Green & Sons Agency, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
02/12/2023	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 92126	Web
I am writing to file a complaint against Debt Collector ( Outsource Receivables Management ) and Merchant ( XXXXXXXX XXXX XXXX ) for making false statements and representations because ( 1 ) I do not owe Merchant anything, and ( 2 ) the amount the Debt Collector claims I owe does not align with Merchants false claims. MERCHANT : Merchant is a licensee of XXXX car rental company. As further discussed in Attachment A, I rented a car and prepaid for the vehicle in full through XXXX. When I picked up the vehicle, I initialed the contract twice to acknowledge that I declined the fuel purchase option ( Attachment A, Exhibit 3 [ Merchants copy of the contract ] and Exhibit 4 [ the copy of the contract that Merchant provided me ] ). Also, at the time of pick-up, the contract provided to me stated the return time for the vehicle was XX/XX/XXXX, at XXXX XXXX. ( Id. ) In reliance on the contract 's terms, I returned the vehicle with a full tank of gas an hour earlier than it was due, on XX/XX/XXXX, at XXXX XXXX ( Attachment A, Exhibit 5 [ return receipt showing I returned the vehicle with a full tank of fuel on XX/XX/XXXX, at XXXX XXXX ] ). Therefore, I avoided additional charges beyond what I had already prepaid for the vehicle. However, on the return receipt, Merchant falsely claimed and charged my credit card for the fuel purchase option and an additional hour. I attempted to contact Merchant to resolve the dispute. ( Attachment A, Exhibits 6-8 [ call logs and emails of my attempts to contact Merchant ] ). Merchant refused to look at the contract and yelled at me over the phone. ( Attachment A at pp. 5-7. ) XXXXXXXX XXXX XXXX DISPUTE : Because the Merchant was uncooperative and yelled at me, I sought relief by disputing the charge through my credit card company. Attachment A is the letter and exhibits I sent XXXX to support my dispute. On XX/XX/XXXX, XXXX notified me that they had resolved the dispute in my favor and gave me permanent credit for the erroneous Merchant charge. ( Attachment B. ) DEBT COLLECTOR : On XX/XX/XXXX, I received the letter in Attachment C. The letter falsely claims that payment on [ my ] account is overdue to Merchant for {$100.00}. As described above, I do not owe Merchant. Moreover, the amount Merchant erroneously charged me was {$74.00} ; now Debt Collector falsely claims I owe 140 % more. RELIEF REQUESTED : Merchant and Debt Collector need to immediately cease and desist making false claims and representations because I do not owe Merchant anything.
10/04/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75093	Web
I received a letter from Outsource Receivable Management. I received it via regular USPS mail ; it is not certified. The letter is dated XX/XX/XXXX. In the letter it demands in full payment of {$850.00}. It alleges this is a debt from XXXX XXXX XXXX XXXX. On XX/XX/XXXX I telephoned XXXX XXXX XXXX XXXX and provided them with my personal information ; I also told them I received a collection letter from Outsource Receivable Management demanding payment for a debt. XXXX XXXX XXXX XXXX could not find an account using my information ; nor could they locate any monies owed. They directed me to call Outsource Receivable Management, which I did on Monday XX/XX/XXXX at XXXX CT. I spoke with a gentleman and told him the aforementioned facts. I conveyed that I dispute the validity of the debt on the grounds that 1. XXXX XXXX XXXX XXXX can not locate any such account or debt owed in my name. 2. That I never received proper notice from Outsource Receivables Management. The gentleman then stated that in XXXX of XXXX, a notice was first sent ; He alleged that this alone constitutes that I owe a debt to XXXX XXXX XXXX XXXX. This is false and in violation of FCRA. I asked Outsource Receivables Management to provide me with a statement from the bank ; with my account information and my name to prove this account not only exists but that I am the owner of it. Because as I have stated XXXX XXXX XXXX XXXX has no information about such account. The representative for Outsource Receivables Management said that he can only resend the original demand for payment from XXXX. This is all in violation of the FCRA. 1. The alleged first notice sent in XX/XX/XXXX was never received by me ; moreover, it was not sent via certified mail. Therefore, notice is ineffective. 2. Outsource Receivables Management has not and can not provide me with information they received from the Bank that actually ties me to the account ; nor can they prove that I even had an account with the bank or owed the bank money. 3. This was verified in a phone call with XXXX XXXX XXXX XXXX collection department today XX/XX/XXXX. As such, absent being able to provide me with bank statements with my personal information and showing a debt owed, Outsource Receivables Management has violated the FCRA and as such should withdraw the request for payment and send this account back to XXXX XXXX XXXX XXXX.
09/24/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	UT 84117	Web
In XXXX of XXXX I hired XXXX XXXX XXXX to apply a XXXX monintoring unit on a car for a XXXX week surveillance. I was charged {$900.00} for this service and I paid {$900.00} for this service- {$150.00} for installation of the unit, {$150.00} for removal of the unit, and {$750.00} for the 2 week surveillance. My checks from XXXX XXXX XXXX XXXX for this service are listed below : XX/XX/XXXX Check # XXXX {$300.00} XX/XX/XXXX Check # XXXX {$300.00} XX/XX/XXXX Check # XXXX {$300.00} On XX/XX/XXXX I received an email from XXXX XXXX XXXX XXXX an invoice showing that I owed {$1900.00}. I attempted to communicate with XXXX XXXX XXXX inquiring about this statement, but never spoke to anyone. On XX/XX/XXXX I received another email from XXXX XXXX XXXX with another invoice but this time the invoice amount was {$1300.00}. Again I attempted to communicate with XXXX XXXX XXXX by phone, email, and text, but had no success. XX/XX/XXXX I received a notice from XXXX XXXX XXXX XXXX XXXX showing that I owed {$1800.00} for services from XXXX XXXX XXXX. On XX/XX/XXXX I submitted all my documents to XXXX from XXXX XXXX XXXX XXXX XXXX via XXXX. On XX/XX/XXXX I emailed XXXX again at XXXX XXXX XXXX XXXX XXXX confirming that my account was closed and the issue dropped since I had not heard anything back from them. I never heard back from XXXX or anyone else at XXXX XXXX XXXX XXXX XXXX. Then on XX/XX/XXXX I received a notice from Outsource Receivables Management stating that I still owe money for XXXX XXXX XXXX. I submitted the same info packet to Outsource as I had for XXXX XXXX XXXX XXXX XXXX explaining that I owed nothing. My account was sent to collection. My credit score prior to this issue was at XXXX. At present my credit score is XXXX because my credit shows a delinquency for XXXX XXXX XXXX. I submitted dispute letters with each of the credit report agencies. I have a Financial Counselor from with XXXX XXXX XXXX XXXX working with me. I don't know what else to do.
08/27/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	UT 84044	Web
I seen a collections on my credit report that I did not recognize. I disputed this debt and asked for proof of service. XXXX months went by without anything about the debt. Then all of a sudden I was getting served on XX/XX/XXXX. I filled my answer worth the courts stating I did not know what this debt was and wanted proof of service. It took them tell XXXX to send a response. I am sure so they could add on three months of interest and charges. However, this medical debt I was made to believe was paid in full. My daughter was double insured. Even on the papers from the Dr office it is clear even after fighting with them that they only billed one insurence. I never received anything from the Drs office. No calls or letters from the collection agency so I had a chance to pay it. There was zero correspondence. So in court I offered to make payments without a judgement. I was just going to resubmit everything to my insurence after all this. But this collection agency wouldn't go down at all and also when I said fine I'll make payments it wasn't good enough for them because they want to put a judgement on my name. So I called on XX/XX/XXXX to just do a settlement amount and they wouldn't even work with me on that. Offering a cash payment of XXXX and was turned down. They are unreasonable to work with. My pro bono lawyer stated the same thing. This whole bill is unfair. It was right during covid which is why im assuming I had no letters or calls to try to take care of it. And then when businesses opened back up instead of giving people a chance they just pile on tons of charges as take you to court. It is absolutely unjust and unfair.
06/09/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 310XX	Web
I was treated at XXXX XXXX in 2016 for a serious injury to my XXXX. The Property Insurance Adjuster actually transported me to the office several times to assure I was treated and took care of all the paperwork and accepted liability and paid the bills, On the last visit I was told there was no balance and have never received a bill from that date forward. XXXX XXXX 's office aparently decided to pad the bill years later and give it to Oursource receivables which has reported it to my credit and in order to keep it on my credit, they just change a few details and update it. I called them to get their official contact information so that I could file the proper complaints and the woman says, the bill is {$480.00} but I actually own over {$800.00} and she doesn't care if any insurance paid the bill or took liability, I owe it because XXXX XXXX XXXX says so. I have disputed it through XXXX and Outsource Receivables refuses to remove the fraudglent billing from my credit, saying its up to their client, XXXX XXXX and admitted that XXXX XXXX never told them about the property insurance coming to his office personally and taking full liability and its not their problem, anyway, as they don't deal with insurance companies. I asked for the identity of the owner and the woman says " We don't have to tell you last names, but the owner is XXXX. I want this removed from my credit and them to stop fraudglently billing me. The woman on the phone tried to trick me by saying, " Oh you admit to receiving the treatment, so you obviouslty owe the bill '' I never denied getting treatment, but none that was not paid for.
03/05/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	UT 84115	Web
XXXX XXXX XXXX has willfully reported to the credit bureaus an account without first verifying if the alleged debt is mines by properly sending correspondence to verify the debt. They claim they mailed correspondence which I never received by mail. USPS has lost mail in transit due to carrier mail issues. I have spoken with the local supervisor from the USPS for XXXX and it was confirmed scanned informed delivery which I get a preview of mail was lost in transit. XXXX XXXX XXXX is stating I called them and I did inform them I had seen a scanned image of upcoming mail but the mail was lost in transit and never delivered to my mailbox. Under federal law I have a right to dispute all alleged debts. I received a uploaded document from the CFPB from them and immediately disputed the debt as involved in fraud case by mail to them. They have failed to remove the reporting from the credit reporting agencies. Under provisions of the federal law the FDCPA states, the if debt collector does not verify the debt, it is not allowed to continue collecting the debt from you nor can it sue you or list the debt on your credit report. XXXX XXXX XXXX is assuming the correspondence was received which it was not. I discovered the actual alleged debt from an uploaded document they sent again to the CFPB. This is now my second attempt for them to comply to the law. After the the fourth attempt I will be seeking other legal remedies. This company from numerous XXXX complaints have a history of ignoring federal laws and continuing collection activities this is why I am getting the CFPB involved in https : XXXX
08/02/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	UT 84020	Web
Outsource Receivables Management, XXXX XXXX, & XXXX XXXX XXXX. Attempted to begin proceedings in the XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX for the State of Utah regarding claiming that the amount of XXXX was due from a XXXX that resulted in the XXXX of the defendant. At the bottom of the summons it states clearly that This communication is from a debt collector. If you wish to resolve this matter, please call Legal department at Outsource at XXXX or XXXX. [ illegible copy ] the fact the attempt to collect, report, and harass a debtor for a medical debt that resulted in the pain, anguish, and XXXX of the defendant is not only unethical from a business aspect, but also an unethical practice for any medical professional. Although the referral of the debt may not raise to an initial violation from its face the fact that a debt collection company for a medical debt has ignored the new law passed by congress does.The No Surprises Act was passed and a bulletin was in itself published for companies like Outsource Receivables Management to clearly inform themselves on the new laws regarding medical debt collection as of XX/XX/2022, but unfortunately the company has failed to update their practices business practices and not only remain morally corrupt, but currently stand to be in violation of federal law. Legal action including a federal jury trial are currently being pursued on the companies complaint.
09/10/2021	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	UT 84123	Web
I have been going back and forth with Outsource Receivables Management about a debt they have attempted to charge me with. As we continue to go back and forth about us not having any association with the car being abandoned and towed. We sold the car in XXXX of XXXX. We have absolutely no ties with this car. I have been told that we are tired because we are listed on the registration then we proceed documentation that shows we removed the registration on XX/XX/2020. However, I was then told well I was towed to the VIN number because the people we had sold the car never registered the car. First off, no where does it state in the Utah Code for Motor vehicle that we have to have the new owners register the car. 41-1A-702 of Motor vehicle act states once you sign the title that the ownership is transferred.Once the car title was signed by XXXX and the new owner that was it. As well as when the car was found the police officer that came down reported that there was no further action required. We went above and beyond just signing the title, we removed the registration, removed the insurance, removed the plates before they took it, as well as reported the car as sold. Here is the documentation from the Utah State tax commission- Division of Motor Vehicles stating that we reported the car as sold.
05/11/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	UT 84401	Web
Outsource Receivables is reporting a debt on my credit file that is not mine. Please note that this is not a refusal to pay, but I am asking for validation. Under the FDCPA, I have to right to request validation and I am requesting proof that I am the party you are asking to pay this debt and that there is some contractual obligation that is binging on me to pay this debt. I am NOT requesting verification but a request that validation is made. I ask that your offices provide me with competent evidence that I have any legal obligation to pay you. During this time, if your office continues to report invalidated information to any of the 3 major credit bureaus, this can constitute fraud under both federal and state laws. If you continue to report I will not hessite in bringing legal action against you for violation of the FDCPA and defamation of character. If Outsource Receivables is able to provide proper documentation I will require 60 days to investigate this information and during such time all collection activity must cease. If you fail to respond within the 30 days, all references to this account must be deleted and removed from credit and copy of a deletion letter shall be sent to me immediately.
06/02/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	UT 84115	Web
OUTSOURCE RECEIVABLES MGMT continues to report a debt that was involved in fraud and identity theft. They continue to report to credit reporting agencies a debt that was involved in fraud and identity theft. I have given them the valid police report number that they can retrieve from the XXXX XXXX Police department. They failed to retrieve the police report documentation and continue to report the debt. Section 623 FCRA states information has to be 100 % accurate PERIOD and the FURNISHER has to obtain all documentation. Reporting a debt anyways that involves fraud and identity theft to the credit reporting agencies is " willful and direct '' VIOLATION of the laws governed under the FCRA. The information reported has to be 100 % accurate and 100 % veritable. A debt that has a VALID police report investigation that has not been " documented or investigated '' and a debt collector such as OUTSOURCE RECEIVABLES MGMT reporting it anyways to the credit bureaus is the reason I have exercise my RIGHTS under the laws to file a complaint again with the CFPB against this debt collecting agency. XXXX Police Reports XXXX-REPORT NUMBER : XXXX XXXX-REPORT NUMBER : XXXX XXXX-REPORT NUMBER : XXXX
02/14/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	UT 84088	Web
I had a checking account with XXXX XXXX. It was in a negative status and ended up closing. The debt was transferred to XXXX XXXX who reported on XX/XX/19 the debt owed was {$650.00}. Today XX/XX/19, XXXX XXXX called me to obtain payment. They advised the balance is {$750.00}. I asked why the balance was higher and was told it was other fees that XXXX sent over and it will take up to 30 days to find out. I was then notified that this is accruing 18 % interest and I better get it taken care of. Yes find it completely unfair I was never mailed anything on this or told that interest would be accruing. I advised I am waiting on my tax return and asked if I could start smaller payments. I was told someone else would have to help me and was transferred. The second person I asked why I couldnt settle the account and why there were other fees and was told it was probably the interest. I wasnt aware interest could be charged after the debt was charged off and reported. Nothing was mailed or disclosed to me until now. I have been trying to come up with the funds or I would have paid it sooner. I don appreciate the evasive answers and condescending tone that was used.
01/01/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you in a state where you do not live or did not sign for the debt	NC 283XX	Web
A judgement was issued against me without my knowledge. According to the attorney I was served documents at an address I havent lived at in years in the state of Utah. My address could have been found had the attorney taken the time to do a quick search. I am Registered to Vote in the state of North Carolina I am pretty sure that this is public information. It is clear that this attorney is attempting to ignore the laws of North Carolina. I was unaware of any legal action against me until I was notified by my employer of a wage garnishment. I have resided in the state of North Carolina for years where wage garnishment is not permitted. My employer is also headquartered in the state of North Carolina. I was told that they are still able to process the wage garnishment due to the fact that XXXX XXXX ( my employer ) has a registered agent in Utah ( CT Corporation ) my employer is not registered to do business in the state of Utah verified by ( XXXX XXXX XXXX ) Utahs government based business search. The attorney was notified by the illegal wage garnishment and refused to submit a wage garnishment release to my employer.
06/13/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89002	Web
around XXXX I had a bank account with XXXX XXXX XXXX XXXX ACCT : XXXX ) which my card was used and over {$500.00} was spent without my authorization while I was sleeping in my bed around late 2018. My bank card was used with me being present and the it showed as a pending transaction is what I awoke to notifications on my phone. I called and reported it to customer service, and they found I was a victim of identity theft and returned my money. I withdrew my funds and closed the account the same month. XXXX XXXX XXXX did not close my account and allowed my account to accumulate excess fees which overdrawn the account after i called to close it months before being that I was an identity theft victim and never used my card but to withdraw from the banks atm only. I suspect someone working inside the bank 's branch was stealing customers account, bank card and personal information this is why I closed my account now I have a collection and ChemSystems for {$250.00} from XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX, UT XXXX.
06/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	UT 84015	Web
Outsource Receivables is reporting accounts on my credit file that must be removed. I recently took a look at my credit file and noticed some accounts still reporting. I paid these accounts a very long time ago and am now asking that Outsource Receivables remove all the accounts from my credit file. First off, I never received a 30 day right to dispute notice before they ever reported on my credit which is a violation under the FCRA. Immediatley after I noticed this debt it was paid and it was all medical debt that I was under the assumption had been covered. However, Outsource Receivables continues to report negatively on my account despite this being settled. I am aware that since they are the original furnisher they can report to the bureaus as they deem fit and ask for a deletion letter to the bureaus stating the accounts should be removed from my credit file. If I do not receive a response in 30 days, I will have no alternative but to exercise whatever rights and remedies we have under the law to enforce the removal.
08/31/2021	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	UT 84123	Web
I have already provided the documentation of removing the registration from the car in question. On XX/XX/XXXX we removed the registration of the car with the DMV. Which relieves us from the tittle of the car. We had sold the Car in XXXX of XXXX to XXXX XXXX who bought the car for {$200.00}. We are not responsible for this car. XXXX had towed the car from our home. He claimed to be a mechanic. Then in XX/XX/XXXX we are notified that the car was found abandoned. We have no ties with the car. We removed the registration that clears our name as well as remove the license plates and the insurance. We have made it clear to Outsource Receivables Management that the car was sold and is not in our precession since late XXXX of XXXX. The police officer informed us on XX/XX/XXXX there was nothing else we needed to do since we had done everything we needed and more. He confirmed we had removed the registration from the car. We are not responsible for the car being abandoned and towed.
08/31/2021	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	UT 84123	Web
A car that was sold the car in XXXX of XXXX and was removed from registration on XX/XX/XXXX and from our insurance on XX/XX/XXXX. Which we have documentation of that as well. Then in XXXX XXXX a police officer knocks on our door to inform our car was found in XXXX XXXX, UT. We live in XXXX XXXX, UT. That the car was abandoned and found on XXXX XXXX on XXXX XXXX. When we sold it the car did not run, it had to be towed from our home. We did remove the license plates and reported the car as sold. Well when the police officer gave us that notice, my mother whos first language isnt English had informed them we had sold the car. She then asked if we needed to do anything. The police officer informed her that he saw the car was already removed from registration and that there nothing else to do. Well we were then informed by Outsource receivable management that we owe {$3600.00}. That this was by XXXX XXXX XXXX. I have already filed a dispute and sent documentation of the proof.
04/18/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	UT 84119	Web
We were served with a court summons from the lawyer from Outsource Receivables Management on XXXX XXXX XXXX regarding medical bill owed to a XXXX XXXX. We had assumed we settled the debt in XX/XX/XXXX, however, we were informed that the hospital used an independent contractor to perform the XXXX XXXX XXXX XXXX ... We never received any letters from the collection agency that they were trying to collect. The first we heard of the debt was with the court summons. They stated that their only responsibility was to mail the letter, not ensure we get it. Now they are not only going after the debt, but they are threatening to garnish pay to cover court and lawyer expenses that we were never previously told about. Even though i have been underemployed for a year, I offered to settle the original debt immediately, but they insisted that legal action is already taken, can't be cancelled, and that they are going after me for 3x what the original debt was.
06/04/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	UT XXXXX	Web
OUTSOURCE RECEIVABLES stated in their previous response to the CFPB XXXX that they had deleted all reporting to the credit bureaus yet have provided FALSE information to a federal agency! This is the information directly from XXXX portal : OUTSOURCE RECEIVABLES Account XXXX The company that reported the information has certified to XXXX that the information is accurate. This item was not changed as a result of our processing of your dispute. Please review your report for the details. OUTSOURCE RECEIVABLES not only has provided FALSE information to a federal agency but have failed to provide 100 % Accurate/ 100 % Verifiable information to the credit bureaus. They admitted to the CFPB XXXX that they were attempting to get the police reports yet are CERTIFYING THE DEBT to XXXX. " FALSIFYING STATEMENTS TO THE CFPB and CERTIFYING TO THE CREDIT BUREAUS '' Report Number : XXXX Date Generated : XX/XX/2019!!! They need to be FINED PERIOD!
04/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	UT 84128	Web
Outsource Receivables is reporting an erroneous debt on my credit file and it must be removed. I have requested for validation multiple times and never got back. In my letter I stated for proof that they have any legal binding on me to pay them for this debt and I never heard back. I clearly stated that if this account is not validated to me it must be removed in 30 days. I do not need them to verify this debt to me, but to validate that I have some contractual binding me to pay them for this debt. Reporting invalidated information on credit could constitute fraud under both federal and state laws and I will not hesitate to bring legal action against you. I am also aware that during this time period I have 60 days to investigate the matter, while the matter is under investigation you may not report information on my credit file. If you continue to report any negative or derogatory information on my credit, I will file legal suite .
02/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	ID 833XX	Web
XXXX Bank Corporation deliberately and unfairly charged my personal account overdraft fees in a discriminatory and XXXX biased manner. In XX/XX/2021 XXXX bank charged overdraft fees for my account ending in XXXX the amount of USD XXXX and my account ending in XXXX the amount of XXXX. I disputed and paid these fees in full. The bank statements are attached. XXXX stole my money. In XX/XX/2021, XXXX again charged my account XXXX the amount of XXXX for a single transaction of XXXX dollars. XXXX then proceeded to harass me with mutliple telephone calls and collection letters and put my name on XXXX XXXX, even though they were informed the charges were false. They also reported me to a collection agency and cost me an XXXX loan of XXXX. The evidence is attached. XXXX bank favored XXXX XXXX customers over XXXX XXXX XXXX workers including XXXX discriminations, including me.
03/12/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	MD XXXXX	Web
PLEASE RE SUBMIT TO XXXX THE REMOVAL ACCOUNTS ARE STILL ON MY CREDIT REPORT ACOUNT # XXXX FOR THE AMOUNT {$150.00} AND HAVE NOT BEEN REMOVED. ACCOUNTS OPENED UNDER MY NAME AS A RESULT OF IDENTITY THEFT. I SENT THE POLICE REPORT TO XXXX AND NOW I AM SUBMITTING THIS FCRA states information reporting has to be 100 % verifiable and 100 % accurate otherwise the information must be removed under federal law. XXXX has been reporting unverifiable and inaccurate information on my credit which has damaged my credit. I intend to litigate if they do no remove this file from my credit report. I request for them to provide the written contract and physical documentation to support the information they are reporting on my credit report via the CFPB portal. Do not send screenshots. Do not send medical statements. Send my actual signature on a contract. As this debt is Not mine.
02/02/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	MD XXXXX	Web
I HAVE TRIED TO CALL THIS COMPANY AND HAVE LEFT A FEW VOICEMAIL TO A XXXX XXXX ... Per my XXXX REPORT, SHOWS 13 ACCOUNTS OPENED UNDER MY NAME AS A RESULT OF IDENTITY THEFT. I SENT THE POLICE REPORT TO XXXX AND NOW I AM SUBMITTING THIS FCRA states information reporting has to be 100 % verifiable and 100 % accurate otherwise the information must be removed under federal law. XXXX has been reporting unverifiable and inaccurate information on my credit which has damaged my credit. I intend to litigate if they do no remove this file from my credit report. I request for them to provide the written contract and physical documentation to support the information they are reporting on my credit report via the CFPB portal. Do not send screenshots. Do not send medical statements. Send my actual signature on a contract. As this debt is Not mine.
02/01/2023	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	ID 83201	Web
I missed maybe two payments to XXXX XXXX XXXX last year between XXXX and XX/XX/2022. I was good at making monthly minimum payments and once I missed a few they would repeatedly harass myself and my husband and call numerous times of the day. I went to make a pament but my account had got shut down from the online payment option and I could no longer just call and pay it off over the phone to XXXX XXXX XXXX, they put the small amount I had left in debt collection and then from there I was continually harassed by Outsource Receivables Management. I tried to call today to just pay it off, but there was going to be a fee of {$7.00} ( I think ) to pay over the phone. I do not think that is fair at all, I have also been charged interest because of the lack of payment and I do not find that fair considering I have tried to make payments.
03/05/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	MD XXXXX	Web
ACCOUNTS ARE STILL ON MY CREDIT REPORT AACOUNT # XXXX FOR THE AMOUNT {$150.00} AND HAVE NOT BEEN REMOVED. ACCOUNTS OPENED UNDER MY NAME AS A RESULT OF IDENTITY THEFT. I SENT THE POLICE REPORT TO XXXX AND NOW I AM SUBMITTING THIS FCRA states information reporting has to be 100 % verifiable and 100 % accurate otherwise the information must be removed under federal law. XXXX has been reporting unverifiable and inaccurate information on my credit which has damaged my credit. I intend to litigate if they do no remove this file from my credit report. I request for them to provide the written contract and physical documentation to support the information they are reporting on my credit report via the CFPB portal. Do not send screenshots. Do not send medical statements. Send my actual signature on a contract. As this debt is Not mine.
10/17/2017	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	UT 84025	Web
I have been continually harassed by XXXX XXXX XXXX for years over alleged medical debt XXXX XXXX XXXX ( XXXX ). They called my work many times while I worked in a XXXX workplace and were requested to stop. Several times they called to confirm I worked there and then hung up on me. Calling and hanging up on someone and not identifying your self is in violation of the Fair Credit Reporting Act. I requested from them numerous times of evidence that I had an agreement or contract for the alleged medical debt. The only evidence they had was an invoice but no contract or legal agreement. On XX/XX/2017 I paid {$2100.00} to XXXX XXXX XXXX for said medical debt. Please see the attached document showing I have paid the alleged debt. I checked my credit report on that date and today and the collection still exists.
02/21/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	MD XXXXX	Web
ACCOUNTS ARE STILL ON MY CREDIT REPORT AND HAVE NOT BEEN REMOVED. ACCOUNTS OPENED UNDER MY NAME AS A RESULT OF IDENTITY THEFT. I SENT THE POLICE REPORT TO XXXX AND NOW I AM SUBMITTING THIS FCRA states information reporting has to be 100 % verifiable and 100 % accurate otherwise the information must be removed under federal law. XXXX has been reporting unverifiable and inaccurate information on my credit which has damaged my credit. I intend to litigate if they do no remove this file from my credit report. I request for them to provide the written contract and physical documentation to support the information they are reporting on my credit report via the CFPB portal. Do not send screenshots. Do not send medical statements. Send my actual signature on a contract. As this debt is Not mine.
02/06/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	MD XXXXX	Web
I HAVE ATTACHED THE POLICE REPORT. Per my XXXX REPORT, SHOWS 13 ACCOUNTS OPENED UNDER MY NAME AS A RESULT OF IDENTITY THEFT. I SENT THE POLICE REPORT TO XXXX AND NOW I AM SUBMITTING THIS FCRA states information reporting has to be 100 % verifiable and 100 % accurate otherwise the information must be removed under federal law. XXXX has been reporting unverifiable and inaccurate information on my credit which has damaged my credit. I intend to litigate if they do no remove this file from my credit report. I request for them to provide the written contract and physical documentation to support the information they are reporting on my credit report via the CFPB portal. Do not send screenshots. Do not send medical statements. Send my actual signature on a contract. As this debt is Not mine.
08/26/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	UT 84020	Web
On XX/XX/2022 a 10 day summons from a debt collection company called Outsource Receivables was left at my address for a debt in the amount of {$250.00} owed to XXXX XXXX XXXX of XXXX XXXX for services received at XXXX XXXX XXXX XXXX XXXX. On XX/XX/2022 The full amount of the debt was paid online through the hospital 's insurance company ( XXXX ) website. On XX/XX/2022 I notified Outsource Receivables office that the debt was paid and faxed a receipt of the payment to XXXX XXXX Billing Department per their instructions. Also, a few days later I disputed the debt collection account on my XXXX credit report and uploaded a copy of the receipt in the process to XXXX 's website. Now, the account on my credit report has an updated amount of {$760.00} and says the account is still unpaid.
01/30/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	MD XXXXX	Web
Per my XXXX REPORT, SHOWS 13 ACCOUNTS OPENED UNDER MY NAME AS A RESULT OF IDENTITY THEFT. I SENT THE POLICE REPORT TO XXXX AND NOW I AM SUBMITTING THIS FCRA states information reporting has to be 100 % verifiable and 100 % accurate otherwise the information must be removed under federal law. XXXX has been reporting unverifiable and inaccurate information on my credit which has damaged my credit. I intend to litigate if they do no remove this file from my credit report. I request for them to provide the written contract and physical documentation to support the information they are reporting on my credit report via the CFPB portal. Do not send screenshots. Do not send medical statements. Send my actual signature on a contract. As this debt is Not mine.
01/11/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	WY 830XX	Web
A XXXX XXXX XXXX employee made a duplicate refund to my credit card in XX/XX/2021. They then tried to charged the double refund back to my card, which was declined. They then attempted to contact me at an address I no longer occupy. The bill was sent to collections with Outsource Receivables Management. Outsource Receivables management finally contacted the correct address in XX/XX/2021. The bill of {$560.00} was paid in full in XX/XX/2021. XXXX never provided an opportunity for me to pay this debt before sending to collections. XXXX and XXXX are not reporting this collection on my credit report. XXXX is still reporting even after a dispute and after Outsource Receivables Management has sent them a paid in full balance.
11/15/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	UT 84118	Web
A few weeks ago I received a summons from Outsource Receivables Management, a company I 've never head of. I tried contacting them but they never returned any of my calls. After doing some research I found they were trying to collect for XXXX XXXX Clinic. I contacted them directly and made a verbal agreement to make payments directly to them ( which I have been doing ) On XXXX XXXX, 2017 I received a notice of judgment for $ 1600+ from Outsource Receivables Management. My biggest complaint is that I never received any notice of collections from this company. This is not a legal practice. And I have made arrangements from with the original debtor and have paid half of the original balance of {$960.00} down to {$480.00}
08/21/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	UT 84121	Web
XXXX XXXX XXXX today sent yet another Demand Letter for a debt that was paid in full ( actually overpaid ) through a Chapter 13 bankruptcy. Previously, I filed complaint # XXXX through the CFPB and believed that this issue was resolved. Apparently, it was not. How many times do I need to deal with this same problem before they are fined and I receive some form of compensation for their illegal actions? This is ridiculous and a complete waste of my time and the resources of the CFPB. They need to be audited, have their record keeping systems fixed or be sued. Imagine their profits by doing this to enough customers who do not keep records or feel too intimidated to fight back.
09/16/2022	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	UT 84070	Web
This company calls me multiple times back to back. If I ignore their call, they will call back within seconds of me ignoring it. They also leave a voicemail that just says hello. It has gotten to a point where they are waking me up with their repeated calls. This happened today ( XX/XX/XXXX ). They called 3 times within the span of a minute ( all 3 calls are time stamped XXXX XXXX ). XX/XX/XXXX, they called at least twice with time stamps of XXXX XXXX for both calls. XX/XX/XXXX, they called twice within one minute, one call timestamped XXXX and the other at XXXX. XX/XX/XXXX, 3 calls timestamped XXXX, XXXX, and XXXX. I have asked them as of today to stop calling me.
11/01/2018	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	UT 84094	Web
The debt they are trying to collect has been paid for over a year. It is {$100.00} in elementary school lunch fees my child incurred. The debt was paid to the school at the end of the year. This collector calls every single day trying to collect a laughable {$100.00}. Not to mention, there isn't a person on the other line - they simply provide an automated message telling the CONSUMER to CALL the collector. If they want to handle the debt, they need to have a person on the line when you answer, not a computer. There is no way I'm going to take the time to call them back, sit on hold to tell them the erroneous debt has been paid for close to a year.
02/15/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	UT 84117	Web
I hired XXXX XXXX XXXX to track my ex-husband for XXXX weeks in XXXX of 2019. I was charged for services well beyond the agreed time frame. I was even charged for GPS tracking after the device was said to have been removed. The fees and charges applied to me are inflated and/or ficticious. The invoice statements reflect 'double dipping ' - charging me twice for the same services, charging me for mistakes on their end, charging me for services before the agreed time of service, and charging me for services that could not have occurred after the GPS device was said to have been removed. Please carefully review the invoices included below.
08/31/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Identity theft protection or other monitoring services Billing dispute for services	OR 97005	Web
Outsource receivable debt collector for XXXX XXXX. With full knowledge that I'm a victim of identity Theft and that I'm not responsible for their errors in posting deposits on checks written to me for sale of my property, saying the checks cleared and I can withdraw funds as needed!!!! Later starting investigation, having the police speak with me, finding I'm the victim of a scheme. Then contacting the bank, being promised the debt will be CANCELLED.!!!! None of the above was ever done clearing MY NAME. WHICH IS VIOLATION OF MY CIVIL RIGHTS,, INCLUDING THE 8TH AMENDMENT.!! I NEED HELP SUEING ALL PARTIES.!!!! TRULY, XXXX XXXX XXXX
09/27/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MD XXXXX	Web
FCRA states information reporting has to be 100 % verifiable and 100 % accurate otherwise the information must be removed under federal law. XXXX has been reporting unverifiable and inaccurate information on my credit which has damaged my credit. I intend to litigate if they do no remove this file from my credit report. I request for them to provide the written contract and physical documentation to support the information they are reporting on my credit report via the CFPB portal. Do not send screenshots. Do not send medical statements. Send my actual signature on a contract. As this debt is Not mine.
04/28/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	UT 84010	Web
XX/XX/2019 XXXX XXXX completed Paid copay amounts of over $ 2500-including a cash payment of {$1200.00} in order to get the operation. Insurance claims were submitted and paid. A year and a half later the hospital sends another bill. Insurance-both in several calls made and in the insurance claim that we are not obligated to pay that bill as the hospital is in network. The hospital can't explain why we owe it despite the insurance claims-and forwards it to collections. We send proof to outsource receivables that our responsibility is {$0.00} of the {$720.00} bill and they refuse to delete this debt.
05/05/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	UT 84115	Web
XXXX XXXX XXXX has improperly reported debt to the credit bureaus knowingly that the debt they allege is a result of identity theft. Additionally they have uploaded documents stating this was a debt I owed but after carefully reviewing the documents they uploaded to the CFPB the name had " XXXX. XXXX '' on all the documents they have failed to provide actual documents with my signature and 100 % veritable proof under the FCRA which states the proof has to be 100 % accurate and verifiable to report any information. How is this 100 %??? Police report of the allege debt occurrence REPORT NUMBER : XXXX
06/22/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	UT 840XX	Web
Outsource Receivables is collecting on a debt I do not owe. I called and spoke with them regarding this debt currently reporting on my credit file, which is how I found out about this debt. Once I validated this debt I immediately paid it. I was not once notified about this debt through phone calls, notifications, or letters. I spoke with a representative and they had my incorrect address. Not sending me any letters violates my 30 day right to dispute and I demand they remove this account off my credit. They did not have my correct information and I did not receive my RIGHT to dispute.
11/30/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	UT 840XX	Web
I am writing this complaint because I have tried to resolve things directly with Outsource and the Bureaus to no avail. I have heard back from neither and it is severely affecting my scores. They are stating I have 2 accounts with mountain XXXX XXXX. However, I only ever had 1 account that I closed when I relocated. XXXX XXXX never reached back out despite having all my information. I have disputed this with Outsource multiple times and each time they can't validate the debt, they remove it and next month its back on my report?! This needs to be fixed I don't owe a debt to XXXX XXXX.
05/26/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	UT 84037	Web
Outsource Receivables is reporting a debt on my credit file that needs to be removed. I recently took a look at my credit and noticed this debt is still reporting after I paid it. I paid this account to them even though I never received a 30 day right to dispute on this account which is a violation under the FCRA and the FDCPA. I however know that Outsource has the capability to remove any accounts since they are the furnisher and can report to the bureaus as they deem necessary. I ask that they remove this collection as it has been settled.
09/18/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90275	Web
XXXX XXXX XXXX Oregon XXXX XXXX XXXX {$1100.00} reported to collection agency ( Outsource Receivables ) on XX/XX/XXXX This is for " service '' on XX/XX/XXXX. I have no idea what type of service or account that this is. XXXX account opened on XX/XX/XXXX in my name. Now {$1500.00} is due. Both of these companies have reported the outstanding debts to credit agencies. There have been 12 attempts to open credit acounts in my name since the beginning of the year. My credit score has dropped approximately XXXX points from XXXX XXXX XXXX
04/28/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CO 80504	Web
I submitted a letter to Outsource asking for validation of an alleged debt they have placed on my credit report. I specifically asked for a statement showing charges, any payment history, an invoice from the original provider. They responded with a letter stating they verified my name and address and amount owed, with the original provider, their letter also states that they included a " list of charges '', " a billing statement provided by their client '', yet they sent none of this to me. Ive included their letter.
11/22/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WA 98375	Web
Bank statesmens had wrong charges on a closed account. I made a statement for the bank stated that I did not use the account. The creditor agreed to cancel debt and remove from my credit. Later another credit collection agency filed the account on all three credit bureaus. Named XXXX XXXX XXXX has been reporting this information on my credit. They have no proof that I had any debt with them, no identification, no verification, And no signed agreements by me to repay anything or admitting that such debt was mine.
06/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	UT 84043	Web
Outsource Receivables is reporting multiple accounts on my credit file and they need to be removed. These accounts are still reporting on my file despite them never being able to find these accounts. I called multiple times and they were never able to find me despite how much information I gave them. They told me to dispute them and I have been but they continue to validate the collections to the bureaus but not me? These are not mine! You have nothing on me, you need to remove these.
01/16/2020	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	UT 84005	Web
Outsource Receivable Management disclosed my information to a third party on XX/XX/2020. They left a message on the third party phone that they were a debt collector trying to reach me. When the third party called them they released my name, the amount of the debt, what the debt was from, and the interest rate. The third party told them that they can not release this information and the manager said send me proof, are you going to pay this today or not.
06/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	UT 84096	Web
Outsource Receivables is reporting accounts on my credit file I need removed. I recently took a look at my credit and noticed some accounts were reporting. I have paid these accounts and ask that outsource remove them from my credit file. These accounts have been satisfied however, outsource continues to affect my credit. I know that outsource can report to the bureaus as they deem fit so I'm aware they can remove the collection accounts from my file.
12/10/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	ID 834XX	Web
The Collection Company had garnished my wages for a year. When garnishment was paid in full, instead of reporting the debt as paid, they deliberately left a {$5.00} balance showing and dropped my credit score by 45 points. This debt was paid in full. This company knew it was. The garnishment was for over {$4500.00}. All went to Outsource and for them to leave a balance of {$5.00} was clearly deliberate. I had no control over any of it.
04/25/2019	Yes	Debt collection Private student loan debt	Communication tactics You told them to stop contacting you, but they keep trying	UT 84070	Web
In 2018, XXXX XXXX called my work phone number about a debt I shouldnt have to be paying anyway. I told them not to call me at work and that I was working on resolving the debt with the University XXXX XXXX. Today, they called other branches of my work to try to reach me, which is both unprofessional and embarrassing, especially when I have a direct line and I told them not to call me at the direct line.
03/16/2017	Yes	Consumer Loan Vehicle loan	Problems when you are unable to pay	UT 84106	Web
Outsource Receivables & XXXX are both reporting the same debt and attempting to collect the same debt. They are in violation of the FCRA. 2 creditors can not collect on the same debt at the same time. I have been disputing this for months and they all claim it is valid! This is affecting my financing and my attorney agrees. PLUS THE DEBT IS PAST THE STATUTE OF LIMITATION ON THE COLLECTION OF DEBT.
12/10/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	UT 84118	Web
I made every attempt to contact XXXX XXXX XXXX with no response. I responded to one letter they sent me stating they are trying to collect on an invalid debt with no response from them. I have even written a letter to their attorney explaining the situation with no response from them either. The debt they claim I owe is completely invalid and will not be paid to them under any circumstances.
02/07/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	UT 84115	Web
XXXX XXXX XXXX has failed to properly mail me my rights to disputes a debt I dont know about. They have went ahead and added a debt without authorization to the credit bureaus. I am undergoing a police report due to identity theft and fraud and havent been receiving mail at my mailing address. The USPS is investigating the matter as mail is coming up missing frequently.
03/23/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	ID 834XX	Web
Outsource Receivables- XXXX is reporting on my credit file for an account that is not mine. Living Scriptures? What is that and it is from 2016! I have been disputing this with no response and this is not mine! Under the law they are supposed to provide proof and I have yet to hear anything back! I have called my attorney and that will be the next correspondence.
09/25/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	UT 84043	Web
Outsource Receivables is reporting an account on my credit file on a debt I no longer owe. I recently checked my credit and noticed this debt on my credit file, I called immediately and settled the debt with them. I never received any phone calls or any collection letters or notices about this debt and I'm pretty sure this violates my 30 day right to dispute.
01/08/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	UT 84121	Web
Outsource Receivables # 1XXXX*****XXXX is reporting an account to my report that I do not owe. I never received my 30 day notice for this debt and as soon as I saw it was on my credit report I paid it. They are still reporting a balance and I need it removed immediately as it is paid and in violation of my 30 day right to dispute.
10/06/2021	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	UT 84123	Web
I havent heard anything in a couple weeks. The last thing I heard was that the company would check into the bankruptcy and dismiss the debt if they found the bankruptcy case. I even provided the case number. Which is # XXXX XXXX. I even sent an email to the manager at Outsource Receivables management and no one responded.
06/29/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	ID 83401	Web
Received a collection letter for a debt I had never been billed for. It has the wrong account number on the notification letter and I couldn't verify with the debt with the original company. I called the clinic and they had never sent me a bill for this debt because they had the wrong address on file for me.
07/14/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	UT 84321	Web
Outsource Receivables MG has failed to respond to multiple requests for validation on the amount they are reporting on my XXXX report of {$120.00}. I have attached the most recent requests to this complaint. They have failed to provide me the information requested to validate and/or verify this account.
09/23/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	UT 84116	Web
Outsource Receivables is reporting an erroneous debt on my credit file that i do not owe. This debt is really old. Not only is it past the statute of limitations but it is also past the credit reporting limit per the FCRA guidelines. I do not owe this dent and it needs to be removed from my credit file.
08/21/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	UT 84081	Web
Outsource Receivables # XXXX is reporting a collection on my account that does not belong to me. I have not gone to any medical recently and not during the time that this is reporting, nor did I get anything sent to me indicating this could be mine. I do not owe this debt, the collection is not mine.
06/08/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	ID 83221	Web
Outsource reported debt on my son 's social security number when it was not his. His father has the same XXXX name and they reported his debt as my sons. Now they feel it is n't their problem to fix it. They made no effort to get the social security number before sending it to the reporting bureau.
11/11/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	UT 84119	Web
Outsource receivable is reporting a debt on my credit file that I do not owe. I recently checked my credit and noticed this debt. I called immediately and paid this debt off. I never received any phone calls, letters or notices about this debt and that violates my 30 day right to dispute.
12/11/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	SC 295XX	Web
Outsource Receivables with account balances $XXXX and $XXXX are reporting collections in violation of my 30 day right to dispute. I was never given any notice of these collections and only became aware of them when I checked my credit. This is in violation and they need to be removed.
02/16/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	UT 84121	Web
The company is reporting an outstanding balance in collection for a debt which I paid in full, or perhaps overpaid, through a Chapter XXXX bankruptcy. I disputed the information inaccurately reported on my XXXX credit report, but the collection agency refused to correct it.
01/31/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	UT 84118	Web
XXXX is reporting 4 Outsource receivables collections # 's XXXX, XXXX, XXXX, and XXXX. That were all included in my Chapter XXXX Bankruptcy # XXXX. These are in violation and should not be reporting, and need to be removed off of my XXXX credit file immediately.
09/04/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	UT 84065	Web
XXXX XXXX is currently reporting 2 accounts on my credit report : XXXX & XXXX All my medical bills have been paid and they are very old. Insurance paid them. I do not owe any other bills and they are not valid. THey are not mine
10/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	UT XXXXX	Web
I never have an account with these collector/creditor. I tried to contact them several times and ask for proof of ownership but they are failed to send me necessary documentation to prove that I really own this account.
04/25/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	UT 84302	Web
There is a dental bill on my credit report and my children and myself have never been there. It was my husband 's daughter, my step daughter. I never signed agreeing I would be responsible for this bill.
02/04/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	ID 834XX	Web
XXXX XXXX XXXX based out of XXXX Utah/ XXXX XXXX , Idaho won't report my accounts are being paid. They are garnishing my wages, but refuse to report the account as paid.
03/28/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	ID 834XX	Web
Called my work and my cell phone everyday from XX/XX/19 thru XX/XX/19 for a debt of {$21.00} that had been paid. I want their company fined.
03/26/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	ID 834XX	Web
XXXX has repeatedly called my place of work as well as my cell phone for the past 3 weeks. Today ( XX/XX/19 ) was the latest.
10/03/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 346XX	Web
This account was closed by me in 2009 and XXXX charged me fees after closure.
01/11/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	UT 84115	Web

01/11/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AZ 86326	Web

01/01/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WA 98045	Web

12/29/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WA 98007	Web

11/12/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	UT 84101	Web

09/04/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	OR 97024	Web

05/22/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WA 98007	Web

12/03/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89117	Web

05/24/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 95037	Web

09/14/2021	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	UT 84123	Web

04/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WA 98351	Web

02/05/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92679	Web

01/12/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	UT 84119	Web

07/29/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours		Phone

07/11/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OR 97211	Web

05/13/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	UT 84047	Phone

05/07/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	UT 84047	Phone

04/14/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	UT 84319	Web

10/30/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	UT 84070	Web

09/13/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	ID 83024	Phone	Older American

06/16/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 95838	Web

01/28/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	MA 02331	Web

10/16/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	UT 84119	Web

07/27/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute		Phone	Servicemember

07/20/2018	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 95835	Web

02/22/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	UT 84111	Web

01/07/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	UT 84044	Web

12/26/2017	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	WA 98349	Web

11/23/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	WA 98375	Web

08/17/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WA 98375	Web

10/17/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	UT 84009	Web

08/03/2016	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	UT 84025	Web

02/25/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	WA 99336	Web	Older American, Servicemember

07/03/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	UT 84171	Web

05/07/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	ID 83646	Web

03/08/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	UT 84118	Web