Global Portfolio Recovery, LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
12/17/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Personal information incorrect	GA 30046	Web
reporting the account XXXX XXXX ( Date Opened : XXXX. XXXX, XXXX, Balance : {$650.00} ) incorrectly. I am not familiar with the original creditor 08 XXXX XXXX XXXX XXXX XXXX XXXX, I dont know who XXXX XXXX is, I do not have a contract with them. I request XXXX XXXX to send me the actual application or the signed contract that was filled out when the account was opened or its needs to be removed immediately because this is not reported accurately. XXXX XXXX XXXX has responded with a frivolous verification of bill, reflecting invalid name ( XXXX XXXX ), incorrect address XXXX XXXX XXXX XXXX XXXX Co XXXX.I dont recall having such Balance amount as the one of {$650.00} or {$590.00} with XXXX XXXX XXXX XXXX XXXX XXXX XXXX this agency is reporting. They have not validated this debt upon request. I dispute this entire account due to these inaccuracies, its invalid, negative, obsolete incorrect and unduly and I WANT THIS ACCOUNT TO BE REMOVED IMMEDIATELY. The account XXXX XXXX XXXX ( Date Opened : XX/XX/XXXX, Balance : {$660.00} ) is reported incorrectly as well. I do not know about the company presented in this account. I recall this original creditor 12 XXXX XXXX XXXX XXXX XXXX being closed NOT BEING ABLE TO VALIDATE THIS ACCONT BELONG TO ME. I also do not agree with the Balance of {$660.00}. XXXX XXXX XXXX is saying I'm responsible for, they has responded with a frivolous verification of bill, reflecting invalid name ( XXXX XXXX ), incorrect address XXXX XXXX XXXX XXXX XXXX Co XXXX, I do not have a contract with this agency. They have not validated this debt Upon request, Due to that, I dispute this account and I request it be removed, this agency has not sent me the actual application or the signed contract that was filled out when the account was opened, its needs to be removed immediately because this is not reported accurately. I dispute this entire account due to these inaccuracies, its invalid, negative, obsolete incorrect and unduly and I WANT THIS ACCOUNT TO BE REMOVED IMMEDIATELY. You provided incorrect statements for the account XXXX XXXX XXXX ( Date Opened : XXXX. XXXX, XXXX, Balance : {$390.00} XXXX. I dont recognize the original creditor 12 XXXX XXXX XXXX XXXX and I am not aware of the agency stated by you. I do not agree with the Balance of {$390.00}. I dont have a contract with this agency. XXXX XXXX XXXX has responded with a frivolous verification of bill, reflecting invalid name ( XXXX XXXX ), incorrect address XXXX XXXX XXXX XXXX XXXX Co XXXX, They have not validated this debt upon request. Consequently, I dispute the account and I ask for it to be removed immediately, this agency has not sent me the actual application or the signed contract that was filled out when the account was opened. its needs to be removed immediately because this is not reported accurately. I dispute this entire account due to these inaccuracies, its invalid, negative, obsolete incorrect and unduly and I WANT THIS ACCOUNT TO BE REMOVED IMMEDIATELY. Be advised this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g stating your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request your offices provide me with competent evidence that I have any legal obligation to pay you. 1. NO proof has been shown from XXXX XXXX XXXX and XXXX XXXX XXXX in writing, has not provided full payment history including fees being added to debt and or how they calculated their fees. Only frivolous bills statements in a name closely that resembles my legal name, and address that I havent resided at. Under the FDCPA, I have the right to request that they prove I am indeed the party who is contractually obligated to pay off this debt. 2. has not attach agreements with client that authorizes them to collect on this alleged debt. Has not provided agreement that bears signature of the alleged debtor where he promises to pay the original creditor, complete payment history on these accounts to prove that the amount you wish to collect is accurate. 3. these agencies listed above have violated the FDCPA. Should not report any negative entry to Credit reporting Agencies and have not validated this debt and proved it belongs to me. validation of debt request were sent out XX/XX/XXXX and these agencies did not validate with any proof, and are continuing to report on my credit.
05/29/2020	No	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	CA 92109	Web
I submitted a dispute through XXXX XXXX regarding a collection matter with XXXX XXXX XXXX and requested more information regarding the collection. XXXX XXXX XXXX Sent me a notice from XXXX XXXX dated XX/XX/XXXX stating they sold debt That has a charge off date of XX/XX/XXXX to XXXX XXXX XXXX. XX/XX/XXXX is a long time ago but I am pretty sure that I settled that Balance with XXXX XXXX. I submitted another request for more information as I need to validate the charges and payments received to see if there is truly an outstanding debt. XXXX XXXX XXXX then sent me a letter stating that they have completed their investigation and they feel its valid and stated that they will not respond to any future requests. With the letter is one statement with 1 charge for a Late fee of {$35.00} on XX/XX/XXXX. I feel that I have a right to be provided a complete transaction history to support the {$1100.00} that they claim I owe. They sent a 2nd letter indicating that my electronic file lists the following and typed up my Name, last 4 of my social and a date the account was opened and a last pay date of XX/XX/XXXX but no actual statement to substantiate that information. Honestly, even the proof they sent from XXXX XXXX looks like they typed it up. At this point I want a complete transaction history for the account I have also requested payment information from my bank for payments made to XXXX XXXX but it was so long ago I have to wait for the bank to send it to me.
09/16/2019	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NC XXXXX	Web
XXXX XXXX XXXX is a privately owned collection agency is in violation of the Fair Credit Reporting Act, 15 USC section 1681 ( i ) and 15 USC 1692 ( a ) ( 5 ) there is no debt. This collection is not this consumers account. This assumed debt was charged off after an internal credit in the amount of the loss in order to zero out the balances and close the account. The loss balance is then transferred from the Internal Active System to the Internal Collections System which opened up another fraudulent. The agreement is satisfied, the terms of the agreement is satisfied and the account has been zeroed out and the contract has been satisfied. This consumer is only responsible for the zero account closed. So if the account that is closed and the contract that created the account, that contract has been satisfied then XXXX XXXX XXXX has no claim. I hereby irrevocably refuse to consent/contract to XXXXXXXX XXXX XXXX agency because there is no law required for this consumer to do so. Until XXXX XXXX XXXX agency can provide a lawful authority by which this consumer is subject to comply with submitting to XXXX XXXX XXXX or jurisdiction in violation of my rights to be free of involuntary servitude. This consumer dispute this debt and all claims to contract in accordance with 15 USC 1692 ( g ) XXXX XXXXy is hereby warranted to Proof of Claim in Arbitration.
11/04/2017	No	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	FL 32065	Web
I submitted a complaint to the Better business bureau in regards to this complaint and the company sent me a letter stating " We have completed our investigation of your dispute concerning this account '' Attached was a statement balance reflecting {$1000.00} however this company was reporting {$1000.00}. Regardless of how small the error was it is their responsibility to maintain true and 100 % accurate information when reporting to the credit bureaus. They failed to update the account when asked to validate the debt.A creditor must not supply information to a CRA that it knows ( or should know ) is inaccurate such as misstating the balance due. They are in violation of my rights and I am requesting the account to be deleted.Failing that, the item must be deleted from the report as soon as possible. The listed item is entirely inaccurate and incomplete, and as such represents a very serious error in your reporting. Your company is in debt dispute violation as you have failed to do the following : -submit corrected information to the CRA subsequent to investigating your dispute -refrain from continuing to submit information that it knows ( or should know ) is incorrect
08/16/2018	No	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 609XX	Web	Older American
Portfolio Recovery LLC is a debt collector. They have called me repeatedly for several years about a credit card that was charged off in XX/XX/XXXX and purchased buy PR in XX/XX/XXXX. I have never made a payment or promise to pay to this company. I recently reviewed my credit report ( XXXX ) and found that Portfolio Recovery is doing inquiries on my credit report as follows : XX/XX/XXXX : XX/XX/XXXX, XX/XX/XXXX,XX/XX/XXXX, XX/XX/XXXX ; XX/XX/XXXX: XX/XX/XXXX XX/XX/XXXX, XX/XX/XXXX ; XX/XX/XXXX: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX ; You will notice that this debt is 15 years old. I have not changed my email or phone number for over 20 years. I have had the same address for the last 11 years. I am now XXXX years old which would most likely preclude full-time employment. Numerous contacts with this company have not resolved this issue. I believe that since they can not list the collection on my report, they simply place inquiries to damage my credit. Notice that some of these inquiries are done as little as four days apart. Thank you for your help.
02/21/2018	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	TX 75067	Web
To CFPB We have previously filed a complaint against XXXX XXXX XXXX XXXX concerning an account they are reporting to the credit bureau for XXXX XXXX. They say I had a credit card with a XXXX dollars credit line they also say I had one with a XXXX XXXX dollar credit line, both are incorrect, I never had a credit card with this company. Portfolio says that they will not answer our inquiries concerning this matter as we have made many attempts to verify this matter. Portfolio has never proved I or any one here has had a card with XXXX XXXX, no, what they have done is send some copy of a bill which the FTC says is not proof that that bill is owed by anyone. We have filed this complaint against them because of this inaccuracy and also in filing other complaints against them in XXXX we have found that Portfolio is not properly licensed in the state of Texas therefore, our attorneys will be filing criminal charges against Portfolio for attempting to collect a debt not owed by me and not being registered in the state.
09/17/2018	No	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	TX 77375	Web	Servicemember
I have sent over five letters to this company portfolio recovery. I clearly want them to validate the debt. A request for a signed proof of contract to substantiate their claim. Provide me with a certified copy of an original signed contract, naming their company as a person entitled to enforce a commercial claim against me. Also a clause that the original creditor can assign this debt to anyone. Also proof of sale between the creditor and the debt collection company. Also a complete payment history including signed copies of canceled checks. Certification can be done through the presence of a notary public, who swears the copy made is in fact a copy of the original paper contract in question. The Fair Credit Act states the debt has to be 100 percent verifiable. If they fail to meet this minimum threshold requested above they should take the derogatory information off my credit report. The claim I owe XXXX XXXX {$440.00} I deny the debt and assert my rights under the fair credit act.
02/23/2019	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	OH 43130	Web
The company is XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX, VA XXXX. A few years ago they started sending me letters and calling me about a previous debt, now from over 15 years ago, that I did pay off. In their letters to me, they gave a website and postal address to let them know to stop contacting me. I used the online method first, got a response that I would not hear from them again. About a year later, started receiving letters, wrote them a letter that time, again received a response they would no longer contact me. That was about 3 years ago, have not heard anything. Threw out their letters months ago. Now the letters have started again. Called their XXXX #, talked to an XXXX ( she refused to spell it ) XXXX. She said she would stop the harassment, I obviously do not believe her. I want this to stop immediately with no other contact with me again.
09/16/2020	No	Debt collection Credit card debt	False statements or representation Impersonated attorney, law enforcement, or government official	CA 94544	Web
XXXX XXXX is reporting a WRONGFUL COLLECTION ON MY CREDIT REPORT. XXXX # XXXX date of default was in XX/XX/XXXX and in accordance with FCRA collector does NOT have the right to report after 7 years from the date of default .... After contacted Porfolio on numerous occasions they ignored my requests and now agressively attempting to collect debt I don't owe in first place ... Representative stated 7 years would be up on XX/XX/XXXX which is a lie, they reported exp date to Exp as XX/XX/XXXX which is also a lie and XX/XX/XXXX to XXXX also a lie ... After speaking with operations manager AGAIN requesting removal of this account that does NOT belong to me ( last name on the account is XXXX ) my last name is XXXX, he asked for my ss # and stated he would ADD it to the account which is NOT what I asked for and this should NOT be legal to do ...
06/04/2017	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	MN 55128	Web
Received a collection letter from XXXX XXXX stating I owe XXXX XXXX a balance of {$1200.00}. I only have XXXX accounts with XXXX XXXX and both are current on payments. Please have this collection removed from my credit reports and cease collection since the debt is not mine. Also the letter was sent to the wrong address, it was sent to an address to where i never resided. So I am confused why I am being sent to a collection agency for a debt that is not mine, and an address that is not mine as well. As mentioned please remove account and collection from my credit report. Also checked the account number and have no account number relating to the account referenced.
04/29/2018	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	NE XXXXX	Web
I am sorry that I keep opening a new complaint when I already have that is being investigated. I have sent numerous letters to this company and they keep sending me the same letter back in addition to the new letter just received that I have attached for your review. The new letter indicated they are requesting additional information from me and since they have not received it they are terminating this investigation. I don't have any additional information to provide to them. They are the ones reporting this information. Should I be contacting someone else? I would appreciate any help you can provide. Thank you.
04/21/2018	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	TX 75115	Web
XXXX XXXX is showing up on all 3 credit bureaus. I have disputed this acct with the company directly and with the credit bureaus. THE BALANCE THEY SHOW IS {$4500.00}. And they will not remove this account from my profile. I have written them asking them to provide me with the original loan application with my signatures and they haven't not provided me that. They sold the account to XXXX XXXX XXXX on XX/XX/2016 with an balance of {$4600.00}, I have also reached out to them asking for a copy of the original loan application. My date of both is incorrect when they called to try to verify the account with me.
05/17/2018	No	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	GA 31705	Web	Servicemember
This company keeps pursuing me after I have proven to them they are looking for another XXXX XXXX. They are making threats and saying they will not stop reporting this on my credit file. I can not believe they actually told me, they have the edge on me since they could keep reporting this negative account on my credit file, and said they don't care if I am a Veteran, or a XXXX XXXX XXXX XXXX. They are calling from different numbers, private numbers, and cell phone numbers all time of the day and night. I am living on an edge ; especially, when the debt isn't mine.
09/21/2021	No	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	AZ 85745	Web
THE BELOW-LISTED COLLECTION AGENCY HAS CALLED ME A NUMBER OF TIMES AND MULTIPLE TIMES IN A DAY.THEY EVEN CALLED WHILE I WAS STILL IN THE HOSPITAL AFTER XXXX XXXX XXXX JUST RECENTLY. I ASKED THEM SEVERAL TIMES TO STOP CALLING ME. I ALSO INDICATED THAT I WAS FINANCIALLY DEVASTATED BY COVID AND BECAME XXXX AT THE SAME TIME. WHEN REPORTING THAT INFO TO THEM, THEY SAID I WAS LYING ACCORDING TO XXXX. I WAS TOLD I CAN JUST GIVE THEM MY SS INCOME TO RESOLVE THIS MATTER, AND LASTLY, THE DEBT IS INCORRECT. PORTFOLIO RECOV ASSOC XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX
02/01/2019	No	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 758XX	Web	Servicemember
I have received 19 calls from number XXXX XXXX XXXX from XXXX XXXX, they have made threats of 'legal ' action against me & said I owed XXXX XXXX dollar ( my number is XXXX XXXX XXXX ). I have a land line phone number of XXXX XXXX XXXX & they now call both phones, this number they call numerous times a day as many as 5 or 6 times. I am looking for a job to this is very stressful when I think it's for a potential job & it's them, harassing me. XXXX XXXX XXXX
10/20/2018	No	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	NY 129XX	Web
this company called XXXX XXXX keeps call numerous times a day for a person i do not have contact with. i have told they numerous times to please stop calling even tried to get a supervisor to remove my number but they still call non stop i had my phone disconected for 2 week because of the endless harassment and as soon as i turned the phone back on they called within 5 minutes. i am considering legal action if this does not work.
07/06/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 95125	Web
On XX/XX/2020 i called portfolio recovery to negotiate a payoff for a XXXX $ delinquent balance on my credit report. we agreed that i would pay XXXX $ and my account balance would be XXXX $ and the delinquent item would be removed from my report. i recently checked my credit report and portfolio only subtracted XXXX $ from the balance leaving me with a XXXX $ balance on my credit report still. that was not the agreement we had.
11/05/2018	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	AZ XXXXX	Web
This is a time barred debt and is beyond the statute. This company refuses to remove it from my credit bureaus but it is now over 6 years old and was opened in XX/XX/XXXX. I gave evidence of same and they continue to state it was opened in XX/XX/XXXX which is incorrect. It needs to be removed from my credit bureaus and they need to cease collection activity as I am unemployed due to no fault of my own. I also have a XXXX.
04/06/2018	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	AZ 85142	Web
I made an agreement with XXXX XXXX XXXX that if I paid both my collections with the amounts of XXXX and XXXX that they would send me a letter that they were paid, and report to the bureaus that the I have a XXXX balance. They agreed to do what they agreed by ten days after the checks posted ( see attached ), but now it has been a month and they have avoided talking to me and doing their part of the agrrement.
02/11/2018	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	FL 33056	Web
I respectfully requested to be provided proof of this alleged item, specifically the contract, note, or another instrument bearing my signature. Failing that the item must be deleted. On XX/XX/XXXX, I was only sent an alleged credit card statement with no payment history or judgement against myself. The listed item is completely inaccurate and incomplete and is a very serious error in reporting.
12/22/2020	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 95826	Web
I am not positive of dates but I have submitted multiple disputes specifying the information was inaccurate and that the accounts were opened fraudulently ; but each time my credit score has only been negatively impacted by my pursuits. The results to each dispute continues to come back as accurate. The agency continues to deny my claims repeatedly, claiming that an investigation was completed.
01/25/2018	No	Debt collection Credit card debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	WA 98626	Web
I settled this debt on XX/XX/XXXX. Requested a lean release to be removed on my property. They have not completed the lean release so I can not refinance my house. I now have to pay for a second appraisal since the first one expired. They will not commit to remove the lean or give me any other information. Company : XXXX XXXX XXXX, XXXX XXXX my Account # XXXX
07/26/2018	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	IL 60609	Web
XXXX XXXX XXXX XXXX place 2 incorrect accounts on my credit report. I requsted supporting doc from them. They only sent past due bills stating that its my account Im not aware of account so I asked for additinal info which they did not send. I asked for signed contract which they did not send. I asked to remove from my credit file an they refused.
04/15/2015	No	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	VT 053XX	Web
Left detailed voicemail message on a work phone that is not private. I was informed of this message by a co-worker. I have spoken with this company in the past who also refuses to provide me with any verification of what debt they are calling about. They have been asked to not contact me at work in the past but still call.
10/03/2019	No	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	IL 60901	Web
XXXX XXXX XXXX called my mothers cell phone which is not listed on any of my credit reports and told her they trying to collect a debt. She is not an account holder either. Then they filed a summons in court after they violated my rights. i want this company to cease and exist all contact with me.
11/26/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NJ 07003	Web
I have filed a dispute in regards to credit report and it has been well over 30 days in which I have yet to receive my investigation report results. Please see the attach of files of credit disputes submitted along with a demand for the agencies to comply after the 30 days expired.
07/15/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 90027	Web
I continuously receive calls from Global Portfolio Recovery claiming that they access to my social security number with a claim against me that I owe on a debt that I am unaware of. They call my work and cell constantly! It gets to the point that I need to put my phone on silent.
05/01/2017	No	Debt collection Credit card debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	NC 280XX	Web
I paid off this debt in collections and it has n't been removed of my credit status. And they still have n't sent me a confirmation letter. But I do have proof that I paid it off.
06/28/2017	No	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	GA 317XX	Web
XXXX XXXX keeps calling about debt past statute of limitations and told them to stop calling me. Keep calling from different numbers every day.
02/10/2018	No	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	LA 70131	Web	Older American
this is not mine debt
08/04/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	FL 33025	Web

02/02/2021	No	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	ME 04605	Web

07/30/2020	No	Credit card or prepaid card General-purpose credit card or charge card	Problem with a purchase shown on your statement Card was charged for something you did not purchase with the card	MA 01027	Phone

07/22/2020	No	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	AR 72390	Web

06/30/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	MI 48312	Web

03/11/2020	No	Debt collection Credit card debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	GA 30253	Web

11/03/2019	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	AL 35405	Web

09/27/2019	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77422	Web

07/26/2019	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33635	Web

07/08/2019	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MI 48911	Web

04/19/2019	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	TX 77044	Web	Servicemember

03/20/2019	No	Debt collection Credit card debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	MS 39520	Web

02/12/2019	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 32174	Referral

12/21/2018	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NY 11226	Web

11/16/2018	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MI 48224	Web

09/06/2018	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	DC 20002	Web

08/09/2018	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	VA 23805	Web

07/20/2018	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	UT 84629	Postal mail

06/15/2018	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	MI 49004	Web

08/08/2017	No	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	FL 32712	Web

07/27/2017	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	OH 45207	Postal mail

07/18/2017	No	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CA 94706	Web

07/13/2017	No	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	WV 26507	Web

06/05/2017	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	SC 29918	Web

06/05/2017	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	SC 29918	Web

12/28/2016	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	GA 30134	Web	Servicemember

06/24/2015	No	Debt collection Payday loan	Taking/threatening an illegal action Threatened to sue on too old debt	MD 21702	Web

03/10/2015	No	Debt collection Payday loan	Disclosure verification of debt Right to dispute notice not received	FL 33610	Web

02/13/2015	No	Debt collection Credit card	False statements or representation Impersonated an attorney or official	AZ 85338	Web