GLA Collection Company, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
05/20/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IN 46140	Web
Received a call from GLA collections in ref to a medical debt for {$190.00}. XXXX, representative from GLA, informed me that the debt was from XXXX/XXXX/XX/XX/2014 for XXXX XXXX XXXX. I explained to XXXX that I would pull the EOB for that date because I had some issues with my insurance in paying items and I would get back to him. I pulled my EOB and determined that the service for XXXX/XXXX/XX/XX/2014 was in the amount of {$95.00} and my insurance had paid it in full. I faxed a copy of the EOB and all procedures done on XXXX and faxed it over to GLA. I then called XXXX back and explained that the service for the date of XXXX/XXXX/XX/XX/2014 was covered by my insurance company. He said that the amounts did not match, and proceded to hang up on me because I refused to pay the debt. I tried to explain to him that i was not going to pay for a debt that was incorrect in their system. Again he decided to argue with me instead of trying to determine where the issue was. I finally spoke to a supervisor that was able to determine that the bill was from a different date and not the XXXX XXXX was stating. I received a call from the auto-dialer on XXXX and was put into XXXX 's vm, but I did not leave him a message, and attempted to call the agency back to see what they were calling for only to find out that the office was already closed. I called back again on XXXX to find out why I was receiving a call from them because I had already paid the debt, or so I thought. I spoke to a lady and asked to speak to a supervisor but the line was disconnected. I decided to get my ref # and information together and called back. I was transferred to XXXX. XXXX proceeded to argue with me instead of listening to my simple question of is there a way to track the ref # I was given to see if there is an issue. XXXX said fax the information over, and would not allow me to say anything at all. He even made a comment to the fact that people like to make up lies that its paid, and I asked what he said and he started to argue again and tried to hang up on me. I asked for a supervisor again and specifically stated to him that he obviously is not able to do his job, and it just seemed to set him off even more. I spoke to a supervisor and stated I wanted to file a complaint and her response was I just did to her, but she was less than receptive to the information. This morning XXXX/XXXX/XX/XX/XXXX I receive an email from GLA collections that states if I have any further issues with my accounty I need contact XXXX. I returned with a response that I found this to be a poor choice since I filed a complaint against him with a supervisor and that he lacked communication skills. XXXX refused to validate the debt even after I produced EOB 's from my insurance company showing that the date in question was paid in full, he also continued to argue and stated that I refused to pay the debt. I would like for someone to additionally listen to the conversation between XXXX and I. The minute there was a question about the amount of the bill and evidence is submitted to them to show there is something wrong with the account, XXXX should have taken the time to figure it out instead of immediately getting hostile and hanging up on me. It took several attempts to get anyone in the company to look at it, and finally a supervisor took the time to figure it out. Never was a detailed bill sent until well after the issue was determined. The XXXX part of the complaint is while speaking to the supervisor she informed me that GLA had requested information from me and that I had never faxed it over to them. In the notes XXXX documented that the amount due in their office did not match what I had sent over so the documents I sent were incorrect. The supervisor could not explain what happened to the documents I sent or where they were located. Now my health documents are missing and no one can account for them
10/26/2015	Yes	Debt collection Medical	Communication tactics Used obscene/profane/abusive language	TN 37174	Web
To Whom it May Concern, I recently received a written notice from GLA Collection Company , Inc. out of XXXX, KY regarding the balance I owe to XXXX Hospital. I phoned them this morning to inquire about this, as I have been paying XXXX monthly since I first received my bill. ( I can provide proof, if needed. ) I first spoke with a female, XXXX, who explained to me that I do not have a mutual payment agreement with the facility so after only 6 months the debt has been sent to them. I then explained that I have been paying, noone has refunded any money or let me know this is not sufficient. I made her aware I have filed appropriate paperwork with the hospital for financial assistance. She stated I could now start paying them instead of the hospital. I told her I would not pay her company and would continue to pay the hospital monthly. This is where it gets shady ... she then says that I have a {$40000.00} dollar vehicle and this is a luxury and not everyone can do that so she did n't see why I just did not pay them. She stated she did not know why I was getting upset about this. I asked for her employee ID #, she said she did not have one. I asked for her last name, she told me she did not have to provide that information ... I do understand this particular practice. I asked for her supervisor. Now, I am on the line with XXXX. I told him I did not appreciate them pulling my credit report and telling me how my vehicle is a luxury. I found this unprofessional and an invasion of my privacy. After some conversation, he then brings up my XXXX XXXX XXXX credit card and how I have more than enough credit to just pay this bill with it. I explained to him that my credit card is none of his business. XXXX ... yes ; credit card ... no! I asked him why would I do that ; when you go to a facility to seek medical help you sign stating you WILL pay what the insurance does not cover but you DO NOT sign anything agreeing to pay within 6 months or you will be " turned over. '' He then tries to offer me financial counseling stating how putting this on my credit card will only " help '' my credit by eventually raising my credit score and even stating how he can see I have never missed a payment to my credit card and have excellent credit. He then told me " why '' I should go about paying them in full with my credit card today because when we sought medical attention, XXXX treated my daughter promptly and did not have us wait. SO I SHOULD JUST PAY THEM TODAY TO ENSURE MY DAUGHTER RECEIVES THE SAME LEVEL OF MEDICAL ATTENTION THE NEXT TIME SHE SHOULD NEED MEDICAL CARE. Excuse me, I find this to be a threatening remark insinuating that my daughter will not receive quality medical care if I do not agree to pay them in full today. I am a registered nurse who is very aware of patients ' medical rights and violations of their care ... it is against the law to deny medical treatment on a patient 's ability to pay. While I realize, XXXX and GLA have no influence over this treatment of patients at XXXX ; I find this scare tactic abusive and in violation of mine and my daughter 's rights as consumers. Threatening subpar treatment for a child who has chronic medical issues is not acceptable! At some point in this conversation, I did let XXXX know I was aware that he was viewing my credit report and that what he could not see was how much I pay monthly for utilities, groceries, diapers, daycare, and other medical bills. I feel GLA, XXXX, and XXXX are in violation of the FDCPA 's guidelines for consumer treatment based on this conversation. DO NOT state that a patient will not receive quality medial care based on payment ability. I intend to continue to pay XXXX. I will contact XXXX XXXX Hospital about this matter. I will also be contacting my daughter 's surgeon. Thank you for your time and careful consideration!
03/17/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KY 40475	Web	Servicemember
On XX/XX/XXXX I was in an auto accident, at the time of the accident I had state provided insurance as I was still in high school. Due to the extent of the injuries I had to take a ambulance to the hospital from the accident. The XXXX workers asked me my information, name, birthdate, insurance and who/what will be used to cover the costs, etc. When I got to the hospital they asked the same questions. I told both the XXXX worker and registration at the hospital my insurance, XXXX, is what I would be using to pay for the ambulance transportation and the care provided. I filled out all the proper paperwork after XXXX XXXX XXXX XXXX XXXX XXXX XXXX Less than a week after the accident I received a called asking yet again what was going to be used to cover costs, I once again told them XXXX and was told everything was good they just needed to verify my information. Then in XXXX of XXXX I received a letter saying I owed {$1400.00} and it was going to collections. I had only received one phone call regarding the ambulance ride and it was a week after the accident happened. I was told everything was fine and my insurance did cover it. I mailed a letter to both the XXXX XXXX XXXX and the collections company telling them that I had insurance and it was covered by insurance, that I shouldnt have a open balance of anything. I called both companies and XXXX XXXX XXXX said that they are no longer in control to write it up the debt off because it got sold to the collections company. XXXX XXXX XXXX did not have my permission to sell my medical information to the collections company. After I was told the XXXX company could not remove the debt I called, sent letters and emailed the collections company. When I still didnt hear anything back from them I found their XXXX page and reached out to them on XX/XX/XXXX and told them I did have insurance. I have proof that I reached out with all correct and accurate information. I called XXXX to verify that it was in fact covered by them. XXXX confirmed that they covered the ambulance ride however XXXX XXXX XXXX did not bill them so they could pay for it. I have disputed this multiple times yet have gotten no where with it. I contacted the collections company and asked for it to be removed from my credit because Im not responsible for the debt and I did not give the XXXX company permission to give them my information at the end of XXXX and was told no. I then once again called XXXX and they said that I was not and am not responsible for the debt because they wouldve covered it had the company billed them like they were suppose to. They failed to do their job in a timely manner. GLA Collections admitted that my insurance wasnt billed and it is past time for filing and are still refusing to remove it from my credit. The information in this debt is not correct or accurate and I will be suing if this is not removed. This is a violation of my privacy and a violation of hippa. As well as wrongful debt. I am not responsible for this and will not be paying it. The XXXX company failed to bill my insurance who would have paid for it. XXXX can confirm that they were never billed for this when they should have been. This company keeps avoiding all correct information I give them, including proof that I contacted the company less that a month after the ambulance ride was needed to tell them I have insurance and to bill them for the cost of the ride that it was covered by my health insurance. There is no reason why this debt is owed other than the XXXX company failing to do their job in a timely manner. This debt is NOT owed by me and XXXX is willing to stand behind me in court and provide me with a statement and documentation that this is true and not my responsibility because the company did not bill my insurance.
10/19/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NE 683XX	Web
This complaint is against XXXX Credit Reporting Agency and also GLA Collections, XXXX XXXX XXXX, XXXX, KY XXXX. XXXX Credit Reporting Agency will not remove a false account on my credit report admitting they are knowingly reporting false information as they also " fail to prove '' a said debt which I have told them is not mine. They are posting a false debt without proof that it exists or is mine. I contacted XXXX along with XXXX and XXXX in XX/XX/XXXX when i noticed an odd collection appeared on my report and told them I was never notified of this debt, please remove. XXXX sent back a response saying, " they verified it as mine ''. XXXX deleted the account as " unable to verify ''. I sent another letter in XX/XX/XXXX telling XXXX and XXXX that XXXX deleted the account as " unverified '' and that it is n't mine. I asked for XXXX and XXXX to share what information they have proving it is mine. At this time XXXX then deleted the debt. XXXX sent me a generic print out that stated " how we usually investigate ... ''. InXX/XX/XXXX, I sent a certified letter to XXXX telling them that XXXX now deleted the account as " unable to verify '' and again asked XXXX what information they had and could they please share it with me since we all were n't able to obtain any information regarding this said debt. I told them again at this point the collection agency, GLA still has not contacted me.I also asked that they please not send me another generic print out of how " investigations are typically handled ''. Again I got the same generic print out from Equifax which told how they, " typically investigate disputes ''. They sent no information on this debt. XXXX also did n't state which method they used for my debt. In XX/XX/XXXX, I sent a certified letter to the collection agency, GLA Collections in XXXX, KY and asked them to send me any and all information they have on file regarding this debt. I told them they need to delete this false account from my credit report if they can not prove because I have no knowledge at all of this debt and I have never heard of the company listed with them on the credit report as the " original creditor ''. I asked for proof that this is my debt and that I am the responsible party. I also asked them what the " services '' were which I am being charged. I questioned them on why they have never contacted me.They sent me a white sheet of paper ( a print out ) that said the name of the original creditor ( XXXX XXXX XXXX XXXX ) but did n't give any contact information for them, not even a city and state. I XXXX and found three companies in three different states who are using this business name. The print out also had the following on it, " {$240.00} amount owed, date of service " XX/XX/XXXX ''. THAT 'S IT! It did n't state the address of the service, nor what the service ( s ) were, nor who authorized the service. I am none the wiser on this debt because the print out from GLA Collections gave me nothing new that is n't already listed on the Credit Report for XXXX. Two weeks ago, I filed a complaint with the BBB XXXX Better Business Bureau against GLA Collection in Louisville, KY demanding more information on this debt. To date, I STILL have n't heard from them at all. I am sending them yet another certified letter tomorrow trying to get the address and contact information of the original creditor ( XXXX XXXX XXXX XXXX ), the service ( s ) rendered, the address of service ( s ) ( was it a business or a home which the services took place )? And who is responsible for debt ( contract, information on the person who authorized the debt - name? By what means did they request the service? Was it a letter? An email? A phone call? A verbal request in the XXXX` street ''?
08/16/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IN 460XX	Web
XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX, IN XXXX XXXX Creditor: XXXX XXXX XXXX XXXX XXXX Account # XXXX Creditor Account: # XXXX I’m writing to dispute and complain to the manner in which the creditor is attempting to collect the purported finance debt from me. I have been contacted by G.L.A Collection Company Inc. permit #XXXX based in XXXX, KY informing that my account has been placed on collection. The first time the contacted me was in April this year and since then, mails have been in plenty. Last year, on or about XX/XX/XXXX, my son XXXX XXXX XXXX was taken ill and I contacted Doctor’s office at XXXX XXXX XXXX. After the initial check in, I insisted to know if they accepted my medical insurance and they confirmed that was true. So, my son was booked in for the treatment. After the treatment, I received a bill and I Ire surprised on how huge the bill was. I contacted the Doctor’s office because I needed explanation on how things turned out. After discussions, they informed me that my insurance only accepted to pay certain amount and the rest had to be paid by me. I wondered a lot since they told me that such treatment, insurances will always pay in full. I felt that I was misled in order for them to get my business. Nevertheless, I asked the office to give me a payment plan. Thy asked me about how much I was able to pay depending on my income and I agreed on $XXXX. They prepared an agreeable payment budget plan for 6 months and according to the agreement plan being attached herewith, it was to be re-evaluated after six months and as per their own statement, it was to paid for “6 months or until the balance is paid in full” The most appalling thing is that I do not know why the XXXX XXXX XXXX took me to the collection agency in the first place given the fact that I have never been late on the payment, reneged on my agreement with them nor defaulted on my payments to them. I’m also at pain to understand as to why the XXXX XXXX is dealing with me and at the same time engaging a collection Company at the same time, which has continuously sent threatening letters telling me that I have defaulted in my payment and that they will report me to the credit reporting bureaus. I’m of the view that the collection of the purported debt is being collected unfairly and I think they are violating the Fair Debt Collection Practices Act. As much as I keep on making timely payments, the G.L.A. Collection Company Inc. has notoriously been relentless in sending demand letters. This is my prayer, I do not have the whole amount being demanded by the Dr. to pay at once, but I affirm my commitment to continue making prompt payment as I have always done. The idea of reporting me to the reporting agencies in order to mess up my credit is counter productive and uncalled for since I have always made my payments on time. The current statement of my account is not correct. The report shows that I am delinquent but I have made all of my payments on time. I need the collections Co. to stop sending mails to me all the time since I have never refused to pay any of my debt. The Dr. must acknowledge that I have never missed payments and am always on time. The Dr. must withdraw the demand for lump sum payment because I do not have that huge amount of money to be paid at once. I need all the reporting agencies to know that I have never failed to remittance the committed payments agreed by the Dr. and me and the letter attached herewith shows how our agreement was made. I’m calling upon the Federal trade commission to intervene and stop this malpractices being committed by the XXXX XXXX XXXX XXXX and the G.L.A Collections Co. Inc. Thank you so much for kind assistance. Sincerely, XXXX XXXX
11/20/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 402XX	Web	Servicemember
This letter is being sent to you in response to your recent letter dated XX/XX/XXXX ; which wasnt received at my home until XX/XX/XXXX. This is not a refusal to pay, but a notice that your claim is disputed. Please note this is my second letter to you and I have now sent this certified mail and I will know when you receive it. In my first letter, I stated that I applied for financial Aid through the provider. The same day that was denied, my account was sent to collections without giving me the opportunity to set up a payment plan. I sent you this letter per certified mail so I know that you received it at your office. You did not respond. Under the Fair Debt Collections Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, the date of the alleged medical service, the name of the patient, and proof that there is some contractual obligation which is binding on me to pay this debt. Please attach copies of : Any agreement with your client that grants you the authority to collect on this alleged debt, or proof of acquisition by purchase or assignment, and authorization under subtitle D of the ARRA, SEC. 13401. APPLICATION OF SECURITY PROVISIONS AND PENALTIES TO BUSINESS ASSOCIATES OF COVERED ENTITIES ; and SEC. 13407 ( 1 ) BREACH OF SECURITY. The term breach of security means, with respect to unsecured PHR identifiable health information of an individual in a personal health record, acquisition of such information without the authorization of the individual. Please note that enforcement of penalties against you is covered under the penalty rules of the Omnibus Final Rule effective XX/XX/XXXX interpreting and implementing various provisions of the Health Information Technology for Economic and Clinical Health Act of XX/XX/XXXX ( HITECH Act ) as issued XX/XX/XXXX and the penalty rules of the FCRA and FACTA including FACT Act changes final rules effective XX/XX/XXXX. Please also attach copies of any agreement that bears the signature of the alleged debtor wherein he or she agreed to pay the creditor and as this is a medical account a copy of any HIPAA authorization. Please also be advised that this letter is not only a formal dispute, but a request that you cease and desist any and all collection activities, including reporting of ; or verifying of this account on my credit reports. I require compliance with the terms and conditions of this letter within 30 days or a complete withdrawal, in writing, of any claim. In the event of noncompliance, I reserve the right to file charges and/ or complaints with the OCR on your HIPAA violations and appropriate County, State & Federal authorities, the CFPB , BBB and State Bar associations for violations of the FDCPA, FCRA, and Federal and State statutes on illegal collection activities on any account that may be time-barred as well as in violation of Kentucky medical privacy rules. I also hereby reserve my right to take private civil action against you to recover damages. XXXX XXXX Hospital I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patients authorization. Therefore, by obtaining and sending me an itemized copy of my medical notes you have violated my HIPPA Rights.
07/14/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 47130	Web
My name is XXXX XXXX I am writing this complaint against GLA COLLECTION COMPANY INC : ACCOUNTS # : XXXX & XXXX. The collection company of GLA COLLECTION COMPANY INC have violated my HIPPA rights and as consumer I am afforded protection. There in non-compliance of FCRA SEC 605 ( c ) and the FDCPA SEC 809 ( b ) major violations. I wrote a certified letter on XX/XX/XXXX and the received the letter on XX/XX/XXXX but no response. They still have this negative item showing on my credit report. I have reported them to the Attorney General 's Office here in the state of Indiana. Told me that this company is not license to collect in the state and they have no register agent. So, they are committing FRAUD and violating Federal and State laws. They also told me they have receive many complaints against this collection company harassing and threating residents of Indiana. So, they told me as resident to file this complaint if they do not delete this item of my credit report in the next 15 days to call back to there office. So they want me to gather the following documents : Please attach copies of : Any agreement with your client that grants you the authority to collect on this alleged debt, or proof of acquisition by purchase or assignment, and authorization under subtitle D of the ARRA, SEC. 13401. APPLICATION OF SECURITY PROVISIONS AND PENALTIES TO BUSINESS ASSOCIATES OF COVERED ENTITIES ; and SEC. 13407 ( 1 ) BREACH OF SECURITY. The term breach of security means, with respect to unsecured PHR identifiable health information of an individual in a personal health record, acquisition of such information without the authorization of the individual. Please note that enforcement of penalties against you is covered under the penalty rules of the Omnibus Final Rule effective XX/XX/XXXX interpreting and implementing various provisions of the Health Information Technology for Economic and Clinical Health Act of 2009 ( HITECH Act ) as issued XX/XX/XXXX and the penalty rules of the FCRA and FACTA including FACT Act changes final rules effective XX/XX/XXXX. HIPAA Collection Agency Validation, Dispute, Cease & Desist .This letter is to notify the agencies that your company are violating Federal, State , FRCA and FDCPA. You also have violated Federal and State law by trying to collect in state that you are not license nor have a registered agent. You are committing FRAUD so you should immediately delete these items from my credit report.. Please also attach copies of any agreement that bears the signature of the alleged debtor wherein he or she agreed to pay the creditor and as this is a medical account a copy of any HIPAA authorization. Please also be advised that this letter is not only a formal dispute, but a request that you cease and desist any and all collection activities, including reporting of ; or verifying of this account on my credit reports. I require compliance with the terms and conditions of this letter within 15 days. or a complete withdrawal, in writing, of any claim. In the event of noncompliance, I reserve the right to file charges and/ or complaints with the OCR on your HIPAA violations and appropriate County, State & Federal authorities, the CFPB, XXXX and XXXX XXXX XXXX for violations of the FDCPA, FCRA, and Federal and State statutes on illegal collection activities on any account that may be time barred as well as in violation of Indiana medical privacy rules. I also hereby reserve my right to have this information deleted from my credit report immediately or private civil action against you to recover damages.
08/14/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KY 40211	Web
Complainant - XXXX XXXX - ( XXXX ) XXXX - email XXXX XXXX Collection Company XXXX XXXX XXXX XXXX. Account number : XXXX XX/XX/XXXX Hello, I received a letter from G.L.A. Collection Company, Incorporated dated XX/XX/XXXX. I called to verify the balance and explained that I had made arrangements to pay XXXX XXXX office with automatic payments from my bank in the amount of {$21.00} on the XXXX of each month. I explained that I had not received any communications from XXXX XXXX office and was unsuccessful with contacting his office to verify why the bill was sent to a collection agency despite on time payments. I spoke to XXXX of G.L.A and he could not verify the exact date that G.L.A obtained the balance of {$210.00} from XXXX XXXX office ( which I would think the letter that I received dated XX/XX/XXXX would not be dated the same exact day they took possession of the account ). He refused to contact XXXX XXXX office to verify the payments that were made including the most recent payment that was sent AFTER the date of the letter from G.L.A ( payment on XX/XX/XXXX in the amount of {$21.00} ). I restated to XXXX that I could not reach XXXX XXXX due to XXXX XXXX having closed his office. XXXX stated several times that he would not assist with verifying a different amount and that my account would be reported to the credit reporting agencies by XX/XX/XXXX. I paid G.L.A. {$130.00} on XX/XX/XXXX and {$65.00} on XX/XX/XXXX. Prior to XXXX XXXX, I contacted G.L.A again and they agreed that I could email them proof of payment. I emailed G.LA. proof of payment and called G.L.A after not receiving a reply after a week. I left a voice mail at the number that goes directly to XXXX 's line and he did not return my call. Today, on XX/XX/XXXX I called and spoke to XXXX and he stated that G.L.A did not reply to my email, because they are no longer servicing the account. Initially, he refused to provide a letter that stated the matter would not reflect on my credit report. I asked to speak to a manager and then after being on hold for a few minutes, he said he was informed he could email me a letter. The problem now is that the letter does not reflect that I paid the {$190.00} sent that was owed and that the {$21.00} had already been paid. XXXX is refusing to state that they received the payments that I sent directly from my bank. XXXX is also refusing to verify if the payments were sent to XXXX XXXX. At this point it seems like this bill can resurface from G.L.A., another collection company or even XXXX XXXX, if he isn't aware that G.L.A obtained payments on his behalf. I am requesting that G.L.A be directed to send me a written notice that states the amounts and dates that payments were received as well as the fact that I didn't owe the additional {$21.00}. I owed {$190.00} ( which was paid to G.L.A. ) and not the {$210.00} that G.L.A has repeatedly threatened to put on my credit report. Please use - XXXX to open the correspondence from G.L.A G.L.A Collection Company, Incorporated XXXX XXXX XXXX, XXXX, KY XXXX XXXX Additional P.O. Box listed to mail payments G.L.A Collection Company, Incorporated XXXX XXXX XXXX XXXX IN XXXX
01/21/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 471XX	Web
GLA Collection Agency, Inc.called me XX/XX/XXXX in attempt to collect a debt of {$150.00}. I asked for a written notice, as I had never received any original bills, either from the original creditor ( an outsourced anesthesia company ) or from GLA. As it turns out, they did not have my address correct. The representative with GLA was very rude to me, stating that it was my fault the address was wrong, which simply isn't true. ( When I checked in at the hospital, the registrar looked at my drivers license and typed in the address, so if there were any errors made, I didn't make them. ) The GLA representative also attempted to force me to pay immediately over the phone by stating that this would decrease my credit score. I told her I didn't feel comfortable paying until I knew what I was paying, again requesting written information. GLA mailed a written notice dated XX/XX/XXXX to the correct address, which I received about a week later. I then requested more information in writing to dispute the debt. The letter was dated XX/XX/XXXX and postmarked either XX/XX/XXXX or XX/XX/XXXX, within the 30-day time frame stated in their letter. In the meantime, I called the hospital billing department, who referred me to their outsourced XXXX billing. Both of those companies stated that I did not now nor ever owe a debt to them for {$150.00} on the date of service in question. I also spoke to the XXXX department at the hospital, and they did not show any debts either. The collection account showed up on my credit report. I disputed this through XXXX, as I hadn't received enough information to make an informed payment decision yet. XXXX reported on XX/XX/XXXX that the collection account was deleted from my credit report. GLA called again XX/XX/XXXX. I asked the representative to stop calling because the collection account had been deleted from my credit report. She stated that they would continue to put it on my credit report every month until it was paid. When I asked why XXXX would delete it if the debt was valid, she did not provide an answer. I asked about the status of my request for more information. She stated that they received my letter but that they did not have to respond because I was outside the 30-day window. I recalled the dates ( XXXX ) and noted that they were indeed inside a 30-day window. The representative then stated that the 30 days started in XXXX when they first mailed a written notice ( to the incorrect address ), despite what their letter dated XX/XX/XXXX said. I told the representative that I also contacted the hospital, department, and billing company, and was told I did not have said debt. She again did not respond with any useful information. If I had known I had a bill to begin with ( again, not my fault ), it never would have gone to collections. I don't mind paying a bill when I know it's legitimate. GLA hasn't been able to provide me with any indication that this isn't a total scam.
10/13/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TN 37205	Web
Dear Sirs/Madam, XX/XX/XXXX I am contacting you because of a bill from a hospital in KY that I was not at and did not sign papers stating that I would be the reasonable party for the bill. I received a bill from XXXX XXXX XXXX XXXX in XXXX, KY in XXXX of XXXX. Upon investigating what this was for I found that my daughter went to this hospital while I was in XXXX, TN. I did not take her to this hospital and I have never set foot in this hospital. I contacted the hospital on the XXXX of XXXX and explained to them that I was not there and that I was not reasonable for her health cost because she was over 18 and I never signed anything for her. I spoke with a XXXX at XXXX XXXX that day and was told that they would address it. I called again on XX/XX/XXXX and spoke with an XXXX at XXXX at XXXX and they stated they would contact me regarding this bill. I never heard from them. I called again on XX/XX/XXXX at XXXX and spoke with a young man at XXXX and was told I could not speak with the supervisor. On XX/XX/XXXX I spoke with a XXXX at XXXX was supposed to get a letter from them saying it was withdrew from XXXX or XXXX. I never received that letter and had thought it was taken care of. XX/XX/XXXX I received a letter form the GLA Collection Company in regards to this bill. I contacted them in XX/XX/XXXX XXXX and spoke with a XXXX, and I submitted a letter to them and it was submitted for removal from my credit report. I called again on XX/XX/XXXX and spoke with a XXXX and did receive a letter dated XX/XX/XXXX stating that the account was placed on my credit report in error and was to be removed. After checking my credit report it was not on my credit. I thought it was resolved. On XX/XX/XXXX I received another collection notice from XXXX XXXX XXXX in reference to the same bill. Again calling on XX/XX/XXXX at XXXX pm XXXX and speaking with a XXXX and stating I was not reasonable for the fact she was over 18, I did not take her to that hospital and did not sign anything. I was not reasonable. I also sought out the advice of an attorney and was told to tell them they were in violation of the fair debt collection act. I gave them the attorneys name and phone number and ended the conversation, I did not hear from them again. In XXXX of XXXX or so I got another notice from XXXX XXXX XXXX in regards to the same bill. I contacted my attorney and was instructed to just ignore it. So I did. On XX/XX/XXXX I have received yet another notice and I was contacted that there was a change on my credit report by this company for the amount of {$2400.00} and was put there by the XXXX XXXX XXXX. I have heard that these things can be sold over and over and over. But when does it become harassment? I have had to deal with this for the past six years and was supposed to have been resolved five years ago. Please what can I do?
03/16/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KY 40475	Web	Servicemember
On XX/XX/XXXX I was in an auto accident, at the time of the accident I had state provided insurance as I was still in high school. Due to the extent of the injuries I had to take a ambulance to the hospital from the accident. My XXXX was XXXX and I was unable to move my XXXX XXXX. One of the two XXXX workers were rude and told me I had to move my XXXX, when I told him I couldnt he got rude with me and the other XXXX worker took over. He asked me my information, name, birthdate, insurance and who/what will be cover the costs, etc. When I got to the hospital they asked the same questions. I told both the XXXX worker and registration at the hospital my insurance, XXXX, is what I would be using to pay for the ambulance transportation and the care provided. I filled out all the proper paperwork after my shoulder was put back in place. Less than a week after the accident I received a called asking yet again what was going to be used to cover costs, I once again told them XXXX and was told everything was good they just needed to verify my information. Then in XX/XX/XXXX I received a letter saying I owed {$1400.00} and it was going to collections. I had only received one phone call regarding the ambulance ride and it was a week after the accident happened. I was told everything was fine and my insurance did cover it. I mailed a letter to both the XXXX XXXX XXXX and the collections company telling them that I had insurance and it was covered by insurance, that I shouldnt have a open balance of anything. I called both companies and XXXX XXXX XXXX said that they are no longer in control to write it up the debt off because it got sold to the collections company. XXXXXX/XX/XXXX XXXX did not have my permission to sell my medical information to the collections company. After I was told the XXXX company could not remove the debt I called, sent letters and emailed the collections company. When I still didnt hear anything back from them I found their XXXX page and reached out to them on XX/XX/XXXX and told them I did have insurance. I have proof that I reached out with all correct and accurate information. I called XXXX to verify that it was in fact covered by them. XXXX confirmed that they covered the ambulance ride however XXXX XX/XX/XXXX XXXX did not bill them so they could pay for it. I have disputed this multiple times yet have gotten no where with it. I contacted the collections company and asked for it to be removed from my credit because Im not responsible for the debt and I did not give the XXXX company permission to give them my information at the end of XXXX and was told no. I then once again called XXXX and they said that I was not and am not responsible for the debt because they wouldve covered it had the company billed them like they were suppose to. They failed to do their job in a timely manner.
04/21/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CO 80111	Web
In XXXX, I was diagnosed with XXXX. Treatment for my XXXX included removing a large portion of my XXXX, basically I paid a XXXX to remove a huge area of my XXXX. The XXXX specialized in XXXXXXXX the area to make me look less XXXX after the XXXX. Unfortunately, there were serious problems with the XXXX and I walked around for a year with a XXXX XXXX on my XXXX. This was very upsetting but I was happy to be alive and XXXX free. I notified the XXXX about the XXXX XXXX on my XXXX and eventually agreed to redo the XXXX. After 1 year and 3 months, two painful XXXX, and weeks of wearing huge bandages on my XXXX, I was satisfied with the results. The total bill for all services was huge. I paid almost 90 % of the original invoice amount but I refused to pay the final {$1200.00} because I felt the pain and suffering was brutal. My opinion is and was that because it took 1 year and 3 months, two painful XXXX, and weeks of wearing huge bandages on my XXXX, the XXXX should reduce the total price as a goodwill gesture. The XXXX refused and adding insult to injury hired a collection agency. The collection agency then listed the XXXX bill as XXXX XXXX XXXX disclosing my medical condition to everyone. This is a violation of HIPPA law of XXXX. GLA Collection should have listed the item as " XXXX bill '' with 3 major collection agencies. My medical condition/information should not be shared with the 3 major credit reporting agencies! I have asked both GLA Collections and my XXXX to remove this " XXXX XXXX '' from my credit report and they have refused. This is terrible on so many levels that both GLA and my XXXX think it is acceptable to knowingly share my medical condition! I would like the entire collections account removed from my credit report. Especially since it has been on credit report for 5+ years and the deliquency is 6+ years old! I have no intention of ever paying this expense and the statue of limitations has passed on pursuing legal action against me. This XXXX and the collection agency 's motivation is only money and do not care about its patients or patient rights. No XXXX or collection agency should every disclose a patient 's condition to anyone. My hope is CFPB can have my medical condition removed from all records at all three credit bureaus and GLA Collections.
08/17/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33161	Web
I never received any notice of debt attempting to be collected from GLA Collection Company. After noticing not one, but TWO derogatory marks on my credit report from them : account # XXXX for {$3300.00} and {$1000.00}. I initiated communication with them to get a better understanding of where this debt is coming from. I have not paid any hospital a visit in the last 5 years. I contacted the supposed original creditor XXXX and asked for further understanding on how my information has been obtained, why it has been disclosed to a third party, and when was I going to be informed. XXXX confirmed to me they actually do not have any of my information on record, and could not have shared any information with this collection agency due to that being a violation of HIPAA. I contacted GLA Collection Company in XX/XX/XXXX to request a validation of these debts and all i received was a bill summary ( It can not even be classified as an itemized bill ; itemized bills list each item/charge ), which i have attached. This document did not include any context of the charges or any breakdown of each supposed charge, and as requested, any and all itemized bill should have a full detailed breakdown for what is being collected on. Upon receiving their response, I noticed on my report the debts are now dated for XX/XX/XXXX but in the bill summary provided by them, the date is XX/XX/XXXX. This is illegal according to the FCRA and reporting as a recent debt, which is another valid reason for removal. I again attempted to reach out to this company with no current response, as it will approach the 30 day mark on XX/XX/XXXX. I have attached my 2nd attempt to validate this debt as well. This company states they are collecting on behalf of an original creditor and I'd like more confirmation on how that is possible if : a ) the original creditor verified no debt was sold to this company because they have no record of me at their facility. b ) YOU as the collector can not even verify, validate, or confirm any information on these debts besides a total amount. I strongly feel there have been many violations of my rights under the FCRA and request these to be immediately removed. It's not logical ( nor ethical ) to expect money to be paid, but as a company you can not communicate or validate any requested information.
12/15/2017	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	KY 402XX	Web
GLA is constantly breaking the law in attempt to collect debt. They are illegally obtained my medical notes, and XXXX XXXX illegally released medical notes without my consent. I sent numerous certified letters asking for GLA to contact me in which no one has. No agreement with your client that grants you the authority to collect on this alleged debt, or proof of acquisition by purchase or assignment, and authorization under subtitle D of the ARRA, SEC. 13401. APPLICATION OF SECURITY PROVISIONS AND PENALTIES TO BUSINESS ASSOCIATES OF COVERED ENTITIES ; and SEC. 13407 ( 1 ) BREACH OF SECURITY was sent to me. The term breach of security means, with respect to unsecured PHR identifiable health information of an individual in a personal health record, acquisition of such information without the authorization of the individual. Please note that enforcement of penalties against you is covered under the penalty rules of the Omnibus Final Rule effective XXXX/XXXX/XXXX interpreting and implementing various provisions of the Health Information Technology for Economic and Clinical Health Act of 2009 ( HITECH Act ) as issued XXXX/XXXX/XXXX and the penalty rules of the FCRA and FACTA including FACT Act changes final rules effective XXXX XXXX, XXXX. Nothing that bears the signature of the alleged debtor wherein he or she agreed to pay the creditor and as this is a medical account a copy of any HIPAA authorization was sent to me. I requested that GLA cease and desist any and all collection activities, including reporting of ; or verifying of this account on my credit reports. In which they never replied and I know they received my disputes as it was sent certified mail. In the event of noncompliance, I reserve the right to file charges and/ or complaints with the OCR on your HIPAA violations and appropriate County, State & Federal authorities, the CFPB , BBB and State Bar associations for violations of the FDCPA, FCRA, and Federal and State statutes on illegal collection activities on any account that may be time-barred as well as in violation of Kentucky medical privacy rules. I also hereby reserve my right to take private civil action against you to recover damages.
04/24/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KY 402XX	Web
This company does not have a contract with me. This is not a valid debt. NO CONTRACT. This is a violation o f HIPAA as well as the Fair Credit Reporting Act. After viewing a copy of my credit report, I noticed a collection account placed on my credit report from GLA Collections. Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patients authorization. Therefore, my request is twofoldvalidation of debt and HIPAA authorization. Please provide breakdown of fees including any collection costs and medical charges. Provide a copy of my signature with the provider of service to release my medical information to you. Cease any credit bureau reporting until the debt has been validated by me. XXXX XXXX XXXX XXXX needs to send this information to me for review, accept this letter, sent certified mail, as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an a ttempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt. Additionally, any reporting of this debt to the credit bureaus prior to allowing me to validate it is a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agency. I will await your reply with above requested proof. Upon receiving it, I will correspond back by certified mail. Dates : XXXX amount {$140.00} XXXX amount {$240.00}
04/10/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY XXXXX	Web
This letter is regarding the so called second account which you claim I owe {$38.00} for The {$34.00} that I settled to pay to you all was for the so called second account that's {$38.00} that your company claimed I could pay and settle for {$34.00} on behalf of XXXX XXXX XXXX. This is the reason you all received my information in the first place on behalf of the original creditor which is XXXX XXXX XXXX! This is a formal notice that your claim is disputed. I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws. Please note that I am requesting validation ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay you for this account. Please also be aware that any negative mark found on my credit reports ( including XXXX, XXXX and XXXX ) from your company or any company that you represent, for a debt that I dont owe, is a violation of the FCRA & FDCPA ; therefore if you can not validate the debt, you must request that all credit reporting agencies delete the entry. Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports. Failure to respond within 30 days of receipt of this certified letter will result in small claims legal action against your company at my local venue. I would be seeking a minimum of {$1000.00} in damages per violation for : Defamation Negligent Enablement of Identity Fraud Violation of the Fair Debt Collection Practices Act ( including but not limited to Section 807-8 ) Violation of the Fair Credit Reporting Act ( including but not limited to Section 623-b ). I'm sick of going back and forth with you all this is ridiculous! First you claim I had no account, then you couldn't find it, then I paid it, now there is a second account ... ..I smell Fraud!!!
06/21/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 403XX	Web
My complaint is for The XXXX XXXX XXXXXXXX XXXX in XXXX KY. About a year ago I was sent there to have a medical procedure for a missed XXXX. They did not submit my claim to my insurance. They didn't send me a single bill, basically I have been waiting and told things like it can take six months for the claim to go through and they have a year to bill you. I'm still waiting on my bill about about 1yr and 1 wk after the procedure. I check my credit every couple of months and see a new collection account for {$6500.00} and that is what it was for. They never sent the claim to my insurance because that is well above what my yearly out of pocket maximum would cost. I called the billing Dept at the hospital and asked about it and they told me they can't do anything about it because of the time frame. I called the collection agency they sent it to, they picked a random address off of my credit report I guess and told me I had the wrong address on file, I have kept my address current and updated it with the hospital and everything the day XXXX had to go. I had not lived at that address in 5 years and never when I used this hospital. They are trying to tell me it's my fault because of having an old address with them, which I have never had an account with that particular collection agency either. I have used this hospital 2 times in my life and they didn't send a bill either time, just straight to collections right around the time when they won't let me fight it anymore and when it's too late to negotiate a payment plan. The first time I found out they finally sent a bill straight to collections, I found out when they froze my bank account, this time, I check my credit regularly now because I don't trust them and found it that way with nothing about it from XXXX hospital or the collection agency through the mail or otherwise yet.
11/26/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40517	Web
To Whom It May Concern : This letter is regarding five Items/accounts that GLA Collection Company reported on the same day, on ( XX/XX/2019 on XXXX ) and ( XX/XX/2019 on XXXX and XXXX ) under my name and social security number. GLA Collection Company claim that I owe, item 1 ) {$93.00} 2 ) {$170.00} 3 ) {$330.00} 4 ) {$100.00} 5 ) {$1800.00} to the same company which they claim they represent. GLA Collection Company has been reporting five unverifiable and inaccurate information on my credit which has damaged my credit. I intend to litigate if they do not remove this file from my credit report. I request for them to provide the written contract and physical documentation to support the information they are reporting on my credit report via the CFPB portal. Please do not send screenshots. I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws. I am requesting validation ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay GLA Collection Company. As this debt is Not mine. FCRA states information reporting has to be 100 % verifiable and 100 % accurate otherwise the information must be removed under federal law. GLA Collection Company, please also be aware that any negative mark found on my credit reports ( including XXXX, XXXX and XXXX ) from your company or any company that you represent, for a debt that I dont owe, is a violation of the FCRA & FDCPA ; therefore, if you can not validate the debt, you must request that all credit reporting agencies delete the entry. Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports.
03/31/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 479XX	Web
GLA GLA COLLECTIONS XXXX XXXX XXXX XXXX, KY XXXX on behalf of XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX made a derogatory claim on my credit report. They never reached out to inform me that this account was on collection. Never made contact or communication, it wasn't until I started a dispute that a representative from GLA contacted me. This collection debt comes from XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX This is a bill that XXXX XXXX has been requested XXXX XXXX and the Physician XXXX XXXX XXXX XXXX office to provide copies of the treatment. XXXX XXXX has provided the patient claim disclosure that I do not owe anything. XXXX XXXX never responded. I didn't received any communication, early in the process I paid {XXXX} and received communication that it was going to be refunded because I didn't need to pay the {XXXX} this was going to be paid by XXXX XXXX. Then, I never received any information until XXXX XXXX sent me a notification of a derogatory mark on my report. You will see on my document attached of all the information I have done to resolve this issue. GLA or the XXXX XXXX never communicated this until I opened a dispute on the credit report agencies, then GLA starts calling me that I owe this money. XXXX XXXX still maintains their position, the patient ME do not owe any debt to XXXX XXXXXXXX that they need to submit the paperwork. This has put my credit down for XXXX points. I personally called GLA and they stated the account is already accumulating interest. This is very frustrating, because I work very hard to keep a good credit pay my bills and out of the blue without any further notice XXXX XXXX XXXX sends a debt ( that is not correct ) to a collection agency.
10/25/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KY 40509	Web
G. L. A. collection company, incorporated. XXXX XXXX XXXX, XXXX, KY, XXXX Phone : XXXX On XX/XX/XXXX. I received the mail notice from the above collection company. They tried to collect three medical debts under my name. The amounts of debt were XXXX and XXXX separately. On XX/XX/XXXX, I replied to the above collection company by mail and gave them my health insurance information. I asked them to contact my insurance company and solve my medical debt problem. However, the amounts of debt they ask for are exaggerated. During all my ER visits, I was only asked to rest there and no medicines or treatments were given to me. For my second visit, I asked for a sandwich. On XX/XX/XXXX, I called the above collection company. They agreed to contact my insurance company and mail me a copy of my medical bills in 45 days. On XX/XX/XXXX, I called the above collection company. They admitted that they did not contact my insurance company and did not mail the medical bills to me. More ridiculously, they even did not have the medical bills ( or statements from the hospitals ) in hands. It means they did not have the necessary evidence about the debts when they first reported them to the credit bureaus! My life has already been destroyed by their reckless behaviors. I was refused to get a mortgage and raise my credit card limits. Whenever I called them, they asked me to pay the amounts they asked for but never mailed me any evidence about the medical debts. And they delayed to mail the evidence to me on purpose even I insisted on it and gave them the deadline. I believe this is the fraud now. I have all the phone calls between me and the company recorded. All statements above can be verified by solid evidence.
08/17/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NY 11743	Web
On XXXX/XXXX/16 I received a phone call stating that I owed {$1800.00} to GLA collections regarding a debt from XXXX XXXX. XXXX the representative stated that many letters had been sent to my home address. No letters were ever received. He said he would send out a new XXXX. A week later I received the letter stating the debt, there is no remedy to dispute the debt on the letter nor any policies of GLA collection services for the state of New York on either the front or back page of the letter. I wrote to the address listed on the letter and sent it to them certified mail disputing the debt as it is not accurate. On XXXX XXXX I received the mail certification returned to me stating " return to sender undeliverable ''. On XXXX/XXXX/16 I called XXXX at GLA collection services and asked if they had received my letter and they said they had although I have proof from the USPS it was n't delivered. He then stated that an associate in charge of sending out the itemized debt was sick and thats why I had not received the itemized debt statement. I told them that I do not trust any letters that they sent because like the original collection notice they claim was sent several times, the itemized letter was not sent. I also stated how unprofessional it is to tell someone who is disputing the debt that because an employee is sick is the reason why the letter was n't sent. He assured me that the letter was going out XXXX/XXXX/16, today is XXXX/XXXX/16 and still no itemized letter has been received. I also asked him that until we could resolve the debt and amounts, GLA should remove the item from the credit reports, he stated that was not possible. He said just pay the debt and we can remove it.
08/28/2018	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	OH 452XX	Web
The number being contacted is my employer phone number, XXXX. I work for a XXXX and can not take personal calls on my work line. The first time I was contacted was the week of XX/XX/XXXX, the second time was today, XX/XX/XXXX, at XXXX XXXX EST. The first time I received a phone call, I contacted the number and told a collections representative that the specified phone number ( XXXX ) was my place of employment and not to be contacted. I advised if they wanted to discuss the debt they were calling for, to send a letter to my home address for me to review. I again, advised, to place a DNC on my account. I used to work in XXXX, so I am familiar with the regulations regarding consumer protection. Today the same representative, XXXX with GLA collection company, phone # XXXX, contacted the number I requested DNC ( XXXX ) XXXX again and left a voicemail. I contacted her back and advised her this was the second time I was reporting not to call my place of employment and that if it happened a third time that I would file a complaint. Rather than record that into my account, and send a paper correspondence as I requested previously, she continued to talk over me and harass me about paying my bills. I told her I would file a complaint and disconnected the call. This company has refused my request for written correspondence and continues to call my place of employment as a form of harassment. I believe the debt they are collection on is a student loan which is no longer on my credit, which I have been paying back directly to the Department of Education since XX/XX/XXXX. I want all calls to cease.
07/13/2016	No	Debt collection Medical	Communication tactics Called after sent written cease of comm	KY XXXXX	Web
I presented myself to have a medical procedure performed. The doctor was not able to perform the procedure, inflicted physical pain upon me, continued with attempts despite my hysterics. While physically violating me, the doctor pretended to take radiographs knowing he could n't perform the procedure and consquently that there would be no results from the radiographs. My medical records reflect that the procedure could not be performed. Despite this, the office charged for the procedure. My insurance paid. Subsequently, this was disputed / investigated. Multiple attempts were made to contact the doctors office. Attorney representation was obtained. Skipping ahead, after having no contact from the doctor 's office, a collection agency repeatedly began contacting me. They were told via telephone the matter was in dispute and that I had representation. They were sent a letter XXXX XXXX, XXXX notifying them in writing of the dispute and that I was represented by counsel. I had to send XXXX letters, in addition to the verbal notices, before they stopped contacting me. And, in a phone conversation with their representative, XXXX on XXXX XXXX, XXXX after both verbal and written notice of dispute and representation had been made and verbal notification made to him yet again, he indicated that they would continue to contact me anyway. Ultimately, they made no attempt to contact my attorney. They are currently reporting a collection on my collection report that is simply not true. It appears to be simply made up as it does not correspond to anything related to the original matter.
08/20/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN XXXXX	Web
As early as XXXX, I am seeing negative medical collections items on my credit reports as follows : Date of Service : XX/XX/XXXX AMT : XXXX Acct # : XXXX ; XXXX XXXX XXXX Date of Service : XX/XX/XXXX AMT : XXXX Acct # : XXXX ; XXXX XXXX XXXX Date of Service : XX/XX/XXXX AMT : XXXX Acct # : XXXX ; XXXX XXXX XXXX Date of Service : XX/XX/XXXX AMT : XXXX Acct # : XXXX XXXX XXXX-XXXX XXXX The dates above are for medical expenses that were billed to me. The original creditors have since sold the debt to a local debt collection agency, GLA Collections. The amounts disputed have never been verified with me, despite several letters to the 3 bureaus requesting the documentation bearing my signature contracting I owe this debt. Additionally, I have always had some sort of health coverage, whether it was under my father 's plan up through summer of XXXX, where my employer has now covered my insurance consistently through the present. Through corresponding with the credit bureaus and directly with the creditor, GLA Collections, the only documentation they can provide is the date of service along with the provider and amount billed to me on generic computer print out statements, without any description of the service to prove the validity of the charges. As of XX/XX/XXXX, I had also sent a letter to the Privacy Officer of the hospital over these charges in regard to them violating HIPAA when selling my information to a collections agency without my consent or knowledge. Since that correspondence, I still have not received the written communication I requested to verify this debt.
11/19/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 462XX	Web	Servicemember
The first call from a company by the name of GLA Collection Agency ( XXXX ) was at XXXX on XX/XX/XXXX. There have been XXXX calls thereafter. The most recent being today ( XX/XX/XXXX ) at XXXX. They claim that I owe a debt ( which I believe was roughly {$600.00} ) to XXXX XXXX, to whom I did owe a small debt to but was paid several months prior to the calls. Based on the fact that they used a legitimate medical facility in reference to this alleged debt that I owe, it leads me to believe that they are hackers. They never disclose who they are in the calls and it is always an automated system. I only know the business name that they go by because of a phone number search on XXXX. I have never answered in person because I do not want them to think that they have me hooked. The calls are a major nuisance and cause unnecessary worry that personal information has been illegally retrieved. I've seen on the website https : XXXX that they have been attempting to scam individuals since XXXX. Nothing has been done to shut them down though. I sincerely hope that this complaint will prompt an investigation. Perhaps they are legitimate, but if they are, they are not following legal protocol. Several people have asked them to stop calling them and have asked for paper evidence, which they are never supplied. They continue calling despite a request to stop even after proof that they do not owe any debts. Please investigate this agency. I strongly believe them to be predators claiming to represent a collection agency that is fraudulent.
10/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40216	Web
on XX/XX/2022 a letter was sent stating that I were disputing the validity of the alleged debt by certified mail. Also, a notice to cease and desist letter was sent on XX/XX/2022. Re : Notice to Cease and Desist Account Number : XXXX XXXX Dear GLA COLLECTIONS, To Whom it May Concern ; This is in reference to the Consumer Report sent by your Company via email dated XX/XX/2022. While checking the above report, it came to my notice that your Company has furnished an account on my report. According to 15 USC 1692a ( 2 ), the term Communication means the conveying of information regarding a debt directly or indirectly to any person through any medium. As per the literal interpretation Any medium includes any oral, written, electronic, or other medium. Therefore, furnishing of the Consumer Report ( bearing information regarding the alleged debt ) by the Company will amount to Communication as per Fair Debt Collection Practices Act ( FDCPA ). Pursuant to my rights as per 15 USC 1692c ( c ) I am hereby providing you formal notice to cease any further communications regarding this account immediately. This includes but not limited to telephone calls, emails, social media, or any Consumer Reporting Agency. Any further contact by your Agent or Company, except a communication confirming your acknowledgment of this letter, is in violation of the Fair Debt Collection Practices Act ( FDCPA ). If you do not cease communication a lawsuit will be commenced against you. Thank you for your cooperation
12/05/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	KY 41091	Web
GLA Collection agency has established XXXX consumer accounts, XXXX being reported to credit bureaus. This is in violation of the FDCPA and the FCRA statutes. Section 808 of the statute describes what would be considered unfair practices employed in the course of attempting to collect a purported debt. It begins by saying that the limitations described in the following section do not limit the object of the statute, that means that even though the debt collector might not haveviolated the literal language of a particular provision, if it can be shown that the particular collection practice was unfair or unconscionable, then it will be considered a violation of the Act. It further states that the debt collector can not collect any amount of money that is not permitted by law or by the agreement. Because there is no agreement between the collector and the alleged debtor, no collection can be sustained. The purported contract or agreement falls within a class of contracts or agreements required to be in writing. The purported contract or agreement alleged in the collection action is not in writing and signed by defendant or by some other person authorized by defendant and who was to answer for the debt, default, or miscarriage of another person. Since there is no consumer relationship between the collection agency and myself, the collection activity as well as the reporting of an actual account or accounts on behalf of the collection agency are unconscionable and illegal.
04/17/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 402XX	Web
I am a victim to medical debt appearing on my credit file. " GLA Collection CO Inc '' is alleging that I own a debt. I am certain I do not owe any medical debt and that my insurance company have paid anything that may have been owed in the past. It is a direct violation of the Fair Credit Reporting Act to have medical information appearing on my credit file such as debt that is alleged from a hospital. According to the Gram Leach Bliley Act, I have to give my written consent to have any consumer transaction reported on my credit file. I did not give GLA or any Medical/Financial institution to report anything on my credit file, it is a violation of privacy. It is also a violation pursuant to the Fair Debt Collection Privacy Act, to collect a debt that is not owed. I do not owe any debt and I am being harassed and abused by this collection company. I demand that they cease and desist all forms of communications with me through all mediums just as the FDCPA states. All mediums do include the reporting on my credit file. I also did not give this company any permissible purposeI as defined under the FCRA to report this alleged debt to my credit file. I demand that these collection accounts be removed from my credit file immediately and the debt be XXXXXXXX XXXX out in their system. This company is in direct violation to the FCRA and FDCPA. I will seek remedy if my request are not met.
03/18/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	KY 40291	Web
On XX/XX/2023 I checked my credit and saw a debt collection account that I had no prior knowledge of. I had never done business with this collection company nor a contract and I have never received any notice about any debt owed, which by your standards a debt collection company must do the following prior to reporting a debt to the credit reporting companies : " Speak to me by telephone or in person about the debt or mail a letter or send an electronic communication about the debt and wait for a reasonable amount of time, generally 14 days, in case it is returned as undeliverable ''. Neither of these things happened. So, on XX/XX/2023 I emailed the company at XXXX and XXXX to dispute this alleged debt and I also mailed a dispute letter via the USPS on XX/XX/2023, the letter and the email along with a receipt of the USPS transaction will be in attachment. Now, as of XX/XX/2023 I have not heard a word from this company about verifying this alleged debt and on XX/XX/2023 the account does not show as being disputed on my credit report nor have I received notice via XXXX as of today that this account is being disputed. This company has ignored my letter and email about this dispute and they also refused to update the status of the account as " being disputed '' this a clear and blatant disregard to my rights and a clear violation. This account needs to be deleted ASAP!
04/17/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 28056	Web
I'm filing a complaint against GLA Collections Agency XXXX XXXX XXXX, XXXX, KY XXXX. They have put several medical bills on my credit report that do not belong to me. I've requested itemized statements proving said debt multiple times over the past couple years and I have yet to receive those statements. I also have letters from the original healthcare provider stating that this debt is not mine and a copy of the letter they sent GLA telling them to remove it from my name. The debt was fraudulently put in my name. GLA continues to refuse to remove the debt from my credit report. Debt # 1 - {$110.00} Opened XX/XX/XXXX Debt # 2 - {$150.00} Opened XX/XX/XXXX Debt # 3 - {$290.00} Opened XX/XX/XXXX Debt # 4 - {$360.00} Opened XX/XX/XXXX I've spoken to the credit bureaus and they found that someone with a similar name and with a social security number that's different by one number has information on my credit reports. I've asked GLA multiple times for proof of this said debt that includes an itemized statement of said debt with the same and original signature of the patient. They refuse to give me this information. And they refuse to take it off my credit even when the original provider sent them a letter stating that this isn't mine. I need this removed immediately as they are causing great damage to my financial status. I am unable to get a needed loan because of them.
08/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	KY 40503	Web
I contact GLA collection company about a medical bill that was on my credit report. The bill and amount stated {$38.00} and I was prepared to pay this amount, as I was in the process of getting a mortgage. When I was about to pay, the representative insisted that my amount was {$61.00} with the interest. I informed them that I did not owe that amount and that I would pay the {$38.00} but that it MUST be removed from my credit reports due to the mortgage review. I told them I did not count that in my budget and I could n't pay it yet but could pay the {$38.00}. They said if I only paid the {$38.00} that it would remain on my credit report ( alternatively ruining my chances of getting a mortgage ) but if I paid the full amount of {$61.00}, they would remove it. They would n't even allow me to pay {$38.00} and call back to pay the rest if I could. I had to pay non or all. I paid the {$61.00} to get it removed in order to buy a house. There was no agreement to pay interest or even that I owed more than {$38.00}, except when they knew I was planning on paying. They even sent me an immediate receipt but it only stated that I paid {$38.00}, even though my account shows they removed the full {$61.00}. I could n't even get a correct receipt from them.
02/20/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Difficulty submitting a dispute or getting information about a dispute over the phone	TX 75230	Web
I recently obtained a copy of my credit report and as allowed under the Fair Debt Collection Privacy Act ( FDCPA ), I am requesting that you validate the alleged debt with GLA Collection Company. Additionally, I am allowed under HIPAA Law ( Health Insurance Portability and Accountability Act ) to protect my privacy and medical records from third parties. I do not recall giving permission to XXXX XXXX XXXX XXXX XXXX to third party, GLA Collection Company. Please provide me with a breakdown of all charges, dates of service, and procedures given with the fees associated along with my signature and consent to release private health information. Please advise that withholding full documentation you received from any medical provider in an attempt to be HIPAA compliant is a violation of FDCPA. Additionally, reporting of this debt prior to allowing me to validate may be a violation of the Fair Credit Reporting Act ( FCRA ), which can allow me to seek damages from your collections agency. I will await the proof for 30 days, and if proof is not provided it is considered invalid and I expect GLA Collection Company to be removed from my credit report. All Accounts are listed below : GLA Collection Company GLA Collection Company Thank you
10/17/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	TX 75056	Web
XXXX was provided with my insurance and Texas XXXX contact information to pay all debts related to my assault in XX/XX/XXXX. The bills were paid even after XXXX mislead me and kept me in their facility without cause. XXXX paid full amounts with exception of a small amount in which case XXXX as well as all other providers were granted the information to send their claims to XXXX Services for payments. All other providers were paid. It was my assumption that XXXX would do as instructed and be paid by XXXX and XXXX for all amounts. I have requested my medical records and billing records on XXXX separate occasions over the last 2 years and provided copies of the protective orders as my information is concealed for security purposes. This month I now have a mark for collections from this provider with XXXX of the XXXX credit agencies. I 'm submitting a certified letter as will be copied to you requesting validation of this debt. I 'm also requesting full records from XXXX and XXXX Services. I do not believe these are monies are due and indeed should have been paid if they were due, by XXXX or XXXX. I am undergoing an extension with the no contact Protective Order with my attacker at this moment and have copied all such records to XXXX.
05/18/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 471XX	Web
The company is GLA collections and the debt owed on my credit report is XXXX. I did call to ask about the debt to be takin off my credit report but for some reason they say it cant be. The date they have it open is XXXX of XXXX. I was XXXX from XXXX. I havent been to a hospital since last year when I had a XXXX. Prior to that I could actually speak on when I went. I dont understand how these debts continue to pop up when they are more then 7 years old. I have disputed many times and somehow its not been takin off there. I attempted to call just to try and make some kind of pmt plan to have it takin off there unless paid in full they would not. All Im tryin to do is get my credit in good standing. I believe it should be takin off my credit report. There was several more on there that was disputed and removed but the way they talked they would just reopen and have them put back on my credit report. Its now XXXX and Ive not been to any hospital. So some of these debts they have are while I was XXXX and thats not possible. They should be removed and stay removed. I dont see how a debt can continue to be reopened or put onto my report after Ive continued to dispute the items.
06/15/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	MA 02116	Web
Account was dispute on the Credit bureu and response was that info is accurate. I called GLA on multiple accounts and my info like full social security was requested wich i decline to offer. On XX/XX/2020 I called the company wich I was answered by an collector named XXXX. I indicated I needed all the info regarding this account charges since they claim is accurate in order to move with this information to a lawyer since I assure the account does not belong to me. The collector XXXX who refuse to provide his last name for records indicated that he can not provide any info since I mention the word lawyer that the only thing he could help was if I volunteer to make the payment. He indicate that the call was being recorder and that he could not help with anything else. exept volunteer payment of the debt and no info can not be provided since the word lawyer was mentioned. I clarify once again that part of the process is for me to gather the info of the debt in order to move with a lawyer to make any additional request necessary. Currently the company is adding depts to my credit report and denying to provide debt information in order to clarify the identity teft.
07/20/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 47403	Web
I received letters and phone calls from XXXX XXXX XXXX in regards to an ER doctor bill from a visit my son had on XX/XX/17. At the time of the visit, my max out of pocket had been met. Additionally, the hospital itself received payment within 2 weeks of our visit. The ER doctor 's office - XXXX XXXX XXXX XXXX failed to file my claim appropriately by not putting my son 's name on the claim. They put my name down as the patient and used my sons DOB and gender, thus my insurance denied it because it didn't match up. The doctor 's office forwarded me to collections. I called GLA and indicated that it was not my error but the doctor 's office and they told me it was my responsibility. I called the doctor 's office and they refiled the claim. My EOB indicates that I have {$0.00} responsibility on this claim. In the meanwhile, GLA put this on my credit report. I do not owe this, it was the doctor 's office error and this matter is on my credit report which wrong and inaccurate. Anthem, my insurance is going to call the doctor 's office, but I want this removed from my credit report. It is not right that it is on there. GLA Collection XXXX XXXX XXXX, XXXX, KY XXXX
08/11/2023	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted you instead of your attorney	KY XXXXX	Web	Servicemember
XX/XX/2023 the Executive Director of XXXX, XXXX, a 501 ( c ) 3 non-profit corporation received a call from XXXX at XXXXXXXX XXXX XXXX. See Exhibit 1 This telephone number belongs to G. L. A. Collection Company, Incorporated, ( henceforth G.L.A. ). See Exhibit 2, Respondent G.L.A.s Contact Us website ( https : //glacompany.com/contact-us/ ). The caller identified themselves as a debt collector and divulged the amount of debt they sought to collect. See Exhibit 3 G. L. A. had been sent a dispute of this debt from the undersigned law firm XX/XX/2023. See Exhibit 4. G. L. A. is in violation of the Fair Debt Collection Practices Act, 15 USC 1692b 804 subsection ( 2 ). Respondent G.L.A. clearly identified themselves as a debt collector in violation of the Act and disclosed both the existence and the amount of this purported debt. FURTHERMORE, G. L. A. violated subsection ( 6 ) of the Fair Debt Collection Practices Act, 15 USC 1692b 804 in that Respondent had been in communication with the undersigned ( Exhibit 4 ), knew that the undersigned was represented by counsel and nonetheless chose to look up the partner of the undersigned and call them, at work.
07/10/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 75025	Web
Called by collector XXXX XXXX [ with GLA Collection Co. ( XXXX ) XXXX ] about medical account for XXXX XXXX due to inpatient admission of my daughter, XXXX XXXX ( admitted XX/XX/XXXX - XX/XX/XXXX ). He advised that bills were returned as bad address. We discovered the bills were being sent to zip code XXXX instead of XXXX ( these locations are approximately 400 miles away ). I advised that I would be happy to pay the bill, but required an itemized list of charges to satisfy records requirements for my Health Savings Account. He said he would send them to me, although to date he has n't. However he advised that unless I paid now, this would be reported to my credit file. I told him I need to review the bills and since they were sent to the wrong address at no fault of my own, I am not delinquent. He insisted that unless I paid immediately, my credit would be damaged. He told me he had been working in this industry for 25 years and was certain I was at fault and even if I disputed, it would n't leave my credit report. He then proceeded to inquire about my employer. I contacted XXXX XXXX and took care of the matter with them, paying the bill in full.
01/15/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 460XX	Web
I received a letter from GLA Collection Company dated XX/XX/2019 regarding a medical debt for {$42.00} that I did not owe. On XX/XX/2019 I contacted my doctor 's billing office and they confirmed I did not have an outstanding balance and that this was not a valid debt. They also stated that I was the 3rd person to call on this day that also received similar letters and that none of those were valid either and that GLA Collection Company made a mistake and sent these letters in error. I then mailed GLA a letter disputing the invalid debt along with this information and requested they cease communication with me ( Mailed on XX/XX/2019 & received by GLA on XX/XX/2019 ). 2 years later, I receive an automated dialer call with a pre-recorded message on my cell phone from GLA. After several minutes I am connected to an agent asking me to pay on this same invalid debt. GLA Collection Company needs to correct their records on this invalid debt that they have refused to validate with my medical provider. They also need to stop calling me with an automated dialer with recorded messages as I have never given GLA permission to call my cell phone.
01/14/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40219	Web	Servicemember
On XX/XX/XXXX I reached out to original debtor pediatric anesthesia associates to advise that they were submitting the claim incorrectly and to resubmit claim with proper billing code. I also reached back out to XXXX the insurer to advise that I was having issues with the company not submitting the claim correctly. Claim was to be resubmitted by XXXX which I was unaware that it never happened. I started receiving phone calls everyday from GLA stating that I owed for a claim that was never submitted correctly. I received a summons XX/XX/XXXX filed XX/XX/XXXX stating they would garish my pay. XXXX finally resubmitted the claim themselves XX/XX/XXXX and paid claim in full. XXXX also reached out GLA and pediatric anesthesia associates to advise the claim was paid in full. GLA is still reporting the paid claim on my credit report and trying to collect full amount. I have disputed collection on XX/XX/XXXX and XX/XX/XXXX both investigation came back from credit bureaus that the amount GLA is reporting for collections is accurate and still owed even though I have submitted the EOB that shows claim was resubmitted and paid in full by XXXX
01/23/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40160	Web
Hello, My name is XXXX XXXX XXXX ( at that time my name was : XXXX XXXX XXXX XXXX. I changed my name because i got married ). I have XXXX babies and the XXXX of XXXX of them were covered by the government insurance because of my low income. When my XXXX baby ( XXXX XXXX XXXX XXXX ) was born in XX/XX/XXXX, at XXXX XXXX Hospital at XXXX, kentucky, he got certain medical issue and the hospital kept him fews days to make him better. the hospital charged me for that while i was covered by the insurance. I went to the hospital to complain for that issue and they contacted the insurance company and they told me that everything was ok and i dont have to worry about that. They fixed some bills but fews months later i noticed that they fixed everything except one. They told me they Will fix it also but unstead i got collection mark of XXXX $ from GLA collections ( XXXX XXXX XXXX ) on my credit report a until now. I called them to explain that it was a mistake they told me they can not do anything to remove that. I dont know what to do and that situation affect my credit score because i have a derogation mark. Can you please help me.?
06/29/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	OH 45638	Web
I had XXXX XXXX XXXX XX/XX/XXXX at XXXX 's XXXX 's XXXX XXXX in XXXX, Kentucky. My XXXX was approved for this XXXX and I called XXXX to let them know I had received a letter showing my acceptance. I also took the letter to XXXX financial office for them to make a copy. In XX/XX/XXXX I looked at my credit report and found I had 2 accounts from XXXX for non-payment. One was from XX/XX/XXXX in the amount of {$3700.00} from XX/XX/XXXX. The other was from XX/XX/XXXX in the amount of {$520.00} from XXXX XXXX XXXX for my son, who was covered by XXXX at the time of these tests. I contacted the local XXXX office to discuss the account not being paid. The XXXX office printed out paperwork for me to show XXXX of our coverage for these charges. When I took the paperwork to XXXX financial office, they told me XXXX would not pay them because it had been over a year. I returned a couple times and was told there was nothing they could do. I sent my information to XXXX, XXXX, and XXXX. No response from XXXX, XXXX said nothing could be done, and XXXX returned my envelope unopened. I have tried many times to get this settled, but have had no luck.
09/06/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	KY 402XX	Web
I received a call last week about a medical debt of {$200.00}. I informed the rep that I had not received any statements or bills from GLA. When they confirmed my address it was missing the last number. I provided them with my correct address and advised that I would like to receive the statement by mail. I still have not received the statement. I also let them know that I lost my job in XX/XX/2023 and could not pay anything at this time. I also let them know that the bill is fraudulent because the hospital wheeled me outside and refused to provide me service. This was during the height of covid and they were placing patients outside and never came back to provide care. I received another call today. The rep was rude, mimicked me, and talked over me and would not confirm if they sent out a statement with the debt. I asked to speak to a supervisor who said her name is XXXX XXXX The supervisor, refused to send me a statement and told me that they had the correct address. When I tried to explain that I had corrected the address last week, and requested that she send me a statement, she refused.
04/27/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 28056	Web
I have requested the following information from GLA for several years and still have not received an answer from them. I believe this said debt is not mine as they have not provided proof of the said debt and the original creditors have no record of my name on file. GLA continues to keep it on my credit reports without providing the requested proof and documentation of said debt. There is an alleged debt on my credit report from GLA for the following : {$360.00} from XXXX XXXX {$290.00} XXXX XXXX XXXX {$150.00} XXXX XXXX XXXX XXXX I have reason to believe I do not owe this debt because I have never had an account with that creditor. I request all of the following information be provided to me by mail : 1. The amount of the alleged debt including an itemized statement of said debt ; 2. The full name and mailing address of the original creditor for this alleged debt ; 3. Documentation showing you have verified that I am responsible for this debt including my original signature as guarantor. 4. Documentation showing you are licensed to collect debts in North Carolina.
08/01/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	KY 40216	Web
According to 15 U.S. Code 1681s-2 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and GLA COLLECTIONS has furnished incorrect information to the consumer reporting agencies. Under U.S. Code 1692g Validation of debt. The listed said names have failed in providing proof that I the consumer have a contract with them and that I owe any amount. I have sent a letter of validation, letter of cease and desist and now my affidavit of fact stating that by law they are violating my rights as a consumer and are breaking multiple laws by so and I have demand that said names listed to cease and desist immediately multiple times. The Listed said names have only provided printed billing statements or records that will not verify or validate a debt according to Federal ruling. See XXXX XXXX XXXX, XXXX XXXX XXXX Federal Rules of Evidence [ " FRE '' ] Rule 602. I've ask that they send purchase agreement, affidavit of purchase, There license number to do business in the state of Kentucky, registered agent of service and any signed signatures that I have an agreement with said names listed.
07/08/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	IN 46202	Web
On XX/XX/2019 I called GLA COLLECTION COMPANY, INC in order to dispute a collection fee that was reported on my credit score. Upon speaking with a representative, I was informed that the collection came from XXXX XXXX XXXXXXXX XXXX XXXX. I was provided with an account number to assist me in calling XXXX XXXX XXXXXXXX XXXX XXXX to find out where the bill came from. I revived verification from XXXX that I did not owe any money and that they had not sent me to collections. They Instructed me to call back and ask for an itemized list from the company. I called the company to ask for an itemized bill and they stated that I was past the point of receiving and itemized bill as the debt had been in collection for over 6 months. I indicated that I never received any correspondence about this bill, nor phone calls. The company is asking that I pay the full amount to remove the collection from my credit score without providing me a written statement as to where the bill came from. Please investigate this company as I believe this is a fraudulent case of extortion through.
06/23/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	IN 46226	Web
This was a doctors visit that was paid in cash directly to the doctor himself. And I was the last patient of the day and his secretary was leaving he advised me since was a follow up visit I would n't need a receipt. I 've tried to explain to his office that if they would check the time of my arrival and appointment that day along with verifying with the Doctor surely he would remember and not attempt to take another {$40.00} from me which I do n't owe. But they were rude and refused to verify with him or allow me to talk with him directly. With all the time that has now passed the only way he could verify is to check the appointment day and see what time his office staff left against the time I was there to see if my story adds up. It 's only a principle here not the {$40.00} because this could be very profitable if it were a scam used on several unsuspecting clients whom just paid anyway. Besides the co-pay must be paid before you get to go back to see the doctor, which is more proof that I paid or are they trying to say not this one particular instance?
12/10/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TN 37040	Web
GLA Collections and XXXX is violating my right to a fair and accurate credit report. I have filed dispute after dispute and have requested numerous times that GLA collections validate the debts they all reporting to XXXX and any other credit reporting agency, but have failed to get any response other than refusal to validate the debts they are reporting. GLA is reporting a total of XXXX debts of which some appear to be repeating to XXXX. I have requested by letter and phone that GLA Collections provide the name of the original creditor, and proof that the collection agency is licensed to collect in the state of Kentucky. I have also requested that they provide a breakdown of any charges and fees as well as to provide a copy of my signature with the provider of service to release my medical information to them. All my request and efforts have fallen on deaf ears by both GLA collections and XXXX. As stated to GLA Collections this is not a refusal to pay any debt I owe, but I am unaware of these debts and require validation for anything stated I owe.
06/28/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	KY 40223	Web
FCRA states information reporting has to be 100 % verifiable and 100 % accurate otherwise the information must be removed under federal law. GLA COLLECTIONS COMPANY has been reporting unverifiable and inaccurate information on my credit which has damaged my credit. I intend to litigate if they do no remove this file from my credit report. I request for them to provide the written contract and physical documentation to support the information they are reporting on my credit report via the CFPB portal. Do not send screenshots. Do not send statements. Send my actual signature on a contract. As this debt is Not mine. Sent XXXX, XXXX, and XXXX a notarized affidavit signed by the bank. Requesting to be provided proof I consented to the inquiries via FCRA section 609 and 605 as well as the accuracy of this inquiry via FCRA section 623. If you have no proof immediately of any or one, I would like it removed immediately. XXXX, XXXX, and XXXX has refused to provide the proof under the FCRA section 609, 605 as well as the accuracy via FCRA section 623.
08/01/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 402XX	Web
On XXXX XXXX GLA Collections was notified via certified mail to validate a debt which is now posted to my consumer report ( XXXX XXXX XXXX ). I have mailed a debt validation letter as well as, a cease and desist and affidavit of truth. At the present time I am yet to receive a response to any of my request which included, account ledgers, promissory notes, or any documentary evidence of indebtedness that will show that GLA Collections is now the holder in due course. I also asked GLA to cease reporting and let the CRA 's know there is an open dispute pertaining to the validity of this account. As a result of the negative reporting by GLA which resulted in a decrease in my XXXX score on my credit report. I was unable to secure a preferred tiered interest rate and other extensions of credit. Which resulted in thousands of dollars in additional interest charged to me over the course of years. This is personal, sensitive medical information which I did not give authorization and/or consent to release information to this third-party entity.
03/30/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MO 63303	Web
In XX/XX/XXXX, I took a sleep study with XXXX XXXX XXXX, a subsidiary of XXXX XXXX. After that sleep study I owed a total amount balance of {$1600.00}. I paid off that debt completely in XX/XX/XXXX in the form of a {$1500.00} payment. On XX/XX/XXXX, a company called XXXX XXXX XXXX XXXX, not XXXX XXXX whom I had the sleep study with, mailed me a bare payment statement saying I owed {$480.00}. The statement did not list what the charge was for, what procedure I had, how much my insurance covered, and stated I could only make payments via mail. So I did not respond believing it to be a scam. On XX/XX/XXXX, I got an alert saying I had a debt in collections from this XXXX XXXX XXXX XXXX. When I contacted that company they took a long time to answer my questions, would not answer my questions and asked me for personal information that i was not willing to give. I believe this is a fake company set up to mimic the real company I conducted a sleep study with and an attempt to scam me. I have not been in contact with GLA Collections yet.
11/05/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 28056	Web
I have reported GLA Collections on multiple occasions to the consumer finance site. I have also reached out to GLA on multiple occasions throughout several years regarding the said debts below. Each time GLA does not provide evidence that the said debts are mine and they remove the debts from my credit reports. Then a few months later they put the debts back on my credit report. They refuse to provide proof that the said debt is mine with itemized statements of the said accounts. I have called both alleged medical providers regarding this said debt and both medical providers state I have no balance on file with their offices. They also harass me repeatedly with multiple phone calls. Said Debt # 1 - XXXX XXXX {$220.00} Said Debt # 2 - XXXX XXXX {$110.00} I would like immediate action to remove these debts from my file permanently and I would like to seek information on how to file legal action against GLA. They continue to negatively impact my credit by falsifying information and refuse to provide any proof of the said debts.
11/13/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	KY 410XX	Web
XXXX XXXX added a collection in XXXX of 2016. I contacted them directly in XXXX of this year and again in XXXX of this year. The representative I spoke to provided the account information as well as the address for the account. The address on file is an address I have never been associated with. In XXXX the representative and I went through the steps of filing a fraudulent account claim. They assured me that the account would be deleted from all 3 of my credit reports. In XXXX, the account was still reporting to all the bureaus. I contacted XXXX again and the representative said the only way to appropriately file the fraud case was to contact the collection company directly. I called the number to XXXX XXXX XXXX provided by the representative and the representative for the collection agency said that even though the account was not mine and a fraudulent claim was filed, the account would continue to stay on all 3 bureaus until the balance was either paid in full or settled. I have never had anesthesia service from this company.
08/17/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40502	Web
I get a financial assistance from Hospital what cover ALL other procedure I did, including wall radiology services. Because of the pandemic took a long time to receive a response from hospital about the financial assistance. When I received the letter from XXXX XXXX XXXX I called them. At this time all services in United States was stopped and communicated with all companies was hard, especially because most of them are closed by government decisions. Wasnt my fault. The company didnt wait because they just wanted to danger my credit and sell the debit. They didnt have any respect for paciente, people sick, in a Pandemic that destroy many lifes. I already did a dispute what was removed from my credit in XXXX and XXXX, but they dont remove from XXXX. I called them today and they told me they will put in collections again in XXXX and XXXX again, what I think is at least imoral. I never had credit problems in my original country and here I dont understand why companies are so abuse.the company is GLA Colection COMPA.
03/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TN 37064	Web
I found a company called GLA Collections on my credit report around the first of XX/XX/2022. It was for the amount of {$1000.00}. It was medical in nature. I never received any previous bills for this amount, nor any mail correspondence from this company. I first checked with my hospital and they do not have any record of a missed bill for this amount. I called GLA and they sent me a generic computerized " bill '' for the amount they say I owe. I sent back a letter from the Fair Credit Reporting Act asking GLA to send me an itemized bill from the original creditor, with my signature, and for the services rendered. I sent this letter certified mail on XX/XX/2022. GLA 's response was a duplicate generic computerized bill with only their name and the amount owed. I have had a credit repair agency working to help dispute this collections, but now a year later, GLA has still not removed it from my credit report. This is the only blemish on my credit report and is keeping me from getting needed financing for a new business.
08/21/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	ID 832XX	Web
I noticed today on XX/XX/21 that I had a negative mark on my credit report from a collection agency called GLA Collection Company. One, I have never received anything in the mail form this company validating that this is a debt that belongs to me. Two, I have never received any calls from this company before they decided to place this on my credit. The original owner of this debt is XXXX XXXX XXXX and I have tried to call them multiple times to let them know that this fee doesn't belong to me. Before I left there property I spoke with the manager and was informed that there were many roommates in our apartment and I wasn't going to have to pay this. Regardless, this derogatory mark was placed on my credit report on XX/XX/21 and I consider it threatening and extreme harassment of my emotional and financial well being to do this without even a single attempt at contact written or otherwise. If this is not closed and removed from my credit report, because I was told I would not have to pay it, I will take legal action.
12/24/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	KY 40207	Web
Two companies are at fault. The first agency is XXXX. I can't believe they are still in business and used by so many companies. I have tried for weeks, probably 20 times, to dispute an item and the website never works. When I finally tried to call ( as website directed ), I was transferred twice and then the " rep '' stated the system was unavailable and to call back in a few hours. She was clearly lying per script. Outrageous. XX/XX/2019 The submitting collections company is GLA Collections - I called and informed them the account in question was fully paid and asked that they inform both XXXX and XXXX. The original creditor explained they have a 30 day rotation before they would infowm GLA and recommended I contact GLA directly. I gave GLA the confirmation number from my payment and they refused to update my report. They repeated the same excuse that they needed to verify with the creditor but, could not contact creditor and would have to wait to be updated by them. Terrible response. Item is still on my reports.
09/06/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40216	Web
I have contacted this company several times, looking to resolve these issues related to items being reported on my credit report. I have consulted with the hospital directly, and know that they have verified that Myself and my children were covered by both primary and secondary ( XXXX ) insurances on the dates that this company is attempting to collect on. I have been covered by XXXX from XXXX through XXXX. XXXX XXXX, my son, has been covered by XXXX through these dates as well. XXXX XXXX, my daughter, has been covered by medicaid from XXXX through XXXX. This is in addition to our primary insurance at the time. The hospital had them both on file, and failed to bill us properly. In addition, they unknowingly sold my HIPAA covered information to this agency, who now refuses to send proof of me releasing any rights to have them have ownership of this information that is being held by them. They have chosen to not acknowledge my dispute with them, and I will have to exercise my rights as a consumer by law.
11/22/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	KY 402XX	Web
I had a car accident XX/XX/2023 I was referred to a XXXX XXXX XXXX and XXXX I did not finish therapy until XX/XX/2023. I received 2 bills. The last one being sent late XXXX. My attorney also received a copy of the bills just 2. My case was paid based on bills recieved. My auto insurance paid in XXXX of 2023. Around late XXXX I was already sent to collections Gla collections stating I owed additional {$240.00} I asked for a detailed bill explaining the past due since I thought it was paid in full based on bills received. They stated I could not call original creditor to get straightened out. I did any way and the claimed they sent me 3 bills I only received 2 my attorney only received 2 also. I finally got a detailed treatment bill 2 weeks ago. The original company has yet to even try to bill my secondary insurance. I gave them the information again when I contacted them. I am in the process of getting the remaining balance sent in and paid yet the collections agency is still sending me notices
10/11/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	KY 40245	Web
I first got my debt notice from GLA Collection Company and on the back of the page it asked if I had any insurance information. I filled out the back of the page and never heard anything if they filed with insurance or not. I got another letter saying I owed money. I called and asked if they ran it through my insurance. The guy on the phone XXXX was very rude and told me he was not going to check with my insurance that he did n't have to and it was past the point for that. I then got a letter on XXXX XXXX 2017 that says I have 60 days from the date of this letter to make the payment in full. A week later I got another letter that said I had 10 days to pay and that I need to call this number XXXX. I called the number and again the guy was very rude and told me that I did n't have 60 days I only had the 10. I asked why I got this letter that said 60 days and he said he did n't know and did n't care. I just thought that was very rude and he was just did n't care about working with me.
09/14/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IN 469XX	Web	Servicemember
GLA Collection Service added debts to my credit report in which I had no clue what they were for until I called them. I also called the original creditor, XXXX XXXX in which they refused to give me printouts of the original debts and when they occurred, what the insurance paid ( or if ), stating it was against the law for them to give me that information and that they forwarded everything to GLA. I know that is an outright farce because they are required to keep billing information for no less than ten years. XXXX XXXX also sent me bills for a XXXX XXXX XXXX and at the time I was XXXX XXXX XXXX. They are refusing to cooperate with me and my insurance. My insurance actually sent GLA a letter stating that XXXX is investigating the debts and that GLA needs to " forebear '' any debts until the investigation is complete. The address for GLA is : GLA XXXX XXXX XXXXT XXXX XXXX, XXXX XXXX The address for XXXX is : XXXX XXXX BILLING DEPARTMENT XXXX XXXX XXXX XXXX XXXX, XXXX XXXX
11/18/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	KY 407XX	Web	Older American
I mailed GLA a letter on XX/XX/2015 asking them to remove the comment " customer disputes this item '' I can not proceed with a mortgage with these XXXX collects saying this. On XX/XX/2015 a GLA person contacted me about paying the XXXX collections. I told her that I might have paid these collections through the XXXX dept XXXX. XXXX hospital sends my unpaid bills there most of the time. I have had XXXX about 10 years ago. I have to have bi-annual XXXX with them. Sometimes I just ca n't paythe amount I owe right away. I spoke to GLA today, XXXX about paying the XXXX collections and a lady tells me there are XXXX more collections I owe. That are being reported on my credit that I am not seeing? Is she kidding me? GLA never mentioned these XXXX other collections before? Is this a collection scam? She never offered my any proof of the bills/collections. Just said I had to pay them along with the XXXX I am aware of. So this is what they call scamming the elderly.
07/03/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IN 462XX	Web
The Fair Credit Reporting Act ( 15 U.S. Code 1681 ) says ( 1 ) The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system, and unfair credit reporting methods undermine the public confidence which is essential to the continued functioning of the banking system. So whenever there is a violation under the FCRA, it impairs the efficiency of the banking system. This is a violation of my privacy with my consumer report, since I control what is listed and what is not. In the event that any accounts are reported without my written consent, that is considered identity theft. This is a violation of both 15 U.S. Code 1681b ( 2 ) and 15 U.S. Code 1681c-2. This leads way to civil liability against the credit reporting agency for negligent and willful noncompliance under 15 U.S. Code 1681n, which allows for {$1000.00} per violation, for account listed without my expressed written consent.
09/03/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	KY 40229	Web
On XX/XX/2019 alone this glad collection company threatened to sue me, if I didn't pay them. I informed them to no longer call me, and any disputes they have to submit in writing with proof the bill belongs to me. They proceeded to call over six times this day alone. Not to mention countless other times this has happened to me. When calling, and asked who they are, this company doesn't reveal anything other than the callers first name, and will not state the company they represent. When you try to inquire about whom they work for, without disclosing your personal self as whom they are calling for, they say, " ok, ( name of person they are calling for ), since we know it's you, this glad collection about debt xyz. '' Then after telling them my personal information hasn't been revealed to them, they proceed revealing private information. When asked not to call the number, every time, for 2 up to 4 days after I receive 6-10 calls from their local and 1-800 numbers a day
08/24/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	ID 832XX	Web
In my original complaint about GLA Collections I had asked them to provide confirmation that this account was going to be removed from my credit. In their response to me they stated they would request the " trade line '' be removed. This means two things, first, that the request has not yet taken place. Second, they did not provide me any form of confirmation of the request other than their word which means nothing considering they didn't provide written notice or otherwise of this account in the first place. Until they provide me confirmation in the form of a Control # from Eoscar or a letter sent to me via email at XXXX showing the request has been placed with the credit bureaus, I am considering their actions threatening and emotional harassment. I have done nothing wrong and this company is ruining my credit every single day, and until I have proof that the removal of this account from my credit is being taken seriously I will consider legal action.
01/11/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TN 37415	Web
I received an collection notice for an debt sent to XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX. I notice the money they said I owe the provider was more than the bill I Originally received. They had the bill for over XXXX and said there was a payment around XXXX approximately and left my remaining balance at XXXX. The bill I recieved from XXXX XXXX XXXX was only XXXX when I subtracted the payment from the amount of their bill I came up with an remaining balance of around XXXX. I did send a copy of the bill to the collection agency along with an letter stating they can not charge me more than what the bill is due to the Fair Debt Act and also showed them where in their own math the bill was not correct and I disputed the charges with them. I wanted to report them because I believe they are charging more than they should like they are trying to collect additional fees, and If they did this to me it is no telling what other people they did this too.
06/21/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 458XX	Web
I have Sent several letter 's asking for GLA Collections to provide me with proof that the debt they are trying to collect is in fact mine, Made pursuant to the ( Fair Debt Collection Act and the ( Fair credit reporting Act ) First Letter 's were sent Certified Mail onXX/XX/XXXX allowing them 30 days to provide proof.. On the 31st day following no proof i preceded to send a second set of letters Certified as well Mailed on XX/XX/XXXX to be exact .. I have followed the Law as provided by ( FDCA, & FCRA ) I have never done business with XXXX XXXX XXXX and the Fact remains they have not provided me proof and as far i can see Such as my signature .. The HIPPA Law has been broken as this company should not now or ever have any medical information on any test i may or may not have done. I would like for them to remove any negative / derogatory comments they have submitted to the collection agencies as they are in violation of the FDCA/FCRA acts.
09/13/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	KY 40207	Web	Servicemember
XXXX XXXX XXXX XXXX ( XXXX XXXX XXXX ) XXXX, KY has billed me just over XXXX dollars ( the amount changes based on whom you speak to ) for an ultra sound they conducted on me at my Doctors request on XXXX XXXX, 2015. At the time of service I paid my required co-pay. The Insurance company paid them approx. XXXX dollars less than the hospital wanted. It seems the hospital is trying to bill me the difference and has sent it to a collection agency called GLA collection ( XXXX XXXX XXXX XXXX, KY XXXX ). I have made payment arrangements with the collection company, but after investigating this I have learned that they are billing me for the difference. No one at the hospital told me that my insurance would not cover all the procedure. They took my copay and they took the insurance companies money for payment. Payment was given to them, and they do not have the right to collect more money, after agreeing to take the money given by insurance and me.
10/21/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60827	Web
There are medical debts from GLA Collections Co Inc showing on all of my credit reports such as with XXXX XXXX, XXXX, and XXXX. This medical debt does not belong to me. I have tried in vain to get this corrected with the credit reporting agencies via proper disputes, but no appropriate action was taken. As per the Fair Debt Collection Practices Act ( FDCPA ) and other State and Federal Debt Collection Laws it is in violation of my rights to have inaccurate and medical information appearing on my credit file such as debt that is alleged from a hospital. This is also, in violation of my medical privacy as per the Gramm Leach Bliley Act as this debt is not mine and I have not given consent for any establishment to share medical data pertaining to me. Furthermore, this is a third-party collection that I have no contract or relationship with and is not obligated to them. I seek expeditious removal of these erroneous items from my credit reports.
12/31/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 42701	Web
My account from the University of XXXX XXXX ( the original creditor ) was sent to GLA by mistake on XX/XX/2020. I contacted the original creditor and they took the debt back from GLA on XX/XX/2020. GLA never contacted me about the debt, gave me the chance to dispute, or made any attempts to collect, however in XX/XX/2020 they reported three collections accounts to my credit report in the amounts of {$62.00}, {$95.00}, and {$47.00}. I contacted the original creditor and they confirmed that they did, in fact, take the debt back in XXXX. However, GLA refuses to admit that the debt was taken back and they will not remove it from my credit report. I even contacted GLA on XX/XX/2020, during which call the representative admitted to me that they did not own the debt, yet insisted that they would not remove it from my credit unless the original creditor contacted them again because " they did not have any record of the debt being taken back. ''
08/20/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	VI XXXXX	Web
As of today according to ( XXXX ) XXXX XXXX XXXX XXXX website my account is {$0.00} balance due. This company needs to be investigated they are ripping off every student and parent monthly. They knows of your exit months before you become a tenant so they can set up an in-house inspection after you do you cleaning as you turn in your keys. Cause XXXX other tenants are still living in the apartment as you move out. They take your keys and forget to log it, do inspection on or about a week and 3 days after you exit leaving the other XXXX tenants in the apartment. Then take pictures of how you didnt leave the apartment and said you are responsible for it cause they dont know if its the other XXXX live in tenants who made the mess or you. They also keeps your deposit fee and still charges you a cleaning fee. When you ask them why they didnt do inspection as key is turned in they said there is too many tenants departing at the same time.
06/16/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 93561	Web
XXXX XXXX accused my daughter of breaking lease and charged us for entire lease duration. When I called to disput the amount, they said they would not work with me and immediatly turned me over to glc collections. I went to court as should have been done originally, this was a dispute over lease issues and has to be settled in court first. I won the judgement and was awarded money for damages. The original amount was XXXX off since XXXX was guilty of code violations and of double dipping- they had rented residence out already. XXXX has settled and GLA still will not remove collection.GLA did not investigate and show due diligence in accepting this debt. XXXX has admitted guilt by losing lawsuit and paying, so in effect there can be no collecyion since the wrongdoing was not my fault.I have contacted them and they have not responded. I want this off of all XXXX Credit Reports, since they never should have been there at all.
04/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MI 48237	Web
I am XXXX XXXX, the original creditor, consumer and natural person. We entered into a consumer credit transaction therefore the finance charge was taken when i signed the application. After the finance charge there usually a security interest thats left behind. Instead of giving me my money. Because all the money originally came from my social security number. Since i didnt accept the money they took the contract over for value. Which was misleading because they are suppose to tell you whats happening but they never did. This led to them infringing upon my privacy and sending my information over to consumer reporting agencies. Which i never gave them consent to do. That is fraud. Then the consumer reporting agencies are now committing fraud because they are reporting my information without my written consent which is illegal for them to do as well. Everything starts and ends with the consumer.
08/26/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 47150	Web
I attempted to reach out to the creditor via phone twice, certified mail on XX/XX/20, in an attempt to verify the validity of this debt as it is not mine. Regarding both phone calls, no one has ever followed up with my messages, one left on the recording and the other with the operator that said someone from billing would contact me. There has also been no response to my inquest that was sent certified USPS. This is not my debt. I have had insurance with no lapse for the last 7 years, same company with the same plan had this been my debt, there would have been no issue in regards to payment of a claim. However I have not been to this facility nor would I considering they do not accept my insurance and would have notified me of such if I attempted to schedule an appointment with their office. This is not my debt, it is reported on my credit report and is a fraudulent collection.
06/17/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OH 45011	Web
XXXX XXXX XXXX sold a " debt '' to GLA Collections in XXXX. The debt is being reported as being from XXXX. Charges are from XXXX, that coincidentally were not billed to insurance and billed at higher rates than insurance. There are also multiple charges for same services. Also, this provider requires payment every visit in order to be seen. This was paid and the statements event show a XXXX patient balance after last visit. A debt validation letter was sent to GLA on XX/XX/XXXX. Delivered XXXX XXXX. Nearly 2 months have passed with no response from GLA validating the " debt '' of {$1600.00}. The drs office admits the " debt is from XX/XX/XXXX and questions why I am disputing it '' when I ask for XXXX XXXX XXXX assistance in the matter. GLA has not validated the debt. The drs office admits its from XXXX, but its reported to all 3 credit bureaus from XXXX. This can't be legal
01/27/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OH 44052	Web
these XXXX companies XXXX XXXX XXXX XXXX GLA Collection Company Inc These two companies are complete scams, I never even been to ( XXXX XXXX XXXX ), but on the XXXX XXXX XXXX XXXXXXXX website they claimed that they treat patients at XXXX XXXX, XXXX XXXX, and XXXX XXXX XXXX. If so, XXXX has already been paid. Im in good standing with XXXX so these people should not be passing off already paid XXXX bills to collections company this ( XXXX XXXX XXXX XXXX ) never sent me letter at all never or call saying I owed anything and they are supposed to be the original creditor. I have insurance which is ( XXXX ) and I have been covered by them since I was kid, these are facts. My insurance which is ( XXXX ) already told the ( GLA Collection Company Inc ) company that they could not bill or charge me. Date of service claimed XX/XX/2019 amount XXXX XX/XX/2019 amount XXXX
05/04/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL XXXXX	Web
I found a `` XXXX '' account on my credit report in the amount of {$170.00}, Account No. XXXX. It was opened XXXX/XXXX/XXXX and reported to my credit XXXX/XXXX/XXXX. I did not go to XXXX XXXX XXXX XXXX or take my adult sonvthere in XX/XX/XXXX or XX/XX/XXXX. I also never signed anything giving anyone permission to take my son there so this could not be my bill. I have repeatedly requested verification of this account being mine from GLA Collections as well as from XXXX XXXX XXXX XXXX. I have never received any verification from them because this account does NOT belong to me. They either entered information incorrectly or someone used my name. I dispute this information. This is NOT my bill. I am also unable to find out exactly who I supposedly owe this too. I live in XXXX and have googled this place in XXXX and sent letters to any addresses I could find.
02/20/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40272	Web
I've requested in the past - by phone as they refused to email so I have documentation - my proof of debt. I'd like to know what information exactly was shared with the collection company that keeps calling me every day ( once to twice daily ) and has sent me mail that very vaguely says they're going to sue me if I don't start putting up some money. This company asked - after I explicitly stated I couldn't pay anything as I was broke and unemployed and requested they leave me alone at XXXX XXXX on a XXXX in XXXX - if I could pay half of my debt right then. I'd like to repeat, I asked them to stop calling and they haven't, their litigation mail came out as threatening to sue me if I didn't start paying, I can't get verification of my debt despite having requested it by phone - and they don't respond to emails, so I have no way of proving I ever asked.
11/22/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	IN 479XX	Web
i did not receive a right to dispute letter from them within 5 days of beginning collection NOR have I received evidence from them that this debt is in fact mine. I have asked them repeatedly for over a year! This is obviously how they treat consumers and their rights. I have been asking this collection agency since XXXX/XXXX/2014 to validate the debt they report on my credit report and they refuse to answer while they continue to verify and report on my credit report. I have tried to look them up on the licensing board but I can not even find out if they are licensed in this State. I 've asked them simple questions which they do n't answer any of them. They obviously do n't care about following consumer laws. They are damaging me financially. They are the only collection on my credit reports and they are stopping me from getting credit that I need.
05/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40216	Web
on the date XXXX I sent a letter stating that this agency is in violation of 15 U.S.C 1692g. This agency fail to respond satisfactorily with deletion and to cease all collection activities of the accounts that are reporting on my credit report it has been over 45 days later and I have not received a response. I truly feel like I'm being taken advantage of and being ignored of my disputes. Section 611 ( a ) states that failure to investigate these items within 30 days gives a reason to immediately remove those items from my credit report. it has been well over 45 days so they should be deleted. I demand these accounts be deleted and to cease all collection activities immediately or I will file for litigation which I will be seeking {$3000.00} per violation for Defamation, Negligent Enablement of Identity Fraud and Violations of 15 U.S.C 1692g.
03/29/2017	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	KY 40505	Web
Submitted settlement offer letters paying GLA Collections the full balance of my collection accounts totaling up to {$380.00} on XXXX. Received a call today stating that they would not accept the payments due to not being the full amount, although those were the total balances reporting to my credit report. Followed up with a supervisor who then told me the actual amount has increased to XXXX dollars in full. He also told me submitting a total of {$620.00} would settle the accounts although he just stated they do not take settlements. My credit report that was pulled on XXXX/2016 is reporting separate balances of {$150.00}, {$110.00}, {$56.00}, and {$56.00}. In the settlement offer letter submitted i stated if they do not accept the payment to submit the money orders/payments directly to me which they have not done. Please advise.
05/21/2015	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	KY 403XX	Web
Collection company for a medical bill contacted me and stated employment verification had happened and I could be taken to court. They refused to give me the name of the attorney, stating they had XXXX that they used. I asked for the names of the XXXX and was not provided. She argued that they did n't threaten to take me court, but that I COULD be taken to court. They were also very rude when I disputed the bill, stating the doctor 's office had never billed me for it and I did not know the insurance had denied it. =They stated I could not do a payment plan without going through their hardship process, which included applying for a loan to get a denial letter, which would be a hit on my credit and more detrimental to me. I was told whatever I sent in would be applied to the bill but that collection practices would continue.
07/13/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	KY 41071	Web
I had a medical bill with University of XXXX XXXX XXXX. First they did not correctly bill both of my insurances. I am not sure they have to this date. Second, I notified them I qualify for financial assistance under the IRS Section 501 and sent my income information to the business office. They turned this over to a collection agency GLA collection. I sent the same notifications to both XXXX XXXX XXXX and GLA on multiple occasions and they have reported this on my credit. Damaging my credit. Despite my repeated letters they have not attempted to resolve this. I gave them permission to speak to my mother in law XXXX XXXX. They never contacted her about this ( I am in XXXX and work ). They have been sent cease and desist letters but continue. The hospital has failed to process my financial assistance as required.
07/28/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TN 38115	Web
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX ) XXXX ... XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX ... GLA COLLECT ( Original Creditor : XXXX XXXX ) XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
05/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40216	Web
on the date XXXX I sent a letter stating that this agency is in violation of 15 U.S.C 1692g. This agency fail to respond satisfactorily with deletion of the accounts that are reporting on my credit report it has been over 45 days later and I have not received a response. I truly feel like I'm being taken advantage of and being ignored of my disputes. Section 611 XXXX a ) states that failure to investigate these items within 30 days gives a reason to immediately remove those items from my credit report. it has been well over 45 days so they should be deleted. I demand these accounts be deleted and to cease all collection activities immediately or I will file for litigation which I will be seeking {$3000.00} per violation for Defamation, Negligent Enablement of Identity Fraud and Violations of 15 U.S.C 1692g.
05/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40216	Web
on the date XXXX I sent a letter stating that this agency is in violation of 15 U.S.C 1692g. This agency fail to respond satisfactorily with deletion of the accounts that are reporting on my credit report it has been over 45 days later and I have not received a response. I truly feel like I'm being taken advantage of and being ignored of my disputes. Section 611 ( a ) states that failure to investigate these items within 30 days gives a reason to immediately remove those items from my credit report. it has been well over 45 days so they should be deleted. I demand these accounts be deleted and to cease all collection activities immediately or I will file for litigation which I will be seeking {$3000.00} per violation for Defamation, Negligent Enablement of Identity Fraud and Violations of 15 U.S.C 1692g.
05/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40216	Web
on the date XXXX I sent a letter stating that this agency is in violation of 15 U.S.C 1692g. This agency fail to respond satisfactorily with deletion of the accounts that are reporting on my credit report it has been over 45 days later and I have not received a response. I truly feel like I'm being taken advantage of and being ignored of my disputes. Section 611 ( a ) states that failure to investigate these items within 30 days gives a reason to immediately remove those items from my credit report. it has been well over 45 days so they should be deleted. I demand these accounts be deleted and to cease all collection activities immediately or I will file for litigation which I will be seeking {$3000.00} per violation for Defamation, Negligent Enablement of Identity Fraud and Violations of 15 U.S.C 1692g.
05/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40216	Web
on the date XXXX I sent a letter stating that this agency is in violation of 15 U.S.C 1692g. This agency fail to respond satisfactorily with deletion of the accounts that are reporting on my credit report it has been over 45 days later and I have not received a response. I truly feel like I'm being taken advantage of and being ignored of my disputes. Section 611 ( a ) states that failure to investigate these items within 30 days gives a reason to immediately remove those items from my credit report. it has been well over 45 days so they should be deleted. I demand these accounts be deleted and to cease all collection activities immediately or I will file for litigation which I will be seeking {$3000.00} per violation for Defamation, Negligent Enablement of Identity Fraud and Violations of 15 U.S.C 1692g.
06/03/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KY 40475	Web
Approximately three years ago, XXXX XXXX in XXXX KY treated me for XXXX pain. They subsequently sent me an erroneous bill because they used improper coding and date documentation according to my insurance company. I made multiple attempts to inform both my insurance company and this provider my insurance status. The billing staff at the provider did not cooperate such that my insurance company would pay the amount due. I do not owe the stated amount and in fact was not treated on the dates shown by them. I wrote to GLA collections on XX/XX/2019 and subsequently spoke to a collections agent about the situation. They have refused to consider my side of the story. XXXX has also failed to consider my multiple error reports or even contact me to inquire about the material facts in this case.
06/09/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	KY 402XX	Web
Gla Collection Compa has sent a debt to all three credit bureaus of a {$32.00} debt that was handled by my Medicare and Medicaid. I have spoken to my Medicare insurance provider and they stated I shouldn't have any claims sent to the credit reporting agencies as this is an violation under the FTC under Medicare Filings act. XXXX XXXX XXXX XXXX sold the account to GLA collection which I notified GLA of this violation and they told me they was going to continue to report it anyway to the credit bureaus. I sent legal affidavits to the credit porting agencies and GLA keeps verifying the debt is in compliance of the FCRA which it isn't. Now I am requesting the CFPB to get involve, Medicare has stated to me several times to file with the CFPB against GLA, since GLA willful violates federal laws.
07/06/2018	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	KY 411XX	Web	Older American
gla amount {$37.00}, they kept calling me suppose a bill from XXXX XXXX that was years ago i never got a bill they wanted the money over the phone i ask them to sent me a bill a and they refused, i called XXXX XXXX also asking for a bill and they said they didn't have one to give i have been harrassed with numerous phone call all i ask them to send me a bill that has impacted my credit score i went through XXXX they kept sending me email it would be another month, i check it again it was close with no information, please can you help me to have this taken off my credit score, or just have them to send me a bill.i told them what would they do if someone you never heard of calls wanting money over the phone and nobody will give you a bill it feels like a scan to me.thank you
06/10/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40065	Web
Emergency Room visit XX/XX/20 was billed by Hospital and Physicians office billed separately but they did not file in a timely manner with insurance. They said they didn't have ins info but the hospital did where the physical is contracted. I was not aware of this debt until 2 months ago when I signed up for XXXX and saw this. I contacted the provider who said they just got the info and it is not timely for insurance. I have asked collection company to remove it since this was not my error and not in my control. They said they sent statements out that I did not receive and did not follow up with the hospital to get info. This needs to removed from collection. Insurance company has stated this is not legally my responsibility and should be written off by per contract.
10/24/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	KY 40216	Web
XXXX is an illegitimate system and failed form of verifying documentation and including and up to ILLEGAL to convert LEGAL notarized affidavits to numeric codes. FCRA states information reporting has to be 100 % verifiable and 100 % accurate otherwise the information must be removed under federal law. GLA has been reporting unverifiable and inaccurate information on my credit which has damaged my credit. I intend to litigate if they do no remove this file from my credit report. I request for them to provide the written contract and physical documentation to support the information they are reporting on my credit report via the CFPB portal. Do not send screenshots. Do not send screenshot statements. Send my actual signature on a contract. As this debt is Not mine.
10/23/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 471XX	Web
Beginning XXXX I pulled my credit reports and found a collection I didn't know about. On XX/XX/XXXX, I sent a certified letter to GLA Collection Company asking for debt validation. No response was made to letter. On XX/XX/XXXX, I received a bill of {$260.00} from GLA which did not match credit reports listed {$220.00}. Amounts owed did not match. On XX/XX/XXXX I sent another debt validation letter to GLA. No XXXX to letter. On XX/XX/XXXX, I sent another debt validation letter to GLA. On XX/XX/XXXX, I received an itemized bill. On XX/XX/XXXX, I sent another debt validation letter as this collection could not be verified with XXXX or XXXX it was deleted. XXXX still reports the {$220.00} owed. Amounts do not match and the company does not validate the debt.
02/27/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 47711	Web
This will serve as a notice to cease all communication through all mediums including my credit report pursuant to 15 U.S. Code 1692c i as the consumer do not validate this alleged debt and is refusing to pay this debt until you can provide Me documentary evidence. I have never done business with your company and have no legal obligation to pay you for any services. I demand that you cease all communications. Unless you can provide any documentary evidence pursuant to 15 U.S Code 44 with all books of account, tax documents, and the ORIGIANAL contract with my wet signature in blue ink i am demanding you delete this account from my credit report or i will have no other choice to file a complaint with my attorney general within 3 days of receipt of this notice.
11/22/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 402XX	Web
This company has violated multiple FDCPA violations. I have sent this company the list of violations they committed, a affidavit of truth along with a invoice to be paid by this company by check and sent to my address. According to 15 USC 1692k ( A ) it states " Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of ( A ) in the case of any action by an individual, such additional damages as the court may allow, but not exceeding {$1000.00}. This company is causing me distress and I demand this company to pay the attached invoice and stop reporting inaccurate and unverifiable information to my credit report.
04/03/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40216	Web
OnXX/XX/2021 I received a Letter from this collection agency in response to a Debt Validate Letter. The information that they provided was unverifiable and the alleged debt is invalidated. They did not include proof of legal right to collect on these debts, nor proof of contracts bearing my signature, nor proof of licensure and nor proof they are within the states statue of limitations. Under the Fair Credit Reporting Act and other consumer protection acts, it is my responsibility to investigate and ensure that the details being reported to the credit bureaus are accurate. I am distressed that the company has not provided me with what I have asked for. I demand these debts to be deleted from my credit file and cease all collection activities immediately.
01/15/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 471XX	Web
# 1 acct # XXXX {$450.00} # 2 acct # XXXX {$740.00} # 3 acct # XXXX {$400.00} I have disputed these unknown medical collections with letters to the credit bureaus with no response except, verified. On XX/XX/XXXX I mailed a direct dispute letter to GLA about a new medical collection, no response? So on XX/XX/XXXX I mailed another direct dispute letter to GLA asking for a description of validation on these medical collections that I am entitled to by law, no response? Oh yes, and doing much research, the 3 GLA accounts listed above are in violation of the 2015 AG settlement. If medical collections are not updated within 6 months of the present, they are to be deleted. I have attached this also. And these 3 collections are past the status update laws!
02/22/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	ME 04401	Web
This is an account from XXXX where my grandson was attending school in Mass. The housing set the students up with housing that is near impossible for a student to attend school and work a job that would earn enough to pay a {$700.00} per month rent. His rent was paid up to the time he felt he could not continue classes due to the fact he could not afford the rent. Eviction was threatened and he decided to leave school so he would not continue to run up a debt for his rent. However the housing has charged him, for a broken lease while they immediately rented to another student. Since I was the co-signer the debt now comes to me. I feel this is very unfair and possibly illegal if the housing filled the vacancy and is receiving rent while collecting from me.
05/17/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	KY 40509	Web	Older American
I got first notice of debt on credit report. I call GLA collection in XXXX ky and asked about credit report. Was told my old address XXXX where they were sending statement and statements not forwarded. I gave them my correct address, they offered settlement. I asked verification of debt. Was told not their problem. I sent email requesting verification, giot a print out of amount owed. No who, when XXXX just amount of each account. I started paying known accounts and asked verification on unknown. They refused again. I have paid more accounts and they agreed to withhold reporting until XX/XX/XXXX to give me time to pay. I have been paying XXXX and today XX/XX/XXXX I see 10 of those reported to credit agency. I am XXXX and paying as I can, they know this.
04/03/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40216	Web
OnXX/XX/2021 I received a Letter from this collection agency in response to a Debt Validate Letter. The information that they provided was unverifiable and the alleged debt is invalidated. They did not include proof of legal right to collect on these debts, nor proof of contracts bearing my signature, nor proof of licensure and nor proof they are within the states statue of limitations. Under the Fair Credit Reporting Act and other consumer protection acts, it is my responsibility to investigate and ensure that the details being reported to the credit bureaus are accurate. I am distressed that the company has not provided me with what I have asked for. I demand these debts to be deleted from my credit file and cease all collection activities immediately.
04/03/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40216	Web
OnXX/XX/2021 I received a Letter from this collection agency in response to a Debt Validate Letter. The information that they provided was unverifiable and the alleged debt is invalidated. They did not include proof of legal right to collect on these debts, nor proof of contracts bearing my signature, nor proof of licensure and nor proof they are within the states statue of limitations. Under the Fair Credit Reporting Act and other consumer protection acts, it is my responsibility to investigate and ensure that the details being reported to the credit bureaus are accurate. I am distressed that the company has not provided me with what I have asked for. I demand these debts to be deleted from my credit file and cease all collection activities immediately.
04/03/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40216	Web
OnXX/XX/2021 I received a Letter from this collection agency in response to a Debt Validate Letter. The information that they provided was unverifiable and the alleged debt is invalidated. They did not include proof of legal right to collect on these debts, nor proof of contracts bearing my signature, nor proof of licensure and nor proof they are within the states statue of limitations. Under the Fair Credit Reporting Act and other consumer protection acts, it is my responsibility to investigate and ensure that the details being reported to the credit bureaus are accurate. I am distressed that the company has not provided me with what I have asked for. I demand these debts to be deleted from my credit file and cease all collection activities immediately.
04/03/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40216	Web
On XXXX I received a Letter from this collection agency in response to a Debt Validate Letter. The information that they provided was unverifiable and the alleged debt is invalidated. They did not include proof of legal right to collect on these debts, nor proof of contracts bearing my signature, nor proof of licensure and nor proof they are within the states statue of limitations. Under the Fair Credit Reporting Act and other consumer protection acts, it is my responsibility to investigate and ensure that the details being reported to the credit bureaus are accurate. I am distressed that the company has not provided me with what I have asked for. I demand these debts to be deleted from my credit file and cease all collection activities immediately.
04/03/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40216	Web
On XXXX I received a Letter from this collection agency in response to a Debt Validate Letter. The information that they provided was unverifiable and the alleged debt is invalidated. They did not include proof of legal right to collect on these debts, nor proof of contracts bearing my signature, nor proof of licensure and nor proof they are within the states statue of limitations. Under the Fair Credit Reporting Act and other consumer protection acts, it is my responsibility to investigate and ensure that the details being reported to the credit bureaus are accurate. I am distressed that the company has not provided me with what I have asked for. I demand these debts to be deleted from my credit file and cease all collection activities immediately.
04/02/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40216	Web
On XXXX I received a Letter from this collection agency in response to a Debt Validate Letter. The information that they provided was unverifiable and the alleged debt is invalidated. They did not include proof of legal right to collect on these debts, nor proof of contracts bearing my signature, nor proof of licensure and nor proof they are within the states statue of limitations. Under the Fair Credit Reporting Act and other consumer protection acts, it is my responsibility to investigate and ensure that the details being reported to the credit bureaus are accurate. I am distressed that the company has not provided me with what I have asked for. I demand these debts to be deleted from my credit file and cease all collection activities immediately.
07/27/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	IN 471XX	Web
GLA Collections {$0.00} balance paid off in bankruptcy Reported XX/XX/XXXX ( Total of 15 GLA collections paid off from my bankruptcy, that has not been pulled from my report that is all settled and paid through bankruptcy ) XXXX XXXX {$0.00} balance paid off in bankruptcy Reported XX/XX/XXXX Bankruptcy public record still on my report ( Chapter XXXX, Filed XX/XX/XXXX, Discharged XX/XX/XXXX. ) ( still not dropped from report ) All of these items have been reported through the credit monitoring, but are not being removed, and it has been over a month to a month and a half and no changes have been made, and I was referred to your company from my bankruptcy lawyers company that you all would be able to take of these issues. Thank you for your time.
02/24/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40216	Web	Servicemember
GLA is attempted to continue collections with an original creditor : XXXX XXXX XXXX for account : XXXX. This debt has been settled in full based upon the agreement and restrictive endorsement cashier 's check sent to them sent via certified mail XX/XX/2021. Approximately XX/XX/2021, I received confirmation from my bank that they have cashed the check and therefore accepting the collect paid in full/settlement of debt in full. However upon reviewing my credit profile on XX/XX/2021 I see the collection 's amount updated to {$170.00}. Item One : Settlement offer sent Item Two : Settlement restrictive endorsed check Item Three : Collections account reflect balance of {$420.00} Item Four : Collections account updated to reflect balance of {$170.00}
07/28/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	KY XXXXX	Web	Servicemember
on XX/XX/XXXX a request was made in writing to GLA collections XXXX XXXX XXXX XXXX Ky. XXXX ( XXXX ) XXXX in reference to ( 2 ) accounts that they were reporting to my credit report. The request was for documentation proving the account was mine and to let me get with my insurance provider to make sure this was not an oversight. I did not recieve the information as requested in the 30 days allowed by the FCRA. I contacted them in XX/XX/XXXX and they did not get the information out. So, I contacted them on XX/XX/XXXX and was told they could not and would not speak to me about this account. until the cease and desist was removed. The cease and desist was on all collection calls not the sending of the verification of debt which they failed to send.
07/23/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 30092	Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
04/03/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AL 360XX	Web
XXXX XXXX XXXX XXXX {$3200.00}, XXXX and XXXX {$350.00}, GLA COLLECTION COMPANY {$90.00}, and US Department of Education {$0.00} reported negatively on my credit monthly. XXXX XXXX XXXX XXXX was paid in full by XXXX and my insurance company. On XX/XX/XXXX, XXXX XXXX XXXX {$350.00} and XX/XX/XXXX, GLA COLLECTION COMPANY placed three collections of {$30.00} each on my credit report, which was already removed once. I have disputed multiple times. I have not signed a medical release to these companies. I have notified the companies several times and asked them to remove it. US Department of Education {$0.00} reported negatively twice. However, this is an error that noone seems to know where it came from. However, I am still in school.
02/20/2023	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	FL 33040	Web
GLA COLLECTIONS : last reported against me on XX/XX/XXXX. They opened a fraudulent account against me over a year ago for {$1500.00} CALLED XXXX which theyre already tried to collect from as an existing account. GLA COLLECTIONS : LAST REPORTED AGAINST ME ON XX/XX/XXXX for an additional fraudulent account CALLED XXXX FOR THE AMOUNT OF {$1100.00} GLA COLLECTIONS : CHARGED ME {$1000.00} opened XX/XX/XXXX again CALLED XXXX - THEY DUPLICATED THUS AMOUNT TWICE TO DAMAGE MY CREDIT AFTER THREATENING IT ON HARASSMENT PHONE CALLS DAILY. Its mental abuse. THIS COMPANY CAN NEVER PROVIDE THE CORRECT INFORMATION OR CAN EVEN TELL ME WHERE THIS DEBT CANE FROM. GLA COLLECTIONS IS DESTROYING MY ENTIRE LIFE AND IM ONLY XXXX! Please help me.
01/30/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	KY 40216	Web
XXXX XXXX has consistently and repeatedly reported incorrect information to the credit bureaus, currently reporting late payments on accounts that are in collections, and have no payment agreement in place. Therefore, misrepresenting my relationship with them, and causing harm to my financial situation. The credit bureaus have allowed them to continue to be negligent and harmful and get away with it. Collections accounts are not allowed to have a history of late payments! I do not have a payment agreement in place with these companies. Please delete these grossly incorrect and damaging reports from my credit reports. A collection is by default, derogatory, this goes without say. Please delete these immediately!
08/03/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 470XX	Web	Servicemember
For about 8 months, I have been getting recorded calls asking for someone other than myself or anyone in my family, ( sounds like XXXX XXXX ), I assumed they would fix the problem if I didn't call back, since it is not me they are asking for. The other day I finally called to explain to them they had the wrong person and to take my number off their list, I don't know this person, As I was speaking the man says oh ok, by the way is this XXXX XXXX, Then he proceeds to tell me I have a XXXX outstanding CO pay due with his collection company, GLA Collection Company, To start with I pay the CO pay at the time of service, so this can not be true, and second is this tactic legal? Please let me know how I should proceed.
04/18/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 75081	Web
This debt collection agency has been contacting me since XXXX with mail being sent to my house and calls every single week since. In XXXX i paid them for the collection i owed on the medical debt. Then in XXXX they added another charge, then in XXXX they added another charge with amounts higher then what i actually owed the hospital ( {$200.00} ). As of right now they have added two accounts of medical debt to my credit report and i think they are about to add a third. They have harassed me non stop and keep on adding debt. I received another call today where I told them to stop harassing me and said its against the law and the lady on the phone said no its not. I just want this debt cleared and off of my credit
02/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 95821	Web
On XXXX. XXXX, 2017, GLA COLLECTION COMPA add a derogatory XXXX on my credit reports. GLA COLLECTION COMPA did NOT provide me a HIPAA release that releases my medical information to them, therefore by providing such information they are in VIOLATION of my HIPAA rights. I am proceeding with legal action as prescribed by law against the above named original creditor/collection agency should this item not be deleted within the required time allowed by law. I will seek every legal remedy available to me and file suit against the credit bureau responsible for reporting this violation. I urge you to take this extremely seriously as I have documented my case without error. I encourage a response from you expeditiously.
07/30/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	KY 42001	Web
have sent 3 certified letters to both companys with no solution to the problems, per 15 USC 1692g this company was to notify me of this account, i was not notifited as the original creditor only i can validate this debt. i do not validate this debt therfor this account must be deleted. the reporting of this account is in violation of 15 usc 1681 and the fair credit reporting act 15 usc 1681 ( a ) ( 2 ) ( B ) furthermore, Regulation F Under the FDCPA section 1006.30 ( a ) generally prohibits debt collectors from furnishing information to a consumer reporting agency before debt collector either speaks to the consumer, and or sends validation notice and waits a reasonable time to receive notice of undeliverable.
09/09/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	KY 40214	Web
I wrote XXXX a check for {$68.00} back on XXXX XXXX 2015. In XXXX they sent me a check for {$68.00}, which I never cashed or deposited. Then they had GLA collection company inc send me notice saying I owed them {$68.00}. I called GLA and told them I had a cancelled check showing that I had paid the bill and send them a copy of it. They then told me that even though I had paid them that they wanted me to cash the check they had sent me and write them another check. I told them I thought this was ridiculous and a waste of time. I did my part and now because they made a mistake they want me to waste my time. I fill like this is all because they do n't want to call the bank and pay {$25.00} to cancel the check.
12/11/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OH 45040	Web
On XX/XX/2020, GLA COLLECTION COMPA add a derogatory mark on my credit reports. GLA COLLECTION COMPA did NOT provide me a HIPAA release that releases my medical information to them, therefore by providing such information they are in VIOLATION of my HIPAA rights. I am proceeding with legal action as prescribed by law against the above named original creditor/collection agency should this item not be deleted within the required time allowed by law. I will seek every legal remedy available to me and file suit against the credit bureau responsible for reporting this violation. I urge you to take this extremely seriously as I have documented my case without error. I encourage a response from you expeditiously.
08/19/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	KY 40422	Web
My ex spouse took dog to vet to XXXX XXXX XXXX XXXX in XXXX KY and they let him leave without paying. They then billed him at his address, which he didn't bother to pay or open because I am sure it had my name on it. The vet office used my account for the visit instead of his XXXX XXXX. I then starting getting collections phone calls for something I had no knowledge of. I went to the vet office to investigate and was told what it was. I mailed a check for more than the balance just to get the phone calls to stop. The bill was XXXX I mailed XXXX they are still trying to collect XXXX for the visit. I have disputed it over and over. I am tired of it being on my credit even after I paid for the visit.
08/26/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 47130	Web
First and foremost, I have constantly disputed this debt. XXXX XXXX XXXX XXXX continues to call and leave voicemail messages on both my personal phone and work phone numbers. Because they call BOTH NUMBERS, that is a total of 10-12 calls per week which is in violation of the 777 Rule for regulation F Section 1006.14B21A which restricts agencies to contacting a consumer seven times within seven consecutive days. Secondly, every since XXXX, XXXX started harassing me about this debt, I noticed the year on the 1 " statement '' they sent was dated XXXX. Now, the same statement was " re aged '' to XXXX which is illegal. I NEVER made a payment to this collection agency because it is not mine.
02/27/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 75230	Web
Hello GLA Collection Company, This message is in response to an itemized list you provided. I am allowed under HIPAA Law ( Health Insurance Portability and Accountability Act ) to protect my privacy and medical records from third parties. I do not RECALL giving permission to GLA Collection Company access to my PRIVATE HEALTH INFORMATION. The form you provided does NOT include my signature and consent to release private health information. This is a violation that allows me to seek damages. I expect GLA Collection Company to be removed from my credit report with all 3 agencies ( XXXX, XXXX, XXXX ). All Accounts are listed below : GLA Collection Company GLA Collection Company Thank you
08/30/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 46202	Web
I have explained to the credit bureau that this information included in this identity theft report does not belong to me and I did not go to any company requesting credit or an account with these companies. The credit bureau told me to call the company that the inquires are listed for I did and they send me back to the bureaus. All of this information is making my report look bad and even worst part is I didn't do this. Please delete this information. I have tried to call and ask someone to looking into this but they all read the same script that this can't be removed, but how is that when the bureau is only supposed to report only correct information. Please delete these inquires.
09/22/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TN 371XX	Web	Servicemember
XXXX XXXX repeatedly submitted claims to the wrong insurance, even after they were told what the proper insurance for my son was. After several repeated, failed attempts to submit to the wrong insurance, they sent us a bill for XXXX. We contacted our insurance and they fixed the problem and paid XXXX XXXX the amount owed for his XXXX. The woman at the front desk refuses to admit error and continued to press for an amount we do not owe. This happens continuously at that location with other families. We will not be bullied into paying double for the repeated mistake of their staff. If this is not removed after this second attempt a lawyer will be sought for damages. Thank You.
09/08/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 402XX	Web
I was seen for a dental procedure in which I paid the full amount before I left the office. I was not allowed to have the procedure unless I paid for it in full before leaving the office. Months later I received a bill and I disputed it in with the provider. The Provider : XXXX XXXX of XXXX. They told me they would write it off. I received the attached paperwork of the write off. Now, GLA has added it to my credit report and once again is damaging my credit falsely with information obtaining illegally. By obtaining my dental records they violated my HIPPA rights to privacy. They also are billing me and adding to my credit a bill that I am and was never responsible for.
05/18/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IN 479XX	Web
this company has been passing this debt back and forth between a collection agency and itself. It has been hard for me to keep up with who has this debt. They continually harass me and will not remove it from my credit report. After requesting validation from them, they sent me an old medical file with part of my medical chart on it. I sent them a certified letter stating that they violated the HIPPA and they responded with a dispute on my credit report. I believe they are not ever going to remove this from my credit report. My insurance has also paid this. I do not have access to that insurance carrier as to I have switched carriers since that date of service.
01/27/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	OH 435XX	Web
Originally I requested a written verification, which GLA Collections out of XXXX XXXX Indiana. They failed to provide such verification. So I contacted the billing agency of the hospital ( XXXX XXXX XXXX hospital, they said there was no such charge issued for XXXX $ Let alone sent for collection. So I called the collections agency and while trying to tell me the charge do exist they said they sent the original written notice to an address I have not lived in and I XXXX XXXX I havent had since a year prior. Meaning they have a false charge and refused to provide a written notice. I am able to retrieve the call from my carrier, and the company recorded it too.
07/06/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TN 371XX	Web	Servicemember
The XXXX office that charged off this debt did so knowing the insurance company covered the cost. This office has a long history of submitting to insurance improperly then billing the patient as well. After receiving the amount from the insurance company they still tried to charge the patient. Several attempts have been made to fix this error, the office clerk even acknowledged insurance had paid it but yet still tried to charge. If this isn't immediately deleted from my credit we will file suit. Not only against the original company but against this collection agency for a direct violation of HIPAA laws by obtaining medical records without patient consent.
05/24/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	IN 47905	Web
I have asked GLA Collection to validate a collection they are reporting on my credit reports on XXXX/XXXX/XXXX, XXXX/XXXX/XXXX, XXXX/XXXX/XXXX and XXXX/XXXX/XXXX and they have failed to provide anything that would support the fact that they are attempting to collect interest on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to me.
05/24/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	IN 47905	Web
I have asked GLA Collection to validate a collection they are reporting on my credit reports on XXXX/XXXX/XXXX, XXXX/XXXX/XXXX, XXXX/XXXX/XXXX and XXXX/XXXX/XXXX and they have failed to provide anything that would support the fact that they are attempting to collect interest on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to me.
05/24/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	IN 47905	Web
I have asked GLA Collection to validate a collection they are reporting on my credit reports on XXXX/XXXX/XXXX, XXXX/XXXX/XXXX, XXXX/XXXX/XXXX and XXXX/XXXX/XXXX and they have failed to provide anything that would support the fact that they are attempting to collect interest on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to me.
01/23/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OH 45040	Web
GLA COLLECTION COMPA Opened XXXX XXXX, 2019 did NOT provide me a HIPAA release that releases my medical information to them, therefore by providing such information they are in VIOLATION of my HIPAA rights. I am proceeding with legal action as prescribed by law against the above named original creditor/collection agency should this item not be deleted within the required time allowed by law. I will seek every legal remedy available to me and file suit against the credit bureau responsible for reporting this violation. I urge you to take this extremely seriously as I have documented my case without error. I encourage a response from you expeditiously.
12/18/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	KY 40216	Web
This company has cashed a check in regards to this alleged debt owed, and now refused to adhere to the terms that the check was provided under. The check # XXXX, dated XXXX states Acct # XXXX Negotiation of tender settles and deletes debt from credit bureaus. However, this company has cashed the check, and now fraudulently refuse to adhere to the provided terms. The account balance has been updated and they now refuse to delete the account from the bureaus, as agreed upon once the check was cashed snd funds transferred from my account to their company. Due to Covid, this was my only offer, and they accepted now to renege on terms agreed upon.
03/10/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40511	Web	Servicemember
In accordance with the Fair Credit Reporting Act ; GLA Collections This company continues to violate my rights. 15 USC 1681 section 602a : States, I have rights to privacy. 15 USC 1681b : Also states a consumer reporting agency can not furnish an account without my written instructions. This collections account is in direct violation of 15 USC 1692g, 15 USC 1692c, 15 USC 1692j, 15 USC 1681a ( 3 ), 15 USC 1681a ( 2 ) ( b ), 2021 IRS Publication 468, 15 USC 1681n, 15 USC 1681o, and 15 USC 1681e. Take this off my report immediately. The credit reporting system should not be used to coerce people into paying medical bills that they do not owe.
01/02/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 45011	Web
Collection item added to my credit report in XXXX or XX/XX/XXXX. For XXXX dollars from XXXX hospital but now with GLA collections. I spoke with GLA in the fall XXXX and the CS said he would send me information about the debt. They had the wrong address and I had received nothing in the mail and no phone calls. He said it was from an emergency room visit in XXXX. It wasnt me! I have insurance and nothing was on my insurance either. After not hearing back, I wrote to them with the last 4 digits of the account number that I had from my CBR, my DOB, address and last 4 of my SSN. They sent me back a letter saying they couldnt find an account.
08/15/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA XXXXX	Web	Older American
Filed a dispute with XXXX ( XX/XX/2020, Confirmation # XXXX ) Credit agency. XXXX closed file ( XX/XX/2020 ) as they contacted creditor and verified account is mine. I contacted GLA Collections, Inc on behalf of creditor XXXX for a purported amount of {$100.00} requesting date of service, insurance company information, and copy of the actual bill submitted, but to date have not heard back from GLA Collections. GLA has placed a lien on the public record for the amount of {$100.00} hich has altered my credit. I am on a fixed income ( SSA ). this amount is so low and should be deleted or waived from my credit file on Public Records.
05/22/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	KY 415XX	Web
I already filed complaint # XXXX but need to add also complaint that original debtor refused to work with me when I called them. They said they no longer had an account # or any information on me and the collection agency they turned my account over to would not work with me either. So apparently someone sold the debt to another agency and now my credit report shows I owe XXXX different agencies XXXX different amounts for the same original debt. I was never even contacted by the XXXX agency in any manner. I had to go online to look up their name and phone number. I need to get this off my credit report. It has destroyed my credit.
10/08/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 402XX	Web
This company is in violation of multiple FDCPA laws. I have sent a validation debt letter also a cease and desist letter over 45 days ago to this company. This company is reporting inaccurate information on my credit report and is causing me distress. The information that they are reporting is inaccurate and unverifiable. I have not seen this inaccurate information removed from my credit report, this company is still reporting this inaccurate information. I demand this company to stop reporting inaccurate and unverifiable information/accounts immediately and to cease all forms of communication with me through any and all mediums.
03/31/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 75231	Web
I am filing a complaint about G.L.A Collection Company Inc. I spoke with a collector named XXXX XXXX on XX/XX/23 about account number XXXX. I asked specifically about how to dispute the debt with G.L.A, and XXXX told me to go back to the " original creditor ''. When I asked why I would go back to the " original creditor '' to dispute, he responded " because we work for them ''. This company has no interest in validating this debt as I directly requested, and did not provide any information on their process on how to have a debt validation performed. After my repeated requests for debt validation, XXXX XXXX hung up the phone.
02/20/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 461XX	Web	Older American
XXXX XXXX XXXX and GLA have failed to bill medicare or send me any billing statements in a timely manner. XXXX XXXX XXXX failed to bill medicare at all and refused to remove bill from collections. I have recieved no written or otherwise notifactions from GLA. There is no contact information for GLA. The only reason I am aware of this issue is because it appeared on my credit report. Which I have disputed and XXXX has failed to remove it. As a senior on a fixed income I expect medicare to be billed and the medical care system to work the way it was intended and not bleed people dry on medical bills they arent even aware of.
03/08/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 435XX	Web
THEY BREACHED HIPPA I called the credit company GLA COLLECT, in order to get some basic information after about the debt and how I could possibly owe any amount of money, first they refused to send a written notice. Then after I asked what address did they sent the original 30 day notice to, they sent it to a house I havent lived in in a completely different town!!!!! Not only did they completely fail to give me a notice, they sent the original to the wrong place AND on top of that breached my right to privacy through my health care provider, this is unacceptable and if changes arent made further action will be taken.
01/05/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 479XX	Web	Older American, Servicemember
I am being harassed by GLA Collections. appearently they bought a medical debt from a local hospital near my home. they are harassing me about this. I am on military XXXX insurance and it seems the hospital mis-handled filing the paperwork correctly, and was unable to collect on the debt fully from XXXX. GLA collections bought the debt from the hospital and isillegally harassing me to collect on it. the hospital had previously wrote it off on their taxes, I feel I owe nothing to GLA, but they continue to harass me over it. GLA collections is known as a predatory collections company that uses threats and intimidation.
11/12/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	KY 416XX	Web
I have been receiving calls from an automated debt collection system ( a number search revealed it to be G.L.A Collections based in XXXX, KY. There were no identifying factors in the call regarding the agency or what the debt consists of ). Ive not been able to answer the call due to receiving them on my cell phone during work hours, so the messages have been left via voicemail. I have ran a credit check via XXXX, but there are no unpaid debts showing on the report. Ive also called the agencies Ive recently had bills from ( all medical facilities ) and they report no balances or referrals to a debt collection agency.
04/04/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 427XX	Web	Servicemember
I have two insurance companies since XXXX. Both cards were submitted at the time of service. After my first insurance pays State XXXX picks up what is left. Ive contacted the credit bureau many times over these bills and I get the same reply every time its too late to bill for these charges. It isnt my fault that they didnt bill the insurance companies properly. They have a charge from XXXX and the same reply its too late to bill the insurance. Im XXXX and on a very limited income. I would and do pay my bills I owe but all these XXXX charges arent my responsibility. I hope you can help with this situation. Thank you.
04/08/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KY 402XX	Web
XX/XX/2021 I called GLA collections about a {$320.00} debt I had the lady told me it was deleted when she realized that she had lied to me and it was still on my credit asked to speak to a supervisor and she had hung up very quickly on me turn around and I called and left a message on XX/XX/2021 I never received a call backI called XX/XX/2021 and spoke to a supervisor he was very rude said there was no documentation of the phone call I told him that the lady must have altered it to cover her own XXXX and he said maybe then when I called him on saying that he tried to re-cant the statement and say he never said that.
06/04/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 46815	Web
The companies involved are GLA collections which was called upon my XXXX ( XXXX counseling company no longer open in the area ). They collected cash prior to each class. If the amount was not paid, the services were not provided. I was up to date on my payments. The counselor then left the company putting a stoppage to classes all together. It is not possible that a debt of XXXX is present based on the process and services provided. I have disputed this through XXXX with no success and will continue to until this is resolved. It has caused me the inability to take out a loan for a house as well as other things.
05/26/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 402XX	Web
GLA continues to call me and state I owe on XXXX accounts. I listened to them and explained I had insurance for the dates of service. I contacted my insurance carrier and was tol d GLA nor XXXX XXXX XXXX Hospital never billed them and that was all that needed to be done to get them paid. I called GLA and XXXX XXXX XXXX Hospital back and gave them all information to bill the insurance companies. I asked if they could remove these collections from my credit reports since I didnt owe. They stated yes. Not only have they not removed them they have sent them to all XXXX as an updated account.
05/29/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 402XX	Web
FCRA states information reporting has to be 100 % verifiable and 100 % accurate otherwise the information must be removed under federal la w. GLA has been reporting unverifiable and inaccurate inform ation on my credit which has damaged my credit. I intend to litigate if they do no remove this file from my credit report. I request for them to provide the written contract and physical documentation to support the information they are reporting on my credit report via the CFPB portal. Do not send screenshots. Do not send medical statements. Send my actual signature on a contract. As this debt is Not mine.
01/30/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	UT 84041	Web
FCRA states information reporting has to be 100 % verifiable and 100 % accurate otherwise the information must be removed under federal law. GLA has been reporting unverifiable and inaccurate information on my credit which has damaged my credit. I intend to litigate if they do no remove this file from my credit report. I request for them to provide the written contract and physical documentation to support the information they are reporting on my credit report via the CFPB portal. Do not send screenshots. Do not send medical statements. Send my actual signature on a contract. As this debt is Not mine.
11/07/2017	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	GA 30013	Web
GLA contacted a phone number I do have but it is a cell phone and the voicemail is not secured and does not identify any name. The message broke HIPAA and fair credit by disclosing nature of call, that it was for home health services, and stated there was a judgement of which there is not. I contacted the XXXX XXXX XXXX and they show they had not spoken to me and that I do not have a judgement. I called GLA and because I would not give me social security number they refused to accept my statement of dispute of the debt. I am not required to give my SSN and I did verify the phone number and my name.
10/31/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN XXXXX	Web
I have been disputing with GLA Collections for several months to verify the debt they are claiming I owe on past XXXX XXXX. The dates of service are as follows : XXXX : XXXX $ XXXX XXXX : XXXX $ XXXX XXXX : XXXX $ XXXX Since my first dispute, I have yet to receive any contracts or explanations of debt bearing my signature, certifying I owe this debt. I have since filed complaints with the police and FTC in conjunction with their unwillingness to cooperate. I demand that the derogatory items be removed from my credit reports with all XXXX bureaus, due to failure to comply with my ongoing requests.
03/04/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	KY 402XX	Web
I have contacted GLA on numerous occasions via mail and certified mail and they refuse to acknowledge me or any wrong doing. They are reporting to my credit reports a collection for a bill that was never billed to me. I have never received a bill from this provider and given the opportunity to pay. They have illegally obtained my name from this provided and have violated my HIPPA rights. I would like to see my signed signature stating I have released these records to this company to pursue payment. I have disputes through the credit bureaus and they have also refused to remove from my reports.
07/15/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Attempted to/Collected exempt funds	SC 29456	Web
Well it all started we i ask gla to send me a copy of a lease that i sign.I spoke to XXXX and he said i had thirty days to respond to the letter that they send to my job, which i did I also told him the only way that they could have gotten my home address is by speaking to me, because the letter that was sent to me was sent to my place of employment. They still refuse to send me any document that i have requested. XXXX XXXX also told me that they have already contacted my employer and that the money will be deducted out my check which i told him to do what he needed to do.
05/17/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 404XX	Web
I never got a bill for the debt of XXXX from original creditor .also added 18 % interest to bill.I only found out when I got my credit reports, contacted GLA collection co.inc.rote them for all medical records, only received the bill with interest added an original creditor name, XXXX XXXX XXXX XXXX , no a dress, a account number. I also read they could only get original amount. their address is GLA collection co Inc, dept. # XXXX XXXX XXXX XXXX XXXX , Ky XXXX .-phone : XXXX .my email is XXXX XXXX XXXX XXXX thanks, XXXX XXXX XXXX
03/16/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07054	Web
I have a health insurance that I have been paying premiums on timely manner. However, for some reason my account has been sent into collection and it is very adversely affecting my credit score now. I have never been contacted or informed on this debt earlier. I was under impression my visit to the hospital was taken care of by my insurance company. I only find out about this collection when a lender run my credit report. I am a single mom and currently unable to take a loan and provide a roof over my kid 's head because how this collection is affecting my credit.
03/06/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	KY 40511	Web	Servicemember
In accordance with the Fair Credit Reporting Act ; XXXX XXXX Account # XXXX, XXXX XXXX XXXX XXXXXXXX Account # : XXXX has violated my rights. 15 USC 1681 section 602a : States, I have rights to privacy. 15 USC 1681b : Also states a consumer reporting agency can not furnish an account without my written instructions. This collections account is in direct violation of 15 USC 1692g, 15 USC 1692c, 15 USC 1692j, 15 USC 1681a ( 3 ), 15 USC 1681a ( 2 ) ( b ), 2021 IRS Publication 468, 15 USC 1681n, 15 USC 1681o, and 15 USC 1681e. Take this off my report immediately.
08/12/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	KY 40391	Web
I have tried talking to them and explaining I Have XXXX and XXXX and I turned in all my cards the day of service. But they will not remove from my credit report and he keeps saying its not his problem and it needs to be paid in full asap. I ask him who the origonal debitor was and he just tells me the one on the credit report. He is not trying to help me in anyway. I tried to explain to him I was told that if I have XXXX and XXXX that he was not aloud to put that on my credit report cause I was never to be charged a bill and he just says well you was told wrong.
06/22/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	KY 40515	Web
XXXX .XXXX clinic said I had a copay for {$960.00} which I paid upfront.I got a account XXXX and additional amount.I called then up and told them I have already paid it.They send my bill to a collection agency.I called and tell them I refuse to pay it because I have already paid it 1 year later the XXXX clinic send me a XXXX for XXXX for over payment I called the collection agency and offer to pay them They refused the amount .My credit record is ruined and they still do not want to listen to me or help me Why am I beiing punished if they could not do there work
12/16/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	KY 40515	Web
I broke my lease 1 month early and moved out of the apartment I was renting. The apartment complex then sent my remaining balance owed to GLA collections. My lease was up in XX/XX/2021. I moved out in XX/XX/2021. GLA collections then started reporting my balance owed to the credit bureaus on XX/XX/2021. In XXXX of 2021, they started reporting the same balance to the credit bureaus. Only this time with a different account number. I have tried to dispute this duplicate account, but every time it comes back as verified and accurate when in fact it is not accurate.
08/05/2017	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	KY 403XX	Web
Gla collections XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX This company has called me many many times, on my cell phone via automated message stating my full name and my doctor 's name. The above is only a handful of times I 've been called and it never stops. This is a very old debt and I do not wish to be called nor do I like my personal information be given out on my voicemail.
02/22/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	KY 42701	Web
I have the following 3 medical bills on my XXXX bureau only and after contacting XXXX via phone and email I have not received any information. GLA Collections has listed : XX/XX/XXXX {$210.00} medical bill XX/XX/XXXX {$140.00} medical bill XX/XX/XXXX {$130.00} medical bill I have faxed a copy of the police report showing fraudulent charges to both XXXX and GLA collections and have never received a letter in the mail, email or a phone call. I have Never lived in or near XXXX, KY and have never seen a Doctor for anything medical in XXXX, KY ever.
04/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TN 37128	Web
These accounts have either been sold or transferred. According to my findings, I am no longer liable for the alleged debt, and no written communication, contract, or signature exist. A bill without a signature does not indicate that the debt is valid, and anyone may file a bill and claim ownership. I don't owe this debt, this is and attempt to a violation of the FDCPA section 809 it state if you can not validate the debt, you must request all credit reporting agencies to delete the inaccurate information from my credit report IMMEDIATELY!
07/14/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	KY 402XX	Web
I am a victim of identity theft which is causing fraudulent accounts to show up on my credit report. My consumer rights are being violated. I know it is illegal to attempt to collect an fraudulent debt when the company know the debt is fraud. I have informed these companies that I do not owe the alleged debt and it is fraudulent. I demand that they remove these fraudulent accounts from my credit report and cease and desist all forms of communication. I have attached my drivers license and FTC Identity Theft Report as well. Please help.
11/16/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 462XX	Web
This debt was paid to XXXX already and should not have been sent to collections. I confirmed with XXXX that my account has no pending charges and that I have paid in full. GLA Collection Company, IN, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX, KY XXXX, reported falsely to XXXX that I have an account in collections. I filed a dispute and they lied to XXXX and said that the debt is being reported correctly. It is not being reported correctly. They did not investigate that this debt is not valid. They falsely claimed the debt is valid to XXXX.
07/16/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 402XX	Web
XXXX and G.L.A Collection Company has repeatedly failed to provide me with any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay G.L.A. Collection Company, Incorporated, which XXXX reports negatively that I owe this company. Both of these companies have also failed to provide me the method in which they used to verify this inaccurate and incomplete debt. XXXX reports negative entries listing I owe {$830.00} and {$570.00} on XX/XX/2018. There is no contract. This debt is not mine.
07/04/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40403	Web	Servicemember
GLA placed a collection of {$130.00} which is not owed on 3 of my credit files. XXXX, XXXX, and XXXX.This debt collection should have never been filled against me. Debt was paid directly to XXXX XXXX by insurance and I paid the remaining balance. I did not receive any information about this prior to going into collection by mail or phone call. I discover it by a credit app notification. XXXX XXXX. I should have been able to dispute this debt before they place it in collection. No letter from them. No letter to verify I owed the debt
03/25/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	KY 427XX	Web	Servicemember
GLA Collections has several debt listed on my credit report that do not belong to me. I have been notifying the company since XXXX, so yes ... 5 years of this nonsense that these accounts are fraudulent. in XXXX the person who committed these acts admitted to do so and the judge ordered all of these accounts as identity theft and to be removed. I have sent in that paperwork along with my police report that says the same thing over and over to this company ... yet they are still reporting all of these debts to the credit agencies.
03/27/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40220	Web
This collection agency popped up on my credit report on XX/XX/20/17 and I have been disputing this with them every since then. I sent them a HIPAA verification letter as well as a debt validation letter that they have not responded to. This is not a debt that I owe because I had health insurance that was not run or charged at that time and I have told this collection agency this as well. They need to remove this from my credit report and update with the bureau 's immediately especially since they are not responding to my letters.
08/06/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40272	Web
XXXX XXXX XXXX I sent a debt validation letter to G.L.A. Collection Compton to validate a debt. Instead they sent me a copy of the billing statement of the alleged debt in the amount of XXXX dollars and XXXX dollars. It is my understandings that this company has failed to validate or verify this debt owed and has continued to report this to the credit bureaus damaging my credit report, which is a clear violation of the FCRA regulations. Please delete this information from my credit files and cease all collection activities.
12/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	KY 40291	Web
I disputed a GLA collection account on my report which is inaccurate. GLA is reporting a medical bill unpaid and in collections when in fact all my bills with the medical provider are paid in full and were done so via my insurance provider according to contract. Not sure who they bought the debt from but obviously they did not verify it and have made no attempt to do so and are choosing to place this negative lie on my report. I have proof directly from my medical provider to show I have no outstanding balances.
07/18/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 336XX	Web
There are several collections listed on my credit file through the same company. I never received a notice in the mail or actual verification and I have disputed several times. I uploaded what this company provided to me for validation. There is NO WAY these charges belong to me. Where did I sign to authorize? What was done to accrue these charges? Please help, the information listed shows as follows seven accounts total GLA Collections {$1600.00} {$1000.00} {$560.00} {$560.00} {$560.00} {$560.00} {$560.00}
09/26/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 28027	Web
This company is attempting to collect an alleged debt without having any type of documentation or wet signature of the alleged debt I " owe '' I have never heard of this company in my life. This information on my credit report is false and misleading and needs to be removed immediately. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report. Litigations will be filed if this debt is not removed off my credit report. Again you are violating my rights as a consumer.
03/11/2017	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	KY 403XX	Web	Older American
XXXX has not applied all payments to my debt, I sent information and copies of my bank statement showing payments had not been credited to my account so I stopped paying and they turned it over to a collection agency. I have sent other info to collection agency twice and have n't heard from them for a few months. They need to apply my payments and stop sending wrong information to collection agency.My credit is not very good and this makes it even harder when they refuse to correct there mistakes..
07/05/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 400XX	Web
This debt collector has this debt assigned to me, when it is my ex wife 's responsibility, divorce decree filed XX/XX/2017. Upon dissolution I acquired half of debt that I have taken care of. My work on my debt load and simple fact I will pay, GLA collections has tagged my credit and continues to maintain calls, and bills. The last rep from GLA Collections told me it was only {$32.00} dollars and it would be easier to pay it than fight it. I make a written and verbal dispute about the account.
07/06/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	KY 402XX	Web
I am a victim of identity theft. You are reporting a fraudulent account on my credit report. You are attempting to unlawfully collect a debt from me that I do not owe and is not mine. I have told multiple representatives that called me that I am a victim of identity theft and to cease and dismiss all forms of communication. That include reporting a fraudulent account to my credit report causing me emotional distress and financial burden. I demand that this account be deleted immediately.
11/09/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	KY 40223	Web
" New Issue '' GLA stated they verified this debt using E-Oscar. The law requires all relevant information meaning documentation be sent directly to the credit bureaus. How did you verify this debt using E-Oscar to the credit bureaus, did you not use a 2 or 3 numeric code to verify and if so I will be seeking a violation under section 623 ( a ) ( 8 )? I never received any notice of my right to dispute nor any correspondence to my mailing address of a debt validation letter on this debt.
09/13/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 91352	Web
GLA collections has been calling someone else 's phone several times a week leaving voicemails with my name & that it is a collection. I got my credit reports & they are on my credit reports for the following : XX/XX/XXXX for {$1200.00} XX/XX/XXXX for {$280.00} XX/XX/XXXX for {$140.00}. I sent GLA Certified letters asking them to remove them from my credit report & XXXX if these debts are mine on XX/XX/XXXX. They only sent itemization of the accounts & nothing else on XX/XX/XXXX.
07/22/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	IN 479XX	Web
I have been called repeatedly for these debts. They are all for the same issue and they have n't sent just XXXX bill. When you go to this place they send XXXX different bills so its difficult to know what you 've paid and what you have n't. They also got the money from my insurance and now want more. They call repeatedly. leaving no voicemails from different numbers and I have n't been able to come to a resolution for a amount. There the main reason my credit is so messed up.
10/30/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	KY 40216	Web
XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, KY XXXX XXXX This company I have spoken too repeatedly about this bill explaining that my employer- XXXX XXXX of XXXX Workmans Comp division is who the payment party should have been as I was hurt on the job at XXXX XXXXXXXX XXXX XXXX while in XXXX XXXX employ. This was over 2.5 years ago. They referred the bill to GLA COLLECT of XXXX # XXXX phone XXXX. My credit has been harmed over bill I did not owe.
08/20/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 409XX	Web
I was hospitalized from XXXX to XXXX in XXXX ky I have state XXXX which I fully covered I received a bill from GLA collection company telling me I owe {$560.00} for service received from XXXX XXXX XXXX I called XXXX. Insurance they said it covered so I called GLA to respond to letter they were rude told me it's in my name pay the bill would not even let me explain what I found out from XXXX I want it remove immediately from credit it hurt me getting a loan & credit
03/05/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	KY 40272	Web
I sent a request for verification of debt to GLA Collection Co. Inc. in XX/XX/2019 after discovering two collections on my credit report. I notified them that I disputed the debt and requested that if insufficient evidence existed that the debt was my responsibility that they should notify the credit agencies and any other relevant financial institutions. They did not send verification of the debt, and my credit report from this XXXX still lists both collections.
05/01/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TN 37128	Web
These accounts were sold. According to my findings, I am no longer liable for the alleged debt ; additionally, there is no written communication, contract, or signature. FCRA section 609 required you to send the wet ink contract bearing my signature showing that I have contractual obligation to pay you. Furthermore, FDCPA Section 807-8 if you are unable to validate this debt I demand you to request all credit reporting agencies delete the entry IMMEDIATELY!
10/30/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40258	Web
This company is in violation of several FDCPA laws. I sent a validation debt letter and also a cease and desist to this company. this company is reporting false and inaccurate information on my credit report. the information that this company is reporting is unverifiable and inaccurate. I demand this company to stop reporting this inaccurate and false information on my credit file and to cease all forms of communication with me through any and all mediums.
05/18/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 402XX	Web
I have sent several letters asking this company to verify my debt and they have yet to send over any documentation showing that said debt. They continue to report this debt to the credit reporting agencies which is damaging my credit. I have the right due to the Fair Credit Reporting Act to request this information and be provided with it in a timely manner. If they fail to do so they should immediately have this taken off my credit report.
05/18/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 402XX	Web
I have sent several letters asking this company to verify my debt and they have yet to send over any documentation showing that said debt. They continue to report this debt to the credit reporting agencies which is damaging my credit. I have the right due to the Fair Credit Reporting Act to request this information and be provided with it in a timely manner. If they fail to do so they should immediately have this taken off my credit report.
05/19/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40503	Web
As per credit report, GLA collection had sent debt of {$1500.00} on behalf of XXXX XXXX XXXX where I never gone for service. in my recent history, on XX/XX/2018 I had XXXX in XXXX XXXX XXXX, that was in network, after my insurance company approval. All payments from the insurance and my part were settled. I don't know the company the so called a creditor to me, XXXX XXXX XXXX. There should be my consent to the company service and credit.
08/06/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IL 620XX	Web
There are XXXX accounts reported on my credit reports from GLA Collection, one from XXXX and the other XXXX. XXXX showing " Open '' but with {$0.00} balances. The one from XXXX has been PAID but still showing " open '' The second, I do not recognize the account number nor do I owe them anything associated with this account number. I do not know why the one from XXXX is even on my credit report and showing " open '' with a {$0.00} balance.
09/15/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46203	Web
The debt is for {$240.00} and GLA Collection Company , IncXXXX is the collection agency. XX/XX/2018 : Received initial bill from XXXX XXXX in XXXX, IN for {$240.00} in the mail XX/XX/2018 : Paid bill in full XX/XX/2018 : Received collection notice from third party debt collector ( GLA Collection Company ) This is an aggressive and unfair practice. The contact information for GLA Collection Company is : XXXX XXXX XXXX XXXX, KY XXXX XXXX
10/12/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 402XX	Web
I have tried and tried to get this debt taken care of. This collection account is for a workers comp claim. I have contacted GLA collections and Underwriters both and they will not help me. I want this collection REMOVED from my credit report. Underwriters said they would pay the account and GLA collections REFUSES TO SEND INFO TO UNDERWRITERS!! I am stuck in the middle with this collection on my credit report and it wo n't be removed!
08/31/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	IL 61554	Web
Hi, I had previously filed a complaint with your company regarding this debt collection agency. They had stated to you guys that they had found the accounts in question, and claimed to have requested removal from all my credit bureaus. I have n't seen it yet!!!!!!! The accounts were under my maiden name which I do not use anymore. This is pathetic that I have to contact you guys regarding this! This was from GLA Collections Company.
07/13/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	KY 40031	Web	Older American, Servicemember
GLA Collection Company, XXXX XXXX XXXX, XXXX, KY XXXX A Medical dispute for XXXX and was paid to this company-for XXXX XXXX XXXX. I have disputed it about six months ago and XXXX will not remove this from my credit report as of XX/XX/XXXX. It was taken off of my XXXX and XXXX credit reports. Also, my bill is {$460.00} and was paid off during the XXXX breach which I was a part of. XXXX, XXXX XXXX to XXXX XXXX EST Mon-Friday.
08/11/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	KY 41501	Web
I was employed at a XXXX where I received health benefits. I assumed my benefits covered a one-time visit to the clinic. I never received a bill or notice to pay or dispute the bill. My first realization that the debt existed was when I checked my credit report. I visited in XXXX. On my credit report it says XXXX XXXX is asking to collect {$180.00} as of XX/XX/XXXX. I tried to contact them but could not get through on the phone.
08/25/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	IL 61554	Web
OK ... .I have already filed a complaint with you guys regarding this company. I just saw an updated copy of my credit bureau report from Equifax, they had concluded their investigation, and they said that the account belongs to me. Ummmm, NO IT DOES N'T, because I DID NOT do this for one, and two, these people are impossible to talk to, I have communicated with them, and they were very rude. I refuse to contact them again!!!!!
10/15/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 47403	Web
The company continues to call and this was paid in full - The doctor 's office neglected to file the claim appropriately as they filed it under the wrong patient name thus my insurance declined the claim. I have talked with the insurance company and they paid the claim and the doctor 's office cashed their check in XX/XX/2018. The collection agency will not remove off my report. This should never had made it on my report.
06/04/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 400XX	Web
XXXX XXXX XXXX, XXXX first showed up on credit report last year. Called to take care of it with Health provider and insurance directly. They said I did not owe the amount and that the above Medical Provider was making false claims. It is now showing back up on my XXXX Report only as being reported on XX/XX/2020 with collection company GLA Collection Co., XXXX, KY. This matter started last year, why has it reappeared.
10/27/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 471XX	Web
GLA Collections is trying to collect 3 medical debts from XXXX XXXX Hospital, but I had Medicaid at the time of each visit. The dates were : XX/XX/XXXX in the amount of {$370.00} XX/XX/XXXX in the amount of {$150.00} XX/XX/XXXX in the amount of {$330.00} My Medicaid should have paid for this, so I don't understand why they're trying to make me pay. Please fix this or help me understand what's going on. Thank you!!
10/22/2022	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	KY 41042	Web
The following Violations were violated as a consumer - 15usc1692 ( B ) " an attempt to collect a debt '' is language that indicates your in the debt collection business which is a direct violation of 15usc 1692 ( b ) 5 -1692 ( C ) being contacted at a time that is inconvenient for the consumer -1692 ( C ) did not have my prior consent to contact me, the consumer at all which included via mail, telephone and email
08/10/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	KY 41011	Web
I reviewed my credit report and see where they have listed an item on it. I have requested a verification of the debit and asked them to provide proof. By sending me a copy of a document I have signed. They have not sent me any proof that I owe this debit. They have not sent me a copy of my signature as federal law mandates. If they do n't remove this from my credit report, I plan on suing them for damages.
07/06/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	KY 411XX	Web
This debt was paid with XXXX assistance and went to collection hospital says I do n't owe it I faxed proof to company all ready and still will not put it as paid company will not accept my proof bills are from XX/XX/XXXX though XX/XX/XXXX the person I talked to was unwilling to try to help and said I owed it no matter what but I have never received no bills to this matter just found on my credit report ...
06/04/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32405	Web
Gla collection showed on my credit the XX/XX/XXXX opened XX/XX/XXXX of this year for unpaid medical expenses I checked with my insurance and I know definitely I wasn't in Kentucky last year they have an address in XXXX ky And number I have never had So I was never notified about this till it affected my credit I have yet to receive any kind of receipt for this and they haven't given me the account number
10/06/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 402XX	Web	Servicemember
I have tried to communicate with GLA on several occasions. I have faxed, and sent certified letters, which were received and signed for. GLA in reporting on my credit report for a bill that I am not responsible for. On top of that, that have ILLEGALLY obtained my XXXX XXXX to do so. They are violating my XXXX rights and trying to make me pay for a debt that I am not responsible for. Please see attached.
10/06/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 402XX	Web	Servicemember
I have tried to communicate with GLA on several occasions. I have faxed, and sent certified letters, which were received and signed for. GLA in reporting on my credit report for a bill that I am not responsible for. On top of that, that have ILLEGALLY obtained my XXXX notes to do so. They are violating my XXXX rights and trying to make me pay for a debt that I am not responsible for. Please see attached.
07/15/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	KY 411XX	Web
Glad debt collection has turned in negative remake on my credit report. The debt they are attempting to collect was voluntarily direct deducted from my payroll check by the company that charged me. have not contacted me in writing about the debts. They have not provided me any proof that I am responsible for said debts. They have not provided me any documentation tat I agreed to pay the original debt.
05/17/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 46235	Web
GLA has been trying to collect on XXXX accounts from XXXX XXXX that I do not owe. XXXX account was for {$100.00} ( which was a XXXX XXXX that my insurance covered ). The XXXX balance was also covered under insurance, but I also made an agreement that in exchange for the check they sent they would delete the {$34.00} balance from my credit reports and show that it was paid in full.
06/10/2022	Yes	Debt collection Medical debt	False statements or representation Impersonated attorney, law enforcement, or government official	KY 427XX	Web
I was contacted by What I believe was GLA collections ( as Id had a call from another number about a week before and the number did identify as their agency. ) the agent I spoke with said hes calling to settle a case. I am aware of the FDCPA laws in place. I asked specifically 3x WHAT COMPANY ARE YOU WITH? The agent repeatedly stated hes calling to handle a matter for a case on my maiden name
01/14/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 402XX	Web
On XXXX XXXX, XXXX I reached out to GLA Collections via a third-party credit monitoring site XXXX XXXX XXXX XXXX, asking them to validate XXXX medical bills that they have on my credit report. One in the amount of {$500.00}, and the second in the amount of {$720.00}. Today is XXXX XXXX, XXXX and I have yet to receive the requested information, nor a letter of any kind or any type of response.
08/10/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	KY XXXXX	Web
While reviewing my credit report I discovered GLA Collection has placed a derogatory item on it. They state I owe {$63.00}, however will not provide any proof showing my signature as mandated by law. I have sent them XXXX letters requesting proof and they can provide me what the law mandates. I plan on suing this company if they do not remove all derogatory information on my credit reports.
07/04/2023	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	IN 46236	Web
I have repeatedly told them to stop calling. I have also told them if they continue to call I will sue them yet they call daily. The law says I have the right to deal only with the original creditor which is what I have explained I will do. The original creditor refused to file this with insurance. I have repeatedly explained that. They do not care yet they can still continue to harass me.
08/05/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI XXXXX	Web
In XX/XX/XXXX my husband and I filed a WI 128 amortization of debts. This plan was paid in full on XX/XX/XXXX. All creditors received notice that the debts were satisfied at that time. This company is still reporting the XXXX debt as outstanding to the credit bureau. I have disputed this debt twice with the credit bureau twice but the company refuses to enter it as paid on my credit file.
04/12/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 305XX	Web	Servicemember
I visited XXXX XXXX XXXX XXXX, XXXX, GA in XX/XX/XXXX. They were supposed to file a claim with XXXX XXXX. They never bothered to file the claim and in XX/XX/XXXX sent me bills of over {$10000.00} for a quick visit with a doctor. I was there about an hour, mostly waiting. They waited until it was to late to be covered under the XXXX XXXX XXXX XXXX All they have to do is file the claim.
03/21/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	KY 40291	Web
University XXXX report debt to GLA collection after my health insurance paid for my child doctors visit. I contact GLA and show proof that bill was paid by sending them a EOB an explanation of benefits that show proof that they have paid. The collection company refuse to remove inaccurate information from my credit report. I do not owe this debt they need to remove from my credit report.
05/03/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	OH 444XX	Web
this company PROMISED to take my name off there list ..they keep calling and harassing my pre-paid cellphone i just bought XXXX weeks ago for baseball for my son. They are wasting my minutes by calling for someone that does n't exist. They call many times a day and keep leaving message 's which runs down my minutes. I have told them wrong number and they continue
05/18/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TN 372XX	Web
I recently check my credit report and discovered that this company has reported that I owe them a debt. To my knowledge I have never done business with this company and they have never provided me with any services or goods. I feel that they placed this on my credit report without giving me proper notice which is afforded to me under the law according to the FDCPA 890
10/24/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 616XX	Web
the collection agency is GLA collections, i was contact by GLA collection agency about a medical debt what i owed the XXXX hospital, when i called the hospital i was told that i do n't owed them anything.i do remember that i went to a hospital and the bill was paid by a XXXX because i was unemployed and i was gave a form to file out for the debt to be taking care off.
12/29/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 42301	Web
GLA Collections re-added a deleted entry back onto my XXXX and XXXX credit reports despite being removed prior. They violated the Fair Credit Reporting Act 611 USC 1681I Section 5B in relation to requirements relating to reinsertion of previously deleted material. GLA never notified me of reinsertion, nor did XXXX or XXXX ever alert me in writing or any other method.
02/24/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	IN 47130	Web	Servicemember
I had XXXX collections, all less than 500 $ on my credit. most are 2-3 years old. I disputed the balance, as they hospital sued me, which also shows up on my credit report. So the collections show up twice once in collections and once in civil. After complaining ALL the collections were removed and made into missed payments and current debt and not collections.
11/14/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 471XX	Web
I have mailed dispute letters to credit bureaus and directly to GLA, which GLA never answered? According to the AG 2015 settlement agreement, all medical collections not updated within 6 months must be deleted. Since this collection has never been updated, this means a real investigation has never happened, so according to FCRA laws, this must be deleted now.
12/17/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 40220	Web	Servicemember
GLA COllection Company XXXX XXXX XXXX, XXXX, KY XXXX is reporting XXXX collection accounts on my credit report, I have been trying for a year to have they validate that I indeed owe the debt, they have refused, yet continue to update that accounts and try to collect on them, I need proof that I indeed owe these alleged debts. Account number XXXX, XXXX, XXXX
01/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	KY 40214	Web
I have never applied for anything with my credit and have just now been able to get into to check my credit score. Its showing 6 bad accounts on there which do not belong to me I never signed up for anything never knew how to. I am XXXX and feel I have been stolen from. I am on XXXX XXXX and I have always had state insurance where everything has been paid.
08/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 22310	Web	Servicemember
I called the GLA company to ask for more information about the alleged debt owed. I did not get any relevant information outside of someone used my identification at a medical facility therefore causing the accrued debt to be mine. I have 100 % medical coverage so even if I did go to the hospital parts of, if not all of the expenses would be covered.
03/05/2017	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	KY 40214	Web
Hello I have a credict card that I have always paid in time but when applied to others theaswer is negative by claiming a disgusting track record that is not true I found out about that account and it was a mistake that someone commited with my son 's XXXX account and now this messes up my record.This disgust me a lot and I want some one to fix this
08/10/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KY 40219	Web
I have 6 Accounts with GLA Collections XXXX XXXX XXXX XXXX, Kentucky XXXX on my Credit Bureau Reports. I have expressed to them two other occasions where they did indeed remove the accounts. But without success I am unable to communicate to them that these six accounts are also under the exact situation with insurance as the two that were removed.
10/30/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 47130	Web	Older American, Servicemember
a patient of 1 of the doctors who was charged in the nationwide XXXX XXXX sting in XXXX of this year all my dealings with this office was paid by medicare but has been turned over to the GLA collection inc. in XXXX ky XXXX have tried to have it removed they say it meets fcra guideline this is part of the false billing this office was charged with
10/28/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 471XX	Web	Servicemember
There is a {$1000.00} hospital bill on my credit that has been on their 5 years for XXXX XXXX I received following a car accident I was in that was not my fault and was to be paid by the other parties insurance as part of my settlement. The collections company will not listen to me or help in any way and Ive been dealing with this for 5 years.
06/15/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IN 46254	Web
XXXX coded my emergency visit under dental so insurance was not covered. The bill was very high and could not pay for it so they sent this over to collections. The company called me several times and said that if I paid them this would not affect my credit in a negative manner. They put negative remarks on my credit even though they were paid
04/23/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40220	Web
I asked this company to send me detailed information regarding this debit, so I could know what the breakdown of the charges were. The only thing I got was a print out showing what I owed. It looked liked something that I could have typed up on a computer. I just want to make sure I owe this amount or if this amount belongs to someone else.
11/16/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 400XX	Web
The balance due is XXXX, the GLA Collections continues to show that i have an open item in collections. The date reported on this XXXX balance collections item is XXXX 2012. I do not have anything in collections, however this item continues to show but reflects a XXXX balance. I want this dropped off my credit score history. Thank you.
05/04/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	FL 336XX	Web
There are several collections listed on my credit file through the same company. I never received a notice in the mail or actual verification and I have disputed several times. Please help, the information listed shows as follows XXXX accounts total GLA Collections {$1600.00} {$1000.00} {$560.00} {$560.00} {$560.00} {$560.00} {$560.00}
01/08/2022	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	KY 40218	Web
( GLA COLLECTIONS ) at ( XXXX XXXX XXXX XXXX KY XXXX ) has been sending me collection notices in the amount of ( {$74.00} ) the collection opened XX/XX/2020 has been reported as past due balance. I do not know this company. I have never done any business with this company. This company does not have a contract with my signature.
01/08/2022	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	KY 40218	Web
( GLA COLLECTIONS ) at ( XXXX XXXX XXXX XXXXXXXX KY XXXX ) has been sending me collection notices in the amount of ( {$300.00} ) the collection openedXXXX has been reported as past due balance. I do not know this company. I have never done any business with this company. This company does not have a contract with my signature.
11/25/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 471XX	Web
GLA has reported medical debt on my credit, I have disputed these debts through the bureaus. Some were removed, some were validated without proof. All GLA collections listed here are in violation of the AG settlement 2015. All 3 medical debts reported and validated by GLA have not been updated, and are in phase III violation.
01/08/2022	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	KY 40218	Web
( GLA COLLECTIONS ) at ( XXXX XXXX XXXX XXXX KY XXXX ) has been sending me collection notices in the amount of ( {$250.00} ) the collection openedXXXX has been reported as past due balance. I do not know this company. I have never done any business with this company. This company does not have a contract with my signature.
01/08/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40218	Web
( GLA COLLECTIONS ) at ( XXXX XXXX XXXX XXXX KY XXXX ) has been sending me collection notices in the amount of ( {$680.00} ) the collection openedXXXX has been reported as past due balance. I do not know this company. I have never done any business with this company. This company does not have a contract with my signature.
04/28/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 407XX	Web
I got notice my credit score dropped. Looking at my report this collection company posted 2 different remarks on my report. I notice the original debtor is a medical facility that I have never been at. Furthermore, I have always had insurance and there would not be a medical debt on my credit report. This is not my debt.
07/15/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	KY 40165	Web
My debt is from a XXXX XXXXXXXX that was not my fault. I was hit on my XXXX XXXX by a woman on i XXXXXXXX XXXX. You can contact my lawyer his name is XXXX XXXX XXXX he was supposed to take are of all of this. Im the victim. I broke XXXX XXXX and pretty much XXXX of my XXXX. My other bills where payed except this one.
06/28/2017	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	KY 402XX	Web
FCRA states in section 623 ( a ) ( 8 ) I disputed the information directly with GLA they have failed to provide the method of verification by mail to me of what information they sent to the credit bureaus.I am requ esting for them to provide their method of verification and investigation of this debt I do not owe.
05/20/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KY XXXXX	Web
On XX/XX/2016 i was XXXX in the XXXX. I had medical insurance that was supposed to cover all costs. Plus the XXXX got away free and clear while i apparently had to get the worst end of it all. I suffer and he didn't. If their were any costs to pay he had to pay them. Plus, again i had insurance to cover my pain.
09/02/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	KY 402XX	Web
GLA collections is the collector XXXX XXXX in XXXX ky is who the original debt originated from XXXX XXXX damaged my home with intoxicated and unlicensed plumbers who caused additional water damage to my home. In addition, they have been unresponsible to my desire to file an insurance claim or settle the issue.
08/24/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	IL 61554	Web
I have attempted to communicate with this company to let them know that I am an ID Theft victim, and that these medical bills are fraudulent. I never applied for them, and they are both under my XXXX maiden name. I already complained about one Debt Collection Company. These people would n't listen!!!!
08/16/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 34286	Web
Total debt was paid in full and XXXX with GLA COLLECTIONS AGREED TO PAY IN FULL THE DEBT WILL BE REMOVED COMPLETELY FROM CREDIT REPORT ON XXXX. SPOKE WITH XXXX WITH GLA COLLECTIONS 2 TIMES AND SHE SAID SHE HAD RELEASED THE DEBT AS PAID IN FULL AND COMPLETE REMOVAL. 2 WEEKS AGO TODAY XX/XX/2019.
06/07/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 46033	Web
This collection amount of {$310.00} was erroneously placed on my credit report in XX/XX/2015 and I was unaware of it until I checked my credit recently. I was never sent any official notice of this debt and I did not incur it. It should not be in my credit file because it does not belong to me.
04/28/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40383	Web
I just received derogatory mark on my Credit report. I was never mailed any invoice from Debtor. The Debtor may not have had my address on file and sent to an older address. I have been divorced and remarried for nearly 5 yrs now. This is the second time this has happened to me. Please help!
01/21/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	IN 47150	Web
XX/XX/2021 contacted gla and requested information on what this collection is on my credit report. They didnt have my address couldnt inform me who it was with and will be mailing me a response. Refuse to remove the collection till it can be validated saying its my fault I should have known.
07/15/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 402XX	Web
XXXX has repeatedly failed to provide me with any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay G.L.A. Collection Company, Incorporated, which XXXX reports negatively that I owe this company. There is no contract. This debt is not mine.
07/04/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	KY 40403	Web	Servicemember
On XX/XX/2019 GLA filed a collection debt of {$130.00} on 3 of my Credit Reports with out any written notice or communication of any Sort. I dont know who this company is but there tactics are bad. The Company they are reporting for said XXXX XXXX and I dont have a debt with them.
10/27/2018	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	KY 42301	Web
GLA Collection company called me on XX/XX/2018 at XXXXXXXX XXXX and said that becuase I did not hang up the phone I must be XXXX XXXX and that if I did not pay them {$180.00} tonight I was going to face a lawsuit seeking summary judgement. I am not the person they are looking for
07/15/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 402XX	Web
XXXX has failed to provide me with any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay G.L.A. Collection Company, Incorporated, which XXXX reports negatively that I owe this company. There is no contract. This debt is not mine.
05/11/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40220	Web
I paid a medical bill for my son to XXXX XXXX XXXX XXXX XXXX on XXXX / XXXX / XXXX in the amount of {$350.00}. On XXXX / XXXX / XXXX , I received a bill from a collection agency for the same amount. I have tried contacting the company by phone to remedy the situation.
09/09/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IN XXXXX	Web
Per our conversation a representative from GLA /phone number XXXX, continues to call me numerous of times throughout the day, and when asked about the debt amount the representative was very aggressive, and gave me an an amount that differs from the amount I received in the mail.
11/05/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 32808	Web
i recently did a free credit report when i noticed a derogatory mark from XXXX XXXX. I am not aware about this debt of XXXX dated XXXX of XXXX. I sent a letter to the company asking about what debt they where trying to collect, but in response XXXX XXXX stated i owed the debt.
11/15/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 47421	Web	Older American, Servicemember
GLA COLLECTIONS # XXXX XXXX XXXX XXXX XXXX Ky XXXX XXXX XXXX XX/XX/14 I had free insurance plus I contact my ins people to pay this bill and they said they would I was at my sister house staying when I went to this medical dr so they been paid {$590.00} To a Dr XXXX XXXX
08/01/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	OH 45238	Web
GLA COLLECTION CO INC claims I owe them {$1100.00} past due as of XX/XX/XXXX. Status Updated XX/XX/XXXX. I only know about this because it showed up on my credit report. I dont know who they are and have never received anything from them. They dont have my signature.
03/04/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	KY 427XX	Web	Servicemember
GLA collections is trying to collect a debt through vip imagining llc that is not mine. I have sent them the police report and the FTC paperwork several times. I am a victim of identity theft and this account does not belong to me. I have no clue what it is even for
03/04/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	KY 427XX	Web	Servicemember
GLA collections is trying to collect a debt through vip imagining llc that is not mine. I have sent them the police report and the FTC paperwork several times. I am a victim of identity theft and this account does not belong to me. I have no clue what it is even for
04/15/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46254	Web
Ive sent debt verification letter for collection. XX/XX/2020. This company lied said they did not receive letter in a recent complaint sent to CFPB. I have tracking info saying otherwise. I have not received anything and have not spoke with them at all.
11/08/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not disclosed as an attempt to collect	KY 401XX	Web
I received a notice that my credit score went down from a debt in XX/XX/2011 and have never received anything with regards to this debt. The debt was turned over to a collection agency and it is hurting my credit score I have worked so hard to build.
10/01/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 34212	Web
I recently checked my credit report and discovered that this company reported that I owe them but I have never received prior notice that I owed them. My right to validation was not afforded to me under the FDCPA before they reported it to the CRA
12/27/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40508	Web
I have mailed letters to all XXXX credit bureaus & a direct letter to GLA Collections asking for documentation to validate this supposed medical debt. I only receive bureau mail that states it has been investigated and verified? Nothing from GLA?
06/13/2019	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	KY 40324	Web
On XX/XX/19 at XXXX they called and it was automated. I have never received any written notice from this company. I also have never had contact with them before this so I did not give them my phone number or permission to contact me via phone.
06/22/2020	Yes	Debt collection Medical debt	False statements or representation Indicated you were committing crime by not paying debt	IN 46237	Web
002. GLA Collection CO Inc. GLA has refuse to show thier account numbers in which they are attempting to collecting for. Refussing to contact XXXX XXXX XXXX to whom they state i have no outstanding balance to due insyrance has paid in full.
06/22/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IN 46237	Web
013. GLA Collection CO Inc. GLA has refuse to show thier account numbers in which they are attempting to collecting for. Refussing to contact XXXX XXXX XXXX to whom they state i have no outstanding balance to due insyrance has paid in full.
08/05/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40741	Web
GLA collections- from XXXX XXXX XXXX-have disputed and on XXXX it said it was accurate and will stay on my credit report but has been removed from XXXX because it is, in fact, not valid. It is affecting my credit and want it corrected.
02/22/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	IN 46530	Web	Servicemember
GLAis continuing to report a item on my XXXX report that is fraudulent. The item is currently under investigation with the FTC, yet XXXX is still attempting to break FCRA guideline by reporting the fraudulent item on my XXXX report.
03/15/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	CA 93010	Web	Servicemember
I was XXXX when this was opened and in a foreign country. I did not receive any notifications at all on this. I was unaware of this going to collections. Is there a way that I can just have this removed due to the Sailors relief act.
02/21/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	KY 404XX	Web
I don't know who XXXX XXXX XXXX is? But GLA verified this collection twice. I also mailed a direct letter to XXXX, XXXX XXXX XXXX, but no response to my questions. I thought the furnisher had 30 days to respond to a direct dispute?
10/16/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KY 416XX	Web
Company involved in Gla. When tried to make arrangements, was told I owed a lot more money than was showing on credit report, and that I owed large amount in interest. I already was having trouble paying doctor and hospital bills.
07/15/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	OH 456XX	Web
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, Attorney General and FTC
05/08/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IN 46260	Web
This collection agency is attempting to collect a debt that never existed. I imagine there was an issue with billing. My insurance covered my family and I for all visits and there were no amounts due that exceeded our allowance.
04/04/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	KY 40291	Web
GLA Collection was suppose to report that debt on my credit bureau that info on credit file was incorrect. I spoke to a representative and they never reported that the info was incorrect. This is the letter I received from them
09/04/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	KY 42001	Web
Receive calls GLA Collection Company. It is for a party not living here. Latest tactic is to block us from hanging up. We have been getting the call daily. We are prepared to file aggravated harassment charge if appropriate.
03/09/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 47130	Web	Servicemember
went to original creditor to fix problem they told me i owed a XXXX balance and they were calling the gla collection company to have it removed from my credit reports gla seems to be drgging their feet on the issue please help
09/05/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	KY 402XX	Web	Servicemember
I have reached out to this company 4 times in the past XXXX months about validating XXXX debts that are showing on my credit report. There has been no response from this company what so ever. I will attach my fourth letter.
06/26/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KY 40741	Web
{$140.00} tried to be collected, placed on XX/XX/2014 I called you verify if I had any open accounts at the hospital listed and it says that I have zero accounts. The collection agency threatened to get a lawyer from XXXX
07/05/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40403	Web
GLA DId not send a letter or notice. This collection of {$130.00} is not owed. I was paying XXXX XXXX XXXX and knew nothing about this. No letter of it going to be turned over to collections. Was paying ... ..and is paid
06/21/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	KY 405XX	Web
GLA continues to report inaccurate medical bill information on my account. Either the co pays have been paid or they are reporting in-accurate amounts. The also report duplicates of accounts, which have incorrect data.
04/11/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	KY 41011	Web
Also, I did dispite this I have no contract with them and they will not send a written repayment aggreement. This need to be removed from my credit since I can not repay them If they will not do it in writing.
05/16/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY XXXXX	Web
Even tho I have no contract with these people I tried to settle the debt for {$34.00} we both agreed on and these crooks still have not removed this debt from my credit reports and their derogatory mark!
01/24/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IN 46226	Web
I filed a dispute with the credit bureau and the company asking them to validate the account and any information they have proving it belongs to me and they have not done so and it 's been over 30 days.
04/13/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46254	Web
XX/XX/2020 sent debt verification letter to show more information about debt. Because I did not recall this debt. I gave them more than 30 days to respond and no response from the collection company.
02/07/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	OH 45236	Web	Older American
was never notified of this debt ... .had services at XXXX with financial help from hospital XXXX XXXX XXXX thru social worker payments were made by med assist went to clinic because of no income.
09/02/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 40299	Web
I recently pulled my credit report and discovered that this company has placed this item on my credit report without notifying me of the debt which I am afforded under article XXXX of the FDCPA
01/06/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	KY 42071	Web
This debt has been on my record since XXXX its been dormant and disputed, now after 6 years, it is now affecting my score when i was told it would fall off in 2-5 years. Why has it resurfaced?
04/07/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	KY XXXXX	Web
I agreed to pay this debt off for a lesser amount and the company was suppose to remove this off of my report because I no longer owe nothing or any corporations this debt was prepaid off!
01/29/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60402	Web
I sent you guys a letter on XX/XX/2022 and still haven't heard anything back. You guys are reporting inaccurate information to my credit report, don't you have XXXX days to respond.
04/20/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 461XX	Web
I asked them to verify my debt and they have not done. They sent a letter to collect debt with interest. I've sent three letters to them to verify y debt and they have not to date.
07/19/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 47905	Web
Debt collection on my credit ofXXXX. I was never provided a letter of this it just popped up on credit report. Insurance was provided at the date not sure why this is on my credit
04/16/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY XXXXX	Web
This debt has been paid in full but is still on my credit report which needs to be updated to good standing and collection deleted off my report! My approval code given is # XXXX
07/18/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 46226	Web
I sent a certified letter out on XX/XX/2018 asking could this company validate my debt. What I received back did not validate the debt. I received an itemized statement instead.
03/15/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 43615	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
11/15/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	KY 40272	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
04/30/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 461XX	Web
Didn't verify my debt in timely fashion.According to the FCRA you still have to verify the account if I ask. And what gives you the right to charge interest?
02/23/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not disclosed as an attempt to collect	IN 471XX	Web
I never received any communication from this company that my account will be send to collection without my knowledge. Do n't even know this company.
03/25/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	KY 40601	Web
as I checked my credit report, I noticed some of inaccuracy with the late payments and this is completely an FCDA false reporting Violation.
03/30/2017	Yes	Credit reporting	Incorrect information on credit report Account status	KY 412XX	Web
I have a XXXX medical card that was suppose to pay off any medical bills past or present in full and I have numerous bill from hospitals
12/16/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	AL 360XX	Web
GLA calls and leaves numerous messages for me to speak to someone named XXXX. I do not know what they are trying to collect money for.
05/06/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46234	Web
MY INSURANCE PAID THIS BILL XX/XX/2017 AND THIS IS NOT SUPPOSE TO BE ON MY ACCOUNT AT ALL AND IT NEED TO BE REMOVED IMMEDIATELY
02/23/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	IN 471XX	Web
I would like this collection to be removed from my XXXX credit report was reported as collection debt without my knowledge.
02/23/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IN 471XX	Web
I would like this collection to be removed from my XXXX credit report was reported as collection debt without my knowledge.
02/23/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	IN 471XX	Web
I would like this collection to be removed from my XXXX credit report was reported as collection debt without my knowledge.
02/23/2016	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	IN 471XX	Web
I would like this collection to be removed from my XXXX credit report was reported as collection debt without my knowledge.
01/30/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY XXXXX	Web
I paid the debt over the phone with my credit card and these crooks still reported it as unpaid to the credit company!!!
10/21/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	IN 46038	Web
Please remove all accounts listed, my information was compromised in a Data Breach. This debt has not been validated
06/13/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	SC 29607	Web
I called them to cancel the service but they put me on hold for whole day and later they stop picking up my call.
10/26/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	GA 30318	Web
I HAVE SENT DISPUTE LETTERS STARTING FROM XX/XX/XXXX AND THESE ACCOUNTS HAVE NOT PROVEN ANY DEBTS THATS ARE OWED.
12/16/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	KY 40219	Web
I asked for the written consent, my signature as well as itemized list of debt. I was refused information.
01/30/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	KY XXXXX	Web
I have paid this debt off and this company still reported it to the credit companies as unpaid account.
03/08/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IN 46234	Web
The debt was properly billed to insurance and it appears on credit report more than two times.
08/02/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	IN 46226	Web
On XX/XX/2018 this company was on my credit report .i reached out I never received a response
01/25/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	KY 40216	Web
Gla Inc. Repeatedly calls my cell phone every day, at least five times per day. Gla is XXXX.
04/03/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	IN 47909	Web
I received at least 2 calls per day including Sunday ato different times as late as XXXX
01/19/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 155XX	Web
These people and other collection agencies keep on collection on debts i do not owe!!!
07/16/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 44052	Web
I have reached out numerous of times that I have zero knowledge of this account.
05/27/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	KY 402XX	Web
These debts are not mines. They are being falsely reported to the credit bureau.
05/08/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MI 48642	Web
The debt was paid directly to XXXX XXXX. The debt listed is no longer owed.
06/13/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	SC 29607	Web
I did not sign up for their services and they are not picking up my call.
03/27/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	KY 40511	Web
I DO NOT HAVE ANY SIGNED CONTRACT ( S ) WITH GLA COLLECTION COMPANY!
08/22/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 44052	Web
I have reached out many of times to get removed and still on credit
06/06/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	KY 402XX	Web
I have XXXX of the same debts but those already should be paid.
04/17/2017	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	KY 42431	Web
i have XXXX insurances. they did not file to XXXX insurances
12/29/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Didn't receive services that were advertised	KY 412XX	Web
I dont have a contract with gla ...
04/23/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	IN XXXXX	Web
Repeated calls
02/09/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60193	Web

02/07/2024	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 46143	Web

02/07/2024	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 77303	Web

01/25/2024	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	KY 41144	Web

01/15/2024	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 47150	Web

01/10/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60193	Web

12/10/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33155	Web

11/19/2023	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	IN 46057	Web

11/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 47905	Phone

10/19/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	KY 41071	Web

10/19/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	KY 40004	Web

10/09/2023	Yes	Debt collection Medical debt	Electronic communications Frequent or repeated messages	KY 40218	Web

09/28/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60193	Web

09/28/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85339	Web

09/12/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	KY 41071	Web

09/05/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 75684	Web

09/03/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	KY 40222	Web

08/21/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	AZ 85206	Web	Servicemember

07/25/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	KY 40166	Web

07/22/2023	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	KY 40258	Web

06/30/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40258	Web

06/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	VA 24603	Web

05/30/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40212	Web

05/27/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40218	Web

05/23/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40210	Web

05/18/2023	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	KY 40508	Web

05/18/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TN 37128	Web

05/05/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TN 37312	Web

04/24/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40210	Web

03/30/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	AZ 85251	Web

03/17/2023	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	KY 40324	Web

03/15/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	KY 40006	Phone	Older American, Servicemember

02/14/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40291	Web

02/10/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33040	Web

02/03/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	KY 40222	Web

01/31/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40356	Web

01/06/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40242	Web

11/29/2022	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	KY 40272	Phone

09/15/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 46229	Web

09/09/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 94949	Phone

08/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TN 37086	Web

08/22/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46229	Web

08/08/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	KY 40215	Postal mail

07/27/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IN 47130	Web

07/07/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29325	Web

06/29/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	OH 43232	Phone	Servicemember

06/06/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 46151	Web	Servicemember

06/02/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46122	Web

04/26/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	KY 40353	Web

04/08/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 47805	Web

04/08/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 47805	Web

04/08/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 47805	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40324	Web

03/22/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you in a state where you do not live or did not sign for the debt	KY 40216	Phone

03/09/2022	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	OH 45203	Web

03/05/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	OH 43219	Web

02/22/2022	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	KY 40311	Web

02/22/2022	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	KY 40311	Web

02/20/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 42702	Web

02/18/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 77386	Web

02/09/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KY 41091	Web

02/04/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IN 47630	Web

01/25/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 78613	Web

11/17/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 45106	Web

11/10/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40511	Web

11/04/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30132	Web

10/24/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	KY 40216	Web

10/13/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 47909	Phone

10/04/2021	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	KY 40509	Web

09/28/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	SC 29138	Web

09/08/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	OH 44512	Web

08/27/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30067	Web

08/24/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 45690	Web

08/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40245	Web

08/12/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	KY 40515	Web

07/27/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40241	Web

07/23/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46037	Web

07/04/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	KY 40253	Web	Older American

07/04/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	KY 40253	Web	Older American

06/28/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	KY 40229	Web

06/28/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	KY 40229	Web

06/25/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40212	Web

06/24/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46037	Web

06/23/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NC 28056	Web

05/23/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Unable to get your credit report or credit score Other problem getting your report or credit score	IN 46219	Web

05/21/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	KY 42066	Phone

05/20/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	IN 46237	Web

05/19/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 42567	Web	Servicemember

05/14/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TN 37031	Web	Servicemember

05/11/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40503	Web

05/08/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40216	Web

04/17/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 46268	Web

04/15/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Difficulty submitting a dispute or getting information about a dispute over the phone	KY 40216	Web

04/06/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 46049	Web

03/19/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	KY 40476	Web

03/19/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40360	Web

03/03/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40517	Web

02/24/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40216	Web	Servicemember

02/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	KY 40241	Web

01/08/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KY 40456	Web

12/29/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40241	Web	Servicemember

12/12/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30701	Web

12/11/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33647	Phone

12/11/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 47130	Web

12/07/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 41031	Web

11/21/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IN 47909	Web

11/08/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	KY 40210	Web

11/08/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	KY 40210	Web

11/08/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	KY 40210	Web

10/30/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 47905	Web

10/21/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	KY 40272	Web

10/17/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	KY 40165	Web

10/12/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40468	Web

09/24/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	KY 40517	Web

09/24/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	KY 40517	Web

09/15/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IN 47130	Web

09/04/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 41653	Web

09/03/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	KY 40468	Web

09/01/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 47909	Web

09/01/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 47909	Web

08/23/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IN 46235	Web

08/15/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 29697	Web

07/21/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IN 46825	Phone

06/24/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	KY 40218	Web

05/31/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	KY 40218	Web

05/22/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92672	Web

05/12/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IN 46229	Web

05/05/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IN 46268	Postal mail

05/01/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92672	Web

04/15/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 77056	Web

04/02/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40220	Phone

03/25/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	KY 40223	Web

03/05/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40357	Web	Servicemember

03/03/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 47803	Web

02/14/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IN 47803	Postal mail

01/27/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours		Phone

12/18/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40228	Web	Older American

12/17/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid		Phone

12/06/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 46107	Web

12/05/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	KY 40216	Web

11/21/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	KY 40175	Web

10/31/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours		Phone

10/29/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt		Phone

10/22/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 78613	Web

09/27/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	IN 47172	Web

09/19/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt		Phone

08/27/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40031	Web	Servicemember

08/16/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	KY 40214	Web

06/26/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NY 12929	Web

06/11/2019	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	KY 40218	Phone

06/08/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	KY 40515	Web

06/08/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	KY 40515	Web

05/24/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40220	Web

04/26/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IN 47906	Web

03/25/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	KY 41042	Web

03/18/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33062	Web

03/18/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	OH 45220	Postal mail

03/13/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MI 48312	Web

03/12/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40258	Web

03/07/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40601	Web

03/05/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KY 40228	Web	Servicemember

01/03/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 90042	Web

12/16/2018	Yes	Debt collection Medical debt	False statements or representation Indicated you were committing crime by not paying debt	KY 41144	Web

12/12/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt		Referral

12/04/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	KY 40216	Web

11/26/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 79714	Web

10/24/2018	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	FL 34289	Web

10/19/2018	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	KY 425XX	Web

10/04/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	KY 40409	Web

10/03/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40475	Web

09/05/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40214	Web

09/04/2018	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	KY 40214	Web

08/05/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 34289	Web

08/05/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 34289	Web

07/18/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	KY 40503	Web

06/13/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TN 38224	Web

05/30/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40517	Phone

05/19/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TN 38224	Web

05/16/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	GA 30039	Referral

05/10/2018	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	KY 40219	Web

04/28/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40057	Web

04/27/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 30519	Web

03/22/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30252	Web

03/20/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	KY 40219	Web

02/24/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 22309	Web

02/06/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	KY 40219	Web

01/05/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 47150	Web

12/22/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	KY 40219	Web

12/20/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40219	Web

12/20/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40219	Web

12/20/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40219	Web

12/20/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40219	Web

12/12/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	IN 47126	Web

12/12/2017	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	OH 45211	Web

12/07/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	IN 47172	Web	Servicemember

11/15/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 43081	Web

10/20/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40914	Web

10/17/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	IN 46060	Web

10/08/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40215	Web

09/30/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40219	Web

09/17/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 47909	Web

09/07/2017	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	TX 77076	Web

08/22/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KY 40507	Postal mail

08/10/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	KY 40047	Web

07/31/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 47167	Web

07/23/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 34713	Web

06/28/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	KY 40004	Postal mail

06/28/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	KY 40507	Postal mail

06/16/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KY 40371	Postal mail

06/16/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	KY 40371	Postal mail

06/16/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40258	Postal mail

06/09/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40272	Web

05/25/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	KY 40337	Web

05/24/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	ME 04861	Web

05/06/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40019	Web

05/05/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	KY 40229	Web

05/04/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40517	Postal mail

05/03/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	OH 44413	Web

04/26/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	KY 40741	Web

04/25/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	KY 40517	Referral

04/20/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	OH 44413	Web

04/20/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IA 50023	Postal mail

04/18/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IN 46235	Web

04/12/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	KY 40219	Referral

04/10/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	KY 40220	Web

04/06/2017	Yes	Credit reporting	Incorrect information on credit report Information is not mine	TN 37129	Web

04/03/2017	Yes	Credit reporting	Credit reporting company's investigation Investigation took too long	KY 40207	Web

03/30/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 40206	Web

03/21/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	KY 40502	Postal mail

03/10/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IN 46235	Web

03/04/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	KY 40353	Web

02/22/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	KY 42501	Web

02/15/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	GA 31210	Fax

02/09/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AL 36104	Phone

02/09/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 40205	Web

02/04/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TN 37055	Web	Older American, Servicemember

02/03/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	IN 47265	Web

02/03/2017	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IN 46208	Web

12/20/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	KY 40359	Web

11/07/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	NJ 08052	Web

11/01/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	KY 40504	Referral

09/28/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	KY 40207	Web

09/27/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 40744	Web

09/22/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	KY 40505	Referral

09/20/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	KY 40160	Postal mail	Older American

09/06/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TN 37748	Web

08/25/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	OH 45662	Phone

08/18/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	KY 40031	Fax

07/26/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	KY 40219	Referral

07/16/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	KY 41776	Web

07/08/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 33136	Web

06/27/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	KY 40243	Web

06/21/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	IN 47909	Web

06/16/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	KY 40213	Web

06/11/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 40741	Web

06/06/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NC 28428	Phone

05/20/2016	Yes	Debt collection Medical	Improper contact or sharing of info Contacted employer after asked not to	KY 40217	Web

05/13/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	FL 34108	Web

04/30/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	KY 41102	Web

04/23/2016	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	KY 40202	Web

02/04/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	KY 40059	Web

11/20/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IN 46235	Web

11/13/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 40245	Web	Servicemember

11/05/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	SC 29645	Web

08/24/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	KY 41224	Web

08/10/2015	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	IN 46143	Web

08/02/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IN 47715	Web

07/20/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	KY 40219	Web

06/08/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IN 46123	Web

06/05/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IN 47265	Web	Servicemember

06/05/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IN 47265	Web	Servicemember

06/05/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	IN 47265	Web	Servicemember

05/20/2015	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	IN 47373	Web

05/19/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	KY 40219	Web

05/05/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IN 46703	Web

05/05/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IN 46703	Web

05/05/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IN 47142	Web

04/29/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 42501	Web

04/22/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	KY 40219	Web

03/05/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 40203	Web

03/04/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IN 46225	Web

03/02/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	KY 40515	Web

02/27/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	MO 63026	Web

02/09/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 41562	Web

01/24/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 34668	Web

01/10/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	KY 40258	Web

12/21/2014	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	KY 40229	Web

12/20/2014	Yes	Debt collection Medical	False statements or representation Impersonated an attorney or official	KY 40299	Web

12/02/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	IN 47265	Web	Servicemember

11/24/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	KY 40336	Web

11/18/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	KY 40242	Web

11/17/2014	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	KY 40475	Web

11/13/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 40071	Web

11/12/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IN 46228	Web

11/10/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 33316	Phone

10/15/2014	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	KY 40217	Web

10/11/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 40071	Web

09/30/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	KY 42701	Web

09/30/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	OH 45680	Web

09/23/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	KY 40165	Web

09/15/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	KY 40216	Web

09/04/2014	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	KY 40242	Web	Older American

08/18/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IN 47167	Web

08/18/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IN 46254	Web

08/02/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IN 47960	Web

08/02/2014	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	KY 40516	Web

07/25/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	KY 40258	Phone

07/23/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IN 46033	Phone

07/14/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	KY 40216	Web

07/08/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IN 47905	Phone	Older American

06/09/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	SC 29302	Web

05/23/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 76542	Web	Servicemember

05/14/2014	Yes	Credit reporting	Incorrect information on credit report Account status	KY 40207	Web

05/13/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	KY 42732	Web

05/07/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 40065	Web

04/28/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	GA 30281	Phone

04/26/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NC 28540	Web

04/15/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	OH 44646	Web

04/15/2014	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	OH 44646	Web

04/14/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IN 47303	Web

03/29/2014	Yes	Debt collection Medical	False statements or representation Indicated shouldn't respond to lawsuit	OH 45638	Web

03/18/2014	Yes	Debt collection Medical	False statements or representation Indicated committed crime not paying	KY 41101	Web

01/15/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	KY 41164	Web	Servicemember

12/31/2013	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	OH 44142	Web

12/15/2013	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	KY 40071	Web

12/04/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	KY 40243	Web

12/03/2013	Yes	Credit reporting	Incorrect information on credit report Account status	IN 47119	Postal mail

11/29/2013	Yes	Debt collection I do not know	Disclosure verification of debt Not disclosed as an attempt to collect	MN 55337	Web

10/31/2013	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	KY 42431	Phone

08/29/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	KY 40203	Web

08/20/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	FL 32907	Web