| 09/15/2023 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I have not supplied proof under the doctrine of estoppel by silence. Engelhart v Gravens ( mo ) 281 SW 715, 719, I presume that no proof of the alleged debt nor therefore any such debt, in fact therefore exists.
I HAVE NO CONNECTION TO GRASSY SPRAIN GROUP, INC ( A FICTITOUS CREDITOR MADE UP BY XXXX XXXX XXXX ).
ALL HAS BEEN PAID THROUGH IRS DISCHARGE AND THE CONTACT I HAVE RECIEVED FROM THE MAIL FROM GRASSY SPRAIN, INC AND XXXX XXXX XXXX XXXX IS A VIOLATION OF THE FDCPA.
I DEMAND THAT YOU CEASE AND DESIST ALL CONTACT THROUGH MAIL, PHONE, AND DIGITALLY!
2ND CEASE AND DESIST WARNING THAT IS PUNISHABLE BY VIOLATION.
RE : CLAIMS AND FAIR NOTICE XX/XX/23 2ND CEASE AND DESIST NOTICE AFTER THE XXXX XXXXXXXX ACCOUNT HAS BEEN PAID TO XXXX BALANCE AND DISCHARGED WITH PROOF.
NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MI XXXX XXXX Michigan State Attorney XXXX XXXX Michigan Attorney General XXXX XXXX XXXX XXXX XXXX, MI XXXX GRASSY SPRAIN, INCXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX MN XXXX XXXX I am writing this letter to formally enforce my rights under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C . 1692 et seq., in relation to the alleged debt you are attempting to collect from me. Delete your account from my credit report across all agencies now! You at GRASSY SPRAIN, INCXXXX XXXXXXXX XXXX XXXX ARE RUINING MY CREDIT. I WILL ENFORCE CLAIMS OF {$10000.00} FOR EACH VIOLATION.
I have received communications from your agency IN MAIL AND PHONE CALLS regarding the debt in question, and I believe that your actions may constitute violations of my rights as outlined in the FDCPA. Therefore, I am requesting that you cease all communication with me and take the necessary actions to comply with the FDCPA immediately.
Specifically, I believe the following FDCPA provisions have been violated : Section 805 ( c ) : Communication with Third Parties I have reason to believe that your agency has communicated or disclosed information about my debt to third parties, which is prohibited by the FDCPA.
Section 807 ( 5 ) : Threatening Legal Actions I have received written correspondence from your agency that suggests legal action may be taken against me without any intention or legal basis for such action. This behavior is in violation of the FDCPA.
Section 807 ( 10 ) : Using False Representation or Deceptive Means Your agency may have used false, deceptive, or misleading tactics in attempting to collect this debt, in violation of the FDCPA.
Under the FDCPA, you are obligated to cease all communication with me until you have fully investigated and remedied these alleged violations.
Please consider this letter as a formal dispute of the debt as well as a cease and desist request under the FDCPA. I request that all communication regarding this debt be halted immediately, and I expect you to respond to this letter in writing within 5 days.
Failure to comply with the FDCPA may result in legal action, including a lawsuit against your agency. I trust that you will take this matter seriously and act promptly to rectify any violations.
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| 01/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
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On XX/XX/XXXX I took out a personal loan through XXXX XXXX XXXX. On XX/XX/XXXX I started to receive invoices from XXXX XXXX XXXX XXXX who stated they took over the account from XXXX XXXX XXXX. I continued to make monthly payments to XXXX XXXX XXXX XXXX until the agreed last payment was due XX/XX/XXXX. Payments were auto-withdrawn from my bank account monthly. I was told I was unable to have an online account with Marketplace Loan therefore I was never able to access pertinent details to my account.
On XX/XX/XXXX, I pulled a credit report which showed negative impact from a personal loan. I started a dispute with the credit bureaus. I also began to call XXXX XXXX to get this issue corrected, as I was continuing to make payments as scheduled and promised. Credit Reporting Agency shows contact phone of : ( XXXX ) XXXX -when I called it said XXXX XXXX XXXX. Every single person at XXXX XXXX that I had previous conversations with and had their names, phone # 's and emails were no longer existent. The phone # s for them which were XXXX, XXXX, XXXX, XXXX are no longer existent. When I call all their numbers, they are all different companies. Some of the representatives at these companies said they were unable to release the names of the companies they worked for and none of those companies claim to know any of the representatives I have dealt with over the years, nor the name XXXX XXXX XXXX, nor XXXX XXXX XXXX XXXX. They say that they have owned those phone # 's for years. No one can find my account numbers or social security # 's on their records. On XX/XX/XXXX I was contacted by a debt collector from a company called Grassy Spring Group via XXXX XXXX XXXX ( XXXX ) who states XXXX XXXX XXXX gave them my account. I once again contacted all the # 's I knew for both companies XXXX XXXX XXXX and XXXX XXXX XXXX XXXX and the # 's all have new companies once again and no one knows about the ( XXXX ) companies in question. And all the # 's now belong to new companies such as Lease Customer Service and Legacy. I have detailed notes of every person, department, phone and companies I spoke to almost daily since XX/XX/XXXX. I have not been able to get any answers from anyone. I fear this was a scam, that my identity has been released to numerous companies, and that after paying them THOUSANDS of dollars, they are falsifying my debt. I feel helpless and hopeless and hope that someone can help me put an end to this.
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| 08/04/2019 |
Yes |
- Debt collection
- Payday loan debt
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- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
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Web |
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There are 2 related issues with this company ( collection/violation of Privacy ). I had an outstanding loan which I was told not to pay because the company had already written it off as Profit and loss ( meaning I should be receiving a tax form to include as income for my XX/XX/2019 taxes and that I would need to just pay taxes on the remaining balance-the company had already taken the loss ). The issue with this particular company XXXX XXXX XXXX starts on XX/XX/2019. I received a call from my husband questioning an outstanding loan. My husband told me he just received a call from someone named XXXX looking for me. My husband said he told XXXX he had the wrong number and identified himself as my husband. My husband gave XXXX my number and told him to contact me directly. XXXX then told my husband that he had attempted to contact me ( I had no messages of such ) and then asked my husband if he was aware that I owed this loan. My husbands reply was that he was not aware because we maintain our own finances. Once I received this call I contacted XXXX and recorded the conversation ( which he was aware of ). XXXX admitted clearly what he said to my husband and said he did not violate any privacy rights because Massachusetts allows for collection agencies to speak with a spouse - I explained to XXXX this was incorrect. I then told XXXX this was something I was instructed not to pay as it was already written off as loss by the loan agency so I didn't understand how his company obtained the file. XXXX insisted he was correct and that the company was in their rights. I have spoken to him at least 3 times since and explained that I was filing a complaint with the XXXX, CFPB, and Atty General as was advised by my Financial Counselor. I continue to get messages at least once a week.
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| 02/17/2021 |
Yes |
- Debt collection
- Credit card debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I had a loan account with XXXX XXXX which was sold off by them to Grassy Sprain Group Inc, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX NH XXXX XXXX XXXX. This company authorized XXXX XXXX XXXX ( XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX MN XXXX XXXX XXXX to collect this debt on XX/XX/XXXX On XX/XX/XXXX I agreed to a settlement with XXXX and it off in full over the next 3 months.
However it seems in XX/XX/XXXX, Grassy Sprain Group has again appointed XXXX XXXX XXXX ( XXXX ), XXXX XXXX XXXX XXXX Harbors MN XXXX XXXX XXXX to collect this debt AGAIN.
XXXX is now calling me and sending me letter attempting to collect a debt that has already been settled in full 2 years ago.
I believe Grassy Sprain Group and XXXX are groups with malintent that just try to harass people for debt that is already paid off and should be barred from doing business.
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| 05/20/2015 |
No |
- Debt collection
- Credit card
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- Communication tactics
- Threatened to take legal action
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Web |
Servicemember |
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XXXX has been calling me repeatedly at XXXX XXXX at various different number in an attempt to collect a debt that I am not responsible for. The company is claiming I opened a XXXX XXXX in XX/XX/XXXX and continued to pay till XX/XX/XXXX. This is untrue. I never had a XXXX XXXX during these times and do not owe this debt. I tell this to the representative and they continue to harass me. They have completely filled up the space on my voicemail with threats of litigation if I do not respond to them.
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| 01/25/2019 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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I received a notice from XXXX XXXX XXXX saying they were collecting from XXXX XXXX XXXX XXXX. 1. I have never received anything XXXX XXXX 2. They state debt is XXXX the interest is XXXX. The interest is more then half debt listed how can this be is XXXX XXXX XXXX charging interest?
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| 12/02/2021 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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| 04/10/2020 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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| 11/02/2017 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Referral |
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| 10/15/2015 |
No |
- Debt collection
- Non-federal student loan
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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| 04/28/2014 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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