| 03/09/2022 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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This collection agency is furnishing an alleged debt that is on my consumer report XXXX and XXXX XXXX XXXX CREDITORS BUREAU USA has not provided me with the proper validation according to 15 usc 1692g. Also they have violated 15 usc 1692f. I have not received any proof that there was a such agreement that expressly authorizes this debt collection agency to collect on an Alleged debt which is a violation of the FDCPA. I sent a debt validation letter on XX/XX/2021 and a follow up on XX/XX/XXXX and have not recieved any proof of the from them that there is an agreement in place pursuant to 15 usc 1692f ( 1 ) of the FDCPA that they can collect from me or that they even own the debt. This is a violation of my right to privacy.
I have never given them prior consent to contact me which is a violation of 15 usc 1692c This account is blatantly illegal under federal law. I am under no duty to pay a debt collector the purported sum until it is proven differently. However, they have committed identity theft because I never gave them permission to share any of my personal information with you. I have never received any documentation that I have a business relationship with CREDITORS BUREAU USA or that I owe any obligations to them. Identity theft is demonstrated by their failure to prove this. The reason for this is that if they indicate supposed Statements from an original creditor, this is a type of identity theft perpetrated not just by the collection agency, but also by you by reporting this without physical proof.
Notice, it is a fact, affiant alleges in accordance with 28 U.S. Code 3002 ( 1 ) ( B ) CREDITORS BUREAU USA is not a US attorney, an assistant or designated to act on behalf of the US attorney, or an attorney or the US Dept. of Justice or a Federal agency with litigation authority, which means the head of agency with any accompanied private attorney must have a contract made in accordance with section 3718 of title 31 to conduct any litigation or collection of debts pursuant to 18 U.S.Code 8 on behalf of the United States and otherwise would have no rights to collect.
This company has committed aggravated identity theft 18 usc 1028A Whoever, during and in relation to any felony violation enumerated in subsection ( c ), knowingly transfers, possesses, or uses, without lawful authority, a means of identification of another person shall, in addition to the punishment provided for such felony, be sentenced to a term of imprisonment of 2 years.
( 2 ) Terrorism offense.
Whoever, during and in relation to any felony violation enumerated in section 2332b ( g ) ( 5 ) ( B ), knowingly transfers, possesses, or uses, without lawful authority, a means of identification of another person or a false identification document shall, in addition to the punishment provided for such felony, be sentenced to a term of imprisonment of 5 years.
The company has violated the following laws 15 usc 1692b ( 5 ) Using a symbol to indicate to the consumer that the debt collector is in the debt collection business twice {$2000.00} 15 usc 1692c ( a ) ( 1 ) calling the consumer at an unusual time or place 4 times {$4000.00} - 15 usc 1692g ( a ) Failure to provide the 5 things to prove the comsumer owes a debt within 5 business days. {$1000.00}
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| 06/02/2019 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I randomly received a letter in the mail from Creditors Bureau usa a few weeks ago. It reads in the top left : Creditors Bureau usa A professional debt collection agency XXXX XXXX XXXX, XXXX CA XXXX Monday-Friday XXXX AM to XXXX pm ( XXXX ) XXXX XXXX In the top right, it shows the original creditor as a medical office I stopped going to a while ago. It was suspicious to me at first, because I received this letter several weeks AFTER paying off the balance I owed from the last time I was treated in the office ( sometime in XXXX ). When I payed, I went in to the office, so I know that I payed off everything when they told me at the office. The balance on the letter did not match the amount I payed at the real office. Which I have bank statements of.
The rest of the letter reads, Your creditor has assigned the above past due account to the Creditors Bureau USA for collection. Your creditors records indicate that this debt is unpaid and due. Please pay in full or contact our office for payment arrangements.
Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid. If you notify this office in writing within 30 days from receiving this notice that you dispute this debt or any portion thereof, this office will obtain verification of the debt or obtain a copy of judgement and mail you a copy of such judgement or verification. If you request this office in writing within 30 days after recieving this notice, this office will provide you with the name and address of the original creditor, if different from the current creditor.
You are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligation. But we will not submit a negative credit report to a credit reporting agency about this credit obligation until the expiration of the time period described above.
Interest may continue to accrue on the principal balance until it is paid.
This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. Our office may use call monitoring and/or recording for improved customer service.
Thank you, XXXX XXXX, Debt Collector SO I looked up XXXX XXXX on XXXX ...
Found out shes a well-known porn-star.
After that, I looked up the business and address. The results were just as bad. On yelp, there are countless bad reviews on how people have been scammed and filing police reports.
It also says on the letter that you can pay online at XXXX The website is just as ( if not more ) horrendous as the above.
This place appears to have been up and running for years. I almost paid off $ XXXX on the website before doing some research. Now I am writing to inform I have the letter and all other documents required to take action.
I also hope it is shut down before more people fall for this scam.
Thank you.
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| 07/16/2023 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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CREDITORS BUREAU USA contracted me by phone trying to collect on a debt I do know owe them. When CREDITORS BUREAU USA initially contacted me, I explained to them this debt was supposed to be paid to them by the surgeon who performed my XXXX. I sued the doctor who performed my XXXX and won my case, in that settlement agreement all bills associated with this debt were supposed to be paid by the surgeon. Instead of getting the information from the original creditor, CREDITORS BUREAU USA decided to purchase this debt. After, they decided to harras me about this debt I don't owe them, then finally, furnish inaccurate information on my consumers report. After contacting me, CREDITORS BUREAU USA did not send me a debt validation notices to alert me about my right to request proof that a debt is valid or dispute the debt, which is required by debt collectors. CREDITORS BUREAU USA has chosen to supply inaccurate and false information to credit reporting agencies all while knowing this inaccurate reporting would have a significant impact on my consumer credit score.CREDITORS BUREAU USA still chose to furnished the information after knowing this debt is not obligated to me. CFPB requires debt collectors to furnish accurate information on consumers reports and CREDITORS BUREAU USA is doing the complete opposite.They have not handled this debt correctly as 12 CFR 1022.41 ( d ) states it should be handled.12 CFR 1022.41 ( d ) states Integrity means that information that a furnisher provides to a consumer reporting agency about an account or other relationship with the consumer : ( 1 ) Is substantiated by the furnisher 's records at the time it is furnished ; ( 2 ) Is furnished in a form and manner that is designed to minimize the likelihood that the information may be incorrectly reflected in a consumer report ; and ( 3 ) Includes the information in the furnisher 's possession about the account or other relationship that the Bureau has : ( i ) Determined that the absence of which would likely be materially misleading in evaluating a consumer 's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living.
CREDITORS BUREAU USA is in direct violation of this code and many more, Not only is this account not supposed to be being furnished on my consumers report they are reporting different/inaccurate information to all credit bureaus. I have attached a photo to this complaint showing all the inaccuracies CREDITORS BUREAU USA is reporting on this account. There is different information being reported on the day this account was opened, the date last active, last reported, the credit amount etc.CREDITORS BUREAU USA did not handle this account with accuracy and integrity, this account is not furnished to minimize the likelihood that the information may be incorrectly reflected in my consumer report in which this information is INCORRECT!
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| 03/19/2021 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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To Whom it may concern, I am writing to seek your assistance about a medical bill that was sent to Creditors Bureau USA. Over the past few months, I have been XXXX XXXX, XXXX, and panic over this matter. In XX/XX/XXXX I was reviewing my credit report, and to my surprise I saw there was a medical bill that was sent to Creditors Bureau USA. I was shocked to see this medical bill listed as collections. I have never had any bills sent to collection so this has been stressful and hope that I can get assistance with resolving this matter.
I was never notified my bill with XXXX XXXX was going to be sent to collections prior to viewing this in my credit report. The moment I saw this reporting I immediately sent Creditors Bureau USA a debt validation letter under the law Fair Debt Collection Practice Act to have them provide me with detailed information regarding the debt they are attempting to collect. In the letter I did specifically asked them to provide me with the following information : A thorough breakdown of all alleged charges.
Dates of alleged services rendered.
List of services/procedures performed.
Provide a copy of my signature from the provider showing my request to release information to you Under the Health Insurance Portability and Accountability Act of 1996 ( HIPAA ) I reserve the right to protect the privacy of my personal information and medical records from all third party reporting agencies. I never gave permission to your company Creditors Bureau USA.
Creditors Bureau USA has mailed me back with copies of my medical bill with XXXX XXXX, however, they failed to send me with a copy of my signature showing my request to release information to them. By not proving me with this document, they are violating my HIPPA rights. I did not consent a third part to view the blood work I had done with XXXX XXXX.
Due to this reporting, it has affected my credit score significantly. The credit score that I have been working on for over 12 years has dropped over 70 points. Also, due to the Pandemic ( covid19 ) I have suffered financial hardship as I am the only employed person in my family. I do wish to pay the debt I have with Quest Diagnostic directly with them. I am writing to you to dispute the collections that was sent to Creditors Bureau USA.
I request for this debit to be removed from my credit report. Attached are the letters send to me from Creditors Bureau USA that will show the amount of collection {$240.00}. I also want to make you aware, the dollar amount listed as collections in my credit report is {$160.00}, however the letter I received from Creditors Bureau USA states I owe {$240.00}, the information I was given from Creditors Bureau USA in inconsistent.
Thank you,
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| 06/21/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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On XX/XX/XXXX, I was very sick and was having trouble XXXX and needed XXXX and was taken to XXXX by my boyfriend. While I was in the chair and ready to be XXXX with the XXXX, the XXXX tech demands I sign a paper and states that unless I SIGN it they will not draw my XXXX. I ask what the problem is as I have XXXX XXXX and have met my $ XXXX deductible for the year, and had previously checked with XXXX to make sure I was covered! She states that's their policy in case XXXX doesn't pay ( she tries to calm me down my saying they will probably pay and it might not be an issue ) but demands I sign it.
I should have refused, however, I was very sick and just wanted to get it over with and leave to go home. I was running a XXXX, could barely XXXX, and was XXXX and XXXX.
I get the bill later and see that they are trying to bill me for part of the XXXX, so I call XXXX, XXXX states maybe its a problem with the coding, so I call my XXXX and they send over codes to try and correct the issue. This goes on and on for months, with several calls to XXXX and XXXX trying to correct this, then in early XXXX I start getting threatening calls from XXXX stating they will send me to Collections, so again I call XXXX and explain the whole thing again. They call XXXX with me on the phone and explain to XXXX that I have ZERO LIABILITY per their CONTRACT. XXXX sends my file to CREDITORS BUREAU USA -A COLLECTION AGENCY and states that I signed their paperwork the day of the XXXX draw, which makes me responsible! I call XXXX again and beg them to intervene as this is not right, legal, or ethical to demand someone sign something under duress, when I paid thousands of dollars to XXXX and for XXXX insurance coverage, to now be harassed and have my credit tarnished. XXXX states they cant do anything except note it in their " file '' for when they negotiate their contracts with XXXX!!!! So not their problem apparently, and XXXX is forcing AND DEMANDING UNDER DURESS patients to basically agree to be " back billed '' for services that should be covered by their insurance. HOW IS THIS LEGAL????? HELP!!!!
I have been refused credit now and have had my credit limits lowered because of their negligence, fraud and illegal activity! My credit was perfect and they have ruined it! THE PAPERWORK I ATTACHED FROM XXXX SHOWS ZERO PATIENT RESPONSIBILITY!
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| 07/21/2023 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I made an initial complaint against the company on XX/XX/2023. The company has said this account was forward to them when that is a complete lie, they purchased this debt, from fresno XXXX. The company has decided to note my cease and desist request, and have noted they will not communicate with me directly in the future, yet has completely ignoring my request to have this collection removed from my consumers report. The company stated that they were in contact with me when I stated I was going to take legal action against the doctor in an unrelated case, when in reality, the unrelated case in exact reason for this debt. At the time I had spoken to this company and told them I was taking legal action against this doctor the fees associated with this account were not yet deemed responsible to the doctor. After taking the doctor to court and winning, all fees associated with this XXXX are the doctors responsibilities! They should have gotten in touch with their client they purchased the debt from to collect on this debt. I have legal documentation that I plan to get from my lawyer who represented me in this case that shows these fees are obligated to the doctor who performed my XXXX. Then the company noted they decided to file a lawsuit against me because they had not heard anything from me, there was no way I could have spoken with this company because I was incarcerated.Not only do I have documentation that shows Im not obligated to this debt, I have documentation to show that this company took legal action against me while I was XXXX. There is no way this company should have been able to take me to court and get a judgment against me to force me to pay on this debt while I had no knowledge this lawsuit was even filed, and there was no way I could have properly represented myself while being XXXX This company is acting in dishonesty! There is no way CREDITORS BUREAU USA should be hiring attorney to take people to court when they are not properly noticing the people they are taking to court that they have court. what CREDITORS BUREAU USA did to me in completely ILLEGAL! I'm sure this lawyer who went to court against me lied and told the judge that I was served when I was never served. I have known nothing about this judgement up until now!
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| 09/05/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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I received a collection notice from XXXX XXXX on XX/XX/XXXX, I've contacted them multiple times and explained to them this is not my account. I've contacted the Credit Bureaus as well and they continue to report this fraudulent collection on my XXXX and XXXX XXXX Credit Reports.
I've been dealing with Identity Theft matters since XXXX and on XX/XX/XXXX I received multiple voicemail messages and emails, my bank accounts, credit card accounts and personal email accounts were compromised without my knowledge and/or consent. I called my bank ; I called all my credit card accounts and auto loan account. A person pretending to be me attempted to access all my accounts, they scheduled approximately {$250000.00} in payments from my checking account. They applied for multiple lines of credit and attempted to make additional purchases with my accounts. They changed my login and contact information for my credit card accounts, bank accounts and my email accounts. They also created fake email accounts in my name. Im confident that I know who did this to me, because this has happened before, and it was my mother and my brother. My moms name is XXXX XXXX XXXX and my brothers name is XXXX XXXX XXXX. My mother and brother have all my personal information and I believe they are trying to destroy my life.
I had fraud alerts on my credit profile, but they were still able to access my credit profile. Ive had an on-going battle with the credit bureaus and creditors trying to clear my name from this fraudulent activity. I continue to write to the credit bureaus and Creditors Bureaus USA Collection Company ; however, I continuously receive responses from the credit bureaus and creditors that this account is verify as accurate and correct. This has got to stop ; the credit bureaus and creditors need to immediately clear my name from this fraudulent activity. I will continue to fight and clear my name and I will utilize every legal resource to clear my name from this continued fraudulent activity. I will be filing additional complaints with the Consumer Financial Protection Bureau and the Federal Trade Commission. I will also take legal action against the credit bureaus and creditors if they do not clear my name from this fraudulent activity.
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| 03/24/2017 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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I have received collections notices from Creditors Bureau USA XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX, CA XXXX, phone # XXXX, dated XXXX XXXX, XXXX for account # XXXX in the amount of {$490.00} and XX/XX/XXXX for account # XXXX in the amount of {$780.00}. These collection notices are for services provided by XXXX XXXX XXXX on the following dates of service : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX I had medical coverage during this entire time period and, in fact, had dual coverage. My primary was XXXX and secondary was XXXX. I provided both insurance cards to the receptionist on each visit. It appears, after discussions with XXXX, XXXX and XXXX, that only the XXXX insurance was used to submit claims against. I had coverage by both insurers at the times of service and provided that information on each visit. The claims were not paid because they were not submitted properly by XXXX and through no fault of my own.
Additionally on the last date of service, XXXX were used during this visit and XXXX did not provide the correct insurance information to them as well. After a phone discussion, XXXX XXXX was able to confirm my coverage with XXXX using my ss # and rescinded the claim and subsequent collection activities.
XXXX would not pay because they need and " Explanation of Benefits '' from the primary insurance XXXX before they can determine their portion. XXXX does not have an " Explanation of Benefits '' for these visits because they were never billed. I have provided all of the coverage information I was asked and required to provide.
I have requested that they review this information and rescind the invoices and cease collection activities.
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| 01/23/2023 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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-- -- -- -- -- -- -- - Original Message -- -- -- -- -- -- -- - From : XXXX XXXX [ XXXX ] Sent : XX/XX/XXXX XXXX XXXX To : XXXX Subject : Re : Case Has Been Opened ref : XXXX : ref Patient Name : XXXX XXXX XXXX For case on Date Of Service : XX/XX/XXXX Date of Birth : XX/XX/XXXX Account Number : XXXX After speaking with your department on the phone today, I am forwarding my most updated Explanation of Benefits for you to update the account record.
This is supposed to result in a positive account balance of {$40.00}. Please have the remaining amount paid back with check in mail.
Also, please update this with the debt collection agency to dismiss the case.
I appreciate your help.
-- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- This above is the detail of the communication with the original creditor, XXXX XXXX.
The original balance {$230.00} was incorrect. And I have supplied the updated health insurance EOB showing billable of {$33.00}. While I have already made {$74.00} to XXXX XXXX on the day of service, XXXX XXXX has now calculated the correct balanced to be ( $ XXXX ).
And, in fact, this case is already resolved between me and XXXX XXXX. A payment of {$40.00} is already send to me on XX/XX/XXXX. This should be the end of the billing case.
However, Creditors Bureau USA ( XXXXXXXX XXXX XXXX XXXX, CA XXXX ) has been harassing me to try to collect {$230.00}. They did not do their due diligence on obtaining the updated and accurate debt information with original creditor before pursing on me. The last harassment phone call was on XX/XX/XXXX XXXX.
They have now threatened to put my record to credit report.
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| 11/21/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Information belongs to someone else
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Web |
Servicemember |
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This account is In result to human trafficking.
1022.142 Prohibition on inclusion of adverse information in consumer reporting in cases of human trafficking.
( a ) Scope. This section applies to any consumer reporting agency as defined in section 603 ( f ) of the FCRA, 15 U.S.C. 1681a ( f ).
Prohibition on inclusion of adverse information of trafficking victims. A consumer reporting agency may not furnish a consumer report containing any adverse item of information about a consumer that resulted from a severe form of trafficking in persons or sex trafficking if the consumer has provided trafficking documentation as defined under paragraph ( b ) ( 6 ) of this section to the consumer reporting agency.
( d ) Method of submission to consumer reporting agencies ( 1 ) Mailing and website address. A consumer reporting agency must provide two mailing addresses for a consumer or consumer representative, as described in paragraph ( b ) ( 6 ) ( ii ) of this section, to send a submission consisting of an appropriate proof of identification under paragraph ( b ) ( 1 ) of this section and trafficking documentation under paragraph ( b ) ( 6 ) of this section. A consumer reporting agency may also establish a secure online website portal for a consumer to upload a submission. A consumer reporting agency must accept a submission sent to the mailing and, if applicable, website address used for disputes under section 611 of the FCRA, and must accept a submission sent to a mailing and, if applicable, website address dedicated to blocking adverse items of information resulting from a severe form of trafficking in persons or sex trafficking under this section.
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| 08/01/2017 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I have a {$94.00} medical debt that 's negatively impacting my credit score. I called the company to set up a payment plan to get it paid off and removed from my credit score. I am pursuing payment for deletion of the account from my score. The first man I spoke with tried to indicate to me that I owed {$110.00} and change, which is incorrect. My credit report and the bill from the original medical company both confirm the amount is {$94.00}. He then corrected and confirmed the amount. I requested our agreement of payment for deletion be put in writing, for my records and an assurance that it would definitely be removed. The representative said that he could not do that, at which point he transferred me to his supervisor in case she could. When XXXX XXXX, collections manager, picked up, she refused to acknowledge the {$94.00} bill and instead insisted that she 's legally allowed to charge me interest on a MEDICAL BILL on behalf of her collections agency. This is illegal. She attempted to bully me into accepting the {$110.00} amount, was extremely condescending and suggested I do " research so that I know what I 'm talking about ''. I then requested a copy of my recorded call with the male representative and her be sent to me for this report. She refused to furnish copies of the records of my communication with the male ( in which he promised the correct amount was due and a deletion upon payment ), and told me her line was private and unrecorded.
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| 12/19/2016 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
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Web |
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To whom it may concern, I was planning on buying my first home i had checked my credit and seen that I have XXXX accounts that does not belong to me. I do not know if it 's a mixed credit file or if someone has been using my info, But what I do know is that these accounts on my credit file does not belong to me. XXXX of the accounts are Fresno Credit Bureau XXXX XXXX XXXX XXXX XXXX. On XXXX/XXXX/2016 I filed a police report with my local police station and filed an FTC Affidavit with the Federal Trade Commision. I then sent all that info plus some supporting documents to the credit bureaus and the creditors of the accounts. After waiting 30 days I received an response from the XXXX credit bureaus that they concluded that my claim was frivolous. In accordance with Section 623 FCRA, 15 U.S.C. XX/XX/XXXXS - 2 of the Fair Credit Reporting Act, 15 U.S.C. XX/XX/XXXXg ( e ) section 623 ( a ) ( 6 ), If a Furnisher learns that it has furnished inaccurate information due to identity theft, It must notify each consumer reporting agency of the correct information and must thereafter report only complete and accurate information Section XXXX XXXX XXXX XXXX XXXX XXXX.
When any furnisher of information is notified pursuant to the procedures set forth in XXXX XXXX that a debt has resulted from identity theft, the furnisher may not sell, transfer, or place for collection the debt except in certain limited circumstances. Section XXXX XXXX XXXX)
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| 08/10/2015 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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In XXXX 2014 I XXXX and went to XXXX XXXX XXXX where I had been admitted to emergency room.
They took XXXX, and told me that I had to go and see a doctor who would be able to read them and figure out a treatment plan for me.
I received XXXX bills:1 - from an emergency room doctor2 - for the emergency room chargesEverything had been taken care of.
I picked up a CD with XXXX XXXX and visited a physician outside of the hospital. He viewed the XXXX and gave me instructions on what to do next.
XXXX months later I receive a bill from the XXXX technician of the XXXX XXXX XXXX claiming that he read the XXXX for me.
I have not even seen him, and I have never seen his readings. If I had, I would not have to see another doctor.
When I tried to explain it to the hospital`s accounting representative, she won`t listen.
They had Fresno Credit Bureau collect the debt for them.
Their reps were calling me every day telling me to pay the debt. Finally, I gave up, as it is very frustrating and stressful to deal with them.
I went to the website and paid the amount they claimed as my debt - {$83.00}.
The payment went through, but then got rejected. I contacted them, and they told me that the amount went up, and it is around {$150.00} now.
I really hope you can help me with this issue, I`m trying to rebuild my credit, and I do not need another debt in my credit history.
I appreciate your time.
Regards, XXXX XXXX
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| 12/16/2021 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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On XX/XX/XXXX I responded to a letter I received from Creditors Bureau USA in which I requested validation of an alleged debt they claimed I owed. I requested specific signed documents showing that I owed said debt and also included a declaration to be completed, signed and dated by the authorized creditor ; then I sent the letter via certified mail with return receipt requested. On XX/XX/XXXX, my letter and its attachments ( 3 pages ) was received and signed for by Creditors Bureau USA, see EXHIBITS A & B attached.
In late XXXX I received a response in the form of a bill that showed medical information including what looked like XXXX XXXX I clearly requested validation of debt which was never provided. I sent a second certified letter citing failure to validate to Creditors Bureau USA, again requesting that they validate this alleged debit. My second letter and its attachments was received and signed for on XX/XX/XXXX, see attached EXHIBITS C & D. As of XX/XX/XXXX, more than 3 months later, I have not received a response from this collection agency, yet they continue to report this invalidated debt to the credit bureaus, a clear VIOLATION of my consumer rights pursuant to the Fair Debt Collection Practices Act. This action may constitute as FRAUD under Federal and State laws. These violations have caused me harm and must be remedied immediately. Thank you.
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| 03/15/2016 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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A collection account from the Fresno Credit Bureau appeared on my credit report for the first time in the summer of XXXX. The balance was {$250.00} and the original creditor was XXXX XXXX XXXX opened on XXXX XXXX, XXXX. I was fully covered by student insurance at the time. I never received the bill from either parties nor was I ever notified of this bill 's existence or when it went into collections. After speaking to XXXX XXXX XXXX directly, they confirmed that they had attempted to contact me at the incorrect address and phone number. After confirming that they also failed to bill my insurance, XXXX XXXX XXXX verified that all outstanding balances shall be written off and removed from my credit report. A couple weeks later, I received a letter from the Fresno Credit Bureau, stating that my collection account has been cancelled and requested for my account to be deleted from consumer reporting agencies. After noticing that the collection account is still appearing on my credit report, I reached out to the Fresno Credit Bureau in XXXX XXXX by phone and they claimed that the paperwork has been filed and my account should be taken off within 30 days. It has been 8 months and the collection account is still on my credit report.
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| 12/14/2017 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
Older American |
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I previously filed a complaint against XXXX XXXX on XXXX which XXXX XXXX falsely claimed that I had used an insurance card at doctor visit when in fact I received a " self pay '' discount and did not use an insurance card. XXXX XXXX has now come back to me requesting that I complete a " identification fraud '' form, however this is bogus since I never requested Colorado XXXX XXXX to perform a lab test and I never received any lab report from CLS for alleged lab services. The amount of {$200.00} has been reported to credit reporting agencies in violation of state and Federal law, and XXXX XXXX has NOT removed this false report from my credit history. Further, XXXX XXXX in their response to XXXX claimed that the alleged charges are reasonable but I found that CLS, a member of XXXX XXXX XXXX XXXX is generally XXXX to 35 % higher than other Colorado XXXX labs such as Quest, XXXX, or the XXXX Hospital or XXXX XXXX labs. The primary complaint is that I did not order the lab tests, would have been self pay if so ordered, and I would have used a cheaper but competent lab. This debt is FRAUD, and XXXX XXXX should be charged with FRAUD.
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| 01/08/2021 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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I called this collection agency wanting to negotiate terms of my total amount. The amount I have owed ( according to the paper statements they sent me ) did not match what XXXX was telling me on the phone. I tried to get some information on where he was getting his amounts, dates of service, etc. XXXX insulted, said I didn't know how to read an account number. I emailed the office the statement I was clearly looking at and how it wasn't matching XXXX XXXX statements. He said that the email would have to go through another department, he couldn't explain a THIRD bill and date of service, nor could he explain the change of amounts, nor could he explain the {$400.00} difference in amounts. If a company can not be respectful to their customers, explain ACUTAL NUMBERS, and exchange information with their customers, but yet expect them to pay their bills, how is this legal? This company does not have to explain itself or what it is charging? Where does that power come from? What business owner is letting their male customer service reps, like XXXX talk to down to their female customers.
|
| 07/27/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
My doctor ordered XXXX XXXX which may have been performed by XXXX XXXX XXXX but for which I have not received any XXXX XXXX detailing results and XXXX performed. I have contacted other labs in the XXXX XXXX area which indicate that the amounts charged are higher than competitive labs in the XXXX XXXX area, and despite my written request for lab report I still have not received said lab report. The lateness of the report means that I was NOT able to take effective action to reduce my XXXX before it became chronic so XXXX XXXX XXXX endangered my health by their lack of action. Additionally while trying to reconcile this billing I was told to call client services but I am deaf so that option is not acceptable. XXXX XXXX XXXX then sent my bill to Creditors Bureau which is a violation of HIPPA in as much that no medical information may be shared with third party without my consent. XXXX believes that I should travel back to XXXX XXXX to obtain this report from my provider but this is not acceptable or affordable to me since I have left that area for employment.
|
| 02/20/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Credit monitoring or identity theft protection services
- Billing dispute for services
|
|
Web |
Servicemember |
|
Currently Active Duty Military, while permanent Changing station from XXXX XXXX, to XXXX XXXX, XXXX I encountered an emergency with my dependent. I departed XXXX, XXXX in XX/XX/2016 and went on leave in transit to report to school in XXXX XXXX. While at school my Daughter and Son got sick, called XXXX to see if we could take to local doctor to receive medical attention. XXXX approved the authorization for both children in XXXX, XXXX where my family was staying while in school on official duty orders. When I reported to my permanent duty station in XXXX received bill from medical clinic in XXXX as past due. There was a lot of back and forth from the medical center and my insurance company XXXX, eventually out medical bills were covered and paid by our insurance company. Prior to being fully paid, the medical clinic that we had went to closed its offices and gave our past due account to credit bureau in XXXX, XXXX. Current status of bill was paid by my insurance company. Request to contact company to remove off my credit report.
|
| 04/14/2023 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Creditors Bureau USA, collecting on behalf of XXXX XXXX XXXX in the amount if {$1200.00}. Got in contact with a Mrs/Ms. XXXX ( no first name ), she can't give me any information besides the interest on the charges has raised my account up to a little over {$1900.00}, she can't send out the original copies of the bill or credit slip because they don't do that. She did say she could send a revised copy that tells me how much Creditors Bureau USA paid for the account but she couldn't do it unless I provided an actual address or XXXX XXXX not mailing address or email address. The same with XXXX XXXX XXXX, no one can provide a reference number, date of services, procedures performed, claim number or anything that can help me resolve this issue. I research on XXXX and both companies have complaints for fraudulent charges against people with similar if not exact situation as mine, which leads me too believe that this charge is a scam. By me being a XXXX XXXX XXXX my insurance would have covered these charges.
|
| 08/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
I declare under penalty of perjury ( under the laws of the United States, if executed outside of the United States ) that the foregoing is true and correct to the best of my knowledge. Further, I certify that I am permitted by FEDERAL and STATE LAW to file this dispute. I also understand that knowing and willful misstatements or omissions of material facts constitutes a FEDERAL CRIMINAL VIOLATION punishable under 18 U.S.C. 1001. Additionally, these misstatements are punishable as perjury under 18 U.S.C. 1621. This item found within my credit report is not related to any transaction that I made. I am alleging that a person or company- without my authorization- used my personal identifying information to apply for goods, services, or money ; and was successful in creating this account. This debt collector is in violation for putting this unknown account on my credit report. This has caused me to suffer and its defamation of my character.
XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX XXXX XXXX
|
| 01/24/2020 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Creditors Bureau USA has contacted me several times regarding an expense for a test conducted by XXXX XXXX that was covered by my insurance. XXXX is intentionally trying to double-bill me. On XX/XX/20, I was contacted by them again after my insurance company, XXXX, confirmed that I should not be billed for the expense. The caller lied on the recorded line and said that he spoke with XXXX and that they said that they did not cover the test. I requested not to be contacted by Creditors Bureau on a recorded line with the same caller. Today, XX/XX/20, I received an additional threatening call on a recorded line from Creditors Bureau USA even though I had requested to not be contacted by them again. The caller said that he erased my phone number, but they will continue to try to contact me even though I requested that they do not on the recorded line. Both Creditors Bureau USA and XXXX XXXX have tried to extort me for a bill that I do not owe money on because my insurance plan covered the test.
|
| 12/28/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
A company called XXXX XXXX XXXX ( XXXX XXXX XXXX, XXXX XXXX, CA, XXXX ), attempted to collect an invalid debt from me ( I believe they made a mistake through my insurer XXXX XXXX, but did not attempt to continue collecting the debt after I contacted them and explained this to them ).
However, later a debt collection agency called XXXX XXXX XXXX ( XXXX XXXX XXXX, XXXX, CA, XXXX, XXXX ) contacted me attempting to collect this invalid debt. By doing so, they burden me with responding within a limited time frame via certified mail to fix their mistake, a practice which I am sure they realize is time consuming and likely leads to errors they can take advantage of. Attempting to collect obviously invalid debt, either through malice or ignorance, should not be tolerated. I have sent a certified letter to the company ( included below ), explaining this issue, but by reading online found both companies involved appeared to repeatedly engage in this type of malicious behavior.
|
| 07/29/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The bill from the original creditor XXXX XXXX XXXX XXXX was thought to be a duplicate and in error and was therefore not paid. I have since confirmed with XXXX XXXX XXXX XXXX that the bill was in fact correct in the amount of XXXX and attempted to pay in full, but was told that the bill was handed over to XXXX and to pay them. XXXX is attempting to charge interest above and beyond the original bill for a total of XXXX, without disclosing first that interest charges would be applied or how they are calculated. I attempted in good faith to pay the original bill of XXXX in full on XX/XX/XXXX at XXXX with a XXXX rep over the phone, but was told no exceptions would be made for the interest and was threatened that if I did not pay in full XXXX XXXX may not provide XXXX services to me in the future.
I am disputing this bill as : It is a misrepresentation of the amount owed I was threatened with refusal of future medical service if I did not pay
|
| 10/11/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
On or about XX/XX/XXXX or XX/XX/XXXX I had XXXX ; I signed all the necessary paperwork at the hospital. Around XX/XX/XXXX my wife and I pulled our credit report to see what was on it and I noticed I had a debit from affiliates in imaging out of XXXX, CA ; I was unaware of the debit was under the impression my insurance handled it since I did not get any notice from the company. I have asked for verification of the debit and was sent the last page of the hospital stating that it will contract out services. I tried to contact the Contractor that was original creditor and was told to contact Credit Bureau USA. They have sinced contacted me with the following information signature page from the hospital, payments made to the affiliates. The Collection Company " Creditors Bureau USA '' is NOT a Contractor of XXXX XXXX Hospital, therefore I do NOT owe them anything. I am asking for them to remove the derogatory marks from all my credit reports.
|
| 01/08/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am a victim of Identity theft. I have a certified police report on file with all the credit bureaus. I have a collection account on my credit from Creditors Bureau USA. I never received a notice in the mail about the alleged account ; it just appeared on my credit. I have reached out to them several times via certified mail, I have not received a response and the fraudulent data remains on my credit. I am requesting the fraudulent account be removed. I was never afforded the opportunity to dispute the debt .... if I had been I would have advised them the account was not manufactured by me and furnished them a copy of my police report or any other information they may need. Additionally, I also have medical insurance- this is apparently a medical bill reporting on my credit. I have also reached out to the FTC .... they had me upload a copy of my police report to their portal.
Account Number XXXX in the amount of {$590.00}
|
| 03/01/2021 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I called Creditors Bureau USA on XXXX 2021 to try and gather information on my credit accounts such as dates of the services. XXXX XXXX was the rep who was speaking to me. He asked for my personal information ( e.g. phone number, date of birth, etc ) I politely declined and he then refused to give me the information on my own account. Even though I had the account number. He tried stated that this is, " a company wide policy. '' I asked to speak with a manager and he put me through to XXXX after being rude and short with me on my refusal to give me my personal information. I told XXXX that per the XXXX it is not mandatory for me to give my information and it is not ok for XXXX to try and claim I need to give it in order to get my information. He tried to apologize and said it was not a policy and he would speak to him. I informed him I would be putting a complaint in and that this was unacceptable.
|
| 03/11/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This company continues to refuse to provide verification of their debt allegations. They state they sent identity theft verification packets. I have never received any identity theft packets from them. I have repeatedly written and called saying I know of nothing that supports their allegations that I owe them anything. Further upon speaking to them on recorded line they stated to me this record of my date of birth, this was incorrect.All three credit agencies are reporting my identity theft yet this organization refuses to acknowledge this and provide me with their verification.This is not my debt.The continue to illegally report derogatory marks upon my credit having NEVER verified nor provided to me what has been asked of them to compliantly do as was stated to them by FCRA Rules and regulations.This has been asked of them to do since XXXX and we are now in XXXX.
|
| 02/22/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I am being billed for a debt to XXXX XXXX that I do not owe. XXXX, XXXX XXXX XXXX office out of XXXX in XXXX XXXX and my insurance company have been going back and forth since before XXXX. Now, XXXX has reported me to the Creditors Bureau USA. I feel that this is a form of harassment on behalf of XXXX and the Credit Bureau. XXXX is trying to " Ballance Bill '' me despite the contract that they have with my insurance company. When I called to tell the Creditors Bureau USA that they are trying to collect a debt I do not owe, they initially refused to give me contact information for Quest or to acknowledge there was an error. ( Thanks XXXX working the last shift in XX/XX/21 ). XXXX, a supervisor, finally agreed to give me information. They refused a three way call between my insurance company and themselves where the EOB was explained.
|
| 01/18/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
Creditors Bureau USA, published invalidated debt to credit bureaus and refused to remove. Per DCPA Section 809 XXXX b ), Creditors Bureau USA is not allowed to pursue collection activity until this debt is validated.
I requested debt validation within 30 days ( XXXX XXXX, XXXX ) of their initial letter only to find out that Creditor Bureau USA already published collection information with major credit bureaus. The collection agency responded with fabricated invoice containing my information. I followed up with another letter ( XXXX XXXX, XXXX ) requested legal debt validation, however, the collection agency responded with the same invoice containing protected health information ( XXXX ). On XXXX XXXX, XXXX, I made a third request to collection to respond adequately, and I have yet to hear from them.
|
| 05/20/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
I had billing disputed with an original service provider ( XXXX ). They billed me incorrectly for a service ( either by poor oversight or fraud ). I called them 6 times in the last 12 months to resolve the billing error. They never replied and instead sent the debt to XXXX XXXX XXXX. XXXX XXXX never notified me about the outstanding claim of debt. They reported the collection debt against my credit violating the Fair Debt Collection Act section 8a. I was given no ability to resolve the claim and only found out when my credit was run and saw the notation. Consequently neither XXXX XXXX or XXXX XXXX have made any effort to resolve the dispute despite me making every good faith effort to resolve the billing with them.
|
| 09/02/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
Creditors Bureau USA has contacted me several times regarding a debt I supposedly owe to XXXX in California. I have asked for verification of the debt such as an order form, doctors authorization, and whether it was submitted to my insurance company if it was a legitimate service, but all they send me is a computer printout saying that is the validation of the debt. I live in XXXX, my doctor is in XXXX, and I find it odd that a California laboratory would be involved in my care. If it was however, they should have submitted it to my insurance and contacted me immediately if there was a problem. Their bald assertion that I owe this money and that it is up to me to prove that I do n't is ridiculous.
|
| 10/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Creditors Bureau XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX ) On their first collection notice, they are required to allow dispute of the debt, but the listed dispute website is non-functional.
2 ) They indicate as required that the debt can be disputed by calling them, but there is no specific number to call to make the dispute. Their general number only allows automatic payments, no dispute process.
3 ) The Mail-in form does not have place to indicate why the debt is in dispute.
4 ) The Company is attempting to collect medical debt where the provider has yet to correct the original procedure code error that would discharge fee/bill to {$0.00}.
|
| 12/23/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
XXXX of the University XXXX XXXX and was working on a job site in XXXX.
I sustained a XXXX injury and was taken to the local hospital.
An labor and industry claim was opened and approved for coverage of all expenses related to this injury.
I have sent my labor and industry claim information to the XXXX department multiple times requesting that they bill the correct person responsible.
Received a collection letter today from Creditors Bureau.
I called them to let them know that this is not my responsibility and they would not listen.
This is called balance billing and is illegal.
The amount trying to be collected is {$56.00}
|
| 03/16/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
I never received any notification from Fresno Credit Bureau about this debt. The address they have is an old XXXX that I did live at in 2012, so I should have received something if they did send it.
As we lived in XXXX, CA, I am confused as to why we would be billed from a company, according to the internet is, located in XXXX XXXX, CA ( 60+ miles away ). At this point, I would require proof of the debt, as I have no knowledge of it. Please send me a copy of a signed contract and proof that Fresno Credit Bureau was assigned this debt and has a legal right to collect on it. My email address is XXXXXXXXXXXX.
Thank you, XXXX XXXX
|
| 08/08/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
There is an unknown medical charge on my credit report. It does not state the original creditor only that it is medical. I am a veteran. I have always had medical insurance. I'm not sure why this is on my credit. It is affecting my credit negatively. I do not owe this. I'm not sure what it even is. It could be from improper billing. It is the only medical collection on my report. It is very odd. For it to be sold to a credit bureau is also confusing. The date stated on my credit report is XX/XX/2016. The amount is for {$200.00}. I've never received any notice of owing this debt or being able to dispute it in any way.
|
| 04/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
There is an item on my credit report under the company Creditors Bureau USA. This item is showing a balance of {$750.00} and a date opened of XX/XX/XXXX. I have made multiple attempts to contact this company to the address listed on my credit report XXXX XXXX XXXX XXXX, CA XXXX. I am not clear as to what this account is for, I have not received any verification documents from the original creditor, and I also do not know whether or not this debt collector is licensed, or has applied for a license, per the Debt Collection Licensing Act that took into effect XX/XX/XXXX.
|
| 11/02/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Hi I got a letter from collections for a service at XXXX XXXX then I contact my insurance about uncovered medical expenses.
After so many days I got letter from collection s that says I owe {$190.00} for the services I received on XX/XX/2019. I have communicated with my provider and insurance and thought the issue will be taken care after multiple follow ups with them.
But the issue was not resolved from insurance and provider then I have paid that medical debt from my pocket but still the collections opened an account that effects my credit score.
|
| 11/04/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports.
This account is inaccurately and erroneously reporting. Their intentional and willful furnishing of inaccurate information is a violation of FCRA Section 623 and according to FCRA Section 611. I have done many attempts to reach out to XXXX Credit Bureau but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Thank you.
CREDITORS BUREAU USA XXXX Balance {$480.00}
|
| 08/08/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
creditors bureau usa acct. no. XXXX is wrongfully appearing as a collection account on XXXX and XXXX credit bureaus.They identify as collectors for a {$130.00} debt from XXXX XXXX. XXXX.
AT THE TIME OF SERVICE FOR MY HAND I SIGNED WITH THE HOSPITAL INSURANCE EMPLOYEE ALL OF THE NECESSARY PAPERWORK FOR EMERGENCY MEDI-CAL FOR THIS COVERED CHARGE.THERE CAN BE NO CO-PAY AS THE GOVERNMENT INSURER PAYS IN FULL AND ASSIGNS THE BENEFIT.IF THE HOSPITAL WANTS TO CONTINUE TO RECEIVE GOVERNMENT INSURANCES THEY SHOULD IMMEDIATELY DELETE THIS DEBT.
|
| 09/18/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information is missing that should be on the report
|
|
Web |
|
|
A few months ago I saw looked at my XXXX XXXX credit report. On the report I saw a derogatory entry from XXXX XXXX XXXX/Fresno Credit Bureau, through XXXX for {$1500.00}. There is no identifying information about this " account. '' I have received no letters or phone calls about this from the credit bureau and I do not know what this is about. Are they allowed to just add stuff to a credit report without even contacting the person they are denigrating? My credit score is obviously lowered because of this phantom entry.
|
| 02/13/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Hello. I have been contacted by phone several times by Creditors Bureau USA for medical debt. I have spoken to my insurance company more than once about this and they do not see a claim from California XXXX XXXX. I looked up California XXXX XXXX and both my health insurance and myself have not been able to connect with them ( only endlessly put on hold or call disconnects ). I do not know what the services are. It is all very vague and I have yet to receive anything in the mail re : this supposed debt.
Thank you.
|
| 03/03/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
An item on my credit report says I owe a debt that I did not know about. As I have not had any loans or credit cards since around 2004, If this is my debt, it is over the 7 year reporting limit, and it is also a time barred debt ( XXXX. XXXX. XXXX. XXXX XXXX XXXX. ), so it should not still be reporting on my credit report. I have disputed this item on my credit report and been told it will not be removed, but requests for proof that is my debt and when this debt was last paid, have gone unanswered.
|
| 02/13/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I called in today to the Creditors Bureau USA A Professional Debt Collection Agency located at XXXX XXXX XXXX, XXXX, CA XXXX. They are claiming a balance billing I don't believe I even owe, but it is for {$30.00} so I planned to pay it. When trying to pay with an XXXX debit card they informed me that they charge a {$5.00} processing/convenience fee. Per my understanding this is a violation of the FDCPA. And beyond that is exorbitant given the bill total.
|
| 11/02/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
The company XXXX XXXX said they sent certified mail and made numerous attempts to collect a debt and thats not true I tried returning their equipment they wont except it and trying to make me pay {$4000.00} for a debt that is {$400.00} they said after the attempts to contact they sent the debt to collections but they never contact by mail at all so they forwarded they account to collections without proper notification and have violated my consumer rights
|
| 01/04/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
It was during XXXX and XXXX XXXX time period, when I was going through severe hardships in my business and a new born, pilling medical bills and was not able to pay on time. The company is asking me to pay some amount which I am totally not aware of.
CREDIT BUREAU XXXX XXXX XXXX XXXX, XXXX CA XXXX XXXX XXXX XXXX - {$320.00} XXXX XXXX XXXX - {$51.00} Tried reaching out to them a few times and they are not willing to work with me.
|
| 03/13/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I'M A VICTIM OF IDENTITY THEFT AND SUBMITTED MY PAPERWORK TO THE CREDIT BUREAUS. THERE WERE TWO COLLECTION ACCOUNTS WITH THE SAME COMPANY THAT SHOULD HAVE BEEN REMOVED BUT ARE STILL SHOWING AND THIS IS HOLDING UP THE PROCESS OF ME BUYING MY HOUSE. THESE ARE THE ACCOUNTS : XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX Amount {$2400.00}, CXXXX XXXXXXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Amount {$2400.00}
|
| 11/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I sent a debt validation letter to Creditors Bureau USA. On XX/XX/21. Each time the company has failed to validate my debt. Instead they sent a list of medical records which I know is a direct violation of XXXX Regulations. I never signed a XXXX form authorizing them to have access to this information. Please delete this information from credit file and cease all collection activities immediately.
|
| 02/02/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Creditors Bureau USA out of XXXX, CA is trying to collect a debt and reporting on my credit report that has already been paid by my insurance company ( XXXX ). The charge was originally from XXXX XXXX XXXX for {$550.00}. The insurance company claimed they weren't going to pay it at first but then eventually did pay it. The Creditors Bureau USA XXXX has been calling me and I don't owe anything.
|
| 12/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
Servicemember |
|
The company keep s changing info on my credit report. I have no contract with this company. Please see attached information on my multiple attempts. I have tried to resolve this issue multiply times. there is no litigation that is incorrect information. I have contacted investigators to have this company investigate so I can move forward. Company reports incorrect information.
|
| 06/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
On XXXX I checked my so-called credit score and I noticed a so-called unpair dent from a DEBT COLLECTOR : CREDITORS BUREAU USA The so-called original debtor : XXXX XXXX XXXX XXXX Had fraudulent reported my information to third parties, as a consumer I would like this fraudulent information deleted off my so-called credit score and I am seeking monetary relief.
|
| 11/18/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
To whom it may concern, I JUST saw today that there is information in my name being used on my credit report and I need to file a dispute. This item is fraudulent, and impacting my relationships with creditors. I've never had a collection on my credit report & I have know idea who this company is! Please remove this collection asap please. XXXX XXXX XXXX XXXX
|
| 12/14/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
Disputed account with all XXXX credit bureaus, requested debt validation under the FDCPA and they have not validated the deb but continue to validate the dispute with the credit bureaus which is a violation under the FCRA. They have not provided any proof consent given to share or obtain private and protected medical information under the medical bills act.
|
| 11/21/2023 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Creditors Bureau is asking for {$70.00} dollars more that what is owed to XXXX XXXX XXXX ( XXXX XXXX XXXX XXXX ) The breakdown of the original amount due, what ways paid, was is still owed doesn't match at all with the medical service amounts.
When I called the Creditors Bureau, they pretended that this was what the medical service gave them.
|
| 07/07/2021 |
Yes |
- Debt collection
- Credit card debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I was never notified of this debt, per 15 USC 1692 I was to be notified within 5 days. Per 15 USC 1692gf, unfair practices. No information given regarding debt. FTC Report filed and other reports filed. Unknown debt over 3 months now and no information given. Not sure who this company is and how I even owe them or ever entered into contract.
|
| 08/01/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Two collection debts appeared on my credit report from Creditors Bureau USA. I tried to get in touch with this company via certified mail 31 days ago tracking number XXXX. I simply asked them to verify the debt in detail. I still have no response from Credit Bureau USA. I have a copy of the letter sent to the collection agency if needed.
|
| 09/05/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
These various companies have attached these debts to my credit profile. They are as follows : 1. XXXX XXXX XXXX {$310.00}, XX/XX/2019 2. XXXX XXXX XXXX {$2100.00}, XX/XX/2019 3. Creditors Bureau USA {$500.00}, XX/XX/2019 4. XXXX XXXX {$1000.00}, XX/XX/2019 5. XXXX XXXX {$510.00}, XX/XX/2019 6. XXXX XXXX XXXX {$360.00}, XX/XX/2019
|
| 06/11/2021 |
Yes |
- Debt collection
- Auto debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I am a victim of identity theft. The account was opened without my knowledge, consent or authority. I have no idea how the theft took place, nor do I have knowledge of the suspects. I did not receive any money, goods, or services as a result of the identity theft.
|
| 03/14/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Credit inquiries on your report that you don't recognize
|
|
Web |
Servicemember |
|
This debt does not belong to me. Its an ongoing issue with fraudulent accounts appearing in my credit report. First it was XXXX, however now its trans-union. This account is from CBR USA. I have intentionally refrained from using credit as I am a XXXX veteran.
|
| 07/09/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I never had a record with this authority/leaser. I attempted to get in touch with you a few times and request verification of possession however you neglected to send me the important documentation to demonstrate that I actually own this record.
|
| 10/02/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
I was told I owe {$2000.00} for a XXXX bill. I was even served court papers stating I was going to have my wages garnished. I only owe about {$1600.00} but since I was served court papers, they added about {$500.00} to my total amount.
|
| 09/01/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Creditors Bureau USA acct # XXXX, should have been paid by my XXXX XXXX XXXX XXXX I have had XXXX XXXX for over 10 years, same account just now a different County. They never submitted charges to XXXX, and now it is in Collection.
|
| 09/25/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
The monthly payment, terms, credit limit, past due, and date of last payment are not reported. Your agency continues to report this account inaccurately. Your agency failed to provide complete and only correct information.
|
| 10/30/2016 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
I disputed on with XXXX credit bureaus in XX/XX/2016 as not mind. Collection agency at that time was Creditors Bureau USA/c/o Fresno Credit Bureau, now being reported on Credit reports as Fresno Credit Bureau,
|
| 05/04/2018 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
XXXX XXXX XXXX has violated 15 USC 1692 by continuing collection activity after a cease and desist and 15 USC 1681 by failing to report complete and accurate information to credit reporting bureaus.
|
| 12/24/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
During my stay I applied XXXX for this bill, In fact I sent this information to the hospital through their financial aid department. this company should not be coming after me for payment.
|
| 01/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
I have a medical collection on my credit report. When I asked them to verify the debt they violated my HIPPA Privacy by supplying private details that I did not authorize to be released.
|
| 07/19/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I don't remember that I had an account with this collector/creditor. I've asked multiple times to send proof of ownership but you haven't complied with my request yet.
|
| 07/08/2020 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
The creditor XXXX XXXX XXXX and collection agency and XXXX are attempting to collect an expired debt that is over 4 years old. Date of last deliquency is XX/XX/2015.
|
| 02/25/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
Medical debt under {$500.00}, should not be included on my credit report.
Reported this to XXXX and XXXX, yet the creditor is still showing on my credit report.
|
| 08/30/2021 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
|
|
Web |
|
|
I WAS SERVED A SUMMONS REGARDING AN ACCOUNT THAT WAS PART OF MY IDENTITY THEFT CASE AND I HAVE NO KNOWLEDGE OF THIS ACCOUNT.
|
| 02/20/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
XXXX XXXX XXXX is reporting {$570.00} medical debt, without providing the proper proof which validates the alleged debt.
|
| 01/05/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I contacted Fresno Credit Bureau on XXXX XXXX 2018 and this is not my account.
|
| 03/03/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
My identity was stolen and used. I want this removed from my credit reports.
|
| 01/07/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
This account do n't belong to me.
|
| 03/04/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/31/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/23/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 01/19/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/10/2023 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/08/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 11/30/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 11/15/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
|
| 08/27/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 07/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/21/2022 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Told you not to respond to a lawsuit they filed against you
|
|
Phone |
|
|
|
| 05/10/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Referral |
|
|
|
| 05/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/05/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/23/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 03/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
|
|
Web |
|
|
|
| 01/12/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 01/04/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 12/27/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 12/07/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/11/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 10/25/2021 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Phone |
|
|
|
| 07/22/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/09/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 06/04/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 05/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/13/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 03/31/2021 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 03/02/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/18/2021 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/22/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
Servicemember |
|
|
| 12/14/2020 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 11/19/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 10/29/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Phone |
|
|
|
| 10/20/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 07/24/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/26/2020 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
|
|
Web |
|
|
|
| 06/13/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 06/10/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 05/01/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/10/2020 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/21/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 02/26/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 12/31/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 11/27/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 08/07/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/31/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 07/31/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 07/12/2019 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
|
| 06/06/2019 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 04/12/2019 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
Servicemember |
|
|
| 03/07/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/16/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
Servicemember |
|
|
| 10/10/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/19/2018 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Phone |
|
|
|
| 08/27/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 05/31/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 04/06/2018 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Phone |
|
|
|
| 02/24/2018 |
Yes |
- Credit card or prepaid card
- General-purpose credit card or charge card
|
- Struggling to pay your bill
- Credit card company won't work with you while you're going through financial hardship
|
|
Web |
|
|
|
| 02/21/2018 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 01/12/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/21/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 10/10/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Older American |
|
|
| 10/10/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Older American |
|
|
| 10/10/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Older American |
|
|
| 07/13/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/23/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/19/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Referral |
Servicemember |
|
|
| 03/04/2017 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 02/19/2017 |
Yes |
|
- Communication tactics
- Called outside of 8am-9pm
|
|
Web |
|
|
|
| 12/20/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 11/30/2016 |
Yes |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 08/16/2016 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 07/15/2016 |
Yes |
|
- Incorrect information on credit report
- Information is not mine
|
|
Web |
|
|
|
| 07/11/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Phone |
Older American |
|
|
| 06/15/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Phone |
Older American |
|
|
| 05/09/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 04/25/2016 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 04/07/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/09/2016 |
Yes |
- Debt collection
- Credit card
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/10/2016 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 03/26/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Contacted me after I asked not to
|
|
Web |
|
|
|
| 02/01/2015 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 12/18/2014 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 10/30/2014 |
Yes |
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Web |
|
|
|
| 09/02/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 07/03/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 06/11/2014 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 06/05/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Referral |
|
|
|
| 06/05/2014 |
Yes |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 04/23/2014 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/25/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 01/08/2014 |
Yes |
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
|
| 09/13/2013 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Phone |
|
|
|