Finance System of Toledo, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
11/10/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	OH 436XX	Web
On XX/XX/2018 I was taken to XXXX XXXX Hospital ER seen by the ER doctors who admitted me. Upon arrival, registration came to my room to assure they had the proper insurance information/address on file, scanned in my insurance card, and my drivers license. My XXXX Insurance is covered by XXXX XXXX XXXX XXXX XXXX through my retirement company, XXXX. My drivers license had the correct address XXXX, OH. The hospital billed XXXX XXXX XXXX XXXX XXXX for the date of serviceXX/XX/XXXX-XX/XX/XXXX ; and received payment in full. My insurance card/license both were scanned in the ER Room by the hospital registration. I never received any bills at my address, never received any phone calls until XX/XX/2018, when I got a call from XXXX XXXX XXXX XXXX telling me that the XXXX Hospital ER Doctors sent me to collections for {$1100.00}. I told XXXX in collections, I have insurance, my insurance will pay all of that bill, & my insurance card/drivers license with my address were scanned in the ER room upon arrival. It was discovered after our in depth discussion XXXX billing for ER doctors errored, they never billed my insurance company, & had a non existent address on file for me that I have not resided at in over 3 years. Since the ER doctors work in the ER room at the XXXX Hospital, & they scanned my health insurance card/drivers license with all the right info for payment to be processed there was no reason for them to not have billed my insurance carrier. XXXX told me she will try to put the bill through to my ins but if they don't pay it due to the time lapsed for billing I am going to be liable for this bill. I called XXXX billing spoke to XXXX, she stated they billed XXXX XXXX directly, & it was rejected by XXXX they stated I had other health insurance coverage. I told her my XXXX coverage is under XXXX XXXX XXXX XXXX XXXX & that card was scanned in the ER at XXXX Hospital XX/XX/18. She stated they sent a notice to XXXX MI where I have not resided in over 3 years. I told her XXXX Hospital has my accurate address they scanned my license/insurance on XX/XX/18. She stated there was nothing they could do its in collections its up to them to get payment from insurance, or me to avoid it going on my credit report. I called XXXX Hospital Billing supervisor who told me this is error of XXXX Billing for the ER doctors at XXXX Hospital for failure to use the accurate insurance information/address that they have on file which was scanned in XX/XX/18 in the ER Room.I called my ins company to see if XXXX billed them for XX/XX/18 they stated they did not. I was told to contact XXXX billing tell them to send the bill to them with explanation they billed XXXX directly. I called again, talked to XXXX, she stated they wont rebill anything the collection agency has to, it is up to me to work with them to prevent the unpaid bill going on my credit report.
02/13/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OH 44601	Web
Hello, I have called to speak with Finance System of Toledo on several occasions starting XX/XX/XXXX. During the initial call I spoke with XXXX XXXX and explained to XXXX that an account from XX/XX/XXXX was on my credit report and I am unsure what the account is. XXXX goes on to tell me that the account is paid and what it is from. I explained that I have never received any notification of this account in the past and that I am unaware of the account. XXXX said " No worries he would send over a request to have the account removed from my files '' which it is only listed on XXXX. I called XXXX to let them know they will be receiving notification to remove the account. I called back later that day to double confirm the deletion and a lady representative stated XXXX did send the request and it will be removed. I called again XX/XX/XXXX to confirm again because the account was still listed on my XXXX report and was transferred to XXXX XXXX and he confirms that the request was sent and it would be removed soon. On XX/XX/XXXX I checked my XXXX report and noticed Finance System of Toledo is still listed on my report. I called XXXX and they stated they they never received the request to delete but in fact they received information to keep the account listed and recommend me to contact the agency. I called and was transferred to XXXX XXXX and explained the situation again. This time he stated that he sent information stating the account was paid. I explained the account was already listed as paid so that request would n't have been requested and reminded him that he stated he was sending a request to delete the account. XXXX says " oh yes that request was sent and I will have our department resend it ''. I called XXXX to update them on what was stated. I then call Finance System of Toledo to confirm this " special department '' that handles deletions and the female rep stated there is no such department. I explained I am very confused and quite irritated with the lies XXXX XXXX and the other reps that confirmed this deletion. I asked to speak with a Supervisor. No Supervisor was available so I left a message for a XXXX. XXXX returned my call at XXXX EST on XX/XX/XXXX and stated she does not see any notes from any of the reps I spoke with and she would need to look further into the issue because she has no call history for me. I am done with getting the runaway from Finance System of Toledo and am willing to take the proper legal steps if the account is not removed.
10/17/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CA 90042	Web	Servicemember
This complaint shall serve as an addendum to previous claim against another collection company " XXXX XXXX XXXX '' for XXXX XXXX XXXX File number XXXX I would like to dispute this debt under the " No Surprise Medical Debt Act '' I went to the XXXX XXXX XXXX XXXXXXXX at the early onset of XXXX not know what was the matter. I was covered under my XXXX XXXX XXXX from my previous employer. I was laid off at the time because our office closed down in fear of the spread of XXXX. I was treated and released the same night, It turns out I had XXXX XXXX? they gave me an XXXX and a prescription for XXXX XXXX.. which was {$120.00} dollars by itself. The XXXX was kind and had mercy on me and only gave me XXXX of the XXXX XXXX they prescribed based on the XXXX XXXX XXXX XXXX and charged me {$20.00} bucks. NO ONE EVER CONSULTED WITH MY ABOUT MY OPTIONS? for treatment, I was in so much pain, I was crawling on the XXXX XXXX, a nurse came in after I XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX They could have given me the script for a XXXX XXXX and a script for XXXX to allow my to pass it on my own. The bill would have been XXXX of {$400.00} dollars. What they did instead was have me sign all these forms while I was in excruciating pain, proceed to give me XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX to the tune of {$5000.00} for a XXXX XXXX XXXX. What they did was inhuman. To Surprise me with that bill after care, that should not have cost more than {$500.00} dollars in total. XXXX took total advantage of me. This debt was a TOTAL SURPRISE, In that I thought I was covered or I would have never went to the XXXX, in addition to this NO one on the staff ever told me what the charges may be else I would have NEVER submitted to any treatment as a single, laid off woman. This kind of Surprise Billing in not only unfair but unkind. Now thanks to the " no Surprise Medical Debt act '' it is now UNLAWFUL. I pay my bills, I never extend myself further than my reach. Because of this debt being reported to the credit bureaus it has negatively impacted my otherwise good credit rating. Please help me by making them remove this debt. Please and thank you. XXXX XXXX
05/21/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	OH 43119	Web
My doctor sent me to have a XXXX done prior to my XXXX. The doctor that performed my XXXX ordered me to have XXXX done. I gave them my insurance card. I do not understand why one year later they sent me to collections. I found out when I checked my credit score. I immediately called this collections office and asked what was going on. The lady that answered the phone said they sent me letters in the mail but they were returned. That is not true because I never received anything and I never sent anything back either. She said she was going to send me paperwork in the mail for me to review about the visit. And this was 2 weeks ago XXXX XXXX and I have not received anything. I also called the same day the place where they did the XXXX and I told them I had health insurance and I did not understand why they did not bill them. She said it had been longer than a year so they could not do it. But that is not my fault they did not do it. I had health insurance since XXXX XXXX, 2015 and at the time of that service my insurance was paying 80 % and I was responsible for the remaining. I have not received anything in the mail explaining to me why they failed to bill my insurance. I have proof I had insurance at the time of service, and it would have been really stupid of me not providing them with that important information when I went there to have a XXXX done. If I am requested I can show proof that I have been insured since XXXX 2015 I know I am responsible for 20 % of the debt, and I do agree with it completely. But I am not liable for the whole amount. I will pay what I am responsible for.
08/25/2022	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	OH 43402	Web
This occurred on Friday XX/XX/2022. Finance Systems of Toledo has contacted me about medical debt owed to a dentist. On more than one occasion, I told the debt collector ( XXXX XXXX ) that the amount owed is incorrect as I have already paid for the service but XXXX was still insisting I pay the entire amount he was billing me for, which included the amount I already paid. I have yet to receive an updated bill reflecting what I've already paid. Previously, I had asked XXXX what the amount of time I have before this is reported to the credit bureau and XXXX said he didn't know. I asked for a validation of the debt I owed and I was mailed information from the dentist that included protected health information which was sent in XXXX, prior to my knowledge of the debt collection. I contacted XXXX to let him know that this information is a HIPAA violation and my rights were violated when the agency obtained this information. XXXX said that that wasn't true and I must not want to pay my debt, which is the second time he has said that. I reiterated that the amount I'm being told to pay is incorrect and asked to speak with his supervisor. When I spoke with his supervisor, I relayed that my rights were violated by my private health information being given to an entity I did not give consent for my information to be disclosed to. His supervisor said if I didn't want my information being given out, I should just pay my bill on time ( a bill I've already paid ).
05/31/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	OH 43615	Web
I contacted this company via us mail requested verification of debt. I also filed a claim against this company for failing to provided the verification of the debt and the account that they are reporting. They responded by sending an statement but failing to provide other proof as I requested. I requested for them to provide 1 ) What the money they say I owed was for. 2 ) The original creditor and how the amount was calculated. 3 ) Proof that they were assigned to the debt or owns the debt. 4 ) Proof that the statue of limitations are not expiredAdditionally, when I spoke on the phone with a XXXX XXXX that represents the company, he refused to allow me to make arrangements and threaten to take me to court over the amount that I owe. He told me that he would not accept anything less than XXXX regardless of my financial hardships which was not his concern. I spoke with him at my job which is a recorded line to prove his conversation. This statement that was sent to me via mail is not enough information to verify their claim. Attached is copies of what they sent.
03/17/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 33825	Web
This is a formal notification that the debt you are reporting is disputed and is not a refusal to pay. Please send me a validation of this debt as soon as possible. Under the FDCPA you must send valid proof that these monies are owed by me. DO NOT send a simple printout showing my name and a dollar amount. You are expected to forward the following : 1 ) Proof that your company has the right to collect the debt, such as a signed contract between collection agency and the original creditor, stating that this account has been purchased by your company, or a copy of the original invoice from the original creditor that states that this specific debt is the one your company has purchased from the original creditor 2 ) Original creditors full name and address 3 ) Date of last activity/payment, if any 4 ) Copy of the signed contract between the original creditor and me 5 ) The Full billing history of this account not a statement 6 ) Date your company purchased said debt 7 ) Amount you paid for said debt
03/12/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	OH 44313	Web
I sent a letter to Finance Systems of Toledo requesting VALIDATION of this alleged debt ( FST ID number : XXXX ) and sent it via USPS Certified Mail. Finance Systems of Toledo has received my debt validation letter ( see attachment ). I requested that the account information be omitted from reporting to my consumer reports pending a response that provides sufficient validation of the alleged debt. During the 30 day validation period, they have continued to furnish this inaccurate information to the consumer reporting agencies and have violated my rights as a federally protected consumer. Additionally they are in violation of 15 USC 1692b ( 2 ) for the correspondence they sent me on XX/XX/2020. They have also been notified of this federal violation. I am demanding that this information be removed from consumer reports immediately as this information is neither accurate nor verifiable.
05/16/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OH 43229	Web
I called Finance systems of Toledo in XX/XX/XXXX to ask why they reported the closed/paid collections account on my credit report in XXXX of XXXX when this account was paid and closed XX/XX/XXXX of XXXX but the closed date was updated to XX/XX/XXXX and then XX/XX/XXXX. I was advised by a XXXX that he would give me a call back after he looked into the matter. I looked at my credit report in XXXX of XXXX and they updated this accounts closed date to XX/XX/XXXX. They are reaging the debt by doing this. I reached back out to them and was advised just because you paid the debt does not mean it will be removed. I advised the representative that my issue is with them updating the closed date as if it was just closed. I explained to the representative how this is negatively effecting me and he was very nonchalant and said we cant remove it sir I'm sorry.
06/02/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 445XX	Web
I reached out to these medical collection agencies for verification of the debt as I had never received any notice of collection prior to these accounts being added to my credit report. They were in violation of my HIPPA rights as they had very personal information about my medical visits. During the time of these medical visits I had insurance and it should have been paid through the insurance company. Even then I still tried to reason with these companies and get them paid and have then removed from my credit report to no avail. The companies are Finance Systems of Toledo, XXXX XXXX XXXX, and XXXX XXXX XXXX. These are all very small collections that I would never have defaulted on.
05/24/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	OH 43615	Web
I contacted this company via us mail in an attempt to verify this debt. I received a letter in the mail that I owed XXXX, then the amount reported was XXXX on my credit file with XXXX. I disputed this amount with XXXX and the company in returned reported that I owed XXXX. I never received a right to dispute this debt from the company as well as never received any debt verification. The company sent a letter stating that I owe XXXX in which I paid them directly ever bill I owe. I contacted XXXX XXXX XXXX and they said that I have a XXXX balance with them and they have no idea of what this company is collecting.
06/27/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	OH 43612	Web
My son was in a car accident in XXXX the bill was submitted to insurance but a creditor put it on my consumer report and took me to court. I showed in court with the proof of payment and the judge dismissed the case on XX/XX/XXXX. I have submitted proof to the credit bureaus and to the collection company who keeps telling me the attorney never updated anything after court and they won't remove this from my consumer reports. I have all the court papers plus the paperwork from the XXXX tort unit showing where they paid this claim. It should have never been placed on my consumer reports.
09/15/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Their investigation did not fix an error on your report	MI 48322	Web
Ive tried to dispute 2 negative items from a company named FINANCE SYSTEMS OF TOLEDO with XXXX because the debt they claimed I have I provided receipts from the hospital stating my insurance paid for this debt & that I had a XXXX balance. I sent them verification letters & receipts. They responded verified because they sent me my personal information regarding my XXXX XXXX and lab work I received at the hospital. Not proving any debt, yet breaking major HIPAA Laws. This company has tarnished my credit for years with this debt. I plan to take further action or sue.
01/15/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 45805	Web
I have 3 collections reporting on my credit report I dont recall or believe to be fraud XXXX for {$220.00} XXXX for {$340.00} XXXX for {$990.00} I already have tried disputing serval time and called XXXX who sent me to a collector which is Finance System Of Toledo INC I went to hospital they said the medical debt were base out of or from and they said they not aware of or know anything about the alleged debt. I ask that these 3 collections be deleted immediately that cause 3 derogatory marks on my credit report. Next will be legal action
11/10/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 90042	Web	Servicemember
This is an addendum to my previous XXXX As soon as this office closed this complaint, the account re-appeared back on my credit file. This kind of business practice should be against the law. They responded that they did not know what I was talking about, or that I needed to provide proof that this manufacturer XXXX debt was being reported by them on my credit report, they temporarily took the line off of my report, during your initial investigation and upon completion they added it back to my XXXX report.
07/24/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 44070	Web
Sent information disputing validity of debt to XXXX, XXXX and XXXX. All debts still remain on my credit report. It has been well over 30 days, and company has not responded to my communication requesting validity per my rights under the fair debt collection practices act. With this violation being apparent, Finance Systems of Toledo needs to remove this debt from all three of my reports with all three of the credit reporting agencies, and cease contact with me immediately.
10/06/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Problem with product or service terms changing	OH 434XX	Web
XXXX XXXX of XXXX called XXXX/XX/XX/XXXX and did not verify any PII, but provided full SSN & DOB without receiving any information as to whom they were speaking with to discuss an account. They advised the account would be removed upon payment. The original creditor XXXX was also notified and was advised upon payment account would be removed from credit report. No such action was taken. This will be my second small claims suit in XXXX if this is not resolved.
09/25/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	OH 43614	Web
I set payment arrangements with debt collector for {$600.00}. ( have never missed on my arrangement ) I have been paying {$100.00} every two weeks. the last payment off {$100.00} was to be paid on Friday XX/XX/XXXX. Today it is listed as a collection on my credit report owning XXXX out of XXXX dollars. this is unfair practices. no reason, no notice or anything. I explained to the collector I did not want this on my credit and agreed to paid in full.
04/25/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	OH 43612	Web
I had a medical bill placed on my report that was already paid due to an XXXX XXXX I have submitted the paperwork and the company and the bureaus have refused to update and remove this from my credit report. I even went to court with the company showed my proof to the judge and it was dismissed I sent in proof from the court with my complaint to the bureau yet on my current dispute they said it was accurate and didn't remove it.
04/26/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	OH 43512	Web
received a notice of this debit. But I explained this debt was not accurate at all. I 'm being charged for something I never received. Not right at all. This was a XXXX doctor I went to get XXXX. My insurance was to pay for these. This doctor should of had pre approval from my insurance to obtain these. He did not. Made these and then states your insurance will do pay for these. Again not right at all.
06/14/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	OH 435XX	Web
THEY BREACHED HIPPA. I received an account in collections through Finance systems of Toledo with absolutely no written notice. No phone call, or anything related to debt. Not only this, they have information that I never gave permission to have released through HIPPA. This is unacceptable, so not only was there a failure to file a written notice they breached my right to privacy through healthcare.
01/31/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	OH 43607	Web
FINANCE SYSTEMS OF TOLEDO IS TRYING TO COLLEXT XXXX FOR A DEBT THAT I ALLEGEDLY OWE TO THE LIBRARY. FINANCE SYSTEMS LIED DURING THE FIRST COMPLAINT AND STATED THEY SPOKE WITH A LIBRARY ADMINISTRATOR. THERE IS NO LIBRARY ADMINISTRATOR AND THEY NEVER CALLED. I SPOKE WITH THE LIBRARY MANAGER NAMED XXXX WHO CONFIMED THAT THE BOOKS WERE TURNED IN AND THAT FINANCE SYSTEMS NEVER CALLED TO CONFIRM
01/09/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	OH 434XX	Web
Debt was disputed after collection representative called and revealed XXXX and identifying information without verifying the caller was a debtor. I filed a lawsuit and I requested suit be dismissed without prejudice. The debt was not reflected as in dispute with credit reporting agencies which is a violation of FCRA.
10/25/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OH 43551	Web
In Accordance with the fair credit reporting acXXXX XXXX account number has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U. S.C 1681 section 604 A section 2 : it also states a consumer reporting agency can not furnish a account without my written instructions.
05/10/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	OH 43607	Web
the accounts mentioned does not belong to me nor did I have any knowledge of the accounts the accounts are as following finance system of Toledo XX/XX/XXXX {$100.00} XXXX {$64.00} XX/XX/XXXX {$370.00} XX/XX/XXXX {$470.00} the accounts are result of someone using my personal information without my consent.
12/26/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 434XX	Web
Finance systems of Toledo keep trying to collect two {$50.00} amounts and one {$120.00} dollars amount that's not mine. I have asked for a itemized statement and they won't provide it. I understand the amount is small but it's not mine I'm sure it would be easier to just pay it but that's not right!
01/28/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	OH 43607	Web
FINANCE SYSTEMS OF TOLEDO IS ATTEMPTING TO COLLECT MONEY FROM ME FOR AN DEBT FROM XXXX PUBLIC LIBRARY. I RECEIVED A LETTER FROM THEM. THE DEBT WAS PAUD WITH THE LIBRARY WHO CONFIRMED THAT I DONT OWE THEM ANYTHING. FINANCE SYSTEMS SHOULD NOT BE CONTACTING ME REGARDING THIS.
03/28/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 43612	Web
I Have no knowledge of this account, but it is being reported on my credit report. Under Section 604 15 U.S. Code 1681 B, it states none of the credit bureaus have the right to report anything on my credit report. Therefore, this is in violation!
07/24/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OH 44070	Web
Finance Systems of Toledo is repeatedly attempting to collect a debt that I no longer owe to XXXX XXXX. I have disputed this with all three credit reporting agencies, and it has been thirty days, and Finance Systems of Toledo has not responded.
07/19/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	OH 43607	Web
This company places this account in collections that is being disputed because the insurance company paid my account. They currently reported this debt without contacting me or sending me notification as required by law.
02/04/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	OH 448XX	Web
I had maid 3 payments to settle the debt with the company, and the remaining balance they said they would let go is still on my credit report, I have called once and reported it, and they have n't taken it off still.
03/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 436XX	Web
I have filed a dispute in regards to the incorrect items on your credit report. It has been well over 30 days and I haven't received any investigation results.
03/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 43607	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
03/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 436XX	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
03/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 43614	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
03/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 436XX	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
03/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 43607	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
03/16/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 43606	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
03/16/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 43614	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
03/15/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 43609	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
03/15/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 43609	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
03/15/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 43607	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
03/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 436XX	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
03/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 43607	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
03/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 43612	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
03/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 43612	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
05/28/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	OH 45805	Web
They said I ole a hospital bill, and i always had insurance, and they billed XXXX and not my insurance
07/10/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OH 458XX	Web
This debt was paid in full so can you please remove from credit
01/03/2024	Yes	Debt collection Rental debt	Attempts to collect debt not owed Debt is not yours	OH 44266	Web

10/28/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 43517	Web

04/29/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30318	Web

03/06/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19115	Web

03/06/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	OH 43606	Web

02/17/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	OH 43606	Web

06/30/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	OH 43614	Web

08/27/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 43612	Web

08/27/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 43612	Web

08/26/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OH 43615	Web

06/16/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MI 48162	Web	Servicemember

03/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 43608	Web

03/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 43606	Web

03/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 43606	Web

03/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 43528	Web

01/12/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	OH 43607	Web

09/24/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	OH 44313	Web

07/01/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	OH 43607	Web

06/05/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 43606	Web

05/20/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 43606	Web

01/17/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	FL 34691	Web	Servicemember

11/05/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IN 46803	Web

05/16/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 45229	Web

12/07/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Identity theft protection or other monitoring services Billing dispute for services	TX 76082	Phone

10/03/2017	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	OH 43623	Web

12/07/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	OH 44830	Web

05/02/2016	Yes	Debt collection Medical	Communication tactics Called outside of 8am-9pm	MI 48157	Web

04/29/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Contacted me after I asked not to	OH 43410	Web

04/12/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	OH 43567	Postal mail	Servicemember

03/31/2016	No	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	OH 44709	Web

01/24/2016	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	OH 43205	Web

12/10/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OH 43551	Web

12/02/2015	Yes	Debt collection Medical	Improper contact or sharing of info Contacted employer after asked not to	OH 43524	Web

10/08/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	OH 44849	Web

06/10/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MI 49270	Web

04/14/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not disclosed as an attempt to collect	OH 43410	Web