Ghidotti | Berger LLP CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
11/02/2020 Yes
  • Debt collection
  • Mortgage debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 90805
Web Older American
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XX/XX/XXXX Consumer Financial Protection Bureau ( CFPB ) XXXX XXXX XXXX Washington XXXX COMPLAINT AGAINST THE FOLLOWING PARTIES : 1. XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX -- -- XXXX XXXX XXXX XXXX, TX XXXX XXXX : ( XXXX ) XXXX Fax : XXXX e-mail : XXXX 2. XXXX XXXX Account Manager at XXXX XXXX XXXX XXXX 3. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX DE XXXX 4. XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX, CA XXXX Phone : XXXX 5. XXXX, XXXX XXXX Main Office of the Bank XXXX XXXX XXXX XXXX XXXX XXXX, SD XXXX XXXX XXXX Phone : XXXX Dear CFPB, My name is XXXX XXXX XXXX, I am a XXXX citizen, of XXXX years, a recently widowed retired person, taking care of XXXX XXXX boys at my household. In the moment of this writing, the three of us are facing foreclosure with the sale at the public auction, tomorrow, XX/XX/XXXX, with the consequence of inevitable eviction. Thus, Our country would be getting three more homeless people, which I believe is the last thing we need at this point. I believe I have been mistreated or at least treated unfairly by the person and entities I am complaining against. 1. First of all I would like to point out, that my family is a direct COVID crisis victim. With the advent of COVID Our planned financial source vanished, and this placed us in foreclosure in the first place. The mentioned parties had no sympathy for that, despite all the declared nice words, especially by the alleged servicer XXXX XXXX XXXX XXXX. Therefore, this complaint is so much more relevant to be reviewed during this national crisis. 2. DESCRIPTION OF THE PARTIES ABOVE 1XXXX XXXX, XXXX, is the alleged servicer of my loan that is pushing me into foreclosure. XXXX XXXX is their employee / representative, the account manager of my account. My loan number with XXXX XXXX XXXX is XXXX. A NOTICE OF SALE was issued by XXXX XXXX XXXX in regards to the stated loan number, with the sale date of XX/XX/XXXX, with stating the original instrument XXXX ( attachment 1 ) and naming XXXX XXXX XXXX as the appointed trustee. XXXX XXXX XXXX XXXX claims to be the servicing company for the stated claim. However, the last recorded assignment document on the property ( attachment 2 ), does not mention XXXX XXXX XXXX, at all. This begs the reasonable question of a duly representation. All that the assignment states is that XXXX XXXX XXXX XXXX XXXX assigned the rights and transferred the claim to XXXX XXXX XXXX. The entities acting as trustees are XXXX XXXX, XXXX XXXX and XXXX, XXXX XXXX, respectively. Thus, it is unclear, based on what kind of authorization XXXX XXXX XXXX XXXX is processing this loan, and what their exact role is. I myself, have certainly not received any proof of authorization for that. XXXX XXXX XXXX XXXX, however, is not the only missing link in the long chain the loan that is recorded on my property XXXX XXXX XXXX, XXXX XXXX, CA XXXX. The history is puzzling : The loan originated by the recorded deed of trust in favor of the notorious XXXX XXXX, XXXX, on XX/XX/XXXX ( attachment 3 ), only to be replaced by recorded loan in favor of XXXX XXXX XXXX, within the same year on XX/XX/XXXX ( attachment 4 ), despite the long character of the first recorded loan ( XX/XX/XXXX ). The XXXX XXXX XXXX was later acquired by XXXX XXXX XXXX through acquiring XXXX XXXX. Though it is unclear how this was presented to my deceased husband, Mr. XXXX XXXX, who was in charge of all Our family finances, XXXX XXXX began processing the claim, after a certain point. On XX/XX/XXXX, assignment of deed of trust ( attachment 5 ) was recorded with XXXX XXXX granting and assigning the claim to XXXX XXXX XXXX XXXX XXXX ( further as XXXX ), otherwise an obscure entity, registered in the state of Delaware. XXXX XXXX, XXXX. is stated as the title trustee for XXXX, although unclear on what basis. On XX/XX/XXXX, assignment of deed of trust ( as above, attachment 2 ) was recorded with XXXX granting and assigning the claim to XXXX ( further as XXXX ), otherwise another obscure entity, also registered in the state of Delaware. XXXX XXXX XXXX XXXX is stated as the title trustee for XXXX, although, again, unclear on what basis. Again, nowhere in the chain, XXXX XXXX XXXX XXXX seems to be the proper loan processor, let alone the payee, despite receiving large sums of funds from my family ( as further explained below ). In order to clear out the origins, transfers, authorizations and other issues of the claim, I repeatedly urged the loan servicer, XXXX XXXX, and especially 2- second party I am complaining about, the account manager, Mr. XXXX XXXX XXXX to submit as soon as possible as follows : 1-respective promissory notes of the loans ( XXXX XXXX XXXX XXXX XXXX ) 2-respective loan agreements ( XXXX XXXX XXXX XXXX XXXX ) 3-respective trustee agreements and authorizations ( XXXX XXXX acting for XXXX XXXX XXXX acting for XXXX ) 4-respective assignment agreements ( XXXX XXXX with XXXX XXXX XXXX with XXXX ) 5-respective notices of assignments, that have been or should have been sent to Mrs. XXXX ( by XXXX XXXX in regards to XXXX XXXX by XXXX in regards to XXXX ) 6-assignments to payee, with notices of the assignments, that have been or should have been sent to Mrs. XXXX ( by XXXX in regards to XXXX XXXX XXXX XXXX and by XXXX in regards to XXXX XXXX XXXX XXXX ) 7-authorizations for processing the loan ( s ), with notices of those authorizations, which have been or should have been sent to Mrs. XXXX ( by XXXX in regards to XXXX XXXX XXXX XXXX and by XXXX in regards to XXXX XXXX XXXX XXXX ) 8-the claim / loan calculation, with all the payments received and interest calculated, from the inception of the loan up to the present day. Myself and my family do not have a single document stated above nor do I remember receiving any of them, and I honesty believe I have not received them ( though again, my deceased husband was in charge of family finances before, and thus, it is possible he received all of that ). With that, the claim at hand has several issues that need to be recognized and cleared immediately, before the sought bankruptcy protection comes in place ( I did file for it ), or resolves a constructive solution with the legitimate claim holder, which also needs to be clearly established. Despite repeatedly demanding the 8 items / issues above to be cleared, the processor XXXX XXXX XXXX XXXX keeps ignoring all these demands, especially the mentioned XXXX XXXX, who keeps using His repeated line of words Its not gon na happen for every single request I make. That is of course if and when I manage to reach Him on the phone. XXXX XXXX, XXXX is an incredible illusive company. When You make a call, and I made numerous, You wait for an extremely long time, and more often than not the call just gets cut off. And then You have to call again. The representatives act very ignorantly, as not knowing anything, and how they need to process the decision by the account manager, Mr. XXXX XXXX. XXXX XXXX is almost never available, and IF He is, maybe 1 out of 20 attempts, He answers with His famous line of Its not gon na happen. I believe this is extremely unfair and incorrect. 3- XXXX XXXX XXXX is the current claim holder owner of my loan, based on the documents recorded on the property. There is no contact information to be found for this obscure fund. I understand that this is their privilege, they can have representatives, such as the parties under 1 and 2 and following number 4, however, one thing I believe they failed to do properly. If they are a new owner of the claim they never presented me with the authorization in favor of any of the stated parties not XXXX XXXX XXXX XXXX, not XXXX XXXX ( which would be under XXXX XXXX XXXX XXXX anyway ) or any other party. 4-XXXX XXXXXXXX. is the trustee of the XXXX XXXX XXXX, thus acting on their behalf. I believe that as such, they should be available for submitting my proposal for ( COVID / or any other for that manner ) RELIEF instead of foreclosure. However, when I repeatedly tried to call them, I got nowhere. It is simply impossible to communicate with anyone from this large bank, in regards to my obligations, despite they are clearly a recorded representative for XXXX XXXX XXXX. 5- XXXX XXXX XXXX Is conducting the process of foreclosure on my property. Despite sending them a request for RELIEF, I have never received any answer from them as well. It appears that all the stated parties simply want one and one thing only stream through the sale without any compassion for three American citizens, being victims of COVID, recent loss of a husband and a father, and finding themselves in a deep hardship. I submitted a request for a reasonable loan restructuring, to which I never received any response other than Mr. XXXX Its not gon na happen but of course completely off the record, via a telephone conversation, without Him sending me anything in writing. Here is my proposal, which has been ignored by all the parties involved : I took this loan with my deceased husband XXXX XXXX, who unexpectedly died in XXXX. The loan is currently processed with the rate of 7.6000 % ( again, I am not in a possession of the note of the loan, as noted above ), as indicated on the XXXX XXXX XXXX website, a very high rate from the aspect of todays rates. The monthly payment ( also stated on that website ) of {$2500.00} is virtually impossible to cover with one income less ( the stated death in the family ) and the COVID-19 misfortune. Therefore, I have been asking the proper legitimate claim holder for a reasonable restructuring over a longer period, reasonable rate and of course lower payment. With the balance that is claimed on the XXXX, a rate of not exceeding 3 % p.a., and extension over a 30 year period, the monthly payment would be around {$1100.00} a sum reasonably affordable and preventing foreclosure of a family in dire straits. I believe the parties above are willing, ready and able to contribute their parts in avoiding creating three American citizens homeless, again, one of them XXXX, a widow still mourning the unexpected death of my husband, and XXXX XXXX year old boys that I am taking care of. Thus, I URGE the parties to react immediately, this time via complaint to You, and the legitimate claim holder to let me know of the possibilities of restructuring the claim as referenced above. Up to this point, the parties involved acted extremely arrogantly and ignored all my pleads. I believe that is not only unfair, but also illegal. A legitimate borrower has to receive a legitimate response, prior to foreclose and evict them from their home. List of Attachments : 1-notice of sale of the property recorded XX/XX/XXXX with the sale to be taken on XX/XX/XXXX 2-recorded assignment in favor XXXX XXXX XXXX recorded on XX/XX/XXXX 3-recorded loan of XXXX XXXX XXXX XX/XX/XXXX 4-recorded original loan on XX/XX/XXXX, of XXXX XXXX XXXX of XX/XX/XXXX 5-recorded assignment in favor of XXXX XXXX XXXX XXXX XXXX 6-prior notice of default with the sale to be taken on XX/XX/XXXX Respectfully, XXXX XXXX XXXX
01/22/2021 Yes
  • Mortgage
  • Other type of mortgage
  • Struggling to pay mortgage
  • CA
  • 94115
Web
Unlawful debt collection : Trustee sale is void Plaintiff : XXXX XXXX doing business as XXXX XXXX XXXX, AN UNMARRIED MAN XXXX XXXX XXXX XXXX XXXX XXXX XXXX : XXXX XXXXXXXX XXXX FUND TWO, LP XXXX XXXX XXXX personally XXXX XXXX XXXX XXXX XXXX XXXX XXXX personally XXXX XXXX XXXX personally XXXX XXXX XXXX NA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Acct XXXX XXXX BANK, NA XX/XX/XXXX Prestige Default Services recorded an unlawful Substitution of Trustee in the XXXX XXXX County Recorder intstrument # XXXX for an unlawful debt that was past the statute of limitations in California XXXX 5 years ) as of XX/XX/XXXX. The last payment became overdue on XX/XX/XXXX. The first Notice of Default accelerated the funds which all became due recorded on XX/XX/XXXX. XX/XX/XXXX Prestige Default Services on the same day recorded an unlawful Notice of Default instrument # XXXX Disregarded the 30 day period and disregarded the strict policy whereby this 3 'd party debt collector must attempt to contact homeowner. XX/XX/XXXX Prestige Default Services records Notice of Trustee Sale instrument # XXXX XX/XX/XXXX Defendant receives Affidavit of Fraud and Notice of Rescission of Signature, with Revocation of Deed of Trust and Revocation of Powers of Attorney XX/XX/XXXX Prestige Default Services sells Plaintiff 's property to XXXX XXXX XXXX XXXX TWO, LP where XXXX XXXX participated in an unlawful auction that took place after 5:00 pm, wherein the signature had been rescinded from the deed of trust so it was void. You can not give somebody something you do not have. On the date when the transaction took place, PRESTIGE DEFAULT SERVICES, LLC was NOT REGISTERED TO DO BUSINESS IN THE STATE OF CALIFORNIA XXXX XXXX had the ability to know, so therefore he did know that the signature had been rescinded so he is complicit in an act of fraud and conversion and XXXX XX/XX/XXXX XXXX XXXX records a void Trustee 's Deed instrument # XXXX XX/XX/XXXX XXXX XXXX files Unlawful Detainer XXXX XXXX Superior court Case # XXXX and XXXX Plaintiff sent verified written communications more than six occasions with proof of service asking defendants for 1 ) a copy of the book-entries so the Plaintiff could make sure that the one who funded the loan is the one who gets paid back, and 2 ) proof that the so-called beneficiary was in possession of the original note and received no response. Defendants received the Affidavit of Fraud and did not rebut it at all, whatsoever. They also received a Notice of Default with Opportunity to Cure with no regard. The sale is void because a ) the signature was rescinded as no TILA was given, b ) an unlawful auction took place after business hours, and c ) no consideration was given to fund the so-called loan in the first place. Deed of Trust is void. Plaintiff does not believe that any evidence to the contrary exists. In California, these predators make millions of dollars because of the non-judicial " scheme '' which means there is no tolerance for those who use an unlawful process.
11/12/2019 Yes
  • Mortgage
  • Conventional home mortgage
  • Struggling to pay mortgage
  • CA
  • 95678
Web
Hello, my name is XXXX XXXX. I had my sale postponed for only a few days until they placed it again for foreclosure sale on XX/XX/19. This does not give us enough time for a review or even get everything in order. We did what we would and sent in all documents for a loan modification. Why is it so hard for a bank/ servicer/ investor to try to work with the borrower and provide a modification mortgage payment that we can afford? We are willing and ready to make the payments but we have not had an offer. Let me explain my previous situation that has put us in this horrible place with fees and over dues. From my first bank, XXXX XXXX XXXX and they have denied me multiple times for a loan modification until XXXX XXXX XXXX transferred my loan to XXXX. I told XXXX I want to apply for a loan modification. They have told me to pay {$2000.00} for a Trial Period Payment of 3 payments. I told them I can not afford that and I asked them to apply me for a loan modification. XXXX sent me an application for a loan modification. I have filled it out and faxed the full packet to them. After 3 months they then have told me that I do not meet the qualifications for the XXXX loan modification and the representative told me to apply for the Keep Your Home California program. At this point I applied for the Making Home Affordable Program and faxed over a full packet to XXXX. After some time I yet again get transferred to another servicer XXXX XXXX XXXX XXXX, XXXX. After many months sending documents and trying to work out a loan modification plan and review XXXX XXXX XXXX XXXX , XXXX transferred my loan to another servicer which is now my current servicer XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, AS TRUST OF LODGE SERIES 3 TRUST BY XXXX XXXX XXXX XXXX, whoever they are. I sent over a full packet to XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, AS TRUST OF LODGE SERIES 3 TRUST BY XXXX XXXX XXXX XXXX. They have received my loan modification packet and is in review. I and my family are in a very tight spot with XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, AS TRUST OF LODGE SERIES 3 TRUST BY XXXX XXXX XXXX XXXX and we do not know what else to do. I can make monthly payments for this loan of around {$1600.00} for the loan, insurance and taxes. Please review this company and previous companies as to why they keep transferring my loan once im on the brink of being approved. Seems as though every company is prolonging the process as much as possible. PRESTIGE DEFAULT SERVICES & XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, AS TRUST OF LODGE SERIES 3 TRUST BY XXXX XXXX XXXX XXXX are in Violation of my CALIFORNIA HOMEOWNERS BILL OF RIGHTS if they proceed with the sale of my home which is scheduled for XX/XX/2019.
10/25/2019 Yes
  • Mortgage
  • Conventional home mortgage
  • Struggling to pay mortgage
  • CA
  • 95678
Web
Hello, my name is XXXX XXXX. I can not believe that my loan once again has been transferred to another servicer XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Ive been working for a very long time with XXXX XXXX XXXX XXXX ( my previous servicer ) and now I had to start the process all over again. How many time will this go on? How many time will me and my XXXX wife suffer to get a loan modification? There is a foreclosure sale scheduled for my home on XX/XX/2019. From my first bank, XXXX XXXX XXXX and they have denied me multiple times for a loan modification until XXXX XXXX XXXX transferred my loan to XXXX. I told XXXX I want to apply for a loan modification. They have told me to pay {$2000.00} for a Trial Period Payment of 3 payments. I told them I can not afford that and I asked them to apply me for a loan modification. XXXX sent me an application for a loan modification. I have filled it out and faxed the full packet to them. After 3 months they then have told me that I do not meet the qualifications for the XXXX loan modification and the representative told me to apply for the Keep Your Home California program. At this point I applied for the Making Home Affordable Program and faxed over a full packet to XXXX. After some time I yet again get transferred to another servicer XXXX XXXX XXXX XXXX, XXXX. After many months sending documents and trying to work out a loan modification plan and review XXXX XXXX XXXX XXXX XXXX XXXX transferred my loan to another servicer which is now my current servicer XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, whoever they are. I sent over a full packet to XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. They have received my loan modification packet and is in review. I and my family are in a very tight spot with XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and we do not know what else to do. I can make monthly payments for this loan of around {$1600.00} for the loan, insurance and taxes. That is an amount I can afford. Please review this company and previous companies as to why they keep transferring my loan once im on the brink of being approved. Seems as though every company is prolonging the process as much as possible. XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX are in Violation of my CALIFORNIA HOMEOWNERS BILL OF RIGHTS if they proceed with the sale of my home which is scheduled for XX/XX/2019.
09/16/2022 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Seized or attempted to seize your property
  • FL
  • 32708
Web
XXXX XXXX, California hired attorneys of XXXX XXXX to file liens and foreclosure on my property under fictitious loan scheme of over XXXX, as in {$300000.00} loans fraud schemes using my deeded property for loans that I did not know about, had my authority or collected in any manner. The orders from CFPB have been filed repeatedly and ignored, which is aggravated contempt of court, after the fact and accessory plus organized racketeering for financial benefits. US BANKS is claiming to be the Plaintiff, and this is misrepresentation using the courts as an active enterprise to gain benefit from the fraudulent malpractices. Using licensed authorities to facilitate aggravated identity theft is beyond reprehensible and I seek aggravated monetary relief and restitution plus damages of the willful and calculated intimidations. I contacted XXXX and they hung up on me many times for weeks and US Banks hung up on me and I filed reports with supervisors but they disconnected calls also. I do not feel that the stipulated agreements and injunctions that CFPB will be sufficient because I have been victimized by same perpetrators aiding banks for no less than a decade and I kept filing complaints with so much retaliation that squatters used my identity and I know that there is probably many more fictitious loans. The CFPB entered into a Consent Order with XXXX XXXX XXXX XXXX over allegations that XXXX XXXX pressured and incentivized its employees to open unauthorized accounts, in violation of the Consumer Financial Protection Act, the Fair Credit Reporting Act, the Truth in Lending Act, and the Truth in Savings Act. According to the CFPB, from XXXX through XXXX, XXXX XXXX allegedly imposed sales pressure and sales goals as part of bank employees job requirements, leading employees to use consumers credit reports and sensitive personal data to apply for and open deposit accounts, credit cards, and credit lines without consumers knowledge or consent. Affected consumers were charged fees on unauthorized accounts; suffered negative impacts to their credit profiles; lost control over personal identifying information ; and expended time and effort investigating, seeking closure of unwanted accounts, and monitoring and mitigating harm. Under the terms of the Consent Order, XXXXXXXX XXXX will pay a {$37.00} XXXX penalty and must remediate all harmed customers for unlawfully charged fees and costs, implement policies to prevent future violations of applicable law, and refrain from future violations, among other things.
07/13/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • XXXXX
Web
Ghidotti and Berger with aid of " court '' omitted, falsified and suppressed evidence of identity theft to falsify documents against property for gain and benefit of unlawful and contemptuous seizure in direct contempt of CFPB civil penalty relief. Racketeering and conspiracy under XXXX racketeering includes ignoring related cases and orders or sanctions and injunctive relief to victims of XXXX XXXX fictitious loans. GHIDOTTI AND BERGER " amended '' court hearing for " victim '' of identity theft XXXX XXXX to " appear '' under false pretenses. Ghidotti and Berger never offered any " agreement '' to victim of identity theft and did not offer any civil penalty relief or honor in direct contempt of civil penalty orders XX/XX/2022 At no time did CFPB order XXXXXXXX XXXX to " offer '' " civil remedy '' agreements and only civil penalty RELIEF. I reported this to all authorities and all bar associations in all states plus Florida state judicial qualifications because this is pattern with same XXXX XXXX and subsidiaries for over a decade giving out fictitious loans under identity theft and without any appraisals for substance dependent " borrowers '' that use properties they do not won for loans, and to rinse and wash embezzlement financial crimes with racketeering rings. Attached is the highly redacted report of " court minutes '' showing the conspiracy to act in contempt of all prescribed injunctions of the court and to protect " borrower '' that has repeatedly opened fictitious loans under fraud, deception and conspiracy to assume the benefit of loans under embezzlement, property fraud and public corruption without any knowledge of owner or any appraisals under property equity schemes. The courts, government employees, lawyers and judges have aided under obstruction of discovery and due process of prosecution, in omissions of financial identity property theft fictitious loans schemes. Our tax collector and evidence, and investigations of an abundance of developers, loan processors, government employees, contractors, implicated individuals have been sentenced/cooperating with investigations and pending federal cases of bribery and uses of pills for bribery and the racketeering in XXXX XXXX XXXX
09/04/2020 Yes
  • Debt collection
  • Auto debt
  • Communication tactics
  • Frequent or repeated calls
  • AZ
  • 85024
Web
On XX/XX/XXXX they called twice in the same day. Threatening that I was outside of my contract and that I would be on their delinquency report. I explained that I will be making a payment on XX/XX/XXXX. They said they didnt see that and that since Im paying outside of my normal process this isnt allowed and that I would have to pay by the Monday the XXXX. I explained this is when I would have the money. She kept threatening me with I was outside of my contract and that would be reported and I responded Im not 30 days late and I could pay. She started my contract says I have to pay in the month Im due or Im in violation and this could lead to further action. I said Im not 30 days late so thats fine. She went in further about their delinquency report and I said that has nothing to due with me and I would appreciate them to stop calling me as they had called me all week and hung up on me. I explained this is rude and its a violation. I went in to their website and scheduled the payment. Then a called called me back and began asking me to change my due date and began pressuring me and when I said hes in violation and that need to stop calling he said do you want the help or not. I asked for him to stop and the company to stop calling me Im at work and this is harassment about a payment I schedule on their actual website. He continued on trying to threaten me and pressuring me to change my due date and pay a lesser amount then my actual monthly payment. They called me the first time at XXXX XXXX and the again at XXXX XXXX
09/15/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Other personal consumer report
  • Improper use of your report
  • Reporting company used your report improperly
  • FL
  • 32708
Web
I am being harassed by attorneys of XXXX BANKS that assumed my identity, assumed data information and allowed fictitious loans schemes using my valuations, my property and my identity theft for financial crimes. I reported I am victim violated by identity theft fraud of their crimes and contacted authorities regarding fraudulent misrepresentation practices regarding fictitious loans XXXX XXXX, This is the last, and only, time I will address your various filings. They are nonsensical, irrelevant to the pending foreclosure action, and are sanctionable as frivolous pleadings. If you continue this course of conduct, I will seek sanctions. Sincerely, XXXX XXXX, XXXX. Senior Litigation Attorney Email : XXXX Tel : XXXX EXT XXXX Fax : XXXX From : XXXX XXXX XXXX Sent : Thursday, XX/XX/2022 XXXX AM To : XXXX XXXX XXXX Cc : XXXX XXXX XXXX Subject : Re : XXXX Bank XXXX XXXX XXXX ; Case No. : XXXX I filed affidavits detailing federal racketeering, plus affidavits for relief due to counterclaim, detailing the public corruption, I filed affidavits for relief and had no response to those affidavits.
09/13/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Other personal consumer report
  • Problem with a company's investigation into an existing issue
  • Difficulty submitting a dispute or getting information about a dispute over the phone
  • FL
  • 32708
Web
XXXX XXXXXXXX XXXX XXXX XXXX, XXXX California XXXX XXXX XXXX ( XXXX ) XXXX filed for collection of XXXX XXXX under identity theft in XX/XX/XXXX and there was collection of over XXXX of fraudulent lien filed against my property in XX/XX/XXXX by Ghidotti and Berger on behalf of fraud. I filed further complaints and showed CFBP filed action against XXXX XXXX for conspiracy to fraud unsuspecting victims with identity theft fraud loan schemes. On XX/XX/XXXX the CFPB filed action, orders and enforcement with injunctions against XXXX XXXX and XXXX XXXX and Ghidotti and Berger law firms have obstructed justice by ignoring orders under racketeering and organized financial crimes after the fact and as accessory to XXXX XXXX facilitation of fraud, with stipulated agreements to refrain from any collecting from victims of fictitious loan scheme. I reported back to CFPB and the company denied they were correct company to contact in fraudulent misrepresentations after the fact.
09/16/2022 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Seized or attempted to seize your property
  • FL
  • 32708
Web
XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX ( XXXX ) XXXX filed for collection of fictitious loan under identity theft in XX/XX/XXXX and there was collection of over XXXX of fraudulent lien filed against my property in XX/XX/XXXX by Ghidotti and Berger on behalf of fraud. I filed further complaints and showed CFBP filed action against XXXX XXXX for conspiracy to fraud unsuspecting victims with identity theft fraud loan schemes. On XX/XX/XXXX the CFPB filed action, orders and enforcement with injunctions against XXXX XXXX and XXXX XXXX and Ghidotti and Berger law firms have obstructed justice by ignoring orders under racketeering and organized financial crimes after the fact and as accessory to XXXX XXXX facilitation of fraud, with stipulated agreements to refrain from any collecting from victims of fictitious loan scheme. I reported back to CFPB and the company denied they were correct company to contact in fraudulent misrepresentations after the fact.
10/01/2019 Yes
  • Vehicle loan or lease
  • Loan
  • Managing the loan or lease
  • Billing problem
  • IL
  • 60419
Web Older American
I have completed my installment as XX/XX/19 however I am still receiving a bill for the full installment I just paid off. I don't understand why the company keep moving the amount of my loan. I'm getting charged for addition finance charges as well as fees foe making payments for less then the installment amount of {$380.00} when the rep on my account set up payment to be paid every other week for a short period of time. I am concern that this loan will never be completed. the information is don't add up. I need a breakdown for the balance reminding on this account. I would like to pay it off as soon as possible.
03/08/2023 Yes
  • Mortgage
  • Other type of mortgage
  • Struggling to pay mortgage
  • TX
  • 77339
Phone Servicemember
09/28/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Other personal consumer report
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 32708
Phone
01/14/2021 Yes
  • Mortgage
  • Conventional home mortgage
  • Struggling to pay mortgage
  • NV
  • 89117
Phone Older American
05/21/2020 Yes
  • Debt collection
  • Mortgage debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • TN
  • 37203
Phone Older American
07/24/2019 Yes
  • Mortgage
  • Other type of mortgage
  • Trouble during payment process
  • IL
  • 60451
Postal mail