Financial Credit Network Inc CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
02/10/2020 Yes
  • Debt collection
  • Auto debt
  • False statements or representation
  • Attempted to collect wrong amount
  • TX
  • 77339
Web
Initial contact made was made with me XX/XX/XXXX, by Financial Credit networks XXXX XXXX XXXX XXXX, XXXX, CA XXXX via phone call at my employer. At that time, I was unfamiliar with their company name and informed them that I did not have business with them. I asked for them to remove my work number. Later that day, I made a phone call to inquire about what the call to my employer was regarding. I provided my social security number as a reference to pull up my information. I was informed by the first representative, that she was unable to locate an account. I provided my work number that was called, and they were able to locate an account with my wife 's name. I was then verified with her date of birth and an incorrect mailing address. After being verified I was told that I owe over {$8000.00} to the agency on behalf of XXXX XXXX XXXX XXXX. I was told that if I did not resolve the account they would proceed with involuntary collections. I advised them the balance on file must be inaccurate, as my wife had her own account in her name with XXXX XXXX XXXX XXXX that I was not associated with, and we also had an account in which we shared joint responsibility. I asked that they send me a validation notice, because I never received one. I was placed on hold by that representative and informed that they were not going to issue out a validation notice because they did not receive a mail return once she returned to the line. I asked to speak with a supervisor and was placed on hold and hung up on. I called again and requested this time to speak directly with a supervisor. I was again verified with my wife 's information and gave the supervisor a run down of the situation. I let her know that none of this shows up on my credit report. I advised her that the address on file is not a correct mailing address and again requested a validation notice to be sent to the correct mailing address. I was again informed that they would not be sending out a validation notice to me because they never received a mail return. I then informed the supervisor that I needed to dispute the debts because the both of the accounts they have on file should not be in both me and my spouses names, the supervisor agreed and then closed the call. XX/XX/XXXX, my wife requested documentation from XXXX XXXX XXXX XXXX to validate which portion of the debt is mine and which portion of debt it hers. She obtained the copies and was informed by XXXX XXXX that they would notify Financial Credit Networks to cease collection activity against me on the account that is not in my name. XX/XX/XXXX, I received an itemized statement in the mail outlining the same full balance owed, but I still have never received a validation notice. I was able to obtain documents from XXXX XXXX XXXX XXXX showing that there is only one account with shared responsibility and began the process of compiling the information to dispute the debt. After notifying Financial Credit Networks of my dispute, I was called again XX/XX/XXXX at XXXX XXXX and again XX/XX/XXXX at XXXX XXXX although the agency was already aware of my dispute. XX/XX/XXXX, I was notified by a co-worker ( who is not an H.R. or Payroll representative ) that he received a call informing him that Financial Credit Networks was contacting my place of employment in regard to a wage garnishment. I feel that this was intentionally harassing as I informed Financial Credit Networks that I needed to dispute the debt and have been continuously contacted after notifying them of my dispute. Not to mention debt information was disclosed to a 3rd party. That same day, I again made a call to the agency to inform them that information was disclosed to a coworker in regard to this debt. The first representative who I spoke with was named XXXX. I asked her if there was an additional call made to my employer XX/XX/XXXX and was told that my employer was called to verify employment. I informed her that there is not a payroll representative on-site and that debt information should not have been disclosed to a co-worker which was extremely embarrasing. I was rudely informed by XXXX that I needed to talk to my H.R. if there is someone " spreading rumors '' at my job. I asked if there was a garnishment initiated on my account and was informed that it had not been forwarded to their legal team for a wage garnishment as of yet. I advised XXXX that because I am in a dispute on the account I will not be making a payment towards the balance until the dispute is resolved, as I do not owe the full balance. The representative stated that the original creditor would have to communicate with their agency and provide them that information. I explained that I have documentation I can send them showing the portion of the balance I owe and XXXX failed to provide me with information to send in the documents that I received from XXXX XXXX. I contacted Financial Credit Networks again and spoke with a representative by the name of XXXX. I had to provide my first and last name and again was verified with my wife 's date of birth. I was demanded by XXXX for payment of an $ XXXX balance that I have repeatedly explained to them is not accurate. XXXX then provided me with the information to send in the paperwork obtained from XXXX XXXX. Overall, I feel as if Financial Credit Networks has been very harassing. They were aware of my dispute and continue to make efforts to collect the full balance. They did not want to provide me with the necessary information needed to dispute the balance owed. They contacted my work line again after I previously informed them to remove that number. They refused to send me a validation notice and disclosed debt information to a 3rd party without my permission. I am very familiar with F.D.C.P.A. practices and I feel as if they have violated numerous guidelines.
05/22/2018 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93215
Web
Hello, My name is XXXX XXXX. I am writing this complaint because I feel I am being harassed and victimized by a collection agency named Financial Credit Network. I say this because I have been dealing with this collection agency for a few months now and have complied and provided them with all of their requests up to this point. I have proven to them that I am not the person they are attempting to collect from and yet they still keep coming after me. I don't know what else to do. If this complaint does not work, then I will have to sue them. I don't mind suing them, and I know for a fact I will win, but I would rather not waste the time for something they can simply fix if they chose to do so. Financial Credit Network is attempting to collect an account for a supposed hospital visit on XX/XX/XXXX. They claim that I was the patient and they are reporting it on my credit report. I am making this declaration to you now. I WAS NEVER in whatever hospital they are claiming I was a patient at during the time of XX/XX/XXXX. I have told Financial Credit Network the same thing and have explained to them that I have lived in XXXX my whole life. I did not even come to the United States until XX/XX/XXXX. Obviously they didn't believe me so I have gone to great lengths to prove to them I was not in the United States at the time they claim medical services were rendered to me. At Financial Credit Network 's request I have provided them with many documents to prove I was not rendered services. I provided a letter of enrollment to XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX between the dates of XX/XX/XXXX to XX/XX/XXXX. That alone should prove that I was in XXXX during those times studying. I didn't stop there however. I also provided them with my airfare ticket which will show I flew from XXXX, XXXX, to XXXX XXXX XXXX XXXX XXXX XXXX on XX/XX/XXXX. That is the day I left my home to migrate to the United States. I also provided them my XXXX bus ticket from the XXXX XXXX XXXX XXXX XXXX, XXXX, to XXXX XXXX, XXXX on the XX/XX/XXXX which was when I actually crossed XXXX XXXX. After a few days, I applied for a Medical card and I received it on XX/XX/XXXX. Financial Credit Network was provided that as well. Even after all this proof they still are claiming that I am the patient. Once I proved Financial Credit Network with all this proof, I demanded that they delete this account from my credit report and stop collecting it. Instead, Financial Credit Network sent me a letter saying that they wanted proof that I wasn't at XXXX XXXX XXXX XXXX on that day and a police report. The examples they included were a time card from my employer, and a driver 's license/identification card. I'm sorry, but I came to the United States for the opportunity to make a better life for myself. I even did it legally. I did not come here to be harassed, swindled, or taken advantage of by debt collectors. I pay ALL of my bills on time. Until Financial Credit Network placed this account on my credit report, my credit was in the high 700 's. I am not going to attempt to prove a negative with documents that don't even exist. To provide a time card from work showing I was employed during XX/XX/XXXX, they would have to assume I was working. I already provided them with documents showing I was a student during XX/XX/XXXX. Also, I don't have a Driver 's license/ identification card to provide for XX/XX/XXXX because I WASN'T IN THE UNITED STATES during that time! And as far as filing a police report for 1 medical account, it seems like they are just trying to make me work further to do their job. They have been provided ample evidence that I was not in the United States, and have been provided a demand to stop collecting and reporting this debt, and they don't care. Instead, they claim, " Our office is only able to conduct a thorough investigation with the information we are requesting. '' If I don't provide documents that don't exist and don't file a police report on an account they have plenty of proof that I wasn't even in the United States for, they will keep this on my credit report? Is that even legal? Not only that, but according to their letter to me, " The credit bureaus have been notified of your dispute and will reflect as an unresolved dispute. '' Is that also legal? I'm not sure why they are treating me this way or what Financial Credit Network 's line of reasoning behind why they are keeping this account on my credit report is, but this is the last straw. Either they delete this account immediately, or I file a lawsuit in small claims.
03/14/2018 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93306
Web
This complaint is against Financial Credit Network. I believe what they are doing is wrong and similar to a bait and switch scheme. I say this because I have looked at my credit report and contacted anybody I owed money to. I have paid every single company that was on my report except for Financial Credit Network. The reason for that is because when I called Financial Credit Network they told me something completely different than what I was looking at trough my credit report. I originally disputed the account because I had no idea who XXXX XXXX XXXX were. The credit bureaus stated the account came back as me owing the debt. When I called Financial Credit Network early in XXXX of XXXX I spoke to a representative who was in charge of my case. I was already upset because I had no idea who XXXX XXXX XXXX were but I still called Financial Credit Network. When they finally told me who XXXX XXXX XXXX were, I was even more upset because what the doctors in an emergency room were charging me was outrageous especially when a doctor didn't even see me. That's besides the point however. What I became really upset about is that when I called Financial Credit Network I was told the balance I saw on the credit report was not the balance they were trying to collect. I asked the representative what she meant by her statement of different balances and she explained there was interest on the account. Although I am aware that accounts can accrue interest, I was surprised because every other collector that was reporting on my credit report had the balances correct on the report as to what was really owed. They might have been off by a dollar or two but they were roughly accurate. When I called Financial Credit Network, the balance I was looking at was {$420.00}, but Financial Credit Network claimed I owed about {$600.00}! I asked why they were trying to collect {$600.00} when the report said {$420.00}? Somewhere in the conversation I was told that they didn't have to report interest. I'm no lawyer but I'm pretty sure that's a lie. Because I've taken the time to do my own disputes I have taken the time to learn a thing or two about the Fair Credit Reporting Act. From my understanding, every entity that submits information to the credit bureaus must maintain complete accuracy of the information they are providing. In this case, Financial Credit Network was misreporting information to the credit bureaus and they were doing it on purpose! Not only that, but when I submitted my dispute to the credit bureau, and the credit bureau contacted Financial Credit Network to ask if the information was valid, Financial Credit Network lied! To tell the credit Bureau that a {$420.00}? collection to XXXX XXXX was accurate when it was really {$600.00} defeats the entire purpose of credit reporting. And in my opinion its a total bait and switch tactic. And so that you can see I'm not just a bad guy trying to get away with something, I actually offered to pay the original amount in exchange for removal of the account since they were reporting it wrong for all this time. They refused and they gave me the " we have to report accurately '' speech. I know, ironic isn't it ... I just want you to see what Financial Credit Network is doing and possibly do something about it. I'm not opposed to paying the {$420.00} to get it removed from the credit report even though I think its highway robbery since no doctor ever saw me, but I shouldn't even have to do that. Financial Credit Network has already admitted they are breaking the law. Please help me with this as I shouldn't be stopped from being able to be debt free by a shady collection agency who is pulling an obvious bait and switch scheme. And to prove it to you, I will submit a copy of today 's report which will show that even today they still have not switched the balance to the correct one on the credit report even though I disputed it and called them on it as well and its been over a month.
03/12/2016 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 93035
Web
Related Case XXXX Validation has not been supplied at my initial request for validation by Financial Credit Netowrk, please see my first and second letter attached. The first request for validation was sent on XXXX/XXXX/2016 and no proof has yet to be provided. No correspondence since my last complaint of any kind. At this point the damage has been done under FCRA and FDCPA, which will entitle me to {$1000.00} per violation plus attorney fees. In addition, this collector has contacted a family member about this debt and I have proof should I need to litigate this matter. I have obtained council and I do plan on persisting on with this matter should the Tradeline not be removed within 5 days from this complaint. Below is what was sent on XXXX/XXXX/2016 via certified mail. Second letter is attached. " FINANCIAL CREDIT NETWORK XXXX XXXX XXXX, ca XXXX RE : XXXX Validate Account Please re-investigate and delete Validate Account Please re-investigate and delete. This account is not mine! XXXX/XXXX/2016 To whom it may concern : Please note that that this is not a refusal to pay off the account, but a notice sent as per the Fair Debt Collection practices Act, 15 USC 1692g Sec. 809 ( b ). The notice states that your claim is disputed and validation of the account is required. This notice is not a request for verification of the account or proof of my mailing address, but a request for validation made pursuant to the FDCPA laws. I humbly request that your agency/office sends me valid proof that I am legally obligated to pay you. Please provide me with the below mentioned things : * The amount you claim I owe you * Explain and show me how you have computed the amount * Send me the copies of any documents that prove I agreed to pay the alleged amount * Identify the original creditor * Confirm that the account has not crossed the SOL period * Prove that you 're a licensed debt collector XXXX Show me your license numbers and registered agent. I would like to inform you that in case your agency has reported invalidated account information to any of the XXXX main Credit Bureau 's such as XXXX, XXXX, XXXX, then it will be regarded as a fraudulent action under both the federal and state laws. Due to this reason, if any, negative item is reported to any of my credit reports by your agency or the agency that you represent, then I will be compelled to take legal steps against you for the below mentioned reasons : * Violation of the FCRA * Violation of the FDCPA * Defamation of character If your agency can provide me with the requested documents, I will need minimum 30 days to investigate this information, and during this period of time, all collection activities must be stopped. I would like to further inform you that if any action is taken ( during the validation period ) which could be regarded as detrimental to any of my credit reports, then I will seek advice from my attorney for lawsuit. This includes listing any information on a credit report that could be incorrect or invalidated, or confirming an account as correct when in fact there is no provided proof that it is. If your agency/company fails to respond to this debt validation request within a period of 30 days from the date of your receipt, then the account information must be completely deleted from my credit report, and a copy of such deletion request should be sent to me at once. I would also like to request, in writing, that no calls should be made by your agency or company at my residence or workplace. If your agency attempts to make unlimited or computer generated calls to me or any third parties, then it will be considered harassment, and I will have no option but to file lawsuit. All future communications with me should be done in writing and sent to the address mentioned in this letter. "
07/27/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • XXXXX
Web
I request validation of contract between myself and FINANCIAL CREDIT NETWORK. As far as I know there is no contract, promissory note, application, agreement or any other instrument your company have with my signature establishing an obligation between myself and XXXX. I also request proof of contract between your company and the alleged creditor in your records that gives you authorization and my consent to have my information. The deceptive notice received from your company is in violation of my privacy under Privacy Act of 1974. I did not verbally nor did I provide written agreement of sharing my personal information with XXXX XXXX, non-affiliate companies as I am opt-out of XXXX XXXX and non-affiliate sharing of my information. the consumer will take it a step further in seeking remedy per 15 USC 1692k. This notice appears to not only provide false and misleading representation as we have no contract/no agreement but this is also deceptive, abusive and unfair practices which are all violation of XXXX Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act. I am prepared to file suit against FINANCIAL CREDIT NETWORK for invading my privacy, using my identity for your own personal gains as well as threatening to destroy my right to fair credit reporting under the Fair Credit Reporting act but also this damage could affect my rights to credit under the Equal Credit Opportunity Act if fraudulently reported. I ask that unless your company can provide me original signed contracts, that you cease and desist. Your company is harassing me and failed to provide any documentary evidence of such alleged debt. There is no true bill. I am filing several complaints against your company for violations mentioned. This is harassment. This is identity theft. Under California XXXX Privacy Act. I have the right to request deletion of personal information and opt out of sale of personal information. PLEASE PROCESS OPT OUT OF SELLING AND SHARING PERSONAL INFORMATION & DELETE PERSONAL INFORMATION. DELETE FROM PERSONAL CONSUMER CREDIT REPORT IMMEDIATELY. Your company has no right to collect any alleged debt on any private accounts nor does your company have rights to interfere with investigation and disputes with any alleged creditor. Per 15 USC 1681a consumer report can not have personal transaction history. According to IRS publication any charged off or collections accounts are considered a certificate of indebtedness with is income and income can not be reported on my consumer report. You are in violation as a debt collector buying alleged debt which would actually be considered income that is to be reported to IRS. YOU ARE BEING DEMANDED TO NOT SHARE INFORMATION TO CONSUMER REPORT. I demand XXXX XXXX XXXX to CEASE and DESIST all collection and communications except to provide remedy.
03/26/2018 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 932XX
Web
To Whom it May Concern : I have been dealing with Financial Credit Network ( FCN ) for several months now. This is in regards to ( 2 ) accounts with them -- XXXX and XXXX. Please be advised I have MUCH documentation if requested. When I first received collection notices, I immediately disputed the attempted debts as 1- I had no knowledge of the presumed debt ; 2- the presumed debt did not belong to me ; 3- I did not agree to either of these presumed debts. I asked for ALL documentation listed above. I have sent ( 3 ) certified letters regarding each listed account. FCN says they have confirmed the debt, but has yet to show me ANY of the information I listed above. THEY HAVE NOT PROVIDED ANYTHING WITH MY NAME. Not one document. NOT one document stating that I had knowledge of the debt. NOT one document stating that the debt belongs to me. NOT one document showing that I agreed to this debt. They are unable to provide this documentation because it does not exist. The debt does NOT belong to me. I did NOT agree to this debt. I am NOT responsible for this debt. On a letter dated XX/XX/2018, FCN wrote " they confirmed when XXXX went in for services you told them your insurance would be paying. '' First off, I have NEVER spoken with anyone at that office. And secondly, when does " you told them '' count as proof even if it was true. The letter also states " Unless our office received supporting detailed documentation from you providing you not responsible for these charges, we will consider all these issues addressed. '' This is illegal. The burden is on them to provide PROOF that I had knowledge of, the debt is mine and I agreed to this debt. Again, they provided NONE of that information. And now they want me to provide detailed proof the debt is not mine. I sent proof ( 3 ) times in the form of disputes asking for ANYTHING that proves the debt is indeed mine. They have violated my rights, several times now by continuing to collect on debts that they have FAILED to show that I am liable for. They claim they have sent documentation, but the few papers they have provided, DO NOT SHOW MY NAME OR INFORMATION ANYWHERE. They have called me when I sent a cease and desist letter. I have spent time and money sending repeated letters that have yet to yield ANYTHING with MY name on it at all. They have threatened me with negative credit reporting. They have placed the burden of proof on me, yet they are a collection agency. I am looking for action. I am looking for immediate resolution in this mater. The resolution I am seeking is that this matter is dropped ( obviously ). I am looking that FCN is held accountable for their uncompliance with the FTC/FDCPA. Please let me know you need any correspondence I have received and/ or sent. Thank you for your attention to this matter.
03/03/2020 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93611
Web
I initially contacted the creditor ( Financial Credit Network ) to resolve this debt, but not getting info by law i should have. I provided all necessary insurance information from my primary insurance coverage in XXXX XXXX for my XXXX, I was told that the XXXX facility would take care of the billing and that my co-pay was {$100.00}. I made the Co-payment in order to proceed with the XXXX appointment and the billing staff informed me they would get back with me the following day if any issues came up. Since I did not get a call back I assumed that insurance had taken care of the bill ( Billing Dept confirmed prior, if nothing is wrong, then you are good ). I monitor my credit report updates weekly/Monthly but did not see the debt reported till mid year ( XX/XX/XXXX ) stating my account was past due since XX/XX/XXXX ( 14 days after the appointment ) or resolved/updated/removed. I have been trying to dispute the multiple inaccuracies from all three Bureau 's for yrs ( amount due, original amount, date opened, etc. ), but somehow the 3 Credit Agencies keep saying this company has met their reporting requirements. I kept asking for proof from both sides to verify this data from the collector & Bureaus, but just kept getting the same answer ( we dont provide statements, we can give you a settlement payoff only ) or hung up on. My credit report has showed a balance due of { {$400.00} } for 5.5 yrs, but 2 of the 3 reporting agencies showed high balance of {$500.00}. Agency 3 of 3 said highest loan amount was {$0.00}, however, when I called the Financial Credit Network company I was told the amount due was { {$600.00} }. So if that is accurate, why do all 3 credit reports dont reflect this increase monthly over time? This is just 1 of many errors i requested proof of in order for this collection to be valid. The letterhead info, balance due, owed, open dates, last reporting dates, etc. doesnt match across all 3 bureau 's which adds more inaccurate info being reported as well. After receiving the payoff letter that i had to yell/demand in writing, just to get some sort of legit proof ( so i can take legal action ), i then wrote to all 3 Credit Bureau 's a very detailed individual letter outlining the inaccuracies across the board as proof of these errors and as of today XX/XX/XXXX, only 1 of these 3 ( XXXX ) has removed it from my report. I have done everything i can to provide these detailed explanations with proof just to keep getting rejected. Maybe its an automated robot investigation and not a human? i dont know, but its not following the laws they are required to do so, therefore i am done trying to explain it over and over to them. Please help, They refuse to remove all these errors and its really effecting my score.
06/15/2020 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • CA
  • 93311
Web
I called the company Financial Credit Network ( collection agency on behalf XXXX XXXX XXXX ) on XX/XX/2020, I was looking to find a solution for my debt with XXXX XXXX XXXX since they suit me and is an entry judgment against me. I was expecting a high balance but I didnt expect over {$2000.00} in interest and legal fees, I asked for a settlement and the representative ( from Financial Credit Network ) informed me that the company wont settle for less than the original balance in lump-sum, I dont have money to make a lump sum, so I asked for a payment plan since the balance is {$10000.00}. I proposed {$2000.00} as down payment and the remaining in payments of {$150.00} per month since that is what I can afford, most during this COVID-19 pandemic, but the representative offered the {$2000.00} as down payment, payments of {$150.00} dollars JUST for the 3 first months and after that they will review my finances in order to change the monthly payment. At the beginning I explained to her that it sounds fine, but nothing promise that my finances will change and {$150.00} is the maximum amount I can pay every month. Almost at the end of the conversation the representative admitted that her company can accept {$2000.00} down, {$150.00} per month maximum for the first 6 months and after that the payment will increase the payment to {$250.00}, and the reviews will continue every 3-6months, BUT regardless the result of the review the monthly payment have will increase, she admitted the payment arrangement will not stop interest on the account and she couldnt clarify when this will end. The payment arrangement that Financial Credit Network is proposing is just MODERN SLAVERY, what she proposes is to review my personal finances every 3-6 months to verify I have enough money for them and later take it from me and my family needs, she propose to increase the payments EVEN when I advised I can afford {$150.00} and no more because my family needs, she propose me to pay interest over the interest ( never ending ), even she could not clarify WHEN the interest will be over. I HAVE to complaint about this illegal practices just because it is wrong what they are trying to do. I declined their payment arrangement because they will force me to pay more that what I can pay. This is not a refuse to pay the debt, I am asking for a payment arrangement with a fix monthly payment and a start date and end date.
03/09/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93277
Web Older American
XX/XX/XXXX To Whom It XXXX Concern : I have submitted a dispute on a Debt with my Primary Care Physician who does not have any record of this debt. The reporting group is the Financial Credit Network of XXXX XXXX. I challenged this debt and believe it to be fraudulent and all I received back from XXXX was the debt was confirmed. All documents related to this issue are attached. This is either a fraudulent charge or a debt from long ago that I am unaware of but I want this investigated fully. If it was my debt I will pay it or have my insurance pay it. I do not believe that to be the case. Additionally, the dates of service are constantly changing on this debt, which makes no sense other than to be deceptive. If it is XXXX debt, the date should remain the same. I have never talked to this group or company. Why do I make this claim of fraud ; all I can see is that this debt is from XXXX XXXX, which has been my primary care physician and has been since XXXX. I live in a small town and we have XXXX hospital, XXXX XXXX and everything goes through them, they have always been fantastic for me and my family 's healthcare needs and I have friends and family who XXXX XXXX XXXX This is a very serious issue for me. My medical insurance is XXXX, it is state-sponsored and I have no deductibles, all my medical expenses are paid 100 % and this enables me to NOT have any medical debt of any kind. This can not be an actual medical debt of any kind or it would be 100 % covered. Please find attached my XXXX XXXX card, I have been under XXXX since XXXX and remain so to this day. If this is a real debt it would be covered under my policy. I want to see the original hard copy of this debt, the dates service was received and for what and why this was not addressed by XXXX with my dispute. XXXX is a serious issue and I demand to see what this accusation is about. And, if it were an actual debt I would want to get it resolved immediately! XXXX XXXX has all of my insurance information, if this debt was real, they would have no problem receiving payment from me or the XXXX of California. I want to get this resolved and I feel I am either being scammed or this is a fraudulent claim. Sincerely, XXXX XXXX
04/13/2022 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93618
Web
There is an item on my credit report under Financial Credit Network showing a date opened of XX/XX/XXXX with a balance of {$230.00}. I have previously disputed this item with the 3 major credit bureaus, XXXX, XXXX, and XXXX, and also contacted Financial Credit Network directly to request more documentation regarding this unrecognized debt. I received a response from Financial Credit Network dated XX/XX/XXXX showing a total balance of {$310.00} which does not match the amount on my credit report. I am not sure how this collection agency came to the conclusion that this is the amount owed and where these additional fees are coming from. It also appears that the California License Number application is pending for Financial Credit Network. I have done some research and according to the Department of Financial Protection and Innovation, The Debt Collection Licensing Act requires debt collectors and buyers to apply for a DFPI license by XXXX XXXX, XXXX. Debt collectors and buyers who apply for a license after that date will be required to wait for the issuance of a license before they can operate in California. If their application is pending, this means they should wait for the issuance of a license before they can operate. Also, I noticed in the response from Financial Credit Network, they stated the following : " The letter/documentation may contain protected health care information. If you are not the intended recipient, please notify our office and destroy immediately ''. From my understanding, the U.S. Department of Health & Human Services has more information about Covered Entities and Business Associates and clearly states that a written contract between a covered entity and a business associate must require the business associate to implement appropriate safeguards to prevent unauthorized use or disclosure of the information. It appears that Financial Credit Network does not have appropriate procedures in place to prevent the unauthorized use or disclosure of Protected Health Information, which would void the Business Associate Agreement.
11/16/2017 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NV
  • 89107
Web Servicemember
Hello my name is XXXX XXXX i have been contacting a company that shows up on my credit report as Financial credit Network inc.this company claims that i had a gas bill of some sort in XXXX with XXXX XXXX gas company i called XXXX XXXX gas to inquer about this account they had no knowledge of account they said to contact colection agency collection agency claims date if first delinquncy isXXXX original balance due was $ XXXX then it states that date of last payment wasXXXX well i have told them many times to please show me proof of this payment i NEVER made a payment to them because # 1 i never had any knowledge of this account i have never had a gas stove in my life # 2i never was contacted by anuy one regarding this to make a payment they refuse to tell me how payment was made or show me original account address 1 day i had a lady accidently tell me then she realized i guess she was not supposed to tell me of some address on XXXX XXXX on XXXX XXXX i have never lived on that street in XXXX XXXX.they claim balance is zero they tell me to just wait it will come off my report well i do n't want to wait because its not my account please please i beg you to help me in this matter all i have is a partial acct # XXXX please help me to remove this thank you i have gotten no where i would never just bother you guys i have spent weeks and weeks trying to resolve this they seem to think because my balance is showing zero its ok and its not affecting me whether it is or not is not the point its not mine i dont believe its fair that its on my report i work very hard and pay my bills on time as i always have i have no other negative accounts nor have i ever why would i not pat a XXXX dollar gas bill i have spent more in stamps disputing it then then the actual bill please you guys are my last resort please help me and send me results to my reporting credit agency there is only1 reporting this XXXX thats it thats all my email is XXXXXXXXXXXX
06/21/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90301
Web
On the aforementioned date, I experienced an accident where I fell into the sea, injuring my left XXXX. Although I initially felt unwell and my XXXX XXXX dropped, a lifeguard promptly arrived to assist me. At that moment, I clearly communicated that I did not require an ambulance and did not request one, as I believed my condition to be stable and manageable. To my surprise, the attending paramedics insisted on placing me in the ambulance against my will. Concerned about the potential financial implications, I specifically asked whether there would be any charges. One of the paramedics assured me that the service was offered free of charge to tourists. Relying on this information, I reluctantly agreed to be transported to the hospital, even though I repeatedly stated that I felt fine and did not require medical attention. Upon arrival at the hospital, I was promptly discharged after a mere 15 minutes, as it was determined that my condition was stable and no further treatment was necessary. Consequently, I was shocked to receive a bill from the hospital for the ambulance services I did not request or consent to. However, the bill was later refunded by XXXX at ( XXXX ) XXXX, which implies an acknowledgment of the unnecessary charges. To my dismay, I have recently learned that the ambulance service intends to pursue the same charges, despite the fact that it has been 9 months to a year since the incident occurred. This distresses me greatly and raises doubts about the legitimacy and fairness of such a claim. I want to emphasize that I did not sign any agreement or consent form for the ambulance service, nor was I informed about any potential charges at the time of the incident. Considering the circumstances surrounding the incident, the subsequent refund of the hospital bill, and the lack of any prior notice or documentation, it is evident that these charges are unjust and should not be pursued any further.
12/25/2017 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93292
Web
After going to the hospital in XX/XX/XXXX, I paid my co pay ( {$50.00} ) at the time of service. Anyway, Financial Credit Network started contacted me about a XXXX debt from when I went to the hospital in XX/XX/XXXX. They put it on my credit report that I owe. Which I did not owe. The continued to ruin my credit by falsifying documents saying the original amount owed was {$65.00} and I had paid XXXX of the amount in XX/XX/XXXX. This is NOT true. I never paid Financial Credit Network in XXXX CA. anything, because I did not owe anything. Then they say I the amount changed to XXXX and I paid off XXXX in XX/XX/XXXXJust so they could keep it on my credit report. I have been fighting this for years. I know XXXX is not a large amount but these people wo n't stop. And they had to have falsified documents to say I made any payments, because I did not. This should be removed from all my credit reports for good. The charge is way to old and it was wrong in the first place. The credit reporting agencies had removed this charge several time, but Financial Credit Network in XXXX, Ca continue putting it back on my report. They even have the dates wrong. : This is on my report : Collections If you 've fallen behind on payments, your account could be sent to a collections agency. This can have a big impact on your credit score. FINANCIAL CREDIT NETWORK INC Reported : XX/XX/XXXX - {$50.00} Needs Attention Overview You 've paid off 23 % of your collection amount. Balance {$50.00} Highest Balance {$65.00} Opened XX/XX/XXXX ( 5 yrs, 10 mos ) Account status Open Type -- Responsibility Individual Remarks Consumer disputes this account information Consumer disputes - reinvestigation in progress Original Creditor Name XXXX XXXX XXXX Financial Credit Network Inc Financial Credit Network Credit reporting agency in XXXX, California Address : XXXX XXXX XXXX XXXX, XXXX, CA XXXX Hours : Open today XXXX Phone : ( XXXX ) XXXX
11/21/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 90250
Web
I use to live in XXXX, CA XXXX XXXX XXXX XXXX. I stayed there with a person who is now my ex. When we went our separate ways I asked the utility companies to disconnect/discontinue service at that location and establish service for a new location. The XXXX. XXXX. XXXX XXXX claimed that an adult over the age of XXXX requested to keep the service on in my name even after I had asked for the services to be discontinued there. They told me that it did n't have to be me, and that any adult could make the request without my knowledge and consent. The balance from that location as well as my new location was combined after the other party moved. My gas bill was {$330.00}. and I could n't pay the entire bill at the time because I was a XXXX. XXXX 2013 the account goes into collection and is given to Financial Credit Network on behalf of the XXXX XXXX to report to the XXXX major credit bureaus. Financial Credit Network does n't purchase debt. they just report for their clients. After many years of disputing the information, with no favorable results. I decided to pay the debt and so I sent a certified letter via The USPS ( That I 've Attached ) along with the full payment to settle the account. The letter basically said that upon cashing this check that you agree to the terms of this letter. The terms are : 1 ). Remove derogatory information from my credit reports. 2 ). Show in your system as paid in full. The XXXX XXXX along with Financial Credit Network did XXXX of the XXXX things they showed it as paid in full, but failed to remove the item from my credit reports. I have both the canceled check and copy of the letter sent. They agreed to the terms and now are back peddling and trying to avoid honoring the agreement in the letter.
09/21/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • CA
  • 948XX
Web Servicemember
Financial Credit Network updated my credit report negatively and reported as an open collection on XXXX/XXXX/2021 when I had a Chapter XXXX discharged approved and reported on XX/XX/2021. This agency was included in the notice to creditors. Once I was alerted the discharged debt was updated as open collections I used their website requesting immediate correction and attached the notice to creditors which listed the agency and debt along with the order for discharge. Financial Credit Network did not respond to me or correct my credit report. I had to file a dispute with XXXX to have the account removed. I again had to provide proof to get this corrected. This is harassment, collection is court ordered to stop. Updating consumer files incorrectly should have consequences for the agency. Consumers should be given more control or negotiation powers before affecting their credit. This agency acted in an inappropriate and dishonest manner, I have proof of service regarding bankruptcy filling. Consumers are not given any information before information is added to their credit files. My daughter 's name is listed on my credit file as an alias along with many misspellings of my name. Neither myself nor my daughter have ever used each other name. I have also never misspelled my own name, it is not appropriate to list alias when the people using different versions of my name are companies who pay for consumer lists creating unsolicited junk mail delivered to my home and soon after I have a new alias listed on my credit file. Filling bankruptcy significantly harms my credit profile, having an open collection post days after a discharge is devastating. Thank you
08/18/2017 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • CA
  • 93292
Web Servicemember
My complaint is that i was told by the hospital XXXX XXXX that i should wait to pay my bill to see what my insurance picks up. so that time passed 2 or 3 years goes by. My wife and I think her multiple XXXX and mine have been covered 100 percent. We get a call from Financial Credit Network informing us we have many accounts in delinquency. All of them with XXXX XXXX hospital. Without any type of warning shot they want all the money now which i do n't have. All these accounts are for XXXX to XXXX dollars to XXXX dollars to XXXX dollars. So they pummel my credit report with several delinquent accounts with the same hospital i owe the money to. Meaning so instead of owing 1 delinquent account for XXXX dollars i owe several accounts for XXXX dollars to XXXX dollars destroying my credit. Just because i could n't give them the money right there and then. That would be like someone owing on a XXXX that went delinquent and getting reported on for that XXXX XXXXXXXX 40 different times because it was used at XXXX XXXX XXXX XXXX XXXX, the gym at XXXX XXXX. Well you get my drift i hope. It is unfair credit reporting because first of all it is the same place XXXX XXXX XXXX, Second of all I was never afforded the opportunity to settle this bill with the hospital before it got this big. Try calling them they never pick up the phone and they never call back after leaving messages. My wife is XXXX I am a veteran with medical issues, I tried to explain to Financial Credit Network how bad they screwed my credit up. For something i did n't even know about? How can these people hurt the public so bad and not even have to answer to anyone. XXXX XXXX XXXX XXXX XXXX
02/20/2018 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 932XX
Web
Hello,. I first received a letter from FCN dated XX/XX/XXXX. I immediately disputed this debt ( letter attached- XXXX sent vis USPS certified mail ) as this debt is not mine NOR did I agree to this debt NOR do they have any proof I owe this debt. I then received a second letter from FCN dated XX/XX/XXXX including some sort of statement of account ( attached- XXXX ). This statement did NOT verify the debt in any way. It did NOT provide any information I requested : -Documentation showing you have verified that I am responsible for this debt -Proof that I agreed to the debt you assume I owe I then sent another letter to FCN dated XX/XX/XXXX ( attached- XXXX sent via USPS certified mail ) stating that they had failed to verify the debt, thus requesting they stop attempting to collect on the debt I do not owe. Yesterday, XX/XX/XXXX I received a voicemail message ( not a recording ) asking me to return their call. In my letter dated XX/XX/XXXX ( attached- XXXX ), I requested them NOT to call me. Violation again. Today, XX/XX/XXXX, I received another letter from them ( attached- XXXX ) stating that MY documentation was insufficient and that I owe the debt. This is very ironic as I am using my LEGAL RIGHTS and THEY have FAILED to provide any verification as requested by me and required by law in my requests : -Documentation showing you have verified that I am responsible for this debt -Proof that I agreed to the debt you assume I owe I am tired of spending time, stress and money on a matter that is not mine. I am writing to you in hopes to get this removed immediately, without any further legal action. Thank you, XXXX XXXX
01/13/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • CA
  • 93105
Web
Financial Credit Network. I am exercising my right under the Fair Credit Reporting Act pertaining to the Accuracy and Completeness of information provided to any credit reporting agency. I am also exercising my rights under the Fair Debt Collection Practices Act Section 807 which pertains to False and or Misleading Representation of information being reported to the credit agencies. On XX/XX/XXXX I went online to the Financial Credit Network website and made a payment in full on account number XXXXXXX. The original amount owed was {$250.00} dollars, but after the company 's additional fees the total amount that I paid online ( evidenced by the receipt ) was {$370.00}. I updated my credit report XX/XX/XXXX only to see that Financial Credit Network is still inaccurately reporting this {$250.00} account as an unpaid collection. Now I am requesting that Financial Credit Network update their records and update the information with XXXX, XXXX XXXX and XXXX. I have already sent Financial Credit Network a certified letter with a copy of the receipt for payment in full on their Company Letter Head from there website and have yet to receive a response of any kind. Financial Credit Network is very quick to place and keep inaccurate information on hard working consumers accounts. Now they need to demonstrate the same speed in updating and correcting the status of their accounts with the Credit Agencies as well. It is against state law to report incorrect statuses and balance information to the Credit Agencies
11/11/2018 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • OK
  • 73127
Web
I believe the XXXX XXXX XXXXXXXX or Financial Credit Network is attempting to committee fraud and collect an amount that is not do. I normally don't ask for itemized statements, but as of this time I am asking that the XXXX XXXX XXXXXXXX through them or FCN provide me a bill for each of these months listed below. bill for XX/XX/XXXX to XX/XX/XXXX bill for XX/XX/XXXX to XX/XX/XXXX bill for XX/XX/XXXX to XX/XX/XXXX bill for XX/XX/XXXX to XX/XX/XXXX these bills need to include all meter reading and payments applied, As of what you sent me you show that as of XX/XX/XXXX that I owed a bill of {$300.00} billed at a rate of {$78.00} a month, This would show that I had made no payments since the start of service, and then 3 more bills sent out after that or service stayed on for another 3 months with out payment, just to clear up what im saying is NO UTILLITY COMPANY WILL COUNTINUE TO GIVE SERVICE WITH OUT PAYMENT OF MORE THEN 2 MONTHS, but your company is claiming that I received 6 months of service with out payment, I believe if I owed them {$300.00} by XX/XX/XXXX that the would have cut off services and not continue to bill an additional months, so at this time I do believe that fraud is being committed and that if this information cant be provided as requested in the next 15 days for I have already contacted financial credit network several times, that im left no choice but to file civil action and contact the State Attorney Office to investigate for criminal charges, and the Utility commission as well.
07/21/2017 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MS
  • 39305
Web Servicemember
To Whom It May Concern : I am writing this letter in response to the phone call/letter received from you on ( Date ). In conformance to my rights under the Fair Debt Collection Practices Act ( FDCPA ), I am requesting you to provide me with a validation of the debt that you talked of earlier. Please note, this a not a refusal to pay, rather a statement that your claim is disputed and validation is demanded. ( 15 USC 1692g Sec. 809 ( b ) ) I do hereby request that your office provide me with complete documentation to verify that I owe the said debt and have any legal obligation to pay you. Please provide me with the following : Agreement with the creditor that authorizes you to collect on this alleged debt The agreement bearing my signature stating that I have agreed to assume the debt Valid copies of the debt agreement stating the amount of the debt and interest charges Proof that the Statute of Limitations has not expired Complete payment history on this account along with an accounting of all additional charges being assessed Show me that you are licensed to collect in my state ; and Your license numbers and Registered Agent If your office fails to reply to this debt validation letter within 30 days from the date of your receipt, all instances related to this account must be immediately deleted and completely removed from my credit file. Moreover, all future attempts to collect on the said debt must be ceased.
03/15/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • CA
  • 95841
Web Servicemember
Financial Credit Network place a debt on my credit without properly notifying me never received a call nor a letter regarding a debt it just showed up on my credit was not afforded due process to to let the agency know I had health coverage and my insurance company should have been billed for this debt. I had a car accident in XX/XX/2019, the ambulance never asked if I had insurance and only asked for my social security number, the city never billed XXXX for the services according to XXXX as they should have, with my health care provider XXXX a year passed, and according to XXXX if they can not bill after a year ( not sure why the delay ) according to XXXX they have to swallow the bill. The bill was sent to collection since they did not exercise due process- the collection agency just placed on my credit never notifying me of any such debt, and refused to remove it from my credit unless I paid the debt of {$860.00}, that my insurance provider was suppose to pay. This company never called, never notified me just demanded payment for which I paid unjustly without due process of having 30 days to let them know that I have health coverage, my credit score went from a XXXX to a XXXX due this action. I am requesting a refund of my monies as this was unlawful and XXXX wrote a letter that I have full coverage ; this should have never been put on my credit when my insurance carrier was never billed in the first place.
02/17/2018 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 91324
Web
On XX/XX/XXXXI contacted Financial Credit Network by certified mail, requested to send certain documentations to show that the debt is in fact mine, which is ( Debt Validation ) they refused to show me any documentation stating that it is, as they continued to file a debt that doesn't belong to me it continued to hurt my credit and caused me to get denied for a credit card. I then sent then a 2nd letter which was sent XX/XX/XXXX which was to send documents that were requested in the first letter and also requesting to send additional information which included 1.the original instrument, 2. their registration details with the financial conduct authority. 3. their registration details with the information commissioners office. 4. their consumer credit license number 5. their public liability 6. their registration details with any other regulatory bodies. the company did not. third letter was sentXX/XX/XXXX requesting the same information needed to show proof that the debt is in fact mine. The company sent a copy of a bill with my incorrect address stating that its mine the amount stated that I owe was XXXX which doesn't prove anything, The company denied to send requested information yet again and now I want to file a complaint because I believe this company is committing fraud.
03/27/2018 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 93306
Web
On XX/XX/2018, I called to Financial Credit Network collection company to address a collection account from XXXX XXXX XXXX XXXX. So in the first contact, a representative said they will be able to remove the collection account from my credit report once the I pay the balance in full. So in a second call in the same day, I spoke with a different person and before making the payment she advised me they won't remove the collection account from my credit report because they tried to contact me in the pass in different times, I asked the reason why the company changed mind if in my first call the representative told me they will be able to remove it. I asked for more information about the account because that is not a fair tactic to collect a debt, I asked the date when the company sent an initial written notification about this debt because I never had the chance to dispute the account, and the representative recognized they sent an initial notice but, the USPS returned in different times. After all, I asked for a debt settlement, and they won't make a settlement they just want to collect the full balance used an abusive language just because I asked for a settlement.
10/16/2019 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Personal information incorrect
  • AL
  • 358XX
Web Servicemember
I initially contacted the creditors to resolve this debt. I provided all necessary insurance information from both my primary XXXX XXXX XXXX XXXX and secondary XXXX XXXX insurance coverages. I was told that they would take care of it and get back with me the following day. I did not get a call back and assumed that insurance had taken care of the bill. I monitored my credit report updates weekly but did not see the debt resolved. A little over a month later I just decided to pay the debt out of pocket. My credit report has showed a balance due of {$360.00}, however, when I called the Financial Credit Network company I was told the amount due was {$380.00}. I payed the {$380.00} payment plus the convenience fee of {$4.00}. I feel that this was incorrect information. After payment was made by credit card, I received an email receipt that listed my and my spouses address as incorrect. I dont trust that this information will get posted and cleared up correctly. I was told to wait 90 days to verify that things would correctly post. I think a wait of 90 days to verify this is ridiculous.
10/09/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 919XX
Web
I have disputed with credit reporting company, but have not yet received a response. Financial Credit Network has reported on my credit report for a debt that I paid directly to the creditor. I had never heard of this company and when I saw this on my credit report I told them I paid the creditor directly and never heard from them. They claim to have sent me information ( to a wrong address ) and call me ( they did n't have my phone number correct either ). After I told them I was going to dispute and file complaints, I received a call a few hours later from them stating they could n't find my file on the credit report. I had to provide the woman with more information before she could find it. They refuse to remove themselves from my credit report even though 1 ) I have never owed them anything and 2 ) the debt they claim to have collected was paid directly to the creditor before ever hearing form Financial Credit Network. The only reason I heard from them was to call them to because they are tarnishing my credit report that I have been working diligently to keep clean and rebuild.
06/03/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 93280
Web
FCN reported several medical accounts on my credit report for XXXX XXXX Hospital sometime in late XX/XX/XXXX. I called them and advised them it was I had never been to XXXX XXXX Hospital nor did I live in the area that XXXX XXXX Hospital is located in. They advised me I need to provide a police report and fraud affidavit, so I filed a report with my local sheriff 's office. This official report was provided to Financial Credit Network in XX/XX/XXXX. It is now XX/XX/XXXX and the accounts still remain on my credit report. I called FCN to see why the have not removed this, and they claimed they needed " proof '' I was not in the hospital on those dates. I advised the representative that I have rights under consumer protection laws that are invoked as soon as a proper law enforcement report and fraud affidavit are filed with them. They must remove any fraudulent information from my credit files. Asking me to prove a negative is not a requirement under the law. I am the victim here, and after providing a law enforcement report, under penalty of perjury, they must respect my rights.
06/12/2018 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • XXXXX
Web
I had an routine XXXX XXXX with my former XXXX insurance. ( XXXX XXXX ) last year on XX/XX/XXXX in a XXXX XXXX at XXXX XXXX ca. XXXX originally bill XXXX XXXX XXXX my former primary insuranceXXXX XXXX XXXX paid only an amount for the XXXX ; however, I swowed proof of my XXXX XXXX insurance when I had the test. I went to XXXX offices to speak to a representan and told me they would bill XXXX XXXX again for the payment. XXXX XXXX said that they paid the benefits and I should only worry about the copayment of XXXXdls I was sent to collection by XXXX XXXX because of that issue on the month of XX/XX/XXXX. I called both XXXX and XXXX XXXX to fix this misunderstanding and both of they blame each other for this payment. OnXX/XX/XXXX I had to pay XXXX dls to FINANCIAL CREDIT network to get out of collections. I called both XXXX and XXXX again to request for a disbursement and they kept blaming each other about it. XXXX XXXX says they paid the service on XX/XX/XXXX, XXXX denied it. On the meanwhile I was sent to collection and pay XXXX to get my credit as it was before.
12/27/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 93307
Web
Hi my name is XXXX XXXX I sold my property the end of XXXX XXXX of this year paid my XXXX XXXX bill like normal did not know I still owed some money to this company.. never received any statement saying I owe them more money.. The amount was only {$58.00} but a time I got this bill from Financial Credit Network to my new address this bill was already in collections I paid the amount.. contacted the company respectfully told him to delete this collections off my credit report.. they said that they wouldnt take it off my account that I needed to prove that I forward my mail to that current location.. The lady from this company was pretty much telling me that she needs an exclamation why was I hiding to pay this bill.. when I told her when I received this bill I contact you guys and paid it in full. So I am respectfully requesting a letter from Financial Credit Network stating that the negative credit information ( from Financial Credit Network ) will be removed with the credit reporting agencies. this is the number to this company XXXX XXXX XXXX XXXX. PS thank you..
11/30/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92025
Web
I have received XXXX phone calls and XXXX email from a company called Financial Credit Network Inc based in XXXX, CA. The agent on the call claimed that I had an outstanding amount between $ XXXX originating from unpaid Energy bills. However, the name of the energy provider they quoted ( " XXXX XXXX XXXX '' ) is not my provider ( " XXXX '' ). I have an ongoing payment plan with my actual provider, which I pay consistently, and have not been contacted by them about any other outstanding charges. I gave the agent my email and asked them to send me the details. The email I received was vaguely worded, and described a PDF attachment which was not present. The body of the email was not plain-text, but was actually a clickable image containing a link. I clicked it and then closed immediately, as it showed up as " unsecure '' in my browser. The agency has called me once more since the email, mentioning that they would need to take action if I don't respond to pay the amount.
09/28/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • CA
  • 91605
Web
DELIVERED INDIVIDUAL PICKED UP AT XXXX, XX/XX/2022, XXXX XXXX, XXXX, CA, XXXX to Financial Credit Network Tracking # : XXXX According to the law 15 U.S. Code 1681i - Procedure in case of disputed accuracy. If the completeness or accuracy of any item of information contained in a consumer 's file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, the agency shall, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. I will prove documents that it took them 4 months for them to do their investigation well over the 30-day mark.
11/11/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 933XX
Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. I believe I am a victim of identity theft. I have been facing a lot of problems in terms of financial, emotional, and physical aspects. Also, I have been hearing a lot of recent news that the Bureau is having data and system issues. I decided to look at my credit reports from the XXXX and XXXX Credit Bureaus and found that this FINANCIAL CREDIT NETWO ( Original creditor : XXXX XXXX XXXX ) was reporting to be negative on XXXX and XXXX. I have disputed the fraudulent information from my credit report. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I have done many attempts to reach out to the Bureaus but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file.
12/09/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • XXXXX
Web
Hello, I have been dealing with a serious issue with the company FINANCIAL CREDIT NETWORK INC located in XXXX, California. This is company is a collection agency who has been coming after me for an alleged " debt '' they claim I owe them, but have not provided substantial evidence that we have a contractual agreement or any instrument of indebtedness in which I signed with them. I have been corresponding with them since XX/XX/XXXX via certified mail with return receipts and FCN has yet to fulfill my request. FINANCIAL CREDIT NETWORK INC has violated FDCPA laws by not validating their claim that I owe them a debt within 30 days then the matter between myself and FCN would be settled. Well there hasn't been any feedback from the company and they're still reporting the erroneous item on my credit report making it hard for me to engage in commerce. They have violated 15 usc 1692 codes c through g violating my rights as a consumer.
11/23/2021 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90047
Web
Financial Credit Network , Inc. has committed several violations and the negligence committed by XXXX XXXX XXXX XXXX. This is a frivolous collection, the original creditor failed to notify me of any past due bills after I called in XXXX and closed the account. I was told there were no payments due, despite me giving them my forwarding address there was no notices sent to me. Also there is no original contract he creditor has that allows them to report this to my credit report. The collection company also has doctored the date of last activity and is reporting inconsistent information across all XXXX credit bureaus, despite my dispute with them. I request that your company deletes the account from all credit reports. The account information is as follows : Account # XXXX, date opened : XX/XX/2021, original creditor : XXXX utilities. Please see attached document.
10/10/2018 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • AZ
  • 85225
Web
On XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX, I sent certified letters to Financial Credit Networks, demanding that they verify | validate a collection account they are reporting to XXXX, XXXX and XXXX. In three ( 3 ) separate letters, I disputed that this is not my account. I've demanded that FCN provide me with an application, contract, consent forms or financial responsibility form, bearing my signature, validating that this is my accoun | debt. FCN, has not provided me with any of the documents that i requested. FCN continues to violate the FCR by not providing me with these documents to validate this collection. FCN continues to report inaccurate information to XXXX, XXXX and XXXX. When XXXX, XXXX and XXXX have requested FCN to verify the debt, they respond to them with verified debt, knowing that they have not verified the debt.
05/01/2018 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • AZ
  • 85382
Web
On XX/XX/XXXX I checked my credit score and come to find out I had a water bill that was paid. I never once received any notice to my residence, nor did I ever receive a phone call. I called The Financial Network asking questions regarding the collection and they were rude. Did explain anything to me and did not want to give me any information. I called once on theXX/XX/XXXXand also theXX/XX/XXXX and they didn't want to help me both times. She was abrupt and only cared how I was going to pay. I explained that I paid in XX/XX/XXXXand she mentioned we would not have it in collections if it was paid. Also, when I spoke to the individual within the company, she asked me if I recieved anything written in the mail and she didn't say anything after I asked her why wasn't I notified and given a chance to dispute the validity.
05/24/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Threatened to take legal action
  • CA
  • 92026
Web
Seven months after moving out of my previous home, XXXX XXXX XXXX XXXX XXXX sent a bill for {$370.00} to a collections agency. No attempt had been made to inform me of the debt in the intervening 7 months. XXXX XXXX XXXX had my home phone number, work number, bank account information ( with permission to withdraw ), new address, and e-mail address. Yet they sent the account to collections without ever informing me that there was a balance due. The collections agency threatened to take further legal action, including negative credit scores and lawsuits, if I did not pay immediately. The collections agency had no information about the debt. XXXX & XXXX had no information or explanation of the debt, other than " you owe this. '' No one could explain why no previous effort had been made to collect the debt.
06/23/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • NV
  • XXXXX
Web Servicemember
this company has placed a fraudulent account under my personal information related to an address ive never lived at for a gas bill. i faxed over the police report that my identity was stolen along with the FTC affidavit.in XXXX XXXX 2014 I faxed over the police report and supporting document and they failed to remove these account with in the 30 day statue permitted by law. ive called over XXXX times with no luck they keep asking me to send the police report which i have not XXXX but XXXX times. i ask that my right as a identity theft victim be enforced .i ask that this account be removed immediately since this account has hurts my person and my credit in the past and i was denied a home loan XXXX different occasions and i had to pay higher interest rates and suffered financial hardship because of them
01/21/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • AL
  • 35603
Web
I disputed this on XXXX in XXXX of XXXX asking for a debt valadation letter to prove I owe this debt with the orginal signed copy! Because I do not and is a hipaa violation my medical information was sold. The medicad number was not on file but it was corrected and paid after the fact! The dispute for the account with ACCELERATED RECIEVABLES that starts with XXXX has been removed from your credit report. Source : XXXX Date Collections ACCELERATED RECIEVABLE has flagged your account as Collections. XXXX XXXX XXXX ACCELERATED RECIEVABLE has flagged your account as Collections on XXXX XXXX XXXX Source : XXXX Company : ACCELERATED RECIEVABLE Address : XXXX XXXX, XXXX, XXXX XXXX Phone : ( XXXX ) XXXX Activity : XXXX XXXX XXXX ( Collections ) Balance Date : XX/XX/XXXX Balance : {$1400.00}
04/04/2020 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • MO
  • 631XX
Web
This matter is arising out of a dispute with Financial Credit Network. They are attempting to collect an unverified debt from XXXX XXXX allegedly originating in 2017. Despite my request I have yet to receive sufficient documentation to validate the debt, nor have i received a breakdown of the interest and fees. Of note, the Statute of Limitation in the State of Arizona is three years. This beg the questions, if this agency even is pursuing this debt legally. Furthermore, the representative was rude and dismissive. They have destroyed my credit and continue to report this " MEDICAL '' debt to the three credit bureaus, despite my strong denial of ownership of this debt. I would like my credit report updated and this erroneous error rectified, immediately if not sooner.
09/15/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 91010
Web
I am submitting this complaint because I am being extremely affected by FINANCIAL CREDIT NETWORK , INC. They are being completely unfair and I dont know how to get ahold on them but through this portal. I want to express that I have suffered a big impact in my credit score and I have lived one of the worst periods of my life with all this situation. I was overbilled and I was not given proper notices despite letting XXXX XXXX XXXX know my new address : Your collection company harassed me and called me at odd hours and did not stop calling after I told the customer service reps not to call. My account is : Account Information : Date Opened : XXXX XXXX, 2015 Balance : {$0.00} Type : Collection Account Solution : Deletion account from all credit bureaus.
04/02/2022 Yes
  • Money transfer, virtual currency, or money service
  • Refund anticipation check
  • Fraud or scam
  • AZ
  • 85635
Web
On XX/XX/XXXX I filed my taxes with XXXX XXXX and used the pay out of my refund option for the fees. My direct deposit date was XX/XX/XXXX. My bank rejected it. I called the bank a week later and confirmed they sent the money back. Because I paid the fees out of my refund, the refund was returned to XXXX XXXX tax group, XXXX. Every time you call its a different day as to when the check was printed or mailed. Well fast forward a month later and a whole lot of phone calls, the IRS traced the refund back to them. My check has yet to be mailed. Its been over a month and I still have nothing. This is fraud. They are trying to push into signing to get it reissued to cover there own butts, and its ridiculous that I have to pay for my own money back.
10/01/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • VA
  • 20148
Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX XXXX breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
09/07/2017 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • XXXXX
Web
To whom it may concern : I have attempted to contact the XXXX XXXX XXXX XXXX ( where I was a resident/homeowner of seventeen years ) concerning a collection account that was erroneously placed on ( apparently a three credit bureaus? ) This of course has negatively impacted my credit profile, and has been exacerbated by the fact that the falsely RE- report the date of origination of ( initial collection ) in such a way as to make the alleged amount owed them/collection account ... appear to be recent, when in fact this matter has been on my credit profile for nearly FIVE years. The City ( via their collection agent ) is alleging that I owe {$140.00} Thank you in advance for your help with this matter. Sincerely, ' XXXX XXXX
08/25/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95691
Web
" FINANCIAL CREDIT NETWORK '' IS REPORTING A DEBT THAT I DO NOT OWE. I WAS IN AN ACCIDENT IN 2018 WHERE A CAR HIT ME AS I WAS WALKING. THE DEBT, TO MY KNOWLEDGE, IS FROM THE COST OF THE ABUMLANCE. THE DRIVER AT FAULT HAD INSURANCE AND WAS SUPPOSED TO PAY FOR ALL DAMAGAES/COST INVOLVED. I HAVE ATTACHED A COPY OF THE POLICE REPORT AS PROOF. PAGE 1 SHOWS THE DRIVER AT FAULT AND WHAT INSURANCE THEY HAD ( XXXX XXXX. THE 2ND TO LAST PAGE WILL EXPLAIN THAT THE DRIVER IS AT FAULT FROM POLICE OFFICERS. I HAVE ALSO ATTACHED A LETTER I RECEIVED FROM MY ATTORNEY DURING THE TIME. I WILL REACH OUT TO MY ATTORNEY AGAIN IF THIS ACCOUNT DOES NOT GET ERASED FROM MY CREDIT. PLEASE REMOVE THIS INACCURATE REPORTING AND DEBT THAT I DO NOT OWE.
07/29/2020 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 93311
Web
This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whether it's a charge off? The balance is, in fact, wrong, please make sure to reverse it to XXXX or remove the item fully. Please also produce documentation to verify all the charges and credits in this supposed account that caused to the extremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove this specific wrong posting.
12/27/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 91367
Web
This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whether it's a charge off? The balance is in fact wrong, please make sure to reverse it to zero or remove the item fully. Please also produce documentation to verify all the charges and credits in this supposed account that caused to the extremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove this specific wrong posting.
12/13/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 93307
Web
This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whether it's a charge off? The balance is in fact wrong, please make sure to reverse it to XXXX or remove the item fully. Please also produce documentation to verify all the charges and credits in this supposed account that caused to the extremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove this specific wrong posting.
09/24/2019 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Other personal consumer report
  • Incorrect information on your report
  • Public record information inaccurate
  • CA
  • 923XX
Web
I'm a XXXX XXXX and I was asked to do a background check for a company I deliver to and in my background check shows I have 2 criminal records. It shows they were in XXXX XXXX, but i've never had a criminal record anywhere. I've always lived in XXXX and XXXX XXXX County. I'm trying to remove them from my background report but don't know what else to do. I need this to clear as soon as possible or I may loose my job because of this. I've been working for XXXX XXXX XXXX in XXXX, CA since 2010 and the new route I got is requesting me to this background, but I can not deliver to them because of the Criminal reports in the report. I have attached the Criminal Report I received from XXXX XXXX XXXX XXXX.
11/04/2020 Yes
  • Debt collection
  • Auto debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93561
Web
I have been disputing this debt for nearly five years. I do not owe this debt and hold a current court order showing that I do not owe this debt. Despite my many attempts to tell the original creditor and this collection agency that I am not responsible for this debt, the original creditor directs me to the collection agency and they still continue to falsely report this as my debt owed with all credit bureaus. I took matters into my own hands and tracked this vehicle by VIN # and sent paperwork with the website XXXX that proved this vehicle was sold in an auction and profited from the sale. I sent the sales listing for the vehicle from XXXX XXXX XXXX in Virginia - I have never been in Virginia.
04/18/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • CA
  • 90043
Web
I have filed previous complaints against Financial Credit Network f or reporting that I owe {$190.00} for XXXX XXXX XXXX XXXX , I have provided my lease that I did not live at that residence, I have provided an affidavit stating this debt does not belong to me, and a police report from the XXXX XXXX Police Department in regard to this matter. When I contacted Financial Credit Network y esterday on XX/XX/17 , it was stated that they are awaiting " a response '' from the original creditor after I have proven that this account is reporting fraudulent negative information. I want this account removed from my Credit Report IMMEDIATELY. I ha ve proven everything that was asked of me.
05/30/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 95823
Web
I am still attempting too remove accurate information from Financial Credit Network from my credit report. I have talked too and attempted to get payment for these charges through my insurance company but this company will not work with us. I have disputed this charge on multiple occasions. I have email 's with me asking for proof that this account belongs to me, proof of XXXX, the original documentation from the hospital with my signature or any other ORIGINAL documentation. They have received correspondence from my insurance company attempting to get the necessary information for payment with no attempts on this company 's behalf too solve this issue. Can this be removed from my report.
08/01/2015 Yes
  • Credit reporting
  • Incorrect information on credit report
  • Reinserted previously deleted info
  • CA
  • 93313
Web
Fin Crt Nwt Accounts # XXXX & XXXX, are the same accounts. It was on their as XXXX separate accounts at one point. I requested them to be looked at XXXX months ago by credit bureau as duplicates. Financial credit and I have been going around for years. I pay an account. They claim it was for a different account. Give me every excuse in the book why I 'm wrong. I paid on a different account. Then they Make another account look like its a new account when it 's well over XXXX years old if not longer. XXXX women collections staff members are very unprofessional. Talk to you rude and very disrespectful. I had to stop answering my phone due to them raising my XXXX XXXX and getting angry.
09/10/2018 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 95842
Web
I did an extensive background check on my XXXX County collection report and found that my debt is due to unpaid Medical services. Well I made them aware at that moment that I am recieving government aid and have been since XX/XX/1999. Well I was told that there was no medical coverage recorded. But if my medi-cal information was serquestered as I requested then there should be no bill. The Fire Department charged off my overdue ambulance service bills and that is 79 % if not more of my credit debt. I would like it reivestigated and corrected as the Fire Department and the Collections Co. said it can be done ... please. This has affected my bank accounts, credit cards, etc ...
08/26/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 95821
Web
On XX/XX/2020, FINANCIAL CREDIT NETWORK INC add a derogatory mark on my credit report per XXXX XXXX. Upon, further research, this account was transferred/sold and I am no longer responsible for the account. Debtor 's creditor did not verify this collection. I had requested FINANCIAL CREDIT NETWORK INC to validate the debt and there was NO written form of communication, contract, or signature for this accused debt at all. A bill without a signature does not validate the debt and anybody can send a bill and say its mines. According to the FCRA, FINANCIAL CREDIT NETWORK INC has violated my rights as a consumer and I'm requesting legal action to remove this account immediately.
08/02/2018 Yes
  • Debt collection
  • Medical debt
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • CA
  • XXXXX
Web
I received a letter from a company by the name of Financial Credit Network in regards to a medical bill. I'm not sure who the original creditor is, however I have double coverage of medical insurance. I wrote them a certified letter and advised them that they have the wrong person and not to contact me anymore. After that, I received another collection letter for a different amount. I now have two alleged debts with this company. Additionally, I have filed a complaint with your firm in this regard case number XXXX. According to you that have not responded to you either, however they have since sent me two more collection notices. Unknown Account Numbers XXXX AND XXXX
08/19/2022 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • CA
  • 92058
Web
At XXXXXXXX XXXX Friday, XXXX XXXX, 2022, I received notification of a voice mail. I listened to the voice mail and the lady 's name was XXXX XXXX and she said she was calling from the Office of Financial Credit Network at XXXX. Unfamiliar as I am with this company, I XXXX it. It turns out they are a debt collector. The Office of Financial Credit Network has violated state and federal law because I have notified all creditors IN WRITING that ALL communication with me is to be IN WRITING. I want a claim filed and to be reimbursed for the Office of Financial Credit Network violating federal and state law. Thank you very much for your time and assistance.
03/05/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92025
Web
I recently went to check my credit report and noticed I have a collection of {$770.00} from an company called ( FINANCIAL CREDIT NETWO ) Date opened : XX/XX/2022 Account Number : XXXX I proceeded to contact the company ( XXXX ) XXXX I spoke to one of there representatives told them I didnt recognize who they are or the debt they were asking me to pay & i ask them could they remove the Collections they told me not without paying they and they denied my request They state that my current status : Seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX
11/14/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 95678
Web
Asked for information pertaining to the collection. Never received any info. The only communication made is between CFPB and them. They responded to CFPB and said they acted in accordance with the law. Not sure what that means. Anyhow, all I know is that they said the debt is from XX/XX/2017. I have no medical debt from 2017. They have not sent any paperwork for me to figure out what this is. If needed, I qualify ( qualified ) for financial aide for medical debt under income poverty but I dont know how to apply the aide to the debt since Financial Credit Network collection agency has failed to send me one document of info so as to clear this up.
02/27/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 90043
Web
I closed an account with XXXX XXXX when I moved from XXXX XXXX XXXX XXXX, XXXX, CA. The XXXX in turn sent me a check for the credited amount on my account and closed my gas bill. On Monday, XXXX XXXX, 2017 I contacted XXXX XXXX and the representative informed me that my account was closed. Someone else attempted to turn on service at the address and then cancelled service. After that action XXXX XXXX turned service back at that address in my name without my authorization nor was I aware of this or notified. This account is now reporting on my XXXX Credit Report and I am outraged about {$190.00}. I did not live there nor request that action.
10/12/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • CA
  • 93306
Web Servicemember
I have tried numerous times disputing the issue on XXXX, XXXX XXXX and XXXX which shows up as a collection debt I owe on my credit report. However the results always come back as the information they are reporting is correct which is not true. The collection agency is claiming I owe a balance of {$6300.00} from XXXX XXXX XXXX XXXX which this balance was included in my Bankruptcy. I will attach/ provide supporting documents of my bankruptcy with XXXX listed as one of the creditors and my attorney has been notified. When I contacted Financial Credit Network at XXXX the employee stated the balance was not included in my bankruptcy.
08/20/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • CA
  • 95610
Web
Financial Credit Network has attached a debt to my credit report for the second time erroneously in defiant violation of the Fair Credit Reporting Act ( FCRA ). They were notified on two occasions of bankruptcy filing by my attorney. In XX/XX/XXXX my XXXX XXXX bankruptcy was XXXX in XXXX Ca XXXX bankruptcy court. XX/XX/XXXX I filed XXXX XXXX bankruptcy in XXXX XXXX. The company was notified by my attorney. Financial Credit Network refuses to remove the debt from my credit in clear violation of FCRA. The company has shady practices. They are reporting a debt of {$150.00} as an active collection account. I attached an image.
06/23/2021 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 95815
Web
The debt in collecting which is being disputed is a medical bill from a car accident which happened in XX/XX/2018. On the date of the accident, the emergency service arrived, they inquired if any of the participants of the accident would like to be medically examined. Everyone including myself declined the examination because I had no severe injuries and. Because the police had not yet arrived, they presumed to gather the details of the accident as well as our personal information. Due to my relocating of residences during the time, I never received any information of the debt and therefore was unaware of the collection.
09/25/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 932XX
Web
XXXX XXXX XXXX XXXX has charged me 3 seperate times. I had insurance at the time of all visits and tried to confirm that with them. They said there was no way to go back and verify that. But she did tell me she even had my insurance information on file. It just wasn't charged. The first accound was XXXX XXXX XXXX XX/XX/2015 for {$1300.00} another for {$44.00} XX/XX/2015 and XXXX XXXX XXXX XXXX on XX/XX/2015 for {$38.00}. Ive tried to dispute all these accounts by verifying medical insurance paid this but it still shows accound is open. They refuse to remove all these accounts and its really effecting my score.
09/29/2018 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 90039
Web Servicemember
FINANCIAL CREDIT NETWORK has repeatedly attempted to collect on a debt which was previously paid in full to original creditor XXXX XXXX. I have requested validation of their right to collect on the debt in two separate letters to FINANCIAL CREDIT NETWORK, dated XX/XX/XXXX and XX/XX/2018, request any of the following : copies of original contract, debt details, dates, address, and other identifying information. FINANCIAL CREDIT NETWORK has refused in response letters dated XX/XX/XXXX and XX/XX/2018, in violation of my rights under the fair credit reporting act and the fair debt collections practices act.
05/02/2017 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • XXXXX
Web Servicemember
I received a letter stating that I owe an amount on this account. I ran my credit report recently and I found it listed by XXXX XXXX XXXX , and had it investigated and removed. They have now sold it to you so that you may have a chance to make a few bucks. I have never lived at the address in question and have no intention of paying you or anyone for a bogus reporting of information. Therefore, I ask that you cease and desist any and all actions on this. Failure to do so, I will fill a complaint in small claims court against your company and report this fraudulent information to all concerned.
03/29/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 93304
Web
Fin CR netwk- XXXX XXXX XXXX XXXX was opened not by me, but was open fraudulently by someone else on XXXX which now amount on the account report balance is XXXX XXXX Ive tried to dispute this problem numerous of times, but no luck I never lived in XXXX XXXX, and my credit report said that the company is in XXXX XXXX I had lost my wallet back in 2019 which contain my drivers license and my social security card.I then reported fraud on my social security number once I found out that my ss # was being used fraudulently. Please I need to dispute these fraud charges that are pending against me thank you.
04/25/2017 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 90069
Web
I am corresponding to you to report a flagrant violation of the FDCPA by this company pertaining to an erroneous account this company has persevered with reporting on my credit report. On XXXX XXXX this company received a letter from me where I disputed the accuracy of the account they have reported on my credit report and asked that they either provide me with document I signed that makes me liable for the debt or delete the account from my credit report. The company has done neither and in violation of my rights have kept reporting this account as a valid account on my credit report.
01/19/2016 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • XXXXX
Web
I recently obtained a copy of my credit report and noticed XXXX tradelines from Financial Credit Network ( Medical ) I never have had an account with Financial Credit network, never received anything in the mail from them regarding this " debt ''. I am requesting under the Fair Debt Collections Practices Act that they validate this debt and prove that it belongs to me. Simply matching up numbers in a computer does not constitute a validation per FTC standards. I am suspecting that their intentions are fraudulent and malicious in nature and wanted to make the CFPB aware of the situation.
08/18/2016 Yes
  • Debt collection
  • I do not know
  • Taking/threatening an illegal action
  • Attempted to/Collected exempt funds
  • CA
  • 95621
Web Older American
I am XXXX years, XXXX, and XXXX. A debt collection company sent me a notice in XXXX 2016 claiming a debt of {$510.00} without any explanation. I send a letter to the debt collector within 30 days demanding the debt collection company produce all the documents and evidence of the claimed debt. Instead of providing the documents to verify the claim, the debt collection company reported the {$510.00} claim to all reporting agencies. I demand an immediate withdrawal of the unlawful credit bureau reporting without producing documentation demanded to verify any claim of {$510.00} being owed.
12/09/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92646
Web
XXXX XXXX XXXXXXXX XXXX Other {$560.00} Status Date Reported XX/XX/2022 Payment Status Collection/Chargeoff Account Status Derogatory Amount Past Due Not Reported Account Details Original Lender XXXX XXXX XXXXXXXX XXXX Account Type Not Reported Responsibility Individual Age Of Account 3 Years, 0 Months Credit Limit Not Reported Highest Balance {$560.00} Payment Details Amount Past Due Not Reported Date of Last Payment Not Reported Monthly Payment Not Provided Payment Frequency Not Reported Lender Info XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX ) XXXX Remarks Placed for collection.
07/07/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 91731
Web
On XX/XX/2021, I requested an investigation regarding inaccurate/erroneous items on my credit file that were being reported illegally. On XX/XX/2021, your agency sent a letter stating that you had completed your investigation and the items were not deleted, as requested. On my previous dispute dated on XX/XX/2021, I attached a copy of my credit report, I circled the disputed items that I needed deleted. I also included copies of my social security card, drivers license, utility bill and the reasons why these items should be deleted. FINANCIAL CREDIT NETWO, Account # XXXX
05/26/2018 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • OK
  • XXXXX
Web
This is a Notice of Direct Dispute with you, under the provisions of FCRA 623 ( a ) ( 8 ) ( D ), of the accuracy of information you have posted to my credit file. In compliance with FCRA 623 ( a ) ( 8 ) ( D ), this Notice of DIrect Dispute includes : Identification of the specific information being disputed : " most provided a signed contract between me and the creditor to validate this account '' an itemized statement does not validate any account, so dont provided, third party is hear say, my be a signed contract, NOTICE GIVEN PRIOR TO FILING SUIT IN XXXX XXXX, OK
08/18/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 93711
Web
I sent a letter to Financial Credit network for a medical collections account that they put on my credit and have yet to receive a response or account deletion. The account was paid in full. Per The Medical Debt Relief Act of 2021 ; Section 603 of the Fair Credit Reporting Act ( 15 U.S.C. 1681a ) ; Fair Credit Reporting Act 1-year waiting period before medical debt will be reported on a consumers credit report and to REMOVE PAID OFF and settled medical debts from credit reports that have been fully paid or settled. This is a violation of federal law.
12/18/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 94566
Web
Financial credit network claims to be collecting on behalf of XXXX XXXX XXXX which I never had business with. My numerous attempts to resolve the matter with them went ignored. I requested debt validation in accordance with FCRA rules and regulations and they failed to proof validity or ownership of this debt. However they are still reporting this on my credit report which is damaging my credit rating to an extend. I request they DELETE this collection from my report and STOP their harassing collection efforts once and for all!
08/27/2019 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • CA
  • 93550
Web
XXXX keeps reporting this information on my credit report even though I have disputed this account has not being mine and the creditor has no documentation to proof that it's mine. One account on your report shows past due and could use your attention. Total open balances {$140.00} How did we get this info? Credit Cards {$0.00} Collections {$140.00} Student Loans {$0.00} Other Loans {$0.00} Auto Loans {$0.00} Home Loans {$0.00} COLLECTIONS {$140.00} Reported balance XXXX XXXX XXXX {$140.00} Needs attention
10/29/2016 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • HI
  • 96701
Web
Financial credit network keeps adding a debt from a program that my insurance paid for in full. I quit the program the day my insurance cocerage ended. Ive disputed it before and they removed and readded it with a new current date. Now they also have started calling me and giving me attitude! I live in hawaii so their XXXX phone calls are getting on my lst nerve! Ive told them to stop calling me about a debt i dont owe. XXXX XXXX XXXX XXXX should be ashamed of themselves and what their program is really all about
11/01/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 92879
Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. Please confirm the information shown in this collection account. The unverified account, FINANCIAL CREDIT NETWO ( XXXX XXXX XXXX ) XXXX, is still reporting on my credit report in violation of Federal Law. This account was already PAID. I am no longer indebted to this company or its practices. Send any and all documentation that validates your investigation. If unable to, remove this account immediately.
02/03/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 92649
Web
This account was opened fraudulently. Ive informed all parties of the issue & provided the necessary documentation to support my claim. The FIN CR NETWK XXXX account is not complying with federal law in regards to identity theft. Additionally, the creditor have not provided me with any evidence of an open contract, signed contract or any valid proof this was opened, authorized or created by me. Since this is a strict violation of FCRA laws I need the account removed from my file. FIN CR NETWK XXXX
06/10/2015 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not disclosed as an attempt to collect
  • CA
  • 93436
Web
An unknown representative from Financial Credit Network called my cell phone and left a voicemail asking for a return call. She did not state her name, the company she was with or that she was attempting to collect a debt. I have a no-call agreement with FCN because I have a recurring payment plan set up to pay the debt and am current in doing so. The call XXXX are unnecessary and borderline harassment. I had to XXXX the return phone number to find out it was Financial Credit Network who had called.
03/15/2019 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • CA
  • 91913
Web
Financial Credit Network reported a debt from XXXX XXXX XXXX. This was paid through escrow in 2017, when I sold the house that was being serviced by XXXX XXXX. Company said they NEVER received payment, so I paid them directly. I was advised that it would be reported and DELETED! I never saw the item removed from my credit profile. I am respectfully requesting to have this matter looked at, as this account was paid TWICE! I am being held back to get a FICO Score needed to purchase a home.
03/25/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Right to dispute notice not received
  • CA
  • 95758
Web
I received many calls from Financial Credit Network. I spoke to someone there on XXXX XXXX, 2016, she wanted me to disclose my SSN and I would not, she went on to tell me I owed over {$700.00} and if I wanted to pay via my XXXX that day. I advised that I dispute the validity of the debt and to not contact me again. I have yet to receive the FDCPA notice from them. I advised them of my dispute, and this dispute has n't been updated to the credit bureaus, violating the FCRA.
05/10/2019 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95831
Web
I am not aware of this account I have never opened up anything in my name and I dont know what the charges are for I have never applied for anything back in 2014 and at that time I was XXXX so I dont know why I am being charged something that is hurting my credit I am just now trying to get my life set up and I come to find out that I have been falsely charged for something that was unaware to me I was a minor in 2014 so any charges against me should be taken off.
09/07/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 77373
Web
Date Assigned XXXX XXXX, XXXX Account Number open Fin Cr Netwk Original Amount Owed {$150.00} that I owe. I have never signed any written document saying that I owe this debt to the collector. they are violating my right of the FCRA as a consumer. I do not know who they are and have not written consent from my end. also, they have not verified that I owe this debt to this alleged company. Please have this removed from all three credit bureaus. XXXX XXXX
02/20/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 92880
Web
This collection agency on behalf of XXXX is reporting that I owe {$230.00} for an electric bill after moving out of the apartment. Due to the apartment being uninhabitable due to mold. The mold made me sick and I was instructed by my Physician ro move out. I stop living in the residence in XX/XX/XXXX. I have provided medical and lease information.documentation and they refuse to stop reporting inaccurate information or cancel the charges I did not make.
03/28/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 90043
Web
I have repeatedly informed Financial Credit Network and it 's original creditor XXXX that I am not the responsible party for this debt that is reporting to my Credit Report in the amount of {$190.00}. The responsible party as of XX/XX/2015 is XXXX at XXXX, XXXX, CA XXXX. Also XXXX has record of the Owner changing the gas into her name around XX/XX/2015. This person can be reached at ( XXXX ) XXXX. The original creditor has this information as well.
09/21/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 925XX
Web Older American, Servicemember
On XXXX XXXX, 2014 I purchased a home. My spouse called XXXX and asked to be turned off on XXXX XXXX, 2014. However the gas company did not show record of this and billed for XXXX which I went back and forth with them about. They have sent it to a collection agency and I offered to pay in full to get it removed from my credit report even though I did not live at the address any longer and whoever does or did live there used my gas or name.
10/16/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • CA
  • 902XX
Web
I am victim of identity theft. Someone unknown to me used my personal information to obtain goods and services fraudulently. I did not authorize or have any knowledge of these accounts. I have contacted the mentioned collection company Financial Credit Network who are reporting this fraudulent account on my credit report and they repeatedly verified the account, ignoring my police report, statements and the fact the account is fraudulent.
07/31/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • ID
  • 83705
Web Servicemember
this is a fraud case and I filed a fraud affidavit with the FTC and sent it to Financial credit, but they refuse to acknowledge the information and continue to collect and report adverse information on my credit report. I told them that I have never opened a gas service account and I never lived near or at the address they say the account was located. I was homeless or living in a VA home shelter for 10 years. I had no need for a utility.
07/20/2018 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95206
Web
I received a letter from a company by the name of Financial Credit Network in regards to a medical bill. I'm not sure who the original creditor is, however I have double coverage of medical insurance. I wrote them a certified letter and advised them that they have the wrong person and not to contact me anymore. After that, I received another collection letter for a different amount. I now have two alleged debts with this company.
03/05/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • UT
  • 84601
Web
Creditor Information XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX XXXX was sent a police report and cleared the account from my name and stated they removed all information and cease collection due to identity theft. However have sent the account to collection. This account needs to be removed immediately from XXXX XXXX XXXX and all credit reporting agencies otherwise I am seeking damages for the credit reporting.
09/29/2017 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 90710
Web
The Financial Credit Network has collected every closed fraudulent account against me, reopened the accounts and are trying to collect on the fraudulent accounts which were closed.COLLETIONS Fin Cr Netwk Opened XXXX XXXX, XXXX + XXXX Original creditor: 10 XXXX XXXX XXXX Fin Cr Netwk Opened XXXX XXXX, XXXX + XXXX Original creditor: 10 XXXX XXXX XXXX Fin Cr Netwk Opened XXXX XXXX, XXXX + XXXX Original creditor: XXXX XXXX XXXX XXXX
09/29/2017 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 90710
Web
Financial Credit Network has purchased every fraudulent collection account that was previously on my credit report and reopened them and are attempting to collect on these accounts which are not mine.COLLECTIONSFin Cr NetwkOpened XX/XX/XXXX+$XXXXOriginal creditor: XXXX XXXX XXXX XXXXFin Cr NetwkOpened XX/XX/XXXX+$XXXXOriginal creditor: XXXX XXXX XXXX XXXXFin Cr NetwkOpenedXX/XX/XXXX-$XXXXOriginal creditor: XXXX XXXX XXXX XXXX
11/05/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 93309
Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. I'm not swayed that Bureau efficiently pleased the principles of the Fair Credit Reporting Act in completing their investigation. The Bureau is reporting inaccurate information on FINANCIAL CREDIT NET XXXX Balance {$0.00}. Per FCRA, reporting must be 100 % accurate or the information must be deleted.
10/06/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 93550
Web
I called XXXX XXXX XXXX XXXX and I spoke to their representative and I told the representative that I had never applied for Water Service and that I had never lived at the service address. The representative told me that it would be removed. I checked my credit report and low and behold XXXX XXXX XXXX XXXX had sold the bill to a debt collector. This is not my bill I never lived at the service address.
09/29/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 91320
Web
This account is inaccurately and erroneously reporting. Their intentional and willful furnishing of inaccurate information is a violation of FCRA Section 623 and according to FCRA Section 611. I have done many attempts to reach out to XXXX Credit Bureau but they failed to give me any results or feedbacks about this concern. Please investigate and remove it from my personal credit file. Thank you.
07/07/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 91731
Web
On XX/XX/2021, I requested an investigation regarding inaccurate/erroneous items on my credit file that were being reported illegally. I attached a copy of my credit report, I circled the disputed items that I needed deleted. I also included copies of my social security card, drivers license, utility bill and the reasons why these items should be deleted. FINANCIAL CREDIT NETWO, Account # XXXX
09/29/2017 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 90710
Web
Financial Credit Network has purchase fraudulent identity theft accounts which were previously closed, re-opened the accounts and is trying to collect off of them.COLLECTIONSFin Cr NetwkOpened XX/XX/XXXX-$XXXXOriginal creditor: XXXX XXXX XXXX XXXXFin Cr NetwkOpened XX/XX/XXXX+$XXXXOriginal creditor: XXXX XXXX XXXX XXXXFin Cr NetwkOpened XX/XX/XXXX+$XXXXOriginal creditor: XXXX XXXX XXXX XXXX
12/25/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • XXXXX
Web Older American
Financial credit network is reporting false information to the credit reporting agencies. They state I opened and incurred a debt of {$100.00} ( XXXX dollars ) in XX/XX/XXXX. The last transaction made on this account was well before XX/XX/XXXX. I want all incorrect information removed from my account ; such as, the false opening date ; as this might negatively impact my credit rating.
12/04/2017 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • CA
  • 92395
Web
Between XX/XX/XXXX and XX/XX/XXXX a new account in collections was added to all three credit bureaus on my credit report. The collection agency is XXXX XXXX XXXX. The original creditor says its XXXX XXXX XXXX XXXX. This account was added to my credit report with NO written notification sent to my address. Please send an original contract with my signature if this account is valid.
10/13/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 95678
Web
The collection agency has been reporting that I have an outstanding debt since 2017. However, they failed to advise the validity and rights of the debt. Specifically. Article 809 a - 1 through 5 and article 899 b and c. Please delete from the credit bureaus XXXX, XXXX, and XXXX since you guys trampled my rights under the Fair Debt Collection Practices Act 15 U.S.C. 1692-1692p.
12/20/2017 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 92019
Web Servicemember
It came to my attention that FINANCIAL CREDIT NETWORK # XXXX in the amount of {$120.00} on XXXX 2016 has been reported that I owed. I have disputed this alleged debt that I have no knowledge and contract with XXXX. This report has harmed me and damaged my ability to obtain credit. I was never notified by XXXX about this alleged debt reported in error and inaccurate.
04/16/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • CA
  • 95758
Web
In XX/XX/2021 I reached out via letter to XXXX XXXX XXXX to resolve this account. They were unresponsive. I followed up again as a follow up in XX/XX/2021 to resolve this account. This company was unresponsive. Please remove this account as this company has been unresponsive and did not respond in the allotted 30 days. Please remove from my credit report.
08/10/2017 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93722
Web
Over the past several months i have been disputing this account and they keep saying that it is verified through the credit bureaus. I 've sent letters directly to the Creditor and the bureaus and the only thing i 've recieved back from the company is a bill from a doctors office that does not belong to me and a address that i 've never lived at before.
08/10/2021 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 95691
Web
" FINANCIAL CREDIT NETWORK '' HAS FAILED TO RESPOND TO MY DEBT VALIDATION REQUEST THAT I MAILED ON ON XX/XX/10. IT HAS SURPASSED 30 DAYS WITHOUT ANY WRITTEN RESPONSE. I HAVE ATTACHED A COPY OF THE DEBT VALIDATION FORM I PHYSCIALLY MAILED. FINANCIAL CREDIT NETWORK IS IN VIOLATION OF THE FCRA. THIS ACCOUNT NEEDS TO BE DELETED IMMEDIATELY FROM MY CREDIT.
05/03/2018 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 93722
Web
I have been disputing a medical collection with Financial credit network for several months now that is not mine and i believe its due to my identity being used by someone other than myself. XXXX and XXXX has removed the account from my credit file but XXXX is still reporting it and keeps sending me notices saying its verified.
10/18/2017 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 95820
Web Servicemember
Last Reported XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX Original Creditor XXXX XXXX XXXX Status Open Opened Date XXXX XXXX, XXXX Closed Date -- Responsibility Individual Balance {$1800.00} High Balance {$1800.00} Remarks Placed for collection Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX
09/29/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 95825
Web
Once again I had stated in my previous dispute letter that I do not recall having this account. I've also asked your agency to provide the monthly payment, credit limit, terms, last payment, past due amount, date of first delinquency, and date closed as well as the payment history since they are missing from the report.
02/24/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit repair services
  • Confusing or missing disclosures
  • CA
  • 94025
Web
I paid a collections account off in full on XX/XX/2023 with financial credit network for the city of XXXX. My credit report status shows a {$0.00} balance but my credit score does not reflect the paid in full status. My credit should have increased by at least XXXX points according to XXXX XXXX. Thank you
05/03/2022 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 91741
Web
Financial Credit Network : Account number XXXX I have disputed this account, I never received validation of this debt, I never lived at the address where debt incurred, I have disputed with collection agency asking for my signed original contract or copy of my drivers license, they can not provide.
06/28/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95901
Web
XXXXXXXX XXXX says I am past due in a account they claim that started in XXXX or XXXX my utilities bill with my house in XXXX isnt with XXXX XXXX Ive owned my house for 2 years here. And Im up to date with my bill currently. This collections account they are claiming on my credit is fraud!
11/21/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 93436
Web
MY INSURANCE WAS RESPONSIBLE FOR THIS DEBT. I CONTACTED ORIGINAL COMPANY AND ASKED THEM TO RESUBMIT PAYMENT TO MY INSURANCE. MY INSURANCE STATED THEY HAVE REQUESTED FROM THE COMPANY TO RESUBMIT BILL FOR PAYMENT THEY HAVE NOT DONE SO I HAVE ATTEMPTING TO GET THIS RESOLVED FOR OVER TWO YEARS
06/21/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 90278
Web
I am a victim of identity theft. The following accounts were opened without my knowledge, consent or authority. I have no idea how the theft took place, nor do I have knowledge of the suspects. I did not receive any money, goods, or services as a result of the identity theft.
08/01/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 90016
Web
I am a victim of ID theft, someone broke into my car and stole my wallet and luggage, my ID, passport and ss card was compromised and I filled a police report and the investigation is ongoing, I recently filed another police report regarding the accounts on my credit report.
08/07/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 93960
Web
I paid a collection off in 2019 which was less than {$200.00}. The collection agency was close enough to drive there and pay in person. I paid in person and was told that it will be removed from my credit report in a few weeks. It has yet not been taken off my credit report.
09/04/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 93436
Web
I have medical debt paid off by my insurance XXXX and XXXX and believe the debt is paid and these collectors have switch names two times on me in the past 4 years. XXXX XXXX XXXX XXXX XXXX and Finanical credit net. I do not owe any debt. Thank you. This is predatory.
09/23/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Difficulty submitting a dispute or getting information about a dispute over the phone
  • CA
  • 93313
Web
On XX/XX/2020 I called Financial Credit Network asking for pay for deletions. They stated that they wont pay for deletions since they have on file the current address. I feel they never sent the initial notification to me, They refuse to help me with this matter.
04/11/2017 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • CA
  • 926XX
Web
I am an ongoing victim of I 'd theft and many different home addresses have been used to apply for credit and utilities. This outfit refuses to send proof of the debt along with the original file and my signature. If it is valid I would have no issue paying it.
10/14/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 95376
Web
This is erroneous! Your agency failed to provide the monthly payment, terms, credit limit, past due, and date of last payment as it is missing from the report. It is your agencys job to investigate my dispute as it is severely affecting my scores negatively.
12/02/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93705
Web
Called the collector when I became aware of the debt while reviewing my credit report advised them i was not aware of debt. They were supposed to delete upon receiving payment. On my report as paid. They advised me on a recorded line that it would be deleted
04/28/2015 Yes
  • Debt collection
  • Medical
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 90025
Web Servicemember
Says medical services were rendered in XX/XX/XXXX, however they were rendered in XX/XX/XXXX. This debt is over 7 years old. I was in military XXXX at the time they claim service was rendered. They have XXXX reported as {$82.00} and also {$180.00}
06/23/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95825
Web
I never had a record with this authority/leaser. I attempted to get in touch with you a few times and request verification of possession however you neglected to send me the important documentation to demonstrate that I actually own this record.
12/21/2021 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • CA
  • 93436
Web
Financial Credit Network constant calls from them. This are XXXX bill all in different amounts totaling {$5000.00}. I unfortunately have no means of paying this and they continue to call and harass leave messages and call at all times of day.
01/27/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95678
Web
Financial credit network sent me a piece of paper 2 months ago indicating I have a debt placed with them through XXXX. No proof that it belongs to me. Can not get any verification except fir a piece of paper that is an invoice made in a barn.
07/02/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 93308
Web
Unseen on my credit report that there was an overdue bill for XXXX XXXX and it is a medical bill that was already paid by insurance I don't have to pay the bill again because it got sent to a collector Insurance already told me that
01/19/2024 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • AZ
  • 85249
Web
They call often and I have told them its not something I can do right now due to loosing my job and then finding one that I make very minimal at and have to pay for my son. They keep saying interest is added on daily.
07/09/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • CA
  • 93308
Web
After reviewing my credit report I've notice that inaccurate information is being reported on credit report. Starting with XXXX XXXX XXXX XX/XX/XXXX, FIN CR NETWORK XX/XX/XXXX and XXXX XXXX XXXX XX/XX/XXXX.
08/02/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 95834
Web
I've tried to dispute this transaction on my credit report due to fraudulent activity and it's been denied. On XX/XX/2018, FINANCIAL CREDIT NETWO has placed a collection depth for the amount of {$1200.00}
06/09/2018 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • XXXXX
Web
I have no knowledge of this account and it needs to be removed from my credit report. I have filed a complaint with XXXX but have not been able to do so with XXXX as their site is garbage.
04/09/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • CA
  • 90247
Web
A company Financial Credit Network bought a debt from XXXX XXXX stating I owe {$120.00} on services that I did not render. I will fax over my police Report with a this complaint by fax.
05/27/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 93308
Web
I receive medical I was in an accident and medi-cal covered all of my bills even tells me I shouldn't have received the bill. But they still try to report that I owe it
08/09/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95834
Web
I don't remember that I had an account with this collector/creditor. I've asked multiple times to send proof of ownership but you haven't complied with my request yet.
06/22/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95758
Web
I don't remember that I had an account with this collector/creditor. I've asked multiple times to send proof of ownership but you haven't complied with my request yet.
03/26/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93611
Web
I do not owe this company any money I do not have a contract signed with this company. I request they delete this account off all 3 credit reports. Delete now please
03/04/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • CA
  • 94546
Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
08/13/2019 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 92114
Web
I have address on my credit report that I have never lived at. I also have negative accounts on my credit that do not belong to me.
04/10/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 95833
Web
I've been going back and forth with these people at the XXXX customer service disputing this fraudulent student loan for months.
01/10/2018 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Old information reappears or never goes away
  • CA
  • 91740
Web
filed chapter XXXX discharged inXX/XX/XXXX/2016 companies keep saying it willl take off but dont case # XXXX XXXX XXXX
10/10/2017 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Was not notified of investigation status or results
  • CA
  • 93257
Web
I was n't notified that I owed this properly than later found out and paid but they would not remove it off my report
01/30/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • AZ
  • 85282
Web
This debt does not belong to me and has been removed from 2 Credit Bureaus. Please remove from my XXXX report
05/29/2015 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Right to dispute notice not received
  • CA
  • 95608
Web
These debts are from XX/XX/XXXX or XX/XX/XXXX. Should n't they have fallen off my credit report by now?
08/29/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 90222
Web
The City of XXXX is billing me {$84.00} on a debt that has already been paid in full since XX/XX/2016.
06/25/2023 Yes
  • Debt collection
  • Medical debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • IL
  • 61401
Web Servicemember
Sold medical bill to 3rd party. Violation of hippa. Also it shows late payments.
05/05/2018 No
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93308
Web
My identity was stolen and I have no idea were this debt collection came from
06/07/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • CA
  • 93720
Web
Please forward the information to FINANCIAL CREDIT NETWORK, INC. Thanks!
07/11/2017 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MI
  • 48180
Web
This is not my debt, I do not have a signed contract with this company.
01/07/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 75054
Web
01/07/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 75054
Web
12/06/2023 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TX
  • 78701
Web
12/01/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • CA
  • 95670
Web
11/27/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 75054
Web
10/03/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93436
Web
09/28/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 93313
Web
08/29/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Problem with a company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 92083
Web
08/15/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • CA
  • 90650
Web
06/29/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 92240
Web
05/16/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • CA
  • 91605
Web
05/06/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 90731
Web
04/18/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 95608
Web
04/06/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 93277
Web
04/02/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 95608
Web
03/31/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • CA
  • 90650
Web
03/26/2023 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93401
Web
03/22/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • CA
  • 93955
Web
03/22/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95823
Web
03/13/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 93305
Web
01/31/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95821
Web
12/02/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • CA
  • 95219
Web
11/22/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95821
Web
11/22/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95821
Web
09/19/2022 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93263
Web
09/08/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Credit monitoring or identity theft protection services
  • Problem canceling credit monitoring or identify theft protection service
  • TX
  • 79706
Web
08/31/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 95202
Web
08/01/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 96130
Web
05/03/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Problem with personal statement of dispute
  • CA
  • 92532
Web
04/24/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95776
Web
04/15/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 91362
Web
03/31/2022 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • CA
  • 95811
Web
03/24/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CO
  • 81005
Web Older American, Servicemember
03/20/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Personal information incorrect
  • CA
  • 93307
Web
03/07/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 90043
Web
03/03/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • CA
  • 93230
Web
01/25/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 93292
Web
01/12/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • AZ
  • 85138
Web
12/02/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90605
Web
11/21/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92105
Web
11/19/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90605
Web
11/15/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Was not notified of investigation status or results
  • CA
  • 90302
Web
11/13/2021 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 93102
Web
10/19/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92105
Web
10/19/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92105
Web
10/19/2021 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93611
Web
09/23/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92120
Web
09/23/2021 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93263
Web
09/16/2021 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 91731
Web
09/09/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 93301
Web
08/30/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90503
Web
08/23/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93720
Web
08/23/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93720
Web
08/23/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93720
Web
08/21/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 95820
Web
07/23/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92105
Web
07/22/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92105
Web
07/21/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90503
Web
07/20/2021 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 92394
Web
07/02/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 91320
Web
07/01/2021 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93263
Web
06/24/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 91362
Web
06/24/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92105
Web
06/24/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92105
Web
06/19/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90503
Web
06/17/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 78744
Web
06/17/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 90045
Web
06/10/2021 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 92646
Referral
05/26/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 95821
Postal mail
05/21/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 76133
Web
05/20/2021 Yes
  • Debt collection
  • Auto debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 92105
Web
04/10/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 95207
Web
03/31/2021 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93277
Web
03/31/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90503
Web
03/29/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 92021
Web
03/23/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • CA
  • 92056
Web
03/02/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95816
Web
03/02/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • CA
  • 92057
Web
02/23/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • CA
  • 92301
Web
01/31/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 95355
Web
01/27/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 79927
Web
01/26/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • CA
  • 93010
Web
01/16/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 93436
Web
12/29/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93552
Web
11/16/2020 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 91362
Web
10/22/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • CA
  • 93245
Web
10/20/2020 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • AL
  • 35976
Web
10/16/2020 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93720
Web
09/28/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 90047
Web
08/25/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • AZ
  • 86442
Web
08/19/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 90712
Web
08/07/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Personal information incorrect
Phone
07/14/2020 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 90008
Postal mail
06/12/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 90640
Web
06/11/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NY
  • 10475
Web
06/11/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NY
  • 10475
Web
05/14/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93274
Web
05/11/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93274
Web
05/06/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • AZ
  • 85142
Postal mail
05/03/2020 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 90065
Web
04/29/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93274
Web
01/12/2020 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 92869
Web
11/27/2019 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93722
Web Servicemember
10/18/2019 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93221
Web Older American
09/01/2019 Yes
  • Debt collection
  • Medical debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • CA
  • 93291
Web
08/20/2019 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 92103
Web
07/18/2019 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
Phone
07/15/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NV
  • 89048
Web
06/23/2019 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 91117
Web
06/11/2019 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93101
Postal mail
04/19/2019 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90660
Web
03/07/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 95670
Web
03/07/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 90280
Web
03/06/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 95670
Web
02/12/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
Phone
02/11/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 77090
Web Servicemember
01/29/2019 Yes
  • Debt collection
  • Private student loan debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 92548
Web
01/17/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 90037
Web
10/02/2018 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • CA
  • 94568
Web
09/28/2018 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NV
  • 89701
Postal mail
09/23/2018 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 77090
Web
09/19/2018 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • AZ
  • 86442
Web
06/21/2018 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92111
Web
06/08/2018 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • CA
  • 93311
Web
06/04/2018 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 91306
Referral
05/30/2018 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93311
Web
05/17/2018 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93030
Web
04/24/2018 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93277
Web
03/21/2018 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90405
Web
03/09/2018 Yes
  • Debt collection
  • Medical debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • CA
  • 93313
Web
03/07/2018 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • CA
  • 90405
Web
01/26/2018 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 91303
Web
01/24/2018 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 95630
Web
01/12/2018 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 77090
Web
01/04/2018 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 93550
Web
12/21/2017 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 92117
Web
12/09/2017 Yes
  • Payday loan, title loan, or personal loan
  • Payday loan
  • Struggling to pay your loan
  • FL
  • 32216
Web
12/08/2017 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • CA
  • 95834
Web
10/09/2017 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93535
Web
09/25/2017 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95831
Web
08/01/2017 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90350
Web
07/30/2017 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90620
Web
07/30/2017 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 92881
Web
07/24/2017 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 92592
Web
07/22/2017 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 92881
Web
07/11/2017 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90620
Web
07/11/2017 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • CA
  • 91342
Web
06/28/2017 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • CA
  • 90043
Web
06/20/2017 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 90047
Web
06/19/2017 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93277
Web
06/05/2017 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • VA
  • 23453
Phone Servicemember
05/24/2017 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 90303
Web
05/22/2017 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 92335
Web
05/16/2017 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • CA
  • 92694
Web
04/12/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 93234
Referral
03/30/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • TX
  • 75230
Web
01/28/2017 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 91401
Web
01/10/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • TX
  • 77015
Web
12/23/2016 Yes
  • Debt collection
  • Medical
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 91302
Web
10/24/2016 Yes
  • Debt collection
  • Medical
  • Taking/threatening an illegal action
  • Attempted to/Collected exempt funds
  • CA
  • 93101
Phone Older American, Servicemember
10/12/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • AZ
  • 85355
Phone
08/22/2016 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 93305
Web
06/12/2016 Yes
  • Debt collection
  • I do not know
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • CA
  • 92240
Web Older American
05/31/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • CA
  • 90016
Web
04/22/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Right to dispute notice not received
  • CA
  • 93257
Web
12/10/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • CA
  • 95624
Web
09/10/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 93306
Postal mail
08/24/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 92626
Postal mail
07/27/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 92054
Web
06/22/2015 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 94550
Web
05/15/2015 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 93111
Web
04/29/2015 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95842
Phone
04/28/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 95812
Web
04/07/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 91343
Web
03/12/2015 Yes
  • Credit reporting
  • Incorrect information on credit report
  • Information is not mine
  • CA
  • 94402
Web
02/24/2015 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 93117
Web
02/09/2015 Yes
  • Credit reporting
  • Incorrect information on credit report
  • Account status
  • CA
  • 90045
Web
01/20/2015 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 93108
Web
01/18/2015 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • CA
  • 93304
Web
12/29/2014 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • VA
  • 23228
Web Older American
12/19/2014 Yes
  • Debt collection
  • Medical
  • Communication tactics
  • Frequent or repeated calls
  • CA
  • 93111
Web
12/11/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • AL
  • 36420
Web
11/11/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95667
Web
10/14/2014 Yes
  • Debt collection
  • Medical
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93274
Web
09/25/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • NV
  • 89433
Phone
09/25/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • NV
  • 89433
Phone
09/16/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CO
  • 80538
Web Servicemember
08/20/2014 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95825
Postal mail
08/19/2014 Yes
  • Debt collection
  • I do not know
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • CA
  • 93101
Web
08/13/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 94547
Web
06/30/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 93312
Web Older American, Servicemember
06/23/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95670
Web
05/12/2014 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 95757
Web
05/08/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 91786
Web
05/04/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 92117
Web
04/28/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 92104
Web Servicemember
04/15/2014 Yes
  • Debt collection
  • Medical
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93277
Web
03/11/2014 Yes
  • Debt collection
  • Medical
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93654
Web
01/17/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not disclosed as an attempt to collect
  • CA
  • 91107
Phone
01/10/2014 Yes
  • Debt collection
  • Medical
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93238
Web
01/08/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 92595
Web Servicemember
12/05/2013 Yes
  • Debt collection
  • Medical
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93274
Web
12/04/2013 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Right to dispute notice not received
  • CA
  • 93654
Web
10/30/2013 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Threatened to take legal action
  • CA
  • 93291
Web
10/24/2013 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 92595
Postal mail
09/26/2013 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 95823
Web
08/09/2013 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not disclosed as an attempt to collect
  • CA
  • 93306
Web