing in the premises while I was away and without my knowledge. In compliance with the Florida landlord tenant law and the service members civil relief act please refund any and all amounts held. It shall be returned according to the laws of the laws of the State. If you would like review police reports.
|
| 10/22/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
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XXXX XXXX is continuing to block my attempt to payoff a court ordered judgement. They have blocked my number & XXXX in the legal dept is avoiding contact with me. I contacted Hunter Warfield on Wednesday XX/XX/XXXX because XXXX advised me to. I reached out to XXXX to pay them for the court awarded judgement that they received for a balance that I owed in the amount of {$2100.00}. Hunter Warfield is in violation of the FCDPA. When I contacted them on XXXX they told me that they had some fees accrue and that I now owe the balance of {$4700.00}. This is inaccurate. The Fair Debt Collection Practices Act ( FDCPA ) prohibits the addition of any interest, services fees, collection costs or other expenses incidental to the original debt unless it is expressly authorized by the agreement creating the debt I have expressed to XXXX XXXX that I have the right to satisfy the court awarded judgement against me in the amount of {$2100.00} without being bullied into paying {$4700.00} because the court did not order that amount. Neither XXXX XXXX or Hunter Warfield are cooperating with me. Both are withholding my right to satisfy the judgment that XXXX received against me by demanding me to pay more that what was court ordered by Judge XXXX XXXX, Precinct 4, place 2. Hunter Warfield is in violation of the FDCPA and the FCRA.
|
| 08/04/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
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Web |
|
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Hunter Warfiield has reported an account that is not mine on my credit report. I have been dealing with identity theft for the past year because I was a victim of a robbery. I have attached the section of which you are in violation of on the Fair Credit Reporting Act.
605B. Block of information resulting from identity theft [ 15 U.S.C. 1681c-2 ] ( a ) Block. Except as otherwise provided in this section, a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt by such agency of 39 605B - 15 U.S.C. 1681c-2 605B - 15 U.S.C. 1681c-2 ( 1 ) appropriate proof of the identity of the consumer ; ( 2 ) a copy of an identity theft report ; ( 3 ) the identification of such information by the consumer ; and ( 4 ) a statement by the consumer that the information is not information relating to any transaction by the consumer.
Also I have included a copy of my FTC report and my police report as well as my social and my ID. Please remove this fraudulent account from my credit report immediately as you are in violation of my rights as a consumer and I will seek litigation as the results are false information, misleading and inaccurate.
|
| 09/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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In XX/XX/2018 I had applied for an apartment in XXXX, Virginia. At application time I had paid an application fee and security deposit to hold the price that I was quoted that day. I was advised on move in day I would sign my new lease, pay my first months rent, and get the keys. The day I was supposed to sign my lease and move in I called the apartment complex and told them I was no longer interested due to my new commute to work.That is when I was told that I would still be responsible for rent AND I would have to pay monthly for the unit until they were able to find someone else to rent it. I didn't even have a unit number so how am I to know when or if it is occupied. I never signed a lease, I have no contract with them. The application is just that an APPLICATION. About 6 months later I seen that they had put this account on to my credit report as a collection account and Hunter Warfield is the creditor attempting to collect these funds. I have since requested account validations via disputes and nothing has come of it. I have not been shown the proof that I have requested asking how they think i owed them this ridiculous amount of money. I am sure they are ignoring my requests because there is no proof. There is no lease. I would like Hunter Warfield to remove this account from all of my credit files.
|
| 03/09/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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|
Web |
|
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On XX/XX/2022 XXXX XXXX XXXXXXXX by Hunter Warfield flagged my credit files with inaccurate/unverified collection information. Their account was updated XX/XX/2022 Please be advised that Hunter Warfield are not Holders in Due Course ; no services or good were received from Hunter Warfield and I have not agreed to pay/tender anything to Hunter Warfield on behalf of anyone for any reason. Hunter Warfield have not provided any documents or itemized statements VIA MAIL proving I owe a debt to them.
Proper documentation from Hunter Warfield was NOT provided to me to allow Hunter Warfield to verify the accuracy of their data before placing their accounts with the credit bureaus for collection. This proves DEBT COLLECTOR is not an honorable/honest business.
I have not provided signed wet-ink releases of my private living arrangements to Hunter Warfield .
Hunter Warfield do not have my permission to contact me on my private line attempting to collect on debts that do not belong to me. I will reply VIA MAIL and I can only be contacted via mail. Hunter Warfields reply outside of the CFPBs portal, must be delivered via the postal service. If the envelope is not properly stamped by the postmaster ; it will be returned to sender due to mail fraud. Please abide by all mail codes. All calls are recorded for my safety.
|
| 04/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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Hunter Wakefield has been trying to collect {$1600.00} against me for the last 5+ years. I have on several occasions asked for them to provide a valid debt contract including my most recent attempt received by Hunter Wakefield via certified mail on XXXX when I sent the a letter asking for proof of debt and a notarized letter indicating a signature witness, on XXXX a second letter was received via certified mail to Hunter Wakefield asking for the erroneous debt be removed from all three credit reporting agencies. As of to day there has been follow up from Hunter Wakefield and they are still reporting the debt.
I've tried calling to dispute this debt and on several occasions including as recent as this XXXX often the phones are not answered, when answered vm is full or if a message is left it is never followed up on, on two occasions there was an answer I asked to have a partner with authority to remove the claim from being reported against me to return the call, this was never done, I called and was able to speak with a counselor and the conversation escalated when the counselor became belligerent, and verbally abusive. I asked for a name and our employee identification number but the representative disconnected the call. I attempted to call back on three separate occasions and was unable to get through.
|
| 04/24/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
|
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On XXXX of 2018 I received a alert through a credit monitoring system that a collection account from Hunter WarfieldCollection was placed on my credit in the amount of {$12000.00}. Prior to this alert I had never heard of this company or have done business with them. Furthermore, I had never received any letters, phone calls or any form of a collection notice from them nor am I unaware or it's affiliate listed. I disputed the debt with the three major credit bureaus : XXXX, XXXX and XXXX and have sent a letter directly to XXXX asking for the debt to be validated.
Hunter Warfield, failed to respond to my request for validation with two written attempts but instead chose to have the account closed with the three major credit bureaus stating paid in full. The same day they re-opened the exact same account showing a new balance of {$12000.00} exactly {$1.00} more and still has not responded to any of my attempts to validate this debt and completely remove this item off of my credit reports ( XXXX, XXXX, and XXXX ) as this violates my rights as a consumer under the FCRA 15 U.S.C. & 1681 g & I have a right to be notified of a debt they say I owe.
I am left with no other choice as a consumer submit this complaint in hopes of a quick resolution to permanently remove these items off of my credit reports
|
| 11/03/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
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Recently, I became aware that a claim for debt is listed on my credit report from XXXX XXXX. On XXXX, XX/XX/2022, I spoke with XXXX at Hunter Warfield regarding the claim. I advised XXXX that I have video and photo evidence to support my dispute against XXXX XXXX. XXXX stated that no one has ever submitted proof to resolve a dispute and requested that I email the information to XXXX for review. XXXX informed me that I would receive an answer regarding case # XXXX on Thursday, XX/XX/2022.
On XXXX, XX/XX/2022, I contacted Hunter Warfield to confirm that the emails were received and reviewed. XXXX confirmed, and this case is being expedited based on the video and photo evidence submitted via email.
On Thursday, XX/XX/2022, I followed up to inquire about the status of my dispute. XXXX requested that I resubmit the same videos for review. I advised XXXX that I would resubmit the information for this dispute to be closed.
Rent included valet trash.
On the night that I moved out, the office was closed. Therefore, keys and fobs were left in the maildrop located at the front office.
There is also an inconsistency within the Condition & Disclosure regarding the dollar amount for a plank.
I am seeking a resolution with a verification letter that the charges have been removed from my credit reports.
|
| 07/14/2018 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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I'm having trouble disputing and removing a collection account on my report.
On XX/XX/18 I submitted an dispute for Hunter Warfeild via XXXX in the amount of {$3300.00} based on the grounds of Fraud/Not my mine which the finial Result was : Verified As Accurate And will likely stay on my report.
This is incorrect, I have NEVER opened or had any account with creditor XXXX XXXX XXXX. XXXX XXXX XXXX XXXX is an rental management company that I have NO knowledge of/Rented from/Applied for credit from.
On XX/XX/18 I sent out the requested official documents which included court documents, medical documents, and government documentation along with my ID to Hunter, Warfeild via email supporting my claim that I was residing in a different state at the time this account was supposedly have been opened.
This is my official proof that I have no knowledge of this debt.
On XX/XX/18 I received confirmation that my notice of dispute has been received, However the notice dose not provide enough information. This is incorrect. I submitted OFFICIAL government documentation along with identification.
I also requested to see any certified/official documentation that supports the claim to this collection account, I was unsuccessful in receiving any documentation which could help me move forward with legal action.
|
| 06/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
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Web |
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Account information with collection agency HUNTER WARFIELD is reporting account as open and amortizing interest penalties as missing monthly payments creating a larger negative monthly balance with missed payments on a closed charged off account from XXXX XXXX AT XXXX XXXX sold to HUNTER WARFIELD as a collection agency.
I have disputed the information several times to only see that the amount will be changed by a fictitious amount to settle the dispute. Hunter Warfield accounting department laters readjust the account to reflect a missing payment and increase in my collection and continue to impose the amortized interest penalty on the charged off collection and report it as a open account on my credit report. This action is a predatory tactic by the HUNTER WARFIELD to do the greatest damage to my consumer credit report and violates the FDCPA guidelines for 100 % accurate reporting by a debt collector, namely HUNTER WARFIELD.
The original charged off balance from XXXX XXXX AT XXXX XXXX lender is {$10000.00} as of my earlier credit reports dated XX/XX/XXXX. The account has a balance of {$13000.00} as of XX/XX/XXXX, due to the predatory monthly amortization penalty added on a closed collection account. This account is not a fixed loan or revolving account and has alien judgement and charge off.
|
| 04/16/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American, Servicemember |
|
Collection Agency Hunter Warfield is attempting to collect an alleged debt from me in the amount of {$1500.00}. This has been going on since XXXX of XXXX. I have received several letters and numerous phone calls from them.
I responded to them in writing several times by certified mail explaining that this is an unverified debt. They never investigated my concerns, only attached a copy of the lease from the original claimant XXXX XXXX.
They say this verifies the debt and case closed.
This case originated when we signed a 3 month lease for an apartment with XXXX XXXX. They were paid in full.
I am attaching documentation explaining in detail all the events that occurred which led up to the fraudulent charge by XXXX XXXX. I am also attaching a copy of the UNIFORM ELECTRONIC TRANSACTIONS ACT ( XXXX ). XXXX XXXX violated this law when we signed the lease electronically. They inhibited us from printing or saving a copy of the lease for review. This illegal policy by XXXX XXXX led to a misunderstanding between the two parties. XXXX XXXX renewed the lease automatically without our knowledge or approval resulting in a fraudulent charge of an additional months rent. XXXX XXXX refused to resolve the issue in a fair and business like manner. They only threatened us with a collection agency and here we are
|
| 01/16/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I contacted Hunter Warfield and advised them that I am unaware why they are reporting on my credit file. I was advised that I am being charged for accelerated rent for XX/XX/2014. I advised them that I need them to send proof of why they are trying to collect wrongfully unauthorized charges. They sent me a copy of a lease that was completely falsified. I called them back and told them I never seen that lease and the dates of the lease are incorrect and the charges in the ledger are not accurate. I previously had a dispute with that creditor many years ago for wrongfully reporting made up charges which resulted in deletion off rental history. They advised that they will not remove the reporting unless it is verified inaccurate by leasing company. I asked what if they stand by their false charges and no one had anything to say. I pleaded with them to remove reporting until this is resolved as this is the only negative thing on my credit and it is hurting me drastically and unfair to have a reporting that is not true reporting on my credit. They refused to remove reporting. I think it this is very unfair. They have not verified the legality of this charges so why are they reporting a collection account on my account? I never even lived at that place during those dates. These charges are fraudulent.
|
| 07/28/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
XX/XX/18 I contacted Hunter Warfield acct # XXXX XXXX XXXX they advised my account is being handled by an Atty office XXXX XXXX XXXX XXXX XXXX, XXXX that which I contacted advised that I'm a XXXX veteran and they advised the account is in pre-litigation I advised I would like to settle the account for {$1000.00} they told me to send over a financial analysis of my debt to income ratio which I did and haven't heard a response back. This kind of tactic of threatening to take me to court due to I had to move out of the apt due to I was injured on XXXX XXXX I incurred a XXXX injury along with XXXX side XXXX and they were aware of this and still continued to access me charges to my account and they also knew that my status was under Servicemens Civil Relief Act and didn't make the necessary changes to the account. This has continued to cause me and my family mental aguish and has affected mine and my spouse XXXX XXXX credit horribly. There scare tactics and not looking into someone's status especially dealing with health issues and charging unethical fees of adding on military discount fees back to our lease because we had to move out and not honoring the SCRA status of terminating my lease. Your attention and assistance to close this matter once and for all.
Sincerely, XXXX XXXX XXXX ( XXXX ) XXXX
|
| 02/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I recently applied for an apartment. When I applied they notified me that I had a collection notice on my account and could not get the apartment. I contacted the collection agency as I did not know what the collection was for. I found out that they sent me to collections for nonpayment on another lease. It was a lease signed by my ex-husband and his girlfriend. They forged my signatures. I never signed this lease. I was completely unaware. Then my ex-husband died in XXXX. The collection agency is Hunter Warfield. the account number I have is Hunter Warfield # XXXX.
I have been asking them for over a month and 12 phone calls to please send me a copy of this fraudulent lease so that I can file a police report. They have continued to tell me that they sent it. I never received anything. I have asked them to send it by certified mail. they said they can't. on XXXX I requested they email it to me, they agreed but I never received it. they do have my correct email address on file because I did get an email from them except it was not the fraudulent lease I requested. It's been more than 30 days since I requested the fraudulent lease and Hunter Warfield has continued to give me many excuses for why I haven't received it yet. i can't clear my credit report and this collection without this information
|
| 01/26/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I rented from XXXX, a month before the completion of the lease i was unable to pay due to bad wether preventing me from working, ( we were XXXX in ). I paid my eveiction through the court. XXXX charged, e after the monies were paid.. hunter warfield is refusing to make any of the proper reportings so that my credit score reflects my current ability to pay. I paid the eviction in XX/XX/XXXX. hunter warfield reported XX/XX/XXXX after it iwas already satisfied in XX/XX/XXXX. the worst of it all is outragous claims of debt for a n apartment that only clothes on he floor when i left no bugs no food just clothes. they charged me for carpet. builder grade carpet is XXXX installed. the carpet was 4 years old already becuase they told me the previous customer was there for 2 years and the carpert was not new. i was there 2 years leaving one year before tn law would require them to pay for new carpet my portions of the payment for carpet should be less 75 % total cost of carpet. should be around XXXX another issue that needs to be address is the unprofessionalism with which this was handled. I reached out to huner warfield on several occassion being tossed around from person to person. I finally spoke to some one who attitude was very unruly. very disrespectul and without regard for my desire to move on.
|
| 03/31/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
In XXXX of 2021, I received a notice from Hunter Warfield regarding {$200.00} in debt accrued by me from a housing complex in Florida. The debt is not mine- I have not been to Florida in 20 years, was out of the state when the alleged signing occurred and the information on the housing application contained clearly fraudulent information. I contacted Hunter Warfield immediately and told them this was a fraudulent debt. Hunter Warfield asked me to send in pertinent information, including my State ID, Passport information and to file a police report. I did all of this and sent my information into HW. HW then said they were going to investigate my claim of fraud. In XXXX, I received another notification of the " verification of debt, '' with the same fraudulent lease application. I again sent in the requested information. On XX/XX/XXXX, I received a notice from my bank notifying me that my Credit Score has a Major Derogatory about an unpaid debt from Hunter Warfield. I again called HW and they notified me that they have no record of any submissions of information from me and that my claim of fraud has been denied. They then told me they'd transfer me to the correct department only to hangup on me. I tried calling XXXX more times throughout the day and have not been able to reach an individual.
|
| 11/24/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Servicemember |
|
A collection recently showed up on my report for {$250.00}, for what looks like an apartment management company as the original creditor. I Googled the original company, and while I 've lived in XXXX of the states where they have complexes, never in those cities ( e.g. lived in CO, but not XXXX ). I even looked up the old complexes that I did live in, and they have n't changed management. I wrote a letter to the collection agency stating that I need proof that the account is mine, and I stated everything I stated above. I went on to say that if I found that I was responsible for the debt, I would pay it promptly ( I have moved 5+ times in 2 years, so I 'm not trying to skip out on a debt, I may have just missed it ). I also disputed it across XXXX, XXXX and XXXX, but it comes back saying " Updated : Account information disputed by consumer ( Meets requirement of the Fair Credit Reporting Act ). '' The collection agency has not responded to my letter, however, on my most recent credit report update, the collection is now reflecting as " closed ''. But it is still there as a negative mark. I do not understand. Are they unable to validate and instead of telling me that and removing it, they just mark it closed? This is negatively impacting my credit score at a time when I am trying to rebuild.
|
| 02/01/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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I received information from you attempting to collect the above-listed alleged debt that you have listed on my 3 credit reports. Your initial communication to me of the alleged-debts was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. I disputed this debt with the credit bureaus and it came back verified I have since then contacted the company and haven't received a response. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately.
You are illegally attempting to collect alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. Promptly request deletion of any prior credit reporting to credit reporting agencies.
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| 10/05/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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Hunter Warfield is attempting to collect a debt on behalf of XXXX XXXX from me in the amount of {$4700.00}. I do not owe XXXX XXXX {$4700.00}. I contacted Hunter Warfield on Wednesday XX/XX/XXXX because XXXX advised me to. I reached out to XXXX to pay them for the court awarded judgement that they received for a balance that I owed in the amount of {$2100.00}.
Hunter Warfield is in violation of the FCDPA. When I contacted them on XXXX they told me that they had some fees accrue and that I now owe the balance of {$4700.00}. This is inaccurate.
The FairDebt CollectionPractices Act ( FDCPA ) prohibits theaddition ofany interest, services fees, collection costsor other expenses incidental to the originaldebtunless it is expressly authorized by the agreement creating thedebt I have expressed to XXXX XXXX that I have the right to satisfy the court awarded judgement against me in the amount of {$2100.00} without being bullied into paying {$4700.00} because the court did not order that amount. Neither XXXX XXXX or Hunter Warfield are cooperating with me. Both are withholding my right to satisfy the judgmentthat XXXX receivedagainst me by demanding me to pay more that what was court ordered by Judge XXXX XXXX, XXXX XXXX, place XXXX.
Hunter Warfield is in violation of the FDCPA and the FCRA.
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| 11/28/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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On XX/XX/XXXX I sent the notice below to XXXX : I have received a notification from the credit reporting agencies of a collection account related to fees associated with the apartment inspection I rented between XX/XX/XXXX and XX/XX/XXXX. The letter you sent related to the inspection stated that we had 30 days to respond your request ; we reached out to you via phone several times and were told that somebody from your office would contact us to go over items we were disputing. We never received a call from your office, even after follow up calls.
I would like to get this matter settle and the collection item remove from the reporting agencies while avoiding legal procedures. If I do n't hear your office within 30 days from XX/XX/XXXX, I will file the necessary court documents to dispute the charges and have my credit report clean. You ( XXXX ) will be responsible for any legal fees including, but not limited to court filing documents and attorney expenses should I hire one to represent me.
I can be reached at XXXX with any questions you may have.
Thank you.
XXXX Further, I contacted the XXXX XXXX hired by XXXX : Hunter Warfield, Inc.-XXXX, XXXX, FL XXXX - Sent them a letter on XX/XX/XXXX requesting validation and to dispute the debt and they have not contacted me as of XX/XX/XXXX.
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| 07/16/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
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Web |
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Between XXXX and XX/XX/2016 I gave my apartment manager 30 day notice Verbally, she failed to mention it had to be written, she said ok I'll send you the paperwork for it. 2 weeks later she said she forgot, and then tried to charge me {$2000.00} extra after my father and primary applicant paid the last months rent. I had no damage to the apt . whatsoever and she took the whole {$2500.00} security deposit. My father, nor I was notified that she was going to sue. She knew we were just getting on XXXX XXXX XXXXXXXX XXXX, and that's why we were moving. My relative was the primary applicant, and paid each months rent and any late fees. She knew I had no income and was pregnant. Why am I being punished. Not only can myself, my husband whose a vet, and our XXXX children loose our housing voucher, but we could be homeless soon since I cant get approved to move into a new home. We are getting Denials, and we have a few weeks left to find a place. The manager made false accusations regarding what the security deposit was used for. The last almost 3 years we have been doing great with our landlord who would vouch for us as being good tenants, and plans to give us partial security deposit back. If I could get help with this, it would be greatly appreciated. This has been unfair and unjust. Thank you.
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| 07/17/2019 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I was involved in a civil action against a property management company in XXXX, after being denied the amount that they tried to sue for the company sold a debt to hunterwarfield in my name, no such debt us owed. I was made aware of this when I tried to buy a home in XXXX as my application was denied due to the company reporting that I owe some XXXX dollars. I disputed with credit agencies as well as called hunterwarfield. The person I spoke to told me I had to prove the debt was not legitimate, which is the opposite of the law, however I sent the court records to hunterwarfield as well as the credit agencies. Hunterwarfield replied to the credit agencies claiming that the debt they are reporting is a different debt. Warfield has refused to obey the law, I was forced to change my number after talking to them because I instantly began receiving robocalls calls as well as a man calling claiming that he worked for the government and was trying to serve me a warrant for arrest but that I could pay warfield to quash the warrant. This behavior is uncalled for and illegal, when you add the fact that I do not owe them money it becomes even more appalling. This company has tanked my credit score and is costing me thousands a year while preventing me from buying a home with their illegal behavior.
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| 01/05/2021 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Hunter Warfield ( a debt collection agency ) is attempting to collect a debt which is not truly owed, and multiple attempts to clarify the situation with them and their client have been received with indifference and a lack of action to correct the situation.
Hunter Warfield is collecting on behalf of XXXX XXXX XXXX XXXX XXXX ( XXXX XXXX XXXX XXXX XXXX, CO XXXX ) where my brother was renting. He terminated his lease early after the landlord failed to repair a serious sewage issue which violated both Colorado State Law and the lease agreement. Despite this contract violation, XXXX XXXX charged him early move-out fees which they sent to Hunter Warfield for collections.
I have attempted to clarify this situation on the phone and in writing with both Hunter Warfield and XXXX XXXX, however Hunter Warfield has refused to consider the veracity of the claim. I additionally disputed this claim with all three credit agencies who did not remove the claim from my credit report, despite my providing written documentation proving the claim was inaccurate.
It's sad and unfair that the credit agencies automatically side with a collection company which has no proof other than their claim while I have provided copies of contracts and written communications proving there is no debt to be collected.
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| 12/07/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
Servicemember |
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I have tried several times reaching out to XXXX XXXX in regards to a debt I do not owe. They are not abiding by the law and have disregarded all interaction with this consumers. I have filed a Better Business Bureau complaint, FTC complaint against XXXX XXXX for trying to collect on a debt that was paid by them to the oringinal creditor. There is nothing in the oringinal creditor lease agreement saids I have to pay XXXX XXXX a dime and I would like this alledge debt remove from all three credit bureaus. If this matter is not settle I am willing to proceed of filing a complaint against XXXX XXXX with the Attorney General office and start a class action lawsuit. All I want is for this alledge debt to be remove from all three credit bureaus. Hunter Warfield has no ground in the state of NC and I will not be bullied and harass about a debt I do not owe. Like I said before I do not have a contract with XXXX XXXX XXXX they need to send the agreement back to the oringinal creditor will not pay an alledge debt that has already been paid. I have asked several times for validation and XXXX XXXX did not provide all recommend documentation that was requested therefore this alledge debt needs to be remove it has been going on 45 days since I have asked for validation and this is unprofessional.
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| 01/15/2023 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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XXXX XXXX, XXXX XXXX XXXX, XXXX, FL XXXX is attempting to collect a debt of {$3200.00} from me. The original creditor is XXXX XXXX XXXX XXXX. I had no idea who either of these companies were as I never received any letter or email stating that I owed them any money. Furthermore I never signed any contract with either company authorizing them to charge me {$3200.00}. Recently I discovered that my ex roommate also received the same account in collections so I called the leasing office of an apartment that I lived in on a XXXX month lease, XXXX XXXX, in XXXX XXXX California. They responded by email without acknowledging any debt that I owed them and simply told me to contact Hunter Warfield. I am still unsure of the source of this debt in collections but I did email XXXX XXXX and showed them all of my receipts clarifying that I paid rent in full. I also sent them a screen shot of the {$9800.00} that the California Covid rent relief program paid them for the XXXX months that I was unable to pay rent due to Covid. They actually received more money from the program that I owed them! And now they are trying to collect more money from me. I kept every money order and cashiers check so I have proof that they were paid in full. And I also have a copy of what the rent relief program paid them.
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| 05/05/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I was recently looking at the credit report that my loan officer pulled and there is a huge discrepancy being reported about this HUNTER WARFIELD account. I am writing to alert the Consumer Financial Protection Bureau of a collections company that is violating my rights. It is not correct to manipulate the reporting by increasing the balance they say that I owed even they havent shown documentation. I directly contacted them countless times but I did not hear anything from them. Based on the report that generated the original balance is $ {$3500.00} but as of this writing it is now reported to {$4500.00}. As far as I know I never agree on any terms and condition for this reporting nor I did not agree for any interest that will be assessed on this account. They are hurting me financially and this is a really big issue. To my understanding they must be compliant with laws and regulations. There is a process in law that protects consumers from these illegal actions. This account is lowering my credit score and altering my true creditworthiness. Im escalating this matter to your office to have this matter resolved in a right manner. I believe that you can correct this error as Consumer Financial Protection Bureau is not tolerating such incorrect reporting that damaging consumers right.
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| 08/12/2018 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Previously by mail and through dispute with all three credit bureaus in XX/XX/2018 via notification with the Identity theft affidavit, police report and verifying information Hunter Warfield, INC was notified of this fraudulent account and has continued to collect and report a debt that is not mine and refuses to remove and stop collections tactics of the debt that was obtained illegally by Identity Theft. One tactic that has been repeated is when they did remove the account in XXXX they reinserted it in XXXX with a different amount and different opening date which still remains on my credit report as of today XX/XX/2018.
All the information that was sent directly to this company in XXXX from the Identity Theft report and Police report was used against me to verify the account to the credit bureau in XXXX and XX/XX/2018 when asked for proof of account ownership after several issues of this company not handling the identity theft as it is and instead requested identifying information from me even with the supplied police report and Identity Theft report. With collected information such as copy of my ID and other identifying information this company still proceeds to say this collection is accurate and has made several attempts to collect even though I'm a victim of Identity Theft.
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| 06/21/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I moved out of XXXX XXXX at XXXX XXXX, in XXXX Texas, on XXXX XXXX, 2017 having provided proper notice, etc. The final bill arrived on XXXX17, about the same time a letter from a collection agency arrived ( collection agency was the following Tuesday ). The final bill was for my final utilities and such. The problem started, as mentioned, when a letter from a collection company, came just days later. The apartment complex states that if the final bill is not paid within 30 days, it 's automatically sent to collections. The final bill shows that it was n't prepared until XXXX XXXX, 2017. Then, apparently they did n't mail the letter for a week or longer so by the time it reached me, my 'grace period ' had already lapsed and it is in collections. I contacted the former complex and worked out a couple of charges I did n't believe were fair, over the course of a week. Meanwhile, I contacted the collection agency and disputed the amount and told them that I had just received the bill and was going to pay it, but to the apartments. XXXX XXXX at XXXX XXXX, told me today, that since it 's in collections, I must pay the collection agency. I do n't want this on my credit and I have told both parties that I intend to pay but I did n't have any time to pay it before it was sent to collections.
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| 03/11/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
Older American |
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Credit Collectors " Hunter Warfield '' ( XXXX XXXX XXXX XXXX XXXX FL XXXX ) ( XXXX ) originally charged us {$2400.00} on XX/XX/XXXX and now on XX/XX/XXXX the account has been raised to {$3700.00} ( Account # XXXX ) I have not received any communication from Hunter Warfield regarding these increases.
Original Company that issued this report was " XXXX XXXX '' which is a Rental Company.
We moved out of the apartments because XXXX XXXX refused to check for Mold when one of their disgruntle mechanics " intentionally '' created flooding in our apartment. ( this statement has been verified by XXXX XXXX ) Water was all over the apartment about 2 '' Deep. we asked XXXX XXXX to check for Mold in walls and they told us they did. We asked for report from Company that this was done and XXXX XXXX never sent that over. ( because they never had any licensed company come over to test for mold ).
At that point we moved out and XXXX XXXX sent us a invoice and we refused to pay because they could not produce paperwork that said the apartment was free from Mold.
# 1 I need to know why they are charging me.
# 2 I need to know why they are increasing the original Amount every month? Hunter Warfield never sent me any paperwork indicating that there is an interest charge or a reason for upcharges.
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| 11/04/2018 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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ATTENTION : To Whom It May Concern : This letter is a formal complaint that you are reporting inaccurate credit information.
I am very upset that you have included the below information in my credit profile due to its damaging effects on my credit standing. I have been wrongfully denied credit recently credit which was very stressful for me.
The inclusion of this inaccurate information is a mistake on either your, or the reporting creditor 's part and I am formally requesting an investigation into these items.
Hunter Warfield Amount : {$6700.00} Original Creditor : XXXX XXXX at XXXX XXXX The account was dispute directly with the collection agency. It has been 120 days with no validation of debt. Original request for validation was sent on XX/XX/2018. This account has also been DISMISSED in court. All pending charges have been dismissed. Please see attached documentation provided by XXXX County Court House.
By law, in reference to my rights under the Fair Credit Reporting Act, I deserve and expect a timely response from your Credit Bureau to my dispute.
Thank you for your prompt attention to this matter. I apologize for being so upset, however, your mistakes are causing me a world of trouble.
Please DELETE the above account as quickly as possible.
Sincerely, XXXX XXXX
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| 12/15/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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Hunter Warfield is a collection company in XXXX, Georgia, reporting on a lease that I had with XXXX XXXX, XXXX for an apartment in XXXX, Georgia called XXXX XXXX XXXX. XXXX XXXX breached their own lease and I moved out. XXXX XXXX submitted their desired payment to Hunter Warfield and refuses to correct the figures or engage in a resolution. Hunter Warfield has reported me as a delinquent renter, affecting my credit incorrectly and causing me difficulty in renting an apartment. Hunter Warfield will not respond to my creditor assistance law firm ( XXXX XXXX ). I have submitted a concurrent claim with XXXX, XXXX XXXX XXXX in order to resolve this dilemma. There is still no response from either Hunter Warfield or XXXX XXXX.
I have provided the information regarding XXXX XXXX XXXX breach, which includes failure to provide pest control which resulted in a 90-day infestation of roaches in a " luxury '' apartment complex, XXXX XXXX XXXX attempt to take over utilities in residents names without authorization by lease and XXXX XXXX XXXX failure to adequately address an issue with residents and pets, which resulted in a resident threatening XXXX XXXX on another resident. Their solution appears to have been to string pet offal bags on the complex fencing like XXXX garlands.
Thank you.
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| 11/08/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Hunter Warfield damaged my credit by reporting a collections account related to an eviction that had nothing to do with me. I was never financially obligated to the apartment complex, XXXX XXXX, and had never signed lease documentation as anything other than a roommate. XXXX XXXX XXXX was solely financially responsible and he was evicted for failure to pay. Hunter Warfield has an obligation to possess and verify copies of signatures on lease documentation to ensure they are taking action against parties who are in fact liable for debt. They failed to do so and damaged my credit. I found out about this while applying for a mortgage. My credit score caused the interest rate offered to me to be significantly higher, thus costing me much more over the duration of the loan. This has been tremendously distressing and although actions are being taken to correct this information on my credit file, I am incurring additional expenses for transitional housing, a delay in closing, and the stress of having to start a new loan once this is resolved. This ha effectively displaced me. Hunter Warfield failed to do their due diligence and I have suffered multiple harms as a result. At this time I am awaiting for them to furnish me with copies of all paperwork they have on file from XXXX XXXX.
|
| 02/01/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
|
|
Web |
Servicemember |
|
My husband and I struggled to make payments to the apartment due to Covid-19 job loss and XXXX. We let the apartments know immediately but we were constantly being harassed and threatened despite having several Covid-19 moratoriums we properly submitted to the leasing office they would threaten to evict us and constantly call all day begging for any kind of payment when we were told they should not be given not one penny because they were being paid off by XXXX XXXX XXXX and were paid thousands of dollars for several months of rent. Despite being paid off they proceeded to harass us and send our account to evictions. We had an attorney through the assistance program whom was able to prove all monies were paid prior to being sent to evictions and we were cleared. After this they continued to make threatening calls and harass us for money and unlawfully went into our apartments and falsely said we had abandoned our apartment and threw away our clothes and several items we had in the apartment like kitchenware and other goods. Even though we still had the Covid-19 moratorium they locked us out of our apartments and sent us to collections. This company has been paid off by XXXX XXXX and had no right to enter our residence while we were gone and take our things and lock us out.
|
| 03/09/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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On XX/XX/2018 I contacted XXXX with XXXX at XXXX XXXX in concerns with a listing on my credit report in the amount of {$470.00}. XXXX stated that she checked he system and wasn't sure of why her company is listed on my credit report. She then stated that she is the assistant manager and she is not sure the debt is even true. She advised me to contact Hunters Warfield and see what information they have because if its being reported by them then that means they no longer own the debt and she doesn't want to discuss something that she knows nothing about. On XX/XX/2018 I contacted the XXXX in regards to a listing on my credit report. I spoke to a rep by the name of XXXX Id # ( XXXX ) I advised him that I wanted to file a dispute with a company called Hunter 's Warfield in the amount of {$470.00}. XXXX was very unhelpful, he basically refused to file my complaint. I contacted Hunters Warfield on XX/XX/2018 and spoke to the rep by the name of XXXX Id # ( XXXX ). I contacted her because I was concerned with this item that listed on my XXXX report and also listed on my Husbands XXXX, XXXX, XXXX report. XXXX advised me that she has no item in her system for this amount and was unaware of the account in questioned. On XX/XX/2018 I contacted the National Legal Aid for assistance
|
| 02/28/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
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|
Web |
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re : Hunter Warfield account XXXX Currently, Hunter Warfield is attempting to collect a debt in which it claims {$570.00} is owed to an apartment complex called XXXX XXXX.
More than five years ago, I moved out of XXXX XXXX. There were substantial issues with the management of the complex, to say the least. Among other issues, there was a murder at the complex XXXX which certainly did not make me feel safe having my wife and children live there, to say the least.
Most direclty, the woman who was employed by XXXX XXXX as the complex manager at that point ( 2012 ) specifically told me that my account with XXXX XXXX was paid, settled, and nothing further was due. It has since come to my attention that this ( now ) ex-employee was later arrested and convicted of fraud, involving her use of other people 's Social Security Numbers to fraudulently obtain goods and credit.
I have disputed this debt multiple times to the various consumer credit bureaus Hunter Warfield is reporting it as an " unpaid collection '' to, but each time, Hunter Warfield confirms the debt is " accurate '' and instructs the bureau to continue to report it.
I have no legitimate debt owed to XXXX XXXX. Collection activity should stop and whatever information reported to my credit should be deleted.
|
| 04/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
On XXXX XXXX, 2019 I went in to speak with the property manager at the club at XXXX XXXX to advise them that I had taken a job out of state and that I would not be renewing the lease and wanted to know what needed to happen for move out. I was advised that if I were able to leave by XXXX XXXX, 2019 they had someone who wanted the apartment and I would not incur any additional costs. I began the process of move out and was out of the apartment by the agreed upon date. I attempted to contact the property manager to get the keys to her and she stated that she was showing apartments and I should bring her the keys the following day which I did. The property manager asked for an address at my new residence so she could send me the final bill for water and trash removal and I was verbally advised that this amount would be the only thing that I owed ; however, I ended up with a collection account for rent that was not owed per the verbal guidance of the property manager. I never received a bill. I have sent all of my supporting documents for the move out to the property in an attempt to resolve this concern ; however, they will not communicate with me. On XXXX XXXX, I went to my XXXX XXXX and attempted to apply for an auto loan at which time I was turned down for credit.
|
| 09/12/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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I was a tenant at XXXX XXXX XXXX from XXXX. However, due to the CARES Act limits on evictions and fees for not being able to make your rent payment, and being unemployed, I do not understand why do I still owe the collector a different amount every month. Account name : XXXX XXXX XXXX XXXX Account XXXX XXXXXXXX. However, they stated everything was complete and accurate. But how is that possible if the open date, date of last activity and much more is incorrect. According to 15 USC 1681 ( 5 ) they are suppose to modify accounts that isn't reporting correctly. 15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.
15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate
|
| 10/17/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
Servicemember |
|
This is a response per my last complaint filed via CFPB. When I was disputing this charge, all of my information provided was not sent to you to update your records. Second, this account seems to be involved in some type of " court '' appearance via XXXX County Clerk of Courts and it is being handled by " XXXX XXXX XXXX XXXX XXXX '' doing business as XXXX XXXX and retained by XXXX, XXXX.
I am disputing this account through XXXX because the last payment on this account was given on XX/XX/XXXX in the amount of {$500.00}. Therefore, on XX/XX/XXXX, it will reach the 5 years per statute of limitations. I never came into agreement of validating this debt nor of any agreement on a payment arrangement. If this account is being handled directly via XXXX XXXX XXXX XXXX, then why are you reporting it on my report under XXXX? That is considered DUPLICATE debt. Hunter Warfield is NOT listed on the statement of claim which was filed. On XX/XX/XXXX, I never entered into any agreement and I am requesting proof of this allegation ( signature ).
I suggest you contact whoever you are partnered with and find the means to get this resolved because I find it unprofessional that this account is being duplicated and being attempted to being served in addresses that I do not live in.
|
| 02/17/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I applied for an apartment at a complex called XXXX XXXX '' in XXXX. I paid a {$400.00} security deposit upon application using my credit card. I did not rent from The XXXX and asked for my security deposit to be refunded. The complex said it takes XXXX weeks to receive the deposit back. After XXXX weeks, they had not refunded my money. I called my credit card company and disputed the {$400.00} charge. My credit card company gave me a {$400.00} credit to my account as a curtesy while they did an investigation. A few days later, the XXXX refunded my {$400.00} deposit by mailing me a check. I called my credit card and cancelled the dispute The credit card company put the {$400.00} curtesy credit back into my account. I paid the {$400.00} charge with the check The XXXX sent me for {$400.00}.
I XXXX XXXX XXXX, The XXXX turned me over to collections for the {$400.00} stating that I was refunded twice. My bank confirmed that {$400.00} was NOT refunded to The XXXX.
The collection agency refuses to prove me proof that I owe {$400.00}. They refuse to provide proper documentation outlining why The XXXX states I owe {$400.00}. The collection agency said that I can not dispute the amount as I was told by them that " I owe it ''. The agent was very rude and hung up on me.
|
| 04/21/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This company has been contacted in writing multiple times regarding a balance they claim is owed for {$600.00}. I have disputed this debt for {$600.00} through the credit bureau and in writing multiple times. This dates back to XXXX of 2019. This company has failed to provide me with any proof of the debt. I have given them authorization to speak with my friend who is helping me resolve my credit issues and they refuse to speak with her. She has left messages on XXXX XXXX 's direct line multiple times with no response. As of today, I asked my friend to call them and try to settle the debt to just make it go away although I still feel this is not valid. They refused to speak with her or take payment to resolve the issue. I feel that my rights as a consumer are being completely violated as they are not following the FDCPA or FCRA. No proof has ever been provided to me to show that I owe a valid debt. I am requesting immediate action to be taken against this company. They have had ample time to send proper documentation and they are refusing to even allow me to pay it. This is my 2nd CFPB complaint against Hunter Warfield since this dispute started in 2019. This has prevented me from being able to improve my credit rating and purchase a home for the last 6 months.
|
| 08/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
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I had a lease with XXXX XXXX XXXX. I learned that the building had been water damaged and broke the lease. I subsequently filed a lawsuit to get back my security deposit, at the time the case was adjudicated, XXXX XXXX had made claims of money owed to them. They raised this in court on both hearing days. Ultimately, the case was decided as follows on XX/XX/2022 : The Court Finds in Favor of the Defendant The Defendant does not owe money to the plaintiff on the plaintiff 's claim No money is owed on this claim The defendants had 30 days to appeal the decision. The defendants did not appeal the decision and the decision was not appealed. About two weeks after the decision became final, the defendants contacted a debt collector to pursue collection of the debt they had sought in court. This time, as " XXXX XXXX XXXX '' which is another entity within the XXXX XXXX XXXX structure and is thus in privity with XXXX XXXX and thus res judicata and claim preclusion apply.
The case was over the lease, a contract matter. All issues under the lease -- both plaintiff and defendant ( the debt they are trying to collect ) were fully mature before the first hearing on XX/XX/2022. The issue at stake was breach of contract thus both the claim and the issue have been decided.
|
| 03/09/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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On XX/XX/2018 I contacted XXXX with XXXX at XXXX XXXX in concerns with a listing on my credit report in the amount of {$470.00}. XXXX stated that she checked he system and wasn't sure of why her company is listed on my credit report. She then stated that she is the assistant manager and she is not sure the debt is even true. She advised me to contact XXXX XXXX and see what information they have because if its being reported by them then that means they no longer own the debt and she doesn't want to discuss something that she knows nothing about. On XX/XX/2018 I contacted the Equifax in regards to a listing on my credit report. I spoke to a rep by the name of XXXX Id # ( XXXX ) I advised him that I wanted to file a dispute with a company called XXXX 's XXXX in the amount of {$470.00}. XXXX was very unhelpful, he basically refused to file my complaint. I contacted XXXX XXXX on XX/XX/2018 and spoke to the rep by the name of XXXX Id # XXXX XXXX ). I contacted her because I was concerned with this item that listed on my Equifax report and also listed on my Husbands XXXX, XXXX, XXXX report. XXXX advised me that she has no item in her system for this amount and was unaware of the account in questioned. On XX/XX/2018 I contacted the XXXX XXXXXXXX XXXX for assistance
|
| 07/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
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I contacted Hunter Warfield about a debt showing on my credit report XX/XX/2021. I explained the situation and the discrepancies. The email I sent was " I do not agree to this collection. I know this is not at fault of Hunter Warfield, but of XXXX XXXX XXXX XXXX. I have already attempted to contact XXXX XXXX on numerous occasions and get nothing but a run around from them. They state they no longer own the account and it is out of their hands. The collection is not really of concern to me as it is not hindering me in anyway, but at the same time I am conflicted because it shows a balance that I owe and I absolutely hate owing anyone. I do not know how to clear this up at this point. I feel like I have exhausted all avenues. I am willing to settle this account for {$1600.00}. Please let me know if that is acceptable. If so please send me correspondence so I can take care of it. If not, please cease and desist all future communication. '' They sent a very generic response, and were unwilling to discuss the issue therefore I requested once again they cease and desist all future communication.
Today I was contacted by Hunter Warfield XX/XX/2021 at XXXX via email. I did respond and remind them I have requested to cease and desist communication on XX/XX/2021.
|
| 11/10/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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I've sent a letter out stating that the debt that their trying to collect is not mines. This company has emailed me today on XX/XX/2022 trying to collect an debt that has been agreed to closed. All three of my credit bureaus have removed the fraudulent debt. I have proof of harassment in my email and fraud account HUNTER WARFIELD CREATED WITHOUT MY PERMISSION. I have proof of identity theft and {$1000.00} per violation due to hurting credit score and fraudulent activities as far as sharing my information to another agency. Wrongfully putting an fake signature that isn't mines on a lease that XXXX XXXX XXXX did not agreed to. The amount was {$6300.00} to {$6400.00}. No one called me or said anything about this debt which is illegal because I didn't agree to pay. I've requested who was the original creditor, original contract and no response. I've gave them more than 30days to respond and no response. Failure to respond, failure to validate the debt. U.S.C. 15. Improperly reported a debt to a credit reporting company without meeting their obligations under the FDCPA act. I've also seen on one of the documents I've sent, you can see where they force my signature on a lease which is illegal. I've never signed a lease or read one or ever agreed to one.
|
| 06/09/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
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This started back XX/XX/2019 when XXXX XXXX XXXX contacted the owner of the home we were living in for the past 7 years and told them they could be making a lot more money in rent and they should raise it. We were paying XXXX and they wanted to raise it to XXXX. We had no lease but the first year we resided there. Then we paid month by month for the next 6 years. We for the last 6 months we were there was always scared paying rent not knowing what they had planned. Finally after being threatened with eviction over and over let them go through with eviction. Due to non payment for 1 month. Even though our name was not on the set out list for the date they showed up. The constable of XXXX County SC let them follow through with set out with no proof or paperwork given to us. We waited 3 hours watching them sit in our yard waiting for them to give permission to enter our home still with no paperwork. Not to mention our belongings we set out in the pouring rain and everything got ruined! The company Hunter Warfield call daily after being asked not to saying they are attorneys and are trying to collect debt. I am not responsible and have not received and documents regarding this account. I want this off my credit immediately. This is a false collection!
|
| 09/21/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
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Web |
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I had rented an apartment with The XXXX XXXX in XXXX, SC managed by XXXX XXXX XXXX XXXX XXXX XXXX ) from XXXX XXXX to XXXX XXXX. The dispute has been forwarded by XXXX to XXXX XXXX XXXX and they have incorrectly reported it to credit agencies which is harming my credit profile and score.
After I moved out of The XXXX XXXX apartments, I was sent a list of charges totaling {$290.00} ( attached ) that XXXX had slapped on me. There was no basis for most of these charges nor was there a mention about my obligation towards most of those items in my lease contract XXXX attached ). I reluctantly agreed to pay most of the charges but refused to pay for carpet-shampooing and oven-cleaning that they were claiming, as there was no basis for it. XXXX refused to hear my plea and forwarded this 'case ' to a collection agency named XXXX XXXX XXXX XXXX collect {$240.00} from me.
I was harassed by this agency for many days while i kept explaining them that the agency nor XXXX have any proof to ask for this money. I also sent them a copy of my lease contract and communication with XXXX. But they very hard to reason with and reported this to all the the XXXX credit agencies in XXXX of XXXX.
This has been harming my credit history, profile and score since then.
|
| 11/18/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
This company Hunter Warfield has been reporting a debt that they say that I owe for appx XXXX from I found this out around XXXX of this year ... I sent them a copy of my current lease on XX/XX/2018 along with a copy of my utility bill and other information and a copy of a signed affidavit of identity theft .... I requested that they remove this from their files permanently and delete it from all of the credit bureaus they have reported it too. I included a copy of a letter requesting an investigation of the information that they have according to section 623 et. seq. of the fcra and that was on XX/XX/2018 I have since not received any of that information and they continue to report this after I have provided them information that I was never at that address ... at this point as I understand it they have violated the fcra and this is my last effort before securing legal representation on this matter. as I understand that this is from a rental of a property that I do not live .... I have also provided this company with as much information as I can regarding my identity being stolen and the fraudulent addresses accounts, including utility, insurance etc ... that were fraudulently opened .... accounts and addresses that just came out of the blue ...
|
| 10/26/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
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|
I would linke to request that HUNTER WARFIELD verify the following information : 1. Full original account number 2. Date original account was opened 3. Any written agreements between myself and the original creditor stating this debt is owed 4. Full account summary and itemized calculation of alleged debt 5. Date of first delinquency 6. Dates and times of any phone calls made and to what phone number in attempt to contact me concerning the alleged debt before it was reported to CRA, and so proving that these calls were made within the times governed by the FDCPA law.
If HUNTER WARFIELD is unable to provide the above identifying account information, this account must be deleted from all CRAs. HUNTER WARFIELD also failed to follow FDCPA by not sending a letter giving the consumer time to dispute or validate the alleged debt within the allowed 30-day time frame that is allowed by law.
I've spoken with them numerous times about the validation of this debt. They've provided me with documentation that doesn't prove what debt is owed. Also, my signature is not on any of the paperwork. I never received any notices from this company. I didn't know I owed this debt until it showed up on my credit report. Please remove from my credit report immediately.
|
| 11/04/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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|
Web |
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I lived in XXXX XXXX rental complex in XXXX, Pennsylvania from XXXX until XXXX. Although I had paid all my rents on time and had returned the apartment in a perfect condition and had the agent of the rental complex inspected the apartment, despite having XXXX Dollars security deposit, which XXXX XXXX never returned to me, the XXXX XXXX XXXX , without any notification to me ( although they had my new address, phone, and email ) sent XXXX Dollars for collection to Hunter Warfeild Collection Agency in XXXX, FL. This apparently happened in XX/XX/XXXX. Hunter Warfield never attempted to contact me and reported the collection to Credit Bureau in XX/XX/XXXX, which was almost 5 years later. I first noticed the issue on my routine credit checks in XX/XX/XXXX. I paid the collection immediately, total of XXXX Dollars, including the collection fee, although I did not think I was responsible to that.
This XXXX dollar collection had drastic effect on my credit score and my overall financial life. I had never have a single late payment in my entire life. All my credit scores were in top tier. Only with this issue, my credit score dropped significantly. As of last 2 years, I had multiple attempts to get a home loan and I have been turned down every time.
|
| 05/06/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
When I was a resident at the property XXXX on XXXX, there were numerous complaints that I advised to management. When paying my rent each month it would fluctuate. I signed a lease agreementioned for XXXX each month my rent was well over XXXX. I advised management they stated would fix and each time it was not when I caught up a past due balance of XXXX was paid. In XXXX no heat downstairs. maintenance never lit fireplace after asking 5 to 6 times still no resolution. Had to buy a heater just to eat breakfast never able to stay in living room or den. Then water was shut off because they stated there was a leak in middle of street which water poured down the street.When it snowed steps were hazardous spent XXXX to try to clear all steps to leave home due to not having maintenance. Also the parking was never enforced and people parked all over the place from the back in the spot at my townhouse which was on the corner. Our patio was constantly full of nails. Various issues that were never resolved nor contacted on and also filed complaint with XXXX. As well as my mom XXXX and we are still paying for that today. Because my rent was excessive I was forced to vacate but I did try to stay current only only to keep having it doubled then tripled
|
| 06/25/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
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|
In XXXX, I began disputing this date. Ive disputed the debt with the major credit bureaus, as well as Hunter Warfield. I have requested proof of validation. So far, none of the companies have been able to provide such proof. I have sent multiple follow-up letters to each of the companies, and there still is no proof. At this point, XXXX & XXXX no longer respond, or update the account.
I have fully investigated my rights in this matter. Under the Fair Debt Collection Practices Act, if no proof is provided to me within 30 days, I may presume that no proof of the alleged debt, nor therefore any such debt, in fact exists. I have copies of the certified letters and dates as evidence of my requests ( see enclosed ). Under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence.
According to the Fair Credit Reporting Act, if the debt cant be verified within 30 days, then it must be removed. XXXX XXXX with XXXX, XXXX and XXXX claim to have verified the debt, but this is, in fact not true under law. Simply contacting the alleged creditor, and asking them to match up numbers in their database, or or using the XXXX XXXX XXXX to input codes is not sufficient verification.
|
| 02/15/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Contacted XXXX time on XXXX/XXXX/16 regarding a debt for {$800.00}. I spoke with the collector telling him I was unemployed, but would try to set up a payment plan when I get some income. He said he would note the account. XXXX/XXXX/16 I was contacted again by the collection agency telling me that I had a debt and it needed to be paid. I told this collector that I had already spoke to another guy at his company and if he would have read the notes he would have seen that I said I 'd call back whenever I was able to pay them and I instructed him to not contact me again. He was very rude telling me i needed to explain my situation to him and i again told him that it was in my account notes in their system. He said let me give you a number where you can call us back, and I said no thank you I will look the number up when I call back. XXXX/XXXX/16 I received another phone call from a collector regarding this same debt that I had already told them to not call me back. I am being harassed over this debt when I have no possible way to pay it at this time.The XXXX collector I spoke with was very nice and understanding, they just keep calling me. I know my rights and the laws and they are violating them.
Hunter Warfield Collections XXXX, Florida
|
| 11/02/2019 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
my granddaughter and I rented an apartment at XXXX XXXX XXXX. in XXXX as she was going there for college. We trusted the girls that showed us a one bedroom apt , as they did not have a 2 bed 2 bath open at the time. We paid and put one on hold as we had to get back to XXXX. We were notified that apt , was ready for move in on XX/XX/19 and they suggested we sign lease etc.online. we did what was asked of us when we arrived I signed more papers for them without seeing the apt . the girl then took us to a filthy apartment that had not been cleaned and smelled terrible. ( I have pictures ) We were told the cleaners were on vacation. As I tried to give her the keys back I was informed that we would have to buy out of the lease which would be $ XXXX.if paid that day. Now I check my credit and they have said we owe them more.I had given them over XXXX already. I reported them to XXXX consumer protection division fraud department They sent me a notice on XXXX XX/XX/19 letting me know there was no response from XXXX XXXX and I would have to contact small claims court with an attorney. I am a sick XXXX year senior on a fixed income trying to help my decesed daughters child get to go to college and we were took advantage of by these girls.
|
| 09/19/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
In XXXX of XXXX, I was contacted by a debt collection company called Hunter Warfield ( XXXX XXXX XXXX. XXXX, FL XXXX ) who was hired by a leasing company, XXXX XXXX XXXX, XXXX, ( XXXX ) in XXXX NY my son used for his college apartment 2 years prior ( XXXX of XXXX ). The letter they sent stated that XXXX demanded additional funds, over and above the deposit paid. The amount they were demanding was for repairs of issues that were already present prior to my son moving into the apartment or for repairs for issues that were incurred while he lived there that were not under his control ( leaking roof, bad plumbing ). These issues were written down ( holes in walls, peeling paint ) and we were told would be taken care of prior to him moving in by XXXX or were submitted as maintenance requests through XXXX 's website during his time in the apartment. That information now seems to be " lost '' and XXXX is demanding payment for repairs we are not responsible for.
The other issue is that the TOTAL amount demanded is {$1100.00}, yet they are asking for this total amount from the 5 different families of the boys that lived in the house at the time, essentially demanding {$5800.00}, which is even more unfounded and in my opinion complete FRAUD.
|
| 02/23/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
In XX/XX/2020, I recieved a phone call from Hunter Warfield , Inc. regarding a debt owed due to eviction. I requested a letter of debt validation through the collector. The collector told me that they would refer my case to an attorney to file a lawsuit to sue me even during the debt validation process. And that the only way to prevent a lawsuit was to begin paying on the debt. The collector also questioned why I would validate my debt since it was 2 years old at this point. It seemed like the collector was attempting to dissuade me from validating my debt.
I requested that even though a payment arrangement was set up that they still validate the debt and send me a letter of debt validation. It has been over 90 days since this phone call and I have yet to receive a letter of validation.
I have concerns regarding the amount as they are charging a 6 % interest on the debt even though I did not agree to pay any interest when signing the apartment lease. Nor did I ever agree with XXXX XXXX that I would pay a 6 % interest to them. Even though I brought up this concern, they said I agreed to it in the lease documents. I reviewed the lease documents and in no where do the documents mention a 6 % interest or even the word " interest ''.
|
| 02/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
In XX/XX/XXXX I had a bill for internet service settled before I moved out of my apartment. I dropped off the modem and went to the XXXX XXXX XXXX XXXX store and asked working employees if I needed to clear anything else and they said no everything was taken care of. This included any charges and anything else.
Three years later in XX/XX/XXXX XXXX XXXX and hunter warfield who are two different debt collection agencies are asking me to pay different amounts. XXXX XXXX threatened that if I didnt pay within 40 days they could attack my credit.
I called XXXX when I received the email from XXXX XXXX and they told me I owed money. I told them I was already disputing the amount I owed with XXXX XXXX XXXX said they were going to dispute it also but they said they would call back in three business days and they did not. They didnt have me on file for any charges and said it was waved but it showed I still owed money but couldnt find out what the charges were for and werent clear because everything was cleared?
I am not sure how I have debt with XXXX Hunter Warfield and XXXX XXXX all at the same time for different amounts for something i never owed money on to begin with and am afraid that my credit will be attacked.
Please help me.
|
| 05/24/2017 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
I am a merchant who processes credit card tranactions in the course of business . Hunter Warfield is a commercial collection company attempting to collect a debt on behalf of XXXX XXXX leasing, a company which leases equipment to such merchants. The dates of service originates with the original agreement dated XXXX , and which was terminated upon closing of a business on XXXX . Unknown to Hunter Warfield, t he attempt to collect monies by XXXX is based upon fraudulent documentation. This is being dealt with through separate complaints with the CFPB anf the FTC. I have notified Hunter Warfield of my action in a recorded conversation ( names and dates on request ). There was no attempt to rectify the situation, as the representative simply said " have a good day '' and hung up, which I expected. The collection company is simply acting as directed. In correspondence from Hunter Warfield, they threatened collection efforts to negatively impact my " credit worthiness '' ( which is sterling ) due to my " delinquency, '' as well as threatening litigation. I informed them that they were acting on a false premise, and it is expected that they will act accordingly. I am in possession of all pertinent documents, names and dates
|
| 04/23/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A collection company contacted me about a debt that I do not owe. They sent an email that I accidentally discovered when browsing my email spam folder.
I immediately replied via certified US Post to notify the collection company that I do not owe the debt, that the debt is disputed, not to call me or email me and to only contact me at my postal address in writing, and asked them to provide any documentation that they believe proves I owe this debt.
I got no reply in writing.
In spite of my written request otherwise, someone claiming to represent the debt collector phoned me and left a voicemail threatening a summary judgement against me.
There are thousands of complaints in the CFPB database against this particular collection company.
I believe that the debt collector ignored my letter ( for which I have proof of delivery ), illegally contacted me by phone after I instructed them to only contact me in writing at my postal address, and is still in the process of seeking a judgement against me for a debt that I do not owe.
Rather than wait until I have to dispute an illegally obtained summary judgement, I am asking the CFPB to force this collection company to acknowledge my request to provide proof of the debt or quit.
|
| 01/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I called XXXX XXXX on XX/XX/XXXX at around XXXX EST ( on a recorded line ) I spoke with a representative about paying a settlement amount of {$2500.00}. She then sent me to a " senior management. '' I explained the situation to her and she said she would talk to the creditor about the {$2500.00} amount. When she came back on the line, she then said she asked them for {$2700.00}. When explaining to her that's now we discussed and why she told them a different amount than what I told her she got upset with me and told me that they were in charge and she would put the derogatory marks of not paying back on my credit for 7 years. This debt was issued in XX/XX/XXXX and now she's telling me that she would restart the clock if I didn't pay the additional {$200.00}. When I asked for her name and to speak to a manager she told me she wasn't transferring me to anyone else and if I didn't pay in 24hrs she would put it on my credit record and I won't be able to do anything about it. When I kept asking she then hung upon me. I've tried calling back over 10 times to speak to someone about this and my phone number is not going through. I did call from my other number and it did go through then they hung up on me and I can't call them anymore.
|
| 12/06/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
Recently, my credit report had an unpaid collections report from Hunter Warfield Inc. XXXX XXXX XXXX XXXX, XXXX, Florida XXXX. They state that I owed XXXX. I have told them and the XXXX that they bought the account from ( XXXX XXXX ) that I have never had any business interactions with XXXX XXXX. I invited XXXX XXXX to send the information to me by mail and they refused to do so. I also invited Hunter Warfield to send the information to me by mail and they also have failed to do so. Because of Consumer Fraud risk, I do n't give out personal information on the phone nor do I pay a bill just because someone thinks that I owe it. Engaging one in a conversation about a nonexistent bill is a perfect way to get personal information from one who is unsuspecting. I told XXXX XXXX to send the information to me in the mail approx. 10 times. To date I have received no information. To my knowledge I have never interacted with them for any purpose let alone a business purpose. If they or Hunter Warfield, Inc have sent information to you indicating that I owe them money, I fear that this is fraudulent since I have never been sent documentation showing that I owe them money. Please have this item removed from my credit report ASAP. Thank you.
|
| 01/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX, a military housing community in XXXX, FL, was my place of residence from XXXX to XXXX. In the beginning, I had only agreed to a 7 month short-term lease, with plans to move into a house I was under contract to buy.
Things went well while I occupied the unit I lived in. However, I had been warned by colleagues about illicit & poorly explained business practices that I would fall victim to unless I took great care of the move-out process. I took great care of the property, making sure to clean thoroughly at the end of my time living in the community. By the time I finished cleaning prior to the move out inspection, the house was cleaner than it was before I moved in.
XXXX XXXX XXXX, in their move out inspection process, charged me their standard {$300.00} cleaning fee, and then was unclear/unwilling to explain what the cleaning fee was for, aside from vague emails intended to corner me into paying the fee. I took this complaint before the XXXX XXXX XXXX XXXX XXXX, where they calmly agreed with me that the fee was clearly excessive and unfair.
XXXX XXXX XXXX never responded to the letter sent by XXXX XXXX requesting their dismissal of the fee, and instead sent the {$300.00} cleaning fee to a debt collector.
|
| 02/07/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hunter Warfield is attempting to double collect on a debt for XXXX XXXX XXXX, and they have also added {$1000.00} to both claims. This is not a typo, it has been listed on my credit report under XXXX different reference numbers. Now, as of today, they have increased one of claims, further decreasing my credit score. This is all happening as XXXX XXXX XXXX is challenging all of the misinformation and derogatory items that are listed on my credit reports. Hunter Warfield has made relentless calls to my phone as well as my family members. I have become XXXX as a result of the death of my child who was XXXX XXXX. My sole income was from XXXX and the state for his care, which was immediately stopped the day after he died. I immediately told XXXX XXXX of XXXX XXXX apartments that my income abruptly stopped and I needed to move. My XXXX and I lived at that complex for XXXX years. I briefly lived with family and got a part time job a few months after my XXXX died. Ive lost nearly everything I own. Now Im XXXX, living in a hotel that costs my entire paycheck, while now working full time. No one will rent to me at all because I have Hunter Warfield double listed on my credit reports seeking over {$8000.00} in total for XXXX XXXX XXXX
|
| 03/27/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Older American |
|
XX/XX/2020. I received a debt collection notice from Hunter/Warfield Corp., ( XXXX XXXX XXXX XXXX, XXXX, Fl XXXX ), a collection agency, on behalf of XXXX XXXX XXXX, XXXX Evidently, ( from Web search ) this is a property management company in XXXX , NC , demanding payment of {$1700.00}.
I sent a letter ( XX/XX/2020 ), to Hunter Warfield indicating that this was most likely a fraud using my name and address. I asked for validating information : date and location of debt, copy of original transaction, and method of verification used by XXXX XXXX to verify the person 's identity, and other information validating this transaction.
On XX/XX/XXXX, I received a letter from Hunter Warfield dated XX/XX/2020 acknowledging receipt my letter, not complying with any of my validation requests. Instead, Hunter Warfield asked me for personal identification and any " supporting evidence of my claim of fraud. '' I have not complied with their request.
This activity does not appear on my credit since I regularly keep all my reports frozen with all three reporting agencies.
Last, and most important, I have never done any business, or had any business contact with either of the aforementioned companies until Hunter Warfield 's letter to me.
|
| 03/29/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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I previously lived at a community due to a divorce I moved out. I turned in my divorce decree and the filed and signed one after stating that I was no longer living at the apartment and therefore will assume no responsibility to that address. My ex spouse stayed, I am not sure how long. Hunter Warfield appeared on my credit in late XX/XX/XXXX I believe. Never before had it appeared NOR had I received any letter from the community or I would have had it addressed and corrected. Hunter Warfield wont give me details on the debt. They claim they did not have that document I sent it to them. they stated they needed to speak with the community. The community states they are under new management and can not locate my file. I have been stuck in limbo with both companies since they can not file a file. I have supplied the information I have that is legal documentation stating only my ex spouse is at the apartment and only he is responsible. The collection agency wont answer my calls and just email me with a generic email stating they are investigating. This has been since late XX/XX/XXXX and the debt is illegally still on my credit report! Please help me remove this debt I do not owe. I can provide this legal documentation if needed.
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| 02/06/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
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- Confusing or misleading advertising or marketing
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Web |
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Hunter warfield inc in XXXX, Florida is Violate in my consumer rights Reporting information to the credit bureau without my authorizadid not inform me that they was going to do this did not give me an opt out paperwork I did not even agree with this company or have a contract with this company under any circumstances I wrote them for them to provide Information that I have agreement with them And showing me wet signature that I agreed with any kind of contract they have I do not notice people but right now they're putting this information on my credit report which is causing damage to me and my family and stopping me from getting loans And moving into any apartments to provide a roof over my family head which they're giving dyseptic information and false information which is XXXX in my character I asked them to remove it as well because I do not have a contract with them And I did not give the previous owner any rights to give anyone my information and by law they're supposed to contact me and give me a chance to opt out which they never did I do not know these people And a report on my credit inaccurate information and they have stole my identity because I did not give them my social security number under any circumstances
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| 03/02/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
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Web |
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To whom it may concern, I have a collection agency trying to collect a debt that I do not owe. I have submitted 4 documents ( XX/XX/XXXX ) with supporting evidence that they have denied, but didn't inform me about the denial. It has been 2 months and I am just now seeing a delinquent account on my credit report. I have contacted XXXX XXXX today XX/XX/XXXX. I have opened up another dispute and will follow up on Monday XX/XX/XXXX. I am not sure what to do because I know that I do not owe this debt and they do not seem to care and just want to collect money on behalf of the other party.
XXXX XXXX is claiming that I owe {$2200.00} with a 6 % interest rate. The apartment community that I used to live in did not properly fill out my move out date. I included evidence that I moved out before the move out date they are claiming. I moved out on Thursday XX/XX/XXXX, I have mover receipts to prove it attached. They are claiming that I moved out XX/XX/XXXX. I was 9 months pregnant in XXXX, there's no moving out at that time. I have emails to the manager letting her know I have moved out that are also attached. I have disputed this account within the 30 day time frame. I disputed it again in XXXX. I just don't know what else to do.
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| 06/19/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
Servicemember |
|
On XX/XX/XXXX I contacted XXXX XXXX XXXX to complete my final payment for rent and services while living at one of their apartments XXXX XXXX. The payment was completed and I understood I owed {$0.00} to the company.
On XX/XX/XXXX XXXX XXXX XXXX charged me {$490.00} for closing fees on an apartment I was renting. 16 days later ( XX/XX/XXXX ) they wrote off the {$490.00} without attempting to contact me to settle the payment.
Since XX/XX/XXXX I have not received any attempt or notice that I needed to pay any money for any type of closing fees until XX/XX/XXXX which I received a letter from a Hunter Warfield who is now attempting to collect this {$490.00}.
My issue is I was charged {$490.00} on XX/XX/XXXX, on XX/XX/XXXX the debt was written off without a single attempt to contact me. Then nearly two years goes by and now Hunter Warfield is contacting me saying I owe money.
I would also like to note that I spoke with an associate of XXXX XXXX XXXX who told me in XX/XX/XXXX the were having issues with their system.
I am very confused how a company can charge me hundreds of dollars, write off a charge in 16 days, wait nearly two year never contacting me, and then give my debt to an outside debt collection agency.
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| 02/04/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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Hunter Warfield is harassing me, lying on me saying i gave them permission to contact me, when last year i told them directly and i think filed a complain with the CFPB to not contact me. Every time i called this company after that they told me i have to Rescind my communication with them to speak with them which i never did which always results with them hanging the phone up on me. We can get them to forward all the phone calls from my number XXXX to further verify what im saying. They claim they have a debt in my name, and not once did they sent me any type of information about this claim. They were reporting a collection on my credit report for months not verifying anything. I disputed this with XXXX, after three attempts they remove this collection. Now this has been removed Hunter Warfield literally lied stating that i gave them permission to contact me. where is the phone call, or email stating that. i haven't been in contact with this company since the last time they hung up on me. So this is crazy to me a company would stoop this low to harass me. I am not taking this lightly this is definitely fraudulent, and unprofessional behavior. Attached is the email i received on XX/XX/2022 from Hunter Warfield office
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| 11/06/2021 |
Yes |
- Debt collection
- Mortgage debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Account Name : HWARFIELD ( Hunter Warfield ) Account Number : XXXX Balance : {$6100.00} This letter is a formal complaint against Hunter Warfield, a collection agency located at XXXX XXXX XXXX XXXX XXXX FL XXXX. They have repeatedly violated my rights per the Fair Debt Collection Practices Act and I'm just over my head with this company. I can't take any more of the stress from fooling with this company and them reporting inaccurate and unverifiable derogatory information about me to the Credit Reporting Agencies.
A debt validation had been requested from them n XX/XX/2021, I have not received any sufficient proof that I requested and they deliberately continued collection activity and have electronically verified this debt to the Credit Reporting Agencies, without having validated the dispute with me first, and have since continued to report these accounts to the bureaus. This is a direct violation of the FDCPA and is 100 % unacceptable.
Furthermore, Im aware of the many other complaints against this company for their illegal and unethical collection activity. So this really must be addressed and resolved. My next step is to bring media attention to this issue and also to take this matter to court if I have to.
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| 05/26/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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I am writing this letter to dispute the collection account of ( Hunter Warfield collections and XXXX XXXX ) on my credit report and am requesting it be deleted as soon as possible.
I paid {$320.00} per the request of the company 's ( XXXX XXXX ) representative ( XXXX XXXX ). She noticed that erroneous charge of {$570.00}, and striked out with initial next to it. I paid final utilities bill ( final balance ) of {$320.00} per representative 's request.
The representative has strike out {$570.00}, initialed next to it. On the second page, i initialed saying it is " final bill ''.
There should not have been any charges after i paid final balance on XX/XX/2014. Attached is a copy of the documents that shows i paid in full with initial and signatures.
I have started receiving collection letter from " Hunter Warfield collections and XXXX XXXX '', starting from XXXX XXXX every six months. I have responded them on every request. However, I never received their response of my letter, which is attached as well.
Not only did they fail to provide me with proof that I owe the debt, they reported this information to my credit report anyway, which is a blatant violation of Section 809 of the Fair Collection Practices Act.
|
| 05/20/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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A letter from Hunter warfield was sent to me and my daughter on XX/XX/XXXX stated that we owed {$6000.00} for rent on an apartment that I co signed for my daughter. On XX/XX/XXXX my daughter was told that the townhouse that she was renting at the time was being sold to another company and she had until the end of her lease to move. My daughter moved forward and found another place to move immediately then in XXXX the leasing company told her that the new company said she could stay after she found a place and put a deposit on it. My daughter respectfully declined told them that she didnt want to stay that she sound a place and put deposit. In XXXX of XXXX we staring receiving letters stating we owe the amount stated above. We refused to pay them because they said she had to move and she had less then 2 months to do so. They sold this debt to another company who has been harassing us since XXXX of XXXX maybe before then. Ive disputed multiple times asking this new company to send is proof we owe this debt and nothing or this day. Hunter wardield has never sent my daughter her deposit and I dont expect they will. I have uploaded document I have sent to Hunter warfield and collection agency with no proof I owe amount
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| 05/29/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
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I am a former resident and I was advised to move out within 24 hours of receiving the move out notice. I moved as requested then received a bill later for charges. The first invoice was incorrect that was emailed to me on XX/XX/2019 with the move out reason so it took their IT department a week to fix that issue to make the move out reason correct. After that I received a correct invoice is email on XX/XX/2019 for the move out reason. Now when I received the correct invoice I did not know I would be sent to collections XXXX near the same time frame of receiving the updated invoice. Highly XXXX is an understatement!! My account is not even 30 or 60 days late because I just received the new invoice at the end of XXXX. The notice from the collection agency is dated XX/XX/2019 so Im confused because the account is not even a month late because of their issue with putting the incorrect information on the move out form that was emailed. Wow, Im very upset that I am being treated this way with this business. I also mailed a check to the apartment complex on XX/XX/2019 and the check was not cashed at all. I did make a copy of the check that I mailed and also contacted my back to make sure the check has not been cashed.
|
| 08/31/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XX/XX/XXXX : I disputed debt n requested verification of the debt XX/XX/XXXX : collection agency sent a word document with a breakdown of the debt not on letterhead and indicating several damages with no breakdown of cost to repair or photos XX/XX/XXXX : I disputed and requested it not to be reported to credit as valid proof wasnt provided in time under FDCPA.
XX/XX/XXXX : coll agency received more verification from the client and the client refusal of accepting my dispute. Coll agency claims they mailed me the verification they just received. I did not receive this verification from them.
XX/XX/XXXX : collection agency reported this to my credit saying I dispute it but it is valid under FDCPA.
XX/XX/XXXX : Spoke with collector XXXX. She stated that she can not remove it from my credit. Its already listed as being distributed even though she acknowledged that they did not send proper verification of that until XX/XX/XXXX, which is well over the 30 days allowed under the FDCPA. She asked me, then how I intended on paying the debt even though it is disputed, and when I told her that I was still disputing it, so I wasnt going to be paying it at this time. She told me that she would know down my refusal to pay.
|
| 02/19/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have a Hunter Warfield account across my XXXX credit bureaus with the # XXXX. Personally, I, XXXX XXXX living at XXXX XXXX XXXX # XXXX XXXX XXXX, FL XXXX through all my years on this Earth and living at this address the past 10 years have never one came across or did business with the company listed above. The activities they are engaging in is illegal and I am willing to proceed with legal action if I don't get a response within 15 days with this unknown debt of {$18000.00}. I have had my identity compromised in the past however, this is absurd and according to 15 U.S. Code 1692 ( a ) ( b ) which states that The Congress has found abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. These abusive practices contribute to the invasions of individual privacy amount other things which Hunter Warfield are in violation as I never gave you my information directly, and I, XXXX XXXX a consumer in fact, agree with Congress to eliminate abusive debt collection practices by debt collectors, and to promote consistent state action to protect consumers like me against debt collection abuses which you are attempting to do Pursuant to 15 U.S. code 1692 ( e ).
|
| 01/18/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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Hunter Warfield has placed an invalid debt on my credit report and it is causing major detriment on my ability to earn a living. Hunter Warfield is reporting that I acquired a debt with XXXX XXXX XXXX in XX/XX/2018. I am unaware of any debt I could have acquired with XXXX XXXX XXXX during this period of time. As the XXXX and XXXX of an investment conglomerate my personal credit directly affects my ability to provide for my family. Hunter Warfield has not supplied proper notice of this debt nor have they given me a proper opportunity to request validation of the debt prior to causing financial injury to me in the means of submitting the invalid information to the credit bureaus. Hunter Warfield has supplied incorrect information to all three credit bureaus XXXX, XXXX, and XXXX with the intention of causing the most damage to my credit report in attempts to extort money from me for a debt that is invalid. I have not received any billing statements or any proof of this debt prior to it being placed upon my credit report. If this is not corrected in 15 days I will pursue legal action with the XXXX County Courthouse for loss of wages and financial damages caused by their reckless pursuit of this invalid debt.
|
| 06/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Hunter Warfield is reporting I owe them amounts related to two apartment complexes. This is false. I worked through a Corporate employer program to apply last summer at communities with a Preferred Employer corporate program for XXXX XXXX XXXX XXXX employees in XXXX, TX. The preferred employer program waived all application fees.
In each instance the application was denied. However, they are trying to collect and Administrative fee with XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, TX XXXX P : ( XXXX ) XXXX | F : ( XXXX ) XXXX | rentatrosehill.com which was to be credited back in the event of denial. XXXX XXXX issued a Denial on XX/XX/2019 with email from leasing staff XXXX XXXX.
I never leased at these communities or vacated leases. I have never resided and any amounts attempting to be collected are not mine and not owed.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX ( XXXX ) XXXX can not charge for a deposit and admin fee when they denied application on XX/XX/2019 and refused to lease to me. They were supposed to credit back application fee for preferred employer.
Hunter Warfield is in direct violation of the FCPA guidelines as they are reporting this to all major credit bureaus in direct violation of FCPA.
|
| 12/30/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
My daughter filled out a lease application for a college apartment.
XXXX XXXX emailed asking us to fill out a XXXX application. We NEVER completed an application or even responded. XXXX XXXX from XXXX XXXX continued to send us emails. In her email, she stated that My daughter signed a contract but needed several forms in order to move forward with the unit placement. We knew that my daughter was unsure whether she would be living at this location, so we did NOT reply. We did not leave a down payment or deposit. We were sent several emails stating that the lease was incomplete and that they did not have an agreement or proof of income.Also stated, was that it needed to be notarized and completed by XXXX/XXXX/15. We were then notified by a collection agency, ( XXXX ) asking us to pay {$8900.00}. They stated that they had an esignature on the guarantor lease agreement. We asked them to provide us with a copy of this document and proof of esignature. They stated that they would send us this within the next XXXX to XXXX business days. NO DOCUMENTS WERE EVER SENT OR RECEIVED. The next thing I know, we see a collection on my credit report! We contacted XXXX, at the XXXX and she advised us to file a dispute.
|
| 10/10/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
While working for the Oklahoma Supreme Court in XXXX, I lived at the Regency in Oklahoma XXXX on a one-year lease. The apartment was below average but met my needs as I returned home in XXXX weekly. There were several incidents that occurred during my stay there including elevator outage, basement parting gates would not open and so on that were uncomfortable and unsafe. In XXXX XXXX, XXXX, around XXXX, with freezing temperature, the apartment caught fire due to faulty wiring - http : XXXX. Residents were temporarily moved to the XXXX XXXX but I chose to find another apartment and explained to management of my intention to vacate. I vacated my apartment and moved. I was told I needed to pay XXXX {$850.00} XXXX for XXXX month rent instead of XXXX months because of the incidents and the fire.
XXXX XXXX, a collection agency for The XXXX, has been requesting that I pay {$3000.00} and has now place this collection note on my credit report. By not providing a safe and comfortable environment, I believe that the XXXX was in violation of their lease agreement. This is extremely unfair and unethical. I request that the Collection note be removed from my Credit Report and in return I would pay the {$850.00}.
|
| 03/21/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The original debt amount is {$2900.00} due to a broken lease agreement. However, the lease was also under the name of XXXX XXXX XXXX. Even though she was an XXXX XXXX ; XXXX ( leasing office ) still had her approved without a social security number. I made a security deposit of {$2900.00} before we moved in!
XXXX and Hunter Warfield placed not only the full amount of a joint debt under my social security but also keeps charging interest every month. Now Hunter Warfield is trying to collect {$3700.00} and reporting that amount in my credit reports monthly. XXXX XXXX XXXX no longer lives in the U.S due to being deported and there is no way for them to collect any money from her. I agreed to pay 50 % of the debt in order for them to remove this from my records, however, their agents don't give me that option and are very rude over the phone. XXXX made a mistake of allowing someone without social security to rent an apartment with them, and I can only be held responsible for my share of the debt.
I need them to either remove this collection from my credit report or just be fair and show correct amounts since was a joint lease.
The correct amount I should have been charged is {$1400.00} Acc # XXXX
|
| 03/15/2019 |
Yes |
- Debt collection
- Mortgage debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
In XX/XX/XXXX I was alerted through credit monitoring that a company named Hunter Warfield in XXXX, FL reported a fraudulent collection account under my name and ssn #. I immediately contacted Collection Attorney XXXX XXXX who sent a letter to the company requesting court documentation confirming the account however no court documentation or court judgments were provided. Attorney XXXX requested court documentation again in XX/XX/XXXX however Hunter Warfield failed to provide any court supported documents as required by the State of Michigan for non-payment of rent complaints. Instead the company continues to report inflated amounts for a fraudulent collection account to all 3 credit bureaus in attempts to ruin my credit. A 7 Year Fraud Alert was initiated on my accounts in XX/XX/XXXX after I received alerts for Homeland Security and the US Dept of Personnel in Washington, DC indicating that my personal information was compromised from their databases, and this information was sent to all 3 credit bureaus. The fraudulent entry of Hunter Warfield needs to be removed from my reports unless they can provide court documents, court judgments, or other court documentation for the alleged account.
|
| 12/01/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Greetings I contacted the Hunter Warfield on XX/XX/XXXXin an attempt to just settle it quickly because I was attempting to buy a car and was made aware that there was a collection placed on my credit report that I had no knowledge of. The dealership told me that they may allow me to just pay a portion to get it removed quickly to proceed with the car buying process. That was not the case as they did not respond.
On XXXX I requested a validation of the debt because I 1. Never received a bill stating that I owed anything from my former apartment. My keys were turned in at their request and we were moved out on time without any charges accessed. 2. I did not understand how they could place an unknown debt on my credit report without notifying me.
On XX/XX/XXXX I received a letter stating they did not have that information available to verify the debt and they needed more time. I have disputed it through XXXX and they responded by saying they have the right to collect.
No one is telling me why i never received a bill, what exactly I am being charged for, and how it is allowed to remain on my credit report even though they do not have the information available to verify what I owe and why.
|
| 11/13/2023 |
Yes |
- Debt collection
- Rental debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Hunter Warfield collection, Pursuant Regulation F, 12 CFR 1006, 15 USC 1692 I have exercised my specified remedy and sent you on XX/XX/2023 A notice of debt validation.
You Hunter Warfield collections have violated my Rights pursuant 12 CFR 1006.34 ( c ).
You Failed to provide all the required Documentation as per my request under the new rule Regulation F and Validation of debt.
The law is explicitly clear ignorance of the law is no excuse. Your 30 day Debt validation period has ended and you FAILED TO PROVIDE ALL REQIUED validation Information AS PER THE LAW 12 CFR 1006.34 ( c ) Validation information. Pursuant to paragraph ( a ) ( 1 ) of this section, a debt collector must provide the following validation information.
All collection activities on this Alleged Debt that you failed to provide validation within the 30 day period allowed by Federal law Pursuant 12 CFR 1006.34 ( c ) Must be DELETED Immediately.
You have been warned I will pursue legal action if this account is not deleted in 15 Days from receipt of this Final notice. I will seek damages, actual damages, statutory damages, Plus all remedies adored to me under the civil liability section of the FDCPA and or Regulation F.
|
| 11/16/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
In XX/XX/XXXX to XX/XX/XXXX, I was contacted by Hunter Warfield Collection agency regarding payment to XXXX XXXX XXXX for apartment that I did not live in. They keep calling and sending notifications to my personal home for a balance of {$9300.00}.
I told them that this is not my debt and this debt belongs to XXXX XXXX who lived there. I did co-signed for her to get an apartment in XXXX ; however, due to safety and security so she told me that she provided the rental office a letter of her leaving the apartment three months before it was up.
I asked them just on this past Tuesday, XX/XX/XXXX to not to call me and if this is amount that you say I owe, please provide the documents that XXXX XXXX XXXX has sent you for it does not amount to what you are saying.
I have documentation from the person that was living there and she stated that this is not my debt and that she sent a check of in the amount of {$1400.00} on XX/XX/XXXX for which it was notarized to a debt amount of {$9000.00} with a settlement amount of {$4400.00}.
What can I do to get this off my credit report for All 3 bureaus? Plus for the state of Maryland statue limitation is 3 years. It is more than 3 years since XXXX.
|
| 11/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Multiple calls/messages left on house phone number not cell phone.
Finally returned phone call on XX/XX/XXXX out of fear for damage to my credit and identity/ reputation.
Called a second time and debt amount on supposed account was different than before.
Talked to XXXX ( foreign accent ) Asked to speak to manager or supervisor kept talking instead.
Claimed I have debt over {$2000.00} went into collections XX/XX/XXXX Account number : XXXX and XXXX, from a supposed rental property ( which I have NEVER ever lived or rented from anywhere.
Collection case since : XXXX, XXXX, XX/XX/XXXX through present.
Continues to call home phone and leave messages about debt collection.
XXXX has not shown or notified me of any damaged credit so far.
Hunter Warfield or XXXX, or XXXX XXXX XXXX XXXX AL XXXX Copy affidavit Email/fax : XXXX XXXX?
I did contact the police department.
I was told by policeman Named XXXX, that I dont have to file a report and that he would take care of it using the information above that I handed to him.
He called and contacted the agency.
He said there are scams going on that get the FBI involved and told me never give them my ssn or any other personal information.
|
| 11/14/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
You are hereby under provisions of Public Laws 95-109 and 99-361, also known as the " Fair Debt Collections Practices Act, '' notified that your services are no longer desired. You and your organization must CEASE & DESIST all attempts to collect the debt. Failure to comply with this law will result in my immediately filling a compliant with the Federal Trade Commission and the Texas Attorney General Office. I will pursue all criminal and civil claims against you and your company. Let this letter also serve as your warning that I may utilize telephone recording devices in order to document any telephone conversations that we may have in the future. Furthermore, if any negative information is placed on my credit bureau reports by your agency after receipt of this notice, this will cause me to file suit against you and your organization, both personally and corporately, to seek any and all legal remedies available to me by the law. Since it is my policy to neither to recognize nor deal with collection agencies, I intend to settle this account with the original creditor. Lawyers acting in the capacity of " Debt Collectors '' three or more times a year are considered " Debt Collectors. ''
|
| 02/28/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American |
|
ever since we moved to Florida in XX/XX/XXXX we have been living at XXXX XXXX XXXX at XXXX XXXX XXXX XXXX XXXX XXXX, Fl.XXXX in XXXX I had a XXXX XXXX done, and in XX/XX/XXXX I XXXX XXXX found out that they were some XXXX XXXX by some of out tenant, I went to the main office and question their staff and was told that is was true. I asked them if they were going to take the to court to remove them from the complex and I was informed by the staff that they were going to wait to their lease was over and terminate their lease, so I felt that XXXX XXXX XXXX was not thinking of their other tenants. they were placing my life in danger, I did not renew my lease and moved out in XXXX XXXX XXXX. they placed me with a collection agency Hunter Warfield to collect and extra month because I did not tell them that I was moving from the complex before my lease was up in XX/XX/XXXX. the collection agency placed my account with the credit bureau before they contacted me.
I had been sending XXXX a month for the last ten months and now Hunter Warfield informed me that my payments were not enough and they would send it to their legal department.
what recourse do I have as a consumer.
Sincerly XXXX XXXX
|
| 07/17/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I have called both XXXX XXXX XXXX and Hunter Warfield multiple times in the last XXXX months. Hunter Warfield said on the phone that I could email my police report for identity theft to them, and then they would file this debt as fraud. I emailed them the XXXX, Georgia police report number and police department online records address on XX/XX/XXXX. They never replied back. I recently received a letter they called " verification of the debt ''. In the letter my social security number, name, and birthdate were stolen and used on the account, but ALL the other information the thief used is not related to me, including the thief 's ID ( from New Jersey, mine is not ). There is even a signature that is just a line ( no letters ), and obviously not mine. I have a distinct signature. Hunter Warfield threatened today, on the phone, that they would try to put it back on my credit report ( which I already had it removed from once ) even though they are aware this is identity theft. The debt is for {$330.00} an application fee for the apartments at XXXX XXXX XXXX. XXXX XXXX XXXX did not rent the apartment to the thief because they could not prove their identity to them ( social security card ).
|
| 02/11/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
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I am a victim of identity theft. I filed my Identity Theft Report with the Federal Trade Commission on XX/XX/2022, report # XXXX I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I request that it be closed immediately. Please send me written confirmation that I am not responsible for charges on this account, and take appropriate steps to remove information about this account from my credit files.
I have enclosed a copy of my FTC Identity Theft Report. Because the information you are reporting is the result of identity theft, and inaccurate, I request that you stop reporting this information to the CRAs, as directed by section 623 ( a ) ( 1 ) ( B ) of the Fair Credit Reporting Act, 15 U.S.C. 1681s2 ( a ) ( 1 ) ( B ). I ask that you take these steps as soon as possible.
I also have enclosed a copy of the FTC 's Notice to Furnishers, which explains your responsibilities when reporting information to CRAs. Please stop reporting this fraudulent information, investigate this matter, and delete any disputed items as soon as possible.
Please send me a letter explaining your findings and actions.
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| 01/23/2019 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I, XXXX XXXX, was contacted by XXXX XXXX whom was representing Hunter Wakefield Company located at XXXX XXXX XXXX XXXX XXXX, Fl ( XXXX ) XXXX. They were seeking a debt owed by a XXXX XXXX.
My husband and son have same name, just one is XXXX and one is XXXX. The representative did not care and had no problem going over someone else 's debt with me even though they did not confirm my identity nor cared to call and ask my son if it was ok that they speak with me.. I advised them it is my son 's debt not mine nor my husbands ' and he still kept using scare tactic like they are only willing to work on a reduced amount if I took action today and prepared or scheduled payment for a reduced amount or they would go after my husband and I for the debt that is not even ours. We are in process of buying a home and them reporting this debt on my husband 's social and not mine has loan process in jeopardy/ I lost my senses for a minute and made mistake by giving debit card information until my daughter heard my converstaion and had me cancel phone call WITH THEM immediatly.
SOLUTION : THEY NEED TO CONTACT EACH BUREAU AND RETRACT THE NEGATIVE REPORTG ON MY HUSBAND THAT IS WRONGFULLY REPORTING
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| 02/21/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Improper contact or sharing of info
- Contacted me after I asked not to
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Web |
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Hunter Warfield in XXXX XXXX has bought a rental contract from my old landlord. They harassing calls and reporting to all the credit bureaus monthly adding XXXX a day. I called them first to see who they were. I gave them my information and they told me that they will destroy my credit. I was let out of the lease because of a cr accident and unable to get a handicap accessible unit. And on XXXX I could no longer afford to live there. I left my security deposit because I was unable to do the mandatory cleaning that every apartment should do. The also said I filled the dumpster. All my furniture was taken with me. Damage to rugs. They were over five years old when I moved in. They are up to XXXX. In damage. And I had a walk through when I handed my keys in. Hunter Warfield has sent me letters to settle for half since it was a joint account. One man on the phone told me to hold a sign for money on the corner or make a relative pay it. Because of this I am unable to get a apartment I have to rent a room. They are destroying my life. They call twice a week. I should of had a day in court by the original creditor XXXX XXXX XXXX XXXX XXXX . Please help me, I do n't know where to turn.
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| 05/02/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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We withhold rent because of landlord 's obligation to maintain premises in violation of statute 83.51 of the state of florida and now landlord have a retaliatory conduct S83.64. The images of how the apartment was can be found in the response of XXXX XXXX VS ( names removed ), case number ( number removed ) mailed by the clerk of the court on XX/XX/2018.
We request a motion for the judge to determine in court how much was going to be paid and cancellation of the contract for health issues related to pests and other aspects that can be read with details and see images in the lawsuit. Cancellation of the contract was requested to be made on XX/XX/2018 in addition to the return of {$2800.00}, in that money that was requested to be refund are payments that Hunter Warfield is trying to charge me in the {$3600.00} that is affecting my credit in XXXX and XXXX. In XXXX they removed the negative mark after a complaint but I called Hunter Warfield and they refused to remove them from the rest.
The contract is canceled, the judge orders to leave the apartment the day we asked for and never pronounced in favor of the payment of the money that Hunter warfield is trying to collect.
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| 11/28/2023 |
Yes |
- Debt collection
- Rental debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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HUNTER WARFIELD at XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX or ( XXXX ) XXXX Account number XXXX {$2400.00} This Company has been falsely reporting to my consumer report since XX/XX/2020 With out my permission or written consent. Ive spoken to the original account holder XXXX XXXX XXXX XXXX. Who told me this account was considered a loss and closed out with a XXXX balance I nor the person using XXXX XXXX name on the original account owes this debt. Yet this company who can not provide me with documentation with an original contract saying that I owe them Hunter Warfield and not another companys name. The debt is not owed by me or any one else for that matter and it was closed and settled with a XXXX dollar balance this Company bought a debt that was already written off and was attempting to collect from me illegally. I have never conducted business with HUNTER WARFIELD They are violating my rights and defaming my character. Refusing to remove it is willful non compliance with FCRA LAWS. Ive been dealing with this for a while. I want this account removed immediately from credit report. I have filed with my state attorney general and the fair trade commission on this matter.
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| 02/23/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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XXXX/XXXX/XXXX I moved out of XXXX XXXX in XXXX XXXX, FL. After moving out XXXX XXXX requested fees they were not entitled to. I filed a written dispute by hand delivery, mail and email within 15 days required by statute. I included a phone number, email and address to contact me. XXXX XXXX failed to respond, rather sending the claim to collections. I found out today XXXX/XXXX/XXXX that Hunter Warfield placed a collections claim on me XXXX/XXXX/XXXX. Hunter Warfield never provided me written notice or an opportunity to dispute the claim. Both XXXX XXXX and Hunter Warfield have failed to comply with their legal requirements, have failed to respond to my dispute of their amount and have simply gone the route of trying to ruin my otherwise perfect credit. I can provide a written copy of the notice I sent to XXXX XXXX XXXX/XXXX/XXXX and if set for hearing I could provide additional witnesses and sworn affidavits proving XXXX XXXX fraudulent, bad faith claims against me. I attempted to call Hunter Warfield today, however they refused to talk to me. They ask if I was ready to pay them, I said no, I do n't owe the money I want to dispute the charge, then they hang up on me.
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| 05/15/2023 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I lived at the XXXX XXXX XXXX for XXXX years. When I moved out, I got notice that they wanted to charge me over {$5000.00}. They never gave any explanation of what they were charging me for- they stated repairs, painting and cleaning ; however, I never received pictures of damage they claim I did, receipts of replacement, painting is routine after any move out so how they can charge me for that is beyond me. I have tried working this out with the XXXX XXXX XXXX directly and they will not do anything about it nor provide me with anything more than an invoice with absolutely nothing attached. What they have done is not even legal in my opinion as a landlord. I was a good tenant who paid my rent on time and left that property clean and empty. To try to charge me over {$5000.00} and now it is on my credit report is ridiculous. I do not want to get an attorney involved or file charges but I will if that is my only option. This bogus charge has dragged my credit down for XXXX years now - how can they charge me over {$5000.00} with absolutely no proof of anything, simply an invoice? This company is outrageous and they charge everyone outrageous amounts once they move out!
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| 04/10/2021 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I have asked them multiple times to evaluate the debt owed.
The debt owed does not match the original court complaint or the judgment. In fact there is no Judgment.
Broken leases happen all the time due to unforeseen circumstances. In our case, we are members of the LGBT community and we were discriminated against, with our previous landlord. Upon receiving a Court complaint we spoke with the landlord 's attorney and we moved out prior to the Court system entering an eviction.
Both the attorney, the landlord and the court system over step their boundaries. As a previous court employee the court prevented me from presenting my case resulting in a removal. However we did advise the attorney and the landlord we were not there we moved out of state. As a result of it, months later Hunter Warfield Inc comes collecting a wrongful amount based on the landlord s statement. The landlord is not entitled to such a high amount that has prevented me from acquiring rentals, resulted in being homeless and more.
I am demanding an investigation of this company for violations of FDCPA rules.
I am also demanding an investigation against XXXX XXXX, XXXX FL under XXXX XXXX XXXX.
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| 12/06/2023 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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Third party company fails to furnish any and all information about debt owed in the amount of {$5100.00}. Landlord took the deal from my lawyer and I was awarded to move with forfeit of deposit! I had no knowledge of this debt or any paperwork stating I owe this debt!
" In accordance with the Fair Credit Reporting act, the list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681.
15 U.S.C. 1681 section 602 A. States I have the right to privacy.
15 U.S.C. 1681 section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
15 U.S.C. 1681c. ( a ) ( 5 ) Section States : No consumer reporting agency may make any consumer report containing any of the following items of information : any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.
15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. ''
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| 03/22/2021 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I rented a house that continued to have all types of problems, the biggest was the AC. I live in Florida and have children and had called several times about the AC not working properly. They would have people come out and try to fix it but in the long run it was never fixed. The AC caused flooding in my home which then caused issues to my health. I could no longer be in the house due to my XXXX would feel like it was on XXXX. I had XXXX XXXX and all other sorts of issues due to the wet floors. I took video 's of the problems all of which the company has. I had no choice but to move out for the health of my children and myself. When I received the notice of what they stated I owed I was shocked. After communicating with XXXX from XXXX XXXX on several occasions of all the repairs they still have the nerve to tell me I owe them over {$4000.00}. I can not believe what a scam this is. I was willing to settle this but they told me NO. I had no choice but to move out! I packed up my children the day I could no longer handle the XXXX XXXX XXXX XXXX and had to live a a place that didn't even have fully built just to get my children away from the bad health environment.
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| 01/28/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Older American, Servicemember |
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I received a letter from Hunter Warfield XX/XX/XXXX claiming I owe XXXX XXXX XXXX. I requested debt validation and sent my documentation proving I did not owe the debt on XX/XX/XXXX and did not receive validation until XX/XX/XXXX after I filed a complaint with the XXXX XXXX XXXX on XX/XX/XXXX. There is a buyout clause in the original contract that states 30 day notice and one months rent which I followed XX/XX/XXXX. Hunter Warfield stated they did not agree with the buyout clause even though I have documentation including contract, 30 day notice, and vacate letter along with certified mail confirmation. Hunter Warfield sent me a contract on XX/XX/XXXX that is a falsified document and my signatures have been forged. I have been in contact with the XXXX XXXX XXXX of West Florida since XX/XX/XXXX and have resent all documentation to Hunter Warfield on XX/XX/XXXX disputing the debt again. Today, XX/XX/XXXX they reported as collection account on my credit, bringing my excellent credit score down 85 points. I have all documentation to prove I do not owe this debt and that Hunter Warfield is using a falsified rental contract to report that I owe this debt.
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| 03/18/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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Please note-I have the recorded call on file and it was disclosed to the company that I was recording. I called Hunter Warfield to come to a resoluation on some lease break fees I had with an apartment complex called XXXX XXXX. The representative told me the total amount due was {$2100.00} and that I can settle for half of that amount. Unfortunately, I was unable to accept the settlement but began to question the amount because my last statement was {$1800.00} and there was nothing written in the contract for additional interest charges should my account go into collection. I told the representative that I will pay the amount actually owed and I want to make a payment arrangement. She told me I ca n't just do what I want, If I want to pay the original amount due, it has to be paid in full. I told her that that is not fair debt collection practice and that I am only contractually obligated to the {$1800.00} and we can set up an arrangement from that. She asked me in a condensing told " if I wanted help or not. '' I told her she can not refuse my payments. We went back and forth a few times and she ended up telling me to have a good day and she hung up on me.
|
| 03/18/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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Please note-I have the recorded call on file and it was disclosed to the company that I was recording. I called Hunter Warfield to come to a resoluation on some lease break fees I had with an apartment complex called XXXX XXXX. The representative told me the total amount due was {$2100.00} and that I can settle for half of that amount. Unfortunately, I was unable to accept the settlement but began to question the amount because my last statement was {$1800.00} and there was nothing written in the contract for additional interest charges should my account go into collection. I told the representative that I will pay the amount actually owed and I want to make a payment arrangement. She told me I ca n't just do what I want, If I want to pay the original amount due, it has to be paid in full. I told her that that is not fair debt collection practice and that I am only contractually obligated to the {$1800.00} and we can set up an arrangement from that. She asked me in a condensing told " if I wanted help or not. '' I told her she can not refuse my payments. We went back and forth a few times and she ended up telling me to have a good day and she hung up on me.
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| 10/14/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On or around XX/XX/XXXX, I ( SS # XXXX ) and my now wife XXXX XXXX ( SS # XXXX ) received notification from my credit monitoring system that a collections account form Hunter Warfield was reported on my credit profile in the amount of {$160.00}. The original creditor is XXXX at XXXX XXXX which is my primary residence. I contacted to property manager in person and via email about this debt because our rent has not been late, nor have we carried a balance and this was our first time learning about this debt. The property manager explained that the balance was from the unit we transferred from. ( we moved from unit XXXX to XXXX earlier this year ) We see the apartment staff at least once a week and we pay our rent via their online portal and we were never notified of this debt. We asked the manager to remove the debt from our credit because we never were given notice of the balance due prior to being sent to collections. To date this item still remains on our credit. We don't have an issue paying the amount, our only concern is paying the amount and it appearing on our credit profile as a paid collection when it shouldn't have ever been placed in collections.
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| 10/27/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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On XX/XX/2022 I was alerted by XXXX that there was a collection in the amount for {$27000.00} by Hunter Warfield. The original debt came from an apartment complex called XXXX on XXXX ( appears to be in XXXX XXXXXXXX XXXX ) I was contacted by the collection agency several months ago about this debt and they said the debt was for a XXXX XXXX XXXX which is not my legal name. I assumed that this was resolved on their end and a mistake. But, the collection hit my credit report.
I spoke with a representative at Hunter Warfield on XX/XX/2022 and they said they think this is identity theft/fraud as he confirmed the name on the account was XXXX XXXX XXXX but had the last 4 digits of my social security number. I have opened a dispute with XXXX and filing a claim with this bureau as well.
I have never rented or purchased a home or apartment in XXXX XXXXXXXX XXXX nor did I do any business with this company. I have resided in XXXXXXXX XXXX for the past 14 years. A similar debt collection occurred earlier this year with another apartment complex in XXXX XXXX, XXXX and debt owed. This was resolved and deleted from my credit, but appears to be a pattern going on now.
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| 08/03/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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|
Web |
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XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX OF MAILINGHunter WarfieldXXXX XXXX XXXX XXXX.
XXXX, XXXX XXXX : XXXX XXXXAccount Number : XXXXDear Sir/Madam : I am disputing the above-referenced debt. Please verify this debt as required by the Fair Debt Collection Practices Act.
I dispute this debt because 1 ) I do not owe the debt and 2 ) I never received the item or service for which I am being charged.
Because I am disputing this debt, you should not report it to the credit reporting agencies. If you have already reported it, please contact the credit reporting agencies, inform them that the debt is disputed, and ask them to delete it from my credit report. Reporting information that you know to be inaccurate, or failing to report information correctly, violates the Fair Credit Reporting Act.
Aside from verification of the debt, do not contact me about this debt. The Fair Debt Collection Practices Act, 15 USC Section 1692c requires that you honor this request. Your cooperation will be appreciated.
Sincerely, _____________________XXXX XXXX : Federal Trade Commission - Consumer Response CenterXXXX XXXX XXXX Department of Consumer Affairs
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| 03/26/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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I have informed credit reporting agencies about my issue and waiting for the answer from them, Mean while I heard about CFPB and thought To file an complaint. I used in XXXX 2013 a company call freight center in XXXX to ship household items to XXXX, there was XXXX pallets, as per my knowledge weight was under XXXXlb on each pallet and paid in advance some of {$2800.00} to freight center, they over charged me as per the quote so I called them and they gave me credit for an amount {$85.00} same day. After 4 weeks from delivery of my house hold goods they are coming back with additional {$1000.00} for additional cost which I did not get it, there fore I refuse to pay them an hidden cost and know I see they have hired collection company called XXXX, is showing on my credit report, I am going to attached a proof of documents to prove the payment was maid thru credit card. There fore I request CFPB to investigate and help me to remove this negative item from my credit report, which is affecting me on my business and raised up my family. I am also attaching my credit report to show CFPB I have very good payment history, Thank you.
SincerelyXXXX XXXX XXXX
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| 08/07/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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This was originally disputed when they contacted me last year. I was under eviction proceedings from XXXX. I had no idea, so as soon as I found out about it I hired an attorney and took care of it. The judgement was vacated prior to me moving out of the apartment. With the judgement being vacated, our lease was terminated and all obligations were therefore met. I had my attorney speak with Hunter Warfield after they refused sending me debt validation. He spoke with them in XX/XX/XXXX & XX/XX/2017 multiple times. They stated they were removing the account and it wouldn't be reported onto my credit report. I got a notification recently that as of XX/XX/2017 it is being reported to all XXXX bureaus in the amount of {$2300.00}. I have called repeatedly and they won't acknowledge anything unless they speak to my attorney. I have sent them multiple letters ( certified ) and emails with the order of the judgement being vacated. They are in violation of the FDCPA and not following the law. Please have them remove this from my reports as they have been in violation for almost a year. The next step is filing suit against them for violation and damages.
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| 11/17/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I was contacted ( inappropriately ) via email regarding an alleged debt owed to an apartment community in which I was wrongly evicted. According to the initial notice, purportedly XXXX XXXX contends that they have permission to contact me via email. I totally disagree as I am unfamiliar with this entity nor did they provide verification that I consented to receiving communication via email. Notwithstanding, despite adamantly refuting the alleged debt owed and providing substantial proof to the contrary, they are in direct violation of the FAIR DEBT COLLECTION PRACTICES ACT and provided no valid proof to substantiate an alleged debt owed. Twice I provided adequate documentation to refute the allegations for which it was totally ignored. I learned that the debt had been placed in Collections on my Credit files via my Credit Monitoring Service. I had a rather not so pleasant conversation via telephone with the company to no avail. Presently, I am homeless and unemployed. I also retain a Government Security Clearance that is now in jeopardy due to the negative reporting of this Collection account further impeding my efforts to regain employment.
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| 08/29/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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After receiving notification of this debt I quickly asked for validation. I was not in agreement on the amount and the charges for the debt ( reasons stated below ). I sent letters to H & W and XXXX All I received was the exact same validation information from H & W and no response to my statements about the inaccuracies.
I lived at an XXXX property ( XXXX XXXX XXXX ) from XXXX. I moved out in XXXX of XXXX and left a very clean apartment with minimal wear and tear. In the two years I lived there, the turnover for other apartments was very heavy. Every apartment that someone moved out of, got new carpet, I watched this many times. Even apartments where the tenant was there less than a year. It said pet stains but my dog was 100 % bathroom trained and there are no stains on the carpet ( as shown in my pictures ) Additionally, they charged for cleaning appliances when I personally cleaned appliances and took pictures of appliances and every room before vacating the apartment. Also, I never received anything from XXXX, although they had my forwarding address. I had no clue about this bill until a collection agency contacted me in XXXX of XXXX.
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| 12/05/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
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Hunter Warfield is showing up on all 3 of my credit reports showing they are collecting a debt for an apartment complex I moved out of in 2021. My lease was up and I was on a month to month agreement with the previous manager XXXX XXXX. I got her permission and okay that it was fine for me to move out since I was on month to month. In the middle of my move something happened at the apartment complex that forced them to change managers, the new manager didn't know me and didn't know what was going on I assume. I spoke to her briefly when I turned the keys in to let her know I was moving and the previous manager and I agreed to the move being that I was on month to month and under no lease agreement. She stated she would look into it but I never heard from her again. Then years later I see this collection agency on my reports that I have no knowledge of, they have never tried to communicate with me by any means to validate or verify this debt that I don't owe. I have an emergency in my family and we are needing to move from our home because of health reasons and now this unlawful reporting is causing hardship in my life to where I can't move.
|
| 08/17/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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Hunter Warfield Inc put and debt on my credit for {$110.00} XX/XX/XXXX on behalf of XXXX XXXX - The XXXX located in XXXX XXXX, XXXX. The original date stated was XX/XX/XXXX. It was wrong. I contacted them on XX/XX/XXXX when I received a strange email stating I owed money. I already disputed this action before I had no idea what they was talking about. So when it was placed on my credit again for the second time and they sent me a letter to my correct email. I sent them the receipt of payment from XX/XX/XXXX after I called around to find out who this company was. The company went in and changed the original letter after receiving my receipt and still are saying I owe when I never did. It should have never went to collections. Also the company that sent it out no longer exist due to fraudulent activity confirmed by new owners. Hunters Warfield placed this on my credit two times effecting it by XXXX points both times with a total of XXXX points. They was very rude, inconsiderate, and sent out another set paper telling to go to the police station and fill out a report. I paid my invoice and showed my proof, I shouldnt have to go through this.
|
| 05/22/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Disputed a debt for Resident XXXX by Hunter Warfield referred to XXXX XXXX, Disputing a debt they are now claiming it is valid, without giving me proof of the validity of the debt. I can prove the debt is invalid per my lease ( Legal document pertaining to the property ) I can prove the debt is invalid per NRS 118A.242 ( 4 ), since the landlord failed to provide an itemized statement within 30 days of lease termination. Paid rent in full and the apartment complex kept my security deposit that I did not get back. Has stole my personal information to get money from me and I havent gotten a written statement on why I should be paying XXXX for somewhere I havent been living at since XXXX and all the rent was paid. And I just get a letter in the mail saying I owe them this balance when no one from the complex informed me about this until 3years later.
However, they are pushing me to pay the money their client claims they owe, and are completely disregarding my proof that the debt is invalid, they don't have proof and they are switching to bullying tactics to try and collect this debt. In which I havent been living at this address for 3 years.
|
| 04/23/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
Servicemember |
|
In XXXX of 2020. A customer representative from XXXX XXXX XXXX contacted via telephone and informed me that I owed a debt to The XXXX XXXX XXXX XXXX in XXXX, Al. He said I owed {$4200.00} and that it was illegal for me to just break my lease and leave. He talked about suing for the money owed. I explained to him that I turned in a 30 days notice to the leasing manager due to an unsafe environment. He asked why I left and I explained that the US MARSHALS kicked in my neighbors door. And we found out that it was because of drug activity and they were wanted on other felonies. It was a very unsafe environment and after finding that out I could no longer have my daughter living around that. I made my concerns known to the leasing manager on several occasions. And the people were still allowed to stay in the apartment. Which they were suppose to be barred from the premises. I continued to call the leasing manager and make my worries known. The customer service rep stated how I was in the wrong and continued to bagger me. Then a month later I get a notice in the mail from XXXX XXXX that I Wanted a dispute. And they sent me a copy of my lease.
|
| 02/14/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
HUNTER WARFIELD has placed an unauthorized derogatory, harmful, and damaging account/item on my Consumer report. 15 USC 1692c ( a ). HUNTER WARFIELD has violated my federally protected consumer rights without causing injury, harm, and damages to my pursuit of happiness and right to utilize consumer credit.
I have included an attachment requesting HUNTER WARFIELD to respond point by point with verifiable facts and authenticated documentation validating that I owe them any alleged debt. 15 USC 1692g ( a, b : " until debt collector obtains verification of the debt '' ). Failure to do so will result in Civil Penalties according to Consumer Protection Laws and other laws that may apply.
HUNTER WARFIELD has no proof of claim with verified, validated authenticated documentation. HUNTER WARFIELD has violated the FDCPA 1692 and is Civilly Liable according to 813 Civil Liability [ 15 USC 1692k ] and other consumer protection laws.
HUNTER WARFIELD has placed this alleged account on my credit report to intentionally cause harm to my pursuit of happiness by affecting my Consumer transactions for personal, family and household purposes.
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| 05/06/2018 |
Yes |
- Debt collection
- Other debt
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- Communication tactics
- Frequent or repeated calls
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Web |
Servicemember |
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In XX/XX/XXXX I received a phone call from Hunter Warfield in regards to my lease with XXXX XXXX XXXX XXXX.. I was not even aware that the issue was at the agency since XXXX XXXX XXXX agreed on the lease payment and requirements for breaking the lease.
Since then I have received phone calls From collection agency Hunter Warfield at home, cell phone and work without my permission. I have asked several times NOT to call my work desk. They call Several Times a Day- Everyday Except Sundays.
I spoke with XXXX XXXX XXXX via Email regarding the amounts needed to satisfy the breaking of my lease prior to any of this happening ; before I even moved out. The satisfaction details are stated below.
1 month Rent for the Month I was there- XX/XX/XXXX- {$1200.00}.
1 month Rent fee for Breaking the lease- {$1200.00} In addition, I would forfeit my deposit- {$3000.00} This is what was agreed upon. I provided XXXX XXXX XXXX with my new address and never received the final Amounts. The only communication came when Hunter Warfield called me with the amount of {$4300.00} I Have since received 3 letters in the mail and countless phone calls.
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| 02/12/2018 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/XXXX I contacted XXXX @ the apartment complex I use to stay at names XXXX XXXX XXXX, she informed me that the complex name has changed I asked her about this alleged debt that is listed on my report and she stated that she has no idea that the files and 40 % of this business ( XXXX ) was purchased by a company called XXXX XXXX XXXX she then provided me with a new to XXXX which I spoke to a rep named XXXX. I asked XXXX about this alleged debt and wanting answers he proceed to say he has no idea about this debt and it was sold to a company called XXXX XXXX. I asked XXXX if my alleged debt was sold why am I being charged for something that was written off. He stated Im not sure you need to contact XXXX XXXX for answers ( I have recorded calls ). On XX/XX/XXXX I contacted XXXX XXXX and spoke with an rep named XXXX XXXX I asked him about my alleged debt and he couldnt provide me with any information concerning this debt the only thing he stated was documents are being mailed to you today. I also contact XXXX, XXXX and XXXX concerning this debt and I havent received a response!! This has been going on for 5 months are so.
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| 06/07/2020 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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On XX/XX/XXXX I received a document from XXXX XXXX XXXX XXXX XXXX, stating that its XX/XX/XXXX inspection of the apartment unit I was renting at XXXX XXXX XXXX, # XXXX, XXXX, Ca XXXX was in " OK '' condition. I had lived there since XX/XX/XXXX.
On XX/XX/XXXX I provided XXXX XXXX XXXX XXXX XXXX with a letter of intent to move ( See accompanying letter ) in said letter I informed XXXX XXXX XXXX with authorization to keep security deposit and use it towards rents owed for the previous months rent, and that that would mean that I would owe a remaining balance of only {$80.00}.
XXXX XXXX XXXX XXXX XXXX, accepted the security Deposit and added {$140.00} for a so-called deep cleaning of the very same apartment unit XXXX XXXX XXXX had just document was " OK '' and prior to that had always found my previous apartment unit as in good condition. I took a video and it is evidence of the apartment being in good condition.
XXXX XXXX XXXX hired a debt collector who sent me a letter demanding {$220.00} and not what I really owe. There was only normal wear and tear which bars landlords from demanding payment for normal wear and tear.
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| 12/02/2019 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I rented a two bedroom apartment at XXXX XXXX XXXX ( XXXX XXXX ) in XXXX, VA from XX/XX/XXXX - XX/XX/XXXX. I moved out in XX/XX/XXXX & continued to pay the lease until XX/XX/XXXX. When I returned the keys, management charged me {$990.00} for pet damage to the carpet ( The maintenance man pulled the carpet up and decided there were stains underneath of the carpet. ) I have photos of him doing this. I have never had a pet and have signed affidavits attesting to that fact. I subsequently took XXXX XXXX to civil court in XXXX County, VA and on XX/XX/XXXX judgement was entered on my behalf ( case # XXXX ) and XXXX XXXX ( XXXX XXXX ) sent me a check for my security deposit. Hunter Warfield ( a collection agency ) has been calling me for the last 2 years trying to collect the {$990.00}. I've sent letters to Hunter Warfied and XXXX with documentation explaining that this was adjudicated in a court of law. ( I have copies of all letters. ) I can not get Hunter Warfield to understand this debt is not owed. I can not get XXXX to send Hunter Warfield documentation saying I do not owe this debt. This has affected my credit rating.
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| 12/28/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I received a notice of debt at my old address/XXXX XXXX XXXX, ( although XXXX XXXX is aware of my forwarding address ). I did not received anything from XXXX XXXX XXXX requesting payment or advising of expenses or any debt owed. There was no claim to keep my security deposit at any time. NO debt is owed, as I paid timely, in full, and honored the terms of our agreement ( which XXXX XXXX XXXX violated ), in addition to illegally containing or withholding my security deposit. There were verbal and e-mail communications advising that I could terminate the lease. The apartment was literally placed in BETTER THAN move-in condition prior to leaving, and I vacated when the landlord asked that I vacate so she could 'return my deposit and show the unit '. This erroneous debt was placed in collections LESS THAN a week later ... with 4.75 % interest. The collection agency reported to my credit after being informed by an attorney that the debt was not verified. XXXX XXXX/ XXXX XXXX XXXX/ Hunter Warfield collect LOTS of fees for this invalid, unsubstantiated, immoral, and illegal process and I want to make sure it does not continue.
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| 10/13/2023 |
Yes |
- Debt collection
- Rental debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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This company attempts to obtain your money for the purpose of debt resolution and on their website states : " We do not provide tax advice. The following is for general information purposes only. The discharge of indebtedness may be considered taxable income. Resolutions that result in debt forgiveness of an amount equal to or greater than {$600.00} may be reported to Internal Revenue Service. As to whether you will have a tax consequence is based on your specific financial situation at the time of the account resolution. For more information, visit www.irs.gov or seek the advice of a tax professional or other qualified advisor. '' They won't however provide a transaction history or any sort of documentation that shows any payment history, contract agreements, whether or not the transactions include state sales tax, or a transaction history that can be reported to IRS.
As of XXXX was said to owe {$3500.00} and paid {$200.00} on XXXX and have spoken to numerous debt collectors and they have all stated they refuse to provide any of that documentation and also did not know of any " payment agreements '' that were arranged
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| 03/12/2023 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I havent been contacted regarding the debt, and I didnt know I had an account in collections until a couple months ago. I have been disputing the debt and trying to contact Hunter Warfield since then. The company has not verified the debt for me or been in contact with me regarding the debt. I tried to get ahold of the original creditor and they refused to communicate with me, and said to speak with the collections company. The collections company has incorrect dates as well, the debt is dated from XXXX of XXXX, but I was on the other side of the country at that time. The amount owed is incorrect as well, the original creditor had assured us there would be no financial charges according to our rights under state law. However, they will not speak with me since this conversation in XXXX of XXXX. The amount has also been increasing despite zero contact from them or proof of debt. Hunter Warfield did not provide any contact information or way to reach them until my denied dispute, and still will not confirm the debt for me. I do not think they are investigating proof of debt, and I am concerned by the lack of communication.
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| 03/02/2021 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I was denied for an apartment today due to a debt owed to XXXX XXXX. I reached out to Hunter Warfield in an attempt to resolve the debt owed and was treated with disrespect as well as unprofessionalism. I spoke with a woman who was quick to speak slow to listen. She then transferred me to her Manager XXXX XXXX who was confrontational, argumentative, disrespectful and unprofessional to say the least. I explained to them both I was willing to pay {$600.00} on a debt that is about to reach statute of limitations. They offered {$1100.00} I countered with {$800.00}. Just seems to me they aren't willing to negotiate with you to resolve the case due to their kickbacks for collecting the debt. XXXX overly aggressive with his tone even after I asked if he could please lower his voice and adjust his tone. This debt has haunted me for almost 5 years and doesn't show anywhere on my credit reports however whenever I apply for housing this is the reason I am denied. I am a single mom with three kids trying to do the right thing on a debt that has shared responsibility with another person however I am the only person being penalized.
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| 07/07/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Communication Tactics may also apply.
Made an attempt to pay off an eviction claim from XXXX by calling Hunter Warfield. Since I am trying to pay off a huge student debt and all of the costs associated with being evicted due to health problems that started in XXXX, I offered {$50.00} a month. The representative said that this was good and that after the first year they would re-evaluate my case and see if I could pay more or possible give an offer to charge off. The phone call was interrupted and mysteriously dropped. When I was able to speak to them again I was told the {$50.00} would not work and it would take ten years to pay off and that I could send payments in to an address at XXXX florida XXXX To Account # XXXX. But that was it. No cards, no bank routing number, no agreement of any kind. This not only seemed like a " bait and switch '' tactic but it also left me with a sense that the representative was trying to squeeze more money out of a budget that does not even allow me to keep a roof over my head in my own name. I am extremely concerned that there would be no paper trail as I currently do n't have checks.
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| 12/26/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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XX/XX/2019 I submitted a dispute with XXXX Credit Bureau for a collection account, Hunter Warfield ( XXXX XXXX ) after not receiving a response to my debt validation letter sent to them directly. I requested proof of this debt validation and to have it removed if there was no physical proof as this negative item has ruined my credit reputation. This lease was completed and the balance is not accurate. I've asserted my rights as a consumer to the files and documents used to verify the accounts reporting on my credit report and was told that if I didn't have proof of this inaccuracy or my own documents then the item will have to stay on my report.
On XX/XX/2019 the account above was " verified '' as being correct and that the agency/original creditor suggests I submit documentation or proof that it is inaccurate.
XXXX will not remove this account and the original creditor XXXX XXXX and collection agency Hunter Warfield has not provided me any physical proof or documentation as requested. This negative item was removed from my XXXX and XXXX credit report promptly because of the lack of proof but XXXX has refused.
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| 05/11/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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When I lived at a residence in XXXX during my time at XXXX, we leased from XXXX. When I moved out, I spoke with the rep who said we did n't need to do anything else, but they kept the security deposit due to a need for cleaning/paint. They gave me a final bill that stated our balance was " {$0.00} ''. Fast forward about a year, and I started getting calls from Hunter Warfield/ collections agencies saying that I owed XXXX over $ XXXX for " new paint '', despite the fact that they kept the security deposit already for this, and had provided me with a {$0.00} final balance statement.
Whenever I tried to contact XXXX to correct this mistake, they refused to take my call, nobody was ever at their office, and they began blocking my calls. However, every time I confirmed the situation with the collection agency ( who said they would close the case ), a few months would go by and someone else would call again, saying XXXX refuses to drop the case.
Most recently, I have looked up XXXX and they have been shut down, and they were discredited by the XXXX and removed from the site for failing to comply to necessary standards.
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| 12/12/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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Debt collection is an inappropriate action concerning dispute over rental agreement w/ early termination. There was no language in contract specifying termination conditions ; nonetheless we provided significant compensation and provided plenty of advanced notice. North Carolina law stipulates that property owners must make a good faith effort to rent property, but the company immediately notified us that they wanted to charge us an additional {$1400.00} above the {$5000.00} we offered as an early termination fee due to the fact that I was unemployed, having been laid off by my company. Property management company never followed state law, nor lease agreement attached, in executing a demand we pay {$1400.00} without any attempt to rent the property and before we had vacated premises. Therefore, company had no legal right to forward their unlawful request to a debt collection agency as their had been no extension of credit in this case. Research on our part has found the debt collection agency, Hunter Warfield, has been cited in numerous complaints around the country for questionable debt collection practices.
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| 03/28/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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Contacted Legal Collection Agent to notify them a credit collection alert was place on my credit report fraudulently through Hunter Warfield. The collection has been settled and paid in full in the amount of {$150.00}, agent was suppose to send receipt and documentation that there will be no collection account reported on my credit report as it has been settled. Collection Agent stated she will fix the error and will send to all credit bureau to get removed. She stated it will usually take 7 days for credit agencies to refresh after she sends out the electronic request. Hunter Warfield never notified me of there mistake, nor apologize for there error they caused to my personal credit profile. With the collection/late added on my report, my FICO score dropped nearly 30points. We just recently purchased a new vehicle and higher interest rate offered could have been the root caused by Hunter Warfield 's error in reporting my account. Now I am stuck with the lower tier rating with a higher interest auto loan rate. Please have error fixed immediately so that we do not have to escalate further with our legal rights.
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| 11/15/2017 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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1. Please attach a copy of any signed agreement alleged debtor/claimant has made with debt collector, or other verifiable proof that debtor/claimant has a contractual obligation between the debtor and XXXX XXXX to pay debt collector which will give your company jurisdiction to report this debt on my credit. Regardless of what type of company you are, you still have to have a contract between either you and I or the original creditor and you that you gives you obligation to try and collect a debt.
If you did n't purchase this debt then you surely have an obligation letter to collect. You have not provided anything regarding to the proof of claim request by affidavit from the commissioner of the court with matching government issued identification. Also, the cease letter was strictly for collection and has nothing to do with the proof of claim requested. All information requested by affidavit which is not to be treated as normal communication per FDCPA. REGISTERED MAIL : XXXX is your final notice are a commercial lien will be filed against you and your company for dishonor, no jurisdiction and punitive damages.
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| 02/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Hunter Warfield ( XXXX XXXX XXXX XXXX, XXXX FL, XXXX ) wrote a letter to me indicating that they are collecting a debt on behalf of XXXX XXXX XXXX in the amount of {$330.00}. XXXX XXXX XXXX is an apartment complex based in XXXX XXXX, Texas.
I called Hunter Warfield and asked what info do they have linking me to this account to which they supplied my Name, Date of Birth, and Social Security Number which is off by a digit from mine. Therefore, this fradulent charge is not related to me. However, they still proceeded to report this to the 3 credit Bureaus, which has negatively affected my score.
I relayed to Hunter Warfield that this is fraud as I have only resided in California. I filed and supplied Hunter Warfield with 1. a police report from XXXX Police Department indicating that this is Fraud 2. a copy of my Driver 's License.
Right now, Hunter Warfield is insisting that I need to supply more information to remove this from my file. Please assist to help me fix this fraudulent claim.
Further, Hunter Warfield should validate all information before claiming to collect a debt that is not assigned to me.
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| 01/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Hunter Warfield took collection from my former leasing company XXXX at XXXX XXXX. Despite the fact the XXXX had my email and I left a forwarding address they never sent me a bill. I was totally unaware of the amount owed until I started receiving frequent and aggressive calls from Hunter Warfield. I informed them that I have never received a bill or any type of notification from XXXX at XXXX XXXX before being turned to collections. The collector Hunter Warfield had been calling me for months before they finally sent a summary of an amount owed with no details. I have been unable to validate the bill or what I am even being billed for to date. I informed Hunter Warfield that refuse to make payment on a bill I am unable to validate. I also don't think I should see credit impact without first being informed what my charges are for in detail. I was never even given that chance to resolve the bill with XXXX and now am unable to substantiate charges to work on resolution with Hunter Warfield and in the mean time I continue to be charges interest and have my credit negatively impacted with no real means of solution.
|
| 09/30/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Hi CFPB I am filing a complaint that's related to complaint number XXXX they have change there name on my XXXX from hunters warfield to XXXX XXXX XXXX. These guys are playing games with my XXXX and credit which isnt fair. I offered for an exchange but they will not send me original proof with my signatures showing its mine. They are playing games by harassing, threatening, using bad language very rude as I was being very respectful and polite. Their also changing the balance and their names on my report on XXXX and XXXX its showing closed negatively and the name they have is hunters XXXX and on my XXXX its show open and a different name XXXX XXXX XXXX. I'm just now seeing this on my XXXX under section XXXX under fcra they have violated the statue of limitations this must be removed of all my XXXX credit reports or else it's a {$1000.00} fine for each. This is a complaint I have filed related to complaint number XXXX they keep harassing me wrongfully I almost lost my job when they said I was going to be arrested at my job. This isn't right.
Thank you cfpb for your hardwork I really appreciate your help.
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| 02/18/2018 |
Yes |
- Debt collection
- Mortgage debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Re : Disputing Inaccuracies on My Credit Report HUNTER WARFIELD XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX {$4500.00} {$4500.00} XXXX XXXX XXXX XXXX, FL XXXX ( XXXX ) XXXX Dear Sir or Madam, I am writing for two ( 2 ) reasons : 1. To dispute certain information in my credit file ; and 2. To have you investigate/re-investigate and remove inaccurate information from my Credit Report and prevent its re-insertion This item is ( inaccurate or incomplete ) because I do not owe this debt. I received no letter in the mail and when I called the company after seeing it on my report they said it was an error aND MAILED me a letter stating it was paid. I am requesting that the item be deleted to correct the information.
Enclosed are copies of the following documents supporting my position : 1.Letter form company saying I owe no debt Please reinvestigate this matter and the disputed items within the time frame required by the Fair Credit Reporting Act ( FCRA ) and inform me in writing of the outcome.Thank you for your time and consideration in this matter.
Sincerely, XXXX XXXX
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| 08/26/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I am writing to formally address the ongoing communication I have been receiving from XXXX XXXX XXXX regarding a debt that has been deemed invalid. I would like to bring to your attention the violations of the Fair Debt Collection Practices Act ( FDCPA ) and 15 USC 1692 that have occurred as a result of your agency 's continued attempts to contact me.
On XX/XX/XXXX, it was legally determined that the debt in question was not valid and was a result of identity theft. As a result, I did not provide my consent for XXXX XXXX XXXX to contact me in any manner whatsoever, including but not limited to phone calls, emails, or written notices. I have taken the liberty of attaching relevant documentation, including screenshots and the written notice, to support my claim.
Despite the aforementioned determination and subsequent notice, I have been persistently contacted by your agency between XX/XX/XXXX until today. This continuous communication directly violates my rights under the FDCPA and 15 USC 1692, which clearly state that communication should cease once the validity of a debt has been challenged and debunked.
|
| 05/07/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Didn't receive services that were advertised
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Web |
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XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX SC XXXX XXXX 15 U.S. Code $ 1681c-2 a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt.
It has been 30 days and you are in VIOLATION of this law because I am a victim of identity theft!! Please delete these items IMMEDIATELY!
These accounts should not be furnished on my consumer report as they are in VIOLATION!!!
Under, 15 U.S Code 1681b - Permissible purposes of consumer reports ( a ) IN GENERAL Subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the WRITTEN INSTRUCTION of the consumer to whom it relates. I NEVER gave any consumer reporting agency WRITTEN CONSENT to report anything on my consumer report which violates my rights as a federal protected consumer. NO CONSENT IS IDENTITY THEFT. As a consumer I am demanding the deletion of the accounts listed IMMEDIATELY!
|
| 02/11/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
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Web |
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We moved into a trailer park and when we got there we needed to work on the trailer due to EXTREME UNLIVABLE conditions. We needed to redo pipes. The toilet, a/c, buy a refrigerator, remove countertops and redo carpet and tile flooring because it was cockroach infested and there was inches of carcasses in the home. We lived there for less than 2 weeks and when we put our 30 days the owner would refuse to help us or respond or call as if he was not a real person, and was afraid to contact us. Also my ex husband was the one who had it under his name. And the trailer manager had asked for my social security info because I lived there, even though I was just living there and was not the one who applied. Also my grandmother lived 2 doors down for a very short period of time due to the same reasons. And the company is charging 3 people who lived there the full rent amount. Also they kept our security deposit of XXXX $ and we paid the first months rent and after a week of living there there were roaches in our food and we killed over 100 a night during dinner time. It was awful and we were forced to flee the place.
|
| 05/18/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
Servicemember |
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Hunter Warfield collection.
Called XX/XX/XXXX Called XX/XX/XXXX - hung up on - Hung up on by XXXX, supervisor - Refused to validate debt. Said it would be pointless that it would come back as validated no matter what.
- Did not have contact information, correct amount or address.
- Threatened to send collection to credit report to hurt my credit score.
- Had to leave message as hung up on and would not take my call nor answer my call back. Demanded no contact, written notification of debt and written validation of debt within 30 days.
XX/XX/XXXXcalled corporate and was told be XXXX, HR to file a lawsuit and wouldnt transfer me.
-Called attorney and he said I dont know what you want me to do.
- said you got out 7 months early so four months is a deal and I need to pay the money regardless even though I legally followed steps to break the lease when I bought a home and moved out.
XX/XX/XXXX- hit my credit report and I filed a dispute with XXXX .
- never received written notice of debt.
- never received written validation of debt.
- hunter warfield refused to call me back nor answer my phone calls.
|
| 02/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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|
Web |
Servicemember |
|
XXXX XXXX XXXX charged me XXXX months worth of rent for not breaking my lease but for not giving XXXX day notice. The debt is now been referred to a collection agency.
Per Ga Law, The general rule in Georgia is that if a tenant abandons rental property, before the lease expires, the landlord is not required to mitigate damages by re-letting the apartment. The landlord can allow the abandoned unit to remain vacant and hold the tenant responsible for rent that comes due under the lease. This rule applies unless the landlord accepts the tenants surrender of the property or the tenant successfully terminates the lease by following the language of the early termination provision of the lease. The landlord does not accept the surrender merely be accepting the keys or by entering onto the property. However, if the landlord retakes possession of the unit and re-rents the unit or allows others to live in the unit, he can not hold the tenant responsible for rent owed under the lease.
I did not break my lease and the apartment refuses to confirm when they reletted the unit which I am positive was within 60 dys.
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| 12/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I don't have the exact dates but back around XXXX or XXXX I moved into some apartments in XXXX, TX and began to have trouble with staff they ran into my car with a cart I called the police and started having people throw stuff at car but ultimately had to leave had a parent with XXXX to take care of because my mom could no longer care for him she had XXXX. Left the apartment in good condition after staying there for 7 months no property was destroyed. Had one time XXXX XXXX XXXX XXXX XXXX XXXX but it was due to XXXX. I received a call from hunter Warfield collection agency saying they were going to sue me if I did not take care of it, but I received an outrageous bill like property had been destroyed which at the time I had pictures that I had taken before I left. Then now like every one or two days they are increasing the money I owe like they are trying to destroy my credit it's way to old for the amount to be increasing. I think they are literally doing it on purpose I have never seen anything where they increase balance owed every two to three days on credit report monthly maybe but this is illegal.
|
| 07/06/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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My name is XXXX XXXX, a Federally protected consumer, and I am making this complaint against Hunter Warfield for committing Identity theft. I have never given Hunter Warfield any permission to use any of my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe I am legally refusing to pay this debt Pursuant to 15 USC 1692c ( c ) .I am demanding a cease and desist of all illegal activity, any communication and collection activity, of this and any alleged debts until Hunter Warfield can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and Hunter Warfield continues its collection efforts, I will file for litigation for actual damages caused and Hunter Warfield will be held criminally liable for aggravated Identity theft Pursuant to 18 USC 1028A, extortion, theft by deception, securities fraud, and mal fraud. Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant UCC 1-202f. Your prompt attention are both requested and required.
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| 10/21/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
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Web |
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Apartment complex falsified a debt, claiming broken down unit that they never fixed for the XXXX XXXX l lived in that unit.
XXXX XXXX XXXX the office collected my deposit on the XXXX day, refused to show me the unit l will be renting, instead they took me to a model unit that was in perfect condition. They claimed that the unit l will be renting is still be cleaned. When they finally gave me the key to the unit l will be getting, it was no where close to the model unit they took me to. When l complained to the XXXX she said l will not get my deposit back if l don't take the unit they are giving me. Been that l was almost XXXX XXXX XXXX with a then XXXX XXXX XXXX daughter, and the thought of losing my hard earned deposit, l took what l was provided with. The management never changed anything in the unit for the XXXX XXXX that we lived there.
Now l broke my lease because the living condition has become unbearable with mold and roaches in the unit ; and they withheld my deposit of {$1100.00}, reported me to collection agency, that l owe them {$2000.00}, even after keeping my deposit of {$1100.00}.
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| 09/28/2018 |
Yes |
- Debt collection
- I do not know
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- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
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Web |
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Hi I am filing a complaint for Hunter 's Warfield inc. This company has depressed me to death as i do suffer through XXXX XXXX, Hunters warfield keep harassing me, calling my family, friends, and job threatening me wrongfully to pay them {$1800.00} that that cant show proof of original document of I even sent out a validation letter and never gotten a response from them after they harrassed me for 3 months straight. They even keep playing with my credit report first they say I owe {$550.00} and then they say I owe {$1800.00} and then they update by decreasing {$1.00} now {$1800.00} but they don't want to respond to my letter i sent them to show original proof under section 609. These guys are causing me emotional distress and playing with my report, job, and messing with all my friends and family by harassing me saying there going to show up at my home and have me arrested for an owed debt they cant prove originally. This isn't fair or right this is a violation under FCRA and must be remove from all my bureas.
Thank you Cfpb for helping were glad that you are here to help in situations like this
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| 12/14/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
Older American |
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I received a Notice on my credit report saying that I had {$98000.00} owed to a establishment called XXXX XXXX XXXX in XXXX XXXX Someone used my name and identity to cosign a lease. I filed a complaint with my local sheriffs department. They have a recorded statement for me under oath saying that I was a victim of stolen identity and my Personal information was used without my knowledge or consent. I have had some issues in the past with my identity being used to purchase other items. I was able to stop it from going through. I also have had a freeze on all three credit bureaus with my identity. XXXX XXXX XXXX never contacted me by phone for any other method and used the information given to them to be used for a lease application and as me as the guarantor of the lease. I do have identity theft with XXXX XXXX They have been made aware of whats going on. XXXX XXXX XXXX has failed to return my calls concerning this. I believe that my identity theft may be with someone in their organization. The phone number for XXXX XXXX XXXX is XXXX.
My phone number is XXXX.
Thank You for your help XXXX XXXX
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| 12/17/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I gave a 60 notice to XXXX XXXX and they are charging me rent for months after my lease ended. They double charged me for all the utilities for the entire year of my lease. This was because they were having constant water shut offs and they said the company was backlogging the accounts withe the landlord. This is not the residents issue and we shouldn't have to pay for their problems. I tried to resolve this with them but the were very rude and told me I had to just deal with it and pay. I have all the monthly statements for the utilities.
The entire lease, they made the place unlivable ( water shut offs every week, leaky AC unit, clogged sinks, cracked toilets and showers, foundation cracks and shifting, electrical shortages ( fire hazard ), clogged dryer outside vents ( fire hazard ), very rude and loud neighbors everyday ( which I tried to consult with them but the got very aggressive with me ). All of these issues I tried to resolve with landdlord but they did not fix. I don't owe them a XXXX! I paid my rent on time every month and even paid the extra {$60.00} every month for their problem!
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| 11/10/2023 |
Yes |
- Credit card
- General-purpose credit card or charge card
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- Problem with a purchase shown on your statement
- Credit card company isn't resolving a dispute about a purchase on your statement
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Web |
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I am the living man, executor, beneficiary of XXXX XXXX. It has come to my attention that although I have written several letters asking for validation of debt, audit trails I am not getting any response because of the automated system you have in place which in fact is a violation as well. I am demanding these accounts to be removed immediately off my credit as it is in violation to the following federal constitutional laws 15 USC 1681 ( a ) ( e ) 15 USC 1691 15 USC 1601 15 USC 1692 I am afraid these three credit reporting agencies have not been exercising the grave responsibilities that were given to them with fairness, impartiality, and a respect for the consumers privacy.
I did not give consent to these accounts. Or permissible purpose.
I have remained humbled despite the stress, abuse, and harm thee three credit reporting agencies have done to me.
DELETE THESE ACCOUNTS : Hunter Warfield/streetlane homes- has been paid on time and in full.
XXXX XXXX has been paid on time and in full.
XXXX XXXX-has been paid on time and in full.
XXXX XXXX XXXX has XXXX paid on time and in full.
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| 08/06/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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This debt was created when my son vacated his apartment. I co signed for the apartment. When my son left, he left a deposit to pay all bills and enough for additional cleaning if necessary. The apartment was signed off my management as everything was in " ok '' condition. We then got a bill from the apartment claiming they needed to do repairs and were doubled billed for cleaning. I disputes the bill, contacted the apartment management several times, but they never provided any proof that the additional fees were real or necessary. I was physically I the apartment and saw that the additions fees were not necessary. The account went into collections in dispute, verification of the fees owed was never provided. I communicated this fact with the collection agency on several occasions and even evidenced that I contacted the XXXX, but nor the apartment management nor the collector provided any evidence or verification of debt. The most I got was a typed form listing the supposed charges and the collectors right to collect. This debt issue has already been removed from my other XXXX credit reports.
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| 04/25/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Older American |
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This complaint is in regards to Hunter Warfield . Best Property Management Inc, and XXXX XXXX is attempting to collect on a debt that is not owed. XXXX XXXX XXXX is a property management company. The owner of the property and I have a dispute. XXXX XXXX sent this matter to a collection company called Hunter Warfield. Hunter Warfield pulled my credit report without my permission. Before they had mail me a letter, the pull the credit report from XXXX . This is wrong. The matter is in question was filed with the California Fair Housing and Employment agency. A lawsuit is pending on the matter. Best Property Management is a defendant in the matter. XXXX XXXX XXXX does not represent the owner. She has an attorney. This collect attempt is unlawful. Hunter Warfield do es not represent the owner of the property. He does not have permission to try and collect on a disputed debt. Surely, I have 30 days from the receipt of the notice to protect the amount demanded. I wish to have the matter dropped and for the owner 's attorney to continue pursuing this matter.
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| 02/15/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
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Web |
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I found out that the comapny was reporting to the credit reporting agency on XXXX, XXXX the company has not followed the federal law in regards to section XXXX of the FAIR CREDIT REPORTING ACT 606. Disclosure of investigative consumer reports [ 15 U.S.C. 1681d ] ( a ) Disclosure of fact of preparation. A person may not procure or cause to be prepared an investigative consumer report on any consumer unless ( 1 ) it is clearly and accurately disclosed to the consumer that an investigative consumer report including information as to his character, 606 - 15 U.S.C. 1681d XXXX general reputation, personal characteristics and mode of living, whichever are applicable, may be made, and such disclosure ( A ) is made in a writing mailed, or otherwise delivered, to the consumer, not later than three days after the date on which the report was first requested, and ( B ) includes a statement informing the consumer of his right to request the additional disclosures provided for under subsection ( b ) of this section and the written summary of the rights of the consumer prepared pursuant to section XXXX.
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| 05/04/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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In 2017, I was renting an apartment from XXXX XXXX. I was never delinquent on payments and I vacated the premises upon completion of the lease. Upon vacating, I requested a walk-through and was told the premises was in a satisfactory condition. XXXX never notified me of any additional monies owed. Approximately a year later, I was contacted by XXXX after I submitted a request for the reimbursement of my security deposit. XXXX declined. I immediately notified them that I disputed any monies owed and that they could seek judicial intervention in small claims. Specifically, I advised that I was officially negating their allegations of any debt owed and that they need to pursue litigation without allowing interest from the alleged debt to accrue. Almost 6 years later, I learned from XXXX that a third party had acquired the debt collection. I was never notified by mail or otherwise that I would be sent to collections. I vehemently deny any debt owed and also affirmatively assert that their failure to notify me of any debt or transfer of debt has unduly prejudiced me by denying me due process.
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| 09/01/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Not disclosed as an attempt to collect
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Web |
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I 'm filing this complaint because XXXX formerly XXXX ( XXXX XXXX XXXX ) apartments mailed me a final bill on XXXX XXXX, 2015 stating I had 30 days to pay the balance of {$580.00} which is not the correct amount. Then I rec 'd a letter from Hunter Warfield ( a collection agency ) dated XXXX XXXX, 2015 stating that the account is now in collections and on my credit report. There a few issues going on here : 1. ) the 30 days stating in XXXX XXXX XXXX 's ( XXXX XXXX XXXX ) letter had not expired, 2. ) Crossings at XXXX ( XXXX XXXX XXXX ) never gave me a opportunity to dispute the balance and/or pay before sending me to collections ; 3. ) The Collection Company-Hunter Warfield did n't offer me an opportunity to dispute/validate this debt either ; 4. ) Finally, the collection company did n't verify with XXXX ( XXXX XXXX XXXX ) that this was a valid collection debt ...
I want this filed as complaint against this company considering I have already filed several complaints with corporate office about the ill practices of their XXXX, AL office ( XXXX XXXX XXXX ) located at XXXX XXXX XXXX, XXXX.
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| 01/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Servicemember |
|
XXXX XXXX company failed to mitigate damages ( XXXX RPL XXXX ) from an early termination of a XXXX Lease during Covid ( high risk and had to leave the city ) and instead left the unit off market and sent me to collections for ~ {$5000.00} in unpaid rent. XXXX XXXX time frame.
Currently suing the XXXX XXXX XXXX in XXXX small claims court for this violation of duty to mitigate. Courts are backed up and waiting for a docket.
As soon as informed that the XXXX sent me to collections, I sent a certified debt validation letter via XXXX XXXX XXXX XXXX XXXX XXXX XXXX the debt collector ) on XX/XX/XXXX.
HW IncXXXX refused to accept the Debt Validation letter and it was returned.
Subsequently, I filed disputes with the 3 CRBs.
HW Inc. replied to them ( but not me ) on XX/XX/XXXX ( according the HW rep on phone ).
Still receiving harassing phone calls from HW Inc. as of XX/XX/XXXX, despite having informed them of the Debt Validation attempt and the ongoing court case.
Attempting to purchase my first home to start a family and am having difficulty with mortgage approval from this.
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| 02/21/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I never received documentation regarding this debt from Hunter Warfield. Upon noticing they were reporting on my credit report I called to ask to verify the account information. The collection agent verbally told me about charges that do not belong to me. After stating that the charges did not belong to me I requested the account information to be sent to me to verify the debt ( this was a verbal request ). I never received documentation I requested. I contacted a lawyer for assistance, my Lawyer sent out a letter disputing the charges with an offer that I provided in lieu of removal. The letter was sent XX/XX/2018. I have not received any information regarding this account to verify the false debt. I check my mail daily for this information. Although, I disputed the inaccurate information being reported on my credit report for a debt I do not owe, the company continues to report this on my credit reports which is against the law. I request immediate removal from my credit report for proving inaccurate information that is stopping me from gaining approval on credit applications.
|
| 12/13/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
Servicemember |
|
On XXXX/XXXX/XXXX Hunter Warfield was sent another request for validation and all account info and notified that the debt is not owed. Tracking # XXXX XXXX XXXX XXXX - As of today no response has been received.
Previous request for debt validation tracking # XXXX XXXX XXXX XXXX XXXX Many other requests in writing however documents not accessible at this time.
Their claim of over {$12000.00} for XXXX XXXX is a fraudulent amount and impossible. I submitted the signed and approved by XXXX XXXX `` XXXX XXXX Notice of Intent to Vacate '' on XXXX/XXXX/XXXX for move out on XXXX/XXXX/XXXX. XXXX was paid in full and an overage for XXXX. Later an attorney acknowledged that there was only a partial balance for XXXX and XXXX of {$4300.00} however that is AFTER and the case was dismissed because they were attempting to evict me when I had already moved out and provided notice with management signature.
XXXX XXXX continues to ignore requests for validation and report inaccurate information and a debt that is not owed. They have not responded to recent request for removal 30 days ago.
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| 01/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
|
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I have requested information from Hunter Warfield in regards to the allegation that I owe a debt. Hunter Warfield alleges that they are providing a service for their alleged client. However they refused to provide any documentation that proves they have any legal right to collect on this alleged debt. I am again requesting a copy of the contract that states such information as per federal law. Hunter Warfield states they sent initial communication to allegedly verify the alleged debt was sent XX/XX/2021. This statement from Hunter Warfield is false. Hunter Warfield alleges that XXXX XXXX referred this account to Hunter Warfield. To simply look at alleged documents is not a means of validating any debt. I am a federally protected consumer and my rights are being violated. I DEMAND Hunter Warfield provide proof with out redaction that they in fact have a legal grounds to collect on this false and clearly alleged debt that I do not owe. A cease and desist has also been sent to Hunter Warfield and they have continued to contact me via phone. They totally disregard federal law.
|
| 01/21/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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Original Creditor, XXXX XXXX XXXX now known as XXXX XXXX XXXX, lease an apartment from them. Roommate broke lease. There is a fee to break lease roommate refused to pay after I paid my half amount. Was never contacted by them for remainder. Get a phone call from Hunter Warfield on XX/XX/XXXX for amount. Wanted to deal with original creditor. The original creditor refused my payment. Original creditor referred me to deal with collection agency. Requested verification of debt onXX/XX/XXXX. Debt was verified. Started to negotiation with settlement for original amount of {$1200.00}. OnXX/XX/XXXX letter was sent with amount of {$1200.00} with {$4.00} as interest. In original contract there is no interest. Debt collector is seeking to collect more than what is originally owed. In addition, tried to make phone contact on XX/XX/XXXX to settle account. Made phone calls at XXXX XXXX and XXXX XXXX with the phone number provide to me in a letter at XXXX. Hunter Warfield did not answer phone during normal business hours. In addition sent email to XXXXXXXXXXXX XX/XX/XXXX with no answer.
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| 12/12/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Recently, I did an investigation on my credit report which caused severe XXXX and XXXX upon my search I found unverifiable, invalidated, inaccurate, and questionable items that your agency did not make sure it was reporting 100 % accurate. The credit reporting agencies stated that these accounts were properly investigated and came back as verified. However, how is this true when there are several inaccuracies showing on my report? As a consumer, I request to know all the steps your agency took to insure these items were 100 % accurate under 15 U.S.C 1681i ( 7 ) method of verification- description of reinvestigation procedure. I have recurring collection that has been reported and asked to be removed several times. This XXXX XXXX XXXX has been unlawfully requesting {$100.00}. The account number ends in XXXX. I also have an inaccurate balance of {$4500.00} with XXXX at XXXX ( Hunter Warfield ). This company is reporting a false and inaccurate debt amount. The account number ends in XXXX. I would appreciate it if both of these accounts could thoroughly be looked into.
|
| 04/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
With all due respect Under the Fair Debt Collections Practices Act ( FDCPA ), public laws 95-109 and 99-361, I formally notified Hunter Warfield to cease all communication with me regarding th debt for this account and any other debts that they have purported that I owe. I mailed Hunter Warfield a cease letter asking to not call me and on XX/XX/2023 at XXXX as I was entering my place of work. The agent was for one rude demanding money after I have clearly stated that I mailed a cease letter. Oblivious to what I was saying to her she tried to keep me on the line asking for money. As a consumer I have and know my rights and harassing me this time of morning has caused me great XXXX prior to work not to mention being late and nearly loosing my job. This is unacceptable for a company to go against policy and procedures. I clearly stated to cease all contact as they also should have my letter by mail. If I loose my job because of this I will contact the FTC and XXXX and file a complaint against this company for harassment. This is against the law to do this to anyone.
|
| 07/29/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Spoke to HUNTER WARFIELD about making possible payment arrangements. Prior to the pandemic - we had made a total payment amount of XXXX. When I spoke to them back in XXXX - I was told my balance was approximately 1300.00. they wanted the amount paid in full. I told them I was out of work and couldn't pay that due to the pandemic. we ended the call with them still asking for the full amount. Fast forward to XX/XX/2020. I was told I owe XXXX! I asked for payment arrangements of XXXX per month. she said she would ask her manager BUT please be advised I would have to pay a XXXX processing fee PER payment they process. I asked if I could mail the payment in to avoid the fee. I was told NO - If I mail it in - that is not considered a payment arrangement. I was given no other choice to avoid the XXXX fee. If I was to pay XXXX dollars a month on the wrong amount of XXXX that would be an extra XXXX dollars just to process payments.
I feel like this is unfair collection practices by not giving ME the consumer an option. Additionally - my balance has been inflated by XXXX!
|
| 06/03/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
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|
Web |
|
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The company has repeatedly called over and over again but its never a real person- just an automated system. They have been calling every day while I 'm at work for months now. I have asked several times for them to stop calling me but they refuse. They are jeopardizing my job by the repeated harassing phone calls. I do not even owe the debt they claim I do- I have disputed it and have no record/knowledge of me ever owing anything. When they call and write letters they even threaten to sue me without providing any proper documentation. I disputed the debt and asked for proof- they sent an old lease that was not proof of any debt and did not include images, documentation, receipts, or anything stating that I owed the debt. It also did not have any validating signatures. I have even called and left voicemails several times and have not once received a call back. They also put it on my credit report after I disputed it and keep changing the balance. Its at least every month they go on and change the balance they claim I owe without sending any further documentation.
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| 05/23/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
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I am writing to formally express my deep concern and dissatisfaction with the unprofessional and abusive behavior exhibited by Hunter Warfield , Inc. representatives during their attempts to collect a debt.
On several occasions, I have been subjected to rude and offensive language, which is not only inappropriate but also a violation of the Fair Debt Collection Practices Act ( FDCPA ). The Act prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from consumers.
Furthermore, despite my requests, Hunter Warfield , Inc. has failed to provide me with a debt verification letter. This is a clear violation of my rights under the FDCPA, which mandates that upon a consumer 's request, a debt collector must provide a validation notice detailing the amount of the debt, the name of the creditor, and the consumer 's rights under the FDCPA.
Lastly, I have come to understand that Hunter Warfield , Inc. is not licensed to collect debts in the state of Alabama. This is a serious concern and a potential violation of state and federal laws.
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| 03/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Servicemember |
|
CFPB Team, Hunter Warfield has attempted to collect an invalidated debt stated as {$620.00}, reporting to all 3 credit boroughs, and in violation of FDCPA regulations in multiple actions.
Personal actions : - XX/XX/2020, debt was disputed on the same date as received from Hunter Warfield.
- XX/XX/2020, a certified letter was sent to Hunter Warfield, again disputing the stated debt, and requesting that communication be only received via letter.
Hunter Warfield ( company ) actions in perceived violations of FDCPA : - Stated debt was never validated, via any communication method.
- Attempted an email on XX/XX/2020, which required an acknowledgement of ownership and accuracy of debt in order to see any information.
- Ignored a certified letter request to communicate only via letter, emailing repeatedly.
- Attempts to collect amounts greater than originally stated ( {$660.00} requested on XX/XX/2020 ).
These FDCPA actions and tactics appear common from reviews of Hunter Warfield, but more importantly do not appear to comply with legal consumer debt rights.
|
| 05/04/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
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XXXX5 U.S. Code $ 1681c-2 a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an allege identity theft, not later that 4 business days after the date of receipt. it has been 30 days and your are in violation of this law because i am a victim of identity theft!!!! please delete these items IMMEDIATELY! These accounts should not be furnished on my consumer report as they are in VIOLATION!!! Under, 15 U.S Code 1681b- Permissible purpose of consumer reports ( a ) IN GENERAL subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) in accordance with the WRITTEN INSTRUCTION of the consumer to whom it relates. I NEVER gave any consumer reporting agency WRITTEN CONSENT to report anything on my consumer report which violates my rights as a federal protected consumer. NO CONSENT IS IDENTITY THEFT. As a consumer i am demanding the deletion to the accounts listed IMMEDIATELY!!!!
|
| 08/05/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have no knowledge of this company or alleged debt. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor.You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.I have disputed this debt with the credit bureaus and it came back verified i have since then contacted the company and haven't received a response. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately.
|
| 05/23/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
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Good Afternoon, i first noticed that i had a collection open with Hunter Warfield, i contacted them what it was about and i was told that it was from a broken lease, and i replayed that i didnt terminate a lease with XXXX XXXX, and didnt renew my lease. i requested a copy of the claimed lease and they couldnt provide it. i asked if paying this would delete the collection from my account several times and every response was a blank message. can you please assist me with this, when i moved out of my apartment at XXXX XXXX XXXX, i was served with an evition notice either pay in 3 days or return keys. i returned my keys to the office in the drop box. i have attached a communication log from hunterand warfield i have attached the resaults of the dispute that says it was sent to the credit beaus for deletion and the communications with the company that states they dont have a copy of the lease. they also claim they sent a notice if they did i didnt recieve it to dispute this. and oboviously it wasnt certified letter so they cant prove it was signed for upon reciept
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| 12/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
In accordance to the fair credit reporting. The list of accounts below has violated my federally protected Consumer rights to privacy and confidentiality under 15 USC 1681.
Account name #. Hunter Warfield XXXXXXXX This account debt was paid by : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Hunter Warfield has violated my rights.
15 U.S.C 1681 Section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a Account with my written instructions 15 U.S.C 1681C. ( A ) ( 5 ) Section states : No consumer reporting agency may make any consumer report containing any of the following items of information any other averse item of information other than records of conviction of crime which antedates the report by more than 7 years.
15 U.S.C 1681 - 2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agencies if the person knows or has reasonable calls tor has reasonable call to believe that the information is inaccurate
|
| 10/05/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hunter Warfield called me a few months ago regarding an apartment i had taken my name off of they told me there were trying to collect the dept from Villages of XXXX in Ohio. I told them my name was supposed to be taken off the apartment so I'm not liable for the dept. They continued to call me 3-7 times a day for almost a month. I told them to stop contacting me they proceeded to send me emails trying to collect the dept. the newest email they sent i noticed they were trying to collect interest on the dept but when i logged into the actual apartment complex payment site they are not asking for interest. i contacted Hunter Warfield to inform them my name was supposed to have been taken off the apartment i had paperwork to prove it and they were also trying to collect the wrong amount. The person i spoke to at hunter Warfield pretty much told me they can collect the interest even know the apartment complex is not asking for interest. I again Told them to stop contacting me they since called 4 times ( in 2 days ) and have threatened legal action of a lawsuit.
|
| 07/01/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am writing to file a complaint against Hunter Warfield Collection Agency who has failed to investigate a fraudulent account before adding it to my credit reports. I have disputed this account at least 5 times with no changes. They have added an account to all ( 3 ) credit bureaus and even after sending proof of police reports and identity theft via fax, email and certified mail, they have failed to remove them from my credit reports. This account it totaling over {$10000.00} in apartment damages.
I have been a victim of identity theft since XXXX when someone used my identity to file a fraudulent income tax. I have also lost a wallet containing all of my personal information back in XXXX which seems to have resulted in the tax identity theft. Due to all of this, I have been forced to file bankruptcy twice the past 5 years due to items showing on my credit report.
I am requesting that this agency investigate this matter and correct this as soon as possible as ASAP as this is hurting my ability to obtain employment and/or maintain a good credit history.
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| 07/17/2022 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Due to my partner and I getting jobs in a new state, I was forced to terminate my lease at XXXX XXXX Apartments in XXXX, TX. XXXX XXXX is owned by XXXX XXXX. I vacated the property and turned in my keys on Sunday, XX/XX/2022. I received a bill for {$9600.00} in accelerated rent on Wednesday, XX/XX/2022. Per the terms of the lease, I had 30 days to pay the debt.
On XX/XX/2022, I received a message from Hunter Warfield notifying me that XXXX XXXX had sent my debt to collections and I have been notified that my balance due is now {$9700.00}. However, it has neither been 30 days since I vacated the property nor since I received the final invoice. To my knowledge, it is not legal to send a debt to collections before 30 days.
Furthermore, the debt that XXXX XXXX sent to collections was already under dispute. I have filed a XXXX XXXX XXXX complaint against XXXX XXXX, to which they have never responded. Consequently, I have begun working with an attorney in order to resolve XXXX XXXX failure to uphold their responsibilities according to the terms of the lease.
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| 09/15/2020 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
Older American |
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Because of being diagnosed with XXXX XXXX I was forced to break my lease early due to quarantine and travel restrictions to XXXX XXXX in XXXX fl.
I contacted the the main office but due to covid 19 they would not let anyone in I did finally get to speak to someone in the office through a cracked open door. explained the above to them. and they would pass it on to the proper person.
i left the apt in perfect condition as good or better than when we rented it. i did not hear back from them till i received a bill for more than three times what i would of expected. again I emailed the to explain the bill and show charges and credit for my deposit. But never heard back.
Then I started to get phone calls from someone who never identified them selves. some call were as late as XXXX. finally receives an email that i responses to by mail. so far I have not heard back but they reported me to the credit bureau.
the collection agency is Hunter Warfield -- XXXX XXXX XXXX XXXX XXXX fl XXXX Account number XXXX For XXXX XXXX XXXX -- XXXX XXXX XXXX XXXX XXXX Ga. XXXX
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| 08/07/2018 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
Servicemember |
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The attached collection notice was uploaded to me on a previous complaint. This notice was never sent to me. It is a false statement the company is making that this collection notice was ever sent to me. They had 30 days to send me a written notification of the debt, which did not happen. As well, I requested a validation of the debt to be provided and 30 days to respond to the validation request. This request was never fulfilled.
Attached is the lease documents that the company provided in my last complaint to the CFPB. With these documents they claim that the debt is validated. Where in the documents are my lease break terms or any information pertaining to the validation of the debt? There is no documentation proving that this is a valid debt nor have they validated the debt. It is a fraudulent debt and any attempts by myself to clear this up with the company or Hunter Warfield has been met with responses related to, " We don't care, pay us. '' To say this is a proper way of handling a debt collection from beginning to end would be far from the truth.
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| 10/27/2021 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I have disputed this debt with the credit bureaus and it came back verified I have since then contacted the company and haven't received a response. I don't not have a contract with this company and Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. You are illegally attempting to collect alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting.
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| 08/17/2018 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I contacted Property Manager XXXX XXXX on XX/XX/XXXX via email ( attached ) and requested to go to a month to month lease, XXXX. She agreed in the return email to XXXX starting XX/XX/XXXX. I had a 3 month lease previously signed but Ms XXXX agreed to change to XXXX since the 3 month lease had not gone into affect. Rent was paid for 2 months and we moved out XX/XX/XXXX and dropped keys in office the following week.
The management main office did not accept their agent 's word on this matter and want to charge me an additional months rent for the prior 3 month lease I had signed.
I sent all this into to the main office and they claim the 3 month lease is the one on file despite the fact their Property Manager agree to the XXXX I feel they owe me the security deposit- carpet cleaning= {$170.00} They claim I owe {$1800.00} for last month and utilities for that month even tho I had all utilities terminated and paid in full They have hired XXXX XXXX to collect debt. XXXX XXXX is calling and threatening my credit constantly. Even called my boss ' cell phone
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| 07/15/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Right to dispute notice not received
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Web |
Servicemember |
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I was evicted from my XXXX XXXX XXXX in XXXX XXXX in XXXX of 2013. I was not contacted by the apartment staff for payment of fees incurring because of eviction. I received a call from Hunter Warfield Collections Agency about XXXX weeks later. Hunter Warfield stated I owed them a {$2500.00} payment which was debt sold to them from XXXX XXXX XXXX. I immediately asked for written notification and an itemized bill. They agreed to send the information. I never received written notification or an itemized bill. I followed up with the apartment complex to find out exactly what was going on. The apartment complex said they notified me via mail. They sent the notification letter to the address I was evicted from so I had no way of receiving the mail. Also, I had all mail forwarded to my new address in XXXX XXXX. I did not receive any written notification from either party with a description of the fees I owed. The debt has since negatively affected my credit rating. I have still not received any written information from the credit agency or the apartment complex.
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| 01/07/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
Servicemember |
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I received a phone call at XXXX on XX/XX/XXXX from XXXX XXXX regarding an outstanding balance of {$5300.00} under my last name, social security number, and date of birth. The debt was missed payments by XXXX XXXX, the tenant, for an apartment at XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX, GA XXXX. I informed the representative that I did not co-sign for the apartment and have never resided at that location, or in the XXXX area. They asked me to file a police report for Identity Theft, which I did on XX/XX/XXXX at XXXX with the XXXX XXXX PD, Case # : XXXX, to start an investigation and sent a copy of the report to Hunter Warfield 's email along with a copy of two forms of identification and additional documentation. I also filed a report with the FTC on the Identitytheft.gov website. I had not heard back from Hunter Warfield through email or telephone, and never got an answer when I tried calling or left a message. On XX/XX/XXXX I received a Credit Report Update through XXXX that XXXX XXXX had flagged my account as UNPAID for {$5400.00} on XX/XX/XXXX.
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| 07/20/2019 |
Yes |
- Debt collection
- Mortgage debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
Older American, Servicemember |
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I lived in the XXXX XXXX and paid monthly lot rent. They said I was late twice and I owed late fees I went to the office and they looked it up and agreed I only owed one so I paid it. Than their corporate office came bake and said I still owed one and they could no longer except my checks til I paid it. So I than got the office manager involved ( XXXX ) at the time and he reviewed and also agreed I didnt owe and accepted my checks again. But again corporate came back and said I still owed but they wouldnt return my calls. The office continue to take my checks and said it would be taken care off. Well it never was and I decided to move out. Now I did own the home so I put it up for sale and the XXXX XXXX did sale my house and gave me the check for what they sold my home for. Now dont you think if I still owed them this money they would of release this check to me? So corporate turned this over to hunter ward and its been one my credit report for years now and it keeps going up and keeps me from getting additional credit. This should be removed now.
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| 03/27/2021 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I applied for an apartment with XXXX XXXX XXXX in XXXX, NE and i got denied, so someone called XXXX XXXX who is a former resident at this time period offered me take over her lease which I agreed as I just moved to Nebraska and I needed a place to live in. When I talked with the property manager she said it should be fine and we shall take over the lease but there will not be any renewal. I agreed and moved my furniture also took over the utilities but after a month the property manager asked me to evict the apartment as there is no sublease, I offered them to pay the remaining balance in advance till the lease is over and I will move out as they already took two payments from me, but they took me to the court me and XXXX after a week the property manager was granted an eviction and got me locked out with a Sheriff order. I arranged to take my belongings out of the apartment to another place who approved me. The court has a judgment against XXXX for the remaining balance of her lease. Now I found the collection agency calling me for XXXX 's debt.
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| 01/17/2021 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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The collection agency is Hunter Warfield collecting for XXXX XXXX XXXX XXXX, open XX/XX/XXXX.
We moved from this complex on XX/XX/XXXX. We got our keys to our new apartment & moved out that day. I had paid my rent in full in XX/XX/XXXX, & shouldn't pay them for XXXX. They claim we owe them partial rent. I believe, the management agency is angry because they wanted us to move out of our apartment to another building in their complex. There was an entire family group living in the five apartments in the building and they wanted our apartment also. Even though we had been living in the building before anyone else moved ... over 8 years. My husband & I decided to leave the complex and not take another apartment because of the racial harassment from tenants & management. We left the keys in the management 's night box. If anyone was staying in the apartment it was not us.
I asked Hunter Warwick to send us information regarding this matter. I have not received anything from them. However, our credit report collection data is being increased annually.
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| 09/19/2023 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I started to receive phone calls around XXXX of this year XXXX from this debt collecting agency by the name of " Hunter Warfield. '' They asked me to verify my name, d.o.b., address, and social security. I did not answer to them but asked them what the call was regarding and apparently, I owe " {$14000.00} '' to them for a mortgage payment in Texas. I have never been to the state of Texas and I live in California. They refuse to give me any information as to who their " client '' is and demanding that I pay this outrageous debt. When I stopped answering their calls, they called my husband and started harrassing him as well. I recently went through this same issue with another debt collecting agency that I had to dispute with the XXXX credit bureaus because they also used my information for an apartment lease in Texas. This happened last year in XXXX. I am a victom of identity theft and my information has been around the XXXX web circulating. Despite my credit freeze and identity lock, I am still being contacted by these debt collecting agencies.
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| 04/26/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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After reviewing my credit profile on XX/XX/23 I identified a discrepancy with the account listed under HUNTER WARFIELD INC and validation was requested as this is an account that I did not recognize. The credit even threatened to sue me. I reviewed my credit report again on XX/XX/23 and the account continues to be reflected on my credit report and I have not received any correspondence from the creditor to validate this account as correctly belonging to me, nor has my credit report been updated to reflect that the account is disputed. After reviewing again on XX/XX/23 there have been no updates and the account is still reflecting on my report. I do not believe this account belongs to me nor do I believe that the creditor has authorization to access the account not authorization to attempt to collect in the account and the account continues to negatively affect me. Please strike and remove this account from all 3 credit bureaus until adequate validation has been received proving that the account belongs to me and all the information is correct
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| 06/27/2022 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I went into the office XXXX XXXX spoke with kierra stating that I needed a notice to vacate. I am a current resident under section 8. In order for us to move we have to have a notice to vacate. XXXX gave me notice I have the copy. In XXXX I also had several inspections that failed to meet the requirements do to liberty commons maintenance not fixing them. So the inspector told me I have 10 business days to let them know will I be staying or leaving. I decide to move. On XXXX XXXX I started moving all my things from XXXX XXXX I sleep there an I return my keys on XX/XX/2022. I have copies an cameras seeing me load the truck and leaving an turning the keys in. I received a letter in XXXX stating I owe them for XXXX rent an XXXX. Section 8 pays all my rent. So I met with XXXX an she was upset so I ask could I have the manager number. An they was going give me a call next business day to look at there cameras. No one call so I email the manger no one got back. Sent out all the paper showing I didnt owe that money an im study trying to get charged
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| 08/12/2023 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I moved out from XXXX at XXXX, owned by XXXX XXXX XXXX, in early XXXX and received no communication from them at all after turning in my keys. Then on XX/XX/XXXX of that same year I received a derogatory account for XXXX dollars on my credit report from Hunter Warfield with the original debt holder being XXXX at XXXX XXXX I never received a bill or any communication from any of the three aforementioned companies before that moment. I could not determine if this was outright illegal, but definitely seems unethical for reporting on an unbilled debt.
However, the main reason for my complaint is that Hunter Warfield violated FDCPA 1006.42. I did not receive any written communication from Hunter Warfield, XXXX at XXXX, or XXXX XXXX XXXX within 5 days of them reporting my debt to the credit bureaus or their first initial voicemail. Instead, I get multiple calls a day all leaving unintelligible voicemails. I made attempts to reach out to both XXXX at XXXX and Hunter Warfield via email and writing as I would rather discuss in writing, to no avail.
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| 12/06/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XXXX XXXX, XXXX XXXX sent an email rather than a letter through XXXX XXXXXXXX XXXX of an attempt to collect a debt not owed. I called the company and informed them that I do not owe this debt and have correspondence with their client that I disputed these false charges. The rep was not helpful and did not care.
XXXX XXXX has never sent me any notice or communication via XXXX XXXX XXXX concerning this account after I disputed the charges via email in XXXX XXXX XXXX has also no responded to any communications from me concerning this debt. I do not owe XXXX XXXX {$950.00}. My due process as a tenant in the state of XXXX were violated when no communication was received after I disputed the charges.
Concerning Hunter Warfield, if I had not checked my spam email folder, I would not be aware of this debt. As of XXXX, I have yet to receive a notice in the mail. If Hunter Warfield does not cease collection, I will have to name them as secondary defendant in my small claims court case filed in XXXXXXXX XXXX against their client, XXXX XXXX.
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| 03/16/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
Older American |
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I rented an apartment at XXXX XXXX XXXX in XXXX WA. They are owned by XXXX XXXX XXXX. Part of our rent was paid by XXXX. Months after we moved out they said we owed back rent because they sent a refund to XXXX. XXXX denies this. ( Part of XXXX ) XXXX also says we could not have moved if we owed rent. XXXX could not produce a copy of the check, the check number or date sent. They had no proof. But continued to try to collect from us. Then they sent it to Hunter Warfield in Florida for collection. I asked for verification and disputed the debt. No verification was provided. I also asked them to stop calling me, a cease communication letter. To date they call me every day. I am sending another letter to get this stopped but they will probably ignore it. They threaten to report it to the credit agencies. Owed rent is not reportable anyway but they will list it as other. Also they have not taken us to court to get a judgement. I said I welcome court because I believe they could not prove their case. They just continue to harass with no proof.
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| 06/17/2022 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Hunter warfield put a collection mark on my credit. They never tried to contact me. They admitted to sending the initial contact letter to their own client not me. I was the one to reach out to them after I noticed the mark on my credit and have Contacted them numerous times since requesting a signed lease from XXXX XXXX XXXX ( the said property they say I owe ) I have already expressed to them that this debt is not valid and they have tried to get in touch with XXXX properties to get this information and they have not been able to get a-response from them. They have even closed my dispute with them and I had to get them to reopen it. I should not have to go through all this trouble to get a mark off my credit that they have fraudulently put on there. All they have sent me as proof of debt is some types bill from XXXXXXXX XXXX. I have never had an agreement with any of these companies and I do not owe any money to them. I have asked for Hunter warfield to remove this from my credit and all I get is a bunch of fast talk and over talking.
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| 04/14/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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I was living with my now ex girlfriend in an apartment in XXXX California. She moved out in XX/XX/XXXX and I moved out in XX/XX/XXXX. I sent notice to the property management company that I would be moving out by the end of XXXX on XX/XX/XXXX. The management company replied to that email regarding another topic that was contained in the email. On XX/XX/XXXX. I received an email from the management company stating that my move out date was XX/XX/XXXX and they had charged me an additional three months rent as well as late fees three separate times for those months. I was never notified of these charges and I was never notified when they sent that Det to a collection agency. My ex girlfriend received a call from the collection agency last week stating that we owed roughly {$5000.00} that had to be paid by the XXXX of this month to avoid a negative impact on credit reports, We explained the situation to the person on the phone, but they were either unable or unwilling to allow us time to sort out the situation with the management company.
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| 08/21/2022 |
Yes |
- Debt collection
- Other debt
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- Communication tactics
- Used obscene, profane, or other abusive language
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Web |
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XXXX XXXX has violated several of my consumer federally protected rights. XXXX XXXX is a debt collector as defined in the Fair Debt Collectioj Practices Act. I sent XXXX XXXX Exhibits showing exactly how they have violated me as the consumer and I labeled each violation clearly from the FDCPA.
Violation 1 - 15 USC 1692b ( 2 ) a debt collector can not state that a consumer owes any debt.
Violation 2 - 15 USC 1692d ( 2 ) the term debt is obscene and profane language to me the consumer Violation 3 - 15 USC 1692 ( f ) ( 8 ) a debt collector may not use any language or symbol on any envelope and XXXX XXXX in fact has a logo on their envelope Violation 4 - 15 USC 1692c a debt collector can not communicate with the consumer without the consumer permission to do so 15 USC 1692a ( 5 ) The term debt means any obligation or alleged obligation I never gave XXXX XXXX XXXX to speak to me I never gave them my information.
There are more violations in the attachment with the affidavit of fact that I sent to XXXX XXXX in which they have received.
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| 04/02/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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XXXX was closed without documentation submitted by XXXX XXXX reviewed. Close review of documentation submitted by XXXX XXXX to CFPB shows information was submitted for someone with the last name XXXX, a submitted Lease containing multiple leasees ' which was voided by XXXX XXXX/XXXX XXXX XXXX XXXX XXXX XXXX in XX/XX/2017, two different apartment numbers ... one in the Lease and another on the Statement, no payment information showing dates and amounts of rental payments as well as the last date of payment. This is why court documentation and a court judgment confirming the accuracy of the reported debt has been requested. XXXX XXXX refuses to substantiate the debt with legal court documents. I am requesting again that XXXX XXXX provided court documentation and a court judgment to substantiate the reported debt. Submitted documentation by XXXX XXXX confirms the act of merging information from other accounts to confirm the reported debt. Legal court documentation and court judgments will confirm the debt and should be provided to CFPB.
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| 01/12/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I received a letter in the mail dated XX/XX/2016 stating that I owed my previous apartment complex the XXXX at XXXX for damages pertaining to carpet replacement for a fee of XXXX, stove top replacement XXXX, blind replacement XXXX and an extra cleaning fee of XXXX. I called the complex the following day to find out how they came up with these charges. I spoke with XXXX and she could not even describe a specific location of where the carpet was damaged. She also told me she was unsure of how they were charging me for blinds but I need to pay up. I also sent them a certified letter asking for proof. They failed to respond to the letter but instead sent the bill to a debt collection agency. Also I asked for proof of the damages with pictures and bill receipts showing the work was done and I never heard back. I am writing to inform you of the unfair practice of the XXXX at XXXX XXXX. They need to be thoroughly investigates as I am worried that I am not there only victim. I have a lawyer and have disputed these charges.
thank you kindly.
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| 03/23/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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hunter Warfield is refusing to abide by the fcra. they are using bully tactics to prevent me from purchasing a home. I requested a variation of debt from them and I never received it. after I finally found what and who they were collecting for I was dumb founded that a year after the origination of debt I would be hit on my credit. now the significance of this being that make it seem to a lender that this is a fresh debt when it 's more than a year old. this a violation of the fcra as well. after speaking to a customer advocate she explained that thy would ensure I could make no purchase of a home or car unless I paid them. I have expressed willing to pay once it was an agreed on amount. the verification of debt must contain invoices. I have seen no such thing. now, it 's only right that hunter Warfield remove this from my credit file since they have no way of back dating the actual occurrence. I have a right to refuse establish my credit after I have hard times. this company is reporting this at this time to keep me from doing so
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| 03/23/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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hunter Warfield is refusing to abide by the fcra. they are using bully tactics to prevent me from purchasing a home. I requested a variation of debt from them and I never received it. after I finally found what and who they were collecting for I was dumb founded that a year after the origination of debt I would be hit on my credit. now the significance of this being that make it seem to a lender that this is a fresh debt when it 's more than a year old. this a violation of the fcra as well. after speaking to a customer advocate she explained that thy would ensure I could make no purchase of a home or car unless I paid them. I have expressed willing to pay once it was an agreed on amount. the verification of debt must contain invoices. I have seen no such thing. now, it 's only right that hunter Warfield remove this from my credit file since they have no way of back dating the actual occurrence. I have a right to refuse establish my credit after I have hard times. this company is reporting this at this time to keep me from doing so
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| 01/11/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
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Web |
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In XX/XX/XXXX, I got a copy of my credit report and saw this debt on my report so I disputed it with all 3 credit bureaus. After 30 days, the debt was removed from my XXXX and XXXX report because they failed to verify the debt was valid. However, XXXX did not remove the debt. When I called XXXX, I was told that the debt was verified with them and that I needed to contact the creditor. In XX/XX/XXXX, when I called Hunter Warfield, I realized that they were a debt collector and not a law firm. I asked them can they show me proof of the debt to validate it but I was blantantly told that they did not have to show me anything because they proved it to XXXX, he was very nasty, disrespectful, and biligerent with me and hung up the phone on me. It is now XX/XX/XXXX and I have not received any type of communication whatsoever from Hunter Warfield validating this debt. Upon doing my research on this company, I found out that this company has many complaints against them for doing the same things that they are doing to me. Please Help!!!
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| 07/20/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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My apartment experienced toxic mold following an air handler replacement. While the company acknowledged it they expected me to pay for remediation. They never did remediation but a deep cleaning. The mold came back. I developed serious health issues ( XXXX, XXXX XXXX, XXXX, XXXX ) and after a back and forth with them and their attorney I broke my lease and moved. They sent a 'bill ' to Hunter Warfield Collections saying the damage to my apartment was from nicotine and charged me 7k in fees!! I requested a debt validation from Hunter Warfield in XX/XX/2019 with what I am entitled to by law and if they did not provide this they had to delete my account and remove from credit reporting. I did not receive anything from Hunter Warfield. All other letters and emails have been ignored except for them sending a 'bill ' now and then.
This is illegal!!! I will attach emails and files. I hope you will read them. I also have pictures of my XXXX XXXX caused by this mold. The file is over the limit and I can provide to you upon request.
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| 01/21/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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I have made several attempts to notify this company as well as the original creditor that I have paid this debt and advised apartment employees at the time of when this would be paid. It has been 2 years and I reviewed my credit report and became aware of the balance on the account and my account being placed in collections. I have requested a copy of my lease from XXXX ( XXXX ) because of Identity Theft and a broken lease that was placed on my credit at the time I lived there, I have not received it nor has there been any correspondence. I have called several times over several months to address the lease, and after being made aware of the balance I am being accused of owing I have attempted to get this resolved and have not heard anything back. I have attempted to contact corporate, XXXX XXXX, the collection agency Hunter Warfield, now here I am. This debt was paid XX/XX/2015 and was roughly {$1400.00}. I am really tired of all of the false promises that have been made with hopes that I would be assisted, and have not been.
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| 06/04/2019 |
Yes |
- Debt collection
- Mortgage debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
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I sent several letters to Hunter Warfield trying to find out what my balance is since XX/XX/2019 and they never responded to me. I as to make a settlement offer and they won't respond. I always have the Post Office to send it certified because they have been holding unto my checks until the next month. I sent a check back on XX/XX/XXXX it was cashed in XXXX and I sent another check for {$330.00} on XX/XX/XXXX and they still have not cashed my check. I tried contacting them to find out what my balance is and I get no response from the person that I need to speak with. As of today, XX/XX/XXXX, I am waiting for my check to clear my bank and it hasn't. I am trying my best to pay this account off, but I am getting bad results with speaking to the company and with finding out what my balance is. The letter that I sent with my XXXX payment, they responded and I am being charged {$100.00} interest with late fees and sending my checks in every month on time. Can you please assist me with these issues I am having with Hunter Warfield.
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| 05/21/2017 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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On XX/XX/XXXX , I became a tenant at XXXX at XXXX XXXX . I signed a one year lease. Moved out after 10 months on XX/XX/XXXX because of I had another place that was available and afraid to lose this opportunity. I paid the XXXX month before I vacated. There was {$870.00} still due..for 12 month rent. I waited to see if the landlord could rent my apartment to someone else. Sure enough they were able to rent to a new tenant on XX/XX/XXXX . Under Florida State law a landlord is not permitted to collect double rent on an apartment, therefore by law I was not to pay the landlord for the XXXX month. The landlord without any notice with complete malice gave the debt to attorney Warfield for collections. The landlord gave me no credit for the XXXX month that I paid as well as requested collection for the XXXX month. I did not know this was in collections occurred until receiving a phone call in XX/XX/XXXX . This is an error on XXXX counts. Please have this removed from my credit report.
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| 01/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Hunter Warfield INC has reported debt under my credit report that I was not notified about nor have knowledge of.
I request that they provide me with the following : XXXX ) An explanation of what this alleged account balance is for.
XXXX ) A complete Audit Trail calculation of this balance, including the complete payment history on this account, so I have proof that the amount is correct.
XXXX ) Documentation that shows I agreed to pay this debt with my signature and documentation shows i gave you permission to have my information and paperwork showing I gave you authorization to report this to my credit report. No consent to you having my information and unauthorized use of my social security number is identity theft and you will be reported for such.
XXXX ) The Agreement that grants you authority to collect on this alleged debt.
XXXX ) A copy of your state license, including license number that give you rights to collect in my state.
XXXX. ) Swear under penalty of perjury you were present during the alleged debt.
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| 01/16/2018 |
Yes |
- Debt collection
- Mortgage debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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On XXXX 2017 my credit report revealed HUNTER WARFIELD INC, a collection company had submitted a debt in the amount of { {$3100.00} } to credit bureaus. These credit bureaus are reporting said debt, which these individuals have no right to collect on anything that was not provided to me with basic protections under the FCRA. I was threatened with legal action and various other actions and threats after I requested validation and verification of debt owed and also willing to pay if the account amount was correct. But when I left the apartment complex I did not owe anything and I feel as if I am being harassed and forced into repaying a debt that I do not owe and was told by the property manager that nothing was owed. I feel this violates the safe collections practices and it does violate FDCPA. With this being on my credit report it is affecting my approval and credit score. Additionally, this collection agency may not have the authority to collect on said alleged debt. I want this removed off all three of my credit reports
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| 03/16/2023 |
Yes |
- Debt collection
- Mortgage debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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During the pandemic I fell behind on my rent and the apartments were paid by an agency that was helping people i n need. Even though the eviction moratorium was in order the apartment complex still added extra fees. I lived there for 5 years and had constant problems with mold, roof decaying from water damage, roaches and overall just things breaking or falling apart from the poor work that they had done to the apartment. Once I moved out the apartment was actually in really good condition because I cleaned it very well and they still tried to add on more money on things like repainting a tub, fan etc. I have pics and video of the way that it was left and they definitely went overboard. They also kept my deposit which was the same amount as the rent so in all fairness they should not have put anything on my credit making it hard for me to lease an apartment. I was constantly harrased in a time that they should have not been harrasing me and then to add things that were unfair and keep my deposit. This company is horrible!
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| 08/05/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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Hunter warfield inc has a collection on my credit report on behalf of XXXX XXXX at XXXX XXXX for the amount of {$3000.00}. I do not owe this money and I have an email from XXXX XXXX at XXXX XXXX starting my account with them is settled. I have also not recieved any letter, statements, etc from Hunter warfield in regards to this. I request that this be removed from my credit report with XXXX, XXXX, and XXXX immediately.
-- -- -Original Message -- -- - From : XXXX XXXX XXXX XXXX To : XXXX XXXX Sent : Mon, XX/XX/2017 XXXX XXXX Subject : Collection acct. correction Good morning Ms. XXXX, As per our conversation this morning this mail is to confirm that we have addressed Hunter Warfield about your account clearance, and today again I emailed the client service at Hunter Warfield to get a confirmation letter releasing the account from collection as per approval from our Regional manager.
We have corrected your account and waived the termination fee.
Respectfully, XXXX XXXX Assistant Manager XXXX XXXX at XXXX XXXX
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| 10/24/2023 |
Yes |
- Debt collection
- Rental debt
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- Communication tactics
- Used obscene, profane, or other abusive language
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Web |
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I received a call from Hunter Warfield ( XXXX ). They stated that they were reaching out to settle my account. I informed them that I had negotiations in place. I was informed that there were no notes on the account to reflect that. I confirmed the account number ( XXXX ) and was told that they did not have an email address on file for me. I quoted the settlement offered and attempted to update the person I spoke with. I did not get a name, but they repeatedly informed me that the call was being recorded. The representative was rude, yelled at me several times, and continued to shout over me when I attempted to give her relevant information, such as name and dates.
My experience with this company has been full of inappropriate behavior for a debt collector. They call repeatedly, and if I send the call to voicemail, they call back to back. They have been dishonest, stating that they had no communication about this debt since 2019, which is untrue. The rep repeatedly threatened me with escalation and legal action.
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| 08/29/2023 |
Yes |
- Debt collection
- Rental debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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They called me initially on XX/XX/XXXX stating that I owe {$500.00} to XXXX XXXXXXXX ( an apartment complex ) and then they sent me a notice by email. When they had called me I asked for an explanation of the charges and they could not tell me what the charges were for and said they would look into it for me and get back to me. I followed up with them XX/XX/XXXX and they said I owed them more than the {$500.00} because they charge interest on debts. I again asked for an explanation of the charges to be sent to me along with an explanation of how the interest was being charged and they said they could not send me a statement with that information - that they would have to request for a statement detailing what the debt was for and how the interest was being calculated. I have filed a complaint with the XXXX and all I have gotten from the debt collector ( Hunter Warfield ) out of that was them sending me the original statement that doesn't detail an explanation of the charges or how interested is being calculated.
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| 08/29/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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On XX/XX/XXXX i received a letter from this collection agency about a townhouse i moved out of saying i owed XXXX dollars they are saying i renewed the lease and broke the lease early when infact i moved out when my lease was up and told them months prior i would not be renewing the lease i sent all this information including copies of all communication with XXXX XXXX XXXX showing that i terminated the lease well before the 60 days they still put this collection on me and my wifes credit reports causing my scores to drop this is illegal according to my lawyer who i have contacted i have sent this collection agency 3 letters now as well as emails showing the debt isnt owed and all they send me back is a copy of my lease saying automatic renewal when this cant be the cause because i terminated the lease almost 5 months before the lease was up so i am still owed my XXXX dollar deposit from XXXX XXXX XXXX that they are refusing to give back to me on top of them putting a bogus XXXX dollar collection my credit report.
|
| 06/16/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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I noticed a collection from Hunter Warfield on my credit report. I sent them a validation letter. They responded with a letter stating, at this time they do not have enough information to validate the debt and therefore ceasing all collection activity AND reporting. It was then removed from XXXX and XXXX XXXX but XXXX has not removed it and I believe Hunter Warfield has not notified them of this which I believe is a violation. XXXX is stating they verified the account even though I sent the letter from Hunter Warfield to them. Unless Hunter Warfield request it be removed then I do not think XXXX will remove. I believe both companies XXXX and Hunter Warfield are now in violation of the FDCPA and Texas Finance laws regarding reporting and XXXX party debt XXXX. This should have been removed 30 days ago and I am now having to take time out of my work schedule to file complaints. This should have been done along time ago. It is hindering my ability to purchase a home for my family and starting to cause a real problem.
|
| 02/27/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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HUNTER WARFIELD A COMPANY BASED IN XXXX FL THAT ACTS IN BAD FAITH AND TRY TO USES BULLYING TACTICS TO PREY ON INDIVIDUAL ALL OVER, NOW THIS COMPANY WE WENT BACK AND FORTH WITH CORRESPONDENCE I STATED TO THEM TO IDENTIFY THEMSELVES PROPERLY THEY DID NOT THEY GAVE ONLY THEIR NAME AND THEY WANT TO COLLECT A DEBT, THEY PRESENTED ME WITH A DEBT IN 5HE AMOUNT OF XXXX, I DONT KNOW WHAT ITS FOR HOW THAT DEBT WAS CALCULATED I NEVER AGREED TO THAT DEBT WITH, ANYONE I ALSO TOLD THEM DO NOT REPORT ANY ADVERSE INFORMATION ON MY CREDIT FILE UNLESS THEY CAN PROPERLY VERIFY EVERYTHING TO ME THEY WENT AHEAD AND REPORTED THE INACCURATE INFORMATION ANYWAYS, THIS IS THE WAY THIS COMPANY OPERATES, THEY PRIDE THEMSELVES ON USING STRONG ARMING TO GET YOU TO PAY DEBTS NOT OWED, THEY NEED TO REMOVE THIS ACCOUNT FROM MY CREDIT REPORT ASAP, THEY PROVIDE INFORMATION THAT IS SCKETCHY, INACCURATE AND INCOMPLETE ALL FCRA VIOLATION AND THINK THEY CAN ABUSE PEOPLE HOWEVER THEY WANT ... PLEASE REMOVE YOUR DEROGATORY LISTING FROM MY CREDIT FILE
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| 09/22/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Their investigation did not fix an error on your report
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|
Web |
Servicemember |
|
I am unsure I why I am having this consistent problem with XXXX, XXXX, and XXXX XXXX. In XX/XX/2023 I filed a complaint with XXXX reference # XXXX. After a thorough investigation, XXXX deleted Hunter Warfield from my credit report due to lack of verifiable proof, agreement with Hunter Warfield with my signature, and other reasons. I can't understand why XXXX and XXXX are failing to do a proper and thorough investigation to come to the same conclusion to delete this from my credit report. XXXX, XXXX, and Hunter Warfield are violating my consumer rights by federal and state law to include but not to FCRA ( 15 U.S.C. 1681s-2 ), FCRA ( 15 U.S.C. 1692g ), and Maryland State Law ( Maryland Consumer Debt Collection Act - Md. Code Ann., Com. Law 14-202 ). The company fails to provide verifiable proof of a signature contract/agreement with me, XXXX XXXX XXXX XXXX and Hunter Warfield . I have attached a letter that explains this in further detail to include a letter for CFPB, Hunter Warfield and a statement from XXXX.
|
| 02/01/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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In XXXX of XXXX I moved into a home leased by XXXX XXXX XXXX XXXX XXXX. When I moved into the home I experienced several issues. There was no hot water heater and numerous plumbing issues, causing the home to constantly have water flooding. I sent multiple complaints to the property management company without it being resolved. I move out of the home 2 months later due to inhabitable conditions for me and my XX/XX/XXXXsmall children. Hunter Warfield added a collection to my account in the sum of {$12000.00}. I have disputed this inaccurate information multiple times without resolution.
On XX/XX/XXXX, I spoke with XXXX at XXXX XXXX XXXX XXXX XXXX about this account and the balance. I explained the inhabitable conditions to her and it was also agreed that because of Texas Property Code 91.006, I can not be charged for rent amounts after a property is leased to a new tenant. I was informed that the balance should not be the $ XXXX that is reporting and was given a significantly lower balance of {$3900.00}.
|
| 07/26/2017 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
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|
Web |
Servicemember |
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On XXXX XXXX, I spoke to a gentleman at Hunter Warfield and explained that I understood a debt was owed but that they needed to honor the request I signed to take a leaseholder off of the file a month after moving in. The representative asked that I email him the file which I did the same day. When I contacted him again, he advised that it will take a couple of days to resolve itself and asked me for payment when I reminded him that once they honor the contract I signed, I will be glad to start making payments. The other party involved kept getting letters saying that he would be sent to collections and the matter never got resolved.
On XXXX XXXX I get a call from quite a rude presentative who tells me that as the law, I can not disregard a contract that was signed and kept cutting me off until rudely telling me good luck and hanging up. Hunter Warlfied has sent notices to all the addresses I have been affiliated to and also the other person that on the lease with me ( who was supposed to be taken off ).
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| 01/08/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
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Web |
Servicemember |
|
Hunter Warfield, a Debt Collector called me in XX/XX/2020. The all begins with the Hunter Warfield representative asking how I would pay the debt of {$5100.00}. I first began to explain to the representative that I did not think it was the correct amount. I explained to him that due to the pandemic, and as a part-time XXXX I have not been working. He proceeded to tell me that I had just moved and bought a house and had enough time to pay my debt. He also said that I owned a business and that I had money and should pay my bills. This escalated as I felt attacked by this representative with Hunter Warfield who proceeded to tell me what my financial situation was during these difficult financial times. The call turned into a shouting match and so the Manager took over the call and proceeded to tell me that if I did not set up payments their clients were going to take me to court pursue legal action, and he kept repeating this message. After feeling intimidated and threatened, I finally set up payments.
|
| 11/16/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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Due to the pandemic I only worked less than XXXX hours per week I had a XXXX XXXX XXXX my son had XXXX as well as being XXXX XXXX I had additional fees due to XXXX for example XXXX fees and XXXX fees to XXXX fees for my XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. I reached out to the rent paying organization so that my rent can get paid because I was struggling and getting assistance from my family XXXX XXXX or XXXX XXXX sent XXXX XXXX XXXX months of rent on XX/XX/XXXX for my rent the XXXX XXXX sent the check back knowing the fact that if I did not qualify I would not have received funding I do not owe XXXXXXXX XXXX a XXXX last I have emails that I sent to her and her boss because of their negligence. I have also filed a lawsuit with the state of Texas because due to the pandemic this company falsified their rent prices online which is called price gouging.This company Hunter Warfield is operating off of false pretenses and they need to remove this from my credit immediately.
|
| 12/24/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I was a resident at XXXX XXXX XXXX Apartment Complex in XXXX, TX.
I was planning on moving out within the next 3-4 months and my lease was ending in 30 days. The leasing office advised me that it would be more economical if I renewed my lease to keep the 12 month rate, as opposed to month to month and I given I provided notice I would not be hit with any move out fee 's or the like.
When I moved out, I was charged 2 months rent and it was pushed to collections. The lady working in the leasing office was new at the time and advised me incorrectly. As a result, I 've had to suffer with a collections balance from Hunter Warfield.
They call my phone constantly despite telling them I am not going to pay and to take me off of their list. I blocked their number but they keep calling on other numbers.
I have never had any issue with collections besides this bill. I 've always remained in good standing and have been issued credit cards from all the major banks, without defaulting on any payment.
|
| 09/18/2022 |
Yes |
- Debt collection
- Mortgage debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
So, I am a XXXX XXXX participant with XXXX XXXX XXXX XXXX. We signed a contract with XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, XXXX. I never had the opportunity to move into the unit due to no heat or hot water.I did not know that before signing the lease. I had already turned on the proper accounts in order to access these services in my name, through XXXX XXXX and XXXX XXXX. The development XXXX XXXX had not repaired the issue of installing a new water heater which was broke., also I was not able to access heat during this winter month because their was a mechanical problem with the heating system in the unit. I was not aware of these issues until I went into the unit to turn on the heat and to take a shower. I called and went back to the leasing office to speak with the property manager who worked with me to move into the unit. I arrived and she stated that I must put in a work order for maintenance to come out. I asked if they could come now because the unit was cold and I wanted to shower. Th
|
| 06/19/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
Servicemember |
|
This is regards to an old debt on a apartment lease from XXXX XXXX. This debt is noted to have stopped being paid on XX/XX/2014, which is past the statute of limitations. This debt was originally sent to Hunter Warfield, and they removed the debt from my credit report due to insufficient proof and they did not provide documentation upon requested that showed the original contract with my signature on it. I did not receive a letter regarding the time frame I have to dispute this account for the SECOND time. This account just keeps getting handed off to different collection agencies and aging the collection. You are not only hurting my credit with this, but putting my future home ownership process in jeopardy. You are attempting to collect a debt thats past the statute of limitations which in the state of Florida which is 5 years of breach of written contract and 4 years for oral contracts.
* I AM ATTACHING THE PROPER DOCUMENT BELOW FOR SOME REASON A DIFF DOC WAS ATTACHED, DISREGARD LAST ONE*
|
| 08/23/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Good Afternoon, I first learned about the debit on my credit report as I was under the assumption this was my ex wifes debit. After learning that we are both responsible I contacted the company at Hunter Warfield to find a settlement. I asked for my account number & pin number and was told I didn't have one the first time called back 2nd time and had to speak to the gentleman several times in order to be provided it. Then after I told them how much we had to settle he proceeded with a counter offer and I asked him to please provide the settlement in writing so that I know that it is a legit and I would be protected before providing my card number. He refused to provide me the offer in writting and then said if I don't pay right now I will owe the whole amount. He has not stopped calling me even though I continue to tell them I want to pay I want to accept the settlement offer but, I need to have something in writing that by pay this settlement amount I will be paid in full. They still refuse.
|
| 05/30/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Contacted employer after asked not to
|
|
Web |
|
|
RE : Hunter Warfield Inc ( # XXXX ) I called the number provided when first contacted in writing by Hunter Warfield. I spoke to a representative on the phone attempting to make payments according to my financial capability. The representative was very rude and scoffed at my earnest effort to pay the bill over time. He said that every time a monthly payment would be made, that the company would charge an additional {$14.00} fee for payment acceptance thereby almost negating my attempt to pay over time. The representative offered no other solution to my problem except to threaten wage garnishment and court costs. In addition to these pressure tactics, Hunter Warfield contact my same phone number throughout the same day, every day, even late at night. This company went so far as to contact my employer several times almost causing me to lose my job. Please investigate this company as I believe that they have violated my rights as a consumer and this matter should be deleted from my credit report.
|
| 09/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
Older American |
|
I co-signed for a rental agreement for my XXXX XXXX XXXX XXXX that ended in XXXX, I believe XXXX or XXXX. I informed lessor I wasn't going to renew lease and XXXX informed lessor she was moving out. That's all the contact I have had with the company. I didn't know about this balance or what it is for such as rent or damages. I have had no mail or emails from the company since XXXX. If not for my mortgage company notifying me there was a derogatory entry on my credit report, I still wouldn't have known it was there. I am requesting they take this off my report since they haven't even sent me a bill or letter to contact them. I would suggest to them I can't pay something I have no knowledge of. According to the credit reporting act, it is my understanding they have to show proof they have billed me prior to reporting to credit bureau, which they haven't. For this reason, I am requesting this be removed.
The lessor was XXXX XXXX XXXXXXXX and Hunter Warfield is connected somehow, not sure how.
|
| 05/09/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This company contacted me and stated that I owed a debt. I informed the representative that wasnt true and asked for them to send me validation that this debt exist and where these numbers were coming from to collect this debt. The representative told me it doesnt matter because Im still going to pay them. I asked the representative did he have any proof of these charges and he stated no. This company is using illegal collection tactics and threatening to ruin my credit and force me to pay a debt that I do not owe. I request this company to provide me valid documentation of said charges and if they continue to refuse then I request this company to cease and desist all further collection activity. Do not contact me by phone and I request all documentation to mailed to as proof of effective communication. I do not owe them over {$4400.00} and I request this company to stop threatening to damage my credit. Provide valid proof of requested information or cease and desist all collection activity.
|
| 08/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
There is a Company claiming that I owe money to there company which is XXXX XXXX and I rented a house with them in XXXX I lived there for a little less than a year almost a year however I was on Housing With The Public Housing Authority in XXXX XXXX Tx and I had a ex who was XXXX and family XXXX was involved in the past and he kept threatening me so I had to break my lease early. It was a emergency move and was approved through the housing. However the real estate company was upset and falsely claimed that I left the property damaged and dirty which was a lie cause at the time I took pictures and showed my caseworker XXXX XXXX XXXX who was shocked that they would lie about that. You could call her and confirm it with her and she will tell you. However if this happened in XXXX why are they bearly filing and why does is have a different date on the credit report. I havent lived there in over 2 years and I dont understand why they are accusing me of XXXX them {$6100.00} which is ridiculous.
|
| 03/30/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
They are falsely reporting negative credit information to the XXXX credit bureau ; I have done no business with this company, yet they continue using my social security for negative reporting. The debt is not mine, I never incurred this debt. I called the company listed as the debt collector, they immediately discounted what I stated and hung up the phone. I called back, the representative failed to listen to what I tried to explain about the debt not belonging to me. They asked me if I knew a certain individual name XXXX XXXX, I explain to them I did n't know who that person was. Representatives XXXX XXXX, and XXXX XXXX both accused me of being the person with the debt when in fact they could match my social security numbers with what they have on file and they will discover they have the wrong person. I also ask them to provide me with a document with my signature, however they refused. The company name is Hunter Warfield , Inc located at XXXX XXXX XXXX XXXX, XXXX XXXX Florida XXXX XXXX
|
| 08/02/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In XX/XX/2018 after over 2 months of my Land Lord failing to supply my apartment with electricity, I exercised my right to vacate the rental property due to the Land Lord 's failure to meet their obligation for warranty of habitability. The Land Lord neither compensated me for the loss of use for the two months, and failed to respond to my numerous requests to correct the situation. Illinois Lease Law allows the tenant to vacate the property due to breach of warranty of habitability after, and I provided my Land Lord with written notice of my intent to vacate the property. The land lord has never received a judgement against me, and sent the unpaid portion of my lease to collections without receiving a judgement. Further the collection agency failed to notify my of my right to dispute the claim, and can not produce proof that I was notified. This is an unfair collection action that is negatively impacting my credit, and harming my ability to get a loan for my daughter 's college tuition.
|
| 10/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
ATTENTION TO HUNTER WARFIELD INC ( XXXX XXXX XXXX ). I AM SUBMITTING THIS INFO AS THIS ACCOUNT is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$2100.00} does not belong to me. This account was fraudulently opened through this company XXXX XXXX XXXX ( XXXX XXXX XXXX XXXX ) in XXXX of 2020 an has been reported to the FTC and authorities as Identity theft. My information was stolen and utilized by someone else claiming to be me utilizing whatever tools needed to acquire THIS ACCOUNT, I have submitted all of my personal information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft. All information submitted is said to be the rightful information needed to resolve this matter.
|
| 08/02/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Inaccurate wrong and hurtful information being reported by Hunter Warfield to all of the 3 major credit bureaus. I do NOT have nor have I ever had a contract with this company. Nor have I gotten any form of communication from the company in regards to them reporting negative information on my credit report to the three credit bureaus. Which I find to be a violation of the FCRA laws. At this point no communication is warranted as damage has been done. I would like for them to VALIDATE with original signatures and contracts they have along with payments and amounts due pretaining to the alleged debt. If VALIDATION can not be proved, I demand that the negative reporting be removed from XXXX, XXXX, and XXXX immediately. if VALIDATION is found I have the right to request all findings sent to me within 15 days of the finding and demand 30 days to respond which is not likely as there are no contractual VALIDATIONS. Also this company has no business license with the state in which I live in.
|
| 09/19/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I have been trying to resolve a debt generated by identity theft with debt collector Hunter Warfield. They contacted me XX/XX/XXXX regarding a defaulted rental agreement to the amount of {$1500.00}. This is not by debt and the result of someone forging my name using docusign on the rental agreement. I have spent several frustrating phone calls, written letters stating this wasn't me and was a forgery generated in docusign. I have taken the CFPB 's recommendation and have contacted my local police department to report this identity theft. I have also run a credit report and see that Hunter Warfield ran a credit check on me last year XX/XX/XXXX. The local police dept. recommended Hunter Warfield contact them with the case # if they want to see the report. Hunter Warfield told me over the phone they don't do that and will not close out this debt. This does not sound legit and I am afraid Hunter Warfield is trying to use this fraudulent debt to ruin my credit report if I don't pay them.
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| 04/25/2019 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/2019 Hunter Warfield Debt Collection Agency XXXX XXXX XXXX XXXX. XXXX, FL XXXX XXXX-XXXX-XXXX-XXXX entered a debt collection on my credit report for a debt that I do not owe. It claims I owe XXXX XXXX XXXX XXXX {$620.00} dollars account # XXXX which is untrue. I never resided at XXXX XXXX XXXX and never signed a lease or other contract agreeing to moving into a unit. This apartment complex is poorly ran where leasing employees keep sloppy records and mess up applicant credit reports via reporting things untrue. Infact, XXXX XXXX XXXX issued me a refund check for {$770.00} dollars. I demand that Hunter Warfield investigate and remove this erroneous debt from my credit report immediately and send me written confirmation of debt removal from my credit reports and undated letters of correction to all that have received my credit report within that last 60 days showing correction. I do not owe this debt. I did not agree to any contract with XXXX XXXX XXXX XXXX incurring a debt.
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| 09/14/2021 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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Our Family lived at the The XXXX XXXX XXXX in XXXX NC located at XXXX XXXX XXXX, XXXX, NC XXXX, P : XXXX, XXXX. We lived there for 2 years and 3 months. Upon move out on XX/XX/XXXX they tried to create an invalid debt. They manufactured charges and would not provide proof. They then sent the debt to a collection agency a few days after we moved out. No Validation of Debt letter was sent. The collection agency, Hunter Warfield, XXXX, continually called and did not provide a validation of debt or allow us to dispute. We called the Apartment Management to dispute and they agreed the fees were in error. We requested validation of the debt and they declined to provide. They said the letter was sent but couldn't provide me a copy or an email version. I asked for proof of the charges, documentation for their claim. They declined to provide.
I am able to provide complete photos of the apartment timed stamped on move out day as well as video showing the apartment was in great condition.
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| 06/30/2021 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Hunter Warfield Inc. at XXXX XXXX XXXX XXXX. has been sending me collection notices in the amount {$1900.00}. The collection has been reported as pasted due balance. I do not know this company. I have never done any business with this company I have never done any business with this company. This company does not have a contact signature XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX Social security # XXXX Credit Bureau : Hunter Warfield Inc.
Credit Bureau : XXXX XXXX XXXX.
Date:XX/XX/XXXX Request Investigation of Credit Inquiry on My Behalf Dear Credit Bureau Representative , I recently reviewed a copy of my credit report on XXXX and noticed 3inquiries that were unauthorized, inaccurate, or made in error.
The following inquiries are impermissible : 1. XXXX XXXX XXXX XXXX on XXXX at XXXX XXXX XXXX XXXX XXXX, MS XXXX at the amount of {$240.00} 2. XXXX XXXX and XXXX at XXXX XXXX XXXX. XXXX XXXX XXXX, VA, XXXX at the amount of {$390.00} 3. Hunter Warfield Inc. and XXXX
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| 09/05/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Hello, I have sent several debt validation letters to hunter warfield and they have also sent the same documents copies of a lease up until XX/XX/XXXX. They also sent a list of charges. On XX/XX/XXXX I mailed and also faxed them a new dispute letter because the amounts they were charging for was XX/XX/XXXX-XX/XX/XXXX. I never received a lease from them which showed the dates hunter warfield was trying to collect for. Hunter sent me new documents which I received XX/XX/XXXX. In looking at these documents it is clear that 1 they have been photocopied in their favor 2 signatures were used and copied from one lease onto another.While the original company XXXX XXXX or Hunter Warfield used these documents to try and collect monies they are not owed when all the steps were taken on my behalf when I gave notice of moving out. They just decided to report to the credit bureaus after 3 years about this debt without any prior notice or a change to properly dispute it before damaging my credit.
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| 03/21/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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Hunter warfield has continued to report false information to the credit reporting agencies. Hunter warfield has been exstremly neglegant rearding aquring accurate account information on behalf of the creditor XXXX. After being removed from my credit report in XX/XX/XXXX, Hunter warfield has falsley reported yet again on my credit. I do NOT owe XXXX dollars to XXXX. in XX/XX/2015 i was late on my rent of XXXX $ and was subsequently evicted in XX/XX/XXXX. my least of 1 year was up in XX/XX/XXXX. I paid the amount of XXXX $ to XXXX. according to the laws of TN the carpet must be changed every 4 years and the previous owner of the aprtment as there two, I was there two, yet eagle point charged me XXXX for carpet. eagle point then charged me for XXXX mis for clothes that were on the floor. The state law stattes that apartments may not profit from the eviction. Hunterwarfield has not provided me a recipt from the carpet nor the claening. so in truth, there are no real charges to collect.
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| 03/21/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Hunter Warfield is a debt collector that purchased a debt from XXXX, an apartment complex in XXXX. In XX/XX/2016, they fraudulently placed a collection account on my credit reports. Upon obtaining the account documentation from Hunter Warfield, it was clear that the account was fraudulent, and not only did I not ever owe XXXX ( and accordingly Hunter Warfield ) any money, they actually owed me money. However, my attorney made Hunter Warfield an offer of settlement - remove the collection from my credit reports, and I would not pursue recovery of the funds owed to me ( plus attorneys ' fees ).
Although Hunter Warfield never responded to my attorney 's numerous emails and calls, they did remove the account from my credit report. Now, more than 6 months later, they have re-reported the same debt, which they know to be both fraudulent and non-collectible. This is a clear violation of both state and federal debt collection practices, and is only an attempt to extort me for the funds.
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| 06/29/2023 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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XXXX XXXX XXXX XXXXXXXX @ XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, WA ( XXXX ) XXXX opened a Fraudulent account in my name along with a collection agency Hunter Warfield in XXXX, FL.
I'm alerted by my XXXX XXXX Identity Theft Security Department who flagged these agencies as Fraud. XXXX XXXX XXXX XXXX lied claiming I owe them {$770.00} this account is not mine! I submitted a Police Affidavit required to the Credit Bureau 's already and Hunter Warfield Collection Agency has been DELETED and is being " Blocked '' from re-displaying on my credit reports. I do want to press charges against XXXX XXXX XXXX XXXX and/or Hunter Warfield for Identity Theft. I have a complaint with the Washington State Attorney General 's Office and I was told today XX/XX/2023 to also contact XXXX Police Department to press charges, which I will do. My XXXX XXXX XXXX is working with the Fraud Department of my credit bureaus to stop and prevent these stated fraudsters from opening further accounts in my name.
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| 02/26/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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This debt was previously deputed and deleted on XX/XX/XXXX. ( Proof attached ) The company then reasserted the debt without any notice.
The orignal lease was from XX/XX/XXXX to XX/XX/XXXX for XXXX XXXX XXXX # XXXX XXXX. The amount being collected is for XXXX XXXX XXXX # XXXX of which I did not apply for or request to sign a lease for. When requesting validation and verification, the company sent over forged documents altering the date from te original lease and changing the apartment unit. However, in doing so they failed to realize, the date the lease was printed and signed remained at the bottom of the lease. XX/XX/XXXX shows also on the back of the altered document. You can also see where the date line is crooked and drawn through after it was altered. ( I folded the paper to show the forged date and dates from the bottom of the lease. I can send in the document if needed ) This company continues to call my phone and harrass me, even after Ive instructed them to stop calling.
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| 01/11/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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We recently applied to an apartment and got denied stating that I have a landlord debt case or something in XXXX XXXX under Hunter Warfield colletion agency.I searched through public record and I have an open case to an apartment in which I have never ever lived before. Since a XXXX account was opened on that address with my my name. My girlfriend and I paid all that debt in XXXX ( about {$600.00}! ) to have power back on in our own apartment! But now I am got denied to an apartment I applied to because of this?! What can I do to get out of the situation? We are never going to be accepted to any apartment with this. It is an automatic rejection. And we cant get our administration fee and application fee back that is {$340.00}! The fees I pay for this is racking up. I have all the documents needed and I sent it to all parties needed. Please review and I asked them for a proof to show that this has been an error. The apartment I applied to is waiting. I hope you could help me out.
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| 06/20/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
Servicemember |
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Hunter Warfield and its representatives are attempting to collect an account for which I didn't sign a lease. Hunter Warfield contacted me about collecting a debt that I don't have any responsibility for. If there is reason to believe that I am responsible for this debt mail me documentation with my wet signature that I have entered into a contract with Hunter Warfield and its representatives who are attempting to collect an account for which I didn't sign a lease. I never entered into an agreement via a signed a contract with Hunter Warfield and I do not owe for this debt. I request that all other communications with me and with this address cease and a record entered that I dispute having any obligation for this debt. If Hunter Warfield stops collection of this debt and forwards or returns it to another company, please indicate to them that it is a disputed debt. If this debt is reported or has already been reported to the credit bureau, also report that the debt is disputed.
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| 09/28/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Right to dispute notice not received
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Web |
Servicemember |
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This was at a managed rental property where I was being harassed by a neighbor because of my XXXX. After several calls to the local police the property management told both of us that if one leaves they would not hold us to the remainder of the lease. Being the newer tenant I took that offer but did not ask for it in writing, trusting their verbal agreement. Several months after finding a better place they claimed through a collection agency that I owed them for the remaining months I did not live there and several weeks before even moving out posted an eviction notice at my door from the local Sheriff 's office despite never having a notice to appear at court. I discarded it because I was planning on moving out any way. I contacted the collections, dba " Hunter Warfield Inc. '' that referred me to management dba " XXXX XXXX XXXX " that just referred back to collections. I even noticed reviews on apartmentratings.com that this was a common practice by this property management.
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| 11/06/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Taking/threatening an illegal action
- Threatened to sue on too old debt
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Web |
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On around year XX/XX/XXXX l rented a apartment in XXXXCalifornia and l was the only applicant and Renter.at XXXX apartment.
I stayed for six months or less.There was no lease only month to month.
I always payed my rent on timely matters and kepted my apartment cleaned and l did n't have no pets.
I payed my deposit of around {$1000.00} in which l did n't received when l moved out of the apartment.
I file Retaliation and Discrimination complaints with. Federal. Trade Commission and XXXX apartments and Hunter Warfield collections stopped harrassing and collection calls.
Now XXXX Hunter Warfield collections are harrassing me in collections and sending me to collections and ruined my credit XXXX
This collection companies and XXXX apartment are trying to collect {$990.00}.
Also the charge of {$990.00} is for them in cleaning the apartment in which l hired a housekeeper to clean the apartment and apartment was left very cleaned and there was no pictures hinged on the walls.
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| 09/10/2019 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Indicated you were committing crime by not paying debt
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Web |
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I have multiple complaints against this company. Hunter Warfield, I received calls daily from many different phone numbers after repeatedly asking them to stop harassing me. I have been threatened and cursed and hung up on. They are now charging me monthly interest on a debt which does not by contract allow, the amount being collected on is incorrect as well. This is in reference to a lease agreement, property which was infested with rodents and pests, windows and doors which were not able to be secured, 90 plus days with no air conditioning, holes in the ceiling, all in violation of the lease agreement and safety and of my health. I submitted all documents to them in proof. I do NOT owe the amount, they also sent me a settlement offer with a deadline which also is in violation of the fdcpa. I have called the property management and they no longer own the property and take no responsibility for the uninhabitable conditions.
Hunter Warfield is violating all of my rights
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| 06/19/2018 |
Yes |
- Debt collection
- Mortgage debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I was notified by Hunter Warfield through a posting of my credit report, on XX/XX/XXXX regarding an alleged debt for XXXX XXXX XXXX XXXX XXXX. I moved from these apartments ( after the lease ended & with 60 day notice ) XX/XX/XXXX. Upon moving a walk through was done and the last month of rent was paid for market rent, due to management lying stating we did not give them notice ( which we didn't have to because our lease was complete and we were not going to renew ), we paid and moved. A walk through was complete with no incidentals, we cleaned the apartment and it was shampooed before we moved out. Now, XX/XX/XXXX Hunter Warfield posts a collection on my credit report stating we owe {$320.00}. I sent a certified letter ( that was received and signed for on XX/XX/XXXX @ XXXX to front desk/receptionist. I have yet to hear from anyone and I want this removed off of my credit report. It is a false claim from the apartment complex and I will file a lawsuit if I have to.
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| 08/16/2017 |
Yes |
- Debt collection
- Mortgage debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I have sent proof of Deletion from the Creditor to XXXX and to XXXX on two accounts that they are refusing to remove. They dispute it and then place it back in collections when the proof had been sent by the Creditors and myself numerous times. The collection is in the amount of {$2600.00} from Hunter Warfield stating " in collections '' " unpaid ''. This account was paid back in XXXX.Date assigned XX/XX/XXXX XXXX XXXX XXXX is the other creditor and it states " collection account '' " seriously past due ''. The amount listed is {$590.00} ( date assigned XX/XX/XXXX and XX/XX/XXXX ) .This account is on all 3 credit bureaus. ( XXXX, XXXX, XXXX ) I have called numerous times to have these items removed from my reports completely and sent the proof via certified mail, fax, and online. I 've spoken with the Creditors themselves who have also sent the proof numerous times. I 've been given control numbers to give to the credit bureaus, but they never let me give it to them.
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| 05/24/2021 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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In the month of XXXX my husband contacted Hunter Warfield collections in regards to an account that appears on our credit report. The company referred him to their legal department ( XXXX XXXX ) stating they are only the ones that control this account. My husband spent two days attempting to contact some at XXXX XXXX. He was eventually able to get a hold of someone via email. The company refused to settled and stated that the judgment amount was XXXX as of XX/XX/21. We do not have a Judgment on us at this time or any previous time. The wording used in the email defining this as a judgment was misrepresentation by the company. I contacted the company on XX/XX/21 offering a settlement via email. They again refused to settle out .I requested validation of the debt. In return I received a copy of a lease and a letter stating the account and that as of XX/XX/21 the debt is XXXX. The company misrepresented the amount owed and the fact that there was a judgment against us.
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| 11/17/2021 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Received email notice XX/XX/2021 with attached document. Address listed was one from nine years ago ( for my husband ) and mine was from over a year ago.
We responded to the email XX/XX/2021 noting that we have tried to contact them with the provided phone numbers. Each number automatically disconnects when the caller follows the prompts to speak to representative or an operator.
They responded with the same phone number.
I responded XX/XX/2021 with another request to speak with a representative to resolve the issue. I received an email from another individaul with the same useless phone number.
I have provided an updated address and called the following numbers within listed business hours with no success. Some numbers have been tried multiple times.
XXXX XXXX XXXX XXXX XXXX XXXX I am trying to reach someone because I have concerns about the validity of this debt. I am unable to and am concerned this will put me at a extreme disadvanatge in the years to come.
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| 10/07/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
Servicemember |
|
I have had recurring issues with Hunter Warfield attempting to collect a debt that I do not owe. In 2013, I disputed the entries that this company made to my credit reports. I was able to get these items removed from the credit bureau reports after I threatened to sue Hunter Warfield for its blatant violations of the Fair Debt Collection Practices Act. I recently became aware that they are continuing to report the same false information to XXXX XXXX XXXX. I am upset because I feel I have already made it quite clear to Hunter Warfield that this is not my debt and I will not be paying it, and that by continuing to report this debt they are breaking the law. Given the length of time that has elapsed, I am granting Hunter Warfield a grace period before I decide to exercise my right to take them to court for violating the FDCPA. I am hoping that the Consumer Financial Protection Bureau will be able to mediate this matter before I am forced to take this company to court.
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| 06/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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We rented a house through XXXX XXXX XXXX in XXXX, GA, while we looked for a house to purchase after selling our home. We signed a 12 month lease. However, we found a new house much sooner than anticipated. I contacted XXXX XXXX XXXX and let them know, we paid everything owed to them and left the property cleaner than it was when we moved in. According to the move out paperwork the company provided, we had paid everything owed. I even emailed an employee and she confirmed that we were paid up and didn't owe anything else. Several months later the company said we owed an additional XXXX dollars. I replied to that email with the response from the employee and didn't hear anything else. However, they sent the account to a debt collection law firm, and even after sending the correspondence from the employee who said our debt was paid, they continue to attempt to collect the debt and have placed it on our credit report. I also filed a complaint with the XXXX XXXX XXXX.
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| 08/31/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Hunter Warfield is attempting to collect a debt ( {$360.00} ) on behalf of XXXX XXXX XXXX but refuses to provide validation of the debt. I initially requested the information orally. I asked the staff to stop contacting me because they were abusive and would never supply the documentation, yet said they would. In 2021, I began requesting debt validation in writing ( XXXX and XXXX, 2021 ). They have supplied two letters- ( 1 ) one letter stating they are attempting the collect a debt with the amount listed and ( 2 ) another letter stating the debt and a offered with reduced amount to settle the balance. Hunter Warfield sent a letter dated XX/XX/2021 stating their " records indicate we have previously provided you with validation of the debt based on the same dispute. As we have previously fulfilled our duty to provide you with verification, we do not plan to respond to any additional requests ''. I have not received any debt verification despite multiple requests.
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| 05/30/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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Hunter Warfield contacted me on numerous occasions after I advised them the debt they are contacting me about is not valid. I also advised them I have spoke to the company regarding that debt numerous times and it is a bill that I am not responsible for. I explained to a number of customer service agents that I am currently having health issues and please do not contact me anymore regarding that account. Not only are they calling me numerous times I received a call from a family member on Friday ; XX/XX/2020 stating Hunter Warfield called them looking for me. I have no idea how they were able to access her contact information to try to reach me.
I want the phone calls to stop because they are starting to harass me and due to my current health conditions I am not in an emotional state to deal with this. I am not responsible for this debt and I have explained this to them many many times. I want them to cease the phone calls and emails to me and my family members.
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| 06/04/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I am a former resident and I was advised to move out within 24 hours of receiving the move out notice on XX/XX/2019. I moved out on XX/XX/2019 as requested then received a bill later for charges. The first invoice was incorrect that was sent via email from XXXX XXXX on XX/XX/2019 with the move out reason so it took their IT department a week to fix that issue to make the move out reason correct. After that I received a correct invoice via email on XX/XX/2019 for the move out reason. Now when I received the correct invoice I did not know I would be sent to collections XXXX near the same time frame of receiving the updated invoice. Highly XXXX is an understatement!! My account is not even 30 or 60 days late because I just received the new invoice. The collection notice is dated XX/XX/2019 asking for me to pay them directly and not the apartment complex. The collection agency stated that they will report me to XXXX, XXXX and XXXX if the balance is not paid in full.
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| 06/29/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
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Web |
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XXXX XXXX XXXX XXXX @ XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, WA ( XXXX ) XXXX opened a Fraudulent account in my name along with a collection agency Hunter Warfield in XXXX, FL.
I'm alerted by my XXXX XXXX XXXX XXXX XXXX Department who flagged these agencies as Fraud. XXXX XXXX XXXX XXXX lied claiming I owe them {$770.00} this account is not mine! I submitted a Police Affidavit required to the Credit Bureau 's already and Hunter Warfield Collection Agency has been DELETED and is being " Blocked '' from re-displaying on my credit reports. I do want to press charges against XXXX XXXX XXXX XXXX and/or Hunter Warfield for XXXX Theft. I have a complaint with the Washington State Attorney General XXXX XXXX and I was told today XX/XX/2023 to also contact XXXX Police Department to press charges, which I will do. My XXXX XXXX XXXX is working with the Fraud Department of my credit bureaus to stop and prevent these stated fraudsters from opening further accounts in my name.
|
| 07/07/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
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Web |
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|
This debt is illegally being reported to my XXXX and XXXX Credit File. I do NOT have any contracts between myself and _____ ( debt collector ) They have failed to provide documentation that the debt is legal.
The company in which my original account was created SOLD the debt to this collector therefore, having sold the debt and leased the premises out after moving they are not legally allowed to collect on a unit that is now occupied.
This debt is not valid, as I was allowed to terminate our lease due to distress created for my family by administration of this facility.
What I want?
I want this debt listed by _____ immediately removed from all of my credit profiles.
They will ask have you tried to resolve this issue with the company.
I have tried to resolve this and they are unable to verify that I have a debt / document with their company.
That should be it. Make sure you put your social and email so they can respond and notify you of updates.
|
| 10/27/2023 |
Yes |
- Debt collection
- Rental debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
Older American |
|
Today XXXX XXXX I received a link from credit karma. It stated my XXXX XXXX disput had been completed and verified by XXXX XXXX XXXX I called XXXX XXXX and made them aware of XXXX XXXX had placed incorrect data. The had been made aware I could not afford the new rent prices. was going to move out before my lease was up. Move in XXXX XXXX XXXX XXXX XXXX. Made XXXX manager XXXX was aware and worked with me to prevent any negative actions.
After speaking with repersentative she assurred me all the information requested allowed any derogatory information from my account. By it being placed wrongfully and having had a negative impact. It would be removed. I had to allow for her to take a dollar from my XXXX account. I told her I had copy of XXXX XXXX XXXX death and social security letter showing loss of XXXX XXXX benefits.
The next thing I recall was her saying the fee of XXXX would be deducted from my account and she was canccelling the monthly fee of XXXX.
I
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| 06/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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|
This debt is illegally being reported to my XXXX and XXXX Credit File. I do NOT have any contracts between myself and _____ ( debt collector ) They have failed to provide documentation that the debt is legal.
The company in which my original account was created SOLD the debt to this collector therefore, having sold the debt and leased the premises out after moving they are not legally allowed to collect on a unit that is now occupied.
This debt is not valid, as I was allowed to terminate our lease due to distress created for my family by administration of this facility.
What I want?
I want this debt listed by _____ immediately removed from all of my credit profiles.
They will ask have you tried to resolve this issue with the company.
I have tried to resolve this and they are unable to verify that I have a debt / document with their company.
That should be it. Make sure you put your social and email so they can respond and notify you of updates.
|
| 01/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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XX/XX/2022, Hunter Warfield I am replying to complaint # XXXX. I have attached document that you attached to the complaint number above. Along with a letter that I mailed to your business. Be advised that you have already violated the fair debt collections practices act be providing me with a deceptive form. As the law states -15 U.S. Code 1692j - Furnishing certain deceptive forms- ( a ) It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating.
( b ) Any person who violates this section shall be liable to the same extent and in the same manner as a debt collector is liable under section 1692k of this title for failure to comply with a provision of this subchapter.
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| 06/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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This debt is illegally being reported to my XXXX and XXXX Credit File. I do NOT have any contracts between myself and _____ ( debt collector ) They have failed to provide documentation that the debt is legal.
The company in which my original account was created SOLD the debt to this collector therefore, having sold the debt and leased the premises out after moving they are not legally allowed to collect on a unit that is now occupied.
This debt is not valid, as I was allowed to terminate our lease due to distress created for my family by administration of this facility.
What I want?
I want this debt listed by XXXX immediately removed from all of my credit profiles.
They will ask have you tried to resolve this issue with the company.
I have tried to resolve this and they are unable to verify that I have a debt / document with their company.
That should be it. Make sure you put your social and email so they can respond and notify you of updates.
|
| 02/01/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
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Web |
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To Whom It May Concern : I am complaining in two parts, firstly XXXX XXXX is reporting incorrect and defamatory information to the credit bureaus. The account was paid off with a settlement from XXXX due to the car being totaled. According to XXXX XXXX and the 3 credit bureaus the account was written off, which is absolutely incorrect. I have submitted documentation of this, indication of total loss letter by XXXX. This is a violation of the fair credit reporting act.
I am requesting intervention in this matter. I am also requesting assistance with hunter warfield and the erroneous information they are refusing to correct it as well.
I sent information to them 2 years ago informing them I did not reside at this apartment for the timeframe they indicated. I sent usual receipts and documentation. I need to know if I need to file a report with the courts to assist me in this matter. I am not paying for something in which I moved out and did not reside at.
|
| 07/12/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
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Web |
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Hunter & Warfield have attempted to collect a debt that we did not owe from an apartment community. We said there was a misunderstanding and that we do not owe the debt. The apartment had agreed to waive their buyout fee, we have a signed hand-written letter and an email from the manager of the apartment proving they agreed to waive the buyout fee previously. Hunter & Warfield is now saying that the debt we owe is for the buyout fee. We then received a letter in the mail claiming to be " verification of debt owed '' which had many inaccuracies including an address to an apartment we have never lived at, and sections from the lease that had nothing to do with the supposed debt we owe. There was nothing in the letter about how to dispute it or any 30 day time restrictions. We have tried to call the number during business hours they included in their letter to work this issue out but no one has answered. They do not have proof we owe the debt because we do n't.
|
| 05/28/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
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Sometime in XX/XX/XXXX or XX/XX/XXXX I rented an apartment for my Uncle XXXX. After 2 months the apartment was broken into through the sliding glass doors. After only another 30 days XXXX 3 months into the rental agreement XXXX the apartment was broken into again and this time the XXXX busted in through the front door. After speaking with the police and the property manager, the property manager agreed to release me from the lease without any penalty and I signed a paper stating this fact and went about my business. I recently discovered an account for over {$4000.00} on my credit report for this. After contacting XXXX about this directly they told me that I had not paid the bill due to my having child support issues. Well, I have no children and no child support, so I am not sure if they have the wrong person or what is going on with this account. However, I know that I do not owe a bill to XXXX or any collection agency collecting on behalf of this company.
|
| 04/04/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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|
I am writing to express my disappointment and frustration with the recent handling of my account with XXXX XXXX, in XXXX Colorado. My final bill was due on XX/XX/2023. I had originally owed XXXX dollars and some change and it climbed to XXXX dollars and some change. I was still willing to pay that amount. I made several attempts to pay the bill through their website portal, but I was unable to find any option to make the payment while charges continued accruing.
Despite my efforts to pay the bill, I was shocked to receive a notice from a collections agency on XX/XX/2023, stating that i now owed their company XXXX dollars. I was never given an opportunity to address the outstanding balance or dispute any charges. I never received email, mail, or phone communications in order to collect the final bill either. I was immediately sent to collections, which has caused undue stress and inconvenience.
Thank you for your attention to this matter.
Sincerely,
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| 04/02/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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Date on my credit report is XX/XX/XXXX. This was for a home I rented with former roommate. I disputed this on my credit report last year and they have not removed the charge. I would like to have this resolved seeing as I passed the walk through in the home. In XXXX the home flooded due to the water heater busting. The renters waited 2 months to fix anything. The home smelled of mold because the water got into the molding. They never removed the carpet. The smell went on for 5 months and I emailed PROGRESS RESIDENTIAL multiple times and no one would help me. We paid each months rent. I never received the deposit back and on top of that I see a charge on my credit report for {$820.00} and to date that amount is now {$1000.00}. I have not signed anything or been given notice as to why the amount has rises? I have copies of the email being sent from myself to the renters where they were unlawfully letting us live in horrible living conditions for 5 months.
|
| 11/20/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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|
I signed a lease with XXXX XXXX in XX/XX/XXXX for one year. But, in XX/XX/XXXX my father-in-law said he would help us with a downpayment for a house and we were approved for a new construction house with a move-in date of XX/XX/XXXX. Per Delaware Law, if you are going to move into a house with full ownership, you can break your lease with a written request as long as you give 60 DAYS notice. So, on XX/XX/XXXX I informed XXXX XXXX in writing that we would be vacating the apartment on XX/XX/XXXX.
Written notice to break the lease was given with 68 Days notice!!! But, XXXX XXXX keeps insisting that I owe the rest of lease and the security deposit covered by XXXX.
XXXX XXXX sold the debt to HunterWarfield collection company to collect for {$2800.00} for rest of lease and also sold the XXXX debt to HunterWarfield as well for {$750.00}. They totally disregarded my email request to early term the lease on XX/XX/XXXX. I do have a copy of that written notice.
|
| 11/03/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
In accordance with the Fair Credit Reporting act. The List of accounts has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681.
Account name : XXXX XXXX Hunter Warfield, has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 section 604 A. Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.
15 U.S.C 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
|
| 11/02/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
In accordance with the Fair Credit Reporting act. The List of accounts has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681.
Account name : XXXX XXXX Hunter Warfield, has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 section 604 A. Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.
15 U.S.C 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
|
| 02/16/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
Servicemember |
|
I had made a verbal phone settlement of the debt for XXXX of the original amount of XXXX and requested the company to give me the settlement agreement on this, and they refuse to give me something in writing stating we agreed on the 3 payments of XXXX + XXXX processing fee per transaction and once i make those payments the remaining balance will be forgiven and I would have settled for 50 % of the payment. The company refuses to give me something in writing and states that their company doesnt provide anything in writing untill the amount is paid off and is refusing to give me proof that once i pay the settlement amount the loan will be closed. They has made rude comments on the phone, and have been very degrading when i asked for documentation for an agreement of settlement, i told them i understand it is not paid in full but i need to know what amount im paying back and if they will uphold their end.
Please help, I feel bullied with this company.
|
| 09/21/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received written correspondence from XXXX XXXXXXXX XXXX in XXXX ( attached ) of an estimate for payments owed after move out repairs were made with a notice that the final account statement was to follow. A final account statement was never received. I was then contacted by phone by Hunter Warfeild collections on XX/XX/XXXX. Upon returning Hunter Warfield 's call I was made aware that XXXX XXXX had hired them to collect on a debt. I requested that a itemized bill by mailed to my current address and provided that address to the representative. No further contact has been made by Hunter Warfield and no bill was recieved by mail. I have attempted contact with XXXX XXXX several times always leaving messages requesting a return call. My credit report as of XX/XX/XXXX shows a collection. I would like to dispute this collection as proper procedures were not followed and I can not verify the legitimacy of the claim. Thank you for your help.
XXXX XXXX
|
| 08/07/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This debt is illegally being reported to my XXXX and XXXX Credit File. I do NOT have any contracts between myself and _____ ( debt collector ) They have failed to provide documentation that the debt is legal. The company in which my original account was created SOLD the debt to this collector therefore, having sold the debt and leased the premises out after moving they are not legally allowed to collect on a unit that is now occupied. This debt is not valid, as I was allowed to terminate our lease due to distress created for my family by administration of this facility. What I want? I want this debt listed by _____ immediately removed from all of my credit profiles. They will ask have you tried to resolve this issue with the company. I have tried to resolve this and they are unable to verify that I have a debt / document with their company. That should be it. Make sure you put your social and email so they can respond and notify you of updates.
|
| 01/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hunter Warfield, acting on behalf of XXXX XXXX XXXX XXXX XXXX, is trying to collect {$1800.00} in debt for which I do not owe and has also not provided any proper written notification, violating The Fair Debt Collection Practices. My relatives and I have received numerous calls from Hunter Warfield. They have no authorized authority to contact my relatives and have used untruthful alias in attempts to have my relatives provide them with my personal information.
Hunter Warfield has also unlawfully reported this debt to the credit reporting agencies resulting in it being reflected on my credit report. XXXX XXXX XXXX XXXX is already being sued for its actions and the lawsuit is still ongoing XXXX Case # XXXX ). XXXX XXXX is trying to get around the lawsuit by seeking to collect without answering the lawsuit by sending the case to Hunter Warfield. Even by sending the case to collections XXXX XXXX did so without following the proper legal process.
|
| 10/04/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I moved out of an apartment owned by XXXX XXXX XXXX. They tried to charge me for an old carpet that was old when I moved in. They sent me an invoice saying I needed to pay XXXX for a carpet that was old. I denied the charge.. hunter warfield then sent me s debt collection notice via email. I sent them certified mail asking for validation of the debt and they then sent me the same invoice that XXXXXXXX XXXX XXXX sent me via email after I asked them to only communicate through the mail. In Wisconsin carpets are part of normal wear and tear and require proof of being new to charge tenants. This company knows this is false because if it was real they would have gotten a court settlement. No court action has ever been taken. This is a false debt that was sent to collections with no proof other than a made up invoice by XXXX XXXX XXXXs and hunter Warfield has now reported this debt to the major credit bureaus. They have violated my consumer rights.
|
| 06/17/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
We terminated an apartment lease that started on XX/XX/XXXX, early due to safety concerns about non-locking windows. We first filed a complaint on XX/XX/XXXX. After documented and repeated complaints to the Apartment Management. the problem remained unfixed until we already secured another rental and moved out early on XX/XX/XXXX. XXXX. Even though we felt the apartment was uninhabitable, we still paid the 2 month penalty fee for termination. The apartment company then proceeded to add a 3rd month penalty and called it a insufficient notice fee in the amount of {$2200.00}. The lease documentation, as evaluated by tenant/landlord attorney we hired, mentioned that this fee was insufficient notice before the end of a lease term and unrelated to early lease termination, which already had a 2 month early termination penalty fee, which we paid. The {$2200.00} unjust fee went to collections on XX/XX/XXXX and is a permanent stain on my credit report.
|
| 10/01/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
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Hunter Warfield Inc. ( XXXX ) calls me DAILY ( every morning/every evening ) at my home phone seeking a " XXXX XXXX XXXX ; ref. Acct # XXXX. '' I have told them REPEATEDLY she moved from this address to XXXX, in XX/XX/XXXX, and I do NOT have any contact with her nor do I know her current whereabouts. On XX/XX/XXXX I filed a complaint with the FL XXXX ( Complaint ID # XXXX ), and Hunter Warfield agreed to XXXX NOT to contact me anymore. I accepted their resolution and the case was closed early this morning ( XXXX ), and then they called AGAIN at XXXX ( Robocall! ). I have emailed Hunter Warfield ( XXXXXXXXXXXX ) an " alternate '' family member 's contact information ( who MAY know her current whereabouts ), and yet they CONTINUE TO HARASS ME VIA PHONE DAILY! I want this STOPPED! I suspect XXXX XXXX has used both my home address/phone no. to fraud those to whom she owes money and probably skipped out owing rent from somewhere, as she did here.
|
| 05/24/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
In the XXXX my husband contacted Hunter Warfield collections in regards to an account that appears on our credit report. The company referred him to their legal department ( XXXX XXXX ) stating they are only the ones that control this account.My husband spent two days attempting to contact XXXX XXXX. He was eventually able to get a hold of someone via email. The company refused to settled and stated that the judgment amount was 9277.82 as of XX/XX/21. We do not have a Judgment on us at this time or any previous time. The wording used in the email defining this as a judgment was misrepresentation. I contacted the company on XX/XX/21 offering a settlement via email. They again refused to settle out .I requested validation of the debt. In return I received a copy of a lease and a letter stating the account and that as of XX/XX/21 the debt is 6475.91. The company misrepresented the amount owed and the fact that there was a judgment against us.
|
| 05/02/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I received a letter from Hunter Warfield stating that I owed them a debt. They sent me a statement with an account number with a balance amount that included interest. I requested verification of this debt and requested addition information from them as proof that I owe them this debt. This letter was dated XX/XX/2023 and sent by certified mail. The response received only included a copy of a signed rent contract. The contract was reviewed, and it did not include any agreement to pay interest on debt. Another certified letter was sent to Hunter Warfield questioning the reason for the interest since it was never agreed upon in the signed contract. They did not provide any validation for the interest charge and refuse to remove it from the requested debt amount. I am also not sure if they legally own this debt, or if they are authorized to collect in my state because they never provided me with this information that I previously requested.
|
| 12/09/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I have an unverified account from HWARFIELD. I had previously disputed this account. I have never done business with HWARFIELD. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that HWARFIELD Provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin 6. Whether you purchased the debt, and if so, the amount paid for the debt 7. The date ( s ) the debt allegedly accrued ; 8. An itemization of the costs, including an accounting, for any additional interest, charges, or other fees placed on this account. I want to request that HWARFIELD Cease and Desist all further communications and collection actives and provide the verification of the purported debt.
|
| 03/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681.
Account name : # XXXX, has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
|
| 08/25/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
The Company Listed below has kept an alleged debt they say I owe on my credit report well over the Florida Statute of Limitations. Mortgage Foreclosure debts remain on ones credit for 5 years F.S 95.11 All other debts ( rent, utilities, health clubs, etc ) fall under the catch-all limitations period of 4 years F.S 95.11 ( 3 ) ( p ) Both of these Statutes have been violated by Hunter Warfield a Revenue Recovery Service located in XXXX Florida. I have filed a dispute through XXXX. This debt continues to remain on my credit which is causing damage to my credit report, for which I file this claim. According to the Fair Credit Reporting Act, they are willfully including inaccurate information on my credit report.
This company is in direct violation. For which I file this claim to remedy this matter promptly. The information is listed below.
HUNTER WARFIELD XXXX XXXX XXXX XX/XX/2012 {$2200.00} XXXX XXXX XXXX XXXX, FL XXXX ( XXXX ) XXXX
|
| 07/27/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
HUNTER WARFIELD, INC Agency Address : XXXX XXXX XXXX XXXX XXXX , FL XXXX Date Reported : XXXX /2017 Original Amount Owned : {$280.00} Balance Owned : {$280.00} Comments : No action was taken. No letter was received from Hunter Warfield or their client. I 'm in the process of purchasing the home and saw the debt on my credit report. I called Hunter Warfield to inquire on XXXX XXXX 2017 and was told that it was an attempt to collect a debt but they have no information or breakdown of the charge. Explained I did not receive a call, email, or letter from their client regarding any debt nor have I received anything from them. On J XXXX XXXX 2017 I called to verify email address and physical address for Hunter Warfield. The rep. gave me the information. However, my email address was blocked. I called back to verify the email and even had another rep. email me and when i replied to her email, it blocked me as well.
|
| 11/10/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
XXXX management sent me a letter of release upon my exit at the end of my lease in XX/XX/2022, clearly stating their desire to cover any and all of money due, with a return of {$190.00} to me. ( See attachment. ) This agreement included a gag order, in which I was instructed to cease from all formal complaints, including my complaint filed with the XXXX. I refused to sign the document, stating I have no power to stop a complaint already filed. In retaliation, said company has trumped up charges nearly 2 years later and sent it to collections. I have in my possession several documents proving the list of things I am charged for were increased every time I refused to meet this mans demands. All documents have been filed with the XXXX and available upon request. I also have photos of the house on the day we moved out, to show it was ready to move-in. XXXX moved in new residents the very next day. There was no time to have made repairs.
|
| 07/04/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
After viewing a copy of my report, I noticed a collection account placed on my credit report from HUNTER WARFIELD XX/XX/2021 in the amount of {$3100.00}. First and foremost, I have confirmed that the debt collector, HUNTER WARFIELD is not licensed in the state of Louisiana to collect on this debt. Secondly, HUNTER WARFIELD, violated FDCPA rules and regulations when they failed to send me a written debt validation notice including the amount of the debt, name of the creditor, and notice of the consumer 's right to dispute the debt within 30 days. Third, what obligation do I have at all to HUNTER WARFIELD? I have never heard of them, have no written contract with them and have never received any benefits from them, yet HUNTER WARFIELD has submitted negative information to all three credit reporting agencies ( XXXX, XXXX, and XXXX ) against my name and social security number and is demanding payment from me in the amount of {$3100.00}.
|
| 01/10/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
I have been receiving threatening calls from a customer service agent at Hunter Warfield. They guy will not give me his name. He purposely would state my name wrong after correcting him multiple times. I simply asked for him to cease and detest calling my and my family multiple times and I would like documentation in writing so I can pass along to my lawyer as I have mold and lead case in regard to this debt. The agent told me that he didnt care what I had and the he loves to talk to lawyers and demanded my lawyers information. I told him that I no longer feel comfortable speaking with him and I feel threatened by his tone. He told me that they already mailed out documentation I told him that I never received and if he could mail again? He stated that is not my problem that you are not receiving your mail. I asked him again what was his name and could I speak with his supervisor. He became hostile which forced me to hang up on him.
|
| 06/24/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
Servicemember |
|
I received several threatening phone calls on my phone. They were so threatening, like call in 30 minutes or you'll go to jail etc, from a collection company called Hunter Warfield , Inc., that I thought they were fake calls because this kind of talk is illegal when collecting debts.
The debt they refer to as a joint debt, is not. It is a debt from my ex wife regarding a home she lived in and I never lived in because I lived in another state and we are divorced.
Additionally, I never received any written notification regarding the debt, just random threatening phone calls about going to jail from Hunter Warfield , Inc .
This is not my debt, and their collection practices are illegal.
Also, this was placed as a collection account on my credit report. I was never informed besides threatening messages even what the debt was about. I was never informed I could dispute. And I want it off my credit report because it is not my issue.
|
| 04/09/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
None of the above described my issue. I am filing a complaint on a company, XXXX, for a debt I owe from XX/XX/2011 I was evicted, therefore causing me problems in getting a place to live. I want to pay the debt and have this removed from my credit so I can finally get a home/apartment. I already filed a complaint with the Attorney General and my issue was not resolved. The company will not send me a letter via mail regarding settlement amount etc, also they had stated in the letter via email, which I am not sure is even legal, I had to pay the same day by XXXX XXXX via credit card only. I would like to pay my settlement amount via Cashier 's Check or Certified Money Order. This option was not given to me, nor were they able to meet my request for a letter stating specific terms. Every other company I have paid recent debts to has sent me every letter I have requested and has been very kind. Below you will see what I am asking for.
|
| 04/30/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Public record information inaccurate
|
|
Web |
|
|
on XXXX and XXXX this agency is reporting a debt of XXXX as of XX/XX/XXXX to XXXX XXXX for a property in XXXX XXXX I never lived in. the only exchange of money was for an application fee. no money ever exchanged to move in address no deposits and no utilities in my name. a lease was electronically signed and voided on the same day without ever moving in due to some comments that were insensitive and prejudice over the phone.
from XX/XX/XXXX to XX/XX/XXXX I lived at.XXXX XXXX XXXX XXXX XXXX XXXX and moved to where I currently live which is XXXX XXXX XXXX XXXXXXXX XXXX MO XXXX I have utility bills I can provide as well as leases to show.
If i have never lived at the address : there is nothing to pay and nothing will be paid. I received one phone call from this business about 4 months ago no debt validation letter or notice of debt ( since I have never lived at the address ) take this s ..off my credit report for XXXX or XXXX
|
| 09/10/2015 |
Yes |
- Debt collection
- Credit card
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Web |
Servicemember |
|
I submitted a complaint regarding the debt collection agency, Hunter Warfield to the CFPB because they were giving me great difficulty in resolving my debt. When I initially contacted them they offered me a repayment rate that I initially could not accept. Later they changed that rate and then refused to negotiate a repayment rate of any kind saying that I had to pay in full. After contacting the CFPB, Hunter Warfield agreed upon a repayment rate. They then responded to the CFPB saying that we had successfully resolved the issue. Although we agreed upon a repayment rate Hunter Warfield refused to provide me with an agreement letter stating the terms of the repayment. They also refused to provide me with a receipt for the each payment that I made. In my mind this is not full resolution. I would like a letter stating the terms of the new agreement. My original complaint number is : Case number : XXXX.
Thank you for your help.
|
| 12/04/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
My former landlord demanded almost {$700.00} in bogus repairs after we moved out on XX/XX/2023. I disputed the debt with the landlord and he sent the amount to pre-collections with XXXX XXXX immediately ( within XXXX days ) despite the thirty-day period he offered to us in writing.
After communicating with XXXX XXXX about a further dispute throughout XXXX with little success, I offered {$370.00} to settle the account completely. XXXX XXXX agreed, and I paid the {$370.00} via credit card. They also charged a {$13.00} credit card processing fee which exceeds the limit of XXXX percent. XXXX XXXX said they would close my account. Not only did they neglect to close the account as promised, but they re-upped my balance to the remaining account and proceeded to call and harass my girlfriend, another leaseholder.
XXXX XXXX XXXX at XXXX XXXX and XXXX XXXX should be investigated for this fraudulent and deceptive business practice.
|
| 11/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
We received a notice from a collections company named Hunter Warfield on XX/XX/2021 for {$7400.00} to XXXX XXXX apartments. We sent a letter the next date XX/XX/2021 stating that we dispute the entire amount. There is no judgment, this is just an assertion based on an unenforceable contract.
A collector from Hunter Warfield began repeated phone calls to both of our phones and places of employment, as well as emails starting XX/XX/2021. Today, after speaking with him he said that they do not accept the " dispute ''.
I followed up with another letter letting them know they do not have our permission to contact us and that once again this is not our debt. They can contact XXXX XXXX or refer to their own counsel.
XXXX XXXX XXXX complex also DBA XXXX XXXX XXXX was given all of the information prior to turning this over to a Collection company that we do not accept this debt. They were given a letter by my attorney as well.
|
| 04/05/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
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I was told by Hunter Warfield that I have a debt owed of {$9100.00} on XX/XX/XXXX.
I attempted to discharge the debt which is my right under HJR 192 73-10. I informed them to cease and desist under those grounds. Also under 18 USC 8, all debts public and private are the obligation of the UNITED STATES. They are in violation of FDCP Act 807 ( 2 ) ,807 ( 11 ) 809, and 812. And by not allowing me to discharge my debt under HJR192 73-10 they are violating my civil rights under the 14th amendment 42 USC 1983 42 USC 242 , 245. My rights are being violated and I'm being forced into involuntary servitude for financial gain. They willfully deprive me of my rights and privileges, and they have used coercion to pull me away from financial freedom. Also, the use of extortion to have me pay a debt a have provided the remedy for. They are operating as a criminal enterprise of organized crime with 2 or more members executing these acts.
|
| 04/05/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I was told by Hunter Warfield that I have a debt owed of {$9100.00} on XX/XX/XXXX.
I attempted to discharge the debt which is my right under HJR 192 73-10. I informed them to cease and desist under those grounds. Also under 18 USC 8, all debts public and private are the obligation of the UNITED STATES. They are in violation of FDCP Act 807 ( 2 ) ,807 ( 11 ) 809, and 812. And by not allowing me to discharge my debt under HJR192 73-10 they are violating my civil rights under the 14th amendment 42 USC 1983 42 USC 242 , 245. My rights are being violated and I'm being forced into involuntary servitude for financial gain. They willfully deprive me of my rights and privileges, and they have used coercion to pull me away from financial freedom. Also, the use of extortion to have me pay a debt a have provided the remedy for. They are operating as a criminal enterprise of organized crime with 2 or more members executing these acts.
|
| 01/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX placed a collection with Hunter Warfield for a rental property located on XXXX XXXX XXXX, GA. The leasing agent who rented to me on or around XX/XX/2013 through XX/XX/2013 scammed me out of my deposit, I moved into the property but later found out around XX/XX/2013 that my deposit was never paid and XXXX XXXX XXXX states that I never paid them, now I have already been living their for a few months and want me to pay the deposit again and I said I already paid it. Come to find out the leasing agent that did my lease was fired due to collecting donations on a false claim and it just so happens my deposit was never paid. So I moved out due to the dispute. I have asked XXXX XXXX XXXX & Hunter Warfield to remove the account because they can not validate the debt ie : signed lease agreement or other validations. XXXX has already removed account but the other 2 agency 's such as XXXX and XXXX have not removed it.
|
| 03/22/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
I did receive a notice of attempt to collect debt. My problem with this company is that XXXX XXXX sent a check to settle this de
bt o n XX/XX/XXXX. The company Hunter Warfield confirmed they received the check on XX/XX/XXXX. I am currently XXXX and XXXX and I really need the receipt in order to move to a new place and I dont understand why it takes so long for them to issue a receipt. I have called several times. Last Friday XXXX they told me I could access the receipt today. I logged in today and I did not get a receipt, so I called again, and the person on the phone told me it would take and extra 2 weeks to get the receipt. Why it takes so long? Banks clear a check in 7 days and it comes from an agency. This is outrageous. I am XXXX and XXXX XXXX XXXX XXXX, please help me out to get this confirmation of payment as soon as possible.
Name of collection agency : Hunter Warfield Check amount {$2600.00} Account # : XXXX
|
| 08/03/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
Hunter Warfield has broken several Fair Debt Collection Practices Act laws. First, they never sent me notification of the debt. I did n't even receive any notices giving me 30 days to respond. They said they did but I never did receive anything. If they did send anything, it needs to be documented via certified receipt.
I filed an identity theft report and also sent them the information because I do not know where this debt came from, and it is indeed identity theft. I sent them the identity theft affidavit, and they failed to acknowledge it as well.
I also asked for verification, and I did not receive anything. I have attached everything that was sent to them certified. Another law they broke was verifying this proof with the credit bureaus after I have requested verification of the debt and filed identity theft. During that time frame, they still verified this debt. CC : XXXX XXXX XXXX XXXX XXXX XXXX Attorney, BBB, FTC
|
| 03/21/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Back on XX/XX/XXXX I received a letter from Hunter Warfield about a debt that was not owed by me. I advised them that my daughter rented an apartment and put me on as a cosigner. I told them before that this was not authorized. They continued to harass me until I asked them to validate the debt. They never sent the validation so the ended up having the debt deleted from my credit. NowXX/XX/XXXX they call me again and ask me to send proof that it not my debt but ask me to fax the info.i was at work so I didnt have with me but intended to send them the actual rent contract that they sent the week prior without my signature not anywhere on the agreement. Then XX/XX/XXXX they have this collection on my credit file. I want this removed and feel that they did not handle this properly and I want it fixed so that they cant do this again. This is my second complaint for this same situation.it was also reported to XXXX in XXXX Fl
|
| 03/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
I have received correspondence from XXXX XXXX XXXX XXXX that I owed a former landlord for unpaid rent. The amount was claimed to be from a residency that ended in XXXX, XXXX. I had sued the former landlord in XXXX for negligence that occurred during that tenancy. This case was settled in mid XXXX and I recovered the settlement from the former landlord. The former landlord, in addition to paying me, also signed a mutual release of liability. I continued to receive correspondence concerning a now non-existent debt. XXXX XXXX never confirmed the validity of the claimed debt and has continuously and intentionally inflicted serious and grievous damage to my credit thereby damaging my ability to secure credit and causing me to pay dramatically increased interest rates for the credit I did receive. All of the actions and failures of XXXX XXXX are direct and unambiguous violations of the Federal Debt Collection Practices Act.
|
| 11/18/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
HunterWarfield ( XXXX ) XXXX FLORIDA XXXX No Transcript Available.
VOICEMAILXXXXXX/XX/2019 Keep calling me and asking for another person who does not live here and do not know. This started on home phone and migrating to our cell phones.
I have contacted them they are rude. I asked for a supervisor and get stone walled.
Have insisted they remove my number after answering a phone call, they insist on wanting my personal information to remove my numbers.
I told them I do not give out that information since they called me and should have my number.
I want this company stopped they are exceedingly unprofessional.
Us robo callers that you have to press a digit on the phone then they start this investigation into wanting info. As far as I am concerned I have not debt that they need to look into or look up my name to see if I have any.
I have my utilities, home mortgage, and car loan. All paid in full and current.
|
| 07/24/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I recently sent a request to the consumer financial protection bureau on XX/XX/2021 ( Complaint No XXXX ).
The complaint was against Hunter WARFIELD. Hunter WARFIELD responded on XX/XX/XXXX and removed the incorrect item from my credit report. After two weeks of the complaint being settled by the Consumer Financial Protection Bureau, myself, and Hunter WARFIELD the debt collection ( Hunter WARFIELD ) added the incorrect information back unto my consumer credit report and continued the collection of amortized interest monthly on my collection account that is closed ; never fixed or revolving account that reflects fixed and unsecured loan utilization rates and compounding interest.
The debt collector continues to increase the debt monthly and violate the Fair Debt Collections Practices Act ( FDCPA ), which makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when they collect debts.
|
| 02/01/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX, I reviewed my credit and noticed Hunter Warfield was reporting as an outstanding collection account. The same day I mailed a debt validation notice requesting the method or verification. I received no response. On XX/XX/XXXX, I sent a certified mailed letter with a second request for a method of verification. I also requested an original contract with original signatures and if the documents were unable to provide the requested documentation, I requested for the item to be removed from my credit report. As of today, XX/XX/XXXX, I have not received any of the requested information and the debt is still reporting negatively on my credit. Secondly, Hunter Warfield currently does not have a valid business license in the District of Columbia. The District of Columbia requires each entity conducting business in the District to have a General Business License from the D.C. Department of Regulatory Affairs.
|
| 01/28/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
On XX/XX/2019 I initiated contact with a representative from Hunter Warfield to resolve a debt. I made it clear when I spoke to them that I needed to have the account completely removed from my credit if I was going to pay it ( not just showing a balance of " XXXX '' ). The representative stated that it would be and added that it should " fall off '' within 90 days.
I asked for a letter indicating their intention to remove the account ( not just indicating the account has been " settled '' ) from my credit however they provided me a letter that did not and has not indicated that directly and I do not believe they intend on removing the account from my credit report as agreed upon.
I called them a second time and requested they send me a letter using the words describing our agreed upon terms in " removing '' the account from my credit however they provided me with the exact same letter they did the first time.
|
| 05/31/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I called several weeks ago to the collector and gave my l ast 4 of social security at pont they could not find me. either by social date of birth, name lat name so forth. so I disputed the issue. I then receive from XXXX that the collector responded the debt is mine. so today I call and now they can find me under my social and date of birth. that is so weird that they were able to find me now not 3 weeks ago.
this company that is collecting the debt I worked for. but my apartment and bills were paid by the company so I do n't know how I owe them any money and I was never notified I did owe them anything at all. They had had my email and my forwarding address and nothing was ever sent to me about any money due.
this company I worked for is upset because I quit because the way they treated my fianc. he was an illegal immigrant and they were calling ins on him after he worked for them 8 yrs faithful ly.
|
| 12/07/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
1. Hunter Warfield Inc is currently furnishing and reporting information to my consumer report.
2. I have no relationship with this agency and have no idea how they acquired any access to my consumer report or private data.
3. It appears they are a debt collection agency based out of Florida.
4. They sent me an email stating " This is an attempt to collect a debt ''.
5. I do not know how they got my personal email to send me that.
6. Hunter Warfield Inc. and XXXX XXXX XXXX XXXX do not have my consent to furnish this negative information and they surely do not have my written consent.
7. Any and all consent to XXXX, XXXX, XXXX, Hunter Warfield Inc., and XXXX XXXX XXXX XXXX whether it be verbal, non-verbal, written, implied or otherwise is revoked effective immediately.
8. The adverse item being reported has nothing to do with any sort or crime or conviction thereof and is not equitable to the report.
|
| 02/27/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I started monitoring my credit using XXXX in XX/XX/XXXX. Upon checking my credit report, all 3 major bureaus listed Hunter Warfield as collections. I have never had any accounts or dealing with this company. I did not sign any contracts with this company. I requested that they validate the account in which they are attempting to collect the debt by certified mail on XX/XX/XXXX. This company states that I owe them {$4300.00} and they are demanding that I pay this amount. They are insisting that this is my debt. However, it is not. They refuse to remove this information from my credit report, as it is wrong. Each month this company reports to the three credit bureaus raising the alleged amount of debt. This is proven to be injurious to my credit standing. I applied to XXXX XXXX XXXX XXXX to refinance my vehicle but because of this debt reporting for the above amount stated they were unable to refinance my vehicle.
|
| 04/26/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit reporting act the list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 U.S.C 1681 XXXX XXXX XXXX XXXXXXXX XXXX Credit report HUNTER WARFIELD , INC XXXX XXXX XXXX XXXX XXXX XXXX credit report .15 U.S.C 1681 section 602 A state I have the right to privacy. 15 U.S.C 1681 section 604 section 2 it also states a consumer reporting angency can not furnish a account without my writing instructions 15 U.S.C 1681 ( a ) ( 5 ) section states : no consumer reporting agency may make any consumer reports containing any of following items of information any other adverse items of information, other than records of convictions of crime which antedate the report by more than seven years. 15 U.S.C 1681 -2 ( A ) ( 1 ) a person shall not finish any information relating to a consumer reporting agency if the person knows or has reasonable
|
| 05/08/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Other personal consumer report
|
- Incorrect information on your report
- Public record information inaccurate
|
|
Web |
|
|
XX/XX/XXXX - I pull my consumer report and an eviction from XX/XX/XXXX is still present. I received a letter from the OCA which was handling the default judgment stating this would removed from my credit report within 90 days. That letter was dated XX/XX/XXXX.
XX/XX/XXXX - I contacted the court handling the case and told them it was canceled by the OCA. I was told I had to take the letter to the apartment complex and ask them to vacate the judgment.
XX/XX/XXXX - I went to the apartment complex to talk to them about this matter. I was told the letter was wrong, and that I owe {$4100.00}. I don't understand how the OCA could make such a mistake.
XX/XX/XXXX - I apply for an apartment and I subsequently denied due to the eviction found by XXXX tenant screening services.
XX/XX/XXXX - I filed a dispute which included the attached documents.
XX/XX/XXXX - I still have not heard about the dispute from XXXX.
|
| 09/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX XXXX apartment complex sent me to collections for move out charges. They explained to me that I did not pay a deposit so they couldn't offset the charges incurred at move out. I sent them the part of the contract that we entered into showing that I paid a {$270.00} deposit. Further, they charged me for various things such as a broken microwave and pet carpet cleaning fees. I asked them for proof and supporting documentation for all of the charges several times to no avail. The microwave was not broken and the carpet was clean when I left, however, upon move out I was denied a final walk through and was told to leave my keys in the apartment due to coronavirus. Anything could have happened to the apartment from the time I left the keys in the unlocked apartment ( as instructed by XXXX XXXX employees ) to the time they procured the keys. I never received notification that the keys were in their possession.
|
| 03/29/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Hunter Warfiled, Inc. has been trying to collect a debt since 2013 that I do not owe. They 've threaten to sue me without providing the proper documentation that I 've requested multiple times. I 've repeatedly sent letters of validation, and they failed to provide original documentation such as an original contract between me and the creditor time and time again. They removed the debt from my credit report but was re-instated and no notice was provided to me within the required time. Due to this my score has gone down dramatically. I also noticed that the " amount owed '' has increased as well which makes me doubt that this debt is even legitimate. It could be interest which I do n't even know if they are allowed to charge it?? I also believe that this could be a consequence from ID theft that occurred to me years ago. If this debt can not be validated I would like for it to be removed from my credit report.
|
| 08/12/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Older American |
|
Hunter Warfield fraudulently added my name to my XXXX XXXX XXXX XXXX account claiming the debt was joint and reported it to the credit bureaus. {$4700.00} I was on a lease with my daughter from XX/XX/XXXX, to end of XX/XX/XXXX. After that time I was removed. My daughter singed a lease with XXXX XXXX XXXX XX/XX/XXXX. The debt comes from unpaid rent in XXXX of XXXX.
I have copies of the general release by landlord dated XX/XX/XXXX, the lease dated XX/XX/XXXX without my name on it, as well as a letter from the XXXX XXXXXXXX XXXX dated XX/XX/XXXX stating that they did not submit my name to Hunter Warfield.
I have received over 30 calls in a 3 month time frame, some multiple times in a single day. They started leaving voice mails, with no details, and when I called they wanted personal information.
Hunter Warfeild illegally obtained an old lease to post this fraudulent debt in my name to the credit bureaus.
|
| 10/03/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
We moved out of my rental apartment with XXXX XXXX XXXX on XX/XX/2020. We received follow up bills for utilities payments, as well as move out fees deducted in excess of the security deposit totaling {$160.00}. I contacted the company for further information on what the charges had originated from. I also highlighted that upon looking at our previous rental agreement, we had been overcharged on a monthly basis per their admission earlier in the contract signing phase of our agreement. We had requested additional information on the charges and inquired as to if the excess charges would be refunded, and were told that information would be provided before finalizing the charges. This information was never provided, even after following up with the company 3 times. Less than ( 1 ) month after being told we would receive the information and finalized charges, this debt was sent to collections unbeknownst to us.
|
| 10/22/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
We have repeatedly received robocalls from our home from an outfit called Hunter Warfield, a debt collection company out of XXXX Florida. The calls, left on our home telephone answering machine, state that they are seeking a debt from someone named XXXX XXXX, and if we are not XXXX XXXX to hang up. If we do n't hang up ( and because the message is left on voice mail, we can not ), we are treated to more information about how we must contact this company to pay a debt. We are not XXXX XXXX, and we have not ever heard of XXXX XXXX. These calls are made to our home repeatedly, dozens of time. On Sunday mornings, at dinner time, anytime. They never stop This type of activity can not be legal. It is harassment.
The company is Hunter Warfield XXXX XXXX XXXX XXXX XXXX, Florida XXXX.
The XXXX of the company is XXXX XXXX, and the XXXX XXXX XXXX is XXXX XXXX Thank you, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MD XXXX
|
| 06/11/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Hunter Warfield started contacting me about a final statement from XXXX XXXX on the same date that the final statement was generated, including language that indicated that they would damage my credit if I didn't pay immediately. I paid XXXX XXXX directly, as I had no idea as to whether Hunter Warfield was a scammer or not.
I told Hunter Warfield that they would need to verify that they were allowed collect on this debt. I never received verification. Unfortunately, I don't have it recorded, but when I was asking for this proof over the phone, the representative said something to the effect of " XXXX, are you XXXX? We're a collection agency, we collect on debts for XXXX XXXX. '' Requesting verification of a debt is not something that one should be condemned or talked down to for.
I sent a written demand for verification and dispute to Hunter Warfield via certified letter and received delivery receipt.
|
| 07/10/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
XXXX XXXX is reporting a bankruptcy. and verifying to all three major credit bureaus. The Federal bankruptcy court is not reporting any information to the credit bureaus and I don't have an account or contract with XXXX XXXX. The Bankruptcy filing is not accurate.
Hunter Warfield is reporting a judgment that has been satisfied in the XXXX XXXX Tennessee Circuit Court. Hunter Warfield was not a party to the judgment that was satisfied and it is illegal for then to report a civil judgment in which they were not a party to the suit.
Tennessee Dept. of Human Services is reporting a Texas Civil Judgment. The State of Texas only gave them the authority to enforce child support. The Dept. of Human Services has refused to give me a hearing to contest this negative information and Tennessee law strictly prohibits adverse actions without an opportunity for a hearing. The account should be deleted immediately.
|
| 03/28/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
On XX/XX/2023 a debt validation along with a cease and desist was sent to Hunter Warfield. It was received and Delivered on XX/XX/2023. Certified mail.
Hunter Warfield was instructed to cease communication from all mediums. Which included but not limited to phone calls, and email submissions, UNLESS they are providing ( XXXX ) to advise the consumer that the debt col- lectors further efforts are being terminated ; ( XXXX ) to notify the consumer that the debt col- lector or creditor may invoke specified rem- edies which are ordinarily invoked by such debt collector or creditor; or ( XXXX ) where applicable, to notify the consumer that the debt collector or creditor intends to invoke a specified remedy pursuant to 15 usc 1692d ( c ).
Hunter Warfield has called me 5 times since the cease and desist has been received. They have also emailed me on XX/XX/2023. I have attached all proof and communication.
|
| 01/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I was told by hunter warfield that I have a debt owed from XXXX XXXX XXXX I attempted to discharge the debt which is my right under HJR 192 73-10. I informed them to cease and desist under those grounds. Also under 18 USC 8 all debts public and private are the obligation of the UNITED STATES. They are in violation of FDCP Act 807 ( 2 ) ,807 ( 11 ) 809, and 812. And by not allowing me to discharge my debt under HJR192 73-10 they are violating my civil rights under the 14th amendment 42 USC 1983 42 USC 242 , 245. My rights are being violated and im being forced into involuntary servitude for financial gain .They willfully deprive me of my rights and privileges, they have used coercesion to pull me away from financial freedom. Also use of extortion to have me pay a debt a have provided remedy for. They are operating as a criminal enterprise of organized crime with 2 or more members executing these acts.
|
| 08/03/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
this complaint for identity theft. I have never given any permission to use any of my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe. I am legally refusing to pay this debt pursuant to 15 USC |1692c ( c ). I am demanding a cease and desist of all illegal and unlawful activity, any communication and collection activity, of this and any alleged debts until they can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and collection attempts continue I will file for litigation for actual damages caused and HUNTER WARFIELD, INC will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A, extortion, theft by deception, securities fraud, and mail fraud. The credit reporting agencies were notified this account is result of identity theft.
|
| 10/10/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Before COVID-19 happened my fiance and I were set to go to tenant court for repairs that our landlord failed to make on an apartment unit we were renting. We had code enforcement officers come out and issue tickets and notices to the company to make repairs that were never fully completed so we found a new place to live and moved away. The court date we had got cancelled due to to the pandemic as well as the eviction moratorium so we were unable and still are unable to settle this matter in front of a judge. I asked the creditor for confirmation of the debt and was sent a final bill which had the past due rent amounts listed which is not conformation of any kind of debt owed as part of our lease agreement was that the unit we were renting would be livable up to code which it was not. I attached pictures which we have many many more of as well as a chronological timeline of everything that happened.
|
| 07/07/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Older American |
|
Hunter Warfield is a collection agency for XXXX XXXX. XXXX XXXX is a collection agency for XXXX XXXX. My account for XXXX XXXX was held by XXXX XXXX. I contacted Hunter Warfield and spoke with XXXX XXXX who told me that Hunter Warfield no longer had my account and XXXX XXXX did. I asked XXXX to please send a request to the credit bureaus to remove Hunter Warfield from my credit report. XXXX was very rude and told me if I called back, the company would press charges. I called XXXX who agreed to give me letter stating that XXXX XXXX had my account for XXXX XXXX. I paid the account for XXXX XXXX in full including fees to XXXX XXXX.
Hunter Warfield remains on my credit report and continues to increase the balance biweekly. I would like Hunter Warfield to remove themselves from all 3 of my credit reports as they did not even hold my account and my account is paid in full with another collection agency.
|
| 05/01/2020 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Whom It May Concern, I received a XXXX XXXX XXXX alert. I saw that a company called Hunter Warfield , Inc fraudulently place a negative account on my credit report. I don't know who this company is and never had any correspondence from the Hunter Warfield , Inc. or a notice that the creditor they " supposedly '' representing is giving Hunter Warfield permission to contact me about anything. They have unlawfully reviewed my credit report without my consent.
For Hunter Warfield to do this fraudulent act and conduct their business operations unlawfully in the middle of the COVID-19 pandemic is distasteful and grossly irresponsible. They hope that while consumers are distracted by the shutdowns caused by the pandemic, they can sneak in their lying reports and mess up consumer 's credit score and livelihood.
Hunter Warfield is a disgrace, need to be charge and closed down!
Concerned, XXXX XXXX XXXX
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| 07/30/2018 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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This company is reporting unfair, and unverifiable information on my credit report, they are stating that I'm in a term monthly with this company. I have rented two property with this company I stayed in Both homes for 1 year only this company unfairly did not returned my security deposit of over XXXX for XXXX XXXX and XXXX for the other home. this company has yet to provide me or prove to me that I owe the sum amount of XXXX for one home and XXXX for only staying there one year in each property. I have contact XXXX and XXXX to ask them to remove these derogatory remarks on my credit report as it is hindering my credit. There response from the credit Bureau is that the information meets requirement of the fair credit reporting act ). However I still have not been provided any proof after sending several letters asking for this information. I have enclosed some move out pictures from both residents
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| 06/13/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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I NOTICED THAT HUNTER WARFEILD PUT A COLLECTION ON MY CREDIT DUE TO A BALANCE REPORTED TO THEM BY XXXX XXXX XXXX IN XXXX NORTH CAROLINA. I CONTACTED THE APARTMENT COMPLEX AND ASK THEM WHY THEY WOULD REPORT A COLLECTION IF IVE NEVER LIVED THERE THEY QUICKLY APOLOGIZED AFTER I SHOWED MY POLICE REPORT TO PROVE I WAS A VICTIM OF IDENTITY THEFT. THEY TOLD ME UNFORTUNATELY ONCE THE COLLECTION HAS IT THERE NOTHING MORE THEY CAN DO AND INSTRUCTED ME TO CALL HUNTER WARFEILD. HUNTER WARFEILD SAID THEY DIDNT CARE THAT I DIDNT STAY THERE SOMEONE & THAT SOMEONE ELSE DONE IT IN MY NAME AND THAT I STILL I HAD TO PAY. THAT IS SIMPLY AGAINST THE LAW THIS ACCOUNT WILL BE REMOVED BECAUSE NEVER LIVED IN THOSE APARTMENTS. I ALSO WANT ALL OF MY POINT BACK FROM THE DROP I RECEIVED DUE TO THIS ERROR. AND I HAVE A POLICE REPORT TO PROVED MY IDENTITY WAS STOLEN A 6 MONTHS BEFORE XXXX XXXX XXXX STATED THE LEASE WAS SIGNED.
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| 09/06/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
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Web |
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Received phone call about debt collection.
Had dispute with apartment complex I left in 2014. Received bill for carpet replacement after living there 4 years, and when carpet was already old when I moved in. I filed a written letter of dispute within 30 days. Heard nothing for years.
After getting the debt collection call, contacted the landlord and reached a settlement for {$270.00}. Asked for a bill to be mailed to me so would have a paper trail.
Got another call from debt collector a week ago, informed I had settled, and said do not call again. Just got another call today and said I would sue if they call me again. They demanded {$350.00} and said they will continue to call. It seems they have added some fees to the amount owed. I 'll have to send a note in writing telling them to stop calling to make my case stronger.
They are apparently : Hunter Warfield XXXX XXXX XXXX XXXX, XXXX, FL XXXX
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| 02/24/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I am writing to dispute the debt that is currently appearing on my credit report. According to my records, I do not owe this debt and it is not mine.
I request that you provide me with proof of the alleged debt, including the name and contact information of the original creditor, the amount of the debt, and any documentation that you have to support your claim. I also request that you notify the credit reporting agencies that this debt is in dispute and request that it be removed from my credit report until the dispute is resolved.
If you are unable to provide me with proof of the debt, I request that you close the account and remove all negative information from my credit report.
Please be advised that I am aware of my rights under the Fair Credit Reporting Act, and I will not hesitate to take legal action if necessary to protect those rights.
Thank you for your attention to this matter.
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| 03/09/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
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Web |
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I was on a apartment lease for six months. After my six months came up I had left the apartment and they said I broke the Contract because I didnt give My two months notice.
Which clearly I didnt know. it was a simple mistake which is money I never own them or didnt pay .. The six-month I was there I paid my rent on time and all that you know it was a apartment lease. The only thing is I dont understand is why they charging XXXX if I didnt own them that money And they still kept my whole deposit didnt get nothing back from that. Receive All this calls daily and just thinking about this gives me a headache which I dont really own them money. I feel this is an abuse from the collectors all they want is your money. Something they tend to do every day is call me. You know that really frustrates me and really annoy me. then sometimes people call And them seem to sound a bit rude and Disrespectful.
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| 06/19/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
Servicemember |
|
This is regards to an old debt on a apartment lease from XXXX XXXX. This debt is noted to have stopped being paid on XX/XX/2014, which is past the statute of limitations. This debt was originally sent to Hunter Warfield, and they removed the debt from my credit report due to insufficient proof and they did not provide documentation upon requested that showed the original contract with my signature on it.
I did not receive a letter regarding the time frame I have to dispute this account for the SECOND time. This account just keeps getting handed off to different collection agencies and aging the collection. You are not only hurting my credit with this, but putting my future home ownership process in jeopardy.
You are attempting to collect a debt thats past the statute of limitations which in the state of Florida which is 5 years of breach of written contract and 4 years for oral contracts.
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| 12/20/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
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HUNTER WARFIELD has placed an erroneous collection on my XXXX credit report. I have never given this company permission to furnish or access any of my personal information nor share it with anyone. This information has been removed from my other consumer reports due to fraudulent and or inaccurate reporting. I have never provided this company with my personal information nor have I ever consented to contract with HUNTER WARFIELD. This company has accessed my personal information through a third party and has now decided to erroneously place a negative item on my consumer report. This is a violation of my privacy. See : privacy act of 1974etc. This company can not provide a written contract and I have sent numerous request to the credit reporting agency and the alleged creditor and they have failed to provide me with competent proof of claim or information they utilized to verify such claim.
|
| 09/14/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I moved out XXXX, located at XXXX on XX/XX/XXXX. I was subsequently notified of resulting move out charges in the amount of {$1000.00} via mail on or about XX/XX/XXXX at my new address in XXXX ( See annex A ). I was not notified of these charges at anytime prior to this date either orally or in writing. The notice stated I had 30 days from the move out date to remit payment which I did on XX/XX/XXXX ( see Annex B ) However, XXXX XXXX had already referred my account to a debt collection agency, Hunter Warfield prior to the XX/XX/XXXX deadline ( see Annex C ). The amount paid was in the value of {$1000.00} as a {$64.00} is currently in dispute with XXXX XXXX XXXX.I currently in discussions with XXXX XXXX XXXX in regards to the remaining {$64.00} but the company has yet to return my calls. I have notified both companies in writing of my payment of this debt and my intend to fill a complaint.
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| 06/23/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
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|
this complaint for identity theft. I have never given any permission to use any of my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe. I am legally refusing to pay this debt pursuant to 15 USC |1692c ( c ). I am demanding a cease and desist of all illegal and unlawful activity, any communication and collection activity, of this and any alleged debts until they can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and collection attempts continue I will file for litigation for actual damages caused and XXXX XXXX will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A, extortion, theft by deception, securities fraud, and mail fraud. The credit reporting agencies were notified this account is result of identity theft.
|
| 04/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX HWARFIELD ( Original Creditor : XXXX XXXX XXXX ) XXXX** ... XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX ) XXXX**** ... XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX ) XXXX** that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
|
| 07/24/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
First time i noticed this debt collector that is not acredited by the XXXX with many negative reviews on XXXX appear on my report was XXXX this year. i immediately contacted them thru the mail. to ask for debt validation original contract and debt assignement if debt was purchased after discharge which is illegal. i never received any response. they illegally reported on my personal report and i do not know the, its a privacy act matter, as much as a fraudulent matter. im appaled they are on my credit, i want them off. they are causing me great deal of mental anguish and mental health is important. please delete this fraudulent account off my report at once. cease and desist. you have no permissible purpose if you do send account with wet ink signature indicating i have business with your specific company. i refuse to deal with third parties, its my right according to FCRA. privacy act
|
| 07/17/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Personal information incorrect
|
|
Web |
|
|
I noticed this debt on my credit report. I informed the company they are reporting inaccurate information such as my name. They responded with a copy of a signed lease. The name on the lease does not match the name they are reporting on my credit report. I reached out for debt validation on XX/XX/2019. I also reached out the XXXX and advised that there is an incorrect name on my credit report. I was told by XXXX that Hunter Warfield would have to correct because it was linked to an account. I never received a summary of the charges and where this amount accumulated from. I also requested a copy of the application to be sent to me with the name matching that is being reported on my credit report. Being that they are reporting inaccurate information such as my name, and have failed to provide proof of the debt, other than a lease, i am asking to have this removed from my credit report.
|
| 07/21/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
We rented an apartment on XXXX XXXX XXXX XXXX XXXX # XXXX XXXX mn XXXXWe were XXXX people and we paid the rent on time until we moved out, when we moved out they found few damaged things on the kictchen and they wanted us to pay {$710.00} dollars and they all refused and they went ahead and put all this money on my credit alone, now am trying to rent aplace and this credit agency by the name hunter Warfield phone XXXX they are threatening me that l alone am responsible for this amount, why do n't they give my share since we were XXXX people who used to live on the apartment, the manager of the property as said he as nothing do do with this amount and they have spoken to the place a want to rent because I was a good tenant and they have refused. This is not a good business act to me, they are acting rude to me and punishing me .I need help so that this thing can be removed from record
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| 03/25/2019 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Back in 2015, I rented a house and the house had some major issues wrong with it. I went to court and the judge signed a judgement for {$1700.00} in favor of the landlord, the landlord already had a security deposit of {$1200.00}, which left a balance of {$400.00}. The landlord is reporting that I owe {$2800.00} and hired the collection agency Hunter Wardfield to collect. I have reached out multiple times to the agency and I have disputed at 3 times the credit bureaus, I getting back that this is a valid debt. So I have been advised to file a complaint with CFPB. In the judgment, it does include 3 % interest, but I have been trying to get this problem corrected since 2015 and I dont think I should pay, something that was awarded to them. I received a itemized breakdown of the {$2800.00} and all items were included in the judgment of {$1700.00} .... I have included all documentation.
|
| 03/17/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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On XX/XX/2017, I turned in the keys to my apartment after my roommate and I were placed under an eviction status and my roommate moved out without my knowledge. On the XXXX of XXXX, the balance left for the apartment was not only increased by over {$3000.00} but it was sent to collections before I had a chance to settle it. On the XXXX of XXXX, I received the final bill by email. I then proceeded to email management, I called and even showed up in person but they continued to avoid me. The bottom of the bill states you have 30 days from the final notice to settle the debt. Now the collection agency that has the debt has increased it by {$640.00}. When I try to contact the collection agency, I end up getting the voicemail. Also, I have never received a written letter from the company. The original debt amount was {$7300.00} and it is now {$7900.00}. The collector is Hunter Warfield.
|
| 03/29/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Indicated committed crime not paying
|
|
Web |
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I received a letter on XX/XX/2017 stating I owed a debt. I called and told them I was disputing it, and requested all information, and proof of debt to be mailed to me. The person refused to give me a email address, but stated he would put the dispute into action.
XX/XX/XXXX I received a 2nd letter, and called again. They told me they had no record of my previous call, and that I would have to email them to dispute the debt. When I made a point to complain that they failed to provide any information to me within 30 days, they stated that I should not be able to dispute the debt since the debt was more then 30 days old. This is not true, and misinformation about what the law states. I then emailed the collector with the email address provided on the 2nd call.
I feel they are trying to give misinformation about my rights, as well as " lose '' records of my previous conversations.
|
| 02/19/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
In XXXX, XXXX billed me {$99.00} for a repair to an apartment I rented. I did not receive that as I moved out of state and it ended on my credit report with fle # XXXX .... for {$360.00} filed by Hunter Warfield.
I discovered this in XXXX when I was applying for credit for a new home. I contacted XXXX XXXX who agreed this was their error and they had this deleted off my credit account.
Then today, I discover that in XXXX, Hunter Warfield placed it against my credit again giving it a new amount and a new case number. File XXXX .... {$390.00} I spoke to XXXX and XXXX both of whom say because they changed the file number and amount, it appears as a new claim when it 's the old XXXX. They can not delete it because it appears as new again.
They suggested that I contact you to get this removed and to stop Hunter Warfield from continuing to do this.
Thanks, XXXX XXXX ( XXXX ) XXXX
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| 04/15/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
HUNTER WARFIELD is attempting to collection on a debt that was caused as a result of identity theft.
My identity was compromised in XXXX. Someone broke into my car and stole my wallet and other items that had personal information. It 's unclear who exactly however the Department of Justice might have arrested someone. If the apartment they collect for verified ID or went through proper identification procedures they would have seen it was n't me.
I sent a certified letter containing : FTC Fraud Affidavit on XXXX/XXXX/XXXX ( Receipt XXXX/XXXX/XXXX ). I have not received a response. Today, XXXX/XXXX/XXXX I sent another certified letter containing all of the above documents and DOJ Victim Letter.
Please feel free to review the attached documentation and proof of what they received and when HUNTER WARFIELD received it.
I 'm hoping to get this resolved soon. Thank you XXXX XXXX
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| 01/27/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I moved out a rental property, XXXXXXXX XXXX, on XX/XX/2022 and paid off balance, retaining receipts and proof of payments.
Unbeknownst to me, the landlord started false credit reporting, collected non-existing past due debts from my renter 's insurance and still filed with debt collectors called " XXXX XXXX by Hunter Warfiled '' on XX/XX/2022.
Since I was contacted by Hunter Warfileld on XX/XX/2022, I have made several attempts by phone to contact the landlord and debt collector and they both threatened to pursue action and to damage my credit if I don't pay up a debt I do not owe.
My attorney mailed proof of payment and receipts on XX/XX/2022, asking for the false information to be removed. I have tracking and proof that Hunter Warfield received and signed for the letter and proof of dispute. Yet, after 30 days they still refuse to remove the negative report from my account.
|
| 11/13/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Told you not to respond to a lawsuit they filed against you
|
|
Web |
|
|
I moved out of the apartment in XXXX/ XX/XX/2017. I made {$100.00} payment in XXXX or XX/XX/2017. The original amount was over {$2000.00} so obviously a payment had been made ( exhibited on XXXX credit report ). XXXX, the property manager told me that they no longer own the debt, therefore, how can they legally come after me? I reached out to her since I didn't trust Hunter Warfield. If only the original debtor can charge interest/ fees how is it mentioned in the summons if the property manager is alleging that they no longer own the debt? I also noticed the form was notarized in Tennessee. Thirdly, Hunter Warfield is reporting several discrepancies/ amounts across all three credit reporting agencies, this alone is grounds for removal. Also, when I called Hunter Warfield, they advised me that they can no longer collect on the debt, so why is it reported if they no longer own it?
|
| 01/09/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Since XXXX I have been trying to work with this company on removing and verifying my Identity and signature as I never had any goods or service from them and the account or service provided was due to Identity Theft. I provided the company with a copy of the Police report, Identity Theft report, My Driver 's License and Social Security Card as they request only for the company to update the information with my current information provided to them as they did n't originally have this information but sent a response back to the credit bureau as being a valid account and added additional charges to the outstanding fraudulent balance. Updated Credit Report with ( Acct INFO Disputed by Consumer : Placed For Collection ) Even though they have the Police Report, Identity theft Report and an valid Id Showing my address for the last 6 years along with a company of my social security card.
|
| 02/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hunter Warfield has contacted me several times about a fraudulent debt being reported by a leasing company. I called to dispute several times and provided a paper trail of conversations directly with the leasing company that shows they agreed that I do not owe them any money. They are attempting to charge me rent for the entire month of XX/XX/2022 even though I did not live there and communicated to them that I was no longer living in the unit. This company has been very unprofessional in their validation of the debt with the clear information I provided that shows the company said my balance was clear. Attached you will find pictures of the conversation directly with the leasing department invalidating the charge they are pursuing. This is a case of a company not being true to their word and attempting to take advantage of an individual without properly communicating with them.
|
| 12/01/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I moved out of my apartment building, the XXXX XXXX XXXX, on XX/XX/21. I was told I could have some extra time to return some plastic pool bands ( worth absolutely nothing ) that they were charging me {$150.00} for. I was out of town for a couple of weeks at the time, but when I got back, a friend returned them for me. The XXXX XXXX XXXX XXXX said they would reissue the bill, but they never did. The total bill amount was {$510.00} - but should have have been {$360.00} less the pool bands. When I was hounded for the full {$510.00}, I admit I felt frustrated and taken advantage of. I've emailed them to ask how I can pay the bill less the pool bands. I apologize for not following up on this sooner. I really do pay all of my bills on time and feel that this debt / collections mark is unfair and unjustified. I really do not want a mark on my credit and will do anything to get it off.
|
| 03/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I moved out of an apartment in XX/XX/XXXX by ending a lease early under agreement with the leasing company ( XXXX XXXX at XXXX XXXX XXXX XXXX ). At some point following my move out this company sent an amount owed ( {$2400.00} ) to a debt collector ( Hunter-Warfield ) in XX/XX/XXXX. Despite having all of my contact info, and me even reaching out to XXXX, I never received response, notice, or a bill for this amount in any form. The amount owed is now up to {$2500.00} some how. Hunter Warfield even called and harassed my parents for this money that they will not verify.
I sent a letter to Hunter Warfield asking for verification of the debt and asked them over the phone when I was able to answer one of their calls. They received the letter and signed for it through usps certified mail on XX/XX/XXXX. I still have not received a response to this request ( its XX/XX/XXXX today ).
|
| 02/23/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I have filed 2 complaints with CFPB against Hunter Warfield for incorrectly reporting a debt on my credit report that is listed in someone else 's name. XXXX on XX/XX/XXXX and XXXX on XX/XX/XXXX. The company responded on XX/XX/XXXX, by providing documents to support their claim, however they are someone else 's documents. They supplied a copy of a lease with someone else 's name on it and shows an address that I have never resided. The lease provided by Hunter Warfield has a digital signature on it so I feel anyone could have made this up. The lease provided has a lease term date of XX/XX/XXXX so I have also attached a copy of my current lease that I signed with XXXX XXXX on XX/XX/XXXX, it's not possible that I had 2 separate leases with 2 different companies during the same time frame. Today I have filed a lawsuit with an attorney that works with the XXXX XXXX XXXX XXXX XXXX.
|
| 12/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit reporting act the list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 U.S.C 1681 : HUNTER WARFiElD INC XXXX. XXXX XXXX XXXX XXXXXXXX. XXXX XXXX XXXX XXXX. 15 U.S.C 1681 section 602 A state I have the right to privacy. 15 U.S.C 1681 section 604 section 2 it also states a consumer reporting angency can not furnish a account without my writing instructions 15 U.S.C 1681 ( a ) ( 5 ) section states : no consumer reporting agency may make any consumer reports containing any of following items of information any other adverse items of information, other than records of convictions of crime which antedate the report by more than seven years. 15 U.S.C 1681 -2 ( A ) ( 1 ) a person shall not finish any information relating to a consumer reporting agency if the person knows or has reasonable
|
| 04/22/2021 |
Yes |
- Debt collection
- Mortgage debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
Here is the situation, my husband and I lived at the XXXX courts for almost six years and it came to a point where the neighbors were so disrespectful and inconsiderate after only being there for one year. We spoke with the leasing office and we tried resolving the issues and it continued for months, therefore, it left my husband and I no other choice but to find another place to reside and we had to break our lease, we totally understand breaking your lease before it expires, you are still liable for the remainder of the terms on that lease. I feel we had probable cause and therefore when the timing is right and the funds are available we will in turn take care of this matter! Until then, it does not give the reporting company to keep harassing us about non-payment at my work place. I prefer they didn't call, but they have yet to sent out a letter, in regards to this matter!
|
| 07/23/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I have a debt that I owe to XXXX XXXX XXXX, which is an apartment community in XXXX, Colorado for an eviction. I owe {$4600.00}, which is not disputed. I want to make arrangements to pay because I figured out a solution in order for me to begin making payments. I recently checked my credit report and the balance increased by {$1600.00}. The collection company is " Hunter Warfield '', based out of XXXX, Florida. http : //ww2.hunterwarfield.com. Hunter Warfield has a business relationship with XXXX, I do not. I never agreed to ANY arrangement with Hunter Warfield, I do not have a business relationship with Hunter Warfield of any sort. If XXXX chooses to outsource this debt to Hunter Warfield, that is their choice. The {$1600.00} makes future payments for me unreasonably difficult, I will not agree to ANY interest or increase in balances owed. I will pay what is owed {$4600.00}.
|
| 07/14/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
|
|
When I was called on the XXXX/XXXX/15 I informed the collector that I was aware of the debt, but that the due date for payment was not until XXXX/XXXX/15 and that I had written confirmation from the original owner of the debt ( this resulted from charges following vacating an apartment ). I also told them that I would pay the original creditor on or before the due date provided to me and requested that they not call me. I received a second attempt to collect a " debt '' today XXXX/XXXX/15 for a debt not even due yet.
I have written information from the original creditor that specifies a due date that has not yet passed.
I requested not to be contacted in my original conversation on the XXXX of XXXX.
This debt can not be valid because the date payment is due has not passed.
When I explained these things my call was terminated without notice and no resolution was given.
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| 03/25/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Improper contact or sharing of info
- Talked to a third party about my debt
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|
Web |
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An apartment company filed a invalid debit with Hunter Warfield Collection agency. I had filed a notice to dispute and also contacted the apartment company and an attorney. The leasing company, XXXX XXXX XXXX in XXXX XXXX chose to ignore the letter from my attorney stating the debt was invalid and discontinuing collection activities. About a 4 days after the letter from my attorney was writtent to both the collections agency and the leasing company an old aquantance of mines PARENTS recoevef automated dialings from the collections agency about me. Not only was I embarassed but they had no reason to contact someone I knew years ago parents. When I asked them to stop they basically told me that I needed to pay my debt I told them to talk to my attorney and all collection contact needed to stop and they told me no, only for a week they would stop and then they would start again.
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| 10/04/2023 |
Yes |
- Debt collection
- Rental debt
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- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Servicemember |
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I have attempted to get this collection off my credit for years now. The CFPB has helped me once and it was only took off my XXXX report. I have filed a dispute with XXXX and they conducted an investigation regarding HUNTER WARFIELD and they had it deleted off my credit report along with the amount of {$3800.00}. The original creditor was XXXX XXXX XXXX XXXX XXXX. I have also attempted to file a dispute with XXXX regard the collection but I can not get any help to have it deleted. Either the web site wont work or I keep getting transferred to different people. The issue has been going on with XXXX for approximately 3 weeks with no help.
I should of never had a collection. I left the home with a $ XXXX. The CFPB along with XXXX conducted an investigation and deleted Hunter Warfield from XXXX and XXXX. It needs to be deleted from XXXX. I will not pay something I do not owe.
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| 08/05/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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|
Web |
Servicemember |
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I requested a validation of a debt verbally from Hunter Warfield on XXXX XXXX , 2017 regarding a debt that I noticed on my credit report. I also requested a validation of a second debt from Hunter Warfield on XXXX XXXX , 2017 both verbally and in writing. In both cases, I requested that Hunter Warfield cease and desist collection activity during a 30 day period while I investigate the debt.
I received further information from Hunter Warfield regarding the first matter, which is currently under dispute in writing. A complaint has also been filed with your agency regarding to this debt. I have not yet received a validation of the second debt. However, today I received a debt collection call from Hunter Warfield despite my statements to Hunter Warfield that collection activity must cease and desist during the investigatory period of 30 days ( which has not expired ).
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| 11/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I received a collections notice in XX/XX/XXXX from XXXX XXXX for a debt, that I don't owe. I can upload documenting that provides proof that the ledgers are falsified.XXXX XXXX has unethical business practices and are trying to collect rent from tenants and government assistance. My rental assistance was paid up until XX/XX/XXXX. There was a eviction case that was voluntarily dismissed due to the court findings of the rent being paid and no balance. In addition, the lawyer 's ledger contradicts XXXX XXXX XXXX XXXX XXXX which shows proof of falsying. In addition, I will show proof of payment that was paid in XXXX XXXX, therefore I could have no balance but on XXXX XXXX XXXX XXXX I have a false balance. There's uploads to refer to as proof. There's also a conversation with XXXX XXXX, property manager in XX/XX/XXXX about the {$3600.00} owed to me so I couldn't have a balance!
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| 11/17/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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|
Web |
Older American |
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XXXX XXXX XXXX reported a forcible entry and detainer case to credit bureaus XX/XX/XXXX.The case was dismissed XX/XX/XXXX in general sessions court ( voluntarily non-suited at plaintiffs cost/dismissed. ) I contacted warfield many times since dismissal-general court clerk faxed dismissal to them XX/XX/XXXX, they still will not remove from my credit report, instead when I dispute with XXXX credit bureaus and its removed they update report by adding a dollar to amount owed. In XX/XX/XXXX they updated report twice- by stating I had paid 5 % of the collection amount which is totally not true-by adding a dollar to amount {$1100.00} then $ XXXX.I was told by court clerk that I owe nothing because case was dismissed.Here it is 3 months later and again they have updated report increasing amount owed.I been refused housing and credit because of there continually updating my report.
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| 08/25/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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I have already disputed this account with Hunter Warfield. I submitted proof of previous disputes showing not my account. I disputed with all Credit reporting agencies and this account was removed. I have included the same payment agreement for credit card authorization or check deposit that I included within my last dispute that resulted in the removal of this account. I have also sent a verification of debt sent by Hunter Warfield showing original account # XXXX yet original creditor shows acct # XXXX. This is a direct violation of my rights and I request the immediate removal of this account from all credit reporting agencies whom has been notified. Hunter Warfield is required to notify me within 5 days prior to re-insertion. That did not happen. They also have this information on record per previous disputes, yet still reporting this account to credit reporting agency.
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| 06/11/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
In re XXXX XXXX and Hunter Warfield Revenue Recovery Services I had a scheduled check out date at the apartment. The checkout day was during a weekend and/or holiday, so I turned in the unit key to the on-site security/property office. At the time of turn-in, I asked the team whether they a document to sign, or other process form and receipt to show that I have turned in the key ; the person at the time responded they do not.
XXXX XXXX and Hunter now claim that I stayed in the unit 2 weeks after the checkout date. Since the question turns on what day the actual check out was made, I have repeatedly asked XXXX XXXX and Hunter to provide documentation satisfying their claim of my alleged check out date. They have repeatedly failed to provide this, nor can they provide any sort of documentation in a log, or document with my signature, of either checkout dates in question.
|
| 12/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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Upon expiration of my rental lease with XXXX XXXX formerly owed by XXXX XXXX XXXX XXXX ( now known as Mode apartments ) in XXXX Maryland, i was sent a bill that I owed {$140.00} for parking and utilities for the following month ( I was no longer a tenant ). The issue was resolved after I complaint to the leasing office and it was rectified showing me a bill with all accounts zeroed out.
However a few days ago, I received notification that the same amount was sent to Hunter Warfield debt collection agency and my XXXX XXXX was severely affected. I reached out to the leasing office and was told they are now under new management so they can not help me. I also reached out to XXXX and was told they can't help me because it is no longer their property.
Now I have a false debt, a XXXX XXXX that has been downgraded affecting my ability to secure finance for other projects.
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| 04/04/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
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We mailed a letter to the debt collector in regards to a debt in the amount of {$2200.00} on XX/XX/2022. Attempting to resolve the debt, we requested a written letter sent back agreeing to our resolution or offering a different resolution. We received multiple phone calls although we asked for a written letter as the only form of communication. After receiving multiple phone calls from the company, we gave them several months to send the correct form of communication. On XX/XX/XXXX we sent yet another letter requesting they only mail us in regards to this communication while proposing yet another resolution. They received the letter this morning and are calling yet again to attempt to make contact. We specifically said they can only contact us by mail and included the mailing address in both letters yet we are still receiving phone calls and no letters sent back to us.
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| 11/16/2020 |
Yes |
- Debt collection
- Mortgage debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
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Hunter Warfield placed a collection debt on my credit report thus ruining my credit for a charge of {$3800.00}. Concession Charge Back {$720.00}, Insufficient Notice Penalty {$1800.00}, Keys and Locks {$60.00}, Lease Termination Fee XXXX, Move Out Check List Charges {$36.00}, Rent XXXX. My ex wife kicked me out the apartment on XX/XX/2020, I called XXXX the leasing agent on XX/XX/XXXX to inform her what happened, she was so rude on the phone and hung up on me. l informed Hunter Warfield I moved in with my ex wife XXXX XXXX and I did not sign any lease prior to XX/XX/2020. The lease I signed was in XXXX/XX/XX/2020 which did not take effect till XX/XX/2020. l asked XXXX XXXX in XX/XX/2020 to send me a copy of the lease I signed prior to XX/XX/2020, have received nothing as yet. l always paid our rent on the Ist of every month.l don't owe XXXX XXXX XXXX anything.
Thanks
|
| 08/30/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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My lease with XXXX XXXX XXXX XXXX was up on XX/XX/XXXX. The current company that has taken over the complex stated in the debt collection summary that they are charging me for insufficient notice in the amount of {$1800.00}, I gave notice three months ahead of time stating that I was not renewing my lease, it was given to the previous residential property in which I have proof of. Also I am being charged for the month of XXXX ( XX/XX/XXXX-XX/XX/XXXX ) water sewer ( {$55.00} ), month to month ( {$70.00} ), residential rent ( {$320.00} ), two trash charges ( {$7.00}, {$8.00} ), exterminating on XX/XX/XXXX ( {$5.00} ) and XX/XX/XXXX ( {$6.00} ) and another charge for water sewer ( {$68.00} ). I have proof I left on XX/XX/XXXX to stay at a hotel, I also have a letter notarized by my best friend mother who I stayed with until I moved into my current townhome on XX/XX/XXXX.
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| 05/09/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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Good Afternoon, i first noticed that i had a collection open with Hunter Warfield, i contacted them what it was about and i was told that it was from a broken lease, and i replayed that i didnt terminate a lease with XXXX XXXX, and didnt renew my lease. i requested a copy of the claimed lease and they couldnt provide it. i asked if paying this would delete the collection from my account several times and every response was a blank message. can you please assist me with this, when i moved out of my apartment at XXXX XXXX XXXX, i was served with an evition notice either pay in 3 days or return keys. i returned my keys to the office in the drop box. after the first complaint the collection mark was removed from two of my credit reports, but it still remains on my XXXX report, since they cant proove that i owe this dept it needs to be removed from my XXXX credit report
|
| 06/29/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Told you not to respond to a lawsuit they filed against you
|
|
Web |
Servicemember |
|
Reference to account : XXXX I file a complaint against the company about the debt. The company is being technical stated tha t II di d not put both account number on the complaint of the same deb tto be removed.. They only removed XXXX account. The account number XXXX still remain on my account. The case was handle in court : I spoke with XXXX at XXXX XXXX of XXXX , XXXX XXXX XXXX XXXX . XXXX . XXXX XXXX stated that XXXX XXXX sent the collection to Hunter Warfield by mistake and that they have their own collection for that agency, I should not pay this agency and they should not be on my credit report for this debt. I was told this by XXXX XXXX a t HunterWarfield XXXX . tha t the complaint was not for both account. XXXX , XXXX XXXX XXXX XXXX have file a garnishment for $ XXXX .the am ount of the judgment by the court.
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| 01/08/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I received a demand for payment of {$1100.00} on XX/XX/XXXX, from Hunter Warfield threatening to charge 6 % interest ( which is illegal in my state ) if the debt was not paid in 30 days. These charges stemmed from my prior landlord XXXX XXXX. I had just moved out XX/XX/XXXX and never received any communication requesting payment prior to the communication sent by the collection agency, Hunter Warfield. I sent Hunter Warfield communications disputing the erroneous charges XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX. These communications also requested validation of the debt. Hunter Warfield responded but never validated any of the disputed charges. XX/XX/XXXX, collections for these false charges were added to my credit file claiming I owe {$1200.00}. These false charges were reported to the credit bureau ( s ) and are now negatively impacting my credit and my livelihood.
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| 02/12/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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|
Web |
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I have been trying to get Hunter Warfield to remove a collection account for {$6000.00} since XX/XX/2019 that is not mine. Its from XXXX XXXX XXXX XXXX and its for a rental home lease that I never had nor authorized as Ive own my home/mortgage for over 25 years. Ive submitted identity theft report/FTC report and filed complaint with XXXX. Ive never leased a home nor authorized and all they sent was a payment statement and an online doc sign. I have A1 credit, my own home and this is causing hardship as it is inaccurately reporting. Ive sent multiple letters requesting docs/validation and also proof of identity theft report. I have NEVER entered into any contract with this company and want this deleted immediately, next step is retaining an attorney, they even contacted me via phone after receiving the first notice with a cease & desist regarding thus invalid debt.
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| 11/25/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hunter Warfield has violated the FDCPA ( Fair Debt Collection Practice Act ) by commenting on unfair practices which is a direct violation with laws put in place by congress and you are violating the law here to protect consumers. According to 15 U.S. Code 1692f : A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) The collection of any amount ( including any interest, fee, charge, or expense incidental to the principal obligation ) unless such amount is expressly authorized by the agreement creating the debt or permitted by law.
They have been reporting alleged account on my credit reports which include interest and fees. Hunter Warfield Has violated the FDCPA along with my consumer rights.
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| 10/04/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
|
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This company has a charge on my credit and it is wrong! they are stopping me from being able to lease another apartment and causing lots of stress.I tried to dispute because the online information said ask for proof and corection they continue to not do this! 1 they had mold and everyone had no choice but to move and would not have any fees but im sooo confused also on my credit report its not even reported like accurate???
The balance is wrong ..The high credit??? im confused and dates of acivity is all wrong .. this account has no reason to be reporting on my credit report regardless ... They make these crazy attempt to always say accurate how and can never send proof of all thAT HAS been asked for this is illegal and im just in shock that its allowed ..Every credit report they report something differnt so how in heaven name can it all be accurate????????????
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| 08/28/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
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|
Web |
|
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XXXX has the following information on my credit report and it is not correct : Shows an address of : XXXX XXXX XXXX XXXX TX XXXX have never lived in TX XXXX XXXX XXXX XXXX TX XXXX have never lived in TX Shows a collection account from : Hunter Warfeild, Inc.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX XXXX XXXX
This does not belong to me. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX OR XXXX This account was never late.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX XXXX XXXX XXXX This account was never late Shows an inquiry from : XXXX XXXX. I did not authorize this. XXXX. I did not authorize this. XXXX. I did not authorize this.
XXXX. I did not authorize this.
XXXX XXXX XXXX. I did not authorize this. XXXX XXXX XXXX. I did not authorize this.
XXXX/Pre-Owned. I did not authorize this.
XXXX XXXX. I did not authorize this.
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| 03/13/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Servicemember |
|
Hello, So I have a collection agency Hunter Warfield and XXXX refusing to remove a collection on my record that is not mine. All other reporting agencies have removed this fraudulent collection. XXXX is still illegally trying to collect from me. I live in a state with another with a similar name, XXXX XXXX. I looked further into this and the account looks to be owed in full by a XXXX XXXX. I did not live in this home. I have never received any type of notice that a collection was being placed or needed to be paid. I found out about this by looking at XXXX XXXX. I have tried to resolve this with both XXXX and Hunter Warfield. But they refuse to listen or look further into it. This collection is not mine and is the reason I am currently homeless and unable to purchase or rent a home. I can provide a lease to show I was not living in this home at this time.
|
| 09/21/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
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I 've been homeless after I move from apartment call XXXX XXXX so I can not receive mail Hunter Warfield claim email me papers about a settlement offer you have n't proved it also my ex-husband is on this least we had together but I only see it on my credit report we both signed a legal and binding contract I am now divorced from my ex-husband and now I have to deal with that debt I 'm wondering how come they never went after him I 'm not working due to a XXXX but he is when I left the apartment I did n't pay {$1700.00} and then Hunter Warfield climbing out of {$4100.00} this is a nightmare for me I have asked them to send me a paper to my current address. What I was told over the phone is after I paid the full balance I will get a letter a discharge meaning I no longer own it not sure why they would tell a lie like that because they do record us when we call
|
| 01/19/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Public record information inaccurate
|
|
Web |
|
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Hunter Warfield is a collection agency for XXXX XXXX XXXX.They are fraudulently and incorrectly stating on my credit report incorrect date opened or dat of service. I would like to appeal date of service when i occu ] ied residence. I move in the apartment homes at XXXX XXXX in 2010 i gave a 60 day notice and move out. It still showed as an open collection account. I will like to have them verify my signature on the contract that i signed to where this is not legal. To keep reporting a substantial amount of XXXX owed as past due. Which should allow my monthly payment amounts on the contract that doesnt even show on 2 credit reporting agencies. This dishonest action has caused me to be denied credit for a home for my family. By appealing this request to verify Date of service, wriiten contract and signature allow me to provide a warm safe home for my family.
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| 07/22/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
|
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I have a reported debt on my credit that originated from XXXX XXXX XXXX ( XXXX XXXX ) I had moved out due to numerous floods in my bathroom and kitchen and other maintenance issues resulting in heavy damages. in almost 2 years I had over forty documented maintenance request. The grounds had also become extremely unsafe which resulted me in trying to defend myself. Despite numerous request to transfer units being denied by the office we moved.Shortly after a shoot out ensued making the news. I have encountered many different alleged balances to which I have tried to resolve with the apartments themselves who referred me to their corporate office. I have called the corporate office requesting a call back to discuss the matter hundreds of times and no follow up. I have requested the collections agency to validate this debt for me and they have failed to do so.
|
| 09/16/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Told you not to respond to a lawsuit they filed against you
|
|
Web |
|
|
I moved into the apartment in XX/XX/2019 I had an all electric apartment the lights would flicker on and off fridge wouldnt get cold heat didnt work I report it numerous times to leasing office and management still no help my XXXX XXXX XXXX daughter got sick and my mom passed away I went to my home city for a few days came back I still wasnt fix but I paid rent for XXXX I asked if I could be reimbursed for my spoiled groceries they told me no and the company didnt come fix the problem until XXXX at this point I wanted to break my lease because the apartment wasnt in living condition I was told that I couldnt nor move to a different unit I still have all the emails, work orders as well a shown payments for the months I lived in apartment.. I was told they would contact the property manager and let me know and never gotten back to me no phone call or email..
|
| 08/31/2023 |
Yes |
- Debt collection
- Rental debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I received notification that a debt was owed from a rental company. The email was received XX/XX/2023 and I receive additional documentation on XX/XX/2023. The statement of balance owed reflects an amount of {$1800.00}. I contacted Hunter Warfield and advised that I had a security deposit of {$1200.00} that is not showing as applied to current balance. The statement of a balance owed goes from the date of XXXX. I requested that the deposit be applied to the balance and this be revised to reflect the correct amount owed. Today XX/XX/2023 I receive a call stating I originally owed {$3900.00} and that the security deposit was subtracted already so the balance of {$1800.00} is correct. This is fraudulent because why isnt this shown anywhere on the statement of balance owed to begin with. I want this company investigated. Along with the company XXXX XXXX XXXX.
|
| 10/14/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The open date reported on this account is XX/XX/XXXX. This account was settled on XX/XX/XXXX. No contact or collection attempts took place between XXXX. I did not receive a letter showing the account was sent to a collection agency during or after the aforementioned dates. The amount reported by Hunter Warfield Inc is grossly inaccurate in an attempt to scam more money. A default judgement was issued for {$1000.00}. The debt reflected by Hunter Warfield Inc is {$2800.00}. I want a copy of the lease agreement, the final ledger, move out inspection form ( as I was not given the opportunity to complete the final walk through with management ), statement of any damages and cost of repairs. Per the lease agreement, my security deposit should have been applied to any rent in arrears. I do have a copy of the judgement that reflects the accuracy of my statements.
|
| 09/12/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I have reached out to Hunter Warfield in regards to a debt collection from XXXX. In XXXX my fianc paid this account in full. I have attached his bank statements from XXXX XXXX showing the account pay off amounts of {$1200.00} and {$500.00}, as they amounts were removed from his accounts. My fianc was listed as an occupant on this lease and had rights to paid this debt on my behalf. I have counted Hunter Warfield several times via email and phone to resolve this matter and they are not obliging or providing an efforts to resolve this matter. They will not respond to my emails and when I call they place me on long hold and tell me that they are investigating this matter and will return my call. Per the records below I have been contacting them for over a year now with no avail. I have disputed this records with the credit bureau 's and have gotten no where.
|
| 04/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Debt collection agency, Hunter Warfield Inc., filed a derogatory collection statement to Credit Report Agencies ( XXXX and XXXX ) for a debt that is not mine.
I received no notice from Hunter Warfield of this.
The debt was owed by my brother-in-law to his landlord, XXXX XXXX XXXX, in XXXX, XXXX, for unpaid rent. I was a guarantor of the rent for his 1st year, but the unpaid rent was owed after he renewed without my guarantee.
I received no collection attempt from the Landlord, since I clearly had zero responsibility.
Hunter Warfield apparently acquired the debt from the Landlord and likewise did not contact me for any collection attempt. Only contact was its filing to the Credit Report Agencies.
I have filed disputes with each of XXXX and XXXX on this.
But i would also like to submit this complaint to CFPB against Hunter Warfield directly.
|
| 02/18/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
My name is XXXX XXXX and give authorization for the CFPB and Hunter Warfield to move forward with this complaint. I do not have a trilateral contract with my signature with the company Hunter Warfield Inc and XXXX XXXX XXXX XXXX XXXX. Hunter Warfield Inc have invaded my individual privacy. I did not give direct permission to Hunter Warfield Inc to use my location information to contact me and they contacted me on XX/XX/2022 and XX/XX/2022 at an inconvenient time. No consent was given prior for the debt collector to use my location information more than once and stating I owe an alleged debt. Hunter Warfield is not to state I owe an alleged debt. Hunter Warfield never stated they were confirming or correcting my location information. I am a consumer, I have a place of abode that's my location information that I did not give permission to Hunter Warfield.
|
| 11/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Hello, I have been dealing with this debt for two years now from Hunter Warfield. I do not deal with debt collectors via telephone, I explain that I only deal in writing and to send me the details of the alleged debt. This debt was sold to them by XXXX XXXX XXXX in XX/XX/2019. The company claimed that I owed for something I disputed with them. I explained this in the initial conversation with Hunter Warfield along with giving the instruction to send the debt to me in writing. I have yet to receive any written communication from them and XXXX XXXX XXXX has no records of this debt in their system. I have recently had two negative hits on my credit report from Hunter Warfield. I have not been given the proper documentation and they are not taking illegal action to place this on my credit report without going through the proper procedure of debt collection.
|
| 01/08/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The company Hunter Warfield is asking for a debt from me and I reached out to this company and explained to them give me a original signed contract with my signature on it stating that this is my information.they sent me back an original signed contract I do n't know where this contract came from with these signatures on it that is not mine someone forged my name on these contracts as well as two other people. I wrote a letter to XXXX XXXX letting them know that these signatures are not mine and can you give me your method of verification how you came up with this information how you did your investigation who you spoke to, and when I wrote the letter to them they did not respond they just sent my information to XXXX in collections also the amount that is on the debt is constantly growing every other week There 's a different amount on my credit report.
|
| 05/08/2023 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
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I moved out of an apartment in XX/XX/XXXX the property manager told me she worked it out so we could move out. Reason she done that is because we signed a contract living in an upstairs apartment, then i was in a XXXX XXXX on XX/XX/XXXX that put me into a XXXX so she moved us downstairs as i could not XXXX XXXX XXXX XXXX XXXX XXXX. We moved out & then a few months later i go a letter saying i owed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$1200.00}... I called the property manager i told her about it & she just stated they do what they want just pay it! Now they have sold my information to a collections agency called Hunter Warfield INC & they keep calling me telling me i need to pay or they will take further action! Its illegal for them to have my information when i did not sign no contract with them & i do not owe anything to XXXX XXXX XXXX XXXX XXXX
|
| 08/11/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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Moved out of Apartment in XX/XX/2022 In XX/XX/2022 Received Letter from Debt collector for {$2300.00} but never received bill or list of what charges were for. I was in a month to month lease and left due to apartment was vandalized while I were away from home and wrote letter to Landlord letting them know i was vacating for fear for my safety.
email sent from me : Sent : Wednesday, XX/XX/2022 XXXXXXXX XXXX To. XXXX XXXX I would like to give immediately notice that I have vacated the apartment, My apartment was broke into and vandalized I could not lock my apartment due to lost keys and lock repair never completed I fear for my life.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Thank you XXXX XXXX I Forwarding Address : XXXX XXXX XXXX XXXX, XXXX, TX XXXX
|
| 11/30/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I was contacted at the end of XX/XX/2020 by XXXX XXXX ( a debt collection agency ) from XXXX, FL stating that I owed a debt. I promptly sent them a letter days later within the 30 day window requesting verification of the debt because I did not believe I owed the money requested. I never received a response back from them in accordance with federal consumer protection statutes. I followed the statutes in attempting to get this dispute resolved but the company did not seem to care. Months later I found out that XXXX XXXX contacted the credit score agencies in order to mess up my credit score. They were not allowed to do that without verifying the debt was mine which they did not do. This company is in violation of federal laws and should be disciplined as such. I would like this issue to be resolved so my credit score can return to normal. Thanks!
|
| 12/26/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Debt collection agency Hunter Warfield collected a debt on behalf of XXXX XXXX for alleged damage to a rental property. I contested the debt, but they kept collecting after 30 days. I paid in protest the full amount of {$940.00}, which was mailed on XX/XX/2020. HW assured me that I would receive a receipt and proof of payment within 20 days, which I need because I am going to small claims court to contest the debt. HW refuses to send the recept/ proof of payment even though it has been 3 months and I sent the payment registered with tracking that shows the payment was deliver XX/XX/2020 at XXXX.
I have wasted hours of my life on hold with HW multiple times requesting a receipt, and they state that they will mail it every time, but they don't.
Are they not required to provide a receipt? I've been waiting 3 months and my court date is coming up.
|
| 05/12/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In XXXX of XXXX I disputed a claim in the amount of {$1800.00} from Hunter Warfield and asked them for documentation as to how it belonged to me - they removed the collection claim from my profile within 30 days and sent me an apology letter. They then added the same claim back to my credit profile in XXXX of XXXX which I disputed directly with the credit bureaus - this claim was removed again within 30 days. They have now for the 3rd time added a collection account to my XXXX profile in XXXX of XXXX which they know is illegal.
Please handle this, I will also be looking into action I can take now due the repetitive harrassment.
1 collection account Total balance : {$1800.00} HUNTER WARFIELD Original creditor : XXXX {$1800.00} Account Info Account number XXXX Collection opened XX/XX/XXXX Account type Collection Department / Agency / Attorney
|
| 06/30/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Hunter Warfield company been contacted me and my family several time to collect the pending due for balance submitted by home leasing company ( XXXX XXXX ) we were staying there.
I told them that the home rental property is charging us unnecessary money and we did pay the one month penalty while leaving the apartment. But Hunter Warfield collecting company continusaly harrased us and troubled us in this kind of COVID-19 situation where people are struggling to live for life. I explained them my situation but they did kept calling without understanding our job, family and financial situation. Now they have reported to credit companies which cause damage to our credit history. I want them to remove negative mark to our credit report, this will struggle us a lot. We hope you make them to track back negative reporting to credit companies.
XXXX
|
| 11/05/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I began getting calls regarding debt owed to an apartment complex that I moved out of. The debt collector, Hunter Warfield stated that since I did not do a final walk through at move out, I owe an amount of {$560.00}. I never received anything in writing from them regarding this debt. When I called to try to settle the debt, I asked for an agreement in writing. They refused to put anything in writing and stated that once I pay, I will receive an email with a code to retrieve confirmation of my payment within 24 to 48 hours. Hunter Warfield continues to report the debt to the credit bureaus continuously. They mentioned on the phone that they do not own the debt but are trying to collect on behalf of their client, the apartment complex. I am more than willing to settle this if they can prove that they are legally authorized to collect this debt.
|
| 03/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
My previous landlord wrongly claimed I didn't give them advance notice for moving out and therefore they renewed my lease. This is not the case and I did give them notice for my intention to leave at the end of the lease but they failed to process it, and report a termination fee to a debt collector.
Hunter Warfield didn't resolve my dispute even though I sent them documents showing my notice to not renew the lease to the XXXX XXXX.
In summary, the debt collector chose to report that claim and influence my credit report even though they knew it was wrong.
Please see the attached documents on my communication and proof of me giving them enough notice.
Notice that in attachment 1, I notified XXXX XXXX on XX/XX/XXXX about not renewing my lease which ended on XX/XX/XXXX ; more than 4 months in advance and the lease only required XXXX notice.
|
| 09/23/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
We originally tried to contact hunter Warfield by mail in XXXX of 2019 by mail. I have receipt of delivery but never received any information from them. After waiting 30 days to receive a letter from them I assumed they would not mail an invoice. This was listed on my XXXX credit report and I filed with XXXX to validate the debt. XXXX did validate the debt and said it was owed. I then tried to contact Hunter Warfield by phone to ask them to send an invoice about the debt. Hunter Warfield stated they would not send us an invoice until the debt was paid. This seemed odd to me but we were trying to get our home refinanced at the time so we were between a rock and a hard spot. I paid this debt by credit card so I could receive a receipt. Even after payment they made me wait for a 24 hour waiting period before they would send receipt of payment.
|
| 08/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX XXXX XXXX was a company that was managing a townhouse that I was renting previously in XXXX XXXX, Florida. My sister was the last tenant occupying the premise.
A third-party collection agency called me stating that I have an outstanding balance where I asked for proof since nothing was sent to me by email, mail, or any form of communication. I emailed both the collection agency, Hunter Warfield and XXXX with no reply back to my email from XXXX XXXX XXXX
I called and spoke with an agent from the collection agency and explained the matter and he stated that I need to pay them to resolve the matter. Nothing was ever communicated and no one contacted me. Now, I have an outstanding balance on my credit report from this. I have the email chains from the management company and collection agency that never replied. I can forward if needed.
|
| 07/10/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
I have been consistently paying a minimum agreed upon amount since XXXX of 2022, recently myself and my brother ( who is also on the debt ) have been getting harassed by one particular agent ( I believe his name is XXXX ) even though the account is current. However, XXXX claims that no resolution has been made on this account and therefore he has the right to attempt to call us constantly to settle the debt. This includes frequent phone calls to both our personal phones and our PLACE OF WORK, being unprofessional and rude towards us, asking personal questions pertaining to our other finances not related to the debt owed ( such as why we cant pay more, what other payments do we make or why we cant afford to settle the debt ) as well as rudely hanging up when we asked to speak to a supervisor.
Note : the account is under my maiden name-XXXX
|
| 03/20/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I rented an apartment at XXXX. I completed two different leases with them. One for 15 months the other for 12 months in XXXX different apartments. I paid to transfer to a bigger apartment. I was forced to sign a new lease without even seeing the new apartment. I had a good history with them so I did n't think much of it. I was n't aware that the apartments were now under new management. The apartment smelled of animal urine and mold/mildew. The air conditioner did n't work. The stove also did n't work. I was forced to live in this apartment for weeks with no A/C in the summer. I asked management to address these issue numerous times and was ignored. My son has XXXX so I could not live there any longer. I moved out because they did not hold up their end of the lease by providing me a livable apartment. I had to look out of my son 's health.
|
| 12/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
While trying to get the supporting documents that gives this company the right to report this debt to the credit bureaus like I was told from the first representative. During our conversation I was told that he would email over their document but first I had to open an investigation than after he would email it to me. However once he got information he claimed that he couldn't send the information because the item was under investigation and a different department has to handle it. I than asked to be transferred to a supervisor where I asked the same question and how long the process would take. The Supervisor than stated it would take however long they want take and that if I was not trying to pay the debt he was going to hang up because he has other customers waiting to pay them because me receiving that information was not important.
|
| 08/14/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Upon checking my credit report, all 3 major bureaus Hunter Warfield is listed in collections. I have never had any accounts or dealing with this company. I did not sign any contracts with this company. I requested that they validate the account in which they are attempting to collect the debt and they have not done so. I requested this on XXXX/XXXX/XXXX. On XXXX/XXXX/XXXX I received a copy of a lease for XXXX/XXXX/XXXX that expired XXXX/XXXX/XXXX. I am being billed for rent in which I did not reside at the location/residence. This company states that I owe them and they are demanding that I pay this amount. They are insisting that this is my debt. However, it is not. They refuse to remove this information off my credit report, as it is wrong. Each month this company reports to the three credit bureaus raising the alleged amount of debt.
|
| 06/22/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have sent certified letters to the credit bureaus via mail time and time again requesting this false information be removed from my credit report as they are not able to be validated under the appropriate guidelines. I sent a certified letter on XX/XX/2019 requesting validation of the debt directly from Hunter Warfield to be provided and 30 days to respond to the validation request. I Received a letter from Hunter Warfield dated XX/XX/2019, where they acknowledged the receipt of my dispute a request for verification. They advised that they had not duty to comply with verification demands. I never requested verification, I requested validation including original signed contracts proving my contractual obligation to Hunter Warfield and/or a complete statement of account as required by law to be considered full and completed validation.
|
| 08/07/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
To whom it may concern, Good morning. For the 3rd time now, I am writing in regards to a collections account on my XXXX and XXXX credit reports from 'Hunter Warfield ' whom I 'm assuming represents 'XXXX XXXX XXXX '.
I never received any documentation on what they are seeking money for but I do know that they have withdrawn their claim multipleb times and it has vanished from my reports.
If it is in regards to a rental agreement, I provided XXXX XXXX with proof of me not getting paid from the veterans affairs and agreed to vacate their premises, WHICH I DID! I also had military and orders that sent me to Iraq. These people call me from time to time and due to our agreement and my military obligations, I could no longer live there. It been nearly 7 years and I 'm despedesperately trying to carry on with my life.
Best Regards XXXX XXXXs
|
| 07/02/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Due to the fact that my problem does n't have a best way to describe my issue above I have to explain myself. I sent a creditor 's validation letter to Hunter Waefield Inc. I had my Personal financial coach speak on my behalf. XXXX XXXX XXXX spoke with Hunter Warfield Inc. The Apartment lease was only two months broken and I sent the letter for them to validate the debt. Accordingly, to the Fair Debt Collection Practice Act a Debt Collection Company has 30 days to validate the debt. In my case my debt was never validated by Hunter Warfield Inc. In this case my debt should be removed from my credit report and out of the office of Hunter Warfield because they do not have the right to collect in the State of Texas. Accordingly, to the State of Texas no debt collector can collect in the state unless they are register by the State of Texas.
|
| 05/10/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I was a victim of XXXX Abuse by my roommate. I lived in a threatening and hostile home environment. I reported 3 XXXX XXXX XXXX to the XXXX and received a XXXX XXXX XXXX. I paid all of the utility fees for the 3 months and 5 days that I shared the dwelling. On the XXXX of XXXX, I paid the rent, sans the parking fees as I do not owe a vehicle, of a little more than {$3500.00}, which my roommate refused to pay. After continued harassment and fear of my physical safety, I contacted XXXX for XXXX XXXX XXXX DC, to seek assistance in XXXX care. They accepted my case. I spent the next three months couch-hopping because of my safety concerns. XXXX XXXX XXXX continued to live on the premises until XX/XX/2023, without paying rent, parking space or utility bills. I received an unitemized collection notice from Hunter Warfield, today, XXXX XXXX.
|
| 06/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Hunter Warfield Account number # XXXX After reviewing the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) that this information reporting is being disputed and I ask that you validate this debt.
I ask that this request for validation because I do not recall or have knowledge of this so-called debt. Please provide physical evidence that I have a legal obligation to pay you. That is exactly all I need. Please provide me with the name of the original creditor, signed contract, the money owed, and license number. Pretty simple items to ask for.
If you can not provide this information or fail to reply to this validation request within 15 days upon receiving the notice, this account must be deleted completely from my credit report. I look forward hearing from you to resolve this concern.
Kind Regards, XXXX XXXX XXXX XXXX
|
| 07/30/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
my lease ended on XX/XX/2019, on XX/XX/2019 i signed a a new lease, back in XX/XX/2019 i lost my job so i went to the leasing office and explained them my situation, they started playing with me likes the person is not here, that i have to sign other form etc.so i paid until my last day at the condo ( by the way i was paying on time every month ) and left.i don't really understand why they want me to pay them if my renewal was never done.knowing that the situation could affect my credit, i called hunter warfield inc and acccept to pay XXXX per month ( eventhouth i don't accept the debt ) in order to keep my credit ok for wish they agreed.after a few months i find out that it was on my credit so i stoped paying for something i did not agreed on the first place.in my opinion this is an scam that this leasing co is doing to the tenants.
|
| 05/27/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am lodging a formal complaint hunter warfield inc. This debt collector has reported derogatory information on my credit reports for a debt in the amount of {$250.00}, which i have no clue about because i never recieved a dunning notice before warfield reported on my credit reports, which is a violation of the fdcpa/fcra. debt collectors must send a dunning notice before reporting which gives the person 30 days to dispute validity. not one notice from warfield, not even a phone call. i am in the process of purchasing my very first home for my family and i. now im being told this collection account is holding me back from my dream house. i am requesting immediate deletion of this account from my credit reports. better business bureau, and attorney general complaints will be filed if this account isnt deleted. thank you for your time.
|
| 10/07/2022 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This is the third time I've reached this company and the second time I've submitted a complaint. They have yet to respond.
They have reported me as delinquent on a lease that was not mine. I have provided proof back in 2021 that this debt is not mine. I have contacted the credit agencies and they have removed the debt collection ; then these XXXX at Hunter Warfield continue to call me regarding this debt, and reported me as delinquent AGAIN. I have provided proof AGAIN, and have not heard back from these XXXX regarding this debt.
I don't understand what is so difficult. The name does not match my name. I have provided ample evidence - a passport, my DL, a pay stub, my birth certificate. These morons even have the application that shows a DIFFERENT NAME, and yet they still insist that I am the person who needs to pay this debt.
|
| 06/21/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX amount {$4700.00}. I was XXXX XXXX and was put on reassignment and submitted my XXXX XXXX to the leasing office and they still gave me a balance of my remaining lease. XXXX XXXX XXXX XXXX XXXX {$3900.00} I was XXXX XXXX and was put on reassignment to XXXX and submitted my orders to the leasing office and they still gave me a balance of my remaining lease. XXXX XXXX XXXX XXXX receive the property and reported it to collections with a balance of {$4100.00} which I was told, all was needed was to collect the property. Ive been reaching out since XXXX for theie actions to be corrected and no response.
All companies did not honor my XXXX XXXX and have been harassing me to pay a balance that is not legal. Since then, date have been updated on those XXXX accounts which I have reach out to them multiple times to dispute.
|
| 07/15/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX ... HWARFIELD ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ) XXXX ... XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXXthat listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
|
| 10/31/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
On XX/XX/XXXX, my husband ( now ex-husband ) and I moved into XXXX XXXX XXXX in XXXX, XXXX. We resided here until XX/XX/XXXX. We put in our 30-day notice to vacate our apartment due to the fact my husband had military XXXX that were XXXX him in XXXX. Therefore, due to the Servicemembers Civil Relief Act ( SCRA ), we were allowed to break the remaining term of our lease.
XXXX XXXX refused to accept my husbands official military XXXX, and since have sent our account to Hunter Warfield Collection Agency to try and collect on a debt that we do not owe.
I have tried contacting XXXX XXXX, who are the owners of XXXX XXXX XXXX and they have yet to respond.
I am currently working with my local credit repair company to resolve some past credit issues and they recommended that I contact CFPB to step in and handle this situation for me.
|
| 08/05/2023 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On XX/XX/2022, I filed a police report with my local jurisdiction regarding identity theft. I have been battling ongoing reports of purchases such as vehicle purchases, apartment rentals and etc. Most recently, a notification on my credit report appeared regarding a debt collection. I have had a credit, freeze, and a locked credit report upon dealing with this ongoing identity theft crisis. I have never had an account go to a debt collector. Upon verification from the debt collector this is for some type of purchase and outstanding payment. Im not aware of this situation as this falls into another example of identity theft. I have contacted the representative for this debt collector and explain to them that this is a form identity theft.
The original copy into the first known issue for identity theft is included in this report.
|
| 07/23/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I declare under penalty of perjury ( under the laws of the United States, if executed outside of the United States ) that the foregoing is true and correct to the best of my knowledge. Further, I certify that I am permitted by FEDERAL and STATE LAW to file this dispute. I also understand that knowing and willful misstatements or omissions of material facts constitutes a FEDERAL CRIMINAL VIOLATION punishable under 18 U.S.C. 1001. Additionally, these misstatements are punishable as perjury under 18 U.S.C. 1621. This collection found within my credit report are not related to any transaction that I made. I am alleging that a person or company- without my authorization- used my personal identifying information to apply for goods, services, or money ; and, was successful in creating some accounts. All is being investigated by the FTC.
|
| 02/02/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Other personal consumer report
|
- Incorrect information on your report
- Public record information inaccurate
|
|
Web |
|
|
The XXXXXXXX XXXX debt from XXXX is past statute of limitations. I keep applying for apartments but I am told I have an eviction record on my consumer report from XXXX in XXXX when I never got evicted or served. I left to go abroad due to a family emergency and did not pay last month rent. I am willing to settle my debt but this eviction record has to go as it placed me in a situation of dependence on my XXXX for housing since no apartment will allow me to rent with them. He is doing XXXX XXXXXXXX on us and XXXX XXXX and I have to stay at hotels due to a XXXX XXXX This is due to this eviction record but I never was told about it. I lost XXXX XXXX XXXX applying for apartments until someone told me it was due to this eviction record. How do I get this inaccurate eviction record off my report when trying to rent? Thanks in advance.
|
| 09/16/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
Older American |
|
I recieved a notice from a collection agency that I owed {$12000.00} for breaking my lease with an apartment complex. I am XXXX XXXX XXXX and have not lived in an apartment for 40 years. The collection agency sent me a copy of my name and address and signature. While the address was correct the signature did not come close to matching mine. I sent them a number of papers with my notarized signature on it telling them it was not my signature. They sent me a letter requesting a copy of my drivers license and social security card which I felt was not appropriate. They then sent a letter denying my claim and posted this debt on my credit rating with various agencies. I have 45 years of a blemish free credit that has now been damaged by a company that has no idea what they are doing. The company name is Hunter Warfield, XXXX, Florida.
|
| 12/30/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I first rec 'd a statement from both XXXX and Hunter Warfield stating that my owned balance was {$580.00} ... statement date XXXX/XXXX/15 from XXXX and XXXX/XXXX/15 from Hunter Warfield ... Now they ( Hunter Warfield ) saying that the balance is {$640.00} which is a difference of {$59.00} ... No explanation given at all.
How is it that I receive XXXX statement and then turned over to collection less than 4 days later? The problem is that I was never given a chance to review, confirm or dispute their charges ... What happened to the 30 days I am allowed to dispute or pay and the other statements I should have rec 'd from XXXX XXXX XXXX XXXX XXXX which is owned XXXX XXXX XXXX XXXX? The 30 days was allowed in the letter dated XXXX/XXXX/15 but not extend to me and now being asked to pay a different amount than from the beginning ...
|
| 02/08/2019 |
Yes |
- Debt collection
- Mortgage debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
I received a letter in the mail from Hunter Warfield threatening to sue me for a past due amount resulting from eviction. I was in a bad car accident that left me hospitalized for three weeks and in recovery for ten months, resulting in losing my employment. Eventually, I was evicted because I couldnt pay my rent. I reached out to the XXXX at XXXX and explained my situation. They informed me that because I had a unique case, they would not sell my account to collections and would allow me the opportunity to pay {$1300.00} to settle the account as agreed. However, I never received any confirmation of the settlement offered in writing. Because I lost contact with the management company, I assumed the account was taken care of. So, when I received the letter in the mail from Hunter Warfield asking for {$1800.00}, I was very upset.
|
| 05/23/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have tried reaching out to the apartment complex to get vitrifaction of this and failed attempts telling me to get a lawyer to release information I have never ever stated at the reporting apartment XXXX XXXX in XXXX XXXX Arkansas never have I signed a lease or heard of them I have no known address associated with this place and I have contacted the creditor also informing them of the same information this is not my debt and has been holding me back from getting approved for any apartments in my name I really need this removed or verified as providing proof of Identification and social security card due to this is the information that would be need to put anything in your name. If I am not able to get some type of proof that I stated and leased an apartment with this place I need it deleted from my credit profile.
|
| 09/28/2022 |
Yes |
- Debt collection
- Mortgage debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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The debt collection is named XXXX XXXX from XXXX. They have called me repeatedly asking for me to pay a debt collection of around {$2100.00} for an apartment lease in XXXX XXXX. They event sent me an " application '' of the apartment lease with information filled.
These XXXX can't realize that the name DOES NOT MATCH MY NAME. The person submitted a SS of XXXX. They listed their mother as XXXX XXXX.
I have a real SS and my mother IS NOT XXXX XXXX. I HAVE ALSO NEVER EVER LIVED IN XXXX XXXX AT ANY POINT IN MY LIFE. I have always lived in XXXX and I have submitted proof of residency. I have told these XXXX that my name is NOT the name listed on the application. My debt collection inquiry was eventually removed, but now it is BACK. This is incredibly frustrating, and continues to erode my credit score. Again, this IS NOT ME.
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| 07/19/2023 |
Yes |
- Debt collection
- Mortgage debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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This issues is with HUNTER WARFIELD. They are stating I owe a debt for an apartment complex I once resided XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, Indiana. I don't owe this debt because I had to file a complaint with the XXXX XXXX Health Department, this apartment was not habitable, I had to live out of a hotel until I was able to find housing, I was not even able to eat in the home due to the rodent infestation. The health department came out and assessed the rodent issue, the inspector was XXXX. I have also attached photos and the official complaint. This issue was never address and the apartment manager XXXX knew about this issue.
I did make XXXX " the apartment manager '' aware that I was a service connected XXXX XXXX or more service connected Veteran and I made my therapist at the VA aware of this issue on going issue.
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| 08/04/2022 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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My previous landlord assesed move out charges in XX/XX/2021 that I disputed. They turned these charges over to Hunter Warfield for collection. I disputed the charges with them as well within 30 days. They sent me photos from my previous landlord and then reported the charges to the credit bureaus. My credit score as dropped significantly because of this making it difficult for me to get a loan for a new vehicle which is affecting my business. I have video of the apartment when i moved out that disputes the charges assessed. XXXX XXXX XXXX now XXXX XXXX assessed these bogus charges as retalition against me because the property manager and I had disputes while I was living there. I disagree with the charges Hunter Warfield is attempting to collect and that is reporting to the credit bureaus. I have video to dispute the charges.
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| 09/05/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I received a call from a company called Hunter Warfield stating that I owe {$26000.00} for breaking my lease at a rental property called XXXX XXXX in XXXX, Ga. The rental approval went through a company called XXXX XXXX in XXXX of XXXX. Im just being made aware of this issue in XXXX of XXXX. I never received a bill from anyone. I spoke with both Hunter Warfield and XXXX XXXX regarding this fraudulent matter. Both advised me to submit a complaint to the FTC, obtain a police report, and submit a notarized affidavit. Attached are the copies of these documents. I have not heard back from anyone yet. Lastly, once this situation is cleared, I would like my name removed from any rental listings that might state I have a bad history for renting. I would eventually like to move and I dj t want a negligent rental history on my record.
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| 08/02/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXXHWARFIELD ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX ... XXXX XXXX ( Original Creditor : XXXX XXXX ) XXXX ... XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
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| 08/10/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Communication tactics
- Used obscene/profane/abusive language
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Web |
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Hunter warfield debt collection agency has continued to call me to collect a debt from an apartment I used to live in. When I have asked for written documentation to see a breakdown of my charges, the man on the phone became very nasty and told me that a payment had already been made on the account and that it was because of carpet being replaced when I moved out, I told him I still wanted it on paper to see the actual charges for myself he talked over me and very snidely told me " they would send it " and then proceeded to hang up on me without another word. When I have offered to pay them in the past for what I could when I could they outright refused saying the debt must be paid in full or in XXXX payments which I am not able to do, I was told " that was my problem and that I better figure out how to get the debt paid. ''
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| 11/25/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I was sent an email on XX/XX/2021 from Hunter Warfield , Inc. about a debt that is owed by me to XXXX XXXX which is our former landlord where we rented from XXXX XXXX for XXXX years. I was contacted by phone from someone stating they are from Hunter Warfield , Inc. on XX/XX/2021 at around XXXX AM. In the email the following quote is given which is truly incorrect ; " Dear XXXX XXXX, Our records indicate that we have your permission to communicate with you via email at the following address : XXXX '' This I would never do. They have misrepresented themselves with a lie to begin their email along with a harassing telephone call on XXXX XXXX.
I have no knowledge of this debt and our reasons for leaving the house and moving away were for safety reasons with growing XXXX with the neighbors who were also tenants of XXXX XXXX.
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| 12/30/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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An apartment complex has sold a debt to Hunter Warfield in my name. However, I was never legally responsible for the apartment, I never signed a lease or any other legal document ; or entered into a verbal contract. While I stayed at the address temporarily, I am not responsible for the outstanding balance. They obtained my information from mail that was sent to the address. There is an individual responsible and that information has been given to the original creditor and Hunter Warfield. Both XXXX and XXXX consider the debt verified, however I know that there is no legal connection between myself and the debt, and they will not provide me with this verification. The reporting agencies and Hunter Warfield refuse to remove the account from my report and my next step is legal action, Plain and simple ; This debt is not mine.
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| 07/28/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX XXXXL ( Original Creditor : XXXX XXXX ) XXXX ... HWARFIELD ( Original Creditor : XXXXXXXX XXXX XXXX XXXX XXXX ... XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
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| 09/26/2022 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Account opened : XX/XX/XXXX Original creditor : XXXX XXXX Account now owned (? ) by HUNTER WARFIELD XXXX Balance : {$7700.00} Date updated : XX/XX/XXXX Pay Status : Collection I called Hunter Warfield to find an account using my name and the representative couldn't find anything. She asked for my social security number which I refused to give because I wasn't sure if this company was behind this potential scam. The representative told me she could not help me out since I refused to provide them my SSN and she provided no other alternative or workaround to search up this account. I have no idea what this account is, who created it, or why it's on my credit report. The first time I even heard of this company was yesterday when I requested my credit report. I have not heard or received ANYTHING from this company before then.
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| 06/04/2023 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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After reviewing my credit report i identified a discrepancy with an account listed under XXXX XXXX XXXX, that i did not recognize. I also noticed that this collection was being reported as an Opened Accont, which is not under FCRA compliance. This is inaccurate reporting. I have not receive any correspondence from the creditor to validate this account as correctly belonging to me nor has my credit report been updated to reflect that my credit report has been disputed. I DO NOT believe that this account belongs to me, nor do i believe that the creditor has authorization to attempt to collect on the account that continually negatively affects me.Please Strike and REMOVE this account from XXXX credit Bureau until adequate information has been received and proving that the account belongs to me and all information is correct
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| 04/04/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
Servicemember |
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Dear CFPB, My name is XXXX XXXX XXXX. I do not owe any money for XXXX XXXX XXXX. That is a lie and it was a credit card dispute with XXXX. They tried to charge me a month of rent, when I didnt even live there. They also kept my security deposit which is illegal. XXXX already handled this. XXXX XXXX lofts refunded me, and I refunded them. This should not be in collections or a debit collector. That is illegal what they are doing and fraud. They already were paid. I paid all remaining charges while I lived there as well. See more documents for proof. I also was recently sent updates from XXXX as requested to show you guys more proof, where they were even just recently credited. This again should not be in collections! Please contact XXXX. See all receipts in PDF file! Thank you again!
Best regards, Mr. XXXX XXXX XXXX
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| 09/23/2022 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I moved out of XXXX XXXX Apartments in XXXX, XXXX. I checked the rent payment portal for my balance. The balance shown was {$110.00}, paid on XX/XX/XXXX. The early lease termination penalty wasn't posted.
On XX/XX/XXXX ( or just before ) I received a call from Hunter Warfield, a collection agency, and was told I owed money. I asked for a statement, argued and that was that.
I called XXXX falls, they provided a statement and I paid the amount shown of {$640.00} on XX/XX/XXXX to XXXX.
A month or so later I received another call from Hunter Warfield. I told them that I paid the money owed directly to XXXX XXXX.
when I discovered the negative reporting on XXXX I contacted XXXX XXXX. They refused to correct the status of my debt to Hunter Warfield.
I opened a dispute with XXXX that did not result in a correction.
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| 11/01/2019 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Recently, I have received phone calls from a collection agency named Hunter Warfield. They claim that I have an outstanding balance of {$540.00} owed on a previous rental property. They are also telling me that if I do not pay it immediately, they would damage my credit report by reporting it to XXXX, XXXX, and XXXX XXXX.
First of all, I have explained to Hunter Warfield, that I resolved my account with my former landlord some time ago, so their collection efforts are unwarranted. Additionally, I have requested that Hunter Warfield provide me with documentation from the previous landlord, which details the charges that constitute the supposed {$540.00} debt. Their representatives refuse to send me anything in writing. They simply state that if I do not pay them {$540.00} right now, they are going to hurt my credit.
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| 11/10/2023 |
Yes |
- Debt collection
- Rental debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I moved out of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. On XXXX, I received a collections notification from a company called Hunter Warfield stating I owed XXXX XXXX XXXX {$450.00}. I spoke with a representative on XXXX via phone at Hunter Warfield to ask what this was for and was told it's my final bill.
I never received a final bill and have an email thread confirming that XXXX XXXX XXXX never sent the final bill to me. They sent it directly to a collection agency without giving me the opportunity to pay for it.
I believe this was intentionally done to hurt/harm my credit and future housing opportunities.
Only {$58.00} of the bill is for utilities such as sewage, water, and pest control. The other {$400.00} is for removal of items left in the apartment which my deposit should partially cover.
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| 12/21/2021 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I am XXXX XXXX XXXX and I am sending this complaint myself to request assistance from to have this account removed from my personal Credit report. I don't have any connection to any Credit Monitoring Company or any of its kind. Despite the multiple previous written requests, the unverified account still remains on my credit report in violation of Federal Law. The 3 Credit Bureaus have failed to comply with Fair Credit Reporting Act, 15 USC sections 1681i within the time set forth by law and continued reporting of unverified information which now, given all my attempts to address it directly with the creditor, as willful negligence and non-compliance with federal statutes. This status is damaging my report, which would not be happening if the bureaus have investigated properly before posting derogatory information.
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| 09/02/2021 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Original notice was given on XX/XX/2021 from Hunter Warfield regarding intent to collect on debt.
A certified letter was sent on XX/XX/2021 to Hunter Warfield disputing the collection attempt and requesting further verification of the described debt pursuant to 808b of the Fair Debt Collection Practices Act. Return receipt indicates this letter was received on XX/XX/2021.
From initial communication onwards there was no communication from Hunter Warfield regarding the debt or request to verify the debt.
On XX/XX/2021 a notification was sent from XXXX regarding a collections account reflecting on my credit report. In clear violation of the dispute process outlined in 808b, Hunter Warfield reported said debt to XXXX and caused significant harm to my credit without providing the proper requested verification.
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| 03/18/2023 |
Yes |
- Debt collection
- Other debt
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- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
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Web |
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On XX/XX/2022, ( Hunter Warfield Inc ) attempted to fraudulently collect a debt of {$3100.00} that was illegally sold by actual creditor ( XXXX XXXX ). Not only did they attempt to collect, they caused defamation of character by reporting false signatures and information to XXXX, XXXX, and. XXXX. I did not give them permission to discuss or disclose anything about myself or my personal credit. They are violationg Consumer laws 15 U.S.CODE 1692 ( d ) & ( e ), 15 U.S.CODE 1681 ( b ) & ( c ). I will also bring a cause of action for tortious interference against the acting parties involved and seeking penalties under, 15 U.S.C. 1640- Civil liability section ( A-L ) monetary damages to be proved at trial. I demand that they stop this predatorily fraudulent misconduct ; revoke my signature for all unauthorized usage.
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| 03/01/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
Servicemember |
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Each month I have reported the discrepancies to each bureau about eh account of Hunter Warfield. The reporting dates are inaccurate on all 3. I never received a full report after requesting it. The amount and reporting of the account does not belong to me and I was never on the lease. After requesting original contract and asking for the dates to be confirmed it was never rectified. I never agreed to the credit bureaus reporting this account, I have no knowledge of this account and It continues to be unheard.
In accordance with the Fair Credit Reporting act, Hunter Warfield account has violated my rights.
15 U.S.C 1681 section 602 A States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : it also states a consumer reporting agency can not furnish a account without my written instructions.
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| 06/09/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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Collection account created XX/XX/XXXX for {$150.00} cleaning fee associated with a previous rental.
Account paid in full on XX/XX/XXXX.
I have been on a land contract and thus unaware of this account status.
Collection account still shows as open and unpaid as of XX/XX/XXXX.
I am back in the market to rent and have paid three {$35.00} fees and one {$40.00} application fee. All which otherwise were accepted ( verbally confirmed by property managers ) but the Collection account appearing as open caused me to lose money and prospective rental agreements.
I have contacted the Collection agency and was met with nothing more than an apology and request to update the credit bureau, but this does not help. This has caused unnecessary issues as I am having trouble relocating for something that was handled years ago.
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| 01/05/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Right to dispute notice not received
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Web |
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This debt showed up about an apartment I had over 2 years ago. When I called the company to ask for details they said this was for services rendered like trash removal and spraying for cat pee. This was a XXXX sq foot apartment. Even if it was full of stuff ( which it was not ) it could n't be that much. I did not have a cat in the apartment. When I ask why no communication was sent to me at my new apartment ( the apartment had new address as part of move out pw ) they said everything was sent to the address of my old apartment they were showing a debt for. I ask for paperwork proving this is my debt and I have yet to receive anything from them. I have done everything I can do to resolve it in good faith. This is just wrong. I was never given anything about this charge and now I cant get it off my credit report.
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| 03/18/2023 |
Yes |
- Debt collection
- Other debt
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- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
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Web |
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On XX/XX/2022, ( Hunter Warfield Inc ) attempted to fraudulently collect a debt of {$3100.00} that was illegally sold by actual creditor ( XXXX XXXX ). Not only did they attempt to collect, they caused defamation of character by reporting false signatures and information to XXXX, XXXX, and. XXXX. I did not give them permission to discuss or disclose anything about myself or my personal credit. They are violationg Consumer laws 15 U.S.CODE 1692 ( d ) & ( e ), 15 U.S.CODE 1681 ( b ) & ( c ). I will also bring a cause of action for tortious interference against the acting parties involved and seeking penalties under, 15 U.S.C. 1640- Civil liability section ( A-L ) monetary damages to be proved at trial. I demand that they stop this predatorily fraudulent misconduct ; revoke my signature for all unauthorized usage.
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| 09/03/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Communication tactics
- Called outside of 8am-9pm
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Web |
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I moved out of my apartment on XXXX/XXXX/2016. I received a final statement by mail dated XXXX/XXXX/2016 which states that I have 30 days from the date of my move-out to pay my final statement. On XXXX/XXXX/2016 I start receiving automated calls on my cell phone from Hunter Warfield leaving messages that they are a debt collector attempting to collect a debt. Today, XXXX/XXXX/2016, I receive a letter via presorted first-class mail US Postage Paid XXXX bulk mail envelope with what appears to be a postmark of XXXX. This letter says that I am deliquent on my debt to my apartment complex which is not true. Their automated phone calls happen repeatedly, multiple times a day and at all hours, including outside of the XXXX and XXXX boundaries. They are predatory in their debt collection efforts and need to be stopped.
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| 02/20/2023 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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This company called me and stated I as the cosigner of my daughter 's rental lease owe {$600.00} after she moved out. They gave no reason and stated we both are the hook for an additional {$600.00}. I asked them to provide documentation and a reason why, I also reached out to the apartment company who told me I need to speak with the debt collector only. I called them back and they told me I must pay the {$600.00} and provided no reason. I asked for documentation and they never mailed or emailed or followed up. I contacted an attorney who I paid to request documentation of why we owed {$600.00} and requested documentation be sent to him. They did not send any documentation to him or us and then proceed to put this debt on our credit reports citing extremely past-due fees - we do not know what the fees are for.
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| 06/17/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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On around XX/XX/XXXX an alert showed from XXXX about a collection debt from Hunter Warfield for {$7000.00}.
Hunter Warfield is a collection agency for apartments. The original Creditor is XXXX XXXX at XXXX in XXXX TX an apartment complex that I have never applied for.
This debt was opened fraudently in my name around XX/XX/XXXX.
I've never lived in XXXX. Calls to the apartment complex have gone unanswered.
Meanwhile I'm disputing this inaccurate information and XXXX says the item was accurate and validated. This is not my debt. I have been subject to identify theft for the past 3 years from the data breaches to where I've put a credit freeze on my account. The XXXX dispute was closed on XX/XX/XXXX and I've called and opened another dispute for this item. I have also contacted the XXXX on Hunter Warfield.
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| 02/27/2017 |
Yes |
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- Credit reporting company's investigation
- No notice of investigation status/result
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Web |
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I have repeatedly asked for validation of debt from this reporting agency and this company will not comply with my requests .To my knowledge the original creditor is an apartment complex and I am not sure at this time what this bill is for .This is affecting my credit score and if I can not get a validation of debt please remove from all XXXX credit bureaus. Also do they have the right to charge interest on this type of account. I am not sure what else I can do but get a lawyer involved if this is not resolved.
Last Reported XXXX XXXX, XXXX Collection Agency HUNTER WARFIELD INC Original Creditor XXXX XXXX XXXX XXXX Status Open Opened Date XXXX XXXX, XXXX Closed Date -- Responsibility Individual Balance {$760.00} High Balance {$660.00} Remarks Account information disputed by consumer, meets FCRA requirements
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| 09/28/2022 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I was never notified about this debt prior to it being placed on my credit report the first or second time. I reached out to the company in late XXXX of this year asking them to validate the account. The account was removed in XXXX however it has been added back without notice and with a higher balance than before which is illegal and a violation to my rights as a consumer. I would like for this account to be removed from my report and I would like a statement from the company acknowledging the removal. I was not aware of this debt prior to the original placement I've given this company for over 60 days and still no proof of the account. I am providing proof of the inaccuracy in reporting amongst the three credit bureaus, the difference in the balances currently, as well as the letter sent to Hunter Warfield
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| 04/25/2017 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Hunter warfie ld his continuing to violate the FCRA t he FDCA the tn state law. the company is claiming that I owe XXXX XXXX XXXX . I do not. as per tn state law the carpet must be replaced every 5 years ( hunter warfield admitted this fact ). tn state law also states that once the company accepts any form of payment they are prohibited from any fur ther actions. on XXXX XXXX the company XXXX XXXX accept {$1600.00} payment which would have covered the months i was not able to pay. the amount agreed on in court was XXXX . as per tn state la w once money was accepted by XXXX XXXX they waived the right to have any lien. Please only accept information from eagle point with my signature last time the company falsified documents to make it seem like my lease wasnt up when I left the apts
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| 11/12/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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I have a {$5000.00} collection letter from a collection company that mission real estate out of XXXX California sent them. I left an apartment in XX/XX/XXXX with nothing owed and received a {$5000.00} collection letter in XXXX almost 3 years after the fact after coincidentally getting into an argument with the manager at XXXX XXXX XXXX. This is a fraudulent {$5000.00} debt and has no merit this collection was done to me out of spite because they know i can't afford an attorney and this collection company " HUNTER WARFIELD '' out of XXXX Florida is fraudulent why else would a collection from XXXX, ca be sent to Florida? I'm sure nobody else would but this collection because there is no reason behind a {$5000.00} bill. Its kept me from being able to rent anywhere this year when i started looking for housing.
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| 04/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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|
Web |
Servicemember |
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I have an old collection that was opened in 2014 with Hunter Warfield. I tried in passing to correct this debt but the company was very rude and laughing in the background. The debt accrued over {$2000.00} in interest over the years. ( now over {$8000.00} ) This debt has to do with apartment complex years ago. ( XXXX XXXX XXXX ) There was an eviction on my record that has fallen off. A new company has taken over and recently this year put it on my credit report as if it were a new account. Ive done a lot of research on this and it is very much illegal. They have threaten to garnish wages from my bank account as well which is also illegal. I have worked very hard on my credit and feel that this is very unfair to act as if this were a new charge and to bring my score down way low when trying to buy a house.
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| 08/20/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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A representative from Hunter Warfield call me attempting to collect a debt. The debtor shared a name with me, however it was for an apartment complex in which I have never lived in. When Inasked how they got my phone number as I was fearful it may have been identity fraud that I needed to deal with they would not tell me and became rude. I assume they XXXX my name and found my number associated with it. I was seeking confirmation that the company that they claimed I owed the debt to had or had not provided the phone number.
I am very protective of my credit information and wanted to make sure it was not identity theft, otherwise I would need to deal with that immediately. Hunter Warfield refused to provide me with confirmation after they called me multiple times telling me I owed a debt that I did not.
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| 09/21/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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On XX/XX/XXXX a claim was submitted to the Underwriter : XXXX XXXX XXXX that handles XXXX XXXX for apartment communities. The coverage was XXXX but I was responsible upon move in for a non- refundable premium of {$170.00}. I was scheduled to be evicted in XXXX of XXXX. The rental office XXXX XXXX, who is managed by XXXX and XXXX, gave me a call the next month XXXX XXXX XXXX to ask why did I move and that eviction was canceled. Her name was Ms XXXX. My monthly rent was XXXX monthly. The unpaid rent charges that were submitted by XXXX and XXXX were {$3.00}, XXXX and damages of XXXX. = to {$4700.00} and the the XXXX should have covered {$1000.00} leaving me with a balance of XXXX to owe to the community. Hunter Warfield which is the collection agency is charging interest, totaling {$460.00} as of XX/XX/XXXX.
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| 09/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have been disputing this account with the credit bureaus for sometime now. Each time they would say that HUNTER WARFIELD would verify the debt. So I took it upon myself to ask HUNTER WARFIELD for validation of the debt. Are they legally able to collect on the debt? How did they calculate the amount they claim I owe? How do they know I am the owner of the debt? Im curious because I have never done business with them or the original creditor. Well, it has been more than 30 days and I still have not received anything proving the debt is mine. They received my letter on XX/XX/XXXX. Here is the tracking XXXX XXXX XXXX XXXX XXXX. I was under the impression that if they didn't respond it would automatically deleted from my credit reports. Silence is being in agreeance. I am sure there is a law that proves it.
|
| 09/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have been disputing this account with the credit bureaus for sometime now. Each time they would say that HUNTER WARFIELD would verify the debt. So I took it upon myself to ask HUNTER WARFIELD for validation of the debt. Are they legally able to collect on the debt? How did they calculate the amount they claim I owe? How do they know I am the owner of the debt? Im curious because I have never done business with them or the original creditor. Well, it has been more than 30 days and I still have not received anything proving the debt is mine. They received my letter on XX/XX/XXXX. Here is the tracking XXXX XXXX XXXX XXXX XXXX. I was under the impression that if they didn't respond it would automatically deleted from my credit reports. Silence is being in agreeance. I am sure there is a law that proves it.
|
| 09/03/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
A phone call was received on XX/XX/XXXX XXXX from XXXX XXXX Office of hunter Warfield on behalf of XXXX XXXX XXXX XXXX in regarding the debt collection in the amount of XXXX some change ( I dont recall the exact amount ). After a phone conversation was finished, the resolution came out to be a 50 % discount of the original debt and this was approved. However, when I requested a letter of acknowledgement from Hunter Warfield and I was denied because they will not provide any written notification about this requested. I also requested a phone recording as part of proof just in case I was being scam and I was denied again. In a situation like this, can I requested a letter of acknowledgement if agreement is done by verbally? I do not want to end up paying anything extra if the settlement is already agree.
|
| 05/01/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Received letter from HUNTER WARFIELD debt collector XX/XX/XXXX saying owed over 3500.00, called and spoke to XXXX who stated I need to file id theft with FTC and submit along with id copy, police report number etc. as I never rented any property, letter had address of XXXX XXXX and he supplied a XXXX XXXX address, both of which have no idea what is and he stated for past due rents/fees and I advised have never rented and do not know what addresses are.
XX/XX/XXXX, Received another letter, without all info requested per FTC, only a copy of a lease agreement from a XXXX, with several people listed along with name same as mine only different middle name! They could see as inquired on credit, sent id etc, that is not me, yet still want me to pay a debt for these renters unknown to me and obviously not me.
|
| 11/20/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Older American |
|
I have attached the email correspondence between me and the Property Manager ( XXXX XXXX XXXX XXXX ), which will reveal my case/complaint. I am facing a severe financial hardship and living with my relative as I am unable to get an apartment because the Hunter Warfield Collection Agency has reported the debt to XXXX, XXXX XXXX etc. The Landlord wants to collect $ XXXX, based upon false allegations.
For sake of XXXX, please help me. I was jobless since XX/XX/2019 till end of XX/XX/2019.
I request you to please help me to get rid of this unnecessary burden. I have contacted the Property Manager to resolve this issue but she asked me to contact the collection agency. I have have contacted the Agency, an agent by name XXXX XXXX replied, she was very rude to me and was not ready to resolve this issue.
|
| 10/14/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
HUNTER WARFIELD INC #XXXX**
XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX
Placed for Collection:XX/XX/XXXX
Responsibility: Individual Account
Account Type: Open Account
Loan Type: COLLECTION AGENCY/ATTORNEY
Balance: $XXXX
Date Updated: XX/XX/XXXX
Original Amount: $XXXX
Original Creditor: XXXX XXXX XXXX XXXX (Rental/Leasing)
Past Due: >$XXXX<
Pay Status: >In Collection<
Remarks: >PLACED FOR COLLECTION<
Estimated month and year that this item will be removed: XX/XX/XXXX
This military housing debt 77% of this debt does not belong to me. I was XXXX XXXX living in military housing when the military XXXX XXXX XXXX XXXX XXXX The military is responsible for the 77%. I only owe $XXXX left on the debt for cleaning cost. My XXXX (housing allowance) military housing suppose to be paid my military.
|
| 11/17/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The debt collection company, Hunter Warfield, is an agency who is employed by their client, XXXX XXXX XXXX. They claim a debt is owed for late fees of non-payment of rent during the COVID-19 pandemic. The rent was ultimately paid through the governments CARES Act. It is my understanding that rules and regulations under the CARES Act does not permit our previous landlord, XXXX XXXX XXXX, to impose such late fee 's. In addition, I was served a three day eviction notice, which states that after three business days, the lease contract is null and void, and that I must pay, or vacate. I vacated the property shortly after receiving the three day notice ( roughly 30 days after receiving the notice ) yet XXXX XXXX XXXX insisted upon charging another full months rent for failing to provide a 30-day notice.
|
| 08/16/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX XXXX XXXX XXXX ... XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX ... HWARFIELD ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ) XXXX ... that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
|
| 07/15/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I was denied a rental property because apartment complex ( XXXX XXXX XXXX ) is saying i owe {$4900.00} for charges that i have no knowleged of. I talked to someone at the complex and I was told that i didnt have a balance so I went an picked up a copy of the ledger showing I didn't owe a balance. I asked if they could remove it from my credit report and they refused saying that they looked a little deeper and found that i did in fact have a balance of {$4900.00} for a list of things i have no clue about. On my credit report it shows i owe a company called Hwarfield, and i have never did business with them before. I called them and asked them to explain the charges and they had a hard time doing so. I then asked if they could remove the inaccurate information from my credit report and they refused
|
| 06/16/2020 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Hunter Warfield ( HW ) has been trying to collect on a {$3100.00} debt that I do not owe to them. I went to court for this debt and a judge signed off on an order that clearly states that I do not owe the Original Creditor ( OC ) any amount of money. The OC never tried to contact me about anything after this court date and a few months later I get a letter from HW. I requested debt validation and they sent some documents but none of it included the court order signed by judge. This item is ruining my credit report and by court of law I do not owe the OC so I do not owe HW. I have disputed this item multiple times and they will not remove it and they continue to verify this debt as accurate with the credit reporting agencies. I would like this collection removed from my credit report immediately.
|
| 09/17/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
Received a phone call on XXXX XXXX 2015 from XXXX @ XXXX with caller ID as 'UNAVAILABLE ' Left an automated voice message stating " This message is for XXXX '' XXXX Immediately, I recognized the caller had the 'wrong number ' because no XXXX resides here ) and continued to state, "... this call is not a sales/marketing call. Hunter Warfield is a Debt Collection Agency and advised to call XXXX between M-F ( EST ) XXXX - XXXX When calling refer to number ID : XXXX. '' A return call to the toll-free and local number, each call was answered with the name Hunter Warfield in the greeting. Apparently, they are a debt collection agency. Area code for XXXX is XXXX, Florida. http : //ww2.hunterwarfield.com/ Mailing address for : Hunter Warfield XXXX XXXX XXXX XXXX. XXXX, FL XXXX / XXXX : XXXX XXXX : XXXX
|
| 08/07/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Hunterwarfield debt collection company and I reached an agreement where I would pay {$2100.00} to settle a debt owed to springfield apartment and they would report the debt to Credit Bureaus as paid and closed. I finished making the payment on XXXX/XXXX/15 after XXXX payment and as of XXXX/XXXX/15 which is XXXX days later they have failed to report the debt as paid. I have spoken with XXXX and they inform me that Hunterwarfield has not reported the debt as paid even though customer representatives at Hunterwarfield keep telling me they have. At other times when I call Hunterwarfield they hung up on me. I would apprecaite assistance with this issue as Hunterwarfield promised me they would take 30-45 days to update the credit bureaus and have refused to do so and keep lying to me that they have.
|
| 05/15/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
On XX/XX/2021, while residing at the XXXX apartments, were constructively evicted as Retaliation for filing written complaints with their Management Company, " XXXX XXXX ''. We were evicted from Our HUD subsidized Apartment without any written notice or good cause, as pursuant to HUD Policy. In XXXX XXXX, a collection company, " Hunter & Warfield '' XXXX XXXX XXXX XXXX, XXXX FL XXXX has called, and mailed demands for {$360.00}.
When in fact NO monies were owed, in addition XXXX XXXX Apartment and its Management Company has tried to extort {$680.00}. none of this so called money owed has been shared with HUD by the perpetrators. as a result, We were forced out of Our Housing during the Covid-19 Pandemic. it should be Noted We are XXXX Seniors, and denied the return of Our {$400.00}. deposit.
|
| 03/25/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I XXXX XXXX was a victim of identity thief and therefore these collections were placed on my credit file fraudulently.
Be advised this is not a refusal to pay, but a notice that your claim is disputed, and validation is requested. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
|
| 01/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have reached out to Hunter Warfield with a credit repair agency. On XX/XX/2022. We informed Hunter Warfield we sent a letter for debt validation and they didnt respond within the timeframe permitted by law. I did ask on the call if they can provide proof of debt and also why are they adding interest to the debt and they failed to offer an explanation also Hunter Warfield advised me they will submit a dispute on their end but didnt provide me with a timeframe when it will be completed. Hunter Warfield told me they will let me know when they get ready. I found this company to be very unprofessional, aggressive and very threatening. Hunter Warfield please remove the invalid debt from all three of my credit reports, your company have cause stress on my lively hood and affecting me financially.
|
| 04/25/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The Hunter Warfield collects the money for The XXXX at XXXX XXXX. The XXXX at XXXX XXXX was greedy and expected me to pay more. Based on the contract, the XXXX Landlords duty did not complied with the building and housing codes.
The mechanical room came out somethings has damaged the carpet. See the picture XX/XX/19. The water of the old plumbing system was very dirty, and not sanitized. See the picture XX/XX/19. These unsafe conditions were affected my health and made me sick. I had to suffer to stay there for 3 years. The XXXX Landlord knew these serious conditions and pretended to do the renovation. The XXXX Landlord sent the threatening letter and forced me to pay more or move out with a short notice dated XX/XX/19. The XXXX Landlord forced me to move out for their repair on XX/XX/19.
|
| 06/14/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I paid of a debt on full to Hunter Warfield 5 years ago on XX/XX/2018 in the amount of {$3000.00} which was the amount on my credit report at the time. I have proof of payment along with the dispute letter I mailed to the Credit Bureau during that time. It was taken off my credit report then put back on it months later. My current credit report the amount is {$3600.00} with accrued interest. I called asking for them to remove it every year since & to give me documentation stating paid. They were rude and claimed to see no record of payment. I've been dealing with this issue for years. I've decided to take legal actions against the company. I don't owe them anything. Many other consumers have the same complaint regarding this company. I'm moving forward with a civil suit to find resolve.
|
| 08/07/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
i lived at XXXX XXXX XXXX - XXXX XXXX XXXX XXXX Md XXXX.in 2015. In XX/XX/XXXX i asked for a different unit as i did not get the unit i was shown. XXXX the property manager told me i was free to leave.Then on XX/XX/XXXX they sued to evict me for nonpayment of rent. It was thrown out. I left in XX/XX/XXXX. XXXX XXXX the owner of the building represented them in court.
i received no notice of case being filed against me The rent was {$1700.00}. NOw the debt collector is demanding XXXX. I have no idea how they came to that figure. They started calling my daughter thi s XX/XX/XXXXand i found their address..
The debt collector is Hunter Warfield XXXX XXXX XXXX XXXX XXXX, Fla.XXXX. i contacted a lawyer have not heard anything so far. they have ruined my credit and i have no way to handle this
|
| 06/10/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received a call from a collection company called Hunter Warfield about money owed to a previous home I was renting at XXXX XXXX, a property of XXXX XXXX XXXX They said that I was put in a collection because XXXX XXXX identified damages after I had left the apartment. I never received information about money owed from XXXX XXXX because they said that they were sending in to my old address at XXXX XXXX, while clearly I had moved out, hence the amount they said I owed. Hunter Warfield contacted me on XX/XX/2018, telling me that they will not remove this from my credit report even though I had not received any information. The amount was about {$490.00} dollars.
The first I had ever heard about this debt was once it was put in collections, and I feel like I was not given proper notice.
|
| 09/15/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have been disputing this account with the credit bureaus for sometime now. Each time they would say that HUNTER WARFIELD would verify the debt. So I took it upon myself to ask HUNTER WARFIELD for validation of the debt. Are they legally able to collect on the debt? How did they calculate the amount they claim I owe? How do they know I am the owner of the debt? Im curious because I have never done business with them or the original creditor. Well, it has been more than 30 days and I still have not received anything proving the debt is mine. They received my letter on XX/XX/XXXX. Here is the tracking XXXX. I was under the impression that if they didn't respond it would automatically deleted from my credit reports. Silence is being in agreeance. I am sure there is a law that proves it.
|
| 05/05/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
-> General multiple noises and sound disruptions.
-> Neighbors that were barely there and likely employed as XXXX XXXX XXXX XXXX XXXX
-> A record of 2-3 maintenance requests that did not get fixed on my first request.
-> An unrequested maintenance request " routine check '' that further damaged the plumbing in my bathroom, resulting in further sound disruptions.
-> Severely illegally overcharged for attempting to fix these inflicted damages on my apartment for {$1500.00}, amidst noticeable confrontations from personnel wearing XXXX XXXX XXXX XXXX
-> Ending my final rental renewal through the XXXX XXXX XXXX.
-> Being notified for the first time of more illegally overcharged dues of maintenance requests after the first day of my expected active duty training period report date.
|
| 09/15/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have been disputing this account with the credit bureaus for sometime now. Each time they would say that HUNTERWARFIELD would verify the debt. So I took it upon myself to ask HUNTERWARFIELD for validation of the debt. Are they legally able to collect on the debt? How did they calculate the amount they claim I owe? How do they know I am the owner of the debt? Im curious because I have never done business with them or the original creditor. Well, it has been more than 30 days and I still have not received anything proving the debt is mine. They received my letter on XX/XX/XXXX. Here is the tracking XXXX. I was under the impression that if they didn't respond it would automatically deleted from my credit reports. Silence is being in agreeance. I am sure there is a law that proves it.
|
| 08/23/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have been getting harassed by a company name Hunter Warfield regarding a debt they claim I " owe '' from an apartment building in Maryland. I 've tried explaining to them over the phone several times that the debt they are claiming I owe I do not own. I have sent them several support documents such as my I/D, current lease from my apartment building, and proof that I have been living in XXXX for the past 5 years. It was mailed out to them on XX/XX/XXXX and they received it on XX/XX/XXXX via XXXX. The latest I spoke to on the phone stated that he " did not care '' if the debt was truly mine he just wanted me to pay " what I owe ''. Everytime I try to talk to management or someone in the investigation department the reps either hang up on me or transfer me to another debt collector.
|
| 02/21/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
There are 3 different accounts on all 3 credit bureau reports that are all incorrect. I have recently sent a dispute to XXXX and I'm waiting on results. When I looked at my XXXX report the accounts are present, but they did not show up when I tried to complete a dispute with XXXX. The problem I'm having is with XXXX. I attempted to dispute these same 3 accounts and I was told that because I have tried to dispute these years ago, I can not dispute them again. XXXX has not shown me any documentation that states these accounts are correct. What else can I do to have these accounts removed? I have no contract ( and never have had any ) with either of the companies. I am currently working with XXXX XXXX in which they have sent out several letters on my behalf only to get no response.
|
| 05/24/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Company name hunter warfield amount attempted to collect is {$2000.00} dates appeared on credit agencies XXXX XXXX ,2017. Balance is invalid coming from a previous apartment complex that I moved out of and put in a 30 day notice due to someone repeating breaking into my home, called the police several times due to the break ins. I have spoken to the landlord and was informed that the balance will be taken care of due to the circumstances of why I moved out. Hunter warfield continues to call me after I have explained that the situation has been taken care of and the rental company will be contacting them. They call everyday all day from different numbers. They are XXXX my life with the calls as if the break ins was n't enough XXXX . Just want it to st op so I can move on.
|
| 04/05/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I attempted to rent a home from a property management company. They misrepresented the property, we never took possession of it and were told we weren't financially responsible. I have a letter and receipt saying there is a {$0.00} balance. They offered us a different property, then withdrew it.
We filed a complaint with XXXX over the whole situation after they tried to bill for rent after the fact. The case is still open and we have communicated with Hunter Warfield aggressively, going as far as to continually send the updates from XXXX as we received them. The case is pending and the balance in question is part of the direct complaint. This is also being handled at the Attorney Generals office.
They have ignored anything we have shared and wrongly placed this on my credit.
|
| 01/11/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have a COLLECTION DEBT on my credit report from a company called " HUNTER WARFIELD INC '' I do not know what this is. I have never had any account with them or any kind of binding contract with this company. They keep reporting the collection onto to my credit report and the debt amount keeps getting higher. I have researched the company to see what it was and I have no knowledge of this company. The reports they are making to my credit report is hurting my credit!! They are continuously reporting to my credit. This company needs to provide proof of any contract or anything account I had opened with them. I have tried to dispute this collection company off of my report with XXXX and it will not go away. They are attempting to collect a debt from me that I have no knowledge of.
|
| 09/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have recieved information about an account which I do not agree. This account is reporting inaccurate information to the credit bureaus in which is total wrong. I was charged {$2800.00} from XXXX XXXX XXXX back in XXXX. I do not understand why this account is in collections with Hunter Warfield because I do not owe that amount. I feel that I am being charged for items out of my control. I have tried to reach out to the company to get information on why they are stating I owe this amount, but I have not received an itemized list or proof of why.
I started disputed this account back in XX/XX/XXXX, for reporting inaccurate information on my credit report and I am getting computer generated information which does not provide proof of the original debt from the original creditor.
|
| 07/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
My client has a collection from an apartment complex, but my client paid everything once he moved out. Not only the apartment complex didn't give him back his deposit, but they are also claiming extra balances and fees that my client does not recognize. Hunter Warfield bought the debt and it's been trying to collect the amount claimed. On XX/XX/2021I sent a letter asking for verification of the debt, then on XX/XX/2021, the collection agency sent us a copy of the lease contract and a separate page with balances and charges that my client does not owe. On XX/XX/2021 I proceeded to send a second letter stating that the extra fees and balances that they are claiming are not written down in the original lease contract. By today XX/XX/21 the collection agency still hasn't responded.
|
| 03/08/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I was evicted from my apartment complex due to financial hardship. My boyfriend loss his job and I was taking care of everything on a XXXX salary. I made sure I spoke to my leasing office daily to keep them abreast as to what was going on. They understood but when it came down to it they had to do what was best for the business.
Now, Instead of me being charged for the unpaid rent that I owe and maybe a cleaning charge for not being able to clean properly due to the apartment getting locked. I am being charged fees that the debt collectors want me to pay so that the complex and themselves can make a profit off of a life time set back I had and we all have. I would like to be charged for the original amount that I owe so that I can clear the balance up and move on with my life.
|
| 03/23/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
After reviewing my credit profile on XX/XX/ I identified a discrepancy with an account listed as XXXX XXXX and validation was requested in the form of an dispute on XX/XX/ as this was an account that I did not recognize. I received a dispute result from XXXX today, ( XXXX ) saying the account was verified, I have not received any correspondence from the creditor to validate this account as correctly belonging to me nor has my credit report been updated to reflect the account being disputed. I sent a second validation letter out today ( XXXX ) requesting validation of this debt because it does not belong to me. Please remove this account from all 3 credit bureaus until adequate validation has been received proving that the account belongs to me and all information is correct.
|
| 04/30/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
|
|
on XX/XX/2021 i sent out a response to a " debt collection '' team at the time i had not known that my information was illegally obtained by this account name hunter warfield and account number XXXX. also i submitted a report and the courts and credit bureaus stated this case was properly investigated. i sent a cease and diciss letter out and was notified this wouldn't effect my credit because i had paid what was asked when i was supposed to. also the open and close dates fpr these accounts are inaccurate and the date last reported is not accurate. This is ground for removal. they also violated my rights on numerous accounts under the law of 15 U.S.C1681 section 604 A, 15 U.S.C 1681q, and also 15 U.S.C 1692, The bureaus also violated 15 USC 1681 section 623 ( 9 ) ( b ) ( 2 ).
|
| 07/22/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
Servicemember |
|
The bill should only be XXXX. XXXX in XXXX, FL stated a payment was late and added a {$50.00} late charge. DO Not Let Your Kids move in those apartments. This is a bad place for students to live. Please have them to give you a detail of payments from my son account. Never late paid 4 months in advance. I tried for 3 months to speak with someone in management. This is 3 hour away from where I live. I never received a call back. They have students running there office. I will pay the amount that is owe of {$92.00}. I have a credit score of XXXX it dropped toXXXX do to this. Please remove off my credit until this dispute is settle. You should look into XXXX adding extra on each bill. Please look into this matter so that I can settle it once and for all! Thank you for your time!
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| 01/03/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I am writing this report as Im a victim of fraud. I checked my credit report and found that someone had use my ssn to run a backgrouch check on me to take out a lease for an apartment. The company ( creditor ) trying to collect the debt is XXXX XXXX XXXX. I have never interacted with them, never signed any physical documents online or in person, I have not received any physically evidence that I agreed to any lease. Once again I am a victim of fraud and this debt that this company is asking me to pay does not correspond to me. I have contacted the both parties, XXXX XXXX XXXX and the debt collection agency Hunter Warfield who is now trying to collect XXXXXXXX XXXX claiming that I ower XXXX XXXX XXXX for a lease on an apartment Ive never leased, signed, nor ever agreed upon.
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| 08/07/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I received a bill from XXXX XXXX XXXX dated XX/XX/XXXX of 2021 about a collection notice. I contacted them via by phone call to settle the debt. I requested that they send me a verification letter in the mail to verify that this account is in fact mine. They refused to send me any kind of documentation besides the bill. I also requested a debt settlement letter on XX/XX/XXXX of 2021 have received no response from them. I asked for verification and I have yet to receive said letter in the mail. The collection agency continues to charge interest fees and reports it to the Credit Bureau. I have tried contacting them to settle the debt but they refuse to take any kind of payment via mail or by phone call. When I do contact them by phone, they belittle and use obscene language.
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| 05/22/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
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Web |
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Hunter Warfield ( XXXX XXXX XXXX XXXX. XXXX, FL XXXX ) is trying collect a debt ( Hunter Warfield Account : XXXX in the amount of {$6500.00} ) that was already resolved through SUPERIOR COURT OF CALIFORNIA COUNTY OF XXXX XXXX. I tried to explain this to the associates of Hunter Warfield on XX/XX/2020. They were unprofessional about the situation, none of them gave me a chance to dispute the situation. They only laughed at me and ended the call. Even though a few times I mentioned that the issue had already been resolved through court.
Today Friday, XX/XX/2020 I have received yet another harassing a threatening letter with an attached contract that is false and misleading information, from Hunter Warfield trying to collect a debt Account : XXXX in the amount of {$6500.00}
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| 09/30/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I sent a certified letter on XX/XX/2019 to Hunter Warfield to validate a debt they have posted my credit reports from XXXX XXXX. I heard back from Hunter Warfiled on XX/XX/2019. I contacted them again via certified mail on XX/XX/2019 asking them remove the unverified items while they conducted their research, as continuing to post this item unverified is still a means of collection. I've sent my final certified letter to them today, again asking them for their source of validation.
In the meantime, I've been conducting my own research with the other consumer reporting agencies. XXXX had this same item posted saying my deposit was returned, but then I also had balance when I moved out. That doesn't even make any sense. Attached are the results of that dispute from XXXX.
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| 11/17/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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I was a resident of XXXX XXXX XXXX in XXXX, Tx. I recently moved due to a job transfer XX/XX/XXXX. I gave 30 day notice on XX/XX/2015. I was not contacted by the apartment complex until a couple of weeks ago when a collection agency sent me a notice that I owed almost {$1600.00}. I have never been notified about any past due charges prior to the collection agency sending me a notice.. I also contacted their corporate office. I was told that someone would call me back and no one has. XXXX XXXX advertises a gated community and the gate has never worked, I was without hot water for four days XX/XX/XXXX, dryers in the laundry room have been down for months, roach issues, stray cat issues. I was made to pay an extra {$300.00} deposit before moving in with no reason as to why.
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| 11/10/2015 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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I am unsure as to who this company is. This company contacted my mother and never contacted me. They contacted her on her cell phone and I have reviewed all of my records and have never received any correspondence from this company. Where is the VOD or validation of debt, if any. I do not know who they are collecting for and at this point the representative XXXX XXXX and her company Hunter Warfield are in clear violation. I am requesting this company cease and desist. They should only be using location information if they are unable to reach me, which they have not tried. I am unsure of what the antics are, I have read a lot on this company but this is my final attempt to get them to cease communication and to close any files they have as I am getting my lawyer involved.
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| 12/06/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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A Creditor Hunter Warfield is on my credit report for a rental I had with 2 other roommates. Each of us had to pay a separate deposit of {$1400.00}. I moved out of the rental from XXXX XXXX XXXXXXXX months before my roommates did. I requested a walk-through from XXXX XXXX XXXXXXXX so that I can get my security deposit back. XXXX XXXX XXXX refused to do a walk-through and would not return my deposit. After the roommates moved out, XXXX XXXX XXXX conducted a walk-through and charged all of us for normal wear and tear as well as damage we requested to be fixed due to rodents and rats. I requested a Validation of Debt from Hunter Warfield on XX/XX/ and did not receive a Validation of debt until XX/XX/. Hunter Warfield is refusing to remove themselves from my credit report.
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| 10/31/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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XX/XX/2023 I received a letter via email from Hunter Warfield trying to collect on an alleged debt from XXXX XXXX XXXX XXXXXXXX. On XX/XX/2023 I sent a letter via certified mail asking for verification of the debt and giving notice that I would be disputing the debt. I have not received a response to the letter but I have received two letters via email on XX/XX/XXXX and XX/XX/XXXX trying to collect on the debt. I have also received several calls, the most recent XX/XX/XXXX.
*Note there are two certified mail receipts pictured. One was for mine and one was for XXXX XXXX who is also responsible for the debt and sent a verification request letter. I am not sure which was for which letter. Also the copy of the letter attached was the letter before being printed and signed.
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| 10/14/2023 |
Yes |
- Debt collection
- Rental debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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I lived at the apartment for two years never owed rent but during Covid 2020 lost my job told management that I am having difficulty paying my rent they encouraged me to stay stating that I was a good paying tenant I hanged on payed the rent while working odd jobs. In the end I lost everything I owed 1 month rent I had no where to go no $ to put my expensive furnitures in storage I walked away from everything I owed {$1600.00} in rent, my furnitures were worth about {$8000.00} they sold everything and put me in collections for over {$6000.00} and is charging me interest every month on this debt!!! Which I believe is illegal why are they charging me interest? This is not a federal loan? I tried to explained to the company that the amount is incorrect and they ignored me.
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| 11/26/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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We moved out of the XXXX XXXX XXXX at the end of a one year lease XX/XX/XXXX. I lived in a different apartment at the same complex prior to the new lease dated XX/XX/XXXX.
XX/XX/XXXX : A two month written notice and a verbal notice given. All debts incurred for the apartment paid as they came due.
There is a report at the credit bureau dated XX/XX/XXXX showing a debt of {$3.00}, XXXX. A discrepancy was filed twice with XXXX.
I received a letter from XXXX XXXX XXXX XX/XX/XXXX regarding the discrepancy. A letter was faxed with a copy of the XX/XX/XXXX vacating letter in response to the creditor advising the debt is n't owed.
Hunter Warfield sent a notice that the company would speak with XXXX XXXX XXXX but no response.
The credit report shows I now owe {$3.00}, XXXX.
|
| 07/24/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
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Web |
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Hunter Warfield is reporting inaccurate/unvalidated/unverified information to my credit report. I have sent several letters requesting that the incorrect and unverified information be removed from my file. Hunter Warfield has failed toVALIDATE WITH PROOFand provide me documentation on file that proves the account is accurate. Hunter Warfield has not heeded to myrequest for their METHOD OF VALIDATION as to how they determined & acquired the debt, nor have they deleted the inaccurate unverified accounts from my XXXX credit report. During a previous investigation their reportorting was found inaccurate/invalid/unverified and was deletedfrom my XXXX file in XX/XX/2019 ( see page 14 of attachment titled " XXXX '' ) I am requesting that the account is deleted immediately
|
| 10/31/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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XX/XX/2023 I received a letter via email from Hunter Warfield trying to collect on an alleged debt from The XXXX at XXXX. On XX/XX/2023 I sent a letter via certified mail asking for verification of the debt and giving notice that I would be disputing the debt. I have not received a response to the letter but I have received XXXX letters via email on XX/XX/XXXX and XX/XX/XXXX trying to collect on the debt. I have also received several calls, the most recent XX/XX/XXXX.
*Note there are XXXX certified mail receipts pictured. XXXX was for mine and XXXX was for XXXX XXXX who is also responsible for the debt and sent a verification request letter. I am not sure which was for which letter. Also the copy of the letter attached was the letter before being printed and signed.
|
| 07/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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Hunter Warfield is reporting inaccurate/unvalidated/unverified information to my credit report. I have sent several letters requesting that the incorrect and unverified information be removed from my file. Hunter Warfield has failed toVALIDATE WITH PROOFand provide me documentation on file that proves the account is accurate. Hunter Warfield has not heeded to myrequest for their METHOD OF VALIDATION as to how they determined & acquired the debt, nor have they deleted the inaccurate unverified accounts from my XXXX credit report. During a previous investigation their reportorting was found inaccurate/invalid/unverified and was deletedfrom my XXXX file in XX/XX/2019 ( see page 14 of attachment titled " XXXX '' ) I am requesting that the account is deleted immediately
|
| 04/02/2017 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
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Web |
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My name is XXXX, Hunter Warfield is a debt collection agency. XXXX are using them to collect a debt I owe. However they call my parents house daily now its twice daily. They have an automated service calling you can never speak to a real person. Plus they are listed on my credit file twice. I have paid them so far {$100.00} dollars and after I paid them the {$100.00} is when they started calling twice. I do not know why they are calling my parents number and not mine. Please help with this matter. I do not know what to do to get them to stop calling my parents.
My email is XXXX phone number is XXXX I am on XXXX and XXXX at night so I sleep during the day, if I miss you call I will return it the next business day.
Thank you very much for you help in this matter XXXX
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| 03/28/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
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|
Web |
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Hunter Warfield has be unable to provide proper documentation validating this account.
I am seeking immediate action and for them to remove this inaccurate and negative information permanently from my credit report. I have asked for the company to send me verification of my original lease and all I have received is a copy of a lease without signatures from XX/XX/XXXX-XX/XX/XXXX. I have sent Validation Letters on XX/XX/XXXX ; and XX/XX/XXXX for this company to provide proper validation and I have yet received a response. This company has constantly called my personal phone lines and this is prohibited in the State of Texas. This account is effecting negatively on all XXXX credit reporting agencies. I have already notified all XXXX credit bureaus regarding this issue.
|
| 02/15/2023 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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I owed a debt for an apartment I rented with another individual. The debt is for the same amount or less than this one. I made it clear my intent to vacate. I was still charged for months I was not even occupying the unit. The collector says the debt is on hold. Is there any recourse for this error?
Here are the details of the erroneous charge.
Per your request, below is the original creditor information : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX If you have any questions, please feel free to contact our office at XXXX ; if you are a XXXX XXXX XXXX resident please call XXXX. Hours of operation XXXX XXXX XXXX XXXX EST.
Sincerely, Hunter Warfield , Inc .
Creditor Name XXXX XXXX XXXX Creditor Account # XXXX XXXX XXXX Account # XXXX Balance Due {$4900.00}
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| 04/25/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
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|
Web |
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Date XX/XX/XXXX, amount {$670.00}. The XXXX at XXXX XXXX was greedy and expected me to pay more. Based on the contract, the XXXX Landlords duty did not complied with the building and housing codes. The mechanical room came out somethings has damaged the carpet. See the picture XX/XX/XXXX. The water of the old plumbing system was very dirty, and not sanitized. See the picture XX/XX/XXXX. These unsafe conditions were affected my health and made me sick. I had to suffer to stay there for 3 years. The XXXX Landlord knew these serious conditions and pretended to do the renovation. The XXXX Landlord sent the threatening letter and forced me to pay more or move out with a short notice dated XX/XX/XXXX. The XXXX Landlord forced me to move out for their repair on XX/XX/XXXX.
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| 01/31/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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I contacted Hunter Warfield in regards to an invalid debt they are reporting on my credit report. I requested a validation of debt, which after 30 days Hunter Warfield was unable to verify the debt and sent a letter stating they would suspend any debt collection and reporting to the credit bureaus. I received the letter on XX/XX/XXXX and on the same day I disputed the debt with XXXX who came back and said the debt was still valid, because the creditor was still reporting the debt. I contact Hunter Hunter Warfield on XX/XX/XXXX and they stated they are still reporting the debt. I spoke with a manger at Hunter Warfield who requested the letter they sent me and told me they would look into it. They continue collection calls daily and tell me they are still reporting.
|
| 08/05/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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|
Web |
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To whom ever this may concern : In XXXX, 2018 I disputed incorrect information being reported on my credit report by Hunter Warfield. I provided letters to XXXX, XXXX and XXXX, requesting specific information pertaining to this account. After the investigations were completed by XXXX and XXXX, Hunter Warfield was recently deleted from these reporting agencies. I have made several attempts with XXXX months prior too as well. XXXX has not yet deleted this information or provided me with the specific information I've requested. I have attached a copy of the letter I provided to all the credit reporting agencies mentioned. I ask that you please look into this matter to have this item removed from my credit report. Thanks for taking the time to listen to my complaint.
|
| 04/13/2016 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
|
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I have sent numerous letters to Hunter Warfield asking them to validate the debt. While I was still awaiting them to validate the debt, I received numerous calls from their office to my cell phone. Mind you, I have never had any business with them and have never given them my cell phone number or work number, let alone given them permission to call either of the XXXX. The problem I am having is misrepresentation on my credit report. For the last XXXX6 months, they have changed the original amount on my credit reports. How does the original amount change? This is inaccurate reporting and therefore they must remove this from my credit report. After disputing this several times with the credit bureaus, they continue to verify this information with XXXX but not with me.
|
| 12/06/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
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I was notified by my credit report there was a collection for {$390.00} being collected by a Hunter Warfield in cooperation with XXXX XXXX XXXX XXXX XXXX XXXX, PA. I have received no communication from XXXX XXXX XXXX XXXX or Hunter Warfield previously.
In XXXX or XXXX I placed a refundable deposit for an XXXX XXXX XXXX XXXX XXXX XXXX I then found a different location and canceled the inquiry. There was no paperwork or lease signed whatsoever. Now, in XXXX, they have placed this directly on my credit report. This is a scam. I have received XXXX communication concerning this matter for XXXX years, all while living at the same address and having the same phone number. I need this removed from my credit as soon as possible. This is absolutely a false claim.
Thank you
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| 02/07/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
|
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I completed an application for XXXX at XXXX apartment complex. Once they received my money, the stopped all communication. I called for several days and into the next week with no response on a decision in regards to my application. I called my bank due to believing it is fraud. XXXX XXXX XXXXXXXX then had someone call me stating they were from Hunter Warfield to collect debt. They man was extremely rude and was yelling over the phone. He then threatened and said I " better pay the debt '' or he would report to the credit bureau and " ding my credit ''. He also told me to let him know when I got a lawyer. I tried calling the complex again last week with no response. It is like they are screening my calls. They had great communication until they received my payment.
|
| 11/25/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
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Hunter Warfield Collection Agency is continuing to report a debt on my credit reports that has been settled. On XX/XX/2020 XXXX XXXX XXXX XXXX, who is representing Hwarfield on this debt, received a certified letter from me that included a settlement letter and settlement check. The letter clearly stated the terms of the agreement that if they accept the settlement check and cash it, they agree to remove the collection fully from my three credit bureau reports. On XX/XX/2020 XXXX XXXX cashed the check. As of XX/XX/2020 the collection is still appearing on my three credit bureau reports. The balance owed, however, has been reduced by the amount of the settlement check. On multiple occasions I have attempted to reach them on the phone and keep getting the run around.
|
| 09/03/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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|
Web |
|
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I XXXX XXXX and my brother XXXX XXXX were contacted by HUNTER WARFIELD COLLECTION AGENCY ( XXXX ) XXXX, stating that we owe the amount of {$8000.00} which owed to their client, XXXX AT XXXX XXXX address : XXXX XXXX XXXX XXXX , XXXX, FL XXXX.
I XXXX XXXX and my brother XXXX XXXX no longer live at XXXX at XXXX apartments from the address above since XXXX XXXX, 2015, due to the purchase of my new house and the balance that we owed was zero dollars at that time.
As the agreement we came on with Property manager XXXX XXXX XXXX on XXXX XXXX, 2015, in finding the new tenants XXXX XXXX XXXX and her roommate to take over the remaining of the lease and all rent responsibilities. XXXX XXXX agreed to tenant replacement and notice letter was given to her on XXXX XXXX, 2015.
|
| 05/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
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My move out date from my old apartment was XX/XX/2022, I got a notification on my credit dated XX/XX/2022 about a collection on my account that I was not notified about. Not only that, they are trying to collect the wrong amount. They are trying to collect double. The amount shouldve been {$510.00}, theyre are trying to charge {$1100.00}. I have tried to communicate this with the apartment complex who told me it was out of their hands. I also tried to communicate this with the original debt collector, who Im having a hard time reaching and am also getting the run around. I have personally done research about this collections company, and have learned that a lot of people are a victim to these unfair practices. Please help us. I have proof to back all of this up.
|
| 04/03/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Upon the termination of my lease, XXXX XXXX XXXX sent me a deposit invoice with a final bill in the amount of {$6700.00}. I initially contacted them to dispute that I was not the only lessee on the contract and that my co-lessee should be responsible for half the bill. I then received a bill from the collection agency Hunter Warfield for an unpaid debt in the amount of {$8800.00}. I attempted to contact both XXXX XXXX XXXX and Hunter Warfield to inquire as to the nature of the discrepancy in price. The property services told me to refer back to my deposit invoice and refused to correct the information. I am disputing the amount owed on the grounds that I am not the only lessee, as well as incorrect debt amounts, and would like this removed from my credit report.
|
| 06/28/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
Servicemember |
|
The representative was using insults, deceptive and immoral tactics, and threatening to sue if I did not pay immediately or the amount that she demanded me to pay. I received phone calls twice a day for a few weeks at odd hours until I called back. While asking for an explanation or proof of debt, she began to become enraged and agitated by this. At which point she prepared a statement on my behalf that I said I was refusing to pay this debt to the attorneys so the lawsuit could move forward and I would be sued for not agreeing to pay the amount she wanted on the spot. I called back to speak with her supervisor and was forwarded to his voicemail with no call back. Not only are these practices illegal, it is disgusting that a law firm would be so unprofessional.
|
| 08/07/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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A collection appeared on my credit report back in XXXX from a company called Hunter Warfield out of XXXX FL. They claim that I owe {$15000.00} in rent for a home from XXXX XXXX XXXX XXXX. I have never rented a home from anyone by that name, in fact I have lived my current home for over 25 years. I have repeatedly asked for verification of the debt and had a lawyer send a certified letter also asking for verification of the debt to which I received no response. I know they received the request as someone signed for the letter. They continually call me to harass me about this and as of today this is still showing up on my credit reports and I would like to have it removed without having to endure the expense of taking them to court, which I will do if necessary.
|
| 03/10/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
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I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX HUNTER WARFIELD ( Original Creditor : XXXX XXXX XXXX XXXX ... XXXX XXXX XXXX ... XXXX XXXX XXXX XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
|
| 01/17/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
In XXXX I made a permanent change of station to XXXX XXXX, Texas. I moved into government privatized housing and resided there until I received new orders transferring me to XXXX. XXXX, Texas in XXXX. In XXXX when I reviewed my credit report I noticed a negative entry on my credit from Hunter Warfield Collections Agency. After contacting the collections agency I was informed that the property management company charged me for a damaged kitchen countertop, however the countertop was already damaged as with most things in government privatized housing. It is of no fault of my own that the management company did not properly document the items that was reported and therefore I am requesting for the collection agency to remove this account from my credit report.
|
| 11/23/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
On XX/XX/XXXX I filed a complaint against XXXX XXXX with the Better Business Bureau because I have no contractual agreement with them. XXXX XXXX did not provide me with the necessary documentation that I had a contractual agreement with them. XXXX XXXX only responds to this matter is that I need to fill out a consumer request form. I told XXXX XXXX I will not be tricked into signing anything with them because I do not have a contract with them. XXXX XXXX failed to validate a debt with this consumer and is causing defamation to this consumer credit report and name and would like the CFPB to have XXXX XXXX to remove alleged debt from this consumers report. The alleged debt that XXXX XXXX is saying that this consumer owe is {$6500.00} the dated open XX/XX/XXXX.
|
| 08/23/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have disputed this account not knowing at first who it was. After research I realized it was from an apartment I rented over 5 years ago, that I never missed a payment nor was late ever. When I moved out I spoke with front office giving them a month notice saying they could keep my deposit.I was told that everything was fine. I even called original company and was told I don't owe anything. This company that is trying to collect a debt from me that I have never even heard of for the amount of XXXX. This is insane and I have never even spoke with them and never have I even received any notice from them. This is all unauthorized and is breaking the law by damaging my credit with false reporting. I want this issue deleted from all 3 credit reports instantly.
|
| 05/12/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Company involved : XXXX XXXX, XXXX, XXXX XXXX XXXX Dates : XX/XX/2022 - XX/XX/2022 Amount : {$6300.00}.
Apartment is currently being sued for breach of contract by over XXXX tenants. Case number is logged and case is pending trial with XXXX.
Land lord had multiple health code violations and failed to remediate, law suit takes note of this. Land lord attempted to collect an amount for rent which was not agreed to in the leasing contract. Multiple notices were given that this amount is incorrect. Land lord sent the amount XXXX XXXX. They have reported the incorrect amount to the credit agencies which has damaged my score.
The Land lord is not owed anything as they were in breach of contract and the amount they are attempting to collect is wholly wrong.
|
| 05/24/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
COMPLAINT RESPONSE- I have thoroughly reviewed my credit report and I would like to inform you of the inaccuracies it contains ( see list below ). I am requesting, under the provisions of the Fair Credit Reporting Act ( FCRA ), 15 USC section 1681i, that you investigate these accounts. 15 USC 1681 section 602 A. States I have the right to privacy 15 USC 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
XXXX XXXX ( This Collection Is Not My Account ) ID theft ACCOUNT NUMBER XXXX Date XXXX Balance {$32000.00} XXXX XXXX XXXX XXXX - This Collection Is Not My Account ACCOUNT NUMBER XXXX Balance {$4400.00} Date XX/XX/2021 ( SEE ATTACHMENTS - POLICE REPORT-ID THEFT- FRAUD ALERT )
|
| 02/27/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This will serve as a notice to cease all communication through all mediums including my credit report pursuant to 15 U.S. Code 1692c i as the consumer do not validate this alleged debt and is refusing to pay this debt until you can provide e documentary evidence. I have never done business with your company and have no legal obligation to pay you for any services. I demand that you cease all communications. Unless you can provide any documentary evidence pursuant to 15 U.S Code 44 with all books of account, tax documents, and the ORIGIANAL contract with my wet signature in blue ink i am demanding you delete this account from my credit report or i will have no other choice to file a complaint with my attorney general within 3 days of receipt of this notice.
|
| 08/31/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I moved to Nevada in XX/XX/2022 and acqired a new phone number. Ive been recieving multiple phonecalls from XXXX XXXX.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
|
| 11/04/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I told them I have paid this debit off before I ever heard from Hunter Warfield. XXXX took my money and I asked them to not contact my company again using robocalls. She told me that the calls will not stop and they will continue to call me as often as they like. I told her I would report them and before I finished my sentence so cut me off and laughing said go right ahead. I own a towing and recovery business and am fully trained in debit collections myself. I have studied and certified in these areas as directly relates to repossessions of assets. She said if I paid my debit after a certain date i still owe them. Which is completely illegal. If XXXX took my money the account was not charged off. Therefore another company can't collect the debit again.
|
| 09/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
My former landlord The XXXX at XXXX XXXX, MD reported an outstanding balance to a debt collector agency called Hunter Warfield. The landlord has not contacted me for the payment before. But the amount is correct and I am happy to make the payment.
But their collection agency sent me a mail a month ago. They said they will contact for instructions on payment via check. But instead of sending me the instructions, they have been harassing me on the phone. I never received any instructions by mail. One person who called me from the agency forced me to provide my credit card details on the phone. And he threatened me for not paying by credit card. I told him many times that I am happy to pay via check. He refused and hang up on me.
Thank you for your help.
|
| 12/19/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
On XXXX XXXX at XXXX CST time, A representative by the name of XXXX Id # XXXX from Hunter Warfield called me about a debt I owed. First all she asked was if I was the customer and without verifying other information such as my address to make sure she was speaking to the correct party she directly disclosed my debt information. After asking me if I will be able to pay the debt all I said was thank you for calling and the representative stated '' I did n't ask you to thank me I am asking when will you pay this debt '' then she begins to talk with an attitude stating that If I was a mature person I would pay the debt back and then she asks me " how old I was '' and that 's when I asked for the manager but the manager did n't do much the resolve the issue.
|
| 10/07/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I applied to stay at an apartment at XXXX at XXXX. I paid {$420.00} on XX/XX/2022 for the application and administrative fees to live at the apartment. I decided the day after to withdraw my application and XXXX 's terms and services said that {$150.00} is nonrefundable. XXXX withdrew my application and sent me a check for {$270.00} on XX/XX/2022.
Fast forward to now, I have been getting calls nonstop from Hunter Warfiled saying I owe a collections of {$220.00}. I have no idea why I would be getting a debt collections charge, I sent all the documentation of the check and credit card statement showing that there shouldn't be any debt owed. Hunter Warfield has not called me back or responded to my emails and the collections is now on my credit report.
|
| 06/04/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Hunter Warfield claims I owe XXXX to XXXX for an order I did not place or receive. The order in question,XXXX, for an XXXX, was placed on XXXX XXXX using my XXXX. I have no use for XXXX products and would not order this item. It appears someone from my household placed the order using my saved XXXX on the site, I believe XXXX or XXXX payments were made on the item and this was purchased on a payment plan called flex pay. I have not placed an order with XXXX in quite sometime, the last order was returned, a XXXX computer. I would advise the collection agency, Hunter Warfield, that the payments made already for this item should suffice as again this is fraud. In closing, please advise them to stop collection efforts and remove account from credit bureaus
|
| 12/28/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have attempted to remove this erroneous debt from my credit profile for years. Despite my disputes, Hunter Warfield , Inc has refused to remove the account from my credit profile. I have sent multiple letters requesting that the account be removed if it could not be validated under the appropriate guidelines. Specifically : XX/XX/XXXX Hunter Warfield Inc reports debt owed to credit agencies of XXXX XX/XX/XXXXDebt Validation Letter sent to Hunter Warfield requesting a response within 30 days XX/XX/XXXX I received statement restating the alleged debt XX/XX/XXXX sent response citing XXXX XXXX XXXX, that restating the alleged debt is not validation that the debt is owed XXXX Hunter Warfield received the letter XXXX 30 day failure to comply letter sent
|
| 03/26/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
Had an Apartment Debt with XXXX XXXX in XXXX, Ga owned by XXXX. Paid for deletion XX/XX/18 to XXXX XXXX XXXX XXXX Said it'll be deleted by next month reporting. Still on my credit. More Hunter Warfield is reporting on my credit with the same debt. XXXX XXXX said they never received payment. Called XXXX XXXX back, they said they submitted twice to be deleted, won't let me speak with a manager and extremely rude. This has been ongoing for 2months when clearly I paid to delete. Hunter Warfield won't delete because they said they didn't get the payment the other company did. Called back to XXXX XXXX XXXX and XXXX XXXX was entirely rude. Wouldn't transfer me to anyone else or a manager, escalated her voice both times I've called, and was very chastising.
|
| 08/29/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I had leased an apartment in which the lease was up. The apartment complex is the XXXX XXXX XXXX. I had paid my final utility bill and final rent. Most rental places take your forwarding address, or your information you had given them. And attempt to reach out. I had to turn my keys over to one of the leasing agents that I had words with prior to leaving. This was in XXXX. I have had no correspondence with the company since. No phone calls, emails, or mail. I had even had my mail forwarded from that address so the could Have sent a letter if they forgot my forwarding address. I woke to an alert that I am reported to a collection agency by the name of Hunter and Warfield. They have not attempted to reach out to me so I have no idea what I am paying.
|
| 07/10/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
The XXXX XXXX sent me multiple emails after I departed from their facility none of which mentioned a debt owed. I have attempted to contact them for months when my roommate first made me aware of the balance ( no answer ). My roommate stated that it appeared on her credit. A month later I started getting harassed with multiple calls ( within minutes of each other ) everyday while at work. When I would call back I got line errors so I thought it was fraud. This company Hunter Warfield who is now reporting to my credit never sent me anything regarding this debt. I had no issues fr the XXXX while living there so Idk what this could be for. I have disputed this debt TWICE on my XXXX report since XXXX and still have not gotten a breakdown of the debt.
|
| 10/12/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
On XX/XX/2020 I sent to XXXX XXXX a letter to validate that the debt belongs to me. They sent to me a letter that they already did a verification of the debt however I am asking them to provide proof that I was the one that signed the contract for lease that they have provided. They responded on XX/XX/XXXX that they are not going to do a validation. With that being said they refuse to send the proper documentation to show that this debt belongs to me. They do not have a copy of my ID or any documentation that I was the one that signed the contract that was sent to me. I am disputing that the signature does not belong to me and all I am asking them is to provide to me that the debit can be verified that is was me the one that signed the contract.
|
| 11/27/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I XXXX XXXX have a collection placed on my credit report with Hunter Warfield Inc a debt collection agency located in XXXX FL. I have never opened an account with this corporation and they have failed to provide me with the proof of debt. It was placed on my credit report on XX/XX/XXXX for the amount of {$2400.00}. I have been hindered in opening credit lines in purchasing a new vehicle because of this negative information reporting on my credit report. I am including tracking numbers that proves Hunter Warfield Inc has received my dispute via USPS. # XXXX this letter was delivered to Hunter Warfield Inc on XX/XX/XXXX. It has been more than 30 days and they have failed to respond. I am demanding this account be removed due to lack of validity.
|
| 11/16/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hunter Warfield INC. sent a {$6000.00} collection to the credit bureau on XXXX XXXX XXXX and was recently added and reported XXXX XXXX XXXX Credit reporting laws ensure that bureaus report only 100 % accurate credit information. Every step must be taken to assure the information reported is completely accurate and correct. The following information therefor needs to be re-investigated. I respectfully request to be provided proof of this alleged item, specifically the contract with the credit collection or other instrument bearing my signature.
Failing that, the item must be deleted from he report as soon as possible as I am liable for the debt with XXXX XXXX XXXX I do not have a contract with Hunter Warfield INC.
I did report to the XXXX
|
| 10/08/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
|
|
Date it was open : XX/XX/2015 Amount : {$9300.00} Actions : I have been called multiple times, after being dress I informed them not to call me. They insist on calling me all hours of the day. This that was due to nonpayment of rent, because we apartment I was in had a leak in the roof causing the wall to mold. I have email after email showing that the property manager said that it was going however the issue was never truly take care of. I informed her and corporate that I would not pay my rent until the issue has been resolved due to the fact that the inhabitants was on livable because of the mold. I spoke with corporate on the phone and was told it would be taken care of, however it has not been. Considering it is still on my credit report.
|
| 08/10/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Hunter Warfield was hired by XXXX a property management company and is trying to collect rent from I lease of an apartment I had to move out of because it flooded and there was mold left in the apartment after the repairs. I have several e-mails where the management is apologizing for the constant alarms in the middle of the night due to defective fire sprinkler systems. For two months I had to stay in hotels and on my return I found the apartment was not properly repaired. I made several attempts to have the mold removed but the repairs were not done. I was forced to move out leaving three months on the lease and they refuse to take it off my credit report now costing me more in interest rates for loans. I have photo 's of the flood as well.
|
| 04/20/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Earlier last year I contacted the bureaus and XXXX XXXX to dispute the debt. I informed the current manager once she called me that I was XXXX and a XXXX and their policy was never to rent to XXXX, she even admitted it and said he doesnt know how XXXX XXXX could be rented in a XXXX XXXX name. I never received any written correspondence validating the debt and the bureaus validated the debt as valid. I received 97 months in XX/XX/XXXX with 3 years supervised release and they are saying that the apartment was rented in XX/XX/XXXX and my whole sentence didnt end until XX/XX/XXXX. Also this debt is gaining interest on it while it's in collections which I believe is a violation. I am attaching my paperwork from when i was sentenced in XX/XX/XXXX
|
| 06/10/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I was contacted by Hunter Wakefield on or about XX/XX/XXXX for a debt in the amount of {$1600.00}. I investigated the company via Better Business Bureau of XXXX, FL and discovered that this firm had over 300+ complaints. After many hang-up calls, the firm finally left a message. I called back and thought we were making progress in negotiating a settlement. I spoke to XXXX XXXX on or about XX/XX/XXXX and made my final offer to settle. Unfortunately, he became angry and belligerent and hung up on me. See Attached documentation.
I continue to receive hang-up calls from a phone number related to Hunter-Wakefield. I 've sent a certified letter requesting the calls to stop. See attached documentation. Can you help? XXXX XXXX XXXX XXXX XXXX
|
| 12/01/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Older American |
|
I sent certified letter to the company requesting Debt Verification Notice and competent validation that I am obligated to pay alleged debt. The letter is dated XX/XX/2023. Prior to the letter being sent I disputed the entry into my credit profile with XXXX, XXXX, and XXXX. I am reporting this company to you because all three bureaus will not provide me with verification of the methods they used to validate this alleged debt and neither will this company. It is within my rights to request such information. The company 's name : Hunter Warfield XXXX XXXX XXXX XXXX XXXX XXXX XXXX In my letter to the company, I asked not to be contacted by telephone or electronic systems, but was ignored. They use a multitude of numbers and electronic systems.
|
| 03/12/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Personal information incorrect
|
|
Web |
|
|
XX/XX/2022- XXXX I disputed an account that is reporting on my credit report. Hunter Warfield, Inc is reporting a account that is not affiliated with me. I requested a notification letter from Hunter Warfield through the Consumer Financail Protection Bureau. I attached that letter with this complaint as proof. Please check the address that is on the letter. I do not have a previous nor present address of XXXX, NC XXXX. Therefore Hunter Warfield DID NOT NOTIFY ME as the LAW requires. Fair Debt Collection Practices Act law 15 U.S code 1692g states clearly that a creditor must recieve notification before a debt collector puts information on a consumers file. Please check my addresses on my XXXX credit report. Reinvestigate this account please.
|
| 12/18/2019 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Do I have a contract with you? Please send me a certified copy of the contract the exist between XXXX XXXX & HUNTER WARFIELD Debt under penalty of perjury.
Per the FDCPA/FCRA 15USC 1692 e.g.
Breach of Contract by violating the Arbitration Clause. pursuant to Regulation Z 12 C.F.R. 15 U.S.C. 1635 Right of Rescission, I rescind my entire consumer transaction. According to the FDCPA After checking my records your company has NOT provided me with the contract we signed together. If you can not provide any agreement between us from this day on you agree to pay my fee of {$3000.00} usd, for contacting me without my written Express consent. I will also file harassment and identity theft charges. Please also send me the 1099-INT for this account.
|
| 06/08/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX XXXX , XXXX , Hunter-Walfield Inc XXXX XXXX XXXX XXXX XXXX Florida XXXX placed a debt on my XXXX credit file. I, was notified by XXXX of this action by Hunter-Walfield Inc on XXXX XXXX , XXXX . On XXXX XXXX , XXXX I spoke with Hunter-Walfield and according to them they placed this debt on my file because my name is the same as a debtor from XXXX Florida. They also informed me that they did not have any personal information on the debtor from the creditor. No! SS # or Date o f Birth , just a name. Hunter-Walfield Inc never reached out to me, before taking this action against me. They are blindly posting debt to my credit file. This type of action needs to stop!
|
| 02/08/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
About 18 month 's ago i had find out that i have been a victim of identity theft and some one unknown to me had used my personal information to get credit cards, loans and other things. At that time i had filed a FTC report and Also filled a police report and every thing was removed from my credit report including the collection account from HUNTER WARFIELD. Few months ago after hearing about XXXX data breach i decided to purchase another copy of my credit report and i find out that i been a victim a gain also noticed the account that was removed from my credit report its back on my credit report. I had to go through the same thing Dispute the accounts again and it was removed and i just checked my credit report it is back on my report.
|
| 11/15/2023 |
Yes |
- Debt collection
- Rental debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
I found mold in the apartment I had mold test done the mold report came back higher than the company has ever seen for ( i have proof and mold reports ) when i called my insurance company they told me to move and sent me reienbusment for some of damaged items. The XXXX XXXX took case to court and the case was thrown out do to the apartment not having enough proof that I owe them anything do to me having to vacate becuase the condtions in the home was unbearable i have alot of proof from emails to photo video and i can retrive the court docments any time if its needed I DONT OWE THIS DEBIT I WILL NOT PAY ANYHTING I DONT OWE i have a large file of photos and videos i can send via email and i can also go get thr supporting court documents
|
| 05/06/2021 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Hunter Warfield debt collection added to my credit report false information. They listed I owe {$520.00} to XXXX XXXX XXXX The apartments never gave me back my security deposit after contacting them several times. A XXXX day notice was given to the XXXX, XXXX, I was leaving because of noise complaints they never resolved. He agreed. I have the original email from him. The apartments have my address and my mail was forwarded. I never got a notice ( certified mail by law in XXXX ) that they were keeping my deposit. All of a sudden, a {$520.00} collection is put on my credit report. No phone calls and no letters. I want the agency to pay for damages of my credit dropping XXXX points and not following the law. I want to be compensated now.
|
| 08/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
|
| 09/21/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Received a letter from Hunter Warfield dated XX/XX/18, addressed to my work place not my home, confirming that they had received my claim of fraudulent ( which I was not aware that I had filed ). They requested that I provide them with certain information, cop of ID or valid driver 's license etc ). I called them and went through several departments. finally got connected with a support Dept. and the person wanted more information again, which I did not provided. I questioned the fact that the letter was sent to my place of business/work and all of a sudden got disconnected. I am afraid this company is fishing for information and uses fear tactics to get information. I don't know whether they are using it for ID theft or anything else.
|
| 04/10/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I have asked Hunter Warfield to validate this debt multiple times. They have ignored multiple request from me. My last letter was sent to them on XX/XX/XXXX. It is still showing as a collection on my credit report. Please assist me with having this in-validated account remove from my credit report so I can continue to proceed with my life.
Account Name HUNTER WARFIELD Account # XXXX Account Type Other Collection Agencies Balance {$1000.00} Past Due {$1000.00} Date Opened XX/XX/2016 Account Status Mo. Payment {$0.00} Payment Status Seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department High Balance {$0.00} Limit {$0.00} Terms 1 Month Comments XXXX XXXX XXXX XXXX, FL XXXX
|
| 01/12/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
On XX/XX/2015, I moved out of an apartment. My rental payment was paid in full. From that point on, company has repeatedly called me, harassing me about a Balance of {$18000.00}. This amount has changed multiple times.
Since receiving the first notice of a debt in 2015 ( the size of a loan ). I have requested a full inquiry to find out what the debt was for. I have been told by representatives, I will get the requested information, including my response to the debt by email.
I still have not received them. Ive sent multiple money order receipts, ledgers from the management office and Housing court documents to support the dispute.
For years I have been fighting to get this unknown debt permanently taken off of my credit report.
|
| 05/13/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
We were on a month to month lease with XXXX XXXX XXXX XXXX ( XXXX ) & it became too expensive. They took us to court & we moved XX/XX/XXXX. The judgement for the balance owed to them is {$4900.00}. XXXX sent the account to Hunter-Warfield Collection Agency & added thousands of dollars in erroneous charges & fees. We agree that we owe the judgement amount of {$4900.00} but NOT the {$11000.00} that is currently reporting on our credit reports. I'm attaching a copy of the judgement amount which was also reconfirmed, in court, in XX/XX/XXXX. We tried to make a payment arrangement with the attorney but they said we had to deal with the collection agency who would only make an arrangement on the amount they're reporting, which is wrong.
|
| 03/01/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX contacted my husband and myself a few months ago in an attempt to collect a debt ( unknown to us, and much to our dismay ) our former townhome company ( who Ive also filed a complaint against ) said we owed over XXXX. I told the H.W. Agent I had proof that we did not in fact, owe anything. Not only did the lease company keep our deposit, they are violating our lease agreement. I emailed the debt collection agency PROOF of our agreement, stating that we were to tell the Company XXXX days prior to moving out, which I did. I also sent the lease agreement, and emails exchanged with the former property manager. Wouldnt it be up to hunter war field to help me figure this out? I have tried emailing them, they are not helpful.
|
| 01/28/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I was notified by HUNTER WARFIELD debt collectors out of XXXX FLORIDA that i owe a debt. I denied that i owe a debt and requested evidence of debt.
They sent me documents with no explanation of what the paperwork represented or how it proved I owe and am responsible for anything they are attempting to collect. I requested if they report this false information to credit bureaus to indicate that i dispute the debt and that is what they did. The credit agencies are refusing to remove the derogatory, false, and unsubstantiated debt HUNTER WARFIELD is attempting to collect. I have no relation to and owe nothing to hunter warfield and they have provided no explanation or evidence that i owe anything.
Please investigate this company.
|
| 01/31/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Servicemember |
|
On XX/XX/XXXX I was made aware of a collections that was placed in my name. The debt stated that it was from XX/XX/2016. The amount was for {$3500.00}. At no time was I sent any information on this and I have no knowledge to what this may even be. It does not show up on any report but XXXX.
After disputing online ( once it hit my account ), XXXX simply stated that it was verified. I still have not even any information on why the amount is due, how the amount was calculated, who the original debtor is and who owns it now.
It now has changed from a collection to a " charge off '' to which I have no idea why. I would like the debt removed from my report. I would also like to know what legal actions I can take against the debtor.
|
| 09/08/2023 |
Yes |
- Debt collection
- Rental debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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|
After my legal representatives have contacted my landlords company regarding further collection of previous charges, On XX/XX/2023, through email my previous landlord denied further discussion into the matter concerning the charges they claim I still owe and reported this debt to a debt collection agency.
In summary, the debt collection agency " Hunter Warfield , Inc. '' attempted to collect a debt of {$750.00} in which I have communicated my intentions to dispute the charges. In response, the debt collection agency abruptly said they could not speak to me about the matter anymore then continued to file my debt to the credit bureaus. This debt collection is inappropriate and should not have been reported to the credit bureaus.
|
| 03/10/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
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|
I've sent multiple letters to this agency about this not being my account. After being advised by identitytheft.gov I've completed and sent a fraud affidavit via certified mail. I can see they received it but nothing has changed. See supporting documents. even the USPS tracking.
I am a victim of identity theft and noticed a collection from HUNTER WARFIELD. I've attempted to dispute multiple times, however, no response on their end. Not sure what else to do. The police department told me to contact the federal trade commission which I wrote a formal complaint against HUNTER WARFIELD in regards to this matter. The FTC also instructed me to complete and theft affidavit through identity theft.gov. Attached is my document. Thank you
|
| 09/27/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Someone in XXXX used my identity and rented apartment in washington DC area and left that apartment company with a balance of {$1000.00}. I had left XXXX on XXXX XXXX, XXXX to XXXX after selling my house on XXXX XXXX, XXXX in XXXX XXXX Michigan, Since then I have become permanent resident of XXXX and I presently work here also in XXXX, XXXX.
this company said in order for me to take my name away from their call list they need me to file a formal report to CFPB and police. But Michigan police said I need to come in person to file the report as they don't except online complaints.
Hence, I hereby request you to please help me in this regard. I have XXXX credit score and presently have business in Michigan and own a house too.
|
| 03/07/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Hunter Warfield is representing an XXXX that I visited and i was told i was DENIED the day of MOVE IN after signing the lease.I was assured the lease was not VALID. There was a computer error and they claimed I did not make enough money. I was short XXXX of the XXXX financial qualification. Years later I see this apartment community on my credit file. I was told by the credit bureau to submit the affidavit because the manager claimed the unit was rented and someone lived there under my name. I have mailed and faxed a idenity theft affidavit, A third party company named XXXX has also sent information to validate said information. I have sent my photo ID upon request and now they are using it as if they had it from the beginning.
|
| 05/02/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
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|
I reached out to this company in XX/XX/XXXX XX/XX/XXXX. I also went to the original debtors office with the account # I had at the time I lived in the XXXX XXXX XXXX XXXX and was told by the management team that I did not have an outstanding debt. The manager of the office called while I was there and spoke to someone who advised they will rectify the issue and no debt was owed. I also disputed this balance with all 3 credit bureaus and it has only been removed from XXXX.I called today and get the same message each time I call I need to speak with someone in " support services '' and the office is closed. This company is reporting this debt and I don't owe it and this needs to be removed from all 3 credit bureaus not just one.
|
| 04/29/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
Hunter Warfield is trying to collect on a debt from an apartment complex where I used to live in Georgia. I do n't know what this collection amount is specifically. I have not received any verification or breakdown of this amount from Hunter Warfield or the apartment complex so I ca n't verify if any of the amount is correct or legitimate. In addition, they have never sent a notice of a right to dispute, they just started calling me and then entered it as a collection matter on my credit report for XXXX, XXXX and XXXX. I sent them a letter ( attached ) requesting verification. It has been thirty days and I still have not received verification of this debt. I want this collection item removed from my credit reports immediately.
|
| 04/26/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I have requested for XXXX and XXXX to remove an account on my credit report that is inaccurate. I have stated that I do not owe Hunterwarfield {$1700.00} this company is committing false information on my credit report. Both XXXX and XXXX have removed Hunterwarfield on my credit report in estimated time XXXX of XXXX . Now they have put this back on my credit report XXXX XXXX , XXXX which this is damaging my credit report and NO ONE will rent to me even with a dispute on my credit report. I do not have any documents to back this information simply because I do not owe Hunterwarfield any kind of currency. I have sent both XXXX and XXXX a letter to remove this off my credit report XXXX XXXX , XXXX .
|
| 12/07/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I contacted XXXX XXXX Apartments for verification of inaccurate debt. The property manager responded she did not have any details on the matter and referred me to XXXX XXXX XXXX XXXX XXXX XXXX. XXXX # XXXX XXXX, GA XXXX.
I contacted XXXX XXXX XXXX who also stated they did not hold any collections accounts to contact XXXX XXXX XXXX XXXX.
XXXX, FL. XXXX I contacted Hunterwarfield on XX/XX/XXXX, which has not been able to provide me with any details or verification of this debt.
I submitted a dispute with XXXX over the phone on XX/XX/XXXX.
XXXX responded with a letter stating the account has been verified as accurate. The information is inaccurate and I am requesting for it to be deleted from my consumer report immediately.
|
| 07/24/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hunter Warfield has stated that I owe an amount of XXXX for an apartment that was leased. I have reached out to them and disputed the charge several times. This charge is on my credit report and rental history. Hunter Warfield has sent me a copy of a lease however there is not 1 signature that verifies that I signed a lease. ANYONE could have generated a lease and filled it in with numbers but there is not one initial or signature from myself or my spouse. I am requesting this charge to be removed immediately. On my previous claim with CFPB, Hunter Warfield also sent a copy of the lease with no signatures. Please verify that I signed this lease or remove it from my rental history as eviction and remove from my credit report.
|
| 09/11/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company called my office repeatedly for this debt that is not mine. This is a collection for my estranged brother. He had his own lease I was not a part of. I even provided documentation from the actual apartment complex that cleared me of this debt. If I was responsible why would the apartment not ask me to pay? They said on the phone and in writing that this debt is not mine. Hunter Warfield collection company never returned my phone calls or acknowledged the letter I sent them from the apartment complex. This is criminal that they are attacking my credit and my character for something I had nothing to do with. I had an XXXX credit score before they fraudulently put this on my credit report. I am taking legal action.
|
| 05/22/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
In 2015 I started working for this company as an XXXX XXXX and required to stay on property. While working I became very ill and it cause me to go on XXXX. Still being employed with this company I tried my best to come back to work, but my doctors wouldn't permit it. I was terminated but not without this company continuing to pay me XXXX for 2 years plus. I wrote a letter to the property manager at that time to let her know that I will no longer be staying on property due to the termination. It was approved and due to me working there I didn't have to sign a lease like a new resident. Once my XXXX stop 2 years plus later, I started receiving letters stating that I owe {$1400.00}. This is false and I don't owe them anything.
|
| 11/13/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I was a victim of fraud in my checking and savings account in the month of XX/XX/2019, I realized the following week, I went to the bank to make the claim, they closed the account and opened a new one, made their investigations and returned everything to me My money was extracted, after 3 months they are calling me from a company Hunter Warfield, explain that I was a victim of fraud and that I am not going to pay a debt that I have not made, today I realized that they they put my debt in XXXX, they are damaging my credit, I don't understand how they can harm me without doing an investigation, they can go to the bank and verify that I was a victim of fraud, I want to try to solve this inconvenience that will affect my credit
|
| 06/23/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
Servicemember |
|
HUNTER WARFIELD is currently reporting on all three major consumer reporting bureaus that I owe their company {$4700.00}. Reporting started on XX/XX/2022 and is currently still active. I've sent them written notice in which I haven't received a response. I don't know who this company is nor do I do I have any documentation with my signature nor verbal agreement with this company, so I have no contractual agreement with this company. I demand this be removed from consumer report immediately. As a ramification due to this fraudulent account, I was discriminated against & denied my right to be extended credit. Nevertheless, I have suffered emotional and mental stress because of this false and negative credit bureau reporting.
|
| 02/06/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I have disputed this account many times. Company has failed to provide any proof that i owe this debt. They removed the account from my report and added it back 9 months later with a renewed date on the account. I believe they are illegally renewing the statute of limitations on this account, they have already illegaly failed to stop calling me, at which one point a representative said they did not receive my letters and my credit will be damaged if i do not pay. I am aware of my rights and understand if I pay any collection whether owed or not, it will not help my credit score. I do not believe I owe this account, they have not provided any proof, and their means of collections could be considered harassment and illegal.
|
| 12/23/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have a debt with a collection agency for almost 2500.00. I broke a lease 3 years ago I went to court and no one showed up from the apartments I moved out of so the court dropped the case. I tried to get an apartment now and Im getting denied because this is on my credit so I have called the company that owns the debt and they refuse to send information on the debt I also agreed to set up a payment plan but they refuse to send proof in writing that I have set up a payment plan. I have since emailed them multiple times trying to settle the debt and they will not respond to my emails.They also informed me over the phone that the balance goes up each day that its not paid. The company is a collection agency Hunter-Warfield
|
| 03/22/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
On Friday, XX/XX/2019 at XXXX XXXX., Hunter Warfield called my cellphone and said they had a debt totaling {$2300.00} and said that if I did not settle the account it would be sent into the court system for legal action. I then asked them " Are you threatening legal action? '' The lady on the phone then responded, " It's not a threat, it's a fact, it will be sent for legal action. '' I responded : " It is a fact that you're threatening legal action? '' The lady : " Yes it is a fact. '' I proceeded to hang up and submit this complaint. I have never acknowledged this debt and have tried to get this debt taken off for years through credit dispute resolutions but they still call and they now threaten legal action against me.
|
| 04/17/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
My husband and I lived in an apartment XXXX XXXX. We were told our lease would not be renewed. We had a {$450.00} dollar deposit and when we checked out the leasing agent went through apartment and said she had never seen a cleaner apartment. When we moved in we did not get any new paint or anything as we were only on a 3 month lease. Our last month as the leasing agent XXXX told us that we would have the remainder of our deposit mailed to us which we only owed 9 days on rent. They put me in collections for over XXXX $ which we did not Owe! I tried to contact the apt manager and she would never call me back and just put me in collections on my credit bureau! They even put our water bill which is not affiliated with them.
|
| 02/05/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I have a payment confirmation receipt from a debt collector, yet XXXX XXXX XXXX refuses to remove the paid balance from my XXXX XXXX report. This is the case even though I successfully disputed and was able to remove the collection from my standard credit report. Because of this, I lost money on an apartment application, and had extreme difficulty securing housing for myself and my family.
Also, the debt collector involved, XXXX XXXX, whom I am also filing a complaint against is not licensed to collect debt in New Jersey, the state where the debt originated. They are also not licensed in my state of employment, New York, nor are they licensed in South Carolina, my current state of residence. This is according to XXXX.
|
| 08/26/2023 |
Yes |
- Debt collection
- Rental debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
Hunter warfield is a predatory lender for the XXXX XXXX XXXX in XXXX, Mississippi. I have half a dozen people that can give character statements and completely testify in a court of law that they witnessed their property manager. Cutting the locks off of my door for no reason going in my house, harassing my mother, that is XXXX, threatening to have my children taken away, all with my rip being current and paid. She was a XXXX XXXX XXXX XXXX XXXX XXXX ashamed to be called a human or woman and never once notified me of damages or court and never have been able to provide proof of their allegations but because they have the ability they lie to the federal government and hinder and ruin all persons lives they are able to.
|
| 10/27/2017 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
On XXXX XXXX XXXX attempted to contact Hunter Warfield Collections Asset Investigation via phone and I was threatened with legal action and various other actions and threats after I requested validation and verification of debt owed and also willing to pay if the account amount was correct. But when I left the apartment complex I did not owe anything and I feel as if I am being harassed and forced into repaying a debt that is not mine. The information was sent to the incorrect address and when I attempted to correct information agent XXXX XXXX was threatening and forcing actions on me. I do not owe feel this is a safe collections practices and it does violate FDCPA. Please assist me in correcting this unsavory tactics.
|
| 12/14/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Hunter Warfield is price gouging. I have attempted to settle the debt. The company continues to raise the price. The first settlement was XXXX then XXXX now it 's XXXX. I paid XXXX to the original debt at XXXX. The company was sold now hunter Warfield is trying to from them and take advantage of my situation. The rent owed was XXXX of which I paid XXXX before I left ( courthe documents prove ). Now, there were clothes on the floor when I left that 's it. Carpet must be changed for each Tennant as per tn state code yet they charged me for carpet. I was actually in my last month of my lease so there were no extra charges. I am willing to pay a fair amount, XXXX is ridiculous expecially since the company no longer exists.
|
| 02/24/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
This is my third time reporting this company who has yet to reveal any information to me as to the detailed itemized charges. according to the fair credit reporting act this information must be disclosed to me prior to any reporting agency. I never recived any thing from this company. The federal law states that I must have been provided a detailed statement of the charges before reports are made in regards to my character. ( FCRA 606 ) I have spoke with experian in this regard. there claim was that the debt was verified. however the agency must procure procedures to assure accuracy of the information ( FCRA 607 b ). experian has failed to do this and refused to let me dispute the item saying i didnt have any new info.
|
| 02/17/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have been charged by property management ( XXXX ) for leaving apartment filthy however have photos and dated videos showing proof that I did n't. The management was notified and I was told that I was wrong and charges will stay, because this is how they do business and they always get paid. After 7 attempts of settling what was actually owed. I was informed debt was being turned over to collections because they always get their money. I contacted the collection agency Hunter warfeild in writing informing them the debt was not valid. They said they will investigate and notify me. This never happened and now this illegal and trumped up charge is on my credit report. Would love the chance in court to prove my innocence.
|
| 02/15/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Please take notice, I have taken every effort to resolve issue via mail and the next steps could be litigation if unresponsive.
I am attaching previous CFPB reports, previous letters sent, and my final draft of the letter I am sending to demand remedy before possible litigation.
The information that was reported on my credit report to begin with was never verified by the collection agency. All they did was remove it and say someone sent it to them, it was not verified in any way. The agent also lied and said that the debt was past the age for removal as the reason for it being removed and that is false. ( Please reference all attachments ). I am demanding remedy totaling {$1000.00} for the violations of the FCRA.
|
| 09/03/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
XX/XX/2020 I sent letters requesting that the accuracy of the information on my credit report be investigated. After 30 days the information came back verified. Once information came back verified, in XXXX XXXX XXXX contacted me. I again questioned the validity of the information. XXXX XXXX sent me a contract with no letterhead, information missing although there was a dollar amount associated with it. In XXXX I again emailed asking the company to provide accurate information. On both XX/XX/XXXX and XX/XX/XXXX XXXX XXXX sent out invalid documents to prove accurately that I own the debt among with an incomplete ledger. In the recorded call the XXXX XXXX agent agreeing the information is incorrect, I have the recording.
|
| 01/20/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I had vacated my apartment on XXXX/XXXX/XXXX. on XXXX/XXXX/XXXX Hunter Warfield had sent me a notice saying I still owe {$1300.00} to the Landlord. I had asked for an explanation as I had never received any initmation to that effect from the landlord. Hunter Warfiled sent me a mail dated XXXX/XXXX/XXXX giving the break up of the said amount. This included items like damages to the property etc., As I was not aware of any damage to the property, I had sent them a certified post asking for proof on XXXX/XXXX/XXXX within 30 days of the receipt of the mail. I never heard from Hunter warfield till date. But they have sent a notifications to the credit monitoring bureaus which has resulted in a huge drop in my credit score.
|
| 07/07/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
On XXXX XXXX XXXX, and XX/XX/XXXX, I received correspondence via email from XXXXebt Collection Agency " HUNTER WARFIELD, '' alleging that I owe a balance of approximately {$160.00} to " XXXX XXXX '' In context, around XX/XX/XXXX, I submitted an interest form to Apartment Complex " XXXX XXXX '' inquiring about available housing. At no point did I communicate with/meet with a representative, tour the property, and/or sign a housing contract.
Therefore, I do not owe, nor will I pay, the amount specified, and if " HUNTER WARFIELD '' does not promptly delete this collection AND remove all traces of alleged false debt from the credit reporting bureaus/agencies, I will also file a complaint against " XXXX XXXX '' as well.
|
| 05/25/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Almost XXXX XXXX years ago I terminated my lease at XXXX XXXX XXXX XXXX NC. I was never late on my rent and the apartment was spotless. I left my forwarding information and never heard from them again. I have over a dozen wittiness plus pictures that my place was very nice and clean. I received a call from Hunter Warfield Inc that I owed {$820.00} for damages. First off over 2 years later and no communication, no itemize documentation of what the {$820.00} was for. It is now showing on my credit.
Furthermore, my current house management company does walk through inspections every 6 months. I have lived here almost 2 years and they have always told me how great we are and that my home is so clean and well decorate.
|
| 05/11/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
For about the past six months I have been getting robo-calls from Hunter Warfield on pretty much a daily basis. There are two types of calls ... one does not mention any names. It says they are a debt collector and that I should call them about this debt. I have not called them back as I have been totally consumer debt free for over 10 years and my credit score is in the high 800s.
The second type of robo-call is one asking for my ex-wife. The message is the same, that she should call them regarding an outstanding debt. My ex-wife and I divorced 17 years ago. I don't even know where she lives.
I have only gotten phone calls. No letters.
I have hesitated to call them back as it then becomes a " war of words. ''
|
| 01/25/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Hunter Warfield failed to contact me after they received dispute letter with in the 30 days. I disputed the debt from a lease because the dates end date of the lease was before the start date of the lease. The lease we signed on XX/XX/2015 and it clearly said the lease started XX/XX/2015 and ended XX/XX/2015. There is an error in the way this lease was written by them and I 'm not at fault for their error. I feel they had a professional duty when creating this leases to be sure all the dates are listed correct. I also ask in my letter to them to notify me in writing by mail and email immediately when they have receive my letter. I only recieved the intial from them and was never mailed anything else about this debt.
|
| 06/09/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I have an eviction on my credit report, not because I could not pay it I refuse to pay it, because I thought I was treated unfairly. I had 10 days left on my lease, upon moving out I found plenty of mold along the baseboards. I was constantly sick that year and did not know why. I left immediately giving them another notice when I found the mold. ( aside from the 60-day notice ). They sent me a bill for {$1800.00} I decided to go to the court. Judge stated I had to pay {$730.00} rent, {$58.00} court fee, {$180.00} attorney fee, which they agreed. They sent to collection for {$1500.00} and sending me a bill for {$1800.00} Until we get this settle I guess I will have the eviction. I cant get a decent place to live.
|
| 11/09/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
These accounts are fraudulent and are falsely reporting on my consumer report. I request that all accounts and inquiries be removed from all credit bureaus immediately.
Accounts : XXXX XXXX XXXX XXXXXXXX XXXX XXXX {$8600.00} XXXX {$1000.00} XXXX XXXXXXXX XXXX XXXX XXXX XXXX {$590.00} XXXX XXXX XXXX {$1500.00} XXXX XXXX, XXXX XXXXXXXX {$2400.00} Hard Inquiries : XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Incorrect Addresses XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX TX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX
|
| 12/03/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I had bed bugs in my apartment 3 years ago I was only in the apartment for 2 months & it was heavily infested I told the apartments because according to lease they is responsible for getting rid of the bed bugs they sent someone out who said they didnt see anything but I had pictures & all so they broke the lease agreement by deciding not to treat the bugs so I moved later down the line is when I tried to get an apartment I am unable to get 1 because all these charges they placed on my credit report so now Im XXXX all the charges they say was from things I left in the apartment well all them things had bed bugs so I couldnt take them to my next home they say I owe {$2000.00} Hunter Warfield Inc from XXXX XXXX XXXX
|
| 07/11/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX XXXX XXXX and Hunter Warfield Collections has added a collections account to my credit of over XXXX dollars for a lease that I had at XXXX XXXX XXXX XXXX in XXXX, Fl. I do not owe this amount of money as my lease was up. I started out renting from another company and in the middle of my lease it was swithched to XXXX. I paid a really big deposit that I did not get back. This debt was removed by all credit bureas in early 2016 when I disputed it. About four months later it was re-inserted by XXXX and XXXX. XXXX did not re-insert. I was was given no expalnation of how or why this could be reinserted by the same collection agency. These companies have ruined my life and I have been homeless because of this.
|
| 07/11/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I have tried to dispute this information about hunter Warfield about a debit that I don't know anything about and they want take it off my credit report says that I owe money from them about a loan I didn't not apply for in my name and someone used an address with my information that I never lived at and that it was opened in XX/XX/2019 that year I had an XXXX XXXX and was in the XXXX and I didn't apply for I'm a victim of identity theft and someone using my credit to apply for credit and XXXX loans and they making payments on the student loan that I know anything about and someone has a mortgage open in my name as well I know nothing about and and I never had bankruptcy or any kind or with and credit union
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| 09/05/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I was released from a lease which had three lessee 's and tried to settle but the lease holder XXXX XXXX XXXX XXXX in XXXX Florida would not accept my portion of the lease, due to another lessee being delinquent. They refuse my check several times, and then agreed to write me off the lease. They later sent turned over the collection to Hunter Warfiield XXXX XXXX XXXX XXXX XXXX FL, XXXX. My account number is XXXX they have a claim for XXXX. I again contacted them to settle, they refused to settle. I would like to settle, but they released me from the lease only to notify I owned XXXX. I do not owe this amount. I supplied documents they signed releasing me form the lease after they refused to accept my payments.
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| 08/03/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
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Web |
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Good afternoon XXXX XXXX, My name is XXXX XXXX and my complaint # XXXX. I am emailing you in regards to my complaint that I have submitted to you. It shows that the company sent me settlement letters XX/XX/XXXX,XX/XX/XXXX,XX/XX/XXXX and XX/XX/XXXX. I have never received any type of collection settlements or documentation from the reporting consumer as stated. Therefore, the report should be deleted from my credit reports for not being received. I am in the process of trying to buy a home from my family and this collection is really holding me back from doing so for my family. I desperately need help with getting this removed from my report. Please help me to get this resolved. I desperately need help Thank You
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| 01/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
Servicemember |
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I been receiving harassing, abusive, threatening phone calls repetitively from Hunter Warfield , Inc . Call Center Debt Collection Representatives for a collection account that is not my account and is the result of identity theft. Hunter Warfield representatives has been harassing me, using abusive and obscene language and making threats of violence and death against me for a collection account thats fraudulent, not my account and is the result of identity theft. The following collection account is fraudulent and not my account : Hunter Warfield , Inc., XXXX XXXX XXXX XXXX XXXX XXXX, XX/XX/2019, {$6200.00}. Hunter Warfield , Inc., is in complete violation of the Fair Debt Collection Practices Act ( FDCPA ).
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| 05/03/2019 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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Hi this debt was from a management company. We told them we were moving and we gave them our notice of leaving we paid a d discussed our deposit and all such things. They sent a lease and we ignored it because we knew that they knew we were moving. Then we moved and they sent us a notice you owe us a large amount not sure exactly what because we didn't sign the lease and not signing the lease is equivalent to reaccepting the lease. But we told them we were moving the management has been harassing us and the debt collector has been abusing us and being very rude. They made my wife very nervous and anxious and we would like to a dispute the debt and b sue them for their harassment please a law abiding citizen.
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| 12/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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The original debt was litigated in XXXX XXXX XXXX XXXX. The original creditor was not awarded anything. Hunter Warfield put a collection account on my credit report.
on XXXX, I sent them the attached communication. I explained that the debt had already been litigated, and that the balance was not owed. I also asked XXXX to only contact me by XXXX mail.
on XXXX, I was sent electronic communication from HW. They sent " verification of the debt '' that was merely a few exhibits that were presented during the court case. They did not address that the debt was already litigated.
This debt is not valid, and HW has contacted me after I expressly wrote to them instructing them to only contact me via XXXX XXXX
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| 07/11/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Disputed a collection I was unaware of. Dispute never processed or investigated, but shortly thereafter started receiving threatening letters regarding debt owed that I was never made aware of. Requested verification of debt several times via mail and fax, and only received a copy of a judgement that was filed in XX/XX/XXXX that again I was never aware of. Never received notice of lawsuit filed, never received notice of right to dispute, never received itemized or detailed information about what the balance pertained to. Never received eviction notice, was never contacted nor followed up with. After several attempts to validate debt and dispute collection, have sought legal representation to pursue action.
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| 11/19/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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On XXXX XXXX, 2015 I drafted a letter requesting debt validation in writing of XXXX accounts ( Account Numbers : XXXX and XXXX ) Hunter Warfield claims I owe within 30 days via mail. I discovered these accounts were being reported on Equifax, TransUnion, and Experian. This letter was sent certified mail and signed for on XXXX XXXX, 2015 by XXXX XXXX. I have not received any information from this company regarding these accounts. My complaint is one of noncompliance on this company 's part. Also, these accounts are being reported to all three credit bureaus without providing validity of this debt to me. This is harmful to my credit scores. Not to mention, horrible business practices on this company 's part.
|
| 03/12/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Good Afternoon, i first noticed that i had a collection open with Hunter Warfield, i contacted them what it was about and i was told that it was from a broken lease, and i replayed that i didnt terminate a lease with XXXX XXXX, and didnt renew my lease. i requested a copy of the claimed lease and they couldnt provide it. i asked if paying this would delete the collection from my account several times and every response was a blank message. can you please assist me with this, when i moved out of my apartment at XXXX XXXX XXXX, i was served with an evition notice either pay in 3 days or return keys. i returned my keys to the office in the drop box. i have attached a communication log from hunterand warfield
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| 10/19/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
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Web |
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This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whether it's a charge off? The balance is in fact wrong, please make sure to reverse it to zero or remove the item fully. Please also produce documentation to verify all the charges and credits in this supposed account that caused to the extremely high credit figure you might have displaying on my account. My demand to present this records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove this specific wrong posting.
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| 09/03/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
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XX/XX/2020 I sent letters requesting that the accuracy of the information on my credit report be investigated. After 30 days the information came back verified. Once information came back verified, Hunter Warfield contacted me. I again questioned the validity of the information. Hunter Warfield sent me a contract with no letterhead, information missing although there was a dollar amount associated with it. I agree contacted Hunter Warfield upon which they sent the exact same incomplete information. XX/XX/XXXX and XX/XX/XXXX Hunter Warfield sent out invalid documents to prove accurately that I own the debt among with an incomplete ledger. Recording of the agent agreeing the information is inaccurate
|
| 07/10/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I noticed a derogatory notice on a credit monitoring service. The bureau listed is Hunter Warfield ostensibly representing XXXX XXXX Apartments seeking a debt payment of {$100.00}. I did live at XXXX XXXX at one time. However, I have not received written correspondence ( mail or email ) explaining the demand for payment from either XXXX XXXX or the debt collection agency Hunter Warfield. Moreover, I have not received a phone call either. I have all mail forwarded from my previous address and my phone number has not changed. I don't believe it is a fair practice to file against someone's credit without notifying and explaining the demand for payment. I had no opportunity to dispute the payment request.
|
| 11/20/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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This apartment complex in XXXX that my Ex- Girlfriend was living in. She Apparently moved out after investigating after the debt calls.
Debt collector was calling me saying I owed money and only thing they had was my name and random addresses I have never heard of.
I said send me the information but I don't have those addresses. I have owned a house in XXXX for the past three years that i just sold XXXX of XXXX.
I'm not sure what has happened. I do not owe this debt nor ever lived at this place. They don't have any of my correct information.
I have no Documents regarding this other than a few phone calls I ended up hanging up on and when this popped up on my credit report through XXXX XXXX.
|
| 04/10/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
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|
Web |
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The original charge off balance from XXXX XXXX was for {$10000.00} as of XX/XX/XXXX. The account was placed with HUNTER WARFIELD during XXXX and now has a balance of {$14000.00} as of XX/XX/XXXX. This is due to additional junk fees being added to the collection over a period five years ( XXXX ).
I have disputed the account several times to only have the adjusted to satisfy the dispute and readjusted and reported back on my credit report after a few months with amounts that differ from the original balance and higher then the previous amounts reported. This is a predatory action by the debt collector which does the greatest amount of damage to my credit report and credit rating on a closed account.
|
| 03/22/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
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Web |
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I 've sent multiple letters to this agency about this not being my account. After being advised by XXXX I 've completed and sent a fraud affidavit via certified mail. I can see they received it but nothing has changed. See supporting documents. even the USPS tracking.
I am a victim of identity theft and noticed a collection from Hunter Warfield. I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against Hunter Warfield in regards to this matter. The FTC also instructed me to complete a id theft affidavit through XXXX. Attached is my document. Thank you
|
| 08/25/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
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|
On XX/XX/2023 I contacted Hunter Warfield , Inc. to discuss a settlement option in order to resolve my debt. I was able to come to an agreement with the agency and which point I was told that no such proof of the agreed upon settlement offer could be provided nor would any receipts of payments made toward their agency be provided. To my knowledge, this a direct violation of XXXX. Additionally, during a follow up conversation with collector, XXXX, did not read the mini XXXX disclosure. To my knowledge, this a direct violation of FDCPA. I would like to resolve my debt with the creditor via Hunter Warfield, but their communication tactics have been unhelpful, unprofessional, and seemingly deceitful.
|
| 09/08/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Proof never received and I made many attempts to settle and pay half and payment was returned to me after they agreed to accept it. I disputed from the start and this is on my credit report. Florida statutes state that I am entitled to proof of the fees and issues. I am being charged appox. {$200.00} interest on a disputed collection account. I moved out of the apartment and was charged for water drip marks under the stove top, XXXX approx. {$40.00}, cleaning bathroom counter ( approx. {$40.00} XXXX {$600.00} for carpet cleaning. I asked to provide proof of expenses and issues they are claiming. I have pictures that show I left it in " clean '' condition and carpet cleaning was done by me prior.
|
| 09/17/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Difficulty submitting a dispute or getting information about a dispute over the phone
|
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Web |
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I won an eviction case against the original creditor XXXX XXXX XXXX on XX/XX/2021 on XX/XX/2021 the oc retaliated against me by reporting the balance over to a debt collection company Hunter Warfield IncXXXX At the time I reported the debt collection attempt to the eviction attorney and also to the consumer protection agency and have an ongoing case ( XXXX ) with investigator XXXX XXXX and she has been great and has worked to get the issue somewhat resolved but while this is going on the oc is still aggressively reporting me to collections and on my credit report opposite of what they are saying in negotiations. This is causing a lot of undue stress mental health issues and financial hardships
|
| 09/22/2023 |
Yes |
- Debt collection
- Rental debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I have attempted to dispute the debt via XXXX XXXX, but the options to proceed did NOT adequately provide dispute-specific resolutions, as to why I believe results were not favorable.
According to the FCRA, my rights have been violated by Hunter Warfield in the following areas : 15 USC 1681 Section 602 ( Right to Privacy ) 15 USC 1681 Sec 604-A ( No agency can report without my original wet signature or written consent ).
15 USC 1692-B ( Acquisition of Location ) Due to the aforementioned violation of rights, according to the FCRA, I'm asking that this debt be removed in compliance with the debt being more than XXXX XXXX XXXX from the original date of collection. NEW LAW PASSED BY CONGRESS.
|
| 01/21/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This is my second attempt to get the information requested. Hunter Warfield replied with the same response as before. My demand is very specific. PROVIDE UN-REDACTED proof that you have a legal right to collect on this alleged debt. I am a federally protected consumer. My rights are being violated.
I have requested information from Hunter Warfield in regards to the allegation that I owe a debt. Hunter Warfield alleges that they are providing a service for their alleged client. However they refused to provide any documentation that proves they have any legal right to collect on this alleged debt. I am again requesting a copy of the contract that states such information as per federal law.
|
| 01/28/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hunter Warfield has reported negative item on my credit which is unverifiable and false. I have sent over 5 letters to the credit bureaus demanding to see verifiable proof of the original Consumer Contract with my signature on it. Under the FCRA 609 section ( a ) ( 1 ) ( A ) unverified accounts must be removed if you are unable to provide a copy of verifiable proof the item must be removed. I never received any verifiable proof of the debt. It was opened on XX/XX/2016 from Hunter Warfield. XXXX removed the negative item however XXXX and XXXX are still reporting this item, thus tarnishing my credit and barring me from home ownership. Please help attached is the letter of deletion from XXXX.
|
| 11/30/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I was a victim of fraud in my checking and savings account, I realized the following week, I went to the bank to make the claim, they closed the account and opened a new one, they did their investigations and they returned all my money that was extracted, After 3 months they are calling me from a Hunter Warfield company, I explained that I was a victim of fraud and that I will not pay a debt that I have not made, today I realized that they placed my debt in XXXX, they are damaging my credit, I do not understand how they can harm me without doing an investigation, they can go to the bank and verify that I was a victim of fraud, I want to try to solve this problem that will affect my credit
|
| 06/09/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have requested verification and validation from this company and they refuse to provide it to me. I sent them a certified letter requesting this information. They have no provided to me in a timely manner. This is my formal and last request for this information. You can email this information or mail. My email is XXXXXXXXXXXX and my address is XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Last XXXX of my ssn are XXXX and my date of birth is XXXX. This information needs to be removed off of my credit since you can not comply with the law. I will file a suit against your company if needed to protect my rights. I also see that you are based out of XXXX.. Are you bonded to collect in my state?
|
| 04/15/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
On XXXX/XXXX/2016 i discovered a collection account on my credit report i did not recognize and have never gotten any correspondence about I immediately disputed it with the credit reporting agencies and directly with the collection company. On XX/XX/2016 i received a letter from the collection agency dated XXXX/XXXX/2016 stating they could not verify and they need more time. On XXXX/XXXX/2016 sent a response stating that I am not allowing additional time and that all collection activity me stop. To this day the account is still on my credit file this is a fraudulent entry due to the fact that I never got any communication about the alleged debt from them and now they can not verify it.
|
| 07/19/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Hi - I have contacted XXXX XXXX in XXXX, Nevada multiple times about an identity theft that occurred through their apartment complex. I have sent them a fax, called a number of times and they give me the run around. The managers name is XXXX XXXX and their financial person 's name is XXXX. I spoke to a women named XXXX who seemed helpful and asked me to email my information that I had faxed the week before - which I did. I have yet to hear back from XXXX XXXX. A woman by the name of XXXX XXXX XXXX stole my social security number and used it to get an apartment at this complex. The apartment complex did not do the proper background check or they would have realized that she was a fraud.
|
| 10/29/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
A fraudulent company who charged my wife and I on an account that had been closed for 2 years. Instead of correcting the issue we got the run around and are now unable to move in to our apartment in a new state. The staff is completely incompetent, and extremely unhelpful. It took them XXXX days to figure out that they had committed a fraudulent charge. We are now living out of a hotel which is costing us hundreds of dollars a day for charges we never owed, since Hunter Warfield marked my credit report. I am unable to move into my apartment I was promised XXXX hour resolution and a letter stating that we owed nothing and that the charges were fraudulent. We have not received anything.
|
| 01/10/2023 |
Yes |
- Debt collection
- Mortgage debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I am having a dispute with a former landlord, I sent my dispute and I never heard back. Then I received a call from a collection agency on a large amount of money, when I told the collections agent that I was in dispute with the landlord, I was yelled at and told that I have to party my bills.
The landlord is charging me for things that were wrong with the apartment when I moved in, they are also charging for replacement of items that were never replaced. I have a copy of the move in sheet and they are refusing it.
The complex is just wanting money, and I have documentation that I should not be charged for these items.
This collections is keeping me from renting another residency.
|
| 04/02/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This goes with case number XXXX Fraudulent debt sold to Hunter Warfield debt collections. Placed on my credit report without any contact from XXXX XXXX or his property management team.
This man appears to hide behind various small businesses that he owns.
He also repairs nothing or makes a tenant whole. Fraudulent fines are given without any explanation for the fines.
Many of his workers are undocumented. His management team is unsavory. He is well hidden behind them. I was sent an eviction notice after I gave my 30 day notice and paid my rent.
His rental properties do not follow tenant/landlord law. He baits and switches.
I feel the problem I am having is tenant retaliation.
|
| 04/12/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX *These corporations listed above have been placed on reports fraudently..please remove and recoup all securities though my XXXX account*
|
| 08/28/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX has the following information on my credit report and it is not correct : Shows a collection accounts from : XXXX XXXX XXXX XXXX XXXX XXXX Hunter Warfield , Inc .
XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX XXXX XXXX. This does not belong to me.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX XXXX XXXX XXXX This account was never late.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, OR XXXX XXXX XXXX XXXX This account was never late Shows an inquiry from : XXXX XXXX XXXX. I did not authorize this.
XXXX XXXX XXXX. I did not authorize this.
XXXX XXXX XXXX. I did not authorize this.
XXXX XXXX. I did not authorize this.
XXXX XXXX XXXX. I did not authorize this.
|
| 05/17/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
In accordance with the Fair Credit Reporting act HUNTER WARFIELD Account # XXXX, has violated my rights 15 U.S.C 1681 section 602 A. States I have the right to privacy 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without written instructions On XX/XX/2022, I wrote to you requesting an investigation into items that I believed were INACCURATE AND UNVERIFIED. To date, I have not received a reply from you or any acknowledgment that an investigation has begun. in my previous request, I listed my reasons for disputing the information. I have enclosed it again and request that you reply within a reasonable amount of time.
|
| 07/18/2017 |
Yes |
- Debt collection
- Mortgage debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I had to break my lease as I lost my job and was no longer able to afford it. My final bill from the complex was XXXX and change.
I get a phone call from hunter warfield stating that I owe over 8k dollars and interest is accruing daily.. I explained that I am more than willing to settle this debt AFTER they remove all the fees, interest and remove from my credit report they said yes, the payments were set up, the account was removed from collections..the following month, the account was back on my report with higher amount owed. They called and I refused to work with them. Now what?
It has been disputed and I have one this battle already.. why is it back on my credit report?
|
| 08/30/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
For several months, I've been attempting to address an incorrect account linked with HUNTER WARFIELD ( Original Creditor : XXXX XXXX XXXX ) on my credit report. Despite my exhaustive efforts, which include numerous calls and letters, the problem persists. This misattributed account has detrimentally impacted my credit score, preventing me from securing a home loan.
Feeling overlooked and unheard by a major corporation is disheartening. Given the unresponsiveness of HUNTER WARFIELD ( Original Creditor : XXXX XXXX XXXX ), I'm reaching out to the CFPB. I trust in their capability to address and rectify such discrepancies, as my direct efforts with the bank have proven fruitless.
|
| 01/14/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
The account is for an apartment lease. I disputed that account in XXXX at the credit bureaus and the account was deleted from my credit, currently it does not appear on my credit report. They called my son who also appeared in the lease and began to aggressively tell him to do a XXXX way for him to call me and asking him for personal information such as my son 's address after that the person tell him that if he did not return the call in XXXX hour they were going to take the case to court.
They told my son that the amount was like {$4500.00}. The company is XXXX XXXX, I check online and this company have a lot of complaints and is not register at the Better Business Bureau.
|
| 09/20/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
On XX/XX/XXXX was the first and last time Hunter Warfield contacted me via email about a debt they claim I owe, I replied on that same day and told them I dont owe the debt nor know about it, when I told them that I never hear from them again. However, XXXX XXXX when I refresh my credit report, I see Hunter Warfield on my XXXX, XXXX and XXXX credit report under collections out of no where ; after 4 months of no communication. I contact them via email to provide me proofs that I gave them authorization to access my file because that is illegal for someone to authorize/ put inquiries on my file without permission they later then ignored my email. All in all I dont owe the debt
|
| 06/07/2021 |
Yes |
- Debt collection
- Mortgage debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I am not liable for this debt with XXXX XXXX and I do not have a contract with Hunter Warfield plus, they did not provide me with the original application like I asked. I paid a Debt due to the harassment of phone calls and letters and reporting this to the Credit Bureaus. Under 15 USC 1692h 810. Multiple debts If any consumer owes multiple debts and makes any single payment to any debt collector with respect to such debts, such debt collector may not apply such payment to any debt which is disputed by the consumer and, where applicable, shall apply such payment in accordance with the consumer 's directions. I would like any and all payment ( s ) be returned to me by check.
|
| 03/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
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Hunter and Warfield keeps calling and harassing me about an old debt to my previous landlord. I explained to them several times that I couldnt previously pay the debt because I was out of work due to COVID. I also stated that since Im back working that I wanted to pay what I owed. The landlord is trying to charge extra money for old carpet and I was living there for eight years. The agent started being very disrespectful and had previously hung up on me when I wouldnt agree to pay the amount that they requested. I talked about the interaction with a different person but the rude one keeps calling and being very disrespectful. I have told him several times to stop calling me.
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| 11/02/2023 |
Yes |
- Debt collection
- Rental debt
|
- False statements or representation
- Attempted to collect wrong amount
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Web |
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I am writing to file a complaint against Hunter Warfield a collection agency, and XXXX XXXX for fraud. They are trying to collect money from false testimony from XXXX XXXX and her Assistant Manager. This is in retaliation to a lawsuit I filed against them for endagering my safety and bullying behavior. My rent was paid in full as all my rent receipts will prove. In addition, I left the apartment clean, and they are adding charges out of retaltion. I have pictures and witnesses that the apartment was clean. I would like to press charges against both Hunter Warfield, and XXXX for fraud and trying to ruin my credit report and future rental applications with other companies,
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| 02/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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so recently i have had a amount addede to my credit repport, i have no idea what is pretains too ... i havent recieved any information of how or why this was added nor a chance to dispute it or make my case. if this is about a problem with a place i stayed at last for taking my whole big deposit and trying to charge me for unkown reasons that was noit on the lease, or for items the owner left. i said i would fight it in court ... i did not hear anything not even a court date was brought up. so i am assuming this may not be it. but i have no idea because i was not sent anything. they have failure to provide written notification of debt. the company is hunter warfield inc.
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| 03/01/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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On XX/XX/2021, a collection letter from Hunter Warfield was sent to me. Hunter Warfield added a derogatory mark on my credit report per XXXX XXXX, XXXX, XXXX and XXXX. Upon further research, this account was transferred/sold and I am no longer responsible for the account. Debtor 's creditor did not verify this collection. Also, there was NO written form of communication, contract, or signature for this accused debt. A bill without a signature does not validate the debt and anybody can send a bill and say it is mine. According to the FCRA, Hunter Warfield has violated my rights as a consumer and I am requesting legal action to delete and remove this account immediately.
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| 11/26/2022 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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XX/XX/2022 applied for an apartment. Paid application fee ( {$75.00} ). The leasing office proceeded with our application as if we 100 % decided to move to that complex. However, I stated that we had questions before continuing with this process ; we're approved but had rental questions. Leasing office proceeded regardless of my questions, disregarding any questions that I needed answered. We found another complex we decide to move forward with. The first complex charge my bank account fraudulently ( {$350.00} ), and my bank refunded my funds. Now that amount they think I owe ( {$500.00} ) is in debt collection. Ruining my credit score I'm working very hard to improve.
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| 07/19/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
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XXXX XXXX property in XXXX Texas - Texas is inaccurately attempting to collect for early lease termination in 2017.
Before moving out I tried to locate a new tenant, the property found one first and transferred my lease therefore no longer rendering me responsible for the lease.
They are now claiming they do not have any record of this transfer. The management company has changed, and none of the same people work at the property, so they are unable to validate the debt, but still inaccurately claim I owe them.
The property will not answer my calls, and the corporate office has admitted they can not validate the debt, but has refused to discontinue pursuing it.
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| 06/29/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
Older American |
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Hunter Warfield Put a collection for {$3200.00}. This collection should not be on. The Company XXXX XXXX Is Claiming I Owe them this money, This is false. I am under leagal cousel againt This XXXX XXXX. I have also filed a XXXX Descrimation case also, A HUD Complaint, And XXXX XXXX Attorney General Complaint.
The fact is XXXX XXXX Apartments, At XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX. Owes me the amount of {$3200.00} I have notified The Collection Company Hunter Warfield to cease and desist and take the collection off all my credit Bureaus .They are breaking the laws Of the CONSUMER CREDIT PROTECTION ACT & Fair Credit Reporting Act, Harrasment of Me And My wife.
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| 01/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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I have never had a balance with XXXX XXXX XXXX which is the original account owner and received acknowledgment of this when I moved out.
I also recently spoke with XXXX XXXX XXXX on a recorded call and was told that they did not have any records on file of me having any dept with the company.
Hunter Warfield is claiming that I have an outstanding balance which they are reporting to XXXX and due to them reporting this inaccurate information it is ruining my credit. I contacted Hunter Warfield and explained to them that the original creditor doesn't even have anything on file of me having any dept but they still continue to report this inaccurate account to XXXX.
|
| 03/14/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
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Web |
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hunter warfield has reported to all three credit reporting agencies. They have reported in the amount of XXXX $ they have yet to contact me in this regard. the FCRA states that they must notify me 30 days prior to reporting to the agencies, they must provide a detailed, itemized account. the last time I reported to this this government agency they said that it was a dupilicate compliant and they would respond shortly. that was XX/XX/XXXX. since then I have disputed the account on XXXX and XXXX, both agenies have " verified '' the debt. this indicates that hunter warfield has worked on this yet refuses to address it here so as not to get caught breaking federal law
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| 09/13/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
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I was sent to collections with Hunter Warfield for a huge amount not owed.
They are trying to charge me with : {$750.00} for cleaning costs for damage *not* done to a property even though I'd already paid a {$500.00} security deposit to cover those costs when I moved in {$990.00} for a month I didn't even *live* on the property and I'd given notice to vacate after an armed burglary on the property which forced me to move.
I sent the company the documents showing the police report and notice to vacate, as well as the account ledger.
They are now trying to get me to pay just the {$750.00} for cleaning costs that shouldn't have even been applied to begin with.
|
| 04/12/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
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Web |
|
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No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
|
| 01/21/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
|
| 10/13/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
|
| 07/15/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
|
| 08/11/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
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XXXX XXXX has repeatedly called me told me to go " XXXX myself '' called me 100 times called my elder mom threating her. talk to a XXXX I told him that I was a victim of id theft and that the man was arrested XXXX said he did not care was rude and said his just going to keep calling I told XXXX at XXXX that he could no longer collect because the time frame was up under California law he made up some bs thing! I again told he that the time frame by law was 4 years he was not listen or taking anything I said seriously rude XXXX arrogant! this man has violated every collection law! he said he can do what ever he wants and there nothing I or anyone can do about it!!!
|
| 01/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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|
I have mailed a letter to the XXXX collections and to the credit bureaus on a debt for an apartment complex that does not tie back to me. I have asked that they remove the debt from all 3 reporting agencies and the home leasing agencies. The information keeps getting updated with no legal proof that I entered into any agreement with XXXX collection agency. This is a clear violation, Hunter Warfield has failed to provide me with a requested contract that contains my signature, and not just a letter from them saying the debt is owed. That does not meet the burden of proof. Under consumer law all of the above listed companies are in violation of my consumer rights.
|
| 08/11/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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Hunter-Warfield was assigned a missed {$24.00} flex pay from XXXX which went unpaid when I did not not enter the renewal for my credit card with a new expiration date. They REFUSED to send me a written bill, They REFUSED to answer the phone. Then they REFUSED to answer my numerous voice messages that I left for them ... because hey its only {$24.00} bucks and they can not be bothered. Since they are so shady I REFUSE to make an automated payment. I will only pay by traceable check or money order. I am not going to place myself in a position where they are enabled to rob me and max out one of my cards or clear out my bank accounts. They are shady and frightening!
|
| 01/31/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I had an erroneous collection account being reported on 2 of my credit reports by Hunter Warfield. I contacted Hunter Warfield on XX/XX/XXXX, by telephone at XXXX and spoke with a supervisor named XXXX XXXX in Hunter Warfield 's Consumer Resolution Department. She advised me that this account would be removed and sent me the attached letter dated XX/XX/XXXX, stating the account was cancelled in their office and it would be removed from my credit reports. I have uploaded this letter as supporting documentation. To date, this account is still being reported on my credit reports and I am receiving collection calls from Hunter Warfield stating that I owe this debt.
|
| 05/17/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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I have been contacted b y Hunter Warfield rega rding a debt I due not owe with XXXX XXXX Apartments. XXXX XXXX , of the apartment community issued this debt based on a falsified statement regarding a six month lease that did not exist. Upon request of proof of any agreement to payment of the specified amount, I received no response. This debt is now in litigation with XXXX XXXX XXXX XXXX XXXX XXXX XXXX . I submitted an official debt dispute letter on XXXX XXXX ; however, upon daily calls to XXXX XXXX to follow up on the status of the debt and request removal of the chargeoff or a hold based on discovery, I have received no response.
|
| 09/14/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I moved out XXXX, located at XXXX on XX/XX/XXXX. I was subsequently notified of resulting move out charges in the amount of {$1000.00} via mail on or about XX/XX/XXXX at my new address in XXXX ( See annex A ). I was not notified of these charges at anytime prior to this date either orally or in writing. The notice stated I had 30 days from the move out date to remit payment which I did on XX/XX/XXXX ( see Annex B ) However, XXXX XXXX had already referred my account to a debt collection agency, Hunter Warfield prior to the XX/XX/XXXX deadline ( see Annex C ). The amount paid was in the value of {$1000.00} as a {$64.00} is currently in dispute with XXXX XXXX XXXX.
|
| 02/26/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I have reached out to XXXX remove HUNTER WARFIELD from my credit report since I reached out to HUNTER WARFIELD and they have not provided any debt validation for this debt. If they can not provide the CFPB a contract that I have signed with HUNTER WARFIELD then I would like this item removed from my credit profile. The name of this company is incorrect as on my equifax report it's stating that the name of the company is " XXXX XXXX XXXX XXXX '' But the name of the company is HUNTER WARFIELD. This is a clear violation of section 609 for providing inaccurate information on the credit report.
I have provided the address that corresponds with the address on file.
|
| 04/13/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I advised the original collector at XXXX XXXX that this was a fraudulent charge either in XX/XX/XXXX I also disputed this as fraudulent activity through all three credit bureaus as well as my bank the original debtor ( XXXX XXXX ) the brought paper ( Hunter Warfield ) I have had my consumers rights violated and ignored on repeat. I have never lived at this apartment or done business with said apartment yet they are continually violating my rights, they have not removed it, provided ANY PROOF of debt, nor attempted to rectify. I have been denied housing, had rights violated, and ignored.an I have yet again been ignored and harased for a debt that is not mines.
|
| 06/20/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hunter Warfield is trying to collect {$150.00} for carpet replacement. I have asked Hunter Warfield to abide by the Texas law which states, " The landlord may not charge you for normal wear and tear on the premises and may only charge for actual abnormal damage. '' My use of the carpet did not go beyond normal wear and tear.
I have disputed the validity of this collection several times, Hunter Warfield was unable to provide any proof such as pictures. The XXXX XXXX no longer owns XXXX XXXX XXXX.
To this date, the collection remains on my credit report, and Hunter Warfield refuses to delete the account from my credit report, despite several goodwill efforts.
|
| 06/20/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hunter Warfield is trying to collect {$150.00} for carpet replacement. I have asked Hunter Warfield to abide by the Texas law which states, " The landlord may not charge you for normal wear and tear on the premises and may only charge for actual abnormal damage. '' My use of the carpet did not go beyond normal wear and tear.
I have disputed the validity of this collection several times, Hunter Warfield was unable to provide any proof such as pictures. The XXXX XXXX no longer owns XXXX XXXX XXXX.
To this date, the collection remains on my credit report, and Hunter Warfield refuses to delete the account from my credit report, despite several goodwill efforts.
|
| 03/30/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Spoke with Hunter Warfield company on XX/XX/XXXX. Who is a debt collector for apartments. I was told today that the original amount ( {$2500.00} ) accrued interest and a higher amount ( {$3700.00} ) is being collected due to federal and state debt collection laws. I spoke with my attorney and they advised no interest can be accrued on accounts that are not loans or from a financial institution. Which in my case this I'd definitely not a loan of any sorts. The Georgia State law does not state anything like that. This debt is 5 years old and has not changed in amounts until XX/XX/XXXX.
The company is lying and I refuse to pay an amount higher than what is owed.
|
| 07/20/2021 |
Yes |
- Debt collection
- Mortgage debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I was illegally moved out of my lease after putting a notice to vacate and was precise that I would finish lease but wanted to put in advance of 60 day window to be able to keep deposit. They moved me out of apartment while I was still paying rent ( on time ) was never notified of situation. The sent remaining money that would have been on the lease straight to collections and didnt work or talk anything out. Lease ended this month this collections where sent in XXXX so lease was almost up. They sent me a bill saying XXXX on XX/XX/25 but sent to collections a bill of XXXX. The apartments are XXXX XXXX XXXX in XXXX XXXX and debt collection agency is XXXX XXXX.
|
| 06/03/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX I sent a letter to Hunter Warfield because they appeared on my credit. They did not respond to that letter with validation of the debt until XX/XX/XXXX. They are not the credit bureaus, they do not have 35 days to respond to a dispute like the credit bureaus do. They have 30 days from the date of the request for validation as per the FDCPA. They have different reporting guidelines because they are the account reporter. IF they could not provide validation to me within 30 days of the request, as the laws states. They must both remove the account and cease and desist all collection activity. They have violated the FCRA and FDCPA and I want Justice
|
| 04/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I recently checked my credit reports and there is a collection listed from Hunter & Warfield. I lived in that apartment for a total of 5 years and never was the carpet replaced even thought I continued to sign lease. in the lease it states that tenant is only to be charge if damages were from pet. It also states that tenant will not be charge for normal wear and tear. the complex decided to upgrade their apartments after my decision to not renew my lease. them trying to make me pay for more. than 5 year old carpet is ridiculous. Im in the process of trying to buy a house and this collection is causing great distress. I demand that it gets removed immediately
|
| 06/08/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
Initially on XX/XX/2020 I reached out to this collection company demanding a cease & desist and to stop all communication unless it was via US mail. They failed to comply and continued to email me making false statements that I approved the communication. I have proof via certified mail receipts and previous letters sent. They have failed to provide me with any proof that I owe the debt to the collection company and also have inaccurate reporting on the account on my report. This company has violated almost every part of the FCRA and the FDCPA. If I might add, also violations of the XXXX for erroneous and outrageous fees for a debt I am not responsible for.
|
| 10/24/2018 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
This company has sent me a bill claiming I owe a debt. They posted the debt on my credit ( XXXX ). The company never gave me 30 days to dispute prior to posting to my credit report. This is against the Fair Trade Act.
This debt from Hunter Warfield is not mines.
COLLECTIONS Hunter Warfield Inc Opened XX/XX/2016 {$4000.00} Original creditor : XXXX XXXX XXXX XXXX Record that I dispute having any obligation for this debt. If you forward or return this debt to another company, please indicate to them that it is disputed. If you report it to a credit bureau ( or have already done so ), also report that the debt is disputed.
Thank you for your cooperation.
|
| 04/22/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I had a XXXX year XXXX XXXX with an apartment complex called XXXX XXXX XXXX. 60 days prior to my lease ending, I gave them a 60 days notice, and continued to pay my for the final month which was in XX/XX/XXXX of XX/XX/XXXX. They are claiming I owe them 2 month Rent plus Interest? THAT'S IMPOSSIBLE, when my lease didn't end till XX/XX/XXXX and it was paid in XX/XX/XXXX and they were fully aware. When I saw this and called the Leasing Office, management told me my files were lost because after a new company took over, and I needed to contact HUNTER WARFIELD INC to dispute, I've called the collection agency and has been disputing this for almost 3 years now.
|
| 03/14/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Hunter Warfield has a very unique style of harassment. They increase the amount of collection balance by only $ XXXX and report the new amount every month. So every month my credit score is injured by the fresh bad collection activity. They also call 4-5 times a day despite my telling them not to. The apartment building that charged me for paint an carpet are criminals themselves, I had reported the maintenance issues three times over the year I lived there. I am not paying the landlord for work that they should have fixed while I lived there and now they have Hunter Warfield trying to collect and hurting my credit monthly. This is a three year old claim!
|
| 10/02/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Hunter Warfield is a third party debt collection company wanting to collect a debt from me that they purchased, I never received a debt validation letter from this company never received anything from this company other than phone calls asking me to settle the debt.. I tried to reach out to them via phone and was directed to another third party company representing Hunter Warfield.I was asked personal information when I explained that I was seeking debt verification from Hunter Warfield.. Basically I was refused access to a representative of the company directly unless I verified personal information and I refused please help with this matter.. Thank you
|
| 08/07/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I was a victim of identity theft in XX/XX/2023. The person stealing my identify applied for several credit cards. This was submitted to identitytheft.gov ( reference # XXXX ) and my dispute with the credit bureaus was accepted and all accounts were removed from my credit report.
I have just been notified that an account of mine has been sent to collections. After discussion with the collection agency, it appears that in XX/XX/2023 someone applied for an apartment using my information and never paid the fees. That account is what is being reported as in collections now. I have no affiliation, and have never had any affiliation or contact with the XXXX.
|
| 02/18/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I, XXXX XXXX, a consumer, the company Hunter Warfield has invaded my individual privacy., I am refusing to pay the alleged debt. I do not have trilateral contract with Hunter Warfield with my signature to the such alleged debt. I also never gave my direct permission for this debt collector to contact or use my location information. This debt collector has contacted me multiple times which were all inconvenient times for me that has disturb and annoyed me because I was spending time with my family and at my place of employment. HunterWarfield contacted me by phone on XX/XX/2022, XX/XX/2022 and email on XX/XX/2022 without prior direct consent from myself.
|
| 06/13/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
|
|
account information disputed by consumer ( meets requirement of the fair credit reporting act ). This is showing on the Credit Report. I have disputed this with a legal form from and letter overnighted to the Company. They have not contacted me nor sent me any information via mail to let me know what happened to this investigation. I have yet to receive any proof of the debt. Because they havent provided this they shouldnt be reporting this in the credit bureau when this is clearly not my debt.
The Debt is with Hunter Warfield Inc. it says its a rental or leasing office. This is affecting my Credit Bureau reports and it needs to be deleted or removed.
|
| 07/26/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Other personal consumer report
|
- Incorrect information on your report
- Information is incorrect
|
|
Web |
|
|
I did try to contact rental history reports and Hunter Warfield about inaccuracies all my file and I have a court document that I sent to rental history reports about me and my daughter because she's in the household and also on the report they refused to remove it they refuse to correct the file we keep going around in circles they think it's a joke and it's not funny to me this is stopping me from getting an apartment and they just don't care Hunter Warfield is being rude and disrespectful and I've tried to explain to them what it was and I have proof but they refused to listen to me they keep talking over me and not listen to what I'm saying to them
|
| 04/08/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I Sent a letter to HUNTER WARFIELD, INC about account # XXXX asking for : 1. Validation of the debt that is, the actual accounting.
2. Verification of a signed invoice.
3. A copy of the contract binding both parties ( you and them ), in a letter by " Certified Mail '' so that there is an independent witness to it having been delivered.
How ever, according to 15 USC 1629e, 15 USC 1629d, and 15 USC 1692B Not use any language or symbol on any envelope or in the contents of communication effected by mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of debt.
|
| 09/07/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
This company claims that they verified a debt with me. This company sent me a old lease that they claim is mine. In the contract under ( Full legal name ) the contract says XXXX XXXX. My name is not XXXX!!! My full legal name is XXXX XXXX XXXX.XXXX is a guys name and XXXX is a girls name. Plus on a completely separate page they show a signature that doesn't even match. Then there is a separate page with no signature, just a typed up bill with bogus charges with dates that aren't even on contract. They also claim they tried to contact me but they didn't even have MY ADRESS OR PHONE NUMBER!! This debt is CLEARLY not verified and clearly is not mine!!!!!
|
| 05/09/2018 |
Yes |
- Debt collection
- Mortgage debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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|
Me and the consumer fin.protection bureau have 6 pages of receipts from XXXX XXXX of XXXX XXXX showing where I stayed from XX/XX/XXXX and XX/XX/XXXX and you are saying in my credit report by XXXX/XXXX that I was staying at your house from XX/XX/XXXX to XX/XX/XXXX.that 's your charge of XXXX.The dept of consumer service commissioner got the information on paper you would not answer me or the commissioner.if you want to keep reporting to XXXX/XXXX credit report you going to have to tell me and the c.f.p.b. what do I owe you for? and if you can not you or going to get off my XXXX and XXXX credit report, the c.f.p.b. has my permission to open my credit.
|
| 02/01/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I called this company early XXXX to send me a verification letter when I saw a debt on my credit report. I was met with disrespect and threats. I was also getting calls all day long every day. XX/XX/2021 I sent a letter by certified mail asking for a verification letter and for them to only communicate through written correspondence. Their calls continued and debt was briefly removed and then re-added to my credit reports and I have yet to receive verification. The Fair Debt Collection Practices Act states that it is my right to have a debt that can not be verified within 30 days removed. It is long past the 30 days and this is damaging to my credit.
|
| 11/21/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
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Web |
|
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I was put on a repayment plan with this collection agency. The payment plan was put in place so I could make small payments and help reduce my debt. The payment was due on XXXX XXXX. I did not have the funds in my bank account at the time but got paid today on XX/XX/XXXX. When I called to make my payment I was told my account was passed over to the legal department. I was not given any notice via letter, email or call regarding the matter. They stated that they called but i did not have any voicemails. They usually leave me one. I successfully made a payment on XX/XX/2018 of XXXX to show that I am willing and able to continue the payment agreement.
|
| 03/15/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
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Web |
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I had leased an apartment for a year with my close friends. When XXXX XXXX went under new management, we came home at XXXX and our belongings were thrown out of the apartment. We had no written letter, no eviction notice, no explanation. When we went to the office we were told that new management was taking over and that there was nothing they could do. I was young when this happened and had no idea how to handle it. Years later I got this collection on my credit but didnt believe it to be true since it wasnt a normal eviction. This was in year 2015. I was XXXX years old. Now XXXX at XXXX XXXX is trying to collect XXXX $ through a debt collector.
|
| 08/20/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I've sent in XX/XX/XXXX, and XX/XX/XXXXChallenge letters asking for Debt to be removed that's not mine but showing up on my XXXX report. Who's ever debt it is used a different social security number but my name. I've also called in and asked for it to be removed in XX/XX/XXXX. It's affecting my credit and also I can't get into to my online credit file because of incorrect security questions due to this incorrect debt of {$18000.00} XX/XX/XXXX. Reported XX/XX/XXXX. I've, also sent XXXX my social security number, passport, utility bill and pay stub. I've asked them to remove address I never resided at XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX
|
| 09/06/2023 |
Yes |
- Debt collection
- Rental debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
On XX/XX/2023 was the first and last time Hunter Warfield contacted me via email about a debt they claim I owe, I replied on that same day and told them I dont owe the debt nor know about it, when I told them that I never hear from them again. However, Today XXXX XXXX when I refresh my credit report, I see Hunter Warfield on my XXXX and XXXX credit report under collections out of no where ; after 4 months of no communication. I contact them via email to provide me proofs that I gave them authorization to access my file because that is illegal for someone to authorize/ put inquiries on my file without permission they later then ignored my email.
|
| 04/09/2018 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hunterwarfield has been sending letters that they took over a debt originally with XXXX XXXX for rent North Carolina. I never lived in North Carolina. They are trying to say I rented a home with them and that is not correct because I have proof that I lived in West Virginia and was still working daily in West Virginia when the alleged contract was signed. I have asked several times for verification and have not been provided the information. When I dispute, They remove it from my credit, and then put it back changing the balance from {$1200.00} to {$1200.00}. Making it seem like I have been paying on the debt when I havent because it isnt mine.
|
| 07/27/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
have been disputing this account since XXXX, I've even filed a complaint with you on XX/XX/2021. Since I have disputed this account, they have flagrantly violated my rights, first they took longer than the law allows to respond to a dispute. Then they changed the balance of the account! These false statements and misrepresentations constitute complete deletion from my credit report! They are reporting a heavily disputed item, which violates the FCRA. They have violated the FDCPA by taking longer than 30 days to respond back in XXXX! Now they have violated both by changing the balance! This is the worst thing to ever happen to me! Please help!
|
| 09/05/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
HUNTER WARFIELD INC is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$5500.00} does not belong to me. This account was fraudulently opened through this company in XXXX of 2022 an has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
|
| 10/20/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have sent 2 certified letters to Hunter Warfield asking for " Validation '' of the {$780.00} debt they claim I owe. They did not respond to the first letter I sent in XXXX XXXX. I then followed up with another certified letter on XXXX XXXX XXXX. On XXXX XXXX XXXX I received a letter stating they had sent me verification and had no duty to send me any additional information again.
I am sending another letter tomorrow, XXXX XXXX XXXX requesting the verification ; however, they are clearly in violation of the Fair Credit Reporting Act. I am asking them to DELETE the account immediately. This is NOT my debt and they can not prove that it is.
|
| 09/15/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Back in XXXX of XXXX, I received a notification from my credit bureaus that a collection trade was posted to them. I was never sent any communication ( either by mail, email or calls ) that my credit reports were going to be hit with a collection item. I called the collection agency and they stated that they were representing an apartment complex that my son was living at. My son gave the complex notice that he was moving out due to unsafe surrounds and unsafe health issues. At no time did the apartment complex give me notice that they were going to send me or my son to collections. The negative trade line has severely hurt my credit score.
|
| 10/26/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
The company is claiming that I owe them a debt, but this debt is in reference to identity theft ; the company first placed the debt on my credit report in XX/XX/2023 and claimed that I owed them {$5000.00}, and I just recently saw my credit report and the amount of debt has changed from {$5000.00} to {$4900.00}, and now it says I owe them {$50000.00} all of these amounts are false claims ; as I have been a victim of identity theft in the past. I also sent them a NOTICE OF DISPUTE ; DEMAND FOR VALIDATION AND PROOF OF CLAIM letter by certified mail most recently as of XX/XX/2023 as well ; and I am waiting for the reply back from the company.
|
| 03/12/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
Servicemember |
|
XXXX XX/XX/XXXX {$550.00} Dispute was filed.
XXXX XXXX XX/XX/XXXX {$1900.00} no action XXXX XXXX XX/XX/XXXX {$7400.00} Dispute was filed.
XXXX XXXX ' XX/XX/XXXX {$150.00} Dispute was filed.
XXXX XXXX XXXX XXXX XXXX {$630.00} XX/XX/XXXX no action.
XXXX XXXX XXXX {$710.00} XX/XX/XXXX no action.
XXXX XXXX XXXX XXXX {$210.00} XX/XX/XXXX no action.
In accordance with the fair credit reporting act, these companies have violated my rights.
15 USC 1681 Section 602 states I have the right to privacy.
15 USC 1681 Section 604 A Section 2 also states a consumer reporting agency can not furnish an account without my written instruction.
..
|
| 11/06/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 U.S.C 1681.
Hwarfield- Sunbelt account numbersXXXX, XXXX XXXX XXXX This company has been calling and harassing phone me all day and night after being told to stop. As a consumer my rights have been violated.
12 CFR 1006.14 harassing, oppressive, or abusive conduct 12 CFR 1006.6 ( b ) ( 1 ) Communications in connection with debt collection I asked for Sunbelt to send me the consumer verification of this debt I the consumer haven't received any information about this debt.
|
| 01/17/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt per the contract with the original company. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Futhermore, in order for XXXX XXXX to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
|
| 03/26/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Was sent to collections with no knowledge never sent validation letter or email or call. The debt in question I do not owe, as the landlord kept my security deposit and told me I can move out and they will keep it and I also have texts to prove it. Than they tried to submit bogus damage charges they claim I did to the house and I told them that I needed a break down of charges including time spent performing the repairs which they never sent only a text breakdown. I agreed that the screws in the wall where my doing but that's it. When I told them that the damages are bogus and told them we can just meet in court they never responded back.
|
| 11/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
XXXX XXXX has not verified the debt they have falsely claimed I owe but XXXX continues to report it is verified. Ive reported this several times since XXXX. Ive been denied credit several times due to the false reporting. Ive added court documents and they still continue to report false information. I most recently asked them to verify this debt again as of XXXX XXXX and yet they still say its verified. This has hindered me too many times. My next step is to sue.
This dispute came back verified XX/XX/2021, XX/XX/2021, XXXX but they have never sent verification. They have not come with any proof or documents to combat my court documents.
|
| 08/22/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Other personal consumer report
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
I been having this problem every time I do a background they steady saying I owe her XXXX for back rent when she never toke me to court she verbally agreed to let me out my lease and waited two years to put it on my credit report I Disputed it and it was took off now she put it on my rental history I want it off my rental history and credit report once and for all with On XXXX XXXX and HUNTER WARFIELD every time I dispute it they put it back on she never took me to court and then apartments was a hazard to me and my kids and when I told her I was gon na take her to court she agreed to let me out my lease but then did this two years later
|
| 05/25/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
XX/XX/XXXX, I applied for an Apt online. XXXX XXXX do accept Section 8 voucher. I applied online application that required a XXXX Deposit. I paid the deposit. Then I was denied do to a policy XXXX XXXX said they can not sign a document with the Section 8 program. They charged me XXXX plus XXXX for a policy they are aware of. I disputed the charge with my credit card company, I was issued a refund. I also reached out to the XXXX. The XXXX had XXXX XXXX reach out to me. I spoke with someone from XXXX XXXX and advised them, I did not owe them money for a policy they were aware of. XX/XX/XXXXXXXX a debt collector called me demanding XXXX.
|
| 06/05/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hunter Warfield, XXXX, AZ is falsifying a claim that we owe {$1300.00} to one of their client XXXX XXXX XXXX. We have requested multiple times to Hunter Warfield and XXXX XXXX XXXX to provide us with detailed history of the new and renewal commissions we have earned since inception of the contract. This will facilitate reconciling the new and renewal commissions we have earned. They have refused to provide any information so far despite our multiple requests.
Unless we are provided with the detailed records with history of new and renewal commissions earned since inception of the contract we are unable to determine what is owed to us.
|
| 11/03/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have made several attempts for this company Hunter Warfield to provide proof of account ownership and they have not sent any information over to me. I have also called XXXX XXXX which was the original creditor and they said that they do not have any information on me and I need to contact Hunter Warfield. I have disputed this account since 2016 several times with all 3 credit bureaus and they have not provided me any information that I asked for as far as verifying this debt. I have never lived in these apartments. Either send me a lease stating that this is my account as I requested several times or remove this from my credit report.
|
| 03/29/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
Hunter Warfield has continued to contact me regarding a debt with " XXXX '' for which I have never been a part of. In addition, they have been sent a debt validation letter from XXXX after placing an account on my credit and have yet to get a response, although the collection attempts continue. The account shows payments made on it however I have never paid the company a dime. This is not my debt. I receive upwards of 3 calls a day to my cellphone and have started to get calls at a previous employers office for which I never gave the number out. On my credit report, it shows I am disputing the debt however, they continue to contact me.
|
| 10/26/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
I signed as a Guarantor on a lease agreement for my Nephews apartment on XX/XX/XXXX. My nephew was served eviction paper work through a process server on XX/XX/XXXX. My nephew hired a lawyer on XX/XX/XXXX. The case was settled due to a breach of contract on the plaintiffs end. They dismissed and forgave any past due rent and paid my nephew {$4000.00} to move out on XXXX XXXX. forfeiting his {$2000.00} deposit for any damages. On or around XXXX, XXXX I started receiving collection attempts on the past due rent/damages. On or around XXXX, XXXX this false/invalid/dismissed debt collection of {$14000.00} was reported on my credit history.
|
| 11/10/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Harrassment by a company called Hunter Warfield who is seeking to collect a PAID obligation in the amount of {$1200.00}. The amount is representative of charges remaining upon termination of a lease with XXXX XXXX, an apartment complex in XXXX XXXX, Tx that is owned by XXXX XXXX XXXX. I made payments to XXXX XXXX 's management plus additional payments to this Hunter Warfield who is the debt collection agency that was engaged by parent XXXX XXXX XXXX. I fully paid the obligation over a span of several months a total of {$900.00} in payments. The remaining {$300.00} was paid via application of the pet deposit that was paid to XXXX XXXX.
|
| 03/03/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
This company called me sometimes up to 5 times a day even though I had told them to stop. I was never notified what they were calling about and thought they to be solicitors and told them to stop harassing me. They never notified me of any debt by letter and because I didn't know what they were calling for either. They reported debt that's excessive without first notifying me properly and have threatened to sue me and I'm on XXXX XXXX and have no other income. My wife XXXX XXXX XXXX has an income and was a resident and should've been contacted about this debt. To report only my debt when my wife was involved and lived with me is bs.
|
| 07/12/2018 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I contacted Hunter Warfield regarding a collections account on my credit from XXXX in the amount of {$4000.00}. I knew the information they had was inaccurate so asked for specifics which they could not provide. I then contacted the original creditor in hopes of clarifying the facts. I was told they have no records of myself or owing money. At that time I contacted the collections agency again to figure out how they were going to rectify this unfortunate situation and removal of this account from my credit report. It was made clear to me they weren't in any hurry to correct this error. This is bad business and poor customer service!
|
| 10/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
An employee of Hunter Warfield named XXXX XXXX [ employee number XXXX ] called me on XX/XX/2022 at XXXX XXXX EST and left a message to call him back. I have previously sent Hunter Warfield a cease and desist letter in writing by mail to not contact me by phone, email or mail.
I have previously sent Hunter Warfield information to verify that I am the victim of identity theft and that I do not owe and have never owed any debt obligation in Florida. I have attempted to obtain information from Hunter Warfield in order to submit a criminal complaint with local Florida authorities. These attempts have been dismissed by Hunter Warfield.
|
| 03/26/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I got a notification from my XXXX XXXX to alert me of a negative impact on my credit score on XX/XX/2021. So I reviewed my credit report and saw a derogatory account of {$10000.00} by Hunter Warfield company and another account by XXXX XXXX XXXX with a balance of {$1600.00} with my SSN. These accounts have never appeared on my credit report before & they are not mine. I do not owe anything to Hunter Warfield and I also do not have a credit card with XXXX XXXX XXXX. I also found out that there is an unfamiliar address XXXX XXXX XXXX XXXX XXXX, CA XXXX to my SSN, which is not my address & I dont know anyone who lives in XXXX XXXX.
|
| 02/14/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I am repeatedly receiving phone calls at XXXX XXXX and XXXXXXXX XXXX from Hunter Warfield , Inc for a debt from XXXX XXXX XXXX XXXX XXXX XXXX for {$6200.00}. The account and debt is not my account or debt, and is the result of identity theft. Hunter Warfield Representatives is steady calling me, annoying and harassing me, using abusive, profane and vulgar language against me and threatening me with violence and death for an and debt thats not my account or debt. I am a victim of identity theft. Hunter Warfield has me in fear of losing my life. They have frightened me with their illegal, unethical and unlawful business practices.
|
| 06/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
In late XXXX of 2022 XXXX XXXX reached out a debt owed and I responded about wanting to coordinate getting debt settled. Never heard back from XXXX; attempted to access company portal to pay, but did not have access. Months later now see on credit report that in early XXXX ( not even 3 weeks after contact ) XXXX transferred to debt collector XXXX XXXX. Never received any form of documentation, email, call, etc. about this transfer occurring or debt going to collections. Have since never heard anything from either group about collecting this debt.
Have text messages and can show that no emails were received from either party.
|
| 12/01/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This complaint is regarding account information below that has not been investigated and no information given. Its been over XXXX months with no information given to me regarding these accounts. I have no knowledge of these companies and they shouldnt be reporting as I never gave permission for the reporting per Section XXXX -I sent correspondence to the Credit Bureaus XXXX this. I was never notified in writing per XXXX U.S.C XXXX prior to accounts being on my credit report, within 5 days. Moreover, these accounts violate debt collections, and abusive and unfair practices per section XXXX ( XXXX ) adding additional amounts.
|
| 07/26/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
Earlier this year, 2017, Hunter Warfield contacted me regarding a bill with XXXX XXXX. I was confused. XXXX XXXX was to send me a bill. I asked Hunter Warfield to send me a bill. When the bill arrived by mail, I saw that XXXX XXXX had been sending the bill to the wrong address. I called XXXX and they said that they had already submitted to collection.There was nothing they could do. So for several months I tried to resolve with Hunter Warfield. They were rude, obtuse and finally I got to someone who could help me. I am on a limited income. Therefore, this was quite difficult. It was frustrating and unfair. I finally settled.
|
| 08/26/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit Reporting act XXXX Account # XXXX, has been violated my rights.
15 USC 1681 Section 602 states I have the rights to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
XXXX XXXX XXXX, XXXX XXXX {$1500.00} is the amount owed.
XXXX, XXXX XXXX XXXX, XXXX {$1200.00} is the amount owed.
XXXX XXXX, XXXX XXXX. XXXX, XXXX {$2900.00} is the amount owed
|
| 09/23/2023 |
Yes |
- Debt collection
- Rental debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
hunter-warfield place called XXXX at XXXX, Hunter-Warfield ( XXXX ) called regarding XXXX XXXX XXXX debt ( rent, damage ), said debt was paid before moving into XXXX XXXX ( both owned by Minnesota HRA ) XXXX : Called, I had previously directed XXXX ( wife ) to ask for names ( person, business ) ... for once they gave the name... hunter-warfield ... it was a XXXXsounding woman on the phone.
The whole thing is over {$440.00} or so... most of the time they hang up after we ask for name of either the person or the company.
The debt was taken care of, otherwise HRA wouldn't have allowed us to move into another HRA building.
|
| 04/13/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
During 2016 I was a victim of identity theft. There were several accounts opened in my name, and 3 apartments. I didn't know that I was a victim of identity theft until I saw a lot of unauthorized inquires on my report, and negative collection accounts. I have been working to get all of them removed and as of today all are gone except this account. I have sent multiple letters to this company and proof of identity theft but it still isn't gone. Over the past 2 years they have removed it multiple times but end up adding it back a couple months later. I would like this account to be permanently removed from my credit report.
|
| 07/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
My wife and I moved out of our apartment Over a year ago at XXXX in XXXX Texas with the permission of the apartment manager. We paid all fees associate that were requested and provided the manager XXXX XXXX with a copy of my wife 's orders. Now as we return back to the United States we are purchasing a home to find out the apartments management company sent us to collection and we do not owe anything. We are thinking this is a fraud account. When calling the collection company we We're informed that the debt was from the XXXX after we left and perhaps it could be fraud but they refuse to remove it from our credit reports.
|
| 08/07/2017 |
Yes |
- Debt collection
- Credit card debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
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XXXX XXXX/Hunter Warfield ... I moved from an apartment the company was awarded possession of the property and no monetary judgement. I moved out in XXXX 2013, I did not sign a new agreeement or lease. I am providing a copy of court order granting them possession of apartment only .... I dont owe them any money .. The company reports this information to all bureaus, XXXX, XXXX and XXXX The judge awarded them possession of apartment which I left clean and in good standing ... The company keeps reporting this information through various companies and I want it removed I want it removed from my credit report immediately ....
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| 03/10/2023 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/2022 the Philadelphia Fair Housing Commission ordered XXXX XXXX XXXX to pay me {$1400.00} security deposit and {$840.00} due to living in uninhabitable living conditions as a previous tenant. The FHC DOCKET NUMBER is XXXX. XXXX XXXX XXXX in retaliation to losing the court hearing, filed a fraudulent collection debt against me which is reflecting on my credit in the amount of {$6700.00}. The company continuously engages in fraudulent business practices. Im seeking that this fraudulent debt be removed off of my credit report. Im also seeking that XXXX XXXX XXXX be investigated for illegally reporting a false debt.
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| 11/16/2020 |
Yes |
- Debt collection
- Other debt
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- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
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Web |
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On XX/XX/2020 the debt collection agency contacted a third party in an effort to collect a debt. I have never provided this persons name or contact information either in relation to the original creditor or this collection agency. They asked her to have me contact them at XXXX. Their attempt to embarrass me into contacting them violates my right to privacy regarding this matter and my right to not communicate by phone with them.
Additionally, they have regularly changed the amount owed when reporting the debt to credit bureaus, intentionally changing the amount up and down by {$1.00} to change the date of last activity.
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| 11/20/2017 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
Servicemember |
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On XXXX XXXX,2017, my credit report revealed HUNTER WARFIELD INC, a collection company had submitted a debt in the amount of {$3600.00} to credit bureaus.These credit bureaus are reporting said debt, which these individuals have no right to collect on anything that was not provided to me with basic protections under the FCRA. Hunter Warfield inc, should ensure this information is correct prior to submitting it the credit bureaus as this is affecting my approval and credit score which costs me greatly in higher interest rates. Additionally, this collection agency may not have the authority to collect on said alleged debt.
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| 05/30/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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HunterWarfield continues to try and collect a debt which was already paid. Their client -- XXXX XXXX XXXX, already took in full accord and satisfaction payment to resolve all outstanding claims between these parties. A copy of the deposited check and the agreement has been sent on numerous occasions to HunterWarfield, yet they continue to ignore the legal effect of it and report negative information to the three major credit bureaus in violation of the FDCPA.
This will be the last attempt to try and resolve this dispute with the company before a lawsuit is commenced against them for violations of Federal and State law.
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| 11/09/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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From what I understand, starting in XXXX XXXX, Hunter Warfield initiated reporting an account on behalf of XXXX XXXX XXXX that is wholly inaccurate and only getting worse. The original debt was listed as {$1800.00} and last reported, XXXX XXXX, as {$2000.00}. I disputed it a number of times explaining I do n't owe anything to XXXX. This debt is not my responsibility, nor is the ever-growing balance, yet H.W. continues to verify it when I dispute the account to the various reporting bureaus. They have yet to explain the increase in the amount, nor have they provided any validation of the debt in response to my disputes.
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| 04/28/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Communication tactics
- Called after sent written cease of comm
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Web |
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I was contacted by Hunter Warfield for the first time on XXXX XXXX, 2016 in regards to a debt they say I owe. I am disputing this debt and sent two letters, one on XXXX XXXX and the second letter on XXXX XXXX, requesting information regarding this debt I do not believe that I owe. The second letter also included a request to cease all phone communication and only contact me via mail. I sent both these letters via certified mail, so I do know that Hunter Warfield received both letters. I was called on XXXX XXXX AND again on XXXX XXXX, asking why I have not paid my debt AFTER requesting that all phone communication cease.
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| 04/18/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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In XXXX of 2020, I deployed to XXXX XXXX. I submitted a copy of my lease with the landlord XXXX months prior to my PCS date. She agreed that my lease would not be considered broken due to that reason, and I had no past due balance when I turned in my keys to her. I received found out about a collection account with XXXX XXXX XXXX for the amount of {$5200.00} for past due rent and an eviction. I contacted the company on XXXX XXXX requesting proof of this debt as well as any contract that I have signed. I havent not heard from them. Every month, the amount increases and they still have not sent attempted to contact me.
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| 03/03/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Hunter Warfield is attempting to collect an alleged debt in which they have not provided proof validating the alleged debt pursuant to 15 USC 1692g. I am a consumer.
I am awaiting all correspondence requested to validate the alleged debt and an audit trial. I have also requested Hunter Warfield to remove this unverifiable account from any and all credit bureau reports in which they are reporting to and that the debt collectors send me notification of their intent to do so as proof they have ended their investigation. I haven't received a response as I've sent XXXX letters XX/XX/XXXX and XX/XX/XXXX and XX/XX/XXXX 2022
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| 09/22/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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The original creditor, XXXX XXXX XXXX never sent me a bill explaining my balance. They did keep my {$2400.00} deposit. I was unaware of this balance until i pulled my credit report. I called the corporate office several times and was told a manager would call me back and never did. I have never received a letter from the apartment complex or Hunter Warfield the collection company. They have however added {$2000.00} in fees. I have mailed letters to Hunter Warfield asking for proof of this outrageous balance and demanding proof of this debt. I have gotten no response from the collection company or the corporate office.
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| 09/29/2023 |
Yes |
- Debt collection
- Rental debt
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- Communication tactics
- Frequent or repeated calls
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Web |
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Hunter Warfield called my cell phone and I could not answer. I called them back to find out that they were collecting on a rental agreement for my son that I co-signed on. My son is responsible for paying that debt, so I wanted to know how much was due, how much he had paid already, and the last date of payment. I let them know that I will not be paying it, but I can guarantee they will be hearing from my son who is responsible for the debt. After this conversation, Hunter Warfield called me right back to try to set up payment arrangements again after I let them know that they would be hearing from my son to do that.
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| 10/27/2022 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- Frequent or repeated calls
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Web |
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Ive been contacted for over a year from different numbers and I had talked to them over a year ago and they mentioned that I owe apartments I applied to but never moved into. I told them I never even received my refund after denying the apartment once i saw it wasn't the upgraded apartment my brother and I paid for. They said that the first months rent is going to go on both me and my brothers credit anyway which obviously reflects negatively and I want it completely removed from my credit. I will advise my brother to file a complaint as well because this has gone on too long and is now a derogatory mark on my credit
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| 11/18/2019 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I was harassed to pay an already paid debt I presented receipts of payment and was told lies such as the check bounced or I paid with fraudulent funds. My girlfriend was also harassed and threatened by the company until she started a payment plan, Ive written the court and the sent a letter to draw down the funds so they can be paid and when I had my girlfriend to call hunter warfield we were threatened again with further legal actions and damages to our credit. I have called them countless of times and they should have records of the way they spoke to me as if I was XXXX and didnt deserve to have this matter solved.
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| 02/28/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Debt Collector- Hunter Warfield INC Original creditor name - XXXX XXXX .
The complaint is about not oweing that company {$3700.00}.
The problem I am having is I tried to lease an apartment from the original creditor and the place was really bad. I did not move in to the apartment. The first day I was suppose to move in I told them this is not safe for me and my family and I did not even touch the apartment. They called me harassed me and told me I owe them thousands of dollars even though I did not move in. I tried to talk to them but the person I was talking to was yelling and cursing and they put it on my credit.
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| 06/13/2018 |
Yes |
- Debt collection
- Mortgage debt
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- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
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Web |
Servicemember |
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This was a particular situation that I broke the lease due to rats being infested in the apartment and the AC continuously breaking and flooding my apartment. I ended up filing it under my bankrupcy when I went on to a XXXX 's XXXX situation and I could not make the arrangement payment of XXXX per apartment for current month owed. I'm not sure why they sent the bankruptcy attorney and amount of XXXX. And on these records indicate XXXX. I have attempted to call the apartments numerous times as well as I spoke to the collection agency and they said it has been wrote off. However it's not showing that it shows open.
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| 06/26/2023 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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I owe nothing to XXXX XXXX XXXX.
The apartment was provided and returned in squalid conditions and the apartment manager did not show up for nor respond to any communications for the move out.
Additionally, they did not show up for the lawsuit which detailed their negligence of the property which includes certified reports of Asbestos, which they worsened by illegally drilling into my bathroom walls and leaving substances exposed.
Same for Black mold, Oil Spills which went without clean up for weeks, and the list goes on.
This is an illegal debt collection attempt on behalf of both XXXX and Hunter Warfield.
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| 04/17/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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HUNTER WARFIELD DID NOT PROVIDE VALIDATING PAPER WORK STATING THAT THERE WAS A DEBT OWED ON MY BEHALF. THE INFORMATION THAT WAS SENT WAS A LEASE AND AN ITEMIZED STATEMENT OF CHARGES WITH NO RECEIPTS OR PICTURES TO PROVE THAT THAT THERE WAS A DEBT OWED TO ORIGINAL CREDITOR. ALSO THE PAPER WORK THAT THEY SENT DID NOT HAVE ANY VALIDATING SIGNATURES FROM ORIGINAL CREDITOR PLUS NO RECEIPTS AND NO PICTURES THAT WAS ORIGINALLY REQUESTED. HUNTER WARFIELD KEEPS REMOVING THE ACCOUNT AND REPLACING BACK ON MY CREDIT REPORT WITHOUT ANY VALIDATION PAPER WORK OR PROOF AND LEASE AND ITEMIZED STATEMENT IS NOT VALIDATING ANYTHING
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| 07/20/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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We had no hot water in the kitchen to properly clean our dishes. This went on for 1 1/2 months. And we had no heat in our apartment which caused us to live in our bedroom with XXXX portable heaters that we purchased. Per Kentucky tenant Code KRS 383.545, landlords are required to supply these to all tenants which they did not. So we initiated our right per KY law 383.625 to terminate our lease. We paid XX/XX/2015 and moved out XXXX XXXX, 2015. We only had 1 month left on our lease which was XX/XX/2015. Our rent was {$1000.00}. We lawfully terminated our lease and they 're trying to collect a debt we do not owe.
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| 08/21/2021 |
Yes |
- Debt collection
- Other debt
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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On XX/XX/2021 I called Hunter Warfield because there was something on my credit report. I asked for a letter to verify the debt because I have never received anything. They responded by harassing me and telling me that if I didnt pay them immediately they would sue me. I told them okay I understand that but I need to receive a letter. RUDE. The man badgered me about everything but sending me the letter. I mailed them a letter as well telling them I wanted written communication and no more calls, that I was requested a debt validation. 3 weeks later and no response. They are still trying to contact me by phone.
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| 06/13/2020 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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they contacted me XX/XX/2020 through email saying i owed my previous landlord an unpaid amount of XXXX it went on to say that i owed unpaid rent of XXXX or so as well as a late fee pf XXXX or so and a clean up fee for my wife smoking in the apartment of XXXX dollars. I then told them that I did not owe him anything, they replied by saying that they asked him for verification of the debt they then sent me an encrypted message containing my old lease agreement. I thanked them for the information but asked why do you think that I owe my landlord money there response was to report it as a debt on my credit report.
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| 10/06/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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Please remove the medical bill showing XXXX on my credit report. I agreed to pay the payment schedule and was paying then they stopped and I tried calling and they sent it to collections. Also there is XXXX on there as well and that account was agreed to be closed by original apartment complex because I moved out a month early because they had n't fixed AC in over 3 weeks. Breaching there own contract. I paid my last month and they agreed that was enough. Now it shows I have housing debt. This is not good I ca n't even find a apartment to live in when this was not even my fault! This is a crime. Please help!!!
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| 04/16/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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I was recently informed that I owe a debt in the amount of {$5000.00} ) to XXXX XXXX which is a property manangement co. used by an apartment I used to rent from. I wasnt evicted nor did I violate my lease. I moved out at the end of my lease. The property has since been sold I do n't believe that debt is correct. I have contacted Hunter Warfield Collection Agency at XXXX XXXX XXXX XXXX, XXXX, FL XXXX XXXX XXXX 2015 and asked to Please send me written verification of the debt. To date I havent received anything from them. This debt is preventing me from renting an apartment and I had to move in with my parents.
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| 08/09/2023 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I was never given any letters that it was going to collections. I had no Idea. I have not lived there in a while but I think my friend renewed the lease after I left. I was living in XXXX form XX/XX/XXXX to XX/XX/XXXX due to my grandpa being sick My grandpa passed away in XXXX of XXXX and that's when I came back at the beginning of XXXX. My friend was helping me with rent while I was gone for the remainder of the lease that was up on XX/XX/XXXX and that was the last that I knew of the lease. I actually tried to contact her to get my things before the lease was due but I was unable to get in contact with her.
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| 12/26/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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XXXX XXXX, XXXX is a Debt Collector who has reported a debt of {$480.00} to all credit bureaus. I do not owe that debt as it is not even under my SSN. This collection agency is committing a fraud by reporting a debt that is not under my social security number.
I have contacted this collector several times to validate the Debt and send me documentation to prove that I owe the debt. When I spoke with them they stated that the social security on their records does not match my social security number, but they still are reporting this collection to the Credit Bureaus.
I do not owe this debt, it is not my debt.
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| 09/24/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I have been disputing this account with the credit bureaus for sometime now. Each time they would say that XXXXHUNTERWARFIELD would verify the debt. So I took it upon myself to ask HUNTERWARFIELD for validation of the debt. Are they legally able to collect on the debt? How did they calculate the amount they claim I owe? How do they know I am the owner of the debt? Im curious because I have never done business with them or the original creditor. Well, it has been more than 30 days and I still have not received anything proving the debt is mine. They received my letter on XX/XX/XXXX. Here is the tracking XXXX.
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| 09/28/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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|
Web |
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Earlier in the year I had made a verbal request to the company ( Hunter Warfield ) to cease calling me. On XX/XX/2021 the company called me twice back to back ( from phone number XXXX ). Once at XXXX and then again at XXXX XXXX eastern time zone. I called the company back at XXXX and requested that they stopped calling me. A male answered the phone and proceeded to ask me questions. I advised the representative that I just wanted them to stop calling my phone number and the representative rudely disconnected the call without honoring my request. On XX/XX/2021 at XXXX eastern, I received another phone call.
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| 12/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
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Web |
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Per complaint XXXX, I disputed account on the XX/XX/2021 and the collection agency continued to call WHILE THE COLLECTION WAS STILL IN DISPUTE! That is what the first complaint was about but the collector refused to acknowledge. It states with XXXX that you do not have contact with the collector while in dispute which is why I am questioning the validity of this debt. But the only thing that should be addressed NOW is why I was still receiving calls while my collection was in dispute. See the complaint number listed above for call logs showing dates times and phone numbers associated with hunter warfield.
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| 02/13/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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|
Web |
|
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On XX/XX/2023 I received a text message from XXXX XXXX debt collector of XXXX XXXX XXXXXXXX alleging that I owe a debt. Pursuant to 15 USC 1692g ( a ) ( 3 ) I am making it clear that I completely disagree with this alleged debt, and I am disputing the entire amount they are claiming I owe. I am disputing this alleged debt within 30 day period prescribed under 15 USC 1692g I am demanding they send me verification of this alleged debt or a copy of a judgment. Lastly, my failure to dispute the validity of this alleged debt can not be construed as admission of liability by any court 15 USC 1692g ( 2 ) ( c )
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| 07/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
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Web |
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XX/XX/XXXX I was refused a manager and told that they were not available I was told that if I sue a company it doesn't matter and won't change anything I was hung up on told not to call back I had only contacted them twice because they hung up on me I was not listened to I was spoke to very condescendingly asked repeatedly whether or not I myself was an attorney and was hung up on a second time even though no abusive language was given from me they have actually upset me to the point where I was crying on the phone still not giving me to the correct manager I was asking for nor trying to fix the problem
|
| 06/23/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
On XX/XX/2019 I attempted to communicate with the company about reporting incorrect information to the credit reporting agencies about me. I noticed that the information as far as my social security number doesn't match and the company still reported it to XXXX XXXX XXXX, XXXX. I contacted them as well in regards to the situation and nothing was done. I explained to them that the company could not verify my identity. The address doe not match or social security. I explained that this is against the law and I have acquired legal representation. I have filed a police report in the past about this matter.
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| 01/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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XXXX XXXX every year continuously is going through new management and new renovations dust using the renters whos leaving with their fully term least being used adding additional damages and also acquiring renters insurance fully covered the unit theyre using this tactic to also generate revenue, and do minor fixes to damages thats concurrent throughout the whole property I had full renters insurance and completed my full term of the leasing contract however, this damages that I moved in was the same damages that was charge to me now spectrum palms of sunrise, Florida has credit me for a debt over XXXX
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| 02/12/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
I am a victim of identity theft and I have submitted a notarized affidavit which serves as a legal document to my identity theft. I am also a victim of the XXXX breach and opted out of the settlement because I have suffered extreme losses due to the breach and the identity theft. I need the fraud accounts that are in my letter that is attached removed permanently from my file as I have also contacted the creditors as well. This is extreme in violation of my fair credit reporting act rights and I will seek legal recourse. I have also attached the printout of me being affected by the XXXX breach as well.
|
| 01/08/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I have tried to contact this company about the debt showing on my credit report multiple times. They keep telling me that I owe them. The letter states the balance is XXXX but originally was way less than that. This is unethical. I tried to pay the lesser amount and they said they can only offer what the creditor has listed because they dont purchase their debts This is unethical and unfair. I will not stop fighting this bogus company about this false debt. I even tried to dispute this after that, with no response. This company will be sued for trying to take advantage of me and others. This is fraud
|
| 05/18/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
In XX/XX/XXXX and XX/XX/XXXX, payment was mailed to original creditor and they returned check by mail and in XX/XX/XXXX they informed me to notify collection agency. I then mailed collection agency 3 payments totaling the full amount. Each check included pay to delete contract and memo for pay to delete if checks were cashed. Agency cashed checks and failed to delete with all three credit bureaus. Checks were held and not cashed for weeks.The agency then reported the the debt to all three bureaus which seemed ridiculous, uncaused for, and malicious. Proof of mailed checks, cashed dates, etc. attached.
|
| 06/16/2020 |
Yes |
- Debt collection
- Mortgage debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX is in XXXX XXXX, CO. It is a residential apartment complex. The debt was sold to hunter warfield. The amount the apartment said I owed is very inaccurate. I could not afford to pay XXXX XXXX rent so I surrendered my apartment VOLUNTARILY. With that being said I only owe XXXX XXXX rent and a lease break fee. The apartment was brand new and in great shape when I moved out of it, I had only lived in it for 2 months before surrendering it. The astronomical amount they said I owe is very inaccurate. I also never received itemized list of charges stating why I was hcarged what I was charged
|
| 03/24/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hunter Warfield continues to try to collect a debt from me that is WELL ABOVE what the amount I actually owe is, almost double the amount actually. They are also not accurately representing the date on the debt. I have repeatedly disputed the information, and they can never seem to produce the requested information but continues to blatantly lie on my credit report. Nowhere on my lease does it indicate they are allowed to charge any interest on the debt. They are mailing and calling me with wrong information also. I am willing to work something out with them, but not when they are trying to scam me.
|
| 02/09/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Was not notified of investigation status or results
|
|
Web |
Servicemember |
|
On XX/XX/XXXX I sent a written debt validation letter certified to Hunter Warfield in regards to an outstanding balance from XXXX Properties.
On XX/XX/XXXX I received a verification of debt letter dated XX/XX/XXXX from Hunter Warfield. On XX/XX/XXXX I contacted Hunter Warfield in regards to outstanding debt, and was notified that the account had been reported to the credit agencies on XX/XX/XXXX, during the 30 day Debt verification process.
Account reported during Dispute period, which I believe may have violated my rights under the Fair Debt Collection Practices act and may constitute as fraud.
|
| 10/09/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I reached out to XXXX a XXXX XXXX who i had a leasing contract with before breaking my lease due to XXXX at XXXX XXXX rat infestations. I spoke to the manager to get the issue resolved nothing happened so i moved. XXXX at XXXX XXXX sold my information to Hunter Warfield. I explained the issue to the rep at Hunter Warfield we agreed on an amount. Before paying the balance, I requested from Hunter Warfield a letter by mail or mail informing me the collection will be removed from my credit report. Hunter Warfield was paid in XXXX it is now XXXX and Hunter Warfield is refusing to remove the collection.
|
| 02/10/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
For the past 3-4 months I have noticed on my credit a amount owed to Hunter Warfield LLC of {$2400.00}. I have filled multiple disputes with the credit bureaus most recently XX/XX/2020 XXXX. The company has never informed me of accurate information that would make me responsible for this account. There is no documentation, bills, or any information that has been provided to me. This is not my account/responsibility and this should be removed from my credit reports. This continues to cause significant challenges to me and my credit in a time of pandemic, preventing me from obtaining services needed.
|
| 03/18/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
a dept. was put on my credit report by XXXX XXXX apartments in XXXX TX and then given to a collection company for collection and they put it on my credit report, I paid it so it did n't hurt my credit have written them to ask for proof it was mine they said then did n't have to give it to me it would just stay on my credit I also wrote all collection companies they said I needed to contact collection company no one wants to prove what THE SAY AND XXXX XXXX APARTMENT SOLD SO A DEAD END THERE I am XXXX years my home is paid for I have never lived in XXXX tx or signed for anyone there. can you help me
|
| 05/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
XX/XX/2019 ... .. moved into an apartment complex XXXX at XXXX XXXX.
Apartment was uninhabitable. Not ready for humans to live in. XXXX and XXXX infested.Strong Paint orders throughout the apartment. Front door was not properly attached. At this time in my life I was a victim of XXXX XXXX and had to move due to XXXX XXXX circumstances against my life and my family. I have been wrongfully charged with debt from this company on multiple occasions and its was all inaccurate.
Please help me remove this debt off my report due to the laws that supposed to protect families in domestic XXXX situations.
|
| 07/21/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have asked Hunter Warfield to validate a collection they are reporting on my credit reports on XXXX/XXXX/16 and they have failed to provide anything that would support the fact that they are attempting to collect on a debt without an agreement or contract. Nor have they supplied anything other than a statement on XXXX of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to me.
|
| 06/12/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
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I live at the XXXX XXXX with a one year lease. The apartment caught fire in XX/XX/XXXX/XX/XX/2013 due to faulty wiring. The complex moved people to cheap hotels around the area. I chose to move out shortly afterwards because of safety issues since the XXXX failed to provide an safe residential environment to residents as outlined in the lease. The XXXX has now hired a collection agency to have me pay {$3000.00} ( I am not sure what for ). The collection is on my credit report ( Hunter Warfield - XXXX XXXX XXXX XXXX, XXXX XXXX ). The address for the XXXX is XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX
|
| 01/31/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
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Around the beginning of XX/XX/2019 at about XXXX when i got home off work. My son in bed and as im about to lay down also i get a knock at my door. A random man asking to enter my unit claiming to be the maintenance that lives under me and my shower was leaking in to his unti. He stated i needed to open my door at XXXX pm at night to look at my shower to fix what was wrong. I absolutely refused because he couldn't identify himself, i didnt even run the shower to leak in to his apartment, and it was XXXX at night. Due to this indecent they are claiming i was late and tried to charge me for damages
|
| 03/22/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Indicated committed crime not paying
|
|
Web |
Older American, Servicemember |
|
XXXX was hired by an apt complex that i had moved out of, with the rent fully paid, during this time they had mangement change, an they reported that i still lived there. i did n't i was living in XXXX.when i return i tried to rent an apt , to my suprize i had to pay this company off and i did, they said if i did n't was committing crime, an would go to jail.if i paid the money they would remove the debt and remove all trace of it from my credit records.i payed, they did nothing but cash the check.i have all there letters and phone calls.they then started to write bad remarks on my credit report.
|
| 08/02/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Hello, I used to live in the apartments called XXXX XXXX XXXX about 4 years ago. Supposedly I never " paid '' my last month of rent. I belive that the staff never submitted my last payment, I cleaned the entire apartment even deep clean the carpet, hand in an envelope with the keys, mail box keys and pool pass. I never received any letter through the mail regarding this matter at all. It appear in my credit account out the blue years later. Hunters Warfield and I came into a agreement and paid {$1000.00} to pay off the debt. I need this account closed and gone from my credit as soon as possible.
|
| 08/01/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I've received 3 phone calls and now they are mailing stuff to my address for my son who has not lived with me in 5 years. I told them on the first phone call he doesn't live here and I don't even know if he has a phone. I told them the same thing on the second phone call and told them to stop calling me. They've attempted to call my husband several times while he was at work and couldn't answer. They called a third time and I told them I was over their harassment. They are mailing things to my home that look like junk mail that are bills for my son. The company calling is XXXX XXXX in XXXX, FL.
|
| 05/24/2017 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Hunter Warfield is on my credit report, the date it states it was opened was during the time I was in XXXX so I couldnt have gotten a apartment at the time. I sent them a pay to delete offer because that seems to be the only way to get it off my credit without having to pay them the full {$2000.00} something I do not owe. And now they are reporting on my credit that my payments are late after 4 years! Hunter Warfield is hurting my credit and is stopping me from moving on in my life.
I have put a dispute on BBB along with lots of other consumers who is having this issue with Hunter Warfield.
|
| 08/07/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
XX/XX/2016 I lived in XXXX XXXX XXXX, was diagnosed with XXXX XXXX and could not work any longer, and had no choice but to move out, talked with the landlord before I moved and she stated since it was a serious medical condition, it would not be reported as a broken lease. But now it is and it's hurting my credit badly.
Now it's on my credit report and the apartments is under another management company and that manager is no longer there and they have no files on me at all.
Hunter Warfield Inc XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX, FL. XXXX XXXX Original Amount {$3000.00} Balance {$3800.00}
|
| 11/28/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
After reviewing my credit report I sent debt validation letter to this company ( Hunter Warfield ) they in turned sent me a bill for charges that should not be included in any statement balances claimed to be owed. The apartment received First and last month and all bills were paid until move out date. Notice was given and keys returned to XXXX upon move out. When asked for more details on how these charges were incurred I received no response. Ive sent out a second set of letter and have tried to have this deleted from my credit file and the company keeps saying verified but that is not true.
|
| 10/06/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
Servicemember |
|
we have been contacted by hunter warfield collection agency approximately 5 times. each time we requested paperwork sent through the mail for official verification. each time I provided my address and each time I was told that I would receive it within 7-10 days. I have never received anything. the last time they called me they were extremely rude and disrespectful. they argued with me and said they sent it when they never did. we told them we had no problem paying them as long as we received something official in the mail. they argued, their supervisor argued and then they hung up in my face.
|
| 09/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX XXXX & Hunter Warfield told us nothing of alleged damages when we moved out. Then, when we found the debts on our credit reports we disputed them. We received no notice, no invoice, nothing. XXXX XXXX ( Hunter - warfield ) ILLEGALLY verified the debt as valid through the credit agencies despite multiple challenges. Providing only an unitemized invoice that we never received as verification to the credit bureaus.
We have notified both XXXX XXXX and hunter warfield. We have challenged the debts. they remain on our credit reports due to the companies illegally claiming the debts were valid
|
| 02/17/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I used to live at XXXX place at XXXX gave them notice no time also asked them to walk throw the apartment apartment manager told me every thing is ok but after 3 month i got phone call from HUNTER WAR FIELD telling me i owe XXXX which is not true call apartment corporate office talk to corporate office told me if i paid this amount she is going to pull out from collection as soon as convocation end on XXXX, XXXX, 2017 paid this full amount now its show on my credit report collection on my XXXX and XXXX report. Apartment office never send me any bill but without knowing send to the collection.
|
| 01/19/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XX/XX/XXXX I reached out and responded to company with documented evidence that the debt was not owed. I provided 30 written notice to vacate the premises dated for XX/XX/XXXX. The debt ledger that was provided list rental amount and late fees for XXXX and XX/XX/XXXX which is after the the premises were long vacated. I asked for follow up documentation in the form of required by law 5 day pay or rent quit notices or late rent notices from the original creditor as proof of rent owed and did not receive any further validation of debt. I am asking for them to validate this debt in its entirety.
|
| 02/23/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
These are the same collector I disputed previously from XXXX. I used to lived a apartment call " XXXX XXXX '' in XXXX XXXX XXXX from XXXX to XXXX and when my least ended at the same year. I notice the manager for two months ahead that I will not going to renew the least and I 'm planning to move out and she agree to it unless I 'm not going to ask her the deposit money. And when I ask her she said l 'm going to clean towards the apartment. Because, I told her I 'm leaving some of belongings in the apartment and I said you can donate it any charities of your choice and she agree to that too.
|
| 04/13/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received repeated calls ( weekly ) from these types of number ( XXXX ) claiming to be representatives from Hunter Warfield. The man told me I owed about {$17000.00} to a leasing company that owns XXXX XXXXXXXX XXXX I told him I never lived there. He provided the address ( a place in XXXX ) I said I do not recognize it. He asked for my date of birth and last 4 digits of SSN to verify it was me. He said the DOB did not match but the SSN was the same. He said he would file a claim for fraud. Then ended the call. I was still skeptical so I checked my credit report and theres no such charge.
|
| 11/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
When I was contacted by a representative for this company back XXXX of XXXX I made it clear to him I would be disputing this debt and to only contact me by mail. They have repeatedly called a few times left voice mails I saved and I told them again only contact me by mail in early XXXX and again repeated calls.i even confirmed it was put in their system do not call me. They confirmed it had been and couldn't give me the explanation of why the nuisance repeated calls and voice mails. They do say they record all phone calls for quality insurance it's no reason they can not provide records.
|
| 02/20/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I would like to dispute the errors listed below : While viewing my credit report I came across several errors on two different accounts. The first account error is Hunter Warfield, I am currently paying on the current balance of XXXX. On the account listed above both XXXX and XXXX have inaccurate /different total balances. They also both have different ( last reported ) dates as well as different ( last active ) dates.
Secondly, the second account by the name of XXXX has both different ( last active dates ) listed under two credit bureaus. XXXX and XXXX both have different active dates
|
| 02/23/2023 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
Servicemember |
|
I moved out a unit with XXXX XXXX on XX/XX/XXXX which it states on my lease. The collection agency calling me about a debt they claim I owe with this apartment complex for the month of XX/XX/XXXX and for the half of XX/XX/XXXX. The people from this collection agency ( Hunt war ) continuously trying to get me to pay a debt after showing proof it wasnt mind on many different occasions. XX/XX/XXXX a guy called me again to rant on about the debt Ive told him wasnt mine, to than bring up my employer and ask if I still work for them, using my job to black mail me to pay a fraudulent account.
|
| 06/14/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
I have been charged an amount when I previously paid the amount in full. I also notified the company which submitted documentation as a law firm and not a debt collector. This inaccurate information was still placed on my credit file of all three credit bureau which has significantly affected my credit score. The rental contract was scheduled to end on XX/XX/2020. I departed and submitted all keys on XX/XX/2020. Also per the documentation I have provided all fees had been paid as of XX/XX/2020. Please view that the amounts owed were addressing the dates from XX/XX/2020 until XX/XX/2020.
|
| 01/10/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
On XX/XX/2016 Hunter Warfield Inc add a derogatory mark on my credit report per XX/XX/XXXX. upon, further research, this account was transferred/sold and I am no longer responsible for the account. Debtors creditor did not verify this collection. also, there was No written form communication, contract, or signature for this accused debt at all. a bill without a signature does not validate the debt and anyone can send a bill and say its mines. according to the FCRA, Hunter Warfield Inc has violated my rights as a consumer and im requesting legal action to remove this account immediately.
|
| 10/16/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
The company in question was aware that I had moved out of the property. I sent them several communications and was promised to be contacted in regards to the matter, however, no contact was made.
Over 2 years later, and I get a notice that they've put my account into collections without notifying me. Aside from that the collection agency told me that company in question informed them that I had filed bankruptcy, which had never happened. This is completely asinine that I have to now take time out of my work day to resolve an issue that would and should have been dealt with 2 years ago.
|
| 03/11/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I have attempted to dispute the account with Hunter Warfield with the credit bureaus and they have indicated that the account has been updated. I would like to add that this company is not licensed to do business in the State of Michigan. As such, I am asking that they discontinue reporting that I owe a debt to them. With my recent dispute to the credit bureau, they have also updated my report, adding a family member 's name to the credit report. She has not pulled her report to confirm if they are reporting but if they are, I am requesting that they remove this information immediately.
|
| 08/18/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I received a XXXX XXXX XXXX alert. I saw Hunter Warfield fraudulently placed a negative collection account on my credit report. I don't know this company and never had any correspondence from Hunter Warfield or notices.
There are no contractual agreement in place giving Hunter Warfield a right to collect any debt from me or report to the major credit bureaus.
Hunter Warfield is a fraudulent business with currently a XXXX star with XXXX review, XXXX star with XXXX, XXXX star with XXXX, and not even XXXX accredited. Yet they can intrude on consumers credit report and harass consumers.
|
| 11/25/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have sent numerous debt validation notices and never received a response back from the creditor. As per the Fair Debt Collection Practice Act ( FDCPA ), a creditor is supposed to response and no attempt to collect until they have responded. However, this creditor has not responded and is still attempting to collect, which is in violation of the FDCPA.
However, the creditor did not send the required information and is still reporting to the credit bureaus, which is in violation of the FCRA. My next step is to contact a consumer protection attorney unless the matter is resolved here.
|
| 03/02/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
It has been deleted off XXXX and XXXX but XXXX is still reporting false information and harassing and calling and sending letters and keeping false inquiries that are not verified and accurate to my credit report! I have disputed over and over again and they are refusing to deleted these false things off of my credit report and sold false information to the credit bureau without my permission and false information and did not re investigate but instead constantly sending letters and it had caused me financially a lot of money and denials due to fraudulent accounts on my credit report!
|
| 12/23/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
After reviewing my credit report on XX/XX/2019, I discovered a debt in the amount of {$4400.00} on my XXXX report and {$4400.00} on my XXXX report for an account that I did not open. After filing several disputes and requesting an investigation with XXXX and XXXX to have the inaccuracies removed, I found that XXXX and XXXX continuously and knowingly intercepted inaccurate information from debtor ( s ) Hunter Warfield Inc., XXXX XXXX XXXX, and XXXX XXXX XXXX XXXX. In light of this, XXXX and XXXX failed to compel said debtor ( s ) to provide proof that the account was opened by me.
|
| 06/06/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I submitted a complaint against Hunter Warfield, for not contacting me and providing the validation letter from the alleged creditor. It is 30 days later, and I still have not received the following notice : Proof that I agreed to the alleged debt that is described in the enclosed letter, your proof shall include a full record of principal, payments and fees.
Proof of unbroken chain of title from ( XXXX XXXX ) to ( Hunter Warfield ) authorizing ( Hunter Warfield ) to collect alleged debt.
Show me that you are licensed to collect in my state, and provide licensed number if you are.
|
| 03/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Please see complaint XXXX.
XXXX XXXX reported collection owed to the credit reporting agencies for myself and my wife, XXXX XXXX XXXX, even after we previously complained that their collection is without merit or evidence.
As stated in the prior complaint. There was no evidence of smoking and receipts were provided for cleaning. Again the home was left in better condition than it was given to us. We have photographic evidence and yet XXXX XXXX ignored the evidence through their " resolution '' system. They also ignored the previous complain and went forward and ruined our credit.
|
| 10/10/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I was contacted by Hunter Warfield Inc. about a non existent debt. I requested validation of the alleged debt in accordance with 15 USC section 1692g of the FDCPA. What they sent me was not a validation of the debt. I had previously disputed the debt. On XX/XX/XXXX I sent a certified letter disputing the validity of the information they forwarded to me to validate the debt. They did not respond and proceeded to send a derogatory report to the credit bureau. Hunter Warfield, as a debt collector works on contingency as such they are attempting to strong arm me to pay money I don't owe.
|
| 12/11/2023 |
Yes |
- Debt collection
- Rental debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I have a small claim case with a future hearing date scheduled with the original company who sent this claim of debt to a collection agency. Invoice totals and final statement totals are not equal. An additional arbitrary and unexplained amount was also added to final statement.
XX/XX/2023 - Received email notice of an attempt to collect a debt XX/XX/2023 - Replied via automated system that I was disputing the accuracy of the claim.
XX/XX/2023 - Sent dispute via certified mail requesting accuracy of the claim.
XX/XX/2023 - Received notification that a derogatory claim on XXXX.
|
| 07/22/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have attempted to resolve this matter with this company since 2015 and have not been able to do so. This company is still reporting debt under my name for something I am not responsible for. I have attached a copy of the contract they sent as " proof '' of debt along with a letter I sent to XXXXn for their review of this item. This fraudulent contract does not contain my signature, therefore making it invalid and proving that this company is trying to collect a completely fraudulent debt. Please make this company delete this item from my credit history once and for all. Thank you.
|
| 04/07/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
I mailed a cease and dispute letter to Hunter Warfield on XXXX XXXX. XXXX XXXX I received verification of debt letter dated XXXX XXXX from Hunter Warfield. The envelope states " Collection & Asset Investigation ''. Whenever Hunter Warfield sends letters it says this on the envelopes and they are not suppose to use envelopes that reveal information indicating that the sender is a debt-collection agency. And it was extremely embarrassing because our postal carrier had accidentally put it a neighbor 's mailbox. Also they did not mail the verification of debt letter in a timely fashion.
|
| 03/10/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Taking/threatening an illegal action
- Threatened arrest/jail if do not pay
|
|
Web |
|
|
I won a case against a XXXX in XXXX. The judge ruled I notified the company in enough notice and was due a refund of the security deposit. The company sent the account to collections. I contacted the company and submitted disposition of the case. Hunter Warfield informed me that it does not matter what the court of law rules. They are in XXXX and I will be sued and taken to jail if I do n't pay. I can not understand how a debt collection agency state they have more power than the courts and they do not have to abide by the judges rule. This is a direct violation of FCA and illegal.
|
| 08/18/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I received a XXXX XXXX XXXX alert. I saw Hunter Warfield fraudulently placed a negative collection account on my credit report. I don't know this company and never had any correspondence from Hunter Warfield or notices.
There are no contractual agreement in place giving Hunter Warfield a right to collect any debt from me or report to the major credit bureaus.
Hunter Warfield is a fraudulent business with currently a 1.4 star with XXXX review, 1 star with XXXX, 1.23 star with XXXX, and not even XXXX accredited. Yet they can intrude on consumers credit report and harass consumers.
|
| 04/04/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I am submitting this complaint about XXXX XXXX. The company representatives ARE RUDE AND UNPROFESSIONAL. They contacted me about a debt from an old apartment community where I worked and lived. They never explained the debt break down and have added interest on the debt and it is negatively affecting my credit score every single month. I am currently trying to purchase a home and I am unable to move forward in the process. This company has failed at communicating with me to resolve this issue. The original balance has now increased by {$1500.00}. This is a balance from XX/XX/2016.
|
| 02/28/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
Hunter Warfield is reporting into XXXX XXXX inaccurate information that was removed from my XXXX report due to Identity Theft in XX/XX/XXXX and XX/XX/XXXX. I was denied housing on Friday, XX/XX/XXXX due to false credits reporting by the aforementioned into XXXX and I promptly contacted Hunter Warfield. They advised Accounts # XXXX XXXX XXXX XXXX {$490.00} # XXXX Commons of XXXX XXXX {$150.00} # XXXX XXXX XXXX Apartments {$180.00} were marked as Identity theft fraud but were still showing up in rental history databases. I asked for a prompt deletion and removal from all databases.
|
| 06/16/2017 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
We have received another scam letter fro m Hunter Warfield, claimin g they are attempting to collect a debt for a company we 've never encountered and an amount we 've never owed. I am well aware how these organizations work in attempting to purchase debts from creditors, manipulating people with similar names into believing they owe a debt that is not their own, and harassing said people until they give in and pay a debt they do not owe. I will not stand for this again! Companies like this should be taken down by the government for their deceptive and shameful acts of extortion.
|
| 06/16/2017 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
We have received another scam letter f rom Hunter Warfield, claiming t hey are attempting to collect a debt for a company we 've never encountered and an amount we 've never owed. I am well aware how these organizations work in attempting to purchase debts from creditors, manipulating people with similar names into believing they owe a debt that is not their own, and harassing said people until they give in and pay a debt they do not owe. I will not stand for this again! Companies like this should be taken down by the government for their deceptive and shameful acts of extortion.
|
| 08/11/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I was never on a lease with at a rental building called XXXX. i lived in the complex briefly but was never on the lease and only stayed there temporarily. Just recently I was contacted by a collection company stating that i owed XXXX. This ca n't be as I never was on any legal document. I 've attempted to have them send me the proof of debt to no avail as well as try to have the item removed by going directly to the bureaus. They are negatively affecting my ability to get a home loan at this point and I have no other place to turn. Please assist in any way that you can. Thank you
|
| 09/09/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
On XX/XX/2020 Hunter Warfield added a derogatory mark on my credit report per XXXX XXXX. Upon further research this account was transferred/sold and I am no longer responsible for the account. Debtors creditor did not verify this collection. Also there was NO written form of communication, contract, or signature for this accused debt at all. A bill without a signature does not validate the debt and anyone can send a bill saying it is mine. According to the FCRA, Hunter WarField has violated my rights as a consumer and Im requesting legal action to remove the account immediately.
|
| 05/29/2020 |
Yes |
- Debt collection
- Mortgage debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I have been contacting this company for over a year to confirm the debt. The company has refused to provide any type of debt validation. They have also lied in reference to what the debt was for, as they stated it was for an eviction but Ive never been evicted. I have also disputed this with the credit bureaus with no success or validation being provided. After placing a cease and desist on my account I still received calls from this company. They refuse to escalate my request and are very abrasive. The debt is for {$2400.00} and I have no clue where this amount is coming from.
|
| 07/18/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Original debt was {$2100.00} in XXXX , now {$2700.00}. Charges variable amounts. Different each month with each credit bureau. I would like to know the maximum interest that can be charged from this debt collection agency. Is there a % or standard amount ( set ) each month. I have tried to settle with this company. Set up arrangements and could not contact to make payments. Accepted payment in XXXX & XX/XX/XXXX . Credit report has not been updated either time. Rude behavior when discussing debt and has never given explanation of debt.
Yelling and making threatening remarks.
|
| 11/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
The first time I heard of this debt was when got an alert in a change in my credit score. I looked up the name of the new account that was showing up on my credit report. It pointed me to a company called Hunter Warfield XXXX XXXX XXXX XXXX XXXX. I called the number on the website and got connected to someone who knew the details of my " case ''. Apparently the charge orriginates from ~ {$300.00} of cleaning fees that were not paid.
I asked for any documentation they have of the debt and I haven't recieved any reposnse yet. I haven't been able to get in touch with them since.
|
| 07/14/2021 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
|
|
Web |
Servicemember |
|
Hunter Warfield refuses to provide proof of debt Hunter Warfield NEVER sent notice of debt This debt was never even reported to the credit agencies so how valid can this debt be?
Hunter Warfield refuses to provide an explanation of debt and the date it was incurred Hunter Warfield used strong arm tactics to prevent me from being approved for an apartment in which I need to live. Hunter Warfield 's tactics are illegal and have caused me to be homeless at this time.
The balance was paid by my father so I can have an apartment and there is still no resolution to this problem.
|
| 01/04/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
It started with me getting bills from different credit cards with my maiden name XXXX XXXX being used. I closed the said accounts but then I got a colllections notice for a XXXX XXXX XXXX that Im delinquent on a loan/ bill for over {$12000.00}. Ive not used my maiden name since XX/XX/2005. Ive lived with my husband so I have proof that I have no apartment. Im getting a police report. Ive always paid all my bills on time. This is beyond concerning that after having great credit no one contacted me. I have XXXX XXXX from here on out. Please help me try to rectify this situation.
|
| 11/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
The first time I heard of this debt was when got an alert in a change in my credit score. I looked up the name of the new account that was showing up on my credit report. It pointed me to a company called Hunter Warfield XXXX XXXX XXXX XXXX XXXX I called the number on the website and got connected to someone who knew the details of my " case ''. Apparently the charge orriginates from ~ {$300.00} of cleaning fees that were not paid.
I asked for any documentation they have of the debt and I haven't recieved any reposnse yet. I haven't been able to get in touch with them since.
|
| 06/10/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Hunter Warfield Called me for the DEBT i owed for amount of XXXX $ which was opened on XX/XX/XXXX in my credit History.
Over the call they explained that i owe this with XXXX XXXX - XXXX XXXX XXXX, XXXX XXXX, MN XXXX. I had rented with them from XX/XX/XXXX till XX/XX/XXXX. I had successfully closed my lease with all dues pending.
I asked Hunter Warfield to give details of amount i owed last month but never got response. I contacted XXXX XXXX but the management has changed so they don't have any records.
This amount is now there on my credit history and affecting the same.
|
| 05/08/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have been receiving calls & voicemails from a debt collection agency, HunterWarfield, XXXX, XXXX, XXXX, since XX/XX/2020, daily, for a debt apparently owed by my daughter, that I have no responsibilities for, e.g. : I have never cosigned a loan for her. I also sent complaint to the Iowa Attorney General a week ago, but at the time I did not know why they were calling me. Earlier this week they left voice mail asking for my daughter. I will not answer their calls or contact them as the research on this company indicates they use bullying, threatening, and scammy techniques.
|
| 07/29/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
My wife and I are getting repeated calls almost on a daily basis. Some are robotic calls ( not a real person ) and some are live people. I have requested the calls stop, but they continue. This feels like harassment. The people from the live phone calls scared my wife with scare tactics to make us pay for unknown debt collection. No company should try and scare you or threatening you like this. The collection company will not give me any information retaining to the collection either. I am seeking seeking further help about harassment with law enforcement or family lawyer.
|
| 04/16/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Hunter Warfield Inc add a derogatory mark on my credit report per XXXX XXXX. upon, further research, this account was transferred/sold and I am no longer responsible for the account. Debtors creditor did not verify this collection. also, there was No written form communication, contract, or signature for this accused debt at all. a bill without a signature does not validate the debt and anyone can send a bill and say its mines. according to the FCRA, Hunter Warfield Inc has violated my rights as a consumer and im requesting legal action to remove this account immediately.
|
| 03/16/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
On XX/XX/2015, my attorney wrote Hunter Warfield a letter of representation regarding HW 's efforts to collect an illegal debt and requested that it cease and desist further collection efforts and remove negative information from the 3 credit bureaus. The letter was faxed, mailed and emailed to three people at Hunter Warfield and XXXX XXXX XXXX. The debt was not validated per my attorney 's request. My attorney and I never heard another word from this creditor. It was assumed this matter was disposed of. I recently received a notice from XXXX of this derogatory reporting.
|
| 05/06/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX XXXX XXXX XXXX XXXX XXXX, Texas XXXX You are in direct violation of The Fair Credit Reporting ACT ( HUNTER WARFIELD INC ) has violated several of my rights.
15 U.S.C. 1681 Section 602 A. clearly states that I have the right to privacy.
15 U.S.C 1681 Section 604A. Section 2 it also states a consumer reporting Agency can not furnish an account without my written instructions.
15U.S.C. credit plan as late for any purpose.
Remove these late payments and update this account immediately as you are in direct violation of several laws under The Fair Credit Reporting Act
|
| 11/23/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Sued you in a state where you do not live or did not sign for the debt
|
|
Web |
|
|
Hunter-Warfield does not own this debt and this debt is invalid. Hunter-Warfield was persuing an alleged debt for XXXX XXXX XXXX XXXX in the amount of {$3300.00}. I have already had two attempted lawsuit 's, in the wrong state which had to be thrown out. Also, the amount of the debt is outrageously invalid. As of now, a law firm- XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX . are persuing legal action with an alleged balance of {$2700.00} for XXXX XXXX XXXX XXXX. This debt is not owed and is not my debt. This debt needs to be removed from my credit report. Thank You
|
| 10/13/2023 |
Yes |
- Debt collection
- Rental debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX XXXX XXXX XXXX, PA overcharged for rent and kept on increasing rent annually to a ridiculous amount that we could no longer afford. Then they charged us for late fees, including cable, TV, etc. there were tires out our back door and did not keep up with the neighbors constantly Harassing us. With there loud cars. They then turned over everything to Hunter Warfield, a collection agency out of XXXX Florida and has reported the amounts owed and inflated the price for the last three years. I am filing a lawsuit for harassment and dishonest fees, and collection tactics.
|
| 08/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
|
|
creditor did not have permission to contact my employer directly. I never gave them my email address or work phone info in a totally different state.
I do not owe the original creditor ; yet they are still doing this repeatedly because of the actions of their own employee- who picked up the keys and fob of the apartment and had a party ( neighbors witnessed ). They then charged me with an additional month 's rent and cleaning fees. When I refused and provided proof I was accused of lying and that they should have never rented to " people like me, in the first place. ''
|
| 12/23/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
As far back as XXXX/XXXX/XXXX, I furnished collection agency Hunter Warfield with proof I was paying this debt to the original creditor via a wage garnishment order. I recently learned this company is still reporting the full amount of the debt as outstanding. Last month, I mailed them a copy of the court document Acknowledgment of Satisfaction of Debt filed on XXXX/XXXX/XXXX by the original creditor showing the debt has been fully satisfied. They again mailed me a form letter, ignoring my documents submitted and listing the full debt as still outstanding and fully due.
|
| 01/14/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Was not notified of a debt owed before placed into collections. They did not send back up documentation of debt owed. Excessive monthly charges, extortion to intimidate if do not settle credit will continue to be damaged and I will not be able to buy a home. If I do pay in full, it will still remain on credit report and lender will not let me buy a home. That it is better to wait the 7 years. They harass me, are rude, degrading in telling me I should of read the lease. That I can call a lawyer but there is still nothing I can do. This is detrimental to me and my family.
|
| 03/27/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I completely settled this debt with this company.
I paid the agreed settlement amount due of {$1400.00} as of XX/XX/2023. I received a letter saying that this debt was satisfied.
The company representatives that I talked to said that once I paid this debt off, then they would completely delete the collection off of my credit report.
Hunter Warfield has not deleted this item off of my credit report, and they are still reporting a balance of {$1400.00} to the all three credit bureaus. They keep reporting a balance instead of deleting the item off my credit report.
|
| 01/29/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have sent 2 certified letters to HUNTER WARFIELD they have refused to acknowledge these letter for them to Only to ( VALIDATED ) this so called debt I Dont need a verification done I demand this debt to be VALIDATED by XX/XX/2018 received this Certified letter on XX/XX/2018 Tracking number # XXXX this company is demand they VALIDATED this debt they claim I owe. They have refused to VALIDATED this so called debt I will be filling a lawsuit against this company if debt not VALIDATED within the time allowed. Send results by email only @ XXXX UCC 1-308 WITHOUT PREJUDICE
|
| 11/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
My name is XXXX XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. I have been patiently waiting on their response about the written requests I sent. However, any modes of response or coordination were not taken on their end. They have not complied with the Fair Credit Reporting Act, 15 USC Sections 1681i within the time allowed by law and continued reporting as unverified information which now, given all my attempts to address it directly with the creditor, as willful negligence and non-compliance with federal statutes.
|
| 12/08/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Sometime in XXXX or XXXX this derogatory remark of this company appeared on my credit showing that I owe XXXX from a company name Hunter Warfield and creditor name XXXXXXXX XXXX XXXX
I tried to dispute this over and over again for the last few years but nothing was ever done XXXX XXXX XXXX.
I called this creditor on XX/XX/XXXX to address the issue and what to do about getting this off my credit report. They instructed me to file a police report and notarized affidavit along with 2 forms of I.D .
This is not my debt and a fraud attempt someone has used in my name.
|
| 03/31/2015 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Years ago when they first harassed me about this issue I asked them to send me the application form where I signed that I understood that I would be charged extra for any pet damages since I had already paid additional every month to have my pet ( that would have been covered for damages ) Also, I wanted photos of the damages because the property manager had told me no one would be available for a walk through with me when I left the apartment so this whole thing seems like a scam to me to get money. They never contacted me again after I requested this information.
|
| 12/14/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
On XX/XX/2023 XXXX XXXX added a derogatory mark on my credit report per XXXX. Upon further research, this account was transferred/sold and i am no longer responsible for the account. Debtor creditor did not verify this collection. Also there was no written form of communication, contract or signature for this accused debt at all. A bill without a signature does not validate the debt and anybody can send a bill and say its mines. According to the FCRA XXXX XXXX has violated my rights as a consumer and i'm requesting legal action to remove this account immediately.
|
| 09/17/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a letter from Hunter Warfield dated XXXX XXXX, 2017 saying I owed them {$340.00} that they werre collecting on behalf of XXXX XXXX.
I called them today but they only take calls during normal business hours. I sent them an email telling them I have no knowledge of such debt, have never had any interaction with XXXX XXXX and to cease efforts to collect such debt. I told them if I do n't hear back from them within 48 hours I would contact the appropriate authorities.
Nonetheless, I want to start the complaint process now before this affects my credit.
|
| 07/19/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I sent a correspondence to Hunter Warfield at XXXX XXXX XXXX XXXX, XXXX, FL XXXX ( XXXX ) XXXXThird Party CollectionsI demanded a validation and verification basically some form of contract background. I received a letter stating that the account could not be verified and that they would send information to the XXXX Major credit bureau XXXX, XXXX, XXXX to have the account deleted and removed. The account in question was deleted from my XXXX XXXX report. However the account was reported as being closed on my XXXX and XXXX reports when it should have been deleted.
|
| 04/30/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Account # XXXX Account Type Collection Agency/Attorney Creditor Type Original Creditor XXXX XXXX XXXX Amount Allegedly Owed {$1200.00} Placed in Collections XX/XX/XXXX Last Verified Date XX/XX/XXXX Current Reporting Creditor HUNTER WARFIELD INC XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX : ( XXXX ) XXXX After carefully reviewing my credit report, I was not able to determine the source of this debt. I have never received a letter from creditors explaining to me what the debt is for. I would kindly like to request the deletion of this collection from my credit report.
|
| 12/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Hunter Warfield collections company keeps calling me repeatedly from different numbers in attempt to collect about {$200.00} for an apartment application that I never submitted. I've told the representative that the apartment complex XXXX XXXXXXXX in XXXX, TX lied and sent my file to collections falsely because how does someone submit an application without a payment going through? I have bank statement from XX/XX/2021 that shows I paid {$440.00} for the application, security deposit, and administration fee, so there is no reason for me to owe anyone {$200.00}.
|
| 03/20/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
Hunter Warfield added collection to my report. I contacted them last year in regards to this item since I had no knowledge of the debt. They failed to respond with validation, but removed the item from my report. On XX/XX/2017, I received a bill. I responded with a cease & desist letter and stated I had no contract with Hunter Warfield, and that any damage to my credit would result in complaints to the CFPB and Attorney General, as well as a possible lawsuit. The item was added back to my report WITHOUT notification as is required once an item has been removed.
|
| 10/09/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I had credit card fraud in XXXX. This about the time I received daily calls from XXXX XXXX XXXX XXXX. I also received a call from XXXX XXXX XXXX out of Texas. I returned call twice to ext. no. and left message with no response. I then called hunter and explained that I did not do this purchase. The rep. said it was shipped to XXXX. I live in XXXX. The calls stopped until wed. XX/XX/XXXX. Now I have received 5 calls since.
Now Hunter sent a bill XXXX XX/XX/XXXX for {$100.00} with interest. I have never heard of this co.. I did not open account or authorize it.
|
| 08/10/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Creditor Name HUNTER WARFIELD INC Account No. XXXX Original Creditor XXXX XXXX XXXX Responsibility Individual Condition Derogatory Original Balance {$2100.00} Balance {$3100.00} Date Opened XXXX/XXXX/XXXX Date Reported XXXX/XXXX/XXXX Remarks Placed for collection They are trying to collect on a last month of rent for a place that was moved out to due BLACK MOLD, Broken garbage disposal and kept back flowing into the dishwasher/clean dishes so I was force to hand wash all dishes and the outside of my door was graphittied with a XXXX which was not taken care of.
|
| 12/17/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This company continues to charge a fee for what they list as a charge off, closed account or open account. Finally received some paper work and they say it 's from a rental agreement from breaking a lease 6 months early. The rental company is denying a lease broken. The amount once it 's disputed will increase a dollar or two every couple month. So my question how can they keep charging interests on account that they never started or I never sign a contract? The other problem is they keep returning on my credit report once it is removed. They make sure it is.
|
| 09/04/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On XX/XX/, I received a letter from Hunter Warfield attempting to collect a debt from XXXX at XXXX in XXXX Colorado ( XXXX ) in the amount of {$7300.00}. I attempted to contact XXXX at XXXX to rectify this fraudulent account. They were aware that the person that was using my name was identity theft. I contacted them prior to filing the police report. A detective ( XXXX XXXX XXXX ) assigned to the case contacted XXXX at XXXX to identify the perpetrator but was unsuccessful. The person was later evicted and the remaining unpaid balance was sent to collections.
|
| 06/04/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I had a past due balance from an apartment Complex called XXXX XXXX which was sent to Hunter Warfield, a collection agency. I spoke with XXXX XXXX back in XX/XX/XXXX who said that my balance was {$570.00}, but was willing to settle for {$220.00}. I was unable to do that as I originally planned. I called the agency back today & spoke with XXXX XXXX who now says that my balance is {$580.00}. I asked why and he said that they charge interest and that they 've had the account since XX/XX/XXXX. When I .looked at paperwork from XXXX XXXX, my balance was {$520.00}.
|
| 04/21/2022 |
Yes |
- Debt collection
- Mortgage debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I was not eviction. I didn't own no money. The manager of the apartment Stat that in text message. I still that he was removed this my credit report. I been going back forward with him about having this removed. Now it's on my credit report 2 time. I only live there one time.
Accordance with the fair credit it reporting act XXXX account # had violated my rights.
15 u.s.c 1681 section 602.A. state I ha e the right to priva y.
15 u.s.c 1681 section 604A sect63 : It also state a consumer reporting agency can't famish account without my written instructions
|
| 01/16/2018 |
Yes |
- Debt collection
- Mortgage debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I was trying to get a home and was told that i had to pay that off or show that there was a payment plan provided so i call Hunter Warfield to talk about the account and they said they could do the payment plan but they will not send me a copy of the agreement and i have have talked to other debt collectors and they said it was by law that they have to give a copy of that and i can not get them to give me a copy im not wanting a paper saying its paid in full just a copy on the laid out payments are going to be they can be reached at XXXX Thank you XXXX XXXX
|
| 09/16/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
|
|
Web |
|
|
To whom this may concern, XXXX XXXX Consumer Financial Protection Bureau I am writing to request the removal of unauthorized credit inquiry/inquiries on my ( name of the credit bureauXXXX, XXXX and/or XXXX ) credit report XXXX My latest credit report shows ( number of hard inquiries you are disputing ) credit inquiry/inquiries that I did not authorize.
The XXXX XXXX - XXXX XXXX XXXX XX/XX/2022 For {$7600.00} I made a police report about this.
Ive been at the California address pass couple years.
Please remove this activity. Its causing a hardship.
|
| 03/30/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The owner ( XXXX XXXX ) mother ( XXXX XXXX ) has my information from a tax return I never collected from her, they are accusing me of messing up an apartment I only stayed for 2 months and left peacefully and clean space.now they arnt giving me my return and they arnt giving me my money I payed them for the month when I left on the XXXX XXXX XXXX. They sent me pictures blackmailing me and blaming me for things I never did. Now they are using my information to fraudulently tie my name to a lease I never signed and I didnt live in for the whole duration.
|
| 04/21/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
There has been a collection placed on my account with XXXX. It has shown to me from multiple credit access accounts several different amounts, dates it was opened on etc.
This amount has not been validated through a judgment nor a wet signature from me.
I spoke with XXXX about these issues ( after promptly sending letters and disputing on multiple occasions ), we spoke on XX/XX/2023 and they confirmed that they are reporting inaccurate amounts for XXXX and XXXX and have put this in dispute via telephone.
This will be my complaint amongst multiple.
|
| 04/27/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hunter Warfield has placed a negative collection item on my XXXX credit report in the amount of {$20000.00}. I have never had any contracts with Hunter Warfield nor any of their clients.
Hunter Warfield has harassed me with numerous phone calls as well as emails on a daily bases. They are reporting inaccurate information on my credit reports and have failed to validate any debts that they claim that I owe.
This collection is erroneous and does not belong to me.
I am requesting immediate removal of this erroneous account which was date XX/XX/2020.
|
| 04/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX is trying to collect on behalf of XXXX XXXX XXXX for a debt I do not owe. I have asked for a contract with my signature, disputed with the credit bureaus, as well as verification that I am responsible. They just provided a statement and my name does not appear on anything they have. However, they are still attempting to try to collect from me because of an association with the people on any documentation. I am not responsible and they have not provided ANYTHING to prove otherwise. I thank you in advance for your help in resolving this matter.
|
| 08/06/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American, Servicemember |
|
I keep getting phone calls from Hunter Warfield Company. Latest call was at XXXX XXXX today. The number that called me was from XXXX. I called them back and they stated they are debt collection agency and trying to contact a XXXX XXXX. I am not XXXX XXXX and do not have any bad debts, from last 40 years. I did have bad debt almost 50 years ago, but nothing since then. I have asked them to stop calling me as I am XXXX years old and in poor health. They keep saying that will mark my number- XXXX as bad number for this person, but the calls keep coming.
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| 10/31/2017 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I have tried several attempts to resolve the issue with Hunter Warfield but no response to the issues at hand. provided court record to the dismissal that XXXX XXXX did not respond to the court of on going issues and other issues at hand. XXXX XXXX did not respond to legal mail sent to them on the issues at hand.
If the matter cant be resolved I will be force to take this back to court and let a judge ask why XXXX XXXX never showed up to what they file on and there was 2 times they never showed to court and there was on going issues at hand as well.
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| 04/24/2017 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Disputed this claim with the landlord of XXXX XXXX XXXX XXXX , XXXX , KY. Charged for utilities after I moved. Due to renovations conducted the apartment became a health hazard. I paid rent due according to the lease. They were obstinate about paying utilities no longer in use after I moved and entered the apartment after I left and were working on it while I still had time remaining on the lease. I do n't know when they allowed another occupant into that apartment. It has been reported to XXXX and to XXXX . Online disputes to no avail.
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| 08/23/2022 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I sent XXXX XXXX a letter requesting validation of the debt. All they sent me was a contract with electronic signatures. This is not sufficient proof. Anyone can submit an electronic signature. Also there wasn't a chain of custody or any other documents they should've receive from the original creditor.
They are also attempting to collect interest on this account which I know for sure is illegal because the original contract they sent did not have any language saying interest could be collected. So it is illegal for XXXX XXXX to charge me interest.
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| 04/29/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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I have two charges from two separate agencies in the amount of {$3000.00} each. I would like for you to remove one of the accounts from my credit report so i can increase my credit score to something fair instead of poor. Also Im trying to figure out why the amount was so high, when i got the court report from the management office it said that i owed XXXX dollars a month on a twelve year lease When i was evicted i only had five months remaining on the lease. Please respond to this e-mail and let me know the necessary steps i need to take. Thank You.
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| 05/05/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
Servicemember |
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Requested debt validation from Hunter Warfield for an apartment complex that I have never lived in, and the account that was listed in collection in my credit report. The response from the debt collector was a request of a copy of my Social Security Card and Drivers Licence. Since they could not properly validate the debt or even prove they were dealing with the correct person. Sent them a XXXX letter informing them that they did not properly validate the debt per FDCPA and requested they remove the account from my credit report and refused to do so.
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| 02/23/2021 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Hunter Warfield has attempted to collect a debt utilizing illegal tactics. They were unable to verify this debt and had to have it removed from my credit. In response to this they decided to change the name of the company and re-report it as HWarfield instead. This is an illegal tactic as it should not be on my account due to the fact that it is not my account and unable to be verified. This is illegal and causing me great damage as I am attemting to purchase a home and this is stopping that process possibly leaving me and my family without a home.
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| 07/26/2018 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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Hunter Warfield & original creditor XXXX XXXX continue to falsely add a debt to my credit report. I have told them several times this is not my debt. The social security number and address on their orignal documents do not match any of my personal information. The only thing that matches is my name. I told them this is not my debt and they refuse to remove. I even disputed several times with XXXX. they lied to XXXX and said they had the correct social and address which they do not. When I call to talk to them they are rude and use foul languages.
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| 01/22/2023 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Months ago I reviewed my credit file and noticed a collection from Hunter Warfield for XXXX XXXX that I did not recognize. I tried reaching out and validating the debt directly with Hunter Warfield, since I do not recognize these alleged debts. I have never received any initial communication from the collection company Hunter Warfield, they also failed to respond to my debt validation. They also are charging interest % on the alleged amount, since every month I see the balance go up on my credit report. I was not sure that was legal practices.
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| 06/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Other personal consumer report
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- Problem with a company's investigation into an existing issue
- Was not notified of investigation status or results
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Web |
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On XX/XX/2021 I sent a letter regarding an inaccurate and unknown credit report. Its been over 60 days I have not received a response yet. I feel like Im being taken advantage of and being ignored by my disputes. Section 611 ( a ) it its plainly stated that a failure to investigate these items with in 30 days give a reason to immediately remove those items from my credit report. Its has been over 50 day so its should be deleted promptly. I demand this account to be deleted immediately or I will file for ligation due to the stress you caused me.
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| 12/28/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
Servicemember |
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I am in the XXXX XXXX, I currently am XXXX in XXXX XXXX. In XXXX I was made aware of an account in collection for an account opened in my name via identity theft. I called the XXXX XXXX Police Department on XX/XX/XXXX at XXXXPST. The case number is XXXX. The account was opened in XXXX Texas with XXXX XXXX XXXX XXXX on XX/XX/XXXX - XX/XX/XXXX. The account went delinquent on XX/XX/XXXX in the amount of {$3200.00} and was turned over to Hunterwarfield on XX/XX/XXXX. I have submitted an affidavit and the account number with Hunter Warfield is XXXX.
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| 07/14/2017 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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Hunter Warfield is stating I owe them a debt in which I DO NOT. All amounts were paid before I left the rental company. Spoke to the manager of the rental company they charged extra but requested my family to leave the premises by XXXX XXXX, 2016. In which we did, they kept our security deposit to now receive a letter from Hunter Warfield on their behalf. We are not responsible for the move out fee 's before 60 days as we were requested to be out. We do NOT owe this debt!! We 've sent debt validation letters and they 've refused to respond.
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| 08/10/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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XXXX XXXX XXXX XXXX has 2 files one past due from move in XX/XX/18 to XX/XX/18 total outstanding {$4400.00} then another in collections dated XX/XX/18 in the amount of {$4400.00} This is the dwelling rented by XXXX XXXX ; I was the XXXX for his XXXX child. I was told since I would be in the dwelling while caring my name should be listed as authorized to be there. I did not have anything to do with any lease as I never resided at the unit. I have spoken to an agency attempting to ask for a payment and I provided them with the same information
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| 08/17/2020 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Older American |
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I was forced to leave XXXX XXXX XXXX due to unsafe and healthy conditions and notified them of such. when I moved out I owed nothing and they owed me a credit plus my security deposit. I filed a complaint in court to receive my security deposit back and received it. They then Hired a collection agency who then posted a false collections report on my credit record. I filed a dispute with the collection agency Hunter Warfield and receive no response, and I filed a dispute with XXXX.
This is in XXXX county XXXX, Maryland. I moved out XX/XX/2019.
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| 09/26/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Hello I recently I went to court and was ordered to pay XXXX XXXX XXXX XXXX {$320.00} for pro-rated rent. XX/XX/XXXX I have attached my proof to this complaint. The collection agency has put a crazy amount on all three credit bureau for XXXX. I do not owe this amount. I have already paid what I owed. I'm currently in the process of buying a home and this is impacting my process. I need the company to remove this collection from all three credit bureau 's. I need them to produce a lease with my signature for XX/XX/XXXX showing I owe this debt.
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| 12/15/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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XX/XX/2020 Hunter Warfield, INC added a derogatory mark on my credit report per XXXX XXXX. I have had many unsuccessful disputes with the Credit Bureaus in reference to the Hunter Warfield Account. The account was settled for a pay for deletion but reflects as charged off and still accumulating interest for the past few years. No written form of communication or verified debt was ever sent to me. According to the FCRA, Hunter Warfield INC, has violated my rights as a consumer and Im requesting legal action to remove this account immediately.
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| 01/29/2019 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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This company is illegally reporting on my credit that i owe on a debt that i do not owe. The property management company they are claiming i owe money are all currently in jail for Fraud and for illegally charging fees. My dad and i were one of those victims. My dad filed a complaint with the State Attorneys office about this Exact account. Magically the debt WE DO NOT OWE was removed from all his credit reports. It was also removed from 2 of mine. But they are still reporting on XXXX credit bureau that i still owe this debt and i do NOT.
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| 04/21/2017 |
Yes |
- Debt collection
- I do not know
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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( Hunter Warfield Inc ), continued attempts to collect debt I do not owe.
I have disputed ( Hunter Warfield Inc ), account number XXXX because the debt is not mine with the XXXX XXXX credit bureaus on XXXX , 2017 , XXXX , 2017 . But to no avail the item remains on my report an d ( Hunter Warfield Inc ), has not provided me a copy of ANY original documentation required under Section 609 ( a ) ( 1 ) ( A ) & Section 611 ( a ) ( 1 ) ( A ) ( a consumer contract with my signature on it ) and under Section 611 ( 5 ) ( A ) of the FCRA.
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| 04/03/2018 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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This company is not licensed to collect debt in Michigan. The companys name is Hunter Warfield.
Address : XXXX XXXX XXXX XXXX XXXX, FL XXXX Amount : {$4600.00} This company is attempting to collect a debt that is not owed to them. I never signed any agreement with this creditor. They called me multiple times & harassed me to the point where I had to change my telephone number. This company is also reporting on my credit bureau reports. I attempted to have the debt validated and the company was unable to validate it with a signature page.
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| 10/07/2023 |
Yes |
- Debt collection
- Rental debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I have received numerous calls from aggressive people calling about a debt since I don't believe I owe this debt I asked for documentation and all information to be sent in writing. After I firmly told them this they stopped calling but it is on my credit report.
As I left the apartment due to an infestation that the apartment agreed to waive the termination fee and to let me out of my lease for which I have documentation of I do not believe I owe this debt.
This company refuses to supply the necessary written proof of any owed debt.
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| 09/06/2023 |
Yes |
- Debt collection
- Rental debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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As of XX/XX/2023 I wrote a letter of dispute to the company Hunter Warfiled.
This company violated my consumer rights and the information is inaccurate. This company also violated my privacy without my consent. Hunter Warfield is also in noncompliance with the Privacy of Consumer Financial Information Rule of the Gramm Leach Bliley Act for sharing my nonpublic personal information to nonaffiliated third parties and not providing me a notice that complies with section 6803 and giving me the opportunity to opt out pursuant to 15 USC 6802.
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| 10/18/2021 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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I am a consumer pursuant to 15 U.S.C 1681 ( c ), you are a debt collector pursuant to 15 U.S.C 1692a ( 6 ). To my understanding all credit reporting agencies get their information from the same company sourced as the original creditor. The inaccuracies being reported are detrimental to my credit capacity, credit worthiness, and credit standing. XXXX has investigated this dispute and removed the error immediately. If all credit reporting agencies retrieve their information from the same original creditor there should be no misinformation.
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| 05/15/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
Older American |
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I received an alert on my credit report. I noticed a Hunter Warfield collection on my credit report. It originated from XXXX XXXX XXXX XXXX, XXXX.
XXXX apts pulled the eviction on XX/XX/2022 from the court system. I was evicted on XX/XX/2022. XXXX never started the process, over nor contacted me. I answered the court by having a mediation in which I never had.
Violations 15 USC 1681B PERMISSIBLE PURPOSE OF CREDIT REPORT FDCPA PROHIBITS DRBT COLLECTION COMPANIES FROM BEING ABUSIVE, AND UNFAIR. OR DECEPTIVE PRACTICES TO COLLECT A DEBT.
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| 05/15/2023 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
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Web |
Older American |
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I noticed on my credit report that Hunter Warfield started I owed XXXX XXXX. I never received a letter confirming my debt. I was evicted without a hearing after XXXX pulled my eviction on XX/XX/. I was evicted I XX/XX/XXXX without XXXX going through proper procedures after withdrawal from eviction. This is illegal and I will add this to legal aid. Please remove from credit report. I filed my paperwork for a hearing before eviction. Since the original creditor, XXXX sold my debt to another agency they have forfeited any right to collect
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| 10/23/2019 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
Servicemember |
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I have sent Hunter Warfiield two certified letters on separate occasions asking them to verify the debt owed. They sent back a print out that did not include the last payment that I made, my signature or the signature from the original debtor. When asked to verify Hunter Warfield told me " no, the print out is enough ''. I have sent them another certified letter ( this makes three letters that have been sent out via certified mail to Hunter Warfield ) requesting that they remove this account from my report since it can not be verified.
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| 01/11/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I received a letter from Hunter Warfield dated XX/XX/XXXX which was an attempt to collect on a debt that I did not owe, and never incurred. I received this letter on XX/XX/XXXX. I sent a demand for a debt validation letter on XX/XX/XXXX via XXXX certified mail. I never received the requested validation, or any communication from Hunter Warfield, until today. Today, XX/XX/XXXX I received another letter dated XX/XX/XXXX which was an attempt to collect on that same debt which I do not owe and never incurrred in the amount of {$1600.00}.
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| 08/10/2023 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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Hunter Warfield attempted to collect a {$1600.00} unpaid rent debt after the original owner sent documents on XX/XX/14 updating the debt to {$800.00}. On XXXX, they were told in an email by the original owner that the debt is {$800.00} after I attempted to dispute the debt, but promptly ignored the message and continued to go after the {$1600.00}. The investigation after this has been open for a week, and should already be resolved as I sent the document and email proving said debt was not {$1600.00}, provided by the original owner.
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| 08/23/2019 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Servicemember |
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This year out of the blue I receive a letter from HUNTER WARFIELD INC XXXX XXXX XXXX XXXX XXXX, FL XXXX. I have never heard of this company nor ever had a contract with them. I sent a letter asking them to provided proof I own them a debt. They did not comply and next thing they did was report on my credit report as a collections. I never had a contract with the company nor gave consent for them to report on my credit report. I want them to cease and desist any further actions and to remove any negative remarks off my credit report.
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| 08/07/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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XXXX XXXX will not move inaccurate info that the other company have also ftc violation and police violations sent hpd and fair credit act XXXX had the never to say my police reports were fame whey dont they call me and we can go up there together and ask the police department if they were real!!! i'll pay for the trip to XXXX but if they are real i get all the pain suffering and lost income and i get to file XXXX insurance policy hippa violaiton XXXX XXXX are using unfairl pratices to ftc vilation and fair credit report act an hippa
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| 11/04/2023 |
Yes |
- Debt collection
- Rental debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Hunter Warfield added this account to my credit report, which does not belong to me only belongs to XXXX XXXX. I had my own lease at the time and this debt should not in be in my name. The rental company/landlord already updated the statement and account to reflect her name. They also written off the entire account due to an issue XXXX XXXX was having with them to prevent legal issues with her. Hunter Warfield has ignored my letters explaining this and has refused to remove these off my credit reports with the major credit bureaus
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| 04/12/2021 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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On XX/XX/2021 XXXX XXXX the Owner of XXXX XXXX, managing the property XXXX XXXX XXXX XXXX offered me to 'just leave now ', while being under the protection of the CDC XXXX XXXX. The offer did not have an expiration date or a specific time frame requesting an answer for the offer. On XX/XX/2021, I received an email from XXXX XXXX, XXXX giving me notice that XXXX XXXX has filed a collection against me. I have in writing, XXXX XXXX stating if we 'just leave now ', that the owner of the building would not pursue legal/credit recourse.
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| 12/30/2017 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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XX/XX/XXXX a collection was reported to my credit file in the amount of XXXX. I have no knowledge of this account. So I was disputed it XX/XX/XXXX. It was removed. The collection was added again XX/XX/XXXX. I disputed it. They told me the information was verified. I stated I never received any communication that I owed the debt to this company nor do I have knowledge of the account. XX/XX/XXXX I received a notice in the mail with the collection company telling me I owe them XXXX. No information verifying the account belongs to me.
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| 08/28/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
Servicemember |
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XXXX has the following information on my credit report and it is not correct : Has a past address of : XXXX XXXX XXXX XXXX XXXX TX XXXX I have never lived in Texas.
Shows a late payment account from : XXXX XXXX This has never been late.
Hunter Warfield , Inc .
This account does not belong to me.
Shows an inquiry from : XXXX XXXX XXXX. I did not authorize this.
XXXX XXXX XXXX I did not authorize this.
XXXX XXXX. I did not authorize this.
XXXX XXXX XXXX. I did not authorize this.
XXXX XXXX XXXX. I did not authorize this.
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| 12/18/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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Hunter Watrfield claims to be collecting on behalf of XXXX some rental company which I never had business with. My numerous attempts to resolve the matter with them went ignored. I requested debt validation in accordance with FCRA rules and regulations and they failed to proof validity or ownership of this debt. However they are still reporting this on my credit report which is damaging my credit rating to an extend. I request they DELETE this collection from my report and STOP their harassing collection efforts once and for all!
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| 05/08/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Hunter Warfield is attempting to collect on a debt that is not owed. All of my bills were paid before exiting this apartment complex in 2018. I did not owe any remaining months as my lease was up and I decided to opt out and move. This is not the first time that I have heard of this complex selling false owed accounts to debt collectors, I just never thought it would happen to me. So, not only was I never contacted about this debt, I wasn't aware it existed until recently when I was denied moving into a new place and was denied.
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| 04/16/2020 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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My spouse and I both have been writing to Hunter-Warfield for years disputing a debt that they have. My spouse who is totally XXXX was injured at an apartment complex. I wrote the collection agency and never got validation of the debt and advised them to cease and desist. Despite this, this agency continues to violate the Fair Debt Collection Practices Act and refuses to acknowledge any of my communications. They continue to call my cell phone numerous times of day via an automated attendant. I answer and no one is on the phone!
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| 11/22/2022 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Spoke with XXXX XXXX XXXX in regards to an account that was allegedly mine. I asked them to validate the information in accordance with 15 USC 1692g and they were unable to do so but instead sent a statement simply implying that I owe the debt. I responded with a second letter of validation and they sent the same statement. I contacted the credit reporting agencies and told them they are inaccurately reporting this account and to remove it in respect to 15 USC 1681 in which they responded with filing a complaint with you, CFPB.
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| 08/21/2018 |
Yes |
- Debt collection
- Credit card debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I received a letter from Hunter Warfield ( XXXX collections ) stating I owed {$520.00} on XX/XX/2018. XXXX # XXXX and Hunter Warfield # XXXX.
I replied asking for validation of debt and explained that the dishwasher had been returned. I sent the confirmation letter from XXXX stating it had been returned.
I sent a check in the amount of {$66.00} which would cover the amount in full that I would of owed but Hunter Warfield returned my check.
I do not owe {$520.00}. I do owe {$66.00} but the are refusing to except that payment.
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| 08/31/2022 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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status date as of XX/XX/2022 there has been recorded on my credit report from Hunter Warfield from XXXX XXXX XXXX and XXXX for {$570.00}. Balance was updated XXXX XXXX, 2022. I was not notified of this charge until after it was reported on my credit. This was from a my previous residence. I was told that they would have to keep my security deposit which was {$670.00}. When I departed from the home there was nothing wrong with it everything was intact with no damage. It may have needed painting due living there for 2.5-3 years.
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| 09/28/2018 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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They call from different numbers up to 15 times a day to my spouse and myself. When trying to see what the debt was, we were yelled at stating that we know what the debt is and dont act stupid. When I requested a letter to verify the debt and to verify who they were, they told me they wouldnt give mail me anything until I gave them my card number. They were very rude, I told them to not contact me again until I receive a letter and we both continue to get calls.
I first talked to them in XXXX of 2018. Nothing but calls sense.
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| 09/25/2018 |
Yes |
- Debt collection
- Mortgage debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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Back onXX/XX/2017 i submitted a complaint with CFPB in regards to my the invalid debt of the account associated with Hunter Warfield. They corrected the debt owed reporting to the 3 credit bureaus. As of today, they are incorporating interest on a debt that has a firm amount owed in which it is XXXX. The other account with XXXX XXXX is currently at {$830.00}, which is still stating I owe {$1000.00}, which is being reported. I came to a monthly agreement on a 24 month payment plan in the amount of XXXX, until debt is satisfied.
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| 04/23/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
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Web |
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Hunter Warfield on behalf of XXXX XXXX XXXX XXXX made numerous attempts to collect a debt over the course of 4 months. I filed for chapter XXXX bankruptcy protection on XXXX/XXXX/XXXX and had my hearing scheduled for XXXX/XXXX/XXXX. My FINAL Decree was issued on XXXX/XXXX/XXXX. It is my understanding that the initial filing of the petition is meant to stop the debt collection process. Despite me filing on XXXX/XXXX/XXXX, Hunter Warfield still sent the attached collection letter dated XXXX/XXXX/XXXX trying to collect this debt.
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| 04/02/2023 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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hunter and Warfield has attaches a debt that does not belong to me also the person has the same name but different social per usc 1692 a states that a consumer reporting agency must write or call or send letter to the consumer in reference to that debt however they have not per usc 1682 states that i have a right to privacy usc 1682 also states that i have a right to a fair credit report also debt buyer does have the original assignment nor does this company have the right to collect on the debt the debt does not belong to me
|
| 07/20/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
Servicemember |
|
I received a text from XXXX XXXX XXXX XXXX with the following : First part of attached text : Contact information card with Hunter Warfield address, phone number, and payment portal but no context at all " Hunter Warfield a debt collector has a message for you. Please contact us at one of the options on the attached contact card. Reply Stop to Opt-Out from Text. '' Due to grammatical errors and no current debts owed through collections, I don't believe this would be a real debtor outreach attempt, even if the company is real.
|
| 01/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Hello, I owed a total of {$400.00} to an apartment, the apartment sent to collections. The debt collector Hunter Warfield & I agreed for me to pay the above amount on my pay day XX/XX/2020. On that day ( XX/XX/2020 ) the money was removed from my account & on XX/XX/2020 they reporter and placed on my credit that I did not pay. The amount remains on my credit report right now. I dont want it to be updated as paid in full, I want them to completely delete it because it should never have been placed on there in the first place.
|
| 06/17/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
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This debt has ALWAYS been in dispute- The dept was for the EXTRA cleaning do to daily use when my son 's apartment was exited. I made SEVERAL attempts to clear and or verify information with the apartment complex, XXXX XXXX XXXX, including filing a complaint XXXX XXXX, but XXXX never provided evidence of their billing. Their billing did not match the exit papers nor the condition of the apartment and to me was clearly fraudulent. I provided all information to Hunter Warfiled and they have removed my credit dispute from XXXX.
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| 05/31/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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Company : XXXX at XXXX Debt Collector : Hunter Warfield Date of debt : XX/XX/2022.
Amount : {$680.00} Actions taken : have continously followed up with the debt collector to disbute the transaction. They have told me that their client has given them zero response. I have stated to Hunter Warfield multiple times to follow up with me via emai and i have records to prove that i have given them express permission to do so. I disputed the amount immediately. In bad faith, Hunter Warfield has decided to not communicate with me.
|
| 11/19/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
Older American, Servicemember |
|
They call and call and call and never say anything then hang up. They been doing this for over a year. About a year and 1/2 ago we managed to talk to some rude person that said we ow money. They would not tell us for what. We told them they had the wrong people and had no idea what they were talking about. We asked them to send us the information on what makes them think it is us and they refused.
I would like to know where their office is and who is in charge and why they keep calling. I would love to meet them in person.
|
| 05/03/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
On why credit bureau from XXXX XXXX i notice a collection for {$260.00} and as I review for whom I notice it was from a collection agency called Hunter Warfield Inc which I was not sent a notice of dispute although the company that owns the debt had my forwarding address which was in XXXX Fl and this collection agency took it upon themselves to place on my credit without sending me any notice nor any calls clear violation of the fair debt collection practice act which is meant to protect the consumer, all consumer not some.
|
| 04/04/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I continuously have to call all XXXX credit bureaus to get dispute remark removed from this account. I DO NOT want this account disputed. I am trying to buy a house and can not get approved because Hunter Warfield continues to add dispute remarks to my report. I want the remarks removed. I repeat I DO NOT WANT THIS ACCOUNT DISPUTED. *It forced me to select communication tactics and frequent or repeated calls. This is not an issue they are in compliance when it comes to communication. I just want the dispute remarks removed.
|
| 11/18/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX XXXX has been violating me for the past decade. I have never done business with them but they continue to report negative information to the credit agencies which is ruining my reputation and defamation of character. The correspondence is false and misleading and there are also a number of violations including harassment by mail and phone. I requested they cease and desist all collection activities but this company continues to breach my right to privacy and disregard federal laws that I am protected by as a consumer.
|
| 08/21/2018 |
Yes |
- Debt collection
- Credit card debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I received a letter from Hunter Warfield ( XXXX XXXX ) stating I owed {$520.00} on XX/XX/2018. XXXX # XXXX and Hunter Warfield # XXXX.
I replied asking for validation of debt and explained that the dishwasher had been returned. I sent the confirmation letter from XXXX stating it had been returned.
I sent a check in the amount of {$66.00} which would cover the amount in full that I would of owed but Hunter Warfield returned my check.
I do not owe {$520.00}. I do owe {$66.00} but the are refusing to except that payment.
|
| 09/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
There is a collection popping up on my credit for XXXX dollars for a apartment I never lived in or even had knowledge of. This address popped up last year on my credit saying I resided there. This was disputed, figured out and removed from my report on XX/XX/2021. I had neither lived in this place, visited or even applied to live here. Somehow this company has my information, I created a fraud alert for every company to know my identity has been stolen, nobody contacted me so Im not sure why this apartment was allowed.
|
| 02/04/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
The only thing I could think of this being about is a used truck I had about 10 years ago and that case I let them have the truck back on the lemon law cause it never ran right and I was always spending money to fix it I can't even remember the name of the used lot I got it from and that used lot isn't even in business anymore. I think this is just a greedy collection agencies that founds people old depts and try to make money off them. If they can show me proof where I sign any contract with them then I will pay them.
|
| 02/15/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I spoked to the Manager of the Quiet Water Apartments in XX/XX/XXXX before my new lease renewal, that I am going to buy a house, so the Manager told me do n't worry XXXX " you have been paying your rent on time we will take care of you '' I was living there since XX/XX/XXXX.
He told me most of the time the apartments are rent out in week or two, I said no problem I will pay the 2 weeks rent.
I moved out from there.
They did not sent me any bill by mail or called me, neither the collection company sent me any letter.
|
| 12/12/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
This company representing XXXX XXXX XXXX allowed a fraudulent renter continue to live I need a unit using my SSN ... even though I called them to ask ( several times ) if my SSN was being used. They ( XXXX XXXX reps ) told me several times that the SSN I was giving them was not the one they had on file. A year later I was applying for a pre approval for a home loan and Hunter Warfield ( the collection company ) had placed the apartment on my credit for $ XXXX. It was on my credit report for 6 months before I found out!
|
| 01/20/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Hunter Warfield collected payment from me when the collection was deleted from my credit report. I asked for a refund and they refused to send me a refund. A representative from Hunter Warfield informed me that they sent a notification to delete the items from my report but that was not true. There is also no written record of this. I sent a dispute to XXXX and after the investigation, XXXX delete HHunter Warfield from my credit report. I am requesting a refund for the amount of {$1100.00} that was paid on XX/XX/2018.
|
| 06/29/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
As of XX/XX/XXXX, Collection agency HUNTER WARFIELD has again reported a collection that, XX/XX/XXXX, was reported to the Consumer Financial Protection Bureau. The collection account was subsequently deleted by all three credit reporting agencies due to my complaints of HUNTER WARFIELD/JEFFERSON XXXX never providing the requested proof of the debt, as well as adding interest to the debt without a judgment as required per the original agreement. I have attached the CFPB summary of the original dispute and action taken.
|
| 09/22/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
CFPB + XXXX + Hunter Warfield, On my XX/XX/2022 it says there is a collection account from HWARFIELD- not only do I not know whom this creditor is- they have re-aged this collection account which is a violation of FCRA compliance.
Attached to this complaint are : - drivers license - social security card - address - written complaint + screenshot from credit report where its located I demand this account, which does not belong to me, and has been illegally re aged, be removed from my XXXX credit account immediately.
|
| 07/18/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I called the company several times and explained that the account does not belong to me. I called all three credit bureaus and reported incorrect information on my report. I submitted a paper dispute to all three credit bureaus and asked for the incorrect information to be removed from my credit reports. I wrote to the companies as well and requested to have the account removed from my credit report. This is an error. My last name, my social security number and birth date does not match the person that owe this debt.
|
| 10/02/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I've sent letters to the companies to who tries to collect a debt that's not mines. I asked for the original creditor and gave them 30days to verify the debt. No one did so they keep reporting the debt and lying to the credit bureaus Bout the debt being mines. I asked for proof, also 2 different companies has contacted me about the same debt. They change the date, payments and close and open it for how many times they want. They are hurting my credit score and I'm in need of help and also a victim of identity theft.
|
| 10/10/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I chose continued attempts though no attempts to contact me have recently been made. But this seemed the most fitting for my situation. I have recently been monitoring my credit on XXXX and I see this debt on my report. I was contacted about damages to the apartment I stayed in after I moved out from the manager. I made a payment and to my knowledge I paid the amount due from verbal conversation through the supervisor at the time, XXXX. So, I recall paying the full amount that was due. I believe it was paid online.
|
| 08/27/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Hunter Warfield is collecting a debt i have requested validation of the debt and not received it as of yet. The letter I received from them states the client is XXXX XXXX at XXXX XXXX, I do n't owe XXXX XXXX at XXXX XXXX.
Also the initial request was made XXXX/XXXX/2015 and follow up request made XXXX/XXXX/2015 and XXXX/XXXX/2015. I have been ignored.
The only correspondence received from Hunter Warfield was on XXXX/XXXX/2015 stating they would investigate and remove the reporting ; however that never happenend
|
| 01/26/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
This company uses collection tactics that harm consumers on a monthly basis. Not only do they fail to use standard procedures as outlined by the law regarding notification requirements. It's much worse ... Every month this company increases the amount owed on a debt they reported 5 years ago as charged off. The debt keeps growing even though I've never had an account with Hunter Warfield. The effect of this is that every month, my credit score goes down a few points. This is a tactic that harms consumers monthly.
|
| 04/12/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Collector calls multiple times a week and repeatedly calls my place of employment even after I told them not to call my office. Leaves messages saying that they " must hear back from you by the close of business '', insinuating that there will be consequences. They have also started charging monthly interest which was not in my agreement for the original debt. I have received un-wanted attention from my management team at work regarding outstanding personal debt and for using company phones for personal business.
|
| 10/23/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Apartment Lease ended - we provided 60 days notice as required by leasing agreement. Removed all personal items and clean the apartment and return all keys.
Paid remaining balance to Landlord. Landlord sent an itemized bill. Attempted to obtain clarity, no resolve. Filed a civil suit in court and judgement for Defendant. Paid the amount of XXXX via Check.
Called landlord and settled the amount owed and paid via check.
Now - have collection agency call me about the same debt.
Hunter Warfield ( XXXX ) XXXX
|
| 01/01/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have never had any contact with the current parties requesting me to pay off a debt of XXXX XXXX The two companies are XXXX XXXX XXXX, and the debt collection agency is Hunter Warfield. Somebody got a hold of my social security perhaps and opened an account or loan/lease for an apartment at XXXX XXXX XXXX I have never physically and personally signed and paper work nor have I given any information about living at that specific location and I have never lived there at all. This debt does not correspond to me.
|
| 03/06/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
The original creditor XXXX was paid all rents and utilities on time and in full. After completing the lease there was never any notice of any additional money owed as everything was paid in full. Several months later Hunter Warfield ( a collection agency ) contacted me saying I owed over {$800.00}. I requested a full description and invoice for what was owed and never received a response. They later added a derogatory remark on my credit reports. Note that the original lease company never contacted me on this.
|
| 02/13/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I recently received a new phone number, which I think has been recycled from someone else. I continuously get automated 'debt collection ' messages from them, one, sometimes two a day. I have blocked the numbers, but, of course, they keep changing it. Whatever debt they are trying to collect, I 'm the wrong person and they need to stop, but as it seems to be a fully automated system, there 's no way I can get them to. The company comes up as " Hunter Warfield '' and the last number they used was ( XXXX ) XXXX.
|
| 05/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
I moved out of XXXX XXXX XXXX XXXX 2021 due to extreme mental abuse and negligence from my roommate and XXXX XXXX. They were negligent in enforcing multiple lease rules that my roommate was blatantly breaking, and in turn made continuing to live there, impossible. Now the debt collector, Hunter Warfield, has been harassing me by phone and letters in the mail ever since, for the remaining rent debt of {$5300.00} that I absolutely refuse to pay. They have threatened to sue me and put me in XXXX if I do not pay.
|
| 10/06/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2021, I sent in a request for validation to said company Hunter Warfield , Inc Pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g 30 days is given to investigate or respond to said request for debt validation. I also sent another request for validation on XX/XX/2021. I have not received any correspondence back from company! It is now XX/XX/2021. It is a violation of collection practices act for a debt collector to refuse to send validation notice or fail to respond to my request letter.
|
| 12/05/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I received an electronic debt letter from Hunter Warfield located at XXXX XXXX XXXX XXXX, XXXX, FL. I am not aware of this company and have never did business with them. When looking at the letter I notice violations of : 15 USC 1692b ( 5 ) 15 USC 1692e ( 10 ) 15 USC 1692b ( 2 ) The letter was also in violation of 15 USC 1692c ( a ).
Again, this company is completing identity theft, I have not done business with this company. Please remove off my consumer report and provide compensation for the violations.
|
| 06/04/2021 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
My wife and I applied to an apartment complex aproximately 3 and a half years ago. The apartment denied our applications with fees at XXXX dollars per person that we paid totaling XXXX dollars. Around 3 months later, i start getting harrassing calls from a company called Hunter Warfield saying I owe money to them. They originally stated i owed XXXX dollars and has somehow went up to XXXX dollars. I do not owe this amount and they have been told not to contact me anymore and yet they are still harrassing me.
|
| 03/01/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
This company name hunter warfield is trying to collect XXXX stating I owe rent in 2020 when covid shut down the states and jobs.
I dont owe this company absolutely nothing I asked this company stop harassing me.
1. I asked do not call me send everything in writing.
2. I request to send me original contract of the creditor with my signature 3. Payment history 4. Proof of debt assignment 5. WHO and when they purchase this debt I believe this company is scamming! I want to know what kind of debt is this.
|
| 05/19/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Hunter Warfield is reporting a debt on my credit file that I do not owe. I recently took a look at my credit report and noticed this debt reporting on there. This debt is very old and past the statue of limitation in the state of California. This debt could also never be validated to me. I ask that you please remove this debt as per the FCRA and the FDCPA reporting invalidated debt could constitute fraud under both federal and state laws. I do not owe this debt and I ask they remove it from my credit file.
|
| 11/28/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The XXXX XXXX XXXX sold my debt to Hunter Warfield and the amount they are trying to collect is inaccurate. I originally owed XXXX XXXX XXXX {$5700.00} when I was taken to court and when I moved out. Hunter Warfield is trying to collect from me {$12000.00} which is an incorrect balance that I never owed to the original creditor. The inaccuracy of this balance is accruing interest everyday which is terribly hurting my credit profile and preventing me from renting out from landlords and property management.
|
| 06/16/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Credit Report Number : XXXX Date Generated : XX/XX/XXXX Account Name : HUNTER WARFIELD Account Number : XXXX Account Type : Collection Date Opened : XX/XX/XXXX Original paid : {$140.00} RE : Payment {$140.00} was made to XXXX XXXX and Hunter Warfield is reporting collection on my credit for {$140.00} for the last 8 months. False reporting on my credit violation of fair credit reporting act.
Original Creditor : XXXX XXXX Contact Info Phone Number : ( XXXX ) XXXX Address : XXXX XXXX XXXX XXXX XXXX, FL XXXX
|
| 10/18/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Hunter warfield called me and my wife multiple times a week for a span of months spanning from XX/XX/2023 to XX/XX/2023. I answered them once asking for verified information. Proof of charges owed that I never received from landlord upon move out that she refused to send. Proof of contract saying we owe hunter warfield. Etc. They plainly stated and threatened that they have this information but won't send it. And that it will affect our credit and that we have to pay. To which I told them have a good day.
|
| 02/05/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I disputed a debt in writing that a debt collector said I owed and stated in the dispute letter to cease further communication with me or others except for providing me further verification of the debt. I also stated that if they notified a credit agency of the debt that they must tell the credit agency that the debt was disputed. The debt collector both called me again after receiving my letter, never provided further verification of the debt, and reported the alleged debt to the XXXX reporting agencies.
|
| 11/24/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
The collection company is continually calling my home for a debt that belongs to my son after I informed them that my son died this year XXXX/XXXX/XXXX. My son was only XXXX in XXXX when he passed away suddenly. He had just turned XXXX in XXXX of XXXX. What type of contract could they have with a minor child that allows them to call my house when my son died before he became an adult? They told me I have to send them a death certificate before they will stop calling my phone. My son does n't live anymore.
|
| 09/30/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
I had applied for Rental Assistance and was approved to get the 3 months paid off but the assistant manager of the apartments said they were not participating in the XXXX rental assistance program anymore. I sent emails to the manager to show proof of approval to pay off the amount. We went to court and the attorney representing the apartments dismissed the case along with the judge dismissing the case I have the letter from the judgment of dismissal of the case. They recently put it on my credit report.
|
| 11/04/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am a victim of identity theft. An identity thief used my personal information without my permission to open an account and make purchases with. This debt is not mine.
In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I also ask that you notify the business where the account was opened and tell them the debt is the result of identity theft.
|
| 08/09/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In my Complaint # XXXX that was filed with CFPB against Hunter Warfield, the company responded by sending a copy of a rental contract and final statement. Neither of these have my last name only my first. This is not a validation of debt owed. My name is very common.
This rental contract is XXXX XXXX not Hunter Warfield.
Hunter Warfield does NOT a business license in the State of Alabama to conduct any business or to collect any debts. I request that this debt be removed from all 3 of my credit reports.
|
| 01/23/2016 |
Yes |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
hunter warfield has contacted my wife 's parents multiple times as well as my brothers mother in law try to get in touch with me, after we contacted them and gave them updated information ( i.e. address, telephone, and email ) we have requested a detailed bill explaining why i have an outstanding balance, and have never received it. last time i talked to the guy 1. he was a XXXX and questioned me as to why i needed a bill, and 2. i told him we would n't be paying anything until we got the detailed bill.
|
| 07/07/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am writing to bring to your attention that my credit file contains a collection entry from your agency. However, I have never received any prior notification regarding this collection. Furthermore, I strongly believe that the debt being claimed is not accurate. According to the Fair Debt Collection Practices Act, I am entitled to request and receive validation of the debt. Therefore, I kindly request that you provide me with the necessary validation and take appropriate action to rectify this matter.
|
| 08/12/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I sent a Account Validation letter to Hunter Warfield and it was received in there office on XX/XX/2020. Hunter Warfield is reporting a debt on my credit report and they keep reporting that the balance increase by {$1.00} and then decrease by {$1.00}. They are blatantly attempting to re-age this account and keep it on my credit reports and this is a clear violation under the FDCPA. The information they sent me is not showing where this is my account. That is not an address that I am aware of residing.
|
| 06/18/2019 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I received a debt collection letter dated XX/XX/2019 from Hunter Warfield.
The debt was identified as {$2000.00} from the original creditor of XXXX XXXX XXXX. Because I've never heard of the original creditor ( XXXX XXXX XXXX ) I sent a certified letter ( dated XX/XX/2019 ) to Hunter Warfield to dispute the debt and ask for an accounting of how this amount was determined.
Hunter Warfield replied via a letter ( dated XX/XX/2019 ) stating that they were not required by law to provide that information.
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| 11/14/2016 |
Yes |
- Debt collection
- Credit card
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- Disclosure verification of debt
- Right to dispute notice not received
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Web |
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I called the number XXXX to hunter warfield inc, when I was talking to the collector he mention this company charges interest of 6 %, when I asked why they charged is a collections he told me is what they charge period I try explain if they have any documentation about that he said, I asked for the validation of the debt he was telling me that paper is XXXX that important since account is already in collections I ask anyway.I want informacion why this collections is charging interest. my social # XXXX
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| 01/01/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I moved out of my apartment that I lived in for XXXX XXXX always paid rent on time and in full.
After I moved out I checked the dashboard on their website and noticed that it me owing {$830.00} I called the manager at XXXX XXXX XXXX XXXX to verify thats going on and told it was a mistake and that the accountant would correct it. XXXX XXXX latter I get a letter from a collections agency for the amount. I do not owe this money or was notified that I owe this debt. And in fact they owe me my deposit.
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| 08/24/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
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|
Web |
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This account under the name Hunter Warfield keeps showing up and the amount owed each month goes up and down {$1.00} at a time. I have never had a contract or done business with this company. Also, it shows the account was removed from my credit report and now it appeared again a day later and I was not notified. I have submitted several disputes to have this removed and it is still showing and negatively affecting my credit and reputation with other open accounts I actually have relationships with.
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| 12/22/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Contacted me after I asked not to
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Web |
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I personally called the agency and we came to terms on a payment arrangement. I had explicitly asked them to only contact me concerning the matter after I heard they had contacted multuple parties that have nothing to do with the situation. They continue to contact other individuals that do not directly relate to the debt after we had come to this agreement to include my wifes employer, my employer, other individuals associated with my last employer and individuals i served with XXXX to 5 years ago.
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| 03/31/2021 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
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Web |
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Debt collector sends initial FDCPA notices via email, but does monitor or respond to emails sent by consumers. Debt collector sent initial notice via email in XXXX, XXXX. A dispute was sent in response via email on the same day. Debt collector continued to make collection calls without verifying or validating the debt ( which is in fact a claim for damages by a former landlord, not a valid debt supported by contract or legal judgment ) until a demand letter from an attorney was sent in XX/XX/XXXX.
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| 08/24/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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I have sent in a requests to all 3 bureau 's to investigate and provid me with signed documentation, that I in fact owe the debt collections on my report. I have not been provided this information after multiple requests and so it needs to be removed off my credit report. This is deformation od my character and causing hardship on my everyday life and I am trying to buy a home. The credit bureau investigation only comes back UPDATED. No verification that I actually own and owed on these accounts.
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| 09/02/2017 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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I received a letter dated XXXX XXXX 2017 from Hunter Warfield concerning a debt they claim I owe. The creditors name is XXXX XXXX ( Creditor ) in the amount of XXXX.
This is my second notice. I have provided the account number listed on letter and there should not be any problem locating this information I would like debt validation to be provided through the Consumer Financial Protection Bureau portal and to be mailed a copy.
I would like all correspondence to be in writing on this account.
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| 03/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I moved out of an apartment and in less than a month I had an XXXX bill on my credit for last charges. I called XXXX XXXX and paid the account off in full. They said it would take up to 90 days for it to come off my credit. It has now been 7 months and I have repeatedly called and asked them to remove the account from my credit and report it paid in full. They just keep telling me to wait another month. I now can't even talk to a person, I just get shoved into a voice-mail with no call back..
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| 05/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Hunter Warfield, A debt Collector company had contacted me and stated that I had owed XXXX XXXX XXXX XXXX XXXX {$690.00}, they said I have rented the property and now owed the landlord. I told the rep from Hunter Warfield that I have been live in XXXX XXXX many years, I have never rent a house in XXXX, Ca. They claim its my social number and all the personal information. I have reach out to the police and tried to file a report. This Claim had hurt my credit score very badly too. Please help.
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| 04/16/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
|
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Hunter Warfield Inc has fraudulently reported a debt against me. The false debt is from a 3rd party creditor for {$680.00} but they will not provide any dates nor supporting documentation over this debt and was told I need to prove it is not mine or pay. It's not a real debt, therefore there is nothing for me to reference to show it's not mine and this fraudulent claim has now stopped my mortgage refinance because of the credit drop. Local police have been contacted for ID Fraud against them
|
| 10/06/2023 |
Yes |
- Debt collection
- Rental debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
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My apartment was robbed and I did not feel safe staying in that environment anymore. I filed a police report and we agreed to settle to a specific price to get out of my lease as they threatened it would damage my credit. After the fact they still charged me for things that werent true as they were mad they couldnt find someone to replace me and did not follow through with the discussed price to break the lease which I paid in full. They are very untruthful and didnt even care I was robbed.
|
| 03/30/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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|
Web |
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I applied for an apartment at XXXX in XX/XX/2013 & was denied. A year later, I got a collection letter from Hunter Warfield demanding money for not taking the unit that XXXX said I was n't approved for.
I hired an attorney who review the case & sent Hunter Warfield a letter stating I paid {$150.00} for an application that was declined and I am not responsible for the {$520.00} fee.
Luckily for XXXX XXXX I received a notice about a a Collection on my credit report that warned me of this.
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| 09/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
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|
Web |
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Good day, I have disputed Hunter Warfield account since XXXX XXXX and this account still is not resolved. The creditor is a third party for XXXX XXXX XXXX saying I owe {$2800.00} for damages when in fact they are normal wear and tear. This account still have not been properly verified and they are not able to provide an itemized list of the damages that they are saying I am responsible for. It is causing me so much stress and I am trying to rent out another apartment for me and my family.
|
| 03/10/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
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|
Web |
Servicemember |
|
I WAS LIVING IN AN APARTMENT COMPLEX WHILE I WAS IN THE MILITARY IN 2009 WHEN I LEFT THE XXXX AND WAS LEAVING I WENT TO THE LEASING OFFICE AND I ASKED IS THERE ANYTHING I NEED TO SIGN OR ANYTHING ELSE AND THE LEASING LADY SAID LOOK AT THE SCREEN WHAT DOES IT SAY AND GET OUT OF MY OFFICE IN A RUDELY MANNER IVE BEEN BATTLING WITH HUNTER WARFIELD BECUASE I WAS AWARE PER THE LEASING MANAGER I OWE NOTHING ITS BEEN 7YRS AND YET I OWE A XXXX BALANCE AND NOBODY CAN GIVE ME THE CORRECT INFORMATION
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| 09/19/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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I XXXX XXXX reviewed my credit report from XXXX and a creditor on my report named HUNTER WARFIELD is reporting a outstanding balance of {$5800.00} on my XXXX report and I never signed a contract with this creditor I would like them to investigate this account and make sure it is reporting 100 % accurate and if its not I would like immediate deletion of this account from my report with a copy of a updated version of my XXXX report. They are also reporting with XXXX a balance of {$5800.00}
|
| 11/26/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
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|
Web |
|
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HUNTER WARFIELD INC is reporting on my credit that I owed them {$3200.00} which I do not owe. They are stating they are collecting for a property management company that I do owe. They have not provided me with documents that verify this debt nor have provided me with anything letting me know about this debt before they reported it on my credit. This debt is not my. I have found out that they have been reporting this inaccurate information for over a year now. Something needs to be done
|
| 09/26/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
Servicemember |
|
After I moved out from XXXX XXXX in XXXX, FL, I paid all the monies I owed them, including the alleged amount they reported to the Credit Reporting Agencies ( XXXX, XXXX and XXXX ) for the amount of {$420.00}. I have sent multiple letters on this matter to the apartment complex company and the credit reporting agencies and have fallen on deaf ears. I included on my communications a screen shot from my bank account in which clearly anyone can see that I have paid the alleged owed amount.
|
| 05/31/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
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|
Web |
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This issue arose in 2013 and I have my attorney contact this company for reporting this on my report without informing me of this activity which is against the law. I have never gotten any notices or calls from Hunter Warfield regarding this balance and they have no record of reaching out to me either. This was all taken care of in 2013 and now it is resurfacing again without any notice from the agency again. Please take this off my report as this issue has been resolved legally.
|
| 07/15/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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I am being charged for something that I didn't do by XXXX XXXX they filed this in XXXX and I been out of that residence since XXXX due to XXXX XXXX that I went through with my ex because he almost killed me but not only they pin this on me when it was squatters who did it they sold my information to a collection agency without me knowing this and I didn't sign any paperwork for them to do this it is against the law code 15 USC1681B for them to sell your information without you knowing
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| 05/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
Servicemember |
|
This is my second attempt to rectify this matter. Hunter Warfield is in violation and they have defaulted by not responding to my affidavit. I have attached my affidavit again. This is their opportunity to cure this. I have also attached my invoice again. I am attempting to settle these Federal consumer rights violations outside of court. Keep in mind I am a federally protected consumer. I am invoking my specified remedy. Remove this debt and remit payment to me for these violations.
|
| 03/14/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
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|
Web |
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XX/XX/2020 Hunter Warfield reapplied a XXXX balance onto my profile ; after paid credit repair. No letter of reinsertion or email or current phone contact was giving no other accounts are reporting from them and provided email to collection agency that all other balances were deleted. Also XXXX XXXX XXXX denied my report for fraud after I had proof I was assaulted by my boy friend and how he used my information to complete purchase with my social online, and complaint was ignored.
|
| 03/07/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
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A leasing agent that I am attempting to use states that there is an outstanding balance showing due through XXXX for an Apartment complex. I have attempted to contact XXXX but no one seems to know what I am speaking of. Apparently the debt is being reported to XXXX but everyone I have spoken to does not know what I am referring to. This is technically not my credit report but it is affecting my ability to rent and I have not way to view the report so I am unable to dispute the charge.
|
| 02/11/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
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I had a psycho roommate who stole a bunch of my stuff and didnt pay her cleaning fees but I paid my part. I have been telling them since may to stop contacting me as I dont owe them a dime. I constantly am getting calls and emails. On Friday XX/XX/2022 I received an email from them at XXXX est I tried to unsubscribe but link is unable to do so as well. Also I never gave them permission to email. My phone number is on the do not call list as well. Its been almost a year and Im fed up.
|
| 12/19/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
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HUNTER WARFIELD AND XXXX APARTMENTS. I have disputed a debt because the apartment I lived in did not comply with sending me the required information and then the apartment complex changed the amount I owed from {$1600.00} to {$2400.00} for the bed bugs. I do not owe and have disputed the debt twice, but they continue to contact me AND they have reported me to a credit bureau. The last time I sent emails, letters and copies of my move out charges. The credit bureau is the final straw.
|
| 08/19/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I placed an application and paid the application fee for the apartment complex XXXX XXXX. However, I never signed a contract or lease to lease an apartment. I only placed a application and inquired about the apartments. The company is now charging me 300+ dollars and because I refused to pay they placed the debt on my credit report. I don't know where this charge came from because I paid the application fee of $XXXX in full so not sure why they are showing that I owe them anything.
|
| 12/02/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received notification from XXXX XXXX of a Debt Collection on my report. I look into the claim and its ITEM IN DISPUTE : HWARFIELD XXXX XXXX XXXX XXXX XXXX XXXXXXXX DISPUTE REASON : Ownership I contacted HWarefield and told them this is fraudulent. They asked me to send my personal information information which i refused. This not my debt. I have never personally done business on any level with these people.
I need this removed from my credit report as soon as possible Thank You
|
| 04/26/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I had a lease with roommates. We couldn't afford the lease so we left a month early but arranged with the office that they would take the deposit and maybe have a small charge after that. Now i have a XXXX collection on my credit report. My former roommates have nothing on their report and the company in question won't send me a detail of the bill but there is no way that it could be XXXX. I have tried disputing the account with the credit bureaus but had no success. Please help me
|
| 02/28/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Tuesday, XX/XX/2019 I received a call from a gentleman name XXXX from Hunter Warfield, he stated he was a debt collector and that I owed money from an apartment rental. I explained to him that this information is fraudulent and I have no knowledge of any such rental. He stated he was sending me an identity theft affidavit to have it notarized and returned. However, he never supplied me with this information. I would not like this fraudulent information reported on my credit report.
|
| 01/28/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I inquired with the company about a debt on my credit report on XX/XX/2018. They responded to complaint with one set of papers trying to say the account for the rental property was mine, when at the time I lived in another state and was working a XXXX XXXX job for 18 years at the XXXX XXXX XXXX I was living in to show I also have proof that I did not get the rental. I asked the company to show me ID used they could not produce one. They have sent me 2 different sets of paperwork.
|
| 03/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I recently filed for verification of a debt to a Company by the name of Hunter Warfield , INC . The Company did not proved valid information that a debt was owed on my behalf. The company sent me copy of a lease with itemized charges, and the Company did not have any validating signatures from the creditor. I do not have any signed contracts or agreements with this company for a debt they claim that I owe. This account is effecting me negatively on all credit reporting agencies.
|
| 08/03/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hunter Warfield is attempting to collect a misrepresented amount. They are trying to collect interest, fees and other charges on top of the amount that was originally owed. This debt is a joint debt. I sent Hunter Warfield a letter in which the XXXX XXXX leasing office signed paperwork for me to move out to a different apartment. I disputed this charge and sent XXXX XXXX a 30-day demand letter to which I never received a response. This letter was emailed and sent certified mail.
|
| 02/02/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
In XXXX I applied for an apartment at TXXXX XXXX XXXX XXXXXXXX. I only paid for the application fee and that was it. No contract no lease was ever signed! I called and advised them that I wasn't going to get the apartment and stay where I was. Because they were ticked off at me for not getting the apartment, they put this on my credit report and it's showing a balance of XXXX. I have tried to dispute this with them as well as with the credit bureau and no one is being truthful!
|
| 05/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I sent a debt validation letter on XXXX through certified mail. I have not received a response yet they are still reporting the debt.. They called me years ago claiming I owed this debt at which time I denied the debt. I am going through my credit report to find this debt listed so I sent a validation letter. I don't believe I owe this debt hence wanting to get validation of it. They have failed to respond to my request per their obligation under the Fair Credit Reporting Act
|
| 10/12/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have attempted to contact this company in regard to this debt not being accurate. They have attempted to collect on this debt fraudulently when another debt collection agency had already had the debt. They opened this account and the debt was paid to the original debt collection agency, Hunter warfield. This company that is attempting to collect the inaccurate debt is claiming my account has been transferred to a lawyers office, and they will sue me if payment is not made.
|
| 03/11/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Hunter Warfield in XXXX, FL is attempting to collect a debt from me for a past lease break, for XXXX XXXX in XXXX XXXX, CA. I left within the terms of my lease break clause, I was never late on rent, and left no damages to the apartment, and was still charged, and my deposit was withheld. Hunter Warfield also flagged my credit as collections twice, within 30 days, for the same debt, which is illegal under Drews Law. You can only flag someones credit a single time for a debt.
|
| 06/10/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
The debit HUNTER WARFIELD is holding for XXXX XXXX XXXX in XXXX, TX. Is FRAUDULENT, first and foremost XXXX XXXX is being investigated by the FTC for fraud ( FTC report number XXXX ) and the debt is being increased by HUNTER WARFIELD monthly WHICH IS ILLEGAL! You can't have the amount keep going up on a broken lease for an apartment and I dont live there anymore!!! I havent lived in that apartment complex for 2 years and the debt collection company keeps raising the amount.
|
| 06/10/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
The debit HUNTER WARFIELD is holding for XXXX XXXX XXXX in XXXX, TX. Is FRAUDULENT, first and foremost XXXX XXXX is being investigated by the FTC for fraud ( FTC report number XXXX ) and the debt is being increased by HUNTER WARFIELD monthly WHICH IS ILLEGAL! You can't have the amount keep going up on a broken lease for an apartment and I dont live there anymore!!! I havent lived in that apartment complex for 2 years and the debt collection company keeps raising the amount.
|
| 06/07/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Billing dispute for services
|
|
Web |
|
|
i was living in apartment with XXXX XXXX XXXX XXXX and at the end of the contract of one year they not giving me my deposit which is {$400.00} and the need about {$1300.00} from me so i start my small claim against them and i take 2 judgments against them that i need to collect from them {$350.00} and i request many time XXXX to remove the collection but no any reply from them same from Hunter Warfield the collection company please find attached 2 judgments from XXXX Court
|
| 10/05/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2019 I submitted a credit report dispute pertaining to accounts that I had no knowledge of acquiring. Upon sending this dispute I requested a debt validation.
no documents have been sent to me to substantiate this claim as request. The listed companies are attempting to collect an alleged debt with no proof that it belongs to me as required under the FCRA and FDCP. This inaccurate reporting is causing harm to me and the CRA has refuse to delete this information.
|
| 10/21/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have reached out to the XXXX XXXX and to the creditor Hunter Warfield this identity theft. I have submitted proof of residency in the last few years and they claim that I lived there in 2017 which is impossible because I had a lease agreement in XXXX which is also where I worked as well. I have never lived in the state of Oregon. A few years ago I had my id and social stolen and its been used few times which is why I am trying to dispute this due to interest accruing.
|
| 02/23/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
I used to live a apartment called " XXXX '' in XXXX from XXXX to XXXX and when my least ended in same year XXXX I did n't renew the least and I gave the manager two months notice ahead. And told her I 'm leaving some of belongs in the apartment so you can donate to any charity you like and she agree to it. Also the manager she made me to not ask her the deposit money back. I said why? And she said I 'm going to clean towards the apartment. And I said fine, so then I left.
|
| 11/28/2023 |
Yes |
- Debt collection
- Rental debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
This debt collectors engaged in abusive, deceptive, and unfair practices of the FDCPA which it prohibits they furnished this account that we didnt agree upon and I didnt sign an agreement on. A legal contract is signed by two parties and I did not participate in any of it. More so they did not follow the proper 5 step validation procedure which makes this unfair practices. According to the FDCPA Im entitled to {$1000.00} per violation and clearly they violated my rights.
|
| 05/05/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
HELLO IM CONTACTING YOU ABOUT HUNTER WARFIRLD INC I BELIEVE THEY GO BY XXXX XXXX XXXX THEY HAVE BEEN HARASSING ME AND THREATING TO FILE LEGAL ACTION WHEN THE ACCOUNT WAS FROM BACK IN 2010 IT HAS BEEN PASSED 7 YEARS AND THEY ARE STILL ADDING IT TO MY CREDIT REPORTS I HAVE TRIED TO TALK TO THEM BUT THE DEBT COLLECTORS WERE SO RUDE TO ME AND BE CALLING AFTER HOURS WAKING ME OUT MY SLEEP THEY HAVE LEFT SO MANY MESSAGES ON VOICEMAIL ABOUT THIS MATTER I JUST WANT THEM TO STOP.
|
| 12/07/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
The collection agency is trying to collect a debt they say I owe. I do not owe this. I would like verification in detail about the amount owed and how they established this amount. Proof they own the debt and the original contract of this debt. This is fraudulent. You cant just say someone owes a debt with no information to provide. I want this removed from my credit report and a cease and desist on any phone calls, any correspondence needs to go through us postal mail.
|
| 11/25/2023 |
Yes |
- Debt collection
- Rental debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
XXXX XXXX XXXXXXXX Contacted third parties and shared my debt. Attempted to fraudulently letting them believe they owed the debt instead of me. Gave them a link to pay and everything including some document about disclosures. Not sure what the documents were but they are not on the lease or liable whatsoever. They have my info and how to reach me and I had contacted them before. Regardless just like the prior company they constantly violate the law and get away with it.
|
| 10/12/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I tried paying a debt with Hunter Warfield. They refuse to send me anything in writing verifying our agreement, so I havent paid anything. They said they dont provide any documentation until the debt is paid in full, and thats just wrong. I want to resolve this, but not until I get our agreement in writing. They said they isnt buy the debt, so maybe thats why? If thats the case, who owns the debt and why are they calling me? I also didnt receive any letters in the mail.
|
| 09/27/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
Hunter Warfield, a collection agency out of XXXX has been trying to collect a debt and been threatening my credit rating. I just learned today that they have reported me as deceased to XXXX even though they called me again today. I have started the dispute process with XXXX and also contacted Hunter Warfield and spoke with XXXX XXXX who assured me that they did not report me deceased. I have paperwork coming from XXXX to confirm the report. What can be done about this?
|
| 03/24/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
Hunter Warfield has inaccuracies in the acct balance owed and the dates that the account was reported as well as the dates the account was last active. one credit report has the balance listed as {$1000.00} and the other two has it listed as {$1000.00} I can't owe two different amounts. It's reported as being opened on XX/XX/2020 and XX/XX/2020 which isn't possible. The debt was sold to Hunter Harfield and I no longer owe it.
15 us.code 1681e ( b ) Accuracy of report
|
| 03/23/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I XXXX XXXX XXXX have been contacted by Hunter Warfield, a company that I know nothing about, claiming to owe them a debt.
I contend that I have no contractual obligation with them, nor do I have an account with the company. They are alleging that I owe them an amount that I don't recognize nor acknowledge.
I have sent them a cease and desist letter and asked for original documentation verification of this debt. I am attaching a copy of this letter in my complaint.
|
| 01/29/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
I have a couple companies that I would like to report. The issue is that these companies are continually making inquires on my credit and continually having a negative effect on my report. Each company do not notify me when they are making inquires or reporting. Therefore, each of these accounts will never fall off. I am trying to purchase another vehicle and I am not able to purchase one due to these accounts.
Hunter-Warfield XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX
|
| 02/23/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Hunter Warfiled, is furnishing my personal private information to third party agencies with my written consent which is a direct violation of 15 usc 1681b ( 2 ). By reporting this, they have severely damaged my reputation and have and continue to infringe upon my right to privacy as a federally protected consumer. I also have no contract with this company.
Hello, my name is XXXX XXXX, and Im submitting this complaint for myself and there is no third party involved.
|
| 04/30/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
My husband XXXX XXXX and I XXXX XXXX lived at XXXX XXXX XXXX manged by XXXX XXXX in XXXX ok in XXXX XXXX. It was even reported on both our credit reports which has now been deleted but thankfully I pull our credit ever month and have for years. Hunter Warfield sent us a bill in XXXX, 2 years after saying we owe and we do not.. which we have been disputing since, the credit bureaus will not and have not investigated it and Hunter Warfield continues to lie about it.
|
| 06/08/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I keep being put in collections {$340.00} from XXXX XXXX XXXX XXXX. I prove to the collection agencies that I paid them and they drop the collection.
I am once again in collection.
My finale bill after move out was {$340.00} XX/XX/2017.
On XX/XX/2017 I paid {$50.00}.
On XX/XX/2017 I pain {$100.00}.
And on XX/XX/2017 I pain the final amount of {$190.00} for the total of {$340.00}.
Hunter Warfield is the collection agent Acct. # XXXX XXXX XXXX XXXX acct. # XXXX
|
| 11/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I have contacted Hunter Warfield by email and telephone to resolve this issue. I have provided documents of the court case from the locality 's landlord tenant court and this item still remains on my report. I do not owe this company nor XXXX XXXX, the company they claim to represent. I'm now in the process of obtaining a mortgage ( 4 years later and they're still reporting this incorrect information after I've contacted them informing them that it was incorrect ).
|
| 09/26/2019 |
Yes |
- Debt collection
- Mortgage debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I lived in XXXX XXXX for 2 years. I left there inXX/XX/2018 when my lease was up. I had {$0.00} balance when I left. I recieved no letters or phone calls from them since I left. I recieved 0 notifications a debt was going into collections. I never recieved anything that said I could dispute a debt. I only found out through my XXXX XXXX account and did research on my own thereafter. I would like to get to the bottom of this and come up with a solution. Thank you.
|
| 07/13/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I have a debt from hunter warfield for the amount of {$2000.00} and XXXX XXXXXXXX XXXX XXXX for {$250.00} that reported again on my credit report, I have disputed these inquiries with my XXXX, it was removed and re-added without notifying me within 5 days prior to adding this inquiries back on my credit report. I have contacted transunion as a good faith attempt. And asked them to remove the inquiry since it was illegally re-added, and they was unable to assist.
|
| 11/10/2022 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Hunter Warfield is the debt creditor The original Creditor is XXXX XXXX XXXX company is no longer open they sold their business to XXXXXXXX XXXX XXXX My information was reported to the debt collection on XX/XX/2020 as of today the balance they say I is {$5200.00} I never sent in any information into this company, I never lived on any of their property, and I never authorized any one to use my name or any of my information for this property. This is fraud!!!!
|
| 09/09/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I applied for several apartments and was declined for an eviction. After calling XXXX XXXX XXXX, I was informed that this debt was put on my credit when I was in the unit. I did not move out until XX/XX/2018 and the date that the debt was put on my account is XX/XX/2018. The amount is inaccurate also. The judgement that was done in court was much lower than what was put on my credit. I still have emails from the realty company stating that I was in the unit.
|
| 12/09/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
My credit report has an account for Hunter Warfield and it is listed as a closed account. It is also reporting as being paid late this month which lowers my score. I have disputed it and have spoken to the customer service representative concerning this. The agent does not seem to understand English well and continues to tell me that it will remain on my report for 7 years. I continually tried to explain that the report is inaccurate but nothing ever happens.
|
| 03/13/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The debt itself is fraudulent. It implied we were evicted from our apartment complex when we never were we stayed the contracted amount of months and never paid late. Complex had my number, new address and email and never once attempted to even bill me and sent this to collections the following month after we moved out in 2016. I have come to the realization Hunter Warfeild is adding more money to the collections account and redating the account on my credit.
|
| 08/30/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
Constant calls from a company called Hunter Warfield out of XXXX Fl,, last call XX/XX/XXXX at XXXX ; XXXX. They keep saying they locked my XXXX account which is NOT true, I have a XXXX balance on my XXXX account & even XXXX customer service says there are no issues..
When I call this company at XXXX XXXX same number that keeps texting me they will not help without personnel info which I am not giving them because XXXX says there is no issue with my account!
|
| 09/28/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I have sent repeated request to XXXX to remove several inquires that was not authorize, they continued to keep denying my request to remove them under the Fair credit act.
i submitted those same request to XXXX and XXXX and was successful.
I am looking to purchase a home and can not due to these inquires.
In addition to send them 2 certified letters, i also disputed on line and was very taken back by their denial within 24 hours without investigating
|
| 03/26/2020 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have sent multiple disputes to hunter Warfield stating that the debt on my credit report to bristle properties is incorrect ... i paid what i owed and the amount they put off on me should have never occurred because the property manager at the time promised he had a person to take over my lease when my husband and i had to move to another city due to a medical emergency my husband was facing at the time. They still will not take it off of my credit report.
|
| 07/25/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hunter Warfield Inc {$3400.00}. Im not liable for this debt. I have no signed contract with Hunter Warfield.
In addition, a review of my local county clerks records show the Original creditor XXXX XXXX has voluntarily dismissed the debt. Civil court records show removed from public records under my name and dismissed consideration amount {$.00}. Im no longer liable for this debt with the original creditor and have never had a contract with Hunter Warfield.
|
| 02/08/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I keep getting reported on this debt, company claims I am a cosigner on a debt from a known acquaintance. They claim I lived in a address that I do not know.
My address since I moved to Texas is XXXX XXXX XXXX XXXX tx XXXX.
I have requested a verification of debt and have not received and they keep raising charge on my report to this day. They have offered to settle with me for something that is not mine my fax number is XXXX and my email is XXXXXXXXXXXX
|
| 10/28/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
On XXXX XXXX, I contacted Hunter Warfield regarding alleged debt of {$380.00}. I wanted to take care of the alleged debt because item was affecting my credit score because its hurting my chances to buy my XXXX XXXX. I paid the alleged debt in full and have receipt to prove it which will be attached to this complaint. The customer service rep stated that once I paid alleged debt in full that they were going to fully remove negative information off my report.
|
| 10/15/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My identity was stolen and is being used in another state. I was reported to collections for an unauthorized charge I did NOT agree to and I did NOT sign for. I'm in the process of buying a house and was informed of this fraudulent charge and it is greatly affecting my health and I'm going to have to take legal action. The police have been notified and an police incident case has been started. I have sent the paper work to them and it's still on my report.
|
| 01/04/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I cleared my apartment on XX/XX/XXXX-2012 With a move out balance of XXXX dollars. Due to being XXXX XXXX Military and leasing with this company I had to enroll in the RPP program to protect service members as well as the company leasing the apartment. I have no clue why they charged me and continue to effect my credit. Attached is the document signed by myself and XXXX XXXX XXXX manager in 2012. I finally found this document when going through old files.
|
| 09/19/2016 |
Yes |
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
|
|
I am not certain where to report this, as it was not an option in the drop-down. I chose the closest issue that was available.
I have noticed a recent, unauthorized, credit inquiry from a notorious debt collection firm called Hunter Warfield on my XXXX report, and I am taking the proper actions to have this resolved. I was n't contacted for this inquiry, nor did I give any authorization for this inquiry. I hope that this is an issue that can be resolved.
|
| 04/17/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I sent a Letter on XX/XX/2023, here is my Certified Mail Number XXXX, to remove an inaccurate account that I do not want on my credit report. According to the Fair Credit Reporting act 15 USC 1681 I have the right to privacy. Also according to 15 USC 6802 No financial institution is supposed to share my information to third party people, much of this information was fraudulent or perhaps even possible identity theft.
Account # : XXXX Last 4 of SS # XXXX
|
| 03/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I picked up the first few calls to dispute debt, and to figure out what I can do. The first guy I talked to starting saying things along the lines of no wonder why they sent your debt off so quick they dont want to work with you, and other things about my personal life. I asked them to stop calling me and texting and to only email me. They are still calling and will not give me a clear answer to what I need to do. The company is hunter warfare in Florida
|
| 02/20/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Hunter Warfield XXXX, Fl after reviewing credit I notice debt on my account, no prior information was sent regarding acct. Believe this is fraudulent charges from landlords who take advantage of their tenants. Was told all was ok after moving out. Received Certification of rent paid but nothing regarding debt. Believe XXXX XXXX are making false claims and trying to get others to pay for the wear and tear of their property that they always refused to fix.
|
| 12/20/2017 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XXXX XXXX XXXX XXXX XXXX I received a letter in the mail saying I owe XXXX for an apartment Ive never stayed in or rented. They said I live in a apartment in XXXX ga from XXXX XXXX til end of XXXX! When I purchased a home in XXXX XXXX. I went to apartment complex and the lady also Stayed I was not who. She rented to and I submitted my information to them and they refused to remove it off my credit report and I have debt collection calling for this bill!
|
| 03/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
The collection company Hunter Warfield, XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX I saw the information when I pulled my annual credit report Failed to send a written debt validation letter with the amount of the debt, name of creditor, notice of my right to dispute the debt within XXXX days.
Called my cell without my permission.
Making repeated calls.
Misrepresent and miscalculated the amount of the debt.
I was not provided the original contract.
|
| 11/28/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I never received any correspondence from this company about any debt. They have wrongfully and fraudulently charged me with debt on my credit report. They also did this back in XXXX but the debt was removed. It states as of XX/XX/XXXX I owe XXXX XXXX XXXX sent me a phone notification as of XX/XX/XXXX.
I looked up Hunter Warfield and they arent licensed and are unauthorized to do business according to the XXXX consumer access reports since XX/XX/XXXX.
|
| 10/22/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Hunter Warfield, Inc.
XXXX XXXX XXXX XXXX XXXX, FL XXXX
XX/XX/2021
Account Number: XXXX
XXXX XXXX XXXX XXXX XXXX XXXX CT, XXXX
Original Creditor: XXXX XXXX
Consumer Number: XXXX
Current Balance: XXXX
* THIS BALANCE WAS PAID IN FULL AND MS. XXXX XXXX CONSUMER COLLECTIONS MANAGER WAS GOING TO REACH OUT TO XXXX AND CLOSE OUT MY COLLECTION ACCOUNT. I NEVER HEARD BACK AND THIS ACCOUNT IS STILL OPEN WITH HUNTER WARFIELD. I JUST TESTED THEIR SYSTEM.
|
| 12/06/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I had a collection show up on my credit report that should not be there. I spoke with Hunter Warfield about a debt of {$1000.00} from XXXX XXXX XXXX. That is our old apartment complex but was never told that there was an amount due and all of a sudden it showed up on my report. We left the complex on good terms and now I am getting multiple calls a day from them in Florida demanding payment and threatening to notify my work that I have this collection.
|
| 05/10/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The office of Hunter Warfield attempted to collect a debt I am not aware of. They have harassed me after I've told them to stop calling and on XX/XX/2023 I received a call from a person misrepresenting themselves saying they were from a grant agency and wanted to give me a grant only for me to call the number and be directed to Hunter Warfield. They are saying I owe {$3000.00} dollars to a company called XXXX XXXX whom I have never done business with.
|
| 03/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have no knowledge of this debt. I recognize the originator, XXXX XXXX but I only viewed an apartment. I did not sign any documentation agreeing to lease.
Complaint : Hunter Warfield failed to validate provide proof of alleged debt.
XX/XX/2021 - I sent a Debt Validation letter via certified mail to Hunter Warfield Inc.
XX/XX/2021 - Certified letter was delivered successfully according to USPS tracking # : XXXX XX/XX/2021 - No response received.
|
| 09/17/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
The problem I had was with Hunter Warfield collections regarding XXXX XXXX Apartments. The apartment company charged me and my XXXX roommates for staining of carpet due to my roommates cats XXXX. My roommates told XXXX XXXX Apartments that the cat XXXX was their fault and to take me off of the fine. My roommates eventually settled in small claims court and the fine was taken care of. This bad credit report was never taken off. It needs to be removed.
|
| 08/28/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Hunter Warfield has refused to validate the debt on XXXX occasions, verbally in XX/XX/XXXX when they called me. They then called my brother and mother and disclosed it was for debt collection purposes, in XX/XX/XXXX when I sent a Do Not Call letter and a request for debt validation and in XX/XX/XXXX when I submitted another request for debt validation. Additionally, Hunter Warfield reports different amounts to the different credit reporting agencies.
|
| 04/20/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
XXXX ; XXXX and XXXX are reporting incorrectly a collection in the amount of {$7400.00} on the XXXX partial account number XXXX. ( Please see page 24 of the attached credit report. ) The original amount owed was {$2000.00}. I have tried to make a payment plan on what I owe however, I have still not been provided with any itemization and/or any documentation as to what the additional {$5400.00} is for. This false reporting is harming my credit score.
|
| 01/31/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have submitted a certified letter to this creditor requesting validation of this debt and I specified please provide the name, address, and telephone number of each person who personally verified this alleged account, so that I can inquire about how they verified without providing any proof, bearing my signature. This creditor failed to provide that documentation. The only information they sent was my name, the account number and the amount owed.
|
| 11/19/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
|
Web |
|
|
I was a victim of identity theft and noticed a collection from Hunter Warfield I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against Hunter Warfield in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you
|
| 08/10/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Someone applied for me and my mom 's name for a apartment we didn't even have any knowledge that our information was used to get a apartment and we were charged {$480.00} on XX/XX/2020 then they charged us {$550.00} on XXXX XXXX without even knowing why we were charged from the company in the first place. And each month we contacted the company about it and all they did was charge us more money each time even when we explained the problem to them.
|
| 03/20/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
Collection agency harassing me and filing fraudulent information to credit bureau for monies owed to an apartment complex I never lived at.
I have provided them with proof of my correct residency during the time in question as well as the XXXX XXXX XXXX police report number where I filed a complaint for identity theft.
They have not contacted me since I supplied the police report number but continue to post negative filings with credit bureau.
|
| 10/11/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
On XX/XX/2019 I received a letter from " Hunter Warfield '' collection agency attempting to collect a debt on behalf of " XXXX XXXX XXXX XXXX '' XXXX AKA " XXXX XXXX XXXX XXXX XXXX. " XXXX. They are attempting to collect in the amount of {$1000.00}. This is an unsecured debt in the form of a leasing agreement that has been discharged through a chapter XXXX bankruptcy, as of XX/XX/2019. I have contacted them and am awaiting a response/resolution.
|
| 09/26/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Other personal consumer report
|
- Problem with a company's investigation into an existing issue
- Problem with personal statement of dispute
|
|
Web |
Servicemember |
|
Hunter Warfield a Collection firm was given personal confidential contact information by XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Maryland XXXX Emergency Contact person was threatened and harrassed.I was never contact by Hunter Warfield regarding the issue.I have phone records to verify that I was never contacted.My Emergency Contact person has records to verify the calls from Hunter Warfield .
Hunter Warfield XXXX XXXX XXXX XXXX XXXX, Florida XXXX
|
| 01/21/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I sent the company a certified letter on XX/XX/ to Hunter Warfield XXXX XXXX, located at XXXX XXXX XXXX XXXX in XXXX FL. The tracking number for the certified letter is XXXX XXXX XXXX XXXX XXXX.
It was to indicate that the {$2200.00} debt that they say I owe does not belong to me. I did not sign a contract or any form of agreement with this company.
To date, I have not received a response from them, and the debt remains on my credit report.
|
| 08/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Servicemember |
|
I asked Hunter Warfield to only contact me by mail in a letter dated XX/XX/2022. They have continued to call myself and my husband, sometimes multiple times in one day, despite my request. They called me three times today, XX/XX/2022. I have also requested proof of a debt they claim I owe, for which I am not liable. They have not provided proof. I also requested information about their debt collection license, which they have also not provided.
|
| 03/07/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
XX/XX/2018 {$4400.00} XXXX XXXX. Original Creditor XXXX XXXX XXXX. I gave 60 days notice that I wasn't renewing my lease. They stated they had to repair and clean stuff. The repairs should have been fixed when work orders were submitted. Exterminator said my apt was the cleanest one he serviced in whole complex. My deposit should've been returned. They just treat me like I'm lying about it. Other places can't believe the amount they fabricated.
|
| 03/23/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Hunter Warfield was not my oringinal collection agency it was XXXX XXXX which means XXXX XXXX wrote off my debt in their tax return and the contract was canceled with XXXX XXXX and I shouldnt owe Hunter Warfield anything. I spoke with Hunter Warfield twice to reduce the amount to pay because with the negative payment on my credit I am unable to quailfy for another house. The customer service representative only reduced it by {$50.00} dollars.
|
| 01/08/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
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|
Web |
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I was a victim of identity theft and noticed a collection from HUNTER WAR FIELD I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against HUNTER WARFIELD in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity XXXX. Attached is my document. Thank you
|
| 05/10/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX is reporting a debt collection account on my report from HUNTER WARFIELD INC. This company never contacted me or reached out to me to properly verify that this debt is mine. I actually found out about the collection account when pulling my credit report. I also noticed on my report that this collection is being reported as an open account which is not under FCRA compliance. This is inaccurate reporting and needs to be removed immediately.
|
| 05/27/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
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|
Collection company- XXXX XXXX apartments HUNTER WARFIELD , INC XXXX XXXX XXXX XXXX XXXX FL XXXX ( XXXX ) XXXX Falsely keeps reporting to my credit report an amount to my credit report that is in accurate knowing that the amount is four times what the amount should be. They have listed amount of one payment of rent which is accurately past due and I would like to resolve but also damages that were clearly listed on the wall through check sheet.
|
| 05/16/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
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|
Numerous calls regarding a debt to be collected that is not owed. There is no outstanding debt or complaints on any of my credit reports as of XX/XX/20. The calls occur daily and often several times in one day and come from two phone numbers : XXXX and XXXX that comes up as potential spam. I've attempted to complete the " stop calling '' form on their website ( XXXX XXXX XXXX ) but ironically, the form errors and is not able to be submitted.
|
| 07/31/2022 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt was paid
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Web |
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My lease with XXXX XXXX was to end XX/XX/XXXX. I paid th rent cleaned out the Rental, they didnt send anyone out to inspection the facility until XXXX XXXX. I repeatedly attempted to collect my deposit. I finally got a call saying that they felt like there was enough ware on the house to keep the deposit. The new management then added my name to the delinquent list in XXXX of XXXX. Almost three years laters and XXXX have an entire new staff
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| 08/29/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
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Hunter Warfield has been calling me non stop over and over again. When I moved from my apartment complex in 2014 I gave notice paid them and I paid Hunter Warfield. Then four years after I move from the apartment complex and Hunter Warfield added a {$500.00} to my credit report when I sent the debt validation request all they sent me was a copy of my lease, not a claim or any other reason for charging {$500.00} because I never did anything.
|
| 04/10/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Hunter Warfield is attempting to collect several application fees from apartment complexes in South Florida. I did not apply to these apartment complexes. I contacted Hunter Warfield on XX/XX/2023 regarding the fraudulent collections that they have placed on my credit report. Hunter Warfield stated that they needed and affidavit from ftc.gov, a police report, and two forms of ID to investigate and possibly remove the fraudulent collection.
|
| 12/11/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In my review of my credit report on XX/XX/2018 Hunter Warfield is reporting a collection account number XXXX in an attempt to collect a debt. I have no knowledge of this account. Hunter Warfield is in violation of the fair credit reporting act FCRA, by reporting a collection account to the credit bureaus in an attempt to collect a debt without notifying the consumer. This has hurt my ability to obtain credit and has damage my credit score.
|
| 12/11/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In my review of my credit report on XX/XX/2018 Hunter Warfield is reporting a collection account number XXXX in an attempt to collect a debt. I have no knowledge of this account. Hunter Warfield is in violation of the fair credit reporting act FCRA, by reporting a collection account to the credit bureaus in an attempt to collect a debt without notifying the consumer. This has hurt my ability to obtain credit and has damage my credit score.
|
| 09/22/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
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I am requesting verification of the validation of the electric bill statement showing proof of these charges trying to be collected. I still do not agree with owing anything as I turned off electric and water when I left and paid what was owed to the actual companies. I was informed to try to obtain and not just a statement from the apartment complex stating I owe for. I would also like to know when was the unit re rented to another tenant
|
| 04/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hunter Warfield, Loan Claim was disputed with XXXX Credit. I have never had, any verbal or written agreement with this firm for any loan. I have never had communications with anyone at this firm for a loan or received a loan from Hunter Warfield, who refused to removed this false claim from my credit report.
Company : Hunter Warfield : Account Number : XXXX Loan Amount : {$27000.00} Hunter Warfield XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX
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| 03/18/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
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Debt collector saying I owe my old apartment {$1800.00} of rent. Already paid all rent, and I sent Hunter Warfield ( debt collector ) the agreement signed by myself and the property XXXX indicating all rent due has been paid, asked them to supply their own proof of a debt owed and they could not, then they stopped communicating with me and it was reported to the major credit bureaus. This fake debt has negatively affected my credit score
|
| 01/23/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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There is an account on my credit report with Hunter Warfield that I am not familiar with. I reached out to them and sent a letter requesting validation of debt and I only received an itemized statement. Here is the tracking XXXX XXXX XXXX XXXX XXXX. A statement is not validation of debt. They did not send a contract with any signatures or valid proof that this account is mine and belongs to me. Please remove this account from my reports.
|
| 09/02/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On 3rd I mailed a letter to validate a collection that is being reported to the credit bureaus. The account was opened with Hunter Warfield Inc. Collection Agency in XXXX showing a balance of {$23000.00}. Hunter Warfield IncXXXX Collection Agency failed to respond to my validation letter as of XXXX XXXX. The uploaded attachment the letter that was mailed along with tracking information which shows when the agency received the letter.
|
| 07/19/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX XXXXXXXX XXXX XXXX XXXXXXXX, TN will not provide itemized detail to damages done. Trying to charge me a deep cleaning fee for a worn stove that was already worn ( it is not damaged ) as well as {$82.00} for a single bent blind!
Over {$100.00} for two items that I am not responsible for is insanity. They can not provide me itemized detail as to what backs up the charges so I know they are trying to squeeze a few bucks out of me.
|
| 01/27/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
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I recently pulled my credit report to find that XXXX XXXX was listed as a collection with all 3 bureaus. I havent any paper work I received a phone call a few months ago but they could verify the information after that I didnt receive any information from this company regarding any balance owed. Ive tried to dispute previously with no response I emailed them hoping for a response. I do believe this is a fraudulent activity nonetheless
|
| 02/11/2017 |
Yes |
|
- Loan servicing, payments, escrow account
|
|
Web |
|
|
HUNTER WARFIELD INC placed an incorrect credit information to XXXX.
Instead of correcting the records, they demand my personal information to correct their information. Based on the letter from them, they did n't even get my names correct. Without a paper signed by me, they called it " Verified '' to XXXX. If they can provide any paper signed by me, I 'll upload/send my driver license for your investigators to compare the signatures.
|
| 11/03/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
The debt that Hunter Warfield is trying to extort out of me, is not even on my credit consumer report. I can show a current, and pass months report. Since I asked who gave them my information ( late XXXX 2023 ), I have been contacted via email, and now phone calls. This is harrassment, casuing me mental anguish and fear of my credit not being extended to me, if they choose to fraudulenlty attach this debt to my credit consumer report
|
| 12/12/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights.
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose
|
| 10/05/2022 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Hunter Warfield in XXXX, Florida called me looking for XXXX for a rental agreement that was identity fraud. This was not me. I asked them for email confirmation with this statement and I have still yet to receive this file. They told me I need to fill out an identity fraud affidavit and a police report. I told them i will not do this until i get the paper work with them. I also called the apartment complex but have yet to hear back.
|
| 08/10/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I sent two certified return receipt letters the first was signed for on XX/XX/2018 that letter was a letter to negotiate payoff and I heard nothing then I sent another letter to tell them since they did not reply I want them to remove from my credit and that was signed for on XX/XX/2018, as of today XX/XX/2018 I still have not heard from them at all. They removed this same collection last year and put it back on about 8 months ago.
|
| 01/11/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I recieved a called from Hunter Warfield claim to be a collection Company. Said that i had i had a debt with XXXX XXXX for XXXX. Guy was very rude never identify me with the particular debt or even said is this your account or not just began talking. Told him thats not my account. I want to dispute it. Told me i couldnt dispute it. They continually call my phone at XXXX at night. Their not following correct procedure on collection.
|
| 04/03/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
Hunter Warfield a self proclaimed debt collector sent me a letter around or about XX/XX/23 claiming that I owe {$2300.00}. I have never heard of this company nor have any contact with this company. Since they themselves stated that they are debt collectors which means that they fall under the guidelines of FDCPA. Pursuant to 15 USC 1692g I have requested validation of the alleged debt that is verified under the penalty of perjury.
|
| 01/31/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
|
|
Web |
|
|
Hi my name is XXXX XXXX and I was living in XXXX XXXX XXXX and I had to leave because I couldn't afford it anymore at the time because of work issues. When I left I cleaned up the apartment and left in good terms with them other then that i was behind 3 months of rent, which with the late fees came to around XXXX XXXX it is in collection right now with hunter Warfield for around XXXX XXXX. It's unfair for them to add that much it.
|
| 04/25/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company or the company you represent. I did not open or authorize this account, and I therefore request that it be closed immediately. I also request that HUNTER WARFIELD absolve me of all charges on the account, and that you take all appropriate steps to remove information about this account from my credit files.
|
| 04/22/2020 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This collection appeared on my credit report a couple months ago and then it was removed, now it is back again on my report from another collection company, THIS DEBT IS NOT MINE I have no knowledge of this debt/collection and it must be a case of identity fraud. Please remove the collection from my report as it is the only derogatory mark on my credit and it is hurting my score severely which I need to buy a house for my family
|
| 09/01/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
On XXXX XXXX, 2016 at approximately XXXX, I called to inquire about an issue I discovered on my credit report. After unsuccessfully talking with the debt collector, they asked if they could call me on at my phone number, XXXX. I said, " You may not. '' The following day, I sent them a letter.
This morning, XXXX XXXX, 2016 at XXXX, the collector called me. They did not announce who they were. I told them, " Do not call again. ''
|
| 10/19/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
Hunter warfiled has erroneously reported a collection for {$4800.00} on my credit report from supposedly an apartment complex which is NOT legit and original creditor could NOT validate or justify the charges thus released of all liability due to breath of their power. However Hunter warfield has continued to report and aggressively trying to collect on this erroneous collection threatening levy, arrest and ceasure of assets...
|
| 03/26/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to!
I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company!
THIS IS NOT MY DEBT!
|
| 10/12/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
On XX/XX/2023, my credit report was obtained and was used to apply to multiple creditors. Someone broke into my car and stole all of my items including personal bank cards, id and social security. My credit has had a fraud alert on it to not be obtained and the companies still went against my credit protection and faulted me for a debt that was not mine. I have been in military training and have no way of applying to anything.
|
| 04/12/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I received a letter in XX/XX/XXXX stating I owed money as a co-signer on an apartment in Florida. I called them and said it was not me. I received another letter XX/XX/XXXX stating I need to pay this debt, and the collection process has escalated. I never co-signed for any apartment. They have not send me any documents showing how I am connected to this. My name was used fraudulently and now they are trying to collect from me.
|
| 07/14/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I wrote a letter to the debt collector stating for them to verify and validate that this debt belongs to me. The account in question is XXXX XXXX and is being reported by Hunter Warfield Incorporated. No information has been sent to me verifying this issue. I do not have a contract with this creditor. In which they have failed to provide proof.
COLLECTION : Hunter Warfield INC / XXXX - {$3000.00} / account status says Open.
|
| 11/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
Hunter Warfield is attempting to collect XXXX for unpaid rent for the XXXX XXXX XXXX. They were paid by XXXX XXXX of Minnesota. they sent them the payment in XXXX. Also I went by the apartments in XXXX and could see patio furniture on the balcony, and people in the apartment. I could als0 see the TX from the XXXX XXXX parking lot. The trios are trying to double and even triple dip for the rent which is illegible in Minnesota.
|
| 04/25/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American |
|
I am receiving repeated phone calls ( now daily ) from various XXXX XXXX telephone numbers. I know them to be a debt collector, yet I have no outstanding debts. Calls received from : ( XXXX ) XXXX - received at XXXX XXXX on XX/XX/2019 ( XXXX ) XXXX - received at XXXX XXXX on XX/XX/2019 ( XXXX ) XXXX - received at XXXX XXXX on XX/XX/2019 ( XXXX ) XXXX - received at XXXX XXXX on XX/XX/2019 Those are just the most recent calls.
|
| 12/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
Lease from XX/XX/XXXX to XX/XX/XXXX Needed to move out due to the Pandemic.
Provided required notice to complex XXXX XXXX : XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX ( XXXX ) XXXX Paid all rent.
They Charged additional month and fees after move out.
I have been unemployed since XX/XX/XXXX and never delinquent with my bills.
They are reporting to my credit score and tanking it.
They are additionally charging interest.
|
| 11/14/2019 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
There is a collection reporting on my credit file with hunter Warfield for an apartment complex. I do not owe the money they are indicating. I was on a month to month rental paying an additional {$200.00} a month for going month to month and I gave written notice when I moved. This apartment complex has changed hands several times so that may be where the mix up occurred but regardless I don't owe anything to either company.
|
| 09/15/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I moved into a house from a apartment, I canceled my lease and paid all fees before turning in my keys. The apt manger advised me nothing else was owed when I paid them in full the day I left. I received a letter from Hunter and Warfield stating I owed them close to {$600.00}. I stated I owed them nothing and to please not contact me again. They have repeatedly called me and my wife. My wife was a financial party to contact.
|
| 12/24/2015 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
My property management placed the judgment for a debt with a debt collector and reported the debt to XXXX. I have disputed the amount of the debt with XXXX who rejected my dispute.
The court judgment amount is for {$2900.00}, which I am willing to pay. However, the collection amount placed by property management is {$10000.00} which is not allowing me to seek financing to purchase a home and overall has fractured my credit.
|
| 08/31/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
A third party contacted this debt collector ( Hunter Warfield ) on XXXX XXXX, 2015 by telephone at XXXX about my account. The employee at Hunter Warfield, who identified himself as XXXX, did not ask the caller to identify themself and assumed they were me ( the account holder ). XXXX discussed the amount I owe and threatened to report my debt as unpaid to credit reporting agencies based on his conversation with this person.
|
| 03/20/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I sent a dispute letter concerning information reporting on my credit report directly to the creditor. I am unsure why they are reporting inaccurate information on my credit report. I have never gave this company the authorization to access my personally information or I never have any services with this company. They have not responded with any solution on why they are reporting inaccurate information on my credit report.
|
| 09/17/2018 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
This company is repeatedly calling my elderly parents, inlaws and threatening legal action against me, sharing information with third parties, the language they use is abusive, threatening and they will not stop calling. They also call my work phone many times per day. They do not leave messages nor have I received any sort of debt validation. What they are doing is illegal. The most recent call was today to my work phone.
|
| 11/24/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Debt was disputed and deleted from credit as the debt collector could not provide requested information of what was owed. Final payment of rent was paid in full. No proof of why I am being charged XXXX no breakdown. This resulted in me disputing this charge from my credit and it being deleted. I am continuing to receive the emails and calls following the dispute being deleted in my favor. Hunter Warfield is the collector.
|
| 03/13/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Report provided to employer without your written authorization
|
|
Web |
|
|
in accordance with the fair credit reporting act XXXX Account # XXXX, has violated my rights.
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
15 USC 1666B : A creditor may not treat a payment on a credit card under an open end consumer credit plan as late for purpose.
|
| 04/15/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The month XXXX XXXX and XXXX I have sent checks to Hunter Warfield INC they are not reporting on time or not reporting at all at the same time they are not returning my checks the amounts reported are not equivalent to what I have payed down.
Also this debt decision was unfair considering that they are two parties involved they have decided to go after me individually when XXXX clearly knows the other parties involved
|
| 07/26/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I spoke with this debt collector. I offered to make payments on this collection. He refused to let me set up a payment plan. He said I must make payment in FULL. I can not make payment in full. So I submit this complaint regarding his statement. I offered to make payments and he refused. He is refusing to let me make payments. That being said, I should not have to pay this debt since he refused to let me make payments.
|
| 02/06/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
In accordance with the fair credit reporting act XXXX on the date of XX/XX/23 account owner : XXXXXXXX XXXX XXXX XXXX XXXX account owner : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX has violated my rights.
15 usc 1681 section 602 8 clearly states I have the right to privacy.
15 usc 1681 section 604a section 2 also states a consumer reporting agency can not furnish your account without my written instructions.
|
| 12/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with fair credit reporting act XXXX XXXX XXXX XXXX has violated my rights.
15 USC 1681 Section 602 states I have the right to privacy 15 USC 1681 Section 604 A section 2 : it also states a consumer reporting agency can not furnish an account without my written instruction.
15 USC 1666B : a creditor may not treat payment on a credit card account under an open end consumer credit plan as late for purpose
|
| 07/17/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX is trying to say a simple clog cost over {$4000.00} in damage, their repair guys said it was the pipes and not the clog, XXXX XXXX is going after me anyway. Hunter Warfield bought my debt from XXXX XXXX and is now harassing me and ruining my credit trying to get as much money out of me as they can. No one is getting a dime from me, the debt is illegitimate, and Hunter Warfield needs to cancel it and move on.
|
| 11/18/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
Name of Furnisher : XXXX XXXX amount {$700.00} Collection Agency reporting incorrect Info : Hunter Warfield Date I made pmt : XX/XX/XXXX cashier 's check from bank was mailed to Furnisher XXXX XXXX
The debt collector from online has ha it of taking peeps money and not providing clearance letters for their report.
XX/XX/XXXX - Filed dispute with XXXX. They did not update report.
XX/XX/XXXX Filed dispute with XXXX.
|
| 01/05/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
This was a apartment complex called XXXX XXXX XXXX in which I did not receive a bill. I was expecting my deposit returned of {$350.00} but instead they say I owe around {$100.00} that now shows up on my credit report under a collection company called Hunter Warfield. I have sent a letter to XXXX XXXX XXXX either asking for my refund of a detail receipt of the bill in question. I have receive nothing from the company.
|
| 12/07/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I contacted Hunter Warfield about at {$6100.00}. I was informed by Manager XXXX XXXX was due to an XXXX XXXX lived in XXXX XXXX in XXXX XXXX, Illinois. I do not know the accurate address. I informed him that the address was not on my credit report nor does an inquiry appear. I completed an identity theft form on identitytheft.gov. They could not validate the ownership of the debit but stated it would not be removed.
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| 01/12/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
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Hunter warfield acting on behalf of XXXX properties is claiming I owe {$4400.00} to XXXX properties.
They have my personal information including my date of birth, ssn, mothers name and other information of mine.
This debt is not my debt as I have never had any dealings with XXXX XXXX and have never rented from them.
I have tried multiple times to get this removed from my credit report but it keeps coming back.
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| 01/10/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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This company purchased a rental property in the middle of a lease and think they can charge me for 10+years old carpet that was due to be replaced at no expense to me by the previous owner. Under no circumstance am I responsible for this debt. It should be removed asap. The collections agency calls all hours of the day interrupting my sleep because I work nights and when I answer their is seldom someone on the line
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| 03/17/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
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Web |
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In accordance with the fair credit reporting act XXXX account # XXXX has violated my right.
15 USC 1681 section 602 States in have the right to privacy.
15 USC 1681 section 604 A section 2 : it also states a consumer report agency can not furnish an account without my written instructions 15 USC 1666B : A credit may not treat a payment on a credit card under an open end consumer credit plan as late for purpose.
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| 07/31/2023 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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XXXX XXXX has been calling, sending emails and text messages for different amounts ranging from $ XXXX. The calls started on XXXX-current ( last call was XX/XX/23 @ XXXX ). This company has harassed me non-stop, threatening to sue me, and put the information on my credit in which they did. The representatives have all said different amounts owed and also impersonated someone else to get me admit this is my debt.
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| 06/14/2023 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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The creditor never sent me documentation about the debt to my mailing address The last one which I received the email way back in 2021 the bill is {$140.00} I am ready to settle down with the creditor unfortunately the creditor is trying tricks & told pay through the collection & there are charging me {$480.00} extra I am not ready to pay because they are trying to scam me The collection agency is threatening me
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| 06/09/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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We have been receiving multiple calls daily in regards to a collection. The collection amount is incorrect and we have formally in writing disputed the charges. We have also in writing asked the debt collector to no longer call us. They have continued to call both myself and my wife in addition to non involved family members. Additionally they have verbally threatened and harassed my wife in regards to the debt.
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| 10/26/2022 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I lived in an apartment community, my lease expired and I moved out with proper notice. I received final notification from apartment community that stated I was leaving with no balance and proper notification. Company placed a bill with collections, and I have contacted to get this resolved. Apartment management stated they do not show a balance for me and can not assist if there is no account with money owing.
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| 12/06/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
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Web |
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my complaint is about Hunter Warfield. I am disputing the accuracy of this debt with XXXX. I submitted the dispute on XX/XX/2021 and the collector should have been notified by now that it is in dispute. However, I am still receiving daily calls in an attempt to collect the debt even though it is still in process with the dispute! This should be illegal and I am willing to take legal action against this company.
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| 07/06/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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In XX/XX/2018 I disputed with XXXX, XXXX, and XXXX a company named Hunter Warfield which is a debt collector. I was sent back investigation completed and account was verified. On XX/XX/XXXX I sent Hunter Warfield a certified letter asking for verification, this company has not sent back verification as of this date. The amount in question is XXXX. I am requesting this amount be removed from my credit report.
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| 03/04/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Hunter Warfield Inc. Has been trying to collect a debt from me for almost a year now in the amount of {$430.00}. This claim has already been disputed through XXXX and XXXX and determined to be fraudulent and inaccurate. It has been removed from my credit report however I still get calls from this company everyday and now they are emailing me claiming I gave permission to communicate via email which is false.
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| 08/28/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
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Web |
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XXXX has the following information on my credit report and it is not correct : States I am know as XXXX have never spelled my name this way Shows an address of XXXX XXXX XXXX XXXX TX XXXX have never lived in TX Shows a collection account from XXXX XXXX XXXX XXXXXXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX FL XXXX XXXX XXXX XXXX. This does not belong to me.
Shows an inquiry from XXXX. I did not authorize this.
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| 04/16/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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I was injured at an apartment complex in XXXX XXXX, CO and became XXXX after falling down a flight of stairs. I have disputed the validity of the debt since inception and the debt collector has ignored my repeated attempts to put a stop this harassment.
I have attached a copy of the most recent correspondence that has been sent to the agency requesting that they cease and desist all action on this account.
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| 12/04/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
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Web |
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I just learned by XXXX XXXX that I have a new harmful collection data in my Credit Reporting Agencies, and I don't even know that company.
I never received any previous communication from this company. How come they destroy my credit score when I don't even know what's going on.
It should be retrieved from all reports immediately.
I never saw such a thing ; I'm asking myself if It is just discrimination.
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| 03/22/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
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|
Web |
Servicemember |
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The collector continues to update/change the amount due on the accounts to both XXXX and XXXX back and forth from XXXX to XXXX and then back to XXXX.. so on. I have not made an payment and this continues to hurt my credit score as if I am missing a payment and making a payment when actually the collector is changing the amount owed every month illegally. Please remove Hunter Warfield from all credit reports.
|
| 12/15/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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As of XX/XX/2018 HUNTERS WARFIELD KEEP INCREASING AND DECREASING A DEBT THAT DOESNT BELONG TO ME.. ACCORDING TO THE FCRA INCREASING AN AMOUNT THAT HAS ALREADY BEEN REPORTED YOU CANT INCREASE AND DECREASE BY {$1.00} TO {$2.00} DOLLARS EVERY WEEK OR MONTH WHICH DAMAGES AND HARASSING SOMEONES CREDIT ITS NOT RIGHT ITS A VIOLATION UNDER THE FCRA. THIS MUST AND SHOULD BE REMOVED FOR INACCURACIES UNDER SECTION 609.
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| 12/03/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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HUNTER WARFIELD, INC has continued to report a past dept from XXXX to XXXX and back and fourth without offering me a settlement option in order to destroy my credit history, they where removed from my credit report for the same dept but later re-reported with an even higher balance and I would like to resolve this dept but am unable to because of no contact settlement information from this collection agency!
|
| 07/12/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Hunters Warfield is reporting a collection on my credit file that was removed over a year ago. I am in the middle of escrow, this collection being re-added to my credit has increased my interest rate significantly. This is unacceptable and unfair. I know nothing about this account and the credit bureaus have a police report with the original creditors name, thats why the account was removed over a year ago.
|
| 09/23/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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CFPB + Hunter Warfield, Per my XX/XX/2022 XXXX credit report there is a collection from your company listed I am unaware of and I am requesting its validation.
Attached to this complaint are : - drivers license of ID as well as address - written complaint - screen shot of location on credit report Please have this investigated, and if it can not be validated, removed from my credit reports immediately.
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| 04/29/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
|
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In accordance to the Fair Credit Reporting Act the list of accounts below have violated my federally protected consumer rights to privacy and confidentiality under 15 U.S.C 1681.
HUNTER WARFIELD INC.
15 U.S.C 1681 Section 602 A. States I have a right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
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| 03/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
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Web |
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This company keeps harassing me when I did not have any type of business with them not have I ever given them my information, I also have never given anyone else or any other company the authority to give out or sell any of my personal information. They also keep changing the amount on this collection and keep reporting it to the bureaus falsely and incorrectly every week. Get this mess off of my report.
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| 06/17/2018 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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On several occasions I have requested original contract or lease with my signature to be mailed to me they are showing a debt for a collection of {$280.00} for something i did not a signed I believethat their employees at XXXX XXXX stole my information.. i want this removed from my credit also the company is reporting a debt for XXXX XXXX which I could not live in because it was inhabital see attachment.
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| 11/20/2023 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Told you not to respond to a lawsuit they filed against you
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Web |
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So Hunter warfield INC has been posting things on my credit report file and sending me mail to my house and emails, saying i owe a debt of which i dont not. also ive attempted to dispute it with them and i have had no success. also it told me it was closed and reopened, which indicates to me that it is a sold debt. so in any case it shouldnt be on my file in the first place. could you please remove it?
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| 05/17/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I 've tried disputing a fraudulent collection account on my credit report. I 've sent letters to the agency and have gotten little response. My official complaint is against HUNTER WARFIELD for reporting credit information to the credit reporting agencies that was a result of Identity Theft Ive asked in my letter that the negative reporting ceases and the information be removed from my credit report.
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| 11/13/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
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|
Web |
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In XXXXXXXX XXXX XXXX, a rental management company called XXXX XXXX sold a rental debt accrued under COVD-19 federal and state protections. This makes the debt multiple ways illegal. I've tried several times to have the debt removed by contacting the company through credit bureaus. They have not removed the debt, which has now accrued interest to beE $ XXXX and is preventing me from securing housing.
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| 09/04/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
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I have been a fraud victim were someone has rented a property under my name. I don't know where it was, but a collection agency named Hunter Warfield placed the reference on my credit without validation for the amount of {$13.00}, XXXX. I can 100 % assure that this account does not belong to me. Apparently, the account rental was in another state that is not XXXX where I have been living since XXXX.
|
| 08/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
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|
Web |
|
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I have {$380.00} in collections according to XXXX XXXX because of Hunter Warfield. They believe I still owe my apartment complex more money after moving out.
I paid my deposit of {$400.00} that's in my lease that me and the manger of said complex signed but the lease has been ignored and they believe I only put down {$100.00} deposit.
I have sent my lease agreement to them and received no response.
|
| 12/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
I moved from a home and left the property in better condition than received. Pictures from before the rental and after were provided. Receipts for cleaning were provided. However, they are still claiming over {$2000.00} is owed in cleaning and repairs. Their claim is completely without merit and they have told me that they would report to the credit bureau by the XXXX of this month if debt not paid.
|
| 05/09/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
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I moved from a XXXX XXXX 's apartment in XXXX of XXXX . I turned in my key and all debt was satisfied. Since then the collection agency Hunter Warfield has came after me with a total debt of {$3000.00}. This was a joint account in which I satisfied all debt obligations with the original creditor. This has previously been disputed and removed from my credit re port but was later added back.
|
| 04/07/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
After being hospitalized and losing income I was evicted from XXXX XXXX in XX/XX/XXXX. I paid a settled amount in XXXX XXXX that was agreed on via a money order. I was told the item would be removed from collections and I would receive a letter from them showing a paid in full. Neither happened. 5 years later this continues to show up on my credit report and I ca n't rent an apartment because of it.
|
| 07/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
The debt collector was hired by my former to collect a debt that should of never been reported by the landlord this company took 20 points off my fico score and it cost me a mortgage loan because of this they refuse to put those 20 points back on my score and the landlord they just dodge my questions with excuses they need to be held accountable to for this there was no excuse for this at all none.
|
| 10/29/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hunter Warfield has increased a debt owed over time.
XX/XX/XXXX went up {$5.00} XX/XX/XXXX up {$4.00} XX/XX/XXXX {$10.00} XX/XX/XXXX {$4.00} XX/XX/XXXX {$15.00} XXXX {$5.00} XX/XX/XXXX {$10.00} XX/XX/XXXX {$19.00}. It is from an old apartment on move out charges. I cant go back any further in my credit report to find more evidence. They are adding either interest or fees monthly or twice a month.
|
| 04/01/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
I received a call from this company while at work. The person I talked to was very rude, so much so that when the call ended I called back to file a complaint. When I called back to file a complaint the next person on the phone was extremely rude as well. They harassed me about the payment using very unprofessional language and I felt threatened. I felt as if I were being bullied into compliance.
|
| 03/22/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I called to check on alleged debt that was on my credit report and inquire about removal also requested proof of this alleged debt. I never received proof and the account is still reporting negatively. I have written emails requesting this proof of debt to the Consumer Collections Manager XXXX XXXX on XXXX XXXX, 2022. I have not received any thing in the mail yet, which means they need to delete.
|
| 03/22/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Approximately XXXX, I paid XXXX XXXX XXXX formally known as XXXX XXXX XXXX XXXX XXXX XXXX to vacate the eviction and I signed documents to accept the offer. I even got rental help by an agency here in XXXX which paid them XXXX which was the maximum amount they would pay. This eviction/judgement that's being reported on my XXXX credit report is false and its hindering me from getting an apartment.
|
| 07/26/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have been disputing this collection for awhile for a collection that was placed on my credit last year for a debt that I do not owe. I 'm not understanding why this collection was placed on my account for {$5000.00}. I want this to be removed from all my credit reports immediately. I 've sent in numerous dispute letters and no action has been taken. Please advise on any updates from this issue.
|
| 04/03/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I paid a rental collection through a collection company by the name of Hunter Warfield 3 years ago and the collection is showing that I never paid the collector. Hunter war field never contacted the leasing company to remove the the collection from my account. Im unable to lease another property Because of hunter warfield negligence. My previous lease office said hunter warfield never paid them.
|
| 07/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I have sent this collections creditor two letters asking for full validation of the debt that they are trying to collect from me and reporting against me on the credit reports. I have a right to understand the charges being held against me. To date, I've yet to receive any answer, but yet they are allowed to be reporting against me on the credit report, whether the information is right or wrong.
|
| 10/25/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The whole month of XXXX I was getting calls from Hunter warfield about a debt of XXXX for something about a apartment complex I rented I never rented a apartment complex so they said they I could possibly do jail time if I dont pay I ask for information they say they sent off I never recieve I ask for original creditor and the their right to be collecting debt or to keep calling me they hung up
|
| 10/18/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
HELLO MY NAME IS XXXX XXXX AND THIS IS MY SECOND ATTEMPT ON TRYING TO RESOLVE THIS MATTER WITH XXXX XXXX. PLEASE READ THE FOLLOWING NOTICE THOROUGHLY AND CAREFULLY BEFORE RESPONDING. IT IS A NOTICE. IT INFORMS YOU. IT MEANS WHAT IT SAYS. FOR THESE REASONS IT IS RECOMMENDED THAT YOU CAREFULLY CONSIDER THIS NOTICE AND RESPOND IN SUBSTANCE, WHICH MEANS ACTUALLY ADDRESSING THE POINTS RAISED HEREIN.
|
| 07/12/2023 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
I am writing to delete and remove the following accounts and information off of my consumer report. The accounts and information listed below should not be reported on to my consumer report. This is a direct violation of the FDCPA and FCRA and needs to be deleted and removed off of my consumer report immediately as it's violating several laws. Remove these accounts and information immediately!
|
| 11/08/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On XX/XX/2023 I submitted a complaint identified as XXXX. Pursuant to FCRA 609 ( e ), I am entitled to a copy of the documents submitted using my personal information. I have made multiple requests for this documentation. To date, XXXX2023, I have not received the documents. I demand a copy of the documents so that I may mitigate future attempts of unauthorized use of my personal information.
|
| 10/20/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
I am filing this complaint to HWARFIELD for allowing fraudulent account on my credit report and for no corrective actions taken on this fraudulent information. As I checked my recent credit report, inaccurate account is reporting on my credit report and no further actions have been taken. I have filed an FTC report which I included here with report number XXXX for your reference and as proof.
|
| 02/09/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I filed for divorce in XXXX of XXXX which created financial separation from my XXXX. In XX/XX/2021, she fraudulently docusigned my name to a lease at XXXX XXXX XXXX. I never consented to the lease, signed the lease, or visited/used the property. It is in XXXX XXXX and I live in Washington. The debt was sold to Hunter Warfield who is now trying to collect the on the debt. Their number is XXXX
|
| 11/17/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I received two credit report monitoring alerts.
XXXX : XX/XX/XXXX Hunter Warfield - XXXX XXXX XXXX ( Collections ) in the amount of {$430.00}.
XXXX : XX/XX/XXXX Hunter Warfield - Unpaid in the amount of {$430.00} I am an XXXX XXXX service member and this is not a valid debt.
I have a perfect credit report with no late or missing payments. I also do not have any obligations in this amount.
|
| 11/29/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
i went to check my credit karma report as well as my free credit report monitoring sites and there are some fraudulent accounts on my credit that i would like to be removed immediately the following accounts are.
1.hunter Warfield inc in the amount of {$22000.00} 2XXXX XXXX in the amount of {$1100.00} 3XXXX XXXX XXXX XXXX in the amount of {$1100.00} 4.XXXX XXXX in the amount of {$1000.00}
|
| 03/31/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I need help, I loved at XXXX for many years decided I was not going to renew my lease provided a notice as stated in my lease and now I look at my credit file and see a {$2600.00} collection. This is NOT accurate and unfair. I have disputed this with no outcome. Please help. I was a GREAT tenant and left the unit in excellent condition. Where are these fees coming from? This debt is NOT MINE
|
| 05/09/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Hunter Wardield Inc has reported a balance of {$2800.00}. Claiming I allegedly owe them this amount. I sent them a validation request letter on XX/XX/2023 ; and they have unfortunately failed to respond whatsoever. I have asked them to remove this alleged debt and they have failed to do so. I can send additional proof showing the delivery receipt of my mailed letter request to this company.
|
| 04/17/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XX/XX/XXXX HunterWarfeild is alleging that I owe {$770.00} or so the amount keeps changing on my credit report the amount keeps going up. I reached out to this company and asked for a signed contract they sent me back a contract with forged signatures that are not mine. I wrote them a letter to explain that this information is incorrect. Im not satisfied with this being on my credit report.
|
| 04/17/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Collection agency calling me and my wife everyday at inconvienient times while at work an at home. They say I owe {$1100.00} which is absolutely false and untrue. They said I would be reported to the credit bureaus that would ruin my credit if I didnt make a payment to them. I have never done business with this company in my life and this is the XXXX time I 've even heard of this 'company '
|
| 01/11/2023 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I was notified on XX/XX/2XXXX via voicemail from collection agency Hunter Warfield that I owed a debt on a rental property that I never stayed at. The person used both my name and social security number in order to rent this property and has since been evicted. The amount owed is {$14000.00} and the company directed me to file a police report, submit an affidavit and a photo copy of my ID.
|
| 10/27/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Other personal consumer report
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
While in the process of trying to rent another apartment I ran into a problem with my credit history on an item from Hunter Warfield that has already been paid off however was never removed from my report, and now it is impacting me to secure a new apartment. Attached is a receipt of payment from the company that I paid out in XXXX. There is no reason for this to still appear on my report
|
| 06/03/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In XX/XX/2018, XXXX XXXX was removed from my credit bureau. I contacted the company to notify them that this should not be on my credit report. I told corporate that I signed a release form which removed me from the apartments lease. They didnt have any of my information on file. Now they are reporting AGAIN on my credit report. This is not my debt. I signed to be released from the lease.
|
| 04/28/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
Federal Trade Commission Reference Number : XXXX Hunter Warfield has repeatedly tried to collect money from me that was paid to the employees of XXXX XXXX XXXX despite the fact that I have produced cancelled checks. I paid the company according to their instructions to the XXXX XXXX . I moved out of the apartment into another company managed by XXXX XXXX XXXX XXXX .
|
| 12/09/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Balance {$3700.00} Dear Sir or Madam, On XXXX XXXX, 2021 I notified Hunter Warfield Inc in writing that this debt be Exemption, Due to Hardship, they refused to cooperate or consider, or verify. Hunter Warfield Inc refused to follow up on my letter explaining or notice it is disputed. I wish to file a complaint against Hunter Warfield Inc under the Dodd-Frank Act.
Sincerely, XXXX XXXX
|
| 10/15/2018 |
Yes |
- Debt collection
- Mortgage debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The XXXX XXXX has filed an eviction reason because I called code enforcement they came out hit the company with almost 9000 in fines so for them not to pay it they had my family and I kicked out sold it to their friends cheaper once the title was in their friends name it was no longer their response ability they refused my money so I didnt know to do never been in that kind of situation
|
| 01/11/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Hunter Warfield is reporting to the credit bureaus that I owe them {$2400.00} due to an old apartment lease I had with XXXX XXXX. I have written, faxed, and called them requesting a detailed explanation of the debt, because I do not believe I owe the apartment community anything. Unfortunately, for nearly two months now, Hunter Warfield has not bothered to respond with this information.
|
| 02/19/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX XXXX alleged that I was responsible for carpet repairs after moving out of an apartment in 2017. Rather than make a claim using an appropriate forum, they incorrectly asserted that my obligation was a liquidated debt. Hunter Warfield continues to incorrectly characterize the claim as a debt.
In any event, the claim is time barred by the statute of limitations and no debt exists.
|
| 07/29/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I have disputed this account several times and the results on XX/XX/19 came back that XXXX and the company deleted this account from my credit report. Now this company is back reporting it after deletion how can I get this resolved? I do not owe this and this company sent me paperwork with false signatures on it. I want help to keep this account deleted this is unfair collection acts.
|
| 01/27/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Company is stating that I owe an apartment complex. I have never resided at this community or had utilities at this particular location. I have reached out to the property management company, which stated they had no record of a lease due to new ownership. I also attempted to dispute the claims but have failed. They just state I owe an outrageous amount and that it needs to be settled.
|
| 04/06/2023 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Hunter Warfield Inc. called my wife and me about a rental property debt. I submitted a request for confirmed proof of this debt on XXXX XXXX XXXX. The letter was delivered on XXXX XXXX at XXXX XXXX according to my tracking ( # XXXX ) from the certified mail receipt from the USPS XXXX I never received anything from Hunter Warfield and now this collection shows up on my Credit report.
|
| 04/28/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I WENT TO APPLY FOR A NEW APT . TODAY AND FOUND OUT I CAN NOT MOVE INTO ANY APT . BECAUSE I WAS IN DEBT COLLECTION FOUR YEARS AGO WITH HUNTER WARFIELD AND IT WAS PAID XXXX XXXX 2014 IT WAS NEVER SENT IN TO BE TAKEN OFF MY CREDIT HISTORY. I WAS LIVING AT XXXX XXXX WHEN THIS TOOK PLACE AND IT WAS A MISTAKE AND IT WAS PAID FOR. PLEASE CHECK INTO THIS MATTER SO I MAY MOVE FORWARD. THANKS
|
| 02/16/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I was given a notice to vacate XX/XX/2015. I paid for XX/XX/XXXX then vacated XX/XX/XXXX. I have proof of payment on my bank statement of this transaction on XXXX/XXXX/2015. I am now being asked to pay {$3100.00} for early termination fees along with rent due when it should be {$1900.00} because I paid a full month 's rent of {$1200.00} for XX/XX/XXXX just before I left on XX/XX/XXXX.
|
| 11/06/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX is trying to collect a deposit that is not due as a result of their breach of contract. I never received the keys to the apartment nor did I move in, since the terms of the lease were breached before making payment so I terminated the lease prior to move in date. This was communicated to XXXX XXXXt on multiple occasions and my attorney sent a letter to them confirming this.
|
| 04/08/2023 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
on XXXX XXXX this company through another part contacted my aunt about a invalidated charge. When the other party furnished their number I called them back and they said they would send my social security number to a foreign company to further harass me. The epresentative also called me a XXXX over the phone and said i was XXXX to have a XXXX vehicle. which i recorded te phone call.
|
| 03/31/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I HAVE REACHED OUT TO ALL COMPANIES NO LESS THAN THREE TIMES. COMPANY HAS FAILED TO VALIDATE THE DEBT EVEN THOUGH THE DEBT IS REPORTING INCONSISTENTLY ACROSS CREDIT BUREAUS. THEY HAVE IGNORED MY REQUEST AND VIOLATED MY CONSUMER RIGHTS. PLEASE HELP AS THESE OUTRAGEOUS REPORTINGS ARE STOPPING ME AND MY FAMILY FROM OBTAINING HOUSING. PLEASE HELP ME TO REMOVE THESE ACCOUNTS IMMEDIATELY.
|
| 09/26/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Hunter Warfield Inc response didnt resolve the issue on verification of debt I supposedly owe, they stated a letter was sent out XX/XX/2029 for validation that I never received or had any knowledge of this debt and then 6 months later they stated they just reviewed records, which doesnt makes sense, I only seen knowledge of this alleged debt through their response from my complaint.
|
| 07/26/2023 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Sued you in a state where you do not live or did not sign for the debt
|
|
Web |
|
|
amount XXXX never heard of these people.
hunters warfield on my credit report are stating this is my debt and it is not i searched my credit file and its showing an address i never resided before. it says a new jersey address and ive never resided in new jersey. ive disputed it with XXXX and disputed with the other 2 but they wont remove it once i proved where ive always resided.
|
| 12/05/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
COMPANY FILED IMPROPER LAWSUIT, ORDER FOR POSSESSION WAS OBTAINED BUT NO ORDER FOR MONEY OWED. THEY HAVE THREATENED GARNISHMENT AND HAVE NOT RESPONDED TO REPEATED ATTEMPTS FOR VALIDATION OF THE DEBT. NEVER RECEIVED PROPER NOTIFICATION OF COURT SUMMONS AND THEY SEIZED PROPERTY ( INCLUDING 2 DOGS ) WITHOUT CONSENT AND REFUSED TO RELINQUISH LOCATION OF ANIMALS/PROPERTY WHEN REQUESTED.
|
| 07/31/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
Servicemember |
|
I spoke to the original company. Their workers made an agreement to keep the TV and other appliances in the apartment and agreed to remove everything else. They obviously didnt do it. I just explained the situation to the creditor and I also explained that I was in the process of purchasing a house and the creditor basically threatened my with the good luck trying to buy the house.
|
| 09/28/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Hi, I received a credit alert about a Major Derogatory Account and the company is HUNTER WARFIELD. I see they are a debt collector. I haven't heard of this company, received any contact from them and I have no idea how this got on my credit report. I pay all my bills and on time. I'm not sure how they can do this legally but this on my credit report and has affected it negatively.
|
| 09/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have made multiple attempts to contact this collection company on the ownership of this account. I've submitted multiple credit bureau disputes for the furnishing of ownership and documentation. The documentation showed an application with a social security number that does not belong to me ending in XXXX. I believe that this account belongs to someone else with a similar name.
|
| 04/23/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have a collection from Hunter Warfield Inc for {$2200.00}, I call Hunter Warfield asking to verify this debt, They told me they had no paperwork on this debt. I sent a letter on XX/XX/2023 asking to show me paperwork which would verify this debt. Hunter Warfield has not respond to my letter. this should be remove from my credit report for lack of Hunter Warfield fail to verify
|
| 05/17/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I noticed a collection account on my credit fr om Hunter Warfield. The y never sent me a notice or anything telling me that they were reporting anything on my credit. They just put it on there. I sent for validation of the account over 45 days ago and they just ignored me and yet still are reporting this on my credit. They are in violation of the FAIR DEBT COLLECTION PRATICE ACT
|
| 05/05/2023 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
I have been requesting for this company to send me validation of debt to clarify everything about this alleged debt but not only they have failed to send me information, but they are also reporting false information to the credit bureau which is damaging my character. My information may have gotten to the hands of the wrong people and this may be the result of such an incident.
|
| 05/28/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XX/XX/2022, HUNTER WARFIELD has violated my consumer rights. Hunter warfield has broke the laws of the Fair Debt Collection Practices Act. I want monetary relief. I have attached my affidavit and invoice. I have attached a copy of the validation letter that was sent to a address that is not mine as well. I cycled the laws that have been broken and labeled the laws next to them.
|
| 01/03/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I was sent a class action postcard against this company explaining they had no license to collect debts in the state of Maryland and also I never received anything regarding this debt and also the debt is to much for the period of time of the debt and they also are on my credit and the co signer credit with never even notifying either of us because the default amount is bogus!!
|
| 03/01/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I contacted Hunter Warfield about this collection/debt. They stated that someone name XXXX XXXX used my social security number. They stated that I needed to file a police report so I did. They told me to fax the paperwork to them and they would investigate and clear my report. I haven't heard from them and its still on my credit report.
The amount owed {$5100.00} on XX/XX/2016
|
| 10/09/2023 |
Yes |
- Debt collection
- Rental debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I had a court case with an apartment complex that I was living at and the case was dismissed in court where I did not owe anything. They continued to send emails and I responded saying this court was thrown out and no response. They then sold the debt to another company which I contacted and sent them the court documents and said they would not honor nor respond to me anymore.
|
| 12/04/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
Telephone calls received from Hunter Warfield for the past 11 months. Have not ever answered the calls -- can not provide details of reason for calls.
Suspect that reason for call is a medical debt that my son 's wife owes. I have no debts and I owe no debts.
Calls come from phone numbers XXXX XXXX XXXX, caller id is Hunter Warfield and XXXX XXXX XXXX, caller id is Toll Free
|
| 02/07/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
We moved out of XXXX XXXX in XXXX FL in XX/XX/2015, ( XXXX XXXX XXXX ) As we were moving out they presented me with a bill.
Said we didn't maintain AC, dirty carpets, water bill.
I paid the water bill portion because that I believed we owed.
I disputed the AC and dirty carpets.
I then found they filed with a collection agency, but I was never notified of this action.
|
| 06/27/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
When viewing my credit report on XXXX/XXXX/XXXX, I found a negative account with a company called Hunter Warfield. The amount owed is {$2300.00} and was placed for collections on XXXX/XXXX/XXXX. I have never heard of or been contacted by this company notifying me of anything. They have incorrect information. I am requesting that this be removed from all of my credit reports.
|
| 11/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
This debt is for an apartment we lived in. The complex sent us a detailed bill and we agreed with half of the amount they showed we owed. The other half are for items/problems that do not exist. We took pictures and move out videos so we have proof. However, the complex has not been interested in our proof and still have the amount on our credit report as a collection acct.
|
| 01/21/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I sent the company a certified letter on XX/XX/2022 to Hunter Warfield XXXX INC, located at XXXX XXXX XXXX XXXX in XXXX FL. It was to indicate that the {$2200.00} debt that they say I owe does not belong to me. I did not sign a contract or any form of agreement with this company.
To date, I have not received a response from them, and the debt remains on my credit report.
|
| 08/07/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I do not have an agreement with any company and do not own this account.
Pursuant to 18 USC 8, I owe no debt. This company is violating my consumer right to privacy pursuant to 15 USC 1681 b 2. This company has No permission to report anything using my information to pursuant 15 USC 1681 4. I am asking for this to be deleted from my credit report.
XXXX XXXX XXXX # XXXX
|
| 05/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I have sent them receipts for money they are saying I owed. They are continually harassing me through emails, mail and phone calls. They initially said I owed them money for past due rent and when I sent in the payment confirmations for each month, they turned around and told me the debt was for something else. I also sent them receipts and proof of payment for those too.
|
| 09/01/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have sent several written letters to Hunter Warfield requesting that they validate or remove the debt on each of my credit reports. I haven't received any communications from this company to validate any debts. They continue to erroneously report increases to the balance which negatively impacts my credit score. Please help as I am getting no where with this company.
|
| 11/07/2017 |
Yes |
- Debt collection
- Credit card debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
FINAL NOTICE TO CEASE AND DESIST COLLECTING ON BP CORPORATE M/C AND XXXX XXXX ACCOUNTS, FOR THEY BOTH INCLUDED BANKRUPTCY AND SO IS HUNTER-WARFIELD, SEE ATTACHED.
THERE IS AN ACTIVE AUTOMATIC STAY IN PLACE AND IS VIOLATING THE DODD-FRANK ACT ALONG STATE AND FEDERAL COLLECTION CALLS TO MY CELL NO OVER XXXX TIMES AFTER ORDER.
XXXX COUNTS OF FDCPA AND FCRA INFRACTIONS.
|
| 04/03/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Public record information inaccurate
|
|
Web |
|
|
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX notified 60+ plus days prior to move out. ( Balances prior to move out paid in full.
Attempted to reach Original Creditor XXXX XXXX via phone and email and have not received a response.
Debt Validation letter sent XXXX XXXX ( Certified ) - no response.
Erroneous Credit Reporting Thank you XXXX XXXX XXXX XXXX
|
| 01/16/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
XXXX XXXX XXXX XXXX IS UNKNOWN TO ME I NEVER HAD AN ACCOUNT WITH THEM AND I CALLED THEM THEY HAVE NO INFORMATION FOR ME I DONT KNOW WHY IT WONT REMOVE FROM MY REPORTS XXXX AND XXXX WILL NOT REMOVE FROM MY REPORTS I HAVE NO HAD AN ACCOUNT WITH THEM THEY SHOWN IT AS ACCURATE I DONT KNOW WHAT IT IS I HAVE EXPERIENCED FRAUD. ITS PREVENETING ME FROM FINDING A PLACE TO LIVE.
|
| 08/13/2015 |
Yes |
|
- False statements or representation
- Indicated committed crime not paying
|
|
Web |
|
|
Was curious to check my credit score online only to find out I owe {$320.00} which I was not aware of from a previous complex I used to rent an apartment from. Being a seasonal employer was there for XXXX months & paid my rent till I moved out & left for XXXX in XXXX 2013. Never got an email nor phone call stating I owe them money & I shared my apt with another person.
|
| 03/06/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
They are attemoting to collect a very old debt which is past their statue of limitation nd have threaten lawsuit one me. I have ask them to send me their verification of debt in XXXX of XXXX with their ownership of the debt. Which they only emailed the the verification on XX/XX/XXXX. The information was completely wrong and I do not owe that. The date says XX/XX/XXXX.
|
| 01/15/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I sent the collection company three letters of validations regarding this, pursuant to 15 USC 1692G SEC. 809 ( B ) of the FDCPA. They have refused the certified letters the three times. I called over the phone and also requested a validation letter. They have not done so.
They damaged my credit and the longer they don't respond, the longer my credit is being damaged.
|
| 08/10/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
Older American, Servicemember |
|
The account is more than 7 years old from a lease that expired/terminated in XXXX of 2014 from ex-wife and my name was to be removed from lease contract upon expiration of same. Per Fair Debt Collection Act the account should no longer be valid and/or in collection. Account lease terminated XX/XX/2014 however I keep getting collection statements from Hunter Warfield
|
| 07/14/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
On XX/XX/2020 I notified XXXX of an invalid account on my credit credit report. Under federal laws and FCRA guidelines section 609 I requested that the account under the name Hunter Warfield Inc be investigated for verification/validation. It has now surpassed the 30 day investigation period in which XXXX was suppose to verify/validate the above mentioned account
|
| 12/02/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Servicemember |
|
The initial date reported is inaccurate and the original amount owed is inaccurate. The original amount given to the collection company was over {$4000.00}. I informed them the amount was incorrect. They adjusted the amount owed but left the amount of over {$4000.00} as the original amount owed. I filed a dispute on that and the incorrect date. They changed nothing.
|
| 06/26/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I did not get a notice that I was being sued for a debt. I found the debt on my credit report and did not get a notice or anything to dispute this. The company is Hunter Warfield. The amount is XXXX . The letter was sent to a friends house. This is total violation of privacy. I never got the letter until al most a year later. The address listed is not my address.
|
| 10/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
HUNTER WARFIELD XXXX APARTMENTS MANAGEMENT FAILED TO CORRECT A SEVERE RODENT RAT INFESTATION. I HAVE PICTURES AND EMAILS AS PROOF THAT I GAVE THEM SEVERAL MONTHS TO REMEDY THE SITUATION BEFORE MOVING. IT WAS LEGAL FOR ME TO WITHHOLD THE RENT AND MOVE WHEN MANAGEMENT FAILED TO SOLVE THE PROBLEM. THE COLLECTION AMOUNT FOR XXXX SHOULD BE REMOVED FROM MY CREDIT REPORT.
|
| 06/04/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX, I mailed a letter to validate a collection that is being reported to the credit bureaus. The account was opened with Hunter Warfield on XX/XX/XXXX, showing a balance of {XXXX. Hunter Warfield failed to respond to my validation letter with the requested information. The uploaded attachment is the mailed letter and correspondence from Hunter Warfield.
|
| 07/05/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The XXXX XXXX. Trying to collect XXXX for carpet damage. They already kept my {$400.00} deposit. I lived there ( XXXX XXXX XXXX XXXX XXXX XXXX ) for XXXX years which carpet should be replaced.
Most all apartments would replace this after someone lives there for this many years.
Deposits are made to cover damages.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
|
| 10/05/2020 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
Servicemember |
|
I already asked this company to show cause or to remove themselves from my credit report. The agent on phone threatened my fiancee into almost paying a debt that I am not sure we owe. They will not answer questions or show proof that I owe debt.the agent told my fiancee that she would never be able to rent or get a vehicle while this is on the credit report.shady
|
| 12/03/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I helped my sister with her appartment by giving her my pay stubs cause she need a proof of income i never signed any lease or anything i explained this to the company hunter warfield and they sent me papers with a electronic signature which i never signed I told them this is not me and it was forge documents and they still trying to get me to pay my sister debt
|
| 06/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Recieved a call regarding debt and being sent to collections for a debt I have not received any information on. Debt is apparently 10 days old and was contacted by a collection agency.
No email, physical invoice, or details were provided in any way to let me know I needed to pay this.
An auto collection was taken from my account 16 days prior for an invoice.
|
| 02/17/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I made agree ment with XXXX XXXX in XXXX, nc I bought a house in another state, we agree that I will pay XXXX.rent and they will rent the apartment in XX/XX/XXXX, three months later I get a letter from a collection agency telling me I owe XXXX dollars 3 months of rent, the manager agree to the terms.that I can get out of lease, but I will not get my deposit back
|
| 02/15/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I broke a lease that only had 1 month left because i could no longer afford it. I had arranged it all with the leasing office and left the apartment in great condition. After i noticed that i had a collection for XXXX on my credit report i asked them to send me what it was for and they haven't. There is no way that i should owe XXXX. They are trying to gauge me.
|
| 09/12/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I check my credit Report and I found a deb, after I called XXXX and they told me I own some money from a /XXXX in XXXX XXXX the collection company never contact me for no reason I just found out from my credit Report, at this moment I have all the documentation to show I do n't own that bill, but at this moment my credit report got hurt for something I dont own.
|
| 10/22/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
The XXXX XXXX XXXX and I came to an agreement that this debt was not owed. They have adjusted my account to a XXXX balance and I was told they would contact Hunter Warfield to let them know to remove this debt from my credit report. I called Hunter Warfield on XX/XX/23 and they refused to do so and stated they havent received any information to remove the debt.
|
| 12/09/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received my credit report and seen a company reporting inaccurate information and according to the FCRA this is unacceptable. Ive never did business with this company Ive never spoken to anyone about this debt. Ive been apart of identity theft which is stated with the FTC along with all credit agencies. Im getting blamed for something I have no knowledge of.
|
| 03/23/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
Although I have submitted to the collection agency documents that prove I have paid this debt, they continue to send documentation concerning debt that I do not owe. I also was informed by my current landlord that I should not have included them as beneficiaries on my apartment insurance. The fees they are trying to collect are fees to their insurance company.
|
| 05/15/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
I have recived harassing phone calls about debt to an apartment complex that I have paper work for stating I do not owe an money. They call my phone all day harassing me and even at work threatening to take me to jail. I have sent in proof that I do not owe this money and they still call and refuse to take it off my credit. Hunter and warfield is the creditor
|
| 10/20/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Landlord fraudulently took security deposit then ceased all communication. Debt collection appears to be related to landlord but they did not provide verification, only sent the name of an XXXX, and used my former address as the creditors address. Debt collector did not respond when I requested the correct information and then reported debt to credit bureau.
|
| 09/27/2023 |
Yes |
- Debt collection
- Rental debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This company keeps harrasing me regarding a debt that was already paid for the and debited from my account. I sent in proof and responded to the letter letting them know this is not a valid debt, and the landlord was paid properly. They keep threatening to put it on my credit and I will sue them if this happens. The harassment needs to stop. Nothing is owed.
|
| 09/08/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have been trying to get this fraud account taken off my credit and I dont know why the credit bureaus haven't taken it off yet when I have sent multiple letters to them about it. I sent a letter back on the XXXX last month in XXXX and I attached the document of the original letter as well. It looks like it was opened XX/XX/2019 with a balance of {$120.00}.
|
| 09/09/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
The company failed to provide me with a notice to request verification of debt or right to dispute, which would have given me the opportunity to settle debt before the creditor reported to credit bureaus. I am requesting this is information to be deleted from all credit bureaus on the strength that company failed to provide me with the requested information.
|
| 05/30/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
On XX/XX/2022, an amount of {$3600.00} was falsely reported to a credit agency. I have had numerous calls about this matter. I have sent emails, pictures, etc to get the issue resolved. I DO NOT owe the alleged {$3600.00}. I have copious amounts of documentation regarding this matter. I have had to get a lawyer involved, and nothing is done about it, STILL.
|
| 02/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In accordance with the Fair Credit Report Act XXXX Account : XXXX Amount Collect : {$220.00} from Creditor : HUNTER WARFIELD, has violated my rights.
15 U.S.C 1681 Section 602 A, States I have the right to privacy. 15 U.S.C 1681 Section 604 A, Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
|
| 10/16/2022 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
HWARFIELD XXXX XXXX XXXX XXXX This property send me to collections for {$3500.00} which is not correct. They are stating that I rented an apartment which I never lived in. I never rented any properties from them and I requested multiple times to send me any lease agreement and if they have given me any keys to their property. They never showed me any proof.
|
| 03/27/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
Approximately a year ago I disputed a collection from Hunter Warfield that was appearing on my credit reports. After the investigation period the item was removed from all credit reports but recently have been reinserted within this past month. I did not receive notice that the account was being added again within the 5 day period or at all for that matter.
|
| 10/08/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I filed Identity Theft on XX/XX/XXXX for noticing after receiving my credit report in XX/XX/XXXX that I have a charge for Hunter Warfield ( XXXX XXXX ) for the amount of {$1900.00} on XXXX.
I also see a charge from XXXX XXXX XXXX ( XXXX ) on XXXX XXXX for {$1300.00} that I also have no aware of making.
Thank you I will send credit report on attachment
|
| 07/05/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
We just received a letter from this debt collection agency stating that we owe to the company we used to rent our apartment from. There was no correspondence from the rental agency about any money owed, and they even kept our {$800.00} damage deposit without any explaination. This rental agency needs to be reprimanded for taking advantage of it 's renters.
|
| 08/29/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I keep getting harassed by this company and i have no idea who they are and what exactly they are talking about. i have sent in letters in response to the ones that they send me telling them that they are so wrong in who they are contacting, which is now harassing. i just want it all to stop but they have n't, just founds out that they put it on my credit.
|
| 07/21/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I disputed the amount of the debt through transunion. I requested an itemization of the debt due. The company responded that the debt was valid but did not provide a breakdown of the charges.
They have placed a debt amount of {$1500.00} on my credit report. I require an itemization of the amount due. I did not owe this amount when I left the apartment.
|
| 07/02/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
|
|
Web |
|
|
I COULDN'T BELIEVE WHAT WAS ON MY CREDIT REPORT ABOUT OWEING PAST RENT FROM THE TWO DIFFERENT AGENCIES. IN A DIFFRENT STATE.. never lived there in my life. Called tryed to explain aske auestions for over 3 weeks will not listen. Nothing is adds up to me or my last name. Dob. S.s.n. very rude they will not take it off. I have lived in XXXX.tx all my life.
|
| 12/22/2017 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
|
|
A collection company named XXXX XXXX, called my place of work to attempt to collect previous balance owe on rental move out. I have disputed the amount of {$170.00} with property manager as that should have covered it from the security deposit. There were fees added that did not add up and now sent me to collection. This is highway robbery and not right.
|
| 07/07/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I am not sure what the debt is for, but HUNTER WARFIELD INC, has not attempted to contact me at all before reporting it to my credit. I have not received a letter, phone call, or email. I attempted to call them but it went to voicemail. I have no idea what this is about and they should have contacted me before negatively affecting my credit.
Thank you
|
| 05/02/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have asked repeatedly to have this item removed from my credit reports. It has not been, other than verified and it does not belong to me, nor have I received any correct documentation that it does. When I called the number they harassed me and would not answer my questions other that repetitively asking me to pay the debt that does not belong to me.
|
| 01/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Hunter Warfield, Debt collector FL.
Fraudulent debt collector and its agents never sent me any communication either through mail or email to validate the debt.
It suddenly shows up on my credit report and they are not willing to take it off even though I have no information about this account.
Hanging up on calls without providing valid information
|
| 12/17/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I owed Hunter warfield inc {$10000.00}. I paid and settle the debt for {$7100.00} on XX/XX/2019. The debit is actively still showing in collections as UNPAID on my credit report. I have asked the company to remove that information for over a year now and they said they would but have not. I want at inaccurate information removed from my credit report.
|
| 08/06/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Name of Company : XXXX XXXX XXXX XXXX Date : XXXX XXXX, XXXX Amount : {$3700.00} This account is on my credit report, this is not my account. I have disputed the account and the removed it from one credit report. The company then placed it only credit report with a new balance of {$3600.00}. I need this account to removed from all three credit agency.
|
| 09/15/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was trying to purchase a car at the end of last year and I seen a collection on my account for Hunter Warfield I proceeded to right them a letter asking for proof that I owned the debt because I didn't recognize it. Instead of sending a response all they sent me was a threat to sue for unpaid debt. I have been sending letters and have been ignored.
|
| 06/23/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
Servicemember |
|
I was contacted at XXXX XXXX while in Hawaii from XXXX XXXX regarding collecting debt for Hunter Warfield. I have repeatedly asked to stoped being harassed and to be removed from the call list. The call was from XXXX XXXX XXXX florida Hunter warfield XXXX XXXX XXXX XXXX XXXX XXXX florda I am tired of being called at these hours and want it to stop.
|
| 11/10/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Credit Bureau was made aware I was a victim of identity theft of which the listed item reported may be a result. I have no knowledge of this account as it is listed with redacted account number XXXX. I have never done business with Hunter Warfield Inc. Desired resolution : Delete & Block item/items immediately pursuant to Section FCRA law section 609
|
| 08/12/2023 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
On XX/XX/2023 I received an email from the Hunter Warfield collection company stating that I owe a debt of {$7900.00} from somewhere in XXXX XXXX, California with my name spelled wrong and to the wrong address. I believe this is due to identity theft because its with the same misspelled name as the last time when this happened previously last year.
|
| 04/19/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX XXXX mistreated me by increasing my increasing my rent charge every month. I inform them that I'm now on XXXX with limited income and they stated it was not their problem. They lied to the courts which I had to straighten out by showing the correct documents. I'm still on XXXX with a limited income. I have documents regarding this issue.
|
| 08/12/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I was shocked when I reviewed my credit report and found items that are not mine that are being reported to all three credit bureaus. I have never lived at this or any other apartment in the last 20 years. Creditor : Hunter Warfield Account # : XXXX I have always paid my bills on time. I am victim of identity theft and want this item off my credit.
|
| 02/02/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I checked my credit reports and noticed an account for XXXX XXXX for XXXX XXXX. I never received notice of this debt to settle before it reported to my credit and my husband, XXXX XXXX, credit. We were XXXX for some time after he lost his job. My husband, our kids and myself currently reside with his parents and have saved up {$1300.00} to settle.
|
| 05/16/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Received a collection notice for an apartment that had major plumbing issues. I did what was required to be released from the lease XXXX month early. The manager told me to write a letter of my request due to the unsanitary health issues and now I have received this collection notice. I do not owe them any money, in fact they kept my deposit also.
|
| 06/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I WAS REVIEWING A COPY OF MY CREDIT REPORTS AND NOTICED SEVERAL ACCOUNTS THAT DID NOT BELONG TO ME I CAN NOT BELIEVE THIS IS HAPPENING TO ME THESE ACCOUNTS ARE WITHHOLDING ME FROM PROGRESSING PERSONALLY AND MY FUTURE ENDEAVORS THEY ARE TREMENDOUSLY AND NEGATIVELY AFFECTING MY LIFE AS WELL AS MY CREDIT I HAVE FILED A POLICE REPORT AND FTC REPORT.
|
| 05/16/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
Federal trade reference number XXXX . All fees were paid to the XXXX Apartments in installments as instructed by the employees of XXXX XXXX . The reported on XXXX and now they are reported non payment to XXXX . I was paying XXXX XXXX Apartments while living at XXXX XXXX ( sam e management company ) Plea se see attachments.
|
| 09/17/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company, XXXX XXXX, has called, emailed and mailed me about an alleged debt of {$10000.00}. I have never done business nor have I signed any contract with this company yet theyre reporting a false amount on my credit reports. I requested a debt of validation from this company about this alleged debt in which they failed to provide me with.
|
| 11/10/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Credit Bureau made aware I was a victim of identity theft of which the listed items reported may be a result. I have no knowledge of these accounts as they are listed with account numbers and I have never done business with Hunter Warfield Inc.
Desired Resolution : Delete & Block item/items immediately pursuant to Section FCRA law section 609
|
| 03/29/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Hunter Warfield has purchased a debt I owed to an apartment complex to the amount of {$4900.00}, however they are not licensed to collect in the state of South Carolina. In addition to I have not given written consent to the original creditor, debt collector, nor the credit reporting agencies to report this debt that is non public information.
|
| 03/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Hunter Warfield was purchased a debt I owed to an apartment complex to the amount of {$4900.00}, however they are not licensed to collect in the state of South Carolina. In addition to I have not given written consent to the original creditor, debt collector, nor the credit reporting agencies to report this debt that is non public information.
|
| 02/28/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Paid last month of rent at apartment complex and moved out, debt collection agency took over fees I did not know about and placed {$12000.00} in collections on my credit report without any written notice or validation of debt. Company is named Hunter Warfield and has harassed with phone calls which I would not answer unknowing if it is a scam.
|
| 01/08/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Last year when I checked my credit report I saw this company on my credit report. When I called them to see what his debt was about. They were unable to advise me of what the debt was about and could not or would not provide verification of what the debt was. I have asked this company of verification and have still not been provided any yet.
|
| 12/01/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
more than 4 months i received collection form XX/XX/XXXX regarding my previous renter with collector company named Hunter Warfield for amount of {$1300.00} but i have 2 judgements against this i called XX/XX/XXXX and start dispute more than 7 times but no responds from them so i need to remove this collection from this company in my account
|
| 03/05/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Hunter Warfield purchased a debt I owed to an apartment complex to the amount of {$4900.00}, however they are not licensed to collect in the state of South Carolina. In addition to I have not given written consent to the original creditor, debt collector, nor the credit reporting agencies to report this debt that is non public information.
|
| 03/05/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Hunter Warfield purchased a debt I owed to an apartment complex to the amount of {$4900.00}, however they are not licensed to collect in the state of South Carolina. In addition to I have not given written consent to the original creditor, debt collector, nor the credit reporting agencies to report this debt that is non public information.
|
| 01/31/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Hi my name is XXXX In XX/XX/2021 I got an apartment in XXXX. As this was during covid I did not know my company jokes would reduce. I was not able to pay for the apartment. So I went to the manager of the company and told them the situation and they said they wouldn't charge me. However 6 months later I got a collections for XXXX dollars.
|
| 12/02/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Hunter Warfield account # XXXX is reporting a fraudulent account to credit bureaus that is not mine. I am a victim of identity theft and I notified the credit bureaus of such by filing a dispute and submitting the documents attached in this complaint. I will use every legal remedy if this fraudulent account is not removed from my account.
|
| 04/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
On XX/XX/20, Hunter Warfield called my job back to back within a 1 minute span. Hunter Warfield has my personal cell and my personal email. Thus, using aggressive and intimidating tactics by calling my place of business is unnecessary. Proof of calls attached. I have also made this company aware that I can't accept personal calls at work.
|
| 08/14/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In a previous complaint I notified company that account was not mine. I provided company with identity theft report as well as a notice to cease and desist all collection attempts from me and communications to me about the fraudulent account. Company failed to request consumer reporting agencies remove fraudulent account from my reports.
|
| 04/25/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
According to XXXX, on or about XX/XX/2018 the collections account was deleted off my credit report. Shortly thereafter, the collections account was added back by the creditors. I've asked them to again remove the account from my credit report again. Please have them permanently remove this account from each of my credit bureau 's report.
|
| 12/09/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
I entered into a lease with my ex husband at the XXXX and we are both equally responsible for paying the amount that is owed. the XXXX are well aware of the tenant i lived with abandoned the residence therefore leaving me with the full debt.I would like to resolve the issue by paying half the amount that is owed to the collection agency.
|
| 11/15/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
So I was renting an apartment from XXXX XXXX XXXX but seen that I couldnt afford it anymore. I move out XX/XX/XXXX XXXX the least it said I would get a free month rent so I didnt pay for XXXX and then when I move out I was contacted by the collections company saying I owe two months rent. and now its on my credit report hurting it bad.
|
| 07/16/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
The debt is a result of a judgement found against me during eviction proceedings. However, the collection company is attempting to collect over XXXX the amount of the judgement. The bill I was sent includes charges specifically prohibited by Texas Law. I believe that it is illegal for them to send me a bill for items prohibited by law.
|
| 11/01/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
They are claiming that we owe XXXX months rent. The rent was paid by XXXX XXXX of Minnesota. Further more. The apartment was released before XX/XX/2021. I drove by the apartment building and could see people living in the unit and furniture on the balcony.
They are attempting to double and triple dip which is against Minnesota law.
|
| 05/05/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hunter warfield is attempting to collect a debt for a company I do not have a contract with and did not provide validation information with the company international realty listed as the creditor. after several attempt to get documented evidence confirming debt owed to international realty proceeded to report to credit agency falsely.
|
| 05/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Hunter Warfield has placed a collection debt on my credit profile for a apartment complex, the social used for the apartment is not my social as well as I never received written notification of debt, I tried to dispute directly with XXXX but came back as verified not sure how when its two completely different social security numbers.
|
| 05/18/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Hunter Warfield is reporting a debt on my credit reports without giving any prior notification or validation of debt. I 've disputed this debt with the credit bureaus as I have no knowledge of it. Hunter Warfield has not given any validation of this debt and has not notified me of any rights I have as a consumer to dispute said debt.
|
| 06/21/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
So a company, that I have no contract with, has bought a delinquent debt and has not only attached this debt onto my credit but has been harassing me daily. I have not received any collection notice, yet I receive phone calls, asking me for private information and practically demanding I pay this debt that I am certain I do not owe.
|
| 02/11/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/XXXX I disputed a {$2600.00} collections debt on my report to an unknown party Hunter Warfield INC. through XXXX XXXX I do not know this individual and do not owe them any money hence why I disputed. As of XX/XX/XXXX over 45 days later I have not heard back from the debt collector acknowledging or validating the collection.
|
| 03/22/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The amount is incorrect the company kept the security deposit of {$2000.00} dollars and additionally said I owed them almost {$3000.00} dollars due to damages on a home left in excellent condition. There was not a write out or any receipts giving to me saying how I owed the amount requested and legally wear and tear does not count.
|
| 06/27/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
There is an inquiry that just reported which was never authorized nor do I owe any apartment debt. I 'm requesting this be removed XX/XX/2017 Inquiry Creditor Type : Other Collection Agencies AlertDate:XX/XX/2017 Creditor Name : HUNTER WARFIELD INC Creditor Address : XXXX XXXX XXXX XXXX XXXX, FL XXXX Creditor Phone : ( XXXX ) XXXX
|
| 08/31/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Discussed payment options with Hunter Warfield, Inc over the telephone on XXXX XXXX, 2015 regarding my debt. I was told by the employee that payment by check was not acceptable and I would only be able to pay by credit card with a {$14.00} processing fee. The company 's website does however state that payment by check is accepted.
|
| 06/24/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
I have paid this debt in full to XXXX XXXX XXXX even though it was not owed. This property team is a third-party company hired by my property manager. The property manager and the property team were in a legal dispute for years. I was caught in a little dispute and that was apply to my credit even though I did not owe this money.
|
| 10/19/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX months ago my lease was up, paid every month perfect, when I left I made sure everything was clean, cleaner then when I moved in. This complex is trying to charge me XXXX for paint. When a tenant moves out it is not required to paint the unit. This is ridiculous. I need help. I 'm being taken advantage of and it is not fair.
|
| 07/25/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I 've repeatedly told the debt that the apartment complex was falsely trying to bill me. When I asked them for proof of the debt they sent me a paper with claims by the apartment complex with no proof of damage or their claims. They also sent a lease signed by the property manager, but the lease has no signature by myself on it.
|
| 03/29/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have been contacted by them numerous times and each time I have asked them for an itemized bill to verify the amount owed. I keep getting different responses from them from " we do n't have to give you XXXX '' " well why do n't we just settle the debt so you do n't need XXXX '' " just pay your bills you do n't deserve XXXX ''.
|
| 09/06/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Account showed up on credit report. No prior communication received. Asked company to validate debt. All they provided was a balance with no invoice stating where balance came from and a copy of a lease. Did not receive anything stating company’s right to collect this unverified debt. Credit score is harmed by invalidated debt.
|
| 08/03/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Huber Warfield is trying to make me pay a debt for apartment I never stayed in. I live in Tennessee which has a 6 years limitation. The debt was created XXXX XXXX. That is 6 years. Today they increased the balance by {$20.00} which lowered my credit score on a debt pass it limitation and do not belong to me in the first place.
|
| 10/04/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I paid the debt of XXXX to Hunter Warfield on XX/XX/2019. They are reporting inaccurate debt that I no longer have, they will not return my calls as I have tried to reach them countless times. This paid debt that theyre still trying to collect is keeping me from getting an apartment. Please help. I have receipt showing I paid.
|
| 02/04/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
On XX/XX/2020 I received a notification that a collections account was added to my credit report. However, I had not received any notification or documentation about the alleged account or debt. I was not given any opportunity to contact the company to verify or dispute the alleged debt The amount showing owed is {$15000.00}.
|
| 07/22/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Hunter Warfield, hired by XXXX XXXX XXXX has been harassing me via phone and has sent me a letter in regards to a pending litigation. I received a letter threatening me in regards to collecting a debt that has a pending litigation. The letter is dated XX/XX/2019. The hiring is XX/XX/2019. There is no debt and this is illegal.
|
| 09/12/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
A company is making me pay money for things I didn't do and I believe its because I'm XXXX I was leasing out a property I decided to break my lease I left like they wanted me to but they are making me pay for damages I didn't do I was being Harrass through messages and calls to leave the property before even seeing the judge
|
| 11/29/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
ive called many times to the apartment complex to get answers about the debt. i kept getting wrong numbers that was handling the case. no one in the rental office wanted to assist me in this matter. The name of apartment back then was XXXX XXXX.. the complex now name has been change 3 times since calling about this matter.
|
| 10/20/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
I contacted Hunter Warfield and informed them that the debt was false and they never responded. I am currently going to court, the party that falsified this debt has tried to settle out of court ( which I declined due to them stealing my money ).
If Hunter Warfield doesn't comply, I will file a law suit against them next.
|
| 03/29/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Since the begining of 2020 i been try to resolve this matter but the company XXXX XXXX is not willing to help me and since about 6 month they start to impose a fee increasing the amount that they said i owe wich star as XXXX and now because of all the fees that they are adding in violation of the contract is more than XXXX
|
| 04/04/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Contacted several times that amount was not owed. One of the rental agent explicitly stated that amount is not owed. The collection agent which is a separate agency and that it seems that it has a private arrangement with another rental agent. States that this amount is owed. However justification has Never been submitted.
|
| 04/19/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I was trying to buy a house and realized I had damages on my credit report according to the 15 USC 1681 there should not be any damages on my credit report, it is defamation of my character. Also, the reporting requirements do not comply with FCRA 611 ( 15 USC 1681 ) Hunter Warfield {$7400.00} last reported on XX/XX/2023.
|
| 06/28/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This is not my debt and when I called to inquire about it they said it was a debt of XXXX XXXX and would give no explanation of why its in my credit. When I disputed it through XXXX they claimed it was a legitimate debt but it is not. It is not mine. I am not married or even related to that person. It needs to be removed.
|
| 08/18/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with a fair credit reporting act [ XXXX # XXXX, HUNTER WARFIELD # XXXX ] has violated my rights. Under 15 USC 1681 section 602 states I have the right to privacy.
Under 15 USC 1681 section 604A Section 2 it also states a consumer reporting agency can not furnish an account without my written instructions.
|
| 05/26/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
In accordance with the Fair credit reporting act XXXX account number XXXX Hunter Warfield has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 section 604 A. Section 2 it also states a consumer reporting agency can not furnish a account without my written instructions
|
| 07/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I applied to an apartment and was denied because of an old outstanding debt that was never disclosed to me. I never received written notice, this debt never went to my credit report and I am completely unaware that this debt existed. There is still no written proof of the debt despite countless attempts to retrieve them.
|
| 10/26/2018 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Hunter Warfield Collections has called multiple times per day, as well as not told me what the bill was accrued from, the debt collector on XX/XX/18 yelled at me stating my student loan would be harmed from XXXX XXXX. A clear threat was made, I told them once before I can not make payments until I'm done with schooling.
|
| 03/13/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Apartment Scam-XXXX employs unconscionable practices to exploit Tenants. This is a sophisticated scam to extend the Tenant 's rental term, dramatically double or triple the Tenant 's monthly rent by the use of high pressure sale tactics and written threats by Hunter Warfield to destroy the Tenant 's good credit rating.
|
| 03/18/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
There is a company called XXXX XXXX that I believe stole my identity and sent my information to a debt collection agency called Hunter Warfield in the amount of {$10000.00}. I do not know why they use my information it I have no relations to both companies and would like to get that debt removed off my credit report.
|
| 08/23/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
This year out of the clear blue I received a letter from Hunter Warfield Inc a debt collector. I have never heard of these folks I have never had a contract with them nor ever gave tne consent to have my personal private information. They are reporting fraudulent information on my credit report and i want it removed.
|
| 06/14/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
I have alleged debt with hunter warfield. I had mailed them a letter and they returned it to me. now they are calling everyone in my family to threaten me. the letter was to verify the alleged debt failed to respond. I have the letter they sent back to me. they will not send me any information that I have requested.
|
| 12/14/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I received a letter in the mail in XX/XX/2023 from Hunter Warfield on behalf of XXXX XXXX XXXX indicating I owe a leasing debt in the amount of {$4500.00}. I requested a validation of debt on XX/XX/2023 and I never received any further communication or documentation from the debt collector regarding the resolution.
|
| 06/23/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
As of XX/XX/2021, I noticed a collections account pop up on my credit report that I am not aware of.
I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v. Gravens ( mo ) 281 SW 715,719, I presume that no proof of the alleged debt, nor therefore any such debt, in fact therefore exists.
|
| 09/05/2018 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I have disputed this claim to no avail, that was listed on my credit report by Hunter Warfield account XXXX, I have never rented a rental property or have knowledge of one and believe this is a fraudulent account. I am requesting that this be removed from all of the credit reporting sites and my report permanently.
|
| 08/20/2023 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
1. I never received any letter from the company about the debt.
2. This is a medical debt of XXXX dollars. The collection company has reported this to all 3 credit bureaus to damage my credit. They have clearly violated the law. As per new law medical debt less than XXXX should not be reported to credit bureaus.
|
| 07/14/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Hunter Warfield did not send verification as requested through US mail to our home address. They then called us while debt was not verified. they reported us to the credit agencies without verifying debt. Once debt was verified account was paid in full immediately and we were still reported to the credit agencies.
|
| 07/19/2015 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Servicemember |
|
I recently pulled my own credit report and observed a discrepancy. I noticed a company ( XXXX ) is stating that I owe them {$89.00}. I attempted to contact the company but was unable to speak to a representative. I have do n't know how this company received my information or why they are claiming I owe them money.
|
| 08/24/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I have a loan with HUNTER WARFIELD, INC and XXXX XXXX. I have always made my payments on time. As you can see, I have always had a stellar payment record with this company. I tried contacting XXXX, XXXX, HUNTER WARFIELD, INC and XXXX XXXX with no successful resolution. There was definitely an error on their part.
|
| 11/01/2019 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I moved out XX/XX/2018 when they changed management, I called to inform them of the move and wasnt able to speak to the proper person. They keep sending notices when I dont owe them anything and now theyre trying to sell my information to other companies if this dont resolve the issue I will take further actions.
|
| 08/03/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I previously disputed this account with Hunter Warfield , Inc . I provided them the information they required and they failed to reply back to my complaint. It has almost been 30 business days since this has happened, so I recommend either showing me what you 've come up with or removing it from my credit report.
|
| 10/16/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2018 I discovered HUNTER WARFIELD INC # XXXX had been re-inserted onto my credit file. You are required to notify me within five ( 5 ) days of re-inserting a previously deleted item. I did not receive any such notification. Please delete this item immediately as you are in violation of FRCA regulation.
|
| 10/01/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
this accout appeared onmy credit report on XX/XX/2018 I never hearof this company HUNTER WARFIELD in the amount on {$1700.00} it appears on my XXXX XXXX and XXXX credit report. I wa never contected by this company the account just appeared on my credit. it is not my it a fuadlant account and needs to be removed
|
| 07/11/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
The company called me the around XXXX threating me and was very rude refuse d to get me an manger stated my credit will be damage. I advice to do verification he refused and cussed me out ND HUNNGUP IN MY FACE THE LANGUAGE HE USED MADE WE FEEL UNEASY SINCE THEY IN FLORIDA TOO name of company is Hunter Warfield
|
| 07/19/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
I was a victim of the XXXX inquires issue, as well as I have another problem. XXXX ran my credit way more times then was approved by me to do so, it was no approved by me to be ran that many times.
The banks being XXXX XXXX, XXXX XXXX and XXXX, XXXX XXXX, XXXX, XXXX XXXX XXXX XXXX. I want the inquires removed
|
| 07/17/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
This debt is in legal dispute at Superior Court of XXXX XXXX. Also, it was subsequently assigned to another Collection Agency And both are showing on my credit report. I have made repeated requests to have this removed since it 's been assigned to another agency but nothing has been done as of XXXX XXXX, 2015.
|
| 04/01/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Hello this is XXXX XXXX, I had sent you a complaint for a debt of a apt I do not own, you said you needed more information, I'f you can contact me at XXXX. I would also like to notify you that my XXXX XXXX of XXXX is XXXX .agen I was victim of identity theft I sent proof on my last complaint. Complaint # XXXX
|
| 11/24/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was going over my credit report and seen FRAUDULENT ACCOUNTS and I seen unauthorized ACCOUNTS that are not accurate The FOLLOWING ACCOUNTS ARE NOT MINE : XXXX XXXX # XXXX, XXXX XXXX # XXXX, US DEPT OF EDUCATION # XXXX, XXXX XXXX # XXXX, HUNTER WARFIELD INC # XXXX. They are in violation of FDCPA 805/806/809.
|
| 06/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This account was created in 2016 and needs to be removed from my report. This company has inaccurate information and no right to report this account on this apartment complex.
This was a university apartment shared by 4 people which the complex was mismanaging accounts and reporting inaccurate information.
|
| 05/18/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have been receiving robo phone calls almost every day for months about a debt. But, I don't have any debts and have never had any debts. The calls continue, though, and tell me I should call this number ( XXXX ) XXXX to contact XXXX XXXX. The last two recordings are dated XX/XX/XXXX and XX/XX/XXXX of 2020.
|
| 09/11/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Indicated committed crime not paying
|
|
Web |
|
|
I had a judgement, was told as soon as it was paid they would update court records and credit report. 2 1/2 years later received notice that it had not been updated to either credit nor court. I have a letter stating account settled in full with XXXX balance, and that they would be updating my credit report.
|
| 07/14/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Hunter Warfield Inc at XXXX XXXX XXXX XXXX XXXX fl XXXX has been sending me collection notices in the amount of XXXX. The collection has been reported as pasted due balance. I do not know this company. I have never done any business with this company. This company does not have a contact with my signature.
|
| 02/06/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Servicemember |
|
hi, i paid my entire XXXX XXXX debt off three months ago. it was {$600.00}. i sent the copies of the money order to XXXX in XXXX, PA immediately following.
XXXX XXXX only raised my credit 100 points. my credit is supposed to increase 200 points.
i called XXXX XXXX and i dout they are going to do anything.
|
| 04/26/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I recently pulled my credit report to find Hunter Warfield was listed as a collections with all 3 bureaus. I haven't received any paperwork or phone calls from this company regarding any balance owed. I have tried to dispute previously with no response. I do believe this is fraudulent activity nonetheless.
|
| 12/20/2019 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
Hunter Warfield attacked my credit score without sending me any notices in the mail or leaving any message on my phone about a debit being owed. The apartment complex where the debit originated from never billed me for the amount being owed and I promptly payed after receiving my final move out settlement.
|
| 12/08/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I get repeated ( 3x/week for a year or more ) RECORDED phone calls from " Hunter Warfield '' asking for a person that does not live here and has never lived here, stating they are collecting on a debt. They give an option to hang up if you are not that person, but even though I hang up, the calls continue.
|
| 04/04/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I am trying to buy a house and getting denied this company is reporting collections on my account that are inaccurate and I did not give them permission or give them my information to report this on my credit report Hunter Warfield Inc is saying I owe {$2600.00} which is incorrect as this debt is not mine
|
| 01/26/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
Older American, Servicemember |
|
Letter of NON CONTACT.
XX/XX/2023 XXXX included no debt confirmation or validation, no agreement to pay any unknown outstanding debts with any entity, including XXXX XXXX XXXX XXXX XXXX
Statement includes copy of NON CONTACT to : Ky State Atty Gen, Consumer Protection ; Federal Trade Commission ; CFPB.
|
| 05/13/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Debt Collector failed to supply documentation showing an agreement for the charges between myself and the fraud originator. There is no agreement to pay the charges and there never has been. Yet they still insist on trying to collect the charges and have now reported a fraudulent debt to my credit report.
|
| 07/09/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I sent a letter in response to phone call received by a company on XX/XX/2018. I was requesting that the hunter warfield provide validation of the debt as required by the Fair Debt Collection Practices Act. Because I have disputing the debt, they have should not report it to the credit reporting agencies.
|
| 03/01/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This debt collector continues to call my work phone number ( XXXX ), leaving a voicemail stating that I need to call them back, with no other details provided. They called three times on XXXX ( XX/XX/26 ) night after business hours. I have already submitted a complaint regarding this company once before.
|
| 12/17/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with fraud alerts or security freezes
|
|
Web |
|
|
I have sent in many police reports and disputes with no real acknowledgement of how these things got on my report and they refuse to tell me how this happened this is my last resort before legal action against all parties involved. identity theft victims should not be subjected to this kind of treatment.
|
| 12/17/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have sent in many police reports and disputes with no real acknowledgement of how these things got on my report and they refuse to tell me how this happened this is my last resort before legal action against all parties involved. identity theft victims should not be subjected to this kind of treatment.
|
| 12/17/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have sent in many police reports and disputes with no real acknowledgement of how these things got on my report and they refuse to tell me how this happened this is my last resort before legal action against all parties involved. identity theft victims should not be subjected to this kind of treatment.
|
| 12/10/2021 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Hunter Warfield has sent several forms via mail stating I OWE A DEBT, ATTEMPTING TO COLLECT A DEBT, they also called my phone many of times harassing me about a debt. Hunter Warfield reported a debt to several bureaus resulting in negative marks on my credit violating my rights to privacy as a consumer.
|
| 01/22/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I was admitted to the hospital and was never sent a bill before the amount was sent to collections. Once it was sent to collections i paid the amount due but they refuse to show a paid collection or remove the item from my credit report so it still shows a large balance for a collection thats been paid.
|
| 10/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Hunter Warfield has called several times on different numbers and they never acknowledge e who they are with. I can not pay a bill if I am not sure who they are with. I do not owe this bill either. They refused to stop contacting me and they used different numbers so I am not able to block their number
|
| 07/27/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Ive never done any business with this company and they have not verified this account that they put on my credit report. They are violating several laws including but not limited to 15 USC 1681a ( d ) 2 ( a ) i which means they shouldnt report anything between me and the company to the credit bureaus.
|
| 07/20/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I received a collection notice from this agency without ever receiving any notice of the claim prior nor validation of the claim such as utility statement. Agency stated no further action would be taken until validation was secured. Posted to credit agency which has cused a denial for apartment rental
|
| 02/22/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
HWarfield at XXXX XXXX XXXX XXXX XXXX, FL XXXX has been sending me collection notices in the amount of {$2500.00}. The collection has been reported as a past-due balance. I do not know this company. I have never done business with this company. This company does not have a contract with my signature.
|
| 07/16/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
A former landlord mistakenly sent our account to collections. After multiple attempts on our landlord 's part to contact the collection agency to cease their attempts to collect the debt, we continue to get calls from the agency, including one just now where the agency called and hung up immediately.
|
| 04/29/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I have a new phone number and the last person that had this number apparently had several debt issues. I have notified the company several times that I am not the individual they are looking for and to please remove me from their lists, however, they have not done so and continue to keep calling me.
|
| 07/07/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
My previous landlord is trying to collect unfair and unsubstantiated charges. Hunter Warfield then left a negative mark on my credit without first contacting me and providing me a notice to dispute the invalid charge. I believe Hunter Warfield violates my rights under the Fair Credit Reporting Act.
|
| 01/20/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
The company did not send me notification of a balance after i had completed all payment arrangements and had been cleared of my debt.They sent me a paid in full letter on XX/XX/2016 stating that i was paid off and then after reported my account to XXXX as a collection account in the amount of XXXX.
|
| 06/08/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Called after sent written cease of comm
|
|
Web |
|
|
I informed the company that I was recording the phone call and I requested that they can not call me. They called me the very next day. I spoke with the same person and he told me he wont call again. I called in to try to talk to a manager named XXXX and he would not listen to me and hung up on me.
|
| 08/03/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
On XX/XX/2021 hunter warfield inc charge {$940.00} the amount that I did not own and already solve the situation with original creditor ( XXXX XXXX XXXX XXXX XXXX ) as well as with hunter warfield inc. I just found out recently that the amount still showing on my credit background check result.
|
| 07/29/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX XXXX for rent hired a collection agency, Hunter Warfield to collect a debt I do not owe.
I disputed the debt by certified letterXX/XX/2019, and they never sent me the proof of the debt.
They just reported me to the credit reporting agencies without sending me proof of the invalid debt.
|
| 08/21/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Please help assist us, an apartment complex is collecting a debt client does not feel he owes. After further research client had electric in his name and was turned off. We have attached the supporting documents. The apartment complex states they do not own the debt as Hunter Warfield now owns.
|
| 09/06/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I came back from my foreign service commitment and noticed this collection on my credit report. I am not in the country in the last five years and whatever that was occurred four years ago and i am not aware of any account from this collector or any that would have resulted in this collection.
|
| 12/15/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
There was no constructive notice of any money owed to the XXXX XXXX that I moved from in XXXX. All final payments were satisfied. I learned that I had a new collection in my name last week from the XXXX website credit alert. I paid the collection of {$300.00} to resolve any long term problems.
|
| 09/23/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I don't recognize this debt. They are reporting this collection that I don't have knowledge of. I tried fixing by contacting them but they are insisting that it is mine. Having that said, I already filed an FTC affidavit regarding this matter and contacted the credit bureaus to file a dispute.
|
| 08/05/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
As a federally protected Consumer, I am here to contest any purported claims you are now reporting on my credit record as consumer debts.
In accordance with the Fair Debt Collection Practices Act, 15 U.S.C. 1692g Section 809 ( 8 ), the Consumer is requesting verification from you ( FDCPA ).
|
| 12/09/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I tried verifying a debt with Hunter Warfield Inc. Which is {$3200.00} and they temporarily deleted the debt from my Credit Report on all 3 Credit Bureau 's. Then without atleast a 5 day notice they put the Account back on my Credit Report which by law they have to give me a Five Day Notice.
|
| 08/05/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
This company was very rude from the first time I spoke with them. I had just had my son and was currently on XXXX leave. When I told them that I was just getting back to my normal that told me it wasnt there problem and I shouldve made better financial arrangements prior to XXXX XXXX XXXX.
|
| 12/18/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
hunter Warfield has been damaging my credit and ive asked them recently to send me verfication of this apartment being mine and they have yet to respond since XX/XX/2018 and this has been affecting my credit for five years and no understanding or removing of this negative mark on my credit.
|
| 03/25/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE.
I recently received a copy of my consumer reports and I noticed inaccurate accounts reporting on my consumer report. this company is in clear violation of the law. Pursuant 15 USC1681B
|
| 11/09/2018 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Indicated you were committing crime by not paying debt
|
|
Web |
|
|
While I haven't agreed to the defaulted original amount that Hunter Warfield Inc trying to collect for the Creditor named XXXX, Hunter Warfield keeps adding interest charges ( I guess ) to the original amount. I have never received any written notices or verbal notices on that. Thank you.
|
| 10/04/2018 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
While I haven't agreed to the defaulted original amount that Hunter Warfield Inc trying to collect for the Creditor named XXXX, Hunter Warfield keeps adding interest charges ( I guess ) to the original amount. I have never received any written notices or verbal notices on that. Thank you.
|
| 01/08/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Hunter Warfield Inc. claims that I owe them according to my credit report. However when I called to pay it, they said I dont owe anything. The amount is {$140.00} owed and {$110.00} is the balance. The date of report is XXXX XXXX, 2012.
Please help, your time and effort are appreciated.
|
| 11/17/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
Servicemember |
|
I terminated my lease at an apartment i lived at due to them not responding to sanitary reasons and they sent to collections with Hunter Warfield. I have sent XXXX letters of dispute to HWarfield with no response. They want me to pay the balance of the lease in full and i refuse to do so.
|
| 02/18/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Received an email in an attempt to collect a debt on XXXX XXXX, XXXX.
Submitted verification of debt letter on XX/XX/XXXX.
Hunter Warfield replied with my rental contract.
Sent another letter on XX/XX/XXXX and the company stated that they would not respond to any other emails from me.
|
| 04/17/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
Servicemember |
|
On XX/XX/2020 a dispute and request for validation letter was delivered to the company via USPS certified Mail # XXXX. Reviewed my credit report 45 days later which showed the reporting of my account as delinquent without the required disputed designation pursuant to FCRA 623 ( a ) ( 3 )
|
| 09/16/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have submitted multiple disputes and complaints, this company just lies and continues to report false, erroneous and inaccurate information on my credit report. This is damaging to my credit and preventing me from obtaining more credit. I need this negative account removed immediately.
|
| 02/24/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
i am writing this due to non-compliance with the ( XXXX, XXXX, XXXX ). they have failed to remove information that was affiliated with personal details that were challenged in the past. i strongly believe that they are in violation of the FCRA and are outright refusing to uphold the law
|
| 09/25/2023 |
Yes |
- Debt collection
- Rental debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I went to inquire about at apartment a while ago in XXXX XXXX XXXX I never signed a lease agreement or anything so about 3 months back I get a bill in the mail for {$11000.00} at XXXX XXXX for XXXX XXXX XXXX but I never stayed there and then the damage went to my credit for collections.
|
| 08/18/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Failure to produce a contract or agreement between me and the debt collection company state that I agreed to pay this debt to the debt collection company. Failure to produce proof of the legal right to collect on this debt and the legal obligation that I owe the debt collection company.
|
| 05/22/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In accordance with the fair reporting act Hunter Warfield Inc has violated my rights. 15 USC 1681 SECTION 602 states I have the rights to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
|
| 04/27/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I get repeated phone calls from this place even after the debt has been removed from my credit report. They bought the debt from an apartment complex I used to live and now will not leave me alone with the unprofessional and repetitive phone calls. Its basically harassment at this point
|
| 03/01/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I paid the XXXX $ eviction debt in full. The collector promised to remove it from my credit report. They did not and its a huge hindsight on my credit score especially since Im seeking housing at the same time XXXX $ is a huge debt to pay and not have it honored. Getting the run around.
|
| 12/20/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
As of XX/XX/18 HUNTERSWARFIELD is still reporting on my credit report after it has been removed and deleted. Hunters warfield has been reinserted on my credit burea and has to be removed due identity theft. This debt doesnt belong to me and shall be removed under section 609 under fcra.
|
| 08/10/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hi there We had a issue with our apartment complex, had a XXXX XXXX XXXX son, moved to XXXX XXXX apartment complex in XXXX KS, asked them to fix but they could not do, we decided to move and called them to give 30 days notice, gave but they gave us big amount and gave us to collection.
|
| 02/12/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I have not lived at XXXX XXXX XXXX since XX/XX/XXXX and Hunter Warfield put on my credit that the debt was opened in XX/XX/XXXX for an eviction. I haven't received any documentation and I am not sure who lived there in XX/XX/XXXX but I can prove I haven't live there since XX/XX/XXXX.
|
| 06/29/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have no idea what this debt is. XXXX dropped it off my credit report! Its been on my report for 7 years!!!!
Regardless, of what/why/where this debt is. SEVEN YEARS HAS PASSED THATS PSY THE STATUTE OF LIMITATIONS FOR THIS TO CONTINUE TO BE LISTED AS A BAD DEPT ON MY CREDIT REPORT!
|
| 09/06/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
The debt was settled in full with the original creditor XXXX XXXX on XX/XX/2020. The proof of the same was provided to Hunter Warfield on XX/XX/2020. I also spoke to the collection agency and explained the matter. Yet they have reported this to the various credit reporting agencies.
|
| 10/23/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Older American, Servicemember |
|
Hunter Warfield XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX My wife and I have disputed these accounts on her credit reports detailing why they are wrong. Their self reporting refused to acknowledge the factual information we have submitted and keep report on all three credit bureaus.
|
| 05/11/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
A settlement was made to HUNTER WARFIELD for XXXX XXXX apartment account ... the account was paid off on XX/XX/2019. It is still showing as open and needing attention.. I need the company to report the account as a settlement and paid off or closed due to settlement paid in full.
|
| 08/30/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
Received a letter from a company called Hunter Warfield based in XXXXXXXX XXXX, sent to my address but under my XXXX name ( he does not live here ).
It lists a Creditor Name of XXXX XXXX and a balance due of {$13000.00}. I have never done business with any entity named XXXX XXXX.
|
| 12/15/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
This company has gone from XXXX, to XXXX, and now to XXXX. XXXX, XXXX, and the South Carolina Department of Consumer affairs ( Case number XXXX ) agree the debt has been satisfied. I have notified this company that they need to seek recourse with the employees of XXXX XXXX XXXX.
|
| 01/27/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
Servicemember |
|
The collector called my XXXXyr old mother up to several times in one day over more than a week, leaving a message, asking for me. Not leaving a personal name, but a phone number and account number.
This collector is from a landlord dispute that we have from a former apartment.
|
| 02/12/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
My social security number was breached through XXXX XXXX. Since then I've had multiple issues with debt that is not mine.
Collection agency is XXXX XXXX. Original debt was from XXXX XXXX XXXX apartments. Date opened XX/XX/XXXX. Sent to collections XX/XX/XXXX. XXXX {$9900.00}.
|
| 05/06/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I paid half of the total amount owed as agreed between myself and the original creditor. They agreed this about would 100 % settle the debt. They took my payment then several months later placed the derogatory information on my credit and added approximately {$1000.00} in fees.
|
| 05/09/2018 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I moved out of a apartment and XXXX XXXX aka XXXX XXXX XXXX put lies on my credit I sent all rent receipts, lease, notices etc to prove and had a attorney send a demand letter with court supporting documents showing I don't own and Hunter and Warfield refuse to remove account.
|
| 10/30/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I called XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. They have a debt on my account for XXXX $ for a credit card for XXXX XXXX. they said i was authorized as a user but I NEVER DID THAT OR APPROVED THAT. please remove this from my account.
|
| 07/12/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
I am not liable for this debt with the listed company, I do not have a contract with the collection agency reporting to my credit report. They did not provide me with the original contract that should have been provided. I demand this account be removed from my credit report.
|
| 03/27/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
I have no knowledge of this debt. This debt was recently placed on my credit report. I was not notified properly of this debt before been placed in collection. This is a violation of my rights. Company is now close but debt continues to be sold to several collection agencies.
|
| 12/07/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2023 requested Hunter Warfield to only contact me in writing. Provided correct mailing address and have yet to receive anything.
On XX/XX/2023 Hunter Warfield reported collection activity to the credit bureaus against myself and my wife in the amount of {$710.00}.
|
| 05/29/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Older American, Servicemember |
|
The amount agreeded upon is {$390.00} more than what I agreeded to pay. I have not received a letter from them. I spoke briefly with a representative when we discussed the agreeded to amount. But now I feel like they are trying to extort more money that I didn't agree 2 pay.
|
| 05/12/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Hunter Warfield is attempting to collect on behalf of a rental management company. I disputed this with their lawyer, XXXX XXXX, and we have a settlement showing I do not owe anything and they must immediately stop collections and reporting, yet they have not. See attached.
|
| 04/14/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Hunter Warfield a debt collector calls me twice a day daily. I believe this is against FDCPA rules. the most recent calls were XXXX XXXX.
I answered and informed the CSR that this was the 2nd call for the day. This is against the debt collecting rules. She said, oh Sorry.
|
| 06/08/2020 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This debt was removed from my credit months ago and has reappeared.
I need this removed immediately, I don not owe this debit and it is affecting me from moving in to a new apartment and buying my family a house.
I will attach screenshots of when this debt was removed.
|
| 04/02/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
XXXX XXXX XXXX believes I owe them {$7800.00} for terminating a lease in 2015. I gave them more than enough notice that I would have to leave the apartment due t the lack of affordability because of divorce. I paid my last months rent and moved out and forfeited my deposit.
|
| 10/31/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This company The XXXX is showing up on my credit report as I owed them. I have never lived there or been there I don't know if this is a mistake or identity theft but we need to have this removed and provide me with any documents so that i can further prevent this. thanks
|
| 08/19/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Hunter Warfield continues to make repeated calls asking for someone who does not live at my residence. They have been told that that person does not live here but they continue to call and leave messages. I have tried calling them to speak to someone but no one answers.
|
| 09/07/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX XXXX received verification of debt regarding an account reporting on my credit report that I do not have any knowledge of. Please see the attached documents that were mailed to the creditor inquiring about the account. Creditor did not respond back verifying debt.
|
| 06/11/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I review my credit report and look was account, i call the aprtament buildibng they claim was under another person not my, and they cant reach the manager who handle that issues.I mailed 2 letter to the collections agency never answer or mail any proof of the contract.
|
| 07/12/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
I have contacted Hunter Warfield on several occassions and requested that they validate this debt. I also do not have a contract with them. They refuse to do so. Hunter Warfield continues to report false information to the credit bureaus XXXX, XXXX, and XXXX illegally.
|
| 11/08/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
Company filed a collections on my credit report, stating they emailed a notice to respond only via email. I contacted hunter warfield and asked for a debt validation letter and never received a response back. There is still a derogatory collections mark on my account
|
| 06/23/2023 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX XXXX XXXX XXXX XXXX stated I owed a debt that I do not owe. They gave a XXXX dollar move out balance and refunded me my deposit. Months later they stated I owed them XXXX dollars after I moved out, after they signed a statement saying I didnt owe them initially.
|
| 03/23/2018 |
Yes |
- Debt collection
- Mortgage debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Hunter Warfield, Inc. Buy the account from another company they calling me al day friends, family, Everybody my job I have Conversation with them over the phone to stop all this and they answer was ( good luck ) not respect and I want to end this and I need your help
|
| 01/30/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
As a follow up to a previous complaint i was again threatened by HUNTER WARFIELD legal team member on XX/XX/2020 during a phone call where the male legal team member stated 'you just wasted a perfectly good cfpb complaint ' and further accused me of baseless claims.
|
| 05/27/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2018 I requested validation for this debt! They sent me a contract with my DADs Signature! The apartment was never in my name just my DADs! I lived there for a week while waiting on school to start! I NEVER signed a lease with them or the original creditor!
|
| 08/16/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hunter Warfield calls me at XXXX several times a day every day from XXXX. They ask for me then transfer me to someone who threatens me about delinquent debt. They refuse to stop calling me. They refuse to provide proof of debt. Instead they just keep harassing me.
|
| 05/25/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
Contacted them multiple times about debt validation and have yet to receive anything. It's impossible to reach anyone on the number listed on their website. According to XXXX XXXX the highest balance is less than the current balance but I've yet to make a payment.
|
| 11/20/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This charge popped up on my credit report and I have no knowledge of this debt. There is no documentation or rationale for this debt from an old apartment - landlord ended lease and I moved out the same month. This must be removed ASAP from all my credit reports.
|
| 03/06/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have requested verification and validation of this debt and this company refuses to provide. I also disputed on my creditreport and this company never could answer my dispute. Now they have put this back on my creditreport under a different amount i do not owe.
|
| 03/27/2018 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I have sent out validation letter asking them to validate al the information I asked for in my letter.They sent back a copy of a computer generated printout, that does not in no way abide in accordance with the fdpca.
They will not properly validate the debt..
|
| 09/26/2023 |
Yes |
- Debt collection
- Rental debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
XXXX XXXX XXXX XXXX is saying I owe money, when property unit was left in Normal condition and they kept all my deposit. Ive requested an itemized bill, have not received. Ive recieved call with threat to my credit and very rude unprofessional customer service.
|
| 01/10/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
while checking my most recent credit report i noticed a a credit company i dont recognize on my report. i never signed a contract with them in person or electronically nor any of there affiliates. can they please show proof where i signed any contract with them
|
| 03/31/2018 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have a new phone number for about one year. This Hunter Warfirld collection company is looking for someone else, not me. They call 3-4 times per day, always a different phone number leaving multiple messages. No one ekso can leave a message, they fill my box.
|
| 12/15/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
Upon checking my credit report across all three CRAs post-chapter XXXX bankruptcy filing, this company continues to report this account as open and derogatory. They were listed and included on the creditor matrix at the time of filing which was XXXX XXXX, XXXX.
|
| 12/21/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I told this company the debt is my sister they sent a electronic signature sayin i signed it i want a written signature and pictures of me at this place i never lived in Connecticut only lived in XXXX XXXX and XXXX no where else im a XXXX XXXX XXXX XXXX XXXX
|
| 12/04/2015 |
Yes |
- Debt collection
- I do not know
|
- Taking/threatening an illegal action
- Threatened arrest/jail if do not pay
|
|
Web |
|
|
this company Hunter Warfield XXXX has been harassing my family looking for someone who owes them money when we have told them to please stop calling this number and they cont. they are very rude and threaten us with law suits jail etc ... Please make them stop
|
| 03/24/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I recently checked my credit report and discovered that this company has reported that I owe them a debt. To my knowledge this company has never sent me a letter informing me that I owe them anything. I was not afforded my rights under the FDCPA to validation
|
| 09/18/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
they call me regards on a debt on firstdata leassing company that i never sign any paper or anything involved with that equipment it would be stolen identety for somthing that im not aware i want to stop calling me or email me thing that i do not own anithng
|
| 04/24/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
In XXXX and XX/XX/2022 I wrote to XXXX XXXX in regards to a collection account that they placed on all three credit bureaus. I asked for " Validation '' of this collection and they have never responded. ( see both certified letters & return receipts cards )
|
| 08/27/2021 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Pursuant to 15 USC 1681 a ( 2 ) ( B ) Any authorization or approval of a specific extension of credit directly or indirectly by the issuer of a credit card or similar device should be excluded from a consumer report and they havent responded in over 30 days
|
| 12/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have paid my balance in full to XXXX XXXX XXXX and received acknowledgement when I moved out. I had XXXX balance. Hunter Warfield is claiming had a balance and trying to make me settle for 1/2 the amount. They're trying to get me to go to XXXX and pay.
|
| 09/03/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
Starting in XX/XX/2021 received multiple phone calls throughout the day as well as letter threatening to sue. No validation of debt was provided, and debt was previously disputed before being given to this law firm which they apparently do not care about.
|
| 11/30/2023 |
Yes |
- Debt collection
- Rental debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I was called 3 times today I have been a called everyday repeated and a lady answered and threatened to track me down and make my life hard until I pay them. I dont feel safe Im worried and Im being harassed to the point where I feel major XXXX and XXXX
|
| 07/14/2021 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
They contacted my place of employment and gave them information about where they were calling from. In turn, a fellow employee emailed me letting me know that the individual from that specific company had contacted me and had asked me to call them back.
|
| 01/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I never had a record with these authorities/leasers. I attempted to get in touch with them a few times and request verification of possession however they neglected to send me the important documentation to demonstrate that I actually own this record.
|
| 09/28/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
This collection account was deleted in the past, and somehow came back on. It was already found to be inaccurate and false and here it is back on my credit again.
I am a victim of identity theft, and I am attaching my FTC affidavit. Please help me.
|
| 06/22/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
I have paid this debt already with proof to XXXX XXXX at The South Carolina Consumer affairs at South Carolina Consumer Affairs, Consumer Advocacy, Complaint No. XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX, SC XXXX. I want this company to stop harassing me
|
| 06/22/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American, Servicemember |
|
I have paid this debt already with proof to XXXX XXXX at The South Carolina Consumer affairs at South Carolina Consumer Affairs, Consumer Advocacy, Complaint No. XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX, SC XXXX. I want this company to stop harassing me
|
| 01/08/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
The company is on my credit report. I have no idea who the company is attempting to collect a debt for. The FCRA states that a company has to send me a letter in the mail 30 days prior to reporting on my credit. This is a clear violation of the law.
|
| 10/29/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
The company Hunter Warfield calls nearly every day, twice a day and leaves a robo voice mail that they are calling about a debt. However, when I have answered the phone there is just dead air space. This company does not appear on my credit report.
|
| 09/06/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX XXXX XXXX sent me to collections without any notice. They have my deposit but said was never received ( I have proof they have the deposit ). Currently the debt collections is {$690.00} which I shouldn't owe. Deposit was {$500.00} XX/XX/2021.
|
| 06/26/2019 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have had to change my number twice due to obsessive calls starting from 6 am to 10 pm at night. Multiple XXXX numbers and now numbers very similar to my own call all day. Theyve identified themselves as Hunter Warfield Inc.
My name is XXXX XXXX.
|
| 04/25/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
I have contac t Hunter Warfield and ask that they stop contacting me. I never had contract with them. I have never signed a contract with Hunter Warefield. I 've never gotten a solution other than continue harassing phone calls from some rude guy.
|
| 06/27/2019 |
Yes |
- Debt collection
- Mortgage debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
Constantly calling saying I will regret not paying them and cussing me out and now that I dont answer to them they just keep calling everyday, I try to block the number because I feel harassed and they just call with another number cussing me out.
|
| 06/13/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
I was denied an employment opportunity due to an item listed as in collections in the amount of {$3900.00} as reported to the credit bureaus for XXXX XXXX XXXX. They have refused to enter of offer me the opportunity to arrange into a payment plan.
|
| 06/13/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
I was denied an employment opportunity due to an item listed as in collections in the amount of {$3900.00} as reported to the credit bureaus for XXXX XXXX XXXX. They have refused to enter of offer me the opportunity to arrange into a payment plan.
|
| 01/13/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
Servicemember |
|
Purchased item at home show and then decided amount was too much and items were not a necessity. Called and cancelled but was notified item had been prepped for shipping. Never received item and notified company. Been disputing this the beginning.
|
| 06/26/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XXXX, XXXX is attempting to collect a debt from me being a cosigner on a apartment that I have no knowledge of the lease started XX/XX/2022 and ended XX/XX/2022 i know this is not possible because I was in the state of Texas since XX/XX/2022 XXXX
|
| 08/29/2022 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Received, email and several phone calls from Hunter Warfield. They claimed I gave them permission to contact me which I never did. Email was sent to me on XX/XX/2022. The lied about me. Giving them permission to communicate via my email address.
|
| 07/01/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Hunter Warfield, INC XXXX XXXX at XXXX {$6500.00}.
I was under a lease at XXXX XXXX XXXX in XXXX, Texas. I have never lived in XXXX. I was XXXX at the time. I have disputed for the past 4 years No one can show me proof that I have lived there.
|
| 03/17/2018 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
I received a letter from Hunter Warfield the beginning of XXXX for utilities that I didnt owe. I sent a certified letter to Hunter to verify that debt as being mine in XX/XX/XXXXXXXX and they have yet to respond with proof regarding this debt.
|
| 02/24/2017 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
This has been on my credit for over 7 years. After 7 years it 's supposed to drop off of my credit! .... plus I have no idea what this is even from. I have had lots of fraud on my social security number. Even the IRS has contacted me about this.
|
| 04/06/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have contacted this company numerous times of a debt that I do not owe. Dates are inaccurate. Amount of debt is inaccurate. Ive reached out to this company and no one Eve answers the phone. Ive sent in proof that the debt doesnt belong to me.
|
| 07/31/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Other personal consumer report
|
- Incorrect information on your report
- Information is incorrect
|
|
Web |
|
|
Eviction on report was taken to court and dismissed. Incorrect dates, and Incorrect amounts. The motion was dismissed and court costs have been paid. They continue to add interest when legally they shouldn't. XXXX XXXX removed. XXXX will not.
|
| 02/20/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I HAVE DISPUTED THIS ACCOUNT NUMEROUS TIMES AND IT IS NOT RESOLVED. THIS ACCOUNT DOES NOT BELONG TO ME. I HAVE NOT EVER SIGNED FOR NOR AUTHORIZED AN ACCOUNT WITH THIS COMPANY OR THE COMPANY IT REPRESENTS. Hunter Warfield INC IS NOT MY ACCOUNT
|
| 03/07/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
They call daily ( in the morning ) and sometimes multiple times during the day ( as late as XXXX ). Either they wo n't leave a message, they talk very suspiciously, or there 's complete silence on the line when I try to communicate with them.
|
| 10/13/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
I communicated w/this collection agency via general company email and to specific agent in the company by cease and desist letter on XX/XX/2019. This is an alleged billing from a former apartment complex and is not a legitimate indebtedness.
|
| 01/02/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
We have a collection on our credit reports that is from a rental agency that we've never lived at and we never have broken a lease for that much money to begin with. The company refuses to remove the collection from our credit report though.
|
| 04/13/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I became aware when I checked my credit report that this debt collector under the name of HUNTER WARFIELD INC. has reported incorrect information that I owe the amount {$1500.00}, I have sent a notice of state and federal validation of debt.
|
| 04/13/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I became aware when I checked my credit report that this debt collector under the name of HUNTER WARFIELD INC. has reported incorrect information that I owe the amount {$1500.00}, I have sent a notice of state and federal validation of debt.
|
| 12/04/2016 |
Yes |
- Debt collection
- Credit card
|
- Improper contact or sharing of info
- Contacted me instead of my attorney
|
|
Web |
|
|
COLLECTOR FAILED TO ADHERE TO CEASE AND DESIST AND DO N'T CALL ORDER AND KEPT CALLING ALL OTHER PARRTIES. THIS IS A CORPORATE DEBT AND SHOULD REFLECT COMPANY INFO. THIS CO IN VIOLATION OF XXXX, FCRA. FDCPA AND DECEPTIVE COLLECTION PRACTICES.
|
| 08/12/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/20 i checked my credit report and saw a debt that i have no knowledge of.Hunter Warfield is trying to collect a debt that i never signed a contract with them nor have i entered into any written verbal or electronic agreements with.
|
| 06/01/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
|
|
After sending a letter to Hunter Warfield requesting validation of a debt that was placed on my credit report, they have failed to respond after numerous attempts to contact them. This debt was satisfied to the original creditor XX/XX/2015.
|
| 09/07/2022 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
XX/XX/2022 XXXX XXXX for Hunter Warfield contacted me via text message, then contacted my mother ( family ) about a payment due for rent when rent payment has been done. And have XXXX contact me first as no notice from them has been given.
|
| 05/05/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Hunter Warfield has called me today, XX/XX/2022, 3 times already. Times for each call in XXXX have been : XXXX, XXXX, and XXXX. This seems rather excessive and they do not leave a message. The number was the same each time : ( XXXX ) XXXX.
|
| 12/11/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
I sent a certified letter in XX/XX/2019 to hunter warfield asking to validate the debt that they were reporting to the credit bureau. Here it is XX/XX/2019 no response. The invalid debt is still being reported negative on my credit report.
|
| 05/20/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
|
|
I get a collection account under my name with Hunter Warfield Inc but I do not know this company. I want this collection to stop calling me and harassing me on the phone and I want this debt to be removed immediately from my credit report.
|
| 08/31/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hunter Warfield has falsely placed a derogatory on my credit report for an account I had already settled with them. After calling, they had agreed to file a request for deletion with the XXXX credit agencies, however they have not done so.
|
| 01/15/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I work for a company, this company has a dispute with the merchant and merchant did't get paid.
All the invoices and Bills of Service has the company name but the merchant report my personal information to the credit reporting companies
|
| 12/19/2021 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A company by the name of Hunter Warfield continues has a collection entry on my credit report that does not belong to me. My report shows this collection is for an apartment complex, XXXX XXXX, from debt owed in 2018. It is not my debt.
|
| 03/22/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have sent certified letters via mail time after time after time requesting this false information be removed from my credit report as they are not able to verify that the debt belongs to me. No one has responded or honored my request.
|
| 10/13/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
We continue to receive calls from XXXX. They leave this message " We have an important message from the office of Hunter Warfield this call is from a debt collector. Please call us back at XXXX. '' We do not have any outstanding debts.
|
| 04/27/2017 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The following agency is not bonded in TX and can not legally collect debt. Please remove from my credit report and confirm that debt is not owed. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , FL XXXX ( XXXX ) XXXX
|
| 12/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have filed a dispute on the incorrect fraudulent accounts, inquiries and public records on my credit report with the credit reporting agencies and it has been very much over 30 days and I have not received any investigation results.
|
| 03/02/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have a major debt collection reporting on my credit that is not mine. The debt appears to be from public records in which I do not recognize the details of this account. I believe that this matter is the result of an identity theft.
|
| 08/22/2018 |
Yes |
- Debt collection
- Mortgage debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I tried to pay my rent they refused it do to me calling code enforcement on them so they didnt have to fix it they sold it for XXXX cash so the new family was responsible for the code enforcement fine so they lied and filed a eviction
|
| 09/14/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
On XX/XX/2023 I received a letter from Hunter warfield stating that I owed a debt in the amount of {$13000.00}. I was told this was for an apartment that I rented. I have never lived in an apartment for over 20 years. This was fraud.
|
| 05/09/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
The amount was immaterial ( {$97.00} ), was reported to the collection agency prior to being 30 days late, and was paid within 30 days from original report to collections agency ( paid within 60 days total from date amount was due ).
|
| 04/04/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XX/XX/2022 called Hunter Warfield in attempt to pay debt. I was sent a letter for {$770.00}, but they are asking for more than that. They sent letter to wrong address. It needs to be sent to XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, VA.
|
| 08/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
Hunter Warfield {$4400.00} XX/XX/2020.
Disputed an error on the amount and nothing was done by company. The balance owed is {$2300.00}.
They contacted my family members various of times even AFTER setting a payment plan with them.
|
| 04/01/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company is attempting to collect debt that is not due from an old landlord. I am filing a complaint against the landlord company, and have emails to show several inconsistencies in misappropriations of funds within my account.
|
| 08/01/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I spoke to XXXX XXXX and settled the debt with them. They were supposed to contact Hunter Warfield. However after months of emails am still receiving collection calls and this debt was supposed to be removed per my email with XXXX
|
| 07/26/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
They claim they say due is {$1900.00} when in fact it was $ XXXX.I have sent them a copy of court ruling signed by a judge here in XXXX county Washington stating so.The {$670.00} was paid to the owner of the property in Question.
|
| 09/24/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, Attorney General and FTC
|
| 02/22/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The report given was made in violation of the FCRA, which requires the accuracy and the authenticity of the debt being mine, the accuracy applies to the ownership of debt as well as its authenticity being derived from my action
|
| 05/29/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
I settled a debt with XXXX XXXX in early XXXX, and they have yet to update the three credit reporting agencies. The debt was paid as agreed in the settlement. The balance is XXXX, but is still being reported at over {$2000.00}
|
| 11/29/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Contacted through both XXXX and XXXX and XXXX as varified with no explanation. I dont live in Florida nor have i received anything verifying this is my debt. Asking for this collectins tilo be removed from my credit report
|
| 04/13/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Other personal consumer report
|
- Incorrect information on your report
- Information is incorrect
|
|
Web |
|
|
Collection was passed to Hunter Warfield from an apartment management company. Management company alleges I have unpaid fees- however I satisfactorily met all requirements in lease agreement. Disputing that I owe any funds.
|
| 08/31/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I am requesting Hunter Warfield to send debt validation for a collection account they presented to me. I would like full accounting and details for this debt they are collecting on. I am disputing the validity of this debt.
|
| 10/04/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2021 I sent a letter to HUNTER WARFIELD. requesting information on an alleged debt they say I owe them and I have not received any correspondence back in regards to that matter. Please help me resolve this issue.
|
| 02/13/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I called hunterwarfield inc about one acct that shows i owe them XXXX ask the company to provide me a letter. they refuse I have a seperae acct with them that im currently disputing for XXXX which their trying to combine.
|
| 11/19/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I have tried to settle my account with XXXX Hunter Warfield for the last 6years.. and they have refused to accept my releting fee for the amt of {$580.00} and has been decline by several agents including Management team..
|
| 10/04/2022 |
Yes |
- Debt collection
- Mortgage debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hello the amount I owe to Hunter XXXX is what I am disputing. I shouldnt have to pay the full amount of {$5900.00}. I only owed the last month rent which was {$1300.00}, I believe that is a fair amount that I should owe.
|
| 02/15/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
The XXXX at XXXX put me in collection and never notified and told me what it was for. I received this when I moved out about 1.5-2 years ago. Attempted to fix it but havent gotten any information. Many failed attempts.
|
| 01/11/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Asked for a verification of debt, was provided with verification. The debt does not belong to me, as I have never lived in the state of Florida and can provide bills verifying my residency in Georgia for the last decade.
|
| 05/01/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I was Evicted from my home in XX/XX/2017 I paid all my debt from the landlord and then a year later the name Hunter Warfield showed on my credit report. I was never given a notice about this charge, and what is it for.
|
| 10/10/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Debt was paid on XX/XX/XXXX I received the closing letter XX/XX/XXXX stating that the account was closed. Today XX/XX/XXXX I received a phone call stating our payment was declined but our bank records show it was paid.
|
| 01/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I do no not remember owning this particular account! Ive already asked the creditors to send me signed documents that signify ownership of this account but they still have not responded yet. I never had this account!
|
| 01/03/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Contacted the specialist handling my debt collection and or complaint. She was not willing to settle nor provide any information to close the case. Consumer was willing to settle case and debt collector unwilling to.
|
| 08/24/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v. Gravens ( mol 281 SW 715,719, I presun that no proof of the alleged debt, nor therefore any XXXX such debt, in fact therefore exists
|
| 03/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
This company reported on my personal credit file and this is NOT mine. I called them and they advised me they can not give me any information. THEN WHY are they reporting it on my personal credit file. This is crazy
|
| 05/04/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
This collection company puts debts on credit reports that aren't accurate, resulting in denial of credit because this is a false reporting on my credit report. I don't ow any money to them or the companies they say.
|
| 09/16/2019 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
There is no Lease for this unit. This property was involved in an property fire.
This was unfortunetly a illegal situation This unit was the only unit i lived in and this was before XXXX XXXX XXXX soldit sproperty
|
| 04/24/2023 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v. Gravens ( mo ) 281 SW 715,719, I presume that no proof of the alleged debt, nor therefore any such debt, in fact therefore exists.
|
| 09/13/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
After a review of my credit report I noticed a debt that was put on my credit, i contacted the company to let them know its not my debt thats old and they did nothing about removing this debt only said I owe them.
|
| 04/21/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX at XXXX XXXX is claiming owe them {$2900.00}. I have no knowledge of this debt nor do I owe the amount claimed to be owed. Please provide full accounting and proof of lease/contract bearing my signature.
|
| 04/05/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
I called this company about the amount they say I owed and to try and settle after they say I owed a lady said that threatened me saying they was gon na see me and take legal action if I didnt pay within XXXX day
|
| 02/28/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Upon checking my credit report i notice a debt collector trying to collect a debt that i have no knowledge of i have never signed a contract with them in person nor electronically neither any of there affiliates
|
| 07/07/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Web |
|
|
We are trying to set up payment arrangements and the company Hunter warfield Inc., stating they wo n't give me any prof if I 'm making payments that it would hair sit on my credit no receipt number or anything.
|
| 02/29/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
They call EVERY XXXX and 3 times a day!
Today, XXXX XXXX, 2016 they already called my home at XXXX then at XXXX and again at XXXX. They call over the weekend too.
As far as I 'm concerned, this is harassment.
|
| 10/20/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I never received proof of any debt and an opportunity to dispute it. I have contacted Hunter Warfield directly and they confirmed they had the wrong mailing address and that I did not receive any documentation.
|
| 09/28/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
I have not supplied proof under the doctrine of estoppel by silence, Engelhardt Vs. Gravens ( mo ) 281 SW 715,719, I presume no proof of the alleged debt, nor therefore any such debt, in fact therefore exists.
|
| 11/15/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I am not sure that this medical debt is accurate. It shows that this account was opened XX/XX/2022 and I do not have any knowledge of this collection, I am asking that it gets removed off of my credit report.
|
| 10/17/2023 |
Yes |
- Debt collection
- Rental debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
Servicemember |
|
My information was shared with out my permission or signature over a debt that was not mines. I asked them to please cease and desist all calls and contact with me immediately, and they continue to harass me.
|
| 08/09/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
After Looking at my credit report i noticed Hunter Warfield inc is trying to collect a debt that i have no knowledge of i have never signed a contract with them nor have i ever entered any agreement with them
|
| 09/18/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
a collection Agency ( Hunter Warfield ) tries to collect a Debt from a Company ( XXXX XXXX ) that doesn't exist and failed to verify the Debt to my person! The company still threatens me and damaged my Credit
|
| 10/11/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
They send me emails every other week or month about the debt owed. Numerous phone calls, theyve said you can be sued, impact credit if you dont pay now, you cant make a payment plan it has to be paid in full
|
| 06/20/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Hunter Warfield have not verified debt accurately. I never signed a contract with them or XXXX XXXX , my contract was with XXXX XXXX but Hunter is reporting to my credit report as owing {$4500.00}.
|
| 06/10/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
Been trying to call them since XX/XX/XXXX when I seen it was on my credit report I have called at least XXXX times and left several voice mails have not received anything from this company about this either
|
| 01/07/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
they knew covid 19 hit us seriously, XXXX XXXX constantly harassed me I dont have the money to pay them back, havent been back to work since the pandemic started they knew i had multiple deaths at the time.
|
| 10/22/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company has sent me a bill for {$210.00}. I am disputing this debt with the original creditor. I request that this company do not contact me anymore. This debt is not mines and I don't owe any balance.
|
| 08/23/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
Pursuant to 18 USC 8, i owe no debt. This company is violating my consumer right to privacy pursuant to 15 USC 1681b company has also NO permission to report ANYTHING using my info pursuant to 15USC 1681 4
|
| 06/20/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
I have called the companies thats on my credit report and they was given me the runaround and not given me actual information about my credit. I told them some of them I dont even have knowledge of at all.
|
| 05/10/2023 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
The collection agency called my dad and told him I owe {$4000.00} on past due rent. Im over the age of 18 and my dad was not co-signed on the lease. This happened sometime last year. Not sure when exactly.
|
| 02/08/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
There is a collection on my credit profile from Hunter Warfield that was deemed not my debt. I have had this derogatory mark removed by 2 of 3 credit bureaus and demand this gets removed from XXXX as well.
|
| 04/07/2020 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Hey, I'm a student at XXXX Tech. This debt was late but I paid it. I contact the company. Credit is very important to me, I'm an young male trying to build my business. Can I even do a Pay for and delete.
|
| 02/15/2020 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Rented through XXXX XXXX XXXX in XXXX XXXX XXXX Florida. After moving out, I was asked to pay a fee of {$870.00}. I paid the fee within a week. It was still sent to collections company of Hunter Warfield.
|
| 04/26/2018 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Hunter Warfield Inc. has violated 15 USC 1692 by continuing collection activity after a cease and desist and 15 USC 1681 by failing to report complete and accurate information to credit reporting bureaus.
|
| 07/19/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
we moved out of an apartment, we were refused walk through and billed for damages without any kind of proof, they also said we did not pay a security deposit which we have a cancelled check proving we did
|
| 05/31/2023 |
Yes |
- Debt collection
- Mortgage debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX XXXX XXXX this is on my credit report for XXXX this is not my account reporting on XX/XX/2023 Hunter Warfield inc this is not on my credit report for XXXX this is not my account reporting XX/XX/2023
|
| 01/29/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
XXXX, Hunter Warfield document violate the Fair Debt Collection Act and the Fair Credit Reporting Act laws. I found SEVEN violations. Each violation is a {$1000.00} dollars according to 15 U.S code 1692K
|
| 07/17/2020 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I requested that the debt collector issue a 1099C ( debt forgiveness due to the financial and emotional issues I am dealing with as a result of COVID 19. The company has not even acknowledged my request.
|
| 10/07/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
ONCE AGAIN COLLECTOR TRYING TO COLLECT 2-3 DEBT DISCHARGED IN BANKRUPTCY XX/XX/2018 CASE NO.XXXX AND CALL US ON CELL 3-5 TIMES IN VIOLATION T.C.P..A. AND FDCPA. WE HAVE SCREEN SHOTS AND VOICE RECORDINGS.
|
| 04/03/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I received my validation of debt after receiving another customers in the mail, but I received a copy of the contract that was not signed .I do not recall living at that address in XX/XX/XXXX-XX/XX/XXXX.
|
| 11/23/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Company Hunter Warfield harrasing with phone calls and letters about debt that does not belong to me for total of {$940.00} reporting and affecting credit report and preventing me from obtaining credit
|
| 06/07/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I contested a claim by the collection agency Hunter warfield inc. in violation FCRA that requires information accuracy in reporting and they have not disclose the process taken to meet that requirement
|
| 12/07/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
This is an attempt to amend my complaint number XXXX by adding my telephone numer. Number was omitted in first complaint.
The debt for which I am being constantly harassed is my son 's wife ' s debt.
|
| 10/26/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
HUNTER WARFIELD INC has placed an account on my credit report that belongs to someone else and is included in a bankruptcy. The petition will be attached showing this account belonging to someone else
|
| 12/30/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
I paid my debt on XX/XX/XXXX yet hunter Warfield continues to call multiple times a day every day. I 've told the man on the phone multiple times to stop calling that the debt is paid and he will not.
|
| 09/05/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
i have recently returned from a XXXX XXXX and discover this collection on my profile. I have not done any business to warrant that collection. I have not being in the Country for the last five years.
|
| 09/20/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
|
|
I would like to know why i am being charge for something i was not approved for never moved into the apartment was denied and im not responsible for any other the amount that was place on my account.
|
| 01/02/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I do not remember owning this particular account. I've asked the agency to provide signed paperwork that proves that I really own the questionable account but they have not complied as of the moment.
|
| 03/29/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Hunter warfield has been calling me for two years straight over 10 times per day in regards to collecting a debt that does n't belong to me. I 've spoken with them about this yet and still they call.
|
| 03/14/2016 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Somebody put in a fraud alert on me. We are buying a home and the lender just called me and asked me if I did it. I 'm sure it was a collection company out of Florida that did it to muddy up my loan!
|
| 04/05/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened to arrest you or take you to jail if you do not pay
|
|
Web |
|
|
XXXX called my daughter and threatened to have me arrested over a sum of {$XXXX} hey are claiming i owe in back rent. XXXX insurance sold my information to a third party going against the HIPPA law.
|
| 07/02/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
I was contacted repeatedly from a rude guy who works fo r Hunter Warfield. I asked that he do not contact me, stop calling but calls continued. I do not have a signed contract with Hunter Warfield.
|
| 09/15/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American, Servicemember |
|
XXXX XXXX XXXX reported debt I did not owe to Hunter Warfield for collection. I have written letters to XXXX XXXX and contacted Hunter Warfield via telephone to try to resolve debt. Unsuccessful.
|
| 07/22/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
Collection item appeared on credit report on XXXX, XXXX, and XXXX for over {$5000.00}. I do not owe anything and no communication attempt has been made by the collection agency or alleged debtor.
|
| 06/29/2023 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
I have a CFPB complaint against this company pending. That compliant has not been responded to by the original creditor and XXXX XXXX has continued to call me. which at this point is harassment.
|
| 04/09/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
I received a letter from Hunter Warfield Collection Agency stating that I owe a debt that I do not owe. I sent them a letter in XXXX requesting verification. So far I did not receive a response.
|
| 07/12/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have no idea of charges nothing file by XXXX at XXXX XXXX XXXX court to call XX/XX/2020 XX/XX/2020 no change in the report this a fraud by the XXXX and Collection Agency theft by deception.
|
| 08/28/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
Hunter Warfield calls almost daily in attempt to collect information from me on a relative. They have no right to try to use me as a source of information and such calls are simply harassment.
|
| 09/27/2022 |
Yes |
- Debt collection
- Mortgage debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
This is a fraudulent account on my XXXX Credit report that I've asked them to remove several times after sending over documentation and they refuse to remove this is a violation of my rights.
|
| 01/19/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
I have no knowledge of this account, therefor i believe i am a victim of identity thief. I haven't received any money of services from this company.
XXXX XXXX XXXX XXXX XX/XX/2019 {$530.00}
|
| 04/05/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
i do not know dates except it showed up on my credit report and i have tried to communicate with the credit reporting agencies and the collection company that it was not mine with out success
|
| 09/09/2019 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Company calling and submitting mail to my home address regarding a debt that is not mine. When telling them i was the incorrect person, they continue to call and harass numerous times daily.
|
| 01/19/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
upon checking my credit report i notice a credit agency trying to collect a debt i have no knowledge of i have never signed a contract with them verbally nor electronically ever in the past
|
| 11/18/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Hunter and Warfield are trying to collect on an invalid debt from XXXX XXXX. XXXX XXXX was paid in Full. I have submitted a separate complaint about XXXX XXXX and the incorrect balance due.
|
| 03/31/2021 |
Yes |
- Debt collection
- Mortgage debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
I been affected by XXXX I loose my job and couldn't keep paying for an apartment XXXX XXXX send my info to the credit bureaus and don't want to assist me to lower my payments on that debt.
|
| 06/26/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Signed agreement as Power of Attorney for a family member with understanding of the company that the family member was agreeing to the debt. Subsequently perused the debt to me personally.
|
| 04/22/2020 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
They repeated call stating that they are collecting a debt which frankly I do not have or owe anyone- not even credit card! never gone into collection! They call everyday at all odd hours.
|
| 08/16/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Trying to buy a house and I realized I had damages on my credit report. According to the 15 USC 1681 law. There should not be any damages on my report. It is a defamation of my character.
|
| 12/22/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I just noticed my credit score dropped XXXX XXXX due to a debt collector Hunter Warfield saying I owe {$9900.00} I have never spoke heard received paperwork or anything from this company!
|
| 01/06/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
MY HOME WAS BROKEN INTO IN 2018, I SPOKE TO THE LEASING AGENCY AND WAS ALLOWED TO BREAK MY LEASE, HOWEVER, I HAVE NOTICED THIS ITEM ON MY CREDIT REPORT WHEN I WAS TOLD IT WOULD BE REMOVED
|
| 11/16/2023 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I never applied for or lived at this residence. I wasnt aware of it until it appeared on my credit report. Ive reached out to the company multiple times and havent received any response.
|
| 08/06/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXXan email came to me demanding I pay {$3900.00} and this is absurd. I do not owe this and I've been working on my credit for 5 years and this is not mine nor do I owe this to anybody.
|
| 06/04/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I contacted Hunter Warfield to try to get some documents on a debt they said I owe. The gentleman said I do not have the right to dispute the debt and refused to send me any information.
|
| 01/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have no knowledge of this account or business and they proceeded to put a collection on my credit report. This company is fraudulant and attempting to collect a debt that is not owed.
|
| 03/24/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company is stating that I owe them and its on my credit. I don't have a signed contract with them. This account have been on my FTC report and Ive disputed with the credit bureaus.
|
| 06/18/2019 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hunter Warfield says I owe {$830.00} I reached out to this people and asked for a signed contract with my signature on it they could not provide that. Placed for collection XX/XX/XXXX17
|
| 11/18/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
XXXX XXXX XXXX are trying to collect on an invalid debt from XXXX XXXX. XXXX XXXX was paid in Full. I have submitted a separate complaint about XXXX XXXX and the incorrect balance due.
|
| 07/20/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I contacted Hunter Warfield for the 2nd time ( letter dated XX/XX/2018 ) asking them to validate the debt from XXXX XXXX.
All they sent me was a statement of account ( copy attached ).
|
| 07/14/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
received repeat calls from a rude / hostile guy regarding XXXX XXXX XXXX. He continued to call after being asked not to contact me because I do not have a contract with Hunter Warfield.
|
| 07/23/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Currently report me with negatively on my credit reports XXXX XXXX,2016 after I had to move out of my apartment due to an XXXX husband. My husband was XXXX me and he refuse to leave.
|
| 02/09/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
Servicemember |
|
HI!, I payed HUNTER WARFIELD in full four months ago. they only increased my credit 100 points. it is supposed to go up 200 points.
they need to increase my credit another 100 points.
|
| 07/13/2015 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
The caller has been asked several times to stop calling my number that I am not the party he is trying to reach. He insists that I am. He calls everyday at least XXXX a day for months.
|
| 10/13/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
These are old accounts I've been XXXX for the last 6 years those should have been off of my report I've been disputing and they've just updated information as if its new and its not
|
| 05/03/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
XXXX, XXXX amount {$15000.00} Letter to remove inaccurate credit information. Sent to all 3 credit agencys. Need XXXX to remove. Hunter Warfiled Inc XXXXXXXX XXXX XXXX XXXX XXXX FL
|
| 12/18/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Hunter Warfield is a third party collection agency trying to collect on a debt that was a result of identity theft. This action is a violation of the FCRA and my consumer rights.
|
| 06/21/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
I am requesting the Hunter Warfield remove the account of XXXXXXXX XXXX XXXX XXXX from my XXXX and XXXX account. Please see the attached report from the Federal Trade Commission.
|
| 03/30/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I was alerted by XXXX credit reporting agency that Hunter Warfield collection company is trying to collect on the behalf of XXXX XXXX apartments, My identity was stolen in 2020.
|
| 11/11/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have never had an affiliation with this company before. I have filed a report with the FTC as a result of identity theft. I request this be removed immediately from my report.
|
| 04/13/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Hunter Warfield inc -tried to dispute inaccurate item XXXX XXXX XXXXXXXX -tried to dispute XXXX XXXX -tried to dispute XXXX XXXX-tried to dispute XXXX XXXX XXXX-tried to dispute
|
| 07/04/2023 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
XXXX XXXX - Debt regarding an apartment moveout fee, threatened credit damage. The agent taking the call was named XXXX XXXX XXXX would not provide a last name or employee ID.
|
| 06/15/2022 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
|
|
Somebody opened an apartment lease in my name that I didnt approve. Didnt pay the lease and damaged the apartment with a total of {$33000.00} collections on my credit report.
|
| 03/28/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I checked my credit report today and discovered Hunter Wakefield Law office and entered an incorrect debt on my credit report with put giving me written info on debt vadility
|
| 05/26/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Wrongfully charged early termination fee on a illegally leased property. I was not informed by the realty company but by a notice taped to my door, also the city inspector.
|
| 04/04/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
There is an item showing in my credit file with Hunter Warfield inc. I have no idea what this is for and I sent a letter to them asking for details. They haven't responded.
|
| 06/06/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Difficulty submitting a dispute or getting information about a dispute over the phone
|
|
Web |
|
|
I have attached a debt verification letter that needs to be responded to by the collections company associated with this debt, with specific details about this collection.
|
| 04/07/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
They are reporting a collection account in the amount of {$7800.00} on my credit report. This is not my account. I have disputed this several times with the credit bureau.
|
| 01/08/2019 |
Yes |
- Debt collection
- Other debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
|
|
This company continues to contact me after I have advised them no longer call me and only send something in writing. They have contacted my employer on multiple occasions.
|
| 05/20/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I have required proof of what they want me to pay for and have not received it and I have asked several times and when I stated I was taking legal action I get hung up on.
|
| 03/19/2017 |
Yes |
|
- Incorrect information on credit report
- Reinserted previously deleted info
|
|
Web |
Servicemember |
|
Hunter Warfield has reinserted a collection to my XXXX credit report as of XXXX/XXXX/2017 in the amount of {$500.00} again as it has previously been disputed and removed.
|
| 03/30/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I was alerted by XXXX XXXX XXXX XXXX that Hunter Warfield collection company is trying to collect on the behalf of XXXX XXXX apartments, My identity was stolen in 2020.
|
| 04/23/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Noticed charge on report, called & requested validation.. company didnt send me anything except a page with my name on it & the amount owed no, signatures or anything
|
| 10/25/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
Company reported to the credit bureaus without notifying me of any debt owed, amount owed or name of original creditor without a chance to dispute the debt with them.
|
| 08/26/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
Company started reporting on my credit profile. I sent validation and verification letter with in 30 days of them reporting. Have not received anything or a reply.
|
| 12/14/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
You failed to verify and validate all data for this account, every notation, dates and balances. This account needs to be removed IMMEDIATELY via FCRA section 611.
|
| 04/06/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Debt was disputed via email, all the proper documentation was provided explaining the incorrect debt. No response was given by the collector in the 30 day window.
|
| 08/14/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hunter Warfield reported a debt on XXXX/XXXX/XXXX and reported the same debt again on XXXX/XXXX/XXXX to extend the statute of limitations, this is not a new debt.
|
| 08/14/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hunter Warfield reported a debt on XXXX/XXXX/XXXX and reported the same debt again on XXXX/XXXX/XXXX to extend the statute of limitations, this is not a new debt.
|
| 07/04/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Lease agreement terms 100 % fulfilled. 30 Day notice given. Never late on payments. Left with XXXX balance. All payments submitted in full. Also cosign DECEASED.
|
| 05/03/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Recieved a notice about a debt that does not belong to me in the mail, stating that I should respond by XXXX for the amount of {$8200.00} from a XXXX XXXX XXXX
|
| 05/31/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Dispute was sent to Collection agency to resolve the issue and as of to date, credit bureau is still reporting unverified account on my consumer credit report.
|
| 08/06/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I did not receive the original bill and was not given the opportunity to validate the debt. Additionally, I do not have a contract with the collection agency.
|
| 01/20/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Hunter Warfield provided '' proof '' that was falsified. I never signed that last page and it 's clearly copied and pasted the signature from a previous page.
|
| 11/06/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
In XX/XX/2020, Hunter Warfield, a collection agency added an account to my XXXX, XXXX and XXXX consumer reports. This debt is not mine and I want it removed
|
| 09/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
|
I have filed a dispute in regards to the incorrect item on my credit report. It has been well over 30 days and I haven't received any investigation results.
|
| 06/11/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Hunter Warfield is continuing to attempt to collect a debt 5 months after they were informed by the creditor that the account was paid and never in arrears.
|
| 09/02/2022 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
Hunter Warfield calls back to back all day long. It's harassment at this point. I've deleted my log for the past week but I have some recent ones attached.
|
| 04/28/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Older American |
|
I have a debt from Hunter Warfield ( bad reviews ) - I need to see proof of this debt - their telephone # XXXX - address XXXX XXXX XXXX XXXX - XXXX FL XXXX
|
| 04/19/2016 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I do not owe a single dollar to the creditor it claims but received the letter to send the payment out of blue from the debt collector. This may be a scam.
|
| 12/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I, XXXX XXXX, am a natural person and I do not have a relationship with Hunter Warfield. I do not know why they are reporting this erroneous information.
|
| 07/12/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
Hunter Warfield Inc i have no idea of the Account XXXX at XXXX XXXX XXXX is acting give notice of fraud, not responsible for the charges call in nothing
|
| 04/28/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX XXXX XXXX was given the CDC notice in XX/XX/2020 and they are still trying to collect from me even though I am not working and have CDC protection.
|
| 11/16/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
|
|
Web |
|
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I filed a dispute in regards to the incorrect items on my credit report, it has been well over 30 days and I haven't received any investigation results.
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| 04/14/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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Debt was paid about a week or so ago to Hunter Warfield via their website. It is paid and the account is settled. I would like it off my credit report.
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| 01/12/2018 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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I got bill from XXXX XXXX XXXX XXXX and I paid the bill on XXXX/XXXX/XXXX but my paid account was send to Hunter Warfield collection for the same bill.
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| 05/31/2018 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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Collection was paid in full have a satisfaction letter. I paid this debt in full on XX/XX/18 to Hunter Warfield for the amount of XXXX to account XXXX
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| 09/28/2016 |
Yes |
- Debt collection
- I do not know
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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I ca n't understand how my credit is low when I do n't have any debts but it 's showing that I have XXXX different amount of debt to the same company.
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| 07/06/2016 |
Yes |
- Debt collection
- I do not know
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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Hunter Warfield calls all day or night about multiple people who do not live in this apartment, i have told them multiple times they do not live here.
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| 10/30/2020 |
Yes |
- Debt collection
- I do not know
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- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
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Web |
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Hunter and Warfield has been calling me and being mean they could not even tell me my social security number and my last name was not even correct.
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| 11/29/2017 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I have a collection account from XXXX on XXXX, XXXX and XXXX. One says medical and the other 2 say XXXX XXXX XXXX XXXX XXXX XXXX. This is not mine.
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| 06/21/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Communication tactics
- Called after sent written cease of comm
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Web |
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Repeated calls from different numbers and leaving voice mails. Also had details from my current credit report. I did not authorize a credit search.
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| 02/20/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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XXXX XXXX reporting a balance of {$440.00} owed to XXXX XXXX that I do not owe. This is a violation of rights under FCRA law 15 U.S.C. code 1681
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| 05/05/2022 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I have never had a contract with XXXX XXXX and HUnter warfield is attempting to collect a debt to for a company I have never done business with.
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| 08/14/2018 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Hunter Warfield XXXX XXXX XXXX, XXXX, FL XXXX, ( XXXX ) XXXX Alleged Balance Owed : {$4100.00} Original Creditor : XXXX XXXX XXXX XXXXXXXX XXXX
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| 08/08/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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Hunter Warfield INC added a collection to my credit report that is not mine. They have been asked to verify ownership and can not or will not.
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| 01/07/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Got a text message for a person I dont know with identifying information. I dont know them or the person attempting to collect. May be a scam.
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| 02/17/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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Duplicate information with two seperate companies for diferent negative amounts. by Hunter Warrfield Inc and XXXX XXXX XXXX for same account.
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| 05/25/2017 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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The amount Hunter Warfield cl aims that I owe is invalid. The machine that they charged me for was delivered and returned withi n 48 ho urs.
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| 08/13/2018 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Hunter Warfield Inc XXXX XXXX XXXX XXXX XXXX FL XXXX Tel : XXXX Alleged Debt Owed : {$4100.00} Original Creditor : XXXX XXXX XXXX XXXX XXXX
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| 07/10/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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XXXX is not complying when it comes to my credit repot there are accounts that do not belong to me that are affecting my credit worthiness
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