| 05/01/2019 |
Yes |
- Mortgage
- Conventional home mortgage
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Web |
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XX/XX/2019. I signed for a loan a loan with rate lock, from GMH Mortgage Services.
XX/XX/2019. GMH ordered an appraisal, which I paid for. The appraiser provided a full report, however, GMH delayed lending until some exterior work on the condo building was done ( mostly painting ).
XX/XX/2019. The rate lock expired ( because of the lender 's delay ).
* I did not request a lock extension, nor did I request to buy more points. I never mentioned the lock expiration.
* GMH did not mention the rate lock expiration or selling me more points.
XX/XX/2019. On the closing day, the lender sent me a revised application. He said : " Since your closing is a mail away the loan will not fund until the XXXX. You sign the documents on the XXXX and it gets recorded on the XXXX. You will be getting a revised extension to sign good to the XXXX. '' Notice, it says nothing about increasing the points/fees associated with the rate or changing the rate.
* I signed what GMH Mortgage Services sent me, not realizing that it was not merely the extension the GMH told me it was. It increased the points/fees associated with the rate by {$250.00}.
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| 01/18/2016 |
No |
- Mortgage
- Conventional fixed mortgage
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- Application, originator, mortgage broker
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Web |
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I submitted my loan application with XXXX Mortgage. The loan officer, XXXX XXXX, quit her employment with them and started working at GMH Mortgage. She took my financial information without my knowledge and pulled my credit with GMH. When I was notified my credit had been pulled I called GMH and talked to the XXXX. He assured me the inquiry would be immediately taken off my credit so I told him I would not pursue further action. I just had my credit pulled from another company and the inquiry is still on my credit report. The information below is copied/paste from my credit report. She pulled my credit without any authorization or verbal approval from me to do so. Her XXXX.
Account name XXXX Date of request XXXX/XXXX/XXXX XXXX XXXX XXXX XXXX, MD XXXX XXXX XXXX XXXX Address identification number XXXX Comments Real Estate on behalf of GMH MORTGAGE SERVICES LL. This inquiry is scheduled to continue on record until XXXX XXXX.
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| 03/22/2018 |
No |
- Mortgage
- Conventional home mortgage
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Web |
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I refinanced my home inXX/XX/XXXX with GMH Mortgage. I closed Wednesday, XX/XX/XXXX, with no problems and emailed my contact XXXX XXXX to let her know. She responded with helpful information about payment coupons and cash out checks.
On XX/XX/XXXX, I emailed XXXX to let her know that I received my property tax bill that was to be paid from my escrow account, and I emailed a scan of the bill. XXXX acknowledged receipt of the property tax bill and said she forwarded it on to the servicing manager and the title company. I assumed it would be taken care of and didn't think of it again, until I received a delinquent tax notice in XX/XX/XXXX. I had to scramble with XXXX XXXX, the company my mortgage was sold to, to get the overdue tax bill paid.
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| 09/28/2017 |
No |
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- Applying for a mortgage or refinancing an existing mortgage
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Web |
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| 03/04/2015 |
Yes |
- Mortgage
- Conventional fixed mortgage
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- Application, originator, mortgage broker
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Web |
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